The Simplified Budget: Recent Episodes
Katy Almstrom
On this podcast, you get to hear live coaching sessions with amazing women who are seeking support around their money as they navigate life changes and financial challenges. The sessions are meant to inspire you and guide you on your own unique financial journey.
Did you miss this episode last year? It was one of the most downloaded episodes pf 2025 and I want YOU to hear it!
Episode Description:
The journey from money chaos to money confidence isn't a straight line - it happens in stages. And understanding exactly where you are can help you focus on what you actually need next.
Fresh off our 3-Day Money Reset Challenge, I'm sharing the 5 stages every woman moves through on her path to financial confidence:
You'll discover:
- Stage 1: Money Avoidance (and why looking is always better than not looking)
- Stage 2: Money Awareness (when you have information but don't know what to do with it)
- Stage 3: Money Management (systems that work most of the time but you still second-guess decisions)
- Stage 4: Money Confidence (frameworks that work automatically without guilt or stress)
- Stage 5: Money Mastery (using money strategically to build wealth and create impact)
Plus, why these stages aren't linear, why you can't skip the foundation-building that happens early on, and how to identify exactly where you are right now.
Most women get stuck between Stages 2 and 3. They manage their money okay but never feel truly secure about their financial choices.
What if 2025 was the year you moved to Stage 4?
Ready to move beyond money management to true money confidence?
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
Summer is almost here - which means camps, vacations, pool passes, weddings, and approximately seven thousand ice cream shop runs. If you're not careful, you'll hit September wondering why your credit card balance went up $2,000. In this episode, I'm walking you through how to plan for summer WITHOUT going into debt. We're brain dumping all the expenses, adding them up, figuring out what you can actually afford, and making choices NOW instead of scrambling later. Summer can be fun. You just need a plan.
You'll learn:
- Why summer spending sneaks up on you every single year
- How to brain dump and price out EVERYTHING summer might cost
- The difference between what summer could cost and what you can afford
- How to make choices now (not in July when you're already over budget)
- Why planning for "summer fun money" matters
- How to have a great summer without credit card debt
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
It's May. Spring cleaning mode is real. But you know what else needs a good spring cleaning? Your money. In this episode, I'm walking you through a financial spring cleaning checklist: canceling forgotten subscriptions, reviewing autopay bills, checking your sinking fund, and planning for summer. Plus, how to declutter your house AND make money doing it. Grab a coffee and let's clean up your money.
You'll learn:
- How to find (and cancel) subscriptions you forgot about
- Why you need to review your autopay bills right now
- What to do with your sinking fund as summer approaches
- How decluttering your house can put money back in your pocket
- Why planning June NOW saves you from summer money stress
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
This is Part 5 - the final episode - of our 5-part series on breaking up with credit cards and paying off debt. Yes, debt payoff is slow. But it doesn't have to be miserable. In this episode, I'm talking about how to make debt payoff sustainable - including money in your plan for things you actually love, celebrating every win (not just the finish line), and trusting that your system is WORKING even when progress feels slow. This isn't about deprivation. It's about being intentional. And when you do it this way, you actually make it to debt-free.
You'll learn:
- Why slow doesn't mean miserable (and how to make debt payoff sustainable)
- How to include things you LOVE in your monthly plan and sinking fund
- Why celebrating small wins matters more than waiting for the big one
- How to know your plan is working even when the balance moves slowly
- The difference between restriction and intentional spending
This is Part 5 of 5. Go back and listen to Parts 1-4 if you haven't yet.
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
This is Part 4 of a 5-part series on breaking up with credit cards and paying off debt. You're going to have moments where you want to use your credit card again. The car breaks down. You forgot to plan for something. Your friends want to go out and you don't have the money. In this episode, I'm walking you through the most common obstacles and what to do when they hit - so you have options besides reaching for the card. This ties back to Episode 2's lesson: planning ahead and having a sinking fund removes most obstacles before you face them.
You'll learn:
- The most common moments when you'll be tempted to use your card (and what to do instead)
- How to handle unexpected expenses without credit cards
- What to do when social pressure makes you want to swipe
- Why planning your month ahead prevents most obstacles
- What to do if you use the card (just get back to not using it)
This is Part 4 of 5. Start with Part 1 if you haven't listened yet.
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
This is Part 3 of a 5-part series on breaking up with credit cards and paying off debt. You're not making extra debt payments yet - you're still building your sinking fund like we talked about in Episode 2. But you NEED a plan for when you're ready. In this episode, I'm walking you through how to list all your debts, pick your strategy (snowball vs avalanche), and create your debt payoff roadmap. So when your sinking fund is set and you're ready to attack debt, you know exactly which one you're focusing on and why.
You'll learn:
- Why you need a debt payoff plan even though you're not making extra payments yet
- How to pick your strategy: snowball (smallest first) vs avalanche (highest interest first)
- How to number your debts in order so you have a clear roadmap
- How the debt snowball actually works (minimums on everything except your target debt)
- When you'll actually start making extra payments (after your sinking fund is set)
This is Part 3 of 5. Start with Part 1 if you haven't listened yet.
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
This is Part 2 of a 5-part series on breaking up with credit cards and paying off debt. Here's the truth: if you throw all your extra money at debt without saving for things you KNOW are coming, you'll end up using the credit cards again. Camp registration. Car insurance. Christmas. These aren't emergencies - they're predictable expenses you're not planning for. In this episode, I'm breaking down why you need to build a sinking fund BEFORE aggressively paying off debt, and how to actually plan for the things you know are coming instead of acting surprised every time.
You'll learn:
- Why the debt payoff roller coaster keeps you stuck (it's not bad luck, it's lack of planning)
- The difference between emergencies and predictable expenses you're not planning for
- How to build a sinking fund for things you KNOW are coming
- How to look ahead 2-3 months and actually plan your spending
- Why this gets you debt-free faster than throwing everything at debt and using cards again
This is Part 2 of 5. Start with Part 1 if you haven't listened yet.
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
This is Part 1 of a 4-part series on breaking up with credit cards and starting your debt payoff journey. The first 30 days after you decide to stop using credit cards are the hardest - your brain is breaking a habit and life doesn't stop just because you made a decision. In this episode, I'm giving you the actual tactics to make it through that first month without swiping your card. Not theory. Not 'just stop' advice. Real strategies that work when life gets expensive and temptation hits.
You'll learn:
- Why the first 30 days are the hardest (and what's actually happening in your brain)
- How to create physical and digital distance between you and your cards
- The small buffer you need in checking to avoid panic-swiping
- How to plan for your specific temptation moments before they happen
This is Part 1 of 4. Listen to the whole series starting here.
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
If you set multiple money goals in January, you're probably either off track or overwhelmed by now. Here's the truth: you don't need ten money goals for 2026. You need ONE. In this episode, I'm breaking down the one money goal that actually matters - and it's not what you think. This goal is simpler, more sustainable, and more powerful than any specific number you could aim for.
You'll learn:
- Why having too many money goals keeps you stuck
- The one goal that actually creates lasting change (and why it works better than specific number goals)
- How to build momentum that compounds throughout the year
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
We're almost through Q1 of 2026. What if this is the year everything changes with your money? Not in a dramatic overnight transformation way, but in a real, sustainable, "I finally figured this out" way. In this episode, I'm talking about what breakthrough years actually look like, the three things that make them different from every other year, and why this could be YOUR year - if you decide it is.
You'll learn:
- What "breakthrough years" actually look like (spoiler: not perfection)
- The three things that make THIS year different from every other year
- How to envision your own breakthrough year and take the first step toward it
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
You have multiple debts and you have NO idea where to start. Every time you think about it, you feel overwhelmed and end up doing nothing. Sound familiar? In this episode, I'm cutting through all the noise and giving you the only three things you need to start paying off debt this week. No perfect plan required. No endless research. Just three simple steps that break the paralysis and create momentum.
You'll learn:
- Why having too many debt payoff options actually keeps you stuck
- The only three things you need to do THIS WEEK to start paying off debt
- Why the "wrong" strategy you actually do beats the perfect strategy you never start
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
You've read the books. You've listened to the podcasts. You KNOW what you're supposed to do with your money. But you're not doing it. If you've been stuck in "learning mode" for months (or years), this episode is for you. I'm breaking down the real reasons you're not implementing - it's not about needing more information - and giving you the tactical steps to actually move from knowing to doing. Because at some point, you have to stop learning and start taking action.
You'll learn:
- The 3 real reasons you're stuck
- The one thing to do this week to break the paralysis
- How to have the money conversation with your partner if you're not on the same page
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
New Year's resolutions fail 80% of the time - and it's not your fault. The whole structure of resolutions is broken. In this episode, I'm breaking down the three reasons resolutions don't work (they're annual in a monthly world, they're fixed when life is changing, and they're all-or-nothing). Then I'm giving you what to do instead: Monthly Money Focus. This approach is flexible, adjustable, and actually works with your real life.
You'll learn:
- The three structural problems with New Year's resolutions (and why they're set up to fail)
- What Monthly Money Focus is and how it works
- Why monthly goals create more progress than annual resolutions
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
New year, same you - and that's actually perfect. If you're already feeling the pressure of New Year's resolutions (or you didn't make any because you know they don't stick), this episode is for you. I'm breaking down why trying to transform into a completely different person doesn't work - and what does. Sustainable money progress comes from working WITH who you are, not against yourself. Let's talk about how to make 2026 your year without the pressure to become someone you're not.
You'll learn:
- Why most New Year's money resolutions fail by mid-January (and what actually works instead)
- How small, consistent steps lead to bigger results than massive transformation goals
- The one question to ask yourself to pick your next money move for January
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
The best way to connect with Katy online is in the Debt Payoff for Women Community!
www.facebook.com/groups/debtpayoffforwomen
You paid off your credit card last month. This month it's back up to $2,000. Sound familiar? Paying off credit cards isn't the same thing as breaking up with them - and until you change your relationship with credit, you'll keep ending up right back where you started. In this episode, I'm breaking down why credit cards feel so helpful (until they become a trap), and the exact strategy to actually stop using them: a 4-week reset that includes a spending overhaul and decluttering your home to find extra money. If you're tired of the cycle, this episode will show you how to break it.
You'll learn:
- Why credit cards are designed to feel helpful (and why that's the problem)
- When credit cards go from convenient to trap
- Why you can't pay off debt while actively adding to it
- The 4-week credit card breakup plan (stop using, overhaul spending, declutter and sell)
- How to find money you didn't know you had
- What happens when you actually break up with credit cards (instead of just paying them off)
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Your budget keeps failing - and it's not because you're bad with money. It's because you're trying to force your real life into a generic template that doesn't account for what's actually happening. With the holidays coming up (Thanksgiving, Christmas, birthdays, parties, travel), November and December need a PLAN, not a budget. In this episode, I'm walking you through how to create a spending plan based on your actual calendar, your household's real needs, and what matters to YOU - so you can stop feeling like a failure when life doesn't fit the template.
You'll learn:
- Why generic budgets set you up to fail (especially during the holidays)
- The difference between a budget and a spending plan
- How to plan for your actual life by looking at your calendar
- What to consider for November/December specifically (because these months are NOT normal)
- How to make intentional choices about what matters vs. what doesn't
- Why flexibility is key to a plan that actually works
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
You say health is a priority, but you feel guilty spending on a gym membership. You say your marriage matters, but there's no room in the budget for date night. Your money is telling a story about your priorities - and it might not match what you're saying out loud. In this episode, I'm breaking down the two ways we contradict ourselves with money: feeling guilty about spending on what matters, and spending on things that don't actually align with our values. If you're tired of the disconnect between what you say matters and where your money actually goes, this episode will help you get aligned.
You'll learn:
- Why guilt around "good" spending keeps you stuck
- How to see what your money ACTUALLY says you prioritize (not what you think it says)
- The difference between restriction and intentional spending
- One simple exercise to identify where you're contradicting yourself
- How to make aligned money choices that support your real priorities
- Why debt payoff fails when your spending contradicts your values
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Haven't checked your bank balance in weeks (or months)? Feel that little flutter of anxiety every time you think about logging in? You're not broken, and you're not alone. In this episode, I'm diving into why we avoid our money - and more importantly, how to move from avoidance to awareness without shame or overwhelm. This is about the emotional side of money that nobody talks about but everyone struggles with.
You'll learn:
- Why money avoidance is actually a form of self-protection (not weakness)
- What financial avoidance is really costing you beyond just late fees
- The "just look" method that breaks the avoidance cycle
- How to move from shame to curiosity with your money
- Why checking daily actually reduces anxiety instead of increasing it
- The simple first step you can take this week (no action required, just awareness)
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Making your minimum payments every month but your debt isn't going down? You're not alone, and you're not doing anything wrong. In this episode, I'm breaking down the real math behind why minimum payments keep you trapped - and the one shift that can cut years off your debt payoff timeline. Spoiler: even an extra $25 per month makes a massive difference. If you're tired of feeling like you're spinning your wheels with debt, this episode will show you exactly how to break the cycle.
You'll learn:
- Why minimum payments are mathematically designed to keep you in debt
- The shocking truth about how long it really takes to pay off debt with minimums
- How even $25 extra per month can save you thousands and cut years off your timeline
- Practical ways to find extra money without huge sacrifices
- Why momentum matters more than perfection when paying off debt
Get 9 Ways to Break Up With Your Credit Cards
www.katyalmstrom.com/9-ways
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
"I can't afford to get help with my money."
I hear this all the time, and I'm not going to try to convince you that you're wrong. Instead, let's have a real conversation about this decision - because sometimes "I can't afford it" is absolutely true, and sometimes it's the excuse that keeps you stuck.
In this episode, you'll discover:
- When you genuinely can't afford help (and why that's okay)
- What "I can't afford it" is actually code for (hint: it's often not about money)
- How to evaluate whether investing in money support makes sense for YOUR specific situation
- When staying stuck costs more than getting help
Plus, the real question isn't "can I afford this?" - it's "is this the right investment for me right now, given where I am and where I want to go?"
Ready to figure out your answer? Book a strategy call to talk about whether Moneywise is right for you. We start October 20th, and I have 3 spots left.
This isn't about convincing you to spend money you don't have. It's about helping you make the right decision for where you are and where you want to go.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
How many times have you said "I'll get my money together next year"? If you're like most women, you've been saying some version of that for years - and every January, you start feeling behind before you even begin.
We have three months left in 2025. Three months to make real progress instead of waiting for some mythical "perfect time" in January that never comes.
In this episode, you'll discover:
- How to decide your December money story (not a budget - a story about how you want to feel about money on January 1st)
- Why picking ONE financial focus for the next three months creates more progress than trying to do everything at once
- The most important decision: are you doing this alone or getting support?
Plus, why the women who end 2025 feeling confident about money are the ones taking action right now, not waiting for January.
Ready to stop waiting and actually transform your relationship with money? Applications are open for Moneywise Mastermind starting October 20th. Book a strategy call to explore whether it's the right fit for you.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Episode Description:
The journey from money chaos to money confidence isn't a straight line - it happens in stages. And understanding exactly where you are can help you focus on what you actually need next.
Fresh off our 3-Day Money Reset Challenge, I'm sharing the 5 stages every woman moves through on her path to financial confidence:
You'll discover:
- Stage 1: Money Avoidance (and why looking is always better than not looking)
- Stage 2: Money Awareness (when you have information but don't know what to do with it)
- Stage 3: Money Management (systems that work most of the time but you still second-guess decisions)
- Stage 4: Money Confidence (frameworks that work automatically without guilt or stress)
- Stage 5: Money Mastery (using money strategically to build wealth and create impact)
Plus, why these stages aren't linear, why you can't skip the foundation-building that happens early on, and how to identify exactly where you are right now.
Most women get stuck between Stages 2 and 3. They manage their money okay but never feel truly secure about their financial choices.
What if 2025 was the year you moved to Stage 4?
Ready to move beyond money management to true money confidence? Applications are open NOW for the Moneywise Mastermind.
www.katyalmstrom.com/moneywise
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
When was the last time you actually looked at where your money went last month? Not just glanced at your bank balance, but really examined where every dollar went and why?
Most of us are running on financial autopilot, making money decisions based on how we feel in the moment or what seems urgent. But we never step back to see the bigger picture.
If you're tired of wondering where your money goes every month, this episode is your wake-up call.
You'll discover:
- What a money reset actually is (and why it's not about shame or judgment)
- The Money Chaos Cycle that keeps smart women feeling broke despite good income
- Why the fear of looking at your money is always worse than actually looking
- What happens when you finally get real awareness of your spending patterns
Plus, I'm sharing details about my FREE 3-Day Money Reset Challenge starting September 23rd in The Debt Payoff for Women Community Facebook group.
Three days, pen and paper, and the kind of financial clarity that changes everything.
Ready to break the Money Chaos Cycle? Let's reset together.
Join the 3-Day Money Reset Challenge: Search "The Debt Payoff for Women Community" on Facebook and request to join!
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
You make decent money. Your friends might even think you're "doing well" financially. So why do you always feel broke?
If you're constantly wondering where your paycheck went, feeling stressed about money despite earning good income, or questioning why you can't seem to get ahead - this episode is for you.
I'm breaking down the three specific reasons why good income doesn't translate to feeling financially secure, and more importantly, I'm showing you the cycle that keeps you stuck (spoiler: it's not about willpower or being "bad with money").
You'll discover:
- Why checking your bank balance is the worst way to make spending decisions
- How "life expenses" mysteriously expand to eat your entire paycheck
- The Money Chaos Cycle that traps even high earners
- What a healthy money decision-making system actually looks like
Plus, I'm sharing details about my FREE 3-Day Money Reset Challenge happening September 23-25 in my Facebook group. If you've been avoiding looking at where your money really goes, this challenge will help you get clarity without the shame or overwhelm.
Ready to break the cycle? Let's dive in.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
"I can't afford it." If you catch yourself saying this phrase a lot, you're accidentally keeping yourself stuck in scarcity thinking. For years, I said this constantly while simultaneously putting things on credit cards anyway. The problem isn't your bank account - it's the language that makes you feel powerless. In this episode, I'm sharing what to say instead.
You'll learn:
- Why "I can't afford it" shuts down creative thinking and keeps you feeling like a victim
- The choice-based language I use with my kids instead (that actually teaches them about money)
- How to find an affordable version of almost anything you want
- The reseller market secret that makes expensive items accessible
- The one question that changes everything about how you approach money decisions
- Why getting clear on your WHY often reveals you don't actually want the thing
- How to reframe from limitation to empowerment in any money conversation
Stop letting this phrase make you feel powerless. You have more options than you think - it's time to start using language that reflects that truth.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
What if your money wasn't your enemy, but your teammate? Most of us have been conditioned to see money as something scary to fight or control, but this mindset keeps us stuck in anxiety and bad decisions. In this Money Mindset Minute, I'm sharing the simple shift that completely transformed how money feels in my life.
You'll discover:
- Why treating money like a supportive friend changes everything
- The mindset shift that turns spending guilt into spending joy
- How I went from urges to spend everything to excitement about building wealth
- The automation strategy that makes money decisions guilt-free
- What to think instead when you look at your bank account
- The simple reframe that makes saving feel like teamwork, not deprivation
This isn't about talking to your money (though you could!). It's about partnering with your money instead of fighting it. When you make this shift, every financial decision becomes easier.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Summer doesn't have to be a budget buster, but most people fall into the same expensive traps every year. They start with good intentions, say yes to everything without a plan, and then avoid looking at their bank account until fall hits with back-to-school stress. Sound familiar? In this episode, I'm sharing our family's real approach to enjoying summer without going broke - and it's way simpler than you think.
You'll learn:
- The year-long planning strategy that makes summer expenses feel manageable
- How to create the "summer activities list" that keeps costs low and fun high
- Why most summer magic is actually free (and how to lean into that)
- The scheduling trick that spreads out bigger expenses without the guilt
- How to avoid the dangerous summer money avoidance spiral
- What to do right now if you're already feeling behind
Stop thinking you need to spend your way to a good summer. I'll show you how slowing down and being intentional creates better memories than any expensive activity ever could.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Feeling stuck in the same money patterns you started 2025 with? Like you're going through the motions but not making real progress? You're not alone. This week I ran a special mid-year workshop for my Moneywise clients and waitlist members, and what happened was so powerful I had to bring it to the podcast.
You'll learn:
- How to identify the hidden money pattern that's been secretly running your financial life
- The December 2025 vision exercise that creates clarity instantly
- Why your money emotions matter more than your budget
- The ONE decision framework that bridges where you are to where you want to be
- How to turn "inevitable" financial progress instead of hoping and wishing
Instead of typical goal-setting that never sticks, this episode goes deep on rewriting the money stories that have been holding you back. If you've been spinning your wheels financially and want your second half of 2025 to feel completely different, this reset will show you exactly how to make it happen.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Overwhelmed by budgeting apps and complicated money systems that never stick?
You're not alone. In this episode, I'm sharing insights from my special mid-year workshop where my clients revealed what's actually working for them - and it's refreshingly simple.
You'll learn:
- Why most money management systems fail (and it's not what you think)
- The two-part approach my clients swear by that requires zero apps
- How to stay connected to your money without obsessive tracking
- Why simple beats perfect every single time
- The 15-minute monthly habit that prevents money stress
If you've been struggling to find a sustainable approach to managing your money, this episode will be a breath of fresh air. No complicated spreadsheets, no daily maintenance, just practical strategies that work even when life gets messy.
Book a free consultation call with Katy: calendly.com/almstromcoaching/moneywisechat
Apply for Moneywise : katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/debtpayoffforwomen
Stop waiting to feel 'good enough' with money to start making progress. In this reset, I'm sharing my light switch moment when I realized that financial responsibility isn't about perfect systems - it's about actual progress. If you've been organizing and tracking but still feeling trapped by debt, this episode will help you shift from perfection to momentum.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
"Just live on rice and beans until your debt is gone." Yeah, right.
What if I told you that you can live richly RIGHT NOW while being financially responsible?
In this episode, I'm sharing my personal spending hierarchy that lets me thrift for amazing finds, create a beautiful home, and prioritize what actually matters - all while staying on track financially.
You'll discover:
- why I refuse to buy anything new (and love it that way),
- how to plan your spending around what creates real abundance,
- and the simple framework for making money decisions that align with your values.
Stop waiting for "someday" to live the life you want.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
You pay off your debt, celebrate your success, and then BAM - your car needs repairs and you're right back to using credit cards. Sound familiar? There's one simple financial tool that prevents this cycle, but most people have never heard of it. I'm talking about sinking funds, and they're absolutely game-changing for staying debt-free. In this episode, you'll get the exact step-by-step process to set them up, including real numbers, simple systems, and how to make it work even when money is tight. Stop being surprised by 'unexpected' expenses that aren't really unexpected at all.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Feeling stuck in your debt payoff journey? Like no matter how much you cut expenses, progress feels painfully slow? There's a strategy that can completely change your timeline - and it's not what most financial experts talk about. In this episode, I'm sharing the approach that helped me take control when debt felt overwhelming, plus how my clients are using this same strategy to cut years off their payoff plans. You'll discover how to leverage skills you already have, create flexibility that works with your busy life, and turn extra income into serious debt progress without burning yourself out. If you've been wondering whether there's a faster way to get debt-free that doesn't involve living on rice and beans, this episode is for you.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
You know that heart-racing panic when you're checking out at the store and the total keeps climbing? Or when you open your bank account and immediately want to close your laptop? I used to let those moments derail my entire day - until I discovered this ridiculously simple 60-second trick that completely stops money panic in its tracks. No breathing exercises, no complicated mantras, just two words that change everything.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
In this week's episode, I'm tackling those swirling questions about the economy that have been filling up my DMs lately.
If you've been wondering whether you should change your debt payoff plan because of those scary headlines, or if you're feeling that knot in your stomach every time you hear about inflation - I've got you.
I'm breaking down what all this economic noise actually means for your everyday money (spoiler: probably less than the news makes it seem), and sharing the simple 3-step framework I use with my clients to create clarity when everything feels uncertain.
No complicated jargon, no panic-inducing predictions - just practical guidance for real life. Because sometimes the most powerful money move is creating clarity amid the chaos.
Grab the free Economic Uncertainty Action Plan worksheet here to walk through these steps for your specific situation --> https://drive.google.com/file/d/1JM20wgh-Mp_sSYqWmrHVAcKTdRIU7Z9m/view?usp=drive_link
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
"I make good money, so why do I feel sick every time I look at my credit card balance?"
⬆ This is the EXACT sentence I hear on repeat from my clients as a money coach. But here's the good news: That knot in your stomach when you check your accounts isn't because you're bad with money. It's likely that living a normal life somehow turned into a cycle of credit card dependency - but it doesn't have to stay that way.
I've supported my clients to reduce thousands of dollars of credit card debt on repeat for the last seven years. And I've condensed everything I've learned into my 30-day proven system.
Introducing the "Done With Debt 30-Day Bootcamp" - your complete guide to going from monthly payment panic to total financial confidence.
Each morning for 30 days, you'll receive a short, powerful video with exactly what to do that day, plus practical tools that make implementation easy.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
In this episode, I'm sharing why this year feels like such an important moment to finally tackle credit card debt. I open up about my own journey of paying off $20,000 during the 2008 recession and how those lessons are surprisingly relevant to what we're facing today.
This isn't about spreadsheets or strict budgeting - it's about creating financial peace in your own life, regardless of what's happening in the broader economy. I'm sharing the exact freedom plan that not only worked for me during a recession but has now helped hundreds of my clients break free from debt too.
If you've ever felt that pit in your stomach when checking your credit card statement or wondered why those minimum payments never seem to make a difference, this episode is for you.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Ever notice how that first warm spring day gives you energy for EVERYTHING? Suddenly you're cleaning closets, planning projects, and yes - maybe even feeling ready to face those credit card statements again.
In this episode, I'm chatting about how to use that amazing spring motivation for your debt payoff journey without burning yourself out. I'll share what works and how to take simple steps to make the most of this renewed energy!
Whether you've been avoiding your finances all winter or just need some fresh ideas, we'll talk about practical ways to channel this energy into debt freedom.
And of course, I'll share a bit about my Done With Debt 30-Day Bootcamp starting April 1st - perfect timing for your financial fresh start! Use code BOOTCAMP20 to save $20 if you're ready to join us.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Ever wake up to a credit card statement that made your stomach drop? We've all been there. In this episode, I'm talking about the very real reasons we sometimes end up deep in credit card debt—and no, it's not because you're bad with money or lack willpower.
Medical bills, job loss, divorce, or just trying to keep food on the table in this economy... credit cards are often the life raft we grab when the financial waters get rough. I'll walk you through how to face your current situation without shame, create a clear picture of where you stand, and take those crucial first steps toward recovery.
This isn't about judgment. It's about moving forward from wherever you are now. If you're feeling stuck in the credit card cycle, this episode is your permission slip to be kind to yourself while taking back control of your financial future.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Remember those "free" t-shirts for filling out credit card applications in college? Turns out they might be the most expensive clothing we ever owned. In this episode, we're tackling the uncomfortable truth about credit cards – they're not just financial tools, they're often the biggest obstacle to true debt freedom.
Discover why credit cards create a cycle that keeps us stuck, the real psychological cost beyond interest rates, and what actually happens when you break up with them (spoiler: it's better than you think). We'll address those common fears about emergencies, credit scores, and travel, while showing you how life becomes clearer and more intentional without credit card dependency.
Perfect for anyone who's tired of the minimum payment trap or feeling like they'll never get ahead. Plus, learn how to get your free guide "9 Ways to Break Up with Your Credit Cards" to start your journey to financial freedom today.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
The First Step to Debt Freedom: Look at Your Numbers
Want to know the real first step to debt freedom? It's not making a budget. It's not cutting up credit cards. It's something much simpler - and scarier: Actually looking at your numbers.
If you've been avoiding your accounts, deleting bank notifications, or living in that constant state of "I hope this payment goes through," this episode is your permission slip to start fresh. Discover why the stories we tell ourselves about our numbers are almost always scarier than reality, and how simply looking at your accounts can transform your entire money relationship.
Learn exactly how to take that first look in a way that feels safe and manageable, plus why awareness itself is your secret weapon in debt payoff. Perfect for anyone who's been avoiding their numbers or feeling overwhelmed about where to start.
Plus: Get my free guide "9 Ways to Break Up with Your Credit Cards" to help you take the next step on your debt-free journey.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Ever notice how money is kind of like a child? Give it an inch, and it'll take a mile. Leave it unsupervised, and chaos follows. In this episode, we're talking about why your debt-free journey needs better boundaries - both with your money and in your relationships.
Discover how to shift from constantly reacting to your money's "tantrums" to being confidently in charge. Learn the difference between spending time (and money) intentionally with people you love versus defaulting to spending out of habit. Plus, get practical strategies for becoming the boss of your money without stressing about being perfect.
Perfect for anyone who's tired of their money running wild or feeling like social situations always lead to spending. It's time to take charge of your money relationship - and this episode shows you exactly how.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Want to know why spreading your extra money across all your debts is actually slowing down your progress? In this episode, we're busting the myth that you need to make massive changes to get massive results. Instead, discover how focusing your "small" actions strategically can create powerful momentum in your debt payoff journey.
You'll learn why adding $10 extra to each debt feels like nothing's happening (and what to do instead), how to make your small steps actually count, and the simple-but-mighty strategy that turns modest actions into major progress. Perfect for anyone who's been waiting to "really get started" on their debt-free journey because they can't make huge payments yet.
Plus: Get practical guidance on where to find that first bit of extra money and exactly how to use it for maximum impact. No extreme budgeting required – just smart strategy that works in real life.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Ever notice how emergencies never wait until you're "financially ready"? Your car doesn't care that you're finally making progress on your debt payoff journey. Your refrigerator doesn't check your savings account before it decides to stop working. And don't even get me started on those surprise vet bills or last-minute kid expenses that pop up exactly when you least expect them.
Traditional financial advice tells us to "just save 3-6 months of expenses" (while paying off debt, building wealth, and probably discovering unicorns too). But what about real life? What about the space between zero savings and that perfect emergency fund?
In this episode, we're talking about:
- Why traditional emergency fund advice often misses the mark (and what actually works)
- How to build savings while paying off debt (yes, it's possible!)
- Smart strategies for handling unexpected expenses without derailing your debt payoff journey
- The real cost difference between using savings vs. credit cards
- Creating a realistic emergency fund plan that works in real life
Whether you're just starting to save, rebuilding after an emergency, or trying to balance saving with debt payoff, this episode will show you exactly how to create a plan that works for your real life.
Emergency expenses don't have to mean emergency stress. You can build financial security while paying off debt, handle unexpected costs without panic, and create a savings strategy that actually works - even if you're starting with just $20 per paycheck.
Listen now to learn how to handle life's expensive surprises without derailing your debt payoff journey. Trust me - your future self (and your stress levels) will thank you.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Getting everyone into the car after basketball practice, dreading the inevitable 'What's for dinner?' question...
We've all been there. Because let's be real - between coaching the team and running a business, something had to give. And dinner prep was usually that something.
But that nightly takeout habit? It was costing us nearly $200 extra each week during basketball season.
In today's episode of The Debt Payoff Podcast (Episode 143), I'm sharing:
- The difference between regular busy seasons and true emergencies
- How to create simple systems that prevent panic spending
- A realistic approach to saving convenience for when you truly need it
- The exact system we created for basketball season (and how you can adapt it)
Because paying for convenience every day gets expensive fast - but having it as a backup plan for when life gets hard? That's priceless.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/
Free resource: 9 Ways to Break Up With Your Credit Cards:
https://www.katyalmstrom.com/9-ways
Those sneaky subscription charges are draining your account every month without you even realizing it. Feel like money disappears but can't figure out where it's going? This episode is for you.
In this episode, you'll discover:
- The 30-minute strategy my clients use to find an average of $100 in monthly savings
- Why those "small" charges are more dangerous than the big expenses
- My simple 3-question process for deciding what stays and what goes
- Real examples from clients who found hundreds in hidden charges
No extreme budgeting required - just practical steps that get real results, fast. By the end of this episode, you'll know exactly how to find and fix the money leaks that are keeping you stuck in the credit card cycle.
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join the Done With Debt 30-Day Bootcamp today! We begin January 13th.
https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/
Transform your relationship with debt in 2025! If you're tired of restrictive budgets and unrealistic advice, this episode is your permission slip to do debt payoff differently. Discover how to create a plan that lets you save money, pay off debt, AND still enjoy your life (yes, really!). Learn the secrets to guilt-free spending while making progress, build your savings safety net, and create a payoff strategy uniquely designed for you. Plus, find out how to potentially save thousands in interest with proven negotiation tactics. Whether you've tried debt payoff before or you're just starting out, this episode shows you exactly how to make the next 30 days your breakthrough moment. Get ready to transform your debt story with strategies that actually work in real life!
Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join the Done With Debt 30 Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/
Transform your debt payoff dreams into real-world success with Part 2 of our special planning series.
Discover how to create a month-by-month roadmap that actually works with your life, including practical strategies for building sustainable habits, celebrating milestones, and adapting your plan as life happens.
Learn exactly how to track your progress, refine your approach, and maintain momentum throughout 2025.
Whether you've already listened to Part 1 or you're just joining us, this episode gives you the concrete steps needed to make 2025 the year you break free from credit card debt.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join the Done With Debt 30-Day Bootcamp: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/
Want to make 2025 the year you finally break free from credit card debt?
Skip the typical New Year's resolutions and discover how to create a debt payoff plan that actually works with your real life.
In this first episode of a special two-part series, learn how to leverage your past experiences (even the ones you think were failures!), identify your natural money management rhythms, and build a personal success framework that sets you up for lasting results.
Perfect for anyone who's tried budgeting and debt payoff before but struggled to make it stick. Join us next week for Part 2, where we'll transform these insights into your concrete month-by-month action plan for 2025.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Stop letting money worries keep you up at night!
In this episode, discover three practical strategies to free yourself from the emotional weight of debt – without extreme budgeting or major lifestyle changes.
Learn the Daily Peace Practice, master the Worry-to-Action Flip, and discover how to maintain meaningful relationships without spending money.
Perfect timing for anyone wanting to start 2025 with more peace and confidence around money.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join the Done With Debt Bootcamp now: https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/
Ready to get real about your credit card debt?
In this quick, practical episode of the Debt Payoff Podcast, we're looking at the only three numbers you actually need to know to start your debt freedom journey.
No judgment, no complex spreadsheets - just clarity about where you're starting from.
Whether you've been avoiding your statements or trying to tackle debt on your own, these numbers will help you understand exactly where you stand and what to do next.
Perfect for anyone feeling overwhelmed by credit card debt and ready for real change.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Sign up for the Done with Debt 30-Day Bootcamp : Your Supported Path to Debt Freedom https://moneywise.thrivecart.com/done-with-debt-bootcamp-copy-2/
Tired of being told to skip your morning coffee to get out of debt? This episode is for every woman who's feeling frustrated with credit card debt despite making good money and smart choices. We're talking about the real reason credit card balances keep growing (hint: it's not about your spending habits), and what actually works to create lasting financial change. Learn practical strategies for reducing interest rates, breaking the payoff-use-payoff cycle, and building confidence around money without giving up your daily joys.
Perfect for: Women who want real solutions for credit card debt, financial wellness tips, money mindset transformation, debt payoff strategies, personal finance guidance, and practical money management advice. Whether you're dealing with debt stress, looking for financial freedom, seeking debt consolidation advice, or ready to transform your relationship with money, this episode offers hope and practical next steps.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Want to experience holiday magic without the January credit card hangover?
In this episode, I'm sharing my best advice for navigating the holiday season while keeping your financial peace intact.
From strategic planning tips to creative gift-giving alternatives, discover how to prioritize what truly matters without the stress of overspending.
You'll learn:
- practical strategies for setting loving boundaries
- getting resourceful with your celebrations
- and giving yourself grace along the way.
Whether you're aiming for a completely debt-free holiday or just want to reduce financial stress this season, this episode will help you create meaningful memories without the post-holiday money regrets.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Tired of Feeling Trapped by Credit Card Debt? Let's Get You on the Path to Freedom
Friend, I know how it feels when that credit card bill arrives and your heart sinks. You log in, see the staggering balance, and instantly feel that familiar wave of anxiety and guilt. This morning, you had to decline grabbing coffee with a friend because you couldn't justify the $5 expense - it's moments like these that make the burden of debt feel crushing.
But what if I told you there are simple, practical steps you can start taking today to break free? In this new podcast episode, you'll discover:
- Strategies my clients use to pay off debt consistently, even when life gets in the way
- Savvy ways to reduce your interest rates and get ahead of those pesky credit card fees
- A spending plan formula that helps you tackle debt without having to give up everything you enjoy
- Simple savings tips to build a cushion for unexpected expenses
No extreme cutbacks or unrealistic sacrifices - just actionable tips you can implement right away to start seeing real progress. Say goodbye to the days of stress and restriction, and instead, imagine the relief, pride, and excitement of finally taking back control of your finances.
Hit play now, and next week you could be texting your friend to meet up for that coffee guilt-free! Discover the 4 proven debt-busting secrets that can help you achieve the financial transformation you've been longing for.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
This week on the podcast I’m sharing the #1 Mistake SO many women are making with their credit cards. We’re talking a mistake to the tune of thousands of dollars a year.
Paying off your credit cards can feel daunting, especially when the monthly payments seem to keep creeping up and up over time. What gives?If you’re tired of sending huge payments to your credit cards each month with seemingly NO change in your balance, you need to listen to this.
You don’t have to pay off your credit cards for the rest of your life, and I know it can feel that way.
I was just like you, and it felt like Everest in front of me.
Listen in and let’s get you taking action on this big mistake.
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
If you're trying to pay off debt without a spending plan, listen up.
There are SO many reasons a spending plan supports your debt pay off journey.
The most important reason for me?
It keeps you from feeling restricted.
You read that right.
The spending plan makes it EASIER to spend money on things that make you happy.
On things that matter most.
NOT having a spending plan will make you feel restricted.
If you’re stressed about paying off debt and you don’t know where your money is going, how will that latte EVER feel joyful and like a genuine treat?
I can’t TELL you how badly I want that latte to stop feeling like a “guilty” pleasure. It should just be straight up pleasure!
And not just the latte.
Your personal trainer.
Or therapist.
The hair appointment you’ve put off for too many months.
Even your housecleaner.
A spending plan shows you exactly which of these go where. How they fit in the money puzzle.
Believe me, the money for those things is likely available, but it’s going somewhere else without your plan in place.
This week on the podcast, I’m sharing more about what a spending plan does, how to create one, and WHY WHY WHY I am so persistent in you having one.
Listen in to the episode and let me know what YOU are excited to spend money on next month!
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
This week’s episode is all about the 3 Types of Savings that Help My Clients Pay Off Debt.
Let’s be honest… when you think about paying off debt successfully, you’re likely not going to focus on savings.
And yet, your ability to save, I believe, is the KEY to sustainable debt freedom.
And savings is not just for “after debt” some elusive place out in the future somewhere.
It’s for now.
--> Savings now is insurance against new debt.
--> Savings now is a sigh of relief when the next unexpected expense pops up.
--> Savings now allows you to enjoy some of your hard earned money without guilt.
--> Savings now builds new muscles and reshapes your identity with money.
Listen to the episode to hear the 3 types of savings and how they can help YOU on your own unique debt free journey.
Then let me know, which of these are you most excited about starting today?!
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
When it comes to "mistakes women make while paying off debt," I could do a whole series. Today's episode looks at one mistake I see again and again that's disguised as "a good strategy" to help pay down debt.
Intrigued? Listen in to the episode to hear:
- what this mistake/strategy is
- the reasons why I think it's a mistake
- and what I recommend you use as a strategy instead
The strategies I teach my clients to pay off debt have helped them reach over one million dollars paid off over the past several years, and I'm thrilled I get to help you on your journey here as well.
Want more free stuff from Katy? Send the words "DEBT FREEBIE" in a DM, and you'll get hooked up with something new coming soon!
Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Ready to join Moneywise?
Send me a DM here: http://m.me/almstromfinancialcoaching
Or learn more at https://www.katyalmstrom.com/moneywise
Join Katy in this episode of Messy to Magnetic, where she dives deep into the transformative journey of financial freedom with the Moneywise program. Moneywise, a six-month group coaching program designed exclusively for women, aims to end the cycle of debt drama, break the chains of credit card dependency, and shift the momentum of your finances in your favor.
In this episode, you'll get an inside look at how Moneywise kicks off with an engaging opening ceremony on October 8, packed with introduction and motivation. Discover how participants are added to a supportive Slack channel for accountability, daily coaching support, and exclusive direct messaging with Katy for personalized financial guidance.
Learn about Podia, the resource-rich platform where participants access bite-sized money lessons, worksheets, and templates essential for crafting a bespoke personal spending plan and debt payoff strategy. Katy also discusses the importance of setting crystal-clear 90-day financial goals, with a focus on driving progress through personalized one-to-one calls and monthly office hours.
If the roller coaster of debt, hovering savings accounts, and impulsive spending haunt your financial life, this episode is for you. Experience how the unique Moneywise program supports women in overcoming these challenges without shame or discomfort, enabling you to harness the power of financial growth and freedom.
Don't miss out on this chance to transform your financial outlook. Tune in to hear how adopting the Moneywise method can set you on a path of magnetic money transformation.
Keywords: Financial Freedom, Moneywise Program, Debt Relief, Credit Card Debt, Personal Spending Plan, Money Coaching, Financial Transformation, Women Entrepreneurs, Money Management, Debt Payoff Strategy, Financial Growth.
The Moneywise Mastermind is now open for enrollment:
Learn more and apply here:
https://www.katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
In this enlightening episode of "Messy to Magnetic," host Katy Almstrom sits down with special guest Kailan to delve into her transformative journey towards financial freedom. As a money mentor and financial coach for women entrepreneurs, Katy orchestrates a candid conversation about tackling the messy topic of credit card debt and becoming financially magnetic.
Kailan, one of the standout participants in the Moneywise Mastermind, shares in detail how she overcame her long standing struggles with credit card debt. She recounts her initial skepticism about investing in financial coaching, only to find it was one of the best decisions she ever made.
Topics Covered:
- Kailan's initial fears and confusion about personal finance.
- The tailor-made strategies that helped her manage and reduce her credit card debt.
- How Money-Wise Mastermind provided a clear, personalized financial path.
- The emotional and psychological benefits of financial clarity and goal-setting.
- Practical tips for budgeting, saving for large expenses, and avoiding future debt.
- The importance of community and accountability in financial programs.
Listeners will gain invaluable insights into how they too can transform their financial situations. Whether you’re struggling with debt, unsure where to begin with personal finance, or looking for a community to support your financial journey, this episode offers actionable advice and hope for a prosperous future.
Tune in and be inspired to turn your messy financial situation into a magnetic, successful life.
Keywords:
- Financial Freedom
- Credit Card Debt
- Money Mentor
- Financial Coach
- Women Entrepreneurs
- Money-Wise Mastermind
- Debt Payoff Journey
FinancialFreedom #CreditCardDebt #MoneyMentor #FinancialCoach #WomenEntrepreneurs #DebtPayoff #PersonalFinance #MoneyWiseMastermind #BudgetingTips #FinancialClarity
The Moneywise Mastermind is now open for enrollment:
Learn more and apply here:
https://www.katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Doors to The Moneywise Mastermind are OPEN.
Learn more and apply here:
https://www.katyalmstrom.com/moneywise
In this episode of Messy to Magnetic, host Katy Almstrom, a seasoned money mentor and financial coach for women entrepreneurs, delves into an inspiring topic that resonates with many: how her clients have collectively paid off over $1 million in debt. Drawing from over six years of coaching experience and her signature Moneywise program, Katy shares actionable insights and three key takeaways that have proven successful for her clients on their debt-free journeys.
Listeners will discover the importance of perfect timing, strategic trade-offs, and maintaining an enthusiastic mindset while tackling debt. Katy also emphasizes how these elements work together to empower women, reduce financial stress, and build a secure financial future. Additionally, Katy invites those experiencing money-related challenges to join the Moneywise program, which offers accessible and result-driven financial coaching.
Tune in to gain valuable tips on managing debt, improving financial habits, and setting yourself up for long-term success. Future you will thank you!
Keywords: debt reduction, financial coaching, women entrepreneurs, money management, paying off debt, debt-free journey, financial empowerment, Moneywise program, Katy Armstrong, financial stress, money mentor, debt strategy, money tips, financial success, debt payoff strategies.
The Moneywise Mastermind is now open for enrollment:
Learn more and apply here:
https://www.katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Welcome to the September 13 episode of Messy to Magnetic, hosted by money mentor and financial coach Katy Almstrom. This episode features the insightful and transformative Day 3 session of Katy's "Break Up With Your Credit Cards Challenge," streamed live in her Facebook group. In this enlightening episode, Katy delves deep into the debt-free journey, addressing the most common challenges women face when attempting to break up with credit cards and manage their financial obstacles.
Key takeaways include strategies for handling unexpected life events without resorting to credit cards, the importance of using savings wisely, and the power of maintaining consistency in your spending and saving habits. Katy also provides an in-depth overview of her life-changing Moneywise Mastermind program, designed to help women joyfully pay off their debt, create guilt-free spending plans, develop effective savings strategies, and achieve financial freedom without the constant stress of money worries.
Common Challenges in a Debt-Free Journey:
- Life Happens: Be prepared for unexpected expenses and be willing to pause debt repayment or savings temporarily instead of resorting to credit cards.
- Fear of Using Savings: Don't be afraid to dip into your savings for necessary expenses to avoid accruing more debt.
- Consistency: Maintaining new spending habits and sticking to a spending plan for at least 90 days is crucial for financial progress.
Listeners will gain valuable insights into creating a sustainable spending plan, understanding the nuances of saving while tackling debt, and reprogramming their money mindset for long-term success. Whether you're a woman entrepreneur or anyone looking to improve financial health, this episode is packed with practical advice and actionable steps to transform your relationship with money. Don’t miss out on this opportunity to turn your messy financial situations into magnetic financial success!
The Moneywise Mastermind is now open for enrollment:
Learn more and apply here:
https://www.katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join Katy September 11-13 for "Break Up With Your Credit Cards: A FREE 3-Day Challenge"
Register here --> www.katyalmstrom.com/creditcards
Welcome to another episode of "Messy to Magnetic", hosted by Katt Almstrom, your dedicated money mentor and financial coach for women entrepreneurs. This episode, “Three Steps to Break Up With Your Credit Cards, delves into Katy's transformative three-step process for breaking up with credit cards and embarking on a sustainable debt-free journey.
Katy emphasizes the critical steps to triage your financial situation, simplify and declutter your finances, and prepare for financial obstacles. These strategies are designed to help you end your unhealthy relationship with credit cards and focus on paying off your credit card debt. Whether you are grappling with unexpected expenses or struggling with your savings strategy, this episode provides actionable advice to navigate these challenges.
Join Katy as she offers a sneak peek into her upcoming free three-day challenge, "Break Up with Your Credit Cards", happening from September 11 to 13. Engage with tools and strategies that have empowered Katy's clients to collectively pay off over a million dollars in debt since 2018.
Tune in to this episode to transform your approach to credit card debt, boost your financial confidence, and establish a strong foundation for lasting debt freedom. Find more resources and details about the challenge at www.katyalmstrom.com/creditcards.
Keywords: credit card debt, break up with credit cards, financial coach, money mentor, women entrepreneurs, financial obstacles, savings strategy, debt-free journey, credit card relationship, Katy Almstrong, Messy to Magnetic, financial confidence, financial advice, triage your finances, simplify finances, declutter finances.
The Moneywise Mastermind is now open for enrollment:
Learn more and apply here:
https://www.katyalmstrom.com/moneywise
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join "Break Up With Your Credit Cards: A FREE 3-Day Challenge"
https://www.katyalmstrom.com/creditcards
In this compelling episode of Messy to Magnetic, your host Katy Almstrom shares her transformative journey of conquering $20,000 in credit card debt in under two years. Drawing from her personal experiences in early adulthood, Katy opens up about the financial stress caused by her unfiltered spending habits and low income. She vividly illustrates the pivotal moments that led to her financial turnaround, including the wake-up call from a loved one and the life-changing decision to pay off her debt.
Listeners will gain insightful strategies on tackling debt, from boosting income with side jobs like nannying and personal training to reducing unnecessary spending and creating a focused plan of action. Katy emphasizes the importance of support and prioritizing essential expenses to manage financial burdens more effectively. This episode not only offers practical tips but also inspires a mindset shift towards financial freedom.
Stay tuned until the end, where Katy introduces her upcoming "Break Up with Your Credit Cards" free three-day challenge starting September 11. This challenge aims to help you triage your debt situation, create a sustainable repayment roadmap, and navigate obstacles to maintain a debt-free status. Don’t miss out on this opportunity to kickstart your journey to financial independence.
Keywords: credit card debt, debt payoff, financial freedom, debt-free journey, money management, budgeting, personal finance, income boost, side jobs, reducing expenses, financial support, financial stress, spending habits, debt repayment strategies, debt management challenge, Katy Almstrom, Messy to Magnetic podcast.
Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards
In this exciting new episode of "Messy to Magnetic," Katy, a dedicated money mentor and financial coach for women, shares insights about an often misunderstood aspect of debt freedom. Katy returns to the show with fresh perspectives and valuable lessons geared towards helping listeners achieve a joyful debt-free journey as we transition into the fall and school season.
Katy emphasizes that achieving debt freedom isn't solely about eliminating all debt but about ending the reliance on it. She explains that one can celebrate debt freedom even while still paying off some unwanted debt, as long as they're no longer dependent on using any new debt. Katy illustrates this by contrasting the short-lived satisfaction of paying off credit card balances with windfalls such as bonuses or tax returns, only to rack up the same debt due to ongoing reliance on credit cards.
A key takeaway from the episode is Katy's advice on breaking up with credit cards, particularly those with high interest rates, as an essential step toward sustainable long-term debt freedom. She shares her personal journey of overcoming maxed-out credit cards by making a decisive commitment to stop using them, emphasizing that sustainable debt freedom comes from a change in habits rather than just zero balances.
Join Katy in this episode of "Messy to Magnetic" as she unpacks the importance of breaking up with credit cards, shares valuable strategies for debt reduction, and invites you to a challenge that could kickstart your journey to financial freedom. Don't miss out on the wealth of knowledge and support designed to help you navigate your messy money issues and become truly magnetic with your finances.
Join the 3-Day Challenge "Break Up With Your Credit Cards"
https://www.katyalmstrom.com/creditcards
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
In this engaging episode of the Messy to Magnetic podcast, Katy welcomes Aslynn, a psych nurse practitioner with a unique perspective on neurodivergent challenges and money management. Join their candid conversation as Aslynn shares her journey juggling a successful career, motherhood, and financial obstacles. Discover how she transformed from DIY financial plans to adopting a powerful new mindset about debt and savings. With insights into overcoming financial guilt and the long-term vision needed for stability, this episode is a must-listen for anyone looking to flip their financial script and embrace a brighter future.
Aslynn is an AuDHD psychiatric nurse practitioner who works with neurodivergent clients to evaluate and treat mental health conditions as well as provide neuro-affirming diagnostic services to those who suspect they may be Autistic. She enjoys sharing research, personal anecdotes, and others' stories about autism and Autistic culture on her social media pages and is looking forward to launching a podcast, "Infodumps & Oversharing" in the near future. Financial coaching with Katy has been transformative for Aslynn and her family and she's excited to tell anyone who will listen: You CAN take control of your finances and it's okay to need support to learn how to do it.
Connect with Aslynn:
https://www.linkedin.com/in/aslynnnp/
https://www.facebook.com/aslynn.audhd/
https://www.tiktok.com/@infodumpsandoversharing
www.balancementalhealth.com
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
In this episode of "Messy to Magnetic," Katy and Janita delve into strategies for managing impulsive spending and setting boundaries. They highlight the importance of self-compassion and avoiding self-judgment. Both speakers stress the necessity for support and coaching across various life aspects, while also discussing Janita's entrepreneurship journey and the potential for future collaboration. Janita shares insights on how to connect with her through her website and Facebook groups, and notes plans to narrow her online presence in the future.
Katy underscores the significance of attracting the right clients to succeed in business, advising consumers to think thoughtfully about their purchases. Janita suggests strategies like tracking spending to remain accountable and adopting a CEO mindset to make objective decisions. Both hosts emphasize identifying triggers for impulsive behavior and practicing self-compassion. Katy mentions that financial challenges are common, reassuring listeners to accept themselves without judgment.
In their discussion on tools to tackle impulsive spending and ADHD-related challenges, Janita highlights the importance of recognizing and being aware of impulsive habits. She advises changing the inner monologue to seek help without using ADHD as an excuse to overspend, setting spending limits, and delaying purchases to break impulsive behaviors into manageable steps. Future episodes will address debt freedom and no-spend months to offer further financial guidance.
Katy believes that individuals with ADHD or impulsive spending habits can still achieve financial success by setting small goals and being aware of their financial activities. She introduces Janita as a business coach and strategist dedicated to helping entrepreneurs build sustainable online businesses. Janita, who navigates ADHD and money herself, runs the Business Mama's community and the ADHD Entrepreneurs Society. She explains that common client challenges include impulsivity in spending, fear of missing out (FOMO), and feeling judged or making excuses for their behaviors. These impulsive buying behaviors often lead to regret, creating a cycle of overspending and feeling stuck. Janita emphasizes the importance of taking a step back and thinking things through to avoid impulsive buying, focusing the conversation on how these challenges impact business and money management for individuals with ADHD. Connect with Janita:https://www.facebook.com/groups/businessmamascommunity/?ref=share_group_link
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
In this episode of "Messy to Magnetic," Katy Almstrom, a money mentor and financial coach for women, interviews Eliza from Eliza Uncluttered, a professional home organizer specializing in decluttering homes. This episode kicks off a month on the podcast focusing on clutter, impulsive spending, and understanding our behaviors around money and physical space.
Eliza shares her journey that began in 2018 as a stay-at-home mom and evolved into a career dedicated to helping moms declutter and organize their homes. She discusses the importance of starting with the first speed bump of the day when tackling decluttering tasks and emphasizes the need to make intentional decisions about the items in our spaces. The conversation touches on the emotional aspects of decluttering, particularly dealing with guilt from past purchases and the concept of "sunk costs."
Katy and Eliza also explore strategies for managing impulse spending and the value of taking a pause before making new purchases. Eliza introduces the idea of the "F that list" and the significance of focusing on items that genuinely improve day-to-day life.
Throughout the episode, both speakers draw parallels between financial habits and decluttering practices, offering listeners practical advice to handle both areas more effectively. The episode wraps up with Eliza's tips for starting small, such as taking five minutes to sort items and the concept of "brain dumping" to clear mental clutter.
Listeners can find more of Eliza's insights on Instagram and Facebook at Eliza Uncluttered, where she shares daily tips and relatable experiences about living a more organized, joyful life. Katy and Eliza's discussion provides a treasure trove of practical advice for those looking to simplify their spaces, spend more mindfully, and ultimately create a more magnetic life.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
3 Questions to Speed Up Your Debt Payoff Plan
In this episode, Katy Almstrom, money mentor and financial coach, dives deep into three pivotal questions to ask yourself if your debt payoff plan isn't progressing as you'd hoped. These questions will help you:
- Uncover strategies to shift your emotional state and build a stronger relationship with your money, making your debt-free journey more manageable.
- Visualize and plan for a future where debt payments are a thing of the past, and discover the endless possibilities for your reclaimed finances.
- Learn the importance of celebrating milestones to keep you motivated and engaged on the path to becoming debt-free.
Join the free Facebook group for more! https://www.facebook.com/groups/networthwoman
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
5 things you can start doing TODAY to create debt freedom in your life.
Today, we dive into week three of our four-week series on paying off debt. I'm excited to share practical steps you can take immediately to create debt freedom in your life. In this episode, I'll guide you through crafting a spending plan, understanding your expenses, prioritizing savings, organizing all your debt information, and setting a target payoff date.
Don’t forget, on June 12, I'll be hosting a more in-depth masterclass in my Facebook group, so make sure to join us there!
Join the group here: https://www.facebook.com/groups/networthwoman
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
**Welcome to another episode of Messy to Magnetic with your host, Katy Almstrom, a money mentor and financial coach for women entrepreneurs.
In this episode, Katy shares her personal debt payoff journey, discussing how she paid off nearly $40,000 in debt in just two years.
She highlights three key factors that contributed to her success: increasing income by taking on multiple side hustles, creating a specific debt payoff plan using the debt snowball method, and seeking support from loved ones and motivational resources.**
Join Katy in her Facebook group for more debt-free journey tips and inspiration.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Join me this week as I share the first of four episodes in a series about paying off unwanted debt, particularly high interest credit cards.
In this week's episode, we're looking at 3 ways to simplify your journey, and the specific and practical ways to make those simplifications.
Paying off credit card debt can be daunting (stay tuned next week for more of my story), and there are easy ways to get quick wins when we simplify.
So if you're ready to have a win on YOUR debt free journey, you're going to love this episode.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB Group: www.facebook.com/groups/networthwoman
Today, I'm diving deep into an essential money management practice that’s super important for anyone trying to tweak their financial strategies and meet their money goals in 2024. You don't wanna miss today’s chat! I've packed it with personal stories, hands-on advice, and insights that can really transform your approach to money.
Here’s What You’ll Learn:
- Understanding Money Stories: Find out how those deep-seated beliefs about money influence our financial behavior and learn why it’s crucial to rethink these old narratives.
- Breaking Through Limitations: I share my own journey and talk about how changing the way I think about money helped me transition from being a private school teacher to becoming a successful money mentor.
- Holding Higher Standards: Discover how you can lift your financial expectations and keep yourself accountable to achieve your money dreams.
- Continuous Growth and Learning: Find out why it’s important to stay current and flexible with your financial mindset to ensure you keep growing both personally and financially.
Be sure to register for the FREE 3-Day Money Mindset Challenge happening later this month!
https://www.katyalmstrom.com/challenge
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
I'm excited to share a very personal journey with all of you—my own money story. We'll navigate through the struggles I faced from accumulating a sizeable debt early in my career to the powerful shifts that led me to financial freedom and wellness. So whether you're dealing with credit card debt, looking for ways to improve your financial strategies, or just need a little inspiration to start making changes, this episode promises insights and real-world advice that could help reshape your relationship with money. Join me as we explore how embracing a healthier money mindset and making focused life changes can lead to a magnetic, financial future.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
In this episode of Messy to Magnetic, I'm sharing a brand new resource to fast track your relationship with money, and therefore your money growth.
Introducing: The 4-Minute Money Upgrade
Improve your relationship with money and fast track your money growth with this daily meditation at https://www.katyalmstrom.com/moneymindset
You're 4 minutes away from:
More money peace
When you've got more peace around money, you're free to focus on growing your business without all that financial stress hanging over you. It lets you make bold moves, take risks, and invest in what really matters for your long-term success. When you're relaxed about money, you've got this whole aura of abundance and freedom, making it easier to succeed in both your personal life and biz.
Better money communication
When you've got open communication with your money, it's like having a clear roadmap for your financial journey. You can make informed decisions, track your progress, and address any challenges head-on. Ultimately, it leads to a healthier relationship with money, less stress, and more confidence in managing your finances effectively.
More compassion for your money journey
When you have more compassion for yourself on your money journey, it's like giving yourself a warm hug of understanding and support. You can acknowledge your mistakes without judgment, learn from them, and move forward with greater resilience. Ultimately, you develop more self-acceptance, empowerment, and a positive outlook on your financial future.
If money feels hard, heavy, and stressful right now, I see you and I want to honor those feelings. I've been there and I've seen hundreds of women in that same spot.
I encourage you to take this small step with your money because I KNOW it will bring a smile to your face, and it only takes 4 minutes.
Do you have 4 minutes to improve today?
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Voted as one of the top 30 coaches to look out for in 2021 by the New York City Journal, Sofia Rose Bernardi is a Mindset & Business Coach helping ambitious coaches grow to 10K+ months through simple strategy + events using The Rising Coach Method™.
Sofia built a million dollar coaching business by the age of 26, and credits her journey to the discovery of the combination of mastering your Mindset, Strategy and running online Events and the process she journeyed in her late teens and early 20s of overcoming her own personal struggles. Sofia now helps women build confidence and create a sustainable, scalable and simple coaching business that brings in consistent 10K+ months.
On top of this, Sofia is an NLP Practitioner and has been trained under Tony Robbins Life Coaching certification and John Gottman’s Couples Therapy Certification.
Her love and energy is contagious and will leave you feeling empowered and inspired to create the life you deserve and desire. Sofia is relatable, easy to talk to and allows the space for you to be your authentic self and helps you to bring out the best in you.
CONNECT WITH SOFIA:
Free Facebook Group: https://www.facebook.com/groups/risingcoaches
Instagram: https://www.instagram.com/sofiarosebernardi
Podcast: http://sofiarosebernardi.com/podcast
Free Training: https://sofiarosebernardi.com/free-training-register/
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
This week I'm throwing it back to an older episode of Messy to Magnetic!
In this episode, I'm sharing 4 areas where my spouse and I don't spend money [very often].
This is a behind the scenes look at how I spend money and a lot of the intention and decision-making around money and our spending that my spouse and I have put in over the past 16 years.
The reason I'm sharing this is because I want to be transparent about some of the ways we've been successful financially and the decisions we've made around NOT spending money that have allowed us to spend money on everything that DOES matter.
In this episode you'll hear:
- 4 specific areas where I don't spend money
- What to focus on to spend less money in your own life
- Areas where I love to spend money!
Connect with me on Instagram: www.instagram.com/katy_almstrom
Join my Facebook Group: www.facebook.com/groups/thesimplifiedbusiness
10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!]www.katyalmstrom.com/10-ways
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Learn more and apply for the Moneywise Mastermind: https://www.katyalmstrom.com/moneywise
In this episode of Messy to Magnetic, Katy shares the three key reasons why having a money coach in your life can make a significant difference. She delves into the importance of gaining clarity about your financial situation, making fact-based decisions, and creating a solid money strategy. Katy illustrates how working with a money coach can propel you towards your financial goals at a much faster pace and how it empowers you to normalize conversations about money, cultivating a healthier relationship with finances and inspiring positive impacts.
Furthermore, Katy sheds light on how working with a money coach can expedite progress towards long-term financial goals, emphasizing the crucial role of creating effective systems and habits. Additionally, she underlines the significance of normalizing conversations about money, emphasizing the positive impact of fostering healthy relationships with finances, not only for oneself but also to inspire and educate others.
Listen in as she explores the transformative power of having a money coach and the impact it can have on your life and business.
money mentor, financial coach, women entrepreneurs, money topic, money strategy, accountability, money coach, small business owner, money decisions, savings, credit card bills, priorities, lifestyle expenses, personal finance, home life, money goals, debt payment, savings plan, business owner, financial freedom, financial stability, systematic approach, money habits, healthy relationships, money impact, money conversations, money empowerment, confidence, money coaching program, money mindset shifts
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Learn more and apply for The Moneywise Mastermind: https://www.katyalmstrom.com/moneywise
Episodes mentioned:
Fun Money: What it is and what you need it!
https://podcasts.apple.com/us/podcast/92-throwback-fun-money-what-it-is-and-why-you-need-it/id1594671912?i=1000634282616
Welcome to another episode of "Messy to Magnetic" with your host, Katy.
In this episode, Katy dives into the topic of our relationship with money and poses three important questions to ask ourselves if our connection with money doesn't feel good.
She shares examples of what it might feel like to have a strained relationship with money and delves into the importance of picturing a healthy relationship with money.
Katy also explores the significance of having systems in place to pay ourselves, enjoy our money, and make progress towards our financial goals.
Lastly, she emphasizes the necessity of having a clear vision for our lives three years from now and how it impacts our financial decisions.
Join Katy as she provides valuable insights and practical advice for nurturing a healthy relationship with money.
In this episode you'll learn:
-
Specific examples of unhealthy relationships with money
-
Three Vital Questions to ask yourself
-
How personal goals influence money strategies and habits
-
The best hack for giving purpose and intentionality to your money
relationship with money, healthy relationship, mindset around money, system for paying oneself, enjoying money, progress towards savings goals, debt payoff goals, financial goals, money strategy, mindset shifts, vision for the future, financial planning, healthy habits with money, purposeful money goals, conversations about money, personal finance, money mindset, financial stress, financial strategy, money management, financial empowerment, money coaching, money habits, financial stability, financial wellbeing, financial literacy, financial independence, financial planning, financial mindset, financial education
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Learn more about Moneywise and apply now! We begin March 25th.
https://www.katyalmstrom.com/moneywise
Welcome to another episode of Messy to Magnetic. In this episode, I'm sharing the valuable lessons I've learned from helping my clients pay off over a million dollars in debt. I begin by sharing two compelling personal stories [about two VERY different road trips!] that demonstrate two possible paths one can take on her debt free journey.
Some of the topics this episode covers:
- How to navigate a stressful and uncertain financial journey
- How to have a more relaxed and enjoyable debt free journey
- The tools and strategies recommended to track and manage your debt repayment journey
- How to prioritize paying off your debt
- The types of support to have in place to help you stay consistent with paying off your debt.
- Ways to be flexible when unexpected financial challenges arise in your debt repayment journey
- Steps to take to become the type of person who doesn't rely on using credit cards for day-to-day expenses.
- The first steps to take if 2024 is the year you embark on your financial journey.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Welcome back to Messy to Magnetic, where we uncover the secrets to transforming your messy money situation into a magnetic financial success story. In today's episode, host Katy Almstrom, a money mentor and financial coach for self-employed women, delves into the common struggle with savings and offers valuable insights on how to increase your savings. She addresses the reasons why your savings might be low and explores specific strategies to help you save money consistently.
Katy discusses the importance of understanding the purpose of your savings and how having a clear plan can make it easier to hold onto your money. She emphasizes the need to stack strategies for saving, starting with prioritizing short-term expenses and then moving towards building an emergency fund. Katy also explores the mindset around making yourself wrong for using savings in the past, offering a new perspective on how to approach saving without guilt.
If you've ever felt challenged by saving money or found it difficult to hold onto your savings, this episode is a must-listen. Katy provides practical tips and actionable steps to help you reframe your approach to saving and ultimately achieve financial stability. Tune in to discover the right way to save money and overcome common challenges on your journey from messy to magnetic.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Sign up for the FREE masterclass: 3 Ways to Become a CEO with Money in Your Business and Personal Life: https://www.katyalmstrom.com/masterclass
In this episode of Messy to Magnetic, Katy Almstrom, a money mentor and financial coach for women entrepreneurs, delves into practical strategies to boost your bank account balance by the end of the month.
Through real examples from her clients, Katy shares valuable insights on setting specific financial goals, curbing impulsive spending, and planning ahead for significant expenses in both personal and business endeavors.
Join her as she empowers you to take control of your finances and make substantial progress towards your monetary objectives. Tune in for expert tips on cultivating a healthy relationship with money and watch your financial empowerment grow.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
REGISTER TODAY: Brand new masterclass
3 Secrets to Becoming the CEO of your Money in Your Business and Personal Life with Katy Almstrom
https://www.katyalmstrom.com/masterclass
Today we have the incredible Michelle Vroom joining us, a business coach extraordinaire who's on a mission to help women conquer the marketing world and step into their roles as providers. Get ready to dive into a candid conversation about the challenges and triumphs of entrepreneurship and the magnetic pull of genuine relationships in business.
In this episode, Michelle shares with us her personal journey from uncertainty to financial success, revealing how she's flourished by focusing on what she's passionate about and learning to sell with confidence. We'll dive deep into the mindset shifts that are crucial for overcoming limiting beliefs and making money.
We discuss the cultural and generational obstacles that many women face and explore how Michelle's upbringing and partnership with her husband shaped her approach to business and life. She'll dish out some golden tips for new entrepreneurs, stressing the importance of avoiding overwhelm by choosing strategies that align with the stage of your business.
And for those of you who relish in life's simple pleasures, you're in excellent company as Michelle and I bond over our love for cozy nights in, good books, and family time. Plus, don't miss out on Michelle's sage advice on leveraging relationships to attract clients, and why building trust with your audience is critical for consistently making sales.
Michelle's not all work though; she walks us through her spending habits, her drive towards hitting seven figures, and her dream of owning a vacation home. We even uncover her little indulgences that make the entrepreneurial hustle all the more rewarding.
So, whether you're a seasoned business owner or a budding entrepreneur, tune in as we unravel the secrets to becoming irresistibly magnetic in the messy world of business. But don't just listen – join Michelle's Facebook group "Market Like a Boss" for more empowering insights.
Michelle Vroom is a business coach with more than 15 years of marketing & PR experience with nonprofits, agencies, and big corporations. Now she helps small business owners grow to 6-figures with more freedom and peace. Michelle believes every woman entrepreneur should be able to get clients whenever she wants. She understands the challenges of limited resources and time, and shares her proven methods for visibility and relationship building to get clients and grow your business.
LINKS:
www.facebook.com/groups/marketlikeabossgroup/
https://www.instagram.com/marketlikeabossmv
https://michellevroom.com/30-days-to-new-clients/
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Your money has something important to say to you, and in this mini episode, I’m sharing what that loving message is for you.
Especially if you’re craving a healthier relationship with money this year, you need to hear this.
Come take a listen 💗
Ready to book your free call?
Click here to schedule your "Your 6-Month Money Plan" strategy call with me today!
https://katyalmstrom.satoriapp.com/offers/275548-your-6-month-money-plan-call
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Are you on a mission in 2024 to look more closely at your money and build a healthier relationship with your money?
Amazing, this episode is going to support you so much!
Today I’m sharing the TWO biggest mistakes I see women making when it comes to planning and tracking their money.
Even if you’ve downloaded the money planning apps [aka budget app] and you know when all of your bills are automatically paid and from which account… I’m guessing you’ve been guilty of one or both of these; I know I have!!
Some of the goodies in this episode:
- What exactly the mistakes are that so many women are making with their money planning and tracking strategies
- The best time to make your money plan and what my strategy is
- Specific steps towards a rock-solid money tracking plan
Take a listen!
Ready to book your free call?
Click here to schedule your "Your 6-Month Money Plan" strategy call with me today!
https://katyalmstrom.satoriapp.com/offers/275548-your-6-month-money-plan-call
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Are you in the middle of a no-spend month?
In this week’s episode I’m sharing my take on this popular trend.
And I get the appeal. It’s like juicing or doing a sugar detox after the holiday season. We tend to loosen our boundaries on a lot of things at the end of the year, and no-spend feels like it can reset our finances in the new year.
However, I’m not a fan of the strategy for a few reasons when it’s not done well.
Tune in today to hear exactly what I think you should think about if you want to create a healthy no-spend strategy for your financial goals.
You’ll hear:
- Why general no-spend months AREN’T very successful or empowering
- Specific strategies for creating a no-spend plan that will support your goals
- What I’m not spending money on right now (and how it’s been going!!)
Enjoy!
Book a FREE "Your 6-Month Money Plan" strategy call with Katy today!
https://katyalmstrom.satoriapp.com/offers/275548-your-6-month-money-plan-call
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Have you been watching your savings account slowly go down over the past year?
Or maybe every time you put money in savings, it feels like a few days later you're taking it right back out?
There's a lot of negative emotions I hear women express about using their savings and I have a lot to say about this topic that will hopefully change your perspective about saving money AND support you in creating a savings strategy that works for you this year.
Send me a DM over on IG @katy_almstrom for my sinking fund guide mentioned in this episode!
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Have you ever said this to yourself: “I’m not good with money”
Yes? Cool, then this episode is for you.
First and foremost, I want to debunk that myth that we are inherently good or bad with money.
Most of us never really learned how to deal with money, and many grew up witnessing or experiencing awkward money talks, arguments, and loads of shame or guilt around the whole money thing.
In this episode, I’m walking you through three specific ways to improve your money habits in 2024.
I’m sharing:
- How much time you actually need to spend with your money plan each week and what most women are doing that sets them back
- What super healthy boundaries with money look like (and the unhealthy boundaries so many of us put in place)
- How to know whether you are successful with money in 2024 (and taking the pressure off hitting specific goals)
In this episode you’ll get the answers to the above questions and three very specific and supportive habits so you can be YOUR version of successful with money this year.
Enjoy!
**6 Month Money Plan Free Coaching Call: https://katyalmstrom.satoriapp.com/offers/275548-your-6-month-money-plan-call
Other episodes you may enjoy!
https://podcasts.apple.com/us/podcast/solo-episode-with-katy-what-money-loves-most/id1594671912?i=1000577304735
https://podcasts.apple.com/us/podcast/80-how-to-feel-successful-with-money-even-when-you-have-debt/id1594671912?i=1000624740385**
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
This week’s episode is part two of my two part series “How I’m planning my money for 2024.” In part 1, I talked about how my husband and I plan our personal finances for the new year. And in part 2, we’re talking about my business specifically.
This is a brief episode because honestly, my planning in my business for 2024 has been brief.
For various reasons, I’m saving a lot of planning for January this time around, but today I’m sharing three very specific money planning steps I’m taking and you can take in your business.
These will help you:
~~ Get a clear picture of revenue coming into your business each quarter of the year
~~ Reduce stress around big annual expenses
~~ Prioritize what to invest in in your business in 2024 (I’m sharing what I’m investing in Q1!)
Short, sweet, and to the point, this episode will give you some tools and ideas for how to think about the money in your business in the new year.
Enjoy!
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
This week I'm interviewing Sharri Freedman, a powerhouse in relationship and divorce coaching. Sharri, with her dynamic law background and empowering mind magic techniques, shed light on a topic many of us shy away from: the intersection of money and divorce.
We navigated through the murky waters of financial fear that keep so many women anchored in unfulfilling marriages. Sharri emphasized the pressing need for intentional financial planning and candid money discussions - despite cultural taboos. This episode wasn't just theory; Sharri shared the practical Abraham Hicks prosperity game which really got us thinking about financial abundance and responsible spending.
Money matters, and this chat with Sharri reinforced that in spades. As someone who's passionate about empowering women, I was nodding along as she detailed the three non-negotiables for financial safeguarding: understanding your assets and debts, building your own credit, and realistically assessing whether you can afford your marital home post-divorce. Know this, my friends: knowledge is your best asset during such a crucial life transition.
When it came to advice for life after divorce, Sharri was clear: take it slow. Stabilize your finances before you make any big investments. It was like preparing for a marathon, building up strength and stamina so that you don't trip up out of the starting gate. Sharri practices what she preaches, too—she's redefined her spending on experiences that resonate with her own sense of worth, rather than splurging on fleeting luxury items.
Remember, whether you're navigating the end of a marriage or simply refining your financial independence, knowledge, and intentional action are your best allies.
Sharri Freedman is a highly sought after relationship, divorce, and women’s empowerment coach. Sharri’s 3 decades as a divorce attorney, coupled with her background in neuroscience & spirituality empowers her clients to make clear, heart centered decisions so they live a fulfilling life without regret.
Connect with Sharri
Website: https://potomaccoaching.com/
Instagram: https://www.instagram.com/yourdivorcecoach/
Facebook Support Group: https://www.facebook.com/groups/buildinganewnormal
Facebook: https://www.facebook.com/sharriyourdivorcecoach/
LinkedIn: https://www.linkedin.com/in/sharri-freedman-your-divorce-coach/
Happiness Hits: https://bit.ly/3p9pS24
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
I'm so excited to share the first part of my 2024 money planning process with you in this episode. I'll be giving you the inside scoop on the real conversations and decisions my husband and I had as we sorted out our personal finances and our combined money for the new year. From assessing our current financial situation to setting priorities for 2024, I'll be dishing out tips and tricks to help you tackle your own money planning.
In this episode, you’ll learn:
- How to take a financial inventory: I'll walk you through how we sized up our finances, handled upcoming expenses, and made sure we were prepared for unexpected costs, like those sneaky holiday bills.
- Navigating the holiday season: I’m sharing how we plan our Christmas spending, navigate family commitments, and manage expenses during this crazy time of year.
- Looking back at 2023: Get ready to hear about the big events, expenses, and curveballs we faced in the past year, including travel, a new furry addition to the family, and how unexpected costs shook things up.
- Setting the tone for 2024: Lastly, listen in to how we identified the things that matter most for the upcoming year, including upholding our family traditions, a laser focus on health and fitness, and investing in our marriage.
Don’t wait until January to start planning! Take a listen and let me know what you think. Will you try a similar planning session in your home?
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Heather is not your average business coach – she's a seasoned entrepreneur with nearly three decades under her belt, including a limo service and a significant stint in coaching since 2009. This episode is crammed with golden nuggets from her journey, from the money mindset hurdles that come with business growth to the precision needed in messaging and communicating the value of her services.
In this episode we’re looking at the topic of choosing the right business coach and avoiding the dreaded "feeding frenzy" that often results after seeking help. With her upcoming new book, "What Every Entrepreneur Wishes They'd Known Before They Hired a Coach," Heather is set to enlighten us on making empowered decisions in the coaching jungle.
Heather's refreshing take on entrepreneurial investments — where the glitz of designer clothes doesn't glitter, and the true luxury is an off-grid home and a classic car running on peanut oil — will inspire you to reevaluate what success really means. I always love when we can look at the real life dreams of real life women and the behind the scenes process it entails.
Please join us for this conversations! And for those hungry for more, Heather's book on sale for ninety-nine cents is an excellent option for entrepreneurs looking to make savvy coaching investments.
Heather Wylde is a Lead Generation + Sales Coach and the mad genius behind Wylde Coach LLC. She is passionate about helping purpose-driven coaches and healers to double (or even 3X) their sales without having to compromise their integrity with false hype or sleazy sales strategies.
Her innovative trainings and DWY support help entrepreneurs to raise their close rates from 20% to 60-70% without using any mind games or manipulations. She’s all about working smarter, not harder and emphasizes techniques that get your ideal clients reaching out to you!
When she’s not saving the coaching world from sleazy sales, she’s doffs her cape and settles into one of her many hobbies: reading copious amounts of paranormal smut, singing folk songs at open mics, or making people choke on their drinks with her outrageous standup comedy act.
Her hair once caught fire at a dead man’s wedding.
To see her current offers and shenanigans, visit HeatherWylde.com.
Connect with Heather:
http://facebook.com/heatherwyldecoach
http://Youtube.com/@heatherwylde
http://heatherwylde.com
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Join me in Ellie's Mastermind Model --> www.ellieswift.com/model This week I have the absolute pleasure of sitting down with my friend and coach, Ellie Swift. Ellie is a business coach and mastermind mentor and today she shares her entrepreneurial journey ranging from her transition from a salaried position, living on $40,000 a year, to becoming a wildly successful businesswoman running her own mastermind programs.
We delve deep into her perspective on:
- personal and professional investments
- financial priorities
- the importance of embracing a CEO mindset
Ellie also discusses the innate desire for safety and impact of scarcity on women in the business world. With Ellie's personal stories, investing insights, and practical advice about becoming more abundant and successful, this episode is packed with invaluable lessons for coaches, creatives, and consultants alike.
Stay tuned to the end for a surprise where Ellie shares her unique manifestation process, inspired by Joe Dispenza's principles, and why it has been so effective. Whether you're an entrepreneur or dreaming of becoming one, this episode is a treasure trove of inspiration, real-life wisdom, and practical business strategies.
Ellie Swift is a Business Coach & Mastermind Mentor for high-performing women who are ready to build soul-led, intentional and profitable online businesses.
Using her signature Swift Marketing Method®, Ellie helps coaches, creatives & consultants connect with their customers, shine online, and create life-changing results (for both themselves & their clients) across her mastermind programs. She also teaches how to create scalable and valuable masterminds through her program, The Mastermind Model™.
Ellie spent a decade working in marketing in London, Sydney, and Perth, achieving her goal of Head of Marketing Strategy by the age of 28 before making the transition into her business. She has built a 7-figure business in 5 years and has supported her clients as they’ve built 6, multi 6 and 7-figure businesses, created six and multi-five figure launches, tripled their income and completely transformed their businesses (and lives!) using mindset, marketing & strategy.
Ellie’s mission is to support soul-led women to experience the lives they dream of through entrepreneurship. She has been featured in various print and digital publications, including Success Magazine, Medium, Mamamia, Thrive Global, Smart Company and The West Australian.
Mastermind Model --> www.ellieswift.com/model
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
This week I'm throwing it back to an older episode about Fun Money.
Having fun money is going to make it easier over time to enjoy the process of saving money, paying off debt, or reaching whatever your financial goals are.
This throwback episode is a close-up look at:
- what is fun money?
- some ground rules of fun money
- building the muscle of having fun money and enjoying it
Having fun money as part of your plan to become joyfully and sustainably debt free is not a luxury, it’s an essential.
Net Worth Woman FB Community
10 Proven Ways to Upgrade Your Relationship with Money [in 10 minutes or less!] www.katyalmstrom.com/10-ways
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
What's the equivalent of putting on your own oxygen mask before helping others with your money?
It's filling up your own money buckets before spending on others, giving to others, paying others.
Taking care of your own money buckets is one of the highest forms of self-care. Caring for your money is caring for yourself.
Creating a system for filling money buckets has helped my clients and numerous ways, including:
- Paying cash for a vacation
- Paying off unwanted debt once and for all
- Having the money available for an emergency car repair
- Being able to take time off from work without having to worry about money
Having your money buckets filled up reduces so much stress and decision fatigue on a daily, weekly, and monthly basis.
In this episode, I'm walking you through what money buckets are, what types to have for your personal finances and what to have for your business finances.
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
If you’re looking for an unfiltered and brutally honest conversation about money and money mindset between two women who have seen all sides of money success, buckle up and get your journal out to take notes.
This was hands down my favorite conversation about money yet in 2023.
This week’s episode of Messy to Magnetic is my interview with my friend Kim Argetsinger, business mentor and brilliant coach who has made over a million dollars in her 1:1 coaching practice by helping her clients create authentic business practices and recurring revenue to experience regulated and joyful entrepreneurial experiences.
Kim’s perspective of money and the money mindset industry is so perceptive and helpful when the rest of us feel like we’re navigating the wild wild west.
In our interview, you’ll hear:
- The money mindset practices that actually serve our clients
- Specific ways to start creating more money safety in your business
- How Kim loves to spend money and what she intentionally does NOT spend money on
Come listen! It’s so much fun and there are so many moments when you’ll breathe a sigh of relief because of all the permission given in this episode about how to think about money.
Kim Argetsinger is a business coach with a mission to help you create your version of business success and make money on your terms.
Kim’s been around the business and coaching block for 7 1/2 years, has been on thousands and thousands of coaching calls, and has built a booked out, multi-six-figure business and team - her way - that’s brought in $1.2 million in revenue in the last 4.5 years and $700k in the past two from a 1:1 model alone, without using complicated funnels or ads.
Using her coaching framework of clarity, mindset, strategy and action, Kim helps you tap into your unique edge and define & own your role as a CEO to run your business like a business for six and seven-figure results.
Kim’s clients make their own rules, take up space, and grow and scale businesses that run like a well-oiled machine so they can make their own record-breaking income months from their first sale ever, to recurring $5k, $10k, $20k, and even $100k cash months.
28 of Kim’s clients have made $10k months, 15 have made their first six-figures, many have scaled to multi-six-figures, $500k and $800k years, and three clients have grown from early stages of business to a million+.
Kim's also an ex-actress who started over in Manhattan (if you can make it here, you can make it anywhere, right?), an introverted-extrovert, and coffee and pizza lover who believes a good sweat sesh can cure most things.
Website: kimargetsinger.com
FB Group with 16k+ members, Business Besties & Creative Bosses: bit.ly/businessbestiesfbgroup
IG: @kimargetsinger
Podcast, ONE Question: Unapologetic Questions for Unapologetic Results: kimargetsinger.com/podcast
Free Gift: Instant & Free Access to the Masterclass: The Path to Consistent $10k Months:
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Tired of a pile of money affirmations that aren't working for you?
Sick of trying to outsmart your brain into believing something it doesn't?
It’s time for an upgraded look at how we’re doing this whole “money mindset” thing.
In today’s episode, I’m sharing information I’ve collated over the past few weeks from some of my favorite and most trusted sources and giving you a fresh look at how to think about money mindset.
Yup, this is a mindset shift for your mindset practice.
If you’re tired of the customary “money mindset” module in every business coaching program, really done with positive money affirmations, and ready to take some practical action to improve your relationship with money, then this episode is for you.
Also make sure to grab a copy of the brand new resource I shared in this episode:
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
This week on the podcast I’m talking to my friend, Lani Jackson.
Lani is a Business Strategist, mindset clarity coach, and founder of Empowered to Profit M.O.R.E. a program for mom entrepreneurs who are ready to design a life and business they love by empowering themselves to create a customer strategy that brings high profits in time, energy, fulfillment, and income.
She is a mom to 6 kids, host of the Brilliant Mompreneurs Podcast, and community leader of the Brilliant Mompreneurs Society.
This conversation was so powerful because we uncovered so many parallels between business and money strategy and mindset.
Lani’s decade and a half experience as a business owner lends to incredible insight and advice for any entrepreneur in her growth stage of business.
In this episode you’ll hear:
- How money mindset has affected Lani’s business trajectory and the work she’s done along the way to improve her relationship with money
- The mistakes entrepreneurs are making when they set money goals and what to focus on instead
- How to market in your business to grow your revenue in less time that it takes to make a good cup of coffee.
Enjoy!
Connect with Lani:
https://lanijackson.com/community - The Brilliant Mompreneurs Society
https://instagram.com/lanijjackson - IG
https://lanijackson.com/10in10 - How to grow your audience in just 10 min. a day (Free Training)
https://lanijackson.com/podcast **- The Brilliant Mompreneurs Podcast
Connect with Katy:
IG-- https://www.instagram.com/katy_almstrom Free community-- https://www.facebook.com/groups/thesimplifiedbusiness**
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Have you ever paid for coaching with a credit card, got so-so results, and had $2, $5K, even 10K or more in added debt at the end of the program?
Have you ever heard coaches online say “nobody has money just lying around for coaching”?
You’re not alone.
The online coaching industry has a LOT of messaging that says you shouldn’t expect to have savings for coaching [but you should do it anyway if you want to grow your business] and a lot of programs/coaches out there just aren’t a great fit for your business, even if their marketing says otherwise.
No more!
What would it be like to work with coaches and programs you know and trust?
What would it be like to have some cash saved to invest in your business?
Let’s chat about this. I’m sharing the three strategies I use to have cash available when I want to invest in my business and the things I teach my clients so they’re ready to invest without all the debt.
Mentioned in this episode:
The Seasons of Business and Money [episode]
https://podcasts.apple.com/us/podcast/solo-episode-with-katy-the-seasons-of-money-and-business/id1594671912?i=1000569872850
Join Katy's Facebook group and catch the live training taking place October 16
https://www.facebook.com/groups/thesimplifiedbusiness
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Welcome to another episode of "Messy to Magnetic"!
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This week we have a special guest joining us - Stephanie Ritz, a business strategist and mindset coach. Stephanie is here to share her incredible journey from being a single mom to becoming a successful entrepreneur, all while traveling the world.
Stephanie's experiences in both the corporate world and entrepreneurship serve as the foundation for her consulting and coaching program that helps professionals start and grow their coaching or consulting businesses alongside their nine-to-five jobs.
In this episode, Stephanie will discuss the power of knowing your numbers, the importance of financial empowerment, and how to create a solid exit strategy. Get ready to be inspired as Stephanie shares her insights and wisdom on how to take control of your finances and create a life you love.
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Stephanie Ritz is a business strategist, mindset coach and full-time traveler who helps corporate professionals to start and grow a coaching or consulting business alongside their 9-5 so they can hand in their notice with confidence with a profitable business.
Stephanie’s experiences in entrepreneurship, corporate leadership and mentoring roles serve as the foundation for her consulting and coaching program. Starting as a teen mom, Stephanie put herself through college, started two successful businesses and quickly rose to leadership positions in multiple corporate roles.
Drawing on her success in the sales, banking, business operations and coaching industries, Stephanie works with her clients to tap into their corporate experience, skills, and intuition to start and grow a business they love.
Stephanie earned her B.A. in Communications from Temple University and an Executive Leadership Certification from Leader’s Edge. She is a Certified Coach and an NLP Master Practitioner.
Stephanie is a mom and passionate Philadelphia sports fan. She enjoys experiencing new cities, food and culture around the world and rooting for her beloved Philadelphia Eagles.
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Free Guide: From Corporate to Full-time Entrepreneur - https://bit.ly/SR-case-study
Facebook Group: https://facebook.com/groups/freedombasedbusinessbuilders
Instagram: https://www.instagram.com/stephanieritz.co/ Connect with Katy:www.instagram.com/katy_almstrom
www.facebook.com/groups/thesimplifiedbusiness
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Welcome to another episode of Messy to Magnetic!
In today's episode, I'm sharing 4 areas where my spouse and I don't spend money [very often].
This is a behind the scenes look at how I spend money and a lot of the intention and decision-making around money and our spending that my spouse and I have put in over the past 16 years.
The reason I'm sharing this is because I want to be transparent about some of the ways we've been successful financially and the decisions we've made around NOT spending money that have allowed us to spend money on everything that DOES matter.
In this episode you'll hear:
- 4 specific areas where I don't spend money
- What to focus on to spend less money in your own life
- Areas where I love to spend money!
Connect with me on Instagram: www.instagram.com/katy_almstrom
Join my Facebook Group: www.facebook.com/groups/thesimplifiedbusiness
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
Rissa Crozier is The Marketing Unicorn and a virtual assistant, with a passion for making the world a better place by helping small businesses and entrepreneurs with their online presence. Rissa is a heart-centered professional known for her keen eye for design and organizational wizardry. She produces podcasts as well as creates beautiful websites, graphics, and reels for her clients.
She also happens to be my amazing VA!
In this episode, I talk with Rissa about her experience with money and what she learned from the Moneywise program.
You'll hear:
- why she left a 10-year career to start her own business
- how past financial trauma affected her relationship to money
- exactly why she joined Moneywise and how it’s completely changed how she feels about money
Learn more about Moneywise:
https://www.katyalmstrom.com/moneywise
Connect with Rissa:
Website
TikTok
The 4-Minute Money Upgrade: https://www.katyalmstrom.com/moneymindset
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/networthwoman
What actually creates a successful strategy for your money that allows you to make more, keep more, and ENJOY more of it?
Listen, there are a LOT of money mindset coaches out there.
There are a LOT of systems/profit/accounting resources out there.
There are very few who take a holistic approach to money, showing you what to DO with your money, how to THINK about your money, and how to navigate the crap that comes up on the journey of trying to completely rewire patterns, habits, stories, and dated processes.
I've been helping women with their money for over 5 years now, and there are three very important pieces to the money puzzle.
It's not just mindset. That's for sure. [Most of my clients come to me already having worked with a money mindset coach or deep into a money mindset practice that's NOT WORKING]
It's not just a "program" or "process" [think only spreadsheets and budgets]
It's not outsourcing your money tasks to a bookkeeper or accountant [necessary at a point in your business, but only AFTER you've mastered your money as a CEO]
It's not calling in abundance. You have to set up a lot of back end money systems for money to be attracted to you. Trust me, I've seen it time and time again. You do the practical money work first, and the mindset and manifesting gets SOOOOO much easier.
WHAT IS IT?! What are the 3 pieces that work so harmoniously together to give you the money strategy that works for YOUR life, YOUR business, and YOUR unique set of circumstances?
Glad you asked. I'm covering each of the three layers of strategy in today's episode.
Learn more about Moneywise here: https://www.katyalmstrom.com/moneywise
Follow Katy on IG: https://www.instagram.com/katy_almstrom
I am so so excited to share this interview today! Make sure you have your pen and paper ready...this one is a note-taker for sure.
About our guest:
Cat is an energetic business strategist and Human Design guide who works with heart led entrepreneurs and business leaders seeking to understand and embody their unique energetic blueprint to achieve more ease, flow and abundance in their personal and professional lives.
Cat fuses her 14+ years in digital marketing with Human Design & Gene Keys to help clients catapult their business success and drive impact through the integration and embodiment of their energetic gifts. She works with clients to create an intentional and authentic business that allows them to share their brilliance with the world in a way that feels easeful, fun and aligned.
Connect with Cat!
https://www.instagram.com/cat.skreiner/
www.catskreiner.com
Learn more about the Moneywise Mastermind. Doors open now!
www.katyalmstrom.com/moneywise
Annie Gichuru is a leading racial equity coach & consultant for online entrepreneurs.
During the past 3 years she has helped many prominent online business leaders build
intentionally inclusive businesses – the most notable of which is her partnership with
The Beautiful You Coaching Academy, where she supports trainees and emerging
coaches as a DEI trainer.
She is deeply passionate about representation through a racial justice lens, and
combines her experience as an internationally certified life coach, her love of
storytelling, and her extensive career as a Human Resource specialist to deliver
REPRESENTED - a transformational online program, which has been described as ‘a
must for all business owners who are ready to build a racially diverse, inclusive and
equitable business’.
Annie’s grace, gentle spirit and passion for a racially equitable world is setting her apart
in the coaching and personal development industry as a compassionate educator with
an incredible space holding ability.
Annie has called Australia home for more than 20 years, having relocated from Kenya
as an international student.
Connect with Annie!
QUIZ
REPRESENTED Course
Website
Is it possible to feel successful with money when you have unwanted debt? You bet!
Join me in this brief episode where I walk through the ways my clients feel amazing with money even when they’re still carrying old debt that they would love to have GONE.
I’m sharing:
- The specific mindset that helps my clients feel confident and certain about their money choices even when they have unwanted debt
- The most important thing to focus on when you have unwanted debt (hint: it’s not pay it off as quickly as possible)
- How to approach debt when you’re trying to build wealth
Join Overflow, the free workshop/coaching event happening August 24th: www.katyalmstrom.com/overflow
Amanda Joyce Weber is a mindset and sales coach who helps online business owners who are struggling behind the scenes to cultivate the mindset they need to land clients and make money on repeat. Through one-on-one coaching and her signature Sincere Sales method, she takes the “ick” out of selling and demystifies what it takes to make money in biz so her clients can truly thrive.
Clients have gone on to reduce their working hours, close higher-paying projects, and have their first $20k month. She is also the host of the podcast, One Simple Shift, that teaches entrepreneurs that their biggest results start with one simple mindset shift.
Amanda started her career designing for some of the biggest brand names in New York City before moving out west and starting her own design studio. She spent years honing her process and working with creatives and entrepreneurs that struggled to cultivate the mindset they needed to take the RIGHT actions behind the scenes and ultimately get the big results (despite their absolutely beautiful branding!).
Today, she operates her coaching practice in the mountains outside Denver, Colorado. When she’s not supporting clients, she’s going for early morning trail runs, mid-day walks with her rescue pups, and Friday sushi dates with her hubby.
To connect with Amanda and take the first step toward closing more sales and cultivating the right mindset so you can create more profit and fulfillment, schedule your free Sincere Sales coaching call here.
Connect with Amanda:
https://www.amandajoyceweber.com/
https://www.instagram.com/amandajoyceweber/
https://podcasts.apple.com/us/podcast/one-simple-shift/id1437529557
Grab Katy's FREE MONEY TOOL: http://www.katyalmstrom.com/freemoneytool
Ready to go behind the scenes with the money coach? I'm sharing MY process!
The relationship I've built with money over the years has been built on these simple practices and I'm sharing them with you!
I'm sharing:
--> how I think about money on a weekly basis
--> what's actually on my "to-do" list with money
--> what tools I'm STILL using and why
--> My 90 second routine that I share with my clients and now I'm sharing with you too!
Grab your free version of this incredible tool
http://www.katyalmstrom.com/freemoneytool
I'm so excited to share today's interview with you and the conversation that I have with one of my incredible clients and bookkeeper and financial coach extraordinaire Bree Herman.
With years and oodles of experience in the bookkeeping space, Bree has become a trusted expert in helping business owners simplify and streamline their finances. Her mission is to empower entrepreneurs to achieve long-term financial stability, both in their businesses and home lives. Bree's unique approach injects a dose of fun into financial management while ensuring all the necessary information is in place for tax purposes. Recognizing the gaps in the industry, she passionately works towards bridging them for her clients, enabling them to step into the role of their business's CFO.
I love that Bree and I are able to come together and have this conversation particularly because she can really shed light on the bookkeeper’s perspective of how CEOs are handling their money and what habits she wishes they would implement more. I think this is just such an awesome conversation to be having to help you, the business owner, see what's the difference between financial coaching and bookkeeping, help identify what your next move should be when it comes to your money, and of course it’ll give you a big dose of encouragement and inspiration to take action with your money!
Connect with Bree:
Website: www.hermanledge.com
Facebook: https://www.facebook.com/brianaherman0/
https://www.facebook.com/hermanledge
Instagram: https://www.instagram.com/hermanledge/
Profit Planning Lab membership: https://www.plan4profitllc.com/ProfitPlanningLab
Connect with Katy:
IG: https://www.instagram.com/katy_almstrom
Moneywise waitlist--open this week only! Join today to get early access to bonuses and early bird pricing.
http://www.katyalmstrom.com/moneywise
In today's fast-paced world, it's easy to feel overwhelmed and stretched too thin when it comes to your finances.
Just like decluttering your home or managing your schedule, addressing your money commitments is just as important when it comes to achieving a balanced and fulfilling life.
Yet it’s something that’s not talked about enough!
In today’s episode of the Messy to Magnetic: A Money Coaching Podcast I share more about overcommitment with money.
In this episode you’ll learn:
- What overcommitment with money looks like
- How to know when you’re overcommitted and what to do about it
- My recommendations for getting your money to work for you
I want to support more women to face overcommitment with their money head on!
So if you want some actionable steps to face financial overcommitment head-on and create a healthier relationship with your money – listen now.
Jump on the Moneywise Mastermind waitlist
www.katyalmstrom.com/moneywise
We traveled every single weekend in June and we're about to take off for a 4th of July weekend.
To say that money habits feel a little disjointed right now is an understatement. I'm not able to have my regular routine and our spending is definitely different than usual.
Listen to today's episode as I walk you through the three ways I prepare for months like this so that we stay afloat, money isn't stressful, and our travel gets to be fun, easeful, and joyful without the money stress!
Join the Moneywise waitlist:
www.katyalmstrom.com/moneywise
This week on Messy to Magnetic I’m talking about a mindset shift that each of us as entrepreneurs need to make on a regular basis.
It’s an ongoing process to keep this mindset in check, and no matter how long you’ve been in business, this episode will be so so helpful for you. This reminder can save you so much money and stress over time in your business and life. Especially if you are in the online space, you will get so much benefit from this episode.
In this episode you’ll hear:
- Exactly what the mindset shift is that I think is so important for all women entrepreneurs
- The #1 messaging in the online space is that can hurt our finances in business
- How you can start making this shift in your own money and business mindset NOW
Interested in working with Katy on your money in business and life? Get on the waitlist for Moneywise!
www.katyalmstrom.com/moneywise
My money coaching clients come to me with all different sets of circumstances, different businesses, different revenue, different expenses, different goals, different priorities, and very levels of knowing what's going on with their money.
And there's one metric that I always look at to start.
From there, I set a goal with my clients so that they've got more spaciousness with their money quickly.
Listen in to this week's episode to hear what the school is that I sat with my clients and how you can implement it in your own life, money, and business.
Join the MoneyWise Mastermind waitlist here:
www.katyalmstrom.com/moneywise
I’m celebrating my 12th wedding anniversary with my wonderful husband this weekend and today's episode is all about the one thing that has made money in our marriage so easeful.
You’ll get all the details around the ONE thing that has made all the difference in our marriage with money and then the two supporting strategies with money we use to have smooth and clear communication with money AND have the money we want to spend on ourselves.
I hope that this is tremendously helpful for you if you are in any kind of a partnership right now or thinking about it moving forward.
In this episode you’ll learn:
- How we navigate different interests and hobbies and how to spend money on them
- The 3 money strategies we’ll never let go
- The number one thing I’ve committed to to make my marriage successful with money
Get on the Moneywise waitlist:
www.katyalmstrom.com/moneywise
Today’s topic is going to be quick and possibly REALLY obvious, but I think it’s really important to say here.
I share two simple steps to reach all your money goals.
Although they're simple, these steps are POWERFUL. Once you have a solid grasp on the two, you are on your way to reaching all those incredible money goals that have been tugging on your heart.
Tune in to hear:
- What the two steps are and where you should start
- How I’ve had to focus on each of these steps at different points in my own journey
- How to start reducing stress around money today.
Would you like to be coached by Katy in 2023?
Join the Moneywise waitlist so you are the first to hear when spaces are available to the public.
https://www.katyalmstrom.com/mm-waitlist
I'm excited about today's episode because it is a super practical one, and I love to dive into what's practical. Don’t we all love a good step-by-step plan or to-do list? When you just know what to tackle next? That can be so helpful when something, especially getting your money together, feels so daunting.
Today we're talking about four wealth-stacking strategies. It’s a great episode and framework for anyone who feels like they're just starting out with paying attention to money or for the person who has made progress on their money goals and wants a quick refresh to reground in the process.
In the episode you’ll hear:
- My uncomfortable lesson in stacking strategies
- The four steps to make progress on your unshakeable financial future
- The first thing I want all my clients to do with their money before paying off debt, saving money, or anything else
- How you can get support with stacking your wealth strategies
Net Worth Reset Intensive sessions: www.katyalmstrom.com/networthreset
Follow me on IG: www.instagram.com/katy_almstrom
If you’re currently experiencing challenges on your wealth building journey this is the episode for you. You’re working so hard to grow your business and generate income but are then struggling to save any of the money or make any significant movement towards your money goals. It can feel disheartening and super frustrating to invest so much time and effort into MAKING the money and feel like there’s nothing to show for all your hard work. You’re just not KEEPING much of it.
Fear around wealth, misconceptions around wealth, and a lack of understanding wealth-building ALL contribute to holding ourselves back.
In this episode, I’m sharing three ways I see women sabotage wealth building and what you can do instead. These are all things I see my clients do or I’ve done myself, so I imagine these will be super helpful for you, too.
In this episode, you’ll hear:
- My definition of wealth and how you can define your own version of wealth
- What setbacks on your journey to reaching your financial goals actually mean
- What to focus on (and what NOT to do) as you start building wealth, your way
- And of course, the 3 things you can start doing to grow wealth
Learn more about a 1:1 coaching intensive with Katy, available to book in May only.
www.katyalmstrom.com/networthreset
Today’s episode is part two of a series on my beliefs and thoughts around money that have served me on my wealth building journey. To celebrate turning 40, I shared 20 thoughts last week and another 20 in this episode.
Today you’ll hear my beliefs around:
- Money as a tool
- Boundaries with money
- Planning with money
- Keeping money simple
- Building a relationship with your money
There is a LOT of really valuable information in this episode, and it’s one to listen to again and again. Be sure to share this episode with your friends and family who would love it.
It’s not too late to join Net Worth Woman–although the live event is wrapping up, you can still access all the videos and Net Worth tracker for free here: www.katyalmstrom.com
I’m celebrating hugely this week because it’s my 40th birthday!!
I’ve been pretty reflective these past few months as the big birthday approached, and I’m sharing 40 beliefs I have about money on the podcast with you over the next two weeks.
Part 1 is available now, and I’m sharing some beliefs I’ve developed over the years around money and building wealth.
In this episode you’ll hear my thoughts on:
- buying stuff (I love a deal but you will NOT find me at the outlet malls…where I go instead)
- my health and how it relates to my wealth (fad diet traps, spending on supplements, and how our health impacts our wealth
- the seasons of money (and what that means and how to maximize them)
- marriage and wealth building (behind the scenes of my marriage and how we’ve navigated the tough money talks…yes…we had them!!)
Register for the Net Worth Woman challenge. We kick off May 9!
www.katyalmstrom.com
Who is the net worth woman? In a nutshell, she knows that creating a pressure cooker in her business to generate revenue is NOT the key to long-term wealth. Instead, she's more interested in growing long term wealth.
In today's episode, I share:
- how the Net Worth Woman thinks about investing in herself and the coaching trap she avoids
- thoughts on savings and debt from the perspective of the net worth woman
- how I navigated a tough life season because of my net worth
- and the role of patience in growing wealth
Register for the FREE challenge:
Net Worth Woman: The 3-day free challenge to stop just focusing on revenue and start building net worth
www.katyalmstrom.com
In this episode of Messy to Magnetic, I’m talking about a topic that I discuss with my clients all the time: wealth building. No matter where you are on your money journey, there are simple steps to get started, get going, or keep growing, and I’m sharing three of those today.
Here’s what I’m sharing:
- How I define net worth and why it’s different than what we see every day
- The most important mindset shift you need to have to grow wealth
- Where to begin if you have never considered your net worth before
- How to build wealth YOUR way (and not someone else’s)
Join the Net Worth Woman challenge and start building your net worth YOUR way.
www.katyalmstrom.com
Welcome to our eleventh and final recorded session of season 3!
Thank you so much for listening this season and a HUGE thank you to Desiree for her willingness to share behind the scenes over the past six months.
This is a beautiful full circle session where so many amazing wins come through at the end of our six months, and you get to witness so many wonderful shifts that have happened and so much momentum that's been created.
I'm so proud of her and so excited to share this final episode with you.
Enjoy!
In session 10 with Desiree, we're looking at limiting money beliefs that have crept up again and again for Desiree this season.
We take the time to identify these beliefs and intentionally create new thoughts for
her to practice using when limiting beliefs come up.
Do you want to create a healthier relationship with money? Do your limiting money beliefs hold you back from the business and life you desire? Listen in and follow along as we map out brand new beliefs that would serve anyone on their journey to financial freedom.
Join Katy on IG: www.instagram.com/katy_almstrom
Welcome to session 9 with Desiree. Today's episode is a really wonderful one.
We actually went back to some basic questions around how money is flowing in her business, because she has new perspective around the possibilities with money after creating some systems in her household that alleviate a lot of stress.
Join us to hear what those are, what's happening in the business, and what NEW processes and habits she's excited about.
Interested in learning more about the cash flow sheet I use with my clients? Don't forget to send me a DM over on Instagram @katy_almstrom
When you start the daunting task of "changing your relationship with money" or "taking the blinders off around money" or even just starting to pay attention to your money habits for the first time, I mean...
Where the heck do you even start?
I'm so glad you asked :)
This week on the podcast I'm sharing the three things each of my clients is focusing on with their money this year.
If you are just starting out on this journey or you've been at it for some time, this training will give you specific areas to focus on (with specific examples to help you see how you can apply these to your situation!)
Once you understand each of these basic concepts, you too can start focusing on the RIGHT things with your money and make progress towards your goals.
Connect with Katy:
IG: www.instagram.com/katy_almstrom
FB: www.facebook.com/groups/thesimplifiedbusiness
Today I’m talking to 7-figure business coach Sara Dann, and if you’re a woman in business you do NOT want to miss this episode. Sara is an absolute marketing and sales powerhouse, and her wealth of knowledge gained from building a renowned business and brand has led to numerous valuable insights, which she generously shares during our interview.
I am so excited to share this conversation with you. Enjoy!
Here’s what you’ll learn in this episode:
- The three things every entrepreneur should focus on in their business for consistent sales
- What “wasting money” looks like to a 7-figure business owner
- The one thing that “blew up” Katy’s business overnight
Connect with Sara: https://www.instagram.com/thesaradann/
Get all the details on Sara’s 500K Sales System program, open for enrollment now! https://www.sara-dann.com/
Welcome to session 7!
This is a really helpful episode because we're looking at how to simplify and reset in the new year. Of course, we may need a reset any time of the year, so if you're in a season where it feels like you're plugging in a lot of holes in your finances right now, this episode is for you.
You'll hear:
- specific examples of what to focus on when everything feels messy with money
- how to work as a team with your spouse/partner
- and the ONE specific thing Desiree is focusing on with her money moving forward (this might surprise you!)
Follow Katy on IG: https://www.instagram.com/katy_almstrom/
Join the free community: www.facebook.com/groups/thesimplifiedbusiness
Welcome back!
This is going to be a really great episode following last week's session with Desiree.
Today we're talking about "spaciousness." This is a theme that's come up quite a bit lately with Desiree, and it's a topic I discuss with so many of my clients.
What does decluttering, openness and white space have to do with money?
We're diving into a few specific areas of your life where spaciousness is paramount to success with money.
Listen in for specifics around
- Katy's take on why "less is more"
- The benefits of decluttering various aspects of your life
- How specifically to start creating space with your money.
Link mentioned in this episode:
The Moneywise Mastermind: https://www.katyalmstrom.com/moneywise-mastermind
This week's episode is session 6 with Desiree, and wow do we cover a lot of ground!
This episode is all about decluttering to make room for generating ideas and looking clearly at strategy.
We talk through a lot of the mindset challenges that come up with each strategy, and really work through what feels GOOD and DOABLE for Desiree right now in her season of life and business.
Learn more about the Moneywise Mastermind here!
https://www.katyalmstrom.com/moneywise-mastermind
10K months, 15K months, 50K months… everywhere in the online space we’re shown how to make more and more money, right?
And the results of that cash…
Travel
Retire your spouse
Send your kids to a private school
Outsource your laundry
Hire another VA
All that feels really exciting and the resources to help you grow your business and make more are abundantly available.
However, there are not nearly enough conversations about HAVING MONEY.
How to have a healthy relationship with your money.
How to intentionally direct your money.
How to build your net worth (and not just your monthly revenue).
That’s why this week on the podcast I'm sharing a livestream I did in my FB group all about making money vs. having money.
We all see the exciting benefits of making lots of money online and you’ve likely had a lot of exciting moments in your own business.
But you wonder what you’re doing wrong or missing because every month feels like you’re starting from scratch again. There’s little to no money to show for the revenue you’ve made.
Or maybe you’re so overwhelmed by credit card debt and other payments in your business (or at home) that you just don’t even bother saving money because it feels like it won’t make any difference.
No matter how you’re feeling, today we’re going to talk about the importance of having money, and how to start consistently holding onto some of the money you’re making.
I truly believe everyone in this online space can build their net worth in exciting ways BEFORE consistent 15K months.
Learn more about the Moneywise Mastermind and register!
https://www.katyalmstrom.com/moneywise-mastermind
There's a lot of strategizing Desiree's next moves in business, in the household, and with her money in this session.
After a private coaching session with Desiree and her spouse, we hit the reset button and start with a fresh strategy that looks at her calendar and how she spends her time, where to prioritize money coming into her account, tasks to complete in the household, and even some business strategy to bring more money in.
If you feel like you've been navigating money without a GPS, this episode is for you. There's a lot of practical how-tos and what-to-dos that will be super helpful!
Interested in working with Katy in 2023?
Check out the Moneywise Mastermind--open for enrollment in February.
https://www.katyalmstrom.com/moneywise-mastermind
Do working moms have to be stressed at home and on the verge of burnout at work? Jen Larimore doesn’t think so!
Jen is a lawyer turned life coach and mom to 5 amazing kids. She hosts the Mom First podcast, where she empowers working moms to ditch the overwhelm and lead with joy so that they can make the most of the incredible season that they are in right now.
Connect with Jen:
Mom First: https://www.momfirstcoaching.com/
Facebook: https://www.facebook.com/groups/1042538356365217
Instagram: https://www.instagram.com/momfirstcoaching/?hl=en
LinkedIn**: https://www.linkedin.com/in/jen-eloranta-larimore-64b22b6/
Join Katy's free community: The Simplified Business: Money Habits for Women Entrepreneurs
www.facebook.com/groups/thesimplifiedbusiness**
Today's session is a little different because we decided to not record and publish. Tune in to hear why, the importance of focusing on your personal finances while growing your business, and three strategies for talking to your partner about money.
Link to join the free masterclass happening January 25:
Your 2023 Money Plan: 3 steps to make more cash, keep more profit, and enjoy more money this year.
www.katyalmstrom.com
Budgets can leave you feeling MANY different things:
.
(1) totally overwhelmed and restricted
(2) unsure of what to do when you don’t stick to the budget, and confused about how long it will take to actually hit your goals.
(3) deflated and disempowered, and feel like no matter what you do you're doing something wrong.
.
Is this really how we want to experience our journey to financial freedom?
.
That’s a heck no for me!
.
As entrepreneurs, we've got NO time for this kind of a relationship with money.
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Scarcity, overwhelm, and disempowerment are not the secrets to more sales and certainty in your business.
.
On this week's episode, I'm here to talk budgets and how to know if yours is hurting your goals, not helping.
.
If you want to plan your money in a way that feels good AND leads to more financial freedom, this one's for you!
Want to join me January 25 for the live masterclass: Your 2023 Money Plan?
Register today!
www.katyalmstrom.com
In session 3 with Desiree, we're talking about growing up with negative money stories and the stress and shame of credit card debt.
We're talking about uncomfortable conversations with our partners about money.
And we're talking about making investments in ourself and honoring those investments by committing to big shifts and big changes in our life.
If you've ever experienced frustration, guilt, stress, shame, or doubt around money, you're going to find something in this episode to support you.
Resources mentioned:
Your 2023 Money Plan: Live Masterclass happening January 25th. Register now!
www.katyalmstrom.com
9 ways to break up with your credit card (free resource):
https://thesimplifiedbudget.ac-page.com/9-ways-to-break-up-with-your-credit-card-freebie
There are some simple positive habits with money that EVERY small business owner can implement (no matter how early they are in business, how much money they’ve made, etc).Habits that will keep stress levels down, sustainability in business up, and overall joy with money present.But here’s the thing… most entrepreneurs don’t practice these habits.So the money stress stays high, all or nothing tactics lead to burnout, and joy with money?
It doesn’t exist.Want to know what those habits are? Perfect, because this week on the podcast I'm sharing a live training I did called:
The BEST money habits to take into 2023 with you.
If you've been wanting something to give you a major edge in 2023 and are ready to make some simple shifts in the way you interact with your money – this episode is for you.Sign up now for the free masterclass!Your 2023 Money Plan: 3 Steps to make more cash, keep more profit, and enjoy more money this yearwww.katyalmstrom.com
In this session with Desiree, we hear how Desiree craves reliability and stability, but at the same time relishes in her freedom from structure. Sound familiar? As entrepreneurs, many of us are in this business for time freedom, choice freedom, and of course, MONEY freedom! But what does it actually mean to have freedom?
Listen in as we dive into this topic of balancing structure and freedom and how the two must coexist.
You’ll hear our conversation around:
- What it looks like to have structure AND feel freedom in business
- Why a budget might not be a good idea for everyone
- Clear next steps for Desiree with her money to leverage what she’s doing in her business
Resources mentioned:
Katy’s FB community: www.facebook.com/groups/thesimplifiedbusiness
Podcast episode with Jenna Holloway:
https://podcasts.apple.com/us/podcast/money-mindset-and-the-subconscious-with-jenna-holloway/id1594671912?i=1000545906486
I have a quick and really transformative interview for you today!
In this episode, I’m interviewing Cathy Lemire, the menstrual money coach. In our conversation, we talk about women, money, and understanding menstrual cycles as a powerful tool for how we create structure in our day to day lives.
Here are some of the juicy topics we cover:
- Leaning into different phases of your cycle and maximizing how you look at your money
- Discovering the common ways women behave with money during different stages of their cycle
- Making the most of optimal times in a menstrual or moon cycle for connection with others, getting tasks done, and planning.
And definitely listen until the end to hear what Cathy recommends every woman do to start getting awareness around their own energy and patterns around money.
Find Cathy on IG: https://www.instagram.com/themenstrualmoneycoach/
Join Katy’s free FB community of women entrepreneurs for weekly live trainings about all things money and business: www.facebook.com/groups/thesimplifiedbusiness
Welcome to Season 3 of Messy to Magnetic!
I am so excited to finally share these sessions with you!
In this episode you get to meet Desiree, get to know a bit about her and her business, and hear why she is eager to do the money work with me over the next 6 months.
You'll hear our conversations around:
- the role of credit cards in Desiree's life and business and how that's feeling
- how to create a schedule that feels good and honors a free spirit
- ups and downs in business and looking at what works to bring back momentum
In this episode, I mention that I have one remaining 1:1 coaching spot in 2022 before my rates increase in 2023. If you are ready to drastically improve your relationship and habits with money in 2023 to make more, keep more, and enjoy more money, book a free consultation today.
https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
During this emotional final episode of Season 2, Brooke and I reflect on her journey on the podcast and what it was like for her to be coached publicly this season.
Brooke shares her experience plus gives us her biggest takeaways, celebrations, and challenges from our time working together.
We also get to hear what’s next, how Brooke feels about her business these days, and what she wishes every entrepreneur could hear!
Want more from Katy between seasons?
Join the free community: www.facebook.com/groups/thesimplifiedbusiness
Welcome to the last recorded coaching session of season 2 of Messy to Magnetic! Thank you for following Brooke and me on this journey.
In today’s episode, Brooke shares how it feels like the floodgates for business and money are OPEN.
And at the same time, she’s navigating the messiness of some systematic changes and waiting for invoices to be paid.
“One minute I’m excited, one minute I’m overwhelmed”
Can you relate??
Join us today for a really candid conversation about how money in business can feel really freaking overwhelming and really exciting at the same time and HOW to regulate your mindset to keep taking money making actions in your business!
Join Katy in her free community: www.facebook.com/groups/thesimplifiedbusiness
Follow on IG: @katy_almstrom
Today's coaching session is a really really important one for ALL business owners no matter what stage you're at!
We talk about setting boundaries with clients and implementing new things in business that feel "hard" or like one more thing we have to add to the to-do list.
We also talk about how these things can have an immediate and hugely impactful difference in how we show up in business.
And lastly, these practices in business are a great reflection of how we're showing up for our money.
Join the Katy in her free community: www.facebook.com/groups/thesimplifiedbusiness
Schedule your own free call with Katy:
https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
Ever wonder what the money coaches are doing with their money?
Do I have a fun episode for you today! My friend and fellow financial coach, Kim Graham, is joining me on the podcast!
We dive into:
- how we're looking at money post-Covid/pre-recession
- what we're focusing on with money
- how we talk to our kids and spouse about money
- our top mindset hacks for long term wealth accumulation
Lots of laughs! Join us and I promise you'll walk away with some serious nuggets about how to achieve long-term sustainable financial freedom.
Book a call with Katy: https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
Connect with Kimberly: https://kimberly-graham.mykajabi.com/
Welcome back!
In today's episode, I'm bringing a quick chat about two life/business lessons I was recently reminded of on my walk.
On reflection, I realized that these two lessons are the bedrock of what I teach my clients about money.
They are transferable lessons, which I love!
Take a listen to hear what they are and how these lessons can help you on your own unique path to financial joy and freedom.
Register for the Master Your Money workshop: https://thesimplifiedbudget.ac-page.com/master-your-money
Welcome back to another coaching session!
Today we spend a lot of time reflecting on time taken off, what it means to take time off, and how it affects income and revenue.
Brooke didn't spend a lot of time actively working or looking at her money. Even so, she's committed to her money goal and continues to lean into what feels good as far as her work schedule and boundaries she's set in place.
Today is an important conversation about standing still, setting goals, and checking in with yourself about progress and celebrating that progress.
Register for Master Your Money! https://thesimplifiedbudget.ac-page.com/master-your-money
In this week’s episode, I’m sharing a livestream I did in my free FB community, The Simplified Business: Money Habits for Women Entrepreneurs.
I share 5 decisions I’ve made around money and how you can do this in your business and life too.
Register here for Master Your Money. Strengthen your relationship with money to strengthen your business.
Join the free community!
In session 8 with Brooke, we tackle to VERY common issues that come up with my clients: staying focused on the strategy when you're in the middle of it and celebrating small wins along the way.
In fact, learning how to celebrate is one of the ways to stay focused on your path.
When it comes to money strategy, success that lasts never happens overnight. So buckle up and get ready for the ride.
In this session, you'll hear:
- what growing pains feel like when the money strategy works!
- when and how to celebrate small wins on your journey
- how to reach opposing goals in business and personal finances
Connect with Katy in her free community
Apply to be on the podcast--deadline is September 16th!
This week I have the third guest interview of the season and it’s with my friend Katie Mae, a no nonsense marriage coach who works with high performing women. Our conversation revolves around money and marriage, of course!
What might surprise you is our focus on CONFLICT and its importance in your marriage and how to embrace it.
Here are some sneak peeks from today's interview:
- Katie's positive take on how we can only control ourselves
- Looking for a new way to level up in your personal live? Focus on the conflict in your marriage!
- The #1 story or obstacle women are facing in their relationship re: money
- What to watch for in your marriage that will affect money in your business
- Learn how to look for opportunities for growth with your money in your marriage
- What Katie Mae has to say about being the CEO at home with your spouse
Learn more about Katie Mae:Grab her OBS Marriage Guide:https://marriageempowered.ck.page/obsguide
Click to join Marriage Empowered, Katie's free community
Want to be my next guest on the podcast?
Fill out the application here!
What an a mazing session. Brooke really brings it this session and shares SO much goodness that is so normal. It is just the STUFF that we all deal with as women, entrepreneurs, mothers...as humans!
If you are feeling frustrated, stressed, or disenchanted with money right now, I think you will just love this episode.
In session 7 with Brooke, you will hear:
- How hitting goals can still feel shaky with money
- The power of mindset and grounding in your beliefs
- My advice (which may surprise you!) about how to handle a big payment when the money isn't there
Join Katy in The Simplified Business: Money Habits for Women Entrepreneurs
Today we're talking about the power of putting purpose to your money. When we do this, money wants to come to us! I see this all the time with my clients.
In this episode you'll learn:
- What money loves most and how you can do this for your money
- Why arbitrary 5K or 10K month revenue goals aren't what will make you successful with money
- The lasting effects you can create for your relationship with money with a bit of direction.
Connect with Katy in her free group
Schedule a free call with Katy to chat about your unique situation
Join us for Session 6! Brooke has some big momentum and it's fun to witness.
In this episode, we discuss:
- the real motivation behind Brooke's big financial goal
- why checking your balances every day isn't enough of a financial plan
- what I see as normal behavior when debt creeps up...and what to do instead (this one might surprise you!)
Join Katy's free community
Schedule a free call with Katy
It's a solo episode! This live training came from my Scattered to CEO challenge, which will be back in October.
In this week’s podcast episode, I talk all about how to simplify, strategize, and build up small wins with your money, leading to MONEY in the bank and a whole lot less stress.
It takes time and effort to get there (you know I don't do the overnight success thing) but if you get started now, you'll feel a change and see a shift sooner than you'd think.
What you’ll learn in this episode:
- How we make the “hard choice” - the ones that feel the best to us, and not what we feel like we “should” do surrounding our money
- How to put systems in place now to create detachment and breathing room in your business
- How to practice holding the money, so it’s there when you need it!
- Where to save, what to save, how much to save. You know, the strategy :)
In the episode, I break down exactly how to do all of this, what order to do it in, and how you can do it with ease and detachment - lessening your stress around money, which is always the ultimate goal.
Join The Simplified Business: Money Habits for Women Entrepreneurs
Schedule a free consultation with Katy
Do you know how to plan to make a certain amount of income?
Once you do, do you know how to allocate it?
Business expenses, personal expenses, paying down credit card debt, saving for vacation- it can get a little overwhelming when we try to do it all at once.
In session 5, I break all of this down with Brooke. You’ll see how it’s probably more simple than you are making it!
I'm so excited to share my interview today with my friend Rachel Olstad, who is a home organizer, decluttering expert, and life coach. We love to talk about all things simplicity and creating ease in our lives.
In this episode you'll hear:
- Easy ways to start decluttering today
- Why using decluttering and simplicity in your MONEY is so powerful
- What we both see keeping our clients stuck and how to make forward progress
- The best ways to add simplicity to your life today
- And my personal favorite, why I'll never give up Starbucks :)
Check out these free resources from Rachel
Connect with Rachel on IG!
Join Katy's free community
Join Rachel's free community
Thank you for listening!
This is one of the most powerful episodes I’ve recorded on this podcast. I don’t care who you are, what you do, or how your life operates. You are going to take something away from this episode that could literally be life changing.
In this episode, we dig deep into what actually creates lasting change over time, and how sometimes taking a few steps back in life can really clarify what we actually want out of this life.
In this episode, you’ll hear:
- How Brooke brought on thousands of new revenue in just a couple of weeks
- The surprising a-ha moment that made us both teary eyed
- The areas of life to focus on FIRST when money doesn’t feel easy
Join Katy’s free community
Schedule a free call with Katy
When you step outside, can you feel the warmth of the sun on your face again?
Here in New Hampshire, this time of year is so invigorating! The sunshine! The warmth!
It’s so easy to just get out there and enjoy the warmth and abundance.
Unlike the winter when I want to just curl up in a ball and wait desperately for spring.
I’m getting better at finding ways to extend what lights me up about summer into the winter time, though, and I want the same for you with your money.
One of my earliest mentors, Jim Rohn, talks about the seasons of life. We have winters when things feel hard and cold and dark and summers when things feel easy and warm and abundant.
In this week’s episode, I talk about really understanding and respecting the seasons in your business and money so that you can weather those seasons better and enjoy them for what they are.
Especially as an entrepreneur, bringing mindfulness to the ebb and flow of irregular income can help you turn that feast or famine cycle on its head and get the most out of each season of your money.
In this episode, you’ll learn:
- what to do in the summery seasons to prepare for winter
- the most helpful mindset to cultivate during the wintery seasons
- a super helpful CAUTION: what not to do (even though you’ll really want to) when summer comes
These are the money habits, mindsets and commitments your future self will thank you for.
Join Katy's community for weekly live trainings
This is our third session and there are so many amazing nuggets in this episode!
Brooke has really done a lot of work in her life and in her business, and it shows this week as we talk about how she wants to make progress with her money and in her life.
Her priorities are spot on. She has clarity about what's important and what making money in her business looks like.
In this episode, you'll hear:
- The mindset and decisions that make spending money (and NOT spending money) so much easier on a day to day basis.
- How trade-offs can work in your favor as you start to focus on your money.
- The power of intentionality and what it takes to really be successful with your money in your business.
- Being a CEO at home, and how that makes business so much easier.
Scattered to CEO: Register here!
Free resource: 9 Ways to Break Up with your Credit Cards
Register for the free event Scattered to CEO today!
Are you at the mercy of irregular income in your business?
You feel like you’re spiraling because you have no idea what’s coming in, what’s going out and it just feels all messy and out of control?
I promise you, it does NOT have to be that way!
Just because you're an entrepreneur, just because your money is inconsistent or irregular, doesn’t mean you don't get to have to plan for your money and give it some consistency.
Your business decisions and how you operate with money now can improve your consistency moving forward.
But if you sit in the “poor me, I’m an entrepreneur with irregular income” mindset, money will always feel messy and you’ll put your business in danger.
Consider what it would be like if you had space between this month’s revenue and this month’s expenses.
- What would it feel like if you had your finger on the pulse of the money coming in and going out of your business?
- How would your life and business change if you knew you had money available for your next low revenue month?
You absolutely can bring that level of consistency and security to your business, even if you have inconsistent income.
In this week’s episode, I share the mindset + the strategy you can use to get there.
This episode will feel handpicked for YOU if you want to make your inconsistent income feel more consistent and easier to plan.
Register for the free event Scattered to CEO today!
In session 2 with Brooke, we really get to look behind the curtain because we're looking at how money is spent in a business!
No matter how long you've been in business, things can get messy and you get to witness Brooke and me do a reset and really get everything out in the open and down on paper.
In this episode you will hear:
- exactly how Brooke is spending in her business right now
- my strategy for reseting and starting fresh
- money shifts that Brooke has made QUICKLY
- examples of fast action Brooke has taken and how she was able to do so
Register now for the Scattered to CEO challenge happening soon!
Welcome to our first of several interviews in this season of Messy to Magnetic.
In today's episode, I'm talking to Jenna Holloway, award-winning hypnotherapist, speaker, and joyful life coach who helps over thinkers get out of survival mode and start living with EASE and JOY.
Of course, I asked Jenna about money!
In this episode, Jenna shares with us
- the most common money stories our subconscious loves to hold on to
- practical ways to shift our negative thoughts about money
- and how she helps her clients feel IMMEDIATELY more joyful and at ease about money.
Check out Jenna's podcast!
Connect with Jenna
Join Katy's community, The Simplified Business: Money Habits for Women Entrepreneurs
Welcome back for another season of the podcast!
In this episode, Brooke introduces herself, her businesses, and how money has had an impact on her as an entrepreneur over the past two decades.
You’ll hear:
- Why Brooke decided to be on the podcast–no small feat!
- What her hopes are for money in 2022
- Why money has been up and down for the past 20 years
- And more!
Join Katy’s community, The Simplified Business: Money Habits for Women Entrepreneurs
Schedule your own free call with Katy
In this first session with Brooke, we talk about her goals for the six months together, how she's feeling about money now, and what she wants to change immediately.
In this episode you'll learn:
- What it really takes to grow your net worth
- How to look at finances like a game
- How to set up your schedule for more income
Join Katy in her free community, The Simplified Business: Money Habits for Women Entrepreneurs
Welcome back to the podcast! We're getting ready to kick off season 2, but not before I share some really important changes to the podcast!
Join me for some exciting news and get ready for a brand new season of coaching, beginning on June 9th!
We are officially wrapping up Season 1 with this update episode with Deb, and it's so great to hear how everything is going!
In true Deb style, we get to hear about how she's handling:
- FUN money
- life transitions
- self trust
- and plans for the future
There's more exciting news and ventures on the horizon with Deb, and I'm just so proud of her and pleased we could go on this journey together...ALL of us.
Join Katy in her free Facebook community, The Simplified Business: Money Habits for Women Entrepreneurs
As I share in the opening of this episode, I recorded this kind of last minute during a very hectic week with sick kids and an upside down schedule. But it's done and the message is powerful. And that is one way I develop self trust in my business. I show up and do the things necessary, even if it's not pretty or perfect.
In this episode I'm sharing what self trust looks like with your money and why it's so important.
If you'd like to connect with me on a free call, you can do that here.
In this episode with Deb, we wrap up the first season of The Simplified Budget. I'm asking Deb specifically about her experience being on the podcast, being coached by me, and how she's moving forward from here!
You'll hear:
- Deb's biggest lesson from 6 months working together
- What was expected and what was SURPRISING about the podcast
- How Deb feels about money, savings, and debt then vs. now
- What Deb is most excited about moving into the next chapter of her journey.
Join the free FB community here!
In this final session with Deb, we're celebrating all of the exciting changes and life transitions that have occurred over the past six months while also acknowledging that everything doesn't automatically get easier with more money.
In this episode you'll learn:
- REALLY important mindset shifts we can all make about money
- easy ways to use "fun money" in your daily life
- how to decide whether paying off debt is the best choice
Want to know what you should do next with your money?
Click here to schedule a free call with Katy today.
It’s official - the move is done and Deb’s in the new place!
Join us as we talk about the weight that’s lifted, how Deb decided to handle the double rent and what she’s working on next.
In this episode, I’m coaching Deb through making decisions that feel best to her, establishing her own money habits and celebrating just how far she's come on her money journey.
You’ll learn:
- How to allocate savings dollars once you have more margin
- The order of operations for saving and paying off debt
- Why learning how to make decisions quickly can reduce money stress
There’s a TON of advice out there about money.
How do you find a process that works for YOU?
By working with Katy!
Let’s chat about how you can reduce your stress around money today.
This week’s bonus episode is a live stream from my free community, The Simplified Budget. It is all about how to decide when to save, and when to pay off debt.
Every woman’s situation is unique, but what’s universal is the need to feel like you’re gaining some momentum, like you’ve got some traction under you.
As we dig into the question, “Should I save or pay off debt?”, you’ll learn:
- The #1 key to paying off debt
- The habit you need to practice before paying off debt
- Why you need to learn to sit with the feeling of having money.
More transitions on the horizon for Deb, and she's ready!
Join us as we talk through her plan for the move, the unexpected mindset hurdles to work through, and just when she might finally be able to save some money.
In this episode, you'll learn:
- Why I recommend Deb not worry so much about saving money this month
- What new routines will help Deb adjust to her new budget
- How to think about planning and budgeting when you have a jump in income
Join the Simplified Budget Online Community!
Having fun money is going to make it easier over time to enjoy the process of saving money, paying off debt, or reaching whatever your financial goals are.
This bonus episode is a close-up look at:
- what is fun money?
- some ground rules of fun money
- building the muscle of having fun money and enjoying it
Having fun money as part of your plan to become joyfully and sustainably debt free is not a luxury, it’s an essential.
Register for the Done with Debt challenge here!The Simplified Budget FB Community
If life was the same, day after day, a set-it-and-forget-it approach to budgeting would work.
In this episode, Deb shares how the inevitable changes - even changes for the good - can trigger old feelings and temporarily throw us off our new game.
We talk about avoiding lifestyle creep, stretching into new routines, making choices and upgrading problems.
Here's what you'll learn in this episode:
- What it means to upgrade to a new set of problems - and why that’s a good thing
- What does “blow the budget” actually mean?
- How to navigate transitions without putting pressure on yourself to do exactly the right thing with money
Register for the Done with Debt challenge here!
In Session 8 with Deb, we go deep about how hard it can be to spend money on ourselves, especially when money has been tight. Whether you spend mindlessly or have trouble spending on yourself at all, there are some great nuggets of advice in here from both Deb and Katy.
Here’s what you’ll learn in this episode:
- How to enjoy extra money in your budget even when you have debt to pay off
- The surprising truth about fun money and how important it is in your budget
- What to do when you go way over budget in restaurants/take-out
Done With Debt, the 5-day free challenge beginning March 14th
Register here!
Join Katy in her free community, The Simplified Budget
This session is so wonderful because it really exposes how quickly our behavior can change when our income changes. Deb is so wonderful to share her experience with her income rise: the really good and the frustrating stuff that just doesn’t get talked about enough!
Here’s what you’ll learn in this episode:
- Some of the changes that happen with an income increase that doesn't get talked about enough
- Why I’m encouraging Deb to NOT pay off her debt right now
- An important mindset shift we can all practice, whether your income has gone up recently or not
Join Katy's free community, The Simplified Budget.
In this bonus episode, I'm sharing one of the biggest hidden benefits of having a monthly budget.
If you’re often at the checkout counter thinking, “Wait, can I afford this? Is the money there? Should I get this or not?” …that’s adding to your decision fatigue.
And it’s eroding your confidence in your ability to handle money well.
Join the free community here: The Simplified Budget
This episode is such an important one as we walk through Deb’s first weeks of transitioning from living paycheck to paycheck to her income growing overnight by a lot!
We talk about the power of savings, what actually is self care, and some goals and plans Deb shares with us–a far cry from earlier this season!
Here's what you'll learn in this episode:
- a fresh way to look at goal setting
- the unexpected result of more income
- what is lifestyle creep and how to avoid it
Connect with Katy in the free Simplified Budget community: www.facebook.com/groups/thesimplifiedbudget
Schedule your own strategy call with Katy:
https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
Join us for this short bonus episode sharing some exciting news! We'll be back with a regularly scheduled session next week!
Learn more about working with Katy:
https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
This episode is a wonderful look at how Deb is navigating her budget around the holidays and her big goals for 2022.
Here’s what you’ll learn in this episode:
- The best way to handle tough money situations
- Goal setting strategies for money
- And more simple budgeting tips
Join Katy in her free community The Simplified Budget group:
https://www.facebook.com/groups/thesimplifiedbudget
Learn more about working with Katy:
https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
What a refreshing and exciting episode we have to share with you! Deb really opens up and shares about her journey, particularly some really exciting updates and celebrations.
Here’s what you’ll learn in this episode:
- How to navigate different budgets based on how you’re paid
- Why taking action with your money TODAY is so important
- The best way to stay connected with your money throughout the month.
Budgeting Bliss starts Jan 17, 2022
Join here: https://thesimplifiedbudget.ac-page.com/budgeting-bliss
Learn more about working with Katy:
https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
In this solo episode with Katy, we’re looking at some of the important aspects of Deb’s habits with money that are making her journey easier, even during tough times. If you’re experiencing a season with money that feels extra difficult, be sure to listen in.
Here’s what you’ll learn in this episode:
- Why having a plan is more important than ever when money is tight
- The importance of treating yourself
- How what you think matters with money
Be sure to join this round of Budgeting Bliss–we begin January 17!
https://thesimplifiedbudget.ac-page.com/budgeting-bliss
In this episode, Deb and I come up with some really great budgeting strategies for her to use while she’s living paycheck to paycheck and we take a look at the mistake I see most people make when it comes to creating a budget.
Want to create your own budget with Katy? Join Budgeting Bliss, a 5-day LIVE workshop beginning January 17.
Register here: https://thesimplifiedbudget.ac-page.com/budgeting-bliss
This episode is a little different because Deb and I were cut off about halfway into our call this session. Even so, we want to share some important lessons with you! In this episode, you'll hear Deb share why this week was extra hard for her, and what she's doing to keep her spirits up and positive momentum moving forward.
Please share with a friend who would love to follow along on this journey!
Links mentioned in this episode:
Facebook Community: www.facebook.com/groups/thesimplifiedbudget Free call with Katy: https://katyalmstrom.satoriapp.com/offers/230764-free-consultation
In this first full session with Deborah, we dive right into how she's feeling about her tight budget, income that hasn't been deposited into her checking account, important decisions about savings and credit card use, self-care, and more. There are so many amazing nuggets of wisdom that we share in this first episode, and Deborah is truly an inspiration already. This season promises so much growth and potential, and we appreciate your support! Thank you for listening.
Join Katy in The Simplified Budget: https://www.facebook.com/groups/thesimplifiedbudget
Stressed out by credit cards? Grab my free gift to you: https://thesimplifiedbudget.ac-page.com/9-ways-to-break-up-with-your-credit-card-freebie
Welcome to The Simplified Budget podcast, and meet Deborah, our first coachee! We get to hear about her current challenges with money and what she's looking forward to getting out of these coaching sessions. Tune in each week to hear Deborah's journey. Connect with Katy in the her free community, The Simplified Budget. www.facebook.com/groups/thesimplifiedbudget