Your Christmas Bonus is just around the corner!

Sana ol! Kasi for the last 6 years na I’ve been in the UAE eh hindi ko na alam anong feeling ng may 13th month pay!

Kaya part of our Special Christmas Season episodes, we’ll talk about how we can get the most of this windfall with the help of our special guest, Coach Joy Mendoza-Longcop!

She is…

A freelance for over 15 years, offering operations and accounting services to SMEs, and helping clients design comprehensive financial plans.

A fellow Yaman Coach, accredited by the Personal Finance Advisors' Association of the Philippines with a bachelor's degree from UP Diliman and Master's degree in De La Salle University, both in Mathematics.

A passionate advocate of financial literacy.

Been married for 14 years, a mom of 3 and a pre-pandemic homeschooler.

What you’ll learn from this episode:

• Why many are not putting their 13th month pay to good use

• The 4 F’s to help you maximize your 13th month pay

• How to guard your 13th month pay from unconscious spending

• Where to invest your 13th month salary/bonus

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