Oracle: Free test drive of OCI at https://oracle.com/iced Collective: Get 1 month of Collective free today at https://collective.com/ichNEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselbyhttps://www.instagram.com/gpstephanOfficial Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0wFor sponsorships or business inquiries reach out to: tmatsradio@gmail.comFor Podcast Inquiries, please DM @icedcoffeehour on Instagram!Timestamps:00:00 - INTRO00:33 - Dave Is RETIRING?!01:43 - The Ramsey legacy is the most important thing04:50 - Dave's Survivability Index13:20 - Raising kids to become "Great adults"26:57 - Why Dave Ramsey is staying bald33:47 - What Dave needs to fix about his own finances41:30 - How to keep your marriage afloat through hard times49:12 - How to change your values and find REAL validation52:27 - Relying on necessity vs hope58:09 - Would Dave take free debt?*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.