• With Jack
• It’s not for you to decide how much liability is associated with a project
• If a claim includes loss of income, compensation for hiring other freelancers and other costs incurred, it all adds up
• If insurance doesn’t seem worth the price, ask yourself if you’d rather pay £14 a month for legal help, or thousands of pounds in upfront fees?
• Remember that contracts don’t stop a client from making a claim against you, even if you include a liability clause
• Episode #40 - Why having a contract isn’t enough to protect you
• With every project there is always the risk of a client being unhappy with the work you’ve done or a project being delivered late
• Your client may go into a project knowing that there are risks, but the whole reason insurance exists is to protect your business from the risks you face and ensure you don't come out of a situation worse off if the client holds you responsible
• Sometimes there is little control you have over the situations that lead to claims as well as, more importantly, how your client reacts to those situations