Each year it seems that they start Christmas Sales even earlier than the previous years. So, it is importantto have a Christmas Budget in place now or you may find yourself spending morethan you wanted to due to all the temptation from all these sales.

We used to have Black FridaySale the day after Thanksgiving and then after that, specials rolled in. Then came Cyber Monday sales after Black Friday Sales. Now in Arizona they have been starting Black Friday sales weeks before Thanksgiving. Crazy..

As always, I am not giving you any Financial Advice, Medical Advice, Legal Advice and you should seek advicefrom your Professional Advisors to see what is best for your situation. This is for entertainment only. This article does have some affiliate marketing links in it to help cover some of our expenses. It cost so much to live now a days. LOL

For Darlene and myself our Christmas Budget we try to also plan in other expenses also besides just giftexpenses. We talk about our food and travel plans also besides what our total gift budget is.

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MoneySecrets - https://www.amazon.com/dp/B088GKF2TM

RicherLiving - https://www.amazon.com/dp/1695676815

WakeUp - https://www.amazon.com/dp/1694989585

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Episode#123 . MillsWay.com

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