20: I recently went through a medical billing hassle that was such a PITA that I decided to do a special podcast episode about it because it has such direct impact on saving money on healthcare.

So in episode 20 this week, I talk about how medical billing and health insurance claims work.

Using my own experience as an example, I share tips on how to be vigilant about health insurance so you save yourself from unpleasant surprise costs.

What you’ll learn in this episode:

• Why it is so difficult to get transparent healthcare price information in the US
• How medical billing works and why it can lead to some very big unpleasant surprise costs
• What CPT codes and ICD 10 codes are, and exactly how they are used to determine how much you vs. insurance pays
• A 5-step checklist of actions to take so you never get stuck with surprise medical costs

Links mentioned in this episode:

• Health savings account rules
• HYW private Facebook community

Intro/Outro: Old Bossa by Twin Musicom.