A special episode today, as we discuss Pat's recent move to buy a house. I grill Pat for all the details and we chat about how this affects Pat's financial independence plans.

Discussion points...

  • A quick run-down of what's happening (01:55)
  • Why Pat decided to buy, and what he was looking for in a property (05:17)
  • Price bracket and first homebuyer benefits (07:25)
  • Current and future plans (09:03)
  • How does this affect Pat's financial independence plans? (10:24)
  • Interest rates and online lenders (15:12)
  • A more in-depth look at fixed vs variable rates (19:33)
  • What gets Pat excited about owning a house (26:04)
  • Storing cash in an offset account (30:27)
  • Pat's thoughts and reflections on the home buying experience (32:36)

Resources...

  • Our favourite portfolio tool: Sharesight
  • Pat's online lender: Tic Toc Home Loans
  • Article: How Do House Prices Affect Financial Independence?

More from us...

  • Contact us with questions and feedback: fireandchillpod@gmail.com
  • Dave's blog: Strong Money Australia
  • Pat's blog: Life Long Shuffle