Episode Notes:
In this episode I'm joined by a dear friend of mine and financial coach, Jared Lyman as we discuss the value of hiring a full time realtor for all your real estate transactions.
My process to starting your home buying process
- Meeting with a Realtor within the early stages of your home search is key. Realtors are super important members of your home buying team
- I provide updated information about the market
- Send you properties & information about your micro market for the area and type of homes you're looking for.
- Enjoy being a resource for your real estate questions.
- Before our initial meeting I have my buyers complete their Home Buyer Questionnaire. This gives me an insight into what my buyers they're looking for so I can prepare and properly advise them from our initial meeting.
Finances
- Confirm your buying power by getting your pre-approval from a reputable lender. If you don’t already have a lender you want to work with, I can recommend a few lenders to choose from that I feel will be a fit to your particular situation.
- Setting up your financing to buy a home starts with understanding your Debt to Income Ratio: Your debt-to-income ratio is all your monthly debt payments divided by your gross monthly income.
Exploring Down Payment Options
Down payment money is out there we'll help you find it. Here is a link to help you explore some options on your own. Down Payment Resource Center
Resources:
The Confident House Hunter by Dylan Chalk
Guest: Jared Lyman
Podcast: Money, It's Math & Mental
Web:https://www.financiallyabundantlife.com/
Hosts:
Mark Chavez Residential Realtor - Windermere RE Mount Baker
C: 206-960-6275 * markchavezrealty.com
Joanna Chavez, Assistant to Mark Chavez - Windermere RE Mount Baker