The Investment Cuddle podcast: Recent Episodes
theinvestmentcuddle
This month the Cuddle covers its Christmas Crackers, looking at the different types of companies within our cuddle crackers. We talk through how last year’s Christmas cracker gifts performed and whether to keep or exchange this year’s gifts!
Music by https://audionautix.com
Information links
Christmas Cracker Gifts 2024
Japan Gold Corp. (JG) Corporate
PureCycle Technologies (PCT) PureCycle Technologies, Inc. (PCT)
Microstrategy (MSTR) Explore MicroStrategy's Investor Relations: Stay Informed on Financial Performance and Corporate Governance
Pan African Resources (PAF) Pan African Resources: Home
3M Company (MMM) 3M Company (MMM)
On Holdings (OnOn) On - Home
Christmas Cracker Gifts 2023
Analogue Devices (ADI) Investor Relations - Analog Devices
Andrada Mining (ATM.L) Andrada Mining | Investors
The Buckle, Inc (BKE) The Buckle, Inc. - Investor Overview
Hanesbrands Inc. (HBI) Hanesbrands, Inc. - Investors - Investor Relations Home | Hanesbrands Inc.
Norwegian Cruise Line Holdings Ltd. (NCLH) Investor Relations :: Norwegian Cruise Line Holdings Ltd. (NCLH) (nclhltd.com)
Tharisa plc (THS.L) Investment Overview | Tharisa
This month the Cuddle covers income portfolios, looking at and paying homage to the Helen Pridham portfolio. We talk through how it is structured and how it has performed.
Music by https://audionautix.com
Information links
Helen Pridham Investment portfolio for £10k income
2020
https://www.ii.co.uk/analysis-commentary/11-investment-trusts-ps10000-annual-income-ii510420
Additional Links
https://www.ii.co.uk/authors/helen-pridham
2019
https://www.ii.co.uk/analysis-commentary/how-make-ps10000-investment-trusts-2019-ii507709
2021
https://www.ii.co.uk/analysis-commentary/12-fund-picks-ps10000-income-2021-ii514990
2022
https://www.ii.co.uk/analysis-commentary/11-investment-trusts-earn-ps10000-income-2022-ii522668
2023
https://www.ii.co.uk/analysis-commentary/12-investment-trusts-ps10000-annual-income-2023-ii526750
This month the Cuddle covers dividends, looking at Asia. We talk through whether Asian companies good for dividends and options for longer-term dividend and capital growth.
Music by https://audionautix.com
Information links
Data
www.justETF.com/uk/
www.theaic.co.uk
S&P UK High Yield Dividend Aristocrats Index https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-uk-high-yield-dividend-aristocrats-index/#overview
S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview
iShares plc - iShares MSCI AC Far East ex-Japan UCITS ETF
https://www.fundinfo.com/en/GB-priv/fund?OFST020000=IE00BKPX3K41
SPDR S&P Pan Asia Dividend Aristocrats UCITS ETF (PADV)
https://www.fidelity.co.uk/factsheet-data/factsheet/IE00B9KNR336-ssga-spdr-etfs-europe-i-plc/performance
Schroder Oriental Income Fund Limited (SOI)
https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B0CRWN59-schroder-oriental-income-fund-ltd/fidelity-insight
abrdn Asian Income Fund Limited (AAIF)
https://www.asian-income.co.uk
Henderson Far East Income Limited (HFEL)
https://www.fidelity.co.uk/factsheet-data/factsheet/JE00B1GXH751-henderson-far-east-income-ltd/key-statistics
This month the Cuddle covers dividends, looking at small companies. We talk through whether UK small companies are good for dividends and longer-term dividend and capital growth.
Music by https://audionautix.com
Information links
Data
www.justETF.com/uk/
www.theaic.co.uk
City Of London (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/
Athelney Trust (ATY)
https://www.athelneytrust.co.uk/performance/
Aberforth Smaller Companies Trust plc (ASL)
https://www.aberforth.co.uk/trusts-and-funds/aberforth-smaller-companies-trust-plc/share-price-performance
BlackRock Smaller Companies Trust plc
https://www.blackrock.com/uk/solutions/investment-trusts/our-range/blackrock-smaller-companies-investment-trust/trust-information
The Henderson Smaller Companies Investment Trust plc
https://www.janushenderson.com/en-gb/uk-investment-trusts/trust/the-henderson-smaller-companies-investment-trust-plc/
This month the Cuddle covers dividends, looking at the UK market. We talk through whether the UK is good for stable dividends and longer-term dividend growth.
Music by https://audionautix.com
Information links
Data
www.justETF.com/uk/
www.theaic.co.uk
iShares Core FTSE 100 UCITS ETF https://www.ishares.com/uk/individual/en/products/251795/ishares-ftse-100-ucits-etf-inc-fund?switchLocale=y&siteEntryPassthrough=true
S&P UK High Yield Dividend Aristocrats Index https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-uk-high-yield-dividend-aristocrats-index/#overview
S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview
City Of London (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/
JPMorgan Claverhouse Trust (JCH) https://am.jpmorgan.com/gb/en/asset-management/adv/products/jpmorgan-claverhouse-investment-trust-plc-gb0003422184#for_professional%20clients
Murray Income Trust (MUT) https://www.murray-income.co.uk/en-gb
Finsbury Growth & Income Trust (FGT) https://www.finsburygt.com/
Diverse Income Trust (DIVI) https://www.diverseincometrust.com/
This month the Cuddle covers dividends, looking at the US market. We talk through whether the US is good for dividends and longer-term dividend growth.
Music by https://audionautix.com
Information links
Data
www.justETF.com/uk/
www.theaic.co.uk
Invesco EQQQ Nasdaq-100 UCITS ETF Dist (EQQQ) https://www.invesco.com/uk/en/financial-products/etfs/invesco-eqqq-nasdaq-100-ucits-etf-dist.html
iShares Core S&P 500 ETF https://www.ishares.com/us/products/239726/ishares-core-sp-500-etf
S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview
North American Income Trust (NAI) https://www.northamericanincome.co.uk/en-gb
JPMorgan American Investment Trust (JAM) https://am.jpmorgan.com/gb/en/asset-management/per/products/jpmorgan-american-investment-trust-plc-gb00bkzgvh64#for_personal%20investors
This month the Cuddle covers Defence, looking at the different types of funds including a few ETFs. We talk through how to invest in this sector and review an alternative investment option.
Music by https://audionautix.com
Information links
Fidelity Select Defense and Aerospace Fund (FSDAX) FSDAX - Fidelity ® Select Defense and Aerospace Portfolio | Fidelity Investments
iShares U.S. Aerospace & Defense ETF (ITA) iShares U.S. Aerospace & Defense ETF | ITA
SPDR S&P Aerospace & Defense ETF (XAR) XAR: SPDR® S&P® Aerospace & Defense ETF (ssga.com)
Invesco Aerospace & Defense ETF (PPA) Invesco | Product Detail | Invesco Aerospace & Defense ETF
The City of London Investment Trust plc (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/
This month the Cuddle covers what went on in the markets in 2023, looking at indexes, bonds and individual companies. We talk through how our portfolio performed and review our best and worst performers.
Music by https://audionautix.com
Information links
CC Japan Income & Growth Trust plc (CCJI) https://ccjapanincomeandgrowthtrust.com
BlackRock Frontiers Investment Trust plc (BRFI) https://www.blackrock.com/uk/solutions/investment-trusts/our-range/blackrock-frontiers-investment-trust/performance-holdings
Henderson Diversified Income Trust plc (HDIV) https://www.janushenderson.com/en-gb/investor/product/henderson-diversified-income-trust-plc/
Murray International Trust (MYI) https://www.murray-intl.co.uk
Henderson International Income Trust plc (HINT) https://www.janushenderson.com/en-gb/investor/product/henderson-international-income-trust-plc/
Blackrock Energy and Resources Income Trust (BERI) www.blackrock.com/uk/individual/products/investment-trusts/our-range/blackrock-energy-and-resources-income-trust/trust-information
Index and sector performance
https://www.visualcapitalist.com/best-and-worst-performing-sectors-in-2023/
This month the Cuddle covers its Christmas Crackers, looking at the different types of companies within our cuddle crackers. We talk through whether to keep our gifts and whether that is all we wanted for Christmas!
Music by https://audionautix.com
Information links
Christmas cracker Gifts
Analogue Devices (ADI) Investor Relations - Analog Devices
Andrada Mining (ATM.L) Andrada Mining | Investors
The Buckle, Inc (BKE) The Buckle, Inc. - Investor Overview
Hanesbrands Inc. (HBI) Hanesbrands, Inc. - Investors - Investor Relations Home | Hanesbrands Inc.
Norwegian Cruise Line Holdings Ltd. (NCLH) Investor Relations :: Norwegian Cruise Line Holdings Ltd. (NCLH) (nclhltd.com)
Tharisa plc (THS.L) Investment Overview | Tharisa
This month the Cuddle covers Defence, looking at the different types of companies within the US and UK. We talk through how to invest in this sector and review a few investment options.
Music by https://audionautix.com
Information links
- Lockheed Martin – LMT, $108B Lockheed Martin Corp, LMT:NYQ profile - FT.com
- Boeing Co – BA, $123B Boeing Co, BA:NYQ summary - FT.com
- Raytheon Technologies Corporation – RTX, $109B RTX Corp, RTX:NYQ profile - FT.com
- BAE Systems plc – BA., $40B BAE Systems PLC, BA.:LSE summary - FT.com
- Northrop Grumman Corporation – NOC, $67B NORTHROP GRUMMAN CORP, NOC:NYQ summary - FT.com
This month the Cuddle covers our visit to The Investment Company Showcase, the second year the Association of Investment Companies (AIC) have held their showcase event. We talk through our best bits and cover the funds and managers that caught the eye.
Music by https://audionautix.com
Information links
Association of Investment Companies (AIC)
- https://www.theaic.co.uk
- The Investment Company Showcase 2023:
https://www.theaic.co.uk/the-investment-company-showcase-2023
https://www.theaic.co.uk/the-investment-company-showcase-2023/mancy-room
- The big income panel
- Simon Gergel, Merchants Trust
- Rebecca Maclean, Dunedin Income Growth
- James de Uphaugh, Edinburgh Investment Trust
- Keynote speaker: Lawrence Burns of Scottish Mortgage Investment Trust:
- How small should you go?
- Roland Arnold, BlackRock Smaller Companies
- Jean Roche, Schroder UK Mid Cap Fund
- Gervais Williams, Miton UK MicroCap Trust & Diverse Income Trust
https://www.theaic.co.uk/the-investment-company-showcase-2023/avize-room
- It’s all about the dividends: Gervais Williams of Diverse Income Trust
- Infrastructure - Built to last
- Chris Morgan, International Public Partnerships
- Edward Hunt, HICL Infrastructure
- Steve Cook, Sequoia Economic Infrastructure Income
Keynote speaker: Nick Robinson, Presenter, The Today Programme
This month the Cuddle the OEIC investment riddle continues, looking at investment alternatives to Terry. We talk through potential alternatives and how they have performed over the last five years and what they may provide in returns over the next decade.
Music by https://audionautix.com
Information links
Funds that have Outperformed over the last 5 years
- Artemis UK Select: https://www.artemisfunds.com/en/gbr/investor/funds/explorer/artemis-uk-select-fund/class-i-accumulation-units-gbp
- Fidelity Special Situations: https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B88V3X40-fidelity-special-situations-w-acc/key-statistics
- TM RWC RedWheel UK Equity Income: https://www.redwheel.com/uk/en/professional/product-page/tm-redwheel-uk-equity-income-fund_tmei/#
Funds to outperform over the next 10 years
- GuardCap Global Equity: GuardCap Global Equity Fund I GBP Acc|IE00BVSS1C10 (morningstar.co.uk), GuardCap Global Equity I GBP Price & Performance | Bestinvest
- Stonehage Fleming Global Best Ideas: Stonehage Fleming Global Best Ideas Equity (D) Income Fund Price & Information (hl.co.uk)
- Seilern World Growth: Seilern World Growth GBP U R|IE00B2NXKV01 (morningstar.co.uk)
This month the Cuddle covers the OEIC investment riddle, looking at investment alternatives to Terry. We talk through alternatives with a similar philosophy and how to create your own strategy.
Music by https://audionautix.com
Information links
Fundsmith https://www.fundsmith.co.uk/factsheet/
BlueWhale https://bluewhale.co.uk/factsheet
This month the Cuddle covers non-renewable energy, looking at the different types of fossil fuel energy companies and funds. We talk through how to invest in this sector with a few investment options.
Music by https://audionautix.com
Information links
- Harmony Energy Income Trust plc – HEIT - https://www.heitp.co.uk
- Blackrock Energy & Resources Income (BERI) - https://www.blackrock.com/uk/solutions/investment-trusts/our-range/blackrock-energy-and-resources-income-trust/performance-holdings
Oil & Gas Companies
- BP - https://www.bp.com/en/global/corporate/news-and-insights/reimagining-energy/4q-and-full-year-2022-results-highlights.html
- Shell - https://www.shell.com/investors/why-invest-in-shell.html
- Exxon - https://investor.exxonmobil.com/news-events/press-releases/detail/1143/exxonmobil-announces-first-quarter-2023-results
- CNQ - https://www.cnrl.com/investors/investor-relations/#none
This month the Cuddle covers renewable energy, looking at the alternative to wind and solar. We talk through how to invest in technologies such as Fuels, Fuel cells, Energy storage, Hydrogen within the renewables sector and review a few investment options.
Music by https://audionautix.com
Information links
Shares – Fuel Cells & Electrolysers
- Fuelcell Energy Inc – FCEL https://www.fuelcellenergy.com
- Ceres Power – CWR https://www.ceres.tech/investors/
- Plug Power – PLUG https://www.plugpower.com/fuel-cell-power/
- ITM Power plc – ITM – electrolysers https://itm-power.com
Funds - Hydrogen
- Legal & General ETF, Hydrogen Economy UCITS ETF USD (GBP) – HTWG
https://fundcentres.lgim.com/en/uk/institutional/fund-centre/ETF/Hydrogen-Economy/
- VanEck Investments Ltd, Hydrogen Economy UCITS ETF Acc – HDRO
https://www.vaneck.com/uk/en/hdro/overview/
- HydrogenOne Capital Growth plc – HGEN
https://hydrogenonecapitalgrowthplc.com
Funds - Energy Storage
- Gresham House Energy Storage (GRID)
https://greshamhouse.com/real-assets/new-energy/gresham-house-energy-storage-fund-plc/
This month the Cuddle covers renewable energy, looking at the different types of wind energy funds. We talk through how to invest in this technology within the sector and review a few investment options.
Music by https://audionautix.com
Information links
Greencoat UK Wind plc – UKW - https://www.greencoat-ukwind.com/disclaimer-country
The Renewables Infrastructure Group Limited – TRIG - https://www.trig-ltd.com
WNDY Wind Energy ETF - https://www.globalxetfs.com/funds/wndy/
Global X ETF ICAV Wind Energy UCITS ETF Acc WNDG - https://www.morningstar.co.uk/uk/etf/snapshot/snapshot.aspx?id=0P0001OF8R
Vestas Wind Systems AS – VWS - https://www.vestas.com/en/investor
This month the Cuddle covers renewable energy, looking at the different types of solar energy funds. We talk through how to invest in this technology within the sector and review a few investment options.
Music by https://audionautix.com
Information links
Bluefield Solar Income Fund Limited – BSIF https://bluefieldsif.com/investors/
Foresight Solar Fund Ltd – FSFL https://fsfl.foresightgroup.eu
NextEnergy Solar Fund Ltd – NESF https://www.nextenergysolarfund.com
US Solar Fund PLC – USFP (bid situation) https://www.ussolarfund.co.uk
Global X Solar ETF – RAYS https://www.globalxetfs.com/funds/rays/
This month the Cuddle covers renewable energy, looking at the different types of renewable energy funds. We talk through how to invest in the sector and review more than a few investment funds.
Music by https://audionautix.com
Information links
- Aquila European Renewables – AERS, https://www.aquila-european-renewables.com
- Downing Renewables & Infrastructure Trust plc – DORE, https://www.doretrust.com/investor-relations
- Ecofin US Renewables Infrastucture trust – RNEP, https://uk.ecofininvest.com/funds/ecofin-us-renewables-infrastructure-trust-plc/
- VH Global Sustainable Energy Opportunities Plc – GSEO, https://www.vh-gseo.com/investors
- Octopus Renewables Infrastructure Trust plc – ORIT, https://octopusrenewablesinfrastructure.com
- Premier Miton Global Renewables Trust – PMGR, https://www.globalrenewablestrust.com
- Triple Point Energy Transition – TENT, https://www.tpenergytransition.com
- The Renewables Infrastructure Group Limited – TRIG, https://www.trig-ltd.com
This month the Cuddle covers renewable energy, looking at the different types of energy generation. We talk through technology within the sector and review a few technology challenges.
Music by https://audionautix.com
This month the Cuddle covers what went on in the markets in 2022, looking at indexes, bonds and individual companies. We talk through how our portfolio performed and review our best and worst performers.
Music by https://audionautix.com
Information links
Blackrock Energy and Resources Income Trust (BERI) www.blackrock.com/uk/individual/products/investment-trusts/our-range/blackrock-energy-and-resources-income-trust/trust-information
Murray International Trust (MYI)
https://www.murray-intl.co.uk
Henderson International Income Trust plc (HINT)
https://www.janushenderson.com/en-gb/investor/product/henderson-international-income-trust-plc/
European Assets Trust (EAT)
https://www.columbiathreadneedle.co.uk/european-assets-trust/
Henderson Diversified Income Trust plc (HDIV)
https://www.janushenderson.com/en-gb/investor/product/henderson-diversified-income-trust-plc/
VinaCapital Vietnam Opportunity Fund (VOF)
https://vinacapital.com/investment-solutions/offshore-funds/vof/overview/
This month the Cuddle covers precious metals, looking at the different opinions people have taken regarding the yellow metal. We talk through the options for what to buy with a look at individual companies, ETFs and funds.
Music by https://audionautix.com
Information links
ES Baker Steel Gold and Precious Metals, Class B, Accumulation (GBP) http://www.bakersteelcap.com/en/baker-steel-funds/
Golden Prospect Precious Metals Ltd, GPM
https://ncim.co.uk/wp/golden-prospect-precious-metals-ltd/#
iShares Physical Metals plc Physical Silver ETC, SSLN https://www.ishares.com/uk/individual/en/products/258443/ishares-physical-silver-etc-fund
iShares Physical Metals plc Physical Gold USD ETC, IGLN https://www.ishares.com/uk/individual/en/products/258441/ishares-physical-gold-etc-fund
Ninety One Global Gold, Class I, Accumulation (GBP) https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B1XFGM25-ninety-one-global-gold-fund/key-statistics
Sylvania Platinum Ltd, SLP https://www.sylvaniaplatinum.com
This month the Cuddle covers pensions, looking at the different types. We talk through the options for what to buy with a look at pension transfers.
Music by https://audionautix.com
Information links
Defined benefit vs Defined contribution
https://www.investopedia.com/ask/answers/032415/how-does-defined-benefit-pension-plan-differ-defined-contribution-plan.asp
SIPP https://www.investopedia.com/terms/s/self-invested-personal-pension-sipp.asp
IRA Individual Retirement Account (IRA) Definition (investopedia.com)
Roth IRA Roth IRA Basics: How It Works and How to Get Started (investopedia.com)
ISA Individual Savings Accounts (ISAs): Overview - GOV.UK (www.gov.uk)
Invest talk podcast https://kppfinancial.com/investTalk
This month the Cuddle looks at inflation with a focus on what to buy in an inflationary environment. We talk through some company examples and look more broadly at the sector they sit within.
Music by https://audionautix.com
Information links
Abbvie inc https://www.abbvie.com
B&G Foods https://bgfoods.com
British America Tobacco https://www.bat.com
Shell https://www.shell.com
Diversified Energy Company https://www.div.energy
Polymetal https://polymetalinternational.com/en/
This month the Cuddle looks at inflation with a focus on what to buy in an inflationary environment. We talk through some example investment funds.
Music by https://audionautix.com
Information links
AIC - https://www.theaic.co.uk
This month the Cuddle looks at information sources with a focus on the written word and data sources for shares and trading. We talk through what information sources we use and why.
Music by https://audionautix.com
Information links
FT - https://www.ft.com
Share Magazine - https://www.sharesmagazine.co.uk
Investors Chronicle – https://www.investorschronicle.co.uk
Moneyweek - https://moneyweek.com
Internet Data
Trustnet - https://www.trustnet.com
Citywire - https://citywire.com/funds-insider
Motley fool - https://www.fool.co.uk
Research
AIC - https://www.theaic.co.uk
Morning star - https://www.morningstar.co.uk/uk/
Edison research - https://www.edisongroup.com
Quoted data - https://quoteddata.com
Stocks
Stockopedia - https://www.stockopedia.com
Share pad - https://www.sharescope.co.uk/sharepad.jsp
Dividend Max. https://www.dividendmax.com
This month the Cuddle looks at information sources with a focus on the written word and data sources for funds and ETFs. We talk through what information sources we use and why.
Music by https://audionautix.com
Information links
FT - https://www.ft.com
Share Magazine - https://www.sharesmagazine.co.uk
Investors Chronicle – https://www.investorschronicle.co.uk
Moneyweek - https://moneyweek.com
Internet Data
Trustnet - https://www.trustnet.com
Citywire - https://citywire.com/funds-insider
Motley fool - https://www.fool.co.uk
Research
AIC - https://www.theaic.co.uk
Morning star - https://www.morningstar.co.uk/uk/
Edison research - https://www.edisongroup.com
Quoted data - https://quoteddata.com
Stocks
Stockopedia - https://www.stockopedia.com
Share pad - https://www.sharescope.co.uk/sharepad.jsp
Dividend Max. https://www.dividendmax.com
This month the Cuddle looks at our top 5 financial documentaries. We talk through favourites with a look at a few that didn’t quite make the final cut.
Music by https://audionautix.com
Information links
- China Hussle - https://www.youtube.com/watch?v=55892jT06aI
- Trader - https://www.imdb.com/title/tt5996252/
- Niall Ferguson, The Ascent of Money - https://www.youtube.com/watch?v=2XX2b2MeDe0
- Enron - https://www.imdb.com/title/tt1016268/
- Money is debt - https://www.imdb.com/title/tt1828247/
This month the Cuddle covers dividend investment, looking at the tax implications for dividend payers in different jurisdictions. We talk through how to avoid paying unnecessary tax on dividends.
Music by https://audionautix.com
Information links
https://www.dividendmax.com
This month the Cuddle covers dividend investment, looking at the difference between share and fund dividend payers. We talk through OEICs, investment trusts and bonds with a look at payment intervals.
This month the Cuddle covers investment fund names, looking at the different types. We talk through the options for what to buy with a look at why your platform might be influencing your options and annual fees.
Music by https://audionautix.com
Information links
Fundsmith https://www.fundsmith.co.uk/factsheet/
BlueWhale https://bluewhale.co.uk/factsheet
This month the Cuddle takes a lighter approach with a look at some of our favourite music related to money and finance. We will be back in the New Year with some more financial focussed content, enjoy the holidays wherever you find yourself.
Music by https://audionautix.com
Information links
Universal Robot Band - Barely Breaking Even
Abba - Money, Money, Money
John Rich - Shuttin' Detroit Down
Shirley Bassey - Big Spender
Craig Morgan - Almost Home
Beatles - Taxman
Ronnie Dunn - Cost of Living
Bobbie Gentry - Fancy
The flying lizards - Money
Willie Nelson - If You've Got the Money I've Got the Time
Aloe Blacc - I Need a Dollar
The Investment Cuddle Playlist (Spotify)
https://open.spotify.com/playlist/1OLg43NBSrBEGT5DiPQP33?si=hwi_7tRpTgqggUVtOMj_hw&utm_source=native-share-menu
This month the Cuddle covers the second part of its look at pensions, including when to start. We talk through the options for retirement with a look at why you might want to reassess your pension to spread the risk in retirement.
Music by https://audionautix.com
Information links
How has life expectancy changed over time?
https://www.ons.gov.uk/peoplepopulationandcommunity/birthsdeathsandmarriages/lifeexpectancies/articles/howhaslifeexpectancychangedovertime/2015-09-09
COVID-19 - The long view, History suggests that this pandemic will be a short-term interruption to long-run improvements in life expectancy, which should resume within a few years.
https://www.cam.ac.uk/stories/covid19-the-long-view
This month the Cuddle covers the first part of our pensions episodes, looking at the different types. We talk through the options for do it yourself pensions with a look at why you might want to reassess your contributions and those of your dependents.
Music by https://audionautix.com
Information links
Defined benefit vs Defined contribution https://www.investopedia.com/ask/answers/032415/how-does-defined-benefit-pension-plan-differ-defined-contribution-plan.asp
SIPP https://www.investopedia.com/terms/s/self-invested-personal-pension-sipp.asp
This month the Cuddle covers ESG (Environmental, Social & Governance) investing, looking at what is ESG and what is it not! We talk through the ratings of companies within a range of sectors with a look at why you might want to be your own ESG investor.
Music by https://audionautix.com
Information links
ESGS https://www.londonstockexchange.com/stock/ESGS/invesco/company-page
L&G future world developed index https://www.legalandgeneral.com/consumer/fund-iframe/investments-productsandfunds-indextracker-fund-future-world-esg-developed-index-fund.jsp
Vanguard ESG emerging market index https://www.vanguardinvestor.co.uk/investments/vanguard-esg-emerging-markets-all-cap-equity-index-fund-gbp-acc
Aegon ethical equity fund https://www.aegonam.com/en/strategies--funds/equity/ethical-equity-fund/
FEET https://www.feetplc.co.uk
Fundsmith Equity www.fundsmith.co.uk/fund-factsheet
BNY Bank of New York Mellon Sustainable Real Return Fund https://www.bnymellonim.com/uk/en/intermediary/fund/bny-mellon-sustainable-real-return-fund-uk-domiciled-newton-institutional-shares-2-accumulation-gb00bd6drh93/
First state investors Asia focus https://www.firstsentierinvestors.com/uploadedFiles/Content/UploadedLiterature/auto/EMEA/pdffundfactsheets/GB00BWNGXJ86-First-State-Asia-Focus-Fund-B-GBP-en-gb.pdf
Stewart investors Indian subcontinent fund https://www.stewartinvestors.com/uk/en/intermediary/our-funds/GB00B2PF5X11.html
Jupiter ecology fund https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B4KLC262-jupiter-ecology-i-class-acc/key-statistics
Smarter Markets podcast https://www.smartermarketspod.com
This month the Cuddle covers technology company investing, looking at UK technology companies. We talk through the highs and lows of key companies within the US tech sector with a look at why you really need to be a longer-term investor.
Music by https://audionautix.com
Information links
Ceres power https://www.ceres.tech
ITM power https://www.itm-power.com
Marlborough Nano Cap Growth Fund https://citywire.co.uk/funds-insider/fund/marlborough-nano-cap-growth-fund/c450133
Venture Capital Trust https://www.theaic.co.uk/guide-to-investment-companies/vcts
This month the Cuddle covers technology company investing, looking at the US technology sector and beyond. We talk through when, how and how not to invest in the sector with a look at what really constitutes a tech company.
Music by https://audionautix.com
Information links
Nasdaq https://www.nasdaq.com/market-activity/index/comp
XLK ETF https://www.morningstar.com/etfs/arcx/xlk/quote
QQQ ETF https://www.investopedia.com/ask/answers/061715/what-qqq-etf.asp
Love Actually (2003) https://www.youtube.com/watch?v=H9Z3_ifFheQ
InvestTalk https://kppfinancial.com/investtalk-podcast/
This month the Cuddle covers retail investing, looking at the stores we have lost on the high street and picking some of our favourites. We talk through options for how to invest in the sector with a little look at commercial property investment funds.
Music by https://audionautix.com
Information links
TR Property Investment Trust https://www.trproperty.com
Aberdeen UK Property Fund https://www.aberdeenstandard.com/en/uk/adviser/fund-details/aberdeen-uk-property-fund/a-inc/gb00btlx1d00
BMO Commercial Property Trust https://www.bmogam.com/commercial-property-trust/
This month the cuddle covers inflation with a little help from https://www.inflationarypressure.com. We outline the types of inflation measurements and whether inflation really matters anymore? Using inflationary pressure.com we look at RPI, CPI, compound interest, average earnings and compare these to council tax, food, automobiles, rail fares and clothing.
You can compare the charts for yourself at https://www.inflationarypressure.com or look out for the video on our YouTube channel https://www.youtube.com/channel/UC3wVPbGt6B-UFnUPUk1jEAQ
Use the drop-down lists on the website to compare the following;
CPI vs RPI
5% Compound Interest vs 7% Compound Interest
Council Tax vs 5% Compound Interest
Council Tax vs Average Earnings
RPI vs Average Earnings
RPI vs Total Food Inflation
Average Earnings vs Buying a Car
RPI vs Rail Fares
Average Earnings vs Rail Fares
RPI vs Children's Clothing
Average Earnings vs Children’s Clothing
This month the cuddle covers the second part of how to structure a portfolio. We outline the 100 year portfolio and how this differs to a single fund approach, thanks to Mr Terry Smith and highlight how too much diversification can damage your long-term goals.
Information links:
Chris Cole, 100-year portfolio https://taylorpearson.me/thedragon/
Terry Smith, fundsmith equity www.fundsmith.co.uk/fund-factsheet
Turtle traders, Michael Covel, www.trendfollowing.com/podcast/
BERI, www.blackrock.com/uk/individual/products/investment-trusts/our-range/blackrock-energy-and-resources-income-trust/trust-information
This month the cuddle covers how to structure a portfolio. We outline the traditional 60:40 portfolio, investment trust portfolio, single funds, and the 100 year portfolio.
Information links:
Helen Pridham articles https://www.ii.co.uk/authors/helen-pridham
100-year portfolio https://taylorpearson.me/thedragon/
Macrovoices podcast link https://www.macrovoices.com/832-macrovoices-215-chris-cole-dragon-portfolio-revisited-in-the-eye-of-the-storm
This month the cuddle covers success and failure in trading and investment. We are joined by our producer and a guest who is currently trading out of Hong Kong, and get a view on the trials and tribulations, adventures and misadventures from retail traders and investors.
Are you using your allowances effectively? This month the cuddle tackles the delightful subject of tax and how to invest efficiently.
Investing for dependents whether new born, older children or adults. We discuss national savings, premium bonds, pensions and find time to include barbarous relics.
This month the cuddle tackles range trading. We discuss some of the tools, techniques and periods over which you can use these.
This month we cover individual company investing looking at IPOs, rights issues, share buy backs, SPACs and even have time for a mini book review.
This month the investment cuddle covers bond investing. We include discussions on a number of investing options, unit trusts, investment trusts and exchange traded funds.
This month we cover credit rating agencies . Why are these important? For bond investing it's always good to know your risk versus return.
This episode looks at what index funds are available. We cover unit trusts and exchange traded funds. As well as explaining Bull and Bear markets we also venture into the world of bond funds for the brave!
This episode looks at index investing. We cover why they exist and the difference between market capitalisation versus price weighted indexes. This provides a good grounding on indexes ready for our next episode on how to use these investment vehicles.
This special episode looks at some of the requests that have come in from listeners over the past few months. We cover the current volatile market and peer to peer lending. Please keep the questions coming and we hope that you like our new name.
This episode starts with a recap of investment product options discussed in episode 3 and then expands this to look at lump sum investing. Different amounts of money incur different charges and we address the impact of each investing style.
A light hearted cuddle this time with a look at financial movies. We pick our top 5. Enjoy.
This months episode covers Unit trusts, investment trusts and exchange traded funds (Etf).
Episode 2, debt and investing. Focussing on the balance between these two and understand your options to minimise the cost of debt and maximise your investment opportunities.
A finance and investing podcast. Produced by individual investors for individual investors in the retail market. Episode 1 aims to start with the basics. Focussing on the aspects of risk associated with money and options for investing.