Biden's plan has been on hold since September after seven Republican-led states challenged it in federal court in Georgia. But on Wednesday, a federal judge decided not to extend the pause and instead dismissed Georgia from the lawsuit, finding that it lacked the legal right, or standing, to sue. The hosts discuss what this means for loan borrowers.  Dave and Dujanovic's Producer Caitlyn Johnston talks about  how Bidens's loan forgiveness program has impacted her student loans and the confusion that has come with it.