The Shrewd Bay Area Homebuyer: Recent Episodes
Sharon Bohoman
The San Francisco Bay Area real estate market is competitive and dynamic. Home buyers are often unsure where to begin with the home buying process and the steps involved from contract to closing. There are many considerations beyond finding and financing your dream home. We're going to break it all down for you: credit, financing, title/escrow, insurance, appraisals, inspections, estate planning, and more! Join me each week as we explore these topics and more with local industry professionals.
So, you need to move, but you need to sell your current home first...or do you? Todd Galde, Sr. Mortgage Advisor with Commerce Home Mortgage introduces the Community Mortgage, a loan product for the non-conventional buyer who has assets and/or equity, but has been unable to qualify for conventional financing for a variety of reasons (retired, self-employed, etc.). Join us and learn if this product might be a fit for you or someone you know.
About Todd Galde (NMLS #256864):
Dubbed the "King of Home Loans", Todd has served the Northern California community for nearly two decades, funding over $500 million in home loans. He takes the title of Mortgage Advisor very seriously knowing this may be the biggest financial obligation of your life. Call Todd on his cell phone at 925-381-8190 to learn more about the Community Mortgage and if it may be a solution for you.
Music from https://filmmusic.io
"Your Call" by Kevin MacLeod (https://incompetech.com)
License: CC BY (http://creativecommons.org/licenses/by/4.0/)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
David Stark is the Public Affairs Director for the Bay East Association of REALTORS®, which serves the San Francisco Bay Area's Alameda and Contra Costa counties. He manages the Association’s media relations, political activities, and works with elected leaders and government staff in the development of housing policies. Mr. Stark has dedicated almost 30 years of service to supporting housing policy and community development programs.
In this episode, we discuss the Bay area housing market and address the common question I get from buyers: Are we going to see another housing market crash like that of 2008? Join us!
Music from https://filmmusic.io
"Your Call" by Kevin MacLeod (https://incompetech.com)
License: CC BY (http://creativecommons.org/licenses/by/4.0/)
When you're financing a home, your lender will require you have homeowners insurance BEFORE they will fund the loan. Learn what kind of coverage you may need and why you want to call your insurance agent earlier than later.
As your local Farmers® agent in Union City, CA, Sofia Poni helps customers identify the insurance coverage that best fits their needs. Her style of service is straightforward and personalized to help make you smarter about insurance. She is a five-star rated professional with the knowledge and experience to help you better understand your insurance coverage options, including auto, home, renters, business insurance and more.
Give her a call at (669) 221-7664. She will be happy to answer any questions you may have.
Sofia PoniFarmers Insurance
https://agents.farmers.com/ca/union-city/sofia-poni
Music from https://filmmusic.io
"Your Call" by Kevin MacLeod (https://incompetech.com)
License: CC BY (http://creativecommons.org/licenses/by/4.0/)
Join me and special guest, Todd Galde, Senior Mortgage Advisor with Commerce Home Mortgage as we discuss valuable insights on how to best prepare to qualify for a home mortgage.
It all comes down to A-B-C: Assets, Budget, and Credit.
About Todd Galde:
Dubbed the "King of Home Loans", Todd has served the Northern California community for nearly two decades, funding over $500 million in home loans. He takes the title of Mortgage Advisor very seriously knowing this may be the biggest financial obligation of your life. Gain valuable insights on how to properly prepare. Join the conversation!
Music from https://filmmusic.io
"Your Call" by Kevin MacLeod (https://incompetech.com)
License: CC BY (http://creativecommons.org/licenses/by/4.0/)