Ameritas Now: Recent Episodes
Ameritas Life Insurance Corp.
In this episode of Ameritas Now, Craig Schommer, vice president of life product development, Ameritas Life, introduces the new whole life insurance portfolio. Craig discusses the many features each product can offer and how he believes we should be ready to compete in the industry in 2022. The four whole life insurance products offer a choice to help you find the right whole life product that works for your client.
In this episode of Ameritas Now, Kelly Halverson, VP of Individual Product Development, introduces the new Ameritas Value Plus Survivor IUL and the affordable protection it provides for two people. He also discusses that, as an index product, it has the potential to grow cash value with a broad choice of index strategies while protecting against market downturns, providing your clients more flexibility and opportunities.
You may have clients who have complex business and regulatory issues that need to be addressed. Our advanced markets team is always available to help. And now, they can turn to a strategic alliance with the law firm BakerHostetler as an additional resource to help in areas that fall outside their expertise. Find out more in this episode of Ameritas Now.
In this episode of Ameritas Now, Lined Mason, vice president of individual service for individual operations, talks with Angie McKamie from M.D. Financial Services about eApply, our electronic application system. Listen in to hear how she uses eApply to strengthen client relationships and elevate agency responsiveness.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Lined Mason, vice president of individual service for individual operations, talks with Dave Fazzini from Premier Planning Group, and Rey Marquez from Envia Financial about eApply, our electronic application system. Listen in to hear how their experiences with eApply replaced their skepticism with advocacy. For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Wendell Stallings from the Ameritas Advanced Markets team joins Steve Susel from Marshall and Stevens to discuss how to help business owners navigate the waters of successful succession planning. Their discussion includes the four D’s – death, disability, divorce and departure.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Dimas Nunez from the Ameritas Advanced Markets team is joined by Mark Santarsiero from Marshall and Stevens, a leader in corporate finance, transactional advising, valuation and litigation support. They will discuss talking to business owner clients during Covid-19, how to approach them, what to say and how to prepare for the future.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Kelly Halverson, VP of Individual Product Development, introduces the new Ameritas Access Whole Life. He discusses its focus on early liquidity and the strong guaranteed cash values in years 5-10, as well as the increased flexibility that it offers.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now and hear Troy Branch, the head of the Ameritas Advanced Markets team, explain how business valuation and the buy-sell review work together to help provide a valuable service to your business owner clients.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Kelly Halverson, VP of Individual Product Development, introduces the new Value Plus IUL and discusses three major enhancements that come together to create a powerful new addition to our life portfolio: the lowest cost to carry of any of our index universal life products; a long-term guarantee to age 90 or for 50 years, whichever is sooner; and the uncapped BNP Paribas Momentum Multi-Asset 5 Index, which is designed to produce steady, positive performance via diversification, daily dynamic allocation and daily risk control.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Ron Kuehn, VP Annuity Product Development, introduces the new Income 10 Index Annuity. He discusses the two new GLWB riders that are available, the new S&P 500 Sector Rotator Daily RC2 5% Index and other new features that may help clients meet their accumulation and income goals.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now provides a deeper look into Complete Solutions. What's working, what's often misunderstood and advice on how to get started implementing them into your practice.
For producer or registered representative use only. Not for use with clients.
Some rate and cap changes were recently made to the Ameritas IUL product portfolio. This episode of Ameritas Now covers the changes and how they impact the competitiveness of the products.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now provides a recap of 2018 Advanced Markets activities, from new Complete Solutions to learning opportunities. You’ll also hear what you can expect from Advanced Markets in 2019 – most notably our fourth Complete Solution and a new focus on business owners.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Ron Kuehn, 2nd VP & Associate Actuary - Product Management, introduces the new Accumulation 7 Index Annuity. He discusses the new S&P 500 Sector Rotator Daily RC2 5% Index, as well as other new features on the product that may help clients meet their asset accumulation goals, along with options for them to access their money if needed.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now features the Match 2 Market program. Match 2 Market provides an innovative approach to building a financial practice in today's market, helping you explore niche markets as well as identify key factors to assist you in your marketing strategies.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Kelly Halverson, VP of Individual Product Development, introduces the new Value Plus UL. He goes over how this new product is different than our existing products, Excel Essential UL and Excel Life Value UL. He then discusses its competitive position in the low-cost protection market, as well as the new features and riders that help meet your clients' goals.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now features a discussion with field members Mike Schwallie, John Blalock, Randy Tylin and Mike Gore. Listen now to hear them share the experiences they’ve had working in the small business owner market place.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now features field members Brad Lowe, Dan Scholz, Mark Scholz and Steve D'Andrea. Listen now to hear them discuss their term conversion expertise, including best practices and tips that can help you have a successful term conversion campaign.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Kelly Halverson, VP of Individual Product Development, introduces the new Growth IUL and discusses how important input from the field was in designing this product. He goes over how competitive it is in accumulation cases, new features and riders that help meet your clients' goals and updates to the Care4Life accelerated death benefit rider that makes it even more attractive for clients facing a serious illness.
For producer or registered representative use only. Not for use with clients.
The newest Complete Solution, the Supplemental Platinum Recovery Tactic (SPRT) addresses a key problem many business owners struggle with. They'd like to reward their key employees so that they stay with the company, but they're worried about recovering the cost of the reward, especially if they end up leaving anyway. Listen to this episode of Ameritas Now to learn more.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now features learning opportunities that agents at all levels can use to move the needle on their own success. Updates to this year's schedule of events is discussed, as well as how each event is designed to help agents actively sell business and grow their practice.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Scott Corbett, vice president and chief underwriter, reviews last month’s underwriting changes, including how they improve our position when underwriting cases with face amounts above $1 million.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Bill Morrison, Benefit and Financial Strategies, discusses Dual Executive Reward and the process he went through to place a substantial case.
For producer or registered representative use only. Not for use with clients.
While market corrections are normal, they often make clients uneasy. This episode of Ameritas Now discusses the importance of communicating about volatility and gives suggestions on how to start the conversation with your clients.
For producer or registered representative use only. Not for use with clients.
In this episode of Ameritas Now, Riaz Khokhar, Northeast Planning Group, discusses how his agency has found success in the premium finance market using the Kai-Zen plan, one of Ameritas’ pre-approved premium finance programs.
For producer or registered representative use only. Not for use with clients.
This episode of Ameritas Now features field partners Kevin Nicholson, Belinda Nordman, Arnie Pechler, Mark Cecil and Randy Tylin discussing how and why they use the newly enhanced eApply. You’ll also hear from Lined Mason from our New Business area as she outlines the new enhancements and what other eApply changes are on the horizon.
For producer use only. Not for client use.
When you have clients who are looking for a more meaningful gift for the children in their lives, talk to them about juvenile life insurance and how it’s a gift their loved ones can count on for the rest of their lives. Listen to this episode of Ameritas Now to get the details for selling A Gift of Life.
For producer use only. Not for client use.
Even though the need high-end estate tax planning has decreased in recent years, the Wait and See Life Exchange can be a hedge for those clients who may be affected by anticipated changes in the tax law. Listen to this episode of Ameritas Now to find out how it works and if it can benefit your clients.
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For producer use only. Not for client use.
In this episode, Kelly Halverson and Scott Pope discuss the new Value plus Term and how it’s more consistently competitive than any other product in the market today.
For producer use only. Not for client use.
This episode of Ameritas Now brings together the leaders of Shared Distribution to share a little bit about what their teams do and how they can help you bring value to you and your business.
For producer use only. Not for use with clients.
This episode features Troy Branch and Andrew Rinn discussing our next Complete Solution, the Buy-Sell LLC. The Buy-Sell LLC is a strategy that takes advantage of the legal benefits of a limited liability company (LLC). By establishing a new or using an existing LLC to own the life insurance policies, you create an arrangement that has all the advantages of standard buy-sell planning while effectively eliminating certain disadvantages.
For producer use only. Not for use with clients.
This episode of Ameritas Now features Brad Lowe, John Blalock and Jordan Cole of Nowlin and Associates discussing how they are consistently writing large whole life premium cases by positioning it as an asset.
Nowlin & Associates is not an affiliate of Ameritas or its subsidiaries. For producer use only. Not for use with clients.
This episode of Ameritas Now features Amy McIlwain from Hootsuite leading a discussion with two field representatives, David Guttery and Susan Combs, about how they have found success using social media to promote their practices.
Producers Steve Suhr, Mark Scholz and Mike Polin join us for this episode of Ameritas Now to discuss how they use strategic partnerships with other professionals to gain referrals.
For producer or registered representative use only. Not for use with clients.
Listen to Carl Buzzeo and Bryan Thompson share how they incorporate annuities into their businesses and how they overcome some of the objections they face.
Thomson Hamel Agency and WPA Pittsburge Financial Center are affiliates of Ameritas or its subsidiaries.
Wayne Cotton Systems is not affiliated or endorsed by Ameritas Life Insurance Corp.
Guarantees are based upon the claims paying ability of the issuing company and do not apply to the investment performance or account options of the underlying variable portfolios. Withdrawals of policy earnings are taxable, and if taken prior to age 59 1/2, a 10% penalty tax may also apply.
The premium accumulation value is defined as the sum of premiums paid plus interest at the premium accumulation rate compounded annually for the premium accumulation period. The premium accumulation value cannot be withdrawn and isn't payable as a death benefit.
An annuity can be an integral part of your clients’ long-term retirement planning strategy, providing direction to help them overcome unnecessary risks and important optional benefits to help protect their financial future. Annuities offer guaranteed death benefits and payment options to help meet retirement income needs. Variable annuities also offer professionally managed investment options. Index annuities are not investments in the stock market. Your client should always read the prospectus and sales material before investing to make sure they understand the risks and charges involved. Variable annuities are subject to risk, including loss of principal.
Compass Index Annuity (form 2704) with the Guaranteed Lifetime Withdrawal Benefit Rider (form GLWBIA) is issued by Ameritas Life Insurance Corp. in approved states.
Direction Variable Annuity (form 6200) with the Waypoint Income Rider (form LWBR) and the Return of Premium Rider (form ROP) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Variable products are suitable for long term investing and are subject to investment risk, including possible loss of principal. Variable products are suitable for long term investing and are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Prospectuses are available online at ameritas.com or by calling 800-745-1112. Read the prospectuses carefully before investing.
Refer to the agent guide (AN 1326) for complete details about the Compass Index Annuity.
Refer to the representative guide (AN 1454) for complete details about the Direction Variable Annuity.
You can learn more about Compass Index Annuity, Direction Variable Annuity, order materials and find links to more information on Producer Workbench.
This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp., 5900 O Street, Lincoln, Nebraska 68510; Ameritas Life Insurance Corp. of New York, (licensed in New York) 1350 Broadway, Suite 2201, New York, New York 10018; and Ameritas Investment Corp, member FINRA/SIPC. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com.
Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.
© 2017 Ameritas Mutual Holding Company
For producer use only. Not for use with clients.
Our new whole life products bring you more options when it comes to long-term accumulation, helping you meet a wider range of client needs. In this episode, Kelly Halverson discusses the new whole life products and how they make the Ameritas whole life portfolio better than ever.
For producer use only. Not for use with clients.
Ron Kuehn and Scott Pope discuss the importance of guaranteed income in retirement and how the Compass Index Annuity and the Direction Variable Annuity help provide it.
Source: http://www.retirementmadesimpler.org/Library/ENT-991.pdf
Guarantees are based on the claims paying ability of the issuing company.
Index Annuity (Form 2704) and the Guaranteed Lifetime Withdrawal Benefit Rider (Form GLWBIA) are issued by Ameritas Life Insurance Corp. in approved states. Direction Variable Annuity (Form 6200) and the Waypoint Income Rider (Form LWBR) are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Policy, riders and features may not be available in all states.
An annuity can be an integral part of your clients’ long-term retirement planning strategy, providing direction to help them overcome unnecessary risks and important optional benefits to help protect their financial future. Annuities offer guaranteed death benefits and payment options to help meet retirement income needs. Variable annuities also offer professionally managed investment options. Index annuities are not investments in the stock market. Your client should always read the prospectus and sales material before investing to make sure they understand the risks and charges involved. Variable annuities are subject to risk, including loss of principal.
Variable products are suitable for long term investing and are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Prospectuses are available online at ameritas.com or by calling 800-745-1112. Read the prospectuses carefully before investing.
For producer or registered representative use only. Not for use with clients.
At the heart of any buy/sell or business succession plan is a professionally and independently determined calculation of value. Ameritas has contracted with Marshall & Stevens to give you the opportunity to provide this valuable service to your business owner clients. In this episode, Jeff Smalley from Advanced Markets interviews Steve Sussell from Marshall & Stevens to give you all the details.
Mike Washer and Tony Socci join us for this episode of Ameritas Now to talk about the success they’ve had using different marketing and prospecting resources. Mike uses the Insure Against Business Risks sales idea materials to increase his presence in the business owner market and Tony utilizes the Match 2 Market program to help him identify which market is the best fit for him and how to approach that market.
For producer or registered representative use only. Not for use with clients.
Four producers, Mike Archambault, Kevin Grunawalt, Elizabeth Husserl and Luke Trosclair, join us for this episode of Ameritas Now to talk about how study groups have impacted their business.
For producer or registered representative use only. Not for use with clients.
Mike Welsh from Focus 10 Life, Inc. discusses Focus 10 Life - what it is, how it works and how it can be a great fit for your business owner clients.
For producer or registered representative use only. Not for use with clients.
Eric Ojeda and Dane Ross discuss how Keystone Term stacks up to the competition when it comes to both price and value.
For producer or registered representative use only. Not for use with clients.
Life insurance is often thought of as a necessary expense to protect loved ones’ futures in the case of a premature death, but it has the potential to offer more when you consider its advantages as an asset. In this episode, Dane Ross and Angie Frederick discuss how to position life insurance as an asset with your clients.
For producer or registered representative use only. Not for use with clients.
The threat of a serious illness is something we all face, yet many haven’t even considered the impact it can have on our financial goals. Life insurance with the Care4Life rider gives you the opportunity to help clients plan for this situation. In this episode, Kristi Buresh and Dane Ross discuss how to start the Care4Life rider conversation.
For producer or registered representative use only. Not for use with clients.
Scott Pope and Andrew Rinn discuss Survivorship Life and how it is still a viable option in today’s market, including several examples of how to use and structure SUL to fit a variety of planning needs.
For producer or registered representative use only. Not for use with clients.
Troy Branch and Andrew Rinn discuss the newest Complete Solution, Dual Executive Reward. As it becomes increasingly difficult to provide meaningful ways to reward and retain top talent while conforming to government oversight, business owners may want to consider a Dual Executive Reward arrangement. This is an alternative that provides a tangible benefit to key employees, is easier and less costly to administer than a qualified plan or traditional nonqualified deferred compensation plan and complies with current regulations.
For producer or registered representative use only. Not for use with clients.
In this episode, Dane Ross and Troy Branch discuss the new Complete Solutions sales packages. A Complete Solution delivers the necessary pieces to create a successful sales process for Advanced Markets cases. It is designed to provide the full spectrum of materials that you, as a field associate, may need in a competitive environment. Rather than focusing solely on a product or concept, it positions you to truly serve a client’s needs.
For producer or registered representative use only. Not for use with clients.