The pensions timebomb - for iPod/iPhone: Recent Episodes
The Open University
Over the last three decades major events, scandals and regulations have shocked the pension system. Have the public lost faith in occupational and private pensions? Should the state pension be enough to see us through our old age? And with the non-working to working ratio continuing to rapidly increase, who will pay? We hear from those that were directly affected by the scandals of the 90's and the collapse in private pensions since - and from the experts whose job it is to help us make provisions for old age. This material forms part of The Open University course DB234 Personal investment in an uncertain world
Why has there been such sever shocks to the pension system that over the last three decades?
Transcript -- Why has there been such sever shocks to the pension system that over the last three decades?
Nowadays many people are forced to work beyond retirement age, how did this occur and where did it all go wrong?
Transcript -- Nowadays many people are forced to work beyond retirement age, how did this occur and where did it all go wrong?
How did £440 million go missing from The Mirror Group pension fund? Who was responsible and what were the repercussions?
Transcript -- How did £440 million go missing from The Mirror Group pension fund? Who was responsible and what were the repercussions?
In 1995 the government introduced a pensions regulator to oversee the schemes, their task was to ensure that these scandals didn’t re-occur.
Transcript -- In 1995 the government introduced a pensions regulator to oversee the schemes, their task was to ensure that these scandals didn’t re-occur.
How did the decline of the world equity markets damage final pension schemes? What precautions should have been taken when times were good?
Transcript -- How did the decline of the world equity markets damage final pension schemes? What precautions should have been taken when times were good?
As the non-working to working ratio increases, what available options do we have to ensure we don’t grow old in poverty?
Transcript -- As the non-working to working ratio increases, what available options do we have to ensure we don’t grow old in poverty?
How can the government help in encouraging future generations to save and make provisions for their retirement?
Transcript -- How can the government help in encouraging future generations to save and make provisions for their retirement?
With an uncertain future is it our duty to look after the retired? Or is it the individuals responsibility to plan for old age?
Transcript -- With an uncertain future is it our duty to look after the retired? Or is it the individuals responsibility to plan for old age?
The Open University’s Martin Upton, Jonquil Lowe and Alan Shipman discuss the ideas and developments in the UK pension industry and future plans to secure provisions for old age.
Transcript -- The Open University’s Martin Upton, Jonquil Lowe and Alan Shipman discuss the ideas and developments in the UK pension industry and future plans to secure provisions for old age.