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This is the last episode of the Wealth Wisdom Financial podcast. And it's exactly the right place to end.

Amanda and Brandon have been doing this since 2017 — longer, if you count the coffee shop days. Grandma's Wealth Wisdom. Business Activist Entrepreneur. Wealth Wisdom Financial. Every name got closer. None of them quite said it.

In this episode, they tell the full story: a bus ride in Nicaragua the week Amanda turned 40. A coaching program and a book called The Star Principle. A question asked to a billionaire on a Zoom call. Seven words that finally unlocked everything — "The name needs to speak to your strengths."

That's how Counterflow came to be.

Their whole story is countercultural. They grew up on public assistance. They opened a coffee shop in Chicago's South Loop that wasn't what the neighborhood expected. They built a financial practice around principles most advisors won't touch because they don't sell well. The financial system was built to move money away from people like them. They've spent twenty years reversing that flow.

The name finally says that out loud.

Everything they've built now lives at livecounterflow.com. The new podcast is Live Counterflow — find it wherever you listen, or subscribe at livecounterflow.substack.com. Same people. Same phone number. Same philosophy. Same weird.

Find us going forward: Live Counterflow Podcast — livecounterflow.substack.com Website — livecounterflow.com

Or on your favorite podcast platform:

https://podcasts.apple.com/us/podcast/live-counterflow/id1896895696

https://open.spotify.com/show/033uOylZBqE5csMKH7ysjO

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The Wealth Wisdom Financial Podcast is evolving into Live Counterflow, and this episode sets the tone for what's ahead.

Brandon sits down with entrepreneur, TEDx speaker, and mastermind leader Jason Duncan to talk about building a business that creates freedom — not a prison.

After losing his teaching job in 2010, Jason launched a business out of necessity. Within four years, he became asset-rich. That business grew into a multi-million-dollar company and earned national recognition from Inc. Magazine and Entrepreneur Magazine.

But Jason's biggest lesson wasn't about growth... It was about exit strategy, profit discipline, and designing a business that serves your life.

🔑 Key Quote:

"You cannot be the hero of your own business. If you are, you've built yourself a job, not a company."

In This Episode, You'll Learn:

• The difference between paper wealth and real cash

• Why many business owners look successful but lack real profit

• How Profit First-style banking creates automatic cash discipline

• Why you should never "borrow" from tax or owner pay accounts

• What it means to "Exit Without Exiting."

• Why delegation without oversight is a costly mistake

• How to reverse-engineer your ideal lifestyle

• Why most goals stay fuzzy, and how to clarify them

• The power of daily goal reminders and mindset rewiring

• How to move from Operator → Manager → Investor thinking

• How to escape constant firefighting and step into CEO leadership

If you've ever felt like your business can't run without you, this conversation will challenge how you think about ownership, profit, and freedom.

About Jason Duncan:

Jason Duncan is a TEDx speaker, best-selling author, podcast host, and founder of The Exiter Club Mastermind.

Over the past decade, he has:

• Founded 14 companies

• Built and scaled a multi-million-dollar business

• Authored two best-selling books

• Delivered two TEDx talks

• Helped entrepreneurs build companies that grow without consuming their lives

He is the creator of the XOS™ Method (Exiter Operating System), a framework designed to help business owners build self-growing companies that scale profitably without burnout. Jason teaches entrepreneurs how to design what he calls The Exit Lifestyle™, where your business serves your life, not the other way around.

Jason is offering a free training for qualified entrepreneurs:

👉 What To Fix Before You Exit

https://whattofixbeforeyouexit.com

Connect with Jason

Website: https://www.therealjasonduncan.com/

Podcasts: The Root of All Success & Chisel & Compass

Subscribe to the podcast and follow along as we explore smarter ways to build wealth, business, and freedom.

00:00 Show Rebrand Update

01:10 Meet Jason Duncan

03:48 Paper Wealth vs Cash

06:51 AI Prompts and Beliefs

08:55 Profit First Systems

10:45 Cashflow Crunch Tactics

13:34 Lifestyle First Exiting

18:18 Reverse Engineer Milestones

19:40 Why Goals Stay Fuzzy

20:47 Daily Goal Cadence

23:15 Rewiring Negative Loops

25:44 Operator Manager Investor

28:02 Mindset Shift to CEO

29:43 Fix Before You Exit Training

32:22 Exeter Club Wrap Up

Watch on YouTube: https://youtu.be/Pwpl-HUyAvI

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What if wealth isn't about the product you choose, but the mindset you bring before you choose it?

In this Live Counterflow interview, Brandon sits down with Bob Regnerus, a coach, strategist, and long-time contributor in the Perry Marshall ecosystem, to explore why most financial and business strategies fail without alignment, conviction, and self-awareness.

Bob shares insights from over 30 years of coaching high-performing entrepreneurs, athletes, and leaders, revealing how purpose, natural advantage, and 80/20 leverage shape results long before tactics ever matter.

This conversation goes deep into:

• Why copying successful people often backfires
• How "clarity" can become a trap without action
• The difference between hard work and aligned hard work
• What your "financial nervous system" reveals about money decisions
• Why systems pressure people into default thinking, and how to step out
• How AI can amplify your strengths without replacing human intuition

Bob also explains the Purpose Factor framework, a tool that helps people remember who they are, identify what lights them up, and recognize blind spots that quietly sabotage progress.

If you're a business owner, entrepreneur, or leader who's tired of chasing tactics that don't fit, this episode will challenge how you think about money, growth, and leverage

00:00 Welcome to Wealth Wisdom Financial Podcast

00:05 Introducing Live Counterflow

00:50 Mindset Shifts and Financial Nervous System

01:13 Interview with Bob Ris: Coach, Mentor, Entrepreneur

01:29 Bob's Background and Achievements

05:49 The Importance of Purpose and Natural Advantage

13:26 Financial Systems and Personal Purpose

18:24 Purpose Factor and Self-Discovery

22:09 Applying 80/20 Principle in Life and Business

27:28 Discovering Your Marketing DNA

28:03 Embracing Your Natural Strengths

29:48 The Power of Experimentation

31:00 Understanding Your Purpose Factor

32:09 Commitment and Testing in Business

34:03 The 80/20 Principle in Action

35:30 How You Do One Thing is How You Do Everything

37:52 Aligning Business with Personal Values

45:12 Leveraging AI for Creativity and Efficiency

49:17 Purpose Factor Assessment and Its Benefits

52:51 Closing Remarks and Appreciations]

Watch on YouTube: https://youtu.be/EQS5mXEXyPQ

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In this episode of the Wealth Wisdom Financial Podcast, we're joined by Jason Petro, a Certified Profit First Professional and seasoned entrepreneur with over 20 years of experience as a small business owner.

Jason is one of the founding owners of the Profit First App, developed in partnership with Mike Michalowicz, author of Profit First. Having implemented the system in his own businesses, Jason now helps other entrepreneurs do the same—turning profit into a consistent, repeatable habit rather than an afterthought.

Together, we explore why traditional accounting often leaves business owners frustrated, how Profit First shifts both behavior and mindset around money, and why building intentional systems is the key to sustainable profitability.

This conversation goes beyond spreadsheets and software. It's about creating clarity, confidence, and a business that truly supports the owner—not just the expenses.

⭐ Key Quote "Profit isn't what's left over after expenses—profit is a habit, and when you build it intentionally, everything else falls into place." About Jason Petro Jason Petro is a Certified Profit First Professional Coach and seasoned entrepreneur with more than two decades of experience owning and operating small businesses. As one of the founding owners of the Profit First App, created in partnership with Mike Michalowicz, Jason has been deeply involved in bringing the Profit First methodology to life through technology.

Having implemented Profit First in his own ventures, Jason now works with small business owners to help them build lasting profitability, improve cash flow, and make confident financial decisions. His passion lies in helping entrepreneurs make profit a consistent habit, not a once-in-a-while win.

What You'll Learn in This Episode: * Jason Petro's role in the creation of the Profit First App * How Profit First works in real-world businesses * Why profit must be intentional to be sustainable * The behavioral side of money management * Common cash-flow challenges business owners face * How systems—not willpower—create financial success * Why profitability should come before growth

Who This Episode Is For: * Small business owners and entrepreneurs * Service-based businesses * Anyone using or considering Profit First * Business owners who want clarity, consistency, and control over their finances

If you've ever felt like you're working hard but profit still feels unpredictable, this episode will help you see how building the right system can change everything.

More on Profit First: https://wealthwisdomfp.com/profit

More on Jason Petro: https://www.profitprocoach.com/

Get the Profit First App here: https://profitfirstapp.com/?via=wwfp

00:00 Welcome to Wealth Wisdom Financial Podcast

00:16 Introducing Live Counter Flow and Wealth Wisdom

01:06 Meet Our Guest: Profit First Coach Jason

02:52 Jason's Journey from Engineering to Profit First Coaching

04:28 Implementing Profit First: Challenges and Successes

06:05 Transitioning from Engineering to Coaching

07:59 The Importance of Profit First for Small Business Owners

10:28 Addressing Debt and Financial Challenges

14:26 Setting Goals and Making Financial Adjustments

17:28 Using Technology and Software for Financial Management

21:14 Client's SaaS Expenses Shock

22:29 Building the Profit First Software

24:36 Profit First App Features and Benefits

29:24 Navigating the Profit First App

39:20 Upcoming Features and Conclusion

Watch on YouTube: https://youtu.be/CHsYzS9oFhQ

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What do you do when the thing you've been building needs room to become something bigger?

Most people barrel into January with fresh goals, new planners, and that familiar pressure to start strong. But what if the bravest thing you could do right now is... pause?

This isn't a farewell episode. It's a pivot point.

In this final episode of the year, Brandon and Amanda share something they've been wrestling with behind the scenes. The podcast, the brand, the way they serve you—it's all evolving. And evolution needs breathing room.

Before they step back, they're leaving you with one powerful gift: a simple end-of-year practice to reset your financial nervous system. No resolutions. No pressure. Just presence.

You'll discover:

• Why your money doesn't need a new plan—it needs a new nervous system experience
• The STILL Method™️: a 5-step practice you can use right now to end the year grounded instead of anxious
• What's actually happening behind the scenes (and why they're pressing pause on weekly episodes)
• Where to stay connected while they build what's next
• A gentle reminder that sometimes the most productive thing you can do is stop

Key Quote: "You can't strategize your way out of a dysregulated financial nervous system. Change doesn't start with discipline. It starts with stillness."

This episode is for anyone who's felt the pressure of year-end reflection turn into year-end anxiety. It's a permission slip to slow down. To breathe. To trust that what's being built in the quiet will be worth the wait.

Stay connected: The best place to follow along during the pause is Amanda's Substack: livecounterflow.substack.com and Brandon's TikTok: tiktok.com/@livecounterflow

That's where the next chapter is being written.

Resources mentioned:

• Find Your Flow Quiz — 10 questions to discover your financial personality
• Financial Nervous System Diagnostic — A deeper 54-question assessment
• Profit Planning Network 2026 — Enrollment closes January 2nd

00:00 Welcome to Wealth Wisdom Financial

01:56 Reflecting on the Past Year

02:38 Introducing the STILL Method

03:28 Year-End Practice for Financial Health

05:56 Exciting Announcements and Future Plans

08:42 Staying Connected During the Pause

11:08 Final Thoughts

Watch on YouTube: https://youtu.be/TS3DCvf5Sq4

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What if the real problem isn't your work ethic? What if it's that nobody ever taught you how to run a profitable business?

You went into business to make a difference. To take care of your family. To build something that matters. But somewhere along the way, the dream turned into a grind. You're exhausted, stretched thin, and wondering why success still feels so far away.

Sound familiar?

Neeka Williams felt the same way. As the practice administrator for a urology company, she was doing all the "right" things—showing up every day, solving problems, keeping the wheels turning. But she kept asking herself: There has to be more to this, right?

In this episode, Brandon sits down with Neeka to talk about her year inside the Profit Planning Network. This isn't a story about magic formulas or overnight wins. It's about finally having a framework that fits who you actually are—and a community that keeps you accountable to your own goals.

You'll discover:

• Why most business advice fails entrepreneurs who think differently (and what to do instead)
• How understanding your "financial archetype" can change the way you plan, save, and grow
• The one shift that let Neeka walk away from her business for a full week—without anything falling apart
• Why emotions in business aren't a weakness, but actually a guide to your next move
• What happens when you stop being embarrassed about needing help and start treating business like the skill it is

Key Quote: "People don't go into business to fail. You go into business to be profitable, to make a positive impact, to pass on a legacy. You just don't know how—and what Wall Street says and what the business gurus say hasn't been working." — Neeka Williams

If you've been feeling like you're running on a hamster wheel and wondering when it gets easier, this conversation is for you.

Resources mentioned:

• Find Your Flow Quiz — 10 questions to discover your financial personality
• Financial Nervous System Diagnostic — A deeper 54-question assessment
• Profit Planning Network 2026 — Join our community of business owners building profitability and wealth
• Urology Consultants, Inc. — Neeka's practice (and a reminder for the guys to get checked!)

00:00 Welcome to Wealth Wisdom Financial Podcast

01:01 Introducing Neeka Williams and Her Journey

01:41 Joining Profit Planning Network

04:35 Experiences and Insights from PPN

13:12 The Role of AI in Business

19:11 Understanding Emotions in Business

20:36 The Importance of Reflecting on Feelings

21:59 Who is PPN For?

23:08 Balancing Sales and Expenses

25:15 The Value of Certification and Experience

28:48 The Role of Profit Planning

32:11 Encouraging Regular Health Check-ups

34:29 Final Thoughts and Enrollment Information

Watch on YouTube: https://youtu.be/cDBONHEVILA

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What If Everything You've Been Told About Building Wealth Is Wrong? Have you ever wondered why the financial industry treats entrepreneurs like they should act like employees?

Save for retirement. Max out your 401(k). Lock your money away for 30 years. That advice might work for someone with a steady paycheck and a pension. But for business owners? It's a recipe for disaster.

In Part 2 of our conversation with Perry Marshall, we're pulling back the curtain on what's broken in the financial planning world—and how we're using Profit First, Infinite Banking, and AI tools to help business owners build wealth on their own terms.

You'll discover:

• Why the conventional financial industry is designed to extract money from entrepreneurs, not empower them
• The difference between saving for retirement and building actual liquidity (and why it matters more than you think)
• How we combine Profit First and Infinite Banking to give business owners control over their cash flow AND their wealth-building
• The AI tools we built to help clients understand their "financial nervous system" before they ever talk to us
• Why we stopped explaining what we do and started letting people experience it instead

Key Quote: "The financial industry is designed to move your money to Wall Street. We're designed to help you build a healthy, profitable business first—and then build wealth from that foundation."

This episode is for business owners who've felt like the conventional financial advice never quite fit. If you've ever thought, "There has to be a better way" … there is. And we're showing you how.

Resources mentioned:

• Find Your Flow Quiz — A free 10-question assessment to discover your financial personality
• Financial Nervous System Diagnostic — A deeper 54-question assessment that reveals your money patterns
• Perry Marshall's Roundtable 2026 — The mastermind community that helped accelerate our growth
• Profit Planning Network 2026 — Join our community of business owners building profitability and wealth

00:00 Introduction and Recap

00:39 Shifting Gears: What's Broken in the Financial Industry

03:15 Behavioral Economics and Financial Planning

04:27 Empowering Clients: A Different Approach to Finance

08:12 Combining Profit First and Infinite Banking

11:39 Lessons Learned and Overcoming Challenges

16:54 Transformative Experiences and Future Plans

25:11 Conclusion and Next Steps

Watch on YouTube: https://youtu.be/_xNQQzQovf8

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What happens when your dream business nearly destroys you, and then teaches you everything you needed to know about money?

We don't usually talk about this. The early days. The subway rides hauling coffee beans across Chicago. The polar vortex brought us to the edge of bankruptcy. The moment we realized we'd been doing money completely wrong.

But Perry asked us to get real. So we did.

In Part 1 of this two-part conversation, we're pulling back the curtain on our entrepreneurial journey, from bootstrapping a coffee shop with zero financial backing to discovering the principles that would eventually reshape how we help business owners build wealth.

You'll hear:

• Why we delivered coffee beans on the subway before our shop even opened (and what that taught us about building a business with no money)
• The brutal wake-up call that came during a Chicago polar vortex—and the single lesson that saved everything
• What our financial planner told us contradicted everything we thought we knew about "saving for retirement."
• The three things every entrepreneur needs to survive (hint: passion isn't enough)
• Why we were told we were "too entrepreneurial" to get hired and how that rejection became our biggest opportunity

Key Quote: "We were naive about how hard it would be. But that naivety is also what kept us going when smarter people would have quit."

This isn't a polished success story. It's the real version—the good, the bad, and the ramen. If you've ever wondered whether you're cut out for this entrepreneur thing, or if you're doing money all wrong, this one's for you.

Coming next week: Part 2 dives into what's broken in the financial planning world and how we're using Profit First, Infinite Banking, and AI to help business owners build wealth differently.

Resources mentioned:

• Find Your Flow Quiz — 10 questions to discover your financial personality
• Financial Nervous System Diagnostic — A deeper 54-question assessment
• Get more info about Perry Marshall's Roundtable here.
• Profit Planning Network 2026 — Join our community of business owners building profitability and wealth

00:00 Introduction

00:45 The Coffee Shop Dream

03:20 Bootstrapping with Nothing

06:15 The Polar Vortex Wake-Up Call

09:30 Discovering Liquidity Over Retirement

11:45 The Three Things Every Entrepreneur Needs

13:00 Preview of Part 2

Watch on YouTube: https://youtu.be/bC5j2xh8y_g

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What Happens When You Stop Juggling Spaghetti and Start Planning Profit? Have you ever felt like your business is just spaghetti thrown against a wall?

You're spinning plates, putting out fires, and wondering which pieces will stick. Joseph Cadavos knows that feeling. With a real estate business closing 90-110 transactions a year, a wife running a med spa an hour away, and three school-aged kids, life was chaos.

But here's what changed everything: He stopped trying to do it all and started doing what actually mattered.

In this episode, Brandon sits down with Joseph to talk about his year in the Profit Planning Network. This isn't your typical "business success story." It's raw, real, and refreshingly honest about the messy parts of business ownership that nobody posts on Instagram.

You'll discover:

• Why blocking time with your spouse on Google Calendar might be the most profitable thing you do this year
• How two completely opposite businesses (making people pretty vs. buying ugly houses) used the same framework to find clarity
• The surprising way AI helped them understand their marriage better
• What "profit planning" actually means (spoiler: it's not what you think)
• How having a buffer changes everything when marketing challenges hit

Key Quote: "I don't care what you make gross—what matters is what you keep at the end of the month." — Joseph Cadavos

This conversation will make you rethink everything about how you're running your business. And maybe, just maybe, it'll convince you to finally schedule that date night.

Ready to learn more about creating a business that doesn't consume your life? Visit https://livecounterflow.com/collections/profit-planning-network-2026 to explore the Profit Planning Network.

00:00 Introduction and Welcome

00:19 The Profit Planning Network: An Overview

01:58 Transition to Financial Services

02:55 Launching the Profit Planning Network

04:53 Interview with Joseph Cadavos

06:25 Joseph's Business and Family Life

07:43 Impact of the Profit Planning Network

13:07 AI and Financial Tools

22:05 Final Thoughts and Encouragement

28:24 Conclusion and Call to Action

Watch on YouTube: https://youtu.be/2aZUKO47eBY

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Are you trying to buy your way to financial peace?

It's Black Friday season, and every ad promises the same thing: relief. This course will fix your business. This software will organize everything. This planner will finally make you consistent.

But here's what nobody's telling you: confidence isn't a product you can purchase.

In this no-BS episode, Brandon cuts through the holiday shopping noise to reveal what real financial confidence actually is—and why you can't swipe your card to get it.

Discover:

• Why entrepreneurs get trapped in consumption cycles that look like progress but change nothing
• The one question to ask yourself before buying anything this week (it's a game-changer)
• What real confidence actually is (hint: it has nothing to do with your revenue or savings balance)
• How your nervous system drives more of your money behavior than you realize
• The difference between buying from clarity vs. buying from chaos

Key Quote: "Peace can't be purchased. It has to be practiced. You don't need to fill your life with more stuff. You need to fill your system with more stability."

Ready to stop the consumption cycle? Stop buying fake confidence and start building real clarity. Take the Find Your Flow Quiz to discover which nervous system pattern is running your financial life → https://livecounterflow.com/pages/fyf

Timestamps:

00:00 Introduction: The Season of Sales & False Confidence

01:58 Why We Buy: Feelings, Not Things

03:08 Confidence Isn't a Product—It's a Pattern

05:20 Why We Built CounterFlow & Clarity Before Consumption

06:59 Tools for Clarity: Find Your Flow & Cash Confidence Roadmap

08:37 Are You Buying from Clarity or Chaos?

13:15 The Live CounterFlow Movement & Confidence Tools

15:01 Closing Thoughts: Building Real Wealth & Stability

🎧 Enjoyed this episode? Share it with one entrepreneur who's on the edge of burnout and about to buy another fix they don't need. Then take the quiz and start building confidence that can't be sold.

Work with us: Get tools to build calm, confident cash flow → livecounterflow.com

Watch on YouTube: https://youtu.be/MmmulCBxy6I

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What if the guilt and shame around money isn't a character flaw, but a nervous system pattern you can actually change?

If you've ever felt like you're "doing everything right" but still can't shake the money anxiety… if you've secretly resented your business while feeling guilty for that resentment… or if you've hit financial goals only to feel exhausted instead of excited… then, this episode will help you understand why.

Amanda shares the truth most financial professionals won't say out loud: You can't build calm from criticism. Shame doesn't make you responsible. Shame makes you reactive.

In this vulnerable, paradigm-shifting conversation, discover:

• Why entrepreneurs carry more emotional weight than most people realize (and how it shows up in your money decisions)
• What shame actually does to your nervous system and why it keeps you hustling to prove your worth
• The difference between a "self-care break" and a true emotional reset that changes your financial patterns
• How the STILL Method helps you make money moves from peace instead of panic
• Why making money without shame is about returning to your natural rhythm

Key Quote: "Shame activates your survival system. It tells your brain, 'You're not safe until you fix this.' And that keeps you in constant motion - hustling, optimizing, proving. But here's what's wild: most entrepreneurs don't realize that pattern isn't logical; it's biological."

What's possible when you reset? * You start seeing your business as an ecosystem instead of a battlefield * You stop apologizing for wanting to be paid well * You build wealth without guilt because your motives are clean * Your Profit First plan becomes easier to stick with * Your budget stops feeling like punishment * Your goals start feeling like alignment

This isn't about fixing yourself. It's about reintroducing your nervous system to safety.

Ready for your reset? Take the Find Your Flow Quiz →https://livecounterflow.com/pages/fyf Discover your unique money pattern and the small shift that brings relief right now.

Join the next Cash Flow Reset experience → Email Andrea at andrea@wealthwisdomfp.com A 90-minute live session where Amanda personally walks you through reconnecting your nervous system to your financial life.

Explore more nervous system tools for money → LiveCounterflow.com

00:00 Introduction: Embracing Financial Emotions 01:03 Welcome to Wealth Wisdom Financial Podcast 01:56 The Importance of Emotional Resets 03:50 Understanding the Emotional Weight of Business Owners 07:10 The Still Method: Practical and Reflective Modes 09:22 Introducing the Cash Flow Reset 11:21 Final Thoughts and Next Steps Watch on YouTube: https://youtu.be/DcK0fLQlmBM

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Does practicing gratitude ever leave you feeling more anxious than at peace? If being thankful isn't magically fixing your finances, this episode is for you.

Tune in as Amanda gently exposes the myth of "gratitude fixes everything" and reveals what it really takes to find calm, clarity, and confidence with money.

Discover:

• Why your financial stress isn't a moral failing (and what's actually going on under the surface)
• The critical money step most experts skip that keeps you stuck in survival mode
• How to build real safety in your nervous system so you can make empowered money moves from presence, not panic

If hustling harder and journaling longer aren't bringing you peace, press play. Amanda shares the tool that's 10x more powerful than your gratitude practice for creating lasting financial freedom.

Key Quote: "Gratitude soothes the heart - but it doesn't regulate the financial nervous system. You can't think your way into peace if your body still believes you're in danger."

Ready to find your unique money flow? Take the quiz. https://livecounterflow.com/pages/fyf

Tired of feeling tense when you think about money? Learn the nervous system tools that actually work at LiveCounterflow.com

If this episode helped you exhale, share it with a friend who's drowning in financial overwhelm. Your story could be the life raft they need today.

00:00 Welcome & Gratitude 00:18 The Limits of Gratitude in Financial Well-being 01:23 Introduction to Wealth Wisdom Financial Podcast 02:01 The Disconnect Between Gratitude and Financial Anxiety 04:27 The Still Method: A New Approach 05:20 Reflective Mode of the Still Method 06:40 Practical Application of the Still Method 09:37 Understanding Financial Nervous System Patterns 13:01 Conclusion and Next Steps Watch On YouTube: https://youtu.be/XYY2x4-d0Bk

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Do you ever feel like you're doing everything "right" in your business - clients are happy, revenue is growing - but you still feel behind and anxious?

In this raw, real episode, Brandon digs into the hidden systems silently running your financial life and sabotaging your peace. If hustling harder isn't working, this will be a game-changer.

Discover:

• The secret biological wiring keeping you stuck in "survival mode" (even when you're successful)
• How to find clarity and calm in the chaos (and make money decisions you trust)
• The real reason you're exhausted from chasing a finish line that keeps moving
• Practical tools to break the cycle and rebuild a foundation of financial peace

Stop grinding against your own nervous system. Tune in to get off the emotional rollercoaster and find your financial flow.

Key Quote: "You don't have a discipline problem - you have a systemic wiring problem. You can't out-budget biology."

Work with us & get tools to build calm, profitable cash flow → https://livecounterflow.com/

00:01 Breaking the "doing everything right but still behind" feeling

01:40 The myth of the finish line (and why it keeps moving)

03:19 What's really running your finances: the system under the surface

04:59 You've read the books and tried the tactics, what's missing

06:39 Finding clarity in chaos: a simple, usable framework

08:16 Lessons from working with tons of business owners

09:58 If this resonates: how to apply and share it

11:36 Next steps & resources to save you time

🎧 Enjoyed this episode?

Like, subscribe, and tell us the one shift you're making this week. Your future self (and your cash flow) will thank you.

Watch on YouTube: https://youtu.be/6WIN7C8xqIU

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Too many small business owners feel guilty about making money. But what if profit isn't the problem ... but the solution?

In this powerful episode, Brandon exposes the cultural lie that's keeping too many purpose-driven entrepreneurs broke, burned out, and secretly ashamed of their success.

You'll discover:

• Why profit is actually the fuel for your purpose (not the enemy of it)
• How your profitability directly impacts the people you serve
• The real cost of downplaying your wins or charging less than you're worth
• How to reframe financial success as a sacred responsibility, not a personal indulgence

Key Quote: "Profit isn't the enemy. Profit is sacred. It's the oxygen your purpose breathes. Without it, your mission suffocates."

This episode is a rally cry for every small business owner who's ever felt conflicted about making money while making a difference.

🎧 Listen now to reclaim your right to thrive as you serve.

Ready to break the cycle of underearning and overgiving? Check out https://livecounterflow.com/

00:00 Breaking the Guilt Around Profit

00:50 Introduction to Wealth Wisdom Financial Podcast

01:30 The Stigma of Profit Among Entrepreneurs

03:02 Reclaiming the Right to Thrive

03:30 Personal Reflections on Profit and Success

04:52 The Importance of Profit with Integrity

08:51 Tools and Resources for Financial Success

10:17 Conclusion and Call to Action

Watch on YouTube: https://youtu.be/XAgH8A09b0k

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What if the financial stress you feel isn't because you're bad with money… but because you're living inside a broken model?

In this episode, Amanda exposes why the traditional financial system was never designed for entrepreneurs like you, and what to do instead.

You'll discover:

• Why the "park your money for 40 years" model fails business owners (and what actually works)
• The surprising data on why successful entrepreneurs are more stressed about money than employees
• How to stop feeling guilty for wanting both profit AND purpose in your business
• The new metrics that matter for your financial health (hint: they're not what Wall Street is tracking)

Key Quote: "You don't have a money problem. You have a model problem. And the good news? Models can be redesigned."

This isn't about working harder at a system that was never built for you. It's about creating your own wealth framework, one that honors how you actually build value and make an impact.

🎧 Listen now to discover why your financial stress isn't a failure, it's a sign you've outgrown the old rules.

Ready to build a financial model that fits your entrepreneurial reality? Join us for the Cash Flow Reset on October 25th. In just 90 minutes, we'll help you identify the flaws in the old model and design your next steps with confidence.

Save your seat at www.wealthwisdomfp.com/seminar

00:00 Introduction: The Broken Financial Model 00:40 Welcome to Wealth Wisdom Financial Podcast 01:21 The Flawed Financial System for Entrepreneurs 04:07 Sarah's Story: The Struggle of Following Traditional Advice 05:58 The Contradiction of Wealth and Worry 10:36 Redesigning Your Financial Model 12:11 Join the Cashflow Reset 13:14 Conclusion and Call to Action Watch on YouTube: https://youtu.be/u3Rv3L3HoPI

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What if every budget you've ever "failed" wasn't your fault at all?

Here's the truth they don't want you to know: Your budget isn't broken. Your willpower isn't weak. Your body is literally hijacking your financial decisions to protect you from perceived danger.

In this episode, Brandon exposes the invisible force that's been sabotaging even the smartest, most capable people... and it has nothing to do with discipline.

You'll discover:

• Why your brain goes offline the moment you open your bank account (and what's really happening in your nervous system)
• The shocking research: financial stress drops your IQ by 13 points, you're literally making decisions with a handicapped brain
• How your "Financial Nervous System" mistakes budget reviews for life-threatening danger
• Why all the spreadsheets, apps, and perfect plans in the world can't override biology

Key Quote: "You can have perfect financial knowledge, flawless systems, and iron discipline, but if your nervous system interprets financial management as dangerous, it will override everything. Every. Single. Time."

This isn't a character flaw. This is biology working against your bank account.

And once you understand it, everything changes.

🎧 Listen now. This episode will flip every "failure" story you've been telling yourself.

Ready to work WITH your biology instead of against it? Take the Find Your Flow Assessment: livecounterflow.com

00:00 Introduction: The Myth of Financial Discipline

00:36 Welcome to Wealth Wisdom Financial Podcast

01:14 The Real Reason You're Struggling with Money

02:20 The Broken Financial System

04:32 A New Approach to Financial Freedom

06:16 Join the Cashflow Reset Event

07:57 Final Thoughts and Encouragement

08:48 Disclaimer

Watch on YouTube: https://youtu.be/IvBvSpo0mRo

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What if every budget you've ever "failed" wasn't your fault at all?

Here's the truth they don't want you to know: Your budget isn't broken. Your willpower isn't weak. Your body is literally hijacking your financial decisions to protect you from perceived danger.

In this episode, Amanda exposes the invisible force that's been sabotaging even the smartest, most capable people ... and it has nothing to do with discipline.

You'll discover:

• Why your brain goes offline the moment you open your bank account (and what's really happening in your nervous system)
• The shocking research: financial stress drops your IQ by 13 points—you're literally making decisions with a handicapped brain
• How your "Financial Nervous System" mistakes budget reviews for life-threatening danger
• Why all the spreadsheets, apps, and perfect plans in the world can't override biology

Key Quote: "You can have perfect financial knowledge, flawless systems, and iron discipline, but if your nervous system interprets financial management as dangerous, it will override everything. Every. Single. Time."

This isn't a character flaw. This is biology working against your bank account.

And once you understand it, everything changes.

🎧 Listen now. This episode will flip every "failure" story you've been telling yourself.

Ready to work WITH your biology instead of against it? Take the Find Your Flow Assessment: livecounterflow.com

#PodcastEpisode #FinancialNervousSystem #BudgetingTips #KeepingWealth

00:00 Introduction: The Real Culprit Behind Budgeting Failure

00:38 Welcome to Wealth Wisdom Financial Podcast

01:15 Amanda's Return and Special Announcement

02:13 A Personal Story: The Power of Mind-Body Connection

05:25 Meet Paul: The Engineer Who Couldn't Stick to a Budget

05:55 The Financial Nervous System: How Stress Impacts Decision Making

08:12 Break: Schedule Your Discovery Call

09:24 The Data: Financial Stress and Cognitive Performance

11:12 Addressing the Real Problem: Nervous System Safety

12:02 Introducing Financial Safety Architecture

13:10 Conclusion: Find Your Flow Assessment

Watch on YouTube: https://youtu.be/XgPDWgHOz5M

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👉 Feeling stuck in the grind of running your business? You’re not alone.

In this episode, Brandon sits down with Justin Lund, entrepreneur, operator, and the brains behind Propel, to talk about what it really takes to scale without sacrificing your sanity.

Justin’s story isn’t your typical business bio. He’s built companies, sold them, lost tens of millions in a legal storm, and came back stronger. His personal journey through addiction recovery and professional reinvention makes this conversation raw, real, and ridiculously insightful.

We cover:

✅ Why financial strategy isn’t just about numbers—it’s about freedom

✅ The “Freedom Flywheel”: mindset, systems, and delegation as the keys to scaling

✅ Smart ways to protect your business legally before disaster strikes

✅ How to build systems before hiring, so delegation doesn’t turn into chaos

✅ The role of limiting beliefs in holding you back (and how to break through them)

✅ Real examples of entrepreneurs who transformed their businesses with leverage and playbooks

Whether you’re scaling a startup, rebuilding after a hit, or just tired of doing everything yourself, this episode is packed with gold.

00:00 Introduction to Wealth Wisdom Financial

00:52 Meet Justin Lund: Entrepreneurial Journey

03:00 Overcoming Addiction and Personal Struggles

05:57 Building a Business from Rock Bottom

11:48 The Importance of Systems and Mindset

22:45 Optimizing Time and Wealth

23:19 The STILL Method Explained

25:18 Transformative Success Stories

30:14 Mindset and Systems for Entrepreneurs

33:14 Financial Systems and AI

36:56 Connecting and Resources

41:43 Final Thoughts and Encouragement

Watch on YouTube: https://youtu.be/Ebr5RpUCVGQ

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In this episode, Brandon Neely sits down with estate planning and probate attorney Paul Deloughery to explore the deeper meaning behind inheritance, legacy, and wealth transfer. You’ll hear Paul share eye-opening insights on why some families flourish after inheriting wealth, while others fall apart. The conversation goes beyond wills and trusts to uncover how estate planning is really about protecting relationships, not just assets.

Together, we discuss:

• Why estate planning matters and the myths that keep people from doing it.
• Paul’s sudden inheritance story and the reality of Sudden Wealth Syndrome.
• How grief, trauma, and family secrets can complicate financial decisions.
• The dangers of poor planning, from taxes to risky investments.
• Why passing down values and vision matters as much as passing down money.
• Practical steps: family meetings, communication, and building a professional support team.
• Why the greatest inheritance is love and connection, not just financial assets.

👤 About Our Guest:

Paul Deloughery is an estate planning and probate attorney based in Phoenix, Arizona. He’s the author of Lasting Wealth: A Revolutionary Method of Family Wealth Transfer—a guide to building multi-generational wealth with intention and heart. Paul’s mission? Helping families protect not just what they’ve built, but who they are.

📘 Get the Book:

Lasting Wealth: A Revolutionary Method of Family Wealth Transfer – Available on Amazon

👉 If you’ve ever wondered how to prepare your family for both the money and the meaning you want to leave behind, this conversation with Paul will give you both cautionary lessons and hopeful guidance.

00:00 Introduction and welcome

00:52 Meet Paul Deloughery: 25+ years in estate planning and trust litigation

02:50 Why estate planning matters + common myths

05:46 Paul’s personal story: sudden inheritance at age 42

06:55 Sudden Wealth Syndrome explained

07:42 How Paul lost wealth to taxes and risky investments

09:29 The emotional side of inheritance

10:27 Why you need a plan (or others will take advantage)

13:02 Family values, context, and vision for wealth

14:45 Trauma, secrets, and their financial impact

17:01 Healing and creating new habits

18:34 Legacy through family meetings and communication

21:10 Advice for families: start early, plan well

24:23 Who Paul helps (it’s not just the ultra-wealthy)

25:53 Building a team: attorney, tax, financial

27:44 Closing thoughts: the biggest inheritance is love and family connection

Watch on YouTube: https://youtu.be/Fdu1XdSoUU0

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In this episode, Brandon Neely sits down with David C. Barnett, a small business transaction expert, consultant, and author of The Business Fortress. With decades of experience helping entrepreneurs buy, sell, finance, and strengthen their companies, David brings a wealth of wisdom about what makes a business resilient versus fragile.

The conversation follows David’s journey from his early business curiosity and career with the Yellow Pages to navigating the 2008–09 financial crisis, and eventually building a practice that helps business owners worldwide. Along the way, Brandon and David dig into the big ideas from The Business Fortress and what every entrepreneur needs to know if they want their company to last.

Together, they explore:

• Why profits alone don’t guarantee success, and how the cash conversion cycle can make or break a business.
• The difference between owning a business and owning a job, and how systems create freedom.
• The myth of “passive income” in small business ownership (and what to aim for instead).
• The risks of overleveraging, mixing personal and business finances, or overpaying for a company.
• Practical tools for building resilience, including high cash value life insurance and a strong balance sheet.
• How to set clear criteria for when your business is an asset and when it’s time to pivot.

This isn’t just theory. It’s a real-world conversation about the challenges, risks, and rewards of entrepreneurship and how to build a business that can withstand storms while still serving your life, not consuming it.

👉 If you’re a business owner, thinking about buying a business, or simply want to protect the one you’ve built, this episode will give you practical strategies and a new perspective on what it means to build with the end in mind.

00:00 Introduction and welcome

00:32 Meet David C. Barnett: small business transaction expert

04:19 David’s early business lessons from the Yellow Pages

07:05 The 2008–09 financial crisis and a shift into business brokerage

09:55 The “Business Fortress” concept: building resilient businesses

12:10 The cash conversion cycle: why growth can threaten cash flow

14:58 How resilient businesses survive downturns

18:21 The myth of passive income in small business ownership

20:00 Why industry experience and research matter before buying a business

24:00 Small business as a risky, illiquid asset class

29:00 Bridging the gap between business and personal finances

32:00 Setting clear criteria for business viability and involving your team

34:00 Final advice: build with the end in mind, read The Business Fortress

35:00 Where to find David online + closing remarks

Watch on YouTube: https://youtu.be/AYprdPp8HMk

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In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely welcomes “The Banking Bros” Jeremiah and Jonah, two real-life brothers bringing fresh perspective and family-rooted wisdom to the world of Infinite Banking.

The conversation traces their unique paths from traditional banking and ministry into becoming passionate advocates for the Infinite Banking Concept (IBC). Along the way, they explore how faith, family, and cultural context have shaped their financial philosophies.

Together, they unpack:

• Their journey from conventional careers into Infinite Banking
• Where they agree and disagree with financial voices like Dave Ramsey
• Why true financial independence is more about mindset and education than quick-fix products
• Lessons from history, like how A.G. Gaston used life insurance to fuel civil rights efforts
• The “three cup setup” teaching tool that makes IBC easy to understand
• How families can teach the next generation about money, abundance, and legacy

This isn’t just another conversation about money, it’s about ethics, stewardship, and creating a financial system that serves both families and communities.

👉 If you’re curious about Infinite Banking, wrestling with traditional financial advice, or simply looking for a values-based approach to money, this episode will leave you both inspired and equipped.

0:00 Introduction

0:52 Meet The Banking Bros

2:20 Coffee, Family, and Business

3:50 Getting into Infinite Banking

8:56 Upbringing, Ministry, and Money

14:16 Dave Ramsey’s Influence

16:30 Infinite Banking vs. Traditional Advice

18:56 Mindset, Scarcity, and Abundance

24:14 Ethical Business & Community Impact

31:45 Generational Wealth & Family Banking

35:15 The Three Cup Setup

39:00 Motivation & Mission

43:00 Cash Flow, Freedom, and Family

46:23 Resources & Where to Find The Banking Bros

46:49 Closing Thoughts & Call to Action

Watch on YouTube: https://youtu.be/Bx_qmW3VnCk

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What does it take to pivot from a collapsing business model into a thriving, future-proof venture? Sisters Palmy and Nancy know this story firsthand.

In this episode of the Wealth Wisdom Financial Channel, host Brandon Neely sits down with the duo who transformed a $2,000 fashion startup into a $4 million company, only to reinvent themselves again after losing their biggest client. Instead of letting that setback define them, they shifted gears into real estate investing, flipping properties, and ultimately scaling into apartment syndication and multifamily ownership.

Their journey isn’t just about dollars; it’s about resilience, strategy, and building a foundation strong enough to weather economic storms like COVID-19 and the uncertain future of work driven by AI and automation.

You’ll hear how Palmy and Nancy:

✅ Transitioned from labor-based income to income-producing assets

✅ Built investor trust through transparency and integrity

✅ Raised significant capital—even in uncertain markets

✅ Leveraged their unique strengths (“superpowers”) to scale faster

✅ Emphasize why community and collaboration are essential for financial growth

This episode is packed with real-world wisdom for entrepreneurs, investors, and anyone ready to shift from hustle-driven income to lasting financial freedom.

00:00 Welcome to Wealth Wisdom Financial

00:35 Meet Palmy and Nancy: From Fashion to Finance

02:32 Starting Small: The Fashion Business Journey

05:40 The Big Shift: From Fashion to Real Estate

07:55 Navigating Real Estate During COVID

15:21 Raising Capital and Building Trust

23:59 The Importance of Integrity in Business

26:40 Setting Ambitious Goals

27:00 The Power of Exponential Growth

28:07 Raising Capital and Building Confidence

29:01 Leveraging Superpowers in Business

30:37 The Importance of Team Support

32:41 Financial Management and Decision Making

37:48 Navigating Economic Challenges

47:38 The Future of Labor and Income

49:47 Final Thoughts and Community Invitation

💡 If you’ve ever wondered how to bounce back stronger after setbacks or how to make the leap from hard work to smart wealth, this conversation will inspire and equip you.

👉 Subscribe to the Wealth Wisdom Financial Channel and join the conversation about building true financial freedom.

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In this episode of the Wealth Wisdom Financial Podcast, Brandon Neely sits down with Ron Saharyan, Co-Founder and Managing Partner of Profit First Professionals, to talk about the heart of small business success, cash flow, profit, and building a business that works for you instead of draining you.

Ron has over 20 years of experience in scaling organizations, from running companies in the staffing industry to building Profit First Professionals from Mike Michalowicz’s basement in 2014 into a global network of accountants, bookkeepers, and coaches who are transforming the way entrepreneurs handle money.

Known as “Obie Ron” inside the Profit First community, he’s a go-to expert on sales systems, hiring, scaling, and operations. Beyond the business world, he’s a proud husband and father living in New Jersey, with a passion for sports memorabilia and cars

Together, Brandon and Ron dig into:

🔹 How to design your cash flow to not only eliminate financial stress but also fund the life you actually want.

🔹 The principles behind Profit First and why so many business owners get cash management wrong.

🔹 Ron’s personal journey of building and scaling businesses, what worked, what didn’t, and what he’d do differently.

🔹 Practical tips on hiring, systems, and operations that keep your business healthy and profitable.

If you’ve ever felt like your business is running you (instead of the other way around), this conversation will give you clarity, inspiration, and a practical roadmap to put profit first, literally.

00:00 Welcome to Wealth Wisdom Financial Podcast

00:47 Introducing Ron Saharyan: The Man Behind Profit First

02:32 Star Wars vs. Star Trek: A Fun Debate

04:34 The Impact of Profit First on Our Business

05:54 Ron Saharyan Journey to Profit First

11:15 The Importance of Financial Systems in Business

11:45 Overcoming Common Business Challenges

13:44 The Power of Profit First Principles

18:22 Expense Challenges and Financial Clarity

21:20 Starting Small and Building Muscle Memory

21:36 Facing Challenges and Strengthening Mental Fortitude

22:08 The Importance of Accountability and Learning

23:20 Implementing Systems for Financial Control

24:23 The Role of Professionals in Business Success

25:39 The Benefits of Profit First Certification

26:55 Understanding Financial Strategies and Systems

33:04 The Fundamentals of Business and Profit First

35:45 Encouragement and Final Thoughts

Watch on YouTube: https://youtu.be/8sBi3jjhQy4

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In This Episode of the Wealth Wisdom Financial Podcast, host Brandon Neely sits down with Bruce Wehner, Chief Cash Flow Strategist at e3 Wealth and co-host of The Money Advantage Podcast. With decades of experience in education, entrepreneurship, and advanced wealth strategies, Bruce brings a rare blend of real-world grit and financial acumen to the table.

From running a trapping business in high school to managing an automotive shop, and now advising high-net-worth clients, Bruce’s journey is anything but ordinary. He shares how those early lessons in cash flow management became the foundation for helping families and entrepreneurs achieve financial clarity, stability, and confidence.

In this value-packed conversation, you’ll discover:

• Why cash flow, not net worth, is the real measure of wealth security
• How the Infinite Banking Concept can transform the way you think about money
• What it means to operate with a “family office model” without needing ultra-wealthy status
• The biggest financial blind spots Bruce sees in entrepreneurs, and how to fix them
• How to build a lasting legacy that outlives you

Bruce isn’t just sharing theory; he’s a real estate investor and active practitioner of Infinite Banking in his own life. You’ll hear how he applies these principles daily, the role technology and AI are playing in the financial industry, and why long-term thinking is more important than ever.

If you’ve ever worried about running out of money, making costly financial mistakes, or leaving an incomplete legacy, this episode offers practical steps and inspiring perspective to help you move forward with confidence.

00:00 Welcome to the Wealth Wisdom Financial Podcast

00:58 Introducing Bruce Wehner: Chief Cash Flow Strategist

01:39 The Infinite Banking Concept and Its Challenges

09:47 Real Estate Investors and Policy Loans

13:06 The Importance of Cash Flow in Business

27:18 Podcasting Journey and Industry Changes

32:13 Nelson’s Legacy and Industry Pushback

33:20 The Value of Wisdom and Experience

34:56 Infinite Banking Policy in Action

37:49 Embracing Technology and AI

44:55 Human Element in Financial Services

48:31 Building a Strong Team and Future Vision

55:46 Long-Term Goals and Financial Responsibility

58:55 Final Thoughts and Contact Information

🌱 Tune in for an honest, practical, and eye-opening look at how to take control of your cash flow, minimize taxes, and build wealth that truly lasts.

Watch on YouTube: https://youtu.be/vVtLLks6UNw

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In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely sits down with Mickey Curd, a seasoned healthcare operations leader turned full-time real estate investor. After 25 years in logistics and support services for hospitals across the Midwest, Mickey made the bold leap in 2024, leaving his W-2 behind to focus fully on real estate.

But this wasn't a jump without a parachute.

Mickey shares how he restarted his real estate investing journey in 2018 with just two properties, and scaled that into a diverse portfolio of 38 units, including single-family homes, duplexes, and 4-plexes, primarily in the Youngstown/Boardman, Ohio area.

We dive into:

• Why he chose to re-enter real estate—and what he did differently the second time around
• The step-by-step growth from 2 to 38 doors in just 5 years
• How he prepared financially and emotionally to leave his 9–5
• Tips for managing long-term rentals and Airbnbs without losing your sanity
• What it really takes to make the leap from employee to entrepreneur

Whether you're just getting started in real estate or wondering if it's finally time to go all in, this episode is packed with hard-earned wisdom and inspiration.

00:00 Welcome and Introduction

00:24 Meet Mickey Curd: Real Estate Investor

01:31 Mickey's Real Estate Journey

02:28 Transition to Full-Time Real Estate

03:45 Understanding Velocity Banking

04:14 COVID and Financial Strategies

06:38 Deep Dive into Velocity Banking

10:30 Tracking Finances with Spreadsheets

17:05 From Velocity Banking to Infinite Banking

21:51 Introduction to Policy Repayment Schedules

22:13 Detailed Breakdown of Loan Payments

23:00 Planning for Taxes and Insurance

23:31 Second Policy Overview

24:15 Leveraging Policies as Assets

26:33 Analyzing Real Estate Investments

27:21 Property Analysis Example

31:01 Cash Flow and Property Management

35:55 Scaling Real Estate Investments

38:28 Final Thoughts and Advice

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Think you know how money works? Think again.

In this episode of the Wealth Wisdom Financial podcast, Brandon sits down with Grant Thompson, a financial strategist with 30+ years of boots-on-the-ground experience and a fierce passion for flipping the traditional money script.

Grant, a partner at Thompson & Thurman in Amarillo, TX, unpacks the Infinite Banking Concept and how he’s helped clients, from business owners to families, take back control of their finances.

Inspired by Nelson Nash, Grant shares the pivotal moment that changed everything for him, and how that led to using whole life insurance, annuities, and cash flow strategies to build wealth outside Wall Street.

We’re talking:

🔐 Real-life Infinite Banking case studies

🧠 Why mentorship matters more than market timing

🏡 Creative funding for college, real estate—and yes, even horses

💰 How to turn your money into a self-sustaining system

🚨 Why traditional financial advice could be costing you big time

This one’s full of wisdom, heart, and a few laughs along the way. Whether you're just getting started or ready to rethink everything, this episode delivers the mindset and tools to help you bank on yourself with confidence.

00:00 Welcome to Wealth Wisdom Financial

00:27 Introducing Grant Thompson

02:56 Grant's Journey into Financial Services

04:44 Discovering Infinite Banking

05:21 Meeting Nelson Nash

07:03 Implementing Infinite Banking

17:12 The Role of Annuities and Other Financial Tools

24:20 The Challenges of Bank Loans for Entrepreneurs

25:00 Investing in Real Estate and Horses

26:39 The Importance of Diversified Investments

29:06 Using Infinite Banking for College Planning

34:12 The Value of Financial Education and Mentorship

39:28 Final Thoughts and Encouragement

Watch on YouTube: https://youtu.be/5-XMpEMqJFc

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What if curiosity wasn’t just a nice to have, but a key ingredient in building lasting wealth and healthy leadership?

In this powerful episode, we sit down with Carl Lubbe, founder of Curiosity Coach, who helps leaders harness emotional intelligence, communication skills, and team clarity to unlock both financial and emotional wealth.

From his early days as a touring musician to becoming a sought-after consultant for growth-minded organizations, Carl shares stories, strategies, and frameworks for leading with empathy and purpose.

We dive deep into what truly drives business success, and it’s not just spreadsheets. Expect insights on handling conflict, cultivating curiosity, adapting to AI, and leading people well while growing profits with integrity.

Whether you’re a business owner, team leader, or someone rethinking the way you approach success—this one’s a must-listen.

🔑 Key Takeaways:

• How emotional intelligence fuels leadership and financial health
• Why clear expectations and curiosity transform team dynamics
• Tools for resolving conflict and growing trust
• The “Four Ps” that every leader should master
• Navigating AI in people-first businesses

👉 Don’t forget to like, subscribe, and share this episode with a leader or team builder in your life. Let’s grow curiosity, clarity, and confidence—together.

#LeadershipDevelopment #EmotionalIntelligence #BusinessSuccess #CuriosityCoach #FinancialFreedom #PeopleSkills #Entrepreneurship #AIAndLeadership #ClarityInBusiness

00:00 Welcome to Wealth Wisdom Financial

00:43 Introducing Carl Lubbe: The Curiosity Coach

02:34 Carl's Journey into the People Business

05:15 The Importance of Communication

07:01 Cultivating Curiosity in Leadership

10:59 The Overflow Principle in Business

18:15 The Seven Dragons of Team Dynamics

21:34 Understanding Leadership Challenges

22:43 The Four Critical Ps for Business Success

23:29 Adapting Leadership for Growth

24:08 The Role of Process in Scaling

25:09 Balancing Profit and People

25:50 Financial Processes and Expectations

28:25 The Impact of AI on Business

39:29 The Importance of Clarity in Leadership

41:22 Conclusion and Final Thoughts

Watch on YouTube: https://youtu.be/0x_0FHKksSk

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In this episode, Brandon sits down with Jake, a serial entrepreneur and the visionary co-founder of Gathering the Kings, a powerful mastermind community built for entrepreneurs, by entrepreneurs.

Together, they dive deep into what it really means to succeed, not just in business, but in every area of life.

Jake is more than a business builder; he’s a leader who believes in doing life well across the board. Through Gathering the Kings, he’s helping entrepreneurs win not just at work, but at home, in their health, and in their spiritual walk.

What you'll learn in this episode:

• The hidden struggles many entrepreneurs face behind the scenes
• Why success without balance can leave you feeling empty
• The power of intentional living (and how to start)
• How community and accountability can fuel your personal and professional growth
• What Gathering the Kings is doing to raise up the next generation through Generation Next

If you’re a business owner who’s tired of the hustle-only culture and looking for something deeper, this episode is for you. Get ready to be inspired, challenged, and equipped with tools to build a life of real, holistic wealth.

🧠 Listen now and ask yourself: Are you building a business that supports your life, or one that steals from it?

👉 Don’t forget to like, subscribe, and share this episode with a fellow entrepreneur who needs a fresh perspective.

#WealthWisdom #GatheringTheKings #EntrepreneurLife #HolisticSuccess #FaithAndBusiness #GenerationNext #IntentionalLiving

00:00 Introduction and Welcome

00:33 Introducing Jake and Gathering the Kings

01:29 The Importance of Balance in Life and Business

03:28 Jake's Personal Story and Motivation

05:36 The Value of Time and Intentional Living

09:30 Challenges and Common Pitfalls for Entrepreneurs

13:44 The Role of Community and Authenticity

19:24 Faith and Business Ownership

22:16 The Power of Shared Experiences

22:31 Challenges in Serving Entrepreneurs

23:12 Balancing Business and Personal Life

24:11 Learning from Failures and Successes

26:42 The Importance of Systems and Growth

30:05 Involving Family in Business

35:12 Empowering the Next Generation

38:51 Final Thoughts and Encouragement

Watch on YouTube: https://youtu.be/00xJfgjivNY

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Best of the Best: Essential Business & Life Lessons from Our Top Episodes (Jan–May)

This power-packed episode brings you the greatest hits—the most insightful, practical, and transformative advice—from every conversation we had between January and May. If you’re an entrepreneur striving for more than just profits, this one's your goldmine. 💰💡

We dive deep into what actually works for business owners who want both financial success and personal freedom. From daily financial habits to high-level strategy, you’ll hear highlights on:

• Why ditching the rigid budget mindset could save your business
• How Profit First and Bank On Yourself can create real momentum
• What most entrepreneurs overlook when planning their financial future
• Stories of burnout, breakthrough, and bold transformation

Whether you're scaling, stabilizing, or starting over, these curated moments will help you work smarter, live better, and lead with intention.

🔑 Key Takeaways Include:

• Budgeting strategies that adapt to real-life business needs
• Tax-smart planning, bonus benefits, and succession strategies
• Protecting your business and your sanity with key insurance tools
• Daily financial disciplines that build long-term wealth
• True-life stories that prove: when your business aligns with your values, everything changes

00:00 Introduction

00:04 How to Create a Small Business Budget That Actually Works

03:42 Financial Systems for 7-Figure Business Growth

07:10 Business Owner's Guide to Cash Flow Management

10:36 Setting Financial Goals: A Framework for Entrepreneurs

14:09 How to Hire: The Financial Foundation First Approach

19:11 Building Company Culture In Small Business

22:22 Employee Benefits That Won't Break the Bank

26:00 Securing Your Business's Future: The Key Person Strategy

29:13 Tax Strategies for Business Owners Under $1 Million

32:30 Small Business Tax Mistakes

36:33 Bookkeeping Systems for Busy Entrepreneurs

40:21 Business Owner's Guide to Life-Long Tax Planning

43:30 Discover How To Work Less And Earn More Money

47:15 Small Business Owners Must Set Boundaries To Achieve Success

50:48 Delegation Strategies for Control-Freak Entrepreneurs

54:22 Work-Life Integration for Business Owners

58:02 The Million-Dollar Mindset: 3 Mental Shifts Before Scaling

01:01:33 Streamline or Struggle: Financial Systems That Unlock Growth

01:05:24 Sustainable Scaling: Growing Your Business Without Burning Out

01:09:14 Plateau to Profitability: Breaking Free When 7-Figures Still Feels Like Struggling

Watch on YouTube: https://youtu.be/CzUbpiJE3Tg

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What if retirement planning didn't have to feel like gambling with your future? What if you could build a strategy that actually works for business owners who understand cash flow better than anyone?

In this powerful live episode, Brandon and Amanda team up with Mark Willis, CFP®, Evan Greathouse, and Kristi Duncan to challenge everything you think you know about "safe" retirement planning.

We're not talking about another cookie-cutter approach designed for employees with steady paychecks. This is about building what we call "the all-weather portfolio" – a three-part system that protects you from market crashes, inflation, and the seven overlooked assumptions that derail most retirement plans.

Whether you're 35 or 55, if you've ever wondered whether your current retirement strategy actually matches how you live and run your business, this episode will give you clarity. We break down the math, share real examples, and show you why adding more "ART" to your portfolio might be the missing piece you've been looking for.

Key Quote: "Most people have too little in the certainty portion of their portfolio. They're planning with probability when they should be planning with certainty."

🎧 What You'll Discover:

• The 7 hidden assumptions that could derail your retirement (and how to protect against them)
• Why the "all-weather portfolio" beats traditional diversification
• The three crucial parts every business owner needs in their retirement strategy
• How to build predictable income streams that don't depend on market performance
• Real examples of how this strategy works in practice
• Why whole life insurance might be the most misunderstood wealth-building tool

This isn't theory – it's a practical roadmap for business owners who want retirement security without the sleepless nights.

Ready to stop hoping the market cooperates with your retirement timeline and start building real financial security?

00:00 Welcome and Introduction

00:19 Today's Speakers and Topics

03:53 Retirement Number Discussion

05:09 Overlooked Assumptions in Retirement Planning

12:00 Inflation: The Silent Wealth Killer

15:48 The Impact of Fees on Retirement

18:57 Sequence of Returns Risk

21:29 Long-Term Care Costs

25:30 True Diversification Explained

29:22 Living Well in Older Years

30:07 The Impact of Poor Health on Retirement Costs

30:37 Financial Planning for Longevity

34:53 The All-Weather Portfolio

39:21 Access, Risk, and Tax Advantages

51:27 Starting a New Retirement Plan Later in Life

55:06 Conclusion and Next Steps

Watch on YouTube: https://youtu.be/UYQgopqOA5Q

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What if this July wasn't just about celebrating freedom from a king 249 years ago... but about declaring your own freedom from financial stress today?

In this powerful mid-year episode, we're challenging you to write your own Declaration of Financial Independence. Whether you're a business owner tired of cash flow rollercoasters or an investor ready to take control of your wealth-building strategy, this episode will help you identify what's working, what isn't, and how to course-correct for the second half of 2025.

We dive into the mindset shift that changes everything: moving from "What if?" to "What now?" - and share practical steps to reclaim your financial freedom starting today. This isn't about following someone else's financial playbook. It's about creating a system that actually works for how you live and run your business.

Key Quote: "Freedom doesn't come from waiting for the perfect moment. It comes from making a decision and taking action."

Ready to stop letting big banks, debt, and market volatility control your future? Your financial revolution starts with one bold decision.

🎧 What You'll Learn:

• How to conduct an honest mid-year financial review
• The difference between employee financial tools and entrepreneur strategies
• Simple steps to declare your own Financial Independence
• Why summer is actually the perfect time to make financial changes
• One move that could change your financial trajectory forever

Don't just celebrate Independence Day this July - create your own Financial Independence Day.

Links Mentioned in the Show Notes

• Join the Wealth Wisdom Financial Community - While the pod switches to interviews this summer, we’re still publishing content every weekday to boost your wealth-building journey. Dive into the library of resources and gain access to Group Coaching monthly.
• Start to Manage Cash Flow Like a Millionaire - Stop budgeting. It doesn’t work for long-term wealth building. Instead, discover how to manage cash flow.
• Implement Profit First in 12 East Steps - Been thinking about implementing Profit First but want a resource to show you the nitty, gritty and walk you through the exact steps? Get started with this 12-video series.
• Jump into The Ultimate Guide to Bank On Yourself - Confused by all the noise out there about whole life? This no-nonsense “Cliff Notes” style video series brings clarity to both newcomers and those who have had a policy for years.

00:00 Introduction: Declaring Your Financial Independence

00:38 Welcome to Wealth Wisdom Financial Podcast

01:15 Upcoming Summer Content and Community Engagement

03:06 Our Financial Revolution Journey

05:01 Crafting Your Financial Declaration of Independence

06:10 Mid-Year Financial Check-In

07:54 Taking Action Towards Financial Freedom

11:50 Resources for Financial Independence

16:42 Conclusion and Final Thoughts

Watch on YouTube: https://youtu.be/FW_jI3GFyk4

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What happens when economic chaos hits, but you're financially trapped by your own "responsible" planning?

Victor lost his first business in 2008 because he had $2 million in net worth but couldn't access cash when he needed it most. When he rebuilt, he did something different. During the pandemic, when competitors were closing or taking on crushing debt, Victor was buying equipment at liquidation prices, forward-purchasing inventory before price spikes, and hiring top talent from failing businesses.

In this episode, we explore how "playing it safe" with traditional financial planning can actually make your business more vulnerable during economic turbulence, and reveal the strategy that helped business owners not just survive but strategically thrive during some of the most uncertain economic times in a generation.

Key Quote: "Everyone was playing defense, just trying to survive. Because of our financial position, we could play offense when nobody else could."

What You'll Discover:

• How a salon owner lost two locations despite doing "everything the financial experts told me to do" (and what her competitor did differently to expand instead)
• The food distributor who used inflation as a competitive advantage while others got crushed by rising costs
• Why the fitness center owner with $500K in retirement accounts had to watch once-in-a-lifetime opportunities pass by
• How accessible capital creates strategic opportunism with reduced risk during economic volatility
• The 7 financial levers that separate businesses that merely survive from those that capture market share during downturns

Perfect for: Business owners who want to build long-term wealth without being financially handcuffed when economic opportunities or challenges arise.

Listen now to discover how to create certainty during uncertain times through financial preparation, not economic prediction.

Ready to recession-proof your business? Check out this week's Wealthy Wednesday for the Business Economic Resilience Blueprint mentioned in the episode.

The Freedom Retreat for business owners is coming up on August 5-7, 2025? It beautifully combines the power of contemplation with AI to build paths to freedom, regardless of what the future holds! Text Freedom to 513-447-6501 to learn more about this intimate gathering designed to set your freedom trajectory for the next 12+ months. Hurry! A $200 discount is only available through June 30, 2025!

00:00 Introduction to Victor's Success 00:44 Welcome to Wealth Wisdom Financial Podcast 01:37 Special Announcement: Freedom Retreat 03:43 Victor's Financial Strategy 05:08 Challenges and Opportunities During the Pandemic 07:14 Financial Strategies for Business Owners 09:50 Case Study: Lila vs. Daniel 17:54 Case Study: Alexandra's Inflation Strategy 21:55 Case Study: Marcus vs. Evelyn 25:33 The Power of the Bank and Yourself Strategy 30:17 Conclusion and Call to Action Watch on YouTube: https://youtu.be/2x0CHcrcwJY

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What happens when AI makes your business model obsolete in six months, but your money is locked away where you can't touch it?

Jamie built a successful medical transcription service over fifteen years. That is ... until AI-powered tools could do the same work in minutes at one-tenth the cost. She had the vision to pivot and the industry knowledge to succeed, but faced a devastating problem. The problem was that her capital was trapped! It was in retirement accounts that she couldn't access without massive penalties.

In this episode, we explore why traditional financial advice can leave business owners asset-rich but opportunity-poor. This becomes a big problem precisely when AI disruption hits their industry. We also reveal the strategy that's helping smart entrepreneurs not just survive the AI revolution. Some even profit from it while their competitors struggle.

Key Quote: "I had money, but not where I could use it when I needed it most."

What You'll Discover:

• How a medical transcription business owner lost a $150K opportunity to compete with AI (and what she could have done differently)
• Why the accounting firm that embraced AI transformation thrived while similar businesses failed
• The story behind Raj's $2.8M fleet upgrade that cut operating costs by 23% in 18 months
• How to access capital for business pivots without penalties, taxes, or bank approvals
• Why the pace of AI change makes traditional business financing dangerously obsolete

Listen now to discover how to build wealth that works WITH your business evolution instead of against it.

Ready to assess your AI readiness? Check out this week's Wealthy Wednesday for the AI-Ready Business Financial Assessment.

Interested in our Freedom Retreat? Text 'Freedom' to 513-447-6501 to begin the application process.

00:00 Introduction: Facing the AI Revolution

01:43 Meet Jamie: A Business Transformed by AI

04:41 The Financial Strategy for AI Disruption

07:41 Case Study: Michael vs. Roma

15:38 Raj's AI Fleet Transformation

18:27 The Power of Financial Flexibility

21:51 Conclusion: Preparing for the AI Future

Watch On YouTube: https://youtu.be/9MA2VZBs8Wg

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What happens when your child's college fund becomes a business opportunity fund, or neither?

Most business owners feel trapped by a painful dilemma: save for their kids' education in accounts they can't touch, or keep capital available for business opportunities. But what if this choice is based on outdated assumptions about how education and entrepreneurship actually work?

In this episode, we explore why traditional college savings can backfire for business families, and reveal a flexible strategy that prepares your children for success whether they choose Harvard, trade school, entrepreneurship, or paths not yet invented.

Key Quote: "I was saving for the future I thought my kids should have, instead of preparing them for the future they might actually want."

What You'll Discover:

• Why 529 plans can trap business owners when opportunities arise (and what happened to the agency owner who missed a $200K acquisition)
• The hidden FAFSA impact most business owners don't know about their college savings
• How the SECURE 2.0 Act creates new options for unused 529 funds (plus the gotchas to watch for)
• A real strategy that funded both college tuition AND business growth during COVID
• Why teaching kids about money might be more valuable than giving them money

Perfect for: Business owners torn between funding their children's future and maintaining capital flexibility for business growth, plus parents questioning whether traditional college savings fit their entrepreneurial family's reality.

Listen now to discover how education funding for business families should actually work in an unpredictable world.

Ready to evaluate your education funding strategy? Check out this week's Wealthy Wednesday for the Business Owner's College Funding Flexibility Guide mentioned in the episode.

Interested in our Freedom Retreat? Text Freedom to 513-447-6501 to start the application process.

00:00 Introduction: The College Savings Dilemma

00:50 Welcome to Wealth Wisdom Financial Podcast

01:41 The Challenge of College Savings for Business Owners

01:56 Carlos' Story: A Business Owner's Dilemma

05:17 The Changing Landscape of Higher Education

06:14 Sarah's Story: Missed Opportunities

08:16 Introducing the Bank on Yourself Strategy

08:24 Marcus' Story: Flexibility in Education Funding

09:26 The Benefits of a Flexible Financial Strategy

10:31 Common Objections and Recent Law Changes

16:35 Elena's Story: Adapting to Uncertain Times

19:57 Conclusion: A New Approach to Education Funding

23:17 Special Announcement: Freedom Retreat for Business Owners

Watch on YouTube here: https://youtu.be/AS6VJqZIsEI

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Are you following retirement advice designed for employees when you're an entrepreneur?

Most business owners feel trapped between two impossible choices: lock away money for retirement or keep capital available for business opportunities. But what if this dilemma is based on a false assumption?

In this episode, we explore why traditional retirement planning can actually sabotage business owners in their prime earning years, and reveal a strategy that lets you build wealth for the future while maintaining the flexibility to grow your business today.

Key Quote: "The biggest risk isn't breaking the rules. It's following the wrong rules."

What You'll Discover:

• Why maxing out retirement accounts can leave you asset-rich but opportunity-poor
• The real story behind Zack's $450,000 missed opportunity (and how it could have been avoided)
• How Maya turned a client crisis into a competitive advantage using accessible capital
• The tax trap that catches many business owners in retirement
• A financial strategy that works WITH your business instead of against it

Perfect for: Business owners who feel torn between securing their financial future and maintaining the flexibility to seize opportunities in their business.

Listen now to discover how retirement planning for entrepreneurs should actually work in the real world.

Ready to evaluate your current retirement strategy? Check out this week's Wealthy Wednesday for the Business Owner's Retirement Readiness Checklist [add link] mentioned in the episode.

Interested in our Freedom Retreat? Text Freedom to 513-447-6501 to start the application process.

00:00 Introduction: The Dilemma of Business Growth vs. Future Security

00:48 Welcome to Wealth Wisdom Financial Podcast

01:32 Zach's Story: A Missed Opportunity

03:12 The Flaws of Traditional Retirement Planning for Entrepreneurs

05:58 Introducing the Bank on Yourself Strategy

06:20 Maya's Story: Flexibility in Crisis

11:55 Elijah's Story: Seizing Opportunities

13:44 The Mindset Shift for Business Owners

19:47 Special Announcement: Freedom Retreat

21:09 Conclusion and Final Thoughts

Watch on YouTube: https://youtu.be/dTqnmefHNzw

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Is your seven-figure business becoming a gilded cage?

In this eye-opening episode, we tackle the rarely discussed reality that many million-dollar business owners are working harder than ever while taking home less than they deserve.

We share the powerful story of Sam, whose $1.8 million software company had become a prison of 70-hour workweeks and shrinking profits, and how he transformed it using the Profitability Pyramid framework.

Discover the three critical shifts that can transform a "successful on paper" business into one that actually creates freedom and wealth:

1. Service Portfolio Optimization: Eliminating offerings that create complexity without profit

2. Team Realignment: Restructuring around "Value Streams" that reduce owner dependency

3. Owner Economy Restructuring: Ensuring the business serves your financial goals first

Key Quote: "The reality is that complexity is rarely a strategic advantage. More often, it's the accumulated result of tactical decisions made without a cohesive framework."

Listen now to learn how entrepreneurs like Sam are doubling their profits while cutting their work hours in half, and why strategic simplification creates more value than unfocused expansion.

Plus, get our bonus "Profitability Pyramid Blueprint" by joining the Wealth Wisdom Financial Community as a Premium Member. www.wealthwisdomfp.com/community

00:00 Introduction: The Seven-Figure Struggle

00:49 Welcome to Wealth Wisdom Financial Podcast

01:28 Theme of the Month: Growth and Scaling

01:47 The Seven-Figure Struggle: Sam's Story

04:24 The Profitability Pyramid: Service Portfolio Optimization

07:12 The Profitability Pyramid: Team Realignment

09:48 The Profitability Pyramid: Owner Economy Restructuring

15:10 Case Studies: Overcoming Common Objections

21:36 Conclusion: Transforming Your Business

25:10 Join the Wealth Wisdom Financial Community

26:26 Closing Remarks and Disclaimer

Watch on Youtube: https://youtu.be/ufleOptUfaw

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Is your business growth coming at the expense of your health and happiness?

In this revealing episode, we explore how entrepreneurs can scale their businesses without sacrificing their well-being.

We share the powerful story of Tom, who reached his revenue goals but ended up in the hospital from exhaustion, and Eliza, who transformed her marketing agency by fundamentally changing how she approached growth and energy management.

Discover the three critical shifts that can transform a draining business into an energizing one:

1. Strategic Elimination: Identifying what doesn't need to be done at all
2. Aligned Delegation: Focusing on your unique value rather than doing everything
3. Rhythmic Renewal: Working in harmony with your natural energy cycles

Key Quote: "Your physical energy, mental clarity, and emotional balance are the foundation upon which your business grows."

Listen now to learn how entrepreneurs are doubling their revenue while cutting their work hours in half, and why sustainable energy isn't a luxury—it's a prerequisite for sustainable growth.

Plus, get our bonus "The Sustainable Scaling Blueprint" by joining the Wealth Wisdom Financial Community as a Premium Member. www.wealthwisdomfp.com/community

00:00 Introduction: Balancing Business Growth and Wellbeing

00:49 Welcome to Wealth Wisdom Financial Podcast

01:27 The Theme of the Month: Growth and Scaling

01:58 The Cost of Unsustainable Growth: Tom's Story

03:08 Brandon's Personal Experience with Burnout

04:57 The Connection Between Business Success and Wellbeing

05:31 Eliza's Journey to Sustainable Scaling

06:31 The Hustle Trap and Sustainable Scaling

09:28 Eliza's Three Major Shifts for Sustainable Growth

14:14 Addressing Common Misconceptions About Scaling

19:48 Conclusion: Building a Business That Enhances Your Life

22:36 Join the Wealth Wisdom Financial Community

23:54 Closing Remarks and Next Episode Teaser

Watch on YouTube: https://youtu.be/3Ab0pM7_mlQ

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Are you stuck in a business plateau despite working harder than ever? This episode reveals why proper financial systems are the missing key to unlocking sustainable growth and higher profitability.

We share real stories of entrepreneurs like Rachel and Marcus who transformed their struggling businesses by implementing three critical financial frameworks. From Rachel’s home improvement company drowning in spreadsheets to Marcus’s consulting firm trapped on a revenue treadmill, discover how these business owners broke free.

Learn the practical systems that can transform your business finances:

• True Project Profitability tracking to identify which clients and services actually drive your bottom line
• Profit First implementation that ensures you build wealth, not just generate revenue
• Financial dashboards that translate accounting data into actionable business insights

Key Quote: “Your business isn’t broken. Your financial systems are.”

Listen now to discover how implementing the right financial frameworks can help you make smarter decisions, increase profitability, and finally get off the revenue treadmill.

Plus, get our bonus “Financial Systems Diagnostic Tool” by joining the Wealth Wisdom Financial Community as a Premium Member. www.wealthwisdomfp.com/community

00:00 Introduction: Transform Your Business with Financial Systems

00:46 Welcome to Wealth Wisdom Financial Podcast

01:24 This Month's Theme: Growing and Scaling

02:01 The Importance of Tracking Profit

02:29 Rachel's Story: Revenue vs. Profit

05:15 Marcus's Story: Financial System Deficit

07:19 Implementing True Project Profitability Tracking

11:23 The Profit First System

18:21 Overcoming Common Financial Misconceptions

22:10 Conclusion: Building Financial Systems for Growth

Watch on YouTube: https://youtu.be/Kki_swKvs-A

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Are you stuck in a business plateau despite working harder than ever?

This episode reveals the three critical mindset shifts that successful entrepreneurs make before their revenue and profitability soar.

We share the stories of real business owners who transformed their companies by changing how they think, not just what they do. From Maria's design agency trapped in overwork to James's marketing consultancy stuck on a profit plateau, discover how these entrepreneurs broke through their mental barriers.

Learn why the roadblock to your next level of success might not be in your strategy or market. Your breakthrough is likely in your mindset. We explore how to shift:

• From income thinking to asset thinking
• From revenue obsession to profit prioritization
• From operator to owner

Key Quote: "The hamster wheel will never lead to the next level unless you step off it and change your approach."

Listen now to discover how small shifts in your thinking can create dramatic improvements in both business performance and quality of life.

Plus, get our bonus The Million-Dollar Diagnostic at wealthwisdomfp.com/community

00:00 Introduction: Overcoming Business Growth Barriers

00:58 Welcome to Wealth Wisdom Financial Podcast

01:36 This Month's Theme: Growing and Scaling

02:44 Maria's Story: The Exhausted Entrepreneur

05:17 James' Journey: From Income Thinking to Asset Thinking

08:43 Sophia's Shift: From Revenue Obsession to Profit Prioritization

12:24 Daniel's Transformation: From Operator to Owner

16:44 Rachel's Realization: Stepping Off the Hamster Wheel

18:49 Conclusion: Scaling Your Thinking to Scale Your Business

23:09 Join the Wealth Wisdom Financial Community

Watch On YouTube: https://youtu.be/F2vg_AkJtyA

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Are you throwing money away each month and working extra hours just to pay interest?

The average American pays $8,000 per year in interest alone. That's $667 every month! But the real cost isn't just the dollars—it's the extra hours you work to pay those bills.

In this eye-opening episode, we expose five dangerous debt myths that could be forcing you to work harder than necessary:

• Why making minimum payments on credit cards could keep you in debt for 22+ years
• The hidden trap in Parent PLUS loans that could delay your retirement
• When NOT touching your home equity is actually costing you money
• The surprising truth about reverse mortgages (they're not always bad!)
• Why "all debt is bad" thinking might be limiting your wealth-building potential

Key Quote: "I realized I was working for my debt instead of having my debt work for me. Once I understood the difference between productive and destructive debt, everything changed."

Whether you're carrying credit card balances, considering college funding options, or wondering about your mortgage, this episode will help you identify which debts are holding you back and which might actually help you build wealth—allowing you to work less while achieving better financial outcomes.

Ready to rethink your relationship with debt? Connect with us for a complimentary debt strategy session at wealthwisdomfp.com/call

01:24 Meet the Team

02:41 The Cost of Debt in America

07:32 Debt Myth #1: Credit Card Minimum Payments

14:58 Debt Myth #2: Parent Plus Loans

25:59 Debt Myth #3: Mortgage Rates and Home Equity

29:48 Exploring Home Equity Loans

30:08 Comparing Interest Rates and Savings

30:56 Understanding Home Equity Loan Payments

32:41 The Concept of Home Equity Loans

36:31 Reverse Mortgages: Pros and Cons

45:12 Evaluating 401k Loans

48:36 Good Debt vs. Bad Debt

53:12 Bank on Yourself Policy Loans

55:17 Wrapping Up and Final Thoughts

Watch on YouTube here: https://youtu.be/owG5LW26xlo

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Is your business taking over your life?

Meet Sophia. She runs a bakery. She almost quit because work consumed all her time. Now she takes six weeks of vacation every year. Her bakery makes more money than before. She spends quality time with her family.

Learn five simple ways to blend work and life better:

• Link your business to what matters most to you
• Be more than just a business owner
• Work when your energy is highest
• Set clear rules for using technology
• Build personal wealth through your business

We tackle common worries. "My clients need instant replies." "My business needs me all the time." Real business owners share how they solved these problems.

Key Quote: "Work-life integration creates a system where your business and personal life support each other, not compete."

Do you think about work during family time? Can't remember your last real vacation? This episode is for you. We share practical tips to make your business improve your life.

Get our "Integration Blueprint" in the Wealth Wisdom Financial Community: wealthwisdomfp.com/community

00:00 Introduction to Sophia's Story 00:52 Welcome to Wealth Wisdom Financial Podcast 01:32 The Concept of Work-Life Integration 02:26 Mindset Shift: From Balance to Integration 06:39 Core Practices for Work-Life Integration 07:04 Purpose Alignment 07:41 Identity Expansion 09:12 Energy Management 10:57 Technology Boundaries 12:57 Financial Integration 15:27 Addressing Common Objections 21:51 Conclusion and Call to Action Watch on YouTube: https://youtu.be/BtfKGk_UdHg

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Are you working harder than ever but feeling stuck at the same income level?

The number one problem holding back most entrepreneurs is the inability to delegate effectively.

In this episode, you will meet James, a web designer who collapsed from exhaustion after working 80-hour weeks. Why? Because "nobody could do it as well as he could."

One year later, his team handles 90% of client work while he works just 30 hours weekly—and profits are up 40%.

Discover the Time-Money Matrix framework that will transform how you think about delegation:

• How to identify which tasks you must keep and which you should delegate first
• Why the "it's faster to do it myself" mindset is actually costing you thousands
• The surprising reason many "delegation disasters" happen (and how to prevent them)
• Why delegating high-value tasks is BETTER for your business than doing them yourself

We also address common objections from control-freak entrepreneurs. Have you ever thought, "My clients only want to work with me" or "I've tried delegating before, and it was a disaster"? We have, too! Learn how we got over it.

Key Quote: "Your highest value as a business owner isn't in doing every task. It's your strategic vision, relationship building, and ability to see opportunities others miss. These are the true areas where you're irreplaceable."

Welcome solopreneurs considering your first hire. Bienvenidos, established business owner struggling to step away from day-to-day operations. This episode provides a practical roadmap for breaking free from being the bottleneck in your own business.

Get our complete "Delegation Starter Kit" in the Wealth Wisdom Financial Community today: wealthwisdomfp.com/community

00:00 Are You the Bottleneck in Your Business?

00:05 Meet James: A Case Study in Delegation

01:19 Welcome to Wealth Wisdom Financial Podcast

01:57 The Delegation Dilemma

04:15 Introducing the Time Money Matrix

05:39 Delegation Quadrants Explained

09:07 The Control Freak Zone

10:32 Financial Planning: What Not to Delegate

13:01 Real-Life Delegation Success Stories

19:37 The Life Time Money Matrix

24:37 Final Thoughts on Delegation and Financial Freedom

Watch On YouTube Here: https://youtu.be/8YAVMKaWcy0

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Are you slowly killing your business by failing to set boundaries?

In this essential episode, we reveal why the real cause of many business failures isn't competition or the economy – it's boundary issues that lead to financial depletion and burnout.

Discover the four critical boundaries every successful business needs:

• Time boundaries that protect your most valuable resource
• Service boundaries that create focus and expertise
• Financial boundaries that ensure sustainable profitability
• Communication boundaries that allow for proactive growth rather than reactive firefighting

We also tackle common objections from entrepreneurs who fear setting boundaries will cost them clients or opportunities, with real-world examples showing how proper boundaries actually attract better clients willing to pay premium rates.

Key Quote: "Boundary-setting isn't about building walls. It's about creating systems that allow your business to serve others without depleting its most valuable resource: you."

Whether you're struggling with clients who don't respect your time, difficulty maintaining work-life separation, or challenges charging what you're worth, this episode provides practical strategies for establishing boundaries that protect both your well-being and your bottom line.

Get our complete "Business Boundary Blueprint" in the Wealth Wisdom Financial Community today: wealthwisdomfp.com/community

00:00 The Hidden Threat to Small Businesses

01:09 Welcome to Wealth Wisdom Financial Podcast

01:47 The Importance of Setting Boundaries

03:20 Statistics on Business Failures

05:54 Types of Boundaries for Business Success

14:30 Overcoming the Fear of Setting Boundaries

19:35 Conclusion and Final Thoughts

Watch on YouTube: https://youtu.be/twO_IOMVViI

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Are you trapped in the cycle of working more hours but seeing less profit?

In this eye-opening episode, we explore the transformative journey of Lisa, a marketing consultant who went from working 70+ hour weeks and missing her daughter's birthday to running a thriving business on just four days a week while doubling her income.

Discover the three-part strategy that changed everything for Lisa:

• How implementing Profit First (even at just 1% initially) transformed her relationship with money
• Why establishing a Bank On Yourself policy gave her the confidence to transform her client relationships
• The exact script she used to transition from hourly billing to value-based pricing that tripled her rates

We also address common objections from business owners in various industries, with examples of how they adapted these strategies to their unique situations.

Key Quote: "The real transformation wasn't just in Lisa's bank account but in her relationship with both money and time. She no longer feels owned by her business or controlled by client demands."

Whether you're drowning in client work, struggling with inconsistent cash flow, or simply tired of missing life's important moments, this episode provides a practical roadmap to working less while earning more.

Want more? Get our "Work Less, Earn More" case study pack in the Wealth Wisdom Financial Community by becoming a premium member here: https://www.wealthwisdomfp.com/community.

00:00 Introduction to Sam's Story

00:40 Welcome to Wealth Wisdom Financial Podcast

01:33 The Importance of Long-Term Tax Planning

03:03 Planning for a Business Sale

08:32 Estate Planning and Business Succession

12:29 Retirement Tax Planning for Business Owners

19:13 Conclusion and Next Steps

Watch On YouTube: https://youtu.be/1pGip0hlQeU

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Could your current tax strategies be creating a ticking time bomb for your future?

Sam built a successful business for 30 years. Then, he lost nearly half their $2 million sale price to unexpected taxes.

In this forward-thinking episode, we explore tax planning beyond just this year's return. You'll discover:

• Three critical tax-planning timeframes most business owners completely ignore
• How to structure your business today to save taxes when you eventually sell
• Estate planning strategies that protect your business legacy from excessive taxation
• The surprising ways business profits can increase your Medicare costs in retirement

Key Quote: "The tax strategies that work great for your business today might actually set you up for bigger tax headaches down the road."

Listen now to learn how you can develop a comprehensive tax strategy that serves your business well through every life stage.

Get your free "Business Owner's Legacy Planning Guide" in the Wealth Wisdom Financial Community. www.wealthwisdomfp.com/community

00:00 Introduction to Sam's Story

00:40 Welcome to Wealth Wisdom Financial Podcast

01:33 The Importance of Long-Term Tax Planning

03:03 Planning for a Business Sale

08:32 Estate Planning and Business Succession

12:29 Retirement Tax Planning for Business Owners

19:13 Conclusion and Next Steps

Watch on YouTube here: https://youtu.be/0aMY5WxljCc

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Is your "I'll do the bookkeeping later" approach quietly sabotaging your business success?

Maria discovered her retail shop was hemorrhaging $28,000 on an unprofitable product line. Never didn't realize it earlier because she couldn't see the numbers clearly.

In this practical episode, we share the simplest bookkeeping system that actually works for busy entrepreneurs. You'll discover:

• The "Daily 5-Minute Money Check" that transformed Maria's business finances
• Which tools are essential versus nice-to-have for businesses at different stages
• How to set up a system you'll actually use (instead of avoiding)
• The unexpected ways good bookkeeping leads to better business decisions

Key Quote: "The perfect bookkeeping system you'll use 'someday' isn't nearly as valuable as a good-enough system you'll actually use today."

Listen now to learn how you can transform financial chaos into clarity with just 5 minutes a day.

Get your free "5-Minute Money Check Success Kit" in the Wealth Wisdom Financial Community at wealthwisdomfp.com/community.

00:00 Introduction to Bookkeeping Challenges

00:45 Welcome to Wealth Wisdom Financial Podcast

01:23 The Importance of Clean Books

03:58 The Daily 5 Minute Money Check

06:41 Tools for Efficient Bookkeeping

10:53 Maria's Story: The Cost of Neglecting Bookkeeping

12:37 Conclusion and Resources

Watch on YouTube Here: https://youtu.be/abi1Pm-FchQ

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Are your tax deductions putting your business at risk? Meet Toni, a wedding photographer who nearly lost everything over $12,000 in questionable deductions that triggered an IRS audit.

In this episode, we unpack the most common tax mistakes small business owners make and how to avoid them. You'll discover:

• Three legitimate deductions many business owners miss completely
• The dangerous deductions that put Toni in the IRS crosshairs
• Why "but my friend's accountant lets them do it" isn't a defense
• Simple systems to keep your business audit-resistant

Key Quote: "The most expensive tax mistakes aren't usually from missing the big obvious deductions. They come from either missing lots of small legitimate deductions because they seem too simple to count, or from claiming questionable deductions because 'everyone does it.'"

Listen now to learn how to claim what you're entitled to while keeping your business safe from costly audit troubles.

Get your free "Small Business Deduction Checker" in the Wealth Wisdom Financial Community at wealthwisdomfp.com/community.

00:00 Introduction: Avoiding a $12,000 Tax Mistake

00:47 Welcome to Wealth Wisdom Financial Podcast

01:25 Tony's Tax Troubles: A Cautionary Tale

03:08 Commonly Missed Deductions

05:51 Deductions That Can Get You in Trouble

09:51 The Importance of Proper Tax Planning

13:50 Conclusion and Resources

Watch on YouTube here: https://youtu.be/kCpv4boE5zI

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Are you making these common tax mistakes in your small business? Most owners making under $1M are either overpaying in taxes or putting themselves at risk with the IRS - and they don't even know it.

In this episode, we unpack three key tax strategies specifically designed for businesses with under $1M in gross revenue. You'll discover:

• Why playing "small" to save on taxes might be costing you big opportunities
• The three tax "buckets" every business owner needs to understand
• Which complex tax strategies you can safely ignore (and what to focus on instead)
• How to make taxes work for your business growth, not against it

Key Quote: "Smart tax planning isn't about zeroing out your profits - it's about optimizing them. Every dollar in taxes means multiple dollars kept in profit."

Listen now to learn how you can build a tax strategy that helps your business grow while keeping you in the IRS's good graces.

View the Small Business Tax Strategy Checklist in the Wealth Wisdom Financial Community here: wealthwisdomfp.com/community

00:00 Introduction to Smart Tax Strategies

00:34 Welcome to Wealth Wisdom Financial Podcast

01:12 Importance of Smart Tax Planning

04:20 Strategy 1: Strategic Timing of Income and Expenses

09:00 Strategy 2: Maximizing Qualified Business Income Deduction

13:10 Strategy 3: Building a Tax Diversified Retirement Strategy

19:42 Simplifying Tax Strategies for Small Businesses

22:30 Conclusion and Next Steps

Watch Here: https://youtu.be/8hMHq_Hq0-U

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Could your business survive losing a key team member tomorrow? Most can't - but there's a solution that too few business owners know about.

In this episode, we're tackling a critical but often overlooked strategy that could save your business in a crisis (or in the dreaded “I quit effective immediately” situation). Plus, we'll show you how protecting your key people isn't just about avoiding disaster - it's about building stronger loyalty and retention.

Key Quote: "Key person protection isn't just insurance - it's a strategic tool that shows your team you value them enough to plan for their future. That's what builds real loyalty."

What You'll Learn:

• How to identify and protect your business's most valuable team members
• Creative ways to structure protection that actually help retain top talent
• Real examples of how small businesses are using key person strategies
• Practical steps to start protecting your business today

Want to make sure your business is ready for anything? Get our Key Person Protection Planning Guide at wealthwisdomfp.com/community. Join a community of business owners who are building resilient, sustainable businesses.

Don't wait for a crisis to start thinking about protection. Listen now to discover how smart protection strategies can strengthen your business today while securing its future!

00:00 Introduction: The Importance of Key Person Protection

00:50 Meet Your Hosts: Brandon and Amanda

01:27 The Story of Marcus and Sarah

02:09 The Vulnerability of Losing Key Employees

03:46 Three Critical Aspects of Key Person Protection

06:30 How Key Person Insurance Works

09:13 Marcus's Success Story

10:16 Conclusion: Protecting Your Business's Future

Watch on Youtube Here: https://youtu.be/rFjUyVtNg-8

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Want to offer better employee benefits but think your small business can't afford it? Think again!

This episode breaks down creative ways to provide meaningful benefits that can help you attract and retain top talent - without breaking the bank. We'll show you how small businesses can actually have an advantage over big corporations when it comes to flexible benefits.

Key Quote: "Building a strong benefits package isn't about matching big corporations dollar for dollar - it's about creating flexible solutions that meet your team's real needs."

What You'll Learn:

• Why traditional retirement plans might not be the best fit for your team
• How to use Section 162 Bonus Plans to create flexible benefits
• Creative ways to structure benefits that serve both current and future needs
• Real examples of small businesses winning the talent war with smart benefit strategies

Want to dive deeper into implementing these strategies? Get our free Bonus Plan Details and Implementation Guide at wealthwisdomfp.com/community. Join a community of business owners who are revolutionizing how small businesses approach benefits.

Don't let limited resources stop you from building a competitive benefits package. Listen now to discover how to create benefits that actually work better for your team than traditional corporate offerings!

00:00 Introduction to Smart Employee Benefits

00:45 Welcome to Wealth Wisdom Financial Podcast

01:26 The Story of Jen: Struggling with Employee Retention

02:08 The Importance of Appreciation in Retention

03:42 Three Core Principles for Retaining Top Talent

03:58 Professional Development Opportunities

06:27 Building Meaningful Connections at Work

08:40 Showing Value to Your Team

10:34 Financial Recognition and Bonuses

13:16 Introducing the Section 162 Bonus Plan

16:39 Jen's Success Story and Final Thoughts

18:11 Join the Wealth Wisdom Financial Community

18:46 Conclusion and Call to Action

Watch on YouTube: https://youtu.be/R5_57qf7OlM

SmallBusiness #EmployeeBenefits #BusinessGrowth #TeamRetention

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Wondering if real estate notes might be a smarter investment than managing rental properties?

In this interview, we dive deep with Kevin from Pine Financial Group, who's managed over $1 billion in real estate deals. He shares why some investors are choosing debt over property ownership, and how this strategy could protect your wealth in uncertain times.

Key Quote: "Real estate debt is the only true passive investment in real estate. Even if you hire a management company for rental properties, you have to manage the manager."

What You'll Learn:

• Why real estate notes remained stable during the 2008 crash while property values dropped
• How lenders really evaluate borrowers (it's not just about the down payment)
• Smart ways to use your existing assets to qualify for loans
• Why current economic policies might keep interest rates higher than many expect
• The surprising differences in tax benefits between owning properties vs notes

00:00 Welcome to Wealth Wisdom

00:17 Introducing Our Guest: Kevin

01:19 Diving into Financial Chaos

03:32 The Importance of Diversification

05:26 Real Estate Debt Stability

09:08 Owning vs. Lending in Real Estate

14:10 Short-Term Bridge Lending Explained

20:50 Smart Borrowing Practices

22:16 Hard Money Lending Strategies

23:57 Client-Focused Lending Approach

28:35 Economic Predictions and Real Estate

32:45 Inflation and Asset Ownership

37:18 Closing Thoughts and Resources

Want to learn more about market conditions? Get Kevin's free analysis report at www.ThePineReport.com

Ready to dive deeper? Check out Kevin's podcast "Real Estate Educators" for more investing insights and strategies.

Want to explore if real estate notes are right for you? Schedule a discovery call at: www.wealthwisdomfp.com/call

Watch on YouTube: https://youtu.be/1Nnzn3S7BX8

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Do you think building a great company culture means having a massive budget for fancy perks? Think again!

This episode shatters the myth that meaningful company culture is only for big corporations. We explore how small businesses can create thriving workplace environments. These strategies attract and retain top talent—without breaking the bank.

Key Quote: "How we treat our team is how our team will treat our customers."

What You'll Learn:

• Why profitability is the foundation of a strong company culture
• Creative ways to share profits beyond traditional 401(k) plans
• Practical strategies for building a positive work environment on a budget
• How to create self-reinforcing cycles of success in your business

Ready to build a culture where your business and people can thrive? Listen now. Discover why small businesses often have an advantage when creating meaningful workplace cultures.

Want more resources for building a profitable business culture? Visit wealthwisdomfp.com/community to get our Profit-Sharing Strategy Guide. Join a community of business owners building sustainable, profitable cultures.

00:00 Introduction: Company Culture for Small Businesses

01:05 Welcome to Wealth Wisdom Financial Podcast

01:43 Debunking Myths About Company Culture

03:24 The Importance of Profitability in Company Culture

05:25 Creative Profit Sharing Strategies

07:26 Flexible Scheduling and Professional Development

12:28 Recap and Final Thoughts

14:03 Join the Wealth Wisdom Financial Community

Watch on YouTube: https://youtu.be/Um0T1LmzXGA

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Thinking about hiring your first employee but worried whether your business can really afford it?

We've got you covered! In this episode, we talk about what really matters before you hire - getting your money in order. While lots of experts focus on finding the right person, we'll show you why having strong business finances is just as important as picking the perfect candidate.

Key Quote: "It's better to have an employee come into a profitable business and make it more profitable than to think your hire is the magic pill to make your business profitable."

What You'll Learn:

• What you need to set up financially before you start looking for employees
• How to do a simple "practice run" to make sure you're ready to hire
• When it's okay to move forward even if everything isn't perfect
• Smart ways to get help if you're not quite ready for a full-time employee

Want help building a great team? Check out Brian Alexander from Ready, Aim, Climb at readyaimclimb.com.

Ready to take the next step? Get our free Hire Readiness Checklist at

wealthwisdomfp.com/community. You'll also find a whole community of business owners who are working on the same challenges.

Don't wait until you're overwhelmed to start planning for your first hire. Listen now and learn how to make your first hiring experience a success!

00:00 Introduction: Hiring Your First or Hundredth Employee

00:54 Welcome to Wealth Wisdom Financial Podcast

01:32 Our First Hiring Experience

02:56 Financial Structure and Hiring

04:34 Profit First: Essential Financial Foundation

10:06 The Vault: Testing Payroll Capacity

15:04 Reality Check: When You Can't Wait

20:07 Audition Instead of Interview

22:09 Join the Wealth Wisdom Community

23:03 Conclusion and Final Thoughts

#BusinessGrowth #SmallBusiness #Hiring #FinancialFoundation #TeamBuilding

Watch on YouTube: https://youtu.be/qKwtYe6OYUc

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Ever feel like your business goals are more like wishful thinking than an actual plan? You're not alone. Many entrepreneurs struggle with conventional goal-setting approaches. Conventional goal-setting doesn't account for the dynamic nature of business.

In this episode, we share a revolutionary framework for setting business goals that actually work. Our MTO approach helps you stay motivated and growing. They do best when things don't go exactly as planned. You'll discover:

• How to set "minimum goals" that help you sleep at night
• The sweet spot for "target goals" that stretch you without breaking you
• Why "outrageous goals" matter (even if you never hit them)
• A practical way to break these down into actionable quarterly, monthly, and weekly metrics

Ready for a flexible framework for setting goals that drive real growth while maintaining your sanity? Jump into this episode now.

🔑 Key Quote: "Think of these goals like different zoom levels on a map. Your minimum goal is your current location. Your target goal is the next major city. Your outrageous goal is crossing the country. You might not make it across the country this year, but you'll certainly go farther than if you'd only planned to drive to the next town."

Ready to transform how you set business goals? Want the MTO spreadsheet we use with our clients? Get it in the Wealth Wisdom Financial Community: https://www.wealthwisdomfp.com/community

Remember: Goals aren't about predicting the future - they're about giving you meaningful reference points as you navigate it. Are your current goals serving this purpose?

Watch on YouTube: https://youtu.be/8qKIig1zmyY

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Ever feel like success is draining your bank account? You're not alone. Many business owners discover that growing revenue doesn't automatically mean better cash flow.

In this episode, we reveal the 5 most common cash flow surprises that blindside business owners. More importantly, we share how to handle them like a pro. You'll learn:

• How to navigate seasonal ups and downs without stress
• Why growth can actually create cash flow problems (and what to do about it)
• Smart strategies for handling delayed payments
• How to prepare for unexpected opportunities
• The tech upgrade trap and how to avoid it

Struggling with seasonal swings or rapid growth? Practical systems can manage your cash flow challenges. Make those challenges into opportunities for sustainable business growth.

🔑 Key Quote: "It's not the expected that derails your business - it's the unexpected. But here's the good news: most 'unexpected' cash flow situations follow predictable patterns. Once you know these patterns, you can prepare for them."

Ready to stop reacting to cash flow surprises and start navigating them with confidence? Get our Pre-Decision Framework in the Wealth Wisdom Financial Community: https://www.wealthwisdomfp.com/community

Remember: The goal isn't to predict every possible cash flow challenge. The goal is to build systems that help you handle whatever comes your way. Turn your business's financial roller coaster into a steady journey toward growth.

Watch on YouTube here: https://youtu.be/JYPKHZ8D5tA

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Ever feel like your business systems aren't keeping up with your growth? Many entrepreneurs hit a ceiling not because of their products or market. They plateau because their financial systems can't scale.

In this episode, we reveal 3 critical financial systems. These systems separate 6-figure businesses from 7-figure empires. You'll discover:

• How to structure powerful twice-monthly money meetings that actually save you time
• The exact framework for quarterly deep dives that keep you ahead of problems
• Why semi-annual strategy sessions are crucial for sustainable growth
• Simple ways to get your team aligned with your financial rhythm

🔑 Key Quote: "Even if all you do is become more aware of what's really happening in your business, that's a huge win. You've heard you need time to work ON the business, not just IN the business. What about time to think ABOUT the business?"

You may be starting out or further along. Regardless, this episode reveals financial systems to support your next level. Plus, these systems won't overwhelm you or your team.

Want the agendas we use for our financial meetings? Get them in the Wealth Wisdom Financial Community: https://www.wealthwisdomfp.com/community.

Remember: The financial systems that got you to now may hold you back from reaching the next level. Time to upgrade your approach?

Watch on YouTube here: https://youtu.be/tTicmdLhhMM

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Do you keep making budgets that never work in real life? Like many business owners, you might find that old-school budgeting just doesn't fit how you run your business.

In this episode, we share simple ways to make your budget work better for you. You'll learn:

• How to think of your budget more like a GPS that helps you, not a strict diet that makes you feel bad
• Ways to make smart money choices without guilt when things change
• How to plan for big bills that don't come every month
• A new way to protect your profits using special accounts

Whether you're just starting or looking to refine your existing business budget, this episode will give you practical steps to create a financial system that works with your entrepreneurial spirit, not against it.

🔑 Key Quote: Consider it this way: When you get to December 2025, do you want to be proud of (a) sticking to numbers your January-self set up no matter what happened in the business? Or (b) adapting to fit circumstances as the year changed to be in a better spot than your January self thought possible?

Links mentioned in the show:

• Join the Wealth Wisdom Financial Community: https://www.wealthwisdomfp.com/community
• Implement Profit First in 12 Easy Steps: https://www.wealthwisdomfp.com/profit
• Set up YNAB to be Profit-First friendly (and more): https://www.wealthwisdomfp.com/ynab
• Unlock the power of Bank On Yourself: https://www.wealthwisdomfp.com/boy
• Not Your Average Financial Podcast Episode 368: A Better Way to Profit First with Mike Michalowicz: https://nyafinancialpodcast.com/episode-368-a-better-way-to-profit-first-with-mike-michalowicz/

Watch on YouTube here: https://youtu.be/51Fi0XIbxsQ

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Ever feel overwhelmed by traditional New Year's resolutions? What if there was a simpler way to shape your 2025? Could you start by focusing on how you want to feel rather than just what you want to achieve?

This special New Year's episode explores a refreshing approach to planning your year. It's the perfect episode to listen to while reflecting on your hopes for 2025.

Key Quote: "Before you plan what you'll do, decide how you'll be."

In this episode, you'll discover:

• Why choosing an emotional theme can be more powerful than traditional goal-setting
• How to identify your personal emotional "North Star" for 2025
• The connection between emotional well-being and financial success
• Simple practices to cultivate your chosen emotional state
• Why patient trust might be more valuable than aggressive action

Plus, learn a practical exercise for embodying your emotional theme throughout the year.

Set your intentions for 2025. Start your year with clarity and purpose.

Next steps: Ready to grow with intention in 2025? Join our Wealth Wisdom Financial Community for just $97/year. Access our complete library of resources, monthly group coaching sessions, and our success dashboard mini-course. Join at www.wealthwisdomfp.com/community

Watch on YouTube: https://youtu.be/XV5VyihfwVY

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Do you ever wonder if you're learning from your experiences or just living them? Want a simple way to extract wisdom from your year? Want to review without getting lost in complicated reflection exercises?

This is a quick but powerful episode. Discover a clever exercise transforming how successful entrepreneurs review their years for nearly two decades. Listen while enjoying that holiday beverage or stealing a quiet moment between festivities.

Key Quote: "What if we stopped seeing December 31st as a deadline and started seeing it as a chance to honor how far we've come?"

In this episode, you'll learn:

• A simple two-step process for meaningful year-end reflection
• How to identify patterns you might be missing in your business
• The secret to turning experiences into actionable wisdom
• A practical way to document your year that survives even floods

Plus, hear real examples of lessons learned, both personal and professional. Shape your approach to 2025.

Next steps: Ready to grow and learn even more in 2025? Join our Wealth Wisdom Financial Community for just $97/year. Access our complete library of resources, monthly group coaching sessions, and our success dashboard mini-course. Join at https://www.wealthwisdomfp.com/community.

Watch on YouTube HERE: https://youtu.be/ZnfMuWYue0Q

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Ever find yourself panic-purchasing business tools at 2 AM during the holiday season? Or maybe you're wondering if that end-of-year equipment purchase is really about growth – or just about taxes? In this episode, we dive deep into the psychology behind those year-end money decisions that can make (or break) your business's financial future.

Key Quote: "Sometimes the most powerful move is deciding not to spend, even when it feels like everyone else is."

In this episode, you'll discover:

• The truth about December 31st deadlines (and which ones you can safely ignore)
• Why January 1st feels like such a powerful reset button (and how to use this psychology to your advantage)
• How holiday stress can trigger "doom spending" in your business
• A practical 72-hour rule for making better financial decisions during the festive season
• The "December Decision Framework" that transformed one client's year-end planning

Plus, learn how to distinguish between real deadlines and artificial pressure during the busiest season of the year.

Perfect for listening while wrapping those client gifts or planning your year-end strategy. Join us to transform your December money moves from reactive to strategic.

00:00 Introduction: Year-End Financial Pressure

00:57 Welcome to Wealth Wisdom Financial Podcast

01:34 Understanding Year-End Financial Moves

03:11 Psychological Triggers: December Deadline Effect

06:51 Psychological Triggers: Clean Slate Syndrome

11:33 Psychological Triggers: Social Comparison Search

15:22 Creating a December Decision Framework

20:03 Join the Wealth Wisdom Financial Community

21:34 Conclusion and Final Thoughts

Next steps: Ready to make intentional money moves in 2025? Join our Wealth Wisdom Financial Community for just $97/year. Get access to our complete library of financial resources, monthly group coaching sessions, and our success dashboard mini-course. Join at wealthwisdomfp.com/community.

Coming up next week: "The Ultimate 2024 Recap: Looking Back at the Year" – tune in for insights on maximizing your year-end review process.

Watch on YouTube: https://youtu.be/J23X36gUSDg

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Ever wonder why some people attract financial abundance while others stay stuck in scarcity? Even with similar incomes? In this episode, we dive deep into the psychology behind your relationship with money. Join us to explore how to transform your mindset from scarcity to abundance as we head into 2025.

Key Quote: "Money is important - but it's important in the same way oxygen is important. You need it to live, but having more oxygen doesn't make you a better person. Your worth as a human being is inherent, unchangeable, and completely separate from your financial situation."

In this episode, you'll discover:

• The three mindset traps that keep people stuck in scarcity thinking
• Why traditional budgeting often reinforces negative money patterns
• How to break free from the "never enough" loop
• A practical framework for shifting from scarcity to abundance thinking
• Real client stories of transformation (and the exact steps they took)

Plus, learn a simple daily practice that can begin rewiring your money mindset today.

Perfect for listening while wrapping presents or stealing a quiet moment during the holiday rush. Ready to write a new money story for 2025? Don't miss this episode.

Next steps:

• Ready to take your money mindset transformation to the next level? Join our Wealth Wisdom Financial Community for just $97/year. You'll get access to our complete library of money mindset resources. Plus, join us for monthly group coaching sessions. Every premium members gets our success dashboard mini-course. Join at wealthwisdomfp.com/community. Let's make 2025 your breakthrough year.

Coming up next week: "The Psychology of Your Year-End Money Moves." Don't miss our deep dive into making strategic financial decisions during the holiday season.

Watch on YouTube: https://youtu.be/jdNULIRYGjc

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Ever look at your business bank account and feel successful? Then, you glance at your personal accounts and wonder where all the money went? You're not alone.

Join us as we explore the hidden disconnect between revenue and wealth. The Revenue-Wealth Gap trips up even the most successful entrepreneurs.

Discover why making more money isn't the answer (and what actually is), plus:

• Why traditional investment advice often fails business owners
• The "Wealth Trifecta" that successful entrepreneurs use instead
• How to stop hoping you'll "figure it out someday" and start building real wealth today

Ready to bridge your own revenue-wealth gap? Don't miss the special and urgent announcement about Wealth Wisdom Week at the end of the episode!

🎯 Key Quote: "The gap between revenue and wealth isn't bridged by making more money. It's bridged by having the right system to transform that revenue into lasting wealth."

Learn more and register for Wealth Wisdom Week at wealthwisdomfp.com/seminar

Links mentioned in the show:

• Reserve your spot in Wealth Wisdom Week here: https://wealthwisdomfp.com/seminar
• Apply for the Profit Planning Network here: https://wealthwisdomfp.com/ppn
• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: https://www.wealthwisdomfp.com/community

Watch on YouTube: https://youtu.be/Ak0UqheDxIs

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Discover why focusing solely on your business could put your personal financial security at risk—and learn the strategy that keeps you financially safe, whether your business thrives or not.

In this episode, we reveal:

• The #1 reason businesses fail (hint: it’s not a lack of passion or a bad product).
• Why your business shouldn’t be your only retirement plan.
• The power of margins in life and business—how to create space for financial security and joy.
• Our personal story of making a crucial mistake early on and how we pivoted to build lasting personal wealth.
• How a parallel growth strategy can help you thrive in both business and personal finance.

This episode is perfect for entrepreneurs who want to build wealth beyond their business. Whether you’re just starting out, looking to diversify your income, or preparing for a secure retirement, this episode will show you how to protect your financial future without sacrificing your business goals.

Listen now to learn how to create a personal financial safety net, avoid burnout, and achieve long-term success. And keep an ear out for a fun nerd reference that ties everything together!

00:00 Introduction: Beyond Business Success

01:30 The Importance of Personal Wealth

02:43 Understanding Margins in Life and Business

05:06 Real-Life Examples and Lessons

07:28 Parallel Growth Strategy

10:01 Addressing Common Objections

13:15 Conclusion and Next Steps

Links mentioned in the show:

• Reserve your spot in Wealth Wisdom Week here: https://wealthwisdomfp.com/seminar
• Apply for the Profit Planning Network here: https://wealthwisdomfp.com/ppn
• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: https://www.wealthwisdomfp.com/community

Watch on YouTube here: https://youtu.be/kKDZfCXOEqs

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Discover why 45% of businesses fail in the first 5 years (hint: it's not about your product or service) and learn the revolutionary system that's helping entrepreneurs break free from the feast-or-famine cycle.

In this episode, we reveal:

• Why traditional budgeting is setting you up for failure
• A counterintuitive approach that makes profit inevitable, not optional
• The simple 5-account system that eliminates financial anxiety
• Our personal journey from financial stress to confidence using this method

Perfect for: Business owners who hate budgeting but know they need better financial control. Whether you're barely making ends meet or ready to scale, this episode shows you how to finally master your numbers without becoming an accountant.

Listen now to transform your relationship with business finances and break free from the failure statistics. Be sure to catch the Star Trek reference!

00:00 Introduction to Financial Freedom

00:28 Debunking Profit First Misconceptions

01:25 Welcome to Wealth Wisdom Financial Podcast

02:03 Celebrating Small Businesses

02:57 The Importance of Simple Financial Systems

03:41 Understanding Profit First

07:27 Applying Profit First Principles

16:53 Overcoming Common Objections

24:37 Join the Profit Planning Network

26:02 Wealth Wisdom Week Announcement

27:13 Conclusion and Call to Action

Links mentioned in the show:

• Reserve your spot in Wealth Wisdom Week here: https://wealthwisdomfp.com/seminar
• Apply for the Profit Planning Network here: https://wealthwisdomfp.com/ppn
• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: https://www.wealthwisdomfp.com/community

Watch on YouTube here: https://youtu.be/Cz1pNz_hl40

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Ever wonder if your business is truly aligned with your life's calling? What if your entrepreneurial journey was more than just making money? What if your business fulfilled your destiny?

In this episode we're diving deep into the secret sauce of your "financial DNA" - that perfect blend of your life's purpose, your money story, and your path to profitability. Spoiler alert: it's about way more than just cashing those checks.

Now, we know what you're thinking - "But what about the bottom line?" Don't worry, the Wealth Wisdom crew has got you covered. They're here to show you that purpose and profit are not mutually exclusive. In fact, when you're truly aligned with your calling, you're more likely to persist through challenges and find innovative ways to be profitable.

So, are you ready to decode your financial DNA and build a business that truly reflects who you are and what you're meant to do?

00:00 Introduction: Aligning Business with Life's Calling

00:47 Welcome to Wealth Wisdom Financial Podcast

01:26 Celebrating Small Businesses

01:48 Decoding Your Financial DNA

04:23 Recognizing Your Calling

05:23 Decoding Your Money Story

05:42 Pursuing Profitability

08:08 Personal Story: Going All In

11:59 Purpose AND Profit

13:00 Profit Planning Network

14:55 Conclusion and Call to Action

Links mentioned in the show:

• Apply for the Profit Planning Network here: https://wealthwisdomfp.com/ppn
• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: https://www.wealthwisdomfp.com/community

Watch on YouTube here: https://youtu.be/bkrvFhViI80

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Is your small business feeling the weight of the world on its shoulders? Newsflash - you don't have to go it alone! In this must-see episode, we're unveiling the not-so-secret superpower that can transform your entrepreneurial journey: the power of collaboration.

Small businesses are the backbone of the American economy, but the statistics are sobering - 45% fail in the first 5 years, and over half don't make it to the 10-year mark. The good news? We've uncovered a game-changing piece of advice from successful business owners: "Never do anything alone."

When you team up with mentors, fellow entrepreneurs, and even your target customers, the burden gets lighter, the ideas get bigger, and the chances of success skyrocket. Just ask us - we managed to cut our startup costs in half by leveraging our "Set Up Shop Committee"!

And if you're not a small business owner yourself, don't worry. We're serving up all the juicy details on how you can support your local entrepreneurial community in ways that create a win-win for everyone.

This episode is about to shift your small business mindset from stressed and isolated to empowered and connected.

Whether you run a mom-and-pop shop or just want to champion the entrepreneurial spirit in your neighborhood, you won't want to miss these must-try strategies for harnessing the power of collaboration. Trust us, your business (and your sanity) will thank you.

00:00 Introduction: The Power of Collaboration

00:25 Small Business Saturday: Mark Your Calendars

01:18 Welcome to Wealth Wisdom Financial Podcast

01:56 Celebrating Small Businesses: You Don't Have to Go It Alone

02:45 The Reality of Small Businesses in the US

04:53 The Importance of Collaboration in Entrepreneurship

05:45 Our Personal Journey: From Isolation to Collaboration

09:40 How Non-Business Owners Can Support Small Businesses

13:54 Challenge: Strengthening Community Through Support

14:36 Join the Profit Planning Network

15:49 Conclusion: Building Wealth and Wisdom Together

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for practical tips alongside a group of people growing our wealth sustainably: https://www.wealthwisdomfp.com/community

Watch on YouTube: https://youtu.be/GuCsvW08WVQ

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Have you ever felt torn between your desire to give generously and your need to maintain financial stability?

Watch as we unpack how combining strategic giving with sound financial practices creates a powerful formula for lasting impact and personal stability.

Are you ready to revolutionize your approach to generosity? It's time to learn how pre-decisions, boundary setting, and high-impact giving strategies could be the missing pieces in your giving puzzle.

Don't let your generous heart lead to financial strain - join us for this transformative episode that goes beyond basic charitable giving tips!

Your legacy of generosity (and your financial future) might just depend on it! 🌟

00:00 Introduction: The Balance Between Generosity and Self-Care

01:56 Personal Story: Lessons in Generosity

03:38 The Big Idea: True Generosity Starts with Self-Care

04:59 Practical Tips for Sustainable Giving

07:24 Take the Next Step: Financial Freedom Awaits

09:06 Setting Financial Boundaries

11:55 Giving Time and Skills

13:51 Generosity and Self-Care: A Symbiotic Relationship

15:14 The Flow of Money

17:06 Conclusion and Next Steps

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call

• Join the Wealth Wisdom Financial Community for our 15 Generosity + Self-Care Affirmations and more practical tips alongside a group of people growing our wealth sustainably: https://www.wealthwisdomfp.com/community

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Is your legacy plan secretly working against your family's future?

Watch as we unpack the multi-trillion-dollar wealth transfer reshaping America's financial landscape - and why traditional inheritance planning might set your family up for failure!

Have you ever wondered why some families maintain their wealth for generations while others lose it all by the third generation? The answer is not luck — it's strategic legacy planning.

Are you ready for a masterclass in family wealth preservation? It's time to learn how the proper legacy planning framework could be the missing piece in your family's financial future.

Don't let your life's work become a family burden - join us for this transformative episode that goes beyond the basics of estate planning.

Your family's future harmony might just depend on it! 🌟

00:00 Introduction

02:26 The Great Wealth Transfer

04:27 The Case for Leaving a Legacy

07:34 Finding a Middle Ground

08:56 Planning for Your Financial Future

09:37 Top Considerations for Legacy Planning

12:25 Common Mistakes in Legacy Planning

14:08 Tailoring Your Legacy Plan

14:51 Resources and Final Thoughts

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Get a copy of our Estate Planning Checklist here: https://zfrmz.com/D63O2f4YSFhWE4gI3NmR
• Find the "10 Questions to Ask to Set Legacy Goals" inside the Wealth Wisdom Financial Community here: https://www.wealthwisdomfp.com/community

Watch on YouTube here: https://youtu.be/b7D4qTO5RqA

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Have you ever considered that the secret to easing financial stress could be rooted in kindness?

Join us as we reveal how combining four unconventional financial strategies can create a compounding effect of kindness and reduced stress. (kind of like how compound interest grows wealth over time)

Are you ready for a masterclass in financial wisdom? It's time to learn how every small action can have massive results.

Let's transform your finances and the world around you with kindness and simplicity. Don't miss this game-changing episode!

00:00 Introduction to Financial Strategies for Reducing Stress

02:23 Understanding the Power of Compounding

06:46 Unconventional Financial Concepts for a Better World

10:18 Introducing the Gratitude Bank

12:02 Integrating Financial Strategies

13:38 Addressing Skepticism and Concerns

16:32 Cultivating Gratitude in Stressful Times

19:41 Conclusion and Next Steps

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community

Watch on YouTube: https://youtu.be/nWKPoazYS_E

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What if we told you that your financial strategies are working against each other, sabotaging your wealth-building efforts? (Spoiler alert: For many, they are!)

Watch as we reveal how combining 5 powerful financial concepts can create a synergy that supercharges your personal and business finances.

Have you ever wondered why some entrepreneurs seem to effortlessly grow their wealth while others struggle? Or why your colleague Mark's business is thriving while everyone else is barely staying afloat? It's not luck - it's strategy.

Are you ready for a masterclass in financial integration? It's time to learn how Bank on Yourself, Profit First, EOS, YNAB, and the STILL Method could be the missing pieces in your financial puzzle. Understanding and implementing these crucial elements lets you take control of your money like never before!

PS: For a limited time, get our book "Five Smooth Stones" at 50% off to jumpstart your journey with the STILL Method. Use code OCTOBER at our shop (link below). Hurry, offer ends October 14th at midnight! Our shop (for the book deal): https://www.wealthwisdomfp.com/shop

Links mentioned in the show:

• Our shop (for the book deal): https://www.wealthwisdomfp.com/shop (use code OCTOBER)
• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community
• Learn more about how Profit First and Bank On Yourself works together: on our show here https://youtu.be/ll98hpdj_ZI and on another show here: https://nyafinancialpodcast.com/episode-368-a-better-way-to-profit-first-with-mike-michalowicz/

00:00 Introduction: Combining Financial Strategies for Success

01:21 Welcome to Wealth Wisdom Financial Podcast

02:14 The Problem with Disjointed Financial Strategies

03:31 Overview of Key Financial Concepts

06:22 Combining Financial Strategies for Maximum Impact

10:03 Addressing Common Concerns and Implementation Tips

15:37 Special Offer and Conclusion

Watch on YouTube here: https://youtu.be/Nqri8fihmSE

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What if we told you that your bank balance is lying to you about how rich you really are? (Spoiler alert: For many, it is!)

Watch as we pull back the curtain on the 5 crucial puzzle pieces of true wealth that are helping savvy individuals live richer, more fulfilling lives.

Have you ever wondered why some people seem content despite modest bank accounts? Or why your neighbor Sarah is thriving while everyone else is chasing the next dollar? It's not luck - it's strategy.

Are you ready for a crash course in redefining wealth? It's time to learn how health, relationships, purpose, personal growth, and time could be the missing pieces in your wealth puzzle. Understanding and planning for these crucial elements lets you take control of your life's true riches!

ps: Next week's episode we'll show you how to align your finances with these 5 puzzle pieces. Don't miss it!

Links mentioned in the show:

• A previous episode about defining wealth: https://youtu.be/K-REYOnpd34?si=VIEbU83NIhu7oIKp
• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community (This is where you get our Holistic Wealth Planner too!)

00:00 Introduction: Beyond the Numbers

00:51 The Bigger Picture of Wealth

02:36 Five Puzzle Pieces of True Wealth

04:13 Puzzle Piece 1: Health

05:58 Puzzle Piece 2: Relationships

08:20 Puzzle Piece 3: Purpose

10:18 Puzzle Piece 4: Personal Growth

12:03 Puzzle Piece 5: Time

15:18 Holistic Wealth and Financial Planning

Watch this episode on YouTube here: https://youtu.be/ZhVW59vkHZc

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Unlock the secrets of financial resilience with our latest episode! We're diving deep into the money vaults of history to extract golden nuggets of wisdom that can fortify your finances today.

In this episode, you'll discover:

• The "Three R's of Recession Resilience" that have stood the test of time

• How your great-grandparents' Depression-era tricks can beef up your modern budget

• Why the 2008 financial crisis might hold the key to your side-hustle success

• Inflation-fighting strategies from the 1970s that still pack a punch today

• The surprising parallels between 1929's market crash and today's economic challenges

Plus, we'll reveal:

• How to build a financial emergency kit that would make a Depression-era survivor proud

• The "Victory Garden" approach to diversifying your income streams

• Why becoming the "Renaissance Person" of your finances could be your recession superpower

Whether you're a seasoned investor or just starting your financial journey, this episode is packed with actionable strategies to help you weather economic storms. Don't let history repeat itself – learn from it instead!

00:00 Introduction to Timeless Financial Wisdom

00:36 Welcome to Wealth Wisdom Financial Podcast

01:14 Exploring Financial Fortitude and Resilience

01:46 Learning from Past Financial Crises

03:05 Special Invitation: Transform Your Financial Future

05:37 The Three R's of Recession Resilience

05:40 Reserves: The Power of Cash Savings

08:20 Reduce: Living Lean and Building Relationships

10:35 Reinvent: Diversifying Income Streams

15:56 Conclusion and Next Steps

Links mentioned in the show:

🔹 Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call

🔹 Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community

Watch on YouTube here: https://youtu.be/52Q6tKBuSc

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What if we told you that your 401(k) might be more of a rollercoaster than a reliable retirement vehicle? (Spoiler alert: For many, it is!)

Watch as Brandon and Amanda pull back the curtain on a little-known financial tool that's helping savvy retirees sleep better at night.

Have you ever wondered how some people seem unfazed by market crashes? Or why your neighbor Bob is grinning while everyone else is panicking? It's not luck - it's strategy.

Are you ready for a crash course in retirement security? It's time to learn how fixed index annuities could be the missing piece in your financial puzzle.

Wall Street doesn't want you to know about this. By understanding it, you can take control of your retirement destiny!

Tune in and secure your financial future!

(P.S. Bengals fans, we promise our financial advice is more accurate than our football b-roll. Unlike that mishap, we won't fumble your retirement!)

00:00 Introduction to Financial Resilience

00:41 Welcome to Wealth Wisdom Financial Podcast

01:19 Zooming in on Retirement Strategy

02:51 Understanding Fixed Index Annuities

04:46 The Importance of Annuities in Retirement

05:34 Real-Life Example: Bob and Sue

06:31 Commercial Break

07:25 Debunking Annuity Myths

08:35 Key Attributes of Good Annuities

10:56 Conclusion and Next Steps

Watch on YouTube here: https://youtu.be/Sk-eu85GYiM

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community

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Are you tired of watching your hard-earned money crumble in the face of economic uncertainty?

Watch as we reveal the strategy that transformed our financial future - and it has nothing to do with the stock market rollercoaster.

Prepare to have your perspective on financial planning flipped upside down. Are you ready to learn more about Bank on Yourself®? Forget about chasing the latest investment fads; this strategy is designed to help weather financial storms.

Don't settle for a leaky financial foundation. Watch this episode to discover how you can take back control of your future.

00:00 Introduction to Financial Resilience

00:34 Welcome to Wealth Wisdom Financial Podcast

01:28 Understanding Financial Fortitude and Resilience

02:43 Personal Stories of Financial Challenges

04:14 Building Financial Resilience with Bank on Yourself

05:53 Our Journey with Bank on Yourself

08:07 Overcoming Financial Crises

10:56 Exploring the Benefits of Bank on Yourself

15:35 Conclusion and Next Steps

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community
• Learn more about Bank On Yourself®: https://youtu.be/14kSzNqGWbM

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Have you ever wondered why some businesses thrive while others struggle? Or why being agile in today's economy is more crucial than ever?

It's not random. Specific principles drive savvy entrepreneurs to stay ahead.

Are your business strategies truly effective, or are you being held back by outdated financial wisdom?

What if we told you that a single conversation could radically transform your approach to wealth building? (Spoiler alert: It did for hosts Brandon and Amanda!)

Watch as Perry Marshall, a renowned business consultant, unveils game-changing insights. It's time to learn how the 80/20 rule, strategic thinking, and building excess capacity can revolutionize your business approach.

Are you ready for a crash course in 21st century wealth wisdom?

Tune in and unlock your true wealth-building potential!

00:00 Life-Changing Conversation with Perry Marshall

01:07 Introduction to Wealth Wisdom Financial Podcast

02:15 Meet Perry Marshall: From Audio Geek to Marketing Guru

10:19 The Power of 80/20 Principle in Business and Life

14:00 Navigating the Digital World: 90/10 and Beyond

17:35 The Agility Decade: Preparing for a Volatile Future

28:14 The Importance of Thinking and Deliberate Practice

32:47 Attracting the Right Audience

33:33 Critique of 'Think and Grow Rich'

34:08 The Iceberg Analogy

34:48 Mastermind Group Insights

36:55 Lessons from Google Ads and Infomercials

38:58 The Importance of Diversification

41:35 Break Glass in Case of Emergency

45:28 Financial Resilience and Agility

51:06 Final Thoughts and Encouragement

Watch on YouTube here: https://youtu.be/WKXbc3jHBBE

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community
• Watch the episode mentioned: https://youtu.be/UjCMEY_GNOo

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Are you unwittingly falling for financial fads that could derail your wealth?

What if we told you that some of history's brightest minds have been duped by financial manias? (Spoiler alert: Even Sir Isaac Newton wasn't immune!)

Have you ever wondered how Ponzi schemes still manage to fool people? Or why seemingly rational investors get caught up in the dot-com frenzy? These aren't just isolated incidents - they're driven by timeless quirks in human psychology.

From the South Sea Bubble of 1720 to the more recent Bitcoin boom, we're about to show you how understanding these historical patterns can help you make smarter financial decisions today.

Tune in to learn how to spot red flags, diversify wisely, and implement strategies like Bank On Yourself. Don't let your brain sabotage your wealth - listen now and safeguard your financial future!

00:00 Newton's Financial Folly

00:58 Historical Financial Fads and Scams

03:15 Welcome to Wealth Wisdom Financial Podcast

07:37 Practical Tips to Avoid Financial Fads

15:52 Bank On Yourself: Scam or Strategy?

19:40 Conclusion and Final Thoughts

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community

Watch on YouTube here: https://youtu.be/o8HBE5fe9D4

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Are your financial decisions truly your own, or are you being puppeteered by hidden psychological forces?

What if we told you that your brain might be your biggest obstacle to financial success? (Spoiler alert: It probably is.)

Watch as Amanda pulls back the curtain on behavioral economics. Have you ever wondered why you impulse-buy things you don't need? Or why you might feel tempted to sell all your stocks when the market takes a downturn? These aren't just random choices - they're driven by specific quirks in how our brains process financial information and risk.

Are you ready for this quick, but crucial, history lesson on behavioral economics? It's time to learn how these discoveries revolutionized our understanding of financial decision-making.

Others use these discoveries to get you to do what they want. By learning them, you can take more control of your financial destiny!

Tune in and take charge of your financial future!

00:00 Introduction: The Allure of Investment Opportunities

01:19 Welcome to Wealth Wisdom Financial Podcast

02:19 Meet Amanda Neely: Your Financial Psychology Guide

04:33 The Birth of Behavioral Economics

11:42 Cognitive Biases: The Hidden Forces in Financial Decisions

16:49 How Financial Advisors Exploit Biases

24:00 Join the Wealth Wisdom Financial Community

25:43 Conclusion: Outsmarting Financial Biases

Links mentioned in the show:

• Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
• Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community

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Which is more important to being more financially responsible: (1) the daily expense or (2) the major financial decision?

Is penny-pinching and skipping small treats the key to financial freedom? Or, could it be that, if you get large expenses figured out, you can let the small things take care of themselves?

What if there's a middle ground with way less guilt and shame?

Don't worry, this episode isn't "stop buying lattes and you could be a millionaire." Yet, there is real, eye-opening math and an approach to money where you can secure your financial dreams AND enjoy life's small pleasures along the way.

Ready to take a moment to smell the roses (or maybe the rose-flavored, direct-trade latte from your locally-owned shop). Stop "frugal fatigue." Ask for that raise. Start that side hustle. You can make your financial journey worth living.

In this episode, we hope you find more joy! Jump in now.

00:00 Introduction to 'Don't Sweat the Small Stuff'

00:27 The Latte Factor Explained

01:28 Welcome to Wealth Wisdom Financial Podcast

02:28 Personal Stories and Financial Lessons

03:42 Debunking Conspiracy Theories

05:37 Comparing Financial Decisions

13:39 Psychological Impact of Financial Choices

20:09 Conclusion and Final Thoughts

Links mentioned in the episode:

• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch on YouTube here: https://youtu.be/Q4Z7KD58PGo

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Are you intrigued by the hidden impact of fees on your retirement savings? Do you want to uncover the truth about compound interest's 'sneaky dark side'? Watch as Amanda and Brandon expose 5 key places where hidden fees might be lurking in your financial plans.

They debunk the myths around compound interest and reveal how even small fees can devour a significant portion of your nest egg over time. Are you ready to learn about the real effects of fees on various financial strategies, including market investments, annuities, and whole-life insurance policies?

It's time to take control of your financial future! This episode provides the insights you need to make informed decisions about your retirement savings. Don't let hidden fees silently erode your hard-earned wealth! Empower yourself with the knowledge to spot and minimize these sneaky costs, and set yourself on the path to a more secure financial future.

00:00 Introduction to Compound Interest

00:19 The Dark Side of Compounding

01:06 Welcome to Wealth Wisdom Financial Podcast

01:44 Understanding the Fee Apocalypse

03:24 Identifying Hidden Fees

04:13 Five Places to Find Fees

07:42 The Importance of Fee Awareness

08:50 Real-Life Fee Impact Examples

12:11 Calculating the True Cost of Fees

18:51 Analyzing 35 Years of Investment Returns

19:20 Impact of Fees on Investment Growth

22:34 Exploring Annuities as an Alternative

25:53 Whole Life Policy: A Different Approach

30:37 Final Thoughts and Summary

Watch on YouTube here: https://youtu.be/Xjvlf6NuvtA

Links mentioned in the episode:

• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call
• Check the expense ratio of funds: https://tools.finra.org/fund_analyzer/
• The reasons why 401ks are a scam: https://www.bankonyourself.com/six-reasons-401k-scam.html
• In-depth look at 401k fees: https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/a-look-at-401k-plan-fees.pdf
• Information on Retirement plans: https://www.dol.gov/general/topic/retirement/consumerinfpension

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Are you curious about Infinite Banking? Do you want to sort the facts from fiction? Then watch as Amanda and Brandon address the 8 common misconceptions about the Infinite Banking concept. They debunk myths such as Infinite Banking being a get-rich-quick scheme, only for the wealthy, or a new and unproven concept.

It's time to learn more about tax benefits, policy growth, and how Infinite Banking fits into a comprehensive financial plan! Whether skeptical or intrigued, this episode provides the clarity you need to make informed decisions about your personal and business finances.

Don't let misinformation cloud your judgment and hold you back from financial freedom!

00:00 Welcome to Wealth Wisdom Financial Podcast

02:35 Common Misconceptions: Infinite Banking

03:25 Misconception 1: It's a Get Rich Quick Scheme

05:12 Misconception 2: It's the Same as Whole Life Insurance

06:41 Misconception 3: It's Only for the Wealthy

08:51 Misconception 4: It Replaces All Other Investments

10:01 Misconception 5: The Returns are Guaranteed

12:43 Misconception 6: It's Completely Tax-Free

14:42 Misconception 7: It's a New or Unproven Concept

16:14 Misconception 8: It Eliminates the Need for Traditional Banking

18:37 Conclusion and Next Steps

Links mentioned in the episode:

• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call
• Check out our past episode about using banks for your convenience rather than theirs: https://youtu.be/aeBP8qtSFQ8

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Do you ever wonder:

• How does the Infinite Banking concept fit into a comprehensive financial plan?
• Is it similar to or different from a traditional or a conventional financial method?
• How does it work with more conventional methods?
• Who does it work best for?
• How much should someone put into their policy?

Join Amanda Neely, CFP® as she answers these 5 questions generated by AI on how and how NOT to incorporate high-cash-value, dividend-paying whole life insurance into a financial plan.

Yes, there's even a mention of Gandalf!

00:00 Welcome to Wealth Wisdom Financial Podcast

03:15 The Importance of Assumptions in Financial Planning

06:08 Traditional vs. Conventional Financial Planning

08:51 Integrating Infinite Banking with Other Strategies

10:55 Who Benefits Most from Infinite Banking?

14:55 Opportunity Costs and Financial Decision Making

19:15 Personal Experiences with Infinite Banking

Links mentioned in the episode:

• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch on YouTube here: https://youtu.be/nkcY_oZoYQE

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Curious why Infinite Banking is becoming more and more popular? Ready to learn more about Infinite Banking?

Join our in-house Authorized IBC Practitioner Brandon Neely as he tackles burning questions about this trending financial strategy.

Questions Include:

▶︎ Why is Infinite Banking gaining massive popularity?

▶︎ How is it stacking up against traditional savings methods?

▶︎ How can you know the potential pitfalls you need to avoid?

Get ready for the answer to all these questions as Brandon reveals how to assess if Infinite Banking aligns with your personal goals.

Don't miss this chance to revolutionize your financial future - watch now and discover if Infinite Banking could be your key to unlocking unprecedented wealth!

00:00 Introduction and Setup

01:44 Question 1: Why is Infinite Banking Gaining Popularity?

03:18 Question 2: Infinite Banking vs Traditional Strategies

05:37 Question 3: Misconceptions and Pitfalls

07:44 Question 4: Assessing Suitability for Infinite Banking

10:30 Question 5: Future Threats to Infinite Banking

13:07 Conclusion and Next Steps

Links mentioned in the episode:

• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch on YouTube here: https://youtu.be/l13svsa4DIQ

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What’s better than two Bank On Yourself Professionals helping you understand financial freedom? Obviously, it’s FIVE of them to learn from.

Brandon, Ben, Sari, Chris, and Ryan are here to tell us how they achieved financial freedom and why they want to help you get there too.

This candid conversation helps you understand the importance of generational wealth, how to create a financial foundation that isn’t volatile, and the impact of financial education.

These five professionals are sharing with you their unique stories and how they can help you achieve long-lasting financial security.

00:00 Introduction: Discovering Your Passion and Purpose

00:38 Background: The Journey of Banking Yourself Professionals

02:53 Podcast Welcome: Wealth Wisdom Financial

03:52 Infinite Banking: Building a Solid Financial Foundation

05:08 Guest Insights: Why We Bank on Yourself

13:13 Generational Wealth: The Long-Term Impact

18:02 Faith and Finance: A Spiritual Perspective

27:42 Closing Thoughts: Taking Control of Your Financial Future

33:17 Final Call to Action: Schedule Your Discovery Call

Links mentioned in the episode:

• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call
• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)

Watch on YouTube here: https://youtu.be/aMtCUYRvs6I

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What's the worst thing that can happen to a parent? To lose their child.

During this time it's important to be financially strong, especially when other children are mourning along with the parents.

You might learn some useful money lessons from this experience.

We hope you never lose a child. Here's your chance to hear James' story and learn through his experience.

James shares his life and financial journey, from how he grew up, his first investments, and his current memory care real estate endeavors. He talks about his career history, financial setbacks, and strategies for teaching his children financial literacy. James also talks about his faith and how it helped him during tough times. His story shows why taking smart risks, learning from your experiences, and giving your kids a good money foundation are important.

As James says, "Don't stick your head in the sand." and "Get started with your kids early."

00:00 Introduction and Welcome

00:19 James' Personal and Financial Background

02:39 Early Investment Experiences and Lessons

03:48 Questioning Traditional Financial Wisdom

06:05 Transition to Real Estate and Entrepreneurship

10:37 Discovering Wealth Wisdom

19:13 Implementing Financial Strategies for Family

19:46 The Importance of Financial Education for Children

23:32 The Value of Life Insurance Policies

32:05 Reflections on Financial Planning and Advice

43:39 Conclusion and Final Thoughts

Watch this episode on YouTube here: https://youtu.be/YQUtHS8d92I

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What part of the movie is your favorite? What does your answer reveal about your money story?

You might like the opening where the goals are set. You might like the climax where it's most dramatic. You might love a good ending.

On your money journey, each stage is critical but how do you make sure the ending is good?

Trigger Warning: We talk about faith in this episode but in an interfaith, respectful way. We believe whatever your faith, it's critical to have faith to find meaning and purpose on your financial journey. Are you open to being still and letting God work on your behalf?

Don't miss Amanda's prayers (there are 2) for you and your financial journey!

00:00 Introduction: What's Your Favorite Part of a Movie?

01:09 A Family's Financial Struggle and Faith

05:59 The Importance of Setting Your Sights

10:19 Finding Strength in Faith and Financial Journeys

15:02 Final Thoughts and Encouragement

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call
• Listen to the song Amanda's paraphrases here: https://open.spotify.com/track/7wDqgBeu73mUT1MSpClMU0?si=621d728884cb4b8c

Watch this episode on Youtube here: https://youtu.be/EaPgYUwhSGY

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How do you make your investment decisions? Imagine this: 75% of a certain group of investors make their choices based on what their preferred app shows. That's a staggering number, right?

Now, let’s talk about Tony. He’s a young man who faced significant financial struggles because he was isolated and didn’t have the support he needed. Tony’s story underscores the importance of not going it alone when it comes to your finances.=

Think about the spectrum of investors out there. On one end, we have 'zombie investors' who rely entirely on financial advisors. On the other, there are those who are all about the DIY approach. The real trick? Finding a balance between these extremes.

This episode also sheds light on the broader context of social and financial isolation, especially in the post-pandemic world. We’ll share strategies for building a solid money team using the STILL method. It’s all about engaging with trusted individuals and financial professionals to avoid feeling overwhelmed by financial decisions and to create a supportive community around you.

Ready to take ownership of your financial future? Jump into this episode full steam ahead!

00:00 Introduction: The Power of Mobile Trading

00:47 Tony's Financial Journey: A Cautionary Tale

03:37 Understanding Different Types of Investors

05:24 The Importance of Community in Financial Success

10:27 Building Your Money Team with STILL

13:54 FINRA Report Insights: Investor Behavior

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

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Watch on YouTube here: https://youtu.be/lHIxhuqQAp0

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Conventional financial thinking has left too many people feeling like they should be further along by now. True wealth wisdom brings clarity and purpose on how to make real progress no matter what's happening in the economy or on Wall Street.

Join our financial community: https://www.wealthwisdomfp.com/community

Find us here:

https://www.facebook.com/WealthWisdomFinancial/ https://www.instagram.com/WealthWisdomFP/ https://www.youtube.com/c/wealthwisdomfinancial?sub_confirmation=1

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Important Details: Wealth Wisdom Financial’s content is for general information only and not for the purposes of providing legal, accounting, or investment advice. On such matters, please consult a professional who knows your specific situation. Some of our links are affiliate links where we earn a small commission at no additional cost to you if you make a purchase.

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You know the value of ownership. America's founding fathers saw private property as a cornerstone of our society and democracy. Still today, many value owning their home mortgage-free. They see no mortgage payment as a requirement for a happy retirement.

But, what really is ownership? What can you truly own? The answers might surprise you. For example, you may own the title to something. Yet, if "possession is 9/10ths of the law" what happens to your title when someone else possesses your property?

Could there be a construct that's older than titled, private property? Could that construct be a strong foundation for your financial journey?

Ready for a transformational experience of what "taking ownership" of your financial future can look like? Then, jump into this episode full steam ahead!

00:00 Introduction: Land Ownership Inequality

00:54 Joe's Journey to Financial Stability

02:54 Understanding Ownership and Financial Control

04:58 The Reality of Bank and Retirement Accounts

07:53 Exploring Tangible Assets and Real Estate

09:49 The Power of Financial Contracts

17:24 The Diamond in the Rough

20:03 Wrapping Up: Home Ownership Insights

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch this episode and leave comments on YouTube: https://youtu.be/oOFxZy1aGmo

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How does legislation enacted in 1933 impact your life today?

Does that influence get bigger or smaller if you hear that legislation was repealed in 1999?

The truth is this one piece of regulation has dramatic repercussions on how you approach creating the financial future you want.

As they say, those who do not learn from history are doomed to repeat it. Are we repeating one of the biggest mistakes in American history?

The only thing we can say is what you think is the mistake probably isn't. Listen in to peak behind the curtain.

00:00 Introduction: The Impact of the 1929 Stock Market Crash

00:22 Alex's Story: A Personal Tale of Financial Turmoil

03:51 Understanding the Glass Steagall Act

06:56 The Lax Enforcement and Repeal of Glass Steagall

08:48 Personal Experience: Working in Finance

11:10 The Great Depression and the Glass Steagall Act

13:01 Modern Financial Speculation and Regulation

16:31 The Alternative Financial System

p.s. Due to more recent changes in banking regulation, the reserve requirements for banks are super low. Chances are your bank might have 0 reserves (source). How does that make you feel?

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube here: https://youtu.be/IyaKng6nHTI

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It's no secret that banks dominate both personal and business finance.

Yet, the realities of fractional reserves and how bankers really think about debt might surprise you. For example, have you ever heard of Marriner Eccles?

What if there was an alternative? What if that alternative put more power into the hands of everyday Americans?

Want more control over your financial future? Ready to use banks for their convenience without giving them control? Listen now!

00:00 Introduction: Do Banks Rule the World?

00:33 Sarah's Story: The Harsh Reality of Banking

01:30 Discovering Hope: Alternative Financial Systems

03:13 Personal Anecdotes and the Banking System's Impact

04:41 The Mechanics of Banking and Its Effects on Us

06:43 Fractional Reserve Banking Explained

10:18 Historical Insights: The Great Depression and Money Creation

12:53 The Problem with Debt and Consumer Culture

17:17 Seeking Alternatives: The Power of Being Your Own Bank

20:55 Taking Action: How to Secure Your Financial Future

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Books to learn more about banking:

• The Bank On Yourself Revolution: https://www.bankonyourself.com/shop/the-bank-on-yourself-revolution-paperback
• Rescue Your Retirement: https://www.bankonyourself.com/rescue-your-retirement-book

Watch this episode on YouTube here: https://youtu.be/aeBP8qtSFQ8

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Compound interest is a misunderstood concept. From misattributed quotes to downright inaccurate ideas.

Listen to hear the parable of two builders tasked with constructing a pyramid. One builder rushes in and struggles with the physical task. The other takes time to plan and make micro-adjustments, achieving success more efficiently. This story serves as a metaphor for the power of uninterrupted compounding. Time and knowledge compound just like money.

Be sure to catch the simple, elementary-level math. It shows clearly how real returns can differ from expected average returns. Is your portfolio really compounding?

Keep growing your foundation of solid financial principles. Learn how to use money without interrupting its compounding growth. Michelangelo's chisel created masterpieces. So can you create a work of art on your financial journey!

00:00 Debunking Einstein's Compound Interest Quote

00:47 The Tale of Two Builders: A Lesson in Compound Interest

04:08 The Story Behind the Story: Creative Inspiration

05:29 Understanding Compound Interest Beyond the Basics

10:42 Real Numbers: The Impact of Uninterrupted Compounding

17:36 Building a Financial Pyramid: Strategies for Stability

18:28 Unlocking the Secrets of Using Money Without Breaking Compounding

Links mentioned in the episode:

• Free download available of 5 Simple Steps to Secure Your Future Outside a W-2 here: https://www.wealthwisdomfp.com/report
• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube: https://youtu.be/bAdKpwclAkw

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You've been told to diversify your portfolio but how can you tell if you're diversified enough? Does conventional thinking like the Rule of 100 or using ETFs work in 2024? What about Target Date Funds?

In this episode, we reveal what conventional thinking is missing. The stat we share about Target Date Funds is one of the most surprising. Be sure you don't miss it.

We live in a globalized world where you (and your assets) are more connected than ever. Isn't it time to learn the historical wisdom about non-correlated assets?

In the Great Recession, you saw just how related supposedly "non-correlated" assets were. Isn't it time to add more diversification to your portfolio? Watch now to discover what that could look like for you.

And never forget: Different is good!

00:00 Kevin's Journey: A Lesson in Diversity

02:18 Diving Deep into Diversification

03:37 Personal Stories and Financial Insights

07:25 Rethinking Diversification in Finance

11:35 Creative Financial Strategies and Future Foundations

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube here: https://youtu.be/9OGb0E-T3dg

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Are you the kind of person known for juggling numerous tasks like a boss? Yet, internally you struggle with the chaos of busyness.

You might have heard about adopting mono-tasking to help discover clarity and peace.

Could mono-tasking have the same impact on your financial journey? Could financial focus bring clarity and peace amid money chaos and busyness?

If you want to build a strong financial future, focus is crucial to getting you there. Discover how we learned to focus on one thing at a time and overcome financial overwhelm.

00:00 Meet Carl: A Journey from Chaos to Focus

02:15 Diving into 'Five Smooth Stones': A Series on Timeless Principles

03:32 Carl's Story: A Personal Confession and the Power of Monotasking

08:03 Finding Financial Focus: The Journey Towards Monotasking with Money

10:46 Securing Your Financial Future: How to Get Started

11:42 The Importance of Focus in Business and Life

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube here: https://youtu.be/BOrfB68fU2c

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You have bad habits. We have bad habits. We're not here to judge.

There comes a time in your life when you feel a compulsion to change a bad habit. Maybe you're in one of those times right now. If you don't act right away, that feeling goes away quickly only to resurface later without any change.

Get ready to be inspired by Emily's story. She's a young woman on a journey of self-discovery and transformation. She agrees with Aristotle that our habits define us: "You are what you habitually do."

You already know the power of habits in shaping our lives and financial futures. A bad habit in one area can have impacts that ripple out into all areas of our lives. Again, we're not here to judge but we do want to empower you to make the change you wish to see in your habits.

Discover practical ways to overhaul those bad habits ready for transformation. Get ready for how easy it can be. Start with small, seemingly insignificant steps. Learn the chicken and egg of motivation. Find your community support.

00:00 Emily's Journey of Transformation

03:03 Exploring the Power of Habits with Aristotle's Wisdom

05:34 Practical Steps to Changing Habits and Building Wealth

12:58 The Importance of Community and Connection in Financial Growth

Links mentioned in the Episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube here: https://youtu.be/FXYarTy5F74

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How do you like your adventures?

On the edge? Only a little risk?

Close to home? Far away?

With family and friends? All on your own?

Active? Relaxing?

Financial?

What??? Financial?

Yes, financial adventures can be the best!

Tired of cookie-cutter, done-for-you money management that doesn't fit you unique goals and dreams?

Join us for the adventure of a lifetime. Literally!

00:00 Lily's Financial Adventure: A Tale of Growth and Discovery

02:27 Reflecting on Lily's Journey and Its Lessons

03:17 Life as an Adventure: Applying Principles to Money

05:14 The Power of Preparation and Embracing Challenges

11:14 Finding Joy and Fulfillment in Your Financial Journey

14:42 Embracing the Adventure: Overcoming Challenges and Regrets

16:09 Conclusion: The Importance of Applying Wisdom to Your Journey

Links mentioned in the episode:

• Get your copy of Five Smooth Stones here: www.wealthwisdomfp.com/shop

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Have you ever experienced the harsh reality of Parkinson's Law?

Maybe it was in college where you crammed the night before a test when you could've been studying all semester.

Maybe you experienced it when you had a work deadline that got moved up and you still got the project completed in time.

Have you ever tried using Parkinson's Law to build wealth?

Don't miss this episode for inspiration to use such a powerful, natural human inclination to your advantage rather than against you!

00:00 Meet Joe: A Journey from Procrastination to Success

03:24 Harnessing Parkinson's Law for Financial and Business Success

06:23 The Power of Pre-decisions in Managing Money

10:20 Maximizing Income and Preparing for Future Financial Opportunities

14:18 The Importance of Pre-deciding Your Financial Future

Links mentioned in the episode:

• Get your copy of Five Smooth Stones here: www.wealthwisdomfp.com/shop

Watch this episode on YouTube here: https://youtu.be/KuFyFHYd6ow

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What do you do first when you wake up in the morning?

What do you do first when you start your work day?

What do you do first when you receive money?

The answers to these questions reveal a lot about our hearts.

In this episode, we reveal 3 positive results we saw when we changed what we do first when we receive money.

Want to transform your money story? What if you started with what you do first?!?!

Links mentioned in the episode:

• Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)
• Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

00:00 The Power of Prioritizing: Sarah's Story

02:57 Exploring the 12 Foundational Money Principles

04:22 The Principle of Putting First Things First

04:26 The Importance of Time and Money Management

11:15 Prioritizing Giving and Saving in Your Financial Plan

13:27 Overcoming the 'Yeah Buts' and Taking Control

Watch this episode on YouTube: https://youtu.be/YzGZiexz3pg

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Recently, Brandon added "An Authorized Infinite Banking Practitioner" to his status as a Bank On Yourself® Professional. Here's proof: https://infinitebanking.org/agents/neely758.

Who better to share their perspective on what BOTH Bank On Yourself AND Infinite Banking bring to bettering your financial future?

As Brandon shares in the episode, we don't want to be so much AGAINST anything or anyone. We want to be FOR our clients!

Get the books:

• The Bank On Yourself Revolution: https://www.bankonyourself.com/shop/the-bank-on-yourself-revolution-paperback
• Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/

Start the process:

• Schedule a Discovery Call: https://www.wealthwisdomfp.com/call

00:00 The Power of Positivity in Finance

01:48 The Impact of Faith and Financial Books on Our Lives

02:06 Exploring the Bank On Yourself Concept

04:04 The Influence of R. Nelson Nash and Infinite Banking

07:13 The Importance of Choosing the Right Financial Professional

08:10 Why Bank On Yourself and Infinite Banking Matter

12:01 The Significance of Education and Choosing Wisely

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Why are people of all ages so stressed about money? Is it because we're all screwed? Is it because of all the negativity that helps social media posts and news articles get clicks?

Which financial services firm would you rather work with?

(1) Head in the Sand Financial Services - "We deliberately refuse to accept the truth just like you."

OR

(2) Head in the Clouds Financial Services - "We have lofty goals we're never gonna hit too!"

Amid a chaotic world, Brandon emphasizes the need for a balanced approach, avoiding the extremes of denial and unrealistic ambition. Using wealth wisdom and strategies like Infinite Banking and Profit First, Brandon advocates for proactive financial planning and setting realistic goals to navigate and overcome financial challenges.

Plus, he shares exactly how the dreamer and the ostrich can find their financial grounding!

00:00 Dramatic Opening: The Financial Dilemma We All Face

02:01 Breaking Down Financial Personalities: Ostriches vs. Clouds

05:31 Strategies for Financial Stability and Growth

07:09 Empowering Your Financial Future: Beyond Ostriches and Clouds

09:52 Conclusion: Mastering Your Financial Destiny

Links Mentioned in the Episode

• Get your head out of the sand and out of the clouds by getting a copy of Five Smooth Stones at https://www.wealthwisdomfp.com/shop
  • Both paper and Kindle versions are available!

Watch this episode on YouTube here: https://youtu.be/sGt3kvldz0s

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Are you a 'HENRY' - High Earner Not Yet Rich?

Some, despite earning six figures, still live paycheck to paycheck. There are too many potential causes. There's inflation, student loans, and pressures amplified by social media! Might the banking system or conventional financial strategies be to blame?

Here's your chance to redefine 'HENRY' and get off the struggle bus. It's all about flipping the script and redefining the same acronym: HENRY.

Plus, we offer 2 FREE resources to guide you in embracing a new financial story. It's time to break the paycheck-to-paycheck cycle and to enjoy life more!

00:00 Unpacking the HENRY Acronym: High Earner, Not Yet Rich

00:44 Introducing the Wealth Wisdom Financial Podcast - NEW INTRO!

01:58 The Struggle of Six-Figure Earners: Causes and Culprits

04:27 Breaking the Cycle: A New Take on HENRY

09:44 Building Your Money Team and Staying in Control

14:49 Exclusive Resources: Five Smooth Stones and Wealth Wisdom Community

Links mentioned in the episode:

• Get your free, digital sample of Five Smooth Stones here: https://bit.ly/sample5smoothstones
• Start a 1-month, free trial of the Wealth Wisdom Financial Community here: https://wealthwisdom.mn.co/plans/291835?bundle_token=bde9e9f267ba608aeae8b07e037063f2&utm_source=manual

Watch this episode on YouTube: https://youtu.be/C-9pnUZDe4Q

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This episode addresses the six common financial 'fires' or challenges that can potentially derail one's financial well-being.

These 6 fires are (1) liquidity needs, (2) long-term disability, (3) loss of life, (4) long-term care, (5) longevity, and (6) legal liability. Get your fire extinguishers ready BEFORE one of these fires hits you or your family!

Join your hosts and special guest Mark Willis, CFP®. This episode is full of real-life examples. We also quickly get hopeful with ideas and share a software we offer to our clients: Asset-Map. Asset-Map is a tool visualizing one's financial situation, assets, liabilities, and insurance policies to prepare for and mitigate these risks effectively. We also touch upon the psychological aspects of financial planning and the peace of mind that comes with being prepared.

By fostering an understanding of these challenges and encouraging proactive planning, the episode aims to empower listeners to achieve financial peace and security.

00:00 Opening Remarks: Navigating Financial Well-being

01:29 Personal Stories: The Impact of Financial Planning

06:14 The Six L's of Financial Security

06:33 Deep Dive into Liquidity Needs

07:51 Understanding Long-Term Disability

10:51 The Importance of Life Insurance

15:04 Addressing Long-Term Care Concerns

18:26 Facing the Reality of Longevity

21:33 Legal Liability and Legacy Planning

26:19 Empowering Fire Prevention Strategies

26:54 The Essence of Planning Over Plans

28:44 Introducing the Jetson Family: A Financial Planning Case Study

37:24 The Flinstone Family: Navigating Complex Financial Landscapes

48:18 Closing Thoughts and Invitation to Join the Financial Planning Revolution

Next steps! Get your Asset-Map by scheduling a call and putting Asset-Map in the notes.

• Schedule a call with Brandon Neely or Amanda Neely, CFP® here: https://www.wealthwisdomfp.com/call
• Schedule a call with Mark Willis, CFP® here: https://nyafinancialpodcast.com/

Remember, it's not the plan or the tool that matters as much as the guide who comes alongside you to prevent financial fires!

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In 2024, is it more difficult than ever to save money? Is it still important? Are we so trapped that the only cure is doom spending?

Let's get some historical perspective - complete with legit charts and graphs!

We reveal a future crisis that could be even bigger than the student debt crisis.

Then, we turn to how to break the cycle without cash stuffing but maybe you could mix in some loud budgeting. These 5 proven practices are what we believe are the best way to gain financial independence! All while making sure we get to have fun along the way.

00:00 Introduction: The Challenge of Saving Money in 2024

01:42 The Two Sides of Saving Money: Spending Less and Setting Aside

02:48 The Importance of Saving: A Look at the Data

08:43 A Looking Crisis: A Hidden Financial Threat

13:03 How to Save Money: 5 Practical Strategies

20:36 Conclusion: The Power of Saving and the Path to Financial Stability

Want to go beyond "financial literacy" and get more wealth wisdom? Keep learning and get 5 more steps at https://www.wealthwisdomfp.com/report.

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What is the hardest and nastiest problem in finance? What would Nobel Prize winning economist, William Sharpe say it is? It's retirement income planning.

More Americans turned 65 years old in 2023 than in any other year in American history. This transition of the baby boomer population into retirement impacts everyone and everything.

Check out today's episode for resources on building a passive income stream. You could do this whether you are 40 or 90 years old or in between. We've got multiple reputable sources who aren't trying to sell you anything.

Could this episode give you the tools to tackle this hardest and nastiest problem in finance? Listen and find out!

Links mentioned in the episode:

• The Ernst & Young report: https://www.ey.com/en_us/insurance/how-life-insurers-can-provide-differentiated-retirement-benefits
• The consumer guide to lifetime income: https://www.bankonyourself.com/guaranteed-lifetime-income-consumer-guide?wp_src=AN79A
• Schedule a Discovery Call: https://www.wealthwisdomfp.com/call

Watch this episode on YouTube here: https://youtu.be/3BamZiVY9qw

Go even deeper on annuities here:

• Another video on our channel about annuities: https://youtu.be/_f5KAgCO4yk
• We really like these podcast episodes over on the Not Your Average Financial Podcast too:
• Episode 211: Annuity Myths Exposed
• Episode 212: The Coming Revolution in Lifetime Income
• Episode 213: 8 Ways to Prosper From Annuities

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What do you think is the most common mistake real estate investors make? See if we come up with the same answer in this episode.

Hint: We mention Arthur Guinness of Dublin, Ireland. He's the legend behind Brandon's favorite beer.

Plus, we share 3 crucial steps to avoid this common mistake. One of these steps includes a way to save thousands of dollars and wasted time on a critical component of financial planning.

Real estate investors, pay close attention. Others, you could be making this mistake too. Listen and evaluate your own mindset and actions!

Links Mentioned in the show:

• Craft an estate plan with worrying about how many hours it'll cost in fees or about your information being sold here: https://www.estatedocspro.com/a/wealthwisdomfp
• Ready to chat about what you want life to be life when you're 95 and how to get there? Schedule a Discovery Call to get started on a comprehensive financial strategy here: https://www.wealthwisdomfp.com/call
• Get our best insights on turning chaos to still in Five Smooth Stones here: https://www.wealthwisdomfp.com/shop

00:00 Introduction to Real Estate Investing

01:54 The Pitfalls of Short Term Thinking

02:27 The Chaos of Short Term Thinking

02:43 The Journey of a Real Estate Investor

04:06 The Burden of Real Estate Investing

05:11 How to Avoid the Chaos in Real Estate Investing

05:36 Three Big Ideas for Successful Real Estate Investing

10:59 The Importance of Estate Planning

15:01 Taking Action in Real Estate Investing

17:42 Conclusion and Next Steps

Watch this episode on YouTube here: https://youtu.be/raSWt32zhgk

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Many entrepreneurs face a dilemma of balancing financial stability and pursuing passion.

First of all "balance" is too heavy of a target. How about a mix?

Join Amanda as she lays out five core principles shaped as '5 P's' of combining passion and profit. The 5 P's offer a thoughtful blend of history, practical, and inspiration. Ready for a fulfilling professional and personal life where passion and profit complement each other?

Don't forget Purpose to add a triple-bottom line to the 5 P's.

Want more inspirational and practical content like this? Join the Wealth Wisdom Financial Community here: https://www.wealthwisdomfp.com/community.

00:01 Introduction: The Dilemma of Passion vs. Profit

01:18 Personal Journey: Balancing Passions and Entrepreneurship

02:59 Historical Inspirations: Learning from Successful Figures

05:50 Five Principles for Combining Passion and Profit

15:47 The Role of Purpose in Passion and Profit

18:58 Join the Wealth Wisdom Financial Community

20:27 Conclusion: Live Long and Profit

Watch this episode on YouTube here: https://youtu.be/qppcGGkm4ac

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Watch this episode on YouTube:

• https://youtu.be/m45N7dByxPA

What if you had a flowchart for your money? What if you could easily see how every dollar that enters your sphere flows through your ecosystem? Would you like to see someone else's flowchart too?

In this week's podcast, we reveal the exact flowchart we use today. It's our 1-page money "treasure map." Of course, we visually demonstrate the Profit First method on our map, dividing our income into different categories and guiding you through the process. We also delve into what we believe is the most important part of our flowchart: "The Vault."

If you're someone who learns better through visuals, this could be just right for you.

While your money map might look different from ours, we hope our journey can still offer valuable insights for your financial adventure!

Links mentioned in the show:

• Watch the older, 1 hour 20 minute version here: https://youtu.be/L-HRPFhiaFw?si=QhG02S51EQB1iESt.

  • Around the 53 minute mark in is where we show our old money map. We'll show the update in the next episode.

• If you're thinking about implementing Profit First, on average it takes a year.

  • We shortened the process to 12 weeks in our Implement Profit First in 12 Easy Steps.
    • You can claim your access at:
      • www.wealthwisdomfp.com/profit

• Tip: Get a preview of the online quest here:

  • https://wealthwisdom.mn.co/posts/implement-profit-first-in-12-easy-steps-welcome-watch-me-first

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Are you considering Profit First for your business or side hustle? Using Profit First but unsure how it'll work as you grow your revenue? Then, you'll love this episode where we revisit Profit First after fully using it for 5 years and seeing our business grow by leaps and bounds. We even share a couple hacks we use to save time and implement efficiently. One of those hacks is how we use YNAB (You Need A Budget) along with Profit First. Another is about an account we added to the core 7. Finally, don't forget (1) to click these links to discover more of how you might implement Profit First faster and easier and (2) to subscribe so you don't miss part 2.

Links mentioned in the show:

• Watch the older, 1 hour 20 minute version here:

  • https://youtu.be/L-HRPFhiaFw?si=QhG02S51EQB1iESt.
• • (Around the 53 minute mark in is where we show our old money map. We'll show the update in the next episode).

• If you're thinking about implementing Profit First, on average it takes a year. We shortened the process to 12 weeks in our Implement Profit First in 12 Easy Steps.

• • Claim your access at: - www.wealthwisdomfp.com/profit.

• Tip: Get a preview of the online quest here:

  • https://wealthwisdom.mn.co/posts/implement-profit-first-in-12-easy-steps-welcome-watch-me-first

• Watch this episode on YouTube:

  • https://youtu.be/ll98hpdj_ZI

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This week, we talk about budgeting and why it can be a bit tricky. I (Amanda) will share my stories about budgeting, going all the way back to when I was in middle school. I'll also show you a budgeting app called Y.N.A.B. (You Need a Budget) and share my own way of using it.

We'll also take you to the "Cash Flow Control Room," a safe place for managing your money. Plus, we'll invite you to join the Wealth Wisdom Financial Community. In our online community, we have a course about using the Y.N.A.B. app. And guess what? For a short time, we're offering an 80% discount on our premium membership! Watch now!

Links Mentioned in the Episode

• Join the Wealth Wisdom Financial Community here now before the discount disappears: https://wealthwisdom.mn.co/plans/305293?bundle_token=4556d6d7654de8f6260367dfbc9e9241&utm_source=manual

• Learn more about how we budget in Manage Cash Flow Like a Millionaire here: https://www.wealthwisdomfp.com/ynab

• Try YNAB and get a free month when you sign up (we get a free month too!): https://ynab.com/referral/?ref=RzDArtdB4Y-ZA8T5

Watch this episode on YouTube:

https://youtu.be/_q8yh6nndE4

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In this week's podcast, we joyfully commemorate the ten-year anniversary of our Bank On Yourself® policy. Throughout the episode, we take a trip down memory lane, reflecting on the past decade and sharing insights into how we've evolved and flourished both personally and as business owners by embracing this transformative mindset. The impact of this concept on our lives has been profound, shaping our journey in ways we never anticipated.

Furthermore, in this episode, we delve into the discussion about the ideal time to initiate a Bank On Yourself policy, and the resounding answer is now. We break down the notion that, while we might have pursued higher returns elsewhere, the Bank On Yourself policy has provided us with a robust and steady foundation for cultivating our wealth. This stable groundwork was a crucial need for us a decade ago, illustrating the enduring value of this financial approach in achieving long-term prosperity.

FACT CHECK: Our documentary screening was July 23rd, not March 23rd*

Links mentioned:

• Signup for the Wealth Wisdom Week Waitlist Here: (get access to live-stream link or video recording released later that day)

  • https://zfrmz.com/fLAZkY7Uj3HBT8Bj5i2M

• What is Bank On Yourself®? video:

  • https://youtu.be/tI-GMOVOpQE

• Watch this episode on YouTube:

• • https://youtu.be/401ELp4qiMk

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As your wealth grows, are you supposed to buy more expensive houses, cars, clothes and everything else? The advertisers and marketers certainly want you to. This episode is for everyone with a growth mindset who will have more money in the future than they do today.

What does it look like to embrace clarity and joy as your wealth grows without feeling like you have to "keep up with the Joneses?" Are there examples of wealthy people who still live frugally and enjoy doing it?

Listen now to get inspired to cultivate a financial future that continues to build who you want to be personally and financially no matter how rich you become.

SIGN UP FOR WEALTH WISDOM WEEK HERE:

https://wealthwisdomweek.eventbrite.com

Watch this episode on YouTube:

https://youtu.be/t4S05Uy8UAM

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In this week's podcast, we reveal 10 (Essential) Questions to Ask a Financial Planner. Curated over time, we hope that these questions will serve as a solid basis for you to come back and revisit in your lifetime. While we do not answer all of these questions, we give you wisdom as to the why these are great questions to ask and return to.

We also reveal our carefully planned Wealth Wisdom Week; a week of five-one hour courses, live, that will help you further your financial experience. Inside of it, you will receive wisdom that will enrich your financial lives and (hopefully) beyond. Oh, and did we mention that it's free? SIGN UP WITH THE LINK BELOW!

Reserve your spot for Wealth Wisdom Week here:

https://wealthwisdomweek.eventbrite.com

Download these questions here:

https://www.dropbox.com/scl/fi/edqllwhvmiwns9329fzlc/Questions-to-Ask-a-CFP-Download.pdf?rlkey=imsnlphhpuhz7k7orq1ivq3cf&dl=0

Watch this episdoe on YouTube:

https://youtu.be/cvLK1cf_FLk

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How does real, lasting change happen? We think most would agree that New Year's Resolutions are NOT the key to transformation. But what is?

In this episode, we share 4 tips for making greater financial freedom possible in the future. The first one might surprise you. The second one might make you cry. The third one is often misunderstood. The fourth one is the most powerful!

Take a listen now and then move forward into your future with greater power and confidence to make the change you wish to see in your financial journey!

Links mentioned in the episode:

• June's episode: What I Learned About Money by Becoming a Runner -

• https://youtu.be/tHS0TOLfvXc

• Join us at Wealth Wisdom Week in January 2024 and let's make this a year of prosperity and fulfillment: https://wealthwisdomweek.eventbrite.com

Watch this episode on YouTube:

https://youtu.be/qmAWirW6Kcg

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In our latest episode, we share three helpful tips to help you end the year with more wealth. We explain that wealth is not just about money; it includes things like good health, strong relationships, and a positive mindset. It's important to consider our overall health when reflecting over the holidays, and contemplating upon the New Year to come.

Additionally, we have an exciting holiday surprise for our listeners! As a special invitation, we encourage our audience to join the Wealth Wisdom Financial Community 2.0. In this community, we provide exclusive tips and tricks that go beyond what we share in our podcast episodes. It's a great opportunity to open up your New Year well!

Lastly, we want to wish everyone a very happy holiday season! May your days be filled with joy, laughter, and moments of warmth with your loved ones.

First things first, check out the gift Santa left you here:

https://www.wealthwisdomfp.com/community

Links mentioned in the show:

Check out Malik's post at Tapas Movement for her 4 D's to dismantling diet culture

• https://medium.com/tapas-movement/tis-the-season-830f774065a0

Start the New Year off embracing joy with financial by grabbing your copy of Five Smooth Stones here:

• https://www.wealthwisdomfp.com/shop

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In this week's podcast, we explore the different ways people face risks while trying to achieve financial freedom. We also look at the advantages and disadvantages of taking risks, helping you understand how to make decisions that are right for you. We discuss how feelings like fear and anxiety are inner-guides on your path, whether it's risk-taking, or financial freedom.

We also uncover the depth of Helen Keller, and how she took risk out of necessity, in order to live a more fulfilling life.

So, whether it's financial choices or personal growth, we explore how facing risks can be an exciting journey toward a brighter and more fulfilling future!

Links Mentioned in the Episode:

How to Stay Standing by Alli Patterson:

https://theallipatterson.com/book/

Get your copy of Five Smooth Stones by Amanda and Brandon Neely here:

https://www.wealthwisdomfp.com/shop

Find this episode on YouTube:

https://youtu.be/iYe3mU0AYHM?si=e1d8D6jR1oP6f1oB

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In this latest episode, we dive into the exciting world of Financial Freedom. We explore clever shortcuts that can help people achieve their money goals faster and easier. ChatGPT joins the conversation to share its insights, making the discussion even more interesting. We examine our own thoughts and compare them to ChatGPT's, creating a fun and informative exchange about money matters.

During the episode, we don't just talk about financial freedom – we also roll up our sleeves and provide practical exercises. These exercises act like building blocks, helping listeners lay a strong foundation for your journey towards financial freedom. By breaking down complex financial concepts into simple and actionable steps, we make it easy for everyone to understand and apply these principles. The episode becomes not just a conversation, but a hands-on guide to empower people on their path to financial well-being.

We hope everyone who catches this episode feels more free financially by the end. Listen now to see if you do!

Find Five Smooth Stones at: https://www.wealthwisdomfp.com/shop

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Chaos is everywhere, especially in the holiday season.

C.onfusion

H.aphazardness

A.nxiety

O.verwhelm

S.tress

Catch this episode to hear our antidote for holiday shopping and gift giving chaos. No, it's not spend less (but you could).

Perhaps chaos isn't in your holiday shopping and gift giving. Maybe it's with money. We apply the same antidote - an antidote that's brought so much calm and order to our financial lives!

In fact, it's helped us so much we dedicated the time and effort to put it in a book! The book is Five Smooth Stones and it walks you through how to find more calm and order with your finances in 12-weeks! Unlike the conventional cookie-cutter systems, this method brings your best out of you without making you feel like you have to follow the "rules."

It's time to customize your path and transform money chaos into your financial still. Order your copy of Five Smooth Stones today at https://www.wealthwisdomfp.com/shop.

Tip: Become a VIP and save $5! Details at https://www.wealthwisdomfp.com/shop.

Watch this episode on YouTube:

https://youtu.be/6S9k8Evtb5A

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If you asked someone in the late 1800s what Black Friday was, they’d point to Friday, September 24, 1869. We reveal why in this episode and how that original Black Friday impacts our stories today! Don’t worry, we’ll also talk about the current definition of Black Friday in both the US and the UK.

As we continue our discussion, we highlight alternative ways to enjoy the holiday season without diving into a shopping frenzy.

Most importantly, we break down how to “live in the black” with personal and business profit every day of the year.

Ready to break out of the conventional traditions of panic? Listen now for wealth wisdom to carry you through the season and beyond!

Make sure to check out the links below:

www.wealthwisdomfp.com/shop

PROFIT FIRST:

www.wealthwisdomfp.com/profit

Find this episode on YouTube:

https://youtu.be/HOL4K_DwcUc?si=PrCC2BE7L-_YAJJm

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"Whole life is the most common form of permanent insurance. Premiums ... remain the same throughout the policy period." - financial planning textbook

Does that mean whole life premiums are inflexible?

We asked ChatGPT, "Are whole life premiums flexible?"

CHATGPT said: "Yes, whole life insurance premiums can be flexible to some extent, depending on the specific policy and the options chosen by the policyholder." Then, AI gave us 5 ways premiums can be flexible!

But just how flexible can whole life insurance premiums be???

Join our conversation with Marty Smith, Regional Vice President at Security Mutual Life of New York to learn more about a life insurance rider that we've found to have surprising flexibility. If you think you need flexibility with your financial future, this episode is for you!

LINKS:

Amanda's Screenshare:

https://youtu.be/VdJw31yvyOw?si=qHAwWubYJYUeyT_4&t=1303

Previous conversation with Marty:

https://youtu.be/bo8yWe2JtII

Book a Discovery Call here:

https://www.wealthwisdomfp.com/call

Find this episode on YouTube:

https://youtu.be/VdJw31yvyOw?si=j_JJiGRyGDy27TMQ

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Do you know your financial freedom number? When will you have enough money to have a comfortable life even if you stop working? How will you know? There's the 4% rule. What about the updated 2.8% rule from Dr. Wade Pfau?

One of the biggest fears of retirees is running out of money before they run out of life!

We offer a recipe for financial success no matter how long you live.

Most people only include 1 or 2 ingredients for financial success. We provide five...

Find this episode on YouTube:

https://youtu.be/20uiCIZ_nHg?si=uTGTRvYofiz8MurK

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It's no secret the Fed has been raising interest rates over the last couple years. What most don't realize is that the impact of those higher interest rates impacts debt as compared to savings.

Imagine you want to buy a car. Taking a car loan at a higher interest rate means you'll pay more interest but do you know how much? Saving up to buy a car with cash is another option. How long will that take with higher interest rates on savings accounts?

Join us today to explore the difference between higher interest rates on debts vs savings. Can you guess how to have some of the biggest impacts on your financial future? Find out in The Impact of Rising Interest Rates on Debt and Savings.

Watch the Episode on YouTube:

https://youtu.be/Wz4J7o9En28

Watch Our Live With Mark Willis (mentioned in the episode):

https://youtube.com/live/kknOqSmC4Mw

Schedule a Call With Us:

https://www.wealthwisdomfp.com/call

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In this week's episode, Amanda and Brandon talk about something really important - how much it costs to buy a home in 2023. They're like detectives, breaking down all the numbers to find out the truth! You see, things have changed a lot since 2019. Back then, homes were cheaper, and it was easier to get a loan to buy one. But now, in 2023, things have gotten more expensive. Amanda and Brandon are here to help us understand why.

They dive into the rising housing rates and interest rates. What does that mean? Well, it means that buying a home costs more money. Amanda and Brandon help us figure out how much more. They explain it in simple terms so we can understand. So, if you're curious about the true cost of a home in 2023, be sure to tune in and learn from these experts!

Find this episode on Youtube:

https://youtu.be/22FLL7GjCdU?si=jHZz--dt6k2IL-XS

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In this week's exciting episode, we dive into the 2023 Charles Schwab Modern Wealth Survey. We chat about a fascinating topic – how much Americans need to feel wealthy. You see, feeling wealthy isn't just about having lots of money; it's about what makes people feel rich and content in their lives. You'll hear us break it down into simple terms, so everyone can understand.

During the show, we also explore how different generations, like GenZ, Millenials, and Boomers see wealth. It's pretty cool to learn how these different generations have unique ideas about what it means to be wealthy. And guess what? Being wealthy isn't just about how much money you have in your bank account. It's about your dreams, your goals, and what makes you happy. So, whether you're a Millenial, a Gen X-er,or a Baby Boomer, this episode will give you a fresh perspective on what it means to be truly wealthy in 2023.

Charles Schwab Modern Wealth Survey 2023:

https://content.schwab.com/web/retail/public/about-schwab/schwab_modern_wealth_survey_2023_findings.pdf

Schedule a Call With Us:

www.wealthwisdomfp.com/call

Find this episoide on YouTube:

https://youtu.be/A8jkwOYiKw8?si=LDYqeWer1TOgGGSA

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In this week's exciting episode, Brandon and Amanda team up to uncover some of the misleading information from the Federal Reserve Bank and spread by Dave Ramsey. They want to help you have real hope based on long term perspective so you can make informed decisions about your money. By debunking common misconceptions, they aim to provide you with accurate financial knowledge.

But that's not all! Brandon and Amanda have some fantastic wealth-building strategies up their sleeves. They'll show you how to break free from the cycle of debt and savings that might be holding you back. Instead, they'll guide you on a new journey toward building wealth, where you can take control of your financial future. So, get ready to learn about these powerful methods that can help you achieve your financial goals and live a more secure life.

NY Federal Reserve Blog Link:

https://libertystreeteconomics.newyorkfed.org/2023/08/credit-card-markets-head-back-to-normal-after-pandemic-pause/

Find this episode on YouTube:

https://youtu.be/Q2El4u7FY48?si=wi4hU80wh2Gcba0R

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In this week's podcast episode, Amanda and Brandon are talking about something really important called "living wages." They want to help us understand what living wages used to be a long time ago and how they are today.

Amanda and Brandon won't just talk about the past; they'll also give us some ideas on how we can make more money in our own lives today. They'll share tips and tricks to help us earn more money and have a better future. So, get ready to listen and learn about historical economic thinking about living wages and how we can make our own wages better in the modern world!

Links mentioned in the episode:

• Join the community and get deeper content about increasing income here: www.wealthwisdomfp.com/community
• Check out the article we quote by John Bates Clark here: https://www.theatlantic.com/magazine/archive/1913/09/the-minimum-wage/644996/

Find this episode on YouTube:

https://youtu.be/1OmR-Z_mv48?si=OpiwDtJNVmcuXK_t

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We are celebrating five years of making podcasts!

Look back with us at how their podcasting adventure has changed and grown over time. We share stories about the problems we faced and the cool things we achieved as we work super hard and love what we do.

We also share how doing podcasts changed us on a personal level. We show how our own growth connects to the growth of this podcast.

We want you to think about something called "The Adjacent Possible." Dr. Stuart Kauffman developed the Adjacent Possible. The concept has powerful insight into personal finance.

Do you believe the best is yet to come? Are you ready to believe that "best" might be even better than you can imagine! Listen now!!!

Schedule a call: https://www.wealthwisdomfp.com/call

Find this episode on YouTube:

https://youtu.be/AlW1Ck5qVk4?si=-apjdJjFC6rX8qsO

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In this latest podcast episode, we make a significant announcement, revealing that the release date for the podcast is shifting to Wednesdays. This adjustment demonstrates our commitment to providing consistent and valuable content to you.

By choosing Wednesdays as the new release day, we are aiming to capture a wider audience base, as mid-week releases can offer listeners an insightful and motivating boost to carry them through the remainder of the week. This change reflects our dedication to enhancing the overall podcast experience and ensuring that our listeners have a reliable source of financial wisdom to look forward to regularly.

Furthermore, we get the opportunity to explore an exciting initiative called "Wealth Wisdom Wednesdays," which has the potential to become a cornerstone of our entire circle - podcast listeners, members of the Wealth Wisdom Financial Community, our clients, and everyone.

We are creating a holistic platform that not only imparts valuable financial knowledge but also fosters a sense of camaraderie and support among members, making wealth-building an enjoyable and collaborative journey. With these developments, Wealth Wisdom Financial is poised to become an even more enriching and vibrant space for individuals seeking to improve their financial well-being.

Make sure you get all the latest updates by visiting: https://www.wealthwisdomfp.com/report.

If you're catching this right when it airs, here's the Kickstarter link to make sure you get your rewards before the office is gone for good: http://kck.st/3LfMZ2P.

Find this episode on YouTube:

https://youtu.be/fSB_DZPuEuA?si=U_GOHsCbd31Espei

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In today's episode, Amanda delves into the critical topic of setting one's sights on financial goals. She passionately discusses how having clear financial objectives serves as the cornerstone of a successful financial journey. Amanda underscores the significance of imagination in this process, highlighting how it enables us to envision and subsequently cultivate the path we want our financial lives to follow. Through vivid storytelling and practical examples, Amanda illustrates how harnessing our imaginative faculties can spark innovative ideas and inspire us to take action. This imaginative component, she reveals, is the initial step within her comprehensive five-step method for crafting a personalized financial journey.

As Amanda continues her engaging discussion, she elucidates the remaining steps of her method, building upon the foundation of imagination. She offers valuable insights into setting specific and measurable financial targets, creating actionable plans, and monitoring progress along the way. Amanda's emphasis on the importance of setting one's sights on financial goals is not just a mere motivational mantra; it's a strategic approach that empowers individuals to take control of their financial destinies. By instilling the belief that we have the ability to shape our financial futures, Amanda inspires her audience to embark on a transformative journey towards financial stability and success, one imaginative step at a time.

Get your copy of Five Smooth Stones and back our Kickstarter today! http://kck.st/3LfMZ2P

Watch this podcast on YouTube:

https://youtu.be/c8lO7lZWq0w

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Back the Money Journal here: http://kck.st/3LfMZ2P

Check out Polly's work here: https://www.horacioprinting.com/

In this week's episode, Amanda delves into an inspiring conversation with Polly Payne, the creative force behind Horacio Printing. Together, they explore the profound art of conquering limiting beliefs that can often hold us back from achieving our dreams. Polly shares her own transformative journey and how she overcame her personal hurdles to build a successful business and empower others. Listeners gain valuable insights into the psychology of self-imposed limitations and the practical steps one can take to break free from them.

Furthermore, Amanda and Polly provide an exclusive behind-the-scenes look into the development of Amanda's latest project, the Money Journal titled "Five Smooth Stones." This collaboration unveils the creative process, the motivation behind the journal's inception, and the unique features designed to help individuals attain financial empowerment. As they discuss the journal's creation, listeners gain an understanding of how vision and dedication can manifest into tangible tools that guide people toward their financial goals. This episode serves as a powerful reminder that with the right mindset and strategies, anyone can transform their aspirations into a remarkable reality.

Watch the full episode on our YouTube Channel:

https://www.youtube.com/watch?v=LD0pqtFrsgU

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This week, Amanda delves into a captivating discussion that draws striking parallels between the ancient tale of David and Goliath and their relevance in today's modern world. She skillfully weaves together the timeless narrative of this classic story with contemporary issues, shedding light on their unexpected connections. Through her exploration, Amanda masterfully demonstrates how the enduring themes from this legendary account continue to resonate in our daily lives, offering valuable insights and lessons.

This intriguing analysis serves as the cornerstone for Amanda's highly anticipated project, the Money Journal, titled "Five Smooth Stones." In this forthcoming journal, Amanda will further elaborate on the application of these enduring methods and principles to manage finances effectively. By bridging the gap between ancient wisdom and present-day financial challenges, Amanda's work promises to empower individuals with the tools they need to navigate the complexities of money management. Be sure to tune in and embark on this enlightening journey with Amanda as she uncovers the hidden treasures within these timeless tales.

LINK TO OUR MONEY JOURNAL:

https://www.wealthwisdomfp.com/shop

https://www.kickstarter.com/projects/amandaneely/five-smooth-stones-a-financial-centering-journal

LINK TO OUR YOUTUBE PODCAST:

https://youtu.be/ZwTTo8-llGQ

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In this week's episode, Amanda delves into the intriguing topic of what individuals typically do when they receive their hard-earned money. She provides valuable insights into the fascinating journey our finances embark on once that paycheck or windfall lands in our accounts. Amanda goes a step further, shedding light on the profound connection between our financial choices and our underlying values, emphasizing that where we allocate our money is a direct reflection of what truly matters to us.

Moreover, Amanda thoughtfully explores the dichotomy between being controlled by money and achieving financial freedom. She articulates the significance of breaking free from the shackles of financial constraints and finding a path towards empowerment in managing one's finances.

As the episode draws to a close, Amanda captivates her audience with an exciting revelation: the launch of her highly anticipated money journal. She leaves no detail unturned as she paints a vivid picture of where listeners can access this invaluable resource and when they can expect its release, leaving her audience eagerly anticipating the next chapter in their financial journey.

Become a backer by simply pledging on launch day! In exchange you will get one of our first edition money book/journals. The early bird rewards will be amazing so set your alarm! Join the VIP list and get in line for the "door busters" at this link

https://zfrmz.com/lS5xFoWAlIwoFsal2idE

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In the latest episode of this week's engaging podcast, Amanda delves into the intricacies of utilizing leverage judiciously within the context of a dynamic real estate market shift. With her insightful analysis, she sheds light on the profound impacts of swift interest rate hikes on the intricate tapestry of the real estate landscape. By delving into these effects, listeners gain a deeper understanding of the multifaceted implications that reverberate across the market.
As Amanda articulates, one of the prominent repercussions stemming from rapid interest rate escalation is the dwindling housing affordability. Escalating rates translate to higher mortgage costs, rendering homeownership a more elusive dream for many aspiring buyers. This, in turn, exerts a dampening effect on the demand for homes, leading to the subsequent deceleration of home sales. Concurrently, the discussion explores the phenomenon of price corrections, where the exuberance of the market encounters a reality check, prompting a potential reevaluation of property valuations in response to altered financing dynamics.

Not to leave you with only warnings, Amanda also shares ways to use other people's money wisely so that real estate investors don't end up overleveraged and filing bankruptcy. Listen now to make the next market shift an opportunity rather than a nightmare!

Links mentioned in the episode:
- Join the Wealth Wisdom Financial Community to get more detailed about debt-to-equity and liquidity ratios:

https://wealthwisdom.mn.co/

• Get early access to our September project here:

https://bit.ly/WWFPVIP

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In the latest episode, Brandon and Amanda delve into a captivating discussion centered around the multifaceted strategies for crafting generational wealth through the realm of real estate. With a wealth of insights at their fingertips, they unravel the intricate tapestry of tactics that individuals can employ to establish a lasting legacy of financial prosperity. From astute property investments to the art of property flipping and rental income streams, the hosts articulate a comprehensive panorama of opportunities that empower listeners to navigate the dynamic landscape of real estate with acumen and foresight.

However, as the conversation unfolds, a note of caution emerges, emphasizing the vulnerability of this potential wealth reservoir. Brandon and Amanda thoughtfully expound on the inherent risks that can undermine the realization of generational wealth, including market fluctuations, regulatory changes, and unforeseen economic downturns. Their dialogue underscores the necessity of informed decision-making, ongoing education, and adaptive strategies to safeguard the foundation of prosperity that real estate endeavors can lay. Moreover, the hosts take a thought-provoking detour into the realm of taxation, shedding light on the common tax advantages that echo within real estate circles. They decode the intricate web of tax deductions, credits, and strategies that real estate investors can leverage to optimize their financial outcomes and fortify the viability of their generational wealth aspirations. In this latest episode, Brandon and Amanda seamlessly blend visionary insights with pragmatic guidance, leaving their audience both inspired and equipped to navigate the intricate path toward building and preserving wealth through real estate.

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Step into the world of real estate and mortgages as Amanda and Brandon extend a warm invitation to their latest guest on the show, Matt Shanlian, the Vice President of Cross Country Mortgage. In this enlightening episode, listeners are in for a treat as they delve into the intricacies of the real estate market and the art of securing mortgages. With an engaging narrative, Amanda and Brandon recount their personal experiences of collaborating with Matt and his proficient team. From navigating the labyrinth of paperwork to finding the perfect mortgage, Matt's expertise proved instrumental in shaping Amanda and Brandon's real estate ventures.

Matt's wealth of knowledge and invaluable guidance shine through as he unravels the mystique behind his successful career in the mortgage industry. His profound insights not only shed light on the dynamic landscape of real estate but also underscore the significance of establishing strong partnerships in achieving one's property aspirations. As the episode unfolds, listeners are encouraged to embark on their own journeys, armed with newfound understanding and the assurance that Matt and his team are poised to guide them every step of the way. Whether it's the dream of owning a cozy suburban home or venturing into lucrative investment properties, Amanda and Brandon's conversation with Matt Shanlian unveils a realm of possibilities, leaving audiences inspired and empowered to forge ahead in their own real estate endeavors.

Contact Matt:

matthew.shanlian@ccm.com

(866) 888 - 7902

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Join Amanda and Brandon this week as they delve deeper into their passion for real estate investors and the many reasons why they love this field. Real estate offers a unique opportunity to diversify one's investment portfolio, providing a tangible and potentially lucrative alternative to traditional stocks and bonds. By having a mix of assets, investors can mitigate risks and capitalize on various market conditions.

In their discussion, they also emphasize the significant tax advantages available to real estate investors. Amanda and Brandon discuss how networking and collaboration with like-minded individuals can lead to valuable insights, partnerships, and deal opportunities. The sense of camaraderie and support in this community sets it apart and makes the journey of real estate investing even more rewarding and enjoyable.

Don't forget to schedule a call with us for more information!

https://www.wealthwisdomfp.com/call

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In their insightful conversation this week, Amanda and Brandon delve into the topic of when the ideal moment is to embark on the Bank On Yourself® journey. With remarkable clarity, they dissect and analyze various stages of life, demonstrating that regardless of one's circumstances, there could be strategies to suit individual needs. Whether just starting out in the working world, raising a family, or planning for retirement, the duo emphasizes that Bank On Yourself® is a versatile and adaptable financial strategy that could accommodate all walks of life.

Throughout their discussion, Amanda and Brandon underscore the significance of this innovative approach to financial planning, which revolves around a properly-designed whole life insurance policy. They dispel the notion that Bank On Yourself® is exclusively reserved for certain demographics or age groups, showcasing how anyone, irrespective of their current life stage, could harness the power of this method. With unwavering conviction, Amanda and Brandon convey the importance of exploring this path early on in life to reap the maximum benefits of financial security and growth, but they also stress that it is never too late to commence the journey towards a more stable and prosperous future.

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Whether you want your car to run better, you want to be in better health, or you want to improve your money journey, working with a solid professional is crucial. The wrong pro could cost you lots of money and might even do more harm than good.

For those who explore Bank On Yourself®, it's essential to work with a reputable and knowledgeable financial professional who can guide you through the process and help you make informed decisions. As the financial landscape can change over time, it's advisable to seek up-to-date information and consult with pros who are well-versed in the current financial products and services available.

Discover how to tell you're working with a true professional AND more about the life insurance companies who work best with the Bank On Yourself concept. Amanda reveals the details in a fun way in today's episode. Listen now!

If you'd prefer to watch, this episode is also available on YouTube:

https://youtu.be/IYFzaeT46WI

Mark's Episode:

https://nyafinancialpodcast.com/episode-235-top-10-episodes-why-work-with-a-bank-on-yourself-professional-ep-159/

Free Report:

https://www.bankonyourself.com/findoutmorenow?wp_src=AN79

Schedule a Call With Us:

https://www.wealthwisdomfp.com/cal

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Bank On Yourself® is a financial strategy utilized by individuals who seek to take control of their finances and build long-term wealth. It is popular among individuals who value financial security and want to break free from the constraints of traditional banking and investing methods. Those who use Bank On Yourself® often prioritize financial stability, independence, and the ability to plan for their future with confidence.

Typically, Bank On Yourself® is embraced by individuals from various walks of life, including professionals, entrepreneurs, and families. Business owners and self-employed individuals often appreciate the flexibility and control offered by this strategy, as it allows them to accumulate cash value that can be accessed for business needs or emergencies. Families, on the other hand, find Bank On Yourself® appealing for its ability to provide a secure financial foundation and a reliable means of funding major life events such as education expenses, home purchases, or retirement.

Top 5 characteristics we believe most Bank On Yourself Revolutionaries have:

1. Personal responsibility
2. Care for family and community
3. Enjoy saving money
4. Value flexibility
5. Prefer certainty

Check out the episode from October 2020 "Buy term invest the difference" the origin story: https://youtu.be/Tb_6sG9usHM

Free Report:

https://www.bankonyourself.com/findoutmorenow?wp_src=AN79

Schedule a Call With Us:

https://www.wealthwisdomfp.com/call

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In this episode, Brandon and Amanda delve into what is Bank On Yourself® and how it has impacted their lives.

You may have heard the benefits: (1) Bank On Yourself is a financial strategy that aims to empower individuals by providing them with a secure and predictable way to grow their wealth. Through this approach, individuals essentially become their own bankers, utilizing specially designed whole life insurance policies as a means of building a solid financial foundation.

(2) By adopting the Bank On Yourself strategy, individuals can enjoy a range of advantages. They have the opportunity to achieve financial independence and freedom, as well as gain control over their finances. This strategy allows individuals to grow their wealth consistently over time, even during market downturns, by taking advantage of the policy's cash value growth.

(3) Moreover, Bank On Yourself provides individuals with access to funds for various purposes, such as education, purchasing a home, or starting a business, through policy loans.

Join Brandon and Amanda as they share some of the often unsung benefits of Bank On Yourself that extend way beyond what actually happens in the properly-designed policy!

What Is Bank On Yourself®?: https://www.bankonyourself.com/what-is-bank-on-yourself

Free Report: https://www.bankonyourself.com/findoutmorenow?wp_src=AN79 Schedule a

Call With Us: https://www.wealthwisdomfp.com/call

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You might know Amanda as a Bank On Yourself® Professional. Did you know Amanda is also a CERTIFIED FINANCIAL PLANNER™ professional???

Combining the roles of a Bank On Yourself® Professional and the knowledge she has as CERTIFIED FINANCIAL PLANNER™ professional, offers Amanda a powerful synergy in the financial world.

It not only equips her with the expertise to implement the Bank On Yourself® strategy for wealth-building, but also empowers her to guide clients through the comprehensive financial planning process, encompassing goal definition, plan development, and personalized strategies.

Join Amanda this week as she unravels the interconnectedness of these roles, shedding light on the art of financial planning and the unique qualities that make CERTIFIED FINANCIAL PLANNER™ professionals and Bank On Yourself® Professionals stand out among their peers.

Schedule a call with Amanda here:

wealthwisdomfp.com/call

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Welcome to this week's podcast episode where we delve into the world of financial planning and explore Amanda's expert tips and tricks for effectively shaping your financial future.

Gone are the days of haphazardly throwing your finances at the wall and hoping for the best. With Amanda's guidance, you'll discover actionable strategies to bring your finances onto the plate, paving the way for a more secure and prosperous future.

Get ready to take control of your financial destiny!

After listening make to schedule a call with Amanda:

wealthwisdomfp.com/call

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In this episode, we delve into the unexpected connections between finance and cooking, unraveling the fascinating parallels between these seemingly unrelated domains.

Fasten your seat-belts as we uncover the secrets behind spicing up your financial skills.

Much like a seasoned chef expertly orchestrates ingredients, we extend a warm invitation for you to craft a carefully curated portfolio that not only satisfies your financial appetite but also tantalizes your taste buds.

Ready to collaboratively engage with money?

Click to get Amanda's signature financial recipe:

https://www.wealthwisdomfp.com/community

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You know the runner's high? What if you could have the same with money? What if you could end a bookkeeping session with a cascade of feel-good chemicals, including endorphins, dopamine, and serotonin?

Join us in this episode where Amanda spills the beans on 5 insights she learned about becoming a successful runner that might help you build wealth well.

Wealth building is a marathon. Amanda's tips are all about building endurance for your journey.

Do you get in the state of flow when you're budgeting? Don't miss Amanda's easy tip to enjoy engaging with finances.

Links Mentioned in the Episode

• Don't forget to grab your copy of the game-changing STILL Method Playbook here: https://www.wealthwisdomfp.com/still
• Check out the running app that keeps Amanda on track: https://www.jeffgalloway.com/

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Ready to escape the rollercoaster of variable income?

We've lived with a variable income since 2011. Find out how we learned to reduce the anxiety an unpredictable income can produce in 2016 and then how we upgraded it again in 2019.

Seriously, we hope what we share saves you the years of stress we endured due to income going up and down. 

Imagine a future free from the constant worry of fluctuating income. What if all it took was a simple formula and a check-in every 6 months?

Listen now to discover our proven income stability formula. Tune in and determine if and how this might help you gain more control over your own income!

Links mentioned in the episode:

• Implement Profit First in 12 Easy Steps at https://www.wealthwisdomfp.com/profit
• Watch Wendy Suzuki's TED Talks here: https://www.ted.com/speakers/wendy_suzuki and check out her book here: https://www.wendysuzuki.com/good-anxiety

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How you prepare your money for your next big deal could help you make more money on that deal or save money that would've gone to others. Don't leave money on the table! Seize the opportunity to keep more of your hard earned cash.

In today's podcast episode, Amanda shares 3 strategies to prepare financially for that next game-changing deal and 1 financial tool we personally use to cover all 3. It's all inspired by a triumphant deal we did last year where we needed to come up with $200,000 in 90 days in order to make or save 3 times that amount by doing the deal.

Listen in for the juicy details and start imagining how you can implement our techniques and see your own endeavors flourish. Then let us know you big takeaway for how you'll better prepare for the next deal that comes your way. Comment over on YouTube here: https://youtu.be/PuAQv05RxmA 

Finally, learn more and confirm if Bank On Yourself is right for you and your next deal in an quick 15-minute Discovery Call available at https://www.wealthwisdomfp.com/call. It's time to seize control of your financial destiny and ensure your next deal is a resounding success.

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Sometimes it's the deals you don't make that make all the difference in the world.

Today, we have 5 skills to get better at deal making and knowing when to stay in the deal and more importantly sometimes when to walk away from the negotiations.

Listen to the full song for a great lesson about walking away with Johnny Cash: https://youtu.be/7hx4gdlfamo

▶︎▶︎▶︎ Check out Curb the Chaos: A 5-Day Financial Centering Journey for FREE here: https://wealthwisdom.mn.co/share/JaEmG-buxF-d-DUG?utm_source=manual

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Join us in this thought-provoking and informative episode as we delve into the timeless concept of the Golden Rule. Is it still relevant in today's fast-paced and ever-changing world? Or does it require a re-thinking to adapt to modern times?

In addition to exploring the Golden Rule's broader implications, we'll take a closer look at its application in the world of finance and business. What is the Golden Rule of money, and how can it help you make more profitable deals?

But that's not all! We share practical tips and strategies to help you prepare for your next deal, even before you know what it is. Whether you're an experienced entrepreneur or just starting out, this episode is sure to provide valuable insights and actionable advice to help you succeed in today's competitive marketplace.

So join us for this exciting episode and discover how the Golden Rule can be a powerful tool in your quest for financial success!

If you're ready to take your deals to the next level, don't wait any longer. Schedule a Discovery Call with us today to learn more about how we can help you apply the Golden Rule of money and prepare for your next profitable deal. Our team of experts is standing by to answer your questions and provide personalized guidance to help you achieve your goals. So take the first step towards success and schedule your Discovery Call now. We can't wait to hear from you! Here's the link: https://www.wealthwisdomfp.com/call!

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Even our 4 year old is trying to master deal making when it comes to how much of his dinner he needs to finish.

Deal making is critical throughout life but especially in business and real estate.

Listen to this episode to learn 2 key ingredients to help make sure your next deal doesn't turn sour.

We share why deal making is important. Then, we give the mic over to Chris Prefontaine a master deal maker to join in learning from a wise and successful negotiator.

Be sure to check out these links for more to get unstuck & master your next deal:

▶︎ Watch the full interview here: https://youtu.be/ZIp3oj0K7JI

▶︎ Get the books here: http://wickedsmartbooks.com/wisdom/

▶︎ Get unfrozen and take a step on your financial journey: https://www.wealthwisdomfp.com/call

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Comment on the YouTube version here: https://youtu.be/7nSOXjxv7ds

Ever hear the parable of the 3 bricklayers? The story goes like this:

Three bricklayers were working on a construction site. A passerby asked each one of them what they were doing.

The first bricklayer replied, "I am laying bricks."

The second bricklayer said, "I am building a church."

The third bricklayer, with a big smile on his face, said, "I am building a house for God."

The story demonstrates how each of the bricklayers saw their work differently. The first bricklayer saw it as a job, the second saw it as a career, while the third saw it as a calling - a meaningful contribution to something greater than himself.

We might not be able to help you find your calling. We do have some unconventional tips for finding a quality career.

Don't forget to ask lots of questions before moving from one company to another.

Pro Tip: Wealth Wisdom Financial is hiring for those interested in a career in the financial services industry. Apply at https://www.wealthwisdomfp.com/careers.

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Are you tired of hiring the wrong person for the job?

Tired of having to switch jobs because what you thought was the perfect fit ... wasn't?

In this episode of the Wealth Wisdom Financial Podcast, we share our top guidelines for hiring.

Whether you're a business owner looking to hire or a job seeker hoping to land the perfect position, you won't want to miss this.

We discuss auditioning rather than interviewing, creating a culture of personal development, and being clear on who you will not work well with.

So, let's get started and discover how to hire the perfect person for your company.

Pay it forward and share this episode with anyone you know who's hiring ... your choice if you want to share it with someone who hired you when they shouldn't have!

Links mentioned in the episode:

• We're hiring! Find out more here: https://www.wealthwisdomfp.com/careers
• Join the community to gain access to the discussions around hiring this coming week! https://www.wealthwisdomfp.com/community

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Are you thinking of jumping into the financial industry? Trying to find your niche as a financial professional?

Maybe you're simply wondering what's it really like to be a financial advisor.

Check out this episode for an inside peak. Discover the difference between a financial advisor and other financial professionals. 

We also share one of the greatest temptations financial advisors face. Can you resist the temptation?

Links mentioned in the episode

• We're hiring! Find out more here: https://www.wealthwisdomfp.com/careers

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Most people have heard of Bernie Madoff. Netflix even released a docuseries this year called, "Madoff: The Monster of Wall Street."

Have you ever heard of Burton Malkiel? He's not likely to get a Netflix special but his book "A Random Walk Down Wall Street" teaches us an important lesson about financial advisors. The book is celebrating his 50th anniversary since original publishing.

Many Americans haven't learned Burton's lessons yet. Some might be repeating the same story as Bernie's victims.

What does Warren Buffet have to say about whether you should hire a financial advisor or not?

We get into it in today's episode and reveal what we believe is the biggest myth in the financial industry!

Links mentioned in the show:

• Find out what it's like to talk with a Financial Ally by scheduling a Discovery Call here: https://www.wealthwisdomfp.com/call
• Learn more about how to become a Financial Ally here: https://www.wealthwisdomfp.com/careers
• Check out Warren Buffet's views on financial advisors here: https://buffett.cnbc.com/video/2022/05/02/buffett-would-bet-on-monkeys-throwing-darts-to-outperform-financial-advisers.html

Want to see our awesome visuals??? Have a comment you'd like to share??? Check out the YouTube version here: https://youtu.be/9LvMcIAmves

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Get into the 5-day Financial Centering Journey NOW: https://wealthwisdom.mn.co/share/JaEmG-buxF-d-DUG?utm_source=manual

Attention high achievers who want to take more control over their day-to-day finances.

You're about to discover the secrets of how to find financial calm without the pain of spending hours playing with numbers or creating more stress.

Hi, my name is Amanda Neely and I'd like to invite you to attend a very special 5-Day Financial Centering Journey titled:

Curb The CHAOS!

In this 5-day training, you'll discover the answers every busy adult needs to know, including: • Why most people start on the wrong end of financial matters. • The top elements for budgeting to feel expansive rather than restrictive. • How to quickly tell if you're "doing it right.” • What specific actions will help you see results quickly (and which won't). • What does it look like to create lasting change rather than repeat the same cycles.

So, if you're serious about wanting to take more control over your day-to-day finances without spending hours playing with numbers or creating more stress, register now for this special event that will show you exactly how to find financial calm.

Register Now: https://wealthwisdom.mn.co/share/JaEmG-buxF-d-DUG?utm_source=manual

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If you had to make an extra $100 by next Friday, could you?

It's easier than ever before in history to say "yes" to that question.

Find out what we mean in today's episode.

Plus, we'll give you 3 ways to turn that insight into making more and more money as you continue on your journey.

As mentioned in the episode:

▶︎ Join the Wealth Wisdom Financial Community as a Premium member here: https://www.wealthwisdomfp.com/community

▶︎ Links to other Make More Money Episodes:

• Quiet Quit Trying to Make More Money = https://youtu.be/4Q6Jm7SwZyc
• Should You Focus on Making or Keeping Money? = https://youtu.be/z5q6LMDFqgY
• Does Money Manifesting Work = https://youtu.be/0MaQU6izDZg
• Why It's Hard to Make More Money = https://youtu.be/eAcP8mcIRgk

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Do you dream of being your own boss and leaving your workplace for good?

Many think it's going to be easy to replace their w-2 income. Those who make a serious attempt often find out that it's harder than they realized. Including us!

In today's episode, we break down why that's often true and more importantly what you could do about it NOW before you put in your 2-weeks notice.

That is, if you end up quitting the w-2. Funny enough, you might discover that you don't really need to or it looks differently than you thought.

Ready for the freedom of generating your own income rather than relying on a J.O.B.??? Listen now!

Then, schedule a simple 15-minute phone call at https://www.wealthwisdomfp.com/

***Watch the YouTube version of the podcast here: https://youtu.be/eAcP8mcIRgk

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Some of the GOATs (Greatest Of All Time) in the sports report visualization as one of their "secrets" of greatness.

Does manifestation and visualization have a place in your wealth building journey? If so, how does it benefit you? Could it be harmful or helpful to your financial relationships?

What if you don't like to sit still and meditate or visualize? Are there more active ways to do manifestation?

We dig into all these questions and more in this episode. Plus, listen all the way to the end for a special bonus tip!

Don't forget to take the next step and share this episode. Then get our STILL Method Playbook at https://www.wealthwisdomfp.com/still

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Take the first step and schedule a call with us at wealthwisdomfp.com.

Quick. Call the coin flip. Heads or Tails?

Heads: Focus on making more money. You can't cut your way to wealth. Just make more and more money and everything will work out.

Tails: Parkinson's Law means that every penny you earn will get spent if you don't be proactive with shifting your focus to keeping more money.

Feel like a coin flying through the air, one nanosecond on heads and the next on tails???

Despite their vileness, banks have this one figured out!

And we reveal their secrets in this episode so that you can finally pick a side - heads or tails - make more or keep more.

Show highlights include:

• How do banks really make money?
• How do banks keep your money?
• Could you reclaim the banking function in your life and business?

Links mentioned in the episode:

• https://youtu.be/XT36mVZSO5s Secrets to the Most Profitable Businesses
• https://youtu.be/Vqst3KfyoSo Why I Don't Save My Money in a Savings Account (and Where I Save Instead)
• https://youtube.com/playlist?list=PL-TdbcVNkUZgbLJYfD5lkstKweQYjHyGq The Playlist we reference

Sources:

• Andrew Lewis: https://www.metafilter.com/95152/Userdriven-discontent#3256046
• Richard Serra and Carlota Fay Schoolman: https://web.archive.org/web/20180816160913/http://www2.nau.edu/~d-ctel/mediaPlayer/artPlayer/courses/ART300/pov1_ch1/transcript.htm
• https://fred.stlouisfed.org/series/W537RC1A027NBEA

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► Do you agree we need more content like this in the world? Then, please share this episode on your socials. 🙏🙏🙏

You know how w-2 employees around the world are "quiet quitting" and prioritizing who they are over what they do for a living?

What could quiet quitting look like for the entrepreneur, business owner, real estate investor, side hustler, or anyone who feels backed into a corner with no way out?

In this episode, Amanda goes solo to share a personal story of when she quiet quit on trying to make more money and how it changed her WHOLE LIFE.

Trigger warning: Amanda gets very real. Listen with headphones if you've got littles or sensitive folks around.

Show Highlights:

► How do you tell it's time to quiet quit?

► What's the most powerful question you can ask when you feel like there's no way out?

► What would it look like to check-in and care for those in your life you think might need to quiet quit?

Source links:

► Scientific American https://www.scientificamerican.com/article/the-origins-of-suicidal-brains/#:~:text=The%20most%20common%20pathway%20to,abundant%20neurotransmitters%20in%20the%20brain

► Harvard Health https://www.health.harvard.edu/mind-and-mood/what-causes-depression

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Have you ever played a game of Hungry Hungry Hippos?

Sure, it’s a fun game, but it can be quite frustrating, especially when you’re up against more experienced players!

Plus, it can be stressful and worrisome to feel like you aren’t taking in enough marbles.

Guess what?

The same can be true of your wealth-building adventure!

This week, we not only share how to succeed in your wealth building journey, we also reveal 5 drags you should factor into your plan!

Listen now!

SHOW HIGHLIGHTS:

• How wealth building is like a game of Hungry Hungry Hippos (0:00)
• 5 drags that could make it much harder to build your wealth (3:20)
• What kinds of financial strategies work against these drags? (13:12)

LINKS MENTIONED IN THE SHOW:

• Keep more of your money! Schedule a Discovery Call at wealthwisdomfp.com/call
• Join our Wealth Wisdom Financial Community for more content and resources to help you succeed on your wealth-building journey: wealthwisdomfp.com/community

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Let’s face it: talking about money can be uncomfortable and awkward.

It’s often necessary, though, like in a marriage!

Whether opposites attract or you and your partner think alike, it is important to discuss finances and financial strategies.

This week, we tackle the topics of money and marriage, and reveal how to have productive money talks!

It’s time to talk money, so listen now to learn how!

SHOW HIGHLIGHTS:

• How to approach money talks, no matter how similar or different your money mindsets and practices are from your partner’s (2:30)
• Real-life examples of how to overcome differences in mindsets and practices (4:24)
• Tips to resolving “irreconcilable differences” (10:09)

LINKS MENTIONED IN THE SHOW:

• Get a 3rd Party into your Money Talks! Schedule a Discovery Call at https://www.wealthwisdomfp.com/call

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Like in Vegas, where it is seemingly impossible to beat the dealer, it may seem impossible to beat an efficient market!

We have some important news: it IS possible to beat an efficient market!

This week, we share how you can:

• become SUCCESSFUL as an investor,
• BEAT an efficient market, and
• PRIORITIZE your personal development as you build wealth!

Don't wait, listen now!

SHOW HIGHLIGHTS:

• Introduction (0:00)
• Tips to being successful as an investor and beating an efficient market (2:52)
• Some points to consider before investing (8:43)

LINKS MENTIONED IN THE SHOW:

• Schedule a Discovery Call at https://www.wealthwisdomfp.com/call

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Most of us have been led to believe that budgeting is the best way to engage with and manage our money.

But is budgeting a complete waste of time?

Is it keeping you from truly being efficient and productive with your money?

This week, discover the truth about budgeting and find out our 3 solutions to help you better manage your cash flow!

Ready to prioritize your passions, become more efficient, AND save your money WITHOUT wasting your time? Listen now!

SHOW HIGHLIGHTS:

• Is “saving time” a myth? (0:55)
• 3 transformative ideas to make the most of your time and money (2:51)
• A counter-argument to consider (8:56)

LINKS MENTIONED IN THE SHOW:

• Get our STILL Method Playbook here: https://www.wealthwisdomfp.com/still
• Schedule a Discovery Call at https://www.wealthwisdomfp.com/call

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What fads have you taken part in, from fashion trends to fad diets to financial fads?

When planning for your future, would you rather rely on a fleeting craze or a time-tested financial strategy?

This week, we share another alternative to the 401(k) that is thousands of years old and MORE than just a retirement savings plan!

Ready to ditch the fads and discover this long-lasting alternative? Listen now!

SHOW HIGHLIGHTS:

• The most surprising thing about the aging trends (3:07)
• The #1 factor that impacts someone's ability to have a positive health environment (4:36)
• The retirement alternative that has been around for thousands of years (7.43)
• Several criticisms of this alternative to consider (8.28)

LINKS MENTIONED IN THE SHOW:

• Schedule a Discovery Call at https://www.wealthwisdomfp.com/call
• Get a FREE consumer guide to annuities to start learning if and how one fits into your financial strategies: https://www.bankonyourself.com/guaranteed-lifetime-income-consumer-guide?wp_src=AN79A&srcp

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Would you rather save for retirement or enjoy life now? We believe you shouldn’t have to choose one or the other!

You shouldn’t have to sacrifice your happiness today in order to prepare for tomorrow, but you also shouldn’t sacrifice security in the future in order to live your life today.

Last week, we shared why we should NOT invest into a 401(k), and this week we have an alternative for you to consider, whether or not you plan to retire!

Ready to discover how to save for the future AND enjoy life now? Watch now!

SHOW HIGHLIGHTS:

• 4 clues to describe a 401(k) alternative that allows you to plan for the future AND enjoy life today (3.57)
• The answer revealed, plus a bonus 5th attribute (6.46)
• Some cons you should consider before choosing this alternative (8.15)

LINKS MENTIONED IN THE SHOW:

• Schedule a Discovery Call at wealthwisdomfp.com/call
• Check out our Unofficial Guide to Bank On Yourself® here: wealthwisdomfp.com/boy

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Do you have a 401(k)?

Many do!

But did you know that the 401(k) was created accidentally?

Were you aware that one of the first people to establish a 401(k) later called it “a monster” that should be “blown up”?

Unfortunately, many people blindly follow the paths set by financial gurus, trusting and believing in the benefits without really considering the cons!

That’s why, in today’s episode, we discuss several objections to 401(k)s that may just change how you think about them!

Listen now!

SHOW HIGHLIGHTS:

• Shocking historical facts about 401(k)s (3.11)
• The 3 biggest objections to 401(k)s you should consider (6.44)
• Some 401(k) benefits to keep in mind (10.38)

LINKS MENTIONED IN THE SHOW:

• Schedule a Discovery Call at wealthwisdomfp.com/call
• Read more about the history of the 401(k) here: https://www.marketwatch.com/story/the-inventor-of-the-401k-says-he-created-a-monster-2016-05-16

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Many of us are led to believe that retirement is something that has to wait until we reach our 60s.

What if we told you that we have a DIFFERENT definition of “retirement” that meant you didn’t have to wait to enjoy your life?

Who wouldn’t want to plan for the future but also start living the life of your dreams today?!

Ready to redefine retirement?

Then watch now to discover how redefining “retirement” can EMPOWER you and help you enjoy your life now AND later!

SHOW HIGHLIGHTS:

• How we redefine “retirement” so you can take control of your future AND present (3.41)
• Counter-arguments to consider (4.35)
• How useful is retirement planning (according to a 2022 survey) (10.15)

LINKS MENTIONED IN THE SHOW:

• Schedule a complimentary Discovery Call at wealthwisdomfp.com/call
• Source: https://www.schroders.com/en/us/defined-contribution/dc/retirement-readiness-2022/

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Financial strategies are like links in a chain: 

If you take on too much risk, one weak link can turn your business into dust. 

Luckily, using multiple financial strategies together doesn't have to be complicated to build a successful business. 

If you want a business that continues to grow, even in times like these when the economy is going through a recession, then pay attention. 

In this episode, we share three revolutionary financial strategies that ensure you always have enough money to cover expenses, so you can continue to grow your business no matter what the economy is doing. 

Listen now.

Show Highlights Include:

• Why having two businesses at the same time sets you up for failure with both (8:30)
• One underrated financial strategy to get stable returns regardless of how the market is doing (9:29)
• A little-known software that helps business owners reduce unnecessary spending (11:14)
• How the “Profit First” strategy helps you pay yourself first (without sacrificing your money for taxes and business expenses) (13:57)

Schedule a Discovery Call with us here: http://www.wealthwisdomfp.com/call. 

Check out the Wealth Wisdom Financial Community at https://www.wealthwisdomfp.com/community

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The financial industry is ripe with bullies and bullying.

There's always someone out there trying to coerce and force you into investments that aren’t right for you.

That is why you must be aware of the common pitfalls of term insurances and learn more about Bank On Yourself policies to protect your hard-earned money.

In today's episode, Amanda and I share the 4 common criticisms people have about Bank On Yourself and how it compares to other popular investments strategies on the market.

Listen now!

Show Highlights Include:

• What you need to do if a financial professional tries to force you into an investment (4:23)
• Why you make more money with the Bank On Yourself System even if your average rate of return is lower than your other investments (6:01)
• Why you’re losing thousands of dollars long-term in the stock market (and how you can prevent that) (8:08)
• The “death benefit” trap that term insurances use to charge you premiums while not giving you a single penny in return (and how you can avoid that) (11:29)

• 1 surprising reason why 99% of all term policies never pay out a claim (13:41)

Schedule a Discovery Call with us here: http://www.wealthwisdomfp.com/call.

Our last episode “What is Bank On Yourself and Infinite Banking?” https://youtu.be/uMIPTFC5qBE.

How to get an 8% average rate of return and still lose money: https://youtu.be/skQiiKjLPWA.

Check out “What’s more important than life insurance?” here: https://youtu.be/Fqh-8rvj7pY.

Check out the truth behind no-fee investment accounts in this episode: https://youtu.be/CTInqCvBGlU.

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What comes to your mind when you think about flexible investments that you can use to fund your business or purchases like cars?

Mutual funds? Bonds? Stocks?

What if I told you there's a better, more underrated alternative. One that banks and governments have been using for hundreds of years. Dating all the way back to the Roman Empire.

Something that most are aware of but don't know how powerful it is…

I'm talking about life insurance. Exactly. The very same Life Insurance that you've probably heard about a million times. Something that's often skipped in popular financial books.

In this episode, we will share with you exactly why life insurance is the powerhouse of investments that banks and governments rely on as their foundation, and how you can take advantage of it to grow your business or private expenses.

Show Highlights Include:

• How Life Insurance started almost 2,000 years ago in the Roman Era (3:59)
• 4 key criteria to look for in a life insurance company for Bank On Yourself (19:38)

• 1 reason why life insurance is the most powerful asset that banks rely on (Knowing this will help you make better investment decisions) (23:14)

• How to build a stable financial foundation to buy a car or finance your child’s college fund as a middle-class American (24:45)

Watch the 1st 4 minutes of The Big Short here: https://youtu.be/psCF_AHuLM4.

Learn more about Bank On Yourself here: https://www.bankonyourself.com/what-infinite-banking-nelson-nash-missed.html and https://www.bankonyourself.com/shop/the-bank-on-yourself-revolution-paperback.

Schedule a Discovery Call with us here: http://www.wealthwisdomfp.com/call.

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Ability is the most essential thing needed to get ahead. Right? Wrong!

In fact, confidence is far more important than ability when it comes to growth.

Someone can have all the high-value skills in the world, but if they have low self-esteem and are not confident in their own abilities, they’ll likely fail before they even start!

That is why, now more than ever, it is more important that you learn how to build your own confidence so that you don’t limit your own growth.

In today’s episode, you’ll discover practical tips to build financial confidence and supercharge your growth — even if you suck at numbers, never learn accounting lingo, and continue to hate meetings with your accountant.

Listen now!

Show Highlights Include:

• The 2 traits you need to become a billionaire by age 50 (Not having any of them means your growth is bottlenecked…) (6:31)
• The “Saturday Night Live” affirmation tactic you need to use to get people to like you for being you (This helps you bring out your natural inner confidence…) (9:18)
• How thinking positively and nodding your head can help you make better money decisions (10:18)
• 2 ways in which the “Self-Validation Theory” can be used by external forces to manipulate your confidence. (Being mindful of it can save you in the long run) (12:21)
• The “obscure thought” pattern most people are unaware of that keeps them broke (13:17)

• 1 technique you need to use to get quality work done in less time (16:46)

Get "Implement Profit First in 12 Easy Steps" here: https://www.wealthwisdomfp.com/profit.

Dr. Petty's Ted Talk: https://youtu.be/cKu-32iyHs0.

Our last episode, "Can Profit First Help Build Wealth?": https://youtu.be/YzAPNrEbZBo.

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You have been lied to. The conventional definition of profit is wrong.

Why?

A lot of businesses reinvest all of their revenue back into the business. On the surface, this sounds like a great idea. But what’s the point of receiving a lump sum payment at the ripe old age of 65 — when life, your kids, and your youth has passed you by?

You deprive yourself of your younger years, wasting thousands of hours of your finite time. And once you finally have the millions of dollars — and lost thousands of hours — you’re too old to use it.

On today’s episode, you’ll discover a radically different and controversial approach to the word profit — which unlocks massive wealth faster than the standard drivel you’ve been fed your whole life. You’ll also discover how to avoid working yourself to death — and earn much more.

Listen now!

Show Highlights Include:

• How paying yourself at the beginning of each month creates a flurry of business opportunity (and makes interested investors line up to acquire your business ) (1:39)
• A simple twist to the Profit First System that unlocks multi-generational wealth (3:17)
• Why selflessly reinvesting in your business leaves you broke, bankrupt, and begins to snowball shrinking profits (13:09)
• The only 2 potential paths your business can take (one results in true happiness, where the other results in headaches, misery, and depression) (13:25)

Get "Implement Profit First in 12 Easy Steps" here: https://www.wealthwisdomfp.com/profit

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Increasing gas prices and soaring inflation. With poor money management, all of this leads to mountainous levels of credit card bills and diabolical debt. This viscous cycle leads to anxiety, depression, a fractured family unit, and even suicide.

With the management of money affecting your mental health, how can you be proactive and take control of your wealth, freedom, and destiny?

On today’s episode, you’ll discover how your mental health impacts your money and a few simple tweaks to take back control of your wealth and freedom.

Listen now!

Show Highlights:

• The insidious way you could end up in an intensive care unit (ICU) in the ER after Tesla take a slight dip in the market (4:33)
• 2 practical ways even Homer Simpson could use to improve your mental health, wealth, and wellbeing (6:51)
• How to take 100% control over your money by thought auditing (and mood patterning) (7:07)
• Arnold Schwarzenegger’s money exercise which prevents your spending from exceeding your earnings (8:08)
• Why making Wednesday as “paper day” clears your mind of negative thoughts, chatter, and anxiety (9:17)

Get "Manage Cash Flow Like a Millionaire" here: https://www.wealthwisdomfp.com/YNAB;

Check out the last episode "Is a Budget Required to Build Wealth" here: https://youtu.be/NW_DQfSKLUo

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A typical budget is an effective way to free yourself from the shackles of debt. But it comes with a steep cost:

Sacrificing your financial empire.

The truth is, a typical budget does more harm than good for your legacy.

If the answer isn’t a typical budget, then what is it?

On today’s episode, you’ll discover 4 stupid-simple budget rules to make your money work for you, take control, and get out of debt.

Listen now!

Show Highlights:

• Jeff Bezos’s wealth building system that automatically generates cash for you (and makes your money work for you) (5:45)
• How to escape the clutches of debt and unlock your life's potential by browsing Apple’s app store (7:44)
• How to build a kingdom of wealth by following a 6th century Christian practice (10:22)
• Why being repeatedly punched in the jaw opens the floodgates to wealth (14:42)
• How you can discover untapped financial opportunities by consuming bleu cheese stilton cheese instead of cheddar (20:08)

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call … just like Grandma would want us to do.

Get "Manage Cash Flow Like a Millionaire" here: https://www.wealthwisdomfp.com/YNAB

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There’s more to life than money. Yet millions of Americans slave away their entire lives thinking, “If I just get one more car”, or “If I just get one more promotion, then I’ll be happy”. 

I’m here to tell you, that’s a big fat lie. 

Look at all the rich and affluent millionaires and billionaires who are depressed, anxious, and full of regret. Wealth means more than just “money.” And 95% of Americans go their entire life without discovering what leads to true wealth (and happiness).

So if “money” isn’t the answer to building true wealth (and happiness)...

Then what is? 

Today, you’ll discover why thinking “you get what you work for” is squashing your dreams of early retirement.

Listen now!

Show Highlights:

• How Aladdin can help you unlock multi-generational wealth (2:13)
• 7 “river pollutants” that will destroy your your wealth building journey (and leave you mired in poverty) (3:37)
• How the predominant economic theory traps you in a life of poverty and despair (17:04)
• 2 alternate economic theories developed by Michael Jackson and Ghandi (and how they could grant you power, autonomy, wealth, and freedom) (22:45)

Join us for the Not Your Average Financial Summit at https://notyouraveragefinancialsummit.com/

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What’s stopping you from becoming a millionaire? The road to becoming a millionaire is a long adventure. And like any worthwhile adventure, there are potential pitfalls along the way. These pitfalls can sabotage your journey, or even stop you from getting started.

This journey is even more confusing if you don’t have an excellent guide. But the road to a million bucks doesn’t have to be confusing.

In this episode, you’ll discover how to build a freedom-based lifestyle with a trusty “sherpa.” You’ll also discover how to profit wildly off financial “tour-guides.”

Listen now!

Show Highlights:

• Why you won’t build multi-generational wealth if you’re spending your Saturday nights alone and miserable (and what to do instead) (6:27)
• How to scale your financial “Mount Everest” and build a freedom-based lifestyle with a trusty “sherpa” (7:07)
• The “Tour-Guide” secret for unlocking outlandish profits and financial insights (8:00)
• Why partnering with Gandalf unlocks a Mordor-level mountain of wealth (and how to do it) (9:02)
• Why you’ll run out of money if you don’t have a “home base” (even if you make 6-figures right now) (12:12)
• How to create accessible wealth and prevent yourself from going into debt by filling up your “money home” (18:00)

Check out our new website at wealthwisdomfp.com, Join us for the Not Your Average Financial Summit at https://notyouraveragefinancialsummit.com/

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Your need for financing is more important than life insurance. Without leverage, you won’t be able to take advantage and skyrocket your wealth creation journey. But without life insurance, your family won’t be able to cover the massive financial expenses associated with death.

Many people believe they have to choose between financing or purchasing life insurance. But what if you adopted a specific way of doing life insurance? A way that might be able to protect you from the greatest danger to your wealth building journey?

On today’s episode, you’ll discover a simple question that could unlock the wealth you’ve always dreamed of. You’ll also discover a life insurance policy that protects your loved ones, and helps earn cash at the same time.

Warning. This episode might be a huge mindset shift for you. It is for a lot of people.

Listen now!

Show highlights:

• The “flip-the-script” question that could unlock the wealth you’ve always deserved (3:25)
• How you can earn up to $3,000,000 in your lifetime (and why $1,000,000 will go to paying your debt) (7:00)
• How needing “protection” more than “finance” could leave you broke at retirement (8:15)
• Adopt a “money jar mentality” in your 401K and watch how you’ll end up in a vicious debt cycle (11:40)
• How replacing your car’s tires with your vacation fund will ensure you never go into crippling debt (12:45)
• The sneaky way paying with cash deprives you of financial growth and freedom (13:13)
• The “cake” method you can use to pay off your student debt or buy your first piece of real estate (even if you think it’s too good to be true) (13:43)
• How to keep your head above water by shaking hands with your greatest financial dangers (16:40)

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call … just like Grandma would want us to do.

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The upcoming recession will wipe you out if you’re not able to adapt to a volatile market. Your dreams of multi-generational wealth will be crushed if you can’t pivot.

But, if you’re able to adapt to these changing circumstances, you stand to gain from the greatest money-making opportunity you will see in your lifetime.

In this episode, you’ll discover exactly how to maximize your wealth, position yourself with an “unfair advantage”, and tap into the next gold rush.

Listen now.

Show highlights include:

• Why listening to advice from billionaires and the government keeps you locked in poverty (9:42)
• How you can achieve financial freedom by binge watching the Discovery Channel (10:35)
• The Blockbuster “reality-check” which could spell the end of your financial dreams (11:28)
• How to find “Smithsonian opportunities” to create Scrooge Mcduck wealth (12:10)
• The “dinosaur principle” for maximizing your wealth (and protecting you against the upcoming recession) (14:13)
• How to reach your financial dreams by selling hand sanitizer instead of beer (15:50)
• How a “tweak” to your thinking could generate an 80% ROI (without working 80 hour weeks) (16:18)
• Why “liquidity” and a “financial circle” is a must for financial freedom (even if you don’t have millions of dollars (17:32)
• The 160 year old “bank on yourself” strategy to create multi-generational wealth (20:04)
• Why listening to “financial guru’s” is the best way to stay broke (21:10)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Schedule a call: http://grandmaswealthwisdom.com/call; Tim's Story: https://grandmaswealthwisdom.com/podcast/the-overlooked-2-7-million-with-tim-austin-part-1/, Judy's story: https://grandmaswealthwisdom.com/podcast/judy-li-do-what-you-like/

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Everyone’s feeling the insidious effects of both inflation and a down stock market. But most financial advisors tell you to stay in the market and promise it will bounce back.

Is that the truth?

Well, it’s more complicated than that because we’re set up for failure in the stock market.

In this episode, you’ll discover how Wall Street sets you up for failure, how you can make 8% returns (and still lose money), and a better way to grow your wealth.

Listen now.

Show highlights include:

• How the stock market brings up the same emotions and stress as being trapped in an abusive relationship (1:18)
• The counterintuitive reason you choose to gamble more when you could lose it (and how this affects your stock market portfolio) (7:22)
• The psychological “Loss Aversion” quirk which devours your wealth (especially in inflationary times) (13:23)
• Why investing in the stock market to protect your wealth from inflation could actually make inflation skyrocket (16:22)
• How you can make 8% returns in the stock market (and still lose money) (18:41)
• The “Stability Secret” for maximizing your wealth (without overwhelming yourself with money worries) (33:50)
• How sales and marketing pros prey on your cognitive biases and exploit your wealth (38:37)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Watch on YouTube here: https://youtu.be/skQiiKjLPWA

https://rooseveltinstitute.org/wp-content/uploads/2022/06/RI_PricesProfitsPower_202206.pdf

http://grandmaswealthwisdom.com/call

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Many businesses make tons of profits. From big tech corporations to the good giants and big pharma—many companies pocket billions of dollars every year.

But no industry tops big banks. Banks make many people very wealthy by taking your money and lending it to someone else—while giving you a fraction of a percent in return.

But you don’t have to give your money to sneaky banks that make their managers rich while inflation gobbles up your wealth. In this episode, you’ll find out how to “be your own bank” and get better returns without giving your money to shady corporations.

Want to have more control over your wealth? Listen now!

Show highlights include:

• Why inflation hits lower-income people worse (11:45)
• The odd reason finance and insurance companies made more money during the pandemic than any other type of company. (13:20)
• How to get financial returns like a banker (even if you don’t start a bank) (17:48)
• How to find out exactly how to fire your bank and grow your wealth. (21:50)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://rooseveltinstitute.org/wp-content/uploads/2022/06/RI_PricesProfitsPower_202206.pdf

http://grandmaswealthwisdom.com/call

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Most people think they know what debt free means. As soon as all your loans are paid off, you’re debt-free, right?

Unfortunately, that’s not true. You can’t escape debt. It’s all around you and will always be a part of your life.

In this episode, you’ll find out why that doesn’t have to be a bad thing—and how to deal with debt in a responsible way that lets you build long-term wealth.

Want better financial health by finally understanding debt? Listen now!

Show highlights include:

• Why the difference between “good debt” and “bad debt” is an illusion (and how the responsible way to deal with debt anyways) (3:55)
• Why many people in the U.S. can never pay off their debt (8:00)
• 3 words on every dollar bill that tell you who owes you money (11:48)
• One question that shows you if your bank accounts are leading to higher prices and more bankruptcies (16:21)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show: https://www.infogristle.com/federal-reserve/two-faces-of-debt/index.html

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If you’re like most people, you don’t want to build wealth at someone else’s expense. There are lots of well-paying jobs at questionable companies and investment opportunities that harm other people.

But you don’t want to feel guilty about building long-term wealth, right? ESG investing promises you to grow your money by buying more sustainable alternatives.

But many now criticize ESG investing and say it doesn’t make much of a positive impact.

In this episode, you’ll find out all about this new way of investing, saving and spending your money—and how to make sure your dollars do the most good for yourself and others!

Want to use your money to improve lives? Listen now!

Show highlights include:

• How social change really happens (and why dumping money into “green” stocks won’t change the world) (5:05)
• The counter-intuitive way to make a positive social impact by buying new outfits (12:33)
• The odd way we can build an economy the works for everyone (without changing our entire economy (21:30)
• It’s not about the rate of return (24:10)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Schedule a call with us http://grandmaswealthwisdom.com/call

The statement from 181 CEOs about stackholder capitalism:

https://www.businessroundtable.org/business-roundtable-redefines-the-purpose-of-a-corporation-to-promote-an-economy-that-serves-all-americans and the analysis of if they are doing it so far: https://www.brookings.edu/research/profits-and-the-pandemic-as-shareholder-wealth-soared-workers-were-left-behind/.

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Financial headlines have an almost unlimited amount of power over how Americans act.

But here’s the thing…

It’s impossible to decipher whether a certain headline came from 2 days ago, 2 years ago, or 200 years ago.

In other words, headlines rile up your fear and anxiety without even being accurate!

In this episode, you’ll discover how to break the power of financial headlines, so your wealth keeps growing regardless of what they say.

Listen now and protect your wealth from headlines.

Show highlights include:

• How to bring sanity and stability to your financial journey no matter what the headlines say (4:13)
• The profound “Toddler Trick” which immunizes you from the seductive power of headlines and safeguards your wealth (7:01)
• The sneaky “Dark Matter” which controls 85% of the economy (and how to protect your wealth from its wrath) (8:32)
• 3 ways to break the power financial headlines have over you and maximize your wealth (12:10)
• The “Volatility Buffer” secret which helps you buy groceries durig economic hardships (without sacrificing your investments) (14:10)
• The “Opportunity in any Crisis” mindset shift for growing your wealth during dire financial straits (15:01)
• Why listening to the wealthiest financial advisor and investors will only grow their wealth at your expense (16:57)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

YouTube video about debts and savings: https://youtu.be/LtmJkJY06uM

A gift to filter all the "conventional thinking" and find your wealth wisdom: https://stillmethod.com

Our YouTube channel: https://www.youtube.com/c/grandmaswealthwisdom?sub_confirmation=1

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Everybody thinks they know how to reach financial success: Stay out of debt, save money, budget…

But while some of it’s good, a lot of popular financial advice can actually ruin your financial future. If you follow it, you’ll be more stressed about your money without having more of it.

In this episode, you’ll find out how to spot financial advice that actually hurts you—and how to build long-term wealth instead.

Want to stop following bad financial advice and build a smart, stable financial future instead? Listen now!

Show highlights include:

• Why your expenses won’t be lower in retirement—and how inflation could even raise them. (2:45)
• The counter-intuitive reason why paying off debt before saving exposes you to massive risk (even if it feels safe). (6:24)
• Why “no risk, no reward” can wreck your mental health (and the peaceful way to get returns without stressing out). (12:19)
• Myths about investment fees, tax deferment and insurance that derail your financial growth (even though everyone believes them) (16:50)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

YouTube video about debts and savings: https://youtu.be/LtmJkJY06uM

A gift to filter all the "conventional thinking" and find your wealth wisdom: https://stillmethod.com

Our YouTube channel: https://www.youtube.com/c/grandmaswealthwisdom?sub_confirmation=1

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Personal finance is more stressful than ever: Inflation is eating your savings, prices are skyrocketing and there’s a new “investment opportunity” every week.

It’s stressful to even think about money. But it doesn’t have to be. Even in this crazy economy, you can have financial sanity, peace of mind and stability.

In this episode, you’ll discover exactly how to turn financial stress into financial sanity and feel in control of your money.

Want to stop feeling overwhelmed and stressed? Listen now!

Show highlights include:

• The odd way having some financial stress accelerates your wealth building. (5:25)
• The “Money Meetings” strategy that reduces your financial stress and gives you confidence about your finances. (9:58)
• How “Smart Debt” is better than having zero debt (no matter what Dave Ramsey tells you). (15:26)
• Why laying on the couch relieves your financial stress and simplifies saving money. (21:32)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://ynab.com/referral/?ref=RzDArtdB4Y-ZA8T5
https://stillmethod.com
https://youtu.be/L-HRPFhiaFw

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Back in the day, people barely had any financial options. Nowadays, there are tens of thousands of stocks, cryptocurrencies and other assets you can buy.

In reality, that gives people more options to pursue financial freedom. But in reality, it overwhelms them and keeps them stuck.

In these modern times, you have to simplify your financial decisions. In this episode, you’ll discover how to make financial decisions that lead you to a smart, stable financial future without overwhelm.

Ready to stop being confused and start making decisions? Listen now!

Show highlights include:

• The counterintuitive way you can make wealth-building financial decisions without ever making a hard choice. (1:44)
• The counterintuitive “Revolutionary Wealth” approach that lets you build wealth by improving your decisions (even if you know nothing about finance) (6:38)
• 3 ingredients that help you reach your financial dreams (none of them are financial instruments) (15:17)
• How to use “the wise path to wealth” to align your wealth with your desires. (19:54)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://grandmaswealthwisdom.com/podcast/financial-portfolio-construction-for-building-wealth/

https://grandmaswealthwisdom.com/quiz

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Money is supposed to be all about spreadsheets, calculations and rational thinking. But for most of us, money is much more emotional.

We get threatening tax forms, scary letters from our banks and hate to look at our account balance.

It’s easy to worry about money. But you don’t have to.

In this episode, you’ll find out how to lower your anxiety around money and build your wealth with confidence and peace.

Want to reduce your financial worry and build long-term wealth? Listen now!

Show highlights include:

• The “Cash Account Mistake” that can slash your retirement money in half over the long term (5:14)
• How a “Money Ally” helps you reduce money worries and lets you make money decisions with less anxiety. (7:50)
• The odd Guatemalan tradition that helps you relieve anxiety and believe in yourself. (11:41)
• A counter-intuitive way to get ironclad self-discipline without living in fear (14:38)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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If you’ve ever tried to build a financial portfolio, you know how overwhelming it is to select the right assets for long term wealth building.

It feels like you need to spend days poring over spreadsheets and sifting through expert opinions before you can take any action.

But while the financial world is complex, the principles for long term success are simple. If you understand a few key concepts, you can simplify your financial decisions and do what works for you without spending weeks constructing a portfolio.

In this episode, you’ll find out which principles simplify financial success—and how to apply them to build a smart, sustainable financial future.

Want to stop analyzing and start taking action? Listen now!

Show highlights include:

• How a toddler’s building blocks can help you build a portfolio that builds your wealth (2:16)
• How to spot which investments create long term wealth—and which will evaporate in an economic downturn (no matter what everyone recommends you should buy) (4:44)
• Why buying only one asset helps you build a better long-time portfolio than diversifying in the beginning (15:39)
• The weird way diversification can destroy compound interest and keep you stuck living paycheck to paycheck (17:51)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://en.wikipedia.org/wiki/Pierre_Bourdieu

https://www.stillmethod.com/

http://grandmaswealthwisdom.com/call

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Most of us know that we overspend. We start our day with a latte, order takeout after work, buy a new sweater to celebrate the weekend…

These things feel good for a few minutes, but we regret buying them when we look at our bank account.

But budgeting sounds even worse. It feels like you’re restricting yourself and sucking the joy out of life to save money you can’t use for the next 40 years.

But you don’t have to track every penny to have a responsible financial life. In fact, you can eliminate overspending without ever making a budget.

In this episode, you’ll discover how to stop overspending and save more money without restricting yourself.

Ready to be more responsible without taking the joy out of your life? Listen now!

Show highlights include:

• How to reduce your spending at the grocery store with nothing but pen and paper (1:59)
• The “Own Your Subversiveness” strategy that lets you say no to expensive temptations (even if you’re not disciplined) (6:00)
• The stupid simple way to improve your financial health by making more money (without changing you job) (9:11)
• A book that helps you stop overspending in your business and turn your company into a profit machine. (10:47)
• Why “0% fee” accounts can suck your wallet dry without charging you a monthly fee (15:15)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://pitchforkeconomics.com/episode/its-not-a-labor-shortage-its-a-wage-shortage-with-heidi-shierholz/ wealthwisdom.mn.co stillmethod.com

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Everyone knows they should save more money, curb their spending and focus on the long term.

But most people still waste their paychecks on short-term pleasure. That’s because knowledge and wisdom are two different things:

When you have knowledge, you can improve. When you have wisdom, you do improve.

In this episode, you’ll find about the difference between knowledge and wisdom when it comes to money—and how to take action on what you already know.

Want to start putting your knowledge into action? Listen now!

Show highlights include:

• The ancient Greek philosopher that shows you exactly how to turn your money knowledge into long-term wealth you can live off of. (3:42)
• How the Polaroid camera teaches you how to question conventional wisdom and build more long-term wealth. (5:15)
• The “knowledge approach” to money that keeps you stuck in the paycheck-to-paycheck cycle. (9:24)
• One question that shows you exactly how to get more wealth wisdom that grows your money for the long term. (11:22)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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Many financial “experts” promise you the world. They’ll show you how to escape debt, lower your expenses and grow your wealth. It often sounds great, but no single hack, trick or tweak will transform your financial reality.

If you want to level up your financial life, you need to create a “new normal”. If it’s normal for you to save money and build long-term wealth, you’ll do it on autopilot.

In this episode of the brand-new Wealth Wisdom podcast, you’ll find out how to create a new normal for your financial life that generates long-term wealth.

Want to level up your financial life? Listen now!

Show highlights include:

• Why acting like a freshly-born baby can unlock incredible financial growth. (3:44)
• The odd reason you have more control in your financial life than you realize (and how to seize this power and use it to grow your wealth (8:49)
• How hiring a “financial midwife” helps you transform your financial reality faster than you thought possible (11:28)
• How conventional thinking holds you back from building wealth and keeps you stuck living paycheck to paycheck (14:22)

Looking for others on the way to financial freedom? Join the Wealth Wisdom community here: wealthwisdom.mn.co

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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You can find tons of short-term financial advice online. These “experts” know exactly which stocks will go up and which cryptocurrency is about to skyrocket.

It’s exciting to think about multiplying your money in the next two weeks. But it’s also dangerous.

The best lessons in finance, business and life come from years of trial and error. In this episode, you’ll hear 5 lessons from years in the financial services industry and entrepreneurship.

Apply these lessons to your life and you’ll unleash long-term growth for yourself and your finances.

Want to prioritize the long-term and build a sustainable financial future? Listen now!

Show highlights include:

• The dangerous “fragility” trap which puts many Americans’ finances at risk (and how to fix it) (4:56)
• How your emotional, mental and physical health influences your financial situation (even if they seem disconnected) (10:05)
• Popular financial advice from TV personalities that might be useless (unless you’re totally average) (14:24)
• What you can learn from the hidden side of America’s most popular financial “gurus”. (17:27)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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If you read the news these days, there’s always a new scheme that makes ordinary people wealthy enough to never work again.

These stories make it easy to feel like you’re missing out—like you’re making a mistake by focusing on long-term wealth building over short-term profits.

But how well does speculation really work? In this episode, you’ll find out about the history of investment trends—and how to use its lessons to build your legacy.

Want to create abundance for your family instead of speculating for quick money? Listen now!

Show highlights include:

• The obscure 1905 tome that teaches you how to turn a challenging time into breakout successes. (2:02)
• How the 1920s Florida land market can teach you to build a smart, stable financial future. (3:12)
• Why financial speculation can ruin your financial future (even if you’re making money in the short-term). (9:57)
• The one question that shows you whether your investments are pure speculation that could burn your money. (11:58)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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Every new year, millions of people promise themselves to eat healthy, get fit, save more money and live their dream lives.

And every year, most people fail within a few months. It’s not because people aren’t motivated: Most people genuinely want to live an amazing life and be a great person.

But almost everyone ignores the “what ifs”—the random things life throws at us that mess up our plans.

In this episode, you’ll find out how to use a “Future Contract” to make sure you reach your goals and live the life you want.

Want to make this year the best of your life? Listen now!

Show highlights include:

• How “What Ifs” sabotage your New Year’s resolutions—and how to anticipate the future so you can reach your goals (3:27)
• The “Future Contract” method to building a legacy that inspires future generations (even if you’re not around anymore) (7:55)
• Why you have to work on yourself before making a Future Contract (and Jim Carrey’s way for creating unshakeable trust). (9:21)
• The counterintuitive reason thinking you’ll never realize your vision empowers you to become the best version of yourself. (14:12)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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You have countless options of what to do with your money. Stocks, bonds, real estate, life insurance, cryptocurrencies… the list goes on.

And with that many options, you might feel like it’s hard to make a choice because you’ll never research every option you have. But when you don’t control your money, your money controls you.

In this episode, you’ll find out how to take that control by simplifying your view of finances.

Want an easier way to think about your finances and a better way to build long-term wealth? Listen now!

Show highlights include:

• How more financial choices make you less satisfied and happy with your financial decisions. (0:59)
• What a random pile of rocks can teach you about simplifying your personal finance (5:38)
• The simple “STILL filter” that shows you exactly where your money should go (and how much of it) (7:35)
• The “hidden” liabilities that take money out of your pocket (no, it’s not just debt). (9:32)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show: https://stillmethod.com

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Growing your wealth is important: You don’t want to run out of money in retirement or cancel on your loved ones because you “can’t afford it”.

But you don’t want to be rich and lonely either. And when everything you do costs money, it might feel like you have to choose between growing your wealth and having an active social life.

But you can have both—in fact, having a great community can grow your wealth better than most stocks you can buy.

In this episode, you’ll find out about 3 ways to finding a community that grows your wealth for the long term—and empowers you to save more money to become wealthy.

Want to combine community and wealth building? Listen now!

Show highlights include:

• How your DIY personal finance path can be ruined if it’s too much “personal” and too little “finance” (2:54)
• The weird way a community can grow your wealth (even if you never exchange any money) (5:31)
• Why you can’t learn everything about finance (and how that helps you become wealthier) (8:05)
• How learning from one personal finance “expert” can build a financial future you hate (even if you follow their advice perfectly) (9:05)
• The insidious way personal finance gurus build “cults” that keep their followers from experiencing financial freedom (11:07)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show: https://stillmethod.com

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How do you know you’re making financial progress? Most people think they can measure it by understanding the stock market, having enough to donate to charity, paying off debt or buying a sports car.

But none of them say much about your financial life. In fact, they can be signs of a declining financial life.

In this episode, you’ll find out what really shows your financial progress—and how to build your financial future on a solid foundation.

Want to let go of the myths and look forward to a stable financial life? Listen now!

Show highlights include:

• Why a “financial vision” is the no.1 thing that ensures your financial progress (6:28)
• The weird reason knowing everything about personal finances can be useless (unless you put it into action) (8:40)
• How contributing a lot of money to charity can make you less generous (11:15)
• The “5 Cs” you can use to make sustainable financial progress and make your financial vision a reality. (16:06)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://stillmethod.com

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When the media talks about wealthy people, you inevitably hear about their net worth. And it might make you feel like you have to grow your net worth as quickly as possible.

But your net worth is only one metric for financial health. What really matters is that you can enjoy your life without worrying about going broke.

And a lot more factors contribute to that. In this episode, you’ll discover why your net worth doesn’t tell the full story about your wealth—and how to get the full picture of your financial situation to grow your wealth for the long term.

Want to stop feeling like your only goal is a high net worth? Listen now!

Show highlights include:

• How judging your wealth by your net worth makes you feel insecure and keeps you from becoming a millionaire (1:41)
• Why your worth is infinite, whether your “net worth” is sky-high or negative (4:23)
• How the stock market roller coaster can gobble up your net worth, even if it’s in the millions (5:55)
• The weird reason a less valuable asset can give you a better lifestyle than an expensive one (10:52)
• Why wanting a million-dollar net worth is meaningless if you don’t know what that money is for (14:03)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Stillmethod.com

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We all know budgeting works. If you always stick to a budget, you don’t worry about running out of money and know you’ll have enough money for vacations, hobbies and other things you love.

But Budgeting means restricting yourself. It could mean cancelling on friends because you can’t afford any more restaurant meals. Or settling for a sedan when you’d really like to drive a truck.

That’s why so many people hate budgeting: They have to sacrifice. But you can build a sustainable financial future even if you hate budgeting.

In this episode, you’ll find out how to make a budget (and stick to it), even if it never worked for you before.

Want to finally make budgeting work for you? Listen now!

Show highlights include:

• Why budgeting gives you more joy and freedom (even if it feels like you’re restricting yourself) (4:15)
• How keeping your budget ridiculously simple is more effective for beginners using a slew of categories, spreadsheets and apps (especially if you’re a beginner) (6:09)
• How often should you track your spending habits so you don’t go crazy? (16:20)
• How to take control of your cash flow and increase your profit margins without hiring a CFO. (18:46)

Links mentioned on the show:

www.CFOhours.com

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call... just like Grandma would want us to do.

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What do you want your financial future to look like? This question sounds abstract. But it could be the most important decision you ever make.

Why? If you want to start a business empire, you’ll need radically different financial strategies than someone who wants to retire early.

Having a financial vision lets you reach your financial goals and live the lifestyle you want. In this episode, you’ll discover how to create your financial vision and make it reality.

Want absolute clarity on your financial future? Listen now!

Show highlights include:

• Why trusting the law of attraction alone is dangerous and won’t get you to your goals. (6:05)
• The “Find your Why” exercise that unlocks hard work, drive and ambition (even if you’re lazy) (7:27)
• How to build a business in 2-3 hours per week (without tons of startup capital) (8:52)
• An exact step-by-step plan on becoming a millionaire in the next 20 years (12:47)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show: CFO Hours at www.CFOhours.com.

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Conventional finance doesn’t work for everyone. Savings accounts pay almost no interest, the stock market can be a roller coaster and your bank might not have your best interest at heart.

That’s why people built alternatives like Velocity Banking and Infinite Banking. But do they work for you? And if so, which one should you go with?

In this episode, you’ll find out the pros and cons of both and discover which option is the best for you to build a smatt, sustainable financial future.

Want an alternative to conventional finance that works for you? Listen now!

Show highlights include:

• The “stationary bike” of finances that keeps you stuck in debt (5:51)
• How the finance industry keeps most wealth-building strategies hidden from you (7:02)
• Why Velocity Banking can get you out of debt, but won’t make you wealthy (and how to build more wealth with Infinite Banking) (10:07)
• The Gandalf analogy that shows you exactly which financial strategy is best for you and your goals. (12:35)
• How to combine Infinite Banking and Velocity Banking to get out of debt, build long-term wealth and never depend on banks again. (14:40)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Episode 89 at https://grandmaswealthwisdom.com/podcast/velocity-banking-an-honest-review/.

Not Your Average Financial Summit at https://notyouraverage.mn.co/share/KzDIstKYJAfTbzYV?utm_source=manual.

CFO Hours at CFOhours.com.

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Most people take decades to pay off their mortgage. The monthly payments are a constant expense. And if you can’t pay them? The bank takes your house and puts you on the street.

Velocity Banking promises an escape: Use a line of credit as your primary bank account and pay off your mortgage as quickly as possible.

But like any other financial strategy, Velocity Banking has upsides and downsides.

In this episode, you’ll find out the pros and cons of Velocity Banking so you can make an informed decision on whether it could help you.

Want to pay off your mortgage as quickly as possible? Listen now!

Show highlights include:

• How a “HELOC” lets you leverage historically low interest rates (even if your mortgage still has a sky-high interest rate) (4:10)
• How Velocity Banking lets you pay off your mortghage 12 years early (6:43)
• The strange way Velocity Banking led to a heart-breaking divorce and tore apart a family (7:43)
• The 30-second summary on the pros and cons of Velocity Banking (20:01)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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Budgeting feels like a chore. You know you’ll feel better afterwards, but it’s painful to limit yourself in buying the things you love.

When you’re on a variable income, it’s easy to tell yourself that budgeting doesn’t work for you.

But that’s not true. In this episode, you’ll discover how to make a budget (and stick with it) when your income fluctuates.

Want to end the income roller coaster and stabilize your financial life? Listen now!

Show highlights include:

• The “If you’re happy and you know it” lie that sucks your wallet dry (2:55)
• Can’t stick with tracking your money? Here’s how to make it so simple it almost runs itself (5:27)
• The dead-simple “give your cash a break” method that reduces your spending (even if you don’t cut back on lattes, clothing or eating out) (10:32)
• How your inner employee makes you overspend (even if you run your own business) (13:44)
• Why advice from most personal finance “experts” can keep you in debt (20:16)
• How smaller plates keep you from blowing your big payday on useless expenses (25:00)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Mark's website: https://www.nextgenmoneycoaching.com/

For more thoughts on Ramsey: https://www.youtube.com/watch?v=ajyzqdSxoIo&t=0s

https://www.youtube.com/watch?v=fHw1rOFBK3s&t=0s.

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When we see entrepreneurs in the media, they never seem worried about money: They drive nice cars, own big houses and could retire if they wanted to.

But when you start your own business, you see how different entrepreneurship is in reality: One year you could go on exotic vacations, the next you’re worried about paying rent.

But your financial well-being doesn’t have to go up and down like a roller coaster. In this episode, licensed financial professional Mark Deulley stops by to show you how to get financial stability even when your income is variable.

Want to get order into your financial life? Listen now!

Show highlights include:

• The only two ways to escape debt and achieve financial stability (8:32)
• How helping your kids through college can delay your retirement. (10:46)
• The “Exercise Bike Analogy” that keeps you financially stuck, no matter how hard you work. (15:56)
• How to set and stick to a budget when your income constantly goes up and down (19:45)
• The “Thin Blue Line” method that simplifies your finances to set you free from the income roller coaster (20:31)
• Why putting your personal life over your business can grow your profits and give you financial freedom. (29:18)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show: Mark's website: https://www.nextgenmoneycoaching.com/

For more thoughts on Ramsey:

https://www.youtube.com/watch?v=ajyzqdSxoIo&t=0s

and

https://www.youtube.com/watch?v=fHw1rOFBK3s&t=0s.

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Bonds, stocks, put options, call options, cryptocurrency, derivatives - there are thousands of ways to invest your money.

Understanding how all of these work is a full-time career. But you shouldn’t invest in something you don’t understand.

So how do you create a sensible strategy that grows your wealth sustainably? In this episode, Wall Street veteran Lester Himel stops by to share how to simplify your finances without sacrificing returns.

Want to know exactly how your money is growing? Listen now!

Show highlights include:

• The weird way Wall Street ignores the grim reality of aging and could set you up for going broke in retirement. (3:15)
• Why anticipating the worst in your financial planning makes you wealthier than looking at optimistic forecasts. (4:44)
• Why you need to “expect the unexpected” if you want secure finances and long-term wealth. (7:33)
• How comparison creates unrealistic expectations and nudges you to harmful investment decisions. (11:55)
• Why mutual funds are “micro-diversification” and only pretend to keep your portfolio safe. (18:38)
• The portfolio approach that takes care of your 93-year old self (even if you’re still young) (22:42)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Find out more about Lester Himel here: https://thefinancefixer.com/planners/lester-n-himel/

Read Lester’s blog here: https://www.himelfinancial.com/blog

Watch the full YouTube video here: https://youtu.be/j8k2Lz0mRZo

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When it comes to growing your wealth, most people think about one thing: The stock market.

But almost nobody understands the market. They hand their money to a Wall Street firm. Then they hope they don’t have to retire on half their savings if the market happens to be down.

But you don’t have to give your money to bankers and hope for the best. In this episode, Wall Street veteran Lester Himel shows you how to ensure your retirement funds keep growing. After 28 years of working on Wall Street, he now uses a different approach to grow his own and his clients’ wealth.

In this episode, he reveals how Wall Street really works. Listen to discover how to make an informed decision on growing your wealth.

Show highlights include:

• How stock market volatility slowly erodes your wealth (even if it looks like you’ve absorbed the losses) (7:05)
• Why your 401k is making your banker wealthy instead of you (especially if they promise you’ll have millions by the time you retire) (9:48)
• How seeing yourself at 82 gives you instant clarity on the smart way to deal with your money. (12:32)
• Why consistency is the antidote to volatility that robs you of your wealth. (16:35)
• The traits that let you spot a trustworthy firm to grow your money with. (20:51)
• Why the empty promise of stock dividends slows your welath creation to a crawl (25:08)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Find out more about Lester Himel here: https://thefinancefixer.com/planners/lester-n-himel/

Read Lester’s blog here: https://www.himelfinancial.com/blog

Watch the full YouTube video here: https://youtu.be/j8k2Lz0mRZo

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Going broke is heartbreaking. Everything you’ve worked for evaporates in front of your eyes. You feel as if you wasted all those years.

But when you do lose money, you have two choices: You can restart the your failed strategy that failed before - or learn from your failures and grow your wealth sustainably.

This week’s guest Jennifer Grimson chose the second option. After two bankruptcies and 25 lawsuits, she built income sources she calls “micro empires.”. These income sources keep her and her family safe and protected without limiting her growth.

Want to keep your wealth, no matter what happens? Listen now!

Show highlights include:

• How competing emotions in your relationship create “financial chaos” and sabotage your wealth-building. (4:35)
• The “secrets of the wealthy” that anyone can use today to get cheap credit, build wealth and and build income-generating assets. (10:03)
• How to become a wealthy real estate investor without ever owning a piece of property. (12:35)
• The hidden investment 401k strategy that “unlocks” your 401k and lets you invest in real estate, private companies or even cryptocurrency. (14:12)
• Why being a loner in high school sets you up for massive financial and personal success as an adult. (21:50)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://youtu.be/keuj6wCIRmg

https://micro-empires.com/

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Growing your business feels awesome. You have more clients, work with a bigger team and make a bigger impact.

But when you work hard to grow your business, you also deserve to get rewarded more. That’s why you need to look at your profits, not your revenue.

This week’s guest Jonathan Rivera grew his profits 60-70% in 2020, when most business owners watched their numbers plummet.

In this episode, you’ll discover how he made that transformation and how you can improve your bottom line and take home more money for yourself.

Want to get a bigger reward for all your work? Listen now!

Show highlights include:

• How donating money gets a better ROI than most stocks. (9:38)
• The “Money Journal” method that shows you exactly where your money goes (and how to make more of it) (19:48)
• How to live like JP Morgan without starting a global bank. (21:02)
• Why becoming your own banker lets you give yourself a raise without hurting your business. (23:12)
• The “Know Your Numbers” method to multiplying your money and becoming more generous. (20:58)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://grandmaswealthwisdom.com/podcast/how-to-make-money-what-to-do-with-it/

https://thepodcastfactory.com/jonathan-rivera-resultsleader-fm/

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When it comes to your finances, it’s easy to get stuck in a rut.

People keep putting your money into the same savings account, contribute to the same 401k and make the same stock-picking mistakes—even if those investments don’t serve them.

But you don’t have to do what you’ve always done. You can decide to make financial decisions that serve you now and in the future.

That’s exactly what this week’s guest Marty Smith did after almost 3 decades in financial services.

In this episode, he shares how you can take charge of your financial future and grow your wealth sustainably (without giving half of it to banks).

Show highlights include:

• The obscure book that could help you build more wealth than the world’s best stock portfolio. (18:02)
• A painfully obvious strategy that lets you build wealth stronger than the stock market. (27:30)
• Why buying life insurance can make you wealthy (even if you don’t have kids or a spouse) (29:55)
• How putting yourself first makes your family happier and wealthier. (37:50)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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Entrepreneurs are ambitious, hard-working people with a dream. They do their best to build a legacy for their family and wealth for themselves.

But most businesses fail within the first few years. In this episode, you’ll discover how to build a company that leaves a legacy.

Want to impact your community and family for generations? Listen now!

Show highlights include:

• Why getting rich is the worst motivation to start a business that lasts (even if it seems like only the greedy make it big) (6:55)
• How to fix society’s problems by getting rich (9:27)
• Why firing more people makes your business more likely to stand the test of time. (13:02)
• How to take charge of your cash flow, build up money reserves and never worry about profit again. (18:46)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

Video about Ozinga: https://youtu.be/ucP_o0QXD48

Youtube Playlist about Profit First: https://youtube.com/playlist?list=PL-TdbcVNkUZjZEa8Q3aNC_rjNJFOMPUXn

Increase your profits if you’re self-employed: http://grandmaswealthwisdom.com/profit

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Many people are taught that they should never take on debt. You get money in the short term, but you have to pay back more than you borrowed because you’re paying interest.

It might sound like interest is just another unnecessary expense. And you shouldn’t pay interest for years just to watch football on a bigger TV. But there are cases when interest isn’t harmful. In fact, there are cases when interest is a better investment than most stocks!

In this episode, you’ll find out when paying interest grows your wealth for the long-term—and when you should stay away from any type of interest.

Want to make the most of your financial future? Listen now!

Show highlights include:

• How to use an “expensive” mortgage to grow your wealth for the next 30 years. (2:04)
• Why starting a business on a giant loan can make you wealthier than any stock market portfolio. (5:44)
• Why buying lattes at your favorite coffee shop doesn’t kill your retirement (and how to build a wealthy retirement by taking on loans instead) (12:37)
• How paying $1150 in interest for a car can make you wealthier in retirement if you have the right life insurance.

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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Passive income sounds great: You get money from something long after you’ve put in the work. And if your passive income exceeds your salary, you’d never have to work again!

But, like most things, passive income isn’t as easy as people in YouTube Ads make it sound. But it’s not impossible either. If you want to get passive income, you need to do your research and put in the work. But you don’t have to figure it all out yourself.

In this episode, you’ll discover 3 ways to get passive income that actually work. You’ll find out the pros and cons for each so that you can make an informed decision about which way to go.

Ready to find out the truth about passive income? Listen now!

Show highlights include:

• Why retiring with a 401k keeps you living paycheck to paycheck in your “golden years”. (5:14)
• How to get passive income from the work of others (without managing people all day) (8:56)
• Why a big portfolio of rental properties can tank your net worth (even if you’re rich on paper). (12:28)
• The boring, but safe method that gives you steady passive income without the risk of starting your own business. (17:29)
• How to take your retirement assets off the stock market roller coaster and ensure your wealth grows until you retire. (22:25)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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There’s no step-by-step plan to get rich. Even if your career is skyrocketing, you might have to care for a parent, lose your job or have a terrible accident. Things outside of your control can always get in the way.

But you can ensure you’ll never be poor with simple financial strategies that keep you out of financial trouble. In this episode, you’ll find out how to shield yourself from poverty so you never have to worry about how to put food on the table.

Want to have the peace of mind that you’ll never be poor? Listen now!

Show highlights include:

• Why you could already be poor (even if the government wouldn’t give you a dime) (3:20)
• Why most homeless people aren’t lazy, dumb or addicts (and how to make sure you never get to that point) (11:55)
• The “gamble” you make every day (and the simple strategy that protects you from financial disaster) (14:12)
• How fire drills for pre-schoolers can protect you from ever experiencing poverty. (18:30)
• How “hiring” each of your dollars for a job gives you financial confidence and lets you brush off major emergencies. (22:18)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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If you’re like most people, you don’t want to spend money on things that don’t matter. Designer clothes, fancy cars and a new smartphone every year - that doesn’t make you happy. And it certainly doesn’t grow your wealth for the long term.

But you also don’t want to be cheap. Never splurging on something denies you joyful moments to have money you’ll never spend.

Luckily, the alternative to mindless spending isn’t penny-pinching. It’s frugality. When you’re frugal, you’re mindful of your expenses without denying yourself the things you love most.

In this episode, you’ll find out how to build a life full of joyful experiences that doesn’t keep you living paycheck to paycheck. Want to live a frugal life? Listen now!

Show highlights include:

• Why “expensive” $5 coffee is a great investment (even if finance gurus think it bankrupts you). (5:20)
• How “PMI” can add hundreds to your home loan every month without you noticing it. (13:03)
• How to lower your insurance bills with a 5-minute phone call. (14:26)
• A simple question that makes salespeople, handymen and other businesses give you a discount. (18:40)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://youtu.be/dDmOnrW9wUU

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Whether you’re making 30,000 or 30,000,000 dollars per year, it always hurts to write the government a check for a portion of your money.

And with a worldwide crisis wreaking havoc on the economy, the government is looking at increasing taxes. That might sound like bad news for building your wealth, but you can avoid tax increases — if you know how.

In this episode, you’ll discover how to avoid tax increases to ensure a stable financial future for yourself. Want to pay yourself instead of the government? Listen now!

Show highlights include:

• How to pay less in taxes by waiting 357 days before selling your stocks. (4:58)
• Why actively trading stocks can raise your tax bill (unless you’re investing for the long term) (7:02)
• The “payment plan” mistake that can raise your tax bill (even when your money grows in the meantime). (10:57)
• Why optimizing your life for paying less in taxes makes your life worse (even if it saves you money). (12:13)
• Why your taxes will probably go up — and why that’s a good thing for your finances. (12:34)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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Conventional long-term financial planning advice is this: Max out your Roth IRA and 401k, get it matched by your employer and you’re on track for a happy, wealthy retirement.

And while many people have used that strategy for their retirement funds, it’s not the only strategy you can use to grow your wealth.

In this episode, you’ll find out about the upsides and downsides of conventional retirement planning—and about alternatives that can help you build wealth without riding the stock market roller coaster.

Want to discover the best retirement planning strategy for you instead of copying what everyone else does? Listen now!

Show highlights include:

• How big banks and hedge fund managers “quarantine” your money until you’re almost 60. (2:08)
• The insidious way “RMDs” dictate how you spend your retirement funds in your golden years. (3:48)
• How to save for retirement, grow your wealth and minimize taxes without locking up your money. (10:15)
• Why employer 401k matching isn’t “free money” (even if you’ve been contributing for years) (11:48)
• 3 ways to invest your money without locking it up until retirement. (13:47)
• How to thrive in the next few decades while the world is changing around you. (15:32)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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When we consider investing money to grow our wealth, most of us think of the stock market. In theory, it’s easy: Constantly buy shares, watch their value grow over time and cash out when you want to retire.

But in practice, things are more complicated. Stock market history is filled with stories of unexpected crashes, bursting bubbles and, most importantly, disappointed investors.

While some people see amazing returns in the stock market, it’s not right for everybody. In this episode, you’ll find out how the stock market really works so you can make an informed decision that secures your financial future for the long term.

Want to make money decisions that grow your wealth for the long term? Listen now!

Show highlights include:

• How social media business models turned the stock market into an addictive game designed to empty your pockets. (2:21)
• Why annualized stock market returns don’t put money in most people’s pockets (and how “temporary setbacks” can wipe out your complete net worth). (5:07)
• Why the wrong “investment behavior” can slash your stock market returns in half. (7:28)
• The scary statistics that show stock market investors have a 50% chance of running out of money in retirement. (12:58)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Power Quote Ideas: "Isn’t the whole point of buying the stock to see it grow so that you can use it for something real, something tangible for yourself or for those you love?" "History is not a prediction of the future. As the Game Stop example shows, the future is very unpredictable."

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2020 was a crazy year. We saw a lot of uncertainty, a stock market roller coaster and many financial disasters.

We all hope 2021 will be better - both for our social lives and our finances. Many people have set lofty goals like paying off their mortgage early, finally investing to grow their wealth or simply spend less.

As always, putting your plan into action is a lot harder than imagining the future you want to live in. In this episode, you’ll find out how to reach your financial goals in 2021 and what options you have to grow your wealth (even if the market tanks again).

Want to make 2021 your wallet’s favorite year? Listen now!

Show highlights include:

• Why financial decisions shouldn’t be based only on math (and why emotions should play a role as well). (2:02)
• Why owning your home can feel good, but threaten your wealth-building. (3:05)
• How a mortgage can keep you from losing your home in a financial crisis. (5:35)
• A secure way to build your wealth without locking up your money for decades. (10:36)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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When we need anything related to money, we usually go to a bank. We pay daily expenses with a checking account, save for a rainy day in our savings account and if we want to invest, there’s always a friendly bank employee ready to advise.

But what if we trusted the wrong people all these years? Like any business, banks are good at some things and bad at others. To make a sensible choice, you need to understand how banks operate, when to do business with them and when to look for alternatives.

In this episode, you’ll find out more about the downsides of banks so you can make a choice that grows your wealth for the long term.

Want to make sure you can trust the people who handle your money? Listen now!

Show highlights include:

• How banks can benefit you even when you don’t trust them to handle your investments. (4:09)
• Why depositing $100 into a savings account actually deposits almost $1000 into someone else’s wallet. (5:26)
• How the banking system makes everything in the supermarket more expensive (without making you wealthier) (9:15)
• How taking out a mortgage makes you work for the bank (even if they never send you a paycheck). (10:34)
• How to reclaim your own money and stop paying the banks for the privilege of inflation. (12:27)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Subscribe to the YouTube channel here: https://www.youtube.com/c/grandmaswealthwisdom?sub_confirmation=1

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2020 was a wild ride. It showed us that nothing is certain in this world - not even going to a restaurant. And while that year has ended now, it’s hard to define how you’ll improve your life and grow your wealth in 2021.

What can you still count on? In this episode, you’ll find out how to make 2021 a year that helped you grow financially and personally.

Want to make 2021 better than 2020? Listen now!

Show highlights include:

• Why you can’t count on money in 2021 (and how to use that fact to empower you to grow your wealth). (3:34)
• How to “take control” of parts of your finance you think you can’t control at all. (6:03)
• What to do when your income goes to zero for a whole year (without panicking or becoming poor). (7:16)
• Why an uncertain future helps you take more control of your finances, not less. (9:54)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

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“Robo-advisors” promise to automate your investing, grow your wealth and do it all for (almost) free. Best of all: You never have to sit down with a smooth-talking financial adviser who gets his check even when your portfolio tanks.

While robo-advisors solve some problems with financial services, they’re far from perfect. In this episode, you’ll find out how they really make money (Hint: Not the 0.25% transaction fee) and what you should consider before using one.

Want to find out if a robo-advisor can grow your wealth sustainably? Listen now!

Show highlights include:

• The hidden reason big banks love robo-advisors. (2:44)
• How robo-advisors make money off of you (even if you’re not paying any fees). (5:57)
• Why even the world’s best robo-advisor can’t insulate you from volatile stocks, greedy bankers and economic crashes. (8:57)
• The “IRS fee” you only hear about a year after starting with a robo-advisor. (10:18)
• Why trading options can evaporate your wealth (even if you make money at first). (12:17)
• How a robo-advisor manipulated their users into buying 40x more shares (without getting them bigger returns). (14:45)
• The 50-year old “convention” that makes growing your wealth feel like a rollercoaster ride. (18:55)
• Why “investing” with some financial apps is like giving your paycheck to Caesars Palace (22:27)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ... just like Grandma would want us to do.

Links mentioned on the show:

https://www.cbpp.org/wealth-concentration-has-been-rising-toward-early-20th-century-levels-2

https://youtu.be/UocpHniqE4Y

https://www.nytimes.com/2020/07/08/technology/robinhood-risky-trading.html

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The stock market can be a scary place for your money (especially for the money you plan to retire on). And you don’t have to put your savings into stocks. But are the alternatives any better?

Robert Kiyosaki is one of the few financial “gurus” who doesn’t advise you to park your life savings in the stock market roller coaster.

But is he as good an advisor as he is a motivator? In this episode, you’ll find out which of Robert Kiyosaki’s advice will help you grow your wealth—and which could destroy your future.

Want to know which stock market alternatives work for you? Listen now!

Show highlights include:

• How FIRE lets you leapfrog Kiyosaki’s “Cashflow Quadrant” (without waiting until you’re 67). (5:52)
• Why going back to your 9-5 job isn’t a failure (even if your business is successful). (8:17)
• How believing Kiyosaki’s perspective on taxes could bankrupt you. (14:20)
• The scary truth about our financial system (and how to isolate yourself from its consequences). (17:55)
• Why “free money” could be the worst thing to ever happen to you. (20:53)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call just like Grandma would want us to do.

Links mentioned in the episode:

https://youtu.be/HciM9mGWx6E

https://youtu.be/Cm7UQ8iQXxs

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There’s a lot of financial advice in podcasts, TV shows and other publications. But the advice that worked for someone else might not help you grow your wealth. You might get personal advice on a TV show, but the chances for that are slim to none.

Suze Orman hosts The Suze Orman Show where she helps everyday people make better financial decisions. But not all of them are great as general advice.

In this week’s episode, you’ll find out which of Suze Orman’s financial advice you should follow and which you should ignore.

Want to follow advice that works for you instead of believing blanket statements from a TV guru? Listen now!

Show highlights include:

• 2 types of people who shouldn’t put money into a Roth IRA (and where to put your money instead). (6:31)
• How to never work on your day job again (without sacrificing income or lifestyle). (7:48)
• Why Suze Orman’s investing advice can tank your portfolio and torch your retirement funds. (8:18)
• How paying extra for “expensive” coffee is great for your finances if you don’t own a car. (10:58)
• Why following anyone’s advice blindly is a bad strategy (and how to do your own research without becoming a financial advisor). (14:54)
• How to spot a great financial professional by looking at their calendar. (16:55)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/ It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call just like Grandma would want us to do.

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Dave Ramsey is America’s go-to finance guru. Millions listen to him to escape debt, build wealth and create an independent lifestyle.

But while some of his ideas are great, other parts of his advice can decrease your wealth and make you more dependent on others. You shouldn’t blindly follow advice because many others do so. Your way to wealth should be as unique as you are.

In this episode, you’ll discover a new perspective on Dave Ramsey’s financial advice. That way, you can choose for yourself what advice to listen to and what to ignore.

Want to create your own path to wealth instead of blindly following what’s on TV? Listen now!

Show highlights include:

• Why haggling with business owners over expensive purchases is terrible for your community (even if you save money in the short-term). (1:16)
• How Dave Ramsey’s “get out of debt” message can keep you from realizing your dream of running your own business. (3:14)
• Why Dave’s negative view of debt might come from his bankruptcy. (5:48)
• Ramsey’s “Baby Steps” method you can use to escape extreme financial situations (without sweeping changes in your life). (6:44)
• Why the $1000 “emergency fund” should be called the “minor inconvenience fund”. (13:26)
• How asking your parents for their bank statement helps you make better investment decisions. (17:09)
• 5 questions to ask yourself to avoid financial advisors who only work for commission checks. (20:04)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ...just like Grandma would want us to do.

Links mentioned on the show:

Episode 45 - How to Get Out of Debt (https://grandmaswealthwisdom.com/podcast/how-to-get-out-of-debt-and-stay-there/) and Stay There Episode 65 - Why Whole Life & Red Flags to Avoid (https://grandmaswealthwisdom.com/podcast/why-whole-life-red-flags-to-avoid/)

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“Buy Term & Invest the Difference” (BTID) sounds logical, doesn’t it? Lower your premiums and you can multiply your returns in the stock market.

But BTID has a sinister background. The phrase was coined in the 1970s by a sneaky billionaire who sold... you guessed it, stocks and term life insurance.

Following BTID has ruined many financial futures while making these behind-the-scenes brokers rich. If you want to buy life insurance, you need to know all your options to make a choice you’ll be happy with years from now.

In this episode, you’ll find out how to buy life insurance that’s right for you, not just for some broker. Want to abandon the bad advice and create a sustainable financial future for yourself? Listen now!

Show highlights include:

• How the original BTID firm became a questionable MLM company you should think twice about. (4:47)
• Why term insurance is not your only (or even your best) life insurance option. (6:14)
• Why a Harvard professor says BTID almost never works (and the alternative that actually pays out) (7:12)
• Why “investing the difference” could do as much good for your wealth as a night out in Vegas. (8:07)

Check out the Tale of 2 Grandmas: https://grandmaswealthwisdom.com/podcast/a-tale-of-2-grandmas-part-1/

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ...just like Grandma would want us to do.

Claim your complimentary Financial Analysis and find out is Whole Life is right for you and how it could fit into your portfolio here: https://grandma.as.me/FA.

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Like any personal finance vehicle, whole life insurance is hotly debated: Some people love it, others can’t stand it.

But neither die-hard fans nor red-faced haters will help you make a sensible decision. And when you don’t make decisions, the paycheck-to-paycheck cycle continues.

In this episode, you’ll find out when whole life insurance could help you build sustainable wealth - and when to choose something else to improve your finances.

Want to be happy with your financial decisions not just in 10 days, but in 10 years? Listen now!

Show highlights include:

• How “invisible risks” can doom your business before you start it. (3:15)
• Why your business is always your most volatile asset (and how to balance it out with life insurance). (6:27)
• Why whole life insurance is not an investment - and how it upgrades your financial life instead. (7:17)
• How “accelerated benefits” of a life insurance policy can help elderly loved ones enjoy their retirement. (9:36)
• Where shady life insurance salespeople always put a zero (and how to spot a trustworthy partner for your policy). (16:40)
• Why a guaranteed interest on your life insurance could be a warning sign. (18:22)
• The “all in” strategy selfish financial advisors use to fatten their commission checks without keeping you in mind. (20:46)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ...just like Grandma would want us to do.

Claim your complimentary Financial Analysis and find out is Whole Life is right for you and how it could fit into your portfolio here: https://grandma.as.me/FA .

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We all know we should save money if we want to end the paycheck to paycheck cycle. But with interest rates lower than inflation, a savings account is really just losing your money slower. Plus, who wants to gamble on the stock market in these uncertain times?

When you don’t have enough money, you’re always fretting about it and try to make more (maybe a second job will save me?). But you don’t need millions in savings to enjoy the free lifestyle of the wealthy. You only need to know how to leverage your money to build a life you love.

This week’s guest Judy Li always saved money, but got anxious just thinking about her money until she used Grandma’s strategies to take charge of her finances.

In this episode, she shares how to plan your finances so you spend your money on experiences that fulfill you.

Show highlights include:

• How to find a financial advisor who knows what’s best for you (not only for them). (8:15)
• The simple investment strategy that minimizes risk in unpredictable times. (12:13)
• Why a life insurance policy might help you make more money in the stock market. (16:15)
• How to lower your rent by “firing your landlord”. (17:42)
• Why most jobs are unfulfilling (and how you can make your own dream job). (20:58)
• Why a soul-sucking job can lead to life-changing business ideas. (22:08)
• How your side hustle can make you miserable, even if people on social media pretend it’s all sunshine and rainbows.. (23:43)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call just like Grandma would want us to do.

Watch the complete, extended interview here: https://youtu.be/Gt1uixvAYa8

Find out more about the FIFe movement here: https://anchor.fm/fifemovement

Find out more about the Financial Freedom masterclass here: https://grandmaswealthwisdom.com/ffmc

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Society dictates a plan for life: We’re expected to go to college, graduate, get a job at a corporation and spend the rest of our lives paying off the debts we took on to get there.

That lifestyle might be right for some, but not everyone wants others to run their life. And here’s the good news: You don’t have to.

You have more options than you might think to make money, build wealth and create a life you love. In this episode, corporate worker-turned-entrepreneur Meghann Woo stops by. She’ll show you exactly how to build a career and life you love by following your calling.

Want to stop letting others run your life and build an authentic, wealthy lifestyle? Listen now!

Show highlights include:

• How making an average income as an entrepreneur makes you happier than a six-figure corporate job. (5:55)
• The “friendly neighbor” method that turns prospects into friends and clients. (7:30)
• Why simple step-by-step programs will make you wealthier than any complicated investment strategy. (12:22)
• How stress in your personal life can drain your bank account and harm your business. (14:24)
• Meghann’s advice to her younger bankruptcy-facing self. (17:29)
• Why Dave Ramsey’s advice can help you get debt-free, but won’t get your money to work for you. (19:52)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call ...just like Grandma would want us to do.

Watch the complete, extended interview here: https://youtu.be/5auavR_RZuI

Find out more about the FIFe movement here: https://anchor.fm/fifemovement

Find out more about the Financial Freedom masterclass here: https://grandmaswealthwisdom.com/ffmc

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We all know we’re supposed to save money. But most of us don’t know what for. Why save to buy something later when you can buy the same thing now?

This week’s guest is Ashley Barnhart. She hosts the Adult Struggles Podcast and struggled with saving for a long time. She always saved some money, but never deeply understood how to manage her money to live a wealthy life. But then something tore apart her family, money was tight and she had to learn how to manage her finances.

Today, she doesn’t have anxiety about money because she knows exactly where ever

In this episode, you’ll discover how to change your money mindset so you’re not anxious about money anymore. Want to grow your wealth and feel real freedom?

Listen now!

Show highlights include:

• How having a child makes it easier to save money. (6:08)
• How to stop letting your bank account control your self-worth. (8:51)
• Why college kids can be fulfilled while money is tight—and how to tap into that happiness, no matter how old you are. (10:08)
• Grandma’s method of building an emergency fund with “weird money”. (15:21)
• How the “learner’s mindset” lets you grow from difficult conversations. (22:34)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call… just like Grandma would want us to do.

Ashley Barnhart is the creator and host of the Adult Struggles Podcast, a show dedicated to helping young adults overcome common life obstacles. Ashley interviews guests from around the world who have faced challenges and are eager to teach others about their successes and failures along the way. From career growth and personal development to financial planning and more, there’s always something new to learn from Adult Struggles.

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There’s nothing more valuable than learning from people who’ve already achieved what you want to achieve. But learning doesn’t build a profitable business that sets you free—execution does.

In this episode, serial entrepreneur Danielle Mulvey stops by. She shows you how to build a profitable business from scratch, even if you’re bleeding money right now. Danielle has been an entrepreneur for over 20 years and runs multiple businesses which generate over $30 million in revenue every year.

Want her tips on how you can build wealth in today’s world? Listen now!

Show highlights include:

• How to run multiple million-dollar companies in 10 hours per week. (4:55)
• Why a bankrupt client can bring you more money than a big corporation. (6:27)
• How to travel the world with your family while your business runs itself. (9:21)
• What Danielle learned from buying fast food with quarters after making 250k a year. (10:26)
• How “Profit First” makes your business profitable without ever reading a balance sheet. (12:32)
• The easy way to become profitable (without changing your offers or prices). (15:34)
• Why being profitable is not about finances, but about your mindset. (21:18)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

An entrepreneur for over 20 years, Danielle shares her real-life experiences - including real-time across her multiple businesses she runs with her husband with annual gross revenues over $30-million. She has been there, done that and continues to do it day-in and day-out. She's the co-host of the Profit Nation podcast along with former guest of the Grandma's Wealth Wisdom Podcast Mike Michalowicz.

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In 2020, many people talk about the economy, job loss and ongoing protests. But few people focus on the challenges moms face in this crazy year.

If you want to succeed financially and have a healthy family, 2020 is a challenging year. That’s why Julia Rohan is this week’s guest. She started a business in 2019 and balances her family life with her business to live a life she loves.

Want to find out how Julia gets it all done gracefully? Listen now!

Show highlights include:

• How to have fun while navigating the economic havoc of 2020. (3:43)
• How pregnancy can make you more productive and grow your business. (8:10)
• Why home life is so hard when everyone’s home—and how to enjoy peace at home with better boundaries. (17:52)
• 5 questions to ask yourself for more clarity in your home life. (21:24)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Julia is a household project manager who serves working families that feel overwhelmed by day-to-day life. Pre-Covid, they were so busy trying to get everything done that they worried they’re missing out on what’s really important in their life. Now they're playing every role and are overwhelmed in an entirely different way. Thanks, Julia supports families so they can become more efficient with daily tasks. She loves helping them finally relax and so they can finally be present for the people they love most. Find out more at https://thanksjulia.com/.

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Being an entrepreneur sounds fantastic: You set your own hours, do what you want and you can make a lot of money. But if you’re in business already, you know entrepreneurship can be the opposite: Many entrepreneurs work late nights, do meaningless busywork and still have to buy everything on sale.

If that’s you, you’re probably not lacking passion, drive or skills. You’re lacking profit. Today’s guest Mike Michalowicz has helped thousands of driven entrepreneurs escape entrepreneurial poverty to run a better business and live a better life.

In this episode, Mike Michalowicz shares how you can become a wealthier entrepreneur—even in crazy times like these. Want to build a solid foundation for your business so you can live a better life? Listen now!

Show highlights include:

• Why the recession turns small businesses into future juggernauts. (6:48)
• How to make more money in a recession by changing nothing about your finances. (7:45)
• The “business hierarchy of needs” and how it can save your business. (10:27)
• The case against going with your gut. (13:14)
• Why busy “solopreneurs” screw over the unemployed. (18:07)
• How to reinvent your business with a simple phone call. (19:21)
• United Airlines’ counter-intuitive email strategy—and how to use it to transform your own business. (20:52)
• How to make real profit for the first time in your life by opening a bank account. (24:04)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Mike mi-KAL-o-wits is the author of Profit First, Clockwork, Surge, The Pumpkin Plan, and his newest release Fix This Next. By his 35th birthday, Mike had founded and sold two companies - one to private equity and another to a Fortune 500. Today he is running his third multi-million dollar venture, Profit First Professionals.

Mike is a former small business columnist for The Wall Street Journal and the former business makeover specialist on MSNBC. Over the years, Mike has traveled the globe speaking with thousands of entrepreneurs, and is here today to share the best of what he has learned.

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Most wealthy people have wealthy parents. And you might feel like you need a silver spoon upbringing to see success in business. After all, rich people grow up learning from successful people, going to private schools and connecting with entrepreneurs.

But you can be successful, no matter where you came from. Today’s guest is living proof. Perry Marshall went from being a poor child to one of the world’s highest-paid business consultants.

In this episode, you’ll find out how Perry Marshall became wealthy and how you can do the same. If he can do it, you can too!

Show highlights include:

• Why you’ll never make an impact punching a clock. (13:28)
• 3 versions of entrepreneurship—and the only useful one. (15:17)
• Why most business books, courses and seminars harm you. (16:44)
• If you can’t answer this question, your business is in danger. (20:15)
• How the “20-120 rule” can ruin your business—or skyrocket it. (26:42)
• What to cut from your business now to be more profitable, free up your time and live a better life. (32:27)
• 3 reasons why “no one has money right now” is wrong. (35:28)
• Why corporations on social media won’t change the world—and why you will. (41:15)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned on the show:

http://grandmaswealthwisdom.com/start

https://grandmaswealthwisdom.com/podcast/how-to-get-out-of-debt-and-stay-there/

About Perry Marshall

Perry Marshall is one of the most expensive business strategists in the world. He is endorsed in FORBES and INC Magazine. He’s guided clients like FanDuel and InfusionSoft from startup to hundreds of millions of dollars.

He founded the $10 million Evolution 2.0 Prize, with judges from Harvard, Oxford and MIT. Launched at the Royal Society in London, it’s the world’s largest science research award.

NASA’s Jet Propulsion Labs uses his 80/20 Curve as a productivity tool. His reinvention of the Pareto Principle is published in Harvard Business Review.

His Google book laid the foundations for the $100 billion Pay Per Click industry, and Ultimate Guide to Google Ads is the world’s best selling book on internet advertising.

Marketing maverick Dan Kennedy says, “If you don’t know who Perry Marshall is — unforgivable. Perry’s an honest man in a field rife with charlatans.”

He’s consulted in over 300 industries. He has a degree in Electrical Engineering and lives in Chicago.

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When you’re in a financial pinch, it’s easy to think making more money fixes everything. But even rich people often live paycheck to paycheck because of their spending habits.

If you want a smart, stable financial future, you don’t have to double your income. Whether you’re making $40,000 a year or $400,000 a year, you can leverage your assets in a way that brings you more stability and removes your anxiety around money.

In this episode, you’ll find out exactly how to leverage assets to end the feast or famine cycle for good.

Ready to get and stay wealthy? Listen now!

Show highlights include:

• A 30 second visualization exercise to guide your financial decisions. (2:11)
• What you can learn from woodworking about wealth creation. (6:55)
• How long-term investing can make others rich and keep you stuck where you are. (9:35)
• How to build a portfolio of wealth-building assets without setting aside thousands of dollars per month. (11:09)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned on the show:

http://grandmaswealthwisdom.com/start

https://grandmaswealthwisdom.com/podcast/how-to-get-out-of-debt-and-stay-there/

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When you think about leveraging assets, you might think about millionaires buying stocks, real estate and gold bars. You might feel like you can’t build a sustainable financial future without saving half your income and spending it on volatile stocks.

The truth is: You’ve got “hidden” assets you could leverage to start growing your wealth now. Your assets might not show up in your bank account tomorrow, but they can in the future.

If you follow the tips in this episode, you could find out how wealthy you really are, uncover your hidden assets and turn them into real dollars in your bank account.

Ready to feel as wealthy as you truly are? Listen now!

Show highlights include:

• Why not all your valuable assets show up on a balance sheet. (2:11)
• What the United Nations and the dictionary miss when they talk about wealth. (3:44)
• How a free asset can save you thousands of dollars in repair costs. (5:11)
• The no. 1 priority to grow your business, have more fun and get much wealthier. (11:15)
• Why selfish networking gets you nowhere—and how to grow a network that loves and pays you. (12:23)
• How your friends can make you wealthy without paying you a dime. (14:21)
• One question that unlocks personal growth, real wealth and more fulfillment in life. (16:47)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Finally, to hear what we’d add to this episode for current events, visit: https://youtu.be/KHelmZ470bQ.

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If you’re an entrepreneur, you know all about creating value for your customers. But if you’re like most entrepreneurs, you don’t value yourself enough. Maybe you even watch others succeed and feel like an amateur.

Here’s the truth about running your own business: If you don’t value yourself, no one else will. But if you know your worth, you’ll be unstoppable. You’ll solve your business challenges and win more customers without boasting or lies.

In this episode, you’ll find out 3 ways to value yourself more. If you’re ready to transform your mindset, love yourself and end your business struggles, listen now!

Show highlights include:

• Why most people don’t really love their neighbors—and how you can do it. (2:16)
• How having the best customer service can kill your business, happiness and marriage. (2:46)
• Why self-loathing entrepreneurs stay poor. (4:32)
• The “reverse paycheck” method you can use to trick your brain into valuing yourself more. (7:30)
• If you can do 7th grade math, you can become wealthier right now (without making more money). (8:08)
• How a big yearly expense turned into a hidden pocket of cash. (11:38)
• The 15 minute method to grow your personal and business wealth. (12:35)
• Grandma’s 7 day challenge to value yourself more this week. (17:07)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned on the show: https://grandmaswealthwisdom.com/55

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Why are some startup founders broke while others get rich working 9 to 5? It’s not about talent. Becoming and staying wealthy starts with your mindset.

Entrepreneurs and employees think differently about money—but they can both get wealthy. Whether you run your own business or work in someone else’s, your beliefs about money can make you wealthy or keep you poor.

In this episode, you’ll find out the top 3 beliefs entrepreneurs and employees can learn from each other. Implement these in your own thinking and you’ll improve your money mindset.

You’ll also hear the bad ways entrepreneurs and employees think about money—don’t adapt these!

Stop letting unwanted thoughts sabotage your wealth building. Take control now!

Show highlights include:

• A boring accounting practice that wipes out “entrepreneurial anxiety”. (3:46)
• How thinking like an entrepreneur can make you less effective than even bad employees. (5:20)
• Hidden advantages of inconsistent income. (6:00)
• How your best customer can put you out of a job—especially when you’re employed. (6:59)
• 2 mistakes that keep entrepreneurs poor in retirement. (10:44)
• The only thing you need to increase your income as an entrepreneur. (14:31)
• One mindset shift that transforms your business, career and personality. (16:42)
• 2 ways your thoughts make you wealthy or poor. (19:00)

Remember to download Grandma’s Top Tips for an Independent Financial Future by dropping into https://grandmaswealthwisdom.com/free/. It's time for YOU to break through to a smart, stable, financial future.

Find this week’s wealth journal at: https://grandmaswealthwisdom.com/54

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When times are good, running your own business is a dream. But in times of crisis, you realize you can’t buy food with hard work, independence and passion. And you don’t need a global pandemic to have a recession. Something could only affect your industry, city or you personally.

But as a boss, you won’t give yourself up. You can make it through anything. And today, you’ll get 4 tips to get you through any recession. In this episode, you’ll find out exactly what these tips are and how to implement them.

Want to survive the crisis and keep the business you love? Listen now!

Show highlights include:

• One book which infuses you with hope—the author made it through 2008 without a single lay-off! (6:09)
• Who to call to move forward-and what to say to earn their trust and business. (8:57)
• How “selling” less can increase your revenue and improve relationships with your customers. (11:37)
• This boring accounting practice can sustain you for months. Are you ignoring it? (16:10)
• Lessons from “crisis counsellors” who turned the adversity of a crisis into the best season ever. (19:27)
• If your goals sound like this, your business is in danger–here’s how to rewrite them to create real success. (20:43)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned on the show: https://bit.ly/GWWLIVE25

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The stock market is plummeting, most businesses are closed and the International Monetary Fund just declared a global recession.

You might feel like you need to hunker down and grow your wealth once the crisis is over. But you don’t have to give up on your financial dreams.

In fact, now is the best time to create a smart, independent financial path. In this episode, you’ll find out how to prosper in the recession. If you can make it through this, you can do anything.

Every recession creates losers and winners. Want to join the winners? Listen now!

Show highlights include:

• Why a skyrocketing stock market should scare you—don’t let this psychological quirk ruin your financial future! (6:38)
• If you feel powerless, here’s how to feel strong again with nothing but an internet connection. (8:32)
• Why “sitting it out” is the worst strategy to survive the crisis (9:30)
• How the crisis grows your wealth by making 2 good financial habits almost effortless. (10:40)
• A treatment for panic your high school teacher would love. (12:01)
• How the stock market “drop kicks” your finances, makes you anxious and scared of the future. (22:44)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned on the show:

https://bit.ly/GWWLIVE25

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Your finances aren’t just about you. If you’ve got a boyfriend, girlfriend or spouse, you probably want to consult with them before you make a choice.

But those talks aren’t always productive. In fact, they can keep you from making the financial decisions that would make you wealthy. But not involving them could ruin your relationship.

But you don’t have to choose between a good relationship and good finances. You can have both.

You’ll find out exactly how in this episode. Ready to grow your wealth with the person you love? Listen now!

Show highlights include:

• Painful questions your loved ones ask that keep you from choosing your financial destiny. (4:25)
• How to know if an investment is a scam. (6:32)
• The most important thing to know when investing in life insurance. (13:03)
• Why you should invest with companies no one knows. (14:02)
• The biggest obstacle that keeps you from growing your money.(15:17)
• The only people who matter in your financial decisions. (18:12)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned on the show:

https://grandmaswealthwisdom.com/fire/

Find your wealth journal here:
https://grandmaswealthwisdom.com/51

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It’s easy to get jealous on social media: Everybody’s sipping Mai Tai’s on the beach, financially independent and nobody cares that guac costs extra. Meanwhile, you’re saving your money, planning for emergencies and controlling your spending.

But what if you’re actually better off? Most “Instagram-rich” people aren’t actually that rich. Behind their profile is a dwindling bank balance, financial anxiety and looming poverty.

So why try to keep up with them? The key to changing your financial destiny lies in ignoring what’s popular and having the courage to do what works for you.

In this episode, you’ll find out how to build a stable financial future by looking at the hard numbers of building wealth.

Ready to stop being jealous and start choosing your financial future? Listen now!

Show highlights include:

• What courage really looks like (it’s NOT being reckless). (2:28)
• How the “4% rule” lets you have cash in the bank without running out of money. (8:00)
• 2 questions to ask yourself before investing your money into conventional assets like 401ks and IRAs. (11:35)
• The one question that’ll stun anyone recommending you financial strategies that might not work for you. (12:41)
• How to develop a sustainable financial strategy without doing the math. (14:50)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned on the show:

https://grandmaswealthwisdom.com/fire/

Find your wealth journal here: https://grandmaswealthwisdom.com/50

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Investing, saving and budgeting are all great ways to make your money work for your life.

And while they reduce your money worries, they can make you worry about money when life changes.

What if you want or have to change your lifestyle? Get married? Move across the country?

If all your money is locked up for the next 20 years, you’ll have to delay or abandon your plans.

The answer is called financial flexibility. In this episode, you’ll find out 3 ways to keep your finances flexible without sacrificing your focus on the long-term.

Ready to become financially flexible instead of being ambushed by life changes? Listen now!

Show highlights include:

• How the “financial life cycle” neglects the reality of life—and how to make your finances for your reality. (1:35)
• How to get through hard financial times without credit card debt. (6:38)
• The “meeting” to hold that gives you financial clarity in an hour per month. (11:30)
• 5 ways to make discussing finances fun. (13:07)
• One “hidden” money depot you’re probably neglecting. (16:57)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Find your wealth journal here: https://grandmaswealthwisdom.com/49

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You probably don’t like taxes. They take a good cut of your income. They’re a giant headache. And the government spends your tax dollars without consulting you.

It’s easy to think you should minimize taxes. But that’s not the key to success. In fact, paying less now can increase your tax bill in the future.

You need a tax strategy that lets you pay less over the long term–not save for a few years and then pay extra for it for the rest of your life.

Ready to take control of your taxes instead of regretting your choices when you’re old? Listen now!

Show highlights include:

• How not to be concerned about taxes—whoever’s in office. (2:49)
• 3 ways you can choose when you pay your taxes (how about never?) (4:00)
• The legal “pay never” tax options (these types of income don’t get taxed under current regulation). (9:45)
• The most important question to ask yourself regarding taxes—and how many financial professionals get them wrong. (12:18)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned in the show:

https://grandmaswealthwisdom.com/48

https://grandmaswealthwisdom.com/podcast/weve-got-a-war-to-pay-for/

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You’ve probably heard how wealthy you can become investing $100 a month. You know you should be saving each month.

The problem with this advice: It’s way more advanced than it sounds. Because to do any of those things, you need to have money left over. You have to not live paycheck to paycheck.

If you want to end the paycheck to paycheck cycle and actually implement all the advice you know can make you wealthy, you’ll love this episode.

You’ll find out why so many people are living paycheck to paycheck—and how you can spend your way out of the cycle.

Ready to feel confident about money instead of needing that next paycheck to survive? Listen now!

Show highlights include:

• The vicious cycle of living paycheck to paycheck–and the 8 word declaration that breaks the cycle (only if you’re committed to it...). (3:23)
• How to negotiate “non-negotiable” expenses. (4:28)
• How to get off the paycheck hamster wheel by treating your money like your employees. (8:50)
• The free “wealth journal” that’ll help you turn the ideas of this episode into action that changes your life. (13:23)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned in the show:

https://bit.ly/GWWYNAB

https://grandmaswealthwisdom.com/47

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If you’re a regular listener of this show, you’ve probably heard “financial independence” and “financial freedom” tons of times. And if you’re like most people, it sounds great—but you don’t know where to start. In today’s episode, we’ll fix that.

The first step towards financial freedom isn’t fixing your spending, getting out of debt or investing in anything—it starts with you.

If you want to feel free end your money worries, you need to fix your financial head trash first. Once you’ve eliminated the limiting beliefs that keep you from having the finances you want—then you’ll become independent by allocating your money.

Ready to feel calm and confident about money? Listen now!

Show highlights include:

• The quick visualization that’ll reveal some of your deepest beliefs about money. (7:00)
• 6 beliefs that keep young people from being financially independent. (9:21)
• One surprising reason you should have a bucket list—even if you think you can’t afford any of it. (12:41)
• How to create a “filter” that reveals what’s draining your bank account and what’ll grow it. (18:31)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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If you are or have ever been in debt, you know how it can drain you emotionally and financially.

From that standpoint, it’s no surprise almost everyone wants to escape debt as quickly as possible. But debt can be like diets: The yoyo-effect often catches those who try to get results too quickly.

Once you’re out of debt, you want to stay debt-free, not feel good for a few weeks until you reluctantly swipe your credit card again.

In this episode, you’ll find out how to get out of debt sustainably and stay debt-free for the rest of your life. Ready to develop a strategy that suits you instead of running with cookie-cutter solutions that don’t work for you?

Listen now!

Show highlights include:

• Why debt doesn’t have to be bad. (3:21)
• The first question you should ask yourself after deciding you want to pay off your debt. (4:33)
• Why escaping debt can be so hard—and how to break the negative momentum of accumulating interest and get your finances into an upward spiral that makes you wealthy. (14:42)
• 3 hands-on strategies to pay off your debt. These aren’t abstract models—you could start right after listening to this episode! (16:22)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Links mentioned in the show:

Find the infographic for the snow bank method here: https://nyafinancialpodcast.com/wp-content/uploads/2019/02/SnowBANK-Method.png

Attend the live show: https://bit.ly/livenyafp

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If you’re listening to this, you’re probably a young person looking to grow your wealth sustainably. Perhaps you’re a woman, too.

If so, you’ve probably encountered a lot of biases in your life. “You’re too young to know about that”, “that’s a man’s job” or “let men handle the finances” are just three examples of a slew of biased statements you might’ve heard.

The truth is: Many people are biased against the young, female or both—and that’s hard to change. But you can grow your wealth with investment strategies that give the advantage to you.

In this episode, you’ll find out how to succeed in this world despite all the prejudice and bias and even use it to your advantage.

Ready to go past the prejudice and become independent and wealthy? Listen now!

Show highlights include:

• The biblical advice that can turn you into the person older people can learn from. (8:36)
• One scary reason African-American communities often don’t have life insurance (11:55)
• Why young people and females have a giant advantage with Grandma’s wealth strategies (even better if you’re both!). (15:05)
• The most uncomfortable thing you need to consider when investing as a couple—if you ignore this, you might never see the fruits of all your investing. (18:58)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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If you’ve ever researched personal finance or wealth creation, you know there’s thousands of voices giving advice on how to invest, what to buy, how much to save and a hundred other things.

While most of these people mean well, there’s one big problem: They’re not you. What worked for someone else might not work for you.

To get the wealth and freedom you deserve, you need to find your own path. In this episode, you’ll find out how to keep too much advice from sabotaging your finances and ultimately your legacy.

Listen now and find your own path so you have a plan that you know works for you—not for someone else.

Show highlights include:

• How other people’s ideas can ruin your financial plans—whether it’s your personal finances or those of a business. (9:35)
• The simple method that ensures you’re choosing what happens to your money—NOT someone else. (13:38)
• How other people’s demands on your money can make you poor. (15:45)
• Once you know everyone’s plan for your money, here’s your next step (it’s a simple “permission” you get). (17:48)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Chances are you’ve listened to, read and seen tons of information on growing your wealth, managing your finances and changing your mindset. Vision, thoughts and mindset are important. But they’re not everything.

The big problem with all the helpful information is: It overwhelms us. With all the conflicting opinions out there, we often end up not actually doing anything.

If you actually want to grow your wealth, you need to take action. Listen to this episode now if you’re ready to get started instead of waiting around and wasting the money you could be earning right now.

Show highlights include:

• Why “picking the brain” of even top financial experts is near-useless if all you’re looking for is advice. (4:22)
• How to skyrocket your interest earnings by doing what banks do, not what they tell you to do. (7:02)
• The first steps to securing your financial future and growing wealth Grandma would be proud of. (13:02)
• How a 1% change can transform your entire financial reality and make your vision a reality. (15:32)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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In a perfect world, you’d probably want yourself and all your loved ones to be wealthy and happy without worrying about money.

Unfortunately, the world makes it easy to think you can either create positive experiences for yourself or for others—and that doing something for yourself takes away from the time you can impact others.

The truth is: You don’t have to choose between making life awesome for yourself or for others–you can do both at the same time. In this episode, you’ll find out how the “Overflow Principle” can help make you and your loved ones happier and wealthier without anyone getting upset or jealous.

Listen now if you’re ready to make yourself happy without feeling guilty!

Show highlights include:

• How to be “selfish” and impact the world more than you could by putting others first. (6:35)
• The question you can use to uncover all the positive things happening to you. (10:21)
• How to “profit first” in business and life so you don’t stress about budget anymore. (13:02)
• The crucial step you need to take after thinking about what you really want in your life. (18:23)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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If you’re under 45, your parent’s inheritance might not be part of your financial planning. That’s understandable. Inheritance is uncomfortable to think about and not an easy topic to bring up.

But your financial future might just depend on the inheritance you’ll receive. Whether it’s paying off student loans or your mortgage, starting your own business or paying expensive medical bills–they can either be a temporary problem or a lifelong worry.

It all comes down your stewardship of your parents’ legacy. In this episode, you’ll find out how to inherit as much as possible so your parents get to make the impact they seek.

You’ll also find out how to bring up the topic and make sure both you and your parents have peace of mind around their inheritance.

Show highlights include:

• The biggest reasons you might not inherit as much money as you think (and who takes the money instead). (4:45)
• How to avoid paying out your parents’ inheritance to Wall Street. (11:24)
• The scary math of how your inheritance can evaporate at the hands of the IRS. (13:38)
• 5 questions you can ask your parents to help them adjust their decisions to create lasting wealth in your family. (16:55)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

Here are the 5 questions mentioned in the show:

1. If you had a choice, would you rather give the wealth you’ve worked so hard for to the IRS, Wall Street, a nursing home or to family?
2. What if you had 2 pockets (one in your right pant leg and one in the left)? What if the left pocket was only accessible by you? The IRS, hospitals, nursing homes, children, no one could get access to it unless you gave them permission. What if the right pocket was one that anyone could reach into at any time? How much money would you move from the right pocket to the left pocket?
3. Did you know that the way rich people get rich is often because they keep their money in the family - passing it down from generation to generation in a responsible way?
4. If there was no cost, wouldn’t you want to know how to protect yourself and transfer your wealth to family instead of outside the family?
5. I recently heard a couple talking about these very issues. Would you be open to meeting with them via phone to learn more?

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Whether you’re a parent, take care of loved ones or just want to make a difference in the world, you probably love to make an impact on other people’s lives by giving–whether that’s your time, money or something else.

But if you’re like most people, another thought pops into your head sometimes: “What about me? How can I take care of myself?

Today’s media portrays people as givers or takers, making us feel like we can spend our time doing one or the other. The truth is: You don’t have to choose!

Grandma was always there for friends and family, but also knew how to take time off for herself. In this episode, you’ll find out how you can take care of yourself without sacrificing the positive impact you can make on other people’s lives.

Listen now to find out how to make others AND yourself happy.

Show highlights include:

• How to turn even the most painful episodes of your past into opportunities to turn yourself into who you want to be–and help others in the process. (3:40)
• If you can make people feel these three things, you’ll contribute to their lives in everyday conversation. (7:15)
• Why acquiring wealth for yourself money does NOT mean you can’t donate or make a change in other people’s lives with your dollars. (13:16)
• How you can give more than others can ever give you–without putting yourself in debt or filling your schedule with tons of new things. (16:38)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Road trips with the entire family are fun, but they’re exhausting. You need to take care of different people, keep the car running and carve out time for yourself to recharge.

Managing your money can be like a road trip–especially when you have to care for someone else like an elderly family member or a child.

And just like you can arrive at your destination with the family packed in the car, you can sustainably grow your wealth while caring for someone.

Listen to this episode to find out how to grow your wealth sustainably instead of letting life sabotage your financial plans!

Show highlights:

• The biggest financial planning mistake most people make—and how to fix it. (10:26)
• The biggest everyday expenses that keep you in paycheck to paycheck cycles. (13:52)
• How the ups and downs of the stock market “break” compound interest and slow down the growth of your money. (15:02)
• The regular event in the market that can take your money 5 years to recover from. (17:27)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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It doesn’t matter if you’re twenty years old or fifty years old - it feels good to get ahead financially. It reduces stress and gives you the chance to take advantage of life’s other investment opportunities.

Today we’re going to teach you how to get ahead and give your finances a better footing. 

Tune in and get ready to start moving towards a better financial life! 

Here Are The Show Highlights:

• Swerving in and out of financial traffic: Why you shouldn’t cut corners when it comes to your finances (3:25)
• The key to long-term financial freedom (12:15)
• Turtle vs Rabbit: The power of persistence when it comes to creating a secure financial life (14:30)
• How to decide which financial investment vehicle is best for you (16:10)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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If you’ve heard of a Roth IRA, you may be wondering how different it really is from other options. We get it - we understand that it can all get a little confusing!

While a Roth IRA and other options have some similarities, they have some pretty significant differences.

If you’re looking for a long-term saving strategy, it’s key that you understand the differences and how they’ll affect you in the future.

Today we’re going to break down the Roth IRA as a saving strategy for you, question by question, so you can understand the differences, and choose the best plan for you.

Here Are The Show Highlights:

• Why a Roth IRA makes sense for millennials (2:20)
• Roth IRA or Roth 401(k): What wins for retirement savings? (5:50)
• How a Roth IRA works (6:20)
• 5 big disadvantages of saving with a Roth IRA plan (8:00)
• Reasons you may want to contribute to a Roth alternative and how it could be more important than you think (14:00)

Resources Mentioned on the show:

https://www.nytimes.com/1998/04/05/us/97-middle-class-tax-relief-benefits-wealthy-first.html.

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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We’re back for part two of our interview with Tim Austin; the veteran of time-tested spending and saving strategies. Today, he shares 8 financial lessons that you can learn from Grandma’s Generation.

Here Are The Show Highlights:

• A responsibility philosophy people mistakenly don’t understand (3:20)
• Learning from other people’s mistakes, and how you can avoid making the same ones (5:00)
• What it means to really live within your means (7:00)
• How to use debt to your advantage (8:200
• The secret to financial success (11:10)
• The power of compounding interest (11:50)
• Is your home really your greatest asset? (13:10)
• The connection between physical well-being and financial health (18:20)
• Tim’s favorite saving tool for Millenials (28:30)

Links Mentioned In Today’s Show:

Find more of Tim’s work over at www.bankonyourself.com

You can also find Tim’s story in chapter 11 of the best-selling book ‘Bank On Yourself Revolution’

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Tim Austin is a veteran in the financial services industry. His passion was in helping parents solve their most immediate need - paying for their children’s college education while continuing to fund their lifestyle, pay off their home, and save for retirement. He’s a leading advocate of ‘old-fashioned’ spending and saving strategies - but don’t let that put you off today’s show!

Tim is an expert when it comes to helping you reach your financial goals without the unnecessary risk. Today, he’s here to share some of the most valuable financial lessons he’s learned throughout his financial career - including how you could be easily overlooking $2.7 million in your life.

Here Are The Show Highlights:

• The biggest financial benefit that almost put Tim out of business (6:25)
• A common - but easily avoidable mistake - Tim sees people making with their money all the time (11:30)
• A $2.7 million dollar story: How big are your barrels? (13:20)
• How to build a financial plan without the unnecessary risk (17:35)
• The big difference between saving and investing (22:30)
• Where to find the best source of financial statistics online (24:15)
• An effective saving strategy for your short-term goals (27:00)
• Tim’s time-tested 10/10/10 financial formula (28:30)
• Everything you need to know about compound interest, and why it’s the 8th wonder of the world (29:50)

Links Mentioned In Today’s Show:

Find more of Tim’s work over at www.bankonyourself.com

You can also find Tim’s story in chapter 11 of the best-selling book ‘Bank On Yourself Revolution’

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Mark Willis is a man on a mission to help you think differently about banks and financial uncertainty. He’s a financial planner, #1 best selling author, and the owner of Lake Growth Financial Services.

Mark has helped hundreds of people take back control of their financial future with sophisticated, tax efficient financial solutions - and today’s he’s on the show to help you out too.

We talk about everything from the ‘paper bag’ saving strategy, getting the most from your mentors, and practical tips for managing your money. A highly valuable and insightful episode you wouldn’t want to miss!

Here Are The Show Highlights:

• What money was like for Mark growing up (5:15)
• Practical tips for changing the way you think about money (11:30)
• Effective mentoring through listening (13:10)
• The role of the U.S. Federal Reserve, and how it has shaped the world we live in today (20:45)
• Places to keep your money that’s not a bank (22:45)
• Investing for grandchildren in a tax efficient way (23:15)
• Marks ‘secret’ formula for a successful life (24:00)
• How to ensure your future is greater than your past (26:00)

Links Mentioned on Today’s Show:

Southpark: Bank and it’s gone:

https://www.youtube.com/watch?v=OtpwAg0KTeA

Mark’s podcast:

https://nyafinancialpodcast.com/

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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In part two of our special guest interview, Glen Hahn continues his quest of showing you how to navigate the increasingly complex modern healthcare system - focusing specifically on 6 alternative ways that are available to pay for your healthcare.

Here Are The Show Highlights:

• The problem employers face when it comes to employee healthcare (3:40)
• A website you should never use when looking for personal healthcare, as well as Glen’s personal recommendation of what you should use (7:30)
• How to handle healthcare with a pre-existing medical condition (13:20)
• Everything you need to know when it comes to Medical Cost-Sharing plans (15:25)
• Why you need to think about a plan for the worst-case scenario (20:10)
• The coolest feature about a direct primary care practice, and why you need one (25:20)

We understand that Healthcare can feel like you’re trying to tiptoe your way through a minefield. You may have burning questions that need answers FAST, somebody to bounce your ideas off, or even somebody to help do the research for you. Either way, if you need help or guidance with your healthcare, feel free to reach out to Glen at Ghahn@hahnhealthinsurance.com

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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So you thought your life choices were confusing? Well, now they’ve become much more of a challenge as you set out to navigate the healthcare minefield - but do not panic!

Today’s Guest is Glen Hahn, and he’s on a mission to change the face of health insurance as we know it in the United States. He’s been on every side of the health insurance spectrum. Whether you’re looking for medical insurance as a consumer, you’re looking to utilize it as an employee, or something completely different, Glen has probably been there!

Make sure you tune into this episode as Glen shares his wisdom from 34 years inside the healthcare sector, plus some eye-opening insights into money, real freedom, and long-lasting legacy.

Here Are The Show Highlights:

• An Impossible Task? Glen’s mission to change the face of U.S Health-Care (2:10)
• Glen’s advice for attracting more money into your life (3:20)
• A financial mistake that ruins many relationships, and how you can avoid it (4:30)
• A life lesson you must teach your children - and pass onto your grandchildren (6:40)
• Where real freedom is found, and why most people can’t find it (7:45)
• How to create a legacy that outlives you (10:30)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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In this episode, we interview Jonathan Rivera; serial Entrepreneur, founder of The Podcast Factory, and fellow coach for Brandon & Amanda. Simply put, Jonathan helps his clients to create an everlasting impact in their community through the spoken word.

Today, Jonathan shares stories from his early days, how he transformed his money-mindset, and what he believes is the best way to make -and save -money.

Here Are The Show Highlights:

• Carry THIS in your pocket: How to reinforce a positive & abundant money-mindset (3:30)
• A ridiculously simple system for controlling your money & saving hundreds per month (6:20)
• The real relationship between discipline and freedom (12:00)
  Generational wealth and your financial legacy (13:30)
• The best (and easiest) way to make money (14:25)
• An alternative - but extremely practical - way to think about money (17:40)
• One of the best finance books that the ‘richest’ people read (22:25)

You can find out more about how Jonathan helps his clients create everlasting impact at www.thepodcastfactory.com

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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It’s always useful to use metaphors to describe current situations we live in to help people see what’s right in front of them.

The ‘Bucket of Crabs’ metaphor is a great way of showing how our own selfishness and distrust keeps us hostile and stuck in the status quo.

There are several crabs in a bucket, one of them tries to escape and the others will pull him back down.

In other words “If I can’t have it, neither can you!”
In this episode, we pull apart this theory, and show you how to climb out of your ‘bucket’ when it comes to your finances and relationships. We also touch on the Janteloven; The Nordic code for promoting peace and happiness, and how you can apply them to your financial future.

Here Are The Show Highlights:

• How to avoid the ‘Crab Bucket’ Syndrome and having others hold you back (2:50)
• How AND why others try to hold you back from success (3:15)
• How a Swedish cultural code can improve the health of your financial future (5:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Learning how to save money is a big part of living a ‘rich life,’ but it’s not about just aimlessly tucking money away in a piggy bank under your bed! Instead, it’s about good goal setting and practical systems.

Understanding how to save money correctly allows us to invest in the things we want in the future. Whether it’s a wedding expense, a downpayment on your future home or something else - these ‘big wins’ are the backbone of why we save money.

In today’s episode, we share a practical system for saving money that doesn’t involve cutting coupons or the latest Chrome extension. What you’re going to learn in this episode is about feeding the piggy bank on a much larger scale in a way that’s better for both the piggy AND the bank!

Today’s Show Highlights:

• Why you should save money, and how to do it with minimal pain (1:20)

• The right mindset you need to build a bulletproof budget and make your money work for you (8:25)

• The ‘deer in the headlight’ difference between saving and investing, which you should do, when, and how (12:50)

• A ‘too good to be true’ saving strategy that uses other peoples’ money to get what you want without sacrificing your own money pot! (14:00)

• How to financially take care of your future-self without losing out on compound interest (16:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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It doesn’t matter what field you’re in, success leaves clues others can follow.

When you learn something new, you very rarely discover it for the first time. It’s usually something you’ve read in a book or seen on a Youtube video or heard from a friend.

Without a proven model, success will be much harder for you to achieve. We are hardwired to learn by watching the behavior of others. It’s how we learn to walk and talk. You watch the behaviors of others and then use it to model your own behavior.

If you’re having trouble putting this idea into action, make sure you tune into today’s episode, and while you’re listening, be sure to ask yourself these two questions:

Whose success clues are you studying?
Whose model are you duplicating?

Today’s Show Highlights:

• One of the most common habits among all successful people (3:20)

• How to sustain high performance and live a satisfying life (5:25)

• The real power of a mentor relationship and having somebody to talk to (7:45)

• A huge life lesson we can learn from The Lord of the Rings (11:00)

• How NOT to find a mentor...and the types of people you should avoid like the plague (13:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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It’s easy to live life just going through the motions, even if you want to do better financially for yourself and your family.

A financial breakthrough is something most of us want, but getting one can be tough if you’re not doing the right things to make it happen.

Some fret over their career standing or the size of their paycheck. Others are concerned that they could be doing more, such as saving more money, investing, or planning their own future.

Fortunately, there are ways to take your finances to the next level - you just need to know what the right steps are to take.

Here Are The Show Highlights:

• The deliberate process for achieving a financial breakthrough (3:10)

• A rock-solid plan for taking advantage of opportunities (10:45)

• How to free yourself from self-limiting beliefs that hold you back from success (16:10)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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When you’re stuck in a bad situation, it can be all too easy to never attempt escape - even when the prison doors are left wide open.

Learned helplessness keeps us stuck in jobs we hate and holds us back from seeing our dreams through to reality - but this behavior can be unlearned. In this episode, you’ll learn how it keeps people trapped in jobs they hate, poor health, and terrible circumstances despite how easy it might be to escape a negative situation.

Best of all, you’ll learn how to defeat this psychological trap and regain a full sense of control and hope in your life.

Here Are The Show Highlights:
- How to re-discover ‘hopes and dreams’ to create purpose in your life (9:25)
- Why the majority of people unknowingly enforce their sense of despair - and how you can avoid the same psychological trap (10:30)
- Two things that are far more important than what college you go to (15:05)
- How to put some WOW in your day...and someone else's simultaneously (17:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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We live in a stressful world where so many of us are on the edge of burn out.

People are working up the 3 jobs and are still barely able to make ends meat. Families worry about every major expense, pinching pennies and using credit cards to make sure they always have enough.

But would it be possible to have a boring financial life with no stress? What if your money remained boring and safe when - not if - the next recession hits? Well, that’s what we’re going to be looking at in today’s episode.

We’re going to be taking a look at the roadmap to achieving true peace when it comes to your financial independence.

Here Are The Show Highlights:

• The most boring budgeting app that you should be using (3:35)

• Why being financially independent doesn’t always equal peace (10:00)

• Two critical objections you need to pay attention to on your path to financial independence (12:50)

• Grandma’s helpful money metaphor that could mean a wealth of common sense (17:25)

• Three sure-fire ways to reduce stress and help you move towards true freedom (19:15)

• How to invest...if you can’t afford to lose (21:35)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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If you’re between the age of 30-40, you could be under severe threat from a growing crisis affecting millions of working Americans today.

A crisis so powerful, it can put massive risk on one of your biggest assets: Your income.

It’s a word that’s not reserved solely for combat veterans or individuals confined to a wheelchair. That word is ‘disability’ and many Americans are experiencing severe financial difficulty because of it.

But by taking the correct preventative measures and understanding how to protect your income from the impact of disability, you’ll not only be prepared for the worst, you’ll also be protecting your greatest asset which is your ability to earn an income.

And that’s exactly what we’re going to show you how to do in this episode.

• Here Are The Show Highlights:

• Expect the unexpected: What actually happens if you suddenly become disabled (5:25)

• The 3 ‘invisible’ pains of a lack of ability (7:10)

• The double whammy effect of a disability...and how to make sure you’re prepared for the worst (8:00)

• What Grandma would do to shield her income and protect her wealth (9:00)

• Emergency savings - how much is enough? (10:20)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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So many of us are on the verge of homelessness...and we don’t even realize it.

The American housing bubble that wreaked havoc on our global economy continues to linger even today. The toxic combination of slow wage growth and skyrocketing house prices has put buying out the question for many Americans, forcing them to rent.

In today’s episode, we’re going to explore (and expose) why this is, and what you need to do to protect yourself financially.

Here Are The Show Highlights:

• The fundamental cause of racial disparity and the shocking reason why the housing crisis is much worse for black families (6:30)

• The long-term effects of the burst housing bubble and what you need to do to protect yourself financially (7:50)

• Why millions of millennials can’t buy homes (and why you need to make a fortune to afford even an average home in many American States) (9:45)

• Why you could be closer to homelessness than you think and how you can prevent it (14:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Today, we are continuing our tale of the two twin Grandchildren: Michael & Matthew.

If you missed part one, click the link below to go straight there and get up to speed:
Click here to listen to part one of our tale about two Grandchildren

Right now, in 2019, they are both turning 34. So how did their financial strategies play out in their 40’s, 50’s, 60s and beyond? Well, let’s time travel and jump into today’s show to see what happens.

Here Are The Show Highlights:

• An old stock investing strategy for retiring rich and why it can be so hard to implement (3:15)

• The future of college education and investing for your future generation grandchildren (12:30)

• How to teach your kids financial responsibility (13:10)

• The fate of the Wall Street stock and how you can use it to your advantage for your 401k & 529 plan (16:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Michael & Matthew are the Grandchildren of Margaret & Mildred. Their parents were born just after World War Two in a time of great prosperity and economic growth.

Both grandchildren lived tightly knitted lives with their Grandparents and both saw a great contrast in how their grandparents’ lived their lives compared to how their parents’ lived - especially when it came down to personal finances.

Matthew has chosen to follow the conventional advice like the majority of Americans, whereas Michael decided to go with his Grandma Margeret’s advice and did things a lot differently.

This subtle change in their beliefs around money was enough to shape their entire lives.

Tune in to find out exactly what happened when both Grandchildren took completely different forks in the road when it came to their personal finance strategy.

Here Are The Show Highlights:

• The powerful drive that ignites human behavior and how to shift negative beliefs to create polar opposite results in your life (6:00)

• Money on your mind: The importance of figuring out your philosophy about money (11:30)

• Grandma was right after all! A practical wealth wisdom secret to long-term wealth and security (12:30)

• An unmistakable sign you’ve been brainwashed with negative money habits and how to quickly replace them with positive ones (15:40)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Today, we’re continuing our tale of two twin Grandmas:

Margaret & Mildred, and how they both took different forks in the financial road later in life, and how this decision drastically altered their future personal finances.

If you missed part one, click the link below to go straight there and get up to speed:
Click here to listen to part one of our tale

Here Are The Show Highlights:
-The 4% Retirement Rule: How it works and why it was a serious problem for Mildred (5:00)
-Why an Annuity could be a great investment for you...and how you can still have money distributed for you, year-after-year, even with an account balance of zero (8:00)
-Who came out financially better off, Margaret or Mildred? Here’s the answer (12:20)
-The most important question to ask yourself when it comes to writing your own ‘money story’ - this question alone has the power to dictate your financial future (13:30)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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The 1930’s marked a crucial decade in American history.

The Great Depression: One of the deepest, longest-lasting economic downturns in the history of the Western world, challenging many American families in major economic, social, and psychologcail ways.

Today we share the first part of our story about two twins. Both born during the Great Depression and both were trying to do everything ‘right’ when it came to saving their money. Tune in to see how each of them took very different forks in the financial road, and how it impacted them later in life.

Here Are The Show Highlights:

• The most practical time-tested rule when it comes to long-term financial security for your savings (7:40)

• Was this one of the greatest rip-offs or greatest investments of the 1980’s? We’ll let you decide (9:50)

• Two very alternative ways to invest your money...with two very different outcomes (12:20)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Becoming debt-free is said to be a notch on the belt toward financial progress. It’s widely admired, longed for, and sometimes even praised by ‘financial experts.’

But the truth is, paying off debt may be risky...or in some cases unnecessary.

In today’s episode, you’re going to discover exactly why becoming debt free isn’t all its made up to be, and why instead, you need to be laser-focused on growing your net worth to become financially free.

Here Are The Show Highlights:

• A powerful financial lesson every adult should learn...and why you probably weren't taught it (3:10)

• What your number ONE priority must be from this day forward if you ever want to be financially free (8:20)

• The secret to making your business work for you...not the other way around (15:45)

• The ‘night and day’ difference between building your net worth and paying off your debt...and how it can positively affect your financial future (17:20)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Money. Wealth. Finances.

It doesn’t matter how much you have - or don’t have, you can’t escape it. Money is part of our lives and we all have an interest in it to some degree.

Money requires being paid...attention to.

In today’s episode, Brandon shares some of his life lessons on money, and how this has shaped his life for the better...and worse! While some of these lessons may seem obvious, others may not. If learning how to build wealth is important to you, make sure you tune in to this episode!

Here Are The Show Highlights:

• Why you need to pay attention to this vital ‘money story’ and how it can shape your financial future (1:30)

• Foolish money mistakes...and how to avoid them (5:10)

• How to break bad spending habits and create new, healthy ones (5:40)

• One vital ‘money-mindset’ shift in perspective necessary to succeed as an Entrepreneur (11:00)

A transformative way of thinking about what you ‘leave behind’... and why it’s more important than you may have thought (16:50)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Becoming financially independent is the moment your investments start paying more than your expenses. And when this happens, you’re ‘free.’

Free from trading your time for money.

Free from having to work for a living.

Free from having to worry about bills or paying rent on time.

But with so many different options on the table to reach your FIRE goal, which should you choose?

In today’s episode, you’re going to discover the perfect match for achieving your FIRE life using a time-tested tool that half the American population used back in Grandma’s day to build a rock-solid foundation, allowing them to rest easy, knowing they had a reliable financial strategy.

Here Are The Show Highlights:

• Attributes that make this asset ‘catch’ FIRE - and it only gets better over time (3:40)

• Bank On Yourself ®: 4 Key benefits for growing and protecting your financial future with this time-tested investment vehicle (10:00)

• The risk-free way to maximize the growth of your bond funds as a FIRE enthusiast (14:40)

All guarantees are based on the claims-paying ability of the insurer. Dividends are not guaranteed. The presenter(s) is not a licensed tax professional and this information is not to be construed as giving specific tax or planning advice. Tax laws are subject to change. Excess policy loans can result in termination of a policy. A policy that lapses or is surrendered can potentially result in tax consequences. Your results will be different from any discussed here, as each policy is custom tailored.

Bank On Yourself® is a registered trademark owned by Hayward-Yellen 100 Ltd Partnership and is used with permission of the trademark owner here. This information represents the opinions of Amanda and Brandon Neely of Business Activist Entrepreneur, L3C and not of Bank On Yourself or Pamela Yellen. Pamela Yellen and Bank On Yourself and its affiliates, directors, officers, and employees are not responsible for any errors and omissions, or for the results obtained from the use of this information and will not be held liable for any direct, special, indirect, incidental, consequential, punitive, or other damages related to the use of this information.

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honoured wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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In the previous episode, we talked about the ‘FIRE’ movement and what it actually takes to achieve this ‘Financial Independence/Retire Early’ goal.

In today’s episode, we’re going to cover some of the most common FIRE extinguishers that could potentially wreak havoc on your financial strategy, stopping you from fully enjoying the fruits of your own labour.

Here Are The Show Highlights:

• Two of the biggest ‘FIRE’ benefits Grandma would have loved (4:10)

• How stock market volatility actually affects how much money you have (10:00)

• Is the internal revenue system stealing your money? (13:00)

• Inflation: How to prepare, capitalize and protect your savings (14:30)

• One type of ‘FIRE’ extinguisher almost everyone forgets to factor in (16:50)

• Early retirement and paying for Kids’ College: Are they compatible? (19:50)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honoured wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Retiring into your 60’s and 70’s can seem like an enormous challenge to pull off. But some people are following the ‘FIRE’ movement, retiring early and parting from their careers in their 30’s and 40’s.

In today’s episode, we talk about the ‘FIRE’ movement and what it actually takes to achieve this ‘financial independence/retire early’ goal.

Here Are The Show Highlights:

• A ‘must-read’ book to transform your relationship with money and achieve financial independence (2:20)

• Crucial steps needed to achieve financial independence (3:20)

• What everybody is getting wrong about the ‘FIRE’ movement (13:00)

• How to recession-proof your money and protect it from the next financial crisis (17:20)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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In this episode, Brandon and Amanda expose one of the biggest lies in the financial sector that almost everyone believes in...they reveal a huge truth about our economy while providing you with the tools to steer clear of these financial rocks.

Here Are The Show Highlights:

• How the financial sector sneakily manages to stretch ‘the truth’ and bend the fine print in their advertising (3:45)

• The ‘buy and hold’ lie you’ve been brainwashed into believing (6:50)

• How to actually understand expert financial jargon (9:30)

• The problem with straight-line projections and the future of your money (12:35)

• Where you should invest to make your money grow (19:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Grandma used to say ‘if you’re going to go to college, it’s worth making the most of it.’ The value of education cannot be quantified - some say it’s priceless.

But the cost of going to college can certainly be calculated, and the figures are mind-boggling: $1.5 trillion in outstanding student loans. A crisis rippled throughout the entire economy - and it’s only getting worse.

In today’s episode, you’re going to the learn common sense strategies for squelching student debt once and for all and gaining more financial freedom in your life.

Here Are The Show Highlights:

• Why the impact of student debt goes deeper than you think (5:00)
• The ‘common sense’ strategy for escaping student debt. FAST (5:55)
• How to create a budget you can actually stick to (6:10)
• The ‘debt snowball’ repayment method (7:30)
• How to slash your student loan interest rates (8:40)
• A less than common option to consider outside your 529 plan (16:30)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Eating Twinkies - and only Twinkies - isn’t a great idea. Loaded with sugar, preservatives, artificial colors and flavors, Twinkies are best kept off your shelves if you want to live a healthy life.

And the same applies to your finances.

Today, we’re going to cover three simple-to-follow steps you can use right now to create a ‘healthy’ financial plan that will be your foundation for years to come.

Here Are The Show Highlights:

• The night-and-day difference between a budget and a ‘healthy’ financial plan (5:10)
• How to create a life-long financial plan (8:10)
• Best practices for ‘stress testing’ your new financial plan (11:00)
• Actionable steps to instantly put your financial plan into play (12:45)
• Our number one piece of advice when it comes to creating your financial plan (13:10)

Eating Twinkies all day will kill you, but having a healthy financial plan for your money might just bring you more wealth than you could ever have thought possible.

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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There’s no question that money is a huge motivator for many people. Not everybody wants to be a billionaire but chasing money as a symbol of fulfillment could be leading you down the wrong track.

In fact, it has been proven that money isn’t the holy grail of fulfillment. It doesn’t increase our job satisfaction, nor does it make us more productive in the long-term.

In today’s show, Brandon and Amanda explore the topics of accumulating money vs living a fulfilling life and leaving a lasting legacy for generations to come; Something Grandma would have been proud of.

The Show Highlights:

• The key to balancing fulfillment, purpose, and profit (5:30)
• Why it’s impossible to help the poor when you’re one of them (8:25)
• Your game plan for escaping the paycheck-to-paycheck hamster wheel (10:40)
• How to leave a legacy people will remember you for (14:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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How do you tell the difference between false prophets and genuine financial advice?

How can you tell if a ‘financial expert’ can actually help you?

Is his primary mission to pad your pockets or his own?

In this episode, you’re going to learn 3 tips to help you when deciding who to place your trust in to help you build future wealth Grandma would be proud of. This is a ‘common sense’ approach to finding the right financial advisor to make sure you don’t get ripped off.

The Show Highlights:

• You can’t make it drink...but you can put salt in the feed (1:20)
• Trust issues and why I fired my therapist (2:00)
• The truth about (many) financial advisors, and who you can really trust (4:30)
• Why your parent’s financial advice is probably wrong (5:00)
• Robo Advisors: Are computers better financial advisors than humans? (10:20)
• 3 wealth-building tips for deciding who to trust with your money (12:30)

People will do whatever they want to do, no matter how much you try to persuade them with advice. You can’t make them ‘drink’...but you can put salt on the feed. Tune in to this episode to make sure you never get ripped off when it comes to building future wealth with a financial advisor.

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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To make a mountain out of a molehill means to exaggerate or put too much focus on a minor issue and make it seem like a major one.

Today, we’re going to flip this famous idiom on its head and show you how it’s actually a positive thing and how you can use it as a wealth principle to turn a molehill investment into a mountain of money.

The Show Highlights:

• A life-changing book we highly recommend reading (1:45)
• The fallacy of traditional saving vehicles and where you should put your money (5:00)
• Implementing and executing your ‘exit plan’ strategy (9:20)
• A not-so-fun but true fact about retirement (10:00)
• The most important question(s) you need to keep asking yourself (13:00)

Whatever level of wealth you have right now, what if you could leave more than you could ever save for your future generations?

If you feel like you only have a molehill of money right now, Grandma’s strategy can still help you turn it into a mountain no matter how small it feels.

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Wars have been fought with silver bullets but Civil War history offers little consolidation.

Modern income tax was introduced in 1913 as a tax for the very top earners - irrelevant to most Americans. But in 1942, the script was flipped and the entire nation was mobilized for war, and money was in desperate. And still to this day, the majority of American’s are paying for this war through their income taxes.

Today’s episode is focused on the history of American income tax, and how to factor it into your future financial plans.

The Show Highlights: - The reality of Grandma’s income tax versus yours now (1:50) - How politicians are screwing you over (2:40) - Read my lips: No More Spinach (3:30) - What the rich really give back to society (5:45) - How the internal revenue service could be stealing your children's’ money (7:00) - The real truth about paying for the American Civil War (9:00) - How to factor in taxes when making future financial plans (13:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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As the saying goes; it takes money to make money. But it doesn’t necessarily have to be your money if you understand how to leverage other people’s money (OPM), especially when it comes to making major purchases.

In today’s episode, you’re going to discover 3 key strategies Grandma would have used to leverage other people’s money when it comes to making major purchases without needing to go into debt or hand a large portion of your money away...never to be seen again.

The Show Highlights:

• Grandma’s warning about other people’s money you need to know (3:00) - Why more people than ever are struggling to pay off student debt (3:45) - What actually happens when you loan money from a bank (7:00) - Are you really winning when it comes to money? (11:00) - Why the majority of people unwillingly give away a third of their hard-earned income to bankers without even realizing (13:45)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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What if you had a chicken that laid eggs...but never hatched chickens or gave you food for breakfast?

What if you’re in a position where your job won’t allow you to get ahead in life, and you’re unable to break the chains of the the time = money cycle?

In today’s episode, you’re going to learn three key ideas to help break free from the paycheck-to-paycheck cycle, so you can live a happier life...the life you were meant to live, and the life Grandma would have wanted you to live.

The Show Highlights:

• What the word ‘job’ REALLY stands for (1:45) - Why your house is not an asset and how to make it one (6:40) - How to break the chains of the time = money trap (8:50) - The not so secret ‘secret’ to creating a life of abundance and wealth (10:10) - An effective strategy for cutting down your monthly payments (11:20) - The simplest, most successful way to boost your retirement savings whatever your age (13:20) - Stern advice for defining a ‘need’ and a ‘want’ (14:40) - Grandma’s ‘all-season’ asset allocation savings formula (18:40)

If you want your ‘chickens’ to lay eggs that will hatch or give you a nice ‘omelette’ for breakfast, you’ll find a way. In Grandma’s language; where there's a will, there's a way. If you want to find a way to break the time for money cycle, you’ll find a way to make it happen.

(and if you don’t want to find a way, you’ll find an excuse)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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In this episode, Brendon & Amanda talk about the 8th wonder of the world:

Compound Interest.

Saving early and consistently is one of the most powerful financial tools available today. Tune in to learn about this powerful concept and learn how you can put it to work by saving your money the right way to build a consistent stream of ever-increasing wealth over time.

Show Highlights:

• Gambling and getting serious about savings (2:20) - When to save vs when to invest (5:00) - The Financial Stability Pyramid: Why the rich get richer and the poor stay poor (6:00) - The uninterrupted power of compounding interest and how to correctly use it (9:45) - Grandma’s 10,10,10 saving strategy for long-term financial stability (15:00)

Remember...if you choose to let your money just sit in a bank, it will make less than 1% interest. Compounding interest is your future nest egg - and you can start utilizing it’s potential starting today...just like Grandma used to!

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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Today, there are generally three main ways people make major purchases; with cash, leasing, or financing. Whether it’s a new car, a bigger house, or a new smartphone. And it all boils down to the same thing:

A cycle of earning to spend and a hamster wheel that starts and always returns to zero.

In today’s episode, Brendon and Amanda share with you some of Grandma’s strategies for breaking the ‘earn-spend cycle’ so you can build everlasting wealth. A golden goose that replenishes your monetary reserves every single month.

Here Are The Best Bits:

• Brandon and Amanda’s eye-opening backstories (1:25) - How your ‘trusty’ bank could be stealing your money (10:30) - The ‘too good to be true’ wealth accumulator staircase anyone can step onto (14:00)

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.

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“If it had been a snake...it would have bitten me!”

A grandmother’s wisdom stays with us for life. She’s lived through tough times that required resilience, sacrifice, and ingenuity; virtues ingrained by necessity and traits that have stayed all her life.

Grandma often sees what we’ve become blind towards, the opportunities we miss, and the snakes right under our noses.

Grandma’s Wealth Wisdom Show is the only podcast with strategies to grow your wealth, simply and sustainably...just like Grandma used to.

And in today’s very first episode, your hosts Brandon and Amanda chat about a topic Grandma took for granted that the majority of us have become blind towards:

Passive Income.

Here Are The Best Bits:

• A life-long lesson learned from eating rat poison (0:50) - Two of the simplest ways to create passive income (3:40) - Rewiring the way you think about retirement (7:45) - Passive income that pays more than the savings shoebox under your bed (9:20) - How Grandma’s version of passive income would have looked (12:00) - The tax-free characteristic of Grandma’s passive income (13:40)

Listen and start creating your own passive income Grandma would be proud of!

Remember to download Grandma’s free wholesome wealth recipes book by dropping into www.grandmaswealth.com. Time-honored wealth strategies served with a helping of balance and trust.

If you’d like to see how Grandma’s timeless wealth strategies can work in your life, schedule your free 15-minute coffee chat with us by visiting www.grandmaswealthwisdom.com/call...just like Grandma would want us to do.