The OneRoof Radio Show: Recent Episodes
Newstalk ZB
Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks.
Leading industry experts join us to discuss and debate the latest in market trends, investments, DIY and much more. Step inside The OneRoof Radio Show and make yourself at home.
Renters make up a large portion of the property market, and there's a difficult dance to paying to live in someone else's house.
Who's responsibility is it to maintain the lawns? How do you spot a good property to rent? And when does an issue become the landlords problem instead of the tenants?
Managing Director at Aspire Property Management Mike Atkinson joins Tim Beveridge to discuss.
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In the property market we often focus on who's winning between the buyer and the seller, but an economist from Simplicity has calculated that renters could be the top dogs at the moment.
But, Ed McKnight from Opes Partners questions the reliability of this claim.
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Property markets always favour either the buyer or the seller - someone's gonna get more out of it.
It's hard to know what move to make in the property market, and even harder to know when.
Harcourts Managing Director Martin Cooper joins Tim Beveridge to answer your questions about the property market, and how to know when to buy, sell or hold.
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Townhouses are popping up everywhere across New Zealand.
Are they flooding the market? Or are they providing low cost solutions for youngsters entering the market?
Harcourts Managing Director Bryan Thomson joined Tim Beveridge for The One Roof Radio Show to discuss.
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The expression property market reset has been recently popular in property news– but what is it?
What does it look like? And what does it mean for homeowners and investors?
Opes Mortgages Managing Director Peter Norris joined Tim Beveridge for The One Roof Radio Show to discuss.
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Renting out property can come with a lot of risks for landlords from faulty buildings and dodgy tenants.
Mike Atkinson from Aspire Property Management joins Tim Beveridge for the One Roof Radio Show to discuss some of the red flags that might go unnoticed by the average landlord.
And, how to avoid being a red flag tenant, what can you do to overcome previous renting mistakes to get into the property you want?
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Property's been the golden-goose egg in New Zealand for as long as we've known. It was your retirement plan, your income stream, your lifeline, and what you worked towards.
The plan was simple: buy a house, pay it off and/or rent it out, and by the time you stopped working you had something solid behind you. It was our version of the American Dream.
But with the house market in a state of volatility or decline, interest rates and insurance going up, and capital gains tax becoming a hot-topic, is planning your life around the property ladder outdated? or is it a financial trap?
So is property still the asset it was, or should we starting widening our view elsewhere?
Opes Partners Resident Economist Ed Mcknight joins Tim Beveridge now for the One Roof Radio show.
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On the One Roof Radio Show, founder of Property Quadrants and property commentator Nichole Lewis joins Tim Beveridge to talk about why less people are including property in their retirement planning.
And why is it so hard to sell an apartment? Should first-home buyers steer clear of something that they'll likely be stuck with?
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On the One Roof Radio Show Harcourts Managing Director Bryan Thomson joins Tim Beveridge to talk about how a Capital Gains Tax would affect the property market.
And The Opportunity Party proposed a land tax on urban residential properties, and Bryan isn't keen on the idea.
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On the One Roof Radio Show buyer's agent Alex Martelli spoke to Tim Beveridge about kiwi's seemingly falling out of love with property. But is the vibe being skewed by the level of the fall as measured since prices went bonkers?
And they discuss everything apartment ownership.
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Aspire Property Management's Mike Atkinson discusses tough times for landlords, calling it the worst market in 50 years.
For years the story was rental shortage, rising rents, desperate tenants, but now we’ve got softer rents in some main centres, more townhouses and apartments, and tenants needing affordability.
So, the question arises, is it a renter's market, and if so, how long will it last?
And what is the golden number for what percent of your income you should spend on housing?
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Rates are going up again, more than 7% in Auckland, buyers are cautious, the OCR will not be dropping anytime soon, and the market remains soft.
In such a volatile market, those selling a home need to be careful that their property has value, and any changes actually add value if they have any hopes of real estate success.
Interior designer Kelly Gammie joined Tim Beveridge to reveal which renovations add value, and which details age a home.
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Staging homes has been a popular way to market your property for years.
It's not your home as you have lived in it God Forbid but it gives potential buyers an idea of what their future home could look like if it were intentionally designed and hardly lived in.
We know our home likely won't look a whole lot like that once we move ourselves in - but there's a rising trend of digitally altered property photos that are harder to see through.
What was once just higher contrast and saturation, or greener grass, could be a slippery slope to changes that would cost an arm and a leg to make a reality.
Overseas, a few agents have even gone as far as knocking out a wall or installing a deck digitally to show the potential of a property that may not have a lot to offer otherwise.
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We've all heard the age-old advice you should buy the worst house on the best street - but is that still the case?
The divide between what's considered a 'good' or 'bad' street seems to be less obvious than what it once was, and the cost of building or renovating has skyrocketed in recent years.
It's just not as easy these days to throw a little bit of cash and a few weekends of hard work at a run down house to bring it up to the level of neighbours.
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Buyer's agents. They're projected to grow in popularity in the coming years, so what are they and who really needs one?
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So you want a loan to buy a property.
The bank sifts through all the money that's gone in and out of your accounts going back an uncomfortable amount of time, and give you a number they're willing to lend you.
You think to yourself, the process is so long and gruelling, and they require so much of your usually private documents, that surely you can afford to meet those repayments - right?
Wrong.
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The tide has well and truly turned.
We've had analysts forecasting a plateau for much of this year, with rates starting to turn upwards near the end of the year.
One thing is for sure - we're not too likely to see the OCR go any lower than where it already stands.
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Have you ever walked into a home and thought - there was so much potential and it's all been lost.
A room with limited natural light, painted in dark shades and made to look smaller than it is. A poorly shaped couch that throws off the whole room. Or one that we see all too often - old, outdated lighting that can make a gorgeous home immediately look neglected.
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For a long time, the kiwi dream has been to do whatever it takes to get onto the property ladder and work your way up from there, but some investors are moving away from that advice - instead suggesting that it might be a better idea to rent and put your money elsewhere.
It's not just the cost of the property and the mortgage repayments. You're paying to maintain the property in a way you wouldn't be if it were a rental, you're covering rates, insurance, and all the other little costs that add up pretty quickly.
That's money that some investors argue could be spent on investments, or on a rental of your own that would at least bring some return.
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It's pretty common these days when buying a house to throw in a couple conditions with your offer.
You're going to want a building report, your bank may want a property valuation before they agree to insure the property, and most commonly - you may need to sell your home first before your able to settle on the next one.
But for a seller, any one of these could be a deal breaker - and could mean a lower offer is accepted over yours just because it's unconditional.
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Who hasn't at some stage in their life been a landlord or tenant?
For many people, it's the first time they have to think about contracts and legal obligations - but are there red flags which should have you as a landlord rejectying a particuolar tenant - and like wise as a tenant that have you looking for somewhere else to live.
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New builds and townhouses alike have become the best option for first home buyers looking to get into the market.
Townhouses offer a lower-cost alternative to standalone homes without having to fully commit to apartment living, and new builds often mean low-deposit loans and easier access for first home buyers.
Problem is, the boom of new build townhouses is quickly slowing down - they're no longer classed as new builds, thus no longer as easy of a first option.
It's not just a problem for potential buyers - it also means that those looking to sell the townhouses they purchased new a few years back, are waiting much longer for them to sell for not much more than what they were purchased for.
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Mum and dad investors are pulling out of the property market.
The housing market is shifting to focus on the needs of your everyday owner-occupier, but the demand for rentals as still as high as ever and it doesn't look like that will change any time soon.
The problem is that, among other reasons, the cost of running a rental is at an all time high, debt-to-income and loan-to-value ratio rules have blocked a lot of access to funding, and long-term capital gains aren't what they once were - all leading to more professional property investors.
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If you're declaring yourself as the bank of mum and dad, you'll need to have some conversations with your children about what they can afford - and what happens if that changes.
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Westpac's economists are picking 6 consecutive OCR hikes from December - they're forecasting that it will hit 4% by the end of next year.
The OCR dropped to 2.25% just before Christmas, which is where it stands now, but there have been rumblings for some time that we'd start seeing hikes soon, as all major banks lifted long-term loan rates.
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Those in the market to buy a new home either know or will learn very quickly, that an agent is essential in the process.
Sure, we can search agency websites and windows ourselves, or scroll through OneRoof after work every day - but we're doing ourselves a disservice if we don't have an agent keeping an eye out for a place with the right metrics for us.
Here's the problem - these agents legally work for the seller.
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New Zealand's biggest bank, ANZ, has downgraded its forecast for property prices this year.
It says its previous forecast of 5% is looking unrealistic as the OCR looks to be making a turn soon and market prices are already falling - now saying a 2% rise is more likely.
Meanwhile, economists are laying out their predictions for when we'll see the OCR make that turn.
Many say it won't be until 2027, but some are predicting a rise as soon as the second half of this year.
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Normally when property comes up in discussion, it's focused on the plight of the youngsters who are fighting to get on to the property ladder. But today, we're switching it up a bit.
Your house is likely the most expensive thing you own, that applies for everyone who's lucky enough to own one. So how do you manage your money with it?
How old is too old to be investing in property? Are you worried that you've left it too late? At what point does it stop being worth it?
Managing director of property investment company Opes Partners Andrew Nicol joins Tim Beveridge to give advice on property investment.
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The no-consent granny flat law changes came in this week.
That means you can build an up-to-70sqm dwelling in your backyard without having to ask the council if you're allowed to.
Getting one set up on your property would set you back at least $200,000, but the question on minds of anyone with enough space for something like this is - how much value will it add?
They can be rented out for a bit of passive income - but it may not be worth the trouble of getting it fit to rent.
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From tax changes to interest rates to regulation changes, there's an ever growing list of reasons for kiwis to be a bit more hesitant to invest in property.
Now with changes to foreign buyers laws, we may be staring down the barrel of a completely different property market.
So here's the question, has the model for property investment fundamentally changed? How are investors going about it these days, and is it even worth it?
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Not even two years ago, we were comparing our rent increases to those of places like Singapore and New York City. But today, many parts of the country are seeing rents tumble.
So what does it mean for 2026? Should tenants be making their move to secure a place? Or is it the landlords who should be locking in reliable tenants before things start to change again?
And from this month, pets are officially allowed in rentals.
A landlord can't turn down a tenant solely for bringing a pet with them - but that along with other notes on your application can make a landlord hesitant.
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For as long as most of us will be able to remember, the Kiwi dream has meant a 3 or 4 bed home with a deck out the back and just enough grass to need a mower.
It's represented putting down roots and starting a family with a sense of security in owning your own place.
But after years now of rising house prices and interest rates going up and down quite rapidly, I've been wondering whether our property obsession has changed - and whether it's a temporary change or a permanent one.
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It's one of the most important decisions a homeowner will make when putting their property on the market - choosing the your method of sale.
You've got auctions, asking price, price by negotiation, and my least favourite - tender - but which method is the most attractive to buyers? And which gives sellers the best chance of getting the highest possible price?
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Head of Banking and Valuation Risk at Valocity, David Grubb, joins Tim Beveridge for the OneRoof radio show.
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You're ready to sell our getting your final bits in order to get your property on the market.
You don't have the time nor energy to give the whole house, inside and out, a lick of fresh paint, or redo your landscaping, or renovate your slightly out of date kitchen.
So what are the areas that are most important to get sorted before listing your property?
And for the buyers - what are you better off ignoring when it comes to property marketing?
It could be the features that look grand in the listing photos but mean very little in real life, or scuffed flooring that may just need a polish.
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There's a lot of uncertainty around the property market at the moment.
In the past decade alone, we've seen the introduction of the brightline test, the relaxing of the brightline test, countless policies making life harder for investors and landlords, and now the looming question of capital gains tax.
But how much does the government actually influence whether we buy and sell, and at what price?
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Labour has introduced their Capital Gains Tax policy after it was leaked to the media last week.
If implemented, it would mean a 28% tax on any profits made from house sales excluding the family home.
So what would a tax like this do to the property and rental markets?
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Most prospective buyers know how much they can borrow, but how much should you borrow?
Banks will often be happy to lend buyers an eye-watering amount of money, right at the top of what they can afford, but that doesn't mean buyers will be happy once those repayments kick in.
Not mention five years down the line, when interest rates aren't as low as they once were, and wages aren't increasing at the same rate.
So how can people actually work out their own borrowing limit - one that allows for the odd night out or weekend away?
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After yet another OCR cut, economists and mortgage holders alike are holding their breath for December - the last announcement of the year.
A new report from Infometrics suggests the Reserve Bank may be taking the cuts too far, and risking an overstimulated economy.
Most forecasts have predicted more cuts coming, but it's possible that Dr Anna Breman may have a different way of handling things.
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A few weeks ago, a developer pre-sold most of its eight planned heritage-style weatherboard townhouses in two Auckland projects.
They plan to bring more of their cookie-cutter housing designs to Auckland, and aims to revive the styles of homes prevalent in many older suburbs.
But having a suburb full of similarly designed houses seems like it'd make neighbourhood dull, especially if they're bunched up together as councils plan to intesify - that in turn, would affect prices, and would make any changes you make to the property stick-out like a sore-thumb.
So what are the pros and cons of cookie-cutter builds? what DIY projects could we do to boost our home's appearance? And what would we bring in an architect for?
Daniel Marshall is the Owner/Director of Daniel Marshall Architects and joins Tim Beveridge for the OneRoof Radio Show...
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House prices have been flat or are falling, it's hard to miss.
Many owners are trying to quickly sell up - whether it be to fund their retirement, or simply because the rental market just isn't as profitable as it used to be.
Analysts reckon this will mean a lot of younger people finally getting the opportunity to get on the property ladder. But there's one thing keeping a lot of potential buyers hesitant...
Thirty percent of agents say that buyers are concerned property prices will drop further after they've purchased, leading to potential buyers holding off for lower prices.
So how do you deal with the fear of overpaying? How can you be sure you're entering the market at the right time?
Martin Cooper is the Managing Director at Harcourts Cooper & Co and he joined Tim Beveridge for the OneRoof Radio Show.
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While it's all good and well to discuss where the property market is today, or try to predict the next OCR update, the key to predicting a property boom lays in market conditions during past booms.
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For many of us, the roof is one of those things that completely slips the mind until it's raining inside.
RoofBuddy founder and director James Logan joins to discuss roof maintenance, and when it's time for a new one.
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PropertyScouts director Ryan Weird joins the OneRoof Radio Show to discuss the need for regulation for property managers.
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Chris Bishop has openly called for house prices to fall, saying we need to be channeling more money into the economy rather than having it locked up in housing.
The Prime Minister says we need modest and consistent increases in property prices, to ensure the economy is growing.
So what is actually best for New Zealand and the economy?
CEO of The Property Lifestyle, Nichole Lewis, joins for the OneRoof Radio Show.
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Buyers agents are one of those things we all know is there, but rarely use them.
They're often seen as a luxury in the world of buying houses, but are they worth the splurge?
Bryan Thomson is the Managing Director at Harcourts, and he joins the OneRoof Radio Show to explain how you can find the right agent.
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Most homeowners who have bought and sold have been through the stress of timing things perfectly.
They need to sell their home before their offer on the next one is accepted, but they don't want to sell too soon and risk having to move out before closing on the next house.
Martin Cooper is Managing Director AREINZ at Harcourts Cooper & Co, joining the OneRoof Radio Show to discuss timing your buying and selling.
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Auckland house sales were up over 9% last month, and listing nationwide were up 14%.
It seems things are starting to pick up - but prices have remained fairly steady.
LJ Hooker Head of Network Campbell Dunoon joins Tim Beveridge to discuss.
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Property investment has long been thought of as the way to make passive income.
It's money coming in without the 40 hours a week - but is it really as passive as we all think?
Investment coach Debbie Roberts from Property Apprentice joins Tim Beveridge for the OneRoof Radio Show.
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The median rent has dropped for the first time since 2009.
The nation saw a 0.3% drop over three months, but the hardest hit was Auckland - dropping 2% over the past year.
CEO of Real Estate at Valocity, Helen O'Sullivan, joins Tim Beveridge to discuss what's going on.
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A 19 year old welder recently bought his first home - in part crediting his purchase to driving a cheap car.
We all know you've got to make sacrifices to get into the market, so how are people making their way onto the ladder?
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New reports show the to cost to build is up.
The OCR was also left unchanged this week - and it's expected to stay at 3.25%
Should buyers look into property now before the costs and OCR go up again, or should they wait it out?
How can we make that call - is it on gut instinct, or the numbers?
Infometrics Principal Economist and CEO Brad Olsen joins Tim Beveridge for the OneRoof Radio Show...
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Apartment blocks are being heralded as the best way to get on the property-ladder, but is there a better route?
Will these properties be worth it? How confident can we feel with where the market's heading with intensification?
Additionally: Wellington house prices are dropping, but what risks are there for buyers?
Andrew Dickens is joined by Property Expert Nichole Lewis...
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Houses are projected to be worth 20% less in 2030 due to inflation.
For buyers, does that mean entering the property ladder is hopeless?
How can they get the most value for their property? What renovations give the best bang-for-buck?
Tim Beveridge is joined by Property Investment Advisor Ilse Wolfe...
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Inflation is raising house prices, and lowering its value at the same time.
For buyers, the number that ultimately matters is how much they pay for their property.
So how can they negotiate the best deal?
Tim Beveridge is joined by Property Apprentice Financial Adviser Debbie Roberts.
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Homeowners in Auckland might be shocked to see their properties valued 9% less than last year.
How concerned should they be?
Tim Beveridge is joined by Harcourts Cooper & Co Managing Director Martin Cooper.
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Winter is upon us, the heaters are turning on and likely won't be turned off until the spring.
With winter comes hundreds of house fires caused by electrical issues - issues that most wouldn't think twice about.
Tim Beveridge is joined by Master Electricians CEO Alexandra Vranyac-Wheeler.
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Most people won't search around too much before choosing an agent to help them sell their house, but they do play a significant role, so how should you be choosing the right one?
Head of Network at LJ Hooker, Campbell Dunoon, joins for the OneRoof Radio Show.
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Data shows New Zealand could be losing out on foreign capital with uncertainty around residential property rules for overseas buyers.
So what are the drawbacks to loosening property restrictions and opening borders?
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Data shows an increase in the number of days rental properties stand empty before being tenanted - for some regions, it's up to 35 days on average.
So, in a country where it used to be a nightmare to get a rental, who has to try harder?
Mike Atkinson from Aspire Property Management joins Tim Beveridge on The Weekend Collective.
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A neighbourhood in Christchurch has 24 new builds up for grabs - but you have to be over 45 to buy them.
The rules are more relaxed than retirement villages. Your family can come with, but at least one of the owners has to be over the age limit.
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Standalone homes, townhouses, and apartments - which is the most profitable?
CEO of Real Estate at Valocity joins Tim Beveridge to discuss property types and values.
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How can a three bedroom built in the '90s sell for significantly more than a new build of a similar size right down the street?
Driving through established suburbs, it's pretty easy to tell what has been built in the past five years, because they all look exactly the same.
Providing a higher quantity of housing has come at the cost of heritage and individuality.
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This week, property investment expert Ilse Wolfe joined Tim Beveridge to explain how to make the most out of your investment property.
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The Reserve Bank has dropped the OCR by another 25 basis points this week, putting it at 3.50%.
Many homeowners would have rushed to refix or float while waiting for the announcement in December, but at what point is it worth breaking your mortgage for a lower rate?
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Gone are the days of buying an investment property so affordable that the rent covered the mortgage.
But is the golden age of property investment really over - or just on hold?
Ed McKnight from Opes Partners says property can't be a short term investment.
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Generation Z are almost twice as likely to sell a home without an agent compared to the national average.
45% of Gen Z-ers are open to buying with a friend or sibling.
They're entering the market differently - and it's working.
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Interior designer Melissa Greenough joins to cover the basics of decorating your home.
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New data from CoreLogic shows we're at the best level of property affordability since before Covid.
While rent costs are waiting to catch up, the difference between mortgages and annual salaries is closing in.
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With all of the recent changes to tenancy laws, and the added costs to landlords, the power balance between the two is shifting.
Property Manager Mike Atkinson joins to discuss the biggest and most frequent issues between tenants and landlords.
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A recent report found that women lag behind men in investment property ownership, despite a fairly even result for owner-occupied homes.
Nichole Lewis joins to discuss why the numbers are so off, and how you can start from zero.
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Every home owner is bound to have to deal with renovations at some point, whether it's buying a fixer-upper or upgrading an outdated bathroom.
Isle Wolfe from Wolfe Property joins to discuss how much buyers need to set aside for renovations, and where to start.
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Auction. negotiation, tender, fixed price...
There are many options when it comes to the method in which you sell or buy a house - but which is the best?
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This week, QV released the average RV data for homes in the capital - a dramatic 24.4% drop in three years.
But how much does your RV really matter?
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Spending on home renovations dropped by 13% last year as kiwis tighten their wallets.
Are we looking at a year of outdated houses at luxury prices?
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An entire village is up for sale - and it will only put you out $2.9 million.
Lake Waitaki Village in North Otago is up for grabs once again - fitted with eight three-bedrooms houses, a five-bedroom lodge, and a list of other amenities.
But why is it so reasonably priced?
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ASB has cut its 18 month fixed term loan rate to 5.39% following cuts by Westpac and BNZ.
All three of the banks' six-month rates are now at 5.99% as they fight to be the bank of choice for mortgages.
This comes alongside rumours of a foreign buyer ban reversal - with experts saying it could work, but rules need to be more flexible.
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Resident Economist at Opes Partners, Ed McKnight, joins Tim Beveridge with predictions for the property market in 2025.
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A common thought when it comes to buying an investment property is finding a reasonably priced house in a high demand area.
But could it be more profitable to spend as much as you can on an investment property?
Helen O'Sullivan joins Tim Beveridge with more.
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New research from KiwiBank found that 1 in 3 first home buyers in New Zealand got a boost from the Bank of Mum and Dad.
With the cost of living and interest rates in the current day, it may seem impossible for most parents to be able to do this the old-fashioned way - cold hard cash.
But there is a way around it.
Property investor Nichole Lewis joins with more.
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The Reserve Bank of New Zealand has cut the OCR by 50 basis points in the final announcement of the year.
Many are of the mindset that it's low enough to fix for a longer term - but that may not be the case.
Experts say even though the cuts are looking good, banks aren't fully reflecting them in mortgage rates.
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Fixed price offers are common after a home fails to sell at auction - is it possible that the method of sale can either draw in the attention of buyers, or put them off completely?
Property commentator Ashley Church joins to discuss whether there is anything sellers can to to make an easier sale.
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CoreLogic's latest Pain & Gain report for the third quarter of 2024 has just been released, showing the proportion of properties being resold for a higher price is down from the previous quarter.
The number of loss-making resales grew to 9.8%.
It's clear the market is softening - but what's causing it? And is it ever okay to sell at a loss?
CoreLogic's Head of Research Nick Goodall joins.
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KiwiBank's State of Ownership report shows 85% of New Zealanders want to own their own home, but 63% of non-homeowners feel locked out of the market.
Ed McKnight is the resident economist at Opes Partners, and he says there are alternative pathways to homeownership.
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Mortgage rates are forecasted to drop over the coming months, but many homeowners will still be in for a rude awakening when they go to refix.
Helen O'Sullivan joins Tim Beveridge to discuss how far homeowners should go to deal with mortgage stress - or when it becomes time to throw in the towel.
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Data shows that more people are buying investment properties as interest rates begin to drop - what's stopping others from doing the same?
Tim Beveridge is joined by property investor Nichole Lewis to discuss more.
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The latest interest rate was announced this week - 2.2%, the lowest in 3.5 years.
Property commentator Ashley Church joins Tim Beveridge to discuss the impact property has on inflation rates.
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This week the Reserve Bank of New Zealand dropped the Official Cash Rate by 50 basis points to 4.75%.
Also, the number of one person households have increased by 120,000 over the past decade, but less than 30% of new builds are one or two bedrooms.
Debbie Roberts is a financial adviser at Property Apprentice and she joins Tim Beveridge to discuss this and more.
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Recently released Census data shows home ownership has increased nationwide, but Auckland is the exception.
CoreLogic Chief Property Economist Kelvin Davidson joins Tim Beveridge on The Weekend Collective to discuss why.
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The conversation of a potential capital gains tax is heating up as ANZ Chief Executive Antonia Watson says it's becoming necessary.
But the biggest question is what the tax would include, and how it would be enforced.
Opes Partners Resident Economist Ed McKnight joins Tim Beveridge on The Weekend Collective to discuss this and more.
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The average house price in New Zealand is nine times the average income.
The ratio is one of the worst in the world - but why?
Property expert Nichole Lewis joins Tim Beveridge on The Weekend Collective to discuss.
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Forecasts for the property market have been varied recently, but property commentator Ashley Church says house prices are still very much flat.
Ashley joins Tim Beveridge on The Weekend Collective to discuss more.
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Real estate agents are reporting more attendees at open homes and auctions - and more developers.
Financial advisor Debbie Roberts joins Tyler Adams on The Weekend Collective to discuss.
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With interest rates dropping, some economists are predicting higher house prices by the end of the year at the soonest.
Helen O'Sullivan joins Tim Beveridge on The Weekend Collective to discuss the best time to buy.
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Interest rates have been a hot topic recently, following the first OCR cut in years.
The question now at the front of everyone's minds is whether it's time for a long-term fixed rate to avoid any more uncertainty, or to hold off in the hope for more cuts to come.
Economist Ed McKnight joins Tim Beveridge on The Weekend Collective to discuss how you can haggle with your bank to get a better deal.
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The Reserve Bank of New Zealand cut the Official Cash Rate for the first time since the beginning of 2020.
Chief Economist Kelvin Davidson joins Tim Beveridge to discuss what this means for the housing market.
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After purchasing a house, many think the next step is buying an investment property; but does the equation for property investing justify further buying right now?
Property expert Ashley Church joins Tim Beveridge on The Weekend Collective to discuss this and more.
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Nichole Lewis joins Tim Beveridge on The Weekend Collective to chat about how she picked herself back up again after losing everything in the 2008 recession.
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Trade Me's latest data shows rent prices are falling for the first time since 2022.
Helen O'Sullivan joins Tim Beveridge on The Weekend Collective to discuss this and more.
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Recent data shows that residential property sales weakened last month, but first home buyers are taking advantage.
Debbie Roberts joins Tim Beveridge on The Weekend Collective with all the latest in the property market.
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Westpac has dropped their home loan interest rates despite the OCR remaining at 5.5%. Property expert Andrew Nicol joins Tyler Adams to discuss where other banks may be headed.
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ASB has revised their OCR outlook as the economy continues to weaken due to inflationary pressures.
How has this impacted the property market? CoreLogic's Kelvin Davidson joins The Weekend Collective to discuss.
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House valuations in Wellington are going crazy at the moment. So how accurate are RV's - and are they still relevant? Property commentator Ashley Church joins the Weekend Collective to discuss.
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The average price of a house in Rotorua has risen to $746,000 after the city’s average residential property values increased by 0.4 per cent in three months.
With that in mind, where and how should you find your first investment property? Expert Ed Mcknight joins the Weekend Collective to discuss.
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Property commentators seem to think that housing market is back in a slump - so how long will we be in this slump, and who's to blame?
Helen O'Sullivan from Valocity Global joins the Weekend Collective to give her take.
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As unemployment rises, commentators fear that this may be scaring off first-home buyers. Do job prospects affect the buyer markets? Debbie Prentice from The Property Apprentice joins the Weekend Collective to discuss.
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With the budget being released on Thursday, expert Ashley Church joined the Weekend Collective to discuss what this means for the housing market - and if it changed anything for potential buyers?
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The Government has confirmed its plans to scrap the First Home Grant scheme, and instead will create new funding for 1500 new social housing places.
Expert Ed Mcknight says the difference is - 6000 people use the first home buyer grant vs only 600 who will access the social housing.
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Is it now or never for first-time buyers, or are you waiting for the market to change?
Helen O'Sullivan from Valocity Global joins the Weekend Collective to share her thoughts on where the market is going and what trends she's seeing in consumer habits.
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What’s the best way to sell your property in a soft market – auction/tender/offer and negotiation – or does it depend on the property? Mark Harris from Sotheby's Real Estate joined the Weekend Collective to discuss.
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The coalition Government will not proceed with the Labour Government’s plans to regulate residential property managers, despite backing from a renters’ lobby group and lawyers.
How does regulation affect buyer interest - and was it the right decision? Debbie Roberts from Property Apprentice gives her take.
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A couple bought an investment property in the 90's for under $150,000, and sold it in 2024 for $4 million, so how long term should you be thinking when you're buying?
Ashley Church joins the Weekend Collective with his take.
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Is the housing market dead? Or is it just resting?
What is the best sort of property to invest in for capital growth?
Ed McKnight from OPES Partners joined Tim Beveridge to give his insight.
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The Government is reintroducing 90-day no-cause evictions and making several changes to notice period laws in a move meant to 'encourage landlords back to the rental property market'.
How will this affect the market? Helen O'Sullivan from Global Valocity joins the Weekend Collective to discuss.
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According to Core Logic he average property value in New Zealand by its measure is now $934,806, which has only slightly risen by 3.2 percent.
We speak to expert Ashely Church about the current buyers' market, and discuss why we've seen price stability recently, and if this is set to change.
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Property Commentator Ashley Church joined the show, to discuss the concern around major banks making wrong OCR predictions.
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Is investing in property still as viable as it once was - and how hard is it compared to 10 years ago?
We're joined by the Property Apprentice's Debbie Roberts for her take. Plus, we get a sneak preview of the One Roof Price Report for April.
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One gets you onto the property ladder faster, but the other yields greater returns. What do you think is the better investment opportunity- a house or an apartment?
Helen O'Sullivan, CEO of Valocity Global, joins the Weekend Collective to discuss.
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What more can the Government do to help landlords and renters? And will the interest deductibility make any difference?
We're joined by Ed Mcknight, resident economist at OPES Partners, who makes the case that the Government should stay out of the market, and let the market do its thing.
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Sir John Key has made property predictions for the future, he believes house prices could still 'potentially' double in the next 10 years.
But what does Debbie Roberts from the Property Apprentice have to say about this?
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The Reserve Bank is set to announce the latest OCR result next week- what does that mean for prospective first home buyers? Expert Nick Goodall joins the Weekend Collective to discuss.
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CoreLogic’s Pain & Gain Report for the fourth quarter of last year shows about 26 percent of apartment resales have been at a loss.
The median loss on apartments was $36,000.
Are apartments really worth it? And are they better for living, or an investment? Leonie Freeman from the Property Council joins the Weekend Collective to give her thoughts.
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Property expert Ashley Church gives his top 5 predictions for where the housing market is heading this year.
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House sales to first-home buyers represented a quarter of all property purchases in 2023, according to CoreLogic, making it a record-setting year for new homeowners.
This drove buying activity up by 25.8 percent. But what will 2024 bring? Debbie Roberts from Property Apprentice joins the Weekend Collective to discuss.
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What is the benefit of co-ownership? Have you done it? Martin from Real Estate Together joins the Weekend Collective to chat about how this could change the property market.
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How will 129,000 more people in New Zealand affect house prices- and where in New Zealand have we seen the biggest growth in house prices in 2023?
Nick Goodall, Head of Research at Corelogic, explains further.
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Who has this new coalition Government helped in the property market- first-home buyers or investors? Have they got it right? Ashley Church joins the Weekend Collective to share the answers.
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Expert Tony Alexander joined the Weekend Collective to predict the future state of the property market- and determine if we should take the headlines seriously.
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National is ditching its foreign buyers tax proposal as part of its coalition agreement with NZ First. Is this a win for Kiwi home buyers? Debbie Roberts joins the Weekend Collective to give her take.
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Bryce Langston, author and founder of YouTube channel Living Big In A Tiny House joins the Weekend Collective to discuss whether tiny homes are the best solution to the housing crisis.
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First home buyers hit record high 27 percent market share. Is this the time for first home buyers to get on the property ladder before it's too late?
Corelogic Head of Research Nick Goodall joins the Weekend Collective to explain the stats.
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Property commentator Ashley Church joins the Weekend Collective to weigh in on whether we can expect property prices to rise dramatically by the end of the decade.
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What are the best housing options to get into property investing? These days, there are so many apartments and townhouses on the market, but are they really worth it?
Debbie Roberts from The Property Apprentice joins the Weekend Collective to to give her insight.
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This week on the OneRoof Radio Show, ZB's own Resident Builder Pete Wolfkamp explains how to stick to a budget- and avoid getting ripped off by quotes.
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Is it all up from here? Expert Nick Goodall weighs in on flatlining property values- and how they may be a sign the downturn has ended.
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Sara Chatwin joins the Weekend Collective to weigh in on the impact of divorce- is there a right time to get one, for the sake of the children?
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Property commentator Ashley Church recaps the OneRoof House Price Report and reveals New Zealand's housing market is back on the upswing.
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Data suggests first home buyers are running out time. Are you worried- or does this work in your favour? Property commentator Tony Alexander joins the Weekend Collective to talk more.
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Are you a first home buyer, or thinking of buying an investment property? What were the biggest psychological barriers and how did you overcome them? Debbie Roberts from The Property Apprentice joins the Weekend Collective to give me her insight.
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Corelogic head of research Nick Goodall weighs in on how much the outcome of the election will impact the property market- plus what could happen if National lifts the foreign buyer ban.
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Economist Tony Alexander joins the Weekend Collective to unpack National's plans to bring back foreign ownership to the housing market.
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Property expert Ashley Church joins The Weekend Collective to discuss the ban on foreign home buyers and whether this is xenophobia or not.
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ZB's Resident Builder Pete Wolfkamp talks the essential tools of the home handyman, nail vs screw, safety lessons and what you should leave for the professionals.
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Tony Alexander joins the Weekend Collective to discuss how inflation has affected New Zealand and why it seems better in the land of Oz.
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Property commentator Ashley Church joins the Weekend Collective to discuss foreign ownership and how this is affecting the housing market.
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Property Apprentice financial advisor Debbie Roberts joined the Weekend Collective to examine how Airbnbs and rentals compare as investment properties.
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Property Council chief executive Leonie Freeman joined the Weekend Collective to discuss whether online property valuations are as accurate as the outcomes seen in the auction room.
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Economist Tony Alexander joins the Weekend Collective to discuss whether buying is as lucrative as it’s made out to be- or does it just create more stress?
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Pete Wolfkamp joins the Weekend Collective to ask if you can actually do it yourself- or do you need a contractor?
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This week, OneRoof property commentator Ashley Church weighed in on the state of the market and the signs it may turn.
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Property Apprentice financial advisor Debbie Roberts joined the Weekend Collective to answer the question- If you're buying an investment property, is it better to buy an existing or new build property?
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Economist Tony Alexander joins the Weekend Collective to give updates on his weekly newsletter and discuss whether the property market has bottomed out.
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Property commentator and former politician Ashley Church joined The Weekend Collective for the OneRoof Radio Show to discuss just how much further house prices around the country have to fall.
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Mark Harris, Managing Director of NZ Sotheby's joins the Weekend Collective to answer where he thinks the market is headed, and what the higher end market looks like.
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Pete Wolfkamp joins the Weekend Collective to unpack house renovations and answer whether the everyday Kiwi can manage it.
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Tony Alexander joins us on the show to ask has the bottom fallen out of the property market?
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This week on OneRoof, property commentator Ashley Church joined the show to discuss National's proposed changes to tenancy laws and whether the market is turning.
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Debbie Robberts from the Property Apprentice joined the Weekend Collective to discuss the value of having a property manager or not.
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This week on the show, Leonie Freeman from the Property Council joined The Weekend Collective to weigh in on whether you should go through a real estate agent or not when you're selling a house.
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This week on OneRoof, Infometrics principal economist Brad Olsen explained what this week's historic OCR hike will do to property prices.
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Tony Alexander joined the Weekend Collective and talked about how the US banking crisis will affect New Zealand.
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ZB's own Resident Builder Pete Wolfkamp joined The Weekend Collective to answer some questions about project management- Should you leave it to a builder or project manage yourself?
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OneRoof property commentator Ashley Church joined The Weekend Collective to talk about the mood around the property investor market- and how the Reserve Bank makes or breaks it.
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We're joined by Tony Alexander and we're discussing how the rising interest rates will affect the housing market.
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Property Apprentice financial advisor Debbie Roberts joined the Weekend Collective to weigh in on the debate between renting or buying a home.
Mortgages are at an all time high and rents are increasing, which is the better choice in today's financial market?
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OneRoof property commentator Ashley Church weighs in on whether the OCR is likely to cool down or rise even further in the coming months after the most recent hike- and what's likely to happen for mortgage holders.
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Economist Tony Alexander joined the Weekend Collective to explain why first home buyers are back in the market.
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Leonie Freeman, CEO of the Property Council weighed in on whether mortgages are likely to go up further in light of rising interest rates.
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Auckland is severely impacted by extreme weather, with the rain causing property damage, floods, and power cuts. OneRoof property commentator Ashley Church weighed in on it today.
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Tony Alexander, former BNZ Chief Economist weighed in on the state of the property market and when Kiwi homeowners should start to worry about how the economy affects their investments.
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Kyron Gosse from FreedomCoNZ talked about the popularity of tiny homes and the things you need to know before you buy one.
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Pete Wolfkamp joins us as we talk about the rising costs of building a new home & how is there a cheaper way to design a house without an architect.
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In this dire economic market, the question on everyone's minds is- When will things pick up again for prospective home buyers?
Regular Weekend Collective guest and property commentator Ashley Church had some theories to offer on that front.
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Economist Tony Alexander joined The Weekend Collective for the OneRoof Radio Show.
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Ashley Church joins the Weekend Collective to discuss matters property. Ashley wonders if we are building too many houses? How could that be – or are they in the wrong places?
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Mortgage Adviser Rupert Gough from Mortgage Lab joined The Weekend Collective for the OneRoof Radio Show.
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Resident Builder Pete Wolfkamp joined us to discuss all things DIY including rebuilding a shower, long distance project management and adding a second dwelling to a property among other things.
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Economist Tony Alexander joined the Weekend Collective to discuss some of the keys to acquiring property overseas, as well as continued changes to the housing market here in Aotearoa New Zealand.
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Economist Tony Alexander joined the Weekend Collective to discuss some of the keys to acquiring property overseas, as well as continued changes to the housing market here in Aotearoa New Zealand.
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Debbie Roberts from Property Apprentice joined The Weekend Collective to talk property and housing intensification.
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Debbie Roberts from Property Apprentice joined The Weekend Collective to talk property and housing intensification.
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Property Commentator Ashley Church joined the Weekend Collective with Tim Beveridge and Francesca Rudkin to discuss what's happening in the property market, the best choice for an investment property, what triggers people to get into the property market and more.
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Property Commentator Ashley Church joined the Weekend Collective with Tim Beveridge and Francesca Rudkin to discuss what's happening in the property market, the best choice for an investment property, what triggers people to get into the property market and more.
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Economist Tony Alexander joined the Weekend Collective to discuss the current nature of housing, are apartments ruining suburbs, and are house prices really falling?
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CEO of Mortgage Lab Rupert Gough joined the One Roof Radio Show to discuss property values in flood prone places, fixed mortgage rates , reverse mortgages, and more.
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CEO of the New Zealand Property Council Leonie Freeman joined the Weekend Collective to discuss the reserve bank and interest rates, migrants flocking to open homes, fear of missing out in the housing market and more.
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Property Expert and commentator Ashley Church joined the Weekend Collective to discuss interest deductibility, when to sell your house and all your property questions.
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Economist Tony Alexander joined the Weekend Collective to discuss interest rates, entry-level pricing of houses, house prices around the country, and more.
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Mortgage Lab CEO and financial adviser Rupert Gough joins The Weekend Collective to discuss the best way to sell a house in today's market.
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Financial Adviser Debbie Roberts joins the weekend collective to talk interest rates, swap rates, mortgages, investment properties and more.
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Economist Tony Alexander joins the Weekend Collective to discuss whether the current economic climate is affecting your property decisions, and is the grass greener for property in Australia? LISTEN ABOVE
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Business commentator Ashley Church joins the Weekend Collective to discuss why he believes house prices double in every decade according to his research. LISTEN ABOVE.
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Economist Tony Alexander joins the Weekend Collective to discuss whether investment properties are really going out of trend for Kiwis, as they're no longer viable - or is this just a blip? LISTEN ABOVE.
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Mortgage Lab CEO Rupert Gough joins the Weekend Collective to discuss whether it's possible for first-home buyers to get into the property market in the hardest time to be one in 65 years.
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Property Apprentice founder Debbie Roberts joins the Weekend Collective to discuss what property will do well in the currently softening market, the best house first-home buyers should look out for, whether you should do up your house before you sell to add value, and what effect recession or stagflation could have on the property market.
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Newstalk ZB's Resident Builder Peter Wolfkamp joins the Weekend Collective to discuss the notorious Gib board that's been head-lining the news this week - what is it, why is it in short supply, what alternatives are there, and what to look out for. Plus all your DIY questions answered!
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Business commentator Ashley Church joined The Weekend Collective's OneRoof Radio Show to talk about whether it's sustainable for house prices to double every 10 years.
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Economist Tony Alexander joins the Weekend Collective to talk about whether we're headed for a recession, if mortgage rates are going up, and whether to fix or float your mortgage rate?
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Rupert Gough, CEO of the Mortgage Lab joins The OneRoof Radio show, this week discussing Budget 2022. The Government is upping the price caps for those purchasing through First Home Grant scheme and removing them altogether for the First Home Loan applications. Will this make a difference for first time buyers?
Debbie Roberts from the Property Apprentice joins the Weekend Collective to discuss the slowing property market. The median number of days it takes to sell a house has gone from 9 days a year ago to 38 now. More than a drop in prices, this may be the most interesting story in the property market right now. What does it mean for sellers and potential buyers?
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Business commentator Ashley Church joins the Weekend Collective to chat where the property market is really at, after a week of predictions it'll fall - but will fall to affordable levels?
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Economist Tony Alexander joins the Weekend Collective to chat about what direction the market is really going in, and whether to float or fix your mortgage rate.
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Economist Tony Alexander joins the Weekend Collective to chat about what direction the market is really going in, and whether to float or fix your mortgage rate.
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CEO of the Property Council Leonie Freeman joins the Weekend Collective to discuss heritage housing, and increasing high density housing.
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Mortgage Lab founder and CEO Rupert Gough joins the Weekend Collective to chat about the changes the lift in the OCR makes to the property market.
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Debbie Roberts from the Property Apprentice joins the Weekend Collective to chat about whether the biggest quarterly house price drop in a decade is such a bad thing, and whether government intervention on rent freezes really makes an impact.
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The Resident Builder on Newstalk ZB joins the Weekend Collective to chat about the red flags when it comes to DIYing your own deck. Plus, when do you need a consent to build?
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Business commentator Ashley Church joins the Weekend Collective to discuss if the tide is changing on the property scene, and how to survive in an uncertain market.
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Economist Tony Alexander joined the Weekend Collective to discuss if we're in a housing slump, and if you've got a house in a main centre should you hold onto it even when the mortgage is a struggle?
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CEO of Mortgage Lab Rupert Gough joined the Weekend Collective on whether returning Kiwis will affect the housing market, and whether the new lending rules are the government listening to feedback.
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Property commentator Ashley Church joined the Weekend Collective on the property market is turning, and whether we should be worried about it or not.
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Talking all things Auctions, are they worth the risk & the Psychology of how they work.
Alongside that, some general market advice from someone in the industry right now.
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Independent Economist Tony Alexander joins Tim Roxborogh and Tim Beveridge for the OneRoof Radio Show on The Weekend Collective to chat about housing affordability being the worst on record.
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Leonie Freeman is the CEO of the Property Council and joined The Weekend Collective to chat about whether the property market is a buyer's market.
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Rupert Gough is the CEO of Mortgage Lab and joined The Weekend Collective about whether 2022 will be the best chance of getting a property bargain in years, and rent controls.
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Ashley Church joins us on the OneRoof Radio show this week with his housing predictions for 2022.
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Independent Economist Tony Alexander joins the Programme to talk about what the 2022 housing market may look like
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We're joined by independent economist Tony Alexander and we discuss the possibility of the market turning in the new year
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Property council New Zealand CEO Leonie Freeman joins the show to talk about all the big housing issues
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We're joined on the show by the CEO of Mortgage Lab Rupert Gough to cover all the big housing issues
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Tim Roxborogh and Tim Beveridge were joined on the OneRoof Radio Show by Property Commentator, Ashley Church, to discuss the tactic we should use when selling a house, among other hot property issues.
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We're joined on the show by the Chairperson of New Zealand Tiny House Association Kyron Gosse to discuss the benefits of tiny homes
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Independent Economist Tony Alexander joins the show to talk about interest rates and the Reserve Bank
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Auctioneer Grant Child out of Eves Real Estate Bay of Plenty joined the show to talk all things auctions
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CEO of the Property Council Leonie Freeman joined The Weekend Collective to discuss BNZ announcing that borrowers will now not be able to borrow more than six times their income, and whether too many people are taking on big mortgages.
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Property Commentator Ashley Church joins us to talk everything on the bipartisan Housing Supply Bill announced this week.
The CEO and owner of Mortgage Lab, Rupert Gough, joins The Weekend Collective to talk about whether reverse mortgages are ever a good idea and the worst house you've ever lived in.
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Independent Economist Tony Alexander joins the show to talk about the cash rate and are kiwis moving their money away from housing?
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We're joined on the One Roof Radio Show this week by property commentator Ashley Church where we discuss if FOMO is playing a big part on our housing market
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Property Council NZ CEO Leonie Freeman joins the show to discuss the changes to the LVR and how it will affect first home buyers
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Mortgage Lab CEO Rupert Gough joins the OneRoof radio show this week to discuss whether getting boarders or flatmates are good idea to help pay off your mortgage faster.
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Independent economist Tony Alexander joins the show to discuss whether first home buyers should look at new builds.
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Property commentator Ashley Church joins the show to discuss housing affordability and whether a controlled fall in house prices will help the market.
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Property Council NZ CEO Leonie Freeman joins the show to talk about the level 4 housing market and why people are buying houses without looking at them first
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CEO of Mortgage Lab Rupert Gough joins the show to discuss insurance, and what impact the latest lockdown will have on the housing market
Independent Economist Tony Alexander joins the show to discuss whether the housing crisis is a human rights issue
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Property Commentator and Mortgage Advisor Sara Hartigan joins us to discuss how concerned we should be about rising interest rates.
Ashley Church joins us on the Weekend Collective to discuss whether government initiatives are driving house prices down.
Newstalk ZB Resident Builder Pete Wolfkamp joins the show to chat high density housing, and the cost around building your own home
Independent Economist Tony Alexander joins The OneRoof Radio Show to discuss tax hits on property investors
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This week on the show we were joined by property commentator Sara Hartigan.
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This week on the OneRoof Radio Show we were joined by Property Commentator Ashley Church.
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This week on the OneRoof Radio Show we were joined by Champion Auctioneer Aaron Davis.
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This week on the show we were joined by Kryon Gosse, the Chairman of 'The Tiny House Association NZ'
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Independent economist Tony Alexander talks to Tim & Tim on why we've had so many predictions of a house price crash that has yet to eventuate. And is there anything else the government can do to help people get into their first house?
This week on the OneRoof Radio Show, Tim Roxborogh and Tim Beveridge were joined by OneRoof Property Commentator, Ashley Church.
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This week on the OneRoof Radio Show we were joined by our resident builder Pete Wolfkamp.
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Forget about fear of missing out on a new house - that fear is starting to be replaced by the fear of over-paying for one, economists are saying.
The concept of FOMO, or fear of missing out, as a market driver had become a familiar one over recent months as properties were snapped up and prices soared.
Tony Alexander joined The Weekend Collective to talk about the fears home buyers are facing.
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Mortgage broker and investment company Squirrel is offering home loans to those with deposits as low as 5 per cent.
From today, Squirrel will launch its new product, Launchpad, aimed at helping first home buyers who haven't saved enough for a traditional 20 per cent deposit to get on the property ladder.
Launchpad consists of two loans:
One will make up to 15 per cent of the value of a property, and is funded from investors through Squirrel's peer-to-peer platform at a fixed borrower interest rate of 9.95 per cent per annum. This will be paid off over five years, with repayments covering principal and interest.
The other will make up 80 per cent of the value of the property at fixed or floating interest rates ranging from 2.99 per cent to 3.39 per cent per annum. This will be a 30-year loan and interest-only for the first five years. This will allow borrowers to focus on paying off the smaller and more expensive loan first. At the end of the term it can be turned into a typical principal and interest mortgage over 25 years.
The all-up borrowing rate at 95 per cent loan-to-value ratio (LVR) could be as low as 4.09 per cent per annum.
Some other banks are offering loans for around 2 per cent but require higher deposits.
John Bolton, Squirrel founder and chief executive, said Launchpad was motivated by seeing first-hand the frustration of many first home buyers trying to get on to the property ladder.
"People were coming to us totally frustrated at their inability to buy a home because the market was outstripping their ability to save the required deposit, so we set about designing something that could help as many of them as we could.
"Being in the unique position of being both a mortgage broker and a peer-to-peer lender, we felt there must be something we could do with a bit of imagination, and Launchpad is it."
Bolton said while Launchpad wasn't a solution for "everything or everyone", it serviced those with good income but who haven't saved enough deposit and don't have the luxury of mum and dad being able to help out.
"We're just levelling the playing field and giving more people the opportunity to buy on their own and sooner than if they have to save a larger deposit.
"Squirrel wants to reinvent the mortgage market and make buying a home easier. Watch this space as we have plenty more innovation to come."
Applicants must be New Zealand residents and first home buyers who are planning to live in the property, which must be in a metropolitan area.
Squirrel also requires deposits, which can include KiwiSaver, to be genuinely saved, and not gifted.
And while friends or siblings can apply together for loans, there can be no more than two, and they must both live in the property.
For those looking to purchase an apartment, they would need to be a minimum 50sqm and a 10 per cent deposit required - compared with the 20 per cent most banks require.
Squirrel's chief operating officer Dave Tyrer said if they can help more people realise the dream of home ownership, then that has to be a good thing.
"At the same time, we're giving retail investors the opportunity to invest into residential mortgages and personal loans and get returns between 4.00 per cent - 7.50 per cent per annum, knowing they are also helping build New Zealand. It's win/win and starting to change the way money works in this country."
text by Cameron Smith, NZ Herald
"Since coming to power in 2017 the Labour has been at war with landlords. Yes, I know that statement will offend some – and others will claim that it’s an exaggeration – but it isn’t."
Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his thoughts on the issue, which you can read in his comment piece on One Roof here.
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Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his advice on all things property.
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The latest OneRoof-Valocity figures, covering the month to March 20, show an easing of house price growth, as buyers and sellers came to terms with new loan to value ratio restrictions, which came into effect on March 1.
Champion Auctioneer Aaron Davis joined The One Roof Radio Show on The Weekend Collective to share his thoguhts on the current state of New Zealand's housing market.
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Economist Tony Alexander joins The OneRoof Radio Show on The Weekend Collective to share his thoughts on the government's recent housing package announcement.
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Finance Minister Grant Robertson says "the Reserve Bank is now required to consider housing" when making monetary and financial policy decisions.
Changes have been made to the Bank's Monetary Policy Committee's remit requiring it to take into account government policy relating to more sustainable house prices, while working towards its objectives.
This announcement follows a letter Robertson wrote to RBNZ governor Adrian Orr in November suggesting a change to the rules under which it operates, to take heed of the impact of any monetary policy on house prices.
Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his thoughts on the issue.
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This week on the OneRoof Radio Show, we were joined by champion auctioneer Aaron Davis.
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Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice for property managers and tenants.
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Two major banks have joined the fray to offer a super low rate on the one-year fixed-term mortgage front.
BNZ has released a rate update dropping its one-year rate to 2.29 per cent, matching that of ANZ and Westpac, while ASB has also dropped its rate to match it.
Westpac was the first bank to offer the 2.29 per cent rate on January 11 and ANZ followed suit earlier this week.
TSB is also continuing to match the rate of the Australian-owned majors.
Economist Tony Alexander joins The OneRoof Radio Show on The Weekend Collective to share his thoughts on the issue.
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Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his thoughts on what can be done to fix the housing crisis.
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ANZ has announced that, effective immediately, the maximum amount they would lend on an investment property is 60 percent, down from 70 percent (and 80 percent a couple of weeks ago).
Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his advice on the issue.
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Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his knowledge on all things property.
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What should you take into account with your first investment property?
How do you do an accurate budget, insurance, property managers, maintenance, occupancy consistency?
Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice.
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Finance Minister Grant Robertson is not ruling out an extension to the bright-line test - the tax on investment properties.
This week on the OneRoof Radio Show we were joined by Property Commentator Ashley Church, who shared his thoughts on the issue.
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Building reports - People are spending thousands on reports on them, why isn't there just one certified report people can look at? Who should pay for them?
Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his advice.
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ASB says it won't wait for the Reserve Bank to bring back Loan to Value Ratio (LVR) restrictions for investors in March.
It is doing it now.
ASB will move immediately to increase the minimum deposit required from investors to 30 per cent in the wake of the Reserve Bank of New Zealand's announcement.
CEO of the Property Council Leonie Freeman joined The One Roof Radio Show on The Weekend Collective to share her advice on the issue.
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This week on the OneRoof Radio Show we were joined by Property Commentator Ashley Church.
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Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to talk about restrictions on loan-to-value ratios.
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Champion Auctioneer Aaron Davis joined The One Roof Radio Show on The Weekend Collective to share his advice.
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Usually, we are talking about overseas buyers here – but can it be done the other way around?
CEO of the Property Council Leonie Freeman joined The One Roof Radio Show on The Weekend Collective to share her advice.
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Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his knowledge on all things property.
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OPINION: In 1027, legend has it that King Canute of Denmark, England and Norway conducted a practical experiment to demonstrate that the power of Kings was not omnipotent.
He set up his throne by the shore of the sea and commanded the incoming tide to halt and not wet his feet and robes. Instead, the tide continued as usual and covered his feet and legs, causing the king (a deeply pious man) to exclaim: "Let all men know how empty and worthless is the power of kings, for there is none worthy of the name, but He whom heaven, earth, and sea obey by eternal laws."
However, in 1982, despite this demonstration – or perhaps, in ignorance of it – and following almost a decade of economic upheaval on the back of the loss of the British export market and two significant increases in global oil prices, New Zealand Prime Minster Robert Muldoon decided to introduce a Wage and Price Freeze, passing legislation making price increases illegal in an effort to hold back the tide of inflation. It failed, and when it finally came off inflation and interest rates in New Zealand skyrocketed to record levels over the following few years.
The freeze, along with some of the other questionable policies introduced by Muldoon, provided a cautionary example of what not to do and demonstrated that efforts to regulate prices don’t work and generally end up creating perverse outcomes which are worse than would have been the course if the market had simply been allowed to run its course. This understanding has had a significant effect on the economic direction our nation has taken over most of the 35 years since.
So I just have to shake my head at recent comments by Jacinda Ardern and Judith Collins, in response to a question from Paddy Gower in the recent TV3 Leaders Debate, where both suggested that house prices can’t be allowed to rise further (Collins even said "some house prices will need to come down").
The implicit inference in their statements is that governments can somehow control house prices. But can they?
Forty years of market history teaches us, unequivocally, that the answer is no and the idea that we can influence house prices by pulling a couple of levers is incredibly naïve.
As I wrote in a recent OneRoof column, the character of each of the four property cycles we’ve seen since the 1980s has been very different – and anyone looking for a silver bullet solution to fix the market is kidding themselves.
Governments and the Reserve Bank can certainly do things which create barriers which make it more difficult for different types of buyers to enter the market – but history teaches us that these measures have made absolutely no difference to the upward march of house prices, themselves.
In recent years we’ve seen policies which have banned foreign investors, deterred local property investors, and made things significantly more difficult for some first home buyers. However, despite the claims of the Government and lobby groups, none of these measures have made the slightest jot of difference to house prices, themselves.
There’s also the question of whether we should try and stop house price inflation. Capital growth in the value of our homes has been absolutely transformative over the past four decades. It has allowed us to travel, educate our kids, buy businesses, house those who choose not to be homeowners and save for our retirement.
According to Swiss-based Research Institute, Credit Suisse, it has also made us the world’s fifth wealthiest country, so it beggars belief that any politician would be trying to curtail that extraordinarily positive trend.
The typical retort to this argument is to point out that not every New Zealander is lucky enough to own their own home, and that point is certainly valid. While a significant majority of Kiwis are homeowners, around 40 percent of us are renters through choice or circumstance.
But we won’t fix that problem by penalising the 60 percent for the sake of the 40 percent. A wise government...
Judith Collins believes repealing the RMA would help deal with New Zealand's housing woes.
Is this causing our housing shortage?
Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice.
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OPINION: Kudos to Dominic Stephens and the economists at Westpac for admitting they got it wrong earlier this year when they predicted that house prices would drop by seven percent in the wake of Covid-19.
Westpac wasn’t alone, of course. All of the major trading banks expected the market to drop. We now know that the opposite has proved to be the case. House prices were largely unchanged during the first lockdown because it was almost impossible to buy and sell a home – and once that ended, the market simply shook it off and powered away.
Of course, not everybody was predicting a drop in prices. Economist Tony Alexander and myself have taken a much more upbeat view of the market over the past few months – and, in my case at least, have attracted a bit of criticism along the way from those who felt that such views were out of step with the major banks who were, supposedly, more credible in their predictions.
I’m not privy to the methodologies that the banks use to make their predictions – but the basis of mine is pretty straightforward. I look at the history of the market over the past forty years and particularly at what it was doing at any given point in each of the ten to eleven year cycles that it’s been through over that time. That told me that prices in the Auckland market should be flat (not increasing or decreasing) and that most of the rest of the country should be at the tail end of the last boom. The difference is due to the fact that Auckland goes into booms earlier than the rest of the country and comes out of them sooner (the last Auckland boom finished in 2017).
This approach doesn’t ignore other factors such immigration, inflation, housing shortages, foreign buyers, the state of the economy and now, Covid-19 – but it treats these things as having much less impact on the housing market than is claimed by the economists at the major trading banks and economic forecasting agencies. Why? Because the long term history of the market tells us that these things don’t matter nearly as much as we think they should. Immigration numbers, inflation, foreign investment, and the economy have been all over the place over the past forty years – but house prices have reliably doubled (more or less) roughly every ten years in each of the decades over that time.
In fact, the only thing that we can say has been consistent over the past forty years of the New Zealand property market is the downward trajectory of the cost of money. Since the mid 1980s, when mortgage interest rates got as high as 20 percent, these rates have been steadily tracking down to today’s historically low levels with indications that they will go even lower over the next two years.
Frankly, you’d have to be blind not to see this correlation between reducing mortgage interest rates and rising house prices – and while it doesn’t explain all aspects of the behaviour of the market over the past forty years, it’s clearly a major factor.
Which brings us to today. Under normal circumstances, the Auckland market wouldn’t be expected to take off again until mid to late 2021, and the housing market in the rest of the country would be coming off the boil and starting to cool – but there’s no doubt that the rapidly declining cost of money means that all bets are out the window for now.
In my view, short of another prolonged level four lockdown, this is no longer a blip. We appear to be seeing the first signs of the next Auckland property boom a year sooner than we would have expected which means we’re in for another five or six years of strong growth in our Queen city. For the rest of the country – including locations like Queenstown, Wanaka and Central Otago which had been expected to drop – it means an extension of the boom they were already in, possibly for another year or two.
Banks take note: if you were rationing credit in the expectation of a price drop, you need to stop doing that and start taking a more optimistic approach. And if you’re one of those p...
Otago landlords with unruly tenants are being told to give them the boot before a law change makes that even harder to do.
But the group representing tenants' rights said the move was "highly unethical".
Limitations to terminating a rental were among new changes to tenancy rules that come into effect next February.
Landlords would need firm evidence, such as video of several anti-social events before going to the Tenancy Tribunal.
Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice.
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Want to get into some DIY at the weekend?
Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his knowledge.
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New Zealand rent prices recently dropped for the first time in a decade, leading some property experts to blame Airbnb owners for the drop.
CEO of the Property Council Leonie Freeman joined The One Roof Radio Show on The Weekend Collective to share her thoughts on the future for Airbnb.
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The Reserve Bank will extend the mortgage deferral scheme but is still working through the details with the banking sector.
Finance Minister Grant Robertson announced the scheme on March 24 after an agreement was reached between banks and the banking regulator.
The Government-approved scheme enables banks to allow customers to reduce or suspend mortgage repayments for up to six months, without the Reserve Bank considering those loans to be non-performing when assessing bank solvency.
The interest on the loans continues to accrue.
Banks have always had loan deferral and interest-only options but applicants typically needed to go through a rigorous hardship application process.
The scheme arrangement essentially made it so anyone affected by Covid-19 could apply and be accepted, allowing the banks to handle high volumes of applications.
Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice for people who have or are thinking of getting a mortgage.
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Exactly how Auckland property deals will be affected during the next few weeks won't be known until REINZ releases its August sales spreadsheets around mid-September.
The latest Real Estate Institute data shows Auckland’s median house price increased by 11.5 percent over the past year to $920,000.
A third more properties were sold in the region in July this year, compared to the same month last year.
But the big question is whether the housing market will bounce back again with level three in Auckland being extended.
Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his thoughts.
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A bill that increases security and stability for tenants has passed its final reading in Parliament tonight.
The Residential Tenancies Amendment Bill removes rental bidding and changes the period for rental increases to 12 months.
The most significant change when it becomes law will see so-called 'no cause' evictions disappear.
At the moment landlords can give a 90-day eviction notice to tenants on open-ended tenancies without stating why.
Under the new law, the landlord would have to apply to the Tenancy Tribunal with three examples of anti-social behaviour over three months.
It also allows victims of family violence to end a tenancy with two days' notice.
Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to talk about the new law.
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Bindi Norwell, Chief Executive at REINZ joins The One Roof Radio Show on The Weekend Collective. Listen to the audio above.
What do high crime rate area, bad neighbours and a smelly home have in common?
They are the most common property pitfalls for New Zealander house buyers.
Over 2190 New Zealanders were surveyed by independently-owned mortgage comparison site, Finder, about key features that are turn offs when they are buying a property.
The top turn-offs was asbestos in a property: 55 per cent of buyers would not be okay with that. An above-average neighbourhood crime rate would send nearly half of buyers (49 per cent) away.
About one in three Kiwis would reject a home with bad neighbours - and that includes if the home was close to a noisy pub or bar, the survey found.
But the number four problem that turns off nearly two in five buyers is easier to fix: bad smells from pets, cigarettes or dampness.
Finder’s New Zealand publisher, Kevin McHugh, says such pitfalls can shave thousands of dollars in value off the price of a home.
He says when planning on selling your property, take a step back and think of it from the buyers' perspective.
“Things like bad smells, asbestos or a lack of natural lighting are unattractive to potential buyers, but these can usually be rectified before going to market,” McHugh says.
“It’s often the case of a little bit of pain for long-term gain – forking out to fix the issue beforehand can significantly increase the value of your home,” he adds.
A lack of parking (33 per cent), being close to a highway or main road (23 per cent) and being located in an industrial area (21 per cent) are also some of the top property turn offs for New Zealanders.
McHugh says that there are opportunities to be had for prospective buyers, provided they’re realistic about fixing some issues.
“Common issues like living on a main road or near a noisy venue can reduce the price of a property. But if you’re prepared to think outside the square, you may be able to nab a bargain.
"For instance, installing high fencing can help to soundproof homes on a main road, and a rented garage can supplement a lack of parking."
He adds it is worth seeking finance pre-approval for a property before you begin searching, so when the perfect house does spring up, you’ll be ready to act right away.
Bindi Norwell, Chief Executive at REINZ says: “What attracts an individual or a family to a property can be quite subjective depending on a number of factors such as age, stage, religion or price bracket. For example, some people would have issues living near to a cemetery for religious reasons and for others it’s not even an issue.
“Issues that can potentially impact health and safety such as asbestos are high on people’s list, but we were surprised that plaster/leaky buildings didn’t make the list as for some people, particularly in the Auckland and Wellington markets this can in some instances be an issue.
“We were surprised that being close to a major road or highway was so high on the list – as for many people, particularly in bigger cities, being close to motorways is seen as an advantage in order to cut down on commute times. And more and more we’re hearing that for those who have chosen to move further afield post-lockdown, having a rural property close to a major road or a motorway can be an absolute must.
“However, there are some things that can’t be fixed such as being located in an industrial area or being on a flight path, and in that case it might be addressing things such as double glazing to reduce noise pollution that could make the difference between your home and the property next door,” she said.
Norwell added that vendors should work with a licenced real estate agent who will be able to provide feedback on both positives and some things that may need work on the house, such as replacing the carpet due to smells.
By OneRoof
Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his advice on becoming a successful property investor.
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We still have an issue with unhealthy homes in New Zealand, so what needs to change?
Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his advice.
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Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice on buying a new home straight off the plan, along with mortgage holidays and the future of hotels in New Zealand.
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This week on the OneRoof Radio Show, we are joined by CEO of the Property Council, Leonie Freeman.
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OneRoof Property Commentator Ashley Church joins The Weekend Collective to share his thoughts.
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Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice.
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This week on The OneRoof Radio show we are joined by Ashley Church discussing LVRs, what the property market could look like in Level 1 and what migration could do to the market.
Want to get into some DIY at the weekend?
Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his knowledge.
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This week on the OneRoof Radio Show we are joined by CEO of the Property Council, Leonie Freeman.
We dive into the issue of buying and selling post Covid-19, is 2020 a right off for the property market?
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Community housing providers say they are shovel ready to help the Government build the 8000 new public houses promised in today's Budget, but also warned this was only half of what was needed.
The planned 8000 new state-owned houses would more than double the current programme to build 6400 homes for residential and transitional housing for homeless people.
The move was also expected to bring greater certainty to construction companies planning a path through the expected Covid-19 recession.
The Government said its Kāinga Ora agency would build 6000 homes, and non-profit community and transitional housing providers would build the other 2000.
OneRoof Property Commentator Ashley Church joins The Weekend Collective to talk about Budget 2020 and the housing market.
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Two major banks have cut their home loan rates to below 3 per cent - a new record low for major banks in New Zealand.
Sara Hartigan is a Property Expert from the Umbrella Company.
She joined The Weekend Collective to share her advice on how you can be making the most of the record low home loan rates.
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This week on the OneRoof Radio Show we were joined by the CEO of the Property Council, Leonie Freeman.
We discuss the issues around rent relief for small businesses and commercial landlords during Covid-19.
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The Reserve Bank of New Zealand is proposing to remove loan-to-valuation restrictions on mortgage lending as Covid-19 wreaks havoc on the economy.
"This move will help banks to keep lending to support customers, including with mortgage deferral," the central bank said.
The LVRs, which went through several adjustments, were first introduced in October 2013 to curb an overheated housing market.
There are currently two loan-to-value restrictions in place: banks can only lend 20 per cent of their residential mortgage book to owner-occupiers who don't have at least a 20 per cent deposit and they can only lend 5 per cent to investors who don't have a 30 per cent deposit.
Listen above as Property Commentator Nikki Connors joins The Weekend Collective.
Despite being in the middle of the biggest national crisis our country has faced in over half a century it would appear that ideology still trumps reality within the Coalition Government. While the country comes to terms with the economic impact of the lockdown and hundreds of thousands of Kiwis wonder whether they’ll still have jobs and be able to pay their bills, the Goverment is still pressing ahead with oral submissions to the controversial Residential Tenancies Amendment Bill over a series of days this month.
It’s worth also noting that these oral submissions, which are being made to the Government's Social Services and Community Committee, are in contrast to a multi-party agreement to suspend all business before Select Committees during the lockdown. Despite this, Housing Minister Megan Woods apparently believes that these reforms are of such national urgency that they should be exempt from the accord.
Frankly, this is disgraceful. Woods' focus should be on doing everything that she can to make sure that Kiwis have a roof over their heads.
Meanwhile, a crisis of severe proportions is brewing within the rental sector. While businesses within other sections of the economy are being partially supported through the Government's Wage Subsidy and other initiatives, landlords – who collectively house around 40 percent of our people and who were already under attack by this Government – are now being asked to carry the additional strain on the housing sector at their own cost.
Landlords as a group are not eligible for any form of support, and in most cases, are not eligible for deferral of mortgage payments if they are suffering hardship. This is despite new rules that state they cannot, during lockdown, press for the payment of unpaid rent unless there has been non-payment for more than 60 days, cannot replace tenants who choose to vacate a property and cannot evict tenants except under "extreme circumstances".
While most Kiwis accept the degree of sacrifice implicit in the current restrictions, I’m certain that most of us believe that no one sector should carry more of that burden than others. These measures will ultimately harm the very people that the Government claims to be seeking to protect once the lockdown is behind us. For many "mum and dad" investors, scheduled improvements to rental properties will now have to be deferred. Newer investors, who already typically make a loss on their rental property, will be forced to sell up and get out of the market altogether, and some established investors will see these measures as the final straw and will leave their properties empty rather than try and negotiate the minefield of regulatory intervention that is about to hit.
Yes, I know that some reading this will say "good riddance" to the prospect of landlords leaving the market, but this ignores the fact that the number of Kiwis needing rental accommodation has been remarkably consistent at around 40 percent of the population for much of the past 100 years.
Admittedly, some rental properties lost to the market will eventually be replaced by properties vacated by work-visa migrants who will need to go home and Airbnb owners converting their empty properties back to long-term rentals, but given that there are around 440,000 private rental units in New Zealand, it’s unlikely that these will be anywhere near enough to make up the loss of properties due to landlords exiting the market.
So are there solutions to avoid these outcomes? Of course.
These could include levelling the playing field by introducing a Rent Subsidy Scheme (to match the Wage Subsidy Scheme), which would provide a rent top up for landlords who could prove that they had lost rental income as a result of the Covid-19 crisis; a reversal of the decision to "ringfence" property tax losses so as to provide new investors with some financial relief; or an extension of the Mortgage Guarantee program to allow property investors to defer payments for up to six m...
Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice on the property market and how it will bounce back after the lockdown comes to an end.
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Over the past couple of weeks there have been a flurry of opinions around what will happen to house prices in the wake of the coronavirus.
Unsurprisingly, one or two of the usual culprits have rushed in to predict almost immediate doom and gloom with house prices crashing and the economy going into freefall. But most commentators – myself included – have taken the view that house prices will probably be largely unaffected if the virus is under control by June or July. This view isn’t wishful thinking; it’s a reasoned assessment of how things will play out given current market forces, the difficulty of buying or selling a property during isolation, and the nature of the measures which have been put in place to support people over the next few weeks.
But what if the lockdown isn’t over in four weeks time? When advising the country of the need to isolate a few days ago, the Prime Minister Jacinda Ardern chose her words carefully when describing the isolation period as being for a "minimum" of four weeks, leaving open the possibility that it may continue for longer. And now, new research from the University of Auckland suggests that the restrictions may need to last much longer because we won’t actually be safe from Covid-19 until a treatment or vaccine has been found, something which could take a year or more.
So how would this play out in the property market? What would a prolonged period of lockdown do to house prices?
The honest answer is: no one knows. There are simply too many variables at play to accurately predict what the market would do if these conditions continued for a long time. That said, we can certainly make some informed assumptions about how the Government might respond to different scenarios. Obviously I can’t cover them all – but here are three fairly logical views of how this might play out and what each would mean.
Scenario 1
By mid to late April reported New Zealand cases are in the thousands but have peaked. The requirement for isolation is progressively relaxed in parts of the country where there have been no reported new cases for four weeks, with the proviso that people in these areas cannot travel to other parts of New Zealand. The property market, in these places, quickly returns to a form of subdued normality, albeit with travel restrictions. This process continues until the entire country is virus free and we are allowed to travel freely again, however the ban on international travel remains indefinitely. Under this scenario house prices will mostly hold up with just a few dips in specific locations.
Scenario 2
Enforced isolation doesn’t stem the tide of new cases which continue climbing into the tens of thousands, forcing the Government to mandate ongoing isolation. The domino effect on the wider economy causes massive job losses leading to the risk of cascading mortgage defaults. Under this scenario many more people will utilise the Banks existing offer to allow interest only mortgage payments or even defer payments altogether for six months, but it’s not out of the question that the Government could also move to force banks to hold off on any default action for a set period of time in the same way that they have done for rental accommodation, perhaps backed up by a form of government guarantee. Under this scenario, and assuming these actions are taken in response, the impact on house prices would still be minimised as the risk of home owners selling out of economic necessity would have been mitigated.
Scenario 3
Enforced isolation doesn’t stem the tide of new cases which continue climbing into the hundreds of thousands, forcing the Government to mandate indefinite isolation. The scope of the problem is simply too big for the Government to protect Kiwis against the worst impacts of the virus. As a result, the economy – along with the property market – goes into free fall. The economic and social consequences of this – not to mention the likely curtailing of civil liberties – are too num...
CEO of the Property Council Leonie Freeman joined The One Roof Radio Show on The Weekend Collective to share her thoughts on the future of Airbnb and the holiday rental market.
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With the Government's announcement of a September 19 polling day, it’s now less than eight months until the election.
And make no mistake, this one is important. Normally, it would be a virtual given that the incumbent Government would win a second term, but because of the highly unusual circumstances under which the coalition was formed, the normal rules simply don’t apply this time round.
Labour knows this, which is why they’ve dusted off the National’s infrastructure plans from last term and are pouring $12 billion dollars of your money into them. You can expect many more such carrots over the next few months as the parties do their best to buy your vote.
OneRoof Property Commentator Ashley Church joined The Weekend Collective to share his thoughts on the issue.
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With the Government's announcement of a September 19 polling day, it’s now less than eight months until the election.
And make no mistake, this one is important. Normally, it would be a virtual given that the incumbent Government would win a second term, but because of the highly unusual circumstances under which the coalition was formed, the normal rules simply don’t apply this time round.
Labour knows this, which is why they’ve dusted off the National’s infrastructure plans from last term and are pouring $12 billion dollars of your money into them. You can expect many more such carrots over the next few months as the parties do their best to buy your vote.
OneRoof Property Commentator Ashley Church joined The Weekend Collective to share his thoughts on the issue.
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With the Government's announcement of a September 19 polling day, it’s now less than eight months until the election.
And make no mistake, this one is important. Normally, it would be a virtual given that the incumbent Government would win a second term, but because of the highly unusual circumstances under which the coalition was formed, the normal rules simply don’t apply this time round.
Labour knows this, which is why they’ve dusted off the National’s infrastructure plans from last term and are pouring $12 billion dollars of your money into them. You can expect many more such carrots over the next few months as the parties do their best to buy your vote.
OneRoof Property Commentator Ashley Church joined The Weekend Collective to share his thoughts on the issue.
LISTEN ABOVE
With the Government's announcement of a September 19 polling day, it’s now less than eight months until the election.
And make no mistake, this one is important. Normally, it would be a virtual given that the incumbent Government would win a second term, but because of the highly unusual circumstances under which the coalition was formed, the normal rules simply don’t apply this time round.
Labour knows this, which is why they’ve dusted off the National’s infrastructure plans from last term and are pouring $12 billion dollars of your money into them. You can expect many more such carrots over the next few months as the parties do their best to buy your vote.
OneRoof Property Commentator Ashley Church joined The Weekend Collective to share his thoughts on the issue.
LISTEN ABOVE
With the Government's announcement of a September 19 polling day, it’s now less than eight months until the election.
And make no mistake, this one is important. Normally, it would be a virtual given that the incumbent Government would win a second term, but because of the highly unusual circumstances under which the coalition was formed, the normal rules simply don’t apply this time round.
Labour knows this, which is why they’ve dusted off the National’s infrastructure plans from last term and are pouring $12 billion dollars of your money into them. You can expect many more such carrots over the next few months as the parties do their best to buy your vote.
OneRoof Property Commentator Ashley Church joined The Weekend Collective to share his thoughts on the issue.
LISTEN ABOVE
CEO of the Property Council Leonie Freeman joined The One Roof Radio Show on The Weekend Collective to share her advice on buying your first investment property.
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National are proposing to scrap the foreign buyers ban.
OneRoof Property Commentator Ashley Church joined The Weekend Collective to share his thoughts on the issue.
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The Government has announced a massive new funding package for emergency housing that includes 1000 extra places for homeless families and individuals.
The $300 million package released this morning aimed to reduce the use of motels as emergency accommodation, Prime Minister Jacinda Ardern said.
It also required those using emergency housing to start paying rent for the first time, but at maximum rate of 25 per cent of their income.
The rest of the funding would be directed at measures to prevent homelessness.
Leonie Freeman, CEO of the Property Council joined The One Roof Radio Show on The Weekend Collective to talk about the announcement!
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Want to get into some DIY at the weekend? Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his knowledge.
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Property commentator Alistair Helm joined The Health Hub on the Weekend Collective to share his advice!
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Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice on Rentals.
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Listen to the audio above as Ashley Church from One Roof speaks to The Weekend Collective.
New Zealand residential construction has reached a 45-year high, running at a pace not seen since 1974.
Statistics NZ said a record number of consents were issued for 37,010 new houses in the year to November 2019, "the highest in a year since the mid-1970s. There were 37,919 new homes consented in the year ended September 1974."
The number of new homes consented has been generally increasing since late 2011, coming off lows in 2009 and 2011 when fewer than 14,000 new homes were consented annually, StatsNZ said.
Click here to see full interactive.
"Nationally, 13 per cent more new homes were consented in the November 2019 year compared with a year ago, reaching 14,866 in Auckland, 4176 in Waikato, and 5310 in Canterbury," a statement said.
Consents issued in Canterbury rose 14 per cent. Although this level was below the 2014 peak, it was still higher than the level before earthquake rebuild activities, a statement said.
The Wellington region consented 3036 new homes in the latest year, the highest annual number since over 4000 new homes were consented in the mid-1970s.
Consents were issued in November for 3203 new dwellings of which 1980 were stand-alone houses, 722 were townhouses, flats and units, 291 were apartments and 211 were retirement village units.
The value of non-residential building consents for the November 2019 year was $7.4 billion, up 4.9 per cent from the November 2018 year. That $7.4b included $1b in education buildings, $1b in shops, restaurants and bars and $981m in offices, administration and public transport buildings.
To cope with the rise in house construction levels, Fletcher Building late last year opened a house-building factory in Auckland. That business plans to build more than 1000 new homes annually.
Imagine that the housing and transport initiatives of the major political parties over the past five years could be represented as one big celebration taking place on a single night. The early part of the evening would be represented by the last couple of years of the previous National Government with people everywhere, loud music, and everyone up and dancing – and now, under the Coalition, it’s 3am in the morning, the music has stopped, most of the revellers have gone home, and apart from a few people sitting around talking and crying into their glasses, not much is happening.
Whatever you might think of National under John Key – his Government had a clear focus on roading and infrastructure and kicked off a social housing program which is continuing to deliver new dwellings two years after the Nats left office - so it should come as no surprise that some of Nationals proposed new policy is a repeat of what made their last ‘party’ so successful.
But is it enough to "fix" the housing market?
In my view the answer is no – but it will still be a big improvement on what we have right now.
The proposed policies (which actually take the form of two companion discussion documents – one dealing with housing and the other with roading and infrastructure) contain some innovative and bold new ideas and are notable for the sheer volume of ideas being proposed. There isn’t space to cover them all – but there are a few which demonstrate that the Nats have listened and that they understand some of the key market issues and what it will take to fix them. These include:
Supporting Home Ownership
Make no mistake – getting as many kiwis as possible into their own home is the key to resolving our housing issues. A strong culture of Home ownership strengthens the fabric of society, reduces poverty and gives people choices that they simply wouldn’t otherwise have. The National discussion document acknowledges this and outlines some ideas around helping State tenants to buy their home – an obvious place to start because the Government already owns these properties and can therefore set the terms of any ‘rent-to-buy’ type schemes.
Reforming State Housing (again)
The Coalitions ridiculous decision to make it almost impossible to evict bad State House tenants is an example of the kind of woolly thinking which leads to a slew of unintended consequences and destroys communities. The Nats have recognised this and are proposing a range of reforms including a ‘Remind, Remedy and Remove’ system for bad tenants so that there are consequences for anti-social behaviours such as violence and drug use. They’re also proposing underwriting some of the financial risks facing Community Housing Providers, transferring the management of some State housing to these providers and potentially splitting the Building and Property Management functions of Housing NZ – possibly into different agencies. This is all sensible stuff which would significantly improve the effectiveness of the state housing sector.
Resolving Homelessness
Anyone who has researched the issue of homelessness in New Zealand understands that it isn’t the result of poverty or some imagined shortage of houses – but rather, is largely caused by a complex mix of physical and mental health challenges. The Nat discussion paper also appears to get this and supports remedies which not only give the homeless somewhere to call ‘home’ – but also address their social, medical, physical, spiritual and emotional needs.
The are many other worthy proposals, such as these – but, for me, the discussion document is equally notable for what it doesn’t mention. For example, there are no specific proposals around doing anything to constrain house prices or curb house price inflation. This is important because every attempt to do this, over the past few years, has failed and it’s now obvious that the best way to address house prices is to let each cycle run its course and to allow prices to find their own equilibriu...
Want to get into some DIY this weekend? Newstalk ZB “Resident Builder” Peter Wolfkamp joins The OneRoof Radio Show to share his knowledge.
Listen to the audio above.
People who want to withdraw from a housing deal due to being declined finance will from the end of this week have to prove they are unable to get the money.
Now, if a finance condition is inserted but money can't be obtained, people's word is generally enough for them to pull out of a contract
Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her advice on the issue.
LISTEN TO THE INTERVIEW ABOVE
Its official – LVR mortgage restrictions are here to stay and there will be no change to their current settings.
Property Commentator Ashley Church says in making this decision, the Reserve Bank is compounding what he believes to be the most profoundly stupid monetary policy to have been introduced in the past 40 years.
He joined The One Roof Radio Show to discuss further.
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Kris Faafoi, Associate Minister Housing for Public Housing, has announced one of the biggest changes to the Residential Tenancies Act since it was passed in 1986.
Property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share his advice on the changes and how they might affect you.
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Buying a bare patch of land to build a house on can be a stressful decision, with countless unseen circumstances to be dealt with.
The process can daunting, but to help prospective purchasers, Pete Wolfkamp joined The One Roof Radio Show on The Weekend Collective to share his expert advice!
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Can swimming pools give listed homes an edge when it comes to landing a buyer? And what do buyers want when it comes to home with a pool?
Property expert and mortgage advisor from the Umbrella Company Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to share her thoughts!
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When you’ve left the nest for good and you’re parents are all alone in a big house with too many possessions, it’s time for them to start thinking about downsizing.
Leonie Freeman, CEO of the Property Council joined The One Roof Radio Show on The Weekend Collective to share her advice!
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New-builds are a regular part of the housing landscape and are generally either “greenfields” developments or are “infills”.
If you were brought up in a New Zealand town or city you can almost certainly think of a greenfields project – an area of new housing development which popped up to accommodate growth and demand.
OneRoof Property Commentator Ashley Church joined The Weekend Collective to explain the benefits of building a new house.
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Backyards have shrunk but the population has increased.
With more people and smaller spaces to live in, tension can build between neighbours over how much of a view they get of each other's home life.
No one should have to constantly draw the curtains to enjoy a bit of privacy.
So how do you stop people looking in on you?
Property commentator Alistair Helm joined The Weekend Collective to discuss.
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This week on the OneRoof Radio Show we were joined by Leonie Freeman.
Lots of stories this week around neighbours at war! Basketball hoops too high, music too loud and laundry looking terrible. We get the answers from the industry's best.
LISTEN TO THE FULL DISCUSSION WITH THE WEEKEND COLLECTIVE ABOVE
This week on the show we were joined by OneRoof Property commentator Ashley Church.
We dive into the issue of empty homes, should we be incentivising people to house the homeless? Is this contributing to our housing crisis? We put the questions to the expert.
LISTEN TO THE FULL DISCUSSION WITH THE WEEKEND COLLECTIVE ABOVE
If the crowds milling through the street of tiny homes at the recent Auckland Home Show are anything to go by, many Kiwis are in love with the idea of tiny homes.
But is the tiny trend going large with numbers of people actually living in them, not just fantasising?
Property commentator Alistair Helm joined The Weekend Collective to discuss.
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After months of waiting, new Housing Minister Megan Woods has finally delivered the long-promised KiwiBuild reset.
Property Commentator from OneRoof.co.nz Ashley Church joined The Weekend Collective to share his thoughts on the new policies introduced in the reset.
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Do incentives such as throwing in a free holiday or spa pool make a difference when you are buying property?
Leonie Freeman, CEO of the Property Council joined The One Roof Radio Show on The Weekend Collective to discuss!
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Selling your house is one of the biggest financial decisions you will ever make, so its important you do everything possible to get the biggest return.
Is $15,000 spent on the kitchen worth it? Should you repaint the whole inside and outside of the house?
Mortgage Advisor and property expert Sara Hartigan joins The One Roof Radio Show on The Weekend Collective to share her tips and knowledge.
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An Auckland student has claimed that poor financial advice from her mother has left her $60,000 out of pocket.
24-year-old Bridie Campbell used the inheritance from her late father to put a deposit on a central city apartment.
But two years later, she's been unable to secure a bank loan and therefore can't afford to got through with the sale which is fast approaching deadline.
Property commentator Alistair Helm joined The Weekend Collective to share his advice on what you should be watching out for when buying property.
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Building a new house is a stressful process, with the battle of getting consent to build from your local consent often causing long delays and added expense.
A building consent is approval granted by your local council under the Building Act to allow a person to carry out building work.
But how necessary is it really, and are they actually helping places be safer or just bureaucracy?
Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his advice on the issue.
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Rising demand for rental properties across the country is making it tough for tenants and stock is struggling to keep up, according to the latest Trade Me Rental Price Index.
So are we going to see a crash of the private rental sector?
CEO of the Property Council Leonie Freeman joins The One Roof Radio Show to discuss.
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A massive new $1 billion manufacturing and affordable housing community is planned for Ohinewai, north Waikato by the company behind iconic Kiwi brand Sleepyhead, which has outgrown Auckland and wants its staff to be able to buy their own homes.
Comfort Group has bought 176ha of rural land, 5km north of Huntly, where under a master plan it intends to develop a mixed-use community with 1100 new homes over the next 10 years, while boosting its manufacturing space from 30,000sqm to 100,000sqm with a cutting edge factory.
Mortgage Advisor and property expert from Sara Hartigan joins The One Roof Radio Show on The Weekend Collective to share his thoughts on the proposed housing initiative from Sleepyhead, and if it could help ease the housing crisis in that part of the country.
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New Zealand has one of the most unsustainable housing markets in the world, according to a new report by Bloomberg.
Bloomberg economist Niraj Shah's "housing bubble dashboard" showed New Zealand holding one of the top two spots with Canada.
So are we in for housing market crash?
Property commentator Alistair Holm joined The Weekend Collective to give his take on the report.
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Want to get into some DIY this weekend? Attic stairs? Free-standing carport?* Decks and fences?
Known as “The Resident Builder”, Peter Wolfkamp hosts his own building and DIY show with Newstalk ZB, “Sunday Mornings with the Resident Builder” 6-8am.
Peter joined The One Roof Radio Show to share his knowledge.
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Owning your own home, mortgage free by the time you retire is probably the minimum prerequisite for anyone who wants to live comfortably in their golden years.
Paying off the principal on your loan, over the lifetime of the loan, isn’t necessarily the best way to pay off your mortgage by retirement.
OneRoof Property Commentator Ashley Church joins The One Roof Radio Show on The Weekend Collective to share his expertise on the issue.
To read Ashley's full article, you can find it on the One Roof website here.
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Megan Woods is taking over from Phil Twyford as Housing Minister, and will head up a new team of housing Ministers, following Jacinda Ardern's first reshuffle as Prime Minister.
Twyford's been relegated to a role in urban development, Kris Faafoi enters Cabinet with a focus on public housing, while Nanaia Mahuta continues her Maori housing role.
CEO of the Property Council Leonie Freeman joins The One Roof Radio Show on the Weekend Collective to discuss the issue.
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Would you pay $360 a week to live in the city centre in an apartment that is more akin to a dormitory in terms of the number of flatmates?
The Coh is a new three-storey Auckland complex that is about to be home to more than 20 adult flatmates.
The Symonds St property is being toted online as a "stylish shared living for young professionals".
Mortgage Advisor and property expert Sara Hartigan joins The One Roof Radio Show on The Weekend Collective to discuss the alternative accommodation!
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An under-pressure Phil Twyford has hit back at reports people with access to up to $650,000 in deposit money for a KiwiBuild home should be exempt from the scheme.
He has also rejected any assertion that KiwiBuild buyers should be means-tested when it comes to their deposit – "we are not in the business of banning the bank of mum and dad".
Property Commentator Alistair Helm joins The One Roof Property Show on the Weekend Collective to discuss the issue.
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Insulation companies are struggling to meet the demand from landlords.
With the 1 July deadline for landlords to insulate their rental properties approaching, demand has soared through the roof and companies are struggling to keep up.
Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his advice on insulating your home.
LISTEN TO THE AUDIO ABOVE.
More than 40,000 Kiwis now live in retirement villages, says an in-depth investigation of the multi-billion-dollar retirement sector.
Retirement Village Association executive director John Collyns joins The One Roof Radio Show on The Weekend Collective to discuss if retirement villages are milking the elderly of their profits, or if they are a worthwhile investment.
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This week on the show we were joined by Newstalk ZB resident builder Peter Wolfkamp.
We weigh into the issue of building reports and inspections. Who should pay for them, is it the vendors or purchasers responsibility? A huge topic to unpack!
LISTEN TO THE FULL DISCUSSION WITH THE WEEKEND COLLECTIVE ABOVE
Are flat-pack houses the solution to the housing crisis?
News that Bunnings Trade has sold more than 50 flat-pack homes in New Zealand in the last year, (two-bedroom 60sq m models selling from $69,000) went viral last week.
The business is marketing its flat-pack homes under a brand it owns, Clever Living Co., advertised as "homes that move to you."
A Bunnings spokesperson at the chain's Melbourne headquarters said: "Locations where Clever Living Co. homes have been built are in Northland, Auckland, the Waikato, Taranaki, exported to Rarotonga, Palmerston North, Gisborne, Hawkes Bay, the Bay of Plenty, Tauranga, Wellington, Central Otago, central South Island, Otago."
So will this become a new trend? If so, just how viable are these properties? Property commentator Alistair Holm joined The Weekend Collective to discuss this and all the other property stories from the week.
What does the future hold for KiwiBuild?
Housing Minister Phil Twyford will no longer guarantee that KiwiBuild will be made up of 100,000 affordable homes, but won't say whether that target has been scrapped either.
The Government's flagship housing policy is being "recalibrated" after an admission this year that it was unlikely to meet its first target of 1000 affordable homes built by July 1 2019. Just 80 have been built so far.
When the scheme was put under review, Prime Minister Jacinda Ardern and Twyford both were emphatic that the target of building 100,000 affordable homes over 10 years would remain.
But is it still achievable? And if not, should the programme still be promoted?
CEO of the Property Council Leonie Freeman joined the Weekend Collective to discuss the Government scheme.
The Government's foreign buyer ban has seen a significant drop in home ownership by overseas residents, new Statistics New Zealand data shows.
House sales to overseas buyers dropped 81 per cent in the March quarter compared to the same time last year.
Stats NZ property statistics manager Melissa McKenzie said the law changes late last year that introduced restrictions for overseas buyers played a big part in this drop.
Property commentator Ashley Church joined the Weekend Collective to this the effect the ban has had, if anything, on house affordability, and if the ban was worthwhile at all.
The Government has abandoned plans to introduce any form of Capital Gains Tax.
What will happen to the market now? Will it come bouncing back now the uncertainty of the tax has gone, or will sluggish property prices continue for the foreseeable future?
Property Commentator and Real Estate agent Alistair Helm joined The One Roof Radio Show on The Weekend Collective to share his expert opinion on the issue.
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In the past motorists would protect their cars from the elements and the cold by keeping them snug in the garage.
But modern cars are less prone to rust and are more likely to fire up first time – even on a frosty morning - when left outside in the driveway or in the street, say experts.
Property Commentator Ashley Church joined The One Roof Radio Show on The Weekend Collective to discuss the issue!
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The number of Auckland homeowners selling their properties for less than they paid for them has doubled over the past year.
Is this a simple case of people buying houses they can’t afford?
Mortgage adviser Sara Hartigan joins The One Roof Radio Show on the Weekend Collective to discuss the issue.
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We are being told that commercial property remains a viable alternative to residential property investments, with some commercial properties selling at prices that are comparable with many residential properties.
Also, commercial units generally provide better rental returns than their residential counterparts.
Leonie Freeman, CEO of the Property Council, joins The One Roof Radio Show on The Weekend Collective to share her expert advice on whether you should be looking to invest in non-residential property
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Capital Gains Tax will be one of the hot issues heading into the next election, so many are looking at better ways to structure the controversial policy.
One Roof property Ashley Church commentator joined The Weekend Collective to share his new and improved Capital Gains Tax.
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We are being told that commercial property remains a viable alternative to residential property investments, with some commercial properties selling at prices that are comparable with many residential properties.
What sort of yield do residential property investors generally consider, compared to commercial?
One Roof property Ashley Church commentator joined The Weekend Collective to share his professional advice on helping you get the most out of your property.
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Ashley Church is a property expert for One Roof. He joined The One Roof Radio Show on The Weekend Collective to share his advice on buying a house before selling your current one.
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Every Kiwi house and commercial property may need to be valued en masse by a computer programme under a capital gains tax, leading to warnings of a flood of objections from homeowners.
The mass valuation - already termed "V-Day" by pundits - could take place on April 1, 2021, the proposed date when the Government might bring the tax in.
While family homes would be exempt, most people would likely pay a CGT tax rate of 33 per cent on affected investment properties, farms and baches.
The tax would be charged on the gain in price a property sells for compared to its value at April 1, 2021.
With an estimated 1.88 million private dwellings in the country - not counting businesses - valuers CoreLogic have suggested the mass valuations be done by an automated process, similar to how councils value ratepayers' homes.
One Roof Property Commentator Ashley Church joined The Weekend Collective to share her expert advice over getting your head around the proposed tax.
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The Tax Working Group’s recommendation that a capital gains tax should be introduced on a range of assets, including rental properties, has prompted outrage from many investors.
While the TWG believes that, on balance, a capital gains tax will lead to "some small upward pressure on rents and downward pressure on house prices”, investors have a different view.
Leonie Freeman, CEO of the Property Council joined The One Roof Radio Show on The Weekend Collective to break down the important points of the proposal and explain what they could mean if you are selling your house
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New Zealand property expert are keeping a close eye on where the Australian market will go.
House prices in Sydney and Melbourne are facing massive slides, the two cities have dropped dramatically from their peak in 2017.
The New Zealand market often follows in the same direction, so should we be concerned?
Property commentator Alistair Helm from properazzi.co.nz joined the Weekend Collective to discuss where the market is sitting locally, as well as fielding questions from callers.
Retirement villages where residents get to keep most of the capital gain are being developed by a new company.
The house price boom in cities like Auckland has also been a boon to village operators as the prices charged for their units are set in reference to the prices of local homes.
Mortgage Advisor and property expert Sara Hartigan joined The One Roof Radio Show on The Weekend Collective to give her advice on hot topic of Retirement homes with New Zealand's ageing population growing at a steady rate.
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Housing Minister Phil Twyford has admitted his flagship KiwiBuild policy will fall well short of its first-year target.
The Government had previously said it would have 1000 KiwiBuild homes built by July this year, but only 300 are expected to be built.
Leonie Freeman is the CEO of the Property Council. She joined The Weekend Collective on The One Roof Radio Show to share her thoughts on the controversial and problem riddled Kiwibuild program.
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Out with the old, and don’t buy anything new. Simplify. Declutter. That’s been the mantra for the beginning of 2019, with Marie Kondo’s new Netflix series being the topic de jour.
Marie is a Japanese tidying freak, who teaches that you should only keep items in your home that spark ‘joy’. Everything that is not needed should be respectfully discarded.
LeeAnn Yare is stylist and designer for all things interiors. She joins the One Roof Radio Show on The Weekend Collective to discuss the new Kondo sensation, and if you should give it a go!
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This week on the show we were joined by mortgage advisor Sara Hartigan.
We discuss the big news of IKEA coming to our shores.
Will this cause issues to the local retail market? Or is it about time it came to NZ?
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There are growing warnings about possible rent rises if new legislation goes through.
Inland Revenue figures reveal 40 percent of landlords make rental losses with the average tax benefit being $2000 a year.
Currently, investors can use losses on rental property to reduce the tax they pay on their other income, but the government says that's unfair, especially to first home buyers.
Property Investors Federation executive officer Andrew King joins The Weekend Collective's One Roof Radio Show to discuss the issue.
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Kiwis are abandoning their pet animals so they can secure housing as renting becomes a crisis for many families,
Regular guest and property commentator Ashley Church joins The Weekend Collective on The One Roof Radio Show to discuss the laws and rights to having your fury friends live with you in rented accommodation.
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Trials will begin next year to turn central Auckland into a car-free zone.
Opinion has been divided on Newstalk ZB over proposal, with many people raising the point that although cycling and walking may have a feel good factor, it is not viable in reality to go without a car.
CEO of the Property Council Leonie Freeman joins The Weekend Collective for The One Roof Radio Show to discuss if this proposal will take off in Auckland and potentially around the country.
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Renters are spending an average of $30 more on rent each week compared to a year ago.
The National Party says it is a far greater rate of increase than under the previous Government when rents rose by an average of $13 a year. Is the current government to blame, or is it natural market conditions?
We also discuss whether or not Kiwibuild homes are being built in the right areas? This is after major backlash from new properties being built in Marfell (New Plymouth) which are $100,000 more than market value.
Property commentator Ashley Church joins The Weekend Collective for The One Roof Radio Show to discuss all things property and answer your questions.
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This week on the show we were joined by award-winning interior designer Melissa Greenough.
We discuss the crazy trend of styling your home with Kmart Products! Is it trash or treasure?
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This week we were joined by Housing Strategist Leonie Freeman.
We discuss whether or not banning letting fees will be a positive outcome for renters?
Many think that the costs will eventually be paid by tenants in another way. So will this fix anything? - We put it to our expert!
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This week we were joined by mortgage advisor Sara Hartigan.
We discuss the proposed idea that landlords need a 3 strikes law to evict tenants from rentals.
Some landlords are feeling the pinch of the Governments idea of axing the 90-day tenant evictions rule and feel this is a much need alternative. Is this a good idea?
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This week we were joined by property commentator Ashley Church.
We discuss the newly proposed national stadium on the Auckland Waterfront and what will take to get it over the line?
Also, the newly passed foreign buyer's ban comes into place on Monday - Will we regret this ban?
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This week we were joined by housing Strategist Leonie Freeman to discuss the rules of building consent for tiny houses.
This comes off the back of one lady who was dobbed in for her unconsented home after trying to get back on her feet.
We ask, is this heartless of the council?
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This week on the show we were joined by mortgage advisor and property expert Sara Hartigan.
We discuss the shocking story that surfaced this week around back billing from power companies.
One customer was stung with a whooping $18,481,27 bill after being undercharged for 3 years. How can companies do this? Aren't they at fault for poor calculations?
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This week on the show we were joined by mortgage advisor and property expert Sara Hartigan.
We discussed the hassle of kicking out tenants who don't pull their weight. Turns out its harder than you think...
Also we touch on whether or not New Zealand's DIY culture is dying?
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This week we were joined by CEO of the property institute Ashley Church to discuss the hot topic of meth testing in state houses and whether taxpayers should be forking out the money to cover up the mess?
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This week we were joined by housing strategist Leonie Freeman discussing the idea whether or not people who have lower incomes should receive discounts on power bills?
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This week were we joined by housing expert and mortgage advisor Sara Hartigan.
Phil Twyford has come out this week with a number of proposed changes to the health standards within rental properties causing a lot of debate.
We ask the question weither or not these changes will help or harm the rental market?
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CEO of the Property Institute Ashley Church joined us this week to discuss the proposed tenancy changes from Labour.
Will these new rules actually harm tenants? and whats the deal with pets in rentals, are they really that bad?
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This week on the OneRoof Radio Show we were joined by housing strategist Leonie Freeman to discuss the newly implemented foreign buyers ban - Will this actually work and allow first time buyers into the market?
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Morgate adviser and property expert Sara Hartigan joined us on the show this week. We tackled this weeks issue of nosy landlords see how you spend your money.
Is it good practice for them to look through tenants bank statements or a complete breach of privacy?
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This week on the OneRoof Radio Show we digested the controversial new Airbnb tax for Auckland. Is this actually fair for people who use this as a secondary income?
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This weekend we were joined by Mortgage Adviser Sara Hartigan.
We asked the question, whats the coldest house you have ever lived in? This comes off the back of the governments new insulation regulations that come into place next year.
There is big fears that many landlords will miss the deadline of July 1st 2019.
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On today's show, we were joined by housing strategist Leonie Freeman who helped iron out issues surrounding the QV process. We also touched on whether or not neighbours are still important?
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Housing Minister Phil Twyford has come out and said he is troubled by databases which advocate fear into tenants for approaching the Tenancy Tribunal. We ask mortgage expert Sara Hartigan is this fair?
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On this week's show, mortgage and housing expert Sara Hartigan joined us to tackle the issue of Kiwibuild.
We crunch the numbers and iron out the burning questions surrounding Phil Twyford's announcement.
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The OneRoof Radio Show with expert Leonie Freeman from www.thehomepage.nz
Visa’s for overseas construction workers – Should we be bringing in foregin workers to help with Kiwibuild?
Do you support prefab housing in NZ? – NZ and overseas companies asked to ramp up prefab ops for Kiwibuild.
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Mark Sumich joined the Weekend Collective this week to chat all things Real Estate including does your home have a strange past?
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Mortgage Advisor Sara Hartigan on One Roof Radio Show, discussing whether there should be a ban on foreign home buyers in New Zealand. What are the ramifications? Who’s paying the taxes? Do landlord’s hold too much authority over Tenants?
LISTEN ABOVE AS THE WEEKEND COLLECTIVE SPEAKS TO SARA HARTIGAN
Leonie Freeman from the OneRoof Radio show talks to The Weekend Collective. Are letting fees just a money making scheme? Should the taxpayer support Housing New Zealand with their meth policies?
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Andrew Duncan from the OneRoof Radio show talks to The Weekend Collective about Meth testing being debunked, landlords paying for new heating and whether you still be comfortable living in a contaminated house?
LISTEN AS ANDREW DUNCAN TALKS TO THE WEEKEND COLLECTIVE ABOVE.
This week on the OneRoof Radio Show we are joined by housing strategist and founder of Thehomepage.nz Leonie Freeman to talk all things property.
Whats on?
Topic 1: The Budget is looming – what does that mean for housing?
Topic 2: What area has increased the most around the country over the past 5 years? Figure is % compounding growth per annum?
Topic 3: Homelessness – announcement last week of $100m by the Govt – what does it mean and what is it for?
Topic 4: Vacant Houses – should there be a tax? Article last week indicating 30,000 homes vacant in Auckland alone.
LISTEN TO THE FULL SHOW ABOVE - EPISODE 1
The show is proudly bought to you by www.oneroof.co.nz