Did you know if you use 401(k) funds to pay off community bills after date of separation, if you don’t mention and account for those transactions-you will in most cases end up overpaying your ex during the QDRO process? Did you know you can pull out money from your 401(k) and give it to your […]
The post QDRO 401(k) Tips and Traps appeared first on California QDRO Attorney - Division of Retirement Benefits.
Are you worried that your former spouse is going to ‘cash out’ their account? Want to know the best strategies to stop them? Then this podcast is for you. Also-here is a sample of some language you can put into a letter and send to the plan administrator (remember-the best way to protect yourself is […]
The post How Do I Freeze Up My Former Spouse’s Retirement Accounts So They Do Not Move The Money? appeared first on California QDRO Attorney - Division of Retirement Benefits.
Have you been offered a ‘buyout’ from your ex to not touch their pension plan? Have you thought about ‘just taking your own retirement account and letting your ex take theirs’? What about getting your child support or spousal support arrears ‘paid off’ through the QDRO process? If you have…you also need to think about […]
The post Offsetting, Equalizations, and Buyouts-OH MY! appeared first on California QDRO Attorney - Division of Retirement Benefits.
Did you know CalPERS and CalSTRS are different retirement systems that follow different rules? For example-do you know which of these systems allows for a modification of survivor benefits post retirement after a ‘life event’ such as a dissolution of marriage? If you are not confident on your knowledge of CalPERS/CalSTRS and the similarities/differences between […]
The post What Are The Similarities And Differences Between CalPERS and CalSTRS? appeared first on California QDRO Attorney - Division of Retirement Benefits.
So your judgment from 5 years ago says you are to receive $50,000 from your ex’s 401(k) account….but doesn’t mention gains or losses….so do you get $50,000 plus gains and you receive $80,000 as of today? Or do you only get the $50,000 flat and your ex keeps all the gains-gains your ex made off […]
The post Does Your Judgment List A Fixed Dollar Award-But Fail to Mention Gains Or Losses? appeared first on California QDRO Attorney - Division of Retirement Benefits.
If you have separate property claims in your 401(k) or similar retirement account and you are not able to access your records to prove your claims from before marriage-do you know what to do? If not, try listening to this podcast for some tips!
The post What Happens To My Separate Property Claims If I Can Not Locate My Records? appeared first on California QDRO Attorney - Division of Retirement Benefits.
Do you know what a Deferred Retirement Option Program (DROP Account) is? Do you know whether or not the DROP account in your matter is community property or separate property? If not-you should listen to this podcast to learn more!
The post What Is A DROP Account? appeared first on California QDRO Attorney - Division of Retirement Benefits.
Do you know how a Gillmore Election works? Do you think it is the right move for your case or do you think your ex may try and do it? Listen to this podcast to educate yourself.
The post Do You Know What A Gillmore Election Is? appeared first on California QDRO Attorney - Division of Retirement Benefits.
Have you heard the term ‘elective service credit’ before? Do you think it may apply to your case? Do you know what to do? If not-you should listen to this podcast to learn more.
The post What Is An Elective Service Credit? appeared first on California QDRO Attorney - Division of Retirement Benefits.
Do you know the differences between a defined contribution, defined benefit, and cash balance plan? No? Then you should listen to this podcast!
The post Differences Between Defined Contribution, Defined Benefit, and Cash Balance Plans appeared first on California QDRO Attorney - Division of Retirement Benefits.