Sound Retirement Radio: Recent Episodes
Jason Parker
Investing and retirement planning to help you achieve clarity, confidence and freedom as you prepare for and transition into and through retirement.
Take The Assessment: SoundRetirementScore.com In today's podcast, I want to share a brand-new tool we've created to help you evaluate whether you're on track for retirement. Many people think retirement planning comes down to a single number: How much have I saved? But that's only part of the picture.
There are actually four key areas you need to understand as you prepare for retirement. In today's episode, we're going to explore each of them and explain why they matter.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #477.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator, a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
I was at a speaking engagement this week, and we received several questions from the audience about Social Security. Questions like: When should I start Social Security—at 62 or 67? How do spousal benefits work? Will Social Security be there for me?
In today's podcast, Tim and I discuss these important questions. We also talk about a new survey from the Reagan National Institute that found many Americans believe affluent households should bear more of the cost of funding entitlement programs.
As always, I'll include links to the articles and resources we mention in today's show at SoundRetirementPlanning.com. Just click on Episode 476, titled "Will Social Security Be There for Me?"
We're also hosting a special webinar on Social Security and how to integrate it into your retirement plan. If you'd like to attend and see how we help our clients determine the right time to claim Social Security benefits, simply visit the show notes and click the webinar registration link.
Everyone wants to invest in the next hot thing.
Today, it's SpaceX. Tomorrow, it might be OpenAI or Anthropic. Twenty-five years ago, it was Pets.com. More recently, investors have chased the excitement around Bitcoin, GameStop, AMC, and other "can't-miss" opportunities.
The names change, but human nature doesn't.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #475.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
In today's episode, Jason welcomes Tim Tenbrink, CFP®, financial planner at Parker Financial, for a conversation about some of the most common concerns facing people as they prepare for retirement. From navigating stock market volatility to estate planning and everything in between, they share practical insights drawn from real conversations with retirees and those nearing retirement. Enjoy this episode of Sound Retirement Planning.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #474.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
Social Security is an incredible benefit. It's inflation-adjusted income, it can be tax-efficient, and it includes spousal and survivor benefits. For many retirees, it becomes one of the most valuable financial assets they have.
But determining the best time to start Social Security is more complicated than simply using an online calculator that tells you how to get the largest check.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #473.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
I just got back from a trip to Maui with my wife and daughter… and it hit me—
My wife and I are about to become empty nesters.
For the first time in 29 years… life is about to change in a really big way.
And this trip gave me some perspective that I didn't expect… about money, about being present, and about what really matters as we move into the next phase of life. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #472.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
Today we're going to talk about your net worth, a number that everyone has but very few really know what it is and even fewer people truly understand what it means when it comes to retirement.
This episode gets us back on track with the 2026 Retirement Challenge. Each episode in this series focuses on one step you can take to determine whether you're ready to retire in 2026. If you're already retired, this is still a valuable exercise to make sure your plan is on track. And if you're a client of Parker Financial, you can rest assured—we're already doing this work for you.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #471.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
I'm going to take a short break from our theme for the year—the 2026 Retirement Challenge—because I want to address a concern I'm hearing from many people right now: the fear about war and how it might impact their investments.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #470.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
This is the first exercise of the 2026 retirement challenge that most people actually enjoy. The first episode was all about purpose and understanding why you will retire. The second episode was about spending. I've discovered that most people really don't like the word budget.
Today we're going to add up how much guaranteed income you will have in retirement.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #469.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
If there were no spending, there would be no need for investments.
No portfolios. No Monte Carlo simulations. No withdrawal strategies. No Social Security timing debates.
Because the entire purpose of money in retirement is spending.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #468.
When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes.
At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement.
Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
In this episode, Jason shares an important announcement about the future of the Retirement Budget Calculator. He explains why the tool will no longer be available to new public users, what this means for existing users and Parker Financial clients, and the lessons learned from nearly a decade of building retirement planning software. Jason also reflects on how this decision supports a renewed focus on delivering deep planning and investment management for the families he serves.
We are going to start the year off with a podcast series called "The 2026 Retirement Challenge". The idea is that each podcast I am going to bring you one thing to work on so that by the end of the series you will know if you are ready to retire and if the numbers will work.
Most retirement planning starts with a number.
"How much do I need?" "When can I retire?" "Am I going to run out of money?"
Those are important questions — and we'll get to all of them in this retirement challenge.
But today, I want to start somewhere else.
Because here's what I've seen after years of working with retirees:
Retirement isn't just a financial transition, it's a life transition.
That's why the first step in the 2026 Retirement Challenge isn't about Social Security, taxes, or investments.
It's about your why.
Why are you retiring? What are you retiring to? And what kind of life do you actually want to design?
In today's podcast, I want to take a few minutes to look back on 2025…and then use what we learned to prepare for 2026.
Gold is up more than 50% year-to-date. Costco has been selling gold bars that fly off the shelves. The Discovery Channel's hit show Gold Rush draws millions of viewers. And central banks around the world have been buying gold at record levels.
Demand is high—and the price reflects it.
So in today's podcast, I want to dive into all things gold: what it is, what makes it valuable, why people invest in it, and my own philosophy about owning it.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #464.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement journey.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today's podcast, I want to talk about the new Enhanced Senior Deduction that was passed and signed into law on July 4th, 2025.
If you are 65 years old or older—or will be turning 65 sometime between 2025 and 2028—you'll want to understand how this works and how it could impact your retirement plan. If you are not yet 65 but you know someone who is, be sure to send them a link to this episode.
For articles links and resources mentioned in todays show visit https://soundretirementplanning.com/ and click on episode 463
I’m really excited about today’s episode because I want to speak directly to the anxiety that so many of you are feeling — and that you’ve been sharing with me lately.
The title of today’s show is “Is a Market Crash Coming?”
It’s a question I hear often, and I completely understand why. The headlines can be overwhelming, the markets feel unpredictable, and it’s easy to wonder what’s next.
In today’s episode, I want to talk about what you can do when you start to worry about how the market is going to perform — and, more importantly, what actions you can take to protect your peace of mind and your financial future.
To find links, resources and the transcipt mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #462.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
So I've met a lot of people over the years who have over prepared for retirement, and I've met others where I had to say, I'm sorry, you need to keep working. Unfortunately, I've seen good hardworking people, people who have saved, invested, and tried their best. They're still unable to retire, and the question's why?Today, I want to share the 4 biggest traps that keep people from retiring… and how you can avoid them. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #461.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
Today’s podcast has three parts: first, a simple question to help you gain clarity; second, a common financial mistake we see—and how to fix it; and third, practical investing moves you can take right now.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #460.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
You're listening to episode number 459. The title is. 68 New Adventures at 68 Anne's Bold Retirement, and I'm so excited to bring this podcast interview to you. One of my favorite things about the work that we do is that we get to meet so many incredible people and we hear their stories. We get to see the how the decisions that they make impact their lives.
How do they live full out? What makes for a good life? And I can say that my life is better as a result of getting to walk life with. Amazing people. In today's podcast, I'm gonna introduce you to Anne, who has been retired for seven years. Not only will you get to hear her story about her journey to retirement, but you'll also get to hear about this exciting goal that she has for this year, and it's a way to cut through the routines and the mundane and create new and exciting experiences to live fully.
I like the quote from Eleanor Roosevelt who says. The purpose of life is to live it, to taste experience to the utmost, to reach out, eagerly and without fear for newer and richer experience.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #459
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today’s podcast, I want to talk about the new One Big Beautiful Bill Act, recently passed and signed into law by the President on July 4th of this year. This legislation is significant for a couple of key reasons. First, it makes permanent one of the largest tax cuts in history—the Tax Cuts and Jobs Act (TCJA), originally passed in 2017 and previously set to expire at the end of this year. Second, the bill itself spans more than 300 pages, packed with new provisions, many of which will create planning opportunities for retirees and pre-retirees alike.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #458.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
As we celebrate the 4th of July, I want to explore a topic that doesn’t get nearly enough attention—how to withdraw money from different types of retirement accounts. Specifically, we’ll look at sequential vs. proportional withdrawals, and how your strategy can impact your taxes, your legacy, and your long-term retirement success.
We’ll walk through a hypothetical scenario to compare the outcomes, and the good news is—you can run this kind of analysis for yourself using the new Withdrawal Strategy Scenario in the Retirement Budget Calculator.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #457.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today’s episode, we’re diving into the latest press release from the Social Security Board of Trustees. The numbers this year look worse than last year—and that has real implications for your retirement.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #456.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
The number one question people ask as they approach retirement is: “Have we saved enough?” Can we retire confidently without running out of money?
In today’s podcast, we’ll explore how having a solid retirement plan can help you understand your likelihood of success—and the probability of avoiding a catastrophic financial shortfall.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #455.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to optimize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
One of the most common Social Security questions we get is this: “If my spouse starts her Social Security at age 62 and I wait until age 70 to start mine, can she receive a higher spousal benefit when I start?”
When it comes to Social Security, most people know you can qualify for retirement benefits based on your own work history — the taxes you paid into the system over the years. But what many don’t realize is that you might also be eligible for a spousal benefit, even if you didn’t work enough to qualify on your own. That’s right — even if you didn’t pay into Social Security, you may still be able to receive a benefit based on your spouse’s earnings record.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #454.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today’s episode, I’m sharing a time-tested strategy that can boost your confidence when it comes to withdrawing money in retirement—the barbell strategy. Also known as the two-bucket approach, this method is designed to help you navigate market volatility while staying focused on long-term growth.
I'll walk you through the who, what, when, where, why, and how of the barbell strategy—so by the end of this episode, you'll have a clear understanding of how it works and whether it’s a fit for your retirement plan.
Put simply, this strategy involves holding some of your retirement assets in low-risk, easily accessible accounts, while the rest remains invested for long-term growth. The goal isn't to predict the market—because no one can—but rather to create a structure that allows you to respond calmly and strategically, no matter what the market is doing.
If you're feeling stressed about what's happening in the market right now—you're not alone. Market volatility never feels good, but there is a better way to invest: one grounded in planning, discipline, and long-term thinking. In today’s episode, I’ll share 8 important things to consider as you navigate this market, so you can make confident decisions and stay focused on what truly matters. Learn more at https://soundretirementplanning.com/
I recently came across a fascinating paper by Hendrik Bessembinder titled “Which U.S. Stocks Generated the Highest Long-Term Returns?” The research is based on nearly 100 years of stock market history, and it delivers some surprising and important lessons for retirees.
When markets get wobbly, people panic. It’s natural. We’ve all seen it—headlines screaming recession, market crashes, and doomsday predictions. The fear can be overwhelming. But what if I told you that you could structure your retirement investments in a way that makes all of this noise irrelevant? That’s what today’s episode is about—building Margins of Safety so you can worry less and live more.
I’m so glad you’re joining me for episode 449, where I have the privilege of interviewing Eduardo Repetto, Chief Investment Officer at Avantis. In today’s episode, we dive into recent market volatility, Warren Buffett’s growing cash reserves, and the investment philosophy behind Avantis Investors.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #449.
I created the Retirement Budget Calculator as a tool to help people build a solid retirement plan. Rather than making the tool exclusive to our clients, I decided to make it available to everyone because I believe all Americans deserve a well-thought-out retirement plan.
Once you have a retirement plan, the next step is developing an investment strategy that aligns with your goals. That’s where Parker Financial comes in—we help clients implement an investment strategy.
To help you understand our approach, I’ve just finished creating a new ebook that explains our investment philosophy. You can download it for free by visiting RetirementBudgetCalculator.com. Just look for the "Invest" button in the upper right-hand corner, and you’ll get access to my new ebook called "Investing in Retirement."
In 2019, two pastors from my church approached me with a request: would I be willing to create a foundation or endowment to raise money for the Christian school our church operates? Without hesitation, I said yes. Both of my children had attended the school, and it had a profound impact on our family.
While I had experience serving on nonprofit boards, I had never started a nonprofit from scratch. This was entirely new territory. I spent the first year immersed in research—consulting legal experts, meeting with our church’s board of elders, and speaking with leaders from other schools that had established foundations.
Then, in October 2020, I was introduced to Ross Hjelseth. Ross had served as the head of schools at Life Christian Academy in Tacoma, WA, where he helped establish their foundation. His coaching and consulting played a crucial role in helping us navigate the process and make meaningful progress.
Having gone through this experience—and after receiving multiple inquiries from others looking to do something similar—I realized it would be valuable to record a podcast on the topic. My goal is to provide a roadmap for anyone considering starting a foundation, helping them move forward more efficiently.
In today’s episode, I’m joined by Ross to discuss the process, key steps, and timeline involved. While Qualified Charitable Distributions (QCDs) and Donor-Advised Funds (DAFs) are sufficient for most people's charitable giving, for those interested in establishing a foundation, this conversation is for you. I hope you find it helpful.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #448.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
Imagine you could give to charity, lower your tax bill, and satisfy your Required Minimum Distributions—all at the same time. Most retirees don’t realize that there’s a smarter way to donate to charity using their IRA. In today’s episode, I’ll show you how one simple strategy—Qualified Charitable Distributions—can save you thousands in taxes while supporting the causes you care about.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #447.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial research which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
Big changes are on the horizon for retirees impacted by the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). The Social Security Fairness Act, signed into law on January 5, 2025, is expected to increase benefits for millions of retirees while introducing new challenges for the Social Security system. In todays podcast, I will break down what this means for you and how to adapt your retirement strategy to these changes. Plus, be sure to listen to the end to learn about our new updates to the Retirement Budget Calculator that help you stress-test your Social Security strategy.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #443..
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In todays podcast I am going to examine how the S&P500 historically has performed after back to back years of 20% plus gains. We are going to look at an interesting recent story about retirement, wealth and contentment. I am going to share a couple of good financial habbits for you to consider as you kick off the new year. I want to share with you a few milestones we accomplished this year and I will give you the top episode downloads for Sound Retirment Radio for 2024. And finally I want to share with you what my crystal ball is showing regarding investing as we kick off 2025.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #445..
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today’s podcast, I had the pleasure of interviewing Dr. Jann Freed, an expert in helping people live intentionally and reflect on their impact. Dr. Freed shared powerful insights on building meaningful relationships in the second half of life and explained how embracing the reality of our mortality can inspire us to live more fully.
Her words reminded me of something my mentor used to tell me: “Jason, life is not a dress rehearsal. This is the real deal, baby. You get one shot—so give it everything you’ve got.”
This conversation is a valuable reminder to approach life with purpose, passion, and a commitment to making every moment count.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #444.
In today’s podcast, I’ll be discussing retirement investing and the importance of broad global diversification. I’ll explain the reasoning behind our approach and share a few of the strategies we use to help minimize risks. Some of the core ideas I want to share with you are recency bias, home country bias, the concentration of the S&P 500, why price matters, global market capitilazation and Vanguard forecast for the next 10 years.
To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on episode #443..
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In todays podcast I’m going to share some of my favorite things in 2024. It’s time to get your wallet out and start shopping for Christmas gifts. So I thought I'd share with you some of my favorite things as well as some of my favorite experiences. I'm so grateful that we get to do life together. Thank you for tuning into Sound Retirement Radio. I hope these ideas inspire you as you search for meaningful gifts for your loved ones and plan enjoyable moments with the people who matter most to you.
What if I told you that having a net worth of 3 million dollars was not enough to retire. In today's podcast we are going to uncover how this could happen. We’re diving into the first principles thinking and how it is applied to retirement planning and then focusing on what I believe to be the most important foundational number for a successeful retirement. At the end of todays show I am also going to give you some questions you can ask your spouse after the relatives leave and you have time to think about retirement planning over an slice of Costco's pumpkin pie. These questions will be available at SoundRetirementPlanning.com just click on episode 441.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
I can’t believe it—I’ve officially hit the big 5-0! I was pretty sure my wife would have taken me out long before I made it this far. Not only am I still here, but in a few months, we’ll be celebrating 28 years of marriage. To mark this milestone birthday, I decided to write a list of things I’ve learned up to this point in my life. I'm writing it as if I were speaking to my kids.
One of the top concerns we're hearing from clients regarding retirement planning and investment management is the potential impact of the upcoming presidential election on their investments. In today’s podcast episode, I want to provide some historical context by looking at what has happened in the days, weeks, and years following four of the last presidential elections.
For articles, links and resources mentioned in todays show visit https://soundretirementplanning.com/
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
Imagine if a few small changes to your retirement plan could result in hundreds of thousands more at the end of your life! In today’s podcast, I’m going to walk you through three powerful strategies that can optimize your plan and potentially increase your savings by hundreds of thousands of dollars.
These are:
- Roth conversions
- Social Security Timing
- Withdrawal Order
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
A common consideration for people living in colder climates is purchasing a second home in a warmer region to escape the winter months. However, in March 2022, the Federal Reserve began increasing interest rates to combat inflation. This move caused many potential buyers to hit pause on their plans for a second home. Recently, on September 18, 2024, the Fed announced its first rate cut, lowering the Federal Funds rate to 4.75%-5%, marking a half-percent decrease. Mortgage rates, which had soared as high as 8%, are now starting to come down. As a result, more people are reconsidering downsizing or purchasing that second home.
At the same time, there has been a rise in aggressive sales tactics from mortgage lenders. To help navigate these waters, I invited my friend Frank Ellerbroek, a seasoned mortgage broker, to join today's podcast. He’ll share his insights on the current market trends and offer advice on what to watch out for if you're thinking of financing a second home or downsizing to a more manageable property.
On a personal note, Frank and I have been friends for nearly 20 years, and my firm has referred many clients to him over the years. I trust him because he consistently delivers great service, and I worked with Frank when I purchased my home. That said, whether you're considering working with Frank or someone else, I always recommend talking to more than one professional to ensure you get the best terms for your unique situation.
https://vantagemortgagegroup.com/about-us/meet-the-team/frankellerbroek/
https://www.optoutprescreen.com/
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today’s podcast, I have the pleasure of speaking with Martin, who retired at the age of 56. He shares his experiences, including how he spent the first two years traveling the country in an RV, what made him realize it was the right time to retire, and why he’s glad he made the decision to retire early. Martin also opens up about some of the challenges he’s encountered along the way.
You are listening to episode #435 and the title is: Pay Off Your Mortgage at Retirement or Invest? Pros and Cons Explained! This is one of the most common questions people face: Should you pay off your mortgage at retirement, or should you invest the money instead? This decision can have a significant impact on your financial security and peace of mind in retirement.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today's podcast I want to talk about expectations and the recent market volatility and give you some historical data to help put some of this recent volatility into context.
In today's podcast, I’m excited to share what I am calling the Pyramid of Investing Success. We will begin by exploring the foundation of the pyramid and then progress layer by layer until we reach its pinnacle.
If you are getting ready to retire one of the most important things that you need to understand is how to manage retirement income. At the end of the day retirement is simply making sure you have enough income to cover all of your expenses. In today's podcast we are going to look at Retirement Income.
Discover the power of planning with the Retirement Budget Calculator Pro v. 4.0!
In today's podcast I interview Tane Cabe regarding reverse mortgages. In addition to doing a general overview of what they are we discuss how reverse mortgages can be used to increase cashflow in retirement, how a reverse mortgage can be used for the purchase of a home, we talk about taxes and fees associated with these mortgages, how some people are planning to use a reverse mortgage to help with long term care planning. We also share several stories that illustrate how people are using reverse mortgages.
For articles, links, and resources mentioned in today's podcast, visit episode 431: SoundRetirementPlanning.com
Ready to kick-start your retirement?
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
Health savings accounts are the most incredible tool available for retirement savings. Unfortunately, too many people I meet are missing out on using HSAs as part of their retirement strategy. We are going to do a deep dive into HSAs, but...
They are best for people who do not have a lot of health care costs every year and have the money to make the maximum contributions to an HSA. They have triple tax advantages in that your contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free. You enjoy lower health insurance expenses compared to a low-deductible plan. You get tax deductions for contributions, tax-free growth, easy access to the money before age 59.5, you can have investment opportunities for long-term growth, and a plan to cover health-related expenses in retirement. Unlike a traditional IRA, there are no RMDs, and after age 65, you can access the money for non-medical expenses without the 20% penalty. You can delay reimbursements and allow your HSA to grow tax-free and then take a tax-free lump sum in the future. And once you turn age 65 and start Medicare, you can use your HSA to reimburse the costs of Medicare Part B and Part D or pay for Medicare Advantage plan premiums.
If you do not currently have an HSA, I highly recommend you visit SoundRetirementPlanning.com and click on episode 430 to start to review all of the resources I’ve made available for your review.
The HSA is a powerful tool that can provide significant benefits for retirement planning and healthcare expenses. However, it's important to remember that the rules and regulations surrounding HSAs can be complex and require careful consideration.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today's podcast episode, Jason shares three key numbers essential for retiring with confidence. He's interviewed by Ashley Micciche from the Retirement Quick Tips Podcast. Don't forget to check out Ashley's podcast: Retirement Quick Tips.
Articles, Links & Resources mentioned in today's show can be found at https://soundretirementplanning.com.
If you enjoy todays podcast be sure to share it with a friend and leave us a 5 star review.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic research and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today's podcast episode I have the good fortune to interview Joe Hancock and Katie Warren who are with HighGround Advisors regarding Donor-Advised funds and charitable giving strategies. We cover a lot of the mechanics of donor advised funds such as how to set one up, how they work, fees associated with them and some of the tax benefits that come along with them.
One interesting aspect we discuss is how donor advised funds can be used as a tool for multi-generational giving and passing on philanthropic values to future generations. This is particularly relevant for families who want to involve their children in charitable giving. We explored various strategies, including bunching or bundling donations together in specific years to enhance itemized donations on your tax return or donating appreciated assets like business interests, mineral interests and real estate.
We also discuss qualified charitable distributions, charitable gift annuities and charitable trusts as alternative ways to support charities while also receiving potential tax benefits.
Throughout the conversation, Joe and Katie share valuable insights and tips for maximizing the impact of your charitable giving through donor advised funds. They also discuss the importance of doing research and due diligence before choosing a donor advised fund provider and why you will want to make sure the donor advised fund you choose aligns with.your values.
Articles, Links & Resources Visit: https://soundretirementplanning.com/
We're on YouTube! Are you DIY? Be sure to check out the Retirement Budget Calculator LET'S CONNECT:
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Jason's Books: Sound Retirement Planning Retirement Calculator: How Much Money Do I need To Retire?
In today's podcast, Jason interviews Anne Lester about her new book, "Your Best Financial Life: Save Smart Now for the Future You Want."
Anne is a retirement expert, formerly serving as the Head of Retirement Solutions for JPMorgan Asset Management, where she dedicated nearly 30 years of her career.
During the interview, Anne not only shares insights from her own retirement journey but also discusses the aspects of retirement she eagerly anticipates in this new phase of life. She offers practical tactics for simplifying money management, including the implementation of guardrails to mitigate financial regret. Make sure to listen until the end, where she emphasizes the importance of cash flow in retirement preparation.
For additional articles, links, and resources, please visit https://SoundRetirementPlanning.com.
Here is a question for you to consider. What's the point of accumulating wealth for retirement if poor health prevents you from enjoying it? Recenlty I have had people noticing that I have lost weight, commenting on how skinny I have become and asking me what I was doing. And I have to tell you I am feeling great. So in todays podcast I'm going to share with you what changed and how I've been able to lose 20 pounds in four months and also lose the belly fat. I'm going to share my diet and exercise routines and the technology I used to record my progress.
In this Easter special episode, Jason welcomes Tim Tenbrink as a guest to delve into the topic of biblical stewardship.
In today's podcast we cover a lot of retirement topics. The reason I wanted to share this podcast episode with you is because we talked about finding purpose in this next phase of life. I want all of the people who listen to Sound Retirement Radio to achieve Clarity, Confidence and Freedom and I want you to retire too something, not from something. In this podcast we discuss 7 exercises you can use to help you achieve a greater sense of clarity.
The free PDF document we discuss in this episdoe will be made available as a link on Sound Retirement Planning.com. If you are preparing for retirement be sure to go through the 7 exercises so that you can have a greater sense of clarity as your prepare for retirement.
When you know what is most important in life it makes it easier to prioritize your most valuable resource, your time.
I hope you enjoy this podcast episode.
As always articles, links and resources will be available at SoundRetirementPlanning.com just click on episode #424
In today's podcast episode, I want to explore how to evaluate if it makes sense to sell a rental property. Many people we have served over the years own rental properties and rental properties can be a great tool for retirement because they generate predictable inflation-adjusted income. However rental properties can have their drawbacks as well. In today's show, I am going to share the process that we use to help people evaluate if they should keep or sell a rental property from the perspective of retirement cash flow. With interest rates on fixed income being so low for so many years it had been hard to justify selling a rental property but with fixed income interest rates increasing and the appreciation of real estate starting to stall as a result of higher borrowing costs, the analysis is changing.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
It is my good fortune to have Wes Crill, PhD as a guest on the podcast today. Wes is a senior investment director and Vice President with Dimensional Fund Advisors. Prior to joining Dimensional, he was a PhD student studying materials science engineering at North Carolina State. His research focused on modeling engineering processes at a scale of 1 billionth the size of a human hair.
In today's podcast we discuss the difference between investing and gambling. The benefits of global diversification. Some of the nuances associated with only investing in the S&P 500 index. We discuss the life cycle theory of finance, should you buys gold, the reconstitution effect of index funds, the importance of having a financial plan, mutual funds vs ETF's, Why not all small cap investing is the same among fund providers. We discuss the science of investing and the pursuit of higher expected returns.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
One of my clients recently forwarded an article with the headline that reads "US economist predicts 2024 will bring "Biggest crash of our lifetime".
Here is a quote from the article "This is the one time I'm telling you, do not listen to your financial adviser. Things are not going to come back to normal in a few years. We may never see these levels again. And this crash is not going to be a correction. It's going to be more in the '29 to '32 level. And anybody who sat through that would have shot their stockbroker."
Unfortunately, when these types of articles are published it can cause people to worry and question both their financial plan and their investment strategy.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
For article links and resources mentnioned in todays podcast visit:
https://soundretirementplanning.com
Will the outcome of the next presidential election have an impact on your investment strategy? Should it? Will you be making changes to your investments depending on who is elected?
Articles, Links & Resources Visit: https://soundretirementplanning.com/
We're on YouTube! Are you DIY? Be sure to check out the Retirement Budget Calculator LET'S CONNECT:
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In todays podcast I'm going to share some of my favorite things in 2023. You will notice I'm releasing this episode on Black Friday. It's time to get your wallet out and start shopping. This time of year give me a bit of anxiety because I'm not very good at buying gifts. I remember when Oprah used to do her Favorite things TV show and everyone in the audience would receive gifts, well no such luck in todays podcast you guys are not getting anything other than ideas. But finding the perfect gift for people can be difficult so I wanted to share with you some of my favorite things from 2023 and maybe inspire you to think of a gift ideas for the special people in your life.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
We made it. Following today's podcast, I am excited to announce that all 13 chapters of my latest book have been recorded and released as a free podcast exclusively for you, our listening community. Soon we will be releasing the audiobook. If you listen to, or read the entire book you will notice that it starts with a basic framework for a comprehensive retirement financial plan and each chapter builds on the next.
I sure appreciate the opportunity to teach you the concepts, ideas and strategies that will help you have an amazing retirement. We have some incredible things scheduled for 2024. Having surpassed 1 million podcast downloads and with thousands of individuals utilizing our retirement budget calculator, we are expanding our team at Parker Financial, to provide even greater assistance to individuals seeking investment management and retirement planning in 2024. Our aim is to empower more people than ever before. It's going to be an amazing year.
As we approach Thanksgiving, I just want to let you know how much I appreciate you. Thank you for telling your friends about the podcast and sharing the books and retirement budget calculator with the people you care about. I sure appreciate you.
With Christmas around the corner I am going to steel an idea from Oprah Winfrey and next week I am going to share with you some of my favorite things from 2023. From gadgets, to books, kitchen equipment, pickleball gear and clothes. If you find it difficult to come up with creative gift ideas I think you will enjoy next week's podcast.
In this podcast episode, I will provide compelling reasons for you to seriously consider the benefits of hiring a financial advisor. Why it is important to avoid high fees and commissions. To comprehend the potential value that advisors can offer, we examine studies conducted by Canada, Vanguard, Morningstar, and Envestnet PMC. Hiring a financial advisor can bring peace of mind, as it helps us uncover the unknowns we didn't even realize existed. Hiring a financial advisor can provide valuable assistance in various aspects of your financial planning. They can help you create a comprehensive retirement plan, guide you in asset allocation and risk management, assist with investment management, cash-flow planning, and income sourcing. Additionally, they can offer expertise in tax planning, charitable giving strategies, and estate planning concepts. A financial advisor can also provide behavioral coaching to help you make informed decisions. After listening to today's podcast, I hope that many of you will consider exploring the benefits of working with a financial advisor to optimize your financial well-being.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today's podcast, you are going to learn about Medicare. Medicare is a comprehensive health insurance program that becomes available to most individuals when they reach the age of 65. We cover topics such as, What are the different parts of Medicare, when should you enroll? How much should you budget for Medicare? Insurance often stands out as the most significant expense for those who have successfully paid off their mortgage. Medicare is a good deal once you turn 65 and you will want to make the most of it.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today's podcast, we are going to explore Rebalancing. We will look at investment portfolio construction, how rebalancing is implemented and when you should consider doing the rebalancing. When you are getting ready to retire you will begin to think more about how your investments can generate cash flow and you will likely feel the need to reduce volatility when you begin taking portfolio withdrawals. Rebalancing serves primarily as a risk mitigation tool rather than a means of maximizing returns. According to a paper by Vanguard, "rebalancing tends to increase a portfolio's Sharpe ratio, improving risk-adjusted returns".
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
Articles, links and resources mentioned in today's podcast can be found by clicking on Episode #415 at https://soundretirementplanning.com/
In Chapter 9, we delve into the importance of asset allocation and the pursuit of higher expected returns using academic research to inform our investing strategy.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
YouTube - Investing In Retirement
YouTube - Buckets For Diversification
In Chapter 8, we dive into investing strategies. I spend the first couple of pages of this chapter talking about diversification of your money across time segments, often called buckets. Since the publication of this book I have completed some additional back testing of a bucket strategy using a bucket simulator that one of our RBC community members developed and which you have access to. One of the things I was attempting to do in the buckets backtest was to simplify buckets by spending them sequentially rather than having refill rules. In this chapter I discuss bucket refills but after doing additional research on spending sequentially I don't think the refill rules are necessary. When you watch the video you will see that this approach of diversification works very well when compared with a 60/40 stock bond mix that is rebalanced each year. At least it works really well in the context of history. As I often remind the people we serve. History is a guide, but past performance is no guarantee of future results. If you are interested in watching the video I will include a link at Sound Retirement Planning.com so that you can see how a bucket strategy performed and I will also provide some links so that you can do you own bucket backtesting. After the discussion on buckets I get into the art and science of investing and we discuss both strategic asset allocation as well as tactical investment management.
https://www.youtube.com/watch?v=rjGNKAwT4bc
https://www.retirementbudgetcalculator.com/post/fill-the-buckets-and-glide-away
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In Chapter 7, we dive into retirement withdrawal strategies. We will look at the 4% withdrawal rule, the buckets strategy (which is similar to the barbel strategy), Dynamic withdrawals, the RMD rule, Spending floors, only spending dividends and interest and never touching the principal. There are pros and cons to each of these strategies but at the end of the day you will need to pick the strategy that makes the most sense for you.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In Chapter 6, we dive into the crucial decision of when to start claiming social security benefits. For many individuals, this choice can determine whether they have sufficient funds for retirement or face financial challenges later on. Implementing an effective social security claiming strategy can potentially result in an additional $50,000 to $100,000 of lifetime income. For many people social security is the only guaranteed income they will have in retirement. It is prudent to dedicate time to analyzing the numbers rather than relying on the opinionated individuals on social media platforms like Facebook. With years of research and expertise in this field, I will provide you with valuable insights in this chapter. For more comprehensive information on social security, please visit Sound Retirement Planning.com and search for Social Security.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
This special episode because I wanted to address some of the concerns we are hearing from people regarding stock market volatility and some of the news headlines. The title of this episode is "Down But Not Out".
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
How much money do you need to retire?
What impact will inflation have on your retirement?
When should you start social security?
How long will your money last?
These are the topics I cover in my book and as we prepare to launch the audio version of the book I am giving you one chapter per week as a podcast episode.
In episode 409, we delve into the crucial topic of retirement spending. Understanding your expenses plays a vital role in determining if your savings are sufficient. Unfortunately, many individuals preparing for retirement make a common error by solely focusing on their savings and investment strategies, while neglecting to allocate ample time towards understanding their spending patterns. To foster confidence as you approach retirement, it is paramount to prioritize the most crucial figure of all: your retirement spending.
How long does your money need to last? In this chapter I discuss longevity and some of the tools you can use to estimate your life expectancy. Click here for a video on how to use the Society of Actuaries Longevity Calculator. The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge.
Be sure to visit SoundRetirementPlanning.com and click on episode #406 for articles, links and resources mentioned in todays show.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
I'm excited to announce the upcoming release of the audio version of my book, "Retirement Calculator: How much money do I need to retire?". As a token of appreciation to our podcast listeners, I'll be unveiling one chapter per week as a podcast episode. In essence, over the course of the next 13 weeks, you'll have the opportunity to enjoy the entire audiobook completely free of charge.
The Retirement Budget Calculator is an intuitive tool that promises ease and accuracy. However, like any tool, user error could potentially lead to costly mistakes. To avoid this, let the experienced advisors at Parker Financial LLC guide you.
When you hire our team, we offer a comprehensive review of your current investments, taxes, and the data in the Retirement Budget Calculator. We will ensure your plan's completeness and accuracy, helping you create an investment strategy, assist with tax planning, and monitor your plan to maximize your retirement benefits.
At Parker Financial we offer a well-crafted retirement investment strategy, deeply rooted in academic data and financial science which can be the key to a prosperous retirement.
Don't leave your future to chance. Take the first step towards a sound retirement. Schedule your complimentary discovery session now by visiting Parker-Financial.net let us help you make the most of your retirement years.
In today's podcast, I am going to explain why it's important to think carefully before claiming your social security benefits and why starting social security at age 62 may not always be the best choice.
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VIDEO: The Shocking Truth About When To Start Social Security
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A common question we receive is whether it's better to choose the lump sum or the pension.
In today's podcast, I want to give you several of the things we are looking at when helping people make this decision about whether to take a lump sum or a pension.
In addition to the questions and framework for making this decision, I created a video that we will include in the show notes to show you how we use a spreadsheet in conjunction with the Retirement Budget Calculator to help us examine the decision about whether to take a pension or a lump sum.
Be sure to visit SoundRetirementPlanning.com episode #403 to watch the video and also get all of the articles, links, and resources mentioned in this episode.
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Most people tell me they don’t mind paying their fair share in taxes but they don’t want to pay more than their fair share. If you are interested in strategies to reduce your taxes in retirement I think you are going to love this episode.
In today's podcast episode I interviewed Steven Jarvis who is the co author of the book “Don’t get killed on taxes” and the host of the Retirement Tax Podcast.
- We talked about how to pay less money in taxes on social security income.
- When do ROTH conversions make sense?
- Sneaky shadow taxes to watch out for.
- How your income and withdrawal strategy can impact your Affordable Care Act tax credits.
- The triple tax savings of HSA accounts!
- QCDs for tax planning.
- Long term capital gains and depreciation recapture when selling rental properties.
For Articles, Links & Resources Discussed In Today's Episode Visit: https://soundretirementplanning.com/
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One of the major things that can derail a good retirement plan is experiencing a healthcare event that doesn't kill you but requires you to need care for an extended time. The healthcare events that could cause you to need long-term care range from frailty and aging, recovering from an accident, having a stroke, getting cancer, getting Parkinson's disease, dementia, and of course the one that most of us fear......Alzheimers.
Today it is my good fortune to bring David Clemons on to the podcast to discuss long-term care insurance. I've known David Clemons for nearly 20 years and during that time his specialty has been helping people come up with a plan for how they will handle a long-term care event.
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I always like to find people who are on this retirement journey and let them share their stories. Today, I'm speaking with Joe Kuhn - a 58-year-old retiree who has been sharing his experiences being retired for the past several years on his YouTube channel. He retired at 54 and had a retirement budget of 8k per month. Joe will be talking about how he planned for his retirement, his bucket approach to diversifying his retirement portfolio, why he knew it was time to retire, how to retire to something and not from something, and the retirement software he uses to help him stay organized.
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I really enjoyed being a guest on the The Free Lunch Podcast. Greg and Collin make talking about investing and personal finance interesting. With their unique perspective on the topic, they make investing and finance approachable for all kinds of people - even those living in cold, wet climates like Calgary Canada! Their show is proof that personal finance and investing doesn't have to be boring or intimidating; with a good sense of humor and practical advice, they make it easy to learn about this topic. Whether you're just starting out or have been doing it for years, the Free Lunch Podcast is sure to give you something new to think about. So grab your lunch and tune in.
The Free Lunch Podcast
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In today's podcast, I interview Dr. Craig Israelsen. We talked about the banking turmoil, investment portfolio construction, asset allocation, taking a pension vs a lump sum, how much guaranteed income is needed, when to start social security, diversification across asset classes, and when active management makes sense, should you have exposure to China? and near the end of the show we had a more philosophical discussion about what it means to live a good life and the contribution we make.
Learn more at: https://www.7twelveportfolio.com/index.shtml
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I recently had the opportunity to speak with Heidi Thorsen, a passionate teacher of Guided Autobiography classes which she conducts via Zoom. Heidi leads classes to help people capture their life stories and turn them into meaningful memoirs that can be shared for generations to come.
If you want to learn more be sure to visit tyememoirs.com
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I have had a few emails and phone calls with people asking about the safety of their banks. Should they change banks? Should they diversify across banks? What's protected and so on.
So in today's show, I want to answer some of these questions and give you the resources you need to evaluate your bank or credit union and also answer the question of how much protection you have.
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In today's podcast, I will give you an overview of not only how the RMDs have changed again, but a few of the other changes brought about as a result of the new Secure Act 2.0 that was signed into law on December 29, 2022.
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I was at a conference recently and one of the speakers was Apollo Lupescu PhD. He did a great job of taking the technical aspects of investing and making them relatable and understandable and so I asked him to be a guest on today's show. Apollo is a highly regarded speaker from Dimensional Fund Advisors, a premier global investment firm managing over $650 billion in assets for institutional investors and clients of select financial advisors.
Here are some of the topics we cover in today's podcast:
- Interest rates and the impact on real estate and the potential for a recession.
- Is this the right time to be investing?
- The difference between the stock market and the economy.
- How to get out of the worry game and what it means to have a good plan.
- What should investors do in a high-inflation environment.
- What is the Break even Inflation Rate and why is it important?
- We discuss Crypto & Bitcoin.
- What does history show us about Republican vs Democrat leadership and investing in the stock market?
- What are some of the drivers of higher expected returns?
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You may want to consider changing your investment strategy when you retire. As you approach retirement, your investment goals will shift from accumulation to preservation and income. Using investments to supplement your income in retirement can help you maintain your lifestyle and make the most of your hard-earned savings. The importance of asset allocation, diversification, and financial science when constructing a strategy for investing in retirement years cannot be understated.
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Investing In Retirement Video on YouTube
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In 2015 Fritz Gilbert had just started his blog called the Retirement Manifesto and at the time he was sharing our Sound Retirement Radio podcasts on Facebook. I reached out to him to see if he wanted to share his story on Sound Retirement Radio. I'll post this original interview in the show notes if you want to take a trip back in time and listen as he was just getting started with his blog. Since then Fritz has written a popular book called "Keys to a successful retirement" and he continues to write and publish articles on his very popular blog to talk about his journey into and through retirement. It was my good fortune to reconnect with Fritz and I am sure you are going to love this interview.
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Market volatility can be incredibly stressful for those who are approaching retirement or are already retired. In September, we saw a sharp decline in the stock market, leaving many investors feeling worried about their financial future. However, there are retirement strategies that can help mitigate the effects of market volatility.
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The #1 question people have as they prepare for retirement is "Have I saved enough?" In this podcast episode Jason discusses his new book and explains how you can remove the guesswork so that you can enjoy a Sound Retirement.
Jason's new book is now available exclusively on Amazon and for a limited time you can purchase the book at a very low introductory price.
Retirement Calculator - How Much Money Do I need To Retire?
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The #1 question people have as they prepare for retirement is "Have I saved enough?" In this podcast episode Jason discusses his new book and explains how you can remove the guesswork so that you can enjoy a Sound Retirement.
Jason's new book is now available exclusively on Amazon and for a limited time you can purchase the book at a very low introductory price.
Retirement Calculator - How Much Money Do I need To Retire?
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Are you nearing retirement age and feeling a little anxious about it? You're not alone. A lot of people feel this way, even if they have been planning for retirement for years. High inflation, rising interest rates, and stock market volatility have made retirement planning more difficult than ever.
But don't despair. There is a recipe for a sound retirement, and I'm going to share it with you.
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Are you ready to retire?
Are you ready to retire?
For today's podcast, I am interviewing a friend of mine who retired recently. Many of you will recognize Richard Tizzano, as he is an expert in Elder Law and estate planning, he is the author of a wonderful book on the subject called Accidental Safari and he has been a regular guest on Sound Retirement Radio. In today's show, we talk about his recent decision to retire and dig into the details. I'll have a link in the show notes to his book if you are interested.
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Are you ready to retire?
Are you ready to retire?
For today's podcast, I am interviewing a friend of mine who retired recently. Many of you will recognize Richard Tizzano, as he is an expert in Elder Law and estate planning, he is the author of a wonderful book on the subject called Accidental Safari and he has been a regular guest on Sound Retirement Radio. In today's show, we talk about his recent decision to retire and dig into the details. I'll have a link in the show notes to his book if you are interested.
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Today's show is about setting and achieving goals. Goals are direction. Goals are about focus. Where we focus is where our life goes. Even if you don't achieve the goals it is good to be moving in the right direction. In today's show, I invited Carly Tizzano to be our guest. Carly is the host of the resolve podcast and she has a coaching business to help people achieve their goals.
You can find Carly Tizzano online at CarlyTizzano.com
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In 2013, Eugene Fama won the Nobel Prize in Economics for his work on the efficient market hypothesis. One of his most significant contributions to investing has come from his collaboration with his colleague Kenneth French and their work in the development of Factor Models for Investing and their contribution to portfolio construction at Dimensional Fund Advisors. Asset allocation models based on a factor-based framework have become incredibly popular in the investment community, and many investors are wondering whether or not they should incorporate factors into their retirement investment framework.
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It's been a wild ride in the stock market lately. Volatility has been on the rise, and it seems like every day brings a new headline about the stock market crashing. So what's an investor to do? I am going to give you a few tips and things to consider to help you survive stock market volatility and come out ahead in the long run!
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In today's podcast Jason interviews the retirement travelers John & Bev about their retirement journey and their travel in the USA and around the world.
Retirement Travelers YouTube
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How much money is enough to retire? In todays show Jason shares the formulas you can use to determine if you have saved enough.
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In this podcast Jason creates a hypothetical scenario to explore how long $1 million dollars will last in retirement. Articles, Links & Resources Visit:
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In this episode Jason shares a story he recently read and asks a question for you to consider about why is this happening?
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You've been hearing a lot about Roth conversions, and you're not sure if it's the right move for you. Making the decision to convert your traditional IRA to a Roth IRA can be confusing and overwhelming. There are many factors to consider, and it's important to understand the implications of this decision before you take any action. In this podcast episode, Jason breaks down the process of converting a traditional IRA to a Roth IRA step-by-step, so that you can make an informed decision about whether or not this is the right move for you.
For articles, links and resources mentioned in this episode visit
https://soundretirementplanning.com and click on episode number 377
In this podcast episode Jason looks at the #1 way to ruin your retirement and the steps you can take to avoid making this mistake.
In this podcast episode Jason looks at a hypothethical scenario to understand if this couple could retire and how much they could spend assuming a low return and modest inflation.
In this podcast episode Jason gives you a few ideas for how married couples can plan their retirement. Be sure to visit https://soundretirementplanning.com and click on episode 373 for articles, links and resources mentioned in this episode. To try the Retirement Calculator you can click this link https://retirementbudgetcalculator.com
In this podcast episode Jason looks at how historical major geopolitical events have impacted investments. For resources and articles mentioned in this episode visit https://soundretirementplanning.com and click on episode 372
In this podcast episode Jason explains how Medicare works and how much you can expect to budget for health care related expenses as you are getting ready for retirement.
In this podcast episode Jason shares a compilation of interviews he has done with the Social Security Administration to explore the best time to start social security.
In this podcast episode Jason talks about how you can make a retirement budget. Retirement does not need to be a mystery and we teach you how to simplify it down to the 3 most important numbers.
In this podcast episode Jason shares the story of a friend who recently retired. Why he retired and what have been a few of the highlights.
In this podcast episode Jason talks about recent stock market volatility and how volatility is the price we pay for the returns we enjoy.
In this podcast episode Jason gives you questions to consider and exercises to do to help you design a great life and plan for a wonderful year. Be sure to visit episode 366 at SoundRetirementPlanning.com for the free E-book, show notes, videos and software mentioned in this episode.
In this podcast episode Jason looks at the reasons why, and the mechanics of how you rollover your 401(k) to an IRA. For show notes, links and resources mentioned in the episode visit https://soundretirementplanning.com and click on episode 365.
In this podcast episode Jason shares what it means to leave a legacy and a few exercises to help you become overflowing with thankfulness.
In this podcast episode Jason interviews Dan Jamison about Federal Employees who are separating from service before attaining eligibility for retirement.
In this podcast episode Jason answers your retirement questions and shares your comments.
In this podcast episode Jason interviews Professor Laurence Kotlikoff who is a Professor of Economics at Boston University. Professor Kotlikoff is author or co-author of 16 books, his recent book on social security was a NY Times best seller, and he is the author of hundreds of professional articles. He developed software called MaxiFi Planner to help people make smarter financial decisions.
In this podcast episode Jason gives you a few things to consider if you are thinking about paying off your mortgage before you retire.
In this podcast episode Jason interviews Ethan about his summer internship and we discuss a video about attitude and the books As a Man Thinketh and The Richest Man in Babylon.
In this podcast episode Jason interviews Bill who recently stopped working full time and he is now working part time as he makes his way into an early retirement.
In this podcast episode Jason helps you identify if you are fully funded for retirement and how you can use retirement benchmarks to take the mystery out of retirement planning.
In this podcast episode Jason interviews Mel about his retirement journey. Learn more at https://soundretirementplanning.com
In this podcast episode Jason looks at the Required Minimum distribution. For all of the show notes and resources mentioned in this episode visit SoundRetirementPlanning.com
- What is the RMD
- What is the RBD
- What is the penalty for missing the RMD
- What types of accounts have an RMD
- When do you have to take the first RMD and subsequent RMD's
- How have the RMD rules changed recently
- How do you calculate the RMD
- When do people take their RMD's
- We explore the three different distribution tables the IRS has for calculating your RMD and which one you will need to use
- We will look at how the RMD changes over time
- Why the RMD will be decreasing starting in 2022
- How might the RMD change again
- What are after tax contributions to an IRA and how are RMD's impacted?
- How to avoid paying taxes on your RMD
In this podcast episode Jason explores why the Health Savings Account is one of the best retirement accounts.
In this podcast episode Jason interviews Tim Adkisson, CLU, ChFC, CFP regarding the new payroll tax in Washington and how you can opt out of the tax if you own qualifying coverage.
In this podcast episode Jason explores your net worth and helps you to compare to others your age. Visit SoundRetirementPlanning.com and click on episode 350 for links and resources mentioned in this episode.
In this podcast episode Jason talks about worry and shares some insights that have helped him put worry in its place.
In this podcast episode Jason explores the six numbers to consider to help you know if you are on track to retire with confidence.
In this podcast Jason interviews Todd Schlanger, CFA. Mr. Schlanger is a senior investment strategist in Vanguard's Investment Strategy Group (ISG) where his responsibilities include research on portfolio construction and asset allocation, model portfolio development, and tailored portfolio solutions.
In this podcast episode Jason interviews Garrett Watson about President Biden's tax policy.
In this podcast episode Jason shares 5 budget changes to expect when you downsize in retirement.
In this podcast episode Jason interviews Brett Warner about his experiences investing in real estate and his new podcast - Strategy Investment
In this podcast episode Jason shares a checklist for those who are preparing for retirement.
In this podcast episode Jason explores the why, how and when of portfolio re-balancing.
In this podcast episode Jason interviews Robert Keebler, CPA regarding tax planning strategies under the new rules of the Secure Act.
In this tribute episode Jason interviews Dr. James B. Cloonan who was the founder of the American Association of Individual Investors commonly known as AAII. He died late last year at age 89.
In this podcast episode Jason interview Ross Hjelseth about his book and podcast titled Winning Words.
In this podcast episode Jason shares 7 simple exercises to help you plan the greatest year of your life.
In this podcast episode Jason interviews Chris Barfield, CPA about a barbell strategy for your money when making the transition into retirement.
In this podcast episode Jason interviews Paul Merriman about his new book titled We're Talking Millions, and the 12 simple ways to supercharge your retirement.
In this podcast episode Jason interviews Christine Benz who is the director of personal finance at Morningstar, about buckets as a strategy to diversify your money as you transition into retirement.
In this podcast episode Jason interviews Dr. Craig Israelsen about the 7Twelve portfolio. We discuss asset allocation, inflation, budgeting, rebalancing, commodities, RMD's, diversification using buckets and retirement planning.
In this episode Jason talks about inflation and the impact it has on your purchasing power and what you can do about it.
In this podcast episode Jason talks about flashlights and pocket knives and how they relate to retirement planning.
In this episode Jason interviews Dan Jamison, CPA and author of the FERS guide about why the FERS survivor annuity election Is important. We also discuss how to know if you are ready to retire, what is the difference between a deferred vs postponed annuity, premium conversion for FEHB, what can a federal employee or annuitant expect when divorcing.
In this podcast episode Jason explores a new article that was written by William Bengen about safe withdrawal rates. He gives you a few simple formula's you can use to determine if you have saved enough to retire.
In this podcast episode Jason looks at the pros and cons of income riders on annuities. He gives you questions to ask before you purchase one of these contracts.
In this podcast episode Jason talks about owning gold, a market melt up, and asset based long term care. He also introduces the retirement dashboard which is the newest feature in the retirement budget calculator.
In this podcast episode Jason discusses tax planning. For more details and show notes visit SoundRetirementPlanning.com episode #323
In this episode Jason explores using a SPIA to increase your guaranteed income in retirement.
In this podcast episode Jason answers a listener question about making adjustments to the 4% withdrawal rule based on your age. When is the 4% withdrawal rule applied? Should you make an adjustment to the 4% withdrawal rule based on your age at retirement?
In this episode Jason looks at investing fees and fees you pay for advice and asks the question is it worth it. See the show notes at www.SoundRetirementPlanning.com for links to all of the research discussed.
In this episode Jason gives you the formulas you can use to see if you have achieved financial independence.
In this episode Jason covers 7 of the most popular retirement withdrawal strategies. For the resources mentioned in this show please visit SoundRetirementPlanning.com Use the RetirementBudgetCalculator.com to understand the essential and discretionary expenses.
In this show Jason explores why asset allocation is so important especially in the drawdown phase of investing.
In this episode Jason talks about the pros and cons of strategic and tactical investment management in retirement. Be sure to visit soundretirementplanning.com for all of the links to the topics covered.
In this episode I've compiled 10 years of interviews with Kirk Larson who is a Social Security Public Affairs Specialist to create an ultimate social security podcast resource.
Jason interviews Frank Ellerbroek who is a mortgage planning specialist. A lot of people have been asking if they should consider a refinance of their mortgage while rates are low and if they should consider a forbearance, a HELOC or cash-out refinance during these difficult times.
Jason interviews Richard Rupp, MFT about how to manage stress and have better relationships.
Richard Rupp, M.Div., MFT, Psychotherapist, Author, Speaker I provide a safe place for people to heal from their past, live more fully in the present, and find greater success in their personal lives and relationships. I’ve helped individuals and couples grow stronger and happier for over twenty-five years as a licensed Marriage and Family Therapist in private practice in Pasadena.
I completed my graduate degree at Fuller Graduate School of Psychology, and later taught there as an adjunct professor on Psychotherapy with Men. I also have a certificate in Psychoanalytic Psychotherapy from LAISPS, the Los Angeles Institute and Society for Psychoanalytic Studies. This approach to therapy gives clients the deepest insight into their way of thinking and relating, and the keys to better relational health.
Jason & Emilia discuss a simple way to grade your cash-flow plan and confidence levels as you head into retirement using the "Sound Retirement Income Score". We also discuss the CARES Act and how the new CARES Act is going to provide relief for families.
Below are links to a few articles you might enjoy.
Article by the Tax Foundation
Article by Nerds Eye View
Jason interviews Carly Tizzano about how to downsize from a large family home into a smaller retirement home. We also talk about spring cleaning and organizing. Carly Tizzano is the owner of Masterpeace Organizing, based in Kitsap County, Washington. Masterpeace Organizing is a full-service organizing company, offering in-home organizing, personal assistant services, virtual organizing, and coaching. She and her team help their clients to simplify and organize their lives, creating more space and time for them to live the life they want. Learn more at www.Masterpeaceorganizing.com
Jason and Emilia talk about the stock market and how it has historically recovered from a bear market.
To learn more visit: Guggenheim: Putting Pullbacks in Perspective
Jason and Emilia talk about steps you should be taking as you navigate the economic and stock market volatility that we are experiencing.
Click below to register for one of our upcoming webinars:
Wednesday, March 18 at 5:30 PM PST
Saturday, March 21 at 1:00 PM PST
Jason and Brett discuss investing in real estate to help generate cash flow.
Brett Warner is the owner of Strategy Real Estate in Silverdale, WA.
To learn more visit: www.strategyrealestate.net
Jason and Emilia discuss the impact of the Coronovirus on your retirement.
To learn more visit:
www.marketwatch.com-How the stock marker has performed during past viral outbreaks
seekingalpha.com- Early thinking on Coronovirus and pandemics
www.schwab.com- Will virus outbreak lead to market breakdown
www.marketwatch.com- Coronavirus fatality rates vary
www.washingtonpost.com- How Coronavirus can kill people
Jason and Dan discuss health and exercise as you age.
Dan Hollingsworth is the owner of Kitsap CrossFit in Poulsbo, WA. He holds a Masters Degree in Physical Therapy and a Bachelor's Degree in Exercise Science. In addition to owning and operating his gym he also is a member of the CrossFit Seminar Staff and travels the world teaching the CrossFit methodology to new trainers. He is passionate about helping people change their lives through fitness. Outside of CrossFit he enjoys running, cycling and triathlons as well as traveling with his wife, Amy and 2 daughters, Piper and Sophie.
To learn more visit: Washington Post: Strength training is vital in avoiding injuries and staying independent as you age
Jason and Tony discuss tax and estate planning for large IRAs and the SECURE Act in retirement planning.
Tony is a Poulsbo attorney with over 22 years of legal experience. Tony maintains a practice focused on estate planning, elder law, estate and gift taxation, guardianship, and probate matters. He practiced with the IRA Estate and Gift function for over 8 years, and uses the valuable experience in serving clients with large and complex estates to maximize their ability to effectively provide for their family and charitable organizations through lifetime gifting and careful estate and trust planning.
A Lieutenant Commander with over 23 years of active duty and reserve service in the US Navy JAG Crops, Tony is keenly aware of the unique issues facing military veterans and enjoys working with them to successfully integrate their retirement and other veteran benefits into their estate and retirement planning. He recently became a Navy retiree himself on January 31st!
Tony is blessed to live in Poulsbo, and he spends his time being the best husband he can for and with his rock-star wife Kim Hinson, and the best dad he can be for his two amazing kids- Jonathan, 13, and Elizabeth,11.
Jason and Dr. Katy Votava talk about how to avoid common mistakes with Medicare.
Dr. Katy is the author of Making the Most of Medicare: A Guide for Baby Boomers, 6th edition. The 2020 edition will be released soon. Dr. Katy Votava is the President and founder of GOODCARE.com ®, a unique consulting firm working with a focus on helping people have the best healthcare coverage now and in retirement. Dr. Katy Votava is a Nurse Practitioner with a Ph.D. in healthcare economics from the University of Rochester and a post-doctoral fellowship at Harvard Medical School.
Dr. Katy has written Medicare articles for InvestmentNews.com. She is featured in the Wall Street Journal, New York Times, USA Today, CNBC, Money magazine, Financial Advisor, Fox News, PBS's WealthTrack, Investment & Wealth Institute, and The Street.com. Dr. Katy is a sought-after speaker on retirement healthcare finance, Medicare, and Long-Term Care.
To learn more visit:
https://www.medicare.gov/ https://eldercare.acl.gov/Public/Index.aspx https://www.insurance.wa.gov/statewide-health-insurance-benefits-advisors-shiba https://www.insurance.wa.gov/sites/default/files/documents/medicare-supp-plans_32.pdf https://www.insurance.wa.gov/medigap-medicare-supplement-plans
Jason interviews Robert about the SECURE Act.
Robert S. Keebler, CPA/PFS, MST, AEP (Distinguished) is a partner with Keebler & Associates, LLP and is a 2007 recipient of the prestigious Accredited Estate Planners (Distinguished) award from the National Association of Estate Planners & Councils. He has been named by CPA Magazine as one of the Top 100 Most Influential Practitioners in the United States and one of the Top 40 Tax Advisors to Know During a Recession. His practice includes family wealth transfer and preservation planning, charitable giving, retirement distribution planning, and estate administration. Mr. Keebler frequently represents clients before the National Office of the Internal Revenue Service (IRS) in the private letter ruling process and in estate, gift and income tax examinations and appeals, and he has received more than 250 favorable private letter rulings including several key rulings of "first impression." He is the author of over 100 articles and columns and is the editor, author or co-author of many books and treatises on wealth transfer and taxation. Mr. Keebler has been a speaker at national estate planning and tax seminars for over 25 years including the AICPA's: Estate Planning, High Income, Advanced Financial Planning Conferences, ABA Conferences, NAPEC Conferences, The Notre Dame Estate Planning Conference and the Heckerling Estate Planning Institute and is currently the chair of the AICPA's Advanced Estate Planning Conference.
To learn more visit: keeblerandassociates.com
Jason and Emilia discuss the Secure Act and the changes is it has made to retirement and retirement planning.
Jason and Emilia discuss how where you live, the affects of income on your health-care costs, Required Minimum Distributions (RMD) and Qualified Charitable Distributions (QCD) are important to consider from a tax stand point.
To learn more visit:
smartasset.com- Retirement Taxes
soundretirementplanning.com-170 Health Insurance For An Early Retirement
Jason and Emilia discuss the words we hear, the words we say to others and ourselves, the words we write and the words we pray.
Jason and Emilia announce the latest update to Retirement Budget Calculator, the addition of the buckets tab.
Jason and Joe talk about the National Christian Foundation and donor advised funds.
Joe Eelkema is a relationship manager with the National Christian Foundation Northwest and his talents are in the area of generosity, planned giving, and financial stewardship. In his role at the Foundation he helps individuals & families participate more deeply in God’s work by simplifying their giving processes, by developing highly tax-efficient giving strategies unique to them, and by connecting generous Christians together in trusted community. He also serves as an active committee member with Illuminate Northwest, key advisor to an unnamed private foundation, and is an active member of the Northwest Washington Estate Planning Council. Joe holds the designation of Chartered Advisor in Philanthropy® and he holds a B.A. in Business Communications from Calvin College. He and his wife, Jenessa reside in Anacortes, WA and are blessed with three busy young children. In his rare spare time you’ll find him tinkering in the garage or out running on the nearby trails.
To learn more visit www.ncfgiving.com
Jason and Richard talk about long-term care planning as it pertains to your estate, and the difference between Medicaid and Medicare.
Richard C. Tizzano is a principal at Sherrard McGonagle Tizzano & Lind. He has 25 years of legal experience in Washington and California and in the United States District Court for the Western District of Washington. Richard's specializes in the field of Elder Law and Long Term Care Crisis Management, Strategic Care Cost Risk Mitigation and Sustainability, Estate Planning & Settlement, Guardianships and Adoptions.
Richard is a graduate of Vanguard University of Southern California and Seattle University School of Law. Prior to law school, Richard served as an ordained Minister with the Assemblies of God Church, and has extensive experience in both the financial and commercial real estate markets. This unique background enables him to provide a compassionate, comprehensive approach to the practice of law and estate planning.
ACCIDENTAL SAFARI, by Richard C. Tizzano
Richard wants to take you on a journey. Perhaps a safari. As an expert in elder law & estate planning, Richard knows the routes and the forks in the road. The safari metaphor is the theme for his new book, 'ACCIDENTAL SAFARI.' and how to keep on track in life. With over 20 years training, experience, compassion, and insight into the lives of so many families, Richard is uniquely qualified and humbled to write this book and share his many years of experience with all of you.
To learn more join Jason and Richard for a live webinar on Tuesday, November 5 at 5:30 PM PST. Registration link coming soon.
Jason and John talk about strategies for giving in the most tax efficient ways.
John Madison is a CPA with 30+ years of experience working with clients to help them meet their financial goals. His counseling and teaching ministries are based on Biblical principles for financial stewardship of God's resources entrusted to us.
John doesn't sell insurance or investment products, nor does he manage investments for his clients. He receives no commissions from any product or services that he may recommend. Instead, his ministry is singularly focused on teaching and presenting options for his client's individual situations and goals.
He has been featured or quoted in numerous publications and web sites, including Forbes, U.S. News & World Report, the Chicago Tribune, and the New York Post.
To learn more join Jason and John for a live webinar on Wednesday, October 9 at 5:30 PM PST. Click here to register.
Jason and Dr. Joey Faucette discuss how to overcome worry when transitioning into retirement.
Dr. Joey Faucette is the author of two #1 best-sellers, Faith Positive in a Negative World (with Mike Van Vranken) and Work Positive in a Negative World (Entrepreneur Press). He has written seven books and contributed to numerous others. He is the founder of Listen to Life, Too, a coaching company that develops leaders, engages employees, and transforms culture. His Get Positive Coaching and Coach Training programs impact Fortune 50 companies, family-owned businesses, and governmental organizations. He hosts the popular podcast, Faith Positive Radio, Faith Positive TV, Work Positive TV and Live Positive which are watched in over 50 countries. Dr. Joey has appeared as a guest on hundreds of radio and TV shows across North America in most major markets. He has written over 1,000 articles that have appeared on Wall Street Journal Money Watch, CNBC, Dallas Morning News, Sacramento Bee, Entrepreneur.com, Yahoo Finance, and countless other websites.
He and his wife have two married, adult daughters, no grandchildren yet but 4 granddogs, and enjoy living on Pleasant Gap Farm with their two dogs, two horses, and two cats— Boo Radley and Atticus Finch.
Jason and Emilia discuss which accounts you should dip into first as you transition in to retirement, and considering Roth conversions. They also discuss negative interest rates and inverted yield curves.
Jason and Emilia discuss some of the myths and misconceptions about fixed annuities.
To learn more visit:
www.prnewswire.com-Roger Ibbotson www.foxnews.com-Ben Bernanke www.usatoday.com-Powell
Jason and Emilia discuss staying focused on your financial plan and not external things you have no control over.
Jason and Emilia discuss are we on the verge of something bad happening in the economy. Jason also gives travel tips from his recent trip to Prague.
Jason and Chris discuss some of the unique opportunities and planning strategies for federal employees.
Chris Kowalik is the founder of ProFeds, and a federal retirement expert and frequent speaker to federal employee groups nationwide. In her highly-acclaimed Federal Retirement Impact Workshops and FedImpact Podcasts, she and her team empower employees to make confident decisions as they plan for the days when they no longer have to work. Chris’ candid and straightforward nature allows employees to get the answers they need, and to understand the impact these decisions have on their retirement. She knows first-hand the challenges that so many face as they plan for and approach retirement. She believes that helping employees to take ownership of their decisions is the first step to making progress in meeting their retirement goals.
To learn more visit: fedimpact.com
In this episode Jeff Smith from Vroom Vroom Veer is interviewing Jason. They talk about Retirement Budget Calculator and having the right mind set around money.