Beyond the Field: Recent Episodes

Kayne Wahlstrom, Isa Nacewa & Goran Loncar

Welcome to Beyond the Field – a finance-oriented (kinda) series powered by Money Empire, a group of financial advisers that like to do things a little differently. We are bringing you all the financial info (and cool guest speakers) so you can go forth in the world and feel empowered.

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For both landlords and tenants, it's important to know what changes you can make to a rental property. Goran and Kayne chat through what changes you're able to make and when you need to get approval.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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With the current cost of living, rising interest rates and a potential recession on the cards, people might be finding it more difficult to settle on their turnkey properties. Sanj, Kayne and Lisa sat down to chat about what you can do if you're facing this situation!

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Amy from Slice to Buy is on a mission to make home ownership in New Zealand more accessible to everyone. Kayne and Isa chat with Amy about founding her company and her goal to give Aotearoa citizens better opportunities to get into property ownership.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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A common thing we hear in the media is that house prices double every year, so do they really? Kayne, Lisa & Sanj chat through the ins and outs of house price trends.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Account conduct! Something you need to be paying close attention to if you are thinking of purchasing a property in the next year or so. Isa and Neve chat through what the banks will be looking out for and what you can do to get your accounts in order to put your best foot forward.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Everyone is feeling the sting of the rise in interest rates and the cost of living, so what can you do if you're struggling to meet your mortgage repayments? Isa and Neve chat through the best options to get you through!

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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It's International Women's Day today so what better way to celebrate than getting to know the epic girls of Money Empire! 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Another episode with the gals of Money Empire! They break down the ins and outs of the house-buying process and give you their top tips on how to make the whole thing as smooth as possible.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We know that natural disasters have a big impact on insurance and can sometimes create some changes to premiums and cover. Our in-house insurance expert Lucy chats to Goran and Kayne about what has happened and what could potentially change! Listen in to hear their thoughts. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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When is it best to combine finances in a relationship? It can be different for everyone. Kayne, Goran and Neve chat through when they think the best time is and the ins and outs of what can come with combining your finances.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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The recent weather events have affected a lot, including people's ability to settle on properties. Whether it's due to damage to the property, registered valuations or a change in finance, there will be many people facing a few conundrums. Kayne, Lucy and Goran chat through what hurdles might be out there,

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.
www.moneyempire.co.nz
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It looks like we might be in for another rough weekend in the North Island, and if we've learnt anything from the last storm, it's the importance of insurance! Goran and Lucy go into detail about what kind of insurance you need and what can be used to protect yourself and your assets in a natural disaster.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.
www.moneyempire.co.nz
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Own a property that's been impacted by the Auckland floods? The process can be daunting for both property owners and tenants, so we've put our best people on the job to explain what steps to take to protect yourself and your assets. Kayne, Hamish and Lucy talk through what you can do.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We're back! Kicking off the first episode of 2023 with the girls discussing their goals and intentions for the new year and their top tips for sticking to their goals, plus how they deal with failed goals.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Our last episode for 2022! All about income protection and MPR - what are the differences, do you need both and what are the best options for you? Our resident insurance experts break it all down for you in today's episode. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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The countdown is on, with only four days til Christmas! Today the team are talking about how we can combat the cost of living heading into the season, and give you their top tips and tricks to make this Christmas more manageable. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Changing Property Management might seem like a daunting task but is it really as hard as it seems? Kayne, Hamish and Alden chat through the process and give you some top tips if you're looking to make a change. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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With proposed new updates and regulations to Buy Now, Pay Later schemes, could we be saying goodbye to the unlimited freedom they provided? The BTF team chat about cracking down on one of the latest fads in finance and how it can protect people using these platforms.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Kayne and Sanj sat down with Chris Glackin - Managing Director and Co-Founder of Pāua Wealth Management to chat with him about his journey into starting his business and the importance of smart investing.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Inflation is impacting everyone and SMEs are bearing the brunt of the change in cash flow. Kayne, Isa and Goran chat about how smaller businesses are feeling the pinch of wage inflation and what it means for them.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Today we have the lovely ladies from Money Empire on the pod, discussing all things women in finance. From being a working mum to carving out your space in the industry, these girls know it all and are sharing their expertise with you. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We've got the wonderful guys from Property Empire on today's episode. They chat through the current state of the rental market leading up to Christmas and what is happening out there in the world of property management.  Stay tuned for more updates from them!

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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This week we had the pleasure of chatting to Ben Lenart, founder of the drink in everyone's hand this summer - Almighty. He talked to us about his start out in hospitality and how he started the company which has now become a household name in Aotearoa. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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The government recently announced The "cost of living package" which would represent additional support for 54% of all New Zealand families. So what is it and are you eligible for it?

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Kayne and Goran break down what is happening in the media and everything you need to know about what is happening in the current housing market right now.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Money Empire has welcomed a brand new member on board and today you get to meet her! Lucy is the latest and greatest insurance adviser, she talks to Sanj and Goran about how she got into the role and the importance of insurance. Stay tuned for more from her.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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The Block may haven't gone to plan this year, but today we're chatting to someone who took out the crown in 2021. Tim Cotton and his teammate, Arty Gillies, smashed last year's season and walked away with the show's biggest-ever pay day. Sit back and listen to Isa and Tim's blossoming bromance as they chat about post-show life and his thoughts on this year's season.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.
www.moneyempire.co.nz
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Just under two months away from Christmas and the onslaught of festive sales, Singles Day, Black Friday, Cyber Monday and Christmas deals are hooning towards us. How can we best prepare for the next few months without added financial stress?

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Don't believe everything you hear in the media. There's a lot of stigma around Kiwisaver and Managed Funds at the moment and it can be daunting to see your funds going down. We chat to James Grigor, Chief Investment Officer for NZ Funds, about the options that kiwis have and how they can see an increase in their funds.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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A chaotic dive into all things Costco. Why is there so much hype around it? Are the three-hour-long queues worth it? Will Isa ever convince Sanj to go? Listen in to find out!

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 
www.moneyempire.co.nz   
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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What is debt? What looks better on a home loan application? And is there a rule of thumb?! In a society where we're taught to spend and not save, it's important to figure out what is the best option for you. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.  

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We had the absolute pleasure of sitting down with Nathan McCullum, a legend on the cricket pitch and Managing Director of Total Property Worx. He talked to Isa and Sanj about following his sporting dreams, playing international cricket for New Zealand and how he successfully transitioned out of the industry and onto his exciting new endeavours in the business world.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Hamish, business mastermind and property manager over at Property Empire, is shedding light on everything you know as an investor renting out your home and as a renter. Covering topics like the Healthy Homes initiatives, different types of renters, and how to survive in this chaos.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Struggle with public speaking or communicating effectively? Miriam joins us today from Naked Audience to provide some guidance on everything you could possibly need to know about being an above and beyond communicator and being a business owner. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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There are so many ways your home gains value, from capital gains (as its an investment), to renovations, to topping up your mortgage. But how do you add value to your home? This pod is great for anyone looking to upgrade their home, or a first home buyer wanting to better their living situations!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Tai from I AM HOPE provides some seriously good answers to some of these questions: What's the main issue in society at the moment? Where did I AM HOPE come from? What does it actually do?! Not one to miss.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Boring Without You is a skincare brand for combination skin with a focus on mental health - over a quarter of the profits are donated to mental health charities! Cosmetic science student David partnered up with Jordan, and have created a business dedicated to giving back to the community.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The cost of living payments have been fast and loose with how they've been handed out, how TF the global housing market impacts NZ, and The Queen and what this means for us going forward. A big global podcast with a smatter of Aotearoa!

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Neve is ridin' solo today. Our topics for today: myths older folks tell you, freelancing and different types of incomes, content creators, and friends or siblings buying houses together.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.  

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Te Wiki o Te Reo Māori - aka it's Māori language week. Today's guest speaker brings Johnson to talk all things startups, marketing, and business, and how we integrate our unique cultural identity into the future of Aotearoa. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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The chaotic, iconic duo have returned for part 2, this time discussing all things money taboo oOoOoO. The main topics are: travelling with your student loan and wtf to do there, sharing salaries with your colleagues and partners, and how to even chat to your partner about money.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Mike Wood is a bit of a legend in the sports retail space. A truly fascinating insight into really opening small businesses in retail and ecommerce - especially in New Zealand. “I thought there was more than enough room in the market for another player - excuse the pun.” Not a podcast to be missed, fam.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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WOOOO Cam and Neve, our two young financial advisers say out with the old, in with the new for the next four weeks. Today, the team chat through different areas of life while being in the younger generation. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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What happens when you put a mortgage broker in the same room as other mortgage brokers? A whole lot of industry chat and knowledge. What are we seeing in the finance space? What do we actually do in our job? How do we make sure our clients are happy?

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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The AB's, our demigods, are losing. We have Isa Nacewa up in here talking all things rugby, with avid fan Kayne Wahlstrom. Can't forget cricketer Sanj weighing in on rugby culture in Aotearoa. How much money do the AB's bring in? What are the impacts of rugby culture? What has changed?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.
If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Jobs for mums (and parents) is changing the way we see people re-enter the workplace. Mela, a working mum herself, is single handedly spear-heading the way we view being a working parent in our society.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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"The property market will crash and I will buy then" // "I can't afford a house" // "Buying a home is completely off the cards for me" // The list of property and rent myths really do go on, and all of the advisers share their thoughts and their constant property myths they have to BUST.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Background: Pharmacy. Hobby: Flowers. Second hobby: Timtams. Cindy, founder and owner of Madam Rat, brings new life to dried flowers. An absolute delight to have on the podcast, this entrepreneur is not one to miss. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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From the economy taking shifts, to the homeowners never wanting to move, to families wanting to upgrade... It's easy for everyone to talk about the ever-changing house prices, but... What about renters? What about first home buyers? WTF does it mean?!

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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CINEMA IS NOT DYING! Silky Otter is a boutique theatrical experience (emphasis on experience) focused on our comfort and joy - not kidding. Ahmed is an absolute go-getter, with a wealth of experience, and has an exciting announcement for the cinema lovers out there.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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The gender pay gap in NZ in 2022 is 9.1%. Kayne, Isa, and our resident financial adviser Lisa Barton all have daughters, so this topic is close to our hearts. Working in finance, we see this every day, and transparency between genders, races, religions, or sexualities and a societal shift necessary is the way forward to remove this.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We are told to spend, not how to save or how to manage our money. In a world where everything is through the roof expensive, how are people managing? What are our experiences of living paycheck to paycheck? 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Our binge drinking culture in New Zealand is pretty terrible, alongside our stats of mental health and money health. Isa, Kayne, and Sanj chat through these huge topics: how to manage all three, their personal opinions and experiences, and the connection between money, mental health, and booze.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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WTF is happening in the supermarket world? Where do we even begin with this? Find out about some supermarket tips and tricks, what is actually happening out there at the moment, and how to manage the insanity.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Property Commentator Ashley Church is back! In a media world full of clickbait and misleading headlines, Ashley Church brings a breath of fresh air to cut through the bull. Today's ep focuses on the future of the housing market, what we're seeing with the cost of living and inflation, and we crunch some hard numbers.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Everyone's recommendation is to stop buying flat whites, stop buying takeaways, and generally make sure you are not spending money randomly under the CCCFA and the cost of living going up. But... What about the changes to the CCCFA? Does not buying a precious oat milk flat white really impact you in the long run?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today, Hamish, Goran, and Isa talk all things investment properties vs. short-term rentals like Airbnb. The doors to the rest of the world are finally opening up, so what do we think this means for the rental market? What are the pros and cons of each? Sheesh, a lot to go through.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Location shmocation. With so many Kiwis beginning their big OE, travelling, or living overseas, you can still build your empire that separate New Zealand with the rest of the world. Why is now the best time to buy? Listen in to Kayne and Isa to get in the know.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Lisa and Neve join Kayne on all things low deposit lending. And yes, you can get a 5% home loan deposit. Surely there's a catch though, right? WRONG. Find out everything you need to know about a 5% deposit - finally something affordable for the first home buyers in this hectic market.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne, Isa, and working mum & financial expert Lisa Barton talk all things baby and preparation. Babies are expensive, cost of living is on the rise, and financial pressures don't help the stress of taking on a heap of responsibility.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Separation sucks. But do you know what else sucks? Having to deal with your finances AND a separation. Today, Goran, our expert financial adviser, chimes in with his tips, tricks, and experience in dealing with separations and finances. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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James Tucker, Strategy Director at award-winning advertising agency Colenso, has released an incredible passion project in the form of a zine: Sneak Peek.

Interested in sneakers? This is the pod for you. We're lucky enough to have him chat about what drove James to create this, anything he's learned, and where to next.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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WTF is happening in the property and rental market (part 1 of ??? probably so many). From landlords trying to claim back money with higher rents, to folks selling large spots of land at 2021 prices. Property Empire director & property manager, Hamish, and property development mogul and director of Development Empire, Simon, joins Kayne as we chat through what's going on.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We had the pleasure of sitting down with Nathan Price, the Culture and Wellbeing Manager at New Zealand Rugby. He chatted to Sanj about the importance of mental health in the sports industry and how Head First can help people with those hard discussions.

Sit back and listen in!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The 'bank of mum and dad' is now Aotearoa's fifth-biggest home loan lender! We sat down with a few of our in-house experts to chat about the ins and outs of the BOMD and how they're helping their kids into their first homes.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@beyondthefield.co.nz

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. 

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Today we're sitting down with ex rugby player, king party planner - Isa Nacewa. It's been 4 years to the day since his last game of professional rugby, so Sanj sat down with him to chat about his transition from professional sports into the 'real world' as the CEO of Money Empire.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today's episode brings you the wonderful Simon Dumergue. He chats to Goran and Kayne about The Empire Group's latest project - Development Empire and what lead him to end up in this role. With 15+ years of experience, delivering huge projects, and managing portfolios of up to US$150m, investment and development in residential property in Auckland, Simon is a mogul in the industry!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The man, the myth, the legend Mike Yee (AKA Magic Mike) is with us this week! The newest kid on the Money Empire block sat down and had a chat with Isa about food, music and his background in finance that eventually led him to join the team. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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Inventing Anna, the Tinder Swindler, Bad Vegan - we've been enthralled in the lives of big scale scammers. Yet we know that they can come at any level. Whether it's high profile fraud or your standard 'I need $5000' email from a prince, keep yourself protected and give this 'sode a listen!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We were absolutely thrilled to have the lovely Lynda back on the poddy. This week she sat down with Kayne and Sanj to chat all about collaborative law. "Collaborative law as it is a non-adversarial approach for couples who are separating and don’t want to destroy each other emotionally or financially along the way." She explains the ins and outs of it and why it might be a good option for you if you are going through a separation.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We've got our brand new cool cat, craft beer drinking, mountain biking man on this week's episode. Cam comes to us from a background in the banking biz and is ready to set his sights on helping people make their dreams a reality! You'll no doubt hear him slinging some yarns on future 'sodes so give it a listen to see what he's about.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Is who he shall not be named ruining KiwiSaver? Do you need to change your contribution? What even is KiwiSaver? The boys chat through their thoughts on the whole shebang.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.       

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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BTF boys are back! Today we're chatting about why finance is not a super sexy dinner topic and why we should be putting the 'fun' in funds. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We are absolutely thrilled to have our new Head of Growth and Strategic Relations, Sanj Silva on this week's episode. Kayne sat down with Sanj to talk about his past roles and what lead him to Money Empire. He'll no doubt become a regular voice on the podcast so get excited and make him feel welcome!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The topic on everyone's lips; the cost of living. From fuel prices, to food, the team chat through the sky rocketing price of existence in today's episode and what small changes they make to manage in the current climate!

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We've got the man, the myth, the legend, Hamish Paterson on today's sode! Him and Kayne sit down to chat about what makes a good property manager and their most recent venture, Property Empire. With a Bachelor of Business in Property Valuation and Property Management, followed by a Masters in Business, Hamish is your go-to guy for property management.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Lack of materials, prices going up, projects being stalled - today we're chatting through how building material shortages are impacting the property industry and what we predict is going to unfold.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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With the big banks being hit so hard by the new CCCFA rules, more and more borrowers are looking outside the box to fund their next home purchase. For the uninitiated, the range of choices that borrowers have in this sector is surprisingly vast. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.  

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With the banks taking a forensic look at client’s expenses, it’s becoming even harder to get approved for a home loan. We chat through what the f**k is going on with the CCCFA and how it might impact future home buyers. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We’re back babyyyy. We hope you are feeling reset and rested after the year that was. On this episode Kayne and Isa chat through the rollercoaster that was 2021 and their predictions for what will happen in 2022. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Wondering if you belong to a company with good company culture? Work culture is a collection of attitudes, beliefs and behaviours that make up the regular atmosphere in a work environment. Isa and Kayne chat through what they do to make sure they're creating a good atmosphere at Money Empire and what they think makes good company culture!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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If you're a home owner then you've probably heard the word refinancing being thrown around. In this episode we break down everything you need to know - what exactly is it, what are the benefits of it, when should you be refinancing, if at all? All these questions answered by the experts, just for you!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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You've got your first property, now what? The guys and gals sit down to talk about what could be next for you. Property equity, DTI's and investment property. We cover it all in this episode, so sit back and settle in to see what your next move could be. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We've touched on it before but today we have the lovely Lynda Moore joining us to discuss Buy Now, Pay Later platforms. How do they work and why do people get so sucked in? Goran and Lynda chat through what can happen when you embark on the BNPL journey!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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100th episode babyyy! And this time we are talking about how we navigate the current property market. Cutting through the media negativity, approaching the rising interest rates and some tips and tricks for your mortgage. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Budgets - we make them, we break them. Why is sticking to one so damn hard? Kayne and Lisa have a chat about the common mistakes people can make with their budgets and what they do to stick to theirs.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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The world is opening back up and we can finally go out and support our local favs! The guys and gals talk about where they'll be heading first when we move into the traffic light system.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We have an absolute treat for you today! The lovely Jess and Em from Mother Made zoom in with Goran and Isa to chat about their journey. From using functional mushrooms overseas to coming back to New Zealand mid pandemic to start their own brand, Mother Made focuses on a 'from the ground up' approach to health and beauty.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We're back baby and today we are talking about shopping. With the move into Alert Level 3 Step 2, retailers were able to open their doors again to the public. While many were eager to get into a physical store, there is also a sense of nervousness that comes with it. We chat through our feelings around it and how we're navigating the changes that come with lockdowns.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Wondering what the next property taxations laws could mean for you? Lisa, Kayne, Goran and Isa sat down to chat through what the changes are and how they could impact the property market.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Goran and Isa sat down with the brains behind re•stor, Grant Taylor and had a chat about his experience in building businesses. We’re all about supporting local and loved hearing about what he is doing to shake up the industry with innovative and easy to use eco-friendly products.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today the team are talking new builds. How is lockdown affecting the progress with shortages of materials and tradies, can people continue to do fixed prices on a new build, and what are the pros and cons to buying a new build? 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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We sat down with the lovely Lynda Moore and chatted through all things Christmas spending. This podcast covers some great topics and the way many of us look at money through the holidays and how we can avoid spiralling into debt and spending beyond our means.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We’re working less, we’re spending more so how do we keep things in balance over the holidays? Neve, Goran and Kayne chat through their budgeting for the silly season and how they keep things in check around Christmas. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.      

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.   

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.   

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    

www.moneyempire.co.nz   

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company. 

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We are super excited to have the ever knowledgable Ashley Church back for a quarterly review. In this episode, Goran and Ashley chat through how the property market has gone through lockdown, what might happen next year, the OCR updates and so much more!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Afterypay, Laybuy and a constant stream of new Buy Now, Pay Later (BNPL) platforms are popping up in stores and online for the Kiwi consumers. It may seem as easy as spacing out those purchase you want right now but what are the impacts it could have on your credit score? Goran, Neve and Kayne chat through using BNPL schemes and the impact that might have on your future.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We are thrilled to have the lovely Laura & Aldrin from Hapunan sit down and talk to us about their journey with Hapunan. Aldrin’s passion for South East Asian Cuisine sparked an all time high after taking Laura with him on a trip back home to his roots in Manila. Goran chats to them about how they started off with a food truck and have since opened up an eatery in Huapai.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The name on everyone's lips at the moment - Evergrande. In today's episode the guys and Lisa give you a break down on what is happening in with the real estate giants, what is happening in China and how it could have a global knock on effect.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Rosy Hannaway is our inhouse insurance superstar, and has actually had to go through her own personal insurance process too. How does personal insurance work? When is the best time to get it? Listen in as Rosy gives the most up to date details on insurance.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Our First Home Buyer guru, and working mum, gives the lowdown on how to get a mortgage when you’re a single mum or dad. Being a single parent can be hard enough, let alone trying to get a house! 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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Today the boys chat pre-approvals. What are they? How long are they valid for and what happens next?

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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Lynda Moore the magical money mentalist is back again. Today we talk through all things money and teenagers. For those that have teenagers (or have ever been), money can be sometimes a tough topic as they learn independence, work part-time jobs, and grow up!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today’s topic: Gratitude. We do our best to stay sane and provide gratitude, and in level 4, it’s hard to be reminded of things that keep you happy and moving forward. This episode we talk about the little things that have kept us going and how vital gratitude is.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today’s topic: Insurance. Isa talks about his latest run in with crazy weather, and how important insurance actually is. Make sure you’re covered from the get go and you will have peace of mind!  

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Today’s topic: partners and finances. Everyone has a different money personality, and more often than not, opposites attract. How do the guys talk to their partners about money and finances in a healthy way? Are there some tough conversations that we’ve had before?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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If anyone heard episode 62 uploaded, you shouldn’t have because the audio is frankly shite. Luckily, Ben Spangl is here again to chat all things money and mindset with us! Ben focuses on life changing affirmations, meditation, and simply believing in yourself. A huge topic to understand, hopefully we do it justice.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today’s topic: The Sharemarket. We talk through the sharemarket, why people invest and what to keep in mind when you're venturing into the big wide world of shares. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Today’s Topic: Activities. In line with our last podcast on mental health, we wanted to shed some light on who we are and what we do outside of a lockdown. We can keep looking forward to the future and remain grateful for things yet to come.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today’s topic: mental health. For us Aucklanders, this is our fifth time going through a level 3 or a level 4, but it doesn’t make it any easier. What do the guys do during this trying time to keep sane?  

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Today’s topic: the future. The Money Empire guys chat through everything that could happen after a lockdown. Last time, house prices surged and the OCR dropped to 0.25%. What do we predict will happen this time? 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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Lisa Barton has won awards for being a first home buyer guru, and let us tell you, she is. We’re stoked to have her on the Money Empire team! We’re heading into the Spring and Summer months where the property market really ramps up. Let’s chat to Lisa on how to prepare for these upcoming months, getting your ducks in a row, and first home buying.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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How does the economy keep churning through lockdowns? How do we make sure we buy local? How does an economy even work?! Today’s topic: The Kiwi economy.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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What is cryptocurrency? Why is it such a hot topic? Why does Elon Musk’s tweets make such a difference? This lockdown we’re searching far and wide across all things financial. Today’s topic: cryptocurrency.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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We're here again! Lockdown numero 5. While you're all staying safe at home, we're keeping you up to date with what this latest lockdown could mean for the housing market and the economy. The boys jumped on Zencastr to give you a quick round up of what you need to know. Stay tuned for more helpful episodes while we ride this one out.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We had the chance to chat to the lovely ladies from Everblue to find out how and why they created the the affordable-luxe range you’ll have seen popping up around supermarket shelves (and probably on your Instagram feed). They let us in on the process of bringing such a great product to life and how their products help make a difference.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We've had a makeover! A brand new website and some exciting content. Goran, Isa, and Kayne are here to chat through the latest updates from a brand and marketing perspective. Why is it so important to update your branding? What have the guys learned along the way? What’s the most surprising aspect of marketing and strategy? Where to even begin? We answer all the burning questions.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today we have the lovely Neve on the podcast. Goran and Isa chat to her about the home buying process. We all know it can be long and arduous. So what actually goes into the home loan process? Why do you need to supply so much information? 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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We all love our little ones but how much do kids really set us back? The boys sit down to discuss the real cost of having children.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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Isa and Goran chat to TV personality, new dad and all around kiwi legend Art Green about his business ventures, balancing life as a father and how he stays centred through all the chaos. Listen in as the boys banter about all things Art Green.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today we are talking the rise of the six storey apartments across the '09 under the new government plan. How it's changing the shape of the kiwi dream, micro cities and much more. The boys delve into the push for urban intensification and how it is rolling out across Auckland today.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Lynda Moore the Money Mentalist returns to the Podcast! This time we're talking money and kids. When should we be approaching it, how do we approach it and so much more. Give the episode a listen as Lynda brings her expertise in on how to raise financially savvy children.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today we're talking credit scores. What are they, how do you get one, what can affect it?  Kayne, Isa and Goran chat through everything you'll need to know on the hot topic.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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Money, mindset, and meditation. Are they linked? According to Ben, yes! Your life is made up of the habits that you have formed and you act on. How to break through to the next stage in your life? How to use your mindset as a way to shape your future? Listen in! Also, look, we’re sorry about the shite audio. We’re working on it.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Myths, fact, and fiction. We are sold in to insurance but what do you actually and legally need, what happens overseas, and what are some weird types of insurance? Rosy is back again with the latest and greatest news.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The MoneyMen are here to chat all things financial with us. These guys are giving some sick advice on The Rock, so we’re keen to get their thoughts on the financial industry as well. This episode we have the MoneyMen to talk all things property, money, Kiwisaver, and insurance.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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What is this ratio? What does it mean? How does it impact you? And what will the newest updates mean for you down the line? Today Kayne and Isa chat through the latest news and potential blues for buyers. 

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.   

www.moneyempire.co.nz  

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.   

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Absolutely stoked to bring back this firecracker and #bossbabe Edna as we chat through the last year of her entrepreneur journey. What has she done so far? What has she learned? What’s it like being a woman in business? Real talk, real chats, and some real high energy.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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What are our thoughts on travel insurance? What happened during the pandemic? How do we approach it going forward? Travel insurance has been a hot topic, so we’ve invited our specialised insurance adviser Rosy to step in and save the day.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We’re lucky enough to have Ashley Church back for his quarterly review. The property market slows down over the wintertime, but what does this mean? Has the housing policy impacted us? What is the media saying? Get the lowdown on the latest with the NZ-Renowned property commentator.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz.

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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FOMO can absolutely f**k your finances, especially if you are someone who struggles to say no! Here Isa, Goran, and Kayne discuss how to be more affordable while not missing out on events with friends. You don’t need to keep up with everyone!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We've been lucky enough to have financial advising superstar Victoria Harris on our podcast! She's a co-founder of The Curve, a platform dedicated and created for and by women. Let's break down the barriers to financial education, so listen in.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Look, we have all made mistakes no matter the age or stage we’re in, and financial advisers are no different. We know because, well, we’ve been there. From the good, the bad, to the straight up ugly, our advisers Kayne, Isa, and Goran chat through their mistakes.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

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Lynda Moore the Money Mentalist is back! This time: money biases. Not sure what they are? Well, give this episode a listen as we chat through unconscious biases, money behaviour, money relations, and being aware of what drives a purchase.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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People see self-care as buying luxurious things for the self, but it’s not about that! Sometimes it’s about getting your shit together, and facing some hard truths. Self-care is about creating a life you don’t want to run from.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Chris Felton talks money, mindset, and making shifts to create a better future. Get out of the current stalemate and start making moves. This podcast we chat through how to get out of the current mindset, how you attract what you think you deserve, and how your mindset is the foundation of your future.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today we chat about the wintertime and the housing market. We predict this winter will be huge for refinances and refixes, and the banks will start another price war. We chat through rates, personal decisions on making the move, and what really happens in winter?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We’ve been lucky enough to have Will Rainey on our podcast talking about money and kids, and it’s been eye-opening for Lydia and Kayne! We chat about some of the most frequently asked questions, what Will finds when working with parents, and how to even talk to kids. Don’t let your money conversations seem cheap, invest in them and let your kids reap the rewards.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It’s easy to get caught up in the latest headlines and take them as gold, but today the team share their thoughts behind the latest government budget. Isa and Kayne are well read and versed on the subject, and Lydia occasionally pipes up with some political opinions and some psych stats. We’re by no means experts!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Simran and Sonya are spearheading girlsthatinvest on Instagram, removing the barriers to entry for women who want to invest. Loves to see it, loves to hear it. These two girls that invest really know their stuff. Today we have Simran with us. What a treat!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Lol WHAT, 1.79% floating rate for a new build?! Kiwi’s love a cheap rate or something free, and this is a pretty staggering low. What does this mean though... Surely there’s a catch?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Rosy is our newest insurance adviser, and it’s time we introduce her to you all! She’s been busy af getting on top of all things insurance. So let’s learn about this absolute insurance gun.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It’s always been “mo money, mo problems”, but most of us really can’t relate to that. It’s been proven now that it’s more money, way less problems tbh. We are talking about the new economic K Shaped recovery, and our thoughts on it. A tough podcast to record as we look at the realities most people face.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It has been over a year since COVID first locked down the country, so how are we recovering? Well, apparently not exceptionally well, and we can see this in ourselves, our clients, and our friends. Ask for help, get some assistance, let’s work through it together.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Lynda Moore the Money Mentalist is back, and today’s topic: couples and money. Financials can really make or break a relationship, and everyone’s history is vastly different. Lynda offers her incredible psychology-based insights into money, and how to deal with and approach finances as a couple.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Look. We have seen articles and read all of the things about supply and demand for housing. What legislation is in place in layman’s terms? What is going on out there? Why isn’t there enough housing? What the actual heck is going on?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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An age old question: renting a home vs. Buying a home. What are our thoughts? What are your thoughts? Are you in the midst of making this decision? This is the podcast for you, or read our latest article here.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Simeon Burnett has created Snowball Effect, a pretty incredible platform for Kiwi’s (and folks from around the world) to support other Kiwi high-growth companies. Loves to see it. Learn a little more and listen in now.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Straya! Finally the borders are open. What does this mean for the housing market? What do we think will happen for the rest of the economy? How will this help? Questions to be answered.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The Reserve Bank of New Zealand has yet again ruled that the OCR remains at 0.25% for the foreseeable future. How will this impact you? From the latest article releases, we learn a little more.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Ashley Church is back! And this time, we’re going through the last quarter, the latest housing policy update, COVID-19, the vaccines, and everything in between.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The team have undergone renovations themselves, or they have helped their clients get approvals. Gas is on the way out, and sustainability is on the way in. What are some super sustainable ways to renovate?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We chat about all things Housing and Rentals, and how the millions of renters will ultimately feel the impacts of this latest housing policy. We also acknowledge that not everyone wants to buy a home! The mindset shift in New Zealand is happening before our eyes, so listen in as we explore.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We harp on about Auckland all the time, but wtf is happening down in Wellington? We’ve been reading articles about the crazy lack of infrastructure, the homelessness problem in the innercity, and the crazy house prices. What are our thoughts?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

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We have been lucky enough to have two pioneers in the Gin realm! Sarah and Ben left their corporate jobs to pursue their passion, and it definitely looks (tastes) like it paid off. Listen in as we chat to two Kiwi entrepreneurs putting in the hard yards and doing a heap of work to make gin delicious for us New Zealanders.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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If you're an Aucklander, you'll know that West Auckland is home to a heap of new housing developments, schools, and pretty epic communities. But does this mean the infrastructure is ready out there? Listen in as we chat through this new hotspot from SH16.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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You read that right! A heap of property speculators, commentators, and experts have been calling Onehunga the new Ponsonby. There are a heap of similarities between the two, from first home buyers, to the timeline of gentrification, so watch this space.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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What are the latest housing policy changes and when do we think they will occur? A super frequently asked question since the latest update. Goran and Isa take us through their thoughts on when we will likely see the impacts of this.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at info@moneyempire.co.nz, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

Alternatively, check out some of our social pages on:
instagram.com/beyondthefieldpodcast/
facebook.com/beyondthefieldpodcast/
linkedin.com/company/beyondthefieldpodcastseries

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We have been lucky enough to get the first home buyer specialist on our podcast today, and luckily enough she works at Money Empire. If you’re a first home buyer, this short podcast is for you.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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An opinion piece, featuring Lydia! Today we unpack the results of the housing policy updates for tenants, and people who are perhaps less well off than investors. The team of financial advisers from Money Empire are answering some potentially gruelling questions from Lydia.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The housing policy update has everyone panicking, a little scared, and super confused. Don’t act yet! The BTF team break down every section of the latest update. Listen to this podcast powered by the team of expert financial advisers from Money Empire.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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HNRY makes tax just that much easier for the self-employed, which a heap of our clients are. From popcorn chicken to tech startups, learn more about James Fuller, the CEO of this revolutionary platform for the many Kiwi’s out there.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We get so many people coming home from their overseas experiences, wanting to cement themselves in a home. But what’s necessary? The BTF team chat it through. Get in touch with Money Empire if this sounds like you.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Lynda Moore the Money Mentalist chats with Lydia & Kayne on all things money related. From how Kiwi’s spend, save, and approach finances, to tips and tricks to managing your own.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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FHB are being forced to undergo auctions and battle with the best of’s. If you want to know more about the First Home Buyer Auction process, give this a listen.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We have seen some of our clients pay off their mortgage and want to know what to do with these low interest rates? This is our personal opinion - this is what the BTF team would do.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We’re lucky enough to have Jack & Matt, two architectural designers who run their own business and put the clients first. A super wholesome podcast with a refreshing perspective on finances, we can't help but smile when we listen to this one.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Here the BTF explain easily and simply what an RV is, and why they’re valuable. They are provided by the banks. And no, it’s not a campervan.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We have spoken a little bit about revolving credit in previous episodes, but we thought we’d go back to basics. A revolving credit can be dead useful if you are disciplined! Why not learn how and when to use it?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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What is an interest only mortgage? What does it all mean?! If you’re new here, why not listen in to the podcast to learn a little more.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Sometimes you hear horror stories about paying additional money to pay additional money! How do you even pay a lump sum off your mortgage without being stung with a high fee?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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A 30-year mortgage is basically a lifetime sentence to paying off the minimum repayments, but... why is 30-years the standard?! Listen in to learn more about mortgage lengths.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Rosy is our newest starter as we roll out our specialised insurance side of Money Empire. Stay tuned for a podcast in the next little where we get the scoop on all things Rosy.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It’s nearly the end of the NZ Financial Year, and it’s time to think about your KiwiSaver! It’s so helpful for first home buyers or people saving for retirement, so make sure you get the government contributions.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF team chat through their personal thoughts on lending restrictions from ASB and why they went back and forth?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It’s a hot buzzword from us financial advisers and mortgage brokers, but what does it even mean? How do you make your money work best for you?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Banks are competing heavily with rates. Does this dictate what bank to go with? What happens when the mortgage rate doubles?!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Everyone thinks you need a 20% deposit... but what if you didn’t? What are the basics on low deposit lending and how do you qualify?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Ed McKnight from OPES Partners Limited comes on the show to chat all things passive investing, new builds, and data crunching.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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From Bluff to Cape Reinga, we talk through the region’s median prices from 2019 to 2020. How have the rest of NZ fared against the housing prices?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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This crazy housing market followed us from 2020, and is only going up in price. So where are the new million dollar suburbs?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The bank let customers decide between deferral marketing it as a mortgage loan holiday. The BTF team helps us clarify some of the local clickbait headlines and what to do next.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Debt is one of the hardest things to deal with, and so is living pay check to pay check. Sometimes you need to have a few months of sturdy self-discipline to get ahead.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The Beyond the Field team are back with their thoughts and views on what 2021 will bring. We talk through just about everything that could happen this year - from market stability to loan to value ratios, to FOMO, to COVID-19 resurfacing.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We are kicking off season 2 with a bang: property commentator Ashley Church. Listen in as we talk all things property, personal, and Ashley Church himself!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Our wrap up of 2020, we talk the highs, the lows, and everything in between. Signing off for season 1!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Not literally from Mars, but her creativity and drive are out of this world. We’re chatting to Holly Marbeck, founder and clever brain behind Mars, an accessory brand. She takes us through her journey from turning a hobby into a job, how she manages it, and everything financial.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The media is going crazy pitching investors vs. home buyers, so what’s even happening right now? Here the team analyse the perfect storm in the housing market.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It’s easy to get caught up in Christmas spending and giving to others, but it’s important to spend some time and give to yourself. It’s been a big year, so treat yo self.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We have been lucky enough to have Brooke Roberts & Sonya Williams, co-founders of Sharesies and joint winners at the Women in Influence awards for Business Enterprise. Phew! What a stellar line up to begin the wind down from the craziness that is 2020.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It’s the time of year where people’s houses are left unattended for a few weeks... Leaving them vulnerable to some nasty people. Here’s what to do over the summer about your house and contents insurance.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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All-time highs on housing prices, and all-time low on housing stocks... What do we do? And how do we fix it?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We’re lucky to have Sarah from the OneUp Project, where her focus is to teach everything we haven’t been taught. This legend takes us through her financial journey, the OneUp Project Journey, and everything Sarah.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Are mortgage repayments cheaper than renting? What about raising a deposit? The targets seem like a goalpost that’s constantly moving. This ep the BTF team chat through why.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Christmas is coming up, so do we put things on Afterpay til we can pay it off? Do we just use our credit card? Do we save or spend within our means? What gives, Afterpay?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Christmas, Holidays, New Years, it’s the silly summer season! But that doesn’t mean we need to let our spending get silly. Here are our thoughts.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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You like cash? So do we! This ep we chat through what even is a mortgage cashback? What does it all mean? When do I get it? Listen in for more.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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A question we’re asked all the time: should I just invest in my first home? The BTF take you through the pros and cons to both, and which one to decide for you.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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A very topical podcast, the infamous Black Friday Sales! We're heading into Christmas, and we’re beginning to stack on personal debt. But, how to not overspend this Friday, and what is the psychology behind this shopping.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Renters beware: don’t let your landlord get too cheeky and sneaky with these six charges. If you’re a renter saving for your first home, don’t get overcharged.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We know the housing market is insane right now, and the bank turnaround times are reflecting this. The BTF team chat through what is taking so long, and why?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today's topic: LVR's (loan to value ratio). The housing market is going crazy, the interest rates are super low, and developers are paying over price. We talk through the Reserve Bank's announcement on reining back the LVR's for investment properties to 70%.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We know that there's a shortage of homes in NZ, with a heap of Government input to generate more. This podcast, we talk through the five main areas that are developing as we speak: Hobsonville Point, Mount Roskill, Mangere, Tamaki, and Northcote.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Congratulations - you have successfully won at auction. The house is almost yours. The BTF team take you through the final steps to secure your new abode.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Now that all of your ducks are in a row, adrenaline is pumping - Kayne and Isa talk you through the steps of an auction to help you keep cool, calm and collected when it matters most.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Auctions are a great way to sell property if you are the vendor - and can be an adrenaline-packed experience for the potential purchaser. Over the next three episodes, the BTF team will discuss all things auction - before, during and after, to help prepare those on the hunt for their next property!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Quality Builders are in hot demand around the country right now! So we count ourselves pretty lucky that the Directors of NZ Builders joined us on the podcast. This weeks guest speakers are Jesse Bird and Blake Cooper from NZ Builders. The boys answer some common questions around building and renovating - like what sort of renovations add the most value to your home, what is the process when looking to renovate and the most common delays on a build project. They share their business journey too! Well worth a listen for anyone considering renovations or building! Not only do they deliver quality building work, they have THE best communication (something, that in our experience, can be hard to come by in the trades industry).

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Due diligence, professional advice, good planning and understanding your numbers will all help you work towards making a strong methodical decision to avoid panic buying.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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BTF discuss the impact of external debt, student loans and how a poor budget can stop you from borrowing that extra $100k in the current market. These small things could be the reason you miss out on buying your dream home.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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With the market running hot and people borrowing money, BTF discuss what this means for borrowers. An extra $200k of lending is only costing $5,000 per year in interest. These low rates and cheap money are why people are so hungry to buy.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Isa and Kayne talk with Grayson in Glasgow on his journey to becoming one of the founding members of PURE SPORT CBD. Grayson speaks candidly about becoming a professional rugby player at a young age, the mental hardship that can follow from not knowing what to do post rugby and the injuries that lead him to look into the market for alternative medicines to pain killers. Grayson's story is the epitome of real life situations, converting into great concepts and companies.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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BTF discuss the crazy property market stats from September and how it has been the highest number of properties sold in NZ for 42 months along with current properties only taking 32 days to sell.

Based on statistics released by REINZ on 13.10.2020

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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People are creatures of habit – even if they’re struggling with mortgage payments or are looking to grow their property portfolio, they might not be proactively looking for a better deal or better structure. We believe that if everyone knew the benefits of getting proper advice around how to make your mortgage work for you, everyone would be lining up to restructure! BTF hosts Kayne and Goran share six tips on how to save money on your mortgage!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne and Goran sit down to talk through the healthy homes standards. They cover the newly introduced minimum standards for heating, insulation, ventilation, moisture and drainage, and draught stopping in rental properties. Find out what this means for all of our property investor listeners! https://www.tenancy.govt.nz/healthy-homes/

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Finding out a little bundle of joy is on the way is an exciting milestone! A new arrival is likely to mean some big changes to the family finances, but the last thing you want as a new parent is for money worries to be a distraction. With a bit of planning, you can keep your finances under control and enjoy all the great things about having a baby. Hosted by Kayne, Isa & Goran.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Separation or divorce is a stressful and upsetting time. It also negatively impacts any wealth that has built up and any preparations we’ve made for the future. Sometimes the only thing to do is get life back on track by taking control of our income, debts and spending. Kayne, Isa & Goran get back to basics talking through bank account structures, how to determine your fixed costs and understanding your budget.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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‘Consolidating’ debt means taking out a new loan to wrap all our existing debts together and pay them off at once – ideally at a lower interest rate, so we get out of debt faster. Consolidating your debt is a great way to save money too. The BTF team sit down to discuss the positives and negatives of consolidating your consumer debt.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Anyone who has experienced their property being passed in at auction can relate to this massive anticlimax! It's a strange outcome in the selling process. The BTF team explain what it means when a property is based in at auction and what comes next!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It's not uncommon for a bank to require a guarantor on some property transactions. But what exactly is a guarantor? Acting as a guarantor, you 'guarantee' someone else's loan by promising to repay the debt if they can't afford to. The BTF crew dissect the potential liabilities involved and what this means for future borrowing.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

View Details

It's a new term being referenced in America due to the global pandemic. And now property analyst in NZ predict that New Zealand's beach towns will soon become 'Zoom Towns' as remote working and lower property prices attract city workers out to the coast!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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I’ve been there and done that. Trying to sort things when you are on the other side of the world is hard and most of the time get left to “the end of the season”, or get chucked in the ‘TO HARD BASKET’.

It's not as hard as you think. At least reach out and ask for help Enjoy the ride, that’s what it's all about! But, set yourself up for life after RUGBY too.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It's way easier sorting your finances while you are playing in NZ. Don’t piss around. Get the right advice and right structure while you are playing in NZ.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Isa chats to Kayne & Goran on a scenario where a first home buyer wants to buy into an existing property with the current owner and use Kiwisaver as the deposit.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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BTF explain what Accident Compensation Corporation is, why it was formed and what it covers for NZers.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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100% GUARANTEE – Rugby doesn’t owe you anything!! If you think the game will look after you because you achieved this or that in your career, you are WRONG!

It will roll on without you!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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When purchasing a house, we all know the most significant outlay is the home itself! But there are lots of other hidden costs that many people forget to factor into their budget. The BTF team share those hidden costs!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Isa chats with Kayne and Goran to break down the potential pitfalls of bank insurance. The most significant difference between a bank policy vs a policy with an insurance provider is the underwriting process. The boys explain why the underwriting process is so crucial should you ever need to claim on your policy. Bank insurance is generally cheaper - but sometimes, the cheaper - the nastier!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Welcome Real Talk with Isa Nacewa - No Bulls**t. A four-part mini-series designed for Professional Athletes.

We all come from DIFFERENT walks of life.

Club players. Mitre 10 Cup. Super Rugby. ALL BLACKS. Living Off Shore. Japan Based. Europe Based. Private Schools. Public Schools. Good Agents. Bad Agents. Winners. Losers. Family First. Retired. Mental Battles. Bruised Bodies. Egos. Humble. Captains. Battlers.

Every single one of you is in a different position in LIFE and whatever you do don’t compare your SHIT to the guy next to you in the changing room.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In his own words, this guest speaker describes himself as a Passionate New Zealander, and you can feel his energy and passion when talking about his company. Tim Boyle is the Co-Founder of Whip Around, which was born in 2016, initially to help freight companies in New Zealand tackle their paper-based compliance burden. Whip Around now has offices in Auckland and Charlotte, North Carolina. Tim sits down with BTF hosts Kayne and Isa to share all the details of their initial hustle, growth and vision to bring simplicity and efficiency to fleet management and compliance.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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2020 has been a challenging year - our economy has been affected by the current pandemic, which is making life more difficult for many of us. Some will be facing a reduction in pay, redundancy, a change of working hours, difficulty finding a job and loss of invested money. It's understandable to be feeling anxious and stressed in these difficult times. It can be hard work, especially with people already stretched to meet the needs of their whanau. It's more important than ever to take care of yourself when things get tough - and there is nothing to feel bad about if asking for help when you need it. Today's episode provides some practical advice on ways to cope with financial stress. If you need extra assistance to support your Mental Health during these challenging times, you can contact the Depression Healthline on 0800 111 757 or Lifeline on 0800 543 354.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today's complicated state of insurance means that people are not getting the right policies best suited to their needs, stage of life or budget. Many Kiwi's might be sitting on a false sense of security that will not give them what they need at claim time. Let us help!! Kayne, Goran and Isa discuss the terms of Health Insurance in plain English, so you understand what we are talking about! There are lots of different plans available with price options to suit everyone. If you are still unsure what type of Health Insurance is best suited for you - you can connect with our expert team at Money Empire!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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To follow on from episode 135 the BTF crew discuss what to expect from your lender if you have two or more properties crossed collateralised with debt when you are trying to discharge one. When refinancing or selling property, it always involves the discharge of the existing mortgage over your property. That requires repaying any amount you owe the current mortgagee, which is usually the bank.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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When refinancing or selling property, it always involves the discharge of the existing mortgage over your property. That requires repaying any amount you owe the current mortgagee, which is usually the bank. Our Legal Expert Shane Rohde from Lateral Lawyers explains the discharge process from a Lawyers perspective and covers the key things to action to ensure there are no costs unaccounted for.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Our guest speaker today is Luke Fox from Inspect House NZ. Luke is the Managing Director and shares his business background and how he came to purchase Inspect House NZ last year. He is joined by Colin Russ, one of his Senior Building Inspectors. Inspect House NZ provide cost-effective, efficient and thorough building inspection reports. Their qualified tradesmen and building practitioners have over 100 years of combined experience across Building and Construction, giving peace of mind when it comes to identifying potential problems in a property.

Hosts Kayne and Lisa zoom in with Luke and Colin to ask some of the common questions we received when it comes to building reports. What is a building report? Why do I need one? Who is the building report for?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne, Goran and Isa talk through what this cover is and why it is crucial to have in your life, especially when you have a significant asset like a house.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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From a consumer perspective, all the banks may seem the same. But from our position, they are all very different when it comes to credit policies. The BTF team sit down to discuss and compare the four major lenders. They share one client scenario and how different the deal looks with each bank - particularly around how much they can borrow. This highlights the importance of having an independent adviser with a detailed understanding of the various banks and their criteria.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Our legal guru shares with BTF host Kayne Wahlstrom precisely what happens behind the scenes leading up to settlement day. It's one of (if not) the most critical steps of the settlement process with lots of homeowners not understand the process. Shane includes some traps to be aware of and the importance of not leaving everything to the last minute!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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BTF Hosts Kayne and Isa sit down with Jeremy Twiss - Investment Adviser from Craigs Investment Partners. Jeremy has been with Craigs for over ten years and is an AFA Authorised Adviser and an accredited dealer of global securities. The boys sit down to talk about Jeremy's background, including his advise for anyone wanting to enter the industry. They also talk through some investment basics explaining how and where to start, what a risk profile is and is there is a minimum amount you need to invest.

Jeremy Twiss is an investment adviser at Craigs Investment Partners. His disclosure statement is available on request and free of charge and can be found under his profile at www.craigsip.com

Disclaimer: This information is general in nature and Craigs Investment Partners Limited does not take into account the investment objectives, financial situation, risk tolerance or specific needs of any particular person in the preparation of this information. Returns are not guaranteed, and investment values can go down as well as up. Accordingly, before making any investment decision Craigs Investment Partners Limited recommends that you seek professional assistance from an investment adviser.

Craigs Investment Partners Limited, its partners and employees, do not accept liability for the results of any actions taken or not taken upon the basis of information in this blog, or for any negligent mis-statements, errors or omissions. Some information included may be of an historical nature and may have been superseded. Historical performance does not guarantee future performance. Those acting upon information and recommendations do so entirely at their own risk.

This information by Craigs Investment Partners Limited is for New Zealand residents. It may not be reproduced or further distributed or published without the express prior approval of Craigs Investment Partners Limited. Craigs Investment Partners Limited and/or its partners and employees may, from time to time, have a financial interest in respect of some or all of the matters discussed.

Craigs Investment Partners Superannuation Management Limited is the manager and issuer of the Craigs KiwiSaver Scheme. Discussing your initial investment needs is free. Product charges and applicable fees are set out in the Craigs KiwiSaver Scheme Product Disclosure Statement, available at craigsip.com/document-library.

QuayStreet Funds is issued and managed by QuayStreet Asset Management. For further information please see the Product Disclosure Statement available on quaystreet.com/documents.

Disclosure statements are available on request or can be found at www.craigsip.com

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/. The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Find out everything you need to know about getting a mortgage when pregnant or on parental leave. Hosts Kayne and Isa sit down with Money Empire Senior Adviser Lisa Barton to explain what the bank will look for when you apply and what you will need to supply for credit approval.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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'I've been made redundant and received a large redundancy payout - what should I do with it?'

Unfortunately, we have received this question a few times over the past few weeks. Being made redundant is an already stressful time, add in there the extra financial pressures too! Kayne, Isa and Goran sit down to talk generically about the different options available to you, things to consider and the importance of making sure all of your financial decisions align with your goals.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We are officially on the countdown to summer. Which means HOLIDAYS!!! There is something nostalgic and quintessentially Kiwi about purchasing a family bach to holiday at year after year. New Zealanders cherish building up memories in the same spot for generations and becoming best friends with the local fish and chip shop. The prospect of spending more time in our own backyard has lots of Kiwis contemplating the decision to buy a holiday house. The BTF boys discuss the best ways to approach purchasing a bach, what the banks looks for and the debt servicing requirements.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Tune in for an easy to understand explanation of Land Covenants and Caveats. If you don't know what these mean - you are not alone. Learn more about these topics with our legal expert Shane Rohde from Lateral Lawyers to put yourself in the best position possible when it comes to purchasing property.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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There are different types of land ownership in New Zealand. The type of ownership has a direct impact on what you can and cannot do with the property. Our legal expert Shane gives an overview of the different kinds of land titles and what they mean for the buyer.

Hosted by Kayne Wahlstrom with special guest, Shane Rohde - Principle of Lateral Lawyers.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Do you barely have room to move at home? Does it feel like the kids have taken over? Have you outgrown it and started thinking it's time to sell and move to something bigger and better with more space? We get it, things change, and families grow! The BTF crew sit down and discuss two scenarios to consider when you want to upgrade to a bigger home.

OPTION 1 - when selling your current home is the only option to upgrade.
OPTION 2 - keeping your current home as a rental property and using the power of leveraging.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Over the past six months, we have seen lots and lots and LOTS of Kiwis returning home to New Zealand. And for those 25,000 plus returning citizens, they can be faced with the task of 'setting up home'. Our BTF hosts Kayne, Isa and Goran sit down to discuss how returnees can apply for a mortgage and the key things that will stop them getting approval.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Anti Money Laundering (AML) and Combatting the Financing of Terrorism (CFT) eekk! That sounds a bit scary – but we promise it’s not. Hosts Goran Loncar and Isa Nacewa sit down with industry experts Akash Khushal & Nina Bly-Pieterson from One AML Audit to explain everything there is to know about AML and CFT.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Let's face it - the legal side of purchasing a property can be a little daunting and confusing. Particularly with all the legal terminology. Our legal expert, Shane Rohde, Principle of Lateral Lawyers joins us to share his professional advice on conveyancing a LIM and explains what it stands for.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Having a lawyer review your property title is one of the key steps in the purchase process. But what does a lawyer actually do and what are they looking for? Our legal expert, Shane Rohde, Principle of Lateral Lawyers, shares his expert advice on the conveyancing process and explains some of the common terms they come across and what that could mean for the purchaser.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Typically, this time of year sees a slow in real estate sales - but considering all of the present factors; COVID, elections, super low interest rates; is now a good time to sell your property?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Thanks to our BTF listener for reaching out with the following question...
'Should I purchase a property in a tourism hotspot like Queenstown?'

Another great question - it's a hot topic, the rise and fall of property in tourist hotspots like Queenstown. Kayne and Isa talk through this scenario, what to be aware of and remembering it's all about the strategy.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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To buy or not to buy? We get asked for our opinion on this on the daily. Kayne talks with Lisa Barton, Money Empire Senior Adviser on her views of the positives and negatives of buying in uncertain times.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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During the nationwide lockdown in March and April 2020, household spending statistically changed! Because we couldn't spend, there was an increase of savings, and in turn, people were able to pay off consumer debts! Kayne zooms with Money Empire Senior Adviser Goran Loncar to talk about the change in spending habits and how it resulted in $1.3b worth of consumer debt being repaid. Imagine the result if we maintained some of those reduced spending habits!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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As a nation, we have to be flexible with the constant changes taking place around us. These changes don't just apply to our daily activities - this also applies to contracts. Kayne speaks with Shane Rohde, Principle from Lateral Lawyers to discuss the impact of COVID on commercial agreements, particularly with asset purchases like businesses and property.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Isa & Kayne talk through how car finance, credit cards, storecards, personal loans and student loans all affect your serviceability to obtain a mortgage and gets you to think do you need it? What are your long term goals? Will this affect me buying a property? It's a common question we get all the time!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne explains to the listeners how the OCR will most likely drop into the negatives next year for the first time and how that looks for a mortgage borrower.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today the BTF team are joined by Lisa Barton - the GOAT adviser in the first home buyer market. Lisa shares the commons questions she has received lately from her FHB audience. They range from:

  • What income can I use?
  • I'm a single mum, can I still get a mortgage?
  • I have a car loan - will that hinder my chances of getting approval?

Listen in to hear the rest of the common questions and Lisa's answers. Got a question for Lisa - you can email her direct at lisa@moneyempire.co.nz.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne summarises for the listeners what lockdown 2.0 looks like for the economy. He shares his opinion on how to get through this time, the next wage subsidy and the importance to plan, plan, plan!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

View Details

Money Week Special - BTF talk with the Money Empire team to bring together all the components which make the budget complete. Why you should have a budget, how you start one and creating good habits.

Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.    

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

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Money Week Special - BTF talk with Goran Loncar, Money Empire Senior Adviser on the different types of savings, why it's so important to create an emergency fund and how Kiwisaver acts a compulsory savings account.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

View Details

Money Week Special - BTF talk with Lisa Barton, Money Empire Senior Adviser to discuss the types of consumer debt out in the market, the pitfalls of these credit contracts and why banks keep offering increased credit limits to you.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

View Details

Money Week Special - BTF talk with Goran Loncar, Money Empire's Senior Adviser on what the three types of Expenses are being fixed, variable & discretionary. We also share tips to reduce your outgoings and things to be aware of.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

View Details

Money Week Special - BTF talk with Isa Nacewa on Income - what is your income, why people get confused on how much they actually earn and all the different types.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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2 x Olympian, Professional Footballer, Musician, Ambassador & Harvard University Student! Is there anything this powerhouse can't do!
Hannah has achieved so much in her 28 years. Born and raised in Whangarei, Hannah was introduced to soccer at eight and instantly loved it. Soccer has taken Hannah around the world, attending college in Tennessee and landing her first professional contract in Sweden, then playing in the Portugal League. We talk about the upcoming Olympics and what it means to Hannah to have the FIFA World Cup in New Zealand in 2023. Host Kayne Wahlstrom zooms in with Hannah in Stockholm.

Follow Hannah on Instagram @hwilkin17

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Understanding the different kinds of home ownership in New Zealand can be confusing. Buying a unit title property, such as an apartment or townhouse, means you automatically become part of a body corporate, but what does this mean for you?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Landscaping your home can be a satisfying part of adding extra value to your home. Not only does effective landscape design add curb appeal and value to your home, it can increase the number of functional areas on your property. With just a bit of planning and know-how, you can create the perfect outdoor oasis and add a bit more personality to your home. Shout out to Cam from SGLA for sharing his expert opinion on this topic!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Simon started his career in banking because he wanted to learn about general finance and how to get ahead in life out of school. He worked his way through three of NZ’s traditional banking institutions along with spending time at the Bank of Leumi, where he ended his road in the SME space. He realised the roadblocks he and his clients were meeting through a non-personalised process and wanted to make a difference. This started his Non-bank journey into the Merchant Banking Group where scenarios are looked at holistically. Simon shares his knowledge and education with us on Non-bank lending and how NZ is growing this space fast and is becoming great alternate and opportunity for everyday NZers.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Attending Open Homes is one of the best parts of purchasing property. Seeing your potential new home for the first time is exciting (and quite the achievement getting this far in the process). Now that you have your finances sorted, the next step is to attend open homes in your ideal areas. The BTF share some tips to help maximise each viewing.
*SOUND QUALITY DISCLAIMER - the joys of technology... it was an incredibly windy day here in Auckland and you can hear a slight whistle in the background! This does not take away from the great conversation and content! Enjoy!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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When you’re ready to settle on your mortgage, you are probably most concerned with interest rates and how long you should lock then in for. However, it’s equally important to consider your loan term – 25yrs vs 30yrs. Kayne & Isa share their opinions on loan terms and how the different options can impact your mortgage down the track.

*SOUND QUALITY DISCLAIMER - the joys of technology... it was an incredibly windy day here in Auckland and you can hear a slight whistle in the background! This does not take away from the great conversation and content! Enjoy!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF team sit down with Campbell Strachan - Director of Strachan Group Landscape Architects (SGLA) to discuss his journey in business. Cam has been in the industry for 13 years with a love for the outdoors and the natural New Zealand landscape. Despite qualifying from Lincoln University and having built a successful business, Cam shares how everyone thinks he is a glorified gardener - he is anything but! The time, planning and strategy that goes into his projects always delivers the desired outcome for his clients. And the SGLA work speaks for itself - contemporary, sophisticated and unique outdoor spaces that are stylish and functional whilst reflecting the natural site and the client.

Check out the beautiful work of Cam and his team on the gram @sgla_landscapearchitects

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Shout out to our listener from Gisborne who reached out with the following question…

‘In these times of super-low interest rates, what are scenarios and/or economic conditions which may trigger a rise in interest rates?’

A very topical question with a lot of external factors - the BTF team discuss contributing factors to what would make interest rates rise.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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U or V shape recovery, low interest rates, wage subsidies and unemployment. Why is the property market buoyant and showing confidence? The BTF team discuss all the contributing factors to the current position of the property market.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The ultimate Donut Duo pack as much fun, personality and energy as their incredible doughnuts! Shenine and Grace are the founders of Doe Donuts, an e-commerce doughnut store taking Auckland and the gram by storm. After spending some time absorbing the food scene in Sydney, the girls returned to NZ and started making doughnuts for friends and family. It wasn't long before the girls' products were in hot demand, and they became available to the public. Doe Donuts is a direct reflection on the girls – every element of the business is them. They are both the brains and the brawn behind the operation – showing how far hard work, commitment and a great attitude can get you.

Do yourself a huge favour and check out @doe.donuts. Better yet, order some doughnuts, and you will understand what the hype is all about.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It is becoming a more common scenario having two couples team up to get on the property ladder. In situations like this, it's essential to understand how the banks consider applications with multiple borrowers for debt servicing, lending criteria and who intends to occupy the property.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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‘I want to purchase an investment property and want to know some key things to look for.’ Today the BTF team discuss an interesting listener question we received last week – there are lots of things to consider when doing your research to purchase an investment property. Listen in to hear our top tips.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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This weeks guest, Sacha Hughes, is a perfect example of the power of knowing your WHY! After reaching great success in her tennis career at a young age, Sacha reached a point in her playing career when she was ready to move on from the sport. But before she jumped into her next venture, Sacha spent weeks understand the three prerequisites of what she wanted her new business to embody. Then, Movement Pilates was born – a calm yet empowering space for both Sacha and her clientele. Jess and Isa sit down with Sacha to talk in more detail about her tennis career and her smooth transition to successful business owner. Check out Movement Pilates at @movement_pilates and www.movementpilates.co.nz

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Thanks to a massive amount of new homes popping up around the country, buying off the plans is becoming increasingly popular. If you’re considering getting involved and buying straight off a developer, remember that there are both risks and benefits – it’s essential to review and understand these. If you avoid the common pitfalls, do your research and select the right property, buying off the plans can be a great option.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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An Enduring Power of Attorney plays an important part when it comes to making decisions on someone's behalf. Without one, managing your family affairs can become very difficult. Glenys Talivai – CEO of the Public Trust sits down with Jess & Kayne to explain the basics of an EPA and why they are just as important as a Will.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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CLIENT PROFILE – In this episode, we talk with Kyall & Ronelle Boonen, property investors who are current clients of Money Empire. Listen in to their property journey and their number 1 tip for those looking to enter the property market.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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WELCOME TO BEYOND THE FIELD - POWERED BY MONEY EMPIRE.

Today, we are excited to share our Beyond the Field 2.0. The same great content with a fresh new look and feel. Our producer Jess Wahlstrom joins Kayne and Isa to talk about the success of the series so far. We have been fortunate to have had a vast following here in NZ and overseas, so a big thank you to all of our listeners. If you have any questions, have a topic you want to use to discuss or have some feedback we would love to hear from you. You can now follow @beyondthefieldpodcast on LinkedIn, Facebook and Instagram or emails us at beyondthefield@moneyempire.co.nz.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Did you know that only 50% of adult Kiwis have a Will!!!!! This figure is a little concerning considering the importance of a Will. Commonly, people do not want to think about what will happen once they are gone, but it is essential to spend the time now to ensure your wishes are followed. Today we are joined again by Glenys Talivai from Public Trust to explain what a Will is and who needs one.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Our Guest Speaker today packs a punch full of fresh perspectives, having a high focus on culture and improving customer experiences. Glenys Talivai is the CEO of Public Trust and is a highly regarded executive with significant leadership experience in the Financial Services Sector. Joining the Public Trust in early 2019, Glenys has been working hard to make Wills more accessible for Kiwis, with only 50% of adult New Zealanders having a Will!! Glenys sits down with Jess & Kayne to share her professional background and the great online platform the Public Trust have recently released. Keep an ear out for Glenys on our upcoming educational episodes too, talking all things Wills, Estates & EPA’s. For more details on the Public Trust, check out their website https://www.publictrust.co.nz/. Lots of useful content including details on their online Will platform.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

View Details

Living offshore and wanting to purchase property in NZ? There is some confusion as to whether this is even an option for people. Kayne, Goran and Isa sit down to chat through the common roadblocks that come up for Kiwis living overseas wanting to purchase property back in NZ.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

View Details

If you’ve been a member of KiwiSaver for more than three years you may need to be able to use part of your balance to purchase your first home. This chunk of cash may be what you need to get a leg up onto the property ladder but there are a few hoops you need to jump through before you can use it. Kayne and Isa are joined by Money Empire Senior Adviser Goran Loncar to chat at things KiwiSaver.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Investing in property is a popular option for many New Zealanders looking to build their wealth. Where many people become confused, is working out what their financing options are for purchasing an investment property. When it comes to building a mortgage empire, two common questions consistently come up. Kayne, Isa and Goran sit down to discuss in more detail.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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This is what an entrepreneur is all about! An ambition and desire to explore optimum cognitive performance - an idea and concept that is fast becoming an essential part of everyday life. Angus Brown - CEO of Ārepa chats with Beyond the Field to share his journey from humble beggings and is the perfect example of hard work and determination. Angus and the Ārepa team continue to work to change the mindset of a generation to push the healthier alternatives to caffeine and sugar-packed energy drinks! Listen and Enjoy! You can follow Ārepa at @drinkarepa and www.drinkarepa.com

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Have you ever considered buying a home with a friend? It can be a great way to get into a property sooner and split ongoing costs to make owning a home more affordable. With that said, there are risks involved. To make sure you don’t put your friendship or bank balance at risk, the BTF team run through everything you need to know to buy property with friends the right way.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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A Statement of Financial Position is a common snapshot used to help figure out someones net wealth. The BTF crew break down exactly how a Statement of Position is calculated and how you can increase your net wealth!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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It’s important to make sure you have the right levels of cover for your home and contents insurance. It means you’ll be able to rebuild or repair your home if you need to and replaced your household items too. But how do you make sure you're getting just the right amount of cover? Kayne and Goran sit down to chat through the process of obtaining these figures.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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A new era of curated workspaces that are driven by design. The network of Qb Studios offer a refreshing blend of intimate and independent office suites, in surroundings that are calm, creative and welcoming. In this episode, Kayne & Isa zoom in with the co-founders of QB Studios Mike Fisher, Alex Brennan & Tom Harding. They have an array of backgrounds in Professional Rugby, Art & Law and developed their modular concept in Brazil. Upon return to New Zealand, these boys have been cementing their position as industry leaders in the commercial shared space environment and have been successful in establishing studios in Ponsonby, Herne Bay & Newmarket in Auckland and CBD Southwark & CBD St Asaph in Christchurch.

Space to create. Space to connect. Space to breathe.

https://www.qbstudios.co.nz/

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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There is no shortage of ways to put a dollar sign next to a house. The BTF team discuss the difference between a Registered Valuation, Desktop Valuation and a Council Valuation.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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So, you have done the hard yards and built up your deposit or equity to purchase a home. The bank has given you a preapproval and now it's time to go out there and search for your next property - you might be greeted with some unfamiliar terms concerning the property type. The BTF term discuss the four most common property types in NZ - Freehold, Cross Lease, Lease Hold & Unit Title.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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When we ask a client what their biggest asset in life in, the typical reply is 'my house'. But this isn't always correct. You and your ability to earn an income is your biggest asset and you should be looking to protect that. Today the BTF team discuss the importance of protecting your wealth. Because at the end of the day - all of your efforts to build your wealth will mean nothing if you have no way to protect it.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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A new generation entrepreneur driven by her ultimate purpose of offering a beauty range that supports, encourages and empowers women to ooze self-love and confidence. Edna Swart of Ed&i swim+body and TVNZ's Boss Babes joins the BTF team for a candid chat about business, her social profile and the ultimate goal for Ed&i swim+body. Ed&i is growing and looking for equity crowdfunding, a great opportunity to get some ownership in a growing NZ brand. You can follow this exciting opportunity via the ed&i website and Instagram. https://bit.ly/3cucWaK https://bit.ly/3dtW2dt

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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With the median house price in Auckland now over $900,000 it’s almost impossible to stump up the required 20% deposit to purchase a home (that’s a whopping $180,000 deposit required!!!!!) It’s becoming more and more common for families to gift their children cash to contribute towards a house deposit. We take a deeper look at Gifting and how it can make a huge difference to those trying to get on the property ladder.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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If you bought a property now for $500,00 and it increased in value by just 5% a year, guess how much it’d be worth in 5 years? $638,000, and in 10 years it’d be worth $814,000. The average house price in New Zealand has increased by over 8.2% every year, so this isn’t just a hypothetical situation, it could be your reality. Here’s how.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Securing a mortgage in NZ means wading through often unfamiliar terminology and a lot of paperwork. Generally, a home loan is one of the biggest commitments you take on in your life. Understanding what you're signing is essential to meeting your obligations and not getting caught out further down the line by something you didn't understand.

Here are 6 key terms from your NZ mortgage paperwork explained.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Our Guest Speaker this week is Gavin Clearkin of Performance Nutrition Services. Gavin is an expert in his field, having worked with multiple professional sporting bodies and individuals including NZ Cricket, Kiwis Rugby League, NZ Breakers Basketball, the English and Scottish Institutes of Sport and High Performance Sports New Zealand - just to name a few! The BTF crew chat with Gavin Clearkin on nutrition, his journey working in all different professional sporting organisations and the importance of fuelling your body - no matter if you are an office worker or a professional athlete. The fundamentals of good nutrition apply to everyone!

You can follow Gavins work here - https://bit.ly/2X701XG

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Do you want to expand (or start) your property investment portfolio? Before you lock in a loan and start putting your hand up at auction, there’s a lot you need to know. To get you started, the BTF team cover everything you need to know about the dangers of cross-collateralisation – and how you can avoid them!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Following on from our episode around lockdown renovations, the Government announcement could not have come at a better time. It has been announced that the Government has scrapped some red-tape for DIYers after ruling people no longer need consent for a variety of small projects around the home. This applies to low-risk building work which includes things like sleep-outs, sheds, carports and awnings. This is going to fasten up the process and give you more money to spend the build, materials and decorating. Kayne, Isa & Goran chat around what this means for all the keen DIYers of NZ!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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"I'm currently fixed - what do I do?"
"I want to lock in a lower rate - how do I do that?"
"Do I need to refinance to be able to get access to these low rates?"

These are just some of the questions we have been receiving lately from our clients. The BTF team is joined by Goran Loncar to help explain your options when it comes to taking advantage of these super-low rates. We cover the steps you need to take and how to determine if it's beneficial to break your current fixed mortgage. The ME team are always on hand to help.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Beyond the Field is excited to share our episode with guest speaker Israel Whitley from Auckland Labour Hire. We talk through his journey of when he arrives in the big smoke from Gisbourne, wants to be a pro football player but finds out he has a dodgy ticker and shows that age is just a number and carves his way into the business world at a young age with tenacity and will power.

Follow Israel and his ALH team at
https://bit.ly/2zW6H1K
https://bit.ly/2LLvUPd
https://bit.ly/2ARFxcT

*SOUND QUALITY DISCLAIMER - the joys of technology... we had a few microphone issues speaking with Izzy. Our hosts sound far away but we promise everyone is together for this recording. This does not take away from the great conversation and content! Enjoy!Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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First podcast back in the office post lockdown! Today, the BTF boys sit down to chat about the increase in home renovations. As Kiwi's have been forced to spend a lot of time in their properties, it made everyone more aware of the changes they want to make around home.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The Money Empire Team have noticed an influx of questions around Income Protection Insurance and Redundancy Covers particularly since COVID. Kayne and Isa explain the difference and what each product is designed to do.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne and step in host Jess Wahlstrom zoom in to chat with the talented and motivated Founder and CEO of Two Islands Julia Matthews. Julia shares the story of how Two Islands came to be, her advice for anyone starting in business, and the importance of asking for help when you need it. It's always refreshing to speak to someone passionate and genuinely excited about what they do. Two Islands has an exciting future, one that involves a new product launch PLUS a new addition come July.

You can follow Julia's work at @twoislandsco on Instagram and https://twoislandsco.com/

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF team discuss with Goran Loncar ME adviser, what the banks need for income verification for those employed vs self-employed. COVID is creating havoc and lending space is no different - listen in for some tips.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF team discuss with Lisa Barton adviser at Money Empire what a first home buyer should be doing, is it a good time to buy, how they can take advantage of LVRs and what are some tips to look out for.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF team discuss with Lisa Barton adviser at Money Empire the current climate on interest rates, the new normal of 2.99%, what it means for borrowers and should you refinance if your rate is higher!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF team were joined by Kerry Knox - owner of Fort Knox & School of Hard Knox to openly talk around his struggles of being unhappy in life which caused a major medical accident, through to starting in the fitness industry and turning his passion and love for the community into his own business. Follow a dream, stick to the process and believe in yourself and things can happen.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne is put in the hot seat but Isa today to discuss the current climate of term deposits, what a term deposit is, how low the current return is and their personal opinions on them at present.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne and Isa discuss the events that have occurred in April, how this may or may not affect you and what this all means for property and finance moving forward.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF boys zoom in to speak with Jared Tuoro to share his story of a typical NZ boy who dreamt of being an All Black. After his professional playing career was cut short due to injury he knew that he wanted to give back to the community.

Jared shares how his business Mana Mind was created and how he wants to help people develop and grow as individuals. The team also chat about Jared’s property experience and his biggest piece of advice before purchasing a property. You can check out Jared's amazing work at www.mana-mind.com and @jtmanamind on Facebook.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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HR ADVICE FOR EMPLOYEES – FEATURING THE PEOPLE PROJECT.
Even though NZ has now moved to Level 3, there is still a lot of uncertainty for employees. Over the past 5 weeks, there have been many changes to the workforce. Kayne is joined by Jaime Gallocher & Bronwyn Rein from The People Project to give some insight to employees on how they can best navigate these changes and what their rights are when it comes to negotiation terms.

Still got more questions? You can reach the team from The People Project at https://thepeopleproject.co.nz/ or info@thepeopleproject.co.nz

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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HR ADVICE FOR EMPLOYERS – FEATURING THE PEOPLE PROJECT.
Many Kiwi businesses have been hugely impacted by the Covid Lockdown resulting in the need to make changes to their current business structure. Kayne is joined by Jaime Gallocher & Anna Stesia Long McLean from The People Project to discuss the most common concerns and questions business owners have been asking.

Still got more questions? You can reach the team from The People Project at https://thepeopleproject.co.nz/ or info@thepeopleproject.co.nz

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Get to know the team behind the mic.

Isa talks with company manager and founder Kayne Wahlstrom. Kayne has been a driving force behind Money Empires success and shares a glimpse of his background and personal experiences in business.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne and Isa are joined by Logan van Beek - Professional Cricketer at Wellington Firebirds and host of the recently launched podcast series Follow Through with LVB. The BTF team chat with Logan via Zoom to discuss his varies sporting achievements across Basketball and Cricket and his new ventures off the field. You can check out his podcasts at https://followthroughwithlvb.com/ Thanks for taking the time to chat with us Logan - appreciate how open you were and your willingness to share your story!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Goran and Kayne talk through the recent update on what property settlements will look like once we transition to Alert Level 3.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Following the RBNZ announcement to potentially remove LVR’s, Goran, Isa and Kayne discuss the in’s and out’s and what this means for the property market and NZ economy.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Following the Government's announcement to move to level 3 next Tuesday, Kayne and Isa catch up over zoom to discuss an overview of the economic view with the upcoming transition out of Level 4 to Level 3 and what things may look like on a medium to long term perspective.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Get to know the team behind the mic.

We are lucky enough to have a talented team of experts who regularly appear on our Beyond the Field series. Money Empire has a diverse team with a range of different backgrounds and experience. Today, Isa talks with inhouse self-proclaimed funny man and lending expert Goran Loncar.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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The BTF team were joined by Stevo Morpeth – owner and creator for the hugely successful surf wax brand Sticky Johnson, born from his passion for surfing. The boys catch up via zoom to chat all things business, Sticky Johnson and GripTec. They also discuss Stevo’s property experience – building his families dream home in Muriwai.

Check out the range of products available at www.stickyjohnson.com.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne and Isa discuss the Open Bank Resolution policy and why it’s important to not have all your eggs in one basket.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Get to know the team behind the mic.

We are lucky enough to have a talented team of experts who regularly appear on our Beyond the Field series. Money Empire has a diverse team with a range of different backgrounds and experience. Today, we showcase Neve Jervis – our Client Services Coordinator at Money Empire. Neve is the glue that holds our team together. She oversees so many key aspects of our client relationships.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Get to know the team behind the mic.

We are lucky enough to have a talented team of experts who regularly appear on our Beyond the Field series. Money Empire has a diverse team with a range of different backgrounds and experience. Today, we showcase Lisa Barton - newly appointed Senior Adviser at Money Empire. Her drive and determination to help her clients is a huge asset to our team.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne is joined again by step in host Jess Wahlstrom to chat with the amazing duo from Bowl & Arrow. Leisha Rae and Hannah Reid are the creative and passionate minds behind Auckland's best smoothie bowl brand. They girls zoom in with the Beyond the Field podcast to share their progression from the early days at Victoria Park Markets, through to their upcoming 4th store opening.

Listen in to this great entrepreneurial story and show your support by visiting the B&A team at Orakei, Newmarket and soon to be Commercial Bay.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne puts Isa in the hot seat today to get his opinion on Professional Athletes and how they have been affected by lockdown. Money Empire deal with a large number of professional athletes based here in Auckland and all around the globe. It’s typical for athletes to leave their financial planning until the end of the season – but it’s been great to connect with players who are making the most of this strange time for sport.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Isa puts Kayne in the hot seat today to discuss the interesting space of commercial property. There are a lot of unknowns in this space, particularly with large entities like Harvey Norman not paying their rent due to the no access clause.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne is joined by Money Empire Senior Adviser Lisa Barton to discuss Working from Home. Whilst it has been a major adjustment for many Kiwi's - could this be the new norm for NZ businesses?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne chats with Goran around the current banking situation and their approach during lockdown. With the banks now focusing on supporting their existing customers – what does this mean for new to bank clients?

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Isa and Kayne Zoom in with Mental Skills Coach for the Chiefs Rugby Team, Aaron Walsh. The boys chat around his career progression through Major League Baseball to the Warriors and how that crossed him over to the corporate world. Aaron shares how the Covid-19 Lock Down can be affecting people and gives some tips on how to cope in these uncertain times.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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This episode is a round up after 1 week of lock down - Kayne shares the views of the leading economists he has been following this week.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne is joined again by Goran Loncar to explain budgeting. Whilst we hear about budgeting all the time, it’s an underestimated power tool. The BTF team discuss the perks to spend the time to set a budget and how small changes can have lasting benefits.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Today Kayne is joined by Neve – our highly valued Client Service Co Ordinator, to discuss the things our major insurance companies are doing to help those affected by Covid-19.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne and Isa catch up to discuss what is happening with Property Settlements during lock down. The domino effect for non-essential services spreads so far!

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne is joined by Lisa to discuss what other options there are besides the Mortgage Holiday. We detail Interest Only and extending the mortgage term.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne is joined by step in host Jess Wahlstrom to speak with Emma Mulligan – Founder and Creative Director at Society. Society is a collaborative marketing team based in Ponsonby who take a genuine and realistic approach to marketing. They have a kick ass attitude and we are excited to share Emma’s story working her way to the top of Global brand Puma and how Society was born.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts. If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice. To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.
www.moneyempire.co.nz
Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne and Goran discuss what a mortgage holiday is and the pros and cons of utilising this product.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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We have Money Empire’s inhouse lending expert Goran Loncar filling in for Isa Nacewa to discuss refinancing, why people do it and the benefits involved.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Over the past week, Beyond the Field and the Money Empire team have been sent multiple questions from our clients and direct messages through social media! So today, we answer them for you. Would you still recommend buying a house at this time? What will happen with open home viewings? My loans are coming up for renewal, how long should I be fixing my mortgage for?

Kayne and Isa are joined by Neve to answer your questions.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Isa and Kayne speak with Barfoot & Thompson Real Estate Agent and friend of Money Empire Mark Leaver. Mark shares his own property and business stories and his sporting background. Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts. If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice. To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. www.moneyempire.co.nz Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne is joined by the Money Empire team to provide an update on COVID-19. Whilst there is heavy media coverage on the negative impact this is having on the economy, the Money Empire team share their expert opinions on some of the positives that have be taken from this pandemic.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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| Episode 27 – Kayne is joined by step in host Jess Wahlstrom as they chat with James Dalglish – General Manager of GO Rentals. James is a natural storyteller and shares his background, how he came to arrive in NZ from the UK and his journey from the ground up with GO Rentals. An honest and open insight into his industry as well as his property journey. Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts. If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice. To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. www.moneyempire.co.nz Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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| In this episode, Kayne discusses with Isa a current client of his and how he obtained finance with offshore income. Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts. If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice. To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only. www.moneyempire.co.nz Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode, Kayne & Isa discuss the impact of earning money offshore, how the banks look at it when obtaining a mortgage and other options if you don’t fit the bank's criteria.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne & Goran host Simon Kelly, business owner at Mt Eden Chiropractic. We talk through his personal journey, business and property and the correlation between finance and stress and the toll this can take on the body. A great lesson to anyone wanting to start a business and own property.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode, Kayne & Isa chat with Goral Loncar from Money Empire on why you are your biggest asset in life and not the property you own.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode, Kayne & Isa chat with Goral Loncar from Money Empire on the importance of house insurance and a basic overview of the terms.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode, Kayne & Isa speak with Lisa Edwards from Barfoot & Thompson who is one of the leading Barfoot agents and has just been appointed relieving manager for the company. We discuss her current journey within the organisation, the property market and what makes a good agent.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In Episode 20 Kayne & Isa talk about and describe what a revolving credit facility is, who should use it and the advantages and disadvantages of the facility.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa talk about the importance of goal setting when taking into consideration a mortgage and why this should be your focus rather than the lowest interest rate.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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Kayne and Isa speak with Ish Sodhi - Black Caps Spin Bowler and all round great guy! Ish shares details of his personal life, his journey through cricket, hobbies and what he is doing Beyond the Field.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode, Kayne is in the hot seat, as he explains what Equity in a property means, how to use it and the difference between true equity and bank equity.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa discuss in general terms what Loan to Value ratio’s mean to a borrower and lender, how they impact the housing market and how they may impact you.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Isa speaks with Ben Atiga on his journey through rugby and how he dealt with his rapid rise to stardom, the pitfalls that come along with professional sport and what he is doing Beyond the Field.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa discuss how banks and second tier lenders acquire money so a borrower can use as a mortgage.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa discuss the difference in prime (bank) and non prime (second tier) lending, what the benefits are of each and who may fit the categories.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa chat to Peter Thompson - the Managing Director, of one of New Zealand's biggest Real Estate companies, about where it all started for him in the industry, his journey through to the top at Barfoot, his involvement with sport and his opinion on everything property and more.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa speak to Lisa Barton, adviser at Money Empire. Lisa shares a client scenario where she helped 3 young couples combine forces to enter the property market.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa speak to Senior Adviser Goran Loncar from Money Empire where he talks about reasons why a bank may decline your mortgage application. He touches on bank statements, transactions, account conduct, credit cards and income.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa chat to Lockie about life, his cricket pathway to success and what he is achieving Beyond the Field.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa talk about the main types of mortgages in NZ, how they work, advantages and disadvantages and the difference between fix or floating.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa strip it back to the basics of where a mortgage originated from and what it actually is. They touch on the two main components being interest rates and loan term.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa chat around the final steps of purchasing the property. Going from unconditional through to your lawyer receiving the mortgage funds from the bank.

Thank you to our series sponsor – Atomic Coffee. These legends fuel us and our guests through our podcasts.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa discuss how banks look at profiling you as an individual or couple / entity through your stability in employment, living arrangements, income, assets and liabilities.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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In this episode Kayne & Isa chat to Dave about the trials and tribulations throughout his rugby career. He talks real about how injuries took him through tough times and discusses his short interesting playing contract in Russia. All rounded off by how he purchased his first home and renovated his second.

Dave is a retired professional rugby player, and now 1st XV Head Coach at St Peter's College Auckland.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode Kayne & Isa discuss in depth what a deposit is and how deposits can be made up to purchase a property.

If you have any questions, comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/  

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions.  Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions.  Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers.  We do not provide our clients with advice on investments, nor do we provide investment planning advice. 

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.  

www.moneyempire.co.nz 

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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In this episode Kayne & Isa discuss what you need to think about when buying your first home. We touch on deposits, servicing and the purchase process along with engaging with key individuals and experts for advice.

If you have any questions or comments, or have a topic you want us to discuss you can contact us at https://moneyempire.co.nz/, or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.

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In this episode we introduce Isa Nacewa who has transitioned from a successful rugby career into the finance and property sector hosted by Kayne Wahlstrom, founder of Money Empire. With Isa, we talk Rugby, Family and his new career being a financial adviser with Money Empire. Isa talks about how he can pass on his knowledge and education to help professional athletes build their wealth pre and post playing career.
Our motto is that 'not one size fits all and there is a solution for everybody'

The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. Kayne Wahlstrom, Isa Nacewa and the Money Empire group are Registered Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.

To receive personal financial advice, you must first engage with an AFA or RFA, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs. We may discuss products, services and answer listener questions on this podcast for illustration purposes only.

www.moneyempire.co.nz

Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.