Miserable is not enough.: Recent Episodes
Hanna
Many of us, regardless of income, are miserable when it comes to our finances. We wonder why we're never happy, never secure.
If just being miserable was enough, we'd all be doing great, right?
Whether you're listening for yourself, or you're here to find tools that you can re-teach to the communities you serve, this quick podcast will give you the tools you need to evolve your relationship with money.
By combining solid Financial Literacy tools with behavior change tools, the Pacific Stoa curriculum has helped people and agencies develop their own strategies for resilience and awareness.
What is financial enmeshment or financial incest? Let's talk about just two ways to know if you're financially enmeshed, and a few of the outcomes of financial enmeshment.
Find your financial coach at yourworthcoach.com.
Miserable is not enough is a podcast for women who want to trust themselves with their money.
How do you know if you're addicted to shopping or spending? And if you are... what the heck do you do about it?
More info here:
https://yourworthcoach.com/shopping-addiction/
Miserable is not enough is a podcast for women who want to trust themselves with their money.
Let's talk about what I see as the future of financial literacy. Read the manifesto here:
https://yourworthcoach.com/manifesto/
Miserable is Not Enough is a podcast for women who want to learn to trust themselves with their money again!
Let's talk about the differences and commonalities between a financial coach and a financial advisor? Which do you need?
More information here.
Miserable is not enough is a podcast for women who want to learn to trust themselves with their money.
Let's talk about why the wants vs needs tool is garbage and what you can do instead.
Be well!
Miserable is not enough is a podcast for women who want to trust themselves with their money again.
We all know we need to save money, live below our means, pay off debt and have a good job. So why do so many of us have difficulty navigating recessions?
Because those bits of simplistic financial advice are just not enough. Let's talk about ways you can ACTUALLY prepare for and survive a recession and how you can do that starting TODAY.
Miserable is not enough is a podcast for women who want to learn to trust themselves with their money again.
Restriction can look like the easiest way to get from where you are now to where you want to be with your finances. So why does it never seem to work the way we think it should?
Do you just need to restrict yourself better?
No.
Restriction is bullshit, let's talk about why. And please join us at the monthly free financial class on September 12th where we'll talk in depth about restriction!
Miserable is not enough is a podcast for woment who want to learn to trust themselves with their money again.
Financial imposter syndrome is a sneaky devil! It tells us all sorts of lies, but fighting back at those lies with toxic positivity usually backfires. So what can you do right now to begin undermining financial imposter syndrome and being resilient?
Let's talk about it!
Miserable is Not Enough is a podcast for women who want to trust themselves with their money again.
Just knowing you should "build savings" isn't enough. What's often left out of conventional wisdom on building savings is the HOW. So let's talk about the strategy I use to help my clients build savings.
Join us at yourworthcoach.com or reach out to me at hanna@pacificstoa.com.
Miserable is Not Enough is a podcast for women who want to trust themselves with their money again.
What are the five indicators of financial stress? And what is the one thing you can do right now to help resolve financial stress?
Join us at yourworthcoach.com or reach out to me at hanna@pacificstoa.com.
Miserable is Not Enough is a podcast for women who want to trust themselves with their money again.
How does emotional decision making impact us, and what could you do instead (that isn't somehow making magical LoGiCaL decisions)?
Join us at yourworthcoach.com or reach out to me at hanna@pacificstoa.com.
Miserable is Note Enough is a podcast for women who want to trust themselves with their money again.
Let's talk about financial trauma, how we come to be financially traumatized and the one way you can begin to heal your financial trauma TODAY.
Join us at yourworthcoach.com or reach out to me at hanna@pacificstoa.com.
The Misereable is Not Enough podcast is returning in July of 2024!
I'm going to be rebranding a bit, and still finalizing the frequency, but I'm looking forward to sharing new tools with you soon!
In the meantime, please enjoy my interview with Mart Hamilton of the Telewellness Hub Podcast! This is my second time visiting with her and we talked about restriction, mindset, and why I developed the Pacific Stoa curriculum to begin with.
Enjoy!
Making lasting change in our lives SHOULD result in a kind of "new normal", right? But what if we've got that backwards? What if changing our "normal" is the best (and maybe the only) way to get long-term change?
What are some ways you've changed your "normal"? -Hanna@pacificstoa.com
The Procrastination Project is open! Ready to see what your life would look like if you could trust yourself not to procrastinate? In just 5 sessions you can kick the teeth out of procrastination once and for all!
Change is hard and it SUCKS! This week we'll talk about a hack developed by Dr. BJ Fogg... habit anchoring! We'll talk about how I've adapted this simple tool to help my clients create their own habits, routines, and rituals. We're also talking about the difference between a routine and a habit, and why that difference is important to achieving positive, long-term behavior change WITHOUT shame or judgment!
The Procrastination Project is open! Ready to see what your life would look like if you could trust yourself not to procrastinate? In just 5 sessions you can kick the teeth out of procrastination once and for all!
Is the only way to protect yourself from burning out in your work to stop caring? Maybe there is another way! This episode we're talking about how practicing something as simple as reflective listening statements can preserve your bandwidth AND help you serve others!
This episode also features Tank the cat demanding snuggles. Picture for reference here.
What are three things you want to know more about in regards to empathy and burnout?
hanna@pacificstoa.com
“I don’t know what to do next.”
“I feel stuck.”
“I have to…”
“I just need to…”
“I don’t really have a choice, do I?
How often have you heard yourself say (or think) things like this?
From the outside, it may look like crisis, emergencies, or anxieties should serve as fantastic motivation for change, action, planning, and initiative. Instead, crisis overwhelms our brains. Every small crisis feels like a big crisis. When everything hurts like the end of the world, we are going to react like it’s the end of the world. In times of even low-grade, chronic crisis everything around us seems to be removing or reducing our choices. Even our own choices can effectively remove our future options and choices.
This can frequently lead to a sense of being frozen, stuck, or shut down. Again, from the outside this can look like apathy, avoidance, and procrastination, when it is in fact a trauma response.
In this episode we'll talk about a way to untangle that sense of being frozen, shut down, or obligated. Making an Option Inventory will NOT result in a whole new to-do list, but it will give your brain a break and allow you to see options you might otherwise have been blind to.
Every month you meet with 10 of your closest friends. You share a beautiful, chatty dinner, everyone gets caught up, talking about their latest adventures, and then at the end of the evening everyone in the room hands you a crisp $100 bill. And EVERYONE is excited.
What's going on here?
Lucky you! You're part of a susu or merry-go-round savings club. Popular in the Caribbean, these community-building clubs function as both credit and savings.
Learn more here:
https://www.npr.org/sections/goatsandsoda/2017/08/19/542436391/how-to-buy-a-goat-when-you-re-ultra-poor-join-a-merry-go-round
https://www.essence.com/news/money-career/what-is-a-sou-sou-savings-club-facts/
The last of our short run on procrastination! What surprised you about our deep dive into procrastination and how to undermine it?
What topics do you want to hear about next season? Let's talk! hanna@pacificstoa.com
Continuing on with the cycle of procrastination. Let's follow the kind of messed up logic of not trusting ourselves and apathy.
How have you seen procrastination result in little crisis that snowball into big crisis? I'd love to hear your story! Hanna@pacificstoa.com
You've put off that one little task for weeks now, and today's the day! You work up the nerve and knock the task out and it took all of 90 seconds!!!! Why couldn't you have just done it weeks ago? What's wrong with you???
Well there is NOTHING wrong with you! The procrastination cycle is hard to get out of once you get in to it. But there are ways to undermine procrastination and it starts with knowing how the cycle works. This is our first episode on the huge, overwhelming, intimidating enemy that is procrastination!
(Spoiler alert: undermining procrastination is surprisingly simple!)
Reach out:
hanna@pacificstoa.com
Just because you're focused on it doesn't mean it's a goal. Obstacles have a sneaky way of telling us they are goals! How did this impact what we focus on, what we choose to do, and how likely we are to get to our ACTUAL goals?
Reach out!
hanna@pacificstoa.com
Twitter: hanna_morrell
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Taking a break from Financial Skepticism to talk about a related issue... we, as a people are NOT good at talking about money. What do you say when someone you care for is struggling financially? Let's talk about some Do's and Don't!
Ready to talk? Come right this way!
Be well!
Hanna
hanna@pacificstoa.com
What did you notice as you were looking for those lighting-fast internal rules that we all use to motivate ourselves, make decisions, stay on task or get things done?
Let's take a rule I use ("I don't have enough time") and talk about how it has the potential to hurt me.
Reach out!
hanna@pacificstoa.com
Twitter: hanna_morrell
We all have a set of internal rules, strategies, wisdom and truths that are informing every choice we make. If they are good tools, they help us get to our goals, but if their bad can be undermining everything we work for.
How do we evaluate if an internal tool or rule we are using is any good? It all begins with an inventory of the tools you are currently using!
Upcoming M.I.N.E. Discussion group: https://www.pacificstoa.com/upcoming-events
What is Financial Skepticism? Why is it important to evaluate the tools, rules, and strategies we use to make decisions?
What are those lighting-fast decision making rules that you use? In this episode we talk about how to begin the process of evaluating the internal rules that guide our behavior and achieve our goals. It all starts with being a scientist AND a wild animal!
Email me at hanna@pacificstoa.com
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
What is the difference between financial literacy and financial wellness? Can you have one without the other?
Find 45 minutes on your calendar next week for us to talk. You can pop yourself right on my calendar HERE!
Got topic ideas? Let's hear them! hanna@pacificstoa.com
Join our next M.I.N.E. Discussion!
What is a sunk cost? How is that different than the sunk cost FALLACY? And how do we pay these sunk costs in different parts of our lives including our finances?
Find 45 minutes on your calendar next week for us to talk. You can pop yourself right on my calendar HERE!
Got topic ideas? Let's hear them! hanna@pacificstoa.com
Join our next M.I.N.E. Discussion!
Having financial conversations is rough, but having financial conversations with our partners can be rougher still! Good news, though! By using this customizable, judgment-free, easy conversational scaffold you and your partner can evolve safe, productive conversations about your money!
Full article here.
Ben Lacara's Real Talk here.
Reach out to me for next steps!
This is the last of the three-episode exploration into how to tell if a tool or strategy you are using is garbage or good!
Read the full article here.
And the article on receipts and tracking here!
Please join the M.I.N.E. discussion group on Tuesday Feb 16th! More info here!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
We've all heard "just live below your means" and "just save 10% of your income". And I'm betting you've heard these two pieces of wisdom A BUNCH. But are these tools working? (Spoiler alert: no, they are not)
Twitter: hanna_morrell
Email: hanna@pacificstoa.com
Lasting change, making good choices, and setting ourselves up for success may not be about willpower. In fact, there is science showing that willpower may not be the best tool for change! https://psycnet.apa.org/record/2003-06265-006
This is the first of a short series of episodes on how to tell if a decision-making tool you are using is GARBAGE.
hanna@pacificstoa.com
Last time I took a tool away from you. NO MORE WANTS VS NEEDS! This episode we'll talk about the tool I teach to replace it!
Want to practice re-teaching this tool or any of the tools we've covered? Reach out to me for a complimentary practice session! hanna@pacificstoa.com
How many times have you heard yourself or others say "I just need to..." or "If I could just..."?
This little shortcut our brains take is secretly poison! Find out why and how to counteract it in this episode!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Tracking what we spend is not as easy or hard as you might think!
The purpose of beginning to track is twofold:
Create a tracking routine
-and-
Get good, clean data on your spending.
More on why I hate budgets here.
And possible next steps to take after you've got the routine down!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
What do cookies and trust have to do with each other? Are you hiding $5 bills from yourself?
In this quick episode we'll talk about commitment devices and why can be both good and bad!
hanna@pacificstoa.com
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Like the Tiny Trials Game, this small, deceptively simple game is one of the first that we teach. Why? Because it sets your clients up to learn about and from themselves, and teaches them how to gain persepective on their behavior with ZERO RISK.
-Hanna
hanna@pacificstoa.com
@hanna_morrell on twitter
Ready to build resilience for yourself and others? This is the silliest, easiest way to start!
tinytrialsgame!
-Hanna
hanna@pacificstoa.com
@hanna_morrell on twitter
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
What are we getting wrong about self care? It's not how much time, energy or money we spend on it, and it's not the bubblebaths!!!
2ndwaveselfcare
-Hanna
hanna@pacificstoa.com
@hanna_morrell on twitter
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
The first part of this goal setting strategy focuses on building positive, emotional goals and finding the goal under the goal. In this episode we'll talk about the value of negative visualization (not negative thinking) and how to practice helping others set good goals!
What has been the easiest part of walking yourself or others through this goal setting strategy? What has been a challenge?
Are you noticing any patterns in these goal-setting conversations?
-Hanna
hanna@pacificstoa.com
@hanna_morrell on twitter
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
It's impossible to build momentum without direction, and goal setting is the first and most important thing we can do for ourselves and those we serve. But how do we set the RIGHT kind of goals? In this first section of goal setting we'll be talking about the positive side of goal setting, then in our next episode we'll balance it out with some action!
hanna@pacificstoa.com
@hanna_morrell on twitter
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Before we can start down a path with our clients we need to know where we're going! Developing the right kind of goals is critical to knowing which tools will best serve clients and make sure we are being respectful of both where they are right now, and where they want to go!
Reach out!
Hanna
hanna@pacificstoa.com
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Before even beginning to talk about goals or where a person is currently with their finances, it's important to let your client know what they can expect of you. The GPS analogy does a brilliant job of informing your client that you will not judge, you will not tell them what to do with their money but you will help them find a pathway and "reroute".
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app