Retire While You Work: Recent Episodes
David Adams
David Adams, CFP®, CPA is a financial advisor & radio host in Nashville, TN. As President of David Adams Wealth Group, LLC, David is committed to the financial well-being of his clients - Helping them to live well & retire, too.
Securities offered through Raymond James Financial Services Inc., Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. David Adams Wealth Group is not a broker/dealer & is independent of Raymond James. Content represents the opinions of the speaker & not those of Raymond James.http://raymondjames.com/smicd.htm
On this week's episode of the Retire While You Work Podcast, Carson and Myles discuss the importance of planning for the future specifically estate planning. They emphasize the significance of preparing an estate plan, particularly in terms of ensuring a smooth transition for your family during challenging times. Crafting a comprehensive plan not only minimizes stress but also lays the groundwork for a more secure transition.
The replay from our webinar with Michelle Norris, Nutrition 101 – Gut Health and Plastics is now available as a replay. On the webinar, Michelle discussed two topics of conversation that have become much more prevalent over the last few years. This was a very informative. Here are a few key points that Michelle touched on in her presentation:• Why is gut health so important?• How to improve your gut health.• What are the major contributors to gut health?• How can your environment affect your overall health and gut health?• What are microplastics and the consequences of them?• How to limit exposure to microplastics• How to detox microplastics from your body.
David Adams, Carson Odom, and Myles Zueger recently hosted our Q2 2024 market update, giving updates on the economy and markets.
This week on the Retire While You Work ® Podcast, the team explores the advantages and drawbacks of having a credit card. Will credit cards enhance your financial strategy or lead to hefty interest fees? Take control of your credit cards and gain insights into whether they align with your needs.
This week's installment of the Retire While You Work Podcast ® delves into the importance of contributing to your 401k. The team explores the benefits and drawbacks of saving for retirement through your employer. Tune in for valuable insights and practical advice to enrich your financial path.
On this week's episode of the Retire While You Work® podcast, Myles and Carson dive into the critical topic of managing debt. They explore the nuances of various debt types, explaining why some can be beneficial while others may pose challenges. Tune in to gain valuable insights as the team offers practical strategies to help you navigate your financial journey. #podcast #debt
In this week's installment of the Retire While You Work Podcast®, Myles and Carson delve into Retirement Distributions, focusing particularly on the 4% rule. They dissect this principle and assess whether it still holds as a dependable strategy for retirees striving for financial stability that holds up in all market and economic environments.
On this week's episode of The Retire While You Work ® Podcast the team discusses various cash account options essential for financial planning, including checking, savings, money market accounts, and I-bonds.
In regions with a booming real estate market, clients often wonder if including rental properties in their investment portfolio is necessary. In this week's episode, Myles Zueger and Carson Odom explore how real estate can complement an investment strategy, discuss the advantages and disadvantages, and offer strategies for those who prefer not to manage properties directly.
The subject of children and financial literacy is a recurring theme among our clients. David Adams, Myles Zueger, and Jeri Anne Agee from Adams Wealth Partners explore various methods for teaching your children about money management and instilling smart financial habits from a young age.
Carson Odom and Myles Zueger discuss a couple of different ways that you can go about combining finances with your spouse or partner after a marriage. There is no right or wrong way to do it. It is about getting a system in place that works best for you and your family.
Investing can be a very emotional experience. Especially during times of market volatility. David Adams, Myles Zueger, Carson Odom, and Jeri Anne Agee of Adams Wealth Partners discuss how to handle these emotions and what you can do to help keep your vision for the future.
Carson Odom and Myles Zueger discuss how much is too much to be invested in one individual stock. They talk about what they feel is the right amount. They also discuss what the pro's and con's of investing in individual stocks are.
Carson Odom and Myles Zueger sit down and talk about what you need to know about taxes this year. They discuss the upcoming deadline and important dates, as well as some tips they feel are good to know for this current tax year.
Please note, changes in tax laws may occur at any time and could have a substantial impact upon each person's situation. While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.
Retire While You Work® is quite the popular phrase with our friends and clients. But, what exactly does it mean? Myles, Carson, and Jeri Anne dive into this question and discuss the origins of how it started and why it has become so popular at our firm.
When selling your home, there are many things to plan for. One of them being the tax side of things and how that may or may not impact you. Myles and Carson dive into this and give you all the info you need to know.
Myles, Carson, and Jeri Anne discuss recent changes that have come about to retirement accounts due to legislation from the Secure Act 2.0. They provide some thoughtful discussion around new planning ideas and opportunities that have become available through these changes.
David Adams, Carson Odom, and Myles Zueger of Adams Wealth Partners reflect on the past year as well as look ahead to what we think 2024 will hold for the economy and markets.
On the latest episode of the Retire While You Work® podcast - David, Carson, and Myles discuss how to get your year started off on the right path with some new year financial tips and resolutions.
The new year brings the spirit of renewal and resolutions often include a commitment to better health. This Health & Wealth webinar will focus on types of fasting and the many health benefits including longevity, weight loss and so much more. Listen in to hear more on this topic, along with tips for supporting your immunity system, from wellness expert, Michelle Norris.
What does it look like when you begin to take distributions from your investment accounts in retirement? Carson and Myles discuss the logistics and also where it makes the most sense to take these distributions from to help keep the most money in your pocket.
On this weeks episode, Carson and Jeri Anne discuss when is the right time to take social security and what are some of the key decision points in making the right choice.
On this week's episode Myles, Carson, and Jeri Anne discuss a topic that comes up often with clients. Especially those who are buying properties with much higher interest rates. This is a great listen for those who are wondering if paying off your mortgage early is the right move.
Carson, Jeri Anne, and Myles discuss alternatives ways to have your money working for you outside of the stock market.
Myles and Carson discuss various ways to pass down assets to the next generations and the importance of doing so properly.
On this weeks episode, Carson, Myles, and Jeri Anne discuss a question that comes up quite frequently with clients - "Should you purchase a vacation home, or just continue to rent?".
David, Carson, and Myles provided an update on the economy, markets, and where we think things go from here.
Michelle Norris, Director of Corporate Wellness at SweatNET, joins us once again to discuss what to look for when buying produce, meat, fish, eggs, and how to navigate those tricky inner aisles and how to help break down ways to be sure that you are making choices that support your personal nutrition goals. Raymond James is not affiliated with Michelle Norris or SweatNet.
David, Carson, and Myles provide an update on the current economic and banking environment. They also discuss and review what Raymond James is doing to protect both your investments and cash.
Carson and Myles discuss Health Savings Accounts (HSA's) and how you can be sure you are taking full advantage of all they have to offer. They also offer up some tips on how to fully maximize HSA's and how they may or may not play a role in your financial plan
David, Jeri Anne, and guest Olivia Hails recap as recent event that we held that focused on women and their important in the financial industry. They highlight key statistics and shed some light on how important this topic is.
Michelle Norris, Director of Corporate Wellness at SweatNET, joins us for the first time in 2023. Now more than ever it is important to focus on our health as part of a well-rounded plan. Michelle discusses the importance of physical movement and some tips on how to work it into your busy day. Raymond James is not affiliated with Michelle Norris or SweatNET.
Carson and Myles discuss relevant topics as we close out 2022 and look ahead to 2023. This was a follow-up to an in-person event that was held at earlier in the month. After such a great response, we wanted to make this available to all clients and friends.
This is a replay from our Cybersecurity Webinar held on November 3rd, 2022. Cybersecurity is one of the hottest topics in the world of technology. Forbes estimated that cybercrime rates saw a 50% increase in corporate networks in 2021 alone. Given such proliferation of cybercrime, it is incumbent on all businesses and individuals to protect sensitive information. This is especially true in matters so vital as financial wellbeing. This webinar provides education on the latest cybersecurity attacks, explain how Raymond James protects your data, and offers suggestions to improve your own security, and field your cybersecurity-related questions.
On this episode, Carson and Myles discuss their experiences with budgeting and how they handle it from a personal situation. They also offer up some tips on where and how to get started with budgeting.
Myles and Carson discuss what the right amount of cash to have in your emergency fund is. They also discuss where the best place to keep an emergency fund is and what some other alternatives are for cash.
Myles and Carson discuss various ways to pay for education and education related expenses - all the way from K-12 through higher education expenses.
As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover education costs as anticipated. Most states offer their own 529 programs, which may provide advantages and benefits exclusively for their residents. The tax implications can vary significantly from state to state.
Carson and Myles discuss how they got started in the business and what led them to joining David Adams Wealth Group. They also discuss what there favorite part of the business is and what they enjoy most!
Michelle Norris, Director of Corporate Wellness at SweatNet, joins us once again, this time with special guest Marina L. Randles. This time they discuss how to manage stress and take care of your mental health.
Raymond James is not affiliated with SweatNet or Michelle Norris
In this episode, Myles and Carson discuss different strategies when it comes to saving for purchases and what investment vehicle may be best in order to achieve that savings goal.
David wanted to take a quick moment and share my thoughts on what we are seeing in the market this year, where we see things currently, and what we are doing as an investment committee.
Carson and Myles discuss Series I Savings Bonds. With interest rates on the rise, we have been getting questions about Series I Savings Bonds lately. We wanted to take moment to discuss what they are, how they work, and how they may or may not fit into your overall plan.
This year has been volatile for the markets. As we near the midway point, we hosted a webinar to discuss what we are seeing and watching in the markets. This is the audio to our Q2 2022 Market Update Webinar.
For years, the best and brightest in the financial world have debated what the most sustainable portfolio withdrawal rate is. In this episode, Carson and Myles discuss what this rate is and exactly how it works. At the end of the day, financial planning is an art not a science and this is where our team can help!
Interest rates have been historically low during the pandemic. What’s going to happen now that the Fed is ramping interest rates back up as the world gets back to normal. Myles and Carson sat down on this latest episode of the Retire While You Work® Podcast to talk about interest rates and what they mean to your financial plans.
RetireWhileYouWork
Shares or shingles? Drywall or Dow Jones? To many, the idea of flipping houses or purchasing a rental home is a lucrative investment option, but is it better than putting money in the stock market? In our latest episode of the “Retire While You Work®” podcast, David sits down with Myles and Carson to discuss some of the pitfalls and plusses of investing in real estate, and how it stacks up compared to investing in stocks.
With COVID still hanging around and supply chain issue woes continuing to persist, the market has managed to stay the course. Many clients have begun to wonder where the market is finding its strength given the state of the economy in its current state. In this Q4 market update David and the investment committee answer questions about the current state of the economy and market.
Michelle Norris, Director of Corporate Wellness at SweatNet, joined us once again for another installment to our Nutrition 101 webinar series. This webinar was focused around how to stay healthy and avoid the weight gain around the holiday season. Listen in and enjoy Michelle discussing all topics health related!
Raymond James is not affiliated with Michelle Norris or SweatNet
The audio replay from our webinar held on September 9th, Summer 2021 Market Update is available now! This webinar was from the same live presentation that we gave in mid-August at Richland Country Club. If you were unable to attend both the in-person presentation or the webinar, now is your chance to listen in. Do not hesitate to reach out with any questions that come up, even if you are listening for the second or third time!
One of the questions we’ve been getting from clients is, “How high are taxes going to go and when will they take effect?”. It’s a fair question, taxes were one of the top agenda items that Biden campaigned on last fall. In this episode Myles discusses what we are hearing from our Washington insiders and where we see taxes going.
Please note, changes in tax laws may occur at any time and could have a substantial impact upon each person's situation. While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.
Any opinions are those of Myles Zueger and not necessarily those of Raymond James. This material is being provided for information purposes only and is not a complete description, nor is it a recommendation.
The age-old argument of real estate versus the stock market… which is better? Which has the best long term performance numbers? While you may be looking for a simple “yes” or “no” answer, there’s truly too many variables to consider. In this episode we discuss the pros and cons of each and how they can both fit into your long-term plan.
Any opinions are those of Carson Odomand not necessarily those of Raymond James. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Past performance does not guarantee future results.
Real estate investments can be subject to different and greater risks than more diversified investments. Declines in the value of real estate, economic conditions, property taxes, tax laws and interest rates all present potential risks to real estate investments.
Michelle Norris, Director of Corporate Wellness at SweatNet joined us again for a third installment to our webinar series. This webinar was focused around how you can decrease inflammation in the body and eat more of foods that are in season. Listen in and enjoy Michelle discussing all topics health related!
Raymond James is not affiliated with Michelle Norris or SweatNet
The great debate of whether you should make contributions as pre-tax or as Roth can be summed up in two words: it depends. The discussion all comes back to tax rates. Pay taxes now or pay taxes later? In this episode Carson discusses the benefits of both, what to consider, and where each may have its place in your plan.
Roth 401(k) plans are long-term retirement savings vehicles. Contributions to a Roth 401(k) are never tax deductible, but if certain conditions are met, distributions will be completely income tax free. Unlike Roth IRAs, Roth 401(k) participants are subject to required minimum distributions at age 72 (70 ½ if you reach 70 ½ before January 1, 2020).
Like Traditional IRAs, contribution limits apply to Roth IRAs. In addition, with a Roth IRA, your allowable contribution may be reduced or eliminated if your annual income exceeds certain limits. Contributions to a Roth IRA are never tax deductible, but if certain conditions are met, distributions will be completely income tax free.
401(k) plans are long-term retirement savings vehicles. Withdrawal of pre-tax contributions and/or earnings will be subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% federal tax penalty.
Scenarios used are hypothetical examples for illustration purposes only.
Please note, changes in tax laws may occur at any time and could have a substantial impact upon each person's situation. While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.
Any opinions are those of Carson Odom and not necessarily those of Raymond James.
This material is being provided for information purposes only and is not a complete description, nor is it a recommendation.
One of the most common employer benefits in our country right now is an employer-sponsored retirement plan. Or, in other words, a 401(k) or something of the sorts. Other types of employer-sponsored retirement plans are 403(b)s and SIMPLE IRAs. In this episode, Carson discusses the pros and cons of employer-sponsored retirement plans and how much you should consider contributing if your employer does have a plan in place.
It’s no secret that the COVID-19 pandemic from 2020 has altered how nearly everyone views money and savings. We went from an economy here in the U.S. that couldn’t be stopped to literally shutting down an entire economy and workforce and forcing citizens to stay home. That’s like stopping a freight train going 100 mph with full force immediately. It could also be said that during the financial crisis of 2008/2009, many people also learned valuable lessons about finances that forever changed them. In this episode Carson discusses how can we better ourselves now to make sure financial disasters don’t happen again.
This material is being provided for information purposes only and is not a complete description, nor is it a recommendation. Opinions expressed are those of the author and are not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice.
Lately, we have been getting a lot of the same questions from clients relating to the market, inflation, economic concerns, and more. So, the Investment Committee decided to put together this episode to answer some of these burning questions. We hope you enjoy this as much as we did answering the questions!
Around middle Tennessee, it’s no secret that the housing market is on a tear. For about the past decade, home prices in this area continue to climb to new records. Large corporations are bringing headquarters to our state and families from high-tax states are coming to Tennessee seeking its generous income tax policies. With all the rising home prices, many are wondering how to tap into all the equity that’s being created in their home. One of the most popular ways to access the equity in your home is through a Home Equity Line of Credit (HELOC for short). In this episode we explore some of the pros and cons of obtaining a HELOC.
Raymond James Financial Services, Inc. does not provide advice on mortgages. Any opinions are those of the author and not necessarily those of Raymond James.
There have always been and will always be reasons you could be fearful and not want to invest. It’s not easy to remain calm and sift through the deafening noise that bombards us daily. The market is at all-time highs and a common concern we hear is that the next leg must be down…. but that does not necessarily have to be the case. Though the future is unknown, there are several reasons to point to that indicate otherwise.
A lot has happened in the markets so far this year and the David Adams Wealth Group Investment Committee just recently met to compare data from the major institutional money managers and other top advisors. David shares some notes for that we feel would be good to know and share with others.
You probably never thought you’d be in a position to need advice about divorce. None of us ever do. Unfortunately, sometimes no amount of marriage counseling is enough to avoid divorce. It’s a challenging process emotionally and financially. Unraveling two people’s finances is messy. Long before child support or alimony is awarded, you’ll need to prepare your finances for the work ahead. Every divorce is different and unique, and advice should only come from experts familiar with your specific situation. In this podcast, we want to provide some suggestions that should help point you in the right direction.
Michelle Norris, Director of Corporate Wellness at SweatNet joined us again for a second webinar. This session was entirely Q&A format. Listen in and enjoy Michelle discussing all topics health related.
Raymond James is not affiliated with Michelle Norris or SweatNet
It seems like everyone you know is talking about Bitcoin, but what exactly is it? Is it real, does it work, does it have a spot in your portfolio, and is it here to stick around? In this episode, Myles gives a quick basic background on what exactly Bitcoin is, with no other agenda than to help you have a better understanding for what Bitcoin is.
It seems like it was last week we were ringing in the new year and now April is here – which means we are in the 2nd quarter of 2021. The year and the market have started off on a fast start. The vaccine rollout and the pent-up demand of consumers to get out and spend have teamed up to create economic demand like we have not seen in a while. In this episode we want to discuss what has happened so far this year and where we may be headed.
The purpose of an emergency fund is not to make money. The purpose is to be there and help make sure you are protected and able to cover your monthly expenses and emergency expenses that may pop up. In this episode, Myles discusses what he feels is the right amount to set aside in your emergency fund.
Being a people pleaser might sound sweet and selfless, but it can actually be very unhealthy for all parties involved. It can take time to understand the challenges that can be created when trying to make everyone else happy at the expense of your own well-being. Awareness is the first step to truly knowing what is and what is not best for you and your current situation. David discusses how being more aware of this himself has helped him to learn and grow.
Butter over margarine?! Whole eggs over egg whites?! As many of us set off on our New Year's Resolutions to make healthier nutrition choices, it's important to be able to look back and understand where we got off track with nutrition and how we should actually be fueling our bodies! Michelle Norris, Director of Corporate Wellness at SweatNET, presents the NEW nutrition label and discusses what to eat, what to substitute, when to cheat, and how you can start small to build your big picture of a healthier and stronger 2021.
What are you expecting in 2021? Our Investment Committee has some thoughts that might interest you when it comes to your money. The David Adams Wealth Group Investment Committee discusses where we are at thus far in 2021 and what could be coming in the near term.
How exactly do politics impact your investments? In this episode, David discusses that very topic. Although they are important to pay attention to, the market has performed well under the leadership of both parties. Regardless of party affiliation, this is important to remember and understand.
David delivers a message from the heart on the year that was 2020 and also touches on what may lie ahead for 2021. There is also a Q&A session at the end, where David fields questions from the viewers.
With one little one already and another one on the way, Carson Odom discusses the joys of parenthood, but also the importance of planning for kids and their future. At the end of the day, regardless of how you choose to save for a child, the most important thing is that you get started.
Investors should consider, before investing, whether the investor's or the designated beneficiary's home state offers any tax or other benefits that are only available for investment in such state's 529 college savings plan. Such benefits include financial aid, scholarship funds, and protection from creditors. Favorable state tax treatment for investing in Section 529 college savings plans may be limited to investments made in plans offered by your home state. Investors should consult a tax advisor about any state tax consequences of an investment in a 529 plan.
Investors should carefully consider the investment objectives, risks, charges and expenses associated with 529 college savings plans before investing. More information about 529 college savings plans is available in the issuer’s official statement, and should be read carefully before investing.
Michael Gibbs, Director of Portfolio & Technical Strategy at Raymond James, joins David to give an update on the markets post-election and what can be expected in the coming months. There also is a valuable Q&A session at the end where Mike gives some answers to common questions that came up. Mike is a key part of the investment committee with David and the team.
Any opinions are those of the speakers and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in this webinar does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. Investing involves risk and you may incur a profit or loss regardless of strategy selected.
Myles Zueger, CFP® and Wealth Advisor at David Adams Wealth Group, is back on the podcast again to discuss the financial implications of getting married and things he believes should be considered by those taking this step. Having recently been married himself there is no one better to have this discussion and honest conversation about this topic.
Bill Cass, CFP®,CPWA® Director of Wealth Management Programs and Chris Galipeau, Senior Investment Director, Global Investment Strategies of Putnam Investments join David Adams, CPA, CFP® and Time Fries, CFP® to discuss the upcoming election and what affects it may have on the market. In addition, the discussion focuses around other factors that could affect the market that Putnam Investments sees on the horizon.
Any opinions are those of the speakers and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in this webinar does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. Investing involves risk and you may incur a profit or loss regardless of strategy selected.
Blackrock Market Leader, Cullen Roberts, CIMA® joins David Adams, CPA, CFP® to discuss what is referred to as the four horsemen of 2020 – COVID-19, a trade war, the election, and government stimulus. This episode is the audio of a presentation that was originally given in webinar format.
Any opinions are those of the speakers and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in this webinar does not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Raymond James is not affiliated with Cullen Roberts or Blackrock. There is no assurance that any of the forecasts, opinions, or trends mentioned will occur. Economic and market conditions are subject to change. No statement within this podcast should be construed as a recommendation to buy or sell a security or to provide investment advice. Past performance does not guarantee future results. Future investment performance cannot be guaranteed, investment yields will fluctuate with market conditions. Gold is subject to the special risks associated with investing in precious metals, including but not limited to: price may be subject to wide fluctuation; the market is relatively limited; the sources are concentrated in countries that have the potential for instability; and the market is unregulated. The companies engaged in the communications and technology industries are subject to fierce competition and their products and services may be subject to rapid obsolescence.
Although purchasing your first home can seem like a scary thing, you don't have to do it alone. In this episode, David Adams Wealth Group wealth advisor, Myles Zueger, CFP® discusses his experience in purchasing his first home and some tips he feels all first time home buyers should know.
Raymond James Financial Services and your Raymond James Financial Advisors do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be referred to a qualified Raymond James Bank employee for your residential mortgage lending needs.
Carson Odom, CPA, CFP® is back again to discuss lessons that we have learned at David Adams Wealth Group during COVID-19 and how that is shaping our thought process as we close in on election season 2020.
While starting a new business is no easy task, it can be one of the most rewarding adventures to go on. In this episode, David Adams Wealth Group wealth advisor, Carson Odom, CPA, CFP®, discusses what you need to know on the front end to get started on a successful path.
In this most recent episode, David discusses the presidential election as it closes in and the impact that it could have on the market. Additionally, he gives some tips on staying calm during volatile market periods.
Join as David gives his State of the Economy address to clients and friends in what has proven to be an unprecedented year for the markets, economy, and our overall personal lives as Covid-19 continued to be the focus and an upcoming election still looming.
Why is it so difficult to stick to a budget? In this episode, David discusses what all goes into building a budget that you can stick to, as well as how to manage debt effectively. He also touches on what he refers to as a reverse budget, the concept of paying yourself first at the beginning of each month before paying your expenses.
Fees are only an issue in the absence of value. Listen to David's podcast on the value of a Financial Advisor or any professional for that matter.
In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.
In this episode, David discusses the latest market updates in relation to COVID-19. He also shares important information on the federal government’s stimulus package, the CARES Act. Listen to David discuss what he feels is impacting the market, as well as what he feels are the biggest benefits of the CARES Act to individuals and small businesses.
All investing involves risk, including the possible loss of principal amount invested. No investment strategy can guarantee your objectives will be met.
David shares his thoughts about the Coronavirus as it pertains to the stock market. No one is sure how long the market will react to this virus and David shares examples of how the media affects our views and past occurrences similar to other virus scares. Some people are asking David, if they should sell and get back into the market when the things settle. Listen to David's answer to that question in the full episode.
Nashville based Financial Planner, David Adams continues the conversation in this Retire While You Work series, discussing good alternatives to putting money into the stock market. Most financial planners leverage the stock market to build investment portfolios which David does too, however by adding layers to financial plans can help alleviate concerns. Listen to the full episode for David's expertise on how to plan for retirement and live comfortably.
Many people are fearful of retirement and they want to know what the magic number is to retire. David shares that there is no magic number and 95% of the time the number is in our heads. In this podcast, we'll listen to David share some examples from clients and the vast differences between the two. Listen to the full episode for David's expertise on how to plan for retirement and live comfortably.
In this episode, David answers some of the most common questions he receives from his clients - Should I pay off my mortgage? David has listened to the Dave Ramsey show since he started his career, and he agrees with Dave on several things; it’s wise to pay off your mortgage first before you start investing. You can never go wrong being debt-free however, David takes more of a hybrid approach to this because when you start investing young, your money grows through compounding interest. Listen to the full podcast as David shares case studies and tips on how to pay off your mortgage.
Any opinions are those of David Adams and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in these podcasts do not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Any hypothetical examples are for illustration purposes only. Actual investor results will vary.
In this episode David discusses how he strives make positive impacts on people around him. He learned that chasing financial security and success, was allowing money to take over his life. He felt overworked and over stressed and lost sight of relationships, family and enjoying life. David has examined his priorities and now focuses on his spiritual needs. David explains once you give up control, everything becomes more clear, easier, and more fulfilling. The current retirement model is broken and corporate America has it all wrong.
The financial services industry has trained financial advisors to calculate how much money a person is going to need to retire, and encourage people to live off that money and spend it down. In this episode, David discusses how this concept is out of reach for most people, and extremely demotivating. People often fear they will never have enough money to retire comfortably so they continue to wear themselves down with work, and are never able to enjoy the other aspects of their lives. The financial services industry focuses on the numbers rather than the experiences and feelings that make up a healthy retirement mindset. David Adams is committed to sharing how this mindset needs to change, and teach people a new holistic way to view money for a balanced life.
In this episode, you'll learn the five basic concepts to Retire While You Work. David discusses the ideas that will help you find the work-life balance you crave. Most people think they have to love your job to enjoy your life, and you hear a lot about you aren't doing life right if you aren't doing meaningful work. Passionate work and doing what you love isn't always the reality. David shares how to adjust your mindset when you are in a job you don't love. To hear more from David, listen each week as he shares excerpts from his book, The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work.
David discusses how the financial industry is broken when it comes to retirement. Most people think they will never have enough to retire comfortably, so they keep working and ignoring other aspects of their life. Or, people stop working because they want to retire or physically no longer able to work. In this episode, David shares how he would like to change the industry mentality and outdated view of retirement. To hear more from David, listen each week as he shares excerpts from his book, The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work.
In this episode, David discusses the importance of meaningful experiences, not things. When people become ultra-wealthy and accumulate stuff, they become a slave to those things and become less connected to people. Ultimately people need to find a way to enjoy our lives and relationships without money. To hear more from David, listen each week as he shares excerpts from his book, The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work.
David gives an intro and some personal meaning behind to his book "The Currency of Time: A Three Bucket Approach To Live Now And Retire While You Work."
From personal meaning on how his father encouraged him to spell "Love" T-I-M-E, a total "dad-ism" but one that holds a ton of meaning and is applied and explained in the book, to the concept of leaving the word "retirement" behind.
This podcast is an intro to the new season coming, where David will give his take on chapters from the book, as well as drop new concepts and updates in.
Thanks for listening!
In this week’s Retire While You Work episode, featured guest, Kathryn X Russ, established music television producer and visual artist, shares her story of a recent health scare with her 90-year old father that caused her to reevaluate the priorities in her life. Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group discuss the tough transition of being a caretaker while juggling the daily responsibilities of life. David and Chevonne then head into our popular segment “Ask David” segment where David and Chevonne answer questions from listeners.
Raymond James is not affiliated with Kathryn Russ and/or iHeart Radio or WLAC 1510.
Tune into this week’s episode, as special guest, Leah King, owner of East Nashville studio, Kali Yuga Yoga, talks about staying current with yoga trends and how she approaches running her business. Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group discuss how to live the Retire While You Work dream, having the mindset to avoid wearing your body and mind out doing something you have no passion for. David and Chevonne then head into our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne answer questions from listeners nation-wide.
Raymond James is not affiliated with Leah King, Kali Yuga Yoga and/or iHeart Radio or WLAC 1510. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market. The Dow Jones Industrial Average (DJIA) is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange (NYSE) and the NASDAQ. Inclusion of these indexes is for illustrative purposes only. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary. Past performance does not guarantee future results.
In this week’s episode, Melissa Hogan, dear friend of ours and founder of the non-profit Saving Case, shares her journey of leaving her career as an attorney to focus on taking care of her son, Case, who suffers from Hunter’s syndrome. Melissa is a mother of 3 boys and wife to best-selling author and radio personality on the Dave Ramsey show, Chris Hogan. Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group answer a wide range of financial questions and situations using our Retire While You Work mindset. Then, we jump into our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne answer questions from listeners.
Raymond James is not affiliated with Melissa Hogan and/or iHeart Radio or WLAC 1510.
In this week’s episode, Chevonne Farler, COO and one of our wealth management advisors, and David Adams, CFP® and President of David Adams Wealth Group discuss the nitty gritty of how our practice approaches wealth management. We dive into how the Retiring While You Work mindset can fit into a lifestyle. Then, we have a blast with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne answer questions from listeners.
Raymond James is not affiliated with iHeart Radio or WLAC 1510. 401(k) plans are long-term retirement savings vehicles. Withdrawal of pre-tax contributions and/or earnings will be subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% federal tax penalty. Matching contributions from your employer may be subject to a vesting schedule. Please consult with your financial advisor for more information. Guarantees are based on the claims paying ability of the issuing company. Long Term Care Insurance or Asset Based Long Term Care Insurance Products may not be suitable for all investors. Surrender charges may apply for early withdrawals and, if made prior to age 59 ½, may be subject to a 10% federal tax penalty in addition to any gains being taxed as ordinary income. Please consult with a licensed financial professional when considering your insurance options. May be subject to state, local, and alternative minimum tax.
In this week’s episode, we have award-winning talk show host, Frankie Boyer. Her radio show focuses on how to have a healthier vibrant lifestyle. We had her on the show over a month ago and in this episode, we continue to discuss how a healthy life aligns with our work life balance here on Retire While You Work. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David Adams, CFP® and Chevonne Farler, COO and one of our wealth management advisors, answer questions from listeners.
Raymond James is not affiliated with Frankie Boyer and/or iHeart Radio or WLAC 1510.
In this week’s episode, Former Mayor of Nashville, Karl Dean, discusses the growth here in Nashville and how it effects our community. Throughout the episode, Mr. Dean answers questions regarding work/life balance in the political arena. His pragmatic approach to leadership as former Mayor with a focus on jobs, education and public safety is discussed. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David Adams, CFP® and Chevonne Farler, COO and one of our wealth management advisors, answer questions from listeners.
Raymond James is not affiliated with Karl Dean and/or iHeart Radio or WLAC 1510.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
In this week’s episode, David Adams discusses how “Public Success May Not Always Equal Money in the Bank.” Special guest, Jamie Floyd, Grammy-winning songwriter based in Nashville discusses her journey through the music industry and her struggle and the reality behind her recent success. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne Farler, COO and one of our wealth management advisors, answer questions from listeners.
Raymond James is not affiliated with Jamie Floyd and/or iHeart Radio or WLAC 1510.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
In this week’s episode, David Adams, CFP interviews Special Guest, Frankie Boyer, Lifestyle and Holistic talk radio show host, on the topic of epigenetics, nutrition, and how to stay healthy to enjoy retiring while you work. Then, we have a blast with “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne Farler, COO and wealth manager, answer questions from listeners.
Raymond James is not affiliated with Frankie Boyer and/or iHeart Radio or WLAC 1510.Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
In this week’s episode, David discusses “The 5 Steps to Becoming an Entrepreneur.” Special guest, Tom Truitt, founder of MusicRow Search (which partners executive recruitment within the entertainment industry) and also founder of Who Knew Nashville (which shares Ted Talk-type presentations from top executives around town) shares his near-death experience and life-changing career switch that followed. Then, we have some fun with our two popular segments, “Know Your Dough!” financial trivia and the “Ask David” segment where David and Chevonne, COO and one of our wealth management advisors, answer questions from listeners.
Raymond James is not affiliated with Tom Truitt and/or iHeart Radio or WLAC 1510. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
In this week’s episode, David interviews Special Guest, Brad Hopkins, former NFL player of 13 seasons, on the topic of money management as a professional athlete. In the last segment, Brad will talk about how he managed his money while playing professional football, and provide some advice for any young athletes listening today.
Raymond James is not affiliated with Brad Hopkins and/or iHeart Radio or WLAC 1510.Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
In this week’s episode, David discusses the art of transitioning into a second career. Special guest and owner of MusicRow Magazine, Sherod Robertson, talks about his decision to acquire Music Row Magazine and the process and emotions behind this transition from the financial world into the music business industry. Great questions from listeners this week, including a songwriter anticipating high revenue streams from a number one hit, looking for expertise on ways they might invest the advance.
Raymond James is not affiliated with Sherod Robertson and/or iHeart Radio or WLAC 1510.Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
In this week’s episode, David addresses the common question “how much money do I need in retirement?” from several different angles. Special guest, Divorce Attorney Helen Rogers, discusses how much money you may need to retire comfortably.
In this week’s episode, David discusses happiness and money and how the two can coincide. Special guest and local designer, Jessica Davis, talks about ways you can make your space your own on a budget. Questions from listeners include receiving an inheritance and ways on how to invest that money, how to begin saving for retirement, and large age difference between spouses and how to help plan for that.
In this week’s show, David discusses living a balanced life and engaging in self-care; truly keeping a holistic Retire While You Work mindset.
Special guest, Dr. Angela Thompson, therapist/counselor located in Nashville, talks about common life regrets. Questions from listeners include making the tough transition from working for 40 years into retirement, market correction, and the different buckets you may have in an investment plan.
David gives a quick 2017 market update then moves on to the main part of the show: the important lessons his father has taught him in life. Our guest is David’s father, Wayne Adams. In our last segment, he discusses what it was like to work in the same industry for 40 years and life after retirement including some of the obstacles and successes he has experienced. Questions from our listeners include financial advisors offering “guaranteed returns,” the potential benefits of transitioning from a full-time job to part-time leading to retirement, and Medicare.
In this week’s episode, David discusses how doing a firedrill‐type exercise can be beneficial when preparing your family for life events. Special guest, John Mabry, Manager of Strategic Partnerships at Addiction Campuses talks about addiction recovery with an emphasis on addiction in teens of Williamson County.
Questions from listeners include purchasing a vehicle, age differences between spouses and the financials behind that scenario, and paying off student loans.
In this week’s show, David discusses four things that matter to investors – asset allocation, diversification, rebalancing, and staying in the market. Special guest, health expert, Christi Bowling, talks about the importance of healthy living and eating. Question from listeners include real estate investment, paying off your mortgage, and social security.
Keep in mind that there is no assurance that any strategy will ultimately be successful or profitable nor protect against a loss. Any charitable organizations mentioned in this podcast are not affiliated with Raymond James. Any opinions are those of David Adams and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information contained in these pod-casts do not purport to be a complete description of the securities, markets, or developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Raymond James is not affiliated with and does not endorse the opinions or services of News Radio WLAC 1510. Raymond James is not affiliated with and does not endorse the opinions or services of any non-Raymond James speakers. Investments mentioned may not be suitable for all investors. Every investor’s situation in unique and you should consider your investment goals, risk tolerance, and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. Any hypothetical examples are for illustration purposes only. Actual investor results will vary. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content or the collection or use of information regarding any website’s users and/or members. Raymond James is not affiliated with and does not endorse the opinions or services of Christi Bowling. Diversification and asset allocation do not ensure a profit or protect against a loss.
In this week’s show, David discusses spending your money on experience versus material things and the psychology behind those decisions. Special guest, Brenton Giesey, an entrepreneur and incredible photographer in Nashville talks about what it is like to forego the typical corporate mindset to follow his passions. Questions from listeners include downsizing your home, what to do with an inheritance, estate planning, and long term care insurance.
David discusses how the retirement system in America is broken and shares his father’s story and the passion behind why he began this radio show. Special guest, Tatum Allsep, Founder of Music Health Alliance, dives into the importance of advocating to offer resources for healthcare to music industry professionals. Questions from listeners this week include topics of paying off debt vs. investing an inheritance, healthcare, starting a SEP IRA, and IRS scams.
Special guest and wealth advisor in our office, Chevonne Farler, COO and one of our Wealth Management Advisors, talks about being a woman in the financial planning industry. David Adams discusses the cost of having a child, from a financial standpoint. Our listeners’ questions are answered including the topics of life insurance, tax free bonds, and health insurance.
David discusses the role giving plays in true fulfillment and in the lives of the happiest people, as well as strategies for year-end charitable contributions. Special guest, Heather Powell, CEO of the Tennessee Kidney Foundation, shares why kidney health is so significant as we age.
In this episode we answer listeners’ questions about social security, rising interest rates, and more, and David reveals the Top 10 Places to Retire list. Special guest Tari Hughes, CEO of Nashville’s Center for Nonprofit Management, talks with David about giving and year end donations.
David talks post-election about investing and where to go from here, and his thoughts on the election results. Real estate expert Teddy Pins is his special guest this week discussing the biggest mistakes buyers and sellers make when listing a home. Also, great questions this week from our listeners!
David shares habits of the happiest retirees and then answers your questions on various topics. Special guest Rachel Holder, avid juicer, blogger, and TV personality talks about 5 Ways to Stay Healthy after Retirement.
David shares a heartfelt story about his father and his journey to retirement and answers the Top 5 Most Compelling Questions of the Week. Special guest, Karen Feamster, joins him to discuss ways to prepare financially for this stage of one’s life.
In this episode, David talks about how to find the right financial advisor for you and your parents, his thoughts on the stock market now that the election is over, and answers the Top 5 Most Compelling Questions of the Week. Also, special guest, TV regular and well-known blogger, Rachel Holder, discusses ways to stay healthy throughout the aging process.
David discusses the importance of having the Retire While You Work mindset, and answers your top questions of the week. David interviews special guest Jeff Mobley, an estate planning attorney in Nashville about building a sound estate plan.
Your questions of the week are answered, and David shares the flawed mindsets we often use when thinking about the market and our money and how to control them. Also, special agent from the FBI, Scott Augenbaum, discussed Cyber Security and tips to help secure your personal data.