Through The Pines: Recent Episodes
Through The Pines
A financial podcast even Sasquatch would lick to get to the center of. We navigate the world of money and financial planning with a laid-back outdoorsy vibe.
On today’s episode of Through the Pines we’ll explore the complexities of debt including:
What is debt & why it’s not always evil
Using debt as a tool for growth
Defining the debt that drags you down
Recognizing when debt becomes a crisis
Understanding the psychology of debt
Looking at debt in 2025
Escaping the debt trap
Prevention
Expert insights
Debt Game Plan
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while mastering his pickleball serve, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2
_____________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
What you need to know about Estate Settlement including…
What is an Estate Settlement
What generally needs to happen
What happens with your home
How personal assets are handled
Bank Account transfers
IRA Beneficiaries
Life Insurance implications
Annuity challenges
Why you need a Trust
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens making AI photos of himself in public & having a great laugh about it, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2
__________________________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
Financial care for aging parents: tough decisions unveiled…
On this episode of Through The Pines, we’ll discus some of the biggest financial challenges facing aging parents including:
- Home Care vs. Care Facility
- When to add adult kids names to accounts
- Reviewing your estate plan
- When do you start thinking about taking the keys away?
- Senior Fraud
- Joint meetings with professionals
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while combing out his lovely locks, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023, 2024 & 2025 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
__________________________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
Investing in uncertain times, making sense of markets, emotions, and sticking to timeless strategies to weather the storm
On this episode of Through The Pines, we’ll discus investing in chaos including:
- Understanding Market Volatility
- The emotional Rollercoaster
- Timeless Strategies That Weather the Storm
- Investing Trends in 2025
- Inflation & Interest Rates
- Geopolitical Wildcards
- Learning From the Pros in the Industry
- Laying out Your “Chaos” Playbook
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while laying out by the pool, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
__________________________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
On this episode of Through The Pines, we’ll discuss how to build a winning business plan, including…
- What is an annual Business Plan?
- Why do you need an annual Business Plan?
- What benefits do you see from a Business Plan?
- How do you write a business plan?
- Mission / Vision Statement
- Past Goals / Year in Review
- Current State of Business
- Future Goals
- Activities Needed to Achieve those goals
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while puffing on his Beehive branded cigar, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
Notes: Refer to Ameriprise 2024 Stock Market Year in Review: https://www.ameripriseadvisors.com/rex.m.baxter/insights/2024-stock-market-reflections?CID=MOD_ME_1224_C_2
_________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
Win financially in 2025 by mastering the following:
- Budgeting
- Pay Yourself First
- Debt Management / Strategic Borrowing
- Investing / Wealth Building
- Understanding Market Trends
- Income Diversification / Skill Acquisition
- Personal Financial Growth
- Set Clear Goals
- Leveraging Technology
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sipping mai tai’s on the beach, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Oh, for the love of insurance…
On this episode of Through The Pines, we’ll discuss the importance of Insurance when it comes to your finances, along the potential savings and risks involved
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Why do we have insurance - The invention of insurance
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What is a loss ratio?
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Most important insurances: Auto, Health, Life, Disability, etc…
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What are HSA’s and should you have one?
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sipping hot cocoa, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
_________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
Financial planning is crucial for achieving financial stability and reaching long-term goals, yet many individuals struggle with it.
On this Through The Pines episode, we’ll discus some of the biggest reasons people fail to plan financially and what you can do about it, including…
- Procrastination
- Living Beyond One’s Means
- Emergency Expenses
- Fear of Investment or Risk Aversion
- No Clear Goals
- Mental or Psychological Barriers
- Poor Debt Management
- Lack of Discipline
- Life Changes and Lack of Adjustment
- Economic Conditions
- Over-reliance on One Income Source
- Neglecting Retirement Planning
- Not Seeking Professional Advice
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while contemplating the mysteries of the universe, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
__________________________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
Yes, you can create income in retirement without a j.o.b…
On this episode of Through The Pines, we’ll discuss avenues for income in retirement including…
- ◼ Social Security
- ◼ Annuities
- ◼ Real Estate
- ◼ Cash Investing
- ◼ Pensions from work
- ◼ Investment account distributions
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while grooming that tremendous fur coat of his, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
__________________________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2025
On this Through The Pines episode, we’ll discuss the importance of marriage and finance…
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while hot-tubbing under the stars, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial happiness can be achieved on a tight budget. Although more money tends to allow for more
opportunities and fun, there doesn’t seem to be a dramatic correlation between lack of marital financial
fights and income. -Brandyn
What is it that causes financial conflict within a relationship?
◼ Not feeling fairly treated (whether true or not true)
◼ Lack of communication
◼ Different pain points (savings/ CC debt)
◼ Different long-term goals
Spending, how do couples work it out?
◼ Spender vs Saver
◼ Spender vs Saver
◼ Saver and Saver
Everyone has a pain threshold and usually it is different.
◼ $100k in savings
◼ $20k in savings
◼ $0 in savings
◼ $10,000 in CC debt
◼ $30,000 in CC debt
o When spouses have different pain points, they will likely feel financial tension.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
The following financial topics may often be overlooked when chatting with your advisor, so we’ll address these topics on this episode of Through The Pines….
On this Through The Pines episode, we’ll discuss often overlooked financial planning topics…
Based on this Forbes article: https://www.forbes.com/councils/forbesfinancecouncil/2023/04/28/15-overlooked-financial-planning-topics-clients-forget-to-ask-about/
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Transferring Real Estate w/out considering taxes
-
Determining a personal inflation rate
-
Finding a specialized financial planner
-
Protecting assets from lawsuits
-
Understanding the significance of taxes
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Risk Management & Estate Planning
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Taking advantage of high-interest savings accounts
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Owning equity
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Asking about the bigger picture
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Establishing a balance between work/business and personal well-being
Advisors:
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
_________________________________________________________________________
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
What You Need to Know About Charitable Giving
- Do you come out ahead financially
- What are the tax consequences
- Itemized Deductions vs. Standard Deductions
- CRATS, CRUTS, CLT
- Family Foundations
- Donating Appreciated Stock
- Qualified Charitable Distributions
- Donor Advised Funds
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while fundraising for his nonprofit SAVING THE FORESTS, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Why is knowing your Net Worth so important to your financial wellbeing? How does knowing your Net Worth help define future choices with your budget? How do you properly calculate your Net Worth?
On this Through The Pines episode, we’ll discuss the importance of Net Worth…
- Why is knowing your Net Worth important?
- Net Worth Definitions
- How to properly calculate your Net Worth
- How to Increase Net Worth
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while carving pumpkins, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Inspired from the article on thomaskopelman.com
https://www.thomaskopelman.com/blog/the-most-debated-personal-finance-topics-and-my-opinions-on-each
Should you…
- Rent vs Buy
- Payoff Debt vs Invest
- Credit Card vs Not
- Term vs Permanent Life Insurance
- ETF’s vs Mutual Funds
*** SMORE NUMBERS
- Emergency Fund vs Pay Off Credit Card Debt
- 15 vs 30 Year Mortgage
We’ll cover these hotly debated financial topics on this episode of Through The Pines
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while running sea trials on his new yacht, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
#podcast #money #wealth #retirement #financialplanning #finances #insurance #risk #riskmanagement
With so many options opened up by higher interest rates, people are wondering, what is the best thing
to do with extra cash right now? What happens to each asset class in a rising or falling interest rate environment?
On this Through The Pines episode, we’ll walk you through what to do with excess cash
- Money Market Accounts
- CD’s
- Bonds
- Stocks
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while waxing his Ferrari, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Are you investment curious? Thinking about investing your money, but don’t know where to start? Are you a business owner stacking cash, but now want to invest? Or, maybe you’ve just inherited a brick of bills you would like to grow into a fortune…
On this Through The Pines episode, we’ll walk you through How to Invest including:
- Financial Planning vs. Investing
- When to Start (hint: now)
- How Much to Invest?
- Opening an Investment Account
- Choose an Investment Strategy (short term; long term; retirement)
- Investment Vehicle Options
- Using a Professional
- Investing with BIG MONEY
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while picking up pinecones, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
In Behavioral Finance we study many of the subconscious views that
investors have towards investing and money. Often times these views can
negatively impact our decisions and ultimately our investment returns.
On this Through The Pines episode, we’ll dive into the following behavioral financial concepts:
- Mental accounting
- Familiarity Bias
- Herd behavior
- Emotional gap
- Self-attribution
- Confirmation Bias
- Recency Bias
- Loss Aversion
- Anchoring
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while brushing his teeth, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
WATCH & SUBSCRIBE to us on YouTube @throughthepines
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
What are the Financial Planning Trends of 2024?
- Holistic Approach to financial planning: focusing on factors outside of just investments
- Staying ahead of client’s insatiable appetite for financial news and information
- Virtual meetings
- Using AI to determine financial trends. Other uses for AI within the industry.
- Client services
- Coin / Alt investments
- What doesn’t change?
We tackle these questions on this episode of Through The Pines…
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sipping his matcha, this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Setting Up Your Revocable Living Family Trust
- Why do we use Trusts
- What are the parts that make up a Trust
- What is the lifecycle of a typical trust?
- What other documents do people usually have prepared when doing their revocable living trust?
We tackle these questions on this episode of Through The Pines…
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while slapping on suntan lotion by the pond this is Through the Pines.
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Financial risk management - what it means, and what you can do about it.
- What is Financial Risk Management?
- Risk Management Techniques: Avoidance, Retention, Sharing, Transferring, Loss Prevention & Reduction
- Investment Approaches: Bonds, Derivatives, Options/Futures, Diverisification, Asset Allocation, Position Sizing,
- Risk Management Psychology: loss aversion
- The Cost of risk
Financial Risk Management
Article: https://www.investopedia.com/terms/r/riskmanagement.asp
We tackle these questions on this episode of Through The Pines…
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while foraging berries, this is Through the Pines… On this episode we explore what to do when receiving an inheritance
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
#podcast #money #wealth #retirement #financialplanning #finances #insurance #risk #riskmanagement
Receiving an Inheritance, now what?
- Pay off Debt or Invest?
- Hold onto a property and Rent or Liquidate?
- How long does a typical inheritance last?
- What are some of the inheritance success stories you’ve seen?
- How long does it take to get an inheritance after someone passes?
- Taxes?
We tackle these questions on this episode of Through The Pines…
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while driving his EV to morning coffee, this is Through the Pines… On this episode we explore what to do when receiving an inheritance
Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
On this episode we explore the financial subjects that should be taught in school.
- Income Taxes
- Filing Tax Returns
- Managing & Understanding Debt
- Allocating Income / Budgeting
- Basics of Investing & Compound Interest (building good habits)
- Using Financial Advisors / Investment Firms
- Understanding Inflation
- Building and Maintaining Good Credit
- Entrepreneurship
We cover these topics on this episode of Through The Pines…
Our Advisors for this episode are Rex and Brandyn with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Five Core Values of Smart Money Kids
- Learning How to Spend, Save, and Manage Money
- Maintaining an Emergency Fund
- Understanding Credit
- Compounding Interest
- Live Minimally
We cover these topics on this episode of Through The Pines…
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while foraging and dodging trail cams, this is Through the Pines… On this episode we explore how to raise money smart kids.
Our Advisors for this episode are Rex and Brandyn with planwithbaxter.com
2022 & 2023 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while editing his TikTok videos, this is Through the Pines… On this episode we explore Portfolio Types
- Types
- Personality
We cover these topics on this episode of Through The Pines…
Our Advisors for this episode are Rex Baxter and Brandyn Smith with planwithbaxter.com
2023 & 2024 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
PORTFOLIO TYPES
Types:
- Stocks
- Bonds
- Mutual Funds
- Alternative Investments
- Cash
- Real Estate
- Business Ownership
Personality: (Investopidea)
- Aggressive: An aggressive portfolio takes on great risks in search of great returns
- Defensive: A defensive portfolio focuses on consumer staples that are impervious to downturns
- Income: An income portfolio concentrates on shareholder distributions
- Speculative: The speculative portfolio is not for the faint-hearted…
- Hybrid: The hybrid portfolio diversifies across asset classes
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while doing his taxes, this is Through the Pines… On this episode we explore the Legacy Planning Phase of Life
- Portfolio & Risk Tolerance
- Tax Planning
- Qualified Charitable Distributions
- Charitable Remainder Trusts
- Estate Plans
- Helping Grandchildren
We cover these topics on this episode of Through The Pines…
Our Advisors for this episode are Rex and Brandyn with planwithbaxter.com
2022 & 2023 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
#podcast #money #wealth #retirement #financialplanning #finances #insurance
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while blending in on the beach in Florida, this is Through the Pines… On this episode we explore the Retirement Phase of Life: Both Emotional & Financial
- Emotional Preparedness
- Financial Preparedness
We cover these topics on this episode of Through The Pines…
Our Advisors for this episode are Rex and Brandyn with planwithbaxter.com
2022 & 2023 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
#podcast #money #wealth #retirement #financialplanning #finances #insurance
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens sweating it out in his sauna, this is Through the Pines… On this episode we explore Financial Goal Setting For The New Year
- How to Set Financial Goals
- How to Track Your Financials
- Creating a Budget
- Breaking Free - Becoming Financially Independent
- Growing Your Wealth
- Protecting Your Assets
We cover these topics on this episode of Through The Pines…
Article Referenced: https://www.nerdwallet.com/article/investing/what-is-a-financial-plan
Our Advisors for this episode is planwithbaxter.com
2022 & 2023 Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2024
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens trimming the tree, this is Through the Pines… On this episode we explore What Wealth Means to You!
- Beliefs about Wealth
- Money and Personal Relationships
- Wealth and a Sense of Identity
- Wealth & Personal Accomplishments
- What’s the “Right” Level of Wealth
- How Does Money Help You in Life
We cover these topics on this episode of Through The Pines…
Article Referenced: https://www.newretirement.com/retirement/87-thought-provoking-questions-about-wealth-and-money/
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Beliefs:
-
What does wealth mean to you?
-
How do you know when you have enough money?
-
Are you wealthy? Do you want to be?
Wealth & Relationships:
-
Do you judge others or feel judged by others about financial decisions?
-
Do you talk about money or salary with co-workers?
-
Do you think personal relationships would change if they know how much money you have or don’t have?
-
Has money impacted or been inspired by your parents?
-
Have you made purchases to impress friends?
-
Do you talk about money with your family or friends?
Wealth as a Sense of Identify:
-
Does how much money you have affect how your see yourself? How others see you?
-
Do you try to act like you have more or less money than you do?
-
Does the way you spend money match your values?
-
Is your self worth and identity linked to the amount of money you have?
-
Do you think wealth changes people or reveals them?
Wealth & Personal Accomplishments
-
What do you attribute your personal success to - circumstance, luck, choices, talent?
-
Do you identify with your work? In addition to a paycheck, what else do you get out of your job?
*What role does money play in motivation?
Wealth & Charitable Giving
- What do you gain when you give? What keeps you giving or prevents you from giving?
Wealth & Society
- What is the “right” level of wealth for the majority of people?
What Does Wealth Enable?
-
What problems has money fixed in your life?
-
What problems has money caused in your life?
-
What does it mean to feel wealthy?
-
How has money improved your life?
-
What would you do if you have all the money in the world?
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Through the Pines - The Pre-Retirement Phase of Life (5-10 years before Retirement)
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while practicing hot yoga, this is Through the Pines… On this episode we explore the Pre-Retirement Phase of Life
- When to start Medicare?
- How does Social Security work?
- Retirement Distribution Strategies
We cover these topics on this episode of Through The Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Pines - Selling Your Business
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while avoiding sending invoices, this is Through the Pines… On this episode we cover SELLING YOUR BUSINESS with Business Broker, Michael Westover
Topics:
Valuing a Business
Finding a Match
Negotiating a Deal
Signing a Deal
We cover these topics on this episode of Through The Pines
GUEST: Business Broker, Owner of Biznis Resource… Michael Westover - https://biznisresource.com/
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while raking the leaves, this is Through the Pines… On this episode we cover BUILDING GENERATIONAL WEALTH
What is Generational Wealth?
What are some challenges to building generational wealth?
What are three ways to build generational wealth?
How to build your generational wealth team?
We cover these topics on this episode of Through The Pines - Building Generational Wealth!
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Behavioral Finance: How human psychology can impact financial decisions and how to overcome common cognitive biases in money management.
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while waxing his EV, this is Through the Pines… On this episode we cover Money Mind Games
On this episode of Through the Pines:
-
Emotions and Money
-
Cognitive Biases in Wealth Management
-
Behavioral Finance Strategies
-
Long-Term vs Short-Term Thinking
-
The Role of a Good Financial Advisor
-
Practical Tips for Money Mind Games
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah -
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -
Receivers of the Ameriprise Client Experience Award -
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while solving his weekly crossword puzzle, this is Through the Pines… On this episode we cover the Accumulation Phase of Wealth Building
Accumulation Phase
- Emergency Fund
- Paying Off Debt
- Retirement Savings
- Matching
- Vesting
- Roth vs. Traditional IRA
-
Investment Allocation
-
Insurance
We cover these topics on this episode of Through The Pines - The Accumulation Phase of Wealth Building
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Smith & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while brewing his morning coffee, this is Through the Pines… On this episode we’ll chat financial scams
How to Avoid Financial Scams
- Romance scams
- Lottery scams
- Inheritance scams
- Time Share scams
- Real Estate scams
- Event scams
- Tech scams
- Red Flags
We cover these topics on this episode of Through The Pines - SCAMS
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while picking blueberries, this is Through the Pines… On this episode we’ll chat when to change advisors
What To Do With Your Money During A Recession
- Should you change anything?
- Rebalance your portfolio.
- Revisit your budget.
- Max out retirement contributions?
- Convert funds to a Roth IRA?
- Properly diversify your investments.
- Invest in well-managed companies that have low debt, good cash flow, and strong balance sheets.
- Avoid investing in companies that are highly leveraged, cyclical, or speculative
- When to contact your advisor
We cover these topics on this episode of Through The Pines - What to do with your money during a recession
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while paddle boarding, this is Through the Pines… On this episode we’ll chat when to change advisors
9 considerations when changing financial advisors:
- Are you on track to accomplish your goals?
- How will your retirement accounts work together with Social Security, Pension, ESOP, etc.?
- How much risk are you taking in your investments and what is your target rate of return?
- Have you reviewed your beneficiaries, and have you worked with your advisor on your estate plan to establish a trust, Power of Attorney, Health Care Directive, pour over will, etc.?
- Will your advisor be able to see you through retirement or do they have succession plan in place to make sure you’re not looking for a new advisor in your 80’s.
- Have you reviewed your insurance needs to prepare for the “what ifs?”
- Do you know how your advisor gets paid?
- Does your advisor make it easy to understand financial concepts?
- Do you regularly meet with your advisor?
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Pines - Market Update July 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while paddle sunbathing poolside in Tahoe, this is Through the Pines… On this episode we’ll chat current market conditions…
Considerations:
- Overview of current economy
- Inflation update
- Fed rates
- How does higher interest rates eventually lead to a recession?
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while dusting his abode, this is Through the Pines… On this episode we’ll discuss
Should I Manage My Own Money:
- Do I have the passion and consistency to maintain an investment portfolio?
- Do I have the competency, background and confidence to build a portfolio and stick to it?
- Do I have the time and long-term discipline to regularly revisit and do the research?
- Will my portfolio stay within a percent or two of a professionally managed portfolio?
- Can’t I just buy and hold?
We’ll answer these questions and more on this episode of Through the Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while searching Chat GPT, this is Through the Pines… On this episode we’ll discuss
Buying & Selling Businesses with Michael Westover:
- How to evaluate a business?
- What to look for when buying or selling a business?
- How to increase the value of your business?
- Steps to do before selling your business?
We’ll answer these questions and more on this episode of Through the Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sweeping his porch, this is Through the Pines… On this episode we’ll discuss
Barriers to Financial Planning:
- What are the barriers to financial planning
- Have you been burned by a planner in the past
- Don’t think you have enough money
- Understanding the costs
- Not knowing who to talk to…
We’ll answer these questions and more on this episode of Through the Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while mowing his lawn, this is Through the Pines… On this episode we’ll discuss
Secure Act 2.0 - How New Retirement Rules May Impact You
- Increase RMD age
- Catch-up Contributions
- 529 Changes
- Roth Contributions by Employers
- Auto Enrollment on New 401K Plans
We’ll answer these questions and more on this episode of Through the Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while editing his YouTube videos (that no one has ever seen), this is Through the Pines…
Transitioning into retirement - A perspective from a retiring financial advisor:
- What’s if feel like leading up to retirement?
- How to know when it’s time to phase into retirement?
- How to prepare emotionally for retirement
- How to prepare financially for retirement
- What’s the most difficult part of retirement?
- What’s the most enjoyable part of retirement?
- Should you start a second career after retirement?
We’ll answer these questions and more on this episode of Through the Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
YouTube: https://www.youtube.com/@throughthepines
Facebook: https://www.facebook.com/pinespodcast
Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Through the Pines - Bank Failures & Keeping Your Money Safe
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while ironing his clothes, this is Through the Pines… On this episode we’ll discuss
Bank Failures and Keeping Your Money Safe:
- What’s the current status of CD’s, Money Markets and Cash Equivalents
- How are bond portfolios looking right now?
- How are stock portfolios performing?
- What’s the difference between the bank failures of today and 2008?
- How common are bank failures
- What should we worry about with banks today?
- What can we learn from recent market volatility?
We’ll answer these questions and more on this episode of Through the Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
YouTube: https://www.youtube.com/@throughthepines
Facebook: https://www.facebook.com/pinespodcast
Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while reviewing his portfolio, this is Through the Pines…
How the Wealthy Invest & What Can We Learn
- How the Wealthy Invest & What Can We Learn
- What is considered wealthy / Ultra-wealthy or High Net Worth? 1 Million, 10 Million, 30 Million?
- How to become wealthy over time? (3 Pillars) / Personal Habits
- What is a typical investment allocation of the wealthy / Is it much different than non-wealthy?
- Are there investments that are only for high net worth investors?
- What professionals do Ultra high net worth people use and how?
- What are personal habits of the wealthy?
- What Type of Charitable Giving is done by those with High Net Worth?
- How does one maintain an ultra high net worth?
We’ll go a bit more in depth on these topics on this episode of Through the Pines…
Our Advisors for this episode is planwithbaxter.com
Forbes Best in State Wealth Management Teams For Utah - Baxter, Nelsen & Associates
Advisor Hub Fastest Growing Advisors to Watch under 1 Billion - Baxter, Nelsen & Associates
Receivers of the Ameriprise Client Experience Award - Baxter, Nelsen & Associates
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Through the Pines - Long Term Care
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while charging his EV, this is Through the Pines…
How to prepare for Long Term Care
- What is Long Term Care?
- What does it Cost?
- What are the Odds?
- Does your need Change if You’re Married?
- How does Medicaid Work?
- How can you prevent Long Term Care from derailing your Finances?
-
- Traditional LTC Policy
- Life Policy with LTC Rider
- Self Insure
- Lean on spouse/family
We’ll go a bit more in depth on these topics on this episode of Through the Pines…
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Through the Pines - Crush it Financially in 2023!
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while building snowmen, this is Through the Pines…
Here’s tips to consider to financially position yourself better in the upcoming year!
Save More
Payoff Debt
Increase Income
Have a Plan
Talk about it
Learn More
Take the Match
Nevermind the Naysayers
Diversify
Protect your assets
Ensure your money makes money
Just start
We’ll go a bit more in depth on these topics on this episode of Through the Pines…
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - 2023
Through the Pines - Financial Planning in Your 80s & Beyond!
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while trimming the tree, this is Through the Pines…
Financial Planning in Your 80s - If you’re NOT in your 80s, maybe your parents or grandparents are, and these are the questions they should be considering…
How do you work with an advisor in your 80s? What’s your Investment Allocation? What’s the best way to GIFT? How do you plan for care expenses? Should you set up charitable strategies? Why you should review your Estate Plan? Why kids of those in their 80s should be involved in planning?
We address these questions and more on this episode of Through the Pines…
Financial Advisors: Baxter, Nelson & Associates Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - December, 2022
Money Mistakes Financial Advisors Have Seen Over the Years - Don't Make Them.
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while stamping out forest fires, this is Through the Pines…
Money Mistake Topics:
-
Social Security Mistakes
-
Mismanaging IRA's or 401K's
-
Taking too much or too little risk
-
Lack of planning
-
Not diversified
-
Not using a financial planner
-
Never starting
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
YouTube: https://www.youtube.com/channel/UCQ1a0zfcJaiXJynxoTFrgeg
Facebook: https://www.facebook.com/pinespodcast
Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - November, 2022
HOW to Manage MONEY in Your 30s // Through the Pines Podcast
Your thirties are an exciting decade! You most likely are into your career and beginning to make a decent salary. So, what are the best strategies for managing all your dolla bills? How much should you be saving for retirement? How do you buy your first home? What about insurance? What percentage of your income should be debt? We answer these questions and more on this episode of Through the Pines!
GUESTS
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
HOW TO MANAGE MONEY IN YOUR THIRTIES - THROUGH THE PINES PODCAST
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Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - December, 2022
Pros & Cons of Using Your BUSINESS as Your FINANCIAL PLAN // Through the Pines Podcast
What are the pros and cons of using your personal business as part of your financial plan? We explore the pitfalls and advantages of using a personal business to build wealth.
GUESTS
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
BUSINESS AS A FINANCIAL PLAN - THROUGH THE PINES PODCAST
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - December, 2022
Featuring Real Estate Investor/Agent, Paden Anderson
Contact: Paden@LifeElevatedRE.com
Website: https://lifeelevatedrealestate.com/
Financial Advisors: Baxter, Nelson & Associates
Contact: rex.m.baxter@ampf.com
Website: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
REAL ESTATE AS A FINANCIAL PLAN - THROUGH THE PINES PODCAST
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Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - November, 2022
The ULTIMATE FINANCIAL PLAN - THROUGH THE PINES PODCAST
Welcome to a Financial Planning Podcast with a down to earth vibe, this is Through the Pines…
- Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
TIME STAMPS
2:30 Step 1 - Assessing Your Net Worth
7:40 Step 2 - Goal Setting
13:00 Step 3 - Budgeting // Cash Flow
15:00 Step 4 - Emergency Fund Importance // How much?
17:25 Step 5 - Debt Management
20:00 Step 6 - Insurance
23:20 Step 7 - 401(k) and IRA Investing
24:20 Step 8 - Buying a Home // Considerations.
27:00 Step 9 - Estate Planning
30:00 SMORE NUMBERS
31:30 Step 10 - Tax Planning
36:20 Step 11 - Education Funding
42:20 Step 12 - Retirement Living
54:45 Step 13 - Charitable Giving
55:23 Step 14 - Review & Rebalance
Plan with Baxter: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - October, 2022
The ULTIMATE 401(K) GUIDE - THROUGH THE PINES PODCAST
Welcome to a Financial Planning Podcast with a down to earth vibe, this is Through the Pines…
- Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
TIME STAMPS
2:30 - 401(k) Eligibility
5:00 - How much to contribute to a 401(k)
8:45 - What is “matching?”
13:13 - Understanding “vesting”
15:45 - 401(k) from the Employer’s Perspective
17:45 - What is a True-Up Provision?
19:50 - "Uni-k" - Personal & Small Business 401(k) Plans
23:00 - After Tax Contributions
24:00 - Perspective from someone who is ready for retirement
26:00 - The KEY to SUCCESS with a retirement plan
27:00 - Frequent Mistakes
29:30 - SMORE NUMBERS
32:15 - How to choose your investment allocation / portfolio
37:00 - Target Date Fund
39:00 - What to do when you change jobs
49:00 - In-service Distribution
52:00 - How do you pull money out?
Plan with Baxter: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - September, 2022
HOW TO TAKE MONEY OUT OF AN IRA - THROUGH THE PINES PODCAST
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would listen to while churning butter, this is Through the Pines…
- Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
TIME STAMPS
1:15 - Basic Rules to Access IRA Money
4:10 - Required Minimum Distributions
5:55 - It’s YOUR MONEY! It’s Your Responsibility.
6:50 - Taking money out for Charitable Contributions
8:50 - More on Required Minimum Distributions (in your 70s)
9:40 - Who Should Be Your IRA Beneficiary?
13:55 - Rule Changes
15:34 - 60-Day Rule, What is it? How to Use it.
18:15 - Using IRA Money to BUY a HOUSE!
22:00 - SMORE NUMBERS - Aging Demographic Statistics
23:15 - How to use IRA money for HIGHER EDUCATION
25:15 - Using IRA Money for Child Birth Costs
26:30 - Using IRA Money for Medical Expenses
28:50 - Substantially Equal Periodic Payments
35:40 - Death, Disability, Unemployment Distribution Options
37:00 - Pulling out NON-CASH Items from your IRA
Plan with Baxter: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams.
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Podcast Copyright, The Banyan Collective - September, 2022
HOW TO PUT MONEY INTO AN IRA - THROUGH THE PINES PODCAST
Welcome to a Financial Planning Podcast with a down to earth vibe…
- Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
TIME STAMPS
:50 How do you put money into an IRA?
1:45 - What is an IRA?
2:45 - ROTH IRA vs. Traditional IRA
4:30 - “Buying” an IRA
6:30 - Benefits of using a financial planner to open an IRA
10:30 - When does a Traditional IRA make more sense than a ROTH IRA
12:45 - Difference between a 401K and an IRA
14:00 - What can you NOT put into an IRA?
17:30 - When should you CONVERT your ROTH/IRA
19:45 - SMORE NUMBERS
22:00 - What are the IRA contribution limits?
24:30 - Backdoor Roth
26:00 - Most common IRA mistake
12:30 - Why have multiple IRA’s?
33:00 - What is a MEGA-ROTH?
Plan with Baxter: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
HOW TO STICK TO A BUDGET - THROUGH THE PINES PODCAST
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would listen to while churning butter, this is Through the Pines…
*** Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia
LIKE our Facebook Page: https://www.facebook.com/pinespodcast
Follow our Instagram: https://www.instagram.com/pines_podcast/
TIME STAMPS
0:45 - Why are Budget’s so hard to stick to?
1:45 - What is the purpose of a Budget?
5:20 - Secret to sticking to a Budget
6:45 - Investing vs. paying off debt?
9:40 - How to include big purchases in your Budget
11:20 - Different ways to track your Budget
12:50 - Life events and Emergency Fund
15:40 - Sustaining your Budget
16:20 - Envelope System
16:50 - What to do when spouse breaks the budget?
17:47 - Pick your hard
19:05 - SMORE NUMBERS
12:16 - How to reset, and the importance of resetting a budget
23:00 - How a financial planner can help you stick to a budget
24:30 - Habits built during teens & 20s stay with you through your life
26:45 - It’s okay to start over
28:00 - Budget Hacks
36:00 - Make more money!
37:50 - No SPEND month?
38:30 - Prepping for a mortgage
40:40 - Find a method that works and be consistent
Craziest Budget Hacks (https://inspiredbudget.com/); https://www.nerdwallet.com/article/finance/best-budget-apps
Plan with Baxter: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Through the Pines Financial Planning #podcast
Did you find value from this podcast, please consider supporting us here: https://www.buymeacoffee.com/banyanmedia
Special thanks to our financial wizards this week from planwithbaxter.com Rex Baxter, Brandyn Smith, and Dan Nelsen. Any questions, reach out here: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Follow us on Instagram: https://www.instagram.com/pines_podcast/
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Through the Pines - LOVE and MONEY: how to structure finances as a couple
Topics:
Debt
Current Debt
Feelings on Debt
When you get a new job, what does Gross Income versus Net Income look like?
Recreational Spending
How much?
How often?
Beneficiaries on each other’s accounts?
We usually recommend waiting until after marriage unless it’s a long-term serious relationship with kids or other financial dependent factors.
Feelings on how kids and careers will work together.
Once Married
Joint accounts versus Separate Accounts, how do you decide?
Splitting bills with different incomes.
Joint Goals versus Individual Financial Goals
(S’more Numbers) - Dynamics of Spenders Versus Savers
Challenges and Strengths of:
2 Savers
2 Spenders
1 Saver and 1 Spender
How do you get on the same page?
Communicate and Set Goals/ spending boundaries.
How do the financial dynamics change when people are on 2nd or 3rd marriages?
Often times more separate accounts?\
How are bills split?
Prenuptial Agreements
What happens when a surviving spouse marries a much younger spouse late in retirement?
How do people handle inheritances? (both biological parents have passed, but assets remain with 2nd surviving spouse unless trust work is involved
Contact Info: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Bumper Music: Branson Anderson on Van Sessions as produced by The Banyan Collective - https://www.thebanyancollective.com/vansessions/2020/6/27/van-sessions-at-the-monarch-branson-anderson
Building a Money Base - Managing Money in Your Teens and 20s
Talking to Kids about Money
Does College make sense?
Trade Schools?
Community College?
Student Loans/ Other debt
Is owning a Credit Card a good idea?
Car Loans?
Building Credit
Forming good habits and savings money.
401k Plans
Emergency funds
S’MORE NUMBERS
How to manage money in relationships?
Pre and Post marriage money management
What if one is a “saver” and the other is a “spender”?
Getting into a home
How much down?
How much in savings?
Contact Info: planwithbaxter.com
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Consider supporting the podcast: https://www.buymeacoffee.com/banyanmedia
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Through the Pines Financial Podcast Ep. 19 - Basics of a Bear Market
Bear Market Basics
- Are we in a BEAR Market?
- Are we in a Recession?
- If so, how does that affect investing?
- What’s the best way to evaluate our current financial portfolios?
- Stocks lose 36% on average in a bear market.1 By contrast, stocks gain 114% on average during a bull market.
- The average length of a bear market is 289 days, or about 9.6 months. That’s significantly shorter than the average length of a bull market, which is 991 days or 2.7 years.
- Emergency Fund Basics for Bear Markets
- Debt payoff strategies during Bear Markets
Contact Info: planwithbaxter.com
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Consider supporting the podcast: https://www.buymeacoffee.com/banyanmedia
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Podcast: How to Build an Investment Portfolio - What you NEED to know!
Our financial wizards Rex Baxter, Brandyn Smith, and Dan Nelsen help us navigate how to structure an investment portfolio and deal with the ups and downs of the market over time to eventually build wealth.
WHAT WE COVER
- How do you start building an Investment Portfolio?
- How do you predict market downturns?
- How do I know the amount of my portfolio that needs to be in higher risk versus less volatile assets?
- Types of risk tolerances.
- Planning for the future - Calculate living expenses, factor in taxes, inflation, Social Security, etc. Then determine annual distribution needs and multiply that by 5. ( 2008 took about 4 years to recover from the bottom, but was down for about 5.5 years)
- Gut Risk- Even if the plan can handle the ups and downs, we don’t ever want to put a client in a place they feel uncomfortable.
- Timing the market - Can it be done?
- Do you ever see people in the wrong risk tolerances?
- When is it time to adjust your portfolio?
Contact Info: planwithbaxter.com
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Consider supporting the podcast: https://www.buymeacoffee.com/banyanmedia
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
How to Structure MONEY in Retirement - Decade of Your 70s // Through the Pines
#Podcast: You're retired, now what do you do with your money?
Our financial wizards Rex Baxter, Brandyn Smith, and Dan Nelsen help us navigate how to structure money once retired, and how we can help our parents who are in their 70s better manage their money.
WHAT WE COVER
Once I’m retired, do I put all my investments in cash or does it stay invested?
Required Minimum Distributions (RMD’s) - What are they?
When do RMD's start?
How much do I need to take out of my accounts?
What happens if I don’t take my RMD's?
How does insurance needs change during retirement?
Home Insurance?
Health Insurance/Medicare?
Long-term care Insurance? (In case of a care facility)
SMORE NUMBERS
Do I need to start positioning assets to pass to the next generation?
Reference the Estate Planning Podcasts for:
Trusts
$12.06 million exemption in 2022
Do Roth Conversions make sense?
Contact Info: planwithbaxter.com
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Consider supporting the podcast: https://www.buymeacoffee.com/banyanmedia
This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would ride with you on a bicycle built for you, this is Through the Pines…
Estate Planning and Trusts Part 2 - Types of Trusts and Why You Need One
Our financial wizards this week include Rex Baxter, Brandyn Smith, and Dan Nelsen & Bryce Froerer
SNOW NOTES:
Estate Planning: Part 2
- Types of Trusts: Asset Protection Trust / Businesses (LLC, S-Corp, etc.)
- Funding Trusts
- Special Needs
- What is Medicaid and how does it differ from Medicare
- How do you qualify for Medicaid
-
- How can trusts help with this qualification?
- Asset Protection Trusts
- How does this protect my assets?
- I Own a business or Rental Property, how do I coordinate my business ownership with my estate plan?
- What are some common provisions that people include in a trust like this?
SMORE NUMBERS
- Special Needs Trust
- Can you describe some clients where this trust may be appropriate for?
- How does this protect my assets from Medicaid
- I Own a business or rental property, how do I coordinate my business ownership with my estate plan?
- What are some common provisions that people include in a trust like this?
- TCRAT, GRAT, CRAT, CLAT…. Oh MY!!!
Contact Info: planwithbaxter.com
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Through the Pines Financial Podcast - What you need to know about Estate Planning and Trusts Part 1
Show Notes:
What is estate planning and why is it important?
When should you get started?
Is Estate Planning only for the Rich?
What documents are normally included in an estate plan?
What is a Trust?
What are POA (Immediate vs Springing) and Medical POA's?
What are some examples of "Personal Property?"
What are some of the common roles and responsibilities?
What is Estate “Funding” and why is that important?
What different kinds of trust are there? Revocable vs. Irrevocable, Family Trust, By-Pass Trust, Asset Protection Trust, Special Needs Trust, etc.
TCRAT, GRAT, CRAT, CLAT...
Advisor Contact: https://www.ameripriseadvisors.com/te...
Like what you hear, support the program and buy us a beer: https://www.buymeacoffee.com/banyanmedia
This episode includes financial advice from professionals. Visit www.planwithbaxter.com to the financial planners in this podcast. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would take the “Red Pill” for, this is Through the Pines…
How to Manage Money in Your 40s!
Our financial wizards this week include Rex Baxter, and Brandyn Smith
Topics:
Emergency Fund - How Much?
Debt - How much Debt is too much debt in your 40s?
Investment Strategy - How aggressive?
Insurance - What do I need?
SMORE NUMBERS
Kids - How do talk to kids about money? Books? Subsidize Balance?
Estate Planning?
Combining 401K with Other Investments to reach Retirement Goals?
Living vs Saving? What’s the balance?
Common questions from investors in their 40s?
Contact Info: planwithbaxter.com
Through the Pines - Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams
Podcast: Through The Pines Ep. 13 - Financial Planning Basics: How Much Do You Need For Retirement?
Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch would fight Boba Fett for, this is Through the Pines… This week we cover Financial Planning Basics with our financial wizards Rex Baxter and Brandyn Smith.
Time Stamps:
01:03 Basics of a Financial Plan
08:12 Amount of Money You Need for Retirement
11:12 Calculate Your Net Worth
12:59 Determine Your Risk Tolerance
14:35 All in ONE basket or diversify?
16:13 Multiple Layers of Diversification
18:46 Why should you invest?
20:59 Understanding 401K's and should you use the company match?
25:22 Is it worth starting a 401K at ALL your jobs when you're young? "The Rollover"
29:01 What percentage of your income should you save for retirement?
33:00 Can you save too much? 36:35 Smore Numbers: Overspending
40:00 Why use a financial planner?
41:07 How Financial Planners get Paid
Contact Info: planwithbaxter.com: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use yesterday’s dollars to finance tomorrow’s dreams.
This episode includes financial advice from professionals. Visit www.planwithbaxter.com for more information. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
A Financial Planning Podcast with a down to earth vibe even Sasquatch would watch Beetlejuice for, this is Through the Pines…
Our financial wizards this week include Rex Baxter, Brandyn Smith, and Dan Nelsen with planwithbaxter.com
Topics:
- I’m 60, do I still need life insurance?
- I’m 60 do I need disability insurance?
- When should I take Social Security
- Will Social Security be there?
- How do I transition my income from working to retirement income?
- In-service distributions. ( I know we mentioned it in the 50’s, but I think anyone in their 60’s should be reminded of it)
- Roth Conversions.
Contact Info: planwithbaxter.com: https://www.ameripriseadvisors.com/team/baxter-nelsen-associates/
Through the Pines - Reminding you to use yesterday’s dollars to finance tomorrow’s dreams
What 3 financial planners have learned from over 75 years of WEALTH building // Through the Pines Financial Podcast
Support the podcast: https://www.buymeacoffee.com/banyanmedia
Professional financial planners Rex Baxter, Brandyn Smith, and Dan Nelsen cover wealth building topics and advice derived from over 75 years of wealth building experience.
Topics covered include:
- What is the most common mistake people make with their money?
- What piece of technology has most improved financial planning?
- What is the most important piece of advice you give your clients regarding saving and investing?
- The difference between suffering and sacrificing financially.
- Why do most people adjust lifestyle spending to match income?
- How to build an emergency fund?
- People are usually much closer to their retirement goals than they think.
- What's the best way to compensate your financial advisor?
- Social Security – when to take it and when to leave it?
Contact Info: planwithbaxter.com
This episode includes financial advice from professionals. Visit www.planwithbaxter.com for more information. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Scary Good Money Moves - Through the Pines Financial Podcast
Happy Halloween!
We cover real life financial scenario's in this scary-good episode of Through the Pines!
Support the podcast: https://www.buymeacoffee.com/banyanmedia
This episode includes financial advice from professionals. Visit planwithbaxter.com to the financial planners in this podcast.
How to Structure Finances in Your Fifties - retirement, marriage, timeline, etc.
On this episode of Through the Pines, our financial planning wizards Rex Baxter, Brandyn Smith, and Dan Nelsen join us to discuss all the financial considerations when you're in your Fifties.
What should you be focused on? We answer the following questions:
- When deciding on Roth or Traditional contributions, do the recommendations change when I get close to retirement?
- Somebody said there is a “Age 55” Rule…. What is that?
- Why am I allowed to move my 401k to an IRA at 59.5?
- How concerned should I be of a market crash?
- Can I plan on Social Security?
- Is it too late or too early to start planning for my retirement at 50?
- Do I need life insurance?
- What should be the mix of assets going forward ? stocks, bonds, cash, alts, real estate, commodities, life insurance, bitcoin?
- Should I contribute to my 401k? --- what about company match? How important is that?
- I’m 59 and In Love, Should I get married this year?
Advisor Contact: planwithbaxter.com
What is the Secure Act and how does it affect your tax advantaged-accounts and your retirement?
Learn more about our guest Wealth Advisor Rex Baxter here: https://www.ameripriseadvisors.com/rex.m.baxter
Subscribe on iTunes here: https://podcasts.apple.com/us/podcast/through-the-pines/id1483401973
How much debt is too much debt? Great question. We tackle the numbers on this episode of Through The Pines.
All your eggs in one basket, or many baskets with many eggs. How should you master your assets? We find out on this episode of Through the Pines.
The financial industry contains language many of us find confusing. Here is a list with definitions of the top 10 most confusing financial terms.
Are you the King of Cash, or is cash the king of you? How can you better organize and save your cash on this Episode of Through The Pines.
In this inaugural episode of Through The Pines, we chat about how to choose a financial advisor, include multiple financial examples using our Sasquatch friends, give some very interesting financial numbers, and a money quote of the week.