Ladies Who Finance: Recent Episodes

Debbie

Ladies Who Finance is hosted by Money Coach Debbie O'Hara and First Gen Latinex Tax Pro Sonia Castelan. Together we empower women and have the tough conversations about finances, debt and taxes.

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Today Debbie, the Money Coach, is going to talk about how feelings of guilt and shame about your debt and lack of financial confidence and education are keeping you financially stuck.

Having a budget, a debt payment strategy and habits that support your budget are only the beginning. In order to actually change your life from feeling financially stressed to enjoying the money you work so hard for - it all starts with seeing how your relationship is with money and how to change it so you break free from limiting thoughts that have you feeling negative about your finances and keep you in debt.

Let's get you motivated to take action!

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

Debbie helps women, couples and entrepreneurs break free from the limiting beliefs that have been holding you back from managing your money stress free, create a life based budget so you never feel restricted, paying off debt saving thousands on credit card interest and reaching financial freedom!

Book a free 30 min Strategy Call
https://hello.dubsado.com:443/public/appointment-scheduler/65cf95e23845a8003a431276/schedule

Have credit card debt - grab my free credit card masterclass replay called, "What Your Credit Card Companies Don't Want You to Know."
https://fancy-block-77865.myflodesk.com/hs1dhwa2ol

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
website: www.howdebbiesaves.com
or
Instagram: @HowDebbieSaves

Sonia Castelan (1st Gen Latinx Tax Pro)Sonia, a first-generation Latinx, is an AFSP accredited Tax Pro, community builder, and financial literacy educator. Dedicated to empowering the BIPOC community, she cultivates financial confidence, minimizes taxes, and steers clients toward preserving more earnings for strategic investments. With a BA in Sociol...

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In today's episode Debbie and Sonia share their life updates and welcome you to Season 3 of Ladies Who Finance Podcast! They are so excited to come back to weekly episodes to help you become financially empowered and confident so you can start breaking through the money mindset blocks holding you back from reaching your financial goals!

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

Debbie helps women, couples and entrepreneurs break free from the limiting beliefs that have been holding you back from managing your money stress free, create a life based budget so you never feel restricted, paying off debt saving thousands on credit card interest and reaching financial freedom!

Book a free 30 min Strategy Call
https://hello.dubsado.com:443/public/appointment-scheduler/65cf95e23845a8003a431276/schedule

Have credit card debt - grab my free credit card masterclass replay called, "What Your Credit Card Companies Don't Want You to Know."
https://fancy-block-77865.myflodesk.com/hs1dhwa2ol

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
website: www.howdebbiesaves.com
or
Instagram: @HowDebbieSaves

Sonia Castelan (1st Gen Latinx Tax Pro)Sonia, a first-generation Latinx, is an AFSP accredited Tax Pro, community builder, and financial literacy educator. Dedicated to empowering the BIPOC community, she cultivates financial confidence, minimizes taxes, and steers clients toward preserving more earnings for strategic investments. With a BA in Sociol...

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Struggling to stick to your budget? Debt not budging? You're not alone! Today Debbie, your favorite Financial Coach, busts the myth that a basic budget is the key to financial freedom. In this episode, Debbie reveals common budgeting mistakes and offers actionable tips and strategies to make your money work for you. Learn how to achieve financial goals, smash debt, and finally gain control of your finances.

In today's episode Debbie talks about:

  • The pitfalls of traditional budgeting and why they might be holding you back.
  • Common budgeting mistakes to avoid.
  • How to create a budget that works for you and your financial goals.
  • Practical strategies to pay down debt and achieve financial freedom.
  • Actionable tips to take control of your finances.

By the end of this episode, you'll be equipped with the knowledge and tools to:

  • Transform your budget from a burden to a roadmap to success.
  • Develop a healthy relationship with money.
  • Break free from debt and achieve financial security.

If money is stressful, if you can't seem to pay off your debt and instead get further into debt...Debbie can help you. The Doors to the Path to Financial Confidence and Freedom, her first ever Group Coaching Program are now open.

This program is not only the most affordable way to work with Debbie but it is a mix of her signature one-on-one Coaching Program combined with a small group who know and feel the pressures of financial stress. You'll always be supported and never feel alone.

Debbie is offering exclusively to our listeners 2 Free Bonuses which expire this Friday, $200 off of the Program and a free VIP one-on-one coaching session. That's a value of over $400!

Comment the word, "GROUP" in a review or find Debbie on Instagram @HowDebbieSaves and let her know you're interested in more information.

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

**If you want to start managing your money, pay off debt, and achieve your financial goals stress-free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/call

If you'd like to join my Group Coaching Program WAITLIST - (You'll get specials and bonuses for joining)
https://fancy-block-77865.myflodesk.com/group-waitlist

Download my free Credit Card Masterclass called, "What Your Credit Card Companies Don't Want You to Know"
https://fancy-block-77865.myflodesk.com/hs1dhwa2ol**

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening/following ...

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Welcome to Ladies Who Finance, the podcast where we empower women to take control of their finances and build wealth.

In today's episode, Debbie does a deep dive into the insidious cycle of debt and explores how a lack of financial confidence can keep you trapped in it. But fear not, because Debbie will also provide you with actionable steps to break free and reclaim your financial independence.

Plus Debbie shares an exciting announcement exclusively here. Stay tuned to find out what it is.

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

**If you want to start managing your money, pay off debt, and achieve your financial goals stress-free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/call

If you'd like to join my Group Coaching Program WAITLIST - (You'll get specials and bonuses for joining)
https://fancy-block-77865.myflodesk.com/group-waitlist

Download my free Credit Card Masterclass called, "What Your Credit Card Companies Don't Want You to Know"
https://fancy-block-77865.myflodesk.com/hs1dhwa2ol**

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening/following ...

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On today's episode Debbie and Sonia discuss exciting format changes to Ladies Who Finance Podcast and share their business wins from last year. So if you'd like to get the inside scoop on their business wins and lessons they learned last year...this episode is for you!

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

**If you want to start managing your money, pay off debt, and achieve your financial goals stress-free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/call

If you'd like to join my Group Coaching Program WAITLIST - (You'll get specials and bonuses for joining)
https://fancy-block-77865.myflodesk.com/group-waitlist

Download my free Credit Card Masterclass called, "What Your Credit Card Companies Don't Want You to Know"
https://fancy-block-77865.myflodesk.com/hs1dhwa2ol**

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening/following ...

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In this episode Debbie talks about a new sneaky tactic that credit card companies are using to keep you in debt.

There's a reason why credit card companies are a billion dollar industry - they are working against you and want to keep you in debt for as long as possible. But the tactics that they're using...which they don't want you to know about, are costing you thousands!

Today Debbie lets you know their latest tactic and what you can do to save money and avoid paying your credit cards extra fees and interest again! It's time to get mad at your debt and become credit card debt free! So sit back and get ready to get fired up!

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

**If you want to start managing your money, pay off debt, and achieve your financial goals stress-free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/call

If you'd like to join my Group Coaching Program WAITLIST - (You'll get specials and bonuses for joining)
https://fancy-block-77865.myflodesk.com/group-waitlist

Download my free Credit Card Masterclass called, "What Your Credit Card Companies Don't Want You to Know"
https://fancy-block-77865.myflodesk.com/hs1dhwa2ol**

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening/following ...

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Today Sonia shares a more vulnerable side and shares what lead her to decide to quit her corporate job and jump fully into her tax professional business. Get ready to get to know Sonia better and also get a few laughs along the way.

Leaving your corporate job takes a lot of courage, strength and confidence. If you've been working a corporate job and want to either start your own business or have a business on the side and dream of jumping two feet into it full time, let Sonia's story be your inspiration to aim for the same.

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt, and achieve your financial goals stress-free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening/following and for your feedback. We really appreciate it.

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Sonia is launching her first webinar series of the year in celebration of Hispanic Heritage Month!

Learn more about the "Financial Growth Fiesta: Adding Flavor to Your Finances" webinar series, a vibrant and informative journey. Sonia will be discussing the 4-part series where she will be delving into crucial financial topics that impact entrepreneurs, individuals, and families.
.
Secure your spot today by clicking the link here:
https://us06web.zoom.us/meeting/register/tZwvdu-qpzkiHNN_GEw2C8qIlSFHDfLjjV7B#/registration

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt, and achieve your financial goals stress-free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening/following and for your feedback. We really appreciate it.

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Do you find yourself consistently stressed about money? Are you unsure where your hard-earned dollars are disappearing each month?

Debbie lays out the telltale signs that indicate it's time to establish a budget. From mounting credit card debt and constant financial anxiety to the inability to meet savings goals, these indicators can have a significant impact on your financial well-being.

Your wallet deserves more than a handshake – it's time for a warm, budget-embracing hug!

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt, and achieve your financial goals stress-free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening/following and for your feedback. We really appreciate it.

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In today's episode Debbie and Sonia talk about how by saying "No" to certain events, expenses and more you can not only save money but also time, your mental state and energy. The Power of the word No can help you set boundaries with your family, friends and especially at work.

Get ready to laugh and learn as Debbie and Sonia tackle another financial topic and make it fun. You heard it right.

Let us know if there's a topic you'd like us to cover by DMing us on Instagram.

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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In today's episode Sonia and Debbie talk about 3 ways to pay yourself as an entrepreneur and the tax concerns that come along with your choice. If you're an entrepreneur or business owner, you know how hard you work doing the business you love so it's important to know how best to pay yourself. So get ready to learn, laugh and enjoy this episode.

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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In this episode, Debbie and Sonia talk about a topic that comes up on Debbie's strategy calls with potential clients and that is the fear that they feel towards their finances. When you feel fear, especially about money, it can paralyze you.

Today Debbie and Sonia break down the effects that you may feel when you're afraid of your finances and how your fear can keep you in debt.

So if you're ready, let's talk about this topic...because unfortunately, no one else really is.

If you loved this episode, share it with a friend and give it 5 stars!

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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In this episode Debbie and Sonia discuss how money stress can stop the growth of your business.

Entrepreneurs have to manage many aspects of their businesses including their business budgets, expenses, personal finances, debts, pricing and money mindset blocks...to name a few.

Debbie shares how when she coaches her entrepreneurs they manage their personal and business budgets stress free, their mindset start to change, money blocks disappear, they start to value their time and like magic....their businesses grows and abundance comes to them.

So if you're ready to grow your business and manage your money stress free...this episode is for you. Enjoy!

If you loved this episode, share it with a friend and give it 5 stars!

**Sonia Castelan (1st Gen Latinx Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Castelan (1st Gen Latinx Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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Today Sonia and Debbie share the 3 easy steps you should take when starting your business. Starting a business can be overwhelming, but breaking it down into 3 easy steps can make the process more manageable.

Sonia and Debbie know that it takes so much time and love to starting and growing your a business. Our goal is to help you set your business up correctly from the beginning so it succeeds. No one talks about these steps...until now.

If you loved this episode, share it with a friend and give it 5 stars!

**Sonia Castelan (1st Gen Latina Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Casetlan (1st Gen Latina Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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Welcome to this episode of the Ladies Who Finance Podcast, where we’ll be discussing the relationship between your emotions and money. Money is a powerful force in our lives, and it can be both a source of joy and a source of anxiety. We’ll be exploring how our emotions influence our relationship to money, as well as how our approach to money may be affecting our emotional wellbeing. We’ll also be discussing ways for managing our emotions around money, so that we can make better financial decisions and live a life of financial freedom. So, let’s get started!

If you loved this episode, share it with a friend and give it 5 stars!

**Sonia Castelan (1st Gen Latina Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Casetlan (1st Gen Latina Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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In the world of taxes, personal income tax is a pretty straightforward concept. It's personal because it's based on your personal income—the money that you make from your work and other sources.

In this episode, Sonia discusses:

⁃The type of income that is taxed

⁃Deductions and credits to reduce your taxable income

⁃What percentage of income is taxed and how to calculate income tax

If you want to learn on how to reduce your taxes, book a call with Sonia by clicking this special link for a “limited time”!

If you loved this episode, share it with a friend and give it 5 stars!

**Sonia Castelan (1st Gen Latina Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

To register for Debbie's upcoming free Masterclass, "What Credit Card Companies Don't Want You to Know" (Next class will be February 22nd at 7pm EST)

REGISTER HERE: https://view.flodesk.com/pages/63d8169eb4f015f30446e2f1

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Casetlan (1st Gen Latina Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much...

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It can be frustrating to put effort into creating a strict budget, only to see it fail. However, the truth is that a strict budget can often be difficult to stick to, and may end up causing more financial stress than it relieves.

In Today's episode, Debbie explains why being too strict when it comes to managing your money is setting yourself up to fail with your finances. Let's talk about what does work and why. Can it be that having a flexible budget where you get to enjoy managing money for the first time is the key.

If you loved this episode, share it with a friend and give it 5 stars!

**Sonia Castelan (1st Gen Latina Tax Pro)

Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/15-min-discovery-call (https://calendly.com/soniacastelan/15-min-discovery-call)**

Debbie O'Hara (Money Coach)

If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

To register for Debbie's upcoming free Masterclass, "What Credit Card Companies Don't Want You to Know" (Next class will be February 22nd at 7pm EST)

REGISTER HERE: https://view.flodesk.com/pages/63d8169eb4f015f30446e2f1

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Casetlan (1st Gen Latina Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:

Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much...

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With tax season now in full swing, entrepreneurs will be scrambling to find their receipts, invoices and other records in order to file their taxes. But it's not just about getting your taxes done - it's also about keeping track of the business you've been building for the past year.

In today's episode, Sonia shares 4 reasons why record-keeping is important for small business owners.

We'll discuss:

  1. Why planning and managing your cash flow is vital.
  2. How it will save you time and costs.
  3. Helps with your tax situation.
  4. Avoid fraudulent transactions.

Tax time is a great time to take a step back and review what you've been doing with your business so far this year. You might find that some things have worked really well for you, but others haven't gone as smoothly as planned.

Thank for listening!

If you loved this episode, share it with a friend and give it 5 stars!

Sonia Castelan (1st Gen Latina Tax Pro)
Ready to work with Sonia and her team? Book a call TODAY to get started:
https://calendly.com/soniacastelan/30min

Debbie O'Hara (Money Coach)
If you want to start managing your money, pay off debt and achieve your financial goals stress free...
Schedule your free Strategy Call today
https://calendly.com/howdebbiesaves/sales-call-30-minutes

To register for Debbie's upcoming free Masterclass, "What Credit Card Companies Don't Want You to Know"https://howdebbiesaves.ck.page/d8ca3b7554

For more information about our services and freebies, message us at:

Debbie O'Hara (Money Coach)email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Casetlan (1st Gen Latina Tax Pro)
email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:
Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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In today's episode Debbie and Sonia break down how credit card companies try to not only get you into debt but keep you there.

Credit card companies are always looking for ways to keep you in debt. Luckily, there are steps you can take to protect yourself from their tactics. In this podcast, we'll explore what credit card companies are doing to keep you in debt and how you can protect yourself.

We'll also discuss the most common traps that credit card companies use to keep you in debt, such as balance transfers, cash advances, and deferred interest. Finally, we'll talk about how you can fight back against these tactics and announce the second round of Debbie's free Masterclass, "What Your Credit Card Companies Don't Want You to Know." If you want to be on the waitlist for this free class, send Debbie a DM on Instagram or an e-mail and let her know.

Thanks for listening!

If you loved this episode, share it with a friend and give it 5 stars!

To be added to Debbie's upcoming Masterclass, "What Your Credit Card Companies Don't Want You to Know" click the link below:
https://howdebbiesaves.ck.page/d8ca3b7554

For more information about services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Castelan (1st Gen Latina Tax Pro)email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:
Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.

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Ladies Who Finance is a podcast created to empower and educate women on personal finance.

You will hear how two people from different backgrounds joined forces to help women learn more about personal finance and also discuss hard topics related to debt and taxes while giving you actionable steps to take control of your money.

Debbie and Sonia shared their financial hardships and how they were able to get out of them.  From leaving a toxic relationship and spending on a lifestyle that one couldn't afford -- they now built a community where they educate women and couples about financial literacy.

If you loved this episode, share it with a friend and give it 5 stars!

For more information about services and freebies, message us at:

Debbie O'Hara (Money Coach)
email: howdebbiesaves@gmail.com
or
Instagram: @HowDebbieSaves

Sonia Castelan (1st Gen Latina Tax Pro)email: sonia@castelantaxservices.com
or
Instagram: @castelantaxservices

Don't forget to give our Podcast a follow on:
Instagram @theladieswhofinance
Youtube @ladieswhofinance

Thanks so much for listening, following and for your feedback. We really appreciate it.