Preapproved: Recent Episodes
Adam Zach - Co-Founder Home Equity Partner
Becoming a Homeowner When The Bank Says No. This podcast is dedicated to the 1 in 10 home owners denied each year by the banks. We will discuss Rent-to-Own, Lease Options, Contract for Deed, Qualifying Mortgages, Non-QM Loans, and Private Mortgages.
According to the Home Mortgage Disclosure Act, the top 5 denial reasons for 2020 where
1. DTI ratio
2. Credit
3. Collateral
4. Down Payment
5. Employment History
Brandon Neely joins the podcast discuss to discuss his home ownership and small business journey. We talk about the difficulties of getting a loan and Brandons many businesses adventures.
Brandon Neely is an entrepreneur, Profit First and Bank On Yourself Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife Amanda Neely. They share their experiential knowledge through podcasting and through developing personalized financial strategies for individuals and couples and profitability strategies for businesses.
Check out wealthwisdomfp.com/still - a FREE resource to help you take charge of your business finances!
Website: https://www.wealthwisdomfp.com/
Youtube: https://www.youtube.com/c/wealthwisdomfinancial
Instagram: https://www.instagram.com/wealthwisdomfp/
Facebook: https://www.facebook.com/WealthWisdomFinancial
LinkedIn: https://www.linkedin.com/company/wealth-wisdom-financial/
What is a rent-to-own agreement?
How do you find rent-to-own homes?
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Outline for episdoe
- Why financing falls through
- Options
- Adjust terms
- Find a new lender
- Close all cash
- Seller financing
- Early tentantcy
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Today we talk about 3 ways to get a home without paying interest.
1. Cash
2. No-interest loan/mortgage
3. Inflated Price structure.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Today we talk with Bryant Suellentrop who is an entrepreneur and helping folks Elevate and Delegate with Virtual Assistants. He talks about why he is hesitant to try to get a mortgage and how he is building his VA business and helping business owners Elevate.
https://twitter.com/SullyBusiness
https://twitter.com/eanddstaffing
https://www.linkedin.com/company/elevate-and-delegate
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Today we talk with licensed mortgage broker Kray Olson with MSFG.
Kray is a stand-up guy who is looking out for the best interest of his clients. He talks through the typical closing costs, top reasons people get denied and what to do, along with some great tips and tricks when it comes to selecting the right loan officer.
if you have questions. send an email to Kray. Kray.olson@msfg.us
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Today we talk with Erin D. Larsgaard who is an attorney licensed in North Dakota and Minnesota. Her practice focuses mainly on real estate, estate planning, and probate. We discuss landlords, tenants, evictions, rent to own, contract for deed on the Do's and Dont's for both parties. Erin can be found at https://www.woldlaw.com/attorneys/erin-larsgaard
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Top 3 strategies discussed will be:
- Exercise your option
- Leave
- Assign it.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Our special guest (David Barnett) talks about buying and selling businesses. He covers a range of topics such as evaluation how much your business is might be worth, tips to increase the salability of your business, and top reasons why people sell a business.
If you are interested in know what your business might be worth or if you are thinking of acquiring a small/medium size business. Tune in for David's excellent advice.
David has been working with small and medium sized businesses for over 20 years. He has helped entrepreneurs buy and sell them, He has helped them grow. He has helped people finance them. He is the host of a YouTube channel with hundreds of videos about buying, selling, financing and managing small and medium sized businesses and can be found anytime at his blog site www.DavidCBarnett.com.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner **is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
John Stange is the founder of Platform Launchers. He has been writing and podcasting for years. His shows have been downloaded millions of times, his blog typically ranks #1 in Google searches, and his latest book was published by Penguin Random House,** the largest publisher in the United States.
John has been serving in pastoral ministry for 25 years. He started building his platform somewhat accidentally through repurposing the content of his sermons into self-published books, blogs, and podcasts. Let him show you how you can share the message you're passionate about, build an online audience, and earn a full or part-time income as well.
You can learn more about John at either PlatformLaunchers.com or DesireJesus.com
The #1 question we get here at Home Equity Partner is ".....so how does it work exactly...."
This 10 minute podcast will provide a step-by-step walkthrough of what working with Home Equity Partner is really like.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Today Dee shares her story about 1) getting a home using a contract for deed 2) credit score tips and strategies and 3) her mission to help people achieve home ownership.
Dee can be contacted at deedoboyou@gmail.com
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Today we talk with writer/editor expert Jennifer Harshman (https://www.harshmanservices.com/) who breaks down her self-employed journey along with how she does keyword research, writing, and editing for blogs, books, and content.
Today we talk about the top 10 reasons you might have been denied a mortgage along with 4 action steps you can take to still get a home for you or your family.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Today's topics:
- Common rent to own home scams out there today
- Sneaky misleading rent to own home misinformation that will lead you to regret your decision
Our mission at Home Equity Partner (formerly Set Your Rent) is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
We hope you never find yourself in a lease to own legal battle. But if you are tune into this episode for some useful tips to navigate a difficult time.
Our mission at Home Equity Partner (formerly Set Your Rent) is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partners is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
It can be difficult to get into a home as an entrepreneur. In this episode we provide some practical tips you may not be aware of to get you into a home.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Today Sean talks about how we obtained a home without a bank loan. As an entrepreneur he shares his tips and advice on how he found and moved into a home.
A little more about Sean:
12+ years helping small businesses & high paid professions thrive. President of Leveraged Life Management - a firm dedicated to helping professionals leverage a super-charged savings strategy of the ultra rich to get them guaranteed growth on their money, tax-free access and protection from bankruptcy, creditors and even lawsuits.
linked: https://www.linkedin.com/in/leveraged-life/
website: https://www.leveraged-life.com/
Free Video Crash Course: https://fast.wistia.net/embed/channel/8xbjbc5q6w
https://setyourrent.com/
What to do when the bank says no? Today's guest is a mortgage loan officer talking about her experience along with some tips for first time homebuyers.
Caitlin can be contacted by visiting her website at https://caitlinchen.com/
If you can't get a bank loan and want to learn more about rent-to-own, lease options, or contract for deeds check out https://setyourrent.com/
Darson shares his contract for deed success story after initially being approved but then denied by a bank. He shares his entrepreneur journey and killer deal he was able to tackle by being resourceful. Darson can be contacted at dgrantham@kw.com.
Enjoy.
Justin is a loan officer in California who talks about how homeownership is key to financial independence and wealth. Since he knows mortgages plus is a entrepreneur business owner we talk about the intricacies of home ownership for low credit and for entrepreneurs.
Best way to get to hold of Justin is on Instagram @loansbyjb or by email at teamJB@nuhometeam.com
Is a Contract for Deed right for you? What can you expect for the paperwork? Today we walkthrough an example contract for deed (aka land contract, agreement for deed, installment sale).
Today we walkthrough an Option to Purchase Agreement. We discuss things such as
- Purchase Price
- Option Fee
- Term Length
- Remedies and defaults
- Rental Credits
- Extension Clauses
- Terms and Conditions (legal stuff)
- Inspections and appraisals
Here at SetYourRent we believe in home ownership. Today we bring on Lease Option Expert Shiloh Lundahl who has done over 50 lease option transactions. We will learn how Shiloh helps individuals get into homes. Shiloh provides with some great case studies on the call like how he helped 1 individual gain nearly $100,000 in equity using a lease purchase option. Towards the end of the episode we dive into Shiloh's coaching and investor philosophy businesses as well so you can understand both sides of the fence.
You can learn more about Shiloh on his YouTube channel or his website.
Here at Set Your Rent we believe in creating homeowners. If you have been denied a bank loan and want to know what options are available to you, then you have come to the right place.
Today we talk through the Pros and Cons (both financially and lifestyle preferences) of renting vs lease options (aka rent-to-own) vs owning.
No one situation is right for any individual or family. We explore and explain which may be the right option for you.
Today we talk about how do you find creative lease to own (aka rent to own or lease purchase option) or contract for deed homes in your area.
Websites mentioned:
- Home Partners of America
- Divvy Homes
- Renttoown.org
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Today we discuss the 5 most common problems and solutions with Lease to Own (aka rent to own or lease purchase option) agreements.
Top 5 Problems:
- Trust
- Bad Home
- Paperwork
- Wrong Fit
- Failure to follow-through
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Today we shed some light on the confusing an interchangeable terms used by many that can't qualify for a bank loan. What is rent to own, is it the same as Lease Option? How does it differ than a contract for deed? Which is best for me?
We answer those questions on todays podcast episode.
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Here at Set Your Rent we believe in home ownership. Sadly 1 in 10 americans will be denied a bank loan each year. Today we have a discussion with Sam Hickey to discuss what a good mortgage broker or loan officer should do to get you on a path to approval with a bank. We also dive deep into Lease Purchase Options, who they are for, items to consider, and how/when to refinance.
Sam can be contacted at Shickey@fbhl.com or https://flatbranchhomeloans.com/
We discuss how one entrepreneur successfully used a lease option to protect against a market downturn back in 2007. Nick shares his story, what happened, and why he is still in that home to this day.
You can learn more about Nick and his projects at thesancapguide.com.
If you have questions on how Lease Options work or want to consider entering into one yourself. Send us an e-mail at Homes@SetYourRent.com or checkout our website at SetYourRent.com
Quadrant I - Renter
Quadrant II - Bridge
Quadrant III - Mortgage
Quadrant IV - 100% Home owner
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
Our mission at Home Equity Partner (formerly Set Your Rent) is to help those who are unable to qualify for bank financing achieve the American dream; home ownership.Today we welcome guest Angelo Christian who has been in the mortgage industry for a long time doing $2B in loans. We will discuss all the different kind of mortgages, focusing on Non-QM.
Learn more about Angelo and his team here.
http://www.youtube.com/c/AngeloChristianMortgage
https://www.instagram.com/officialangelochristian/
Our mission at Home Equity Partner is to help those who are unable to qualify for bank financing achieve the American dream; home ownership. One of the most unknown and overlooked items in the mortgage industry is the Non-QM or Non Qualified Mortgage.
Today we bring in a Non-QM expert. Mac with discuss exactly what in the world is Non-QM loans, why you should care, and who it is for/not for.
If you are interested in connecting with Mac and his team please visit Angel Oak Mortgage Solutions. at https://angeloakms.com/
We always tell clients to make sure they exhaust all possible options when looking to obtain financing when looking for a home. This will be you lowest cost option. Today we speak with a licensed mortgage loan originator (ND, MN) discussing all the things required to obtain a traditional conforming bank loan.
Kristin can be reached at www.kristin.valleymortgageinc.com
Our mission at Home Equity Partneris to help those who are unable to qualify for bank financing achieve the American dream; home ownership.
If you have been denied a bank loan and want to know what options are available to you, then you have come to the right place.
We will explore all the options available to individuals when they think home ownership is impossible. We will be breaking down the barriers to the confusing lingo and options by bringing in industry experts.
We will cover conventional mortgages, qualified mortgages, non-qualified mortgages, private mortgages, rent to own, lease option, lease purchase, contract for deed, land contract, agreement for deed.
Our mission to is create homeowners by bringing you education and information.