The Financial Bloke Wealth and Wisdom: Recent Episodes
Ben Law
The wisest among us will tell us that money and wealth are important, but alone they will not make you happy or your life a success. Success and happiness require wisdom and wisdom comes from cultivating a learning mind set, a strong drive to always do better and by surrounding yourself with people who can teach or inspire you. Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth. Now he has decided to hang up his financial adviser boots, hand over the reins of his award-winning financial advice practice and become The Financial Bloke so he can help share the wealth and wisdom with you. Each fortnight Ben will be joined by guests from varying backgrounds, each with an interesting story or experience or a specialist financial knowledge you and your family need to know. So if you want to learn the principles of how to grow your family’s wealth throughout the generations join The Financial Bloke each fortnight for more Wealth & Wisdom.
There's a particular kind of farmer Paul Omodei can spot from across the kitchen table. Calm, clear-eyed, and somehow sleeping well at night while diesel prices spike and margins tighten. What separates them from the families quietly unravelling isn't luck, and it isn't the size of the balance sheet. It's a single mental shift Paul has watched play out again and again, sitting at the table with some of the country's highest-performing farming businesses.
In this episode of The AgriCoach Wealth & Wisdom Podcast, Ben Law sits down with Paul Omodei, Farm Business Consultant and Director at Planfarm, for a conversation that goes straight at how the best-run agricultural businesses in Australia are getting through rising input costs, an unusually tense season and no shortage of things outside their control, without losing their nerve or their family relationships along the way.
Paul has spent two decades in the room with multi-generational farming families, and he's noticed the pattern doesn't change: the ones who thrive aren't the ones with the fewest problems, they're the ones who've built a discipline into how they think, talk and decide under pressure. Ben and Paul get into why so many family operations quietly come apart long before the paddock ever lets them down, and what the families getting succession right are doing differently, well before a lawyer or an accountant is in the room.
Along the way, the two trade the practical tools they each use with their own clients (and their own families) to cut through anxiety and get back to clear thinking, plus a football analogy about business fitness that Paul leans on constantly. If your family's deep in the stress of this season, or quietly wondering who leads the business next, this is the conversation to put on before your next kitchen table sit-down.
📌 About Planfarm: Planfarm is one of Australia's leading farm business consultancies, working alongside farming families across WA, SA and Queensland to build stronger, more resilient family businesses for the next generation – https://planfarm.com.au/
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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The best young operator in your district has already decided whether they'd work for you — and they made that call from their phone, long before any job ad went live.
In Episode 130, Ben Law sits down with Lavinia Wehr, Founder and Creative Director of AgSocial, the socials-first agency built specifically for agricultural businesses. Lavinia grew up on a sheep and broadacre property in Esperance, backed herself into business at 22, and now works alongside some of the country's most ambitious farming enterprises to shape how they're seen online — and who they attract because of it.
This conversation is for the family business that's growing, professionalising, and quietly competing for the same handful of high-calibre people everyone else wants. Lavinia and Ben talk through why a strong online presence has become one of the most practical recruitment tools a modern farm has, how the right content shows prospective staff exactly what kind of operation — and family — they'd be joining, and why the businesses getting this right are pulling ahead while others wonder where the good applicants went.
You'll hear how to start from a blank page without feeling overwhelmed, what high-performing agribusinesses are doing differently right now, and the small, surprisingly ordinary moments on farm that turn out to matter most to the people watching. There's also a candid thread running through the episode about the next generation — what it really takes to step into a leadership seat in a multi-million-dollar farming business, and why backing yourself early may be one of the most valuable decisions a young person on the land can make.
If your family is thinking seriously about who carries the business forward — and how you'll attract the people who help them do it — this one's worth your time.
📌 About AgSocial: a socials-first marketing agency built specifically for agricultural businesses. They create strategy and content that actually resonates with growers — and helps farms recruit better people. Worth a look if this is on your radar – https://www.agsocial.com.au/
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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You've built something worth protecting. You've made the sacrifices, reinvested when others spent, and stayed the course when the easier path was right there. That discipline shaped everything. But what if the very thing that made your operation extraordinary is quietly becoming the thing that holds it back?
In this mini episode, Ben Law opens with a moment that will feel uncomfortably familiar to anyone sitting on either side of the generational fence — a conversation that started with a Landcruiser and a bull bar, and ended somewhere most farming families never quite manage to go.
Ben unpacks why the transition from one generation to the next so often stalls not because of money, not because of succession plans, and not because of bad intentions — but because of something far more human and far more fixable. He speaks directly and plainly to both generations: the one holding the keys and the one waiting for them.
What does it actually look like when a family gets this right? What happens in the room when the person with the most power chooses curiosity over certainty? And what is the one thing each generation can do this week — not next year, not at the next family meeting — to start shifting the dynamic right now?
This episode won't take long to listen to. But it might be the conversation your family has been circling for years.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Ask most farming families when succession actually begins and you'll hear a number — fifty-eight, sixty, "once the debt's down." In Episode 129 of The AgriCoach Wealth & Wisdom Podcast, succession facilitator James Hamilton of Cultivate Advisory offers a very different answer, and it reframes almost everything families think they know about handing on the land.
James isn't a consultant who parachutes in with theory. He's a farmer first — twenty-five years on the land at Narromine with his wife Amanda — who lived through his own family's succession and came out the other side with relationships stronger, not strained. That lived experience is the spine of this conversation with Ben Law, and it's why his approach lands so differently from the usual advice.
Ben and James get into the one conversation most families quietly avoid for years — the one that, left unspoken, slowly erodes relationships while everyone waits for a "better time." They talk through the difference between fair and equal, and why the families who get this right stop fixating on dollar figures and start thinking about something far more powerful. There's also a deceptively simple golden rule for parents that turns the usual planning process on its head — and spares them the heartbreak of presenting a polished plan only to watch it fall flat.
You'll hear why the strongest farming families treat relationships and balance sheets as equally important, what really happens when you invite the child who "doesn't need anything" into the room, and how time itself quietly becomes either the most valuable asset on the table or the most expensive thing you waste.
This one is for forward-thinking families who'd rather shape the next chapter on their own terms than have it shaped for them. Whether you're five years out or fifteen, the next gen wondering how to even raise it, or a parent who keeps putting it off, family farm succession planning starts with a single conversation — and this episode shows you how to begin it well.
📌 About Cultivate Advisory: James Hamilton helps farming families across Australia move from uncertainty to a clear, agreed roadmap for succession — facilitating the conversations most advisors shy away from, with no baggage and no pressure.
👉 Learn more about Cultivate Advisory here: https://www.cultivateadvisory.com.au/
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the reason you can't find good people has nothing to do with where your farm is — and everything to do with how you're showing up?
Finding and keeping top talent in agriculture is one of the most pressing challenges facing farming families today — and it's only getting harder. With a retirement cliff looming, a shrinking pool of skilled workers, and a generation that thinks and works differently than any before it, the old ways of hiring simply don't cut it anymore. But here's the thing: the farms that are winning this battle aren't necessarily the biggest or the best resourced. They're the ones who've figured out what great people actually want — and how to communicate it.
In this episode, Ben Law sits down with Kelli McDougall, Partner and Managing Director of Agri Talent, a woman who grew up between Inglewood and Goondiwindi, built her own recruitment business at 25, and has spent the better part of three decades placing top-tier talent across the agricultural sector. She sits squarely in the middle of both sides of this conversation — hearing what farming families are frustrated about, and what high performers are quietly walking away from.
What she's seeing should make every farming family sit up and pay attention.
Kelli unpacks why over 80% of the best placements Agri Talent makes are headhunts — meaning those people weren't even looking — and what that tells you about where the real competition for talent actually lives. She gets into the uncomfortable truth about why good people leave good employers, and why it's rarely about money. She talks about what your housing says about your standards, why a half-billion-dollar farming operation with zero online presence is raising red flags with 30-year-old candidates, and what the difference is between telling people you're a great place to work and actually being one.
There's also a conversation about the tectonic demographic shifts reshaping who's available to work in agriculture over the next decade — and why automation and authenticity may be your two most powerful recruitment tools going forward.
Whether you're trying to attract your first farm manager or hold onto the best operator you've ever had, this episode will change how you think about the people side of your business.
🌾 About Agri Talent Agri Talent is one of Australia's most respected agricultural recruitment specialists. They place permanent and executive talent across the full spectrum of ag — from hands-on farm roles to senior leadership — and they bring genuine industry knowledge to every brief. If you're looking for the right people for your farming enterprise, they're worth a conversation.
👉 Learn more about Agri Talent here: https://www.agritalent.com.au/
👉 Learn more about Global People Solutions here: https://www.globalpeoplesolutions.com.au/
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Most farming families have a good year, watch the money come in — and then quietly wonder, sometime in March, where it all went. Not because anyone was reckless. Not because anyone wasn't working hard. But because profit without a plan doesn't stay put. It gravitates toward whatever's urgent, whatever's default, whatever no one got around to deciding.
In this mini episode, Ben Law — The Financial Bloke — puts a name to something that happens quietly on farms across the country: the gap between what a family earns and what it actually decides to do with that money. It's a gap most families don't even know exists until they sit down and look at it.
Ben shares the single clearest signal he's found in high-performing farming families — something that separates the ones genuinely building wealth across generations from those working just as hard and getting a fraction of the result. It's not about scale, location, or what the season did. It's about one conversation. And whether your family is having it.
He also unpacks the four-bucket framework he uses with clients — a simple but surprisingly confronting way of thinking about where profit should go. What makes it confronting isn't the framework itself. It's the exercise at the end: the moment when family members who thought they were on the same page realise they've each been operating off entirely different assumptions about what the money is actually for.
If the next generation in your family feels like they're not quite at the real table yet — or if money conversations tend to get started and never quite finished — this one's worth eleven minutes of your time.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What separates the farming families who build something that lasts from those who simply survive? If you're honest about it, the answer rarely comes down to rainfall averages or commodity prices. It comes down to the decisions made by the people running the show — and the mindset they bring to every one of them.
Tim McGavin grew up off-grid in western Queensland, raised by a semi-literate father who could barely read but understood hard work, thrift, and responsibility better than most MBA graduates ever will. From aerial mustering in the outback to founding Laguna Bay — one of Australia's most respected agricultural investment funds — Tim's path was never linear, never planned, and never easy. But it was built on a foundation that very few people talk about openly: knowing who you are, thinking for yourself, and being willing to make decisions when no one's watching.
In this conversation with Ben Law, Tim gets refreshingly direct about what it actually takes for the next generation to step into a life worth leading — whether that's on the land, in business, or somewhere in between. What should ambitious young people in agriculture be doing with their twenties that most of them aren't? What does it really mean to back yourself when the conditions are bad and the pressure is on? And when it comes to succession, what's the conversation that simply has to happen before a next-gen kid comes home to the family business — and what goes badly wrong when it doesn't?
Tim also unpacks his involvement in Marcus Minds, a free online high-performance resource born out of a real problem at Marcus Oldham Agricultural College. The principles behind it aren't reserved for elite athletes or Formula One drivers — they're the same fundamentals that help any person, on any block of ground, make better decisions and build better habits over time. What does high performance actually look like when you strip it back to what matters? Tim has a very clear answer, and it might surprise you.
There's also a broader conversation here about the kind of thinking that produces long-term wealth and resilience — avoiding groupthink, understanding your own psychology, developing financial literacy, and learning to read the economic conditions that will shape farming families' futures in the decades ahead. Tim doesn't sugarcoat it. He sees both the opportunity and the threat clearly, and he's worth listening to.
This is one for the young people heading out into the world — and equally for the generation handing the reins across.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Markets are behaving in ways that don't seem to match the headlines. Conflict in the Middle East, the Strait of Hormuz under threat, oil briefly pushing $120 a barrel, inflation creeping back, interest rates moving the wrong way — and yet equity markets keep printing fresh all-time highs. If you've been watching your superannuation balance climb while quietly wondering what on earth is actually holding the whole thing together, you are not alone. In Episode 126 of The AgriCoach Wealth & Wisdom Podcast, Ben Law sits down with David Berthon-Jones, Chief Investment Officer and Founding Partner at Aequitas Investment Partners, for a candid conversation about what's really driving global markets right now — and what intergenerational farming families need to be paying close attention to as they think about long-term wealth, off-farm investments, and succession planning across decades, not quarters.
David manages and advises on roughly eight billion dollars of client capital, and he brings a refreshingly honest perspective to a moment that most commentators are either talking up or shouting down. He and Ben get into the AI capital expenditure wave fuelling the so-called Magnificent Seven, the quiet accounting questions underneath those valuations, and why the panic that used to follow geopolitical shocks seems to have evaporated at the index level — even as individual stocks get punished savagely. They also turn the lens home to Australia: rising fuel prices, stubborn inflation, a Reserve Bank with fewer levers than it had six months ago, the housing affordability question that other comparable countries have already started answering, and the productivity backdrop that every primary producer is feeling on the ground.
For farming families thinking decades ahead, the conversation moves into the territory that really matters. How should off-farm wealth be structured when valuations are rich and the macro picture is murky? Where does cash, fixed income, and genuine diversification fit when growth assets have done all the heavy lifting? And what's the single most common mistake David sees in self-directed portfolios that quietly undermines a family's succession plan before the next generation even gets a look at the books? Ben and David also touch on the lessons from the dot-com era, why Warren Buffett is sitting on an extraordinary cash position right now, and what that signals to patient capital with a multi-generational horizon.
If your family balance sheet stretches across the farm gate and the share market, and you want a clear-eyed read on what's worth worrying about — and what's worth ignoring — this is an episode worth your time. Tune in for a grounded, thoughtful conversation about protecting and growing family wealth in a market that's quietly daring everyone to look away.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Most farming families don’t fall apart because of one bad decision.
They fall apart because of a conversation that kept getting put off.
In this short, straight-shooting mini episode, Ben Law tackles a habit that quietly drains momentum, trust, and future options in family businesses — not through drama, but through delay. The kind that feels sensible at the time. The kind that buys comfort today and creates pain later.
If you’ve ever thought “now’s not the right time”, “we’ll deal with it after this season”, or “things are travelling okay for now” — this episode will stop you in your tracks.
It speaks to parents watching the next generation circle closer to the business… to sons and daughters wondering where they actually fit… and to families who sense a drift forming but can’t quite name it.
This isn’t about scare tactics or worst-case scenarios.
It’s about recognising the small warning signs early — while the fix is still manageable and the future still flexible.
Short. Practical. Uncomfortable in the right way.
One idea. One metaphor you won’t forget. And one quiet question that might change what you choose to address next.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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She walked Valentino runways at $10,000 a day, built a media career that spanned some of Australia's biggest brands, and was awarded Gold in Fashion & Textiles and Silver in Agriculture & Farming at the Women Changing the World Global Awards in London, 2025. And then she moved to a sheep station in Walcha, New South Wales.
But here's what makes Vanessa Bell's story genuinely worth your time: this isn't a fish-out-of-water tale about a city woman finding herself on the land. It's a masterclass in what happens when someone with serious commercial firepower looks out across a paddock and asks, what is actually possible here?
Vanessa is the Founder and CEO of her eponymous Australian luxury knitwear brand — crafted from Merino wool grown on her own property and produced with leading Italian mills. A Woolmark Licensee and RWS-certified wool grower, she works at the intersection of fashion, agriculture and sustainability, and champions natural fibres as the future of luxury. She also hosts the Fashion to Farmer podcast and speaks internationally on traceability, regenerative agriculture, and the global value of Australian Merino wool.
In this conversation with Ben Law, she gets into the real thinking behind building a business that operates at both ends of the value chain — from what happens in the shearing shed all the way to the global consumer.
What made her walk away from a career that had taken her from the runways of Tokyo and Vienna to the boardrooms of Sydney? What does it actually look like to grow wool fit for purpose — and then partner with one of Italy's most exclusive production houses to turn it into a globally recognised luxury knitwear label? How do you build a brand that refuses to discount, holds its value over time, and is designed to last a decade? And what does Vanessa believe is the real difference between farming families who talk about diversifying and those who actually do it?
There's also a pointed conversation about what farming families might be leaving on the table — not because they lack opportunity, but because of the way they think about what they produce and where their role in it ends. Vanessa challenges that thinking directly. And if you're part of the next generation on the land, or a farming family wondering whether an off-farm idea is worth the leap, what she has to say about solving real problems with real intention might be the reframe you didn't know you needed.
This is the kind of episode that sits with you after you've finished listening.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the most underutilised tool in your family business isn't a piece of machinery, a management software, or a new hire — but a structured room full of the right people, asking the right questions?
In this episode of the Agricoach Wealth & Wisdom Podcast, Ben Law sits down with Mike Logan AM — farmer, business coach, and one of Australia's most respected advisory board chairmen — to unpack why some of the most successful family businesses in agriculture have quietly adopted a structure that most farming families have never even considered: the family advisory board.
Mike brings rare credentials to this conversation. He didn't come from a boardroom — he came from the paddock. A cotton and beef farmer who once stretched his balance sheet to breaking point to build something bigger, Mike knows what it means to make high-stakes decisions with no-one in the room but yourself. That hard-won experience eventually led him from farming to chairing advisory boards across Australia and internationally, and it gives him a perspective on family business that few advisors can match.
This conversation goes well beyond the concept and into the mechanics — how these boards are structured, why they work, and what stops most families from ever getting the benefit of one. Mike shares the framework he uses to run every board meeting, why he's obsessed with cash over profit, and what the single biggest trap is for any family that tries to run a strategic conversation without the right structure in place.
There's also a moment in this episode that farming families with the next generation coming through will want to pause and replay — a candid exchange between Ben and Mike about what it actually takes to transfer wisdom from one generation to the next, and why leaving it to chance — or to osmosis — could be one of the most costly assumptions a family ever makes.
Whether you're running a multi-generational enterprise across thousands of hectares or a tightly held family operation just starting to think about succession, this episode asks a question worth sitting with: Are the right people in the room when the decisions that matter most get made?
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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There’s a message young men are hearing… and reacting to. But what if they’re reacting to the wrong part of it?
In this mini episode, Ben Law steps straight into a phrase that stirred up outrage across the world — and reframes it in a way farming families need to hear. Not as chest-thumping bravado. Not as “suffer in silence.” But as a call to responsibility, grit, and discernment.
Because there’s a moment every young bloke faces. The gate swings open. The paddock is bigger than he thought. The map is unclear. The pressure feels real.
Do you stand there and bellow about it? Or do you walk?
This episode speaks directly to young men in their late teens, twenties and thirties — especially those stepping into a farm, a business, or the weight of expectation. It challenges the quiet habits that stall progress — comparison, envy, complaint — and contrasts them with something far more powerful: decision, direction, and surrounding yourself with the right tribe.
But it also draws an important line — one many miss. There is a difference between discomfort and genuine struggle. Knowing the difference is maturity. Acting on it is strength.
If you’re raising sons. If you’re mentoring young staff. If you’re a young bloke trying to work out whether what you’re feeling is weakness or growth — this episode will land.
No lectures. No theatrics.
Just a grounded reminder of what built the country — and what will build your future.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Most farming families see their accountant once a year — usually in a panic around the 30th of June. The families who are genuinely building something that lasts across generations? They're doing something fundamentally different. And it has very little to do with tax minimisation.
In this episode of the AgriCoach Wealth & Wisdom Podcast, Ben Law sits down with Sarah Becker — Director of Becker & Co QLD, Chartered Accountant, Trusted Rural Business Advisor, and Central Queensland beef producer — for a conversation that cuts through the noise around what it actually takes to build a rural family business that goes the distance.
Sarah is one of those rare professionals who lives both sides of the fence. She runs a multi-generational accounting practice her family founded 40 years ago, and alongside her husband Rob, she's raising the next generation on 16,000 acres in the Dawson Valley. When she talks about intergenerational wealth, succession, and the role of a trusted advisor, she's not speaking theoretically.
What separates the families who thrive over decades from those who stall? Sarah has a clear answer — and it's not what most people expect. She and Ben pull apart the difference between having a dream and having a plan, why the most important financial conversations rural families need to have are rarely happening, and what it really means for your advisor team to be "on the bus."
They also tackle some of the harder questions that come with building wealth on the land: what's the actual cost of leaving the next generation out of the conversation? Why do so many high-performing producers treat strategic planning like it's optional? And what does a healthy, productive rhythm with your accountant actually look like throughout the year — not just when June rolls around?
Sarah shares a framework for thinking about profit allocation that goes well beyond reinvesting back into the business, and offers a perspective on the relationship between personal growth, family culture, and long-term business performance that will resonate with anyone who believes the health of the family and the health of the enterprise are inseparable.
Whether you're the generation steering the bus or the generation being brought along for the ride, this episode will prompt a conversation worth having — ideally before the end of financial year.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the thing holding your family business back… isn’t lack of opportunity — but lack of exposure?
In this conversation with Kara Knudsen, co-founder of a rapidly scaling northern cattle operation, we get a rare look at what actually happens when a farming family decides to think bigger, act earlier, and deliberately build something that outlasts them.
Kara shares the story behind their growth — from humble beginnings and hard seasons to building a business that no longer relies on family labour to survive. Along the way, she challenges the traditional idea of what a “family business” should look like… and replaces it with something far more resilient.
You’ll hear how they’ve approached developing their next generation — not through entitlement, but through responsibility, exposure, and real-world experience. Why stepping outside the farm gate can completely reshape how you see your own business. And what changes when you stop reacting to challenges… and start preparing for them.
There’s also a deeper thread running through this episode — around discomfort, decision-making, and the moments where things could go either way. The kind of moments most families face… but few talk about.
If you’ve ever wondered how some families seem to grow, adapt, and stay aligned while others stall… this one will get you thinking.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the most loving thing you can say to your child is, “That’s not good enough.”
In this mini episode, Ben tackles a quiet pattern that shows up in farming families everywhere — not laziness, not bad intent, but standards that slowly soften over time. And when standards soften, performance follows.
It rarely looks dramatic. It looks like picking your battles. Letting small things slide. Telling yourself you’ll deal with it later. After harvest. After weaning. After the next busy season.
But what happens when “later” becomes the norm?
Ben draws a sharp line between being harsh and being clear — and explains why the families who build businesses that last aren’t necessarily tougher… they’re simply more consistent. More deliberate. More willing to correct early rather than repair late.
If you care about raising capable kids, building a resilient next generation, and protecting the culture of your family business without becoming cold or corporate — this one will challenge you.
Because the question isn’t whether you want high standards.
It’s whether you’re prepared to hold them.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Character Over Credentials: Building Success in Agriculture That Lasts
Some of the most successful people in agriculture didn’t follow the neat, modern career path everyone now promotes — and that’s exactly the point.
In this episode, Ben Law sits down with David Foote — board member at Cattle Australia, former executive at Australian Country Choice, and a lifelong student of leadership — for a conversation that cuts through the noise around success, ambition, and what actually lasts in agriculture.
This isn’t a story about climbing ladders or chasing titles. It’s about what quietly compounds over decades: turning up when no one’s watching, learning before leading, and choosing environments that stretch you rather than flatter you. David reflects on the formative experiences that shaped his career — from hard lessons early in life to building scale inside one of Australia’s most influential beef businesses — and why so many capable young people sabotage their future by rushing the process.
Along the way, Ben and David unpack the tension every farming family feels but rarely articulates: how do you prepare the next generation for responsibility without entitlement? How do you build capability before authority? And why does curiosity often matter more than confidence when the stakes are high?
This episode will challenge how you think about leadership, succession, and the kind of character required to build something that outlives you — not just in business, but in family and community as well.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Most farming families don’t fall apart because of bad intentions.
They stall because the right conversations never quite happen.
In this episode, Ben sits down with communication specialist Katie Godden to talk about the one skill that quietly determines whether families move forward together — or slowly drift out of alignment. It’s the skill behind tough conversations that never get started, meetings that heat up too fast, and decisions that keep getting pushed down the road.
Why do capable, hardworking families avoid the conversations they know matter? What actually causes things to escalate — or shut down completely — even when everyone wants the best outcome? And how do you raise sensitive issues without lighting the fuse or damaging relationships you can’t afford to lose?
This conversation cuts to the heart of what really holds families back — not strategy, not money, not effort — but how they communicate under pressure. If you’ve ever walked away from a discussion thinking “that didn’t go how I hoped”, or felt the tension of unspoken issues building over time, this episode will hit close to home.
It’s practical. It’s grounded in real family dynamics. And it speaks directly to anyone who knows their family, business, and future deserve better conversations than the ones they’re currently having.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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There’s a quiet habit that separates families who stay sharp across generations from those who slowly lose their edge… and it has nothing to do with markets, rainfall, or land values.
In this straight-shooting mini episode, Ben Law shares a lesson handed to him decades ago by a highly successful operator — a lesson that sounded almost too simple to matter, yet has shaped how he works with some of Australia’s most driven farming families today. It challenges the way we handle pressure, the conversations we tolerate around the kitchen table, and the standards we quietly accept in ourselves.
What happens when complaining feels justified… but comes at a hidden cost? Why do some families face the same setbacks as everyone else yet keep moving forward with clarity and direction? And how does the voice in your own head influence the way you lead your family, business, and future?
This episode is a sharp reminder that long-term success isn’t just built on strategy, scale, or hard work. It’s built on standards — especially the ones nobody sees. If you’re serious about building a family enterprise that holds strong through tough seasons, this conversation will challenge how you show up when things don’t go to plan.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Most farming families don’t break when things go wrong.
They break when pressure becomes the normal state — and nobody notices until the cost shows up years later.
In this conversation, Ben sits down with Ali Flynn — therapist, facilitator and high-performance practitioner — to talk about the kind of resilience that actually holds up under real-world pressure. Not the “push harder” version. Not the silent grind. But the type that protects decision-making, relationships, health, and long-term leadership capacity when the stakes are high and the margin for error is thin.
This episode speaks directly to families who are carrying responsibility across generations — the ones juggling business complexity, family dynamics, unpredictable seasons, and the constant expectation to stay sharp no matter what’s happening in the background. When pressure rises, why do some people stay calm, clear, and connected — while others slowly slip into reaction, withdrawal, or burnout without realising it’s happening?
Ali brings lived experience, clinical depth, and a grounded understanding of high-performance environments to unpack what’s really going on beneath the surface when capable people start making poor decisions, shutting down, or running on empty. The conversation challenges the idea that resilience is just about toughness, and instead points to something far more strategic — and far more sustainable.
If you’ve ever wondered why smart, driven people can still feel overwhelmed…
why success sometimes comes with an invisible cost…
or how pressure quietly reshapes behaviour inside families and businesses —
this is one worth listening to all the way through.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the reason so many capable farming families get stuck isn’t lack of advice — but the way they’re thinking about the problem in the first place?
In this episode, Ben Law sits down once again with Dr Kate Burke, founder of Think Agri, to challenge some deeply held assumptions about decision-making, succession, and what really determines whether a family business thrives across generations. Kate has spent decades working alongside farming families who are smart, hardworking and deeply committed — yet still find themselves paralysed when the conversation turns to the future.
Rather than treating big transitions as a technical or transactional exercise, Kate invites listeners to consider a different starting point: how mindset, identity, and human dynamics quietly shape every major business decision on the land. Why do practical, capable people avoid conversations they know matter? Why does independence sometimes work against us? And what changes when families stop trying to “solve” the future and instead prepare for it properly?
This conversation speaks directly to families who sense there’s more at stake than tax structures or paperwork — who care about legacy, relationships, and handing over something stronger than what they inherited. If you’re five, ten or even fifteen years out from major change, this episode will challenge how you frame the task ahead — without telling you what to do.
It’s thoughtful. It’s practical. And it just might change how you see the next chapter.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Your great-grandfather faced shells, mud, and men trying to kill him.
So why does a single conversation still stop so many farming families in their tracks?
This mini episode cuts straight to a quiet truth most families don’t want to admit: the fears that hold us back today don’t look dramatic — but they’re just as powerful. Not because we’re weak, but because our wiring hasn’t caught up with the world we’re living in.
If you’ve ever put off saying what needs to be said… felt the knot in your gut before raising a tough issue… or convinced yourself “now’s not the right time” — this episode will land close to home.
It challenges the idea that courage has to look heroic, and reframes what real strength actually looks like inside modern farming families. Not in the paddock. Not in the bank balance. But in the moments where silence feels safer than honesty.
This isn’t about fixing anyone or rehashing the past. It’s about recognising the invisible forces that quietly shape decisions, relationships, and direction — and why the smallest avoided conversations often carry the highest long-term cost.
Listen in if you care about where your family is heading, not just what you’re building.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the real issue with “kids not stepping up” isn’t them at all?
In this episode, Ben Law sits down again with high-performance advisor Chris Webb to tackle a question many farming families quietly wrestle with: why do capable, intelligent young people sometimes drift instead of rise?
Drawing from elite sport, leadership environments, and years inside high-pressure teams, Chris challenges some deeply held assumptions about motivation, entitlement, and responsibility. The conversation cuts through surface-level frustration and points to something far more uncomfortable — and far more powerful — than blame.
This episode is for families who care about continuity. About pride in what’s been built. About preparing the next generation to handle responsibility before it’s forced on them by circumstance.
You’ll hear why standards don’t magically appear at 25, how culture is shaped long before succession is discussed, and why clarity, consistency, and accountability matter more than good intentions.
If you’ve ever thought, “We’ve given them every opportunity — why isn’t it landing?” this conversation will likely shift how you see the problem… and what needs to change first.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the child who doesn’t want to come back on farm is actually your biggest long-term advantage?
In this episode, I sit down with Andrew Conaghan, Managing Director of Livestock Junction, to challenge one of the quiet assumptions that holds many family businesses back — that contribution only counts if it happens on the ground, in the paddock, every day.
Andrew’s pathway couldn’t be more different from the traditional ag narrative. He built his career in IT, systems, and project management off-farm, yet today he plays a central role in the strategic direction of his family’s feedlot business — while also leading a fast-growing ag-tech company servicing producers across Australia.
This conversation is for farming families asking hard questions about the future. What do you do when the next generation doesn’t want the same role you had? How do you spot value that isn’t obvious at first glance? And how do you create space for contribution without forcing people into a mould they were never meant to fit?
If you’re thinking about the long game — not just succession, but sustainability, relevance, and growth — this episode will challenge how you see the next generation.
To learn more about Andrew, Livestock Junction and Barmount Feedlot, checkout their website and socials here:
Livestock Junction
Web: www.livestockjunction.com.au
Facebook: https://www.facebook.com/livestockjunctionau
Instagram: https://www.instagram.com/livestock_junction/
LinkedIn: https://www.linkedin.com/company/livestock-junction
Barmount Feedlot
Web: https://www.barmount.com.au/
Facebook: https://www.facebook.com/barmountfeedlot
Instagram: https://www.instagram.com/barmount_feedlot
LinkedIn: https://www.linkedin.com/company/barmount-feedlot
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Most farming families don’t fail because they can’t run a business.
They fail because the family part was never properly prepared.
Not long ago, the idea of having a coach in agriculture sounded odd — even unnecessary. Today, some of the most switched-on, asset-rich families in the country are quietly asking a different question: who’s actually helping us stay aligned as a family while everything else gets bigger, faster, and more complex?
This mini episode challenges the assumption that coaching is about productivity hacks or running harder each day.
If you’ve ever wondered whether things are truly aligned beneath the surface — or what the cost might be of leaving the hardest conversations untouched — this short episode will make you pause, reflect, and possibly start a conversation your family has been postponing for years.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Most families wait until something breaks to start succession conversations. High-performing families don’t.
In this powerful conversation, Ben sits down with succession planner Tim Lane of Proagtive to unpack a truth most farming families quietly suspect: the ones who thrive across generations aren’t the biggest or wealthiest — they’re simply the ones who start early and keep talking.
Tim lifts the curtain on what he’s seen after decades around kitchen tables across Australia — the families who glide through transition, the ones who hit turbulence, and the tiny mindset shifts that separate the two. You’ll hear how “success planning” (not “succession planning”) helps families think long-term, lower pressure, and build clarity bit by bit, years before any assets change hands.
Ben and Tim get real about the fears parents carry, the untapped drive of the next generation, the dangers of assumptions, and how early conversations create confidence, creativity and unity. You’ll also discover why starting 5–15 years ahead isn’t “too early” — it’s the single greatest advantage a family can give itself.
If you're a parent wanting to prepare well, or a next-gen ag leader wondering how to step up without stepping on toes, this episode offers the roadmap — practical, calm, grounded and completely aligned with what high-performing farming families do differently.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the real threat to your family business isn’t drought, interest rates, or commodity prices — but entitlement creeping into the next generation?
In this Mini Episode, Ben Law — The Financial Bloke — takes aim at the behaviour that quietly rots family businesses from the inside. Entitlement isn’t random, and it’s not “just their personality”. Most of the time, we create it at home without realising: standards slip, excuses get tolerated, and kids get rescued instead of raised.
Ben lays out the uncomfortable truth: rules, punishments and guilt don’t fix entitlement. They fuel it. The only antidote that works — every time — is earned pride. The deep pride that comes from sacrifice, contribution and understanding the cost of what the family has built.
If you care about raising capable young adults who can lead the family business into the future — not inherit it with a sense of entitlement — this episode gives you the thinking and the language to make that happen. Hear how professionalism, responsibility and connection to the family story shape the next generation not just to “take over”, but to deserve their place at the table.
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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What if the biggest risk to your family farm isn’t drought, interest rates, or commodity prices— but you running yourself into the ground?
In this episode of The Agricoach Wealth & Wisdom Podcast, Ben sits down with executive coach Tanya Atkinson, who works with leaders and farming families across Australia on growth, transition and burnout. Together they unpack a hard truth most high-performing families quietly brush aside: burnout is everywhere in agriculture, and it’s often the most driven, reliable people who are closest to the edge.
Tanya pulls back the curtain on what burnout really is and why it’s not the same as just being busy or stressed. She and Ben talk through how it shows up on family farms—loss of interest in things you used to love, brain fog, snapping at the people closest to you, or feeling permanently “tired but wired” even when you finally get a day off. They look at how this plays out in succession, when decades of striving crash into unspoken expectations, conflict and broken trust.
You’ll hear Ben share the health scare and near-miss that forced him to reassess everything, plus the brutal stories and beliefs many rural people carry about work, worth and “toughing it out”. Tanya lays out practical, realistic guardrails for busy farming families: simple, workable ways to reset your nervous system, protect your relationships, and still get the job done without torching yourself in the process.
If you’re building serious wealth, growing the business and trying to set up the next generation, this conversation will help you ask a bigger question: what’s the point of all this success if your health, marriage, or family unity don’t make it across the line with you?
If this podcast has ever added value to your farming business, we'd love for you to leave us a rating and review on Apple Podcasts or Spotify.
https://pod.link/1598835360
Ben Law is a coach to some of Australia's most successful farming families. He was raised on the land — three generations of farming in his blood — and has spent almost 30 years and more than 40,000 hours alongside farming families, first as their financial adviser and now as their coach. Along the way he learned the truth nobody talks about: what makes or breaks a family legacy isn't the money — it's whether the family can communicate, get aligned, and prepare the next generation before succession arrives.
That's what this podcast is about. Each fortnight Ben sits down with farming families, trusted advisers and industry experts to unpack how to build a family that thrives across generations — strong in business, strong in relationships, and set up to hand over the farm without losing each other.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
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Ever wonder why the markets keep climbing even when everything feels uncertain?
In this episode, Ben Law sits down with Libby Newman, Senior Investment Strategist at Vanguard Australia, to unpack what’s really driving today’s market highs, the rise of AI, and what it all means for long-term investors.
From record share prices to gold surges and the unstoppable tech giants, Libby explains why diversification still wins, why most investors underperform the market, and how to build “all-weather portfolios” that thrive through volatility.
You’ll also hear why AI might be the next electricity, how population shifts could change the global economy, and the timeless investing lessons that separate the patient from the panicked.
If you’re managing family wealth, super, or farmland assets, this is a must-listen before your next financial decision.
f you’re the kind of family that leads from the front, not waits for a crisis, the 2026 Roadmap Workshops are for you. Seats open to the waitlist first. Join at: agricoach.com.au/takeaction
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Most farming families think profit equals progress — but that’s not always true. In this episode, Ben Law breaks down the truth about where your profit really goes… and why so many families work their guts out yet still feel like they’re standing still.
You’ll hear how high-performing families treat profit not as a finish line, but as fuel — fuel for freedom, security, and legacy. Ben walks through the five “profit buckets” every family should understand — from Mum and Dad’s independence to off-farm wealth — and explains how small shifts in how you allocate profit can completely change your family’s future.
If you’ve ever wondered why another good year doesn’t seem to move the needle, or you want to turn profit into real progress (without family tension or guesswork), this episode will show you where to start — and the one question that reveals what your family truly values.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What if the real reason family conflict keeps repeating isn’t about money, land, or even succession — but the unseen stories we’ve been carrying for generations?
In this powerful conversation, Ben Law sits down with Lael Stone — educator, counsellor, author, and co-founder of Woodline Primary School — to unpack how unexamined imprints from our past quietly shape how we parent, lead, and communicate.
From unspoken family expectations to generational beliefs about work, money, and self-worth, Lael shows how we can rewrite the stories that keep us stuck — so we don’t hand them down to our kids.
They dive into what “owning your story” really means, why forgiveness and grace are essential to healing old wounds, and how emotionally intelligent families break free from the patterns that sabotage trust and unity.
If you’ve ever thought, “I sound just like my parents,” or wondered why the same family issues keep resurfacing, this is an episode you’ll want every generation to hear.
KEY THEMES
- The invisible imprints we inherit from our family of origin
- Why awareness, not blame, is the key to breaking patterns
- How to deal with conflict constructively — without blowing up or shutting down
- The role of grace and forgiveness in family healing
- How your personal growth impacts the next generation
f you’re the kind of family that leads from the front, not waits for a crisis, the 2026 Roadmap Workshops are for you. Seats open to the waitlist first. Join at: agricoach.com.au/takeaction
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What if the secret to lasting success in farming, family, and life isn’t about controlling every detail — but about knowing when to let go?
In this mini episode, Ben Law shares the mindset he’s seen in the most successful farming families over the last 25 years: do your absolute best, then release the outcome. From the paddock to the boardroom, the lesson is the same. You can prepare the soil, sow the seed, and spray the weeds — but you can’t control the rain.
Ben unpacks how clinging too tightly breeds stress, brittleness, and unhappiness — while the families who thrive are the ones who work hard, set clear standards for “their best,” and then trust the process. You’ll hear practical ways to build this mindset: defining your best, dropping perfection, reframing setbacks, and zooming out when small problems feel overwhelming.
This isn’t fluffy theory. It’s the quiet confidence that keeps high-performing families resilient, future-focused, and — let’s be honest — happier.
So, where in your life are you gripping too tight right now? And what would change if you trusted your effort and let go of the rest?
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What if the very habits that made you successful are now the biggest things holding you back?
In this episode of The Agricoach Wealth & Wisdom Podcast, Ben sits down with Jean-Marc Barbeau, turnaround strategist and founder of Better Business Freedom. Jean-Marc shares his journey from climbing the corporate ladder in London to redefining what true success and freedom mean — and why too many business owners (and farming families) fall into the trap of working harder instead of working smarter.
Together, Ben and Jean-Marc tackle the “frog in boiling water” problem, the danger of being trapped by past success, and the waiting-for-later myth that robs families of joy in the present. You’ll hear stories that bring these lessons to life — from the “Waterboy” who stopped carrying buckets to build a pipeline, to families wrestling with how to let go of control across generations.
If you’ve ever wondered how to avoid burnout, create real freedom, and lead your family or business into a stronger future, this conversation will give you practical perspective and a challenge to rethink what prosperity really means.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What tears farming families apart usually isn’t the big blow-ups. It’s the quiet termites — the little digs, careless words, and unspoken grudges that eat away at trust. In this mini-episode, Ben Law unpacks a principle that can transform family dynamics: “Work hard not to offend — and even harder not to be offended.”
You’ll hear why truth-telling without timing and respect backfires, how carrying offence poisons family businesses across generations, and when offence is not only justified but essential. Ben draws on lessons from the Stoics, Lincoln, and decades of coaching rural families to show why thicker skin, forgiveness, and deliberate communication are the backbone of high-performing families.
If you’ve ever wondered how to balance honesty with harmony in your family or business, this episode will challenge the way you handle conflict — and give you a practical standard to measure your words and reactions against.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What if you could take the wild swings out of cattle prices and bring real certainty into your operation?
In this episode, Ben Law sits down with Ripley Atkinson, livestock risk management specialist at StoneX. Ripley grew up on a mixed farm in Tamworth, worked across NT stations, MLA, and now helps producers and feedlots across Australia use structured tools to lock in margins and plan with confidence.
Together, they break down how risk management works in plain language — from the cotton industry’s long history of hedging to how Australian beef producers can now access similar tools through swaps and structured contracts. You’ll hear how locking in even part of your herd at a set price can reduce volatility, strengthen bank relationships, and give you peace of mind when the market moves.
Whether you’re running a feedlot, backgrounding cattle, or breeding for processors, this conversation shows practical ways to protect your margins and take more control of your financial future — without getting lost in the jargon. If you’ve ever wondered how top operators smooth out the highs and lows of the cattle market, this episode gives you the roadmap.
Disclaimer:
The views, opinions of the presenters are solely their own and do not in any way reflect the views, opinions, endorsements or recommendations of STONEX. STONEX is the trade name used by STONEX GROUP INC. and all its associated entities and subsidiaries. StoneX Group Inc. provides financial services worldwide through its subsidiaries, including physical commodities, securities, exchange-traded and over-the-counter derivatives, risk management, global payments and foreign exchange products in accordance with applicable law in the jurisdictions where services are provided.
Information and material presented is for educational purposes only and does not constitute any form of investment advice nor an offer or solicitation to invest in any financial instrument.
This information provided is prepared by STONEX and is intended for general circulation. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You should take into account your specific investment objectives, financial situation or particular needs before making a commitment to invest, including seeking advice from an independent financial adviser regarding the suitability of the investment, under a separate engagement, as you deem fit.
Representations of past performance are in no way an indication of future performance and such representations have not been verified by StoneX. No representation or warranty is given as to the accuracy or completeness of the information or material presented.
The presentation herein is not directed to, or intend
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Ever found yourself convinced the sky was falling—only to realise later it was just a hiccup?
In this mini episode, Ben shares how a blocked septic system spiralled into a fifty-grand catastrophe in his head before reality pulled him back. That moment uncovers a bigger truth: the sneaky role cognitive distortions play in farming families.
From black-and-white thinking to catastrophising and mind-reading, Ben shows how these mental traps quietly leak into business decisions, strain relationships, and eat up precious energy.
More importantly, he lays out simple, practical tools to catch, challenge, and reframe them—so you can protect family harmony, reduce conflict, and keep your operation moving forward.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Recorded live at the annual 3R Beef Pre Bull Sale Dinner, this special episode of The AgriCoach Wealth & Wisdom Podcast captures a fireside chat with one of Australian agriculture’s most influential leaders.
Ben Law sits down with Garry Edwards — Chair of Cattle Australia and Managing Director of AAM Investment Group — to unpack the journey from the paddock to building a $1 billion diversified agribusiness spanning beef, lamb, poultry, cropping, and timber.
From his early days in agriculture to steering one of the most significant ag portfolios in the country, Garry shares the mindset shifts and strategic decisions that shaped his success. He talks candidly about why he built a cross-commodity model, the lessons learned from managing risk in volatile markets, and how trade shocks and geopolitics can flip the industry overnight.
But this isn’t just about billion-dollar businesses. Garry explains why the principles that underpin AAM’s growth — spotting opportunities, managing uncertainty, and playing the long game — matter for every farming family. Whether you’re looking to strengthen your operation, prepare the next generation, or understand the global forces shaping agriculture, this conversation is packed with takeaways you can put into practice.
A big thanks to Geoff, Tony, and the entire 3R Beef team for hosting the dinner and creating the space for conversations like this — moments that remind us of the power of community, connection, and shared wisdom in agriculture.
At its heart, this episode is about one thing: how to future-proof your family and your business in an industry that never stands still.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Ever walked into a family meeting armed with facts, spreadsheets, and a bulletproof case — only to walk out with nothing but more tension? You’re not alone.
In this punchy mini episode, Ben Law unpacks why logic so often fails in farming family conversations — and what actually works instead. From succession and scaling decisions to big changes in the business, emotions nearly always trump calculators.
Ben shares four proven strategies to shift the conversation: start with feelings, ask more and tell less, frame gains not losses, and focus on “us” not “me.” These simple but powerful tools will help you cut through gridlock, build trust, and create alignment without fuelling conflict.
If you’re a farming family trying to keep wealth, relationships, and legacy intact, this is one episode you can’t afford to skip.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What if the government’s proposed superannuation tax changes weren’t just targeting the ultra-wealthy, but could one day hit everyday farming families?
In this episode, Ben Law — The Financial Bloke — is joined again by leading agribusiness lawyer Kylie Wilson to cut through the political spin and lay out what these changes really mean for families on the land.
From the extra 15% tax on balances over $3 million, to the lack of indexation, and the controversial tax on unrealised gains— this conversation gets to the heart of how the rules could reshape retirement planning, succession, and the future of family farms.
You’ll hear why “don’t panic, but get advice” is the message for now, why off-farm assets are still the ultimate superpower in succession, and how failing to plan early could force families into selling the farm when it matters most.
If you’ve ever wondered how these changes could affect your super, your succession, or your kids’ ability to take over the farm, this episode is one you can’t afford to miss.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What if the biggest risk you’ll ever take isn’t failing — but hesitating?
In this short, sharp mini episode, Ben Law unpacks the single piece of advice he’s heard most from the wisest minds he’s interviewed: back yourself.
Drawing on years of conversations and his own journey, Ben reveals why waiting until you “feel ready” is a trap, why action beats hesitation every time, and how regret creeps in when you let opportunities pass by.
Whether you’re leading a family farm, growing a business, or trying to make bolder moves in life, this episode will challenge you to stop waiting for permission and start acting now — before it’s too late.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What keeps a fifth-generation family business alive for more than a century? In this episode, Ben Law sits down with Tom Morrissey of Morrissey & Co, the Darling Downs family behind Australia’s most trusted calf cradles and cattle equipment.
From humble blacksmith beginnings in 1910 to pioneering world-first solar-powered hydraulic crushes, the Morrisseys have always balanced tradition with innovation. Tom shares how his family works side by side — parents, siblings, and now the next generation — and the systems they’ve put in place to avoid the traps that sink most family businesses.
You’ll hear the secrets behind their longevity: putting customers first, making products that outlast decades of use, and doing the hard work of family alignment. Tom talks candidly about the breakthrough moments when the Morrisseys stopped bottling things up and learned to sit down, face the tough conversations, and back each other in.
This is more than a story about cattle gear. It’s about legacy, leadership, and the mindset required to carry a business — and a family name — across generations.
If you’re part of a family business, thinking about succession, or just curious about what it really takes to last 115 years in ag, this conversation is packed with lessons you won’t forget.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
"We should’ve started this 10 years ago."
Ben Law has heard that exact sentence more times than he can count — whispered by farming couples in their 60s and 70s, after the kids leave the room.
In this punchy and powerful mini episode, Ben dives into one of the most painful regrets he sees in agriculture: waiting too long to get started.
Waiting to have the hard conversations.
Waiting to plan the future.
Waiting for clarity. Permission. The ‘right time.’
You’ll discover:
- Why most families delay succession conversations — and what it costs them
- The invisible drift that slowly damages relationships and legacy
- How High Performing Families avoid the 10-year regret by starting early, even when it’s messy
- Why well-meaning advisers who say “wait” are often part of the problem
This episode is a wake-up call for the quietly frustrated mum, the cautious dad, or the next-gen leader ready to take action. Don’t wait for regret — lead now.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
If your kids are going to inherit the farm — or the family fortune — you’d better be sure they know how to manage it.
In this no-fluff, high-value episode, Ben is joined by long-time mate and mortgage strategist Ryan Baddock to explore what it really takes to get the next generation wealth-ready — long before succession.
You’ll discover:
- Why teaching your kids how to build wealth is more important than just handing it over
- The key steps young people should take before buying their first investment property
- How parents can support their kids without enabling them — including the right (and wrong) ways to help with deposits and guarantees
- What banks really look for when assessing young borrowers — and the hidden landmines that can derail your kids' financial future
- Why lending rules are not one-size-fits-all — and how a good broker can mean the difference between “no deal” and “you’re in!”
Whether your kids are headed back to the farm or off to forge their own path, this episode is packed with real-world advice on setting them up for wealth, wisdom and independence.
🛠 Practical. Strategic. Eye-opening.
This one’s a must-listen for every farming family that wants to break the three-generation curse.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Think your farm is your retirement plan? Think again.
In this confronting MINI EPISODE, Ben Law — The Financial Bloke — takes aim at one of the most dangerous beliefs in family agriculture: “The farm is my super fund.”
That mindset has quietly blown up more successions than droughts or disputes ever have.
You’ll discover:
- Why relying solely on the farm for retirement is a recipe for regret
- How off-farm assets create options — and protect your family from debt and dysfunction
- A practical starting point for building retirement income without sacrificing the business
- Real-world examples of what happens when you plan ahead… and when you don’t
This episode is essential listening for anyone who wants to transition the farm without tearing the family apart — and leave a legacy with options, not obligations.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What’s holding your family business back — being wrong, or being too slow to change?
In this energising conversation, Ben Law sits down with Dr. Mark Ferguson — sheep genetics expert, CEO of Next Gen Agri, and host of The Head Shepherd Podcast — to explore why the greatest risk in ag today isn’t failure... it’s inertia.
From the paddock to the boardroom, this episode cuts through the fluff and tackles the hard truth: the families that thrive are the ones who fail fast, think curiously, and adapt quicker than the rest. It’s not about having all the answers — it’s about asking better questions, challenging old assumptions, and staying ahead of the curve.
You’ll learn:
- Why “slow to act” is deadlier than “wrong to act”
- How a curious mindset can compound your results
- The role of confirmation bias and how it traps even good operators
- Why your next generation may be your best untapped asset
- The power of asking dumb questions and staying open — no matter your age or experience
Whether you're managing millions in livestock or just starting to hand over the reins to the next generation, this episode is a wake-up call to stop waiting — and start evolving.
Hit play. Then share it with someone who needs a nudge to think bigger, act sooner, and lead smarter.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Ever found yourself snapping at the wrong person, avoiding the real issue, or feeling stuck but not sure why?
In this punchy mini episode, Ben Law — The Financial Bloke — unpacks the two emotional drivers that quietly derail farming families: fear and frustration. Left unchecked, these forces sabotage relationships, cloud decisions, and stall progress.
But here’s the good news: once you understand them, you can master them.
Ben reveals:
- Why even the most successful families are being silently shaped by these emotions
- How fear and frustration disguise themselves as busyness, anger or avoidance
- Four practical tools to help you respond like a leader instead of reacting like a victim
- The one question high performers ask when the pressure hits
If you want to build emotional fitness, lead your family better, and stay grounded in tough times — this episode delivers the goods.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
When the paddocks are thriving but the family’s falling apart, what’s really being regenerated?
In this episode of The Agricoach Wealth & Wisdom Podcast, Ben Law sits down with eighth-generation farmer and regenerative ag pioneer Charlie Arnott. Charlie shares the raw, unfiltered story of what led him to overhaul his approach to farming—and, just as importantly, to life. From burnout during the millennium drought to discovering the power of values-led living, Charlie’s journey goes far beyond soil health. Together, Ben and Charlie explore how curiosity, communication, and conscious planning are the real generational assets—both in the paddock and around the dinner table.
If you’re a forward-thinking farming family that’s built a successful operation but knows there’s more to legacy than land and livestock, this episode will challenge and inspire. You’ll walk away with practical ideas—from the power of a 12-month family calendar to simple daily rituals—that could be the key to regenerating not just your farm, but your family’s future.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
You’re smart about tax. You’ve got a good accountant. You’ve structured things well.
But what if there’s one tax you’re still paying — and it’s not even on the spreadsheet?
In this sharp and confronting MINI EPISODE, Ben Law — The Financial Bloke — exposes the silent killer most farming families never see coming: The Ignorance Tax.
It’s the cost of not knowing what you don’t know — and it’s draining your time, money, and momentum without you realising.
You’ll discover:
- What the Ignorance Tax looks like in a high-performing family (real-world red flags)
- How it compounds quietly over time — damaging relationships, slowing decisions, and fuelling resentment
- The one simple habit that slashes this tax and puts you back in control
If you want to build a family and business that thrives across generations, this episode is your call to stay curious, think strategically, and stop paying for what you could fix.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What happens when your home, business, and family are all wrapped into one — and you never get to clock off? In this episode, Ben sits down with Katja Williams — Dubbo-based farmer, mum of four, and host of The Ultimate Farm Wife podcast — to tackle one of the most overlooked but essential ingredients for success in family farming: boundaries.
This is not a fluffy chat about “work/life balance.” It’s a raw, practical conversation about the invisible load carried by farming families — especially women — and how small changes in expectations, communication, and structure can transform both relationships and results. Katja shares insights from 90+ interviews with rural women, hard-won lessons from her own 11,000-acre enterprise, and actionable strategies for drawing the line before the blow-ups happen.
Whether you’re raising steers or raising kids — if you've ever felt like the farm is taking over your life, this episode is your permission to pause, reset, and lead your family better.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
You’re kicking goals. The numbers look great. The farm’s expanding. But here’s the question nobody’s asking:
At what cost?
In this punchy MINI EPISODE, Ben Law — The Financial Bloke — delivers a much-needed gut check for ambitious rural families and business owners chasing growth at full tilt.
Because success built the wrong way might leave you wealthier… but lonelier, burned out, or disconnected from the people who matter most.
Ben shares the subtle warning signs he sees in farming families across the country — and unpacks 7 practical mindset shifts to help you win well, not just win big.
You’ll learn:
- Why some of the most “successful” families feel the most fractured
- How fear, control, and tunnel vision sabotage long-term success
- The shifts High Performing Families make to stay united, grounded, and fulfilled
This is a must-listen for anyone building a life and legacy — not just a balance sheet.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What do Olympic medal-winning teams, the All Blacks, and elite farming families have in common? According to Chris Webb — high-performance advisor to Australia’s top sporting teams — it’s not just talent that wins the day. It’s culture, clarity, and the courage to call out bad habits.
In this high-octane episode, Chris reveals what truly separates good teams from great ones — and how farming families can apply the same principles to grow stronger businesses and deeper relationships. You’ll discover why alignment matters more than strategy, how to build a culture of trust and accountability, and the three simple questions every family should ask to future-proof their legacy.
If you’ve ever wondered how to create a high-performing family, not just a high-performing farm, this episode delivers hard-earned insights and a playbook for long-term success — from the boardroom to the back paddock.
Click here to find out more about Chris' Blue Ribbon High-Performance Tour to New Zealand.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Ever feel like you're just reacting — putting out fires, chasing deadlines, and telling yourself, “I'll deal with that later”?
In this bite-sized MINI EPISODE of the Agricoach Wealth & Wisdom Podcast, Ben Law — The Financial Bloke — throws down a challenge:
If your life was a movie… would you be the hero, or just a spectator?
Ben pulls back the curtain on the quiet cost of “one day” thinking — the missed moments, the unspoken regrets, and the slow drift that pulls families apart. With raw honesty and trademark punch, he invites you to zoom out, gain perspective, and take back the lead role in your own life story.
You’ll walk away with:
- A powerful mindset shift to help you stop drifting and start leading
- A wake-up call about what’s at risk if you keep waiting for the “right time”
- The simple, hard truth: heroes don’t wait — they act
If you’re a farming parent, business owner, or just someone who knows they’re playing below their potential… this episode is for you.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Avoiding the tough conversations? It could be costing you everything.
In this powerful episode, Ben Law is joined by communication specialist Katie Godden to unpack the hidden danger that derails most succession plans, fractures family trust, and stalls high-performing families: the conversations that never happen.
It’s not the paperwork. It’s not the accountant.
It’s the silent tension — the things left unsaid for too long.
Katie shares why most families avoid the conversations that matter, what it costs them over time, and how to break the pattern with confidence. You’ll learn a simple 4-step framework to help you handle emotionally charged moments with clarity and control — whether in the boardroom, the cattle yards, or at the kitchen table.
Whether you’re navigating succession, leadership transitions, or just trying to get on the same page — this episode will challenge you to stop sweeping things under the rug and start building a stronger, more connected future.
Because in high-performing families, silence isn’t golden. It’s expensive.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
MINI EPISODES are back — and this one pulls no punches.In the second instalment of this new short, sharp series, Ben Law — The Financial Bloke — tackles one of the biggest myths holding family businesses back: that being “nice” keeps the peace and holds things together.
It doesn’t.
In fact, being liked might be the very thing that’s keeping your family stuck.
Ben shares a raw story from his early career that revealed the difference between being respected and being effective — and lays out four practical strategies to build real influence (even if your family avoids every hard conversation).
You’ll discover:
- Why “being nice” is often the weakest leadership strategy
- The difference between rapport and real influence
- How to earn the right to challenge your family — without blowing things up
- A powerful one-liner that can unlock even the most stuck conversations
If you’re in a farming family where everyone “gets along fine” — but nothing ever changes — this episode is for you.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What happens when a family doesn’t just talk about legacy — but builds it, lives it, and scales it?
In this powerful episode, Ben Law sits down with Josie Angus of Angus Pastoral Company and Signature Beef — one of the most respected names in Australian beef. Together, they unpack the rarely-heard behind-the-scenes strategy that turned a fourth-generation grazing family into a vertically integrated powerhouse that spans 162,000 hectares, 35,000 head of cattle, a $37M abattoir, and four adult children aligned and thriving in the business.
But this isn’t just about scale. It’s about mindset.
You’ll hear how:
- Josie and Blair got all four of their kids to step into meaningful leadership roles — without entitlement or drama.
- Their family board meetings evolved from casual chats to structured strategy with outside facilitation.
- They built a business model that’s agile, sustainable, and independent of broken systems — even when banks and industry insiders told them they were crazy.
- Exposure, not entitlement, became the secret to raising entrepreneurial kids with courage, character and capability.
If you’re serious about future-proofing your family business — this is not just a conversation, it’s a roadmap.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Introducing something new and powerful…
This episode marks the launch of Agricoach Wealth & Wisdom MINIs— short, sharp, solo episodes released fortnightly between our usual deep-dive guest interviews.
These bite-sized sessions are designed to give high-performing farming families a straight-talking dose of insight, strategy, and mindset — fast.
Every mini tackles a specific challenge or idea from the 9 Pillars of the High Performing Families Framework — helping you grow wealth, strengthen relationships, and stay aligned across generations.
And with our 100th full-length episode just around the corner, there’s never been a better time to sharpen your thinking and get ahead.
In this first mini, Ben Law — The Financial Bloke — pulls back the curtain on something most successful people never talk about: Imposter Syndrome.
If you’ve ever felt like a fraud… like you’ve just been lucky… or like you’re one step away from being “found out” — this episode is for you.
Whether you’re building a multigenerational legacy or steering a thriving agribusiness, chances are you’ve questioned your worth behind closed doors.
You’ll discover:
- The sneaky ways imposter syndrome shows up (even at the top)
- Why high performers are especially vulnerable
- 5 powerful tools to call it out, cut through the fear, and take back control
No fluff. No filler. Just real talk for real leaders in the ag world.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What do Donald Trump’s tariffs, China’s trillion-dollar bond stash, and Australian interest rates have in common?
They’re all shaping your farm’s future—and no one breaks it down quite like Saul Eslake.
Back by popular demand, leading economist Saul Eslake returns to The Agricoach Wealth & Wisdom Podcast to help farming families make sense of today’s economic chaos and where it might lead. From America’s erratic trade decisions to what’s really going on with Australian inflation and interest rates—this is a must-listen for anyone running a family business, carrying significant debt, or thinking about what lies ahead.
We cover:
- Why Trump’s tariffs are more than political theatre—and how they could trigger a global recession
- The hidden risks in the markets no one’s talking about (hint: crypto and China’s nuclear debt option)
- What farmers should expect from interest rates over the next 12–18 months
- Why long-term thinking—not panic—is your best advantage right now
If you care about protecting your business, your wealth, and your family’s future—this conversation will help you stay focused, calm, and one step ahead.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What if the biggest challenge holding your family back isn’t money, land, or succession—but the way you speak (and listen) to each other?
In this episode, I sit down with Allan Parker OAM—renowned international negotiator, behavioural scientist, and a man who’s facilitated everything from global UN policy to grassroots farming family disputes. Allan delivers a masterclass in communication that every family on the land needs to hear.
We unpack:
- Why 90% of stress in farming families is avoidable—and how to fix it.
- The 4 conversation-killing behaviours that sabotage family alignment.
- The neuroscience behind curiosity, conflict, and cooperation.
- Simple yet powerful tools to lower reactivity and spark real connection.
- Why breathing, pausing, and asking permission could transform your next family meeting.
This isn’t negotiation 101. This is legacy work—understanding how the tiniest shifts in behaviour can protect the future of your family, your farm, and your relationships.
If you’ve ever thought, “Why can’t we just get on the same page?”—start here.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this timely and thought-provoking episode, Ben Law sits down with John Anderson—former Deputy Prime Minister, generational farmer, and host of one of Australia’s most influential podcasts—for a conversation every values-driven farming family needs to hear.
Together, they explore the slow erosion of the very virtues that built Australia: responsibility, self-sacrifice, financial prudence, family unity, and moral courage. As global stability fractures and population decline accelerates, John offers a sobering but deeply insightful take on what it will take for Australian agriculture—and the nation itself—to thrive in the decades ahead.
You’ll hear:
- Why the “liberal world order” that underpinned Australian prosperity is breaking down
- The looming population bomb—and what it means for food production, labour, and succession
- How national complacency is threatening our freedoms, finances, and future
- Why families on the land must rediscover the grit, stewardship, and leadership that once defined us
This isn’t about nostalgia—it’s about rediscovering the foundational virtues that secure both family legacies and national resilience. If you care about your farm, your family, and the future of this country, this episode will leave you challenged, inspired, and more determined than ever.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What happens when a rookie with no formal ag training transforms a startup cattle operation into one of Australia’s top-performing beef producers? Meet Andrew Miller, manager of Braidwood Station in Western Queensland. In this episode, Andrew reveals the grit, mistakes, and mindset shifts that took him from overstocked paddocks and sleepless nights to running a powerhouse operation ranked in the top 20% of the beef industry.
Discover how Andrew’s relentless focus on knowing his numbers, building robust systems, and surrounding himself with the right people not only turned Braidwood into a financial success but also inspired the creation of Herd XL, a game-changing cattle marketing app designed for producers like him.
This isn’t just a story of resilience—it’s a masterclass in innovation, problem-solving, and creating value in agriculture. Whether you're managing a station or just curious about the power of data-driven decisions, this episode will leave you inspired to aim higher and work smarter.
Find out more about Herd XL here: https://herdxl.com.au/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode of the Agricoach Wealth & Wisdom Podcast, Ben sits down with David Westbrook—a man who’s lived the highs and lows of farm succession. David shares the raw, unfiltered story of stepping away from his family’s legacy after conflict and disillusionment, only to return years later with a new perspective and renewed hope.
From confronting generational differences to navigating difficult conversations, David’s journey is a testament to the power of resilience, self-discovery, and clear communication in keeping a family and its business thriving.
This episode is packed with lessons for anyone facing the complexities of succession, offering insights on:
- The emotional toll of unclear expectations.
- How to rebuild family trust after years of estrangement.
- Practical strategies for turning conflict into collaboration.
If you’ve ever wondered how to break free from outdated family dynamics or tackle the “elephant in the room” when it comes to succession, this episode is a must-listen. Tune in for an honest and enlightening conversation that might just change the way you approach the future of your farm and family.
🎧 Listen now!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Most farming families struggle with succession. Some avoid the hard conversations, others get bogged down in conflict, and too many leave it too late. But the Conaghan family? They’ve turned the challenge into an opportunity—and they’re thriving.
In this episode, Lynise Conaghan of Barmount Station joins me to share how her family successfully navigated massive transitions, including transitioning out of a business partnership, bringing the next generation into the operation, and expanding into new ventures—all while keeping their relationships strong.
We dive into:
- The mindset shift that transformed their family’s approach to business and succession.
- Why clear roles, open communication, and structured family meetings have been game-changers.
- How their son Andrew took a side project—feedlot software—and turned it into a thriving national business.
- The one thing that nearly every farming family gets wrong about bringing the next generation in (and how to avoid it).
- What the Conaghan family did to ensure their farm, feedlot, and legacy will stand strong for generations to come.
If you want your family to avoid the three-generation curse and create a High Performing Family, this episode is packed with lessons you can start applying today.
🎧 Listen now—and if you find value in this, share it with another farming family who needs to hear it!
🚀 BONUS: If you're serious about getting your family on the same page, join us at our High Performing Families Roadmap Workshop. Details at https://agricoach.com.au/prepare/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
What makes a farming family truly rich? Spoiler: it’s not just the land or the livestock. Elaine Froese, celebrated as Canada’s 'Farm Whisperer,' joins Ben to share her 30+ years of wisdom as a farm family coach. Together, they tackle the big issues—from fairness in succession and breaking the cycle of conflict avoidance to fostering harmony through tough conversations. Elaine’s powerful stories and practical tools will inspire you to shift your mindset, build clarity in your family, and create a legacy worth celebrating.
Don’t miss this honest and heartfelt conversation packed with actionable strategies to safeguard your family and future.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Meet Karen Penfold, a driving force behind one of Australia's most dynamic family agribusinesses. In this candid conversation, Karen shares the highs and challenges of managing succession in a multi-generational farming family. Hear how she and her husband Dan transitioned out of their family business, raised four incredibly driven daughters, and are now proactively setting the stage for the next generation.
Learn how their family prioritises communication, clarity, and collaboration to build a thriving business while maintaining strong family bonds. Karen’s practical insights—shaped in part by our Agricoach coaching sessions over the past 12 months—are invaluable for anyone looking to future-proof their farm, grow wealth, and avoid the dreaded three-generation curse.
This episode is a masterclass in aligning family and business for long-term success. Whether you're in the thick of succession planning or just starting to think about the future, Karen’s story will inspire and motivate you to take action.
Plus, we share how you can dive deeper into this topic at our upcoming High Performing Families Roadmap Workshop™. Don’t miss it!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Ben Law is back with Tim Rivett to unpack a controversial topic affecting farming families worldwide: inheritance taxes. As whispers of policy changes gain momentum, Ben and Tim dissect the UK’s sudden move to slash tax exemptions for farmers and what it might mean for Australia.
Discover why death taxes are back on the table, how governments eye the “pot of gold” in farming assets, and the ripple effects for multi-generational businesses. With real-world examples, including political missteps and public backlash, this episode is a wake-up call for farmers to get ahead of the curve.
Whether it’s navigating succession, leveraging tax strategies, or protecting your family’s legacy, this conversation equips you with the tools to act now and avoid future turmoil. Don’t miss this vital discussion that challenges the status quo and empowers farming families to thrive despite shifting sands.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode of The Agricoach Wealth and Wisdom Podcast, Ben Law sits down with Kylie Wilson, a specialist in rural asset planning, to discuss one of the most effective tools for securing the future of your family farm: a family agreement.
From managing the tricky process of transferring land and assets to addressing the emotional challenges that can come with succession planning, Kylie explains how these agreements set clear expectations for everyone involved. They discuss key elements that should be included to cover both financial and relationship concerns, and whether it’s always necessary to make these agreements legally binding.
To bring it all to life, Kylie shares a compelling case study showing how one family used a well-structured agreement to avoid conflict and maintain harmony during the asset transfer process.
If you're navigating succession or simply want to protect your family’s legacy, this episode offers essential advice to help you safeguard the future of your farm.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, we’re thrilled to welcome Oli Le Lievre, the creator of the hugely popular Humans of Agriculture podcast. Oli’s journey—from growing up in the city to falling in love with the bush—has fuelled his mission to bridge the city-country divide through the power of storytelling.
Together, Ben Law and Oli tackle the big questions: how can storytelling reshape agriculture’s narrative, build empathy, and foster connection in a world of increasing division? From breaking down misconceptions about life on the land to showing why curiosity is a superpower that can transform relationships with family, colleagues, and even politicians, this conversation is packed with insights that go far beyond agriculture.
If you’re ready to see how curiosity and storytelling can inspire connection and create lasting impact, this is an episode you won’t want to miss. Get ready to ask more questions, share more stories, and see the world a little differently.
Don’t miss this inspiring episode that proves change begins with a story.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, Ben welcomes Ram Savana from Enable Ag, known as a "Farmers Time-Freedom Coach" by his Nuffield Scholar clients. Ram specialises in helping farmers break free from the daily grind and reclaim their time. He shares his incredible journey from biotechnology in India to revolutionizing farm management in Australia. If you’re overwhelmed by farm management and craving more freedom, this episode is a must-listen.
Discover how Ram’s simple yet powerful systems and task management tools are enabling farmers to delegate with confidence and take back control of their time. His innovative approach helps farmers move away from day-to-day drudgery and micromanagement, allowing them to enjoy the lifestyle they’ve worked so hard to build. Hear about a client who took his first holiday in a decade after implementing Ram's methods.
This episode is essential listening for anyone looking to break free from the grind and create a farm business that thrives without them. It’s not just about managing your farm—it’s about reclaiming your life.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode of the Agricoach Wealth & Wisdom Podcast, Ben welcomes Nick Davison from Legacy Livestock to shed light on the often-misunderstood subject of non-bank lending. With the traditional reliance on banks, many farmers overlook the potential of alternative finance options, which can be a real game-changer for agribusinesses.
Listeners will discover how non-bank lending, once thought to be the last resort for those in financial trouble, is now a strategic choice even for those with strong bank relationships. Through compelling examples, Nick illustrates how top-tier producers can leverage alternative finance options to keep their operations running smoothly. From purchasing equipment at better rates to quick financing for livestock or land purchases, these strategies can help maintain cash flow and seize timely opportunities.
Join us as we uncover the benefits and applications of non-bank lending, showing how it can propel your agribusiness forward. Whether you’re curious about diversifying your financial toolkit or looking for practical advice on maximising your resources, this episode is packed with valuable knowledge tailored for the modern farmer.
To find out more this subject visit: www.legacylivestock.com.au
🎧 Listen to the full episode here: https://thefinancialbloke.com.au/podcasts01e87/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Join us on this episode of The Agricoach Wealth and Wisdom Podcast as we welcome back Ag Marketing Specialist Brendan McDonald. If you’re in the beef cattle business or handle stud livestock and are eager to boost your sales, this episode is packed with valuable strategies.
We’ll revisit the fundamentals of marketing—what it really means for your stud bull business, including pricing, product positioning, and promotion strategies. Brendan will explain how today’s technology can transform your approach, moving beyond traditional methods to harness digital tools that can reach more buyers and boost sales.
Discover how data and analytics can fine-tune your marketing efforts, making sure every campaign hits the mark. Brendan will also share creative tactics that have proven successful, from digital ads to innovative e-commerce strategies that make your sales stand out.
Plus, get real-world examples of campaigns that have driven results and learn why building and leveraging your own database could be your most powerful marketing tool.
Whether you’re new to marketing or looking to elevate your strategy, this episode is your guide to turning bull sales into a profitable venture.
Tune in to learn how to elevate your marketing game and achieve remarkable sales results with cutting-edge techniques. Don’t miss it!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this special episode, recorded live at the 3R Angus Bull & Genetics Sale in Tamworth, Ben hosts a compelling ‘Fireside Chat’ during the Cattleman Series Dinner 2024 with industry heavyweights Geoff Birchnell of 3R Angus Genetics, Bryce Camm of Camm Agriculture Group, and Robert Gill of Alexander Downs.
This episode offers a rare behind-the-scenes look at what it takes to thrive in the beef industry. From breeding and genetics to navigating the challenges of the supply chain, our panellists discuss the importance of consistency in maintaining Australia’s premium beef quality, adapting to changes, and maximising profitability.
Whether you’re in the cattle business or just passionate about quality beef, this conversation is packed with practical wisdom and forward-thinking strategies that you won’t want to miss!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode of The Agricoach Wealth and Wisdom Podcast, we’re joined by Libby Newman, a seasoned investment specialist from Vanguard Australia with over 25 years of experience in the financial markets. For those of you focused on building off-farm wealth through managed funds and index investing, this conversation is a must-listen.
Libby breaks down the performance of major investment markets in the US and Australia over the past year, highlighting key drivers behind the returns and whether these trends are likely to persist. She also shares Vanguard’s outlook on future returns and discusses the impact of AI on the tech sector, offering valuable insights on whether investors should consider upping their exposure to US tech stocks.
Additionally, Libby explains Vanguard’s approach to currency and hedging strategies and reveals which markets have caught her by surprise recently. Whether you’re a DIY investor or work closely with financial advisors, this episode offers practical advice to help you navigate your investment journey with confidence.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, we get straight to the heart of what truly drives profit in family agribusinesses, with insights from Kate Burke of Think Agri. As a seasoned farm consultant with a PhD in agronomy and a background in managing one of Australia's largest grain producers, Kate knows a thing or two about making farms profitable. She joins us to share her expertise and challenge some common misconceptions.
Kate kicks off by sharing a bit about her impressive background, setting the stage for a discussion that will have you rethinking what you know about agricultural profitability. When we first discussed this podcast, Kate made a bold claim: factors like rainfall, farm size, and commodity prices are not the biggest determinants of agribusiness success. With the recent tough times—drought, falling livestock prices, rising input costs, and interest rates—many might find this hard to believe. So, what are the real profit drivers? Kate reveals the key factors that can make or break a farm business.
Furthermore, she highlights the significant range in farm profit performance across the industry and suggests that many families have the potential to double their returns. What are most families missing in their recipe for success? Tune in to find out the crucial elements that can transform your agribusiness and ensure long-term prosperity for future generations.
Find out more about Kate’s book here:https://www.thinkagri.com.au/product/crops-people-money-you/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Join us in this compelling episode as we reconnect with Ardie and Kacie Lord, the dynamic duo behind Lord Pastoral in Sutherland, QLD and a prime example of a High Performing Family. This is part 2 of our High Performing Families series, following our previous interview with their son and daughter-in-law, Nikko and Jade Lord. After the flood of questions we received from listeners following our last discussion at Beef24, we’re diving deeper into Ardie and Kacie's journey to share some of the standout moments that have shaped their success.
Ardie reflects on how he began the succession journey way back in the 90s, when their children were still young, setting the stage for what many consider a model of proactive planning. Kacie, the family’s communication guru, opens up about the challenges they’ve faced in maintaining trust and effective communication, sharing how they navigated rocky times and ultimately strengthened their bond.
One of the most common challenges for farming families is balancing fairness between on-farm and off-farm siblings. Ardie and Kacie provide thoughtful advice based on their own experiences, offering practical solutions for maintaining harmony within the family.
As they look ahead, Ardie and Kacie also ponder their roles in the family’s future, sharing a golden nugget of advice for families striving to preserve both their agribusiness and family unity. They emphasise the importance of self-care for the older generation, a crucial aspect often overlooked in succession planning.
Tune in for an inspiring and informative discussion that will leave you motivated and equipped with valuable strategies to help your own family succeed across generations.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Ever wonder what truly fuels The Financial Bloke’s passion? In this special episode, Ben Law switches seats from host to guest as he chats with David Egerton-Warburton on the Boots Off Log On! podcast. Dive deep into the heart of Agricoach and discover why aligning families, growing wealth, and protecting legacies are more than just Ben’s day job—they’re his life’s mission.
This episode unpacks the real challenges farming families face, from scaling operations and next-gen struggles to navigating the tricky waters of succession planning. Learn how communication, trust, and preparation can transform a farm into a High Performing Family (HPF), sustaining wealth and relationships across generations.
Ben also shares personal stories that reveal why becoming a HPF is crucial to avoid the so-called ‘three-generation curse’. Whether you’re a farmer or simply interested in what it takes to build and maintain family wealth, this episode is packed with insights you won’t want to miss.
Tune in now to gain a behind-the-scenes look at what drives Ben and how he’s helping families secure their future. And if you're curious about what it really means to be a High Performing Family, this episode might just change the way you think about wealth and legacy.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Have you ever wondered why some families thrive in agriculture, prospering across generations, while others struggle despite having similar resources? In the first instalment of this High Performing Families series, we chat with Nikko and Jade Lord, the younger generation of the Lord Family, who embody the traits that set successful families apart.
In this engaging conversation, we explore how Nikko's return from college full of bright ideas was met with a delicate balance of freedom and guidance by his father and discuss how he plans to navigate this balance with his own children. Jade shares her experience transitioning from city life in Brisbane to the rural setting of Richmond, and how she and Nikko built strong relationships with his family whilst navigating the challenges this often presents.
We also uncover the Lord family's embrace of the "Who Not How" philosophy, seeking outside help and professional advice to tackle problems and achieve success. Jade provides insight into how they are already preparing their young children to be valuable members of the family and business, ensuring the legacy of prosperity continues. Lastly, we offer advice to young individuals in less prosperous family businesses on how to foster communication and drive their own success.
Tune in to hear these stories and more as Nikko and Jade reveal the principles and practices that make their family’s business a high-performing one.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, recorded live at the 2024 Cotton Conference on the Gold Coast, Ben interviews the Lawrie Family of Moora Plains, QLD - a prime example of what he terms a ‘High Performing Family’. Drawing from his 25-year career working with farming families, Ben has identified this as the key difference between those that successfully navigate succession - and the alarming number that don't.
Andrew and Meagan Lawrie openly share their approach and experience with succession, emphasizing the importance of strong family relationships alongside financial stability. They detail how early conversations and involving their children’s partners have fortified family bonds. Andrew also highlights the value of ongoing education and personal development, stressing how continuous learning has been pivotal for their family’s growth. Additionally, insights into raising hardworking, conscientious children and avoiding the pitfalls of entitlement are shared.
The episode also delves into the perspective of younger family members, who are balancing career ambitions with future succession plans, and offers advice for those in similar situations.
Succession is presented as a continuous process, not a one-time event. Starting early, embracing external help, and maintaining flexibility in plans are crucial takeaways from this insightful discussion. Tune in to learn how these principles can help ensure a thriving future for any family agribusiness.
If you're looking to deepen your understanding of successful succession planning, don't miss our upcoming 'Generations Ahead: Succession-Proof Your Family' Webinar on Wednesday 28th August 2024. We'll address key issues in succession planning and share strategies similar to those discussed in this episode, helping you ensure a higher success rate for your family's future.
Visit https://agricoach.com.au/webinar/ to learn more and register now to secure the early-bird price!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome back to the Agricoach Wealth and Wisdom Podcast!
Ever wondered why some producers thrive while others struggle despite having the same goals? James Clear, in his book Atomic Habits, argues that the difference lies in their habits, not their aspirations. So today, we're diving into the crucial habit of knowing your numbers with a guest who has dedicated his life to helping rural producers master this skill. David Egerton-Warburton, Joint CEO of Agrimaster and host of the ‘Boots Off, Log On’ Podcast, brings over 30 years of experience in agriculture, software development, and business management.
In this episode, David shares his journey and explains why many producers avoid their business numbers like the plague and how to change that mindset. He demystifies the difference between budgets and financial models and reveals what top producers do differently to manage their businesses effectively. Plus, David outlines the key habits every producer should adopt to succeed.
Tune in to learn from one of the best in the field and transform your approach to managing your agricultural business!
🎧 Listen to the full episode here: https://thefinancialbloke.com.au/podcasts01e78/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
On today’s episode of the Wealth & Wisdom podcast we’re challenging some of the most pervasive money myths that have likely shaped your mindset since childhood. These beliefs can limit your potential, induce stress, and even perpetuate negative financial cycles across generations.
Joining us is Hayley Grosser, a money mindset coach, who shares her journey from a scarcity mindset to one of financial abundance. Hayley explains what a money mindset is and how it unconsciously drives our decisions. She vividly describes how she broke through her financial ceiling by reprogramming her thoughts and creating a new narrative around money.
We discuss how our upbringing shapes our financial attitudes, why generational wealth patterns persist, and how conflicting money mindsets cause family tension. Hayley identifies common signs of a negative money mindset and offers strategies to develop a healthier relationship with money, emphasising gratitude, curiosity, and education.
We also dive into the issue of wealth guilt and how to resolve it by aligning beliefs with the positive impact of wealth. Join us as we explore the powerful connection between mindset and financial success and learn how to transform your financial reality.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode of the AgriCoach Wealth and Wisdom podcast, we dive into the legal intricacies of testamentary trusts with the ever-knowledgeable legal expert, Tim Rivett.
Estate planning, especially for agribusinesses, demands careful consideration, and Testamentary Trusts can be a real game-changer. Join us as we break down the fundamentals of testamentary trusts and why they're crucial for intergenerational agribusinesses. From asset protection to tax advantages, Tim lays out the benefits in layman's terms, distinguishing it from other types of trusts.
But how do you know if you need a Testamentary Trust? Tim outlines the triggers, from considerable wealth to complex family dynamics, emphasising the importance of safeguarding hard-earned assets for future generations.
Before we sign off, here's a crucial piece of advice: don't delay estate planning until it's too late. With proactive action, you can maximise your options and ensure a smoother transition of wealth.
Tune in to unlock the power of testamentary trusts and ensure your legacy stands strong against life's unexpected challenges. Don't miss out – hit play now!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Family succession is a common challenge in business, as evidenced by its portrayal in popular TV series like 'Yellowstone' and 'Succession'. These dramas highlight the grim consequences of mishandled transitions, what I refer to as the 'Three Generation Curse'.
In today’s episode, Ben is joined by John Moor, a seasoned facilitator of over 200 family succession meetings, who has also navigated the murky waters of succession first-hand.
John shares the recurring themes, pivotal moments, and the breakthroughs he’s witnessed over recent years that can revolutionise how families navigate succession.
Join us as we discover the hidden truths of family succession, guided by John's wealth of experience and newfound insights.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode of the Wealth & Wisdom Podcast, we dive into the dynamic world of transitioning from a rural producer to an agribusiness CEO, with a focus on leadership evolution.
With special guest Beau Robinson, a former professional rugby player (of Queensland Reds and Wallabies fame!) turned Leadership and High-Performance Mindset Coach, listeners gain first-hand insights into effective leadership strategies gleaned from the competitive arena.
Together, Ben and Beau unravel the challenges of this transition and the pivotal shift from managing a business to leading it, drawing parallels between sportsmanship and farming leadership. Beau shares anecdotes of standout leaders from his rugby career, emphasising the qualities that set them apart.
The discussion also explores the critical role of leadership in the long-term success of multigenerational family agribusinesses and the attributes of effective leaders.
For those embarking on a leadership journey, Beau offers practical advice to kickstart the process. So, if you're ready to unlock the secrets to leadership success in the agricultural realm, join us for this inspiring conversation with Beau Robinson.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
On today’s Wealth & Wisdom podcast, we’re unravelling the complexities of economics and finance. With esteemed economist, Saul Eslake, we pull back the curtain on the world of inflation and interest rates. With over four decades of experience in Australian financial markets, Saul's insights are invaluable.
Saul gives us the lowdown on what’s really happening within the Aussie economy compared to global standards. And with the majority of us feeling the pinch from rising costs, Saul breaks inflation down into simple terms, explaining why we're so far from 'normal' and shedding light on the alarming concept of a ‘per capita recession’.
We also put interest rates under the microscope. As such a crucial factor, especially rural producers with their sensitivity to rate changes, Saul offers his expert opinion on where we stand in the cycle and whether we can expect any relief soon.
Tune in with Ben and Saul for a stimulating discussion about the current economic landscape.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome to a BONUS episode you won't want to miss, especially if you're navigating the complexities of family business succession! With a huge thanks to RaboBank and Gen McAuley, this interview was recorded at Beef Australia 2024.
This incredible conversation captures the heart of effective succession planning, featuring the Lord family of Lord Pastoral who are based in NW QLD. Their journey is filled with lessons on alignment, communication, and overcoming the challenges that many family businesses face.
Discover how Ardie, Kacie, Nikko, and Jade Lord managed to align their family's vision and roles, tackling tough issues head-on rather than avoiding them. You'll hear about the importance of connection and communication in maintaining family harmony and the unique dynamics when a new family member, like Jade, comes from a non-farming background. Nikko shares insights on handling family disagreements and the significance of involving off-farm siblings in the business.
Join us for a candid discussion that blends personal growth with financial success and learn how the Lord family keeps moving forward with structured family meetings, clear roles, and a culture of curiosity and accountability. This episode is packed with valuable takeaways for anyone involved in a family business. Please share it with those who could benefit and listen again to catch all the golden nuggets that can help you succeed in your own journey.
Tune in to gain practical advice from a family that's been through it all and is still navigating the path of succession with courage and humility. Don't miss this chance to hear first-hand from the Lord family and apply their wisdom to your own family business challenges.
Unfortunately, the audio quality isn't as good as usual due to being recorded at a live event. If you would prefer to watch the video footage instead, it can be viewed here: https://youtu.be/wmvVnK5To0k
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Join us in this episode of the Wealth & Wisdom podcast as we unravel the intricate dynamics of family conflicts within businesses. We've all witnessed seemingly insignificant disputes escalate into full-blown crises, threatening both the business and familial bonds. But fear not, because today, we're joined by Kate Clark, a seasoned mediator, to shed light on strategies for navigating these treacherous waters.
Ever wondered why families struggle with tough conversations? Kate tackles this head-on, dissecting the root causes behind the difficulty. And what about mediation? Kate demystifies this essential tool, offering insights into its workings and effectiveness in resolving family disputes.
But here's the kicker: You don't have to wait until things spiral out of control to seek mediation. Kate shares valuable indicators that signal the need for intervention. Plus, for those hesitant about professional mediation, she unveils alternative approaches to initiate conflict resolution within the family.
If you've ever felt trapped in a cycle of family conflict, this episode is your beacon of hope. Tune in to glean invaluable strategies for fostering harmony and growth within your family business.
Download Kate's free Dispute Resolution handout here.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In the latest episode of the Wealth & Wisdom Podcast, we're digging into the turbulent world of the beef market with Matt Dalgleish, a seasoned agricultural market analyst who knows his way around livestock, grain, and wool data. Coming off a brutal year for beef producers in 2023 - with skyrocketing interest rates, soaring inflation, and plunging beef prices - the industry is on edge, and everyone wants to know what's next.
Matt breaks down what caused the perfect storm that hit beef producers hard. Was it a classic market crash, or just a blip in the larger economic cycle? He also gives us his thoughts on whether the worst of the volatility is behind us or if we should brace for more market turbulence.
With inflation and interest rates looming over every aspect of the economy, Matt pulls out his crystal ball to share what he sees on the horizon. Is the worst over, or is the beef industry in for another wild ride? If you're involved in agriculture or just curious about the state of the market, you won't want to miss this conversation.
Tune in to get Matt's take on these pressing questions and more, as we unpack what went wrong, where we're at now, and what's in store for beef producers. If you enjoy the episode, help us reach more families on the land by leaving a review on Apple Podcasts or Spotify. It not only boosts the show's reach but also brings a smile to our faces.
So, buckle up and listen in for a deep dive into the beef market with a self-confessed "market nerd" who's got the expertise to guide us through the ups and downs.
PS - Did you know.... we recently rated in the Top 5 of Australian Agriculture podcasts on FeedSpot?! 🎉🤩
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Notice anything different?....
The Financial Bloke Podcast has had a small facelift and is now called The AgriCoach Podcast! Everything else remains the same, the new name is just more aligned to what we do 🤩
And so, back to business...
In this episode of the Wealth & Wisdom podcast, we embark on a journey into the realm of animal biotechnology, a field poised to revolutionise livestock production as we know it. Picture this: bulls siring calves with no genetic resemblance to themselves. Sounds like science fiction, right? But it’s happening, and it's just the tip of the iceberg.
I had the pleasure of sitting down with Professor Alison Van Eenennaam, a leading figure in animal genomics and biotechnology. From discussing the essence of animal biotechnology to unravelling mind-boggling projects like "switching an animal’s balls", our conversation is nothing short of eye-opening.
So, what exactly is animal biotechnology, and what does it entail? Alison breaks it down for us, shedding light on the groundbreaking work researchers like herself are undertaking. But it doesn't stop there. We delve into the most captivating projects on Alison's radar, from male calves in the dairy industry to the removal of the horned gene, and the potential ethical and regulatory implications.
This episode is a testament to the boundless possibilities of biotechnology and the individuals driving its transformative power. So, buckle up and prepare to journey into the future of livestock production like never before.
PS - Did you know.... we recently rated in the Top 5 of Australian Agriculture podcasts on FeedSpot?! 🎉🤩
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome back to the Wealth & Wisdom Podcast, where we dive into the intricacies of tax planning with Russell Strack.
Whether you've faced adversity in 2023 or enjoyed a profitable year, navigating tax obligations smartly is crucial. Russell shares insights on seizing opportunities for tax planning and optimising returns, especially in challenging times.
We'll explore questions such as what tax planning entails, whether procrastination until the last week of June is wise, and if minimising tax payments should always be the goal.
Additionally, we'll delve into strategies like FMDs, superannuation, forced sales, and bucket companies, weighing up their pros and cons.
And for those who've endured lean years, Russell discusses leveraging tough financial periods to one's advantage.
Tune in for actionable advice and expert insights to optimise your financial strategy this fiscal year!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome to an inspiring journey of resilience and determination with our guest, Alice Mabin. From overcoming addiction and adversity to founding AgriShots, Alice's story is a testament to the power of grit and passion.
In a world where challenges are inevitable, Alice's unwavering spirit and refusal to accept limitations inspire us to push boundaries and pursue our dreams relentlessly. From facing rejection to building a thriving business, her journey is a reminder that obstacles are merely stepping stones to success.
Throughout our conversation, we explore pivotal moments in Alice's life, discovering how she found strength in the face of adversity. We also uncover her unique approach to risk-taking and how reframing failure can lead to unparalleled growth and innovation.
Furthermore, we unravel the mission behind AgriShots and how it's revolutionising the agricultural industry with authentic visual storytelling. Alice shares insights into AgriShots’ vision and its role in showcasing the remarkable opportunities within the agricultural sector.
Join us as we uncover the secrets to harnessing drive, vision, and unwavering determination with Alice Mabin. Don't miss out on this captivating episode of resilience and triumph!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Join us as we dive into the vital aspect of family dynamics in business success. Just like a tractor with an oil leak, familial misalignment can wreak havoc on a business, often with catastrophic consequences. With guest Jill Rigney, founding director of The Right Mind, Ben explores the intertwined nature of financial and familial strength, asserting that prosperity in one is nearly impossible without the other.
In the episode, Ben & Jill uncover the pivotal role of family connections in business resilience. Jill, a seasoned expert in navigating complex family dynamics within the agricultural community, delves deep into the crucial link between communication and connection. Together, Ben & Jill uncover the significance of self-awareness and courage in fostering familial harmony, especially during times of stress.
Jill shares invaluable advice and insights, leaving listeners with actionable steps to strengthen both their family and business units. Tune in to unlock the secrets of bolstering your business through familial unity and connection!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Tune in to the latest episode of The Financial Bloke's Wealth & Wisdom podcast for a fresh take on family succession planning.
Join host Ben Law as he shares the insightful recording of the recent Beef 2024 Next Gen webinar focused on empowering young individuals to navigate the intricate world of succession planning. Featuring esteemed panellists Ruth Corrigan, a seasoned 5th Generation Beef Producer, and Jeremy Hutchings, the distinguished Head Coach and Managing Director of Farm Owners Academy, this episode is packed with invaluable wisdom and practical advice.
In this dynamic conversation, discover the surprising statistics behind the failures of succession plans and gain crucial insights into the key factors essential for securing your family's future success. Whether you're a budding entrepreneur or an aspiring leader within a family business, this episode equips you with the essential knowledge and strategies to position yourself for a seamless transition into the next generation.
Don't miss out on this compelling episode filled with actionable tips and real-world perspectives. Join us as we delve deep into the heart of succession planning and empower the next generation of leaders to thrive!
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Join Ben today on a journey into the heart of family dynamics with communication expert Katie Godden, on this episode of The Financial Blokes Wealth & Wisdom Podcast. Ben and Katie delve into the often-overlooked yet critical role communication plays in the success — or downfall — of family enterprises.
Ben and Katie explore the reasons why effective communication is essential for maintaining familial harmony and multi-generational prosperity. They debunk common myths about communication within families and share practical strategies for fostering better understanding and connection.
But it doesn't stop there. Katie unveils the hidden world of self-communication and its profound impact on our external relationships.
As the episode unfolds, listeners are treated to invaluable and actionable tips for navigating the intricate web of family communication dynamics. From fostering self-awareness to embracing continuous growth, Ben and Katie leave no stone unturned in their quest to empower listeners with the tools they need to thrive.
Ready to revolutionize your family communication? Tune in now to embark on a transformative journey with Ben and Katie. And don't forget to explore Katie's wealth of resources online to dive even deeper into the world of effective communication.
To learn more about Katie, visit:
https://www.pinkdiamondinstitute.com.au/
Or find her on facebook at:
https://www.facebook.com/katie.law.5059
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome back to The Financial Bloke’s Wealth & Wisdom podcast! Today, we're diving into the mysterious world of marketing, demystifying it for agribusiness owners who find themselves lost in the digital wilderness. As a rural producer, you've likely encountered the challenge of mastering things like websites, Facebook, Instagram, and Google Ads — tools that can either drain your resources or catapult your agribusiness into growth if wielded correctly.
Our guest, Brendan McDonald, Director of CoBright Marketing, with over 30 years of marketing experience, is here to guide us through Marketing 101. Brendan, a passionate advocate for agriculture, understands the unique challenges faced by rural businesses. CoBright, a leading agri-business marketing and web design agency, has carved a niche in delivering tailored solutions for businesses seeking growth.
In this episode, Brendan answers the fundamental question: Why should agricultural producers care about and invest in marketing? We unravel the layers of marketing, exploring the power of a unique value proposition, understanding ideal customers, and aligning marketing efforts with strategic business goals. Brendan also shares practical insights into the marketing process, emphasizing the importance of going beyond a mere online presence.
We also discuss the evolving landscape of marketing in agriculture, highlighting a crucial aspect often overlooked—the role of social media in attracting skilled farm managers and workers. With the agricultural sector facing a shortage of qualified personnel, leveraging social media platforms like Facebook and Instagram becomes pivotal in reaching and engaging potential employees.
AND... as a special bonus just for our listeners, Brendan has also kindly offered some free marketing resources! To access these resources visit https://cobright.au/thefinancialbloke.
Tune in to this episode of Wealth & Wisdom and discover the keys to unlocking the potential of your agricultural business in the digital age.
To learn more about Brendan McDonald and CoBright Marketing, visit https://cobright.au/.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, we will be delving into the often overlooked but crucial topic of general insurance for farmers, graziers, and business owners, which is fundamental to protecting assets effectively. To share his knowledge and shed light on the subject, General Insurance Specialist David Mathieson from Agripro joins the conversation.
The key topics discussed during the episode include:
- Understanding General Insurance: Exploring the concept of general insurance and its significance for farmers and businesses.
- Knowing What You Should Be Covered For: Dispelling the myth that assuming your broker has it all under control is good enough.
- Reviewing General Insurance Policies: Delving into the concerns farmers might have when reviewing their general insurance policies, covering what should be considered, verification of coverage, premium fairness, and the likelihood of a payout.
- Common Issues in Policy Review: Identifying the most common issues that arise during a general insurance policy review, highlighting potential risks.
- Why Policies Might Not Pay Out: The reasons behind insurance policies not paying out.
This podcast episode aims to equip listeners with the essential knowledge to navigate the intricacies of general insurance, empowering them to make informed decisions to safeguard their assets.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Stress-onomics – Is Stress or Burnout Impacting Your Profits?
Welcome back to the Financial Bloke's Wealth and Wisdom Podcast. Today, we delve into the impact of stress and mental health on family agribusinesses and explore tools to build resilience. Stress, like an unnoticed oil leak, can lead to catastrophic consequences if ignored. I've encountered numerous successful farming families facing roadblocks rooted in stress-related issues, impacting not only their personal lives but also the profitability of their businesses. Today, we address these challenges with a focus on solutions.
Joining us is Letitia Cross, The Rural Mental Health Coordinator for the Rural Adversity Mental Health Program. Letitia, with a background in corporate agribusiness and a Master's in Psychotherapy, brings valuable insights into how to improve your mental health.
Identifying Stress and Mental Health:
- How do you recognize someone suffering from stress or mental health issues?
- Share statistics on the prevalence of mental health issues and the increasing trend of burnout.
- "Toughen Up" Mentality: Should we just adopt the "toughen up" approach?
Business Impacts of Stress:
- We discuss the GRDC research paper on the actual costs of stress and mental health on rural production.
- We highlight the tangible effects on family life, succession plans, and overall business profitability
Tools for Recovery:
- What are some of the practical tools for individuals to overcome stress and mental health challenges?
Where can listeners find more about Letitia online?
Rural Health & Adversity Program - https://www.ramhp.com.au/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, Ben is being interviewed by Sam Fryer, the host of A Place To Call Home Podcast, about some of the basics young entrepreneurs need to be aware of when starting out in business.
Key Considerations for Young Entrepreneurs
1. Knowing Your 'Why'
Highlighting the importance of understanding the motivation behind starting a business. Emphasizing the challenges of entrepreneurship and the commitment required.
- The Importance of Vision Setting
Discussing the significance of having a clear vision and putting it in writing. Differentiating between a business, hobby, and passion.
- Modelling Success
To shortcut to success, budding entrepreneurs need to learn from successful individuals in their field.
- Financial Aspects
The importance of running financial numbers and understanding profitability using accounting tools and seeking professional advice.
- Business Operations
Advising on the importance of keeping good records, obtaining insurance, and making provisions for tax.
- Business Growth Triggers and Steps
Discussing the stages of business growth, from bootstrapping to scaling up. The importance of seeking advice and considering employment as the business expands.
- Setting up an ABN and Business Structure
Addressing when to set up an ABN and considerations for choosing a business structure. Encouraging consultation with accountants for personalized advice.
- The Often Overlooked Financial Aspects
Strategic planning, insurance, and quality bookkeeping.
- Preparing for the Future in Agriculture
Offering advice for the next generation of landowners, including beyond-the-farm skills, building a network, and financial planning.
If you are a budding businessperson ready to get cracking on making your business vision a reality, then this episode is a fantastic starting point to get you headed in the right direction.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome to our latest episode of the Wealth and Wisdom podcast! This episode was recorded live at the Young Beef Producers Forum in Roma where I interviewed my mate Geoff Birchnell of 3R Beef.
You’ve heard me talk about succession planning a lot and it is a major challenge in the Ag industry. I have done a number of podcasts which have been hugely popular about how a family can progress a succession plan when they are stuck or just at a loss as to what to do.
But what if your parents don’t operate a large-scale operation that would allow for a succession plan? What if you’re one of 2, 3 or 4 kids that want to come home to the farm but there just isn’t enough room for everyone? Or…. what if you are an aspiring first generation Ag producer and you are thinking, “How the bloody hell can I get a start??”
Well, I decided to tackle that question the best way I know how. I found someone who is actually doing something about it and…. I asked them!
The son of two teachers, Geoff established his first herd, Avingnon Herefords, at age 9 and later purchased his own block. Geoff studied accounting at university and spent almost 10 years as an accountant in a Brisbane firm learning as much as he could about large scale beef production from his grazier clients. But accounting wasn’t for Geoff, he had a vision of being a full-time beef producer. In 2018 Geoff manufactured an opportunity for Avignon to evolve into 3R Livestock, expanding into Angus cattle. Geoff is scaling up and he’s having a crack at his dream!
Geoff’s story is an inspiring listen about creating your own opportunities and defying the narrative that the only way to get into farming is through a succession plan. So instead of waiting around for your parents to come up with a viable succession plan or for some other opportunity to fall into your lap, have a listen to Geoff and remember… You can’t cross the sea by standing and staring at the water.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, I'm joined by the esteemed Brendan Rogers, leadership & performance coach and host of the Culture of Leadership podcast. Brendan takes us on a journey through his diverse background, from coaching football to leading in the corporate world. We delve into the essence of leadership, unravelling the importance of character development, competence building, and connection creation.
Brendan's insights, honed through years of experience, offer a fresh perspective crucial for success, especially for those navigating the challenges of leading teams, be it in agribusiness or any industry. Tune in for leadership wisdom that transcends boundaries!
To learn more about Brendan, visit:
https://thecultureofleadership.com/
Download Brendan’s free workbook, “10 Tips for Confident Leadership” here:
https://thecultureofleadership.com/confident-leader-workbook/
Also remember to checkout Brendan’s podcast, “The Culture of Leadership” (https://thecultureofleadership.com/podcast/) and the book he refers to in the podcast, “The Five Dysfunctions of a Team, Facilitator's Guide” by Patrick Lencioni (available on Booktopia and Amazon).
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome to the latest episode of the Financial Bloke Wealth & Wisdom podcast! Today we have in IT specialist Joel Winters, to educate us and give us some tips for what we can all do to beef up our defences against Cybercrime.
As we all know, Cybercrime is only getting more frequent and sophisticated and the Ag sector is by no means immune. In fact, having been somewhat insulated against traditional crime due to its remoteness, Ag is potentially a ripe target for Cybercriminals preying on the unwary.
Joel is a highly experienced IT specialist at ProComputers, which has offices in Brisbane, the Sunshine Coast and Rockhampton, and is currently pursuing a post-graduate degree in Cyber Security. In this episode, Joel will be giving us some background on Cybercrime and sharing the top tips you can put in place now to start protecting both yourself and your Agribusiness!
To get in touch with Joel, you can reach him at joel@procomputers.com.au or call him on 0418 133 273. ProComputers offers complimentary Cyber reviews which you can chat about with Joel.
Remember, the first step towards change is awareness so don’t miss this valuable and timely episode!
Here are some handy links and links to the resources Joel mentions in the podcast.
Report a Cybercrime:
https://www.cyber.gov.au/report-and-recover
Other useful links:
https://www.cyber.gov.au/
https://www.cyber.gov.au/resources-business-and-government/essential-cyber-security/essential-eight
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In our latest episode, we have the privilege of sitting down with Ian McLean, director of Bush Agribusiness and co-author of the newly released "2023 Australian Beef Report". Fresh off the press, this report offers detailed current information on the financial and production performance of the Australian beef industry. During our conversation, Ian shares the key performance indicators (KPIs) highlighted in the report, shedding light on what distinguishes the top cattle grazing businesses and the specific KPIs they concentrate on to achieve exceptional results.
Ian's expertise and the insights from the freshly released report provide a timely and comprehensive understanding of the KPIs crucial for running a successful cattle grazing business.
Now, if you think this episode isn’t for you because you’re not a beef producer, think again – the lessons that Ian has extracted apply to not only beef but all agricultural producers. So don't miss this opportunity to stay ahead of the curve and elevate your business strategies with the benefit of the latest industry insights.
You can learn more about Ian and Bush Agribusiness here: https://www.bushagri.com.au/about-us/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode, we are fortunate to have back Richard Rains, a well-known and successful figure in the Australian meat export industry, to discuss the crucial topic of building networks for success and fulfillment. Richard, a passionate advocate for mentoring young talent, is a keen supporter and board member of the Zanda McDonald Award which provides opportunities that can transform the lives of aspiring individuals.
Ben and Richard will be exploring the power of networks, and the significance of building a solid network of peers and mentors. Genuine success rarely happens in isolation and Richard explains how great mentors are like rocket fuel for your success.
Ben and Richard will also discuss the Zanda McDonald Award, and how participating in an award can immediately introduce you to a high calibre network and open-up unexpected opportunities.
Don't miss this valuable episode on the power of networks and the life-changing potential provided by opportunities like the Zanda McDonald Award. Remember, “Your Network is your Net Worth”!
To learn more about the Zanda McDonald award, visit: https://www.zandamcdonaldaward.com/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Welcome back to The Financial Bloke's Wealth & Wisdom podcast! I'm your host, Ben Law, and today's episode is packed with valuable insights on ambition, patience, failure, and the power of mentors.
Our guest today is Tess Camm, an exceptional woman who grew up on a cattle station, has won several scholarships and awards, completed a business degree, worked her way up to the General Manager of Signature Beef and is now embarking on her own farming venture alongside her husband.
This episode is an inspiring and educational listen for anyone in ag, but particularly for the up-and-coming generation looking to make their mark in the field and build a career in Agriculture.
Tess kindly shares her journey with us and interspersed throughout are clear lessons about the power of backing yourself, the importance of taking risks and how developing the right attitude and embracing your failures as opportunities to grow can be a secret weapon. She also talks about moments of doubt and adversity in her journey, highlighting the importance of resilience in overcoming challenges and staying on course.
Tess emphasizes the significance of mentors and networks, offering insights into how she found and engaged with mentors, and what mentees can do to foster mutually rewarding mentorship relationships.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
In this episode of Wealth & Wisdom, your host Ben takes us with him on the journey from his trial retirement to discovering his life's new purpose. After receiving a rather stern ultimatum from his wife (which involved the threat of a "grisly death" if he stayed home and under her feet), Ben embarked on a quest to find a new challenge. That quest led him to the creation of this very podcast.
Ben's newfound mission became to explore and share the fundamental factors of success for driven and motivated producers. Through conversations with successful producers and some deep soul-searching, he uncovered three common challenges faced by prosperous families:
- Maximizing Professional Advisor Impact:
Ben discusses how to find and work effectively with financial advisors, bankers, brokers, lawyers, and accountants, ensuring that they collaborate seamlessly for the family's benefit.
- Family Strategic Planning & Alignment:
Achieving family focus and alignment becomes a crucial aspect of sustaining prosperity, and Ben delves into strategies to achieve this alignment.
- Preparing the “Heirs”:
Beyond operational handovers, Ben explores the intricate process of preparing the next generation to take over the family business (or resulting wealth) successfully.
To help unravel these complex topics, Ben enlists the expertise of his co-host, Chloe, a seasoned professional with extensive experience working with family businesses. Chloe aptly dubs their approach as "kind of like a family office," but with a unique twist.
Ben and Chloe offer their insights and perspectives on these three critical areas, shedding light on the path to success for families, both now and across generations.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Today, we have a truly inspiring guest with us: Trudie Payne. Trudie, along with her husband Liam and their two children, Mitch and Bronte, manages a successful grazing operation in the heart of Central Queensland.
Trudie's life took an unexpected turn in 2018 when she was diagnosed with one of the most aggressive forms of Melanoma despite being the picture of fitness, happiness, health and drive.
In this captivating episode, we're going to delve into Trudie's remarkable journey – from her initial visit to a general practitioner who dismissed her concerns with a casual, "It's nothing to worry about," to the pivotal moment when a specialist in Brisbane delivered the harsh reality: she had a mere 6 to 8 weeks before the cancer would spread into her bloodstream, potentially becoming terminal.
Trudie's story is a testament to the power of intuition and the importance of heeding your inner voice. She shares how she overcame doubt, advocated for her health, and took charge of her situation. Her unwavering determination led to a series of critical decisions that, ultimately, became instrumental in saving her life.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
Join us as we return to the historic Goonoo Goonoo Station in Tamworth, NSW, for another exciting episode recorded live at the pre-bull sale dinner of the 3R Beef annual stud sale.
In this special panel interview, I sit down with industry leaders to delve into the heart of the beef industry's future. The theme of this year's panel discussion: “Reimagining The Future of the Beef Industry”. With a panel of high-calibre guests, carefully curated for our audience of driven and successful commercial beef producers, we're diving into the opportunities and challenges that lie ahead.
This year, our guests are David Foote, the President of Cattle Australia; Paul Harker, the Chief Commercial Officer of Woolworths; and Kari Moffat, the Sustainability Manager of AAM Investment Group and a member of the Australian Beef Sustainability Group Steering Group.
We explore the future of the beef industry and how it's uniquely positioned to thrive amidst substantial change. Our guests provide their perspectives on consumer trends, the evolving role of sustainability, the importance of transparency, and the necessity of embracing adaptability.
Paul Harker kicks off the conversation, shedding light on how the world is changing and how Woolworths' insights into consumer trends can shape the future of the beef industry. David Foote follows, highlighting the essential factors that producers should be aware of and why they should care about industry shifts, even those seemingly outside their control.
Kari Moffat then takes the spotlight, discussing the emergence of roles like Sustainability Manager and the pivotal role they play in the agricultural investment landscape. The conversation turns to the correlation between meeting consumer expectations and attaining premium prices for products, a discussion led by Paul Harker.
Kari circles back, offering insights into her involvement with the Australian Beef Sustainability Framework and its significance for the industry's producers. Finally, David Foote wraps up our Fireside Chat by emphasizing the rapid technological advancements and the need for adaptability to seize emerging opportunities.
As we navigate through these engaging and thought-provoking discussions, our panellists offer their unique perspectives on the future of the beef industry. So, whether you're a seasoned beef producer or simply curious about the landscape of agriculture, join us for an insightful journey that might just reshape the way you think about the future.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
https://thefinancialbloke.com.au/
This episode’s guest is Ben Law, The Financial Bloke.
While Ben is a successful coach and podcaster in the agriculture space, today he’ll be discussing the incredibly challenging journey he faced when he and his wife chose to try and have kids, despite the fact he had been told he was infertile years earlier.
In this episode Ben shares:
- What it felt like to be told he was infertile
- The painful and emotional process men must go through during IVF
- How the IVF process was socially isolating and caused him to lose friends
- What happened when they tried for a second child
- The mental resilience he needed to get through it and his advice for others trying
Key Quotes
- “The doctor looked at me one day and said, ‘We’re scraping the bottom of the barrel with you, aren’t we?’”
- “We lost friends over that, especially in the guy area.”
- “We went through the first round of IVF and the doctor essentially said we were wasting our money and should give up.”
If you want to find out more about what Ali does, check out her business via her website:
https://www.trialtitudeperformance.com.au/
For her other business, visit:
https://altitudefitnessarmidale.com.au/
Or you can follow them on Instagram:
@trialtitudeperformance
@altitudefitnessarmidale
https://thefinancialbloke.com.au/
In this episode, we're delving into the tax trap that will affect many farmers and graziers when purchasing new machinery.
For years, the question of whether upgrading machinery helps with tax has been a common concern, especially during the period of the instant asset write-off. However, with the government returning to pre-pandemic tax rules, understanding the tax implications is now more critical than ever.
To guide us through this complex subject, we have a special guest, Chris Eccles, accountant and director of Empower Accounting & Advisory.
In this conversation, Chris gives us an understanding of the new depreciation rules and what they mean for future equipment purchases. We’ll look at specific examples to illustrate the tax implications of upgrading machinery and explore scenarios involving different types of equipment, such as tractors, graders, dozers, trucks, and even round bailers. By breaking down the numbers, we’ll be demonstrating how depreciation, sales, and tax rates affect the overall financial outcomes.
For those looking to learn more about Chris and his insights, they can find him on the Empower Accounting & Advisory YouTube channel, where he shares numerous business tips. Additionally, interested individuals can visit the Empower Accounting & Advisory website and schedule a conversation with Chris:
Youtube - https://www.youtube.com/@empoweraccountingandadviso162
Website - https://empoweraa.com.au/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today we're diving into the high-tech world of drones and their adoption in agriculture. Our special guest is Luke Chaplain, a fourth-generation grazier from North West Queensland and the founder of SkyKelpie. Luke's expertise in drone mustering has made him a leading authority in the field.
In this episode, Luke shares the fascinating story behind SkyKelpie and how his passion for agribusiness, coupled with groundbreaking drone mustering trials, led to the creation of his innovative company. We explore the current capabilities of drone technology and its practical applications in agriculture, as well as the exciting possibilities that lie ahead.
With the convergence of AI, big data, and high-speed internet providers like Starlink, the potential for drones in farming is immense. We discuss how this convergence will shape the future of the industry, including AI acceleration of learning and the broader implications for producers. Luke also shares his vision for a future where drones become as essential and valuable as traditional working dogs, potentially addressing labour shortages in agriculture.
Tune in as Luke provides insights into the transformative power of drones in agriculture and shares his thoughts on what true wealth means to him. Don't miss out on this enlightening conversation!
To learn more about Luke Chaplain and SkyKelpie, visit www.skykelpie.com
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
In this episode of "The Financial Bloke's Wealth & Wisdom," host Ben Law undertakes a fascinating discussion with Andrew Roberts (Business Coach & one of the founders of The Farm Owners Academy), about the incredible power of shared values in aligning families for success.
They explore how deeply ingrained values serve as the cornerstone for building thriving families, not just in financial terms but also in terms of overall fulfillment and well-being.
Join Ben and Andrew as they discuss how good communication and a family culture built on strong values fosters a foundation that paves the way towards lasting prosperity and happiness across the generations.
More information about Andrew can be found on his website: http://www.andrewroberts.com.au/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
In this episode, we welcome back a special guest, Dr. Terry McCosker, Founding Director of RCS Australia and Chairman of CarbonLink. If you missed our popular episode on carbon credits, go back and checkout episode “#15: Carbon Credits: The Results Are In," where Terry shared invaluable insights about carbon farming.
Recently, Terry hinted at some exciting forthcoming data relating to large-scale carbon projects. The suspense built as he said, "I can't tell you about it just yet, Ben, we'll have to wait." Intrigued, I've been following up with Terry, and finally, he has given me the green light to publicly unveil with him three significant pieces of information he wants to share that could revolutionize how we perceive grazing's impact on climate and carbon farming.
During the episode, we dive into the specifics of the groundbreaking large-scale carbon farming project that recently received regulatory sign-off, exploring its significance and implications.
Challenging the misconceptions around cattle as climate villains, Terry presents compelling data on the carbon effects of grazing operations, shedding light on the true impact of cattle and methane production. Additionally, Terry explains the relationship that has been shown to exist between carbon sequestration, water, and its potential effects on global warming.
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Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Welcome to another episode of The Financial Bloke’s Wealth & Wisdom podcast. Our guest today is Asher Hammond, a specialist Agri recruiter and director of Agrijobs Australia.
If you are like the many driven rural producers who have faced challenges in attracting and retaining great staff, then you’ll want to tune into this one.
In this episode, Asher shares techniques used by successful operators to attract exceptional candidates. We also explore the importance of identifying less-than-ideal candidates, including the deceptive "wolf in sheep's clothing" scenario, and learn efficient ways to discern genuine talent and save time and resources.
Some of the topics we’ll be covering:
- Key reasons why good employees leave, and actionable tips for retention and creating a positive work environment that fosters loyalty, engagement, and job satisfaction.
- Effective strategies to prevent staff from being poached by competitors, for building strong relationships, cultivating a positive company culture, and providing growth opportunities to retain valuable employees.
- For remote employers, Asher addresses the specific challenges they face in attracting and retaining staff and provides insights into how to meet the needs and expectations of remote job seekers, regardless of distance from a regional centre.
- Determining the appropriate level of compensation to maintain loyalty and strike the right balance between fair pay and staff retention.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today we welcome back John Moor, a seasoned expert in managing farm managers, to discuss the challenges that farm owners face in finding, valuing, retaining, and getting the most out of their farm managers. John shares his extensive experience in managing employees and highlights the importance of developing the skills needed to effectively manage them.
John provides valuable insights into how to manage a manager, including setting up clear expectations, providing guidance, and offering support. He also shares his thoughts on whether you need to readjust your relationship with an existing farm manager and how to go about it.
This episode is a must-listen for farm owners, operators, or supervisors who want to scale or build their business, rather than just having a job.
Learn more about John at https://www.growmoorbiological.com.au or email john@growmoorbiological.com.au.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
In this episode of Wealth & Wisdom, we're talking about a topic that often doesn’t get enough attention: the value of strong family relationships for people on the land. Our guest, Ali Flynn, brings her expertise as a therapist, facilitator, mindset coach & host of “The Challenges That Change Us Podcast” to the conversation, sharing insights on how to improve communication and build stronger connections within farming families.
While it may seem like a departure from our usual focus on wealth and business performance, the reality is that family relationships can have a huge impact on both of those things. As the saying goes, it takes two generations to build wealth and one to lose it, and the statistics show that family breakdowns are often a major contributor to that loss.
Whether you're on the land, from the land or a professional adviser that serves the rural community, you’ll know that communication can be a challenge for most farming families. But with Ali's tips and strategies, you'll learn how to navigate those challenges and build deeper, more meaningful relationships with your loved ones.
If you're ready to cultivate stronger connections within your family and secure your legacy for generations to come, join us for this insightful and practical episode of Wealth & Wisdom.
You can find Ali on:
Apple Podcasts - https://podcasts.apple.com/au/podcast/challenges-that-change-us/id1617557536
Facebook - https://www.facebook.com/alexandria.flynn.9
LinkedIn - https://www.linkedin.com/in/aliflynn/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
We all want to make a profit, but the bigger the profit, the bigger the tax bill. So, how much of your hard-earned cash do you need to give to the tax office?
In this episode, Ben will be discussing some useful tips and traps to avoid when preparing for the end of the financial year with your accountant.
Ben covers some essentials such as the massive difference between profit and cash flow, how to take advantage of a lean year, why banks hate ATO tax debts, and the importance of seeking advice on tax-deductible contributions to super. He also discusses how Farm Management Deposits (FMDs) can help manage your tax liability, when used as part of a bigger business plan.
So, join us in this insightful episode for some great tips and traps to avoid to help you prepare for the end of the financial year.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today we welcome back Shane Bird, mindset coach, speaker & trainer, to share strategies for farmers to break out of a negative mindset quicker.
Last time we spoke to Shane (in episode #5), he shared his background and answered some fundamental questions about negative thoughts and self-belief. Now Shane is back to shed light on normalcy of negative thoughts, why we have them, and delve into the importance of self-belief and how it plays a critical role in our lives. He shares practical tips for dealing with negative thoughts before it manifests into something more chronic.
We discuss some simple techniques that can help snap individuals out of a negative state and into a more productive one quickly. He also provides insights on how to help our significant others and the importance of cultivating self-awareness.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
In this episode we sit down with Angus Street, CEO of AuctionsPlus, to discuss the big themes in technology that are driving change and revolutionising the way we farm.
From ChatGPT to data-driven decision making, to the use of drones and biotechnology, we explore how these technologies might transform farming practices in the future. We also discuss the challenges and opportunities for farmers that arise from these changes and the role that technology can play in improving productivity, sustainability, and profitability in the agricultural sector.
Join us as we dive into the exciting world of AgTech and its potential to shape the future of farming.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
In recent years, there has been a growing trend of farmers signing agreements with renewable energy companies to lease their land for wind or solar energy production. While these agreements can offer a significant source of income for farmers and contribute to a more sustainable energy future, they can also come with potential risks and challenges.
In this episode, we will explore the different factors that farmers need to consider before signing a wind or solar agreement. We will discuss the legal implications of these agreements, as well as the impact they can have on a farmer's property and operations.
Our guest for this episode today is Tim Rivett, a legal expert who has first-hand experience with wind and solar agreements. Listeners will gain a comprehensive understanding of the key considerations that farmers should keep in mind before evaluating renewable energy agreements.
Whether you are a farmer who is considering signing a wind or solar agreement or simply interested in the intersection of agriculture and renewable energy, this episode will provide valuable insights and perspectives.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
In this episode, we explore the characteristics of a "bloody good" accountant and the dangers of a mediocre one.
Our guest Russell Strack, a seasoned accountant with over 30 years of experience, shares valuable insights on what to look for when hiring an accountant for your business. We delve into what you should expect as a minimum and the skills and services offered by exceptional accountants.
Russell provides practical tips for small business owners on how to assess the quality of their current accountant and when it may be time to make a change. Whether you're just starting out or have been in business for years, this episode will help you identify the traits of a bloody good accountant and whether you need to break up with yours.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Tapping into the lucrative tourism market for rural producers is a serious opportunity for opportunity for those on the land.
The reasons for starting a tourism business might be drought mitigation, evening out cashflow, supporting succession, servicing debt, paying boarding school fees or just savvy producers taking advantage of a unique business opportunity.
The problem is, it’s easy to identify an opportunity but difficult to get a viable business up and running. Producers are time poor, more often than not lack the experience and don’t know where to start.
My guest today is Susan Lee from CV Consult, a tourism consultant with significant experience in regional and remote tourism in Australia.
Susan has a book coming out soon which is a practical guide to starting your own tourism business. It’s designed to give families the short cuts to identifying, assessing and navigating the start-up of a successful tourism business.
Susan can be found at:-
Website: www.cvconsult.com.au
Email: susan@cvconsult.com.au
Sign Up Page For Pre Launch Book Deals: https://cvconsult.com.au/tourism-book-sign-up
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Most rural producers have legal and tax structures in place like partnerships, companies and trusts. They are usually put in place for either tax planning or asset protection purposes but are often ignored or misunderstood as “My accountant deals with that stuff!”
Few understand their structures or realise what can go wrong if they or their accountant are not all over the legal and tax requirements, which is the subject of our discussion today.
Our guest today is Kylie Wilson, a lawyer who has specialised in advising families in the rural space for well over 20 years. She is a partner at Holding Redlich which has offices in Melbourne, Canberra, Sydney, Brisbane and Cairns. Kylie is a sought-after keynote speaker and is technically exceptional in the areas of Estates, Tax, Succession and Self-Managed Super Funds. She is also one of those professionals who really cares about her clients.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Ian McLean is the Managing Director of Bush AgriBusiness and co-author of The Australian Beef Report. In this episode, Ian and I will be discussing how the top 25% of beef producers generate 100% of the beef industry profits.
If you want to be more profitable or become one of the top 25% of beef producers, then this is the podcast for you!
Ian holds a Master of Business Administration and is accredited as a Chartered Agriculturist by the Ag Institute of Australia. Prior to starting Bush AgriBusiness, Ian worked for the NT Cattlemen’s Association, the NT DPI and Deloitte, and has done station work in QLD and the NT.
At Bush AgriBusiness, Ian works with large and small pastoral businesses, helping them understand and improve business performance. He enjoys working with and learning from the top performing pastoral businesses.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today we are going to be discussing some of the problems with corporate investment into Australian Agriculture with our guest, Matt Barton.
Matt is a fifth-generation farmer from central NSW but he is also a teacher, adviser and facilitator with RCS Australia. RCS is an integrated training, education & professional advice business that focuses solely on helping agricultural producers to best manage people, land and agricultural production systems.
Matt went to boarding school in Sydney then studied accounting and finance at University. On completion of his studies, he worked in the financial markets in Sydney in the 1980’s before holding a role as the Corporate Treasurer for a mid-tier mining company.
He made the choice to return to agriculture and come back to the family farming operation in Central NSW in the mid 1990’s and in 2007 he joined RCS.
Matt’s time in Sydney provided extensive experience in the corporate and investment sectors giving him the ability to engage, advise and comment at both the producer level and the investor/corporate level, and he has some valuable insights to share with us today.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
This episode is a new concept I am trying which is a short, bite-sized 10 minute episode with just me.
Today I’m discussing the 5 Stages of The Rural Succession Lifecycle which I developed over the 20 years I spent advising rural families.
If you enjoy the episode then I’d be grateful if you would share it with your family, friends and anyone who might benefit.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
John Moor is back by popular demand. John is a highly experienced Succession Planning Facilitator and his episode #24 was one of our most popular so far. If you haven’t listened to it yet it’s worth going back for as the feedback has been amazing.
Due to the depth of this topic we decided to split into two episodes – the first addressing the younger generation (“the Young’ens”) and the second addressing the generation handing over (or what we affectionately call “the Oldies”).
In this episode, Part 2, we will be focussing on the handing on generation and how they should be approaching succession.
If you are in this age group and you are serious about getting ahead, it is important you also get your kids to listen to this episode. And any “young ‘uns” listening, get your parents onto this asap!
John has kindly given us two highly valuable resources – a “Succession Planning Health Checklist” and “Ten Things Our Younger Generation Want to Tell Us”.
To get your free copy visit: https://thefinancialbloke.com.au/successiontips
Learn more about John at https://growmoorbiological.com.au/succession-planning or email john@growmoorbiological.com.au.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
John Moor is back by popular demand. John is a highly experienced Succession Planning Facilitator and his episode #24 was one of our most popular so far. If you haven’t listened to it yet it’s worth going back for as the feedback has been amazing.
Due to the depth of this topic we decided to split into two episodes – the first addressing the younger generation (“the Young’ens”) and the second addressing the generation handing over (or what we affectionately call “the Oldies”).
In this episode, Part 1, we will be focussing on the next generation coming through and how they should be approaching succession.
If you are in this age group and you are serious about getting ahead, it is important you also get your parents to listen to this episode. And any parents listening, get your kids onto this asap!
John has kindly given us two highly valuable resources – a “Succession Planning Health Checklist” and “Ten Things Our Younger Generation Want to Tell Us”.
To get your free copy visit: https://thefinancialbloke.com.au/successiontips
Learn more about John at http://growmoorbiological.com.au/succession-planning or email john@growmoorbiological.com.au.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Our guest today is Lachlan Dunsdon, Certified Property Valuer and National Director Rural & Agribusiness at Acumentis.
In this episode we will be discussing the current thinking on how Carbon Credits, Biodiversity and Natural Capital can affect land values for the better - or the worse.
Lachlan grew up on a sheep, cattle and cropping property in Western Queensland and has been valuing rural property and providing corporate advisory expertise for around 16 years.
Learn more about Lachlan at: https://acumentis.com.au/people/lachlan-dunsdon/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
The tables have been turned and, in this episode, The Financial Bloke is actually the guest being interviewed!
Host of the successful Farms Advice podcast Jack Cresswell and I will be running through the Seven Steps to Successful Off-Farm Investing.
I spent 20 years as a financial adviser figuring out how to invest successfully and when I worked it out, this was the model I followed consistently. Back in my financial adviser days this was something I only ever shared with clients but now I’m making it available for all my listeners to benefit from.
To get your free copy of The Financial Bloke's "Off-Farm Investing - The 7 Step Process" visit:
https://thefinancialbloke.com.au/7steps/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Success leaves clues and if you’re the type of person who wants to learn what it takes to be successful then this is an episode for you.
This week on The Financial Bloke podcast, I have retired beef exporter Mr Richard Rains.
In this episode we’ll be discussing his passion for mentoring the next generation, dig into the secrets of his success, and uncover how he achieved the ‘impossible’ and persuaded McDonald’s to include imported Aussie Beef in their All American Burgers.
Prior to his retirement Richard was the major shareholder of Sanger Australia, one of Australia’s largest meat exporters.
He is most well-known for convincing fast food giant McDonald’s to include imported Australian beef in their US restaurants. McDonald’s has since become Australia’s single largest beef customer.
Since retiring Richard has served on several boards but his main passion is developing and mentoring young people coming through the industry. He is integrally involved in a number of mentoring programs including The Zanda McDonald Award (https://www.zandamcdonaldaward.com/).
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
We’ve all frequently heard naive politicians suggesting we “tax the rich” – which on the surface seems kind of ok, doesn’t it? But what I want any business owners - which includes farmers and graziers - to understand is that you are the “rich” they’re talking about. That’s because you own land and there is money in land, easy taxing money!
Today Tim Rivett and I will be discussing death taxes which I am hearing more and more politicians talking about in the media.
For anyone that was in farming back in the 60-70’s this should send a chill up your spine. You will probably remember something called inheritance tax which forced many a farming family into selling up and losing the farm when Mum or Dad died, as they couldn’t afford the death taxes.
We are all going to die at some stage and whether it is our parents leaving assets to us, or us leaving assets to our kids, the legislation of death or inheritance taxes will impact your family, so this is a podcast you won’t want to miss.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
This episode was recorded at the 3R Livestock pre-bull sale dinner fireside chat at Goonoo Goonoo Station. I was extremely fortunate to have had three high calibre guests which I interviewed in a panel type format.
The panel guests were David Bondfield (former director of Palgrove), Richard Rains (a retired meat exporter who was turning over about $500M annually when he retired) and Angus Street (CEO of Auctions Plus).
The fireside chat, with the theme of “Collaboration and Innovation”, was tailored to the audience of driven, successful commercial beef producers who are excited about the future of the beef industry.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Agriculture seems to be being painted more and more as an environmental villain by vegan & environmental activists as well as the some of the marketing machines of the plant-based industry.
If you are sceptical that this issue is relevant to you, have a look at legislation being passed by ill-informed politicians in Sri Lanka, Ireland, Canada and The Netherlands and in our own energy sector. These should be our canary in the coal mine.
Today our guest is Mark Davie. Mark and I are talking about how important it is that Ag avoid being unfairly portrayed as the “villain” and whether we need to take back control of the narrative.
Mark is the:
- Director of Keppel Brands
- Director of the Ag Force QLD Cattle Commodity Board; and
- Chair of The Australian Beef Sustainability Framework
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
John Moor is a 6th generation dairy farmer, owner of GrowMoor Biological and a highly experienced Succession Planning Facilitator.
John and I are going to be discussing what a facilitator actually is and why you can’t just get your accountant, solicitor, financial adviser or bank manager to fill the role.
We also address how using a highly qualified and experienced facilitator will help you pull off a successful succession plan and at the same time, strengthen family relationships.
John has kindly given us two highly valuable resources: a "Succession Planning Health Checklist" and “Ten Things Our Younger Generation Want to Tell Us”.
To get your free copy visit https://thefinancialbloke.com.au/successiontips.
Learn more about John at http://growmoorbiological.com.au/succession-planning or email john@growmoorbiological.com.au.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
In this episode I will be discussing with Carmen Quade how to prepare teenagers and adult children with the money muscles needed to set them up for success. Carmen is a farmer, educator and mother of 5 children so has plenty of experience putting her knowledge to practical use.
If you haven’t listened to Part 1 and Part 2 of the Kids & Money 3-Part Series, I’d recommend starting there first to get the most value out of this episode.
You can learn more about Carmen at: https://agrifocused.com.au/about/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Most parents want their kids to learn how to be good with money. They instinctively know that a failure to learn how to play the game of money will put their kids at a major disadvantage, making their lives so much harder. But, whilst the majority of parents want to help their kids, most just don’t know how the hell to go about it.
Because this this is such a hot topic with most parents, I decided I would try a Three Episode series on Kids and Money which I’ve called Money Muscles.
In this episode (Part 2) I’ll be joined again by Tim Rivett. We will be drawing on our almost 40 years of combined professional experience to discuss how we are educating our kids, who are under 12, about money.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Most parents want their kids to learn how to be good with money. They instinctively know that a failure to learn how to play the game of money will put their kids at a major disadvantage, making their lives so much harder. But, whilst the majority of parents want to help their kids, most just don’t know how the hell to go about it.
Because this this is such a hot topic with most parents, I decided I would try a Three Episode series on Kids and Money which I’ve called Money Muscles.
In this episode (Part 1) I’ll be joined by Tim Rivett. We will be drawing on our almost 40 years of combined professional experience to discuss why you should be educating your kids about money.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today we have Senator Susan McDonald to give us her take on the current Foot & Mouth Disease situation and how the Agricultural Industry can help tackle the problem politically.
Susan grew up on her family’s cattle property near Cloncurry in far north QLD. She studied and worked in the accounting industry before purchasing a chain of butcher shops in Brisbane and the Gold Coast, and ran them for 6 years before deciding to take the plunge into politics.
Susan was elected to the Australian Senate for Queensland and is now the Shadow Minister for Resources and for Northern Australia, and the chairman of the Federal Government’s Rural and Regional Affairs and Transport committee.
You can find out more about Senator Susan McDonald at:
- https://www.aph.gov.au/Senators_and_Members/Parliamentarian?MPID=123072
- https://susanmcdonald.com.au/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Investing in Commercial Property can be complicated and risky if you don’t know what you are doing but if you get it right, it can be a powerful way to build off farm wealth for your family.
The best way to be a successful investor in any area is to educate yourself, and a great way to do this is by listening to highly experienced experts in their fields, just like our guest today. In this episode I discuss off-farm investing into Commercial Property with Dan Dwan, the Managing Director of Colliers International Toowoomba.
Dan and I will be talking about some of the basics of investing in Commercial Property, the risks, what to consider and how to get started.
You can learn more about Dan at:
https://www.colliers.com.au/en-au/experts/dan-dwan
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today our guest Daniel Elder will be discussing how QRIDA has helped some Queensland rural producers save a collective $3m in interest and Professional advice fees using QRIDA’s Farm Business Analysis Assistance Program.
Daniel comes from the land and grew up near Chinchilla on the Darling Downs in QLD. He has over 15 years experience in the banking sector and is currently the Manager of QRIDA’s Farm Debt Restructure Office.
Just a heads up before we start for anyone who lives outside of Queensland this government program is only available to Queensland based rural producers so whilst there is some good content, this episode might not be as relevant to you as others.
To learn more about QRIDA, visit https://www.qrida.qld.gov.au/.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Our guest today is Kylie Wilson, a Partner at Holding Redlich and veteran rural legal adviser in Estates, Succession Planning and Tax.
Kylie and I discuss her unique perspective on why Succession Planning and Estates often turn into dust ups, how to avoid them and preserve the family’s wealth and relationships.
For the younger listeners out there, if you are not too interested in estate planning, after listening to Kylie today you will get to understand why you should be very interested in your parents' estate planning as it will impact you, especially if you are in business in general or the business of farming and don’t want to lose the farm!
To learn more about Kylie, visit https://www.holdingredlich.com/lawyers/brisbane/kylie-wilson.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
No one wants to talk about divorce but with around 1 in 3 marriages ending in divorce, it is a fact of life that you or someone you care about will live through one.
Murray Crawford is a family lawyer and on today’s episode we will work through what you need to know if you, one of your family or someone you care for, goes through a divorce and how to avoid destroying your family’s wealth in the process. Wealth is hard to accumulate but it is bloody easy to lose - especially in a divorce - so listen carefully to Murray’s advice.
To learn more about Murray, visit:
https://www.clolawyers.com.au/meet-the-team
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today’s guest is Dr Terry McCosker.
Terry and I are discussing what a Carbon Credit actually is and how they have the potential to substantially improve the overall profitability and sustainability of some farming operations, resulting in a magnification of a family’s wealth both now and intergenerationally.
The most exciting part is we are discussing the initial findings of one of the world’s largest Carbon Credit trials which Terry has been integrally involved in.
Terry is a Founding Director of RCS Australia which for over 35 years has provided integrated training, education and advisory service to the agricultural sector. He is an internationally acclaimed teacher and has worked in research and property management in both the government and private sectors for almost 55 years.
It has been said his ideas took farming out of a war with nature into an association with it. He introduced Australian farmers to the concept of ecosystem health and developed methods of measuring it, alongside financial health.
Terry has more recently focused his attention on using his experience, education and expertise to assist the farming community to identify and make the most of the opportunities carbon credits could offer.
To learn more, visit:
- RCS: https://www.rcsaustralia.com.au/
- Carbon Link: https://www.carbonlink.com.au/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today, Ben Forrest (Real Estate Agent and Partner at the Resolute Property Group) and I will be discussing the key things you need to know if you want to successfully sell a farm.
Most farmers and graziers are thinking about buying more land, not selling, but purchasing a new block sometimes requires the sale of some land to fund the new purchase. There are also those nearing retirement that will be either downsizing to a smaller block or selling up entirely and moving into town.
Selling any major asset is a complex and stressful process, so the best results are almost always achieved when you prepare well. The problem is that most of us haven’t got years of experience selling properties, so we will inevitably make some mistakes, unless we find the right people to help us navigate the complexities and avoid the traps that the inexperienced fall into.
As Benjamin Franklyn famously said, “If you fail to plan, you are planning to fail,” and with the value of farms these days, the cost of getting it wrong could be significant.
You can find out more about Ben Forrest and the Resolute Property Group here:-
- Website: https://www.resoluteproperty.com.au/agent-profile?agent_id=16571
- Facebook: https://www.facebook.com/Resolute-Property-Group-100714978090867
Ben Law spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
My guest for this episode is John Moor, founder of GrowMoor Biological and a 6th generation producer from South Africa. John and I discuss his journey from being an average or mediocre dairy farmer to one of the top producers in the world and how he achieved it.
You might be thinking, I’m not a dairy farmer or a farmer so what can I learn today? But we are not discussing the business of farming we are discussing the business of success.
If you are the sort of person that wants to do better both personally and financially then then you will want to hear some of the wisdom John learned by surrounding himself with exceptional people and focussing on doing things differently to everyone else.
John is a bloody interesting bloke and today we are also going to get into how his perspective of what true success looks like when he suffered a life-threatening situation recently on a trip back to South Africa.
You can find more details about John on his:
- Website - https://growmoorbiological.com.au/
- Facebook page - www.facebook.com/GrowMoorBiological
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Jack Cresswell (host of the popular Farms Advice Podcast) and I are going to discuss his podcast journey, why he took the leap and how interviewing around 100 of Agriculture's most innovative and influential people has changed him.
We are also going to talk about why you should be listening to podcasts and how they can have a significant impact on you and your family’s future.
You can find out more about Jack:
Website: https://farmsadvice.com.au/
Facebook: https://www.facebook.com/farmsadvice
Instagram: https://www.instagram.com/farmsadvice/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
What happens to all the wealth you have built once you pass away?
I want you to ask yourself:
- How do I want my wealth distributed when I die and what is the likelihood of that actually happening?
- Do I want my family to get the wealth when I die or do I want to make a bunch of lawyers rich?
- Do I want my kids to ‘fall out’ over my estate?
- Do I want the government to get a big chunk of my estate in taxes?
And if you are in business or in the business of farming:
- Will the business be able to keep going when I die?
These questions have just scratched the surface, but you get my point - estate planning is vitally important if you want to keep your hard earned wealth, in your family.
Today our guest is Estate Planning Lawyer Tim Rivett.
In this episode Tim and I are going to discuss what is Estate Planning, why just having a Will isn’t enough, the common mistakes as an estate planning specialist he sees people make and the things you can do to start sorting your estate planning out.
You can find out more about Tim:
- Website: https://rhrivett.com.au/
- Facebook: https://www.facebook.com/rhrivett
- Instagram: https://www.instagram.com/rhr_lawyers/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Today we have Jeremy Wicht from SW Accountants & Advisers in Brisbane. Jeremy and I are discussing the 2022 Federal Budget and what it means for everyday people, our economy and importantly business owners which includes those on the land.
An election is expected to be held very soon and I was curious how the government was going to balance showing real leadership and doing what is best for our country long term vs doing what is popular short term, just to get re-elected.
You can find out more about Jeremy at:
- Website https://www.sw-au.com/people/jeremy-wicht/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
If you want to get a better deal from your bank you need to have enough knowledge and experience to know how to go about it. Or….. you need someone to help you.
That someone is known as a finance or mortgage broker.
In this episode we are going to be having a conversation with Commercial Mortgage Broker Daniel Dumble about:
- What is a broker;
- What they do;
- How they could help you; and
- The 3 biggest mistakes people make when trying to get the best deal from a bank.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
A family business is a great way to build intergenerational wealth but by nature they’re a bloody tricky beast. We have all heard the horror stories of families that had built successful intergenerational businesses only to deteriorate into squabbles and eventually total breakdown. Not only is all that wealth squandered, but opportunities for future generations are lost, and family relationships are permanently damaged. It is rarely due to a one-off event. More often it is owing to a series of cascading incidents over the very long term and through the generations.
I noticed throughout my career that two of the major contributors are poor communication and the lack of effective planning. Another is how to integrate and involve the next generation successfully in the family business, particularly when there are multiple children. I have had many conversations with families who have children who want to come back to be involved in the family farm or business but struggle to find a way to structure it.
But there are success stories out there and what we often forget is that they faced the exact same issues that all family businesses face. No family business is immune. The difference being that they confronted the problems head on and managed to resolve the issues which is why they are where they are today.
Our guest today is Sarah Becker.
Sarah is one of the young, smart, and driven success stories. She is well known and actively involved in the rural community, she’s a Mum to an energetic young boy, she is a Chartered Accountant, a trusted adviser to many successful rural families and she is a significant part of the family grazing business and accounting practice based in Central Queensland.
If you’re involved in a family farm or business or have kids that have come back or want to come back and join the family business, you need to hear what Sarah has to say today.
You can find Sarah online at:
Website: https://www.beckerco.com.au
Facebook: https://www.facebook.com/BeckerandCoQld
Instagram: https://www.instagram.com/beckerandcoqld/
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
I have always been intensely fascinated with people who see the world through a different lens to most of the population. They think and they act differently and choose to take their own path in life. This means that before they become outwardly successful, they are often vastly underestimated and misunderstood.
They can be perceived as ‘failing’ a lot as they’re willing to give new things a go and sometimes are written off as being dreamers. My observations over my career as a financial adviser was that more often than not, they are the ones that become wildly successful. They are what we call entrepreneurs, and they are the people you need to take notice of and who you can learn a lot from.
Now don’t get me wrong, thinking and doing things differently to everyone else is a choice that can make your life harder and riskier at times but the rewards have the potential to be exceptional.
Today our guest is Geoff Birchnell.
Geoff is a qualified Chartered Accountant, has been involved in exporting beef to China, was strategic analyst for a large beef production business which was one of the few who managed to successfully raise capital from a large overseas super fund, and is also a beef producer himself as a director of 3R Livestock.
Today Geoff and I will be discussing why Geoff felt compelled to quit a lucrative professional accounting career and how a combination of thinking strategically and following your passion can help you find unlimited motivation and purpose in your life.
Remember, finding success in any path you take requires you to listen to people from all walks of life, and getting a glimpse into their unique perspective could be the push you need to take action on that business idea or career change.
Learn more about Geoff at:
http://www.3rbeef.com.au/
https://www.facebook.com/3Rlivestock/
http://www.instagram.com/3RLivestock
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
IMPORTANT: This podcast is not an endorsement or promotion of any company or any investment products and you should seek personal financial advice suited to your circumstances before investing in any financial products. See legal disclaimer below.
Many people ask me, “How do I start investing Ben?” and I always suggest the first step is to start educating yourself.
In Episode 6 of The Financial Bloke Wealth & Wisdom Podcast we’re going to begin the education journey with Certified Investment Analyst Ian Boater as we discuss some of the simple things you need to know when investing in the sharemarket.
I got to know Ian many years ago when I was a young adviser, and he was a young business development manager.
Ian works as a National Development Manager for a Vanguard. Vanguard are one of the world’s largest investment companies and they manage over $7 trillion for investors throughout the world.
Ian is a smart cookie. He’s a Certified Investment Analyst and he was crucial in helping me educate my advice clients on the timeless investor philosophies that were instrumental in their success.
Complexity is the enemy but education is your friend. Using that theme Ian and I will be having a conversation about the simple things you need to know when investing in the sharemarket.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
I remember when I originally heard about mindset. I was a young fella and I didn’t take it too seriously.
For years, I believed hard work and applying your intelligence was all you needed to be successful.
What I came to realise after two decades working with and observing highly successful people was that I couldn’t have been more wrong.
Being smart and working hard was part of the recipe for both personal and financial success but the key ingredient was the right mindset.
I didn’t just observe that occasionally but time and time again. 'Ignore your mindset at your own peril'.
Your mindset will be the difference between success and failure in all aspects of your life.
The best sports men and women will tell you without the right mindset you will never succeed and that is why the elite athletes all employ the world’s best mindset coaches.
My guest for this episode is mindset coach Shane Bird.
Shane and I going to talk about what is mindset, why is it so valuable and if you want to be personally and financially successful how you can manage and improve it.
You can find Shane at:
-
www.shanebird.com/about-me/
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www.facebook.com/shane.bird.afarmersmindshift
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
If you want long term financial success for your family, you must learn how to grow wealth.
An all too common mistake I see in families financial planning, is that they focus all their energy on trying to learn how to grow the wealth but very little on protecting what they have grown.
To give you an analogy, if you want to harvest a crop, you must grow the crop first. If you don’t protect the crop until it is ready to harvest, then doesn’t matter how good the growing season, you still won't get a crop.
One of the ways you can protect your crop is with insurance, but only if you have the right insurance in place. Imagine if you insure your crop for hail and then have a flood and you are not covered!
Personal insurance is one of those mechanisms to protect wealth and should be viewed as a critical component of any family’s wealth building plan.
You need to protect what wealth you have grown so far, as well as what you will have in the future. You need the right cover, with the right money, going to the right people, at the right time.
Today I have Chloe Arthur a Financial Adviser specialising in Wealth Protection to discuss why getting your Wealth Protection right is so important.
Both Chloe and I agree that almost 100% of financial plans that came across our desks as advisers, the insurance or protection component of the plan had serious flaws that would have been financially catastrophic to the family should something happen to key members of the family.
Whether you have a lot of debt, income or assets to protect, kids that rely on you or a business that cannot afford to fail, then you need to get your wealth protection in place and ‘done right’.
You can find Chloe at https://www.findex.com.au/adviser/chloe-arthur.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Ben has always been fascinated with what makes people successful. He loves nothing more than picking the brain of people like David to understand why some are successful and others aren’t.
As Tony Robbins once said, ‘success leaves clues’ and if you want to find out what makes the exceptional operators so exceptional, then this episode should be right up your alley.
David is the Chief of Delivery of RCS Australia which provides integrated training, education, and advisory service to the agricultural sector. David has been collecting and analysing data from producers from across Australia for almost 20 years through RCS’s unique benchmarking and business analysis programs.
He is a numbers nerd a bit like Ben, but he has the rare combination of strong analytical skills and the ability to convert that analysis into something practical and useful.
You can find David at www.rcsaustralia.com.au/the-rcs-story/our-people/.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Aged care is dauntingly complex and stressful for the family and full of traps for the inexperienced. It can be extremely expensive and contribute to a major loss of family wealth but in many cases with good advice and planning it doesn’t have to.
You may be thinking, I don’t need to worry about listening to anything about Aged Care as I’m not going into care anytime soon! Well, think again. You might not be but there's a good chance you'll need to help your parents out with entering care and it often comes sooner than expected.
Getting aged care right can be crucial to protecting your family’s intergenerational wealth and it is important to know that sometimes you need to prepare years in advance to get the best outcome.
In this episode, Ben and Bruce Baynes will discuss how important planning aged care in advance is for both ensuring family members are well cared for and family wealth is protected.
Bruce is the managing director of Sage Care Advice, a financial planning firm specialising in Aged Care Advice. He has over 20 years’ experience as a financial adviser and made the leap to specialising solely in Aged Care when he personally had to navigate the stressful and complex process of getting his father into aged care. Bruce is a wealth of knowledge, a great communicator and a bloody good bloke.
You can get hold of Bruce if you go to www.sagecareadvice.com.au.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Executed well, financially assisting your family can be an amazing gift but done poorly can become a financial disaster and cause irreparable damage to family relationships.
Ben and our guest Tim Rivett have over 35 years of combined professional advice experience. In this episode, Ben and Tim explore some of the pros and pitfalls of financially assisting family members and some of the ways you can minimise the financial and relationship downside risks.
If you have kids or grandkids and you have helped them out, or you think you might want to help them out in the future, then this podcast will be right up your alley.
As someone once said, “The road to hell is paved with good intentions”. So before you gift money, go guarantor, pay for school fees etc, listening to this podcast might be the best investment you have made for your family.
Tim Rivett is the managing director of Robert Harris Rivett. He was originally trained at a large commercial law firm in Brisbane and has brought his significant experience and training back to his Law firm based in Central Queensland.
Tim is a wealth of knowledge, and exceptional lawyer and an even better communicator. You can get in contact with Tim at https://robert-harris-rivett-lawyers.leapwp.com.au/people/tim-rivett/.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth. Now he has decided to hang up his financial adviser boots, hand over the reins of his award-winning financial advice practice and become The Financial Bloke so he can help share the wealth and wisdom with you.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.
Welcome to The Financial Bloke’s Wealth & Wisdom podcast.
Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth. Now he has decided to hang up his financial adviser boots, hand over the reins of his award-winning financial advice practice and become The Financial Bloke so he can help share the wealth and wisdom with you.
In this introductory episode Ben will gives you a sneak peek into what you can expect from the podcast and a glimpse of the type of guests you can expect.
If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The Financial Bloke each fortnight for more Wealth & Wisdom.
Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.