Trust God's wisdom rather than his own understanding, and take specific action as God directed him.
God can move in peoples heart to give generously, if they are willing and it can be done with no debt.
If you put God first, God will meet your needs, sometimes through normal was and sometimes miraculously
I encourage you that if you are in a lot of debt, God is able to help you get out of debt.
Manage money and material possessions according to God's will and God will meet your needs