Tip of the Spear Powered by UMortgage: Recent Episodes
UMortgage Team
Tip of the Spear Powered by UMortgage is a podcast by Loan Originators specializing in VA loans, on a mission to protect Veteran homebuyers from misconceptions about their benefits and predatory lending. We're uncovering the truth behind VA loans for our Nation's bravest. Join us every Wednesday and Saturday as we bring on subject matter experts sharing their tips and tricks for maximizing your Veteran benefits to make your homeownership dreams come true. Our episodes will dive into the common misconceptions about qualifications for Veterans looking to buy a home, what to prepare for in the mortgage application process, and how you can set yourself up for long-term success through homeownership.If you're a Veteran ready to empower yourself through financial freedom, subscribe to our podcast! ๐บ๐ธ ๐
Welcome back to another episdoe of Tip of the Spear! This week, VA Loan Specialist Arielle Best is joining us to talk everything student loans. Debt is a huge factor in the mortgage process, it can determine your interest rate, approval amount, and more! Arielle is going through everything you need to know about buying a home while encumbered by student loan debt. Check it out!
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today's episode, VA loan expert Kristi Gibb is introducing you to something unique to VA loans. When you're starting your mortgage process to purchase a home, you have the option to borrow up to an additional $6,000 to upgrade your home's energy efficiency. Give it a listen and start using your veteran benefits!ย
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, VA Loan Expert Jimmy Hobson is sharing some of the most obscure housing situations heโs come across in his years as a Loan Officer. When starting your homebuying process, thereโs a number of atypical homes you may come across - barndominiums, tiny homes, manufactured homes, and so much more. At the end of the day, they can all be your dream home, but the scenario with your mortgage might look a little different! Tune in to hear Jimmyโs suggestions to how you can navigate your mortgage scenario.
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, VA Loan Expert Arthur Brison is sharing everything you need to know about purchasing a home while deployed. Homeownership should be accessible to everyone, and it doesnโt stop at deployment! Youโre still able to reap the benefits of building your net worth in a real estate investment, there are just a few different pieces to the puzzle. Check it out!
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, VA Loan Expert Kristi Gibb is sharing everything you need to understand about analyzing your credit report before getting started with the mortgage process. Credit cards, student loan debt, and late payments are one of the many factors on your report that can influence your approval odds, interest rates, monthly mortgage payments, and so much more! Tune in to see what you need to know about your credit report!
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, VA Loan Expert Tyelr Carlston is here to save you money on your monthly mortgage payment. When working with your loan officer, thereโs a lot of items that you can work together with to get you the best deal on your home loan. From finding the best interest rate, the downpayment that works best for you, and more, Tyler is here to help make homeownership affordable for you - check it out!
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, VA Loan Expert Mike Alberico is breaking it down simpleโฆ what do all of these acronyms means in the mortgage process? Thereโs a lot of industry jargon tossed around in the process, from your COE, LOX, DTI, LTV, and so much more. Follow along as Mike goes through the vocabulary you need to know to make sure youโre understanding whatโs happening in while youโre applying for your mortgage. Tune in!
Welcome back to another episode of Tip of the Spear! This week, VA Loan Specialist Arthur Brison is giving you the scoop on mortgage co-signers. If you donโt qualify for a mortgage, itโs not uncommon to have someone co-sign for you. Having a co-signer can increase your odds of approval, or even get you approved with a lower interest rate. When it comes to VA loans, co-signing is still an option, but it can get a little trickier. Check out todayโs video to learn how you can get a co-signer, and whoโs eligible to be on your VA loan!
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In today's episode, VA Loan Expert Shaun Hamman is joining us to give you the run down on everything you need to expect after buying a home. Entering the housing market is a huge accomplishment for a lot of people, and it's no light task to get to the closing table! From mortgage insurance, to knowing when to expect your first monthly mortgage payment, and more, there are a few things you should be prepared for once your home closes. Check it out!ย
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, VA Loan Expert Nathan Einkorn is laying out borrower responsibilities during the mortgage process. Are you ready to dive into the housing market? Take a look at this episode and make sure you have everything prepared to close on your new home. From home inspection, home insurance, and more, itโs important to know whatโs expected from you before the closing table. Check it out!
Welcome back to another episode of Tip of the Spear Powered by UMortgage. In todayโs episode, VA Loan expert Tyler Carlston joins us for part two of our Predatory Lender series. From solicitations, promising inaccurate mortgage interest rates, and more, itโs common for Veterans to be taken advantage of when starting their mortgage journey. Falling for some of the tricks lenders set up could be costly, so itโs important to know what red flags to watch out for. Tune in!
Today on Tip of the Spear Powered by UMortgage, Tyler Carlston examines some specific practices of predatory mortgage lending and how they can be avoided during the process of obtaining a VA mortgage loan. Tyler is a VA Specialist Loan Officer at UMortgage who emphasizes the importance of shopping around for loan estimates from different lenders to make the most informed decisions possible while you're preparing to enter the housing market. He also touches on topics like โchurningโ and other red flags to watch out for when evaluating your lender options.
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In this episode, weโre welcoming VA Loan expert, Shaun Hamman, to discuss the effects that a bankruptcy or foreclosure on your financial record can impact your eligibility for a VA Mortgage Loan. If youโve experienced a chapter 7 bankruptcy, chapter 10 bankruptcy, or a foreclosure in the past, and youโre ready to dive back into the housing market, Shaun is here to explain your path to VA Loan qualification.ย
Weโre bringing a special edition of Tip of the Spear Powered by UMortgage to you! We have VA Loan Expert Nathan Einkorn talking everything you need to know about home appraisals and home inspections. When youโre buying a home, both appraisals and inspections are important to ensure the house you bought is in safe condition! However, appraisals can look different on a VA loan. When youโre buying a home with your Veteran benefits, itโs important that it will be in tip-top shape to live in - and Nathan is here to help you out!
On this episode of Tip of the Spear Powered by UMortgage, Mike Alberico, UMortgage VA Specialist Loan Originator, discusses how to refinance VA Loans and shares tips for navigating the process. He explains the significance of IRRRLs, terms, and cash-out refinancing with our host. This is a must-watch episode if you have a VA Loan and are curious about reaping the benefits of refinancing.
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode VA Loan Expert Mike Alberico returns to give us an update on VA loan rules. Every now and then the VA will release updates to the VA loan - changes in eligibility, whatโs needed for the mortgage, and more. And, you guessed it, theyโve released a new update! Mike joins us today to update you on these new rule changes, and how they could affect your mortgage.
In todayโs episode of Tip of the Spear Powered by UMortgage, VA Loan Expert Arielle Best dives into a piece of the VA loan process that borrowers often struggle with: understanding entitlement. When getting ready to apply for your VA Mortgage Loan, entitlement is the loan amount youโre able to use from your VA benefits. In todayโs episode, weโre diving into to to understand it, how to find out how much you have, and more!
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, weโre bringing on VA Loan Expert Arthur Brison to discuss income requirements for the VA loan. Are you ready to apply for your mortgage, but not sure if you need to provide gross or net income? Are you curious if you can use disability income to apply for a mortgage? Arthur is here to clear the air and set you on the path to entering the housing market in 2022.
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, weโre bringing back VA Loan Expert Jimmy Hobson to break down VA funding fees. When getting a mortgage, thereโs often fees that come along with it. Thanks to your VA benefits, these funding fees may look a little different - or not be there at all! Join us as Jimmy shares what fees you can expect when youโre trying to enter the real estate market, and some tips and tricks to keep them as low as possible.
Welcome back to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, weโre welcoming VA Loan Expert Kristi Gibb to share misconceptions on VA Loan eligibility. Weโre going over how long service members need to be in the military, what situations make their spouses eligible for a VA mortgage, and what paperwork you need to have ready to start your journey as a homeowner (hint: Certificate of Eligibility is the golden key!). Take a listen to learn more about what you need to do to get a VA loan!
Weโre bringing a special edition of Tip of the Spear Powered by UMortgage to you! In this episode, we have several of our top Veteran Loan Experts to share the โwhyโ behind our podcast. Our loan originators are doing more than slinging mortgages - theyโre passionate about helping veterans across the nation achieve their dreams of buying a home. No matter the state of the housing market, interest rates, and other roadblocks, they work hard to get veterans into a home. Tune in, and get to know some of our recurring guests!
When youโre starting your mortgage process, youโre putting a lot of trust in your Loan Originator to have your best interest in mindโฆ but how do you know that theyโre looking out for you along your homebuying journey? Before getting started with your VA Mortgage, there are a few questions to ask your broker to see if they know their stuff! Join us in this episode of Tip of the Spear Powered by UMortgage as Arielle Best shares the top three questions you should ask your mortgage broker before you start your loan process.
Welcome to another episode of Tip of the Spear Powered by UMortgage! In todayโs episode, we have VA Loan Expert Nathan Einkorn walking you through every step of the VA loan process. Not sure what to expect, or where to start? Then this is the episode for you. Nathan walks us through the importance of a pre-approval, how a real estate agent can help you navigate the housing market, and the ways a good Loan Originator can clarify each step of the process. With the right dream, you can make your dream of owning a home quick and easy!
๐ข Ready to get started with a VA Loan Originator? Start here
๐คตhttps://co.umortgage.com/3x5Hz2F
Thanks for watching!
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LEARN MORE ABOUT UMORTGAGE
โถ https://co.umortgage.com/3zcm2Ic
Business inquiries contact us at
โถ PETER@UMORTGAGE.COM
๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐
APPLY NOW:
โถhttps://co.umortgage.com/3x5Hz2F
More info on buying:
โถ https://co.umortgage.com/3x7Bdke
More info on refinancing your mortgage:
โถhttps://co.umortgage.com/3ajxSG4
See yโall in the next episode! โ๏ธ
Welcome to another episode of Tip of the Spear! This week, weโve brought on VA Loan Expert Mike Alberico to bust another myth for our service members. How do you qualify for a VA Home Loan? Mike dives into income requirements, down payment requirements, and more that you need to meet so you can jump into the 2022 housing market. There are a ton of benefits that come with a VA loan (especially for first time home buyers!) and itโs important to know if youโre eligible to use your benefits!
๐ข Ready to get started with a VA Loan Originator? Start here
๐คตhttps://co.umortgage.com/3x5Hz2F
Thanks for watching!
On this episode of Tip of the Spear Powered by UMortgage, VA Loan Officer Jimmy Hobson is joining us to cover everything you need to know about using your veteran benefits and starting your your journey to buy a home. Thereโs many benefits to a VA loan - lower interest rates, lower down payment, and more - but how does this process differ from applying for a conventional loan? As a loan originator, Jimmy shares step-by-step what you need to prepare to set yourself up to get your mortgage approved. Take a listen!
๐ข Ready to get started with a Veteran Loan Originator? Start here
๐คตhttps://co.umortgage.com/3x5Hz2F
Welcome to the first episode of Tip of the Spear! Weโre coming to you today with Tyler Carlston, VA Loan Specialist & Loan Originator, to break down what you need to know to get your offer on a new home accepted. The first step? An A+ real estate agent. Not only do they need to have their finger on the pulse of the housing market, but understanding how you stand out differently as a VA buyer. Second, a great loan originator that understands the veteran benefits available to you, and how you can maximize them to buy your home. If youโre ready to start maximizing your VA benefits, dive in and find out what you can do to get your offer accepted.
๐ข Ready to get started with a Veteran Loan Originator? Start here
๐คตhttps://co.umortgage.com/3x5Hz2F
Thanks for watching!
๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐
SUBSCRIBE TO OUR CHANNEL FOR MORE VA LOAN INFORMATION!
https://www.youtube.com/channel/UCnsO1vRwJCUFUHz1x5EftWg
Business inquiries contact me at
โถ PETER@UMORTGAGE.COM
A few videos that might be helpful:
๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐๐บ๐ธ๐
APPLY NOW:
โถhttps://co.umortgage.com/3x5Hz2F
More info on buying:
โถ https://co.umortgage.com/3x7Bdke
More info on refinancing your mortgage:
โถhttps://co.umortgage.com/3ajxSG4
LEARN MORE ABOUT UMORTGAGE
โถ https://co.umortgage.com/3x5Hz2F
See yโall in the next episode! โ๏ธ