A podcast on Frugality, Minimalism & Simple Living.
I'm Rowena.....a frugal minimalist who along with my husband saved $110,000.00 in just 42 months (3 and a half years!) on an average annual income of only $60000.00!!!!
This allowed us to buy a home in December 2020 with a 20% deposit and we are now on track to pay it off by December 2025.
I am passionate about sharing information that relates to frugality and minimalism as I believe these are two of the ways everyone can have more freedom and peace of mind in their lives.
https://www.youtube.com/c/RowenaMarie
Financial Security is the means to cover your basic costs of living through the income you earn from your investments.
Frugality plays a huge part on our journey towards financial security and allows us to save more and need less in order to achieve this financial goal.
So in todays video I take you step by step through the way we are working our way to financial security and what you can do to achieve it yourself.
Rowena
xxx
Inflation is super high at the moment and we are all feeling the pinch in our budgets but there are ALWAYS ways to cut back and save money. These 55 inflation fighting tips will help you to keep control of your finances even as prices are climbing. It just takes making some adjustments in areas of your budget that will be impacted the hardest.
I hope you find these tips helpful and of course please add your own if you've found some great ways to keep costs low.
My Pasta Bake recipe can be found here:
https://www.youtube.com/watch?v=jSMOoNlOwvE
and the recipe is on my website here:
https://rowenamarie.com/chilli-pasta-bake/
The 3 rice recipes can be watched on this video :
https://www.youtube.com/watch?v=1UkcP7FH8oc
and are on my website here:
https://rowenamarie.com/sweet-spiced-rice-pudding/
https://rowenamarie.com/easy-peanut-fried-rice/
https://rowenamarie.com/calming-kitcheri/
The Savoury Oats recipe can be watched on this video: https://www.youtube.com/watch?v=3K30ZCNBJvc
and the recipe is on my website here: https://rowenamarie.com/sweet-spiced-rice-pudding/
Rowena
xxx
Being frugal is all about making the most of your money, not giving up things you love.
By making small changes to some of the things you do often, you can see big savings. In this episode I go over 25 easy ways to be frugal that can save you thousands of dollars a year and won’t take too much effort from you to implement. We all eat, clean, pay bills and shop, so find out the ways you can do some of these things the frugal way and save yourself a ton of money.
take care
Rowena xxx
Life is really quite simple but we tend to over complicate it by overthinking, trying to do too much and rushing through our days.
I have learned a few strategies over the course of my life, that have helped me to simplify and put my attention where it's most beneficial to me. By learning to slow down, focus on what's important and listen to myself and others, I have created a life that is more calm and peaceful.
I want to share them with you because they really have made such a difference to my life andI hope you find them helpful.
Rowena xxx
Minimalism and Frugality are both extremely useful tools when it comes to achieving your financial goals in life. When they are combined they are very powerful.
There is so much more satisfaction in setting and achieving goals than there is in accumulating stuff. Living an intentional life starts by being aware of the things that matter to you and this is where minimalism can really assist.
Making the most of your money is important to most of us and especially if you are wanting to reach money goals. This is where frugality shines.
When you combine both and become a frugal minimalist you are making the most of your time and your money and getting the most out of life.
take care
Rowena Marie
xxx
These 14 minimalist tips have saved me so much time and money and helped me to create a life I love.
Streamlining what you do, what you own and how you manage your money make such a difference in life, leaving you time to do focus on what is most important to you. These hacks have really changed my life and I hope by sharing them they do the same for you.
You can also watch this in video format here: https://youtu.be/l4FtWf3gNE4
Rowena xxx