What Would it Cost?: Recent Episodes
Spark Financial Group
Have you ever wondered if you could afford to move? What would it cost if you bought that house? What Would it Cost will answer all those questions and more. Follow along with Nick and Michael as they go through the ins and outs of the real estate market. Each week a special guest will talk about all the steps needed to buy that house. From developers, builders, appraisers, lawyers, realtors and designers, you'll get the inside scoop and, most importantly, the answer to What Would it Cost!
Serena has taken Passive income to the next level. On this episode Serena gives us a run down of what made her thrive during the pandemic, and how she advises those who are interested in investing in real estate. Follow us on Instagram to stay up to date on new episodes: https://www.instagram.com/wwic.podcast/ Visit our website for more information: https://wwic.ca/
What does 2023 have in store for our realtors, investors, and first-time home buyers? The market is booming and presenting opportunities for us to explore, so we sit down with Sue McLay, Anthony Spano, and Vince Scarcelli to get more info! Hear their story and more on this episode of What Would It Cost?
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We are joined this week by life transformation coach Zarak Fatah! In discussing the foundational aspects of a business, Zarak attributes his current success to wanting to see people have a good time. Resulting in world class advice! Hear his story and more in this episode of What Would it Cost?
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Our special guest Anthony Miniaci made the transition from banking, to real estate. He faced significant challenges in the first year with only a single deal closed. However, in the second year, things fell into place, leading to remarkable success and a bright future in the industry! Hear his story and more in this episode of What Would it Cost?
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Due to the significant increase in interest rates, there has been a notable shift in lifestyle as individuals are relocating to alternative locations. Our guest Maria Ben from Montréal delves into the primary reasons for this migration, and compares the Montréal real estate market to the Toronto market.
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Today, our esteemed guest Mikayla Rugala who has earned the moniker "The Loft Queen," found her love for lofts from the show "Gossip Girl." Her success in the real estate industry is a testament to her expertise in identifying the unique characteristics of lofts and their historical significance. By thoroughly comprehending these elements, she has been able to excel in selling lofts and establishing herself as a top-tier professional in her field.
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Artificial Intelligence (AI) is significantly impacting the residential real estate industry. With the integration of AI-powered technologies, individuals are able to obtain a more comprehensive understanding of potential properties, including location & features, and estimate pricing. According to Matthew Speciale, an AI specialist, AI is advancing towards being more intelligent and efficient.
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In this episode, we sit down with Niels Dekker, the mastermind behind our brand new mortgage brokerage in Florida. Niels shares the inspiration behind moving to Florida to open the brokerage, and the unique approach we're taking to support our clients who need mortgages, and even more!
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In this episode, we talk with powerhouse realtors Cam Woolfrey, Matt Campoli, and Ron Sally. Listen as they share their insights on the current market trends and offer valuable advice for those looking to buy or sell a home. They also discuss the importance of utilizing technology and media to market properties and stand out in a competitive industry. Whether you're a first-time home buyer or a seasoned investor, this episode is sure to provide valuable information and tips to help navigate the real estate market.
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We sit down with renowned artist Peter Triantos to discuss the intersection of real estate and art. We dive into how incorporating custom pieces can increase the aesthetic look and overall value of a home. Peter also shares his process and what it would cost to commission a one-of-a-kind work of art. Listen in as we gain insight from one of the art world's most talented and sought after creators, and learn how to elevate your living space through the power of art.
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In this episode, we delve into the benefits of pre-construction for investors and home buyers. From the ability to secure a property at a lower price and customize it to your specific preferences to the potential for a good return on investment, pre-construction has a lot to offer. We also discuss the deposit structure of pre-construction projects and how it can be an advantage for buyers, allowing them to secure their property with a small initial deposit and make payments as construction progresses. Tune in to learn more about pre-construction projects.
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Tired of the same old traditional bank loans? Private lending could be the solution you've been looking for! In this episode, we sit down with Lawyers Gary Caplin and Carmine Scalzi, as well as Mortgage Specialist Krystian Catala, to discuss the ins and outs of this lucrative investment opportunity. Learn the ins and outs of private lending, and avoid common mistakes made by novice investors. Don't miss this episode packed with expert insights and actionable advice!
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In this episode, we feature three successful female real estate agents who discuss their experiences and insights on pre-construction, being selective about listings, and navigating safely on social media. These powerful professionals offer valuable advice and inspiration for anyone working in the real estate industry.
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Meet two amazing realtors who are shaking things up coast to coast. Steven Zalunardo is a powerhouse realtor expanding his services to Florida, while his right hand man Mike Gatti handles everything here in Toronto utilizing his knowledge from having worked in construction.
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Have you ever wanted to build your own custom dream home? In today’s episode Nick and Mike speak to Phillip and Phil from Heavy Duty Homes as well as Rachel and Idan from HST Rebate Canada. Heavy Duty Homes can help you build a top tier custom home and HST Rebate Canada can help you save $16,000 on your construction costs.
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Meet A Lady’s Touch. They’re some of the hottest stagers in the city and have experience working on many high end projects and homes. Listen as they share their expertise with us and share the benefits of staging!
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In today’s episode we talk to two absolute beasts in the industry. Both coming from families involved in real estate, listen as Tyler McLay and Daniel Foch share their differing viewpoints on the current market, where things will go, and more! Full episode link in bio!
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Real Estate has been a booming industry as of late, and these women are crushing it! In this episode we’re joined by Laura Compagni, Marina E, and Kate Broddick. They share their experience, knowledge, and some interesting stories you won’t want to miss!
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Jas Takhar has founded two businesses, is a father, and loves to create content. He values collaboration over competition, educating people about investing, and hiring a great team. In this episode Jas explains how he manages his time, and how he’s got to where he is today.
Learn more about Jas Takhar:
https://jastakhar.ca/
Visit https://ferreirasignatureline.com and use code "SPARK 25" for 25% off and free shipping on your order!
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Kate Broddick is an all-star realtor located in Brantford, Ontario. With a robust knowledge of the Brantford & Norfolk County real estate market, Kate and her team are able to assist clients with the tedious and time-consuming task of buying or selling their home. Curating a team of talented realtors is no easy task, yet Kate has accomplished this as well as much more. Not to mention, this was all after switching careers from being a dental hygienist. It just goes to show you, anything is possible!
Check out Kate on Instagram:
https://www.instagram.com/agent.kate/
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Many people say they would advise their clients the way they would advise themselves, but is that really the best way? Mischelle is a realtor who really focuses on her client relationships and service. She believes every client’s unique needs and financial situation require advice catered towards them. Mischelle has worked with many realtors and has experience moving around in the field, hear her share her insight.
Check out Mischelle on Instagram:
https://www.instagram.com/chandelrealestate
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The key to any home may be considered the kitchen, where friends and family gather to enjoy good food and company. To others, it may be the master washroom where one gets ready for the day, or the closet. What do all these things have in common? They all require the right cabinetry to tie the space together in a stylish yet functional way. In this episode Santina joins us to talk all about Lancaster Customs, the makers of beautiful custom cabinetry. Find out why people pay more for custom cabinetry, and what you can expect to pay for a custom project.
Check out Lancaster Customs on Instagram:
https://instagram.com/lancastercustoms?igshid=YmMyMTA2M2Y=
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Did you know you can receive up to $16,000 back in HST from the Canadian government? Rachel and Idan from HST Rebate Canada talk to us about the way they are helping homeowners take advantage of a hidden tax benefit when building a new home or renovating their existing home.
Check out HST Rebate Canada on Instagram:
https://instagram.com/hstrebatecanada?igshid=YmMyMTA2M2Y=
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Many believe you need a lot of money to make a return in real estate. Dondre Homer had this belief until he went to a seminar and was taught about alternative methods of making money in real estate. Now he’s begun his journey in real estate and is teaching others how to do the same.
Check out Dondre on Instagram:
https://www.instagram.com/dhomerrealestate/?hl=en
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At a young age, Rebekah has accomplished a lot. She bought her first home at 23 after the success of her fitness studio, then used her following to become a realtor. In this episode we talk to Rebekah about her story and how she goes above and beyond to make sure her clients always leave happy.
Check out Rebekah on Instagram:
https://www.instagram.com/its.rebekahalto/
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Meet Jessica, she was a high school law and french teacher who decided to start a career in real estate. In this episode we discuss how Jess started a podcast, her perspective on real estate, and how she continues to grow by surrounding herself by powerhouses.
Check out Jessica on Instagram:
https://www.instagram.com/jess.sold/
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Christian Schiavone (@closedbychristian) is a new realtor who has been crushing it at just 22 years of age. He talks about why he got in to real estate, the struggles he’s faced, and how he plans to rock the world of real estate.
Check out Christian on Instagram:
https://www.instagram.com/closedbychristian
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He predicted the market would take a turn… and it did. Daniel Foch (@danielfoch) specializes in suburban areas of the Greater Toronto Area. In this episode, we speak to Daniel about investing in real estate, the market downfall, and more!
Check out Daniel on Instagram:
https://www.instagram.com/danielfoch/?hl=en
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Originally starting out in hospitality, Nicole Ginzburg decided to change careers into real estate when she had some downtime during Covid. She has lots of knowledge on renting and how different factors such as owning a pet can affect rent price.
Check out Nicole on Instagram:
https://instagram.com/nicoleg.realty?igshid=YmMyMTA2M2Y=
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Airbnb is a popular destination for travellers that acts as an alternative to hotels. With Airbnb, you rent a home from somebody for your desired length of time. What many may not realize is the potential of the platform for hosts and that there is money to be made. Listen as Ibrahim (@soldbyibra) educates us all about airbnb and how to generate income from it.
Check out Ibrahim on Instagram:
https://instagram.com/soldbyibra?igshid=YmMyMTA2M2Y=
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While it’s not talked about enough, gender based violence and human trafficking are real issues that not only plague other countries, but Canada too. In this episode, Marissa from Aura Freedom educates us on how human trafficking happens, why it happens, and how we can work to put an end to it.
Check out Aura Freedom:
https://aurafreedom.org/
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Tyler Mclay was born into a family of realtors, he’s got real estate in his blood. In this episode, we talk to Tyler about his start in real estate, his brokerage, and all about the current state of the market.
Check out Tyler on Instagram:
https://instagram.com/tylermclayrealtygroup?igshid=YmMyMTA2M2Y=
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Jordan never wanted to become a realtor, what started as a side hustle to pay off college debt eventually led Jordan into his career as a realtor. Listen in as we talk all things real estate with Jordan.
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Meet Tabitha Rourke (@soldbytabitha), a realtor for Engel & Völkers in Waterloo. Join us as Tabitha explains why she joined the brokerage she’s at, and her perspective on Waterloo real estate.
Check out Tabitha on Instagram:
https://instagram.com/soldbytabitha
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Originally knowing nothing about real estate, Eric started his quest for knowledge by reading Real Estate for Dummies. This eventually led him to open his own real estate office with over 100 agents, and eventually start another company, Broker Pocket. In this episode, Eric shares his insight on real estate and being an entrepreneur. As it turns out, real estate has its own similarities to entrepreneurship.
Check out Eric on Instagram:
https://instagram.com/eric.skicki?igshid=YmMyMTA2M2Y=
Check out BrokerPocket on Instagram:
https://instagram.com/brokerpocketcom?igshid=YmMyMTA2M2Y=
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Lisainthecity is a mom, a realtor, and an influencer with over 20k followers on instagram. What does she use her platform for, and is instagram all about selfies? In this episode, Lisa talks about the misconceptions some have about social media - and how she is able to reach more people because of it.
Check out Lisa on Instagram:
https://instagram.com/lisainthecity?igshid=YmMyMTA2M2Y=
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Originally a global executive at IBM, Laura Arci has built up a strong business skillset that she was able to apply to the world of real estate. In this episode, Laura brings us through her career chang,e and discusses how her kids are shadowing her to gain experience as they begin their real estate journey.
Check out Laura on Instagram:
https://instagram.com/laura.arci_compagni?igshid=YmMyMTA2M2Y=
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Ron Sally originally never wanted to be in real estate, however he now stands as the youngest RE/MAX broker owner in the world! In this Episode, Ron walks us through how he got to this point and what his brokerage does different compared to the rest.
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https://instagram.com/ronsally?igshid=YmMyMTA2M2Y=
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In this episode, Chris Bonil explains how his former aspirations to be a pro athlete have helped him in a commission based industry - real estate. It turns out both professions require dedication and lots of hard work. Chris also discusses starting his real estate team and what it cost to do so.
Check out Chris on Instagram:
https://instagram.com/mrbonil
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The pandemic has affected many peoples lives, but it’s not all bad. Domenic from 29:Eleven used decreased rent prices as an opportunity to start his own fashion brand, something that has been a dream of his for years. Listen as Domenic opens up about the inspiration for his store, the managerial aspect of opening a new business, and most importantly what it would cost!
Check out 29:Eleven on Instagram:
https://instagram.com/29eleven.kingcity
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Being a boss mom isn’t easy. With all the responsibilities that come with motherhood, it is a full time job in itself. Add to that being a powerhouse realtor and time management becomes one of the most important tasks. In this episode, Bree Honey and Stephanie Soave share their experiences as boss mom realtors and how they’ve been able to manage their career and family time. It turns out, the key is all about eliminating tasks that don’t make effective use of your time.
Check out Bree on Instagram:
https://instagram.com/breehoney.kw.broker?igshid=YmMyMTA2M2Y=
Check out Stephanie on Instagram:
https://instagram.com/thestephsoave?igshid=YmMyMTA2M2Y=
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Have you ever wondered what it’s like to do a television appearance as a realtor? This episode, Tom Storey shares his knowledge about real estate and some behind the scenes details regarding his multiple live television appearances. Also in this episode, Tom shares his knowledge about gaining exposure and how it can help level up a business. The secret is all about visibility, and how in some cases it’s more important than ability.
Check out Tom on Instagram:
https://instagram.com/thestoreyteam?igshid=YmMyMTA2M2Y=
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Matt Campoli is the host of the “Priced to Sell” podcast and a social media savvy realtor. Matt learned early on to challenge the status quo in real estate when he was told not to “waste time on Instagram”. Fast forward a few years and Matt has taken his career to the next level by utilizing social media to his advantage, and creating unique online content.
Check out Matt on Instagram:
https://instagram.com/mattcampoli?igshid=YmMyMTA2M2Y=
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The real estate market is full of niches, and student housing is a big one. Nick Gilmour sits down with us to talk about his humble beginnings in real estate, what typical student housing in Kingston will cost, and why owning student housing is a lucrative opportunity.
Check out Nick on Instagram:
https://instagram.com/nick_gilmour_inc?igshid=YmMyMTA2M2Y=
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Residential real estate in metro and suburban areas get a lot of attention, but many forget there’s many other markets in need of realtor services. Whether it be rural areas such as farmland, or hybrid commercial & residential properties, Jake Smith is experienced. In this episode, Jake takes us through how these types of real estate transactions are handled and most importantly, what it would cost.
Check out Jake on Instagram:
https://instagram.com/jakesmithremax?igshid=YmMyMTA2M2Y=
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Sergio Galli has lived many lives. He’s the guitarist of legendary rock band Platinum Blonde, as well as an esteemed custom home builder. In this episode, Sergio takes us back to his days on tour with Platinum Blonde, and why he started Bel Air Design + Build. Sergio also shares the three most important boxes to tick to be successful in real estate.
Check out Bel Air Design Build:
https://www.belairdesignbuild.ca/
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In 2020, many industries were affected by the pandemic and job loss was an unfortunate outcome for many. The hospitality sector was especially affected by shut downs and thus employers had no choice but to lay people off. Fast forward to 2022 and many industries are making a comeback, increasing the need for talented employees. Daniela from DC Global Talent educates us on the process of recruiting talent for employers and the costs associated with it.
Check out DC Global Talent on Instagram:
https://instagram.com/dcglobaltalent?igshid=YmMyMTA2M2Y=
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Virginia Munden has travelled the world speaking at various events about her extensive real estate knowledge. Today she hosts The Buzz Conference, one of Toronto’s biggest real estate conferences. Members from all areas of real estate come together to share knowledge, network with others, and learn from experts in their respective fields.
Check out The Buzz Conference:
https://instagram.com/thebuzzconference?igshid=YmMyMTA2M2Y=
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Renewable energy is a hot topic as of late, especially with gas prices steadily increasing. Whether it be electric cars or solar roof panels, clean renewable energy is making its way into the mainstream as more people consider going green. We sat down with renewable energy expert Gus Kokkoros to educate us on the benefits of using renewable energy, how to make the transition as well as what it would cost.
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A real estate agent for over 8 years, Laura Costa joins us to discuss first-time home buyers and how they can get into the market today. First time-home buyers often have misconceptions that they can not afford a home nowadays, especially in Ontario. Utilizing her connections, Laura shares her insight on up and coming neighbourhoods that are ripe for growth, yet relatively affordable.
Check out Laura’s instagram here:
https://instagram.com/urbanlauracosta?igshid=YmMyMTA2M2Y=
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Real estate transactions can get confusing, that’s why lawyers like Daniel Panza make things easier. In this episode, Daniel gives us a behind-the-scenes look into how real estate transactions are initiated, the legal costs associated, and the first steps taken when dealing with a new client.
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Market experience is something that distinguishes successful Real Estate agents from the rest. In today’s episode we sit down with Danielle Levy as she tells us how she got an early start in the world of Real Estate. Her knowledge and experience gives her a unique perspective on today’s hot real estate market. While it may seem Realtors are paid a handsome commission, Danielle breaks down some of the overhead costs she incurs and how she invests back into her business.
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https://instagram.com/levy.realestategroup?igshid=YmMyMTA2M2Y=
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Many individuals with mortgage insurance, otherwise known as creditor insurance, may think they have what they need to ensure their family is taken care of. Is the average mortgage insurance enough, or should you opt for a comprehensive life insurance policy instead? What would life insurance cost? Our conversation with Jean-Paul answers all these questions and more!
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The events in the past few years, notably covid, have affected more than just businesses. Many issues have extended into people's personal lives. While spending more time than ever at home, relationships were put to the ultimate test, resulting in more divorces. This begs the question, what would a divorce cost? Today's episode, we speak to Paul Mazzeo from Mazzeo Law to give us the inside scoop.
When selling your home, do you want it to look its best? But what are the expenses associated with that? What would you require? Paint? Furniture? Although selling can be scary, there are people like Farah Dhalla-Singh from @ladystouch.ca that will help make that process a breeze. Listen in this week as we find out if staging is an expense or an investment.
This week we sit with Carlo Parentela, the man behind the new and luxurious Hotel Vie by Marriott. Coming to Vaughan in 2024 - The Parentela Family introduces the first of the Hotel Vie chain of luxury hotels featuring twelve stories, designed by MATAJ Architects, with 261 masterfully crafted guest suites; 54 luxury executive offices curated for entrepreneurs and a list of five-star amenities. So what does something like this cost? Find out on this week's episode.
There are many benefits when buying Pre-construction. While your home is being built, it is almost guaranteed to rise in value. Deposits and down payments are usually flexible. But what happens if there are delays? The boys sit with https://www.youtube.com/c/CorradoArangio, the pre-con king, as he takes us through pricing in the GTA and surrounding areas. Could a pre-con be the best choice for first-time homebuyers? Find out on, 'What Would it Cost?'
Are you happy with your current home? Have you thought about renovations? How much would that cost? How about building your dream home from scratch? Could you afford that? Find out all this and more as the Spark team talks to the CEO of @heavydutyhomesinc, Phil Russo.
Private lending is when individuals lend their own capital to other investors or professionally managed real estate funds while securing said loan with a mortgage against real estate. But what does that mean to the borrower? What are the interest rates? And if you want to invest, what's the return on that investment? Find out the answer on this episode of What will it cost!
Sunshine, sand, warm temperatures…what exactly is it that's making people flock to Florida? Is it an expensive decision? Is it better to buy or rent? What are the tax implications? Find out the answers to these questions and more as Nick and Michael walk you through the things you need to know before you head south.