Capital Conversations: Recent Episodes
Veracity Capital
When it comes to building wealth, we all seek honest and actionable guidance. The Capital Conversations team will walk you through real, impactful conversations about money that will matter to you, your family, your business and your balance sheet.
In this episode, we discuss the differences between tax planning and tax preparation, along with some examples highlighting the importance of tax planning.
In this episode, we discuss the pros and cons of holding cash and cash alternatives, versus using more traditional stock and bond investments. This topic is relevant as cash and cash alternatives are currently generating yields close to 5%, while the traditional stock and bond investments have been volatile. Many investors are wondering if it's better sit on the sidelines earning 5%, rather than allocating to longer term investments.
On today's episode of the Capital Conversations podcast, the team discusses the upcoming midterm elections and how the markets and economy could be impacted before and after the results at the polls are revealed.
On today's episode of the Capital Conversations podcast, Charles and John Rogers discuss 5 key considerations business owners should bear in mind when benchmarking the company 401(k) plan.
On today's episode of Capital Conversations, Kevin, Mike and Charles discuss 5 challenges that high income earners face- managing cashflow appropriately, saving adequately for their retirement needs, a need for more sophisticated tax planning, protecting their assets well, and not neglecting to put a great financial plan in place for the future.
Unfortunately, many Americans have seen firsthand the impact of a long-term care event on the life and wallet of a family member. In the final installment of this series, the Veracity Capital advisement team discusses the broad facets of long-term care that could impact an individual’s financial planning for a future care need.
On today's episode, the Capital Conversations team of Mike Collopy and Charles Crowley put the recent surge in volatility into historical perspective, discuss the outlook for potential recession, and provide insight into how investors should think through the current circumstances as it relates to investing money for the future.
Today's episode references the following webinar distributed by Veracity Capital:
"May 2022 Market Update" https://www.veracitycapital.com/resource-videos/
Charts and data can be provided upon request by emailing the team members below:
charles.crowley@veracitycapital.com
mike.collopy@veracitycapital.com
One of the dominating headlines as of late has been concerning energy prices. Specifically, there is significant buzz surrounding the contribution rising energy costs has to the soaring inflation numbers. The team discusses this concept with our very own Veracity advisor, Lee Liscom, on this episode of the Capital Conversations podcast. (recording as of 3/9/22)
We recently had the pleasure of speaking with Crissi Cole, founder of Penny Finance, about her journey of building a startup. We discussed how being a startup founder is romanticized, the many challenges of building a business, and most importantly, the mindset necessary to take this journey. https://lnkd.in/gM4TT_uJ
As humans, our decisions are impacted by many factors- the conscious and subconscious. When it comes to money, the way we approach financial decisions usually is influenced bybiases, even when we aren't aware of it. On today's episode of Capital Conversations, the team discusses a few common biases we encounter as financial professionals.
Weathering market volatility often takes significant resolve, to say the least. It simply isn't fun to watch! But often we miss the opportunity to take advantage of a market dip. The team addresses this concept and a few common strategies to use on today's episode of Capital Conversations.
With inflation at multi-decade highs and interest rates climbing, 2022 has presented investors with quite a challenging fixed income environment to decipher and further navigate for their portfolios. In this episode of the Capital Conversations podcast, the team discusses the current state of the bond market, the overarching purpose of bonds inside a portfolio, the different ways one can invest in fixed income, and why you might own bonds even when rates are rising. (recording and data referenced are as of 4/21/22)
Unfortunately, many Americans have seen firsthand the impact of a long-term care event on the life and wallet of a family member. In part one of a two-part series, the Capital Conversations team discusses the broad facets of long-term care that could impact an individual’s financial planning- the growing number of those experiencing an event, the types of care needed, the increasing costs, personal and family history, and the ways in which people consider covering a potential need in the future.
We all have a set of personal values and priorities that impact our decisions, especially with money. These values and priorities may very well be a product of our surrounding environment, our family and our upbringing, or possibly some other factor such as communication styles. On today's episode, the Capital Conversations team discusses some common themes that play into how individuals ferret out and develop financial priorities and further apply them to their lives.
Have you ever wondered what level of risk is appropriate for your investments? Many have, and, unfortunately, far too many these days do not have a great resource to turn to for guidance on the subject. On today's episode, the Capital Conversations team will explore the various aspects of determining what level of risk is right for you and your portfolio- including the difference between risk tolerance and risk capacity, and how an individual's perception of the risk/return trade-off matters.
For investors, controlling emotions and having a defined process is key for achieving success. On today's episode of the Capital Conversations Podcast, Mike, Kevin and Charles discuss the framework of developing and nurturing good investment philosophy and how the team at Veracity helps to coach clients through good market conditions as well as those that are more challenging.
This brief, opening episode introduces the Veracity Capital wealth advisors piloting the Capital Conversations podcast, and the discussions and concepts listeners can expect from the show in the future.
Episode 2 of the Capital Conversations podcast has the team concluding the discussion on the top 10 financial questions most often received as wealth professionals. The questions span the gamut of financial complexities- from how much do I need to retire or how much risk should I take, to how much should I spend on a home and do I need a will or trust? Tune in to see how the Capital Conversations team at Veracity Capital addresses these common questions for clients and prospects!
Episode 1 of the Capital Conversations podcast finds Charles, Kevin and Mike beginning to discuss the top 10 financial questions most often received as a team of wealth professionals. The questions span the gamut of financial complexities- from how much do I need to retire or how much risk should I take, to how much should I spend on a home and do I need a will or trust? Tune in to see how the Capital Conversations team at Veracity Capital addresses these common questions for clients and prospects!