Sharing More Than The Sheets: Recent Episodes

Michael Khouri

Hosted by Michael Khouri, Sharing More than the Sheets is a podcast to help you and your partner make better financial and lifestyle decisions so that you can both focus on the things that you love.

Ensure you subscribe to be updated with future episode releases and please visit us at www.sharingmorethanthesheets.com.au to submit questions or requests for future podcast topics.

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Many couples over the years have told me they've tried budgeting and that it simply didn't work for them. What they often don't realise is that the problem wasn't budgeting itself, it was the way they were approaching it. Just like exercise, there isn't a one-size-fits-all solution. A budgeting method that works for one couple may be completely unsuitable for another.

In this episode, Michael unpacks some of the most common misconceptions about budgeting and explores the key reasons budgets fail. He explains why so many couples feel like they've tried everything, when in reality they may just have been using the wrong system. You'll learn how to find an approach that aligns with your lifestyle, goals, and habits, making it far more likely that your budget will actually stick.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While skydiving is something Michael would never consider, investing is something he does regularly. So, what do the two have in common? Many Australians would love to start investing, but uncertainty around where to begin, along with stories of losses and negative experiences, often holds them back. In this episode, Michael explores the surprising similarities between skydiving and investing, and shares practical tips for anyone thinking about taking the first leap on their investment journey.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Does greatness belong to a select few—or is it something anyone can achieve? What if the biggest obstacle standing between you and your potential isn't your background, your age, or your circumstances, but the story you've been telling yourself?

In this episode, Michael sits down with mindset coach, ultra-endurance athlete and author Jason Dunn to explore the ideas behind his new book, Greatness Doesn't Care. Jason shares how overcoming fear, embracing vulnerability, and finding a purpose bigger than yourself can transform the way you approach life. Together, they unpack the mindset shifts, daily disciplines, and practical framework that have helped Jason rebuild his own life—and that can help anyone pursue meaningful, lasting growth. Whether you're striving for personal, professional, or financial success, this conversation is a powerful reminder that greatness isn't reserved for the extraordinary—it's available to anyone willing to take the next step.

To find out more about Jason's new book, visit https://www.linkedin.com/in/jason-dunn-72650227/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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As we celebrate our 300th episode, Michael shares an exciting and deeply personal announcement: he has written a book, set for release early next year. In this special episode, he reflects on the journey from idea to manuscript, the inspiration and purpose behind the book, and the positive impact he hopes it will have on the lives of countless couples. Michael also looks back on the past 300 podcast episodes, sharing key lessons learned along the way and the experiences that have shaped his journey—culminating in the achievement of becoming a published author.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Passion and purpose are the driving forces that have kept this podcast thriving. In this episode, Michael shares how his long-standing passion has fuelled his journey and why it's so important to pursue activities that energise and inspire you rather than drain your motivation. He offers practical insights and simple strategies to help you identify your passions and incorporate them into your weekly routine, creating more fulfilment, balance, and purpose in your everyday life.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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When markets become unpredictable, it's tempting to wait for the "perfect" moment before making your next financial move. But what if waiting is actually costing you more than investing? And how do you know the right time has really arrived?

In this episode, Michael explores one of the most common traps investors fall into: trying to time the market. He explains why waiting for prices to fall further can lead to missed opportunities, the hidden cost of leaving money sitting on the sidelines, and how inflation can quietly erode your purchasing power while you wait. Drawing on real conversations with clients and other financial professionals, Michael shares why consistency often outperforms perfect timing—and why successful investors focus on time in the market, rather than timing the market.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are countless ways to invest, and it often feels like everyone knows the “best” strategy. Michael explores a range of investment options and highlights key factors to consider when putting your money to work. He also shares practical advice to help guide your decisions when you’re feeling uncertain or overwhelmed.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have a story of our own, and there’s so much we can learn from the stories of others. In today’s episode, Michael welcomes Katherine Owens to discuss her recently released book, Extraordinary Stories. She explores the inspiration behind the book and offers a glimpse into the kinds of stories readers can expect. Katherine also reflects on the insights she gained from speaking with people about their experiences and shares practical ways we can all deepen our understanding of those around us.

To learn more aboutt he book, visit https://www.katherineowens.com

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Anyone who’s played “spotto” with their parents or kids in the car knows the mix of joy and frustration that comes with the game. After playing spotto with his children over the past month, Michael reflects on how the reticular activating system influences our daily lives—especially when it comes to money decisions. He shares how having open conversations about finances with your partner or a trusted adviser can lead to better, more informed financial choices.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many people hesitate to seek advice or reach out to others—even to someone they know—just to gain insight and perspective. In this episode, Michael explores the long-term benefits of asking for help and shares three key factors that may be holding you back from doing so. He highlights the value of seeking guidance and support, while also addressing the risks of trying to navigate challenges entirely on your own without leaning on others.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Growth is not defined solely by getting older; it involves continuous development across every area of life, including intellectual, emotional, spiritual, and financial well-being. While some individuals feel a strong desire to improve and evolve, others may overlook its importance or view it as unnecessary. Michael emphasizes why personal growth truly matters, pointing out the potential risks of remaining stagnant. He explains that growth opens doors to discovering and pursuing one’s passions, enables individuals to positively impact and support others, and ultimately creates more choices and opportunities for the future. By committing to growth, a person builds a more fulfilling, purposeful, and adaptable life.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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As the financial year unfolds, there are two distinct approaches you can take. You can be reactive—simply letting the year play out and only reviewing your finances once it ends, trying to figure out what should have been done differently. Or, you can take a proactive approach—using this period as a valuable opportunity to plan ahead, stay intentional with your money, and make informed decisions before the year closes.

Rather than waiting until tax time to reflect, this is the perfect moment to assess both your past and current financial habits. It allows you to evaluate how your household has been managing income, expenses, savings, and investments, while also identifying areas for improvement moving forward. With the right mindset, the lead-up to the end of the financial year becomes more than just an administrative task—it becomes a powerful checkpoint for growth and future planning.

In this episode, Michael shares practical strategies and insightful tips to help you make the most of this period. He highlights key things to consider before tax time, helping you not only prepare effectively but also set a stronger financial foundation for the year ahead.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Having the freedom to choose not to act is far more valuable than wanting to act but having no option at all. As a financial adviser, Michael focuses on helping clients reach important goals—whether that’s retiring comfortably, taking a holiday, or purchasing a car. Having choice can greatly enhance both relationships and mental wellbeing, and it often motivates couples to collaborate and work more effectively towards the goals that matter most to them—both now and in the future.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all understand the importance of prioritising our health and the risks that come with neglecting it, yet many of us still struggle to stay active. This week, Michael welcomes former Cowboys and Broncos NRL player Michael Coorey to the show. Together, they dive into Michael’s 23-year career as a personal trainer, explore his personal definition of what it means to be “fit,” and share practical tips for maintaining fitness. Michael also offers valuable advice on choosing the right personal trainer when you’re seeking that extra level of accountability.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Experienced investors understand that building wealth requires patience and a long-term perspective rather than a short-term focus. While experience levels and risk tolerance vary from person to person, the core principles of investing remain constant. Michael explores the advantages of long-term investing over short-term strategies and highlights common pitfalls investors can fall into without the right guidance or mindset.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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When should you start combining your finances with a partner—and what’s the best way to do it? How do you know if it’s too soon, or if you’ve left it too late? In this episode, Michael unpacks the key considerations around merging finances, outlining practical steps you can take to do it well. He explores common pitfalls and costly mistakes to avoid, while sharing proven tips to help couples manage their money successfully as a team.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Confidence shows up in many different ways and plays an important role in daily life. In finance, its benefits can be significant, even if they’re not always immediately apparent. In his work as a financial adviser, Michael often sees improved confidence as a key outcome for couples—whether that’s confidence to retire, invest, or spend money comfortably.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We live our lives juggling endless demands and obligations, yet rarely set aside enough time to work on ourselves. There’s nothing wrong with working hard—but it matters how we do it. In this episode, Michael breaks down the top five regrets people commonly express at the end of their lives, sharing powerful insights, real examples, and common traps many of us fall into without realising. It’s an invitation to pause, listen, and honestly reflect on what you might change today so that, one day, you can look back on your life with no regrets.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Financial literacy is basically knowing how to manage your money well, from budgeting day‑to‑day expenses to saving and investing for the future. It’s something that hasn’t traditionally been taught enough in schools, even though it’s an essential life skill for all Australians. Michael talks through some of the ways being financially savvy can benefit you and your family, and also points out what can happen when its importance is overlooked.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Information is an incredible resource—and it’s everywhere. Online, offline, even overheard at a friend’s barbecue. Many people want to start investing, yet never take the first step. Often, this hesitation comes from either not having enough information or being overwhelmed by too much of it.

In this episode, Michael breaks down some key warning signs and important considerations for new investors. He also highlights common pitfalls to watch out for when beginning your investment journey. Michael shares real examples where relying on certain pieces of information didn’t work out, and offers practical strategies for using information wisely to make better financial decisions.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most people have heard the phrase “consistency is key,” but what does it truly mean? Jim Rohn once said, “Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the basic fundamentals." In this episode, Michael explores the impact of consistency across personal growth, health, and finances. He shares firsthand examples from his clients, along with personal experiences that offer valuable lessons anyone can apply.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Henry Ford famously said, “Whether you think you can or think you can’t, you’re right.”
In this week’s episode, Michael dives deep into how your mindset may be quietly holding you back from real growth. The beliefs you carry—often without realizing it—can limit your finances, relationships, achievements, and even your health. He breaks down how these limiting beliefs form, the subtle ways they sabotage progress, and practical strategies you can use to identify and overcome these mental roadblocks.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Accountability can bring a range of benefits to our personal lives—some clear and others less obvious. These advantages might show up in our finances, our wellbeing, or even our personal growth. In this piece, Michael explores the idea of accountability and explains why it can be one of the most valuable reasons to work with a financial adviser. He shares a few real-world examples he has encountered and offers insights into why accountability might be missing from your own life.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Packing for a holiday is a lot like planning for retirement—you need a clear idea of your destination, what’s involved, the potential risks, and what you should expect along the way. In this episode, Michael emphasises the importance of doing proper research and seeking the right advice so you can look forward to retirement with confidence rather than fear. He shares real-life examples of how a lack of guidance can lead to less-than-ideal outcomes, contrasted with stories of people who did get the right advice and were able to retire comfortably, securely, and with peace of mind.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Michael recounts a recent experience that led him to discover the most relaxing thing he has ever done. It’s incredibly simple and far from a secret. For those who do it regularly, its benefits are no surprise—but for anyone who hasn’t done it in a long time (or ever), its powerful impact is easy to underestimate. Although this episode isn’t about money, it’s one that may deeply influence the lives—and relationships—of many.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We’re often quick to convince ourselves that we either can or can’t do something, and excuses have a way of holding us back from reaching our goals. In this episode, Michael emphasizes how much our mindset shapes our outcomes and why it’s crucial to surround yourself with people who can help you recognize when you’re limiting your own potential.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Although homemade jam or hot sauce often surpasses store‑bought versions, the same can’t be said for DIY wills. Creating your own will can be risky, with numerous potential pitfalls that may arise when someone drafts it without proper guidance. In this episode, Michael goes back to an episode with Romy Fulljames to unpack these dangers and explore the key considerations involved in preparing a well‑structured, legally sound will.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Markets move in cycles—some people are prepared for the downturns, while others aren’t. Some believe a major drop is still far off, while others think a crash could happen any moment. In this episode, Michael breaks down the key things you should consider if the market were to decline, along with practical tips and strategies you can use to prepare for a potential downturn.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Life can be costly, and setting money aside each month isn’t always easy. However, a few practical saving strategies can make a meaningful difference to your family’s finances and help keep you motivated toward your goals. In this episode, Michael goes back to when he shared some quick wins—tips he has personally tried or observed—that can help boost your savings and ease the pressures of the rising cost of living.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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It’s great to have goals—and even better to have plenty of them—but when none of those goals are achieved, it can lead to inaction and frustration. In this episode, Michael dives deep into the importance of prioritising your goals, understanding what truly matters, and why focus is the key to meaningful progress. He shares practical tips and strategies to help you prioritise effectively and significantly increase your likelihood of achieving your goals.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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At first glance, the comparison might sound outrageous, but managing your washing and managing your money have more in common than you might think. In this episode, Michael goes back to an episode where he unpacks this analogy and explains how it emerged during a discussion about a client’s financial situation.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A lot of conversations happen around the BBQ, the dining table, or even in the tearoom at work—and many of them revolve around money. While it’s great to talk to friends and family about finances and learn from their experiences, taking financial advice from someone who isn’t a professional and may have very different circumstances can be risky. In this episode, Michael offers an important reminder about the dangers of sharing and relying on financial advice from friends and family. While it might work out sometimes, it can also lead to devastating consequences.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Without proper financial advice and guidance, many retirees are left guessing—unsure of when they can retire and often uncertain about how much they’ll have to live on. In this week’s episode of Michael’s Magic Moment, Michael reveals some of the most common regrets retirees face. He also shares a recent experience with a couple reflecting on their retirement journey and why they wish they had made different choices.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Everyone faces obstacles that can hold them back from achieving their true potential. These challenges might affect your career, business, relationships, or personal growth. Michael sits down with Jayne Robinson, Transformational Coach and founder of JR Coaching, to explore key areas of focus and share practical strategies and exercises to help uncover what might be limiting you. Together, they discuss how identifying these barriers is the first step toward creating lasting change and living the life you truly want.

To get in contact with Jayne, visit https://jrcoaching.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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No financial strategy should be 'set and forget'. There are many benefits of reviewing what you are doing with your money - some are tangible and some are intangible. In this episode, Michael reflects on an episode where he discusses the reasons that you and your partner should not just 'go with the flow'. He stresses the importance of regularly checking in to see if you are on track and critic where you are saving or investing as well as the direction that your finances are heading in.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Achieving work-life balance is far more challenging than it sounds. In today’s tech-driven world, finding that equilibrium isn’t easy—whether you have a family, a partner, or you’re single and simply want time for yourself. In this episode, Michael sits down with high-performance coach Zoe Slater from Freedom Choice Academy to share practical tips and strategies for moving closer to a true work-life balance.

To get contact with Zoe, visit https://www.freedomchoiceacademy.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Why do we wait for bad news before making changes? Why aren’t we more proactive about our health and wealth? In this episode, Michael goes back to when he opened up about a health diagnosis that became a wake-up call for change. He shares his reflections on the experience and highlights a common challenge we all face—both financially and personally.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Our energy isn’t limitless, and how we manage it can make all the difference in creating a happy and productive day. This week, Michael sits down with Sidqie Djunaedi, Founder and Executive Coach at The Growth Table, to explore practical ways to manage energy levels. Sidqie shares key warning signs to watch for, along with actionable tips and strategies to help you stay balanced and energized.

To get contact with Sidqie, visit https://thegrowthtable.com.au/ or follow him on LinkedIn https://www.linkedin.com/in/sidqiedjunaedi/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While no relationship is perfect, it’s essential for couples to prioritize a healthy dynamic. There are warning signs that should never be overlooked, as well as practical strategies to help navigate and learn from conflicts that may arise. Michael goes back to an episode with speaker, author, and coach Monica Kalra, who shares insights into both healthy and unhealthy partner traits that everyone should be aware of.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Achieving great things is rarely easy—and it's even tougher when you're going it alone. Whether it's the encouragement of a partner or the strength of a supportive team, having others alongside you can make the journey more fulfilling and significantly boost your chances of success. In this episode, Michael welcomes Lachlan Stuart—life coach and keynote speaker—to share his incredible experience of running 58 marathons in 58 states over 58 days. Lachlan opens up about the vital role his wife played and the impact of having a strong, committed team behind him every step of the way.

To start your scorecard, visit https://lachlan-an90z9h9.scoreapp.com

To learn more about Lachlan, visit www.themanthatcanproject.com or check out his podcast at www.themanthatcanproject.com/podcast

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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This episode is inspired by a personal experience the Khouri family had a few years after purchasing a dishwasher. Michael reflects on some surprisingly simple yet deeply relatable lessons about the everyday financial challenges couples face. He shares practical tips and highlights the value of approaching money matters as a united team rather than tackling them alone.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all understand that no marriage is without its challenges—but what’s stopping us from striving for the best version of it? In this episode, Michael is joined by qualified counsellor Marianna Boules, who shares practical tips for building a strong and successful marriage. These insights are useful for all couples—some may be familiar, while others might introduce fresh strategies you haven’t considered before.

To learn more about Marianna or to contact her visit:

https://mindandsoulcounselling.com.au/

https://www.psychologytoday.com/au/counselling/mind-and-soul-counselling-carindale-qld/1111607

https://www.linkedin.com/in/marianna-boules-953b2068/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Our mindset can shift depending on the time of day—or even the day of the week—and we know that these shifts can significantly impact how we show up in both our personal and professional lives. To dive deeper into this idea, Michael goes back to when he was joined by Aja Parham-Ammar, Founder and Head Trainer at SportsMindset. Aja shared practical strategies to help us train our minds to be in the best possible state, equipping us to handle whatever challenges or situations come our way.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The podcast has been running for five years, and Michael wanted to mark the milestone with a truly special guest. Over the years, he’s had an Olympian, AFL player, and world champion boxer on the show—but nothing could top having his wife, Elean. In this heartfelt episode, the two share personal stories about each other and reflect on their journey together. They open up about what they’re proud of as parents and partners, and the areas they continue to grow in as a couple.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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What are our true limits? Can we go beyond them—and should we? In this episode, Michael sits down with Jason Dunn—an Artist, Leader, Founder, CEO, High-Performance Coach, Entrepreneur, Author, and Elite Ultra Endurance Athlete—to explore his journey toward living without limits. Together, they dive into the idea of self-realisation: what it really means, how it sparks transformation, and why it’s the key to discovering just how far we can push ourselves.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are a few things that might be holding you back from success. You may already be aware of some of them, but others are less obvious. In this episode, Michael explores the most common issues he sees preventing people from reaching success and shares valuable insights on how to overcome them, giving you the best chance to kick some real goals.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many investors try to time the market—but does it actually work? Are some better at it than others? And can patience and a long-term approach lead to better outcomes? In this episode, Michael goes back to when he explores these questions through experiences that sparked deeper reflection. He shares insights from regular client conversations and highlights cases where market timing has both succeeded and failed. He also offers practical advice on managing investment risk and navigating market uncertainty.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While celebrating successes and achievements is valuable, it's equally important to reflect on mistakes and learn from them. Michael shares one of his favorite quotes, which emphasizes that we often gain more insight from our failures than from doing things correctly. He also highlights the dangers of focusing solely on wins—warning that ignoring losses or overlooking weaknesses in areas like finances, health, and personal growth can lead to significant blind spots.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many aim to perform at their best, but only a few manage to do it consistently and remain at the top. This week, Michael reflects on his previous episode with businessman and football head coach Terry Kirkham, who shares his experiences working with athletes and business owners. Together, they explore what high performers do well, the common mistakes to avoid, the challenges of staying at the top, and why it’s crucial to have the right people around you.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many people work tirelessly to build their ship, but set sail without a map. Michael highlights the importance of having clear direction and guidance from a financial adviser throughout your financial journey. He explains the risks of navigating without the right support, and shares three key reasons why having the right guidance is essential to reaching your destination.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Have you ever tried clearing out your gutters during a storm? It’s a lot easier to get them ready before the rain arrives. The same idea applies to your finances. In this episode, Michael goes back to an episode in which he shares practical tips and strategies to help you prepare for financial challenges—and maybe even come out ahead.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There is no denying that there are always issues domestically or overseas that can spook investors. Some of those concerns are genuine and should not be ignored and others are just 'noise' that need to be dealt with carefully. Michael shares why you as an investor need to learn to deal with noise and some tips and strategies on increasing the likelihood of having an enjoyable investing experience.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Using a credit card for everyday spending might feel harmless - or even convenient. While some people manage it well, others don’t, and in many cases, frequent credit card use can negatively affect your financial future. In this episode, Michael goes back to when he shares real-life examples of what can happen when credit cards are used regularly and explains why they may not be as harmless as they seem.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Not everyone knows what they want in life. A person can be in a great relationship, physically and mentally fit, have an amazing job or business and still feel that something is missing and that they aren't excited going to work every day. Michael invites Certified Parent and Mind & Personal Development Coach Marwa Hijazi to discuss how one can work out what they want in life, why they can feel lost, as well as some strategies to help you 'find your flame'.

To contact Marwa, visit https://coachingwithmarwa.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Jeff Horn is known to be ruthless in a boxing ring but this has not always been his reputation. Michael goes back to the 3 year anniversary of Sharing More Than The Sheets, Michael is joined by the former world boxing champion as he opens up on some personal experiences that motivated him to take up boxing in the first place and have driven him to developing a bullying program. He discusses the role that confidence has in bullying and the things that we can do to help stop the cycle.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Are you robbing your future self? Your future children? Your future grandchildren? Michael reflects on some conversations that he has had with a client recently where they had wished they did things differently and their regrets. Whether it's being informed, investing, saving, or just not spending as much, there are things that we can all be doing differently so that our future self looks back and has less regrets and is pleased with our today self.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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It's the age old question and a topic discussed regularly on this show. Does money equal happiness? In this episode, Michael uses a personal experience from a family trip overseas and shares what he learnt about the relationship between money and happiness. He shares some of his findings and provides some insight as to what we can all take away from the experience.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most successful people have had or currently have a team around them to help them with their decisions. Michael uses this episode to highlight one of the keys of financial success that he sees over and over again with the wealthy: those that surround themselves with a team of professionals are more likely to succeed than those that don't. He shares some of the benefits in having the right people in your corner and why it shouldn't be overlooked.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Is Life Insurance a Rip-off? It's a great question and it's a question that financial advisers are asked regularly. Michael uses this opportunity of his Magic Money episode to provide his opinion and gives some context as to why some feel that life insurance may not be worth it as well as some ways to make sure you are getting good bang for buck.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many misconceptions as to what a financial does and there are some very surface level assumptions. When you unpack what a financial adviser does for his or her clients, you start to realise that it is much more than just a few calculations and diagrams. Michael explains an analogy that he provided someone recently when they asked him what he did for work and he provides some insight on what good financial advice can do for you and your family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all know that 'nothing' or 'no one' is 'perfect' but it is so easy to fall into the trap of aiming to be 'perfect' or trying to make the 'perfect' decision - whether consciously or subconsciously. In this episode, Michael goes back to his take on the topic and the risks of being a perfectionist when it comes to personal or money decisions. He explains how the quest to make the absolute perfect decision can lead to a bad one or even no decision at all.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While snacking may feel innocent and potentially healthy, it can have some detrimental health effects. Chloe Sacks, Dietitian and Nutritionist joins Michael to discuss how it can potentially be a good thing but also very risky if not managed well. She shares some tips and some real life examples as to when snacking habits can get dangerous.

To get in contact with Chloe, visit https://www.chloesacks.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In many relationships, one partner is usually more onboard and excited to discuss money than the other. Firstly, it's important to understand your partner's relationship with money but also to make sure you are both are going about the changes together in an effective and sustainable manner. In this episode, Michael Khouri provides some tips and strategies that you can implement to maximise the chance of success.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Your lifestyle can literally 'creep up' on you there are many ways to become aware of it, avoid it and deal with it. Sometimes it is enough to recognise that it has happened and sometimes it could involved getting help. Either way, it is happening to most people in one way or another and it could affect you and your family's financial future. In this episode Michael explains how to identify lifestyle creep and provides some strategies on dealing with it in today's day in age.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most people have their own version of financial success. For some it's a flashy car and to others it's working two days a week. In this episode, Michael discusses why it is important to understand what your definition is and why you and your partner should be on the same page. He touches on the risks of not having a plan and the risks of loosing sight of what financial success means to you.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are different types of stress and different ways to deal with stress. Some deal with it well and others usually don't know where to begin. Michael invites counsellor and high performance coach Zoe Slater to the show as she shares how to identity different types of stress, what warning signs to watch out for and how to deal with them. Her passion for personal growth and mental health is very clear as she unpacks her experiences as well as some practical tips that we can all implement.

To learn more about Zoe, visit https://www.freedomchoiceacademy.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The fear of investing is real and it is more common than you may think. Some have the fear as they have had a bad experience in the past, some don't understand investing and some have just heard enough bad stories and are basically spooked. In this episode Michael provides some strategies to overcome and manage your fear of investing so that you have the confidence to take the first step in building a solid financial future for you and your family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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As we mature and become adults, we forget about all of the hobbies, sports and past times that used to give us energy. This can affect our lives in many ways and some of these areas may not be as obvious as you think. Join Michael as he discusses the importance of having an outlet as well as the significantly positive impact it can have on our lives from a emotional, physical and financial point of view.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many reasons that money is neglected. Some are obvious and some not so obvious. One thing is certain: ignoring something doesn't mean that it will go away. In this episode, Michael Khouri highlights some habits and concerns that he comes across on a weekly basis and shares some ways to combat them so that you can be smarter with your money decisions.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Volatility is regular part of investing. While most investors understand this when they sign up for investing, many loose sight of their strategy and get caught up in the noise and hype around a market up or down turn. Michael shares some insight into some of the approaches that successful investors take during periods of market uncertainty. He highlights the importance of strategy, diversification and sticking to a plan.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Whether you're buying a house for the first time or not, there are lots of mistakes that could mean that you miss out on buying the property that you want or maybe paying too much for it. This week, Michael invites Jono Betros from The Buyers Squad to discuss his role as a buyers agent and to share five big mistakes that property buyers make. You are sure to learn something or have a few tips that you can pass onto a loved one that is going through the property purchase journey.

To learn more about Jonathan and his team and to get in contact, visit https://www.thebuyersquad.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Some people feel like they don't need to budget, and others have tried, and it just really hasn't worked out for them. Having structure in our lives is very important, especially when it comes to our money. In this episode, Michael goes back to an episode where he talks about the benefits of having a budget and why we all need some sort of financial structure in the way they manage our money.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While the title of this episode may get you confused, Michael really jumps into a topic that he's very passionate about. When it comes to our motivation, we all have different levels of motivation, and it's important to understand our personality type so that we can continue to make sure that we are growing and working towards our goals. He uses the analogy of different size candles and how they relate to our lives and our approach when it comes to working towards certain goals or tasks.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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To Save or Invest? That is the question. It is not as straightforward as one would think. There are pros and cons and there are so many things to consider when making the decision. Michael goes back to an episode a few years ago as he shares his thoughts, experiences and some tips and traps that may assist in making the decision.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have that one thing or those couple of tasks that we have been wanting to do for a while, but we just keep putting them off with the hope that we will finally get around to doing them. In this episode, Michael discusses some effective ways to tackle items that are being put off, as well as ways to become much more productive in your personal and financial life. He shares some tips and tricks that he personally does himself, and some traps to watch out for when trying to knock down those jobs that you've been meaning to get around to.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Risk can be scary and not understanding something enough is uncomfortable - and it should be. When it comes to investing and making money decisions, many just sit tight and do nothing and don't realise that sometimes there is a cost and a risk of doing nothing. Michael goes back to one of his favourite episodes as he shares a very important lesson that you should consider the next time you feel like putting something off.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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If you have ever played Monopoly, you would know that there are different types of players. Some that are too conservative, some that may be too risky and those that have a strategy. Michael talks through and relates a game of Monopoly to our personal finance and reflects on what we should all be striving for when playing through the decisions of our own personal financial journey.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Uncertainty is embraced by some and feared by many but it also can create opportunity if dealth with correctly. Michael goes back to an episode with high performance coach Ivor Lok to discuss some strategies with how to face uncertainty and to come out on top.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have regrets, and nobody has a crystal ball. Many high income earners, or really anybody that's earning a decent income after a period of time, usually look back and wish that they invested more. Michael touches on the things that investors should look out for when starting their journey as well as some pitfalls to be aware of and some strategies to make the most of the experience while enjoying it at the same time.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Market fluctuations have always happened and will continue to happen. They can make investors nervous and if not managed effectively can have a detrimental impact on the investing experience and potentially one's long term returns. Michael goes through a few strategies that you should keep in mind next time your up against market fluctuations.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Saving comes easy to some but not to others. Everybody has a different relationship with money as well as a different set of habits. Michael provides seven simple steps that anyone can take onboard to learn to become a better saver. Working on even a few of these points can help anyone save more money and enjoy the journey along the way.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Change can be voluntary or mandatory and there are different ways to deal with both. Depending on how it is dealt with can determine whether it becomes a positive or negative experience. In this episode, Michael goes back to an episode where he shares some tips on how you can deal with change and take advantage of some opportunities that may arise out of it.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A new year always comes with new goals and aspirations. But will these goals be achieved? How can they be achieved? Will it be another set of goals that go no where and will you let history repeat itself? Michael discusses a common trend at the start of each year and shares some tips on how you can increase the possibility of your goals becoming a reality and not just some fancy words on a piece of paper.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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When should you receive financial advice? It is a very common question and while there may be some triggers such as marriage, birth, death or a even a job promotion, most can benefit from the right advice from the right person at the right time. Michael shares some examples where financial advice is best utilised but also the benefits of seeking advice as early as possible in one's financial journey.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While we all love being comfortable, it may not always be a good thing. Michael makes a promise to his children that leads him to stepping outside his comfort zone. He shares some of the reasons we should be regularly pushing the envelope and surrounding ourselves with others that encourage us to go beyond our own version of 'normal'.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While chipmunks like to store their acorns and other nuts for the winter, and do a great job of it, they may not be the best investors. But then again, we can’t blame them because it's all they know - we are no different. Many Australian's would love to start investing but they aren't informed enough on how to do it or where to start (due to lack of or too much information). Michael discusses the issues he regularly comes across when talking to couples as well as how he came up with the term of 'Uninformed Chipmunk'.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Whilst skydiving is something that Michael would never do, investing is something he regularly does. One may ask, how do they relate? Many Australians would absolutely love to start investing their money but they usually don’t know where to start or are spooked by stories and other people‘s bad experiences. In this episode Michael shares a few similarities that skydiving and investing have along with a few tips for those thinking of taking the first step of their investing journey.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While exercise and staying fit is very important for our overall health, diet is just as important. Michael has invited Nicole Miller of Total Balance Nutrition, a qualified dietitian, to discuss the different things that we should be considering from a nutritional perspective, to ensure that we are putting in the right fuel to help get us the right results. They also discuss various types of diets as well as how many of us go wrong in choosing a diet for our health journey.

To get contact with Nicole, visit https://www.totalbalancenutrition.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Hot and Cold therapy has always been a part of recovery and we have all used both of them in different stages of our lives. They both have their uses and whether you are an athlete or not, you should know how to make the most of either therapy (as well as what else is available these days). Michael invites Chloe to share some of her wisdom on the topic as well some of the amazing things happening over at Bodicove Rochedale South.

To learn more about Bodicove, visit https://www.bodicove.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We have all had period of exercise that usually does not last long due to an injury or just loss of motivation. Just like finances, our health should be managed sustainably and they also includes our exercise routine. Michael invites exercise scientist Brad Mole of Body Mind Fit to share some tips and trick on exercising sustainably, getting the most out of our workouts and some daily routines to help you get fit and stay fit.

To get in contact with Brad, visit bodymindfit.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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If you know someone that has Diabetes, you may know a little about it but for those that don't, this episode is for you. Michael invites Diabetes Australia ambassador Isabella Magee to the show to discuss diabetes, the different types as well as some common misconceptions. They discuss what Australians needs to know about diabetes as well as what it can be like to live with the condition.

Isabella Magee Instagram: https://instagram.com/isabellagmagee/
Isabella Magee LinkedIn: https://linkedin.com/in/isabellagmagee/
Diabetes Australia website: https://diabetesaustralia.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Oral hygiene is a big part of our health that is regularly overlooked. We have all been to the dentist at some point in our lives but surprisingly it's not a regular occurrence for many. In this episode, Michael is joined by Dr Mina Khela as he breaks down the process of seeing a dentist, the things to look for when choosing a dentist and some facts that you may not have known about your teeth.

To get in contact with Dr Mina and the team, visit https://www.dentistsinannerley.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all know someone that thinks that they are too 'old' for a workout or even a simple exercise like running. Exercise physiologist Andrew Davidson joins Michael to discuss why all types exercises are not for all types of people and highlights the importance of having a plan or seeking advice before hitting the gym. He also provides some practical routines and habits that anyone (of any age) can start doing to stay fit.

To get in contact with Andrew, visit https://www.camphillphysio.com.au/ or https://www.movement4health.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Pilates may possibly be one of the most underrated ways to get and stay fit. Those that have done it before would know it's benefits but those that may have not, would be surprised to know that it is for all fitness levels, ages and genders. Michael this week invites his own Pilates instructor Ana Spremo to discuss it's benefits as well as some little known facts of the 100 year old exercise.

To get in contact with Ana and the team, visit Om Wellness Brisbane at http://www.omwellness.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The role of a physiotherapist can be very broad and most of us have most likely seen a physio at some stage in our lives. Nick Wilson of Camp Hill Physiotherapy & Exercise Centre joins Michael to discuss when we should see a physio as well as some great tips that may reduce the need to see a physio. He shares some misconceptions and some mistakes that he sees on a regular basis.

To get in contact with Nick and his team visit https://www.camphillphysio.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Music by John Bartmann https://johnbartmann.com

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Passion and Purpose is what has kept this podcast show alive as we celebrate out 4th birthday. Michael has had a fire in his belly for years and he talk about the importance of doing something that you are passionate about - somethings that gives you energy (not sucks it out). Michael provides some very basic tips and ideas on how you can integrate your passion into your weekly timetable.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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It's no secret that life is getting more expensive. Most of us are very well aware of it but very few actually do anything about it. In this week's episode. Michael goes back to some tips that he shared on ways to manage inflation. While we can’t hide from inflation, we can manage it and develop habits or strategies to minimise it's impact on our lives.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many different ways to invest money and we all know someone that knows the 'best' way to do it. Michael shares some options available when looking at investing money and some of the considerations to take into account. He also provides some practical tips on how you should approach the matter if you find yourself in a conundrum.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many different ways to invest money and we all know someone that knows the 'best' way to do it. Michael shares some options available when looking at investing money and some of the considerations to take into account. He also provides some practical tips on how you should approach the matter if you find yourself in a conundrum.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Those that have played 'spotto' with their parents or kids in the car would know of the joys and frustrations that come along with the game. Michael has been playing spotto with his children for the last month and has identified the role that our reticular activating system has on our life and in particular money decisions. He shares his thoughts on how discussing your finances with your partner or an adviser can help you make better financial decisions.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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When people think of spending money on something 'financial' related, they always weigh up the risks of doing it. In this episode of Michael's Magic Moment, Michael goes back to an episode where he discusses the risks of NOT seeing a financial adviser. For those that have not obtained good advice before, the benefit of advice may not be as obvious but for those that have, they usually have raving reviews.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Growth isn’t only in age but in all aspects of life such as intellectually, emotionally, spiritually and financially. Some have an urge to want to grow and others don't think that it is a big deal. Michael touches on some of the reasons that growth is so important and highlights the risks of not growing. He talks about pursuing a passion, helping others and just having options in the future.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Without goals, money has no purpose. Setting goals is not always a straight foward process, let alone knowing where to begin. Sometimes it can relate to your purpose and sometimes it can relate to your needs or wants. Either way, goals are a vital part of one's financial success and here are three tips that may help you with setting your own.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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When life gives you lemons, make lemonade - even if you only have one arm to sqeeze the lemon with! For our 200th episode, Michael invited Josh Jones onto the show to discuss the workplace accident that changed his life. They discuss the risk of assuming that 'she'll be right' and the importance (while it is easier said than done) to turn a negaative situation into a positive.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have bad habits. Bad habits are normal. Bad money habit are normal. But if we can reduce them, we can get ahead faster and potentially avoid devasting consequences. Michael goes back to an episode discussing some bad money habits that he regularly comes across when meeting clients and he discusses how some of them can be avoided.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Having the choice to do something and choosing not to do it is much better than wanting to do something and not having the choice at all. As a financial adviser, Michael's job is to help clients achieve their goals such as having the ability to retire, go on a holiday or buy a car. Having choice has many benefits from a relationship and mental health perspective and can even empower a couple to work harder together towards existing or new goals that are important to them.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Risk is part of life and particularly, a part of investing. Not understanding it, can lead to bad decision making or in some cases, NO decision making at all. Michael discusses the relationship between risk and return as well as some factors to consider when trying to work out how much risk to take on.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Any seasoned investor would know that building wealth usually means having the patience to look ahead and think long term as opposed to short term. While each person has different levels of experience and a different risk appetite, the fundamentals of investing can't be ignored. Michael goes through some of the benefits of investing for the long run compared to the short run and provides examples of pitfalls that some investors may find themselves in without the correct guidance or mindset.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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As we approach our 200th episode, Michael talks about purpose and how finding your purpose can have such a powerful impact on your life - beyond just the goal of money. He gives some examples that he has come across with couples in which purpose (or lack of) has significantly influenced how they manage their finances and make money decisions.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Confidence comes in many different forms and has many benefits in the real world. From a financial perspective, it also has significant benefits that may not be so obvious. As a financial adviser, Michael regularly provides advice to couples and improved confidence is usually one of the main benefits: confidence in the ability to retire, invest or spend money.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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If you have ever spoken to Michael, you would know that he is big on his 'to do' lists. This week, he goes back to an episode dedicated to 'to do' lists. He highlights how they create efficiency, structure and accountability. He also shares some tips and tricks that can assist you in staying on top of your day and getting things done while sharing his favourite app that he still uses to this day.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Financial literacy is the ability to understand and effectively utilise various financial skills that can include personal financial management, budgeting, and investing. It historically has not been taught enough in schools and it is a vital skill that all Australian's should have to be able to make better decisions for themselves and their family. Michael goes through some of the ways that financial literacy can help you and your family as well as some of the pitfalls of disregarding it's importance.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Conflict occurs in every relationship and money, in many of those occasions, is in the centre of it. Money conflict can also make or break a relationship. In this episode Michael and Lea Clothier discuss the relationship that some have with money as well as some strategies that couples can implement to help them manage and overcome money conflict.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most have heard of the saying that 'consistency is key' but what does it actually mean? Jim Rohn once said that: Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the basic fundamentals. In this episode, Michael discusses the power of consistency on a personal, health and financial level. He shares some examples that he has seen first hand with his clients as well as some lived experiences that anyone can learn from.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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If you're reading this, there is a chance that you have had or currently have a budget with issues, holes or weaknesses. Unfortunately there is no 'one size fits all' approach or silver bullet but there are some things to watch out for that Michael goes through in this episode. He shares and discusses some very common mistakes that he comes across as an adviser of couples that you may be able to relate to and learn from.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Being accountable can have many benefits in our personal lives that are obvious in some cases but not so obvious in others. Sometimes, the benefits can be financial, personal or or health related. Michael dives into the topic of accountability and highlights why it may be one of the biggest benefits of seeing a financial adviser. He touches on a few examples that he has come across and provides some insight as to why you may be lacking accountability in your life.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many assume that the financial success of others is usually based on pure luck most of the time. As a financial adviser, Michael has discussed this topic with many clients and has seen the impact that luck has had on the financial situations of some. He discusses the role that luck plays in investing as well as some thoughts and experiences on the concept of getting lucky.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Michael shares a recent experience that allowed him to stumble across the most relaxing thing that he has ever done. It is so simple and is definitely not a secret. To those that do it, it is no surprise and to those that haven't done it in a while (or ever), they are under estimating it's powerful effect. While this episode has nothing to do with money, it is one that is surely going to have a profound impact on the lives (and relationships) of many.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have a different relationship with money and it is important to understand that neither type is right or wrong but needs to be understood and acknowledged to be able to improve money decisions. Michael goes back to a very popular episode he recorded with Dr Charles Chaffin where he shared some insights from his research over the years. He shares some points to keep in mind when making money decisions or discussing finances with your partner.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While homemade jam or hot sauce is usually better than anything else out there, it is not always the case with Wills. DIY Will kits can be dangerous with a whole range of issues that can arise when person drafts their own Will. In this episode, Michael invites Romy Fulljames to discuss these risks and to also identify some of the factors that need to be considered when drafting a Will.

To contact Romy and her team, visit https://fulljameslaw.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Financial advice has some benefits that are tangible and some that are not so tangible. Until you have gone through the process, you wont really understand the impact that the right advice can have on your life. Michael goes back to outlining six reasons that you need a financial adviser and what impact it can potentially have on you and your family's life in the short, medium and long term.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Life can get expensive and monthly saving can be challenging. There are some money saving strategies that can have a significant impact on your family's finances and motivate you to work towards your goals. In this episode, Michael shares some quick wins that he has seen or done himself to try to accelerate savings and manage the cost of living.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A lesson from Michael's economics teacher in high school has stuck in his mind since and has influenced hundred's of his life decisions. In this instalment of Michael's Magic Moment, he gives some examples of opportunity cost being ignored and the effect it can have on your life if you do the same.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While this may seem like the most outrageous comparison, how you manage your washing and how you should manage your money should be very similar. In this episode, Michael shares his take on this analogy and how it came up in conversation when talking about a client's financial situation.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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This is a topic that most of us can relate to. We naturally like helping each other but where do we draw the line? Whether on a professional, personal or financial level, most find it very hard to say no. Developing this valuable skill will not only help you have clarity on the decisions you make in life but it will help you grow both financially and personally.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Without financial advice and guidance, retirees are guessing as to when they can retire and they are usually guessing as to how much they can retire on. Michael shares some of the biggest regrets of retirees and he also opens up on a recent experience that he had with a couple as they looked back on their retirement so far and why they wished they had done things differently.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In many cases, those who we spend most of our time with have the biggest influence on our lives. In this episode, Michael goes back to a very important episode and starts off with a quote that he heard as a teenager that has had a significant influence on his life. The impact of those around us can affect our mindset, energy, motivation as well as our growth and can have a big impact on financial and personal success.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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No financial strategy should be 'set and forget'. There are many benefits of reviewing what you are doing with your money - some are tangible and some are intangible. In this episode, Michael discusses the reasons that you and your partner should not just 'go with the flow'. He stresses the importance of regularly checking in to see if you are on track and critic where you are saving or investing as well as the direction that your finances are heading in.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We make money decisions all the time and the majority of them have some form of emotion attached to them. When it comes to spending money, Michael explores the idea of not just trusting that we will get it right without some form of control or process. He shares a personal experience and hopefully this episode will give you something to think about the next time you review your money habits.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Why do we wait for bad news to make change? Why aren't we all proactive with our healthy and wealth? In this episode, Michael shares some insight into a recent health diagnosis that prompted him to make a change. He reflects on the situation and shines some light on a problem that we all have in our lives - both financially and personally.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Tracking money that leaves your bank account is just as crucial (if not more) than what enters it. In this episode, Michael doesn't only emphasis why this is important but also highlights some strategies to tracking your spending. He also covers some of the risks of just 'going with the flow' and assuming it's all going to work out.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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No relationship is perfect however it is important as a couple to ensure that your relationship is healthy. There are red flags that one should not ignore and there are skills and tactics that we can all use to help us learn from conflict that may occur in a relationship. Michael is joined by speaker, author and coach Monica Kalra as she breaks down and shares some healthy as well as some unhealthy traits of a partner that we should be aware of.

To get in touch with Monica, visit https://www.linkedin.com/in/monicakalracoaching/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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How Much Money Do You Need To Be Happy? It really is the million dollar question. Could the answer be simple? In this episode of Michael's Magic Moment, Michael addresses a simple yet important message that we all need to remind ourselves of. He highlights the importance of self reflection as well as having goals driven by purpose.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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This episode stems from an experience that the Khouri family had a few years after buying a dishwasher. Michael shares some key learnings that may seem simple yet are very relatable to the regular struggles that many couples have when it comes to family finances. He shares some tips as well as the benefits of working together as a team instead of individually.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Not all advisers are for all types of clients and not all clients suit all types of financial advisers. In this week's instalment of Michael's Magic Moment, Michael recaps the steps involved in finding a financial adviser as well as what to look for and what questions to ask to ensure that they are a good fit and that your getting the best possible advice for you and your family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Depending on the time of the day (or the week) we can have different mindsets and we are well aware that our mindset can influence how we perform in our personal and work life. To explore this topic, Michael invites the Founder and Head Trainer of SportsMindset Aja Parham-Ammar as she provides some practical strategies on how we can train our minds to be in the best possible state to deal with challenges and situations that we might find ourselves in.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many technical aspects when it comes to investing but there are also many physiological ones as well. Michael goes back to an episode with Clint Abraham as they discuss the basics of investing, the phycology of investing and some points that even the most experienced investors can forget at times.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Do we have limits? Can we push our limits? Should we push our limits? In this episode, Michael is joined by Artist, Leader, Founder, CEO, High-Performance Coach, Entrepreneur, Author and Elite Ultra Endurance Athlete Jason Dunn as he shares his pathway to being unlimited. We regularly hear of the term 'self-realisation' but what does it mean and how can it lead to transformation and pushing our limits?

To learn more visit: https://www.growadvisercapability.com/unlimited

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all make mistakes and it is important to learn from them. Even better, we should learn through the mistakes of others. Michael goes back to an episode where he shares some of his personal insights into the lives of others and some big financial mistakes that he sees regularly. He gives some tips what to focus on and what most probably shouldn't be focusing on.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Investors are regularly trying to time the market. But does it work? Do some do it better than others? Does patience and staying the course pay off? In this episode, Michael shares a few recent experiences that really got him thinking about this topic. He shares some discussions that he regularly has with clients as well as some examples in where timing the market has worked out and some where it hasn't. He also provides some tips and ways to manage risk when investing and being concerned about the market.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Goals are easy to set but not as simple to achieve. In life, we come up against obstacles and distractions that can de-rail and can de-motivate us (both personally and financially). In this week's instalment of Michael's Magic Moment, Michael Khouri goes back to a very special episode with Australian swimming legend Grant Hackett as we discuss the importance of consistency and good habits to be able to achieve great things.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many strive to perform as best as they possibly can but very few do it consistently and stay at the top. Michael is joined by businessman and football head coach Terry Kirkham as he shares his experience dealing with sportspeople and business owners to discuss what they do best and what mistakes should be avoided. They discuss the significance of staying at the top as well as the importance of surrounding yourself with the right people.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Knowing what you weaknesses are and owning them is one of the keys to growth. In this instalment, Michael shares why he feels it is so important to look in the mirror and self reflect. This process unlocks the possibility of personal development, helps you highlight what you need to work on and encourages you to seek advice and support from professionals or those around you.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Have you ever tried to clean our your gutters in the middle of a storm? Preparing for a storm or a rainy day is much easier done before the storm actually arrives. The same principle applies to money. In this episode Michael shares some simple tips and strategies that will help you get ready for a a period of financial challenges and maybe even end up on top.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Haters gonna hate. We've all heard this phrase before, but is it holding you back? In this episode, Michael talks about the importance of surrounding yourself with the right people and how to use words of discouragement as a fuel for self motivation.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Using a credit card for day to day spending can seem harmless and even be seen as a 'convenience'. While some nail it, other's don’t and in many cases, using a credit card on a regular basis can have a detrimental impact on one's financial future. In this episode, Michael explains some real life scenarios that can eventuate from the regular use of credit cards and he demonstrates why it isn't as 'harmless' as some may feel.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Comparing superfunds with others is similar to comparing shoes - we all have different needs and what may suit one person, may not suit another. In this week's instalment of Michael's Magic Moment, Michael goes back to an episode in which he shares some tips and strategies that you should consider when assessing how 'super' your super actually is. He highlights the importance of talking to an adviser or simply calling your superfund and asking the right questions.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Jeff Horn is known to be ruthless in a boxing ring but this has not always been his reputation. As we celebrate our 3 year anniversary of Sharing More Than The Sheets, Michael is joined by the former world boxing champion as he opens up on some personal experiences that motivated him to take up boxing in the first place and have driven him to developing a bullying program. He discusses the role that confidence has in bullying and the things that we can do to help stop the cycle.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The role of a Mother is not an easy one and usually involves short or extended times off work. While one financial or psychological obstacle can be taking a break from work, another is getting back into it. In this week's episode, Michael invites Lily Eid to the show to discuss some strategies that mums can utilise when thinking about the transition back to work life.

To learn more about Lily and what she does, visit http://www.theprofessionaledit.com.au/launchmama/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Dealing with bills can be one of the most stressful things about managing your own finances. Mastering them however can be a game changer. In this episode, Michael goes back to a very simple strategy that he encourages his clients to implement from day dot. If you don't do this at the moment, it may be the very thing that changes your attitude to those bills each time they arrive in your mailbox or inbox.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While it is important to look after the finances and financial future of you and your family, there is no greater satisfaction than helping others and giving back to your community. In this episode, Michael invited Yas Daniel Matbouly (Founder & President of Serving Our People) to talk about the importance of getting involved in charities and helping others. Yas also explains that it may not change the world but it will change the world for one person. To find out more about Servicing Our People, visit: https://www.sop.org.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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As parents we have a duty guide our children through life and to teach them to look after themselves physically, mentally and to care for others. An area that is overlooked by parents is teaching children about money. What may seem basic to us may open up a door to unanswered questions or may encourage our kids to make better financial decisions for themselves and their future family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Life is full of ups and downs. Some can be forgotten easily and some can have more of a lasting impact - both positive and negative. This week, Michael invited Arif Memis, the founder and former owner of Cowch, to talk about his journey as a business owner navigating involuntary administration and liquidation. Arif opens up about some of his personal struggles, what he has taken away from the experience as well as what we can all learn from his journey.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Living your dream life. What exactly does that mean? Well it depends. In this episode, Michael goes back to an episode with Andy Marshall talking about his book and the importance and benefits of self awareness and asking yourself the right questions. We would all love to live our dream life but are we there yet and if not, what can we do to make it clearer?

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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It's the age old question and a topic discussed regularly on this show. Does money make us happier? In this episode, Michael uses a personal experience from a family holiday and shares what he learnt regarding the topic of money and happiness. He shares some of his findings and provides some insight as to what we can all take away from the experience.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Passion cannot be faked and should not be ignored. This week, we go back to a very impactful episode when Keith Abraham was invited to discuss passion and what many can do to feel fulfilled. Keith explains that 'many endure but do not enjoy' and Michael shares his personal thoughts and provides some real life examples that perhaps you or a loved one can learn from.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Is Life Insurance a Rip-off? It's a great question and it's a question that financial advisers are asked regularly. Michael Khouri provides his opinion and gives some context as to why some feel that life insurance may not be worth it as well as some ways to make sure you are getting good bang for buck.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many stressors in our life from all angles and some manage them better than others. Amy Jacobsen joins Michael Khouri to discuss the difference between empathy and sympathy and also explains why it is so important to understand the difference. Amy also explains that when the pressures of life play in, emotional hijack can happen and through self awareness, we can acknowledge the trigger that is occurring and can start to think logically.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all know that 'nothing' or 'no one' is 'perfect' but it is so easy to fall into the trap of trying to be 'perfect' or trying to make the 'perfect' decision - whether consciously or subconsciously. In this episode, Michael presents his take on the topic and the risks of being a perfectionist when it comes to personal or money decisions. He explains how the quest to make the perfect decision can lead to a bad one or even no decision at all.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Making it on YouTube or Social Media has become very popular over the years and it is a platform that has allowed everyday people to become content creators to get their name out or a message that they want to send the world. In this episode, Michael invited Slaiman Akl to the show to discuss his success as a YouTuber as he shares some tips for those that are thinking of trying to make it online.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In many relationships, one partner is usually more onboard and excited to discuss money than the other. Firstly, it's important to understand your partner's relationship with money but also to make sure you are both are going about the changes together in an effective and sustainable manner. In this episode, Michael Khouri provides some tips and strategies that you can implement to maximise the chance of success.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Ignoring money problems (or potential money problems) is like ignoring a toothache: if left for too long (compared to early intervention), the solution is more painful and the recovery is much longer. In this instalment of Michael's Magic Moment, Michael gives some insight into a personal experience that got him thinking about how and why people ignore their financial issues and the problems that it can cause.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most people have their own version of financial success. For some it's a flashy car and to others it's working two days a week. In this episode, Michael discusses why it is important to understand what your definition is and why you and your partner should be on the same page. He touches on the risks of not having a plan and the risks of loosing sight of what financial success means to you.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There is nothing wrong with buying nice shiny things and enjoying life but it is important to ensure that you don't fall into the trap of living beyond your means. In this instalment of Michael's Magic Moments, Michael Khouri touches on what he sees regularly when talking to couples and he highlights some of the underrated benefits of living within your means instead of beyond them.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many want to invest but not enough do it. The fear of investing is real and it is more common than you may think. In this episode Michael Khouri provides 6 ways that you can overcome and manage your fear of investing so that you have the confidence to take the first step in building a solid financial future for you and your family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Advice has many tangible and intangible benefits. For those that have received quality financial advice before, they are obvious. In this instalment of Michael's Magic Moments, Michael goes back to an early episode in which he highlights some of the less obvious benefits of having a financial adviser.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many reasons that we neglect money. Some are conscious and some are not. One thing is for sure: ignoring something doesn't mean that it will go away. In this episode, Michael Khouri highlights some habits and concerns that he comes across on a weekly basis and shares some ways to combat them so that you can be smarter with your money decisions.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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When one is focusing on something so hard, it can sometimes be very easy to neglect what is happening around them. It can also deter them from focusing on what REALLY is important and what their goal was to been with. In this episode, Michael goes back to an experience he had with a determined yet ignorant gecko that he was able to turn into a valuable lesson that most of us can learn from.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Some feel that they don't need a budget and others don't think that it would make a difference to their financial situation. Sometimes they have tried and maybe it wasn’t executed properly. Sometimes, they don't think that their spending habits can improve. Either way, it's important to explore the concept and to really understand how a budget actually works as well as it's benefits. In this episode, Michael Khouri discusses why you most likely need a budget and what it can do for you.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Could your lack of confidence be holding you back? Is there a voice in your head that may be preventing you from achieving your dreams? In this episode, Michael Khouri goes back to discuss confidence with special guest Jay Jay. He talks about what he has seen and experienced when it comes to personal confidence with some tips for those that feel that it may be too late.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The question as to whether it is better to save or invest is not as straightforward as one would think. There are pros and cons and there are so many things to consider when making the decision. In this episode, Michael Khouri shares he's thoughts and some tips and traps that may assist in making the decision.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have days that may be more and less productive than others. To ensure that we are making the most of our time, there are so many things to consider such as how we structure our time, when we take breaks and what we put our energy towards. In this week's segment, Michael Khouri goes back to one of our earlier episodes with Vanessa Bennett as she shares some light on what we should really be focusing on.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Life is inherently risky. There are many types of risk. One of the most underestimated risks is the risk of doing nothing. In this episode, Michael Khouri discusses the risk of doing nothing and gives some examples that he has come across throughout he's career as a financial adviser.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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No likes paying for anything - especially insurance. Michael Khouri has mentioned many times in the past that 'every plan A needs a plan B'. In this episode, he takes us back to one of our earlier episodes when he talks about having a plan B as well as the ins and outs of life insurance.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Uncertainty Brings out so many emotions and not many people know how to deal with it. Michael Khouri invites high performance coach Ivor Lok to discuss some strategies with how to face uncertainty and to come out on top.

To get in contact with Ivor, visithttps://www.linkedin.com/in/ivorlok/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In this week's episode, Michael Khouri discusses work life balance Dr Adam Fraser. They touch on he's book 'The Third Space' as well as some practical tips that anyone can take on to help them build healthy habits to avoid 'negative spill'.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Market fluctuations can make investors nervous and if not managed effectively can have a detrimental impact on the investing experience. Michael Khouri lists a few things that investors can do to help them deal with market fluctuations to increase their chances of ending up on top.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Michael Khouri discusses the importance of having an estate plan in place and goes back to an early episode with Nicole Khoury where she gives a chilling example that highlights the importance of having an estate plan in place.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Change can be as good as a holiday. Depending on how it is dealt with can determine whether it becomes a positive or negative experience. In this episode, Michael Khouri discusses some tips on how you can deal with change and take advantage of opportunities that may arise out of it.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Everyone loves saving a buck and there is no greater satisfaction than Doing It Yourself (DIY). In this episode, Michael Khouri discusses the risks of DIY when it comes to your money as well as why it pays to pay a professional to get the right advice for you and your family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Inflation is a rise in prices, which in term can mean that your money is worth less. Michael Khouri shares some practical tips that all households should consider when looking at ways to deal with inflation.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The 'B' Word can send shivers up the spines of most that have never done it before but having a budget or some sort of structure is an integral part of managing finances. In this episode, Michael Khouri discusses the concept of 'hiding money from yourself' and assigning it to certain accounts and goals in order to ensure you are managing your money as best as possible.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Michael Khouri is regularly asked what the biggest mistakes he sees couples make with their money. In this episode, he shares the most typical mistakes that he regularly sees that couples can learn from and cannot be ignored if they wish to manage their money better.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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If you don’t create healthy habits, your stuck with bad habits. In this week's instalment of 'Michael's Magic Moment', Michael Khouri goes back to one of he's first episodes with Sasha Carey and some very practical tips she provides on creating healthy habits.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Until you have a financial adviser, you wont really understand the risks of NOT seeing a one. In this episode, Michael Khouri touches on a few risks of not seeking the advice of a professional and assuming that a financial adviser is just going to tell you what you already know.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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On the first instalment of 'Michael's Magic Moment', Michael takes us back to episode one where he discusses one of the most important things that couples need to do as their relationship starts becoming serious.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Goals are important but some get stuck on setting them. They may not be that obvious. There may be too many to start considering. In this episode, Michael drops 3 tips on setting goals that are so simple, yet so effective.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We are what we eat, but what do we eat? How does it impact our mood? Kristy Howard joins Michael Khouri to discuss this, as well as why it is so overlooked in the world of psychology. They discuss some practical tips and quick wins for us to all try to implement.

To learn more about Kristy, visit https://moodfoodpsychology.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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You've probably heard that money doesn’t make you happy but have you ever wondered why? As we wrap up our mental health series, Michael Khouri is joined by Tatiana DaSilva as we bring it all back to money and why many of us are constantly on the search for money hoping that it will make us happy.

To learn more about Tatiana, visit psychehub.com and mindscopepsychology.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Parents are always concerned about their children's future and and physical health. A point that is often misinterpreted or ignored is the mental health of a child. In this episode, Michael Khouri is joined by Dima Istambouli to discuss the impact that parents can have on their children's mental health - both positive and negative.

To learn more about Dima, visit www.mindarchitecture.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The concept of Self-Care seems so simple yet many of us don’t actually practice it. Some feel that they are too busy and some may feel that it is self-indulgent or selfish. Emma Gray joins Michael Khouri to explain why taking the time to pause and check is so crucial to living a healthy and happy life.

To learn more about Emma's work, visit, www.emmagray.net

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have old patterns and old ways of doing that shape or influence how we approach work, relationships and life itself. In this episode, Michael Khouri is joined by Phoebe Wilson to discuss how our mindset can have an impact on our lives as well as what we can do to uncover and manage old pattern behaviour.

Some books that Phoebe recommends are: 1) The Big Leap: Conquer Your Hidden Fear and Take Life to the Next Level by Gay Hendricks 2) The Polyvagal Theory in Therapy: Engaging the Rhythm of Regulation by Deb Dana and Stephen W. Porges 3) The Four Agreements: A Practical Guide to Personal Freedom (A Toltec Wisdom Book) by Don Miguel Ruiz 4) Loving Bravely: Twenty Lessons of Self-Discovery to Help You Get the Love You Want by Alexandra H. Solomon 5) Come As You Are by Emily Nagoski

To follow Phoebe's work, visit https://www.linkedin.com/in/phoebe-wilson-92a37434/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many have heard of post-traumatic stress disorder (PTSD) but very few really understand it. Usually triggered by a terrifying event (either experiencing it or witnessing it), PTSD can have a severe long lasting effect on one's life. In this episode, Michael Khouri is joined by Danielle Baldock as she discusses her life and work experience as well as the amazing change that she is creating though her charity Soldiers and Sirens.

To learn more about Soldiers & Sirens, visit https://soldiersandsirens.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many different elements to a relationship. While no relationship is perfect, some can have a detrimental effect on one's mental health. In this episode, Michael Khouri is joined by Professor Ian Hickie to discuss why couples must be aware of their overall mental collectively for the sake of their relationship and individual needs.

To listen to the Minding Your Mind podcast, visit https://anchor.fm/mind-your-mind

To get a copy of the book, visit https://www.penguin.com.au/books/minding-your-mind-9780143778783

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Yoga has been around for thousands of years and has so many health benefits but one of those benefits is often overlooked. In this episode, Michael Khouri is joined by Kirstin Bouse as they discuss the way that she uses Yoga to improve ones mental health. Kirstin also provides some practical tips that one can use to practice at home.

To learn more about Kirstin Bouse and the work she does, visit www.perthpsychologycollective.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We don't know what we don't know. In this episode, Michael invites James O'Loghlin to the show to discuss how we can understand our mind to take control of our mental health. We discuss how this simple concept can have such a profound impact on our lives as well as some simple tips that we can call learn from.

To listen to the Minding Your Mind podcast, visit https://anchor.fm/mind-your-mind

To get a copy of the book, visit https://www.penguin.com.au/books/minding-your-mind-9780143778783

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Everyone experiences anxiety from time to time. It helps us to avoid danger by giving us energy and alertness to escape. But for some people, anxious feelings don’t go away. In this episode, Michael discusses Anxiety with counsellor at the Australian Counselling Service, Tanya Harding.

If you or someone you know is in crisis and needs help, call Triple Zero, Lifeline on 13 11 14 or Beyond Blue on 1300 22 4636 anytime for support and advice.

To learn more about the Australian Counselling Service visit https://www.acscounselling.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Stress is a part of life but it can have devastating consequences if not managed well. In this episode, Michael Khouri discusses the topic of Stress with counsellor at the Australian Counselling Service, Laura McVeigh. We discuss some characteristics of stress as well as some ways to manage it.

If you or someone you know is in crisis and needs help, call Triple Zero, Lifeline on 13 11 14 or Beyond Blue on 1300 22 4636 anytime for support and advice.

You can contact Laura at lauramcveigh.counselling@gmail.com

To learn more about the Australian Counselling Service visit https://www.acscounselling.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have habits. Some we think are a problem and others that we may not. In this episode, Michael lists 8 money mistakes that you could be making that could be standing in the way of achieving your financial goals.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We’ve all heard that you need to 'risk it for the biscuit' but it's never that straightforward - especially when it comes to your money. Michael discusses the relationship between risk and return as well as some factors to consider when trying to work out how much risk to take on.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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No one likes an insurance premium increase - especially when it happens more frequently than expected. The last several years have been challenging for life insurance companies and for this reason, you have have seen your life insurance costs increase. In this episode, Michael discusses why this may be occurring as well as a few tips on how to handle rising life insurance premium increases.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Raising children poses so many challenges and as parents, we have so many things to teach them. In our 2 year anniversary special, Michael invites his 9 year old son Elias to the show to talk about his experience with money and Michael shares his thoughts on the importance of teaching children about money.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all have days that are more productive than others. Sometimes it could be the water we are drinking or the sleep we had the night prior but for many, it's getting in the zone. Erin Searle of WhaiFlow joins us to discuss the concept of 'flow' as well as some practical tips on accessing it to feel and perform your best.

To learn more about Flow, visit https://whaiflow.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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As we celebrate our 100th episode, Michael talks about purpose and how finding your purpose can have such a powerful impact on your life - beyond just the goal of money. He shares he's personal experience as well as how having purpose creates direction, meaning and clarity.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The visual appeal of a property is proven to impact it's sale value. Following on from last week's episode, Michael is joined by Shayley Cherry of Ray White Rochedale as she drops some hints and tips for styling your house for sale. She also shares some common mistakes and oversights that many sellers make when selling their property.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Selling your house (whether your family home or an investment property) can be a journey of emotions and processes. Michael is joined by Zishaan Omar, owner of Ray White Rochedale, Rochedale Village, Central Sunnybank and Logan City, to discuss the process of selling a house as well as some strategies to get top dollar for your property.

To get in contact with Zishaan or he's team, visit: https://raywhiterochedale.com.au, https://raywhitecentralsunnybank.com.au or

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

https://raywhitelogancity.com.au

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Buying a lemon is everyone's worst nightmare when it comes to purchasing property. While buying a house can be an emotional journey, there is a level of due diligence that is required to make sure that you 'know what your buying'. Michael invites Sabeen Akbani of Before You Bid to discuss the process of a building and pest as well as why it is so important from a risk mitigation perspective.

To learn more about Before You Bid, visit https://www.beforeyoubid.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many like the peace of mind of a fixed rate on a mortgage however there is always the question as to whether it is the right things to do. It is definitely not a one size fits all approach and to discuss it, we are joined by Jonathan Vasiliou from Tora Finance to discuss the pros and cons of fixed versus variable rates as well as some pitfalls to watch out for when weighing up your options.

To learn more about Tora Finance, visit https://www.torafinance.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Flooding is always a topical issue when it comes to purchasing or developing property. Martin Roushani-Zarmehri of Stormflood Engineering joins Michael to discuss how it can complicate planning and add so many extra elements to the planning process. Proper research and advice on how flooding can affect your block of land can help you understand what you are getting yourself into when buying property.

To learn more about Stormflood Engineering, visit https://stormfloodeng.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Town Planners are an integral part of a property journey for home buyers, builders and developers. Michael and Vassili Stammes of VMS Town Planning & Development discuss the process of town planning and the scenarios in which you may need to engage one.

To learn more about Propcheck, visit https://propcheck.com.au/ or visit https://vmstownplanning.com.au/ to contact VMS Town Planning & Development.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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To kick off our property series, Michael invites Jonathan Preston of The Australian Property Podcast Show to discuss the process as well as some tips, tricks and traps when planning to buy property. He shares he's insight as a property investor, as well as what he has seen property investors do well and not so well.

To learn more about The Australian Property Podcast, visit https://australianpropertypodcast.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Michael has always been a big believer in to do lists. They create efficiency, structure and accountability. In this episode, he shares some tips and tricks that can assist you in staying on top of your day and getting things done.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Conflict occurs in every relationship and money in many of those occasions is in the centre of it. How that conflict is managed can determine whether a couple's relationship excels or crashes. In this episode I invite Lea Clothier to discuss some strategies that couples can implement to help them manage and overcome money conflict.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Money management can either make or break your financial plans. Very few budgets actually work, are effective and are easy to follow while many couples have no idea as to what is going wrong. In this episode, Michael shares five reasons as to why your budget may be failing along with some tips on creating a budget that will work for you and your family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We make decisions every day - some easier than others. Using your brain is one thing but following your intuition is another. In today's episode, I invite life coach and author Scott Frankland to join me to discuss 'our intuition' along with some strategies for those that haven't fully discovered their intuition or don't follow it enough.

For a free copy of his book, visit https://scottfranklandlifecoach.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Some consider themselves 'lucky' and some consider themselves 'unlucky'. In this episode I discuss the role that luck plays in investing as well as some thoughts and experiences on the concept of being lucky.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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How we manage money is not just about budgets, spreadsheets and financial plans. Each person has a different relationship with money and it is important to understand that relationship to be able to make the best money decisions possible. In this episode I invited Dr Charles Chaffin to discuss this topic and to share some insight through he's many years of research.

To learn more about Dr Charles Chaffin's work visit https://charleschaffin.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The three words 'interest rate rise' send chills up the spines of many home owners and investors. What one does next, will dictate how well they manage the situation. In today's episode I share my top tips with dealing with a rate hike with a few things NOT to do.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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They say laughter is the best medicine. It is also one of the most powerful methods of getting our minds of some of the stresses in life. I talk to John Malakos (aka Johnny The Jester) as he shares some of his experiences of putting a smiles on other peoples faces for a living.

To learn more about Johnny, visit https://johnnythejester.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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There are many potential benefits of financial advice. The common ones are saving and making money but the uncommon benefits are not very obvious to those that have never had an adviser before. I discuss six reasons that you should have a financial adviser - if you don't already.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Opportunity cost is the potential loss from a missed opportunity—the result of choosing one alternative and forgoing another. Some understand the concept well but many ignore it when making life decisions. In this episode I discuss some practical scenarios in which considering it would be useful in the areas of work, health and money.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Whether on a professional, personal or financial level, most find it very hard to say no. Developing this valuable skill will not only help you have clarity on the decisions you make in life but it will help you grow both financially and personally.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Whether we believe it or not, those who we spend most of our time with have the biggest influence on our lives. This influence can be from the perspective of mindset, energy, motivation and growth. It can have a big impact on one's financial and personal success. In this episode, I discuss why I feel that this is the case and I share some tips on surrounding yourself with the right people.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Unless you have a magical crystal ball that helps you see into the future, managing risk is an integral part of managing money. In this episode, I discuss three ways to prepare for those unforeseen circumstances that may occur.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We are humans that most of the time make irrational decisions. In this episode I discuss the risks of purely trusting our emotional decisions when it comes to money.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most people have heard of salary sacrifice or already do it but many don't understand how it works as well as it's pros and cons. I discuss some of the pros and cons as well as some points to consider when thinking of starting a salary sacrifice arrangement.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While this is an integral part of any financial plan, many people do not really know or understand where their money is going. In this episode I discuss some tips and common mistakes I see when it comes to managing expenses.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many are on the quest of building up wealth and trying to make money hoping that it will make them happy. In this episode I send out a simple yet important message about how much money you need to be happy.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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As we move through life stages, our need for space changes. For some, selling and buying is the solution while for others, its renovating the family home. Both options have their pros and cons and in today's episode, Michael discusses what to consider when evaluating your options.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We spend a third of our life sleeping. Some do it better than others. We are joined by sleep coach Ryan Brooks as we discuss how to get better sleep. Ryan takes us through some exercises and tips that may benefit getting the precious night of good quality sleep.

To learn more about what Ryan does, visit www.thesleepcoach.live

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Floods and Fires can have a devastating effect on families that is felt, emotionally, physically and financially. In this episode, I discuss three things TO DO and three things NOT TO DO when hit by a Natural Disaster.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Have you ever wanted to know how to create beautiful interiors without breaking the bank? Are you concerned about when you throw out furniture how that impacts the environment? Anita Bilkey joins us to discuss her recently published book as we get some insight on how to furnish your home for practically nothing. To purchase a copy of the book, visit https://a-b-interiors.square.site/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Have you ever stopped to think how much courage it takes to be in business? To show up every day and do the hard work of planning, developing, and executing a strategy for success? In this episode, Torrin Minutillo of Attergy joins us to discuss those virtue and what all business owners need to be aware of if they want to be aware of the separator between good and great, ordinary and extraordinary, average to exceptional. To learn more about Torrin, visit https://attergy.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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One of the key struggles of most businesses is having adequate cashflow. Gavan S. Porter of GSP Advisory joins us to discuss this crucial element as well as some strategies to not only get on top of cashflow but to master it.

To contact Gavan, email gavan@gspadvisory.co or visit: www.gspadvisory.co

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In this episode, Yianni Lazarou of The Coffee Club joins us to discuss the process in franchising a business as well as some points that should be considered and focused on when thinking of taking the dive into the world of franchising.

To learn more about The Coffee Club franchising, visit: https://www.coffeeclub.com.au/franchising

To get in contact with Yianni Lazarou email john@lazarou.co

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Borrowing money for business purposes is an area that not many business owners understand. In this episode, George Massa of Astute Financial joins us to discuss some of the ins and outs of borrowing money for your small business.

To get in contact with George, visit https://www.astutefinancial.com.au/members/sandgate/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Taking on a new employee, whether it's your first or tenth, can be a process that many business owners don't really enjoy due to how involved it is or even the risk of making the wrong decision. In this episode, I talk to Elle Ashnaei from The Talent Playbook about the process of taking on a new employee from a psychological, practical and legal standpoint. For more on The Talent Playbook, visit https://www.thetalentplaybook.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Every marketing strategy needs a method. Some communicate it well and some businesses don't really know what their message actually is. Lisa Greensill joins us to offer an energetic, unfiltered take on how small businesses can transform their marketing message and website from blah to aha to stand out as the ideal option for perfect-fit clients.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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This small business series so far has been so rewarding for myself and for our listeners based in the feedback we've received. While the series is not over yet, in this episode I throw in my two cents on taking the jump and starting a business.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many business owners don't know that they may be eligible for grants let alone fully understand how they work. Laura Dean from Laura Dean Consulting joins us to discuss the process of applying for grants and provides some tips on maximising the success of grant applications.

For more visit www.lauradeanconsulting.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A business partnership is very similar to any other relationship however a few aspects need to be approached differently. Amanda Pulford of WeThink Business and I discuss how a partnership can have the breathing space, structure, direction and growth opportunities that it needs to succeed.

For more visit https://wethinkbusiness.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A business is nothing without it's customers yet many business owners loose sight of the customer which can sometimes lead to a customer experience that is either very average or below expectations. In this episode, I invited Michael Back from Human To Human to discuss the customer experience as well as what a business owner can do to make it as effective as possible.

To learn more about Michael and what he does, visit: https://humantohuman.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Believe it or not, no business will last forever. Setting up a business involves so many levels of planning but very few business owners plan the end of a business. In this episode, I discuss strategies around getting a business ready for sale with Andrew Lorking from Polaris & Partners. We discuss exit strategies and some helpful tips that business owners can utilise in the early days to ensure they are setting their business up for future success.

Click here for the Maximise Your Valuation Tool: https://polarispartners.com.au/maximize-your-valuation

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Graphic work is probably one of the most underrated aspects of a business's marketing. Many business owners feel that they can do it themselves or can outsource to a cheap alternative to using a professional graphic artist. In this episode, I invited Abigail Gatling from Crisp Communications to discuss this very topic and to share some tips as well as some common mistakes for those thinking of doing it themselves.

To get in contact with Crisp Communications Co, visit: www.crispcomms.co

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Google has been around for over 20 years and the way we interact with it has evolved significantly. Not only is it a household name but it is our 'go to' when researching or looking for a business to interact with. In this episode, I talk to SEO expert Jason Rahme about what is involved in reaching customers online and ways to go about it.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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From a food van to another one and then a restaurant, I talk to Dylan Pires on the journey of King of the Wings. We discuss how a Brisbane based husband and wife partnership made waves here and in the United States winning awards as well as the taste buds of many.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Wanting to get finances sorted, wanting to get ahead or wanting to make sure things are heading down the right track, most people seek the advice of a financial adviser. In this episode I talk about the steps involved in finding a financial adviser as well as what to look for and what questions to ask to ensure that they are a good fit.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Whether it's to build team skills, personal fitness or resilience, most parents dream of having the children play a sport one day. For some children it's a walk in the park, but for others it's a journey. I am joined by AFL Champion Jason Akermanis to help some parents start or navigate that journey.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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For thousands of years, gold has been accepted as way to hold wealth. But have times changed? In this episode, I discuss the in's and out's of investing in gold as well as ways to go about it.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most people have thought of investing into shares at one point of their lives - but very few know much about it or even how to start. In this episode, Clint Abraham and I discuss the concept of investing in shares as well as the importance of having a sound investment process and the role of human emotion when it comes to investing in shares.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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For over ten years, I have seen what the financially successful do and what they don’t do. I have also seen mistakes that seem to be repeated by many Australian families. In this episode I discuss eight money mistakes that we all need to be aware of and I share some tips and tricks to avoid these mistakes.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Winning Gold Medals in the Olympics, Commonwealth Games and other significant sporting events did not come easy - neither does building a financial future. To celebrate our 52nd episode, I am joined by swimming legend Grant Hackett as we discuss the importance of consistency and habit to achieve great things. We also discuss investment bonds and how they can potentially be a tax effective method of building wealth for the long run.

To obtain a Generation Life PDS and TMD visit www.genlife.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Are you honest with yourself? Do you do it enough? In this episode, I walk through my experience as a financial adviser as well as the stages involved in making the decision to improve both personally and financially.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most homeowners cannot wait to pay off their mortgage, but considering how attractive superannuation contributions can be - or even just investing in general - some feel that they are missing out and can be doing better. In this episode I discuss some common points to consider when working out what to do as well as some examples where it may be beneficial to choose one option over another.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Too many times we neglect our health and ignore vital signs that our body is giving us. In this episode, I talk to Dr Pat Boulogne about her book while she shares some insights as to why some people may be feeling Sick, Fat and Tired and what they need to do about it.

Register for Dr Pat Boulogne's upcoming webinar: https://bit.ly/3zCMO9Z

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Haters gonna hate. We've all heard this phrase before, but is it holding you back? In this episode I talk about how to turn words of discouragement from others into motivation for yourself.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Buying a house can be a complex experience (whether it's a first or second home). Sometimes using a buyers agent can be one of the best decisions a person has ever made. In this episode I talk to Memo Tamer about the in and outs of using a buyers agent.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Most of us have superannuation but when it comes to discussing investment performance, there are so many points of view and so much information out there. In this episode I talk about some things to be aware of when comparing super funds and whether your superannuation is performing as well as it should be.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We have all heard of trusts, but not many people know what they actually are or how they are used. In this episode I catch up with Rex Afrasiabi to discuss the different types of trusts, their various benefits and some examples where they can come in handy.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Bills unfortunately are part of being an adult. Some have mastered the art of managing bills and some don't even like thinking about it. In this episode, I talk through some practical skills on managing bills and I share an example where it transformed a couple's life.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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After decades and decades of work, life changes and for some, it is not for the better. While the focus is normally on money, Peter Graham joins us to talk about all of the other aspects that can really shape your retirement for better or worse.

To find out more about Peter Graham and his book head to all good book stores or visit https://www.redefiningretirement.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Managing money is one of those life skills that many of us were not taught and that many children in today's society are not taught. As parents, we are gifted with the responsibility of helping our children have the best start in life. In today's episode I give some tips on how this can be done without much effort at all to help your child develop a positive relationship with money.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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We all want to live our dream life but what does that mean? Where does one begin the transformation and what are the key areas that can be focused on? Andy Marshall joins us to discuss these topics as well as some practical tips that we can all learn from.

To find out more about Andy Marshall and his book head to all good book stores or visit https://www.livingyourdreamlife.org

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Deciding to have a baby is one of the most life changing decisions that you and your partner will ever make. With proper planning, you can ensure that you both enjoy the experience and savour every moment without the financial pressure that comes along with having a child. In this episode we discuss some things to consider from a financial perspective when planning to start or grow your family.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Joined by Dr Adrian Raftery (aka Mr Taxman), we discuss the seven most common tax sins, some tips of tax planning for the new financial year and how to find a good accountant.

To find out more about Dr Adrian Raftery and his book head to all good book stores or visit https://www.mrtaxman.com.au/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The First Home Super Saver Scheme (FHSSS) helps Australians boost their savings for a first home by allowing them to build a deposit inside superannuation, giving them a tax cut. In this episode I give an overview as to how the scheme works, traps to watch out for and the best thing to do before deciding to use it.

For up to date information visit: https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/

NOTE A Notice of Intent needs to be submitted to the superfund that the contribution/s was/were made to and it needs to be acknowledged/actioned by the fund in order to claim personal super contributions as a tax deduction. For more information visit: https://www.ato.gov.au/forms/notice-of-intent-to-claim-or-vary-a-deduction-for-personal-super-contributions/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Keith Abraham and I discuss creating certainty, for you to live a passionate, productive, and purposeful life as well as the mindsets that stand in the way of living your passion. We explore procrastination and how to combat it as well as a proven process to setting goals and achieving them.

To sign up for Keith's Blog or to purchase his books, visit https://www.keithabraham.com

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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To Rent or Buy is an age-old question which to some, is obvious and to some, not very. I discuss some of the advantages and disadvantages or renting and buying to help make your decision as simple and educated as possible.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The human brain is such a complex organ and to help us understand some of its emotional role, we are joined by Emotional Intelligence & Human Behaviour Expert, Amy Jacobson. In this episode we discuss finding one's "Y" and achieving goals with some real life examples and tips that can be implemented in one's personal and work life.

To find out more about Amy and her book head to all good book stores or visit https://www.findingyoury.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Leading up the end of the financial year, there are many tax planning strategies to consider with your accountant. Being proactive and knowing the rules increases your chances of not paying unnecessary tax and following the rules to help ensure you stay in the ATO's good books.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Becoming a Youtube Superstar is not exactly a typical job or hobby but Slaiman has funnelled his passion and skill into a platform that brings joy and laughter to so many people in the world through his YouTube channel Whealth by Slaiman. His philosophy is 'Whealth' - in that Health is the most valuable type of Wealth. He joins us to discuss his journey and provides some tips for those wanting to make it on Youtube.

To visit his channel, click here: https://www.youtube.com/whealthbyslaiman

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A personal experience this week has led me to send out a short yet powerful message about about bad habits.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In this episode with Christine Argo, the founder of Masterpiece Courses, we discuss methods and tips around building confidence in children. Christine also shares some tips on what parents should consider at different stages of a child's journey in becoming an adult to empower them to be the best versions of themselves.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Saving money that you don't NEED to spend is normally easier said than done. Sometimes even harder is, distinguishing between your NEEDS and WANTS. In this episode I share some of my thoughts along with a story that might help you put things in to perspective.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Apart from managing one's finances, staying fit can be one of the biggest challenges to overcome - especially for time poor couples. Today I am joined by Julian & Sarah Waller and we discuss some tips to help, educate and motivate couples to stay fit and healthy.

Get in contact with Julian here: Website: https://www.julian-waller.com/ Instagram: https://www.instagram.com/julian_waller_/?hl=en

Get in contact with Sarah here: Website: https://www.suburbanscents.com/ Instagram: https://www.instagram.com/suburbanscents/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Do you even need advice? Will the benefit outweigh the cost? In this episode, I discuss some of the tangible and and intangible benefits of financial advice and I present some research to back it up.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A big part of buying a property is the contract itself with most people contacting a lawyer after it has been signed. George Sourris from Empire Legal takes us through the traps to watch out for and the things that all buyers should do before entering a property contract.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In this episode I discuss my journey as a financial adviser and where it started with my friend and fellow adviser Shaylan Ramnath. We discuss the profession and what we love about being financial advisers.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Are you reaching your full potential? Do you know someone that may not be? In today's episode I discuss a bizarre personal experience with a gecko that got me thinking about what may hold many back from success.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Death is part of life. We may not experience it soon but we may know a friend or family member that may have to deal with it soon. In this episode I talk about some areas that should be addressed to avoid unnecessary stress for those around you or someone you know when they get the unfortunate news of a terminal diagnosis.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Keeping Backyard Chickens sounds like an amazing concept but it can be overwhelming and can feel like a burden to ensure that they stay happy, healthy and stress free. Ingrid Dimock from City Chicks joins us to discuss the ins and outs of keeping chooks and why it isn't as complicated as you'd think!

To learn more about Ingrid and City Chicks, visit www.citychicks.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Very few are born with it, some learn it and many don't have enough of it. Confidence cannot be faked most of the time and the only way to build it up is through practice and trying new things. In this episode we are joined by Jay - an international speaker that has been sharing his message for the last 15 years in over 30 countries. He shares some practical tips that everyone can benefit from!

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Taking the jump from employment to self employment requires the right mindset, the right planning and the right cash flow planning to make it a success. In this episode I talk about knowing what to expect, knowing when it's just not working and knowing when to expect to start enjoying the fruit of your success.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A business plan is just as important as a financial plan and with so many aspects to starting and running a business, with no framework or structure, the business will never reach it's full potential. In this episode, we talk to Chris Lowe from BPW Group about how to structure a business plan and where to begin when turning an idea into a business.

You can learn more about Chris and his team by visiting www.businessplanwriters.com.au

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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With an increase of Australian's working from home, there are many that do it really well and many that really struggle. In this episode high performance coach Vanessa Bennett and I talk about the concept of 'energy points' and we discuss some ways that can revolutionise the way you work from home.

You can hear more about what Vanessa and her team do by visiting www.nextevolutionperformance.com/

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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From humble beginnings working out of their bedroom, Alex Hamze joins us to discuss how he and his wife Nof, have grown their business to now operate multiple warehouses and ship regularly to customers in over 50 countries worldwide. We discuss some mistakes made along the way and some valuable tips for those thinking of taking the next step.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A career change (whether by choice or not) can be a very anxiety-ridden experience. Business Psychologist Eleni Dracakis specialises in career counselling and joins us discuss the process of changing careers and how the decision can be made easier.

To learn more about Eleni Dracakis and what she does, visit https://elenidracakis.co

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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A great man once told me that every Plan A needs a Plan B. Many assume that things will always go to plan, however life has shown us that Illness and Disability are a part of being human. Today we talk about Life Insurance, as well as the different types of cover, such as Death Cover, Total and Permanent Disability (TPD), Income Protection and Trauma Cover.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Some have done it and some have thought about it. Giving Blood does not only save the life of others but can potentially save your own life. This week we discuss the process involved in donating blood as well as some misconceptions around the topic. We discuss a real life example that is close to Michael's heart as well as a way that we can work together to help save lives.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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What is the best superfund? There are many types of superannuation funds and so many options to consider when evaluating them all. In this week's episode we discuss the differences between them all and why it is rarely straight forward.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Yes there is such as thing as bees that don't sting and keeping them in your backyard is not as complicated and onerous as you may think. Dr Tim Heard, the president of the Australian Native Bee Association joins us to help spread the word on the benefits of keeping bees as well as the ins and outs of becoming a bee keeper.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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In this day of age, we are fortunate to have the ability to invest our money is a various number of areas. In this week's episode, I discuss the various types of investment and some of their advantages and disadvantages.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The idea of managing one's own superfund and having so much control over it may sound attractive to many but very few people understand the ins and outs of a Self Managed Super Fund (SMSF). SMSF expert Sebastian Mazza joins us to discuss potential risks and responsibilities that many may not be aware of.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many try to achieve it but very few do it right. Peak performance researcher Dr. Adam Fraser joins us to provide some tips and strategies that will change your life.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Many couples talk about this but many fail to 'get around to getting it done'. Nicole Khoury joins us to discuss some of the tips and traps that all should be aware of.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While we love spending time with our children, keeping the them entertained is never an easy task and can be stressful at times. Souzan Yaacoub joins us to help ease that stress over the holidays.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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While saving a dollar or two may sound appealing to many, the risks associated with 'doing it yourself' can outweigh the benefits. Sometimes, doing it yourself ends up costing more than paying a pro to do what they do best.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Choosing a school for your child sometimes leaves you questioning as to whether you have made the right decision. Ryan Bishop and I discuss the type of schools on offer, factors that should be considered and the questions to ask.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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With so many systems and strategies out there, I explain what I generally see works best and how I personally manage my personal money. A budget can be as modern and complex as you want to but if it doesn't work, you're back to square one.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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The decision to buy a family home is rarely an easy one and with so much to consider and think about, Will Torres helps us unpack the various options on offer and what factors to take into account before signing on that dotted line.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Sasha Carey and I discuss setting goals, healthy habits and The five essential elements of wellbeing. Goals are easier set than achieved but with the right habits in place, you are on the road to success!

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Jono Vasiliou joins us to discuss what to expect when borrowing to buy a family home. We discuss pitfalls, strategies and some fantastic tips for first or second home buyers.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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Too often for couples that are ready to get financial fit, the main obstacle is not not knowing where to begin. In today’s episode, we discuss some common mistakes that I have personally come across as well as some tips that can help you and your partner start your financial journey as one.

Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.

Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au

Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

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G'day my name's Michael Khouri and Welcome to Sharing More Than The Sheets. While I am a qualified Financial Adviser, more importantly, I am blessed to be a husband and a father to three children.

I am not a scholar, relationship expert or psychiatrist but I have sat at the dining table of hundreds of couples over the years and have identified the points that's most lack as well as the common challenges that are right in front of their very eyes.

Over the years, I have seen many couples assume that just before they share the sheets, that everything else will just fall into place. They fail to plan and discuss their finances properly. This means they either financially sink or only tread water.

Finances are only one part of our life which is why many of our episodes will relate to certain parts of a couple's lifestyle so that they can improve individually and together continue to do, be and feel Better.

I encourage you to subscribe to this podcast and to share your experiences and feedback via our website www.sharingmorethanthesheets.com.au so that we can continue to tailor the content to what you want to learn about.

Thank you for listening.

All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.

Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.