Dolla Dolla Billz: Recent Episodes
Ashley
It's time to deep dive into the FIRE movement, what it means, where it came from and the different versions of it that can work with your unique financial life and journey. With markets creating distress and everyone feeling the impacts of inflation and rising interest rates, it's time to game plan and bring some optimism to your long-term goals while weathering your short-term obligations. LET'S DIVE IN!!!
Do you or someone you know love to go to Vegas and gamble? What about sports betting? Although it seems like a quick way to see high returns on your money, for the most part people leave Vegas or any Casino experience DOWN. In this episode I talk through ways you can start to enjoy the money you gamble with (think if it as an experience!) and strategically use it and play with it to get the most 'bang for your buck'! Listen up now!
Hi Everyone, we are back talking about the power of compounding contributions over the long term and how you can get yourself out of a funk that is finally hitting everyone in terms of running out of excess money each month. We are all feeling the pain of post Covid 'wealth' and disposable income, and we need to adjust because of it. Let me help you get back and track and mentally overcome your hurdles that are keeping you from your powerful financial independence!
Hi Guys! We're back to dissect what the company Nvidia is, and why it is so valuable/important now and for the foreseeable future, and all about its recent stock split, NOT the first since its initial public offering! I break it down in digestible pieces so you can get a sense of what it means for your money and how you can invest in this company (and other good quality stocks) to further diversify your portfolio and make some bank!!! Listen up now!
Taboo territory here and something we have started to dive into as a society, becoming more transparent with salaries. I share my income journey and the correlation to changes in my professional life that have dictated my upward trajectory. Curious if it resonates with your own experience. Listen up now to get all the juicy details!
Listen, gift giving will always be a part of our lives for various occasions, but rules change, and standards shift, so I wanted to share my take on gift giving and receiving etiquette to hopefully help you out during wedding season or that next event you are invited to. Enjoy!
Ok guys, get ready for the big conclusion to this topic of calculating your savings/investing numbers and time horizons to see if you are able to quit working early or pursue a passion profession BEFORE hitting your retirement age! It's so exciting to start planning out what your work optionality could look like so you can enjoy your professional AND personal life that much more. Listen up now to get inspired!
I know you have heard of the FIRE movement, work optional and certainly what your FU number looks like. No? Well, let's get into it in my part 1 episode on how to get to your number using my numbers as an example AND we dive into the 4% rule which is so important when you are calculating that number and planning for using your invested assets to live off of! Listen up now and we'll follow up in 2 weeks with the part 2 finale!
What does the word sabbatical mean to you? What kind of connotation does it have? I am challenging all of you and ENCOURAGING you to reflect on your professional life and see if you could use a sabbatical to jump start a more satisfying work life. Work doesn't have to feel like work. Enjoy!!
So, you thought pets were pricey, let's deep dive into the categories that tend to hit our wallets the most as well as the total cost of raising a child in this deep dive episode! Most of the costs I talk about didn't even cross my mind before having kids and hit me like a ton of bricks! If you are thinking about having kids or in the process, have a listen to this episode to get the full financial scoop! Enjoy!
Doesn't it seem like EVERYONE owns a pet these days? I'm not convinced everyone can handle the financial and general responsibility of owning a pet, so I am taking this episode to deep dive on the costs to own a dog and cat as well as some real world examples that are far exceeding those estimates. Listen up now and see where you fall on the pet ownership spectrum!
The mind is a powerful thing and shapes the way you look at and live your life, so it is important to understand your own mindset when it comes to your money and actively work on changing it if it's doing you a disservice. Listen up now to hear all about money mindsets, scarcity mindsets and an abundance mindset!
We're hitting a bit of a heavy topic this week, all about the connection between mental health and financial health, how to motivate yourself to set up behaviors and actions that will drive down stress and ultimately lead you to your rich life. Tied closely with this is financial abuse, so we go into detail on what it is, how you can identify if it is happening in your life and ways to navigate out of that situation. Listen up today and make sure you are aware in your own life when and where red flags might be showing up.
Hey Guys, you know the general equation of income - expenses = excess, my favorite word! Well let's take another episode to deep dive on creative ways to build in some passive income and how you can make your money work for you as you continue to create your rich life and work to FI (financial independence!) Building ways to increase your income shouldn't be complicated, and small amounts add up over time, so listen up and get your notebooks ready!
Hey Guys! As we all start fresh in 2024, I want you thinking about how you can automate your financial goals by setting and forgetting various aspects of your money to give you space to work on other parts of your life that need attention. Finances should bog you down, but you do need to think and plan strategically for them so let's talk through how to create a cruise control process to promote long term growth/wealth without the short-term headache. 2024, let's go!
Guys, we are days from 2024, have you defined your 2024 strategy and measurable goals to make it your best year yet? If not, spend some time listening to my process and goals and get to work on your own plan to make 2024 profitable and prosperous!
Part 2 of our 2 Part Series is out! Listen up now to hear more in-depth deals that came out of Travel Tuesday 2023 and the upcoming Legislation to be aware of that could potentially reduce or eliminate credit card points in the future. It is important for you to be aware of both so you can plan your credit card strategy now and into the future.
Hey Guys!!! Travel Tuesday just passed us by but I'm still thinking about how we can use credit cards, points and certain discount days to make the most out of our travel budget. This is Part 1 of a Two Parter all about travelling strategies, current legislation to be aware of and how to effectively score deals and use points without overwhelming yourself. Listen up now, you won't be disappointed!!!
This is the first time I am doing this exercise in the form of an episode, but it's very useful to do an 'in cycle' retrospective to help you meet the goals you planned to accomplish over a certain period of time. Not only does it allow you the time to possibly accomplish more than you would have if you hadn't intentionally sat down and reviewed your progress, but it could give you the push you need to really move the needle. Listen up to my real time retrospective and take some time to review your own goals and achievements so far in 2023!
So, we all know that finances and romantic relationships have a big impact on one another, but have you ever thought of going to financial therapy? Finding your financial connection and language with your partner is so important in building a long-lasting foundation of financial success. Listen up now to my latest episode where I walk you through the latest financial therapy session I held.
Curious about where to start to understand how a financial advisor could fit into your life to support your wealth building goals??? Listen up now to this episode full of mistakes to avoid, situations to consider and questions to ask as you approach this question and need in your own financial life. Always remember, respecting your money is respecting yourself!!!
This is by far one of my favorite topics, because if you can start planning for generational wealth build, you are living a financially stress free life and now you can strategically plan for that wealth to build. This isn't for everyone based on where they are in their financial journey but I strongly encourage you to listen up, take notes, and be prepared regardless of where you are in your financial independence journey :).
Ever heard of value(s) spending or value(s) based spending???? It's a fantastic personal finance methodology that can help you strategically spend in the present while still allowing you to save for your future by matching up your values and your spending behavior! Learn more about it and hear specific examples now in my latest episode!!
How much does it actually cost to own your home? In this episode we look at different interest rate and loan length scenarios as well as what kind of profits you might see as well as a full deep dive on the cost I have put into my own home and how profitable (or not :)) it has been for me. Listen up now to see if the juice is worth the squeeze!
What do most people claim are two of the costliest events in their life???? Marriage and Divorce!!! Listen up to hear the true cost of marriage and divorce and why I think it is more psychologically burdensome than financially, with real examples!!!
Asset allocation and diversification.....do you understand how they can impact the success of your portfolio, or mitigate the risk??? Listen up now as we go back to the basics of intelligent investing and focus on two key concepts that can support your long-term wealth accumulation.
Guys! This topic is always so important but especially during hard economic times! Remember, compounding money builds long term wealth and keeping up with your healthy financial habits during good and bad economies and markets will guarantee you have a fantastic nest egg to fall back on during retirement years! Listen up now to hear another round of retirement vehicles and their nuances.
How great would it feel if you never had to stress about losing a job or short-term reduction in income? Build safety nets into your life during a time when a recession is looming but also consistently by following a few simple steps and continually implementing this behavior EVERYDAY of your life. Listen up and execute today!!!
Hey Guys, how great would it feel to live a rich life? Did you ever think it was actually feasible for you to do that? Well it is, and I will help walk you through Ramit's take on defining your rich life and how you can easily apply it to your life. Now, let's live richly!!!
What you are teaching, showing, portraying to your kids or just the younger generation as a whole has an impact on their future actions and behaviors. Be the positive role model and transparency they need that formal education cannot provide when it comes to financial responsibility and knowledge to set up their future selves for success.
To have or not to have pet insurance? THAT really is a good question. With so many households that include furry friends and the growing number of options that are out there today, it's definitely a topic to further discuss and weigh the pros and cons. Listen up NOW to hear some facts and figures to guide you through your own personal situation.
Does hearing SVB still make you shutter? A harsh reality of our banking system, it's best to learn from the mistakes made, take those learnings to create future behaviors and protect ourselves through knowledge and power to pave our own successful path forward! Listen up now to hear how you can learn what happened and how you can personally protect your future assets.
Not to make this a morbid episode, but some things happened in my personal life that triggered me to talk about estate planning and what you should know about it! Don't wait until something happens to start thinking about getting your financial and medical affairs in order, you WILL thank me!
I'm sure you've heard the term 'lifestyle creep' especially when we think of regular people who are now professional athletes or reality TV show 'famous', but have you ever thought about it in your own life? Through raises, job changes and promotions, have you experienced subsequent lifestyle creep? I want you to be responsible and most importantly respectful of yourself and your money when you start earning more. Listen up to hear my take!
Hey guys, have you heard of the SECURE Act? Did you know there's an update/revamp to it called SECURE Act 2.0?? It is packed with lots of changes, many that are so positive and beneficial to your daily life. Listen up now and get the 411!!
Hi Guys! I know, I know.....tax season! Some people love this time of year, and some people dread it! Let me help you learn how to best prepare and keep the fear and dread away from doing your taxes every year by strategically planning for and preparing for that tax bill or refund.
We as humans are flawed and wired in a way that can sometimes be to the detriment of ourselves and others. When we look specifically at finances and how to develop good financial behaviors, there are ways we can trick our own thoughts and actions to build in these good behaviors without putting up too much of an internal battle. Listen now to find out how to reconfigure your actions in a way to benefit your financial life!
So, this is my second look at debt and how to prioritize paying it off SPECIFICALLY for the time of release, in early 2023 and why it is so important to think strategically about paying it off and how to go about doing that. Listen up, you won't want to miss it!
One of my favorite topics, higher education! What is the professional world requiring and is it in line with the rising college rates and flattening wage trends? What should you do to prepare for such a lofty payment in the future? Should you even be preparing for it? Find out on this episode of Dolladollabillz!
Okay, yes here is yet another podcast all about health insurance, but it is a SIGNIFICANT cost that everyone has to pay, and you cannot ignore. Your health and well-being are such an important part of living an overall wealthy life that it is important to take a look at your coverage to make sure it is optimized for you and your family!!! Listen up, you won't regret it.
Well, it's that time of year again where we need to recalibrate our goals, take a look back on previous achievements and put together our plan for the New Year. Sit back and take a listen to see what I have on my 2023 agenda and use this opportunity to adjust and align your own goals to keep you thriving in the New Year.
Time versus money, both valuable resources and in a time where Tik Tok side hustles are all the rage, it's time to sit down and really think about our mental health and how much money will truly get us where we need to be. Money doesn't always equal happiness and time is just as valuable as a dollar earned, so please use this episode to reevaluate your time/money balance as we get close out 2022.
To lease or to buy.....that is the question! How about if I gave you a like for like example so you could hear for yourself why and when either decision might be best for you? Listen up to hear the pros, cons and my financial analysis so the next time you are trying to make that decision it will be easy! :)
Relationships and money go hand in hand, so why not take all the advice you can find to make it a team effort and as simple a process as possible? Listen now to my latest episode of all things relationships and navigating money throughout the process!
Another not so sexy alert!! But really, CDs can be a good alternative investment vehicle for those who want to see their money work at little to no risk. Check out this short episode that dives into all things CD!
Wrapping up the conversation around generational changes to corporate culture, other ways to build streams of revenue and how to balance professional growth with personal growth, tune in, you won't be disappointed!
Isaac's Info:
Isaac A. Subias | LinkedIn
Email: isaacsubiasa@gmail.com
Instagram: isaac_arturo.s
Isaac gives us his insight on career trajectory, negotiating strategies and his path to building wealth through corporate America as well as real estate.....listen up now for all his gems and sound advice!
Isaac's Info:
Isaac A. Subias | LinkedIn
Email: isaacsubiasa@gmail.com
Instagram: isaac_arturo.s
Hold on tight, we're challenging all the traditional advice on savings! And yes, spoiler alert, I want you to save more, more and more......listen up!!!
Hey Guys,
It's the least sexy topic but financially it impacts you more than you think, and the trend is increasing! I have some basic concepts I want you all to hear and think about when choosing health insurance and of course my LOVE for a good HSA! Listen up, you won't regret it.
Guys, this is such a relevant episode for anyone dealing with the complexities of life and figuring out how to afford everything. Listen to my current, real-life situation and take from it to help ensure you can continue to grow your short term and long-term wealth! You're welcome!! :)
Want to provide feedback?
https://app.smartsheet.com/b/form/a59a233cae7642e4a3269c9c8c7e0424
This is one of my most personal and proud episodes. Listen up to hear my story about financial growth and the very tangible baby steps you can implement today to be on the road to short and long term wealth.
Want to provide feedback?
https://app.smartsheet.com/b/form/a59a233cae7642e4a3269c9c8c7e0424
Hi Guys, we are deep diving into all things credit card on this episode where I talk my favorites and how to strategize your own credit cards and credit card use to optimize your money!
Guys! Can't wait to share some tips and tricks to travel effectively and share a little bit about my most recent BIG event!!! Long story short, always do what you can to plan for the expected and save for the unexpected :).
Hey Guys!
I am back with a very relevant episode to the current state of the economy and what I want you guys to be focused on! Listen up!
Guys! This was such a fun interview talking all things money with my twin sister, Steph! Talking through how we grew up and how her unique situation has come to fruition is such an interesting listen.
Ever wanted a little advice from a financial planner without taking too much time or money to understand how they can add value? Check out my conversation with Paul Tearson, a financial advisor who can give us some insight into the true value financial professionals can bring!
Link below to his website so you can learn more:
https://www.tearsonfinancial.com/
Guys, money and human emotions go hand in hand! Listen up for advice on how to check yourself before you make poor financial decisions.
Guys, listen in on a conversation with my partner in crime and how we have changed how we manage our money, budgets and goals for the better!
Hi Guys!
Excited to talk quickly about retirement planning and prioritizing how and what you put your money into! Learn about Roth IRAs, 401Ks and the best ways to start using your money and watching it grow!
In this episode I will further explain the importance of good credit in every aspect of your life and how to optimize (not abuse) credit cards to add value to your financial life!
In this episode I go into some detail about how to strategically pay off debt depending on your situation, debt to pay off, interest rate, etc. Enjoy :)
In this episode we talk about some of the basic tools and templates that I use today that you can easily implement to start tracking your financial choices and instantly make better ones!
In this episode we focus on the basics- spend less than you bring in with some tips and tricks along the way! Also, learning to love savings and how we can shift our mindset to support better habits and behaviors.
This quick intro will bring the listeners to a point where they know what the podcast is about and can get excited about the simple tools and tricks to start living their best financial life.
In this episode I will share my financial (and other!) New Year's Resolutions and why I call them yearly goals instead. They are a great way to identify specific actions to take in order to feel secure and financially free.