Cash Talk: Recent Episodes
John Cachia
No boundaries. Straight talk. All things money, business and life!
Hosted by Leading Financial Adviser and Visionary John Cachia. John shares his passion, knowledge and experience weekly with Financial Experts to discuss and share their expertise!
Enjoy the listen!
The wealth gap is widening with a recent government report outlining that around $3.5 trillion in assets will be transferred in Australia by 2050. Making it the biggest wealth gap in Australian history.
If you’re not growing and protecting your wealth, your kids may find themselves getting further behind financially.
In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder discuss the vital topic of intergenerational wealth and what you can do to ensure your wealth is sustained for generations beyond you.
Enjoyed this episode and want to hear more of us?
More of John
More of Thriving Wealth
Have a question you would like answered? Contact us via our Instagram page.
Investing can feel like a rollercoaster, where fear and excitement often influence our decisions more than logic.
In today’s episode, Wealth Advisers, John Cachia and John Koutsouroupas (JK) explore two overlooked factors in investment success; behaviour and psychology and how they shape your wealth creation journey as well as influence your investment outcomes.
Enjoyed this episode and want to hear more of us?
More of John
More of JK
More of Thriving Wealth
Have a question you would like answered? Contact us via our Instagram page.
As parents ourselves, we understand the want to give your kids the best headstart in life.
In today’s episode, Wealth Advisers, John Cachia and Ayten Ozder deep dive into the topic of all things kids and money. From building the right financial foundations, to sharing stories from their own parenting journeys, and ensuring your wealth lasts beyond you, they leave no stone unturned.
Enjoyed this episode and want to hear more of us?
More of John
More of Thriving Wealth
Have a question you would like answered? Contact us via our Instagram page.
The cost of living is rising and more millennials crave the freedom and stability of living life on their terms.
The solution isn’t get-rich-quick schemes or relying on debt to fuel your lifestyle, it’s getting a head start on your wealth journey while you’re young. So why wait?
In today’s episode, Wealth Advisers, John Cachia and Anthony Caligari unpack their personal wealth journeys starting at young ages and discuss the impacts early planning has on your financial future.
Enjoyed this episode and want to hear more of us?
More of John
More of Anthony
More of Thriving Wealth
Have a question you would like answered? Contact us via our Instagram page.
We all aspire to become financially free whether we realise it or not, yet only a few of us truly attain it. It’s not just about the numbers in our bank account, but the ability to create wealth whilst living a fulfilling life.
In today’s episode, Wealth Adviser, John Cachia and aspiring Financial Adviser, Nicholas Masunda deep dive into what financial freedom truly is and how you can make it your reality.
Enjoyed this episode and want to hear more of us?
More of John
More of Thriving Wealth
Have a question you would like answered? Contact us via our Instagram page.
Money mistakes; we've all made them, and they can leave us feeling frustrated and overwhelmed. But fear not!
In this episode of Cash Talk, Wealth Advisers John Cachia and Mason Thorn break down common money mistakes, why people make them, and most importantly how to avoid them and build better financial habits.
Enjoyed this episode and want to hear more of us?
More of John
More of Mason
More of Thriving Wealth
A New Way Forward with...THRIVING WEALTH
Over the past 15 years, we have meticulously honed our craft, leading us to this momentous evolution.
Re-defining the way you seek Financial Advice, helping you confidently achieve financial freedom and fulfilment! Join John and Chloe as they give you an insider insight into our re-brand, why Thriving Wealth and what you can expect!
Find Thriving Wealth on:
Instagram | Website | Book a FREE Chat
Find John on:
Instagram | LinkedIn | Facebook | TikTok
Ready to take the leap into homeownership? Join us as we dive deep into the exciting journey of purchasing your very own piece of real estate! From understanding the property market to key considerations and impacts, we give you our insights and expert tips on every part of the process.
In today's episode, we discuss:
- John & Mason's Personal Property Buying Stories
- Things to Consider Before Buying a Property
- Leveraging and its Impacts
- Reasons Behind Property Buying
- Tips for Those Concerned About Buying Properties
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Mason:
Are you ready to transform the way you think about money? Your money mindset plays a crucial role in determining how you view, interact, and feel about money. Shaped by your upbringing and life experiences, join John & Nicola as they unravel the enigma of money mindset. From John's money story to creating habits that improve your mindset, they're diving into the roots of money beliefs so you can take control of your financial journey!
In today's episode, we discuss:
- John's Money Mindset Story & Evolution
- Changing Money Mindset Beliefs
- Economic Influences on Mindset
- Limiting Mindset Beliefs
- Fulfilment Over Money
- Societal Money Pressures
- Action Steps to Improving Your Money Mindset
- Book Recommendations
- And More!
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Nicola:
Nicola's IG
Ever wondered where to invest your hard-earned money? We've all got dreams of no longer trading time for money, but navigating the maze of options can be intricate. Join John, Mason & Nicola as they break down Income and Growth Asset complexities, lay out the differences, and help you figure out which path aligns with your goals!
In today's episode, we discuss:
- What are income and growth assets?
- The differences and risks associated between the two
- Which one is best for you?
- FIRE Movement
- Complexities Involved
- The Bucketing Strategy
- Time as a consideration
- Best Options for Different Scenarios
- Expert Tips
- And More!
More of John:Instagram | Website | Book a FREE Intro Chat
More of Nicola & Mason:
Nicola's IG | Mason's IG
There are over 57k charities to choose from...how can we make giving back an easier and safer experience? Today, John is joined by Jess and Kylie from Seedling. Seedling is all about doing good better through their personalised charity matching service. Being big believers in giving back, join John, Jess, and Kylie as they deep dive into the true impact of helping others.
In today's episode, we discuss:
- How Seedling Works
- Aligning Charities to Values
- Problems Faced When Choosing a Charity
- Who Seedling Helps
- The Numbers Behind What Makes a Charity Good
- Tips for Starting Giving Back
- Teaching Kids About Giving Back
- Expert Tips for Giving Back
- And More!
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Seedling:
Website
Many of us live for today, but what is our purpose? What is the reason we get up every day? Today, John, Nicola, and Mason are having deep conversations about finding fulfilment beyond wealth. Join them as they explore the balance between living for today and planning for tomorrow.
In today's episode, we discuss:
- Challenges Arising in the Pursuit of the Next Thing
- Setting Fulfilling Goals
- Finding Your Purpose
- Enjoying Life While You're Young
- Balancing Living for Today and Planning for Tomorrow
- Finding Yourself
- Core Purpose Exercises
- John's Personal Experience
- And more!
Nicola's Book recommendation: Die With Zero
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Nicola | More of Mason
Leadership is a powerful skill to have in both your personal and professional life. Without understanding the key role of being a good leader, visions often don't become a reality. Today, John is joined by Founder and Executive Leadership Coach and Psychologist at Wellbeing Face, Simi Rayat. Discover the key components that make a leader truly successful.
In today's episode, we discuss:
- Simi's Passion & Journey
- Natural Born Leaders
- What Makes a Successful Leader
- How to be a Good Leader
- Mindset Impact on Leadership
- History's Great Leaders
- The Importance of Leadership in Life
- And More!
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Simi:
LinkedIn | Website
Your journey to financial success doesn't have to be a complicated one. They say simple is best, and John believes simplicity is the key to success. In today's episode, John is joined by Jane, who unpacks and explores why simple strategies are the unsung heroes of financial freedom.
In todays episode, we discuss:
- Why we implement simple strategies
- Misconceptions surrounding building wealth
- Benefits of simple strategies
- Types of simple strategies
- Elevating income
- Why your strategies are failing
- Warren Buffett's use of simple strategies
- Managing risk
- Economic events
- FIRE
- and More!
More of John:
Instagram | Website | Book a FREE Intro Chat
Navigating relationships and finances can be challenging, but what happens when you combine the two? Join John, Nicola & Mason as we explore the intricate world of relationship finances and give our advice on ensuring a smooth money journey with your significant other.
In today's episode, we discuss:
- Future consideration challenges when single
- Essential money conversations to have with your partner
- Combining finances
- Saving for milestones with an income discrepancy
- Financial red flags
- Do financial opposites balance each other out?
- Are prenups a necessity?
- Navigating divorce
- And more!
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Nicola & Mason:
Nicola's IG | Mason's IG
Known as the Happiest Man in the Universe, Gordon Rutty aka Gordo joins John in an inspirational deep dive into finding your passion and purpose. Learn Gordo's expert tips for starting your pathway to fulfilment.
In today's episode, we discuss:
- Who is Gordo?
- Gordo's Kidney Donation Journey
- 3 Principles to Live By
- Creating Impactful Change Through Property
- Mental Health Exercises
- And More!
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Gordo:
Website
From family barbecues to everyday chats, one of John's most frequently asked questions is "what's your latest stock tip?" In today's episode, John is joined by Jane who is unravelling the complexities and elements of John's highly effective Wealth Creation Philosophy. What makes it so powerful and how has it evolved over the years?
In today's episode, we discuss:
- The Wealth Creation Philosophy
- What is John's Investment Philosophy?
- How does the Investment Philosophy work?
- The Bucketing Strategy
- Benefits of the Investment Philosophy
- How Much You Need to Live Your Dream Life
- Strategic Asset Allocation
- Sticking to the Plan
- John's Top Investing Tips
- The Rebalancing Necessity
- And more!
More of John:
Instagram | Website | Book a FREE Intro Chat
In the pursuit of financial freedom, there's more to the journey than quick fixes. In today's episode John, Nicola, and Mason share their passion on how ongoing support can reshape your financial journey into a fulfiled future.
In today's episode, we discuss:
- Seeking a quick-fix
- Behavioural coaching & unawareness of behavioural issues
- Financial blind spots
- The importance of accountability & regular reviews
- Emotional vs. logical decisions
- Barriers to seeking Financial Advice
- And more!
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Nicola & Mason:
Nicola's Instagram | Mason's Instagram
One of the hallmarks of a successful financial plan is what we call a Roadmap. A Roadmap underpins your financial strategy, helping you identify the key goals you have in your life and the actions required to make them a reality. In today's episode, John and Nicola dive into the complexities of a roadmap and the transformative benefits it reaps when implemented correctly.
In today's episode, we discuss:
- What is a financial roadmap?
- The process of roadmapping our client's futures.
- How our clients thrive off a roadmap.
- The crucial impact of a roadmap on your long-term journey.
- How a roadmap transforms your life.
- Actions beyond a roadmap.
- Creating purpose and fulfilment.
- Roadmap reward system.
- Tips for starting your roadmapping journey.
- And more!
More of John:
Instagram | Website | Book a FREE Intro Chat
More of Nicola:
There's no hiding for John today, Mrs. Cachia, aka Burcu is here to air it all! John's wife, and mother of their young kids, gives us the inside scoop on what it's really like being married to a Financial Adviser.
In today's episode, we discuss:
- John & Burcu's 1st date story
- Financial similarities & differences
- Teaching their kids about money
- The unseen side of John
- Answering your FAQ's
- And more!
More of John:
Instagram | Website | Book a FREE Intro Chat
Making his debut in the finance industry at 14, and becoming an entrepreneur at age 20, John has had his fair share of experiences over the years. But what led him to empower people to achieve financial freedom?
In today's episode, we discuss:
- 14 y/o John's financial planning journey
- John's vision to reshape the industry
- John's passion for his clients
- Challenges & lessons learned as a young business owner
- Balancing a business with family & life
- The future of Cash Talk
- And more!
More of John:
Instagram | Website | Book a FREE Intro Chat
In this episode of CashTalk, host John Cachia and property specialist, Gianni Musemeci dive into the link between property and interest rate increases, as well as the buyer vs seller fear that is circulating.
They discuss apprehension around property prices decreasing and subsequent interest rate increases.
Gianni and John also provide valuable insights on the risks associated with trying to time the market and getting caught up in the short-term vs. long-term gains.
But that's not all, they also encourage listeners to be mindful of the other contributing factors, and not to get caught up in the emotions, as fear breeds illogical decisions.
Enjoy the episode!
In this episode of Cash Talk, host, Nicola Hynes is joined by Financial Adviser, podcast host, and mum of 3, Dawn Thomas.
Nicola and Dawn dive into superannuation, the importance of young people engaging with their super accounts, and Dawn's approach to helping her kids learn about money and super.
They also touch on female empowerment around finances and the changes in women's money interactions over time.
Find out more about Dawn ➡️@advicewithheart
Find out more about Nicola ➡️ @thewealthcreationclub
Enjoy the listen!
In this episode of Cash Talk, host Nicola Hynes is joined by Certified Financial Planner, and mum, Magdeline (Deline) Jacovides.
Founder of Mazi Wealth, Deline has been specialising in retirement financial planning. They discuss how she got into the finance industry and what people need to consider when financially preparing to have children.
In this episode Nicola and Deline also touch on balancing investing and paying down debt, planning for the expense of private school fees, and other trade off's parents face (balancing work /life /parenting).
They dive into the recent win for parents (childcare subsidy increase) and how to seek support and start their financial planning journey.
Find out more about Deline ➡️ @maziwealth
Enjoy the listen!
In this episode of Cash Talk, hosts Mason Thorn and Nicola Hynes talk about the impact on Superannuation during periods of parental leave.
We discuss the things to consider when managing Super within a household - at times where other things like purchasing a home, raising a family or navigating a changing career might take the focus.
And lastly, the reasons why you should take your Super seriously!
In this episode of Cash Talk, hosts Mason Thorn and Nicola Hynes speak about travel planning and getting your finances sorted for a holiday.
We cover off on the things you MUST know to get organised before a big trip, including:
- Where to start with budgeting - flights, accomodation, food, spending money?
- Curveballs and things you might forget to factor in
- The best payment methods when overseas
- Currency & exchange rates
- Travel insurance
- Security and things to be aware of
- Extra travel tips & tricks
Enoy the listen!
In this episode of Cash Talk, host Mason Thorn is joined by Betashares' Blair Modica. With more than 70 different ETFs listed on the ASX, Betashares is one of Australia's largest players in the ETF space.
In this episode we discuss the basics of ETFs before diving into how the ETF landscape has evolved over the last 20 years to be where it is today.
We also speak about the complexities of investing ethically, how ETF providers like Betashares manage this and why you cannot always trust what's on the label.
Finally, we discuss the latest trends: where money is currently flowing in the market as well as discussing the role Artificial Intelligence could play in the coming years in share markets and investing generally.
Enjoy the listen!
In this episode of Cash Talk, host Nicola Hynes is joined by budgeting & side hustle coach Lauren Lee.
A maths teacher and mum of twin boys, Lauren shares how she got into budgeting and coaching. We discuss how she helps mums with their finances after having children, soon-to-be mums wanting to prepare for children, dealing with reduced income during maternity leave, and the challenge of returning to work.
In this episode, we also touch on increasing income, side hustles and how to juggle building multiple streams of income with family life.
We dive into how to manage & track your finances in a way that's motivating, as well as breaking down some of the common barriers you might face when it comes to getting started on your financial journey and how to overcome them.
You can find out more about Lauren over on her instagram: @laurenjleecoaching.
Enjoy the episode!
In this episode, we dive into a topic that is very close to us - helping people unlock their potential by working with wealth professionals like ourselves.
After years of seeing people both fail and succeed, we've identified some commonalities between the two. One big theme we discuss is the importance of ongoing professional support, not just a one-time transaction, but a partnership with a professional plus:
00:01:22 Importance of ongoing professional support.
00:05:20 Behavioral and mindset factors matter.
00:11:05 Adapt to life's changes.
00:16:29 Your financial journey needs expertise.
00:24:00 Investing in financial advice is an investment in your future.
00:26:53 The value of financial advice.
00:32:32 Improving finances improves life overall.
00:37:57 Invest in yourself and prepare for turbulence.
00:43:20 Take action for financial security.
We hope you all enjoy listening to this episode and take away some valuable insights. And as always, please remember that all the information in this podcast is of a general nature and not tailored to your personal circumstances, so please seek personal financial advice before acting on this information. Thanks for listening!
In this episode of Cash Talk, host Nicola Hynes is joined by money coach Hannah Rose Richards, an expert in budgeting and transforming your relationship with money. She not only shares her own money journey, but also highlights some of the techniques she has used to assist hundreds of individuals and couples.
Hannah shares her opinion on debt, money mindset and why traditional budgeting doesn’t often lead to money success. Nicola and Hannah dive deep into understanding your money beliefs, figuring out the root cause of your money habits and how to put systems in place to make your finances work in the background. They dive deep into emotional spending, setting money boundaries and prioritising your money goals.
You can connect with Hannah and learn more about what she does at www.hannahroserichards.com.au or on Instagram
Learn more about us at:
www.afagroupwealth.com.au
Have you ever wondered how to leverage the equity in your first home to invest in property?
In this episode of Cash Talk, host Nicola Hynes is joined by lending, financial adviser and cashflow guru Anthony Caligari to discuss the ins and outs of lending for investment purposes. Anthony shares his expertise on refinancing, understanding your borrowing power, and the importance of a solid credit rating. He also provides tips on building a cash flow buffer and navigating lenders mortgage insurance.
If you're considering investing in property, you won't want to miss Anthony's valuable insights and advice. As always, the information provided is of a general nature and listeners are encouraged to seek personal financial advice before acting on any of it.
Tune in to this episode of Cash Talk to learn what you need to know about lending for investments with Anthony Caligari.
In this episode of Cash Talk, our hosts and wealth experts John Cachia, Nicola Hynes, and Mason Thorn dive deep into the complexities of wealth transfers and passing down assets to future generations.
They discuss the important considerations surrounding when and how to transfer wealth to your children, the significance of estate planning documentation, and the role of financial literacy in inheritance.
The hosts also explore the impact of money beliefs and passing on generational wealth, and offer insights on three ways to make wealth and the benefits of investing in shares as a wealth-building vehicle. Listeners will come away from this episode with a better understanding of intergenerational wealth creation, purposeful living, and effective strategies for transferring wealth to the next generation.
Tune in now to learn more about the complexities of wealth transfers and how to effectively pass on your assets to future generations.
In this episode, join hosts John Cachia, Mason Thorn, and Nicola Hynes as they explore the topic of navigating and sustaining change with Kara Hawkins, a Change and Embodiment Coach who specializes in helping people sustain change.
Throughout the episode, Kara shares her tips and techniques for navigating change, managing expectations, and embracing new habits.
Starting with the mind-body connection, Kara highlights the importance of changing habits as adults and the significance of visualization in retirement planning. She also discusses the crucial role of self-responsibility in personal change and the importance of celebrating change.
Moving on to the topic of finance, Kara emphasises the need to trust professionals for financial advice and to create new habits for success. She shares insights on the importance of change in finance and how to sustain it.
In addition, Kara discusses decision-making and emotions, the role of motivation in change, and the fulfilment that comes with embracing change.
Don't miss this insightful conversation on sustaining change with Kara Hawkins, a Change and Embodiment Coach, and discover the power of visualization, self-responsibility, and motivation in navigating and sustaining change.
Learn more about Kara 👉🏻https://www.karahawkins.com.au/
Learn more about John, Mason & Nicola 👉🏻 https://www.afagroupwealth.com.au/meet-us
Investing is a complex decision, and it's important to fully understand the potential flow and effects of those decisions before jumping in. In this episode of Cash Talk, hosts John Cachia, Mason Thorn, and Nicola Hynes explore the difference between income and growth assets in investing. They discuss the importance of understanding each type before making an informed decision on investment, and share strategies like the bucketing strategy and investing with offset accounts.
Whether you're looking for passive income or financial independence, this episode offers valuable insights and tips to help you make wise decisions with your money. Join the hosts as they discuss the importance of proper financial structure in investing and the boring stuff that can make all the difference.
Tune in now to learn more about income vs. growth assets in investing and don't forget to subscribe for more financial tips and insights from Cash Talk. 💸💡
In this episode of CashTalk, the hosts, wealth experts John Cachia, Mason Thorn, and Nicola Hynes, delve into the complexities of finances in relationships.
The discussion kicks off with the intersection of finances and relationships and how couples can plan for the future, especially when it comes to having kids. The hosts provide valuable insights into the differences between family homes and personal property and offer investing advice for those looking to invest in property.
The conversation then shifts to the importance of talking about money in relationships and the benefits of combining finances in relationships, including the use of joint bank accounts. The hosts also explore the topic of financial abuse in relationships and highlight the importance of trust in relationships and money.
Prenuptial agreements are the focus of the discussion at the midway point of the episode. The hosts provide insights into the importance of these agreements, specifically for older couples.
The conversation then shifts to divorce and finances, and the importance of financial planning after major life events, such as divorce. The hosts also highlight the importance of financial planning for widowed individuals.
The episode concludes with the hosts emphasizing the importance of managing finances at any stage, and the importance of taking a proactive approach to financial planning.
Join us for this episode of CashTalk, where you'll gain valuable insights and advice on navigating the complexities of finances in relationships, and learn how to take control of your financial future
Welcome to a brand new episode of Cash Talk, where the hosts John Cachia, Mason Thorn, and Nicola Hynes tackle some of the most common myths, beliefs, and misconceptions that people have about investing, property, and superannuation.
Have you ever found yourself at a barbecue, discussing with friends where to invest your money? Well, the hosts explore this exact scenario and emphasize the importance of avoiding quick-fix solutions when it comes to financial decision-making. Instead, they dive deeper into the topic, highlighting the need to ask the right questions to make informed choices.
In this episode, listeners will learn that lazy investing is risky, and delayed gratification is essential for long-term financial success. The hosts also touch on the idea of investing in yourself and how it can lead to significant wealth creation.
But it doesn't stop there. The hosts discuss the concept of financial freedom and how listeners can invest to achieve it. You'll also hear how boxing can be a unique way to create wealth and the ongoing costs of property ownership that people often overlook.
The hosts also tackle the age-old question of whether buying a home in your 20s is a wise decision, and they weigh in on the debate of renting versus buying property.
The episode continues with a discussion on superannuation contributions and considerations for retiring early with superannuation. They wrap up the episode by touching on the importance of financial planning for all and how managing your money can reduce stress in your life.
Overall, this episode is packed with valuable insights and practical tips from the hosts to help listeners make informed financial decisions. So, tune in to Cash Talk now on your favorite podcast platform, and don't forget to share it with your friends and family.
Stay financially savvy!
Timestamps:[00:01:42] Investing at a barbecue.
[00:06:00] Lazy investing is risky.
[00:07:00] Investing and delayed gratification.
[00:12:55] Making decisions based on outcomes.
[00:14:15] Investing in yourself.
[00:17:51] Financial Freedom
[00:21:32] Investing for financial freedom.
[00:25:01] Boxing as wealth creation.
[00:28:27] Understanding ongoing costs of property.
[00:31:58] Buying a home in your 20s.
[00:35:23] Renting vs. buying property.
[00:40:09] Superannuation contributions considerations.
[00:43:10] Retiring early with superannuation.
[00:46:33] Financial planning for all.
[00:49:46] Managing money and stress.
In this episode, hosts John Cachia, Nicola Hynes and Mason Thorn discuss the issue of people chasing money without any real purpose. They point out that this is a common trait among high achievers who are always looking for the next thing. While it's good to have goals, they caution against getting too caught up in material possessions and suggest that people should consider chasing things beyond monetary gain. Finally, they encourage their listeners to share their thoughts and comments on the podcast.
00:03:56 Chase meaningful fulfillment, not money.
00:06:10 Find your purpose and focus.
00:14:32 Know yourself and your values.
00:19:41 Explore multiple identities.
00:24:12 Find yourself through meaningful connections.
00:26:14 Find your true purpose.
00:34:38 Follow your passions and values.
00:36:17 Find your direction and goals.
00:40:53 Find yourself to succeed.
In this episode of CashTalk, host John Cachia and property specialist Gianni Musemuci dive into the exciting and sometimes treacherous world of property investment. With a lively and casual tone, they discuss the pitfalls of not assessing risks and chasing high returns without fully understanding the potential downsides. Gianni provides valuable insights on how to take a long-term approach to property investment and ways to mitigate risks.
But that's not all, folks! Gianni also updates listeners on the current state of the property market, giving a rundown on recent economic events and what they could mean for property prices in the near future. John and Gianni's engaging conversation will leave you feeling confident and informed about your property investments, no matter your level of experience. So sit back, relax, and get ready to learn something new on this episode of Cashtalk!
Welcome to episode 58 of CashTalk, in this episode, host John Cachia is joined by financial experts Mason Thorn and Nicola Hynes to discuss why proactivity and the right mindset are the keys to building financial success.
The news today makes it seem like things are all doom and gloom, after 10 consecutive interest rate rises, many Australians are feeling the pinch.
Is it as bad as it seems? Should we be accepting defeat? Or are there ways to work through the current situation?
Enjoy the episode
Welcome to episode 57 of CashTalk, the podcast that brings you insights and tips on all things finance. In today's episode, host John Cachia is joined by financial experts Mason Thorn and Nicola Hynes to discuss the topic of debt - the good, the bad, and the ugly.
During the episode, the trio explores the different types of debt available, including mortgages, personal loans, and credit cards. They also discuss the pros and cons of using debt to invest, sharing their insights on different investment strategies such as leveraging debt to invest in real estate or using debt to finance a business venture.
Throughout the conversation, John, Mason, and Nicola provide practical advice on how to make informed decisions about using debt to grow investments. They discuss the importance of assessing risk tolerance and having a solid financial plan in place before taking on debt, as well as how to manage debt and avoid common pitfalls.
Whether you're a seasoned investor or just starting out, this episode of CashTalk is packed with valuable insights on debt and its impact on your finances. Tune in now and learn how to navigate the world of debt with confidence.
Welcome back to CashTalk, the podcast that helps you navigate the world of personal finance and business in times of economic uncertainty. This is episode 56, and we're excited to have you join us once again.
In this episode, we'll be diving into a topic that's on many people's minds: investing in a recession. With the economy facing challenges, many are wondering if it's a good time to invest or if they should hold off.
Joining us today to discuss this topic is our panel of expert financial advisors. They'll provide insights and practical tips on how to navigate the world of investing during a recession, including how to identify opportunities and avoid common pitfalls.
So if you're looking to make the most of your investments during these uncertain times, tune in to this episode of CashTalk. Our panel of financial experts is here to help you make informed decisions and come out on top.
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General advice warning
Any advice in this episode is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Join John Cachia and Gianni Musumeci on CashTalk as they discuss the cashflow considerations when investing in property as it vital to ensure your property investment strategy is solely focused on your long term objectives and getting this wrong can put you in a world of pain.
Tune in now to elevate your property game!
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⚠General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Join John Cachia and Gianni Musumeci on CashTalk as they unlock the secrets to selecting the perfect property by leveraging the power of demographic insights. Discover the critical factors to consider when choosing a property, such as population growth, job growth, age of the population, income level, household size, and cultural factors. Gain valuable insights on how to make informed and data-driven decisions, rather than relying on emotions. Learn about real-life examples of population growth in Australia and the importance of cultural factors. Stay ahead of the curve by understanding the latest trends, such as the rise of walkability statistics. Lastly, get a glimpse into the expertise of the hosts as they share their own knowledge of a specific suburb and how they identified its level of affluence. Tune in now to elevate your property selection game!.
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⚠General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
In this podcast episode, John, Mason, and Anthony discuss the end of a fixed rate home loan and how to navigate the transition to potentially high variable rates. They cover topics such as how to prepare for the change, the differences between fixed and variable rates, and how to make the most of current market rates. Whether you're currently facing this challenge or want to be informed for the future, this episode offers valuable insights and advice on managing your mortgage payments. Tune in now to learn more about the realities of debt repayment and how to make sure it's manageable for you.
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. General advice warning
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Money conversations can be tough for couples, but it's important to have them in order to reach your financial goals. 💰
In this episode, we explore some tips for having productive and respectful money talks with your partner, including:
- Setting aside dedicated time 🕰️
- Being open and honest 🗣️
- Practicing active listening 🎧
- Seeking outside help if needed 💡
Mason & I also discuss how to keep money from becoming a source of stress or conflict in your relationship and focus on what truly matters and makes you happy. 💕
Tune in to learn how to improve your financial communication and work together as a team towards your financial goals. 💪
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⚠ General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
On this episode of CashTalk, John & Mason, discuss why it's so important to own your assets in the right structure to ensure you creating wealth the right way. Enjoy the episode!
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⚠ General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - https://www.johncachia.com.au/
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
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On this episode of CashTalk Property, John Cachia and Gianni Musumeci dive into the debate of rentvesting versus purchasing a home. John & Gianni bring a wealth of knowledge and experience to the discussion, breaking down the pros and cons of each option. Rentvesting, or investing in rental properties while continuing to rent your own home, can be a lucrative option for some, offering flexibility and the potential for passive income. However, it also comes with its own set of risks and responsibilities, including the need for careful financial planning and management of multiple properties. On the other hand, purchasing a home can offer stability and the potential for long-term wealth creation through property appreciation, but it also requires a significant financial commitment and may not be the best option for everyone. Tune in as John and Gianni delve into the intricacies of rentvesting and home ownership, helping you understand which pathway might be right for you.
Enjoy the episode!
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⚠ General advice warning ⚠ Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
On this edition of CashTalk host and multi-award-winning Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn unpack some of people's financial fears in 2023 and the uncertainty heading into 2023 and what you can do about it!
Enjoy the episode! .
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⚠ General advice warning ⚠ Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on... Instagram - https://www.instagram.com/thejohncachia/ Website - www.johncachia.com.au Find Mason on... Instagram - https://www.instagram.com/mason.thorn/
On this edition of CashTalk host and multi-award-winning Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss what you can do to set yourself up now to smash your financial goals in the next 12 months and beyond!
Enjoy the episode!
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⚠ General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
On this episode of CashTalk, Multi-Award Winning Financial Adviser, John Cachia and Property Speciality, Gianni Musumeci discuss how you can use your equity in your home to help purchase another property. Unpacking the tips, tricks and pitfalls when using equity to buy another property.
Enjoy the episode!
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General Advice Warning
All information in this video is general in nature and does not take into account your personal circumstances. Always consult a professional before acting on any information heard via public publication.
On this week's edition of CashTalk host and multi-award-winning Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss how to prepare your finances for 2023 and what is expected in investment markets for investors.
Enjoy the episode!
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⚠ General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss why it is so important to protect your most important asset, YOU!
Enjoy the episode!
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General advice warning
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
Today on CashTalk Property, Gianni & John discussed how getting it right the first time is so important to set you for future financial success.
We discuss some of the key steps to ensuring you prepare, plan and implement the right property strategy and solution to meet your needs and achieve your future goals.
Enjoy the episode!
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General Advice Warning
All information in this video is general in nature and does not take into account your personal circumstances. Always consult a professional before acting on any information heard via public publication.
Today on CashTalk, Mason & I unpacked Accelerated Investment Strategies for clients in Growth Stage, including gearing, direct shares, manufacturing wealth through property and much much more.
This face-to-face discussion was one of the best episodes yet and I hope you really enjoy this as much as we did recording it.
Click here to complete our FREE Wealth Scorecard mentioned in the session.
Enjoy the episode!
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General Advice Warning
All information in this video in general of nature and does not take into account your personal circumstances. Always consult a professional before acting on any information heard via public publication.
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn unpack how you can build wealth for your kids and for generations to come.
Enjoy the episode!
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General advice warning
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn unpack common strategies deployed for people in "Growth Stage"
Growth Stage - People who have good cashflow, saving, paying down and building wealth
Enjoy the episode!
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⚠ General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
Friday Finance: Good cashflow, saving, paying down debt, building wealth. What's next?
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn unpack what's next for people who have good cashflow, saving, paying down and building wealth, but don't know what's the next step?
Enjoy the episode!
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General advice warning
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
On this week's edition of CashTalk, host and leading millennial Financial Adviser, John Cachia is joined by property consultant, Gianni Musumeci from Fit Investment Property Buyers Agency.
Gianni and John discuss the current conditions affecting the property market and what considerations you need to make when buying and selling property.
Enjoy the episode
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⚠ General Advice Warning ⚠
All information in this video in general of nature and does not take into account your personal circumstances. Always consult a professional before acting on any information heard via public publication.
Follow Me On:
Instagram - https://www.instagram.com/thejohncachia/
Facebook - https://www.facebook.com/thejohncachia/
Linkedin - https://www.linkedin.com/in/johncachia-moneywealthadviser/
Follow Gianni On:
Instagram - https://www.instagram.com/fitinvestmentproperty/
Facebook - https://www.facebook.com/fitinvestmentproperty/
On this week's edition of CashTalk, host and leading millennial Financial Adviser, John Cachia is joined by recruitment specialist, Fabian Ruggieri from Riva Recruitment. Fabian and John discuss how you can nail your next promotion or new employment opportunity to help advance your career and subsequently earn more income to help you achieve your personal and financial goals.
Enjoy the episode!
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⚠️ General advice warning ⚠️
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - https://www.johncachia.com.au/
Find Fabian at
Linkedin: https://www.linkedin.com/in/fabian-ruggieri-riva-recruitment/
Website: https://www.rivarecruitment.com.au/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss how stock markets have performed in and around recessions and why its important to know how they interact.
Enjoy the episode!
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⚠General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances.
Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
On this week's edition of CashTalk, host and leading millennial Financial Adviser, John Cachia is joined by a very special guest, Adam Rice. Adam is a chef for hire, a powerhouse when it comes to quality eating, and catering for certain dietary requirements. Combining both our expertise, when it comes to eating well and spending well, join us as we discuss weekly grocery shop spending and ways to save money without sacrificing on health.
Enjoy the episode!
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⚠️ General advice warning ⚠️
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - https://www.johncachia.com.au/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn will be answering common questions advisers are receiving in regards to current market conditions and discuss ways to navigate through the volatility.
Enjoy the episode!
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⚠General advice warning ⚠
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
Friday Finance: A financial plan for today, means S#!% for tomorrow 🤯
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn explain why a financial plan for today can mean nothing for tomorrow and what other things you need to consider in your financial planning.
Enjoy the episode!
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⚠️General advice warning ⚠️
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss that with interest rates rising, is now a good time to change your investment strategy to allocate more towards your debts.
Enjoy the episode!
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⚠️General advice warning ⚠️
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on... Instagram - https://www.instagram.com/thejohncachia/ Website - www.johncachia.com.au Find Mason on... Instagram - https://www.instagram.com/mason.thorn/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss what it takes to retire by 50!
Enjoy the episode!
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General advice warning
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
In today's episode of CashTalk, host and leading millennial Financial Adviser, John Cachia is joined by two very special guests, Kylie Wallace and Jessica Bowman from Seedling. Seedling is a charity matching service here to help you do good, better. On CashTalk we talk a lot about growing your wealth, but something that is just as important to John, and very close to his heart, is using your wealth to give back, especially to those who may be less fortunate.
Once you build wealth to a certain point where yourself and your financial future are taken care of, it is about the legacy we leave and how we help people in need. Seedling is wholly dedicated to helping individuals find organisations that closely align with the kind of impact they want to make, and ensuring they can connect with those organisations so they know the impacts they are making and the good they are doing.
Enjoy the episode!
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - https://www.johncachia.com.au/
Book a FREE chat with John - https://afagroupwealth.as.me/breakthrough
Learn more about Seedling - https://theseedling.com.au/
On the first edition of The Journey, CashTalk host Financial Adviser, John Cachia, chats with client, Bhrett about her wealth journey and how she has gone from selling jewellery to paying off debts to owning multiple properties, all while going through a separation and raising two young children.
Together they explain how their pasts have shaped who they are now and how they have each learned from their past money mistakes to create a better future for themselves and their families.
Enjoy the episode!
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General advice warning
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Bhrett on...
Instagram - https://www.instagram.com/the.tattooed.investor/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss if you should be putting extra into superannuation?
When it comes to superannuation many people have different views of how much they should be putting into superannuation and in some cases question why they should even put any in at all. John & Mason unpack this question and what considerations they take when considering putting money into superannuation.
Enjoy the episode!
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General advice warning
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
In today's episode of CashTalk, host and leading millennial Financial Adviser, John Cachia is joined by a highly anticipated guest, Mrs. Cachia, and she is here to air all of John's dirty laundry. Join John and Burcu as they discuss their first date, differences from their upbringing with money, how they teach their kids about money, and much more.
Enjoy the listen! 🎧
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Book a FREE chat with John - https://bit.ly/3JtN0hz
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn discuss how to get your finances moving forward.
Many people that initially speak to them feel like their financial "stuck" in that position but don't know what to do to get out of that position to start growing towards financial freedom.
Enjoy the episode!
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⚠️General advice warning ⚠️
Any advice in this presentation is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.
Find John on...
Instagram - https://www.instagram.com/thejohncachia/
Website - www.johncachia.com.au
Book a FREE Chat with John - https://bit.ly/3JtN0hz
Find Mason on...
Instagram - https://www.instagram.com/mason.thorn/
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn deep dive into thematic investing.
This type of investing has really started to kick off as more and more fund managers continue to offer new solutions.
Enjoy the episode!
Find John on...
Instagram - @thejohncachia
Website - www.johncachia.com.au
Friday Finance: Active vs Passive Investing
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn deep dive into the age-old debate about Active vs Passive Investing.
Investors have been debating the merits of “active” versus “passive” investing for a while now.
Enjoy the listen! 🎧
Find John on...
📲 Instagram - @thejohncachia
🌏 Website - www.johncachia.com.au
🎙️ Episode 24 - Friday Finance 24th June 2022 🎙️
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn deep dive into the favoured topic of Investing in uncertain times.
Very front of mind at the moment, times are always uncertain but particularly now there's an overload and a lot of reasons to have people fearful when it comes to where they are investing their money, and if there is anything they should be doing differently. Not to worry, John and Mason have you covered in this week's episode!
Enjoy the listen! 🎧
Find John on...
📲 Instagram - @thejohncachia
🌏 Website - www.johncachia.com.au
🎙️ Episode 23 - Friday Finance 18th June 2022 🎙️
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn talk about the very popular topic of buying your first property. The Australian Dream of owning your own property, John and Mason share their personal experiences and take you through a few different angles to buying property.
Enjoy the listen! 🎧
Find John on...
📲 Instagram - @thejohncachia
🌏 Website - www.johncachia.com.au
🎙️ Episode 22 - Friday Finance 3rd June 2022 🎙️
On this week's edition of Friday Finance, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow Financial Adviser, Mason Thorn answer some FAQs regarding EOFY strategies to ensure you can be as prepared as possible this June 30.
Enjoy the listen! 🎧
Find John on...
📲 Instagram - @thejohncachia
🌏 Website - www.thejohncachia.com.au
🎙️ Episode 21 - Friday Finance 20th May 2022 🎙️
On this week's edition of Friday Friday, CashTalk host and leading millennial Financial Adviser, John Cachia, and fellow financial adviser, Mason Thorn unpack asset bubbles, deep-diving into what they are, how they form and assets that might be considered to be in a bubble.
Enjoy the listen! 🎧
Find John on...
📲 Instragram - @thejohncachia
🌏 Website - www.thejohncachia.com.au
🎙️ Episode 20 - Friday Finance 13th May 2022 🎙️
Introducing the latest edition to CashTalk: Friday Finance 🎉
Today on CashTalk leading millennial Financial Adviser John Cachia is joined by new co-host and fellow financial adviser, Mason Thorn of Friday Finance.
This new series is dedicated to keeping listeners regularly updated on the world of finance.
John & Mason will continue to unpack the headlines, market influences and popular topics buzzing around in the world of finance.
In this first edition, join John & Mason as they discuss the topic of interest rates, and share their views and insights into interest rate movements and how rate changes are affecting investments and households locally and abroad.
Enjoy the listen! 🎧
Find John on...
📲 Instragram - @thejohncachia
🌏 Website - www.thejohncachia.com.au
🎙️ Episode 19 - Ian Boater, ESG Investing 🎙️
Today on CashTalk leading millennial Financial Adviser John Cachia is joined by Ian Boater. Ian is an ESG (environmental, social and corporate governance) specialist at Vanguard Australia.
Ian is responsible for developing and implementing Vanguard's active strategy and connecting portfolio construction solutions with Financial Advisers across Australia, in addition to managing growth and building relationships with Vanguard's active clients...having a strong tilt towards ESG.
Enjoy the listen! 🎧
Find John on...
📲 Instragram - @thejohncachia
🌏 Website - www.thejohncachia.com.au
🎙️ Episode 18 - Simi Rayat, Leadership 🎙️
In this episode leading millennial Financial Adviser and Cash Talk host, John Cachia is joined by executive leadership coach, chartered organisational psychologist, and member of the Forbes coaching council, Simi Rayat.
Simi is a founder and executive leadership coach and psychologist of Wellbeing Face. Wellbeing Face is a boutique psychology coaching and consulting practice that partners with corporate leaders to elevate leadership brilliance through striving, performance, and engagement.
Tune in as they discuss their passion for leadership, mindset, personal development, and how this links within the business environment.
Enjoy the listen! 🎧
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Find John on...
📱 Instagram - @thejohncachia
🌏 Website - www.johncachia.com.au
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🎙️ Episode 17 - Shane Oliver, Economics and Investments 🎙️
Today on Cash Talk, leading millennial Financial Adviser and Cash Talk host John Cachia is joined by very special guest, AMP capitals chief economist Dr Shane Oliver
Shane joined AMP back in 1984 and is currently the chief economist and head of the investment strategy. Shane has extensive experience in analysing the economies, investment cycles, and what current positioning means for the return potential of different asset classes.
John has been listening to Shane for many years and his take on the economy and assets, so today they have the privilege of discussing some of the economic events that are happening and what's going on in the world in relation to money.
_____________ Find John on... 📱 Instagram - @thejohncachia 🌏 Website - www.johncachia.com.au
🎙️ Episode 16 - Investment Philosophy 🎙️
Today on Cash Talk leading millennial Financial Adviser and Cash Talk host John Cachia is joined by co-host Jane McKay as they go into depth on John's highly requested Investment Philosophy. It has shaped John and his way of thinking for a while now so what could it do for you? When it comes to John's investment philosophy, it's all about a goal-based approach. I'm never just advising clients to invest just to make money. There is always a reason or goal to back it up, a purpose. I create frameworks in the investments that are going to enable you the highest probability of achieving that goal 🎯 With the end goal of being financial freedom, a choice to no longer trade time for money (aka retirement), my investment philosophy is the steps in between to help you get there. Enjoy the listen! 🎧
Find John on... Instagram - @thejohncachia Website - www.johncachia.com.au
🎙️ Episode 15 - David Bassanese, Economic effects on investments 🎙️
Today on Cash Talk John is joined by the chief economist of BetaShares, David Bassanese.
Unpacking the current state of the economy and how it is affecting investments. David is responsible for developing the economic insights and portfolio construction strategies for Advisers and retail clients. Prior to BetaShares, David was an economic columnist in AFR articles for over a decade. Prior to AFR, David spent several years in financial markets as a senior economist and interest rate strategist at BT and Macquarie bank. He started his career as a Commonwealth Treasury official after which he spent 3 years as a research economist for the OECD in Paris and France. David is also the author of two online investment books including Australia's most comprehensive book on the local ETF market. He graduated with first-class honours at the University of Adelaide and a master's in public policy from the JFK School of Government at Harvard University.
Enjoy the listen! 🎧
Find John on....
Instagram - @thejohncachia
Website - www.johncachia.com.au
🎙️ Episode 14 - Simple Strategies 🎙️
Today on Cash Talk John is joined by co-host Jane as they unpack simple strategies to help people achieve financial freedom. With the common misconception of the more complex = better plan, they discuss that by creating simple yet effective strategies, has a greater chance of you staying accountable and achieving your goals! Enjoy the listen!
Find John on... Instagram - @thejohncachia Website - www.johncachia.com.au
🎙️ Episode 13 - Kyle Macintyre 🎙️
Leading millennial Financial Adviser and CashTalk host John Cachia is joined by Kyle Macintyre. Kyle is an investment specialist and investment director at Firetrail investments. Firetrail is an investment management boutique that specialises in high conviction investing. Kyle's primary responsibility at Firetrail is providing investment and portfolio insights to professional investors. He is an NBA graduate with over 10 years of relevant investment and SME experience.
Tune in as they talk all things investing, and the latest stock market falls.
Find John on...
Instagram - @thejohncachia
Website - www.johncachia.com.au
🎙️ Episode 12 - Grant Hackett 🎙️
Leading millennial financial adviser and CashTalk Host John Cachia is joined by a very special guest, Olympic superstar and now CEO of Generation Life, Grant Hackett.
Grant's accolades in the pool are astonishing:
- 🏅7x Olympic Medals,
- 🏅8x Commonwealth Games Medals
- 🏅Former World Record Holder
In his prime, Grant was the fastest long-distance swimmer in the world and the shining star of Australian swimming.
Outside of the pool, Grant has established himself as a leader in the finance industry and is now the current CEO of Generation Life.
With over 16 years of experience, Grant has held many senior positions across marketing, distribution and wealth management for Westpac and BT Financial Group. Grant’s qualifications include an Executive Masters of Business Administration with first-class honours, a Diploma of Business Law and a Diploma of Financial Services. Prior to his corporate career,
For those not familiar with Generation Life, Generation Life is the pioneer of Australia’s first truly flexible investment bond, they have been at the forefront of providing innovative investment solutions for over 17 years. Today they are a leading provider of tax-effective investment solutions – and have over $2 billion invested to date.
In this episode, John & Grant the importance of goal setting, achieving ultimate success and how investment bonds are being used to help people to create tax-effective wealth. Enjoy the listen! 🎧
Find John on...
Instagram - @thejohncachia
Website - www.johncachia.com.au
Find Grant on...
Instagram - @grant__hackett
🎙️ Episode 11 - Georgia Gravanis-Smith, Mrs Smith Weddings 🎙️
To kickstart the podcasting year, John is delving into the world of weddings. Today he is joined by Georgia Gravanis-Smith, the owner and director of Mrs Smith Weddings. Mrs Smith Weddings plans weddings in some of the most picture esc locations such as Santorini, Sicily, Sydney and beyond!
In this episode they discuss all things wedding planning, affordability, tips and mistakes to avoid. Enjoy the listen! 🎧
Find John on...
Instagram - @thejohncachia
Website - www.afagroupwealth.com.au
Find Georgia on...
Instagram - @mrssmithweddings
🎙️ Episode 10 - Alex Pollak, Investment Guru 🎙️ Today John is joined by very special friend Alex Pollak. Alex is one of the most respected investment managers in the finance world. He has over 25 years of experience in the disruption business model space alone. Alex is the director of Loftus peak and is the best performing team in the disruptive investment space in Australia. He was instrumental in bringing over Seek and carsales.com.au to the Australian stock market. He has in depth knowledge in investments and global change companies and has featured many times in Concept news, Sky news and many other popular outlets. Enjoy the listen! 🎧 Find John on... Instagram - @thejohncachia Website - www.afagroup.com.au
🎙️ Episode #9 - Nicola Hynes, Aspiring Financial Adviser 🎙️
This week John is joined by friend Nicola Hynes, who is an aspiring Financial Adviser, entering her supervisionary year as a Financial Adviser. She has a passion for helping people as early as possible to start their wealth creation journey so they can spend more time doing the things they love. Nicola regularly provides financial education content on Instagram where she has gained a following of amazing financially savvy individuals. Enjoy the listen! 🎧
Find John on...
Instagram - @thejohncachia
Website - www.afagroup.com.au
Find Nicola on...
Instagram - @thewealthcreationclub
🎙️ Episode #8 - Lexi Smith, Queen Of Cash Critiques 🎙️
This week John joined is by his good friend Lexi Smith, aka the Queen of Cash Flow Critiques. A lover of iced lattes, spreadsheets, Mama and mentor of financial planning students. She is a former financial adviser who now focuses on helping women and their plus one's become better at money using cashflow critiques. Working with Lexi you will also get a dose of financial education, a sprinkle of money mindset and a recipe for an exciting financial future. Enjoy the listen 🎧
Find John On...
Instagram - @thejohncachia
Website - www.afagroup.com.au
Find Lexi On...
Instagram - @moneyvine.au
🎙️ Episode #7 - Tara Lucke - Queen of Wills 🎙️
This week John is joined by friend Tara Lucke, commonly referred to as the Queen on Wills. She is your go-to lady for all of your estate planning needs, and is an award winning lawyer. Specialising in estate planning, she used to work with advisers around the country to help educate their clients on the important of estate planning or as we call it "keeping it in the family." Not your typical lawyer, she also does tax, asset protection, business succession, trust and super. When Tara is not working with advisers on the power of eastate planning she is chasing around her toddler at the beach. Enjoy the listen! 🎧 Find John on... Instagram - @thejohncachia Website - www.afagroupwealth.com.au Find Tara on... Instagram - @taralucke
🎙️ Episode #6 - Jackson Millan - The Wealth Mentor 🎙️
This week John is joined by close friend Jackson Millan, also known as The Wealth Mentor. Jackson is an award winning entrepreneur and wealth coach. He is the author of the international best-selling book ‘Enjoy The Journey: Creating Wealth & Living The Life You Desire’ that has been featured on bestseller lists in 8 countries across 15 categories. Jackson has spent the last 12 years working in the wealth and business strategy space having worked with over 1,000 clients to help them build over $1.2b in combined wealth. Jackson has personally scaled multiple 7 figure businesses and has helped many of his clients do the same. Enjoy the listen! 🎧
Find John on...
Instagram - @thejohncachia
Website - afagroupwealth.com.au
Find Jackson on...
Instagram- @the_wealthmentor
This week John & his co-host Jane McKay we are talking about having a clear financial plan and how that can transform how you feel about your financial situation in the short and long term. Enjoy the listen! 🎧 Find John on... Instagram - @thejohncachia Website - afagroupwealth.com.au
🎙️ Episode #4 - Financially Fit Interview 🎙️ This week John shares an interview he recently did with Gianni from Financially Fit. Where he shares his journey, the value of Financial Advice and some valuable tips for all. Enjoy the listen! 🎧
Find John on... Instagram - @thejohncachia Website - afagroupwealth.com.au
Find Gianni on... Instagram- @financiallyfitau
🎙️ Episode #3 - Deeper into Money Mindset 🎙️ This week John & his new co-host Jane McKay delve deeper into Money Mindset, the effects a positive mindset around finances can have on your life, how to improve your own money mindset and John's journey. Enjoy the listen! 🎧
Find John on... Instagram - @thejohncachia Website - afagroupwealth.com.au
Find Jane on... Instagram - @janemckaycomms
🎙Episode #2 - Money Mindset 🎙John & Dana talk about how you can shift your money mindset from scarcity to abundance. John share’s some of his views on having the right mindset and past experiences with clients and his life. Enjoy the listen 🎧
In this episode you will learn a little bit about me and what ‘Cash Talk’ is all about.
No boundaries and a lot of straight talk.
All things money, business and just everyday stuff.
Follow me on Instagram @thejohncachia
www.thejohncachia.com.au