The Ultimate FD Podcast: Recent Episodes
Josh Keegan
Would you rather have 100 clients paying £100 a year, or two paying £50,000? In this episode to answer that question properly, and it changes how you should think about every part of your business.
This episode is a shorter, sharper one. No guest, just me, walking through the single piece of advice I give to every entrepreneur I mentor, the one that has changed how Ultimate FD operates over the past eighteen months.
I call it whale hunting. Most business owners chase volume: more clients, more leads, more sardines. I explain why that instinct keeps you overworked and underpaid, and what happens when you shift your focus to fewer, bigger clients instead.
We cover why traditional marketing funnels work brilliantly for sardines but fail with whales, why "world class" standards in your branding, website and proposals matter far more once you're chasing bigger fish, and why this shift takes patience. I talk through the long game required to reposition your business, including how Ultimate FD stopped taking on smaller clients and what happened to revenue and team capacity nine months later.
If you're stuck managing too many low value clients and wondering why growth feels harder rather than easier, this one is for you. 7 figure entrepreneurs looking to raise their ticket price, tighten their client base and build a business that's actually easier to run will get the most out of it.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
I dive into the essential strategies for building a strong foundation in business finance management. This episode is designed to equip listeners with valuable insights on how to create a productive and efficient finance team, ultimately improving business value and profit margins. Targeted at entrepreneurs and business leaders,I usher you through the concept of structuring finance teams using the pyramid model to enhance organizational productivity.
Over the next 5 shortform episodes I will take you through the 5 Professionals. I introduce you to the base of the pyramid model, which begins with the finance assistant role. I elaborate on the significance of this position, stressing the need for skills in administrative functions rather than formal accounting qualifications.
The finance assistant is crucial for managing high-volume, operational finance tasks such as credit control, accounts receivable, and general financial administration. This is a must-listen for those in or aspiring to enter business operations management.
Did you enjoy this Magic Moment? Click here for the full episode.
New Episode!
I have just handed my own methodology a rewrite, and if you have been building your finance function around the Four Professionals, you need to hear what has changed and why.
In this episode of The UltimateFD Podcast, I walk you through the Five Professionals, the framework I use with every client, regardless of whether they turn over a million pounds or ten.
This episode covers the full pyramid, from the Finance Assistant handling the day to day admin, through the Bookkeeper doing the recs and checks, up to the Finance Manager turning raw data into decisions you can actually use.
I explain why mixing these roles together (a mistake I see constantly) causes chaos, and why paying a bookkeeper rate for finance manager work leaves you disappointed every time.I also break down where the Tax Accountant fits, and why asking them for management accounts is one of the most common and costly errors business owners make.
Here is where things get interesting… I explain the newly added fifth role, the FD, and make the case for exactly when a business needs one and when it simply does not. I share my practical rules for structuring this team: urgent versus important, internal versus external, and how to work out the right price for the right person without overpaying for underused expertise.
Whether you are running your finances solo right now or already have a team in place that is not quite delivering, this episode gives you the exact structure I put in place for every client before anything else moves forward. If you want your business to run on decisions rather than guesswork, start here.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
Today I explore actionable strategies for business success. I delve into the transformative power of artificial intelligence (AI) and its indispensability for future-ready businesses. I share tips to seamlessly integrate AI into your business operations, enhancing productivity and efficiency.
I challenge you to "keep it simple" with AI integration focussing on the importance of adopting AI without overcomplicating systems, warning that complexity can deter usability and keep business owners overly involved in day-to-day operations.
Transitioning into the importance of embracing AI, the discussion steers towards overcoming team resistance and motivating staff to see AI as a tool that increases their future value, rather than a threat.
Did you enjoy this Magic Moment? Click here for the full episode.
Ever wondered what actually happens to the shares you hand out when your best employee threatens to walk? I sit down with Tax Expert Tej Gill to answer that exact question, and the answer involves a lot more than a generic "give them equity" chat.
On this episode of The UltimateFD Podcast, we get into the mechanics of keeping your best people in the business for the long haul. Anyone who has scaled past 7 figures knows the moment when a bonus stops being enough for the person who is genuinely moving the needle.
This episode covers the practical side of team incentives, from HMRC approved schemes through to the messier unapproved options that most entrepreneurs stumble into by accident. Tej breaks down the difference between EMI and CSOP schemes, including the tax treatment, the value limits, and why one suits a smaller growing business while the other works better for a wider pool of staff.
We also get into growth shares as an unapproved alternative, and why getting the valuation and structure right from day one stops your star employee getting hit with an unexpected income tax bill on shares that were meant to be a reward, not a burden. Tej also flags the protections every business owner needs before handing out any equity, including bad leaver provisions and drag along rights, so a falling out down the line does not turn into a legal mess.
If you have ever considered giving away a slice of your business to keep an A player on board, this episode gives you the actual mechanics before you get anywhere near a solicitor. It is essential listening for any 7 figure entrepreneur thinking about their next senior hire, and for anyone who has already promised someone shares without quite knowing what that means.
👉🏻 JOIN THE UFD REVIEW WAITLIST HERE: https://mailchi.mp/ultimatefd/ufd-review-priority-list-2026
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome to another gripping episode of the Magic Moments ✨ from the UFD podcast, where investment vehicles like ISAs and pensions come under scrutiny.
This episode offers a direct line to understanding these financial tools, highlighting their roles in tax efficiency and wealth accumulation. Particularly focusing on limited company directors, Tej and I unfold the nuances of these financial strategies and the implications of choosing one over the other.
We explore the functionality and benefits of Individual Savings Accounts (ISAs) and pensions, offering a clear comparison for entrepreneurs deciding between the two. The discussion centers around the tax-free advantages of ISAs and the long-term growth potential of pensions. With a focus on optimizing income derived from a limited company setup, the episode underscores the strategic importance of early and informed financial planning.
Listeners will gain insights into the strategic management of tax liabilities and the utilisation of these financial instruments in their wealth-building journey. By the end, you'll understand how to leverage ISAs and pensions for maximizing financial growth while minimizing tax burdens.
Did you enjoy this Magic Moment? Click here for the full episode.
Welcome to the Ultimate Money Machine Live Training episode!
In this, once in a lifetime, episode of the Ultimate FD Podcast, I discuss the pressing issue of Zombie Businesses - companies that are neither flourishing nor failing but stuck in a limbo. With escalating costs and market uncertainties, many businesses today struggle to remain profitable.
In this training I share my insights on transforming these companies into Ultimate Money Machines, with high margins and minimal time commitments. This proven methodology can pave the way for businesses to achieve predictable profits and a lucrative exit. This episode offers a deeper understanding of the economic challenges businesses face and the intricate role of finance in navigating these obstacles.
Listeners will gain valuable insights as I introduce the Engine Framework, a strategic approach for turning any struggling business into a thriving money machine. I stress the importance of understanding market cycles, establishing non-negotiable business model rules, and devising a thorough game plan. I reveal the true impact of technology and innovative hiring practices in turbocharging business productivity and profitability.
The episode culminates in discussing the significance of knowing your numbers and planning for an exit strategy. Business owners will learn how these steps collectively enhance the value and viability of their ventures.
Don't forget to register for your Free UFD Review below! Spaces are extremely limited. First come, first served.
👉🏻 REGISTER HERE FOR YOUR FREE UFD REVIEW - ONLY 5 SPACES LEFT! https://ufdreview-jc6vpnki.manus.space/
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
This week, I delve into key financial strategies that promise to elevate your business's profitability and productivity. This episode is packed with seasoned wisdom aimed at business owners, entrepreneurs, and finance enthusiasts looking to drive real change in their financial landscape.
I outline the distinction between performance profit, director profit, and taxable profit, emphasizing the importance of understanding each category to harness your business's true potential. Central to the discussion is the habitual assessment of your financial position - ensuring you always know where you are financially is key to steering your business towards success. The episode underscores the necessity of having a business model that evolves annually, aligning with current insights and future aspirations.
I stress the importance of involving professionals for financial structuring and leveraging a feedback loop system akin to fitness tracking - implementing changes based on informed observations to enhance business health.
It's never too late to start applying these financial methodologies, symbolizing a transformative journey towards fiscal prosperity.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of The Ultimate FD Podcast, I explore the multifaceted ways business owners and entrepreneurs can strategically pay themselves and transfer money within their company structures. Designed for those serious about entrepreneurship and financial growth, I delve into 5 primary methods of extracting profits from businesses as well as strategies for managing finances within a group of companies.
This episode is essential listening for entrepreneurs looking to optimize their financial structures and reduce risks while maintaining tax efficiency.
I explore the 5 principal ways individuals can draw money from their businesses:
- The importance of PAYE (Pay As You Earn)
- Dividends
- Cautious with Loans
- Invoicing, and finally,
- Expense optimisation
Each method is dissected for its pros and cons, emphasizing tax implications and personal preferences. I extend into the nuances of handling inter-company finances, especially for businesses with a group structure involving a holding company and various subsidiaries.
👉🏻 REGISTER HERE FOR THE ULTIMATE MONEY MACHINE FREE LIVE WEBINAR: https://ultimatefd-43fnjw9x.manus.space/#register
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
In this episode I delve into pivotal business strategies that aim to fundamentally shift an entrepreneur's mindset towards enhancing both personal and professional wealth. I focus on avoiding the creation of "zombie businesses" - companies that stagnate or merely survive in competitive markets. I offer crucial insights on how to identify and steer away from these pitfalls through intelligent business strategies.
I explore the detrimental effects of "swimming upstream" in business, where entrepreneurs make the mistake of entering saturated or declining markets, which can severely impede growth. I discuss the importance of aligning with market trends and opting for niche markets to set one's business on the path of success. I give real-world examples, riding the "crest of a wave" in a growing industry, such as AI, can facilitate unchallenged scalability, contrasting significantly with the uphill battles faced in oversaturated industries like traditional restaurants or video rentals.
I highlight another common mistake: sacrificing profit for growth and how a single-minded focus on increasing revenue at the expense of profit margins can undermine business sustainability. I urge entrepreneurs to establish clear, unyielding business rules around minimum price points, gross margins, overhead expenses, and the ultimate size of the business. Such foundational strategies can prevent the creation of businesses that might achieve high sales yet fail to be genuinely profitable.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of The Ultimate FD Podcast, I meet with Scott Proposki, a former National Geographic and White House event photographer who built his photography business to 8 Figures before losing it all in 2020. He now works with entrepreneurs and business owners to help them build businesses designed for profit rather than pure top line growth.
Scott's journey is a stark one. He scaled a Santa Claus photography business across 10 locations in the US, employing 52 people at its peak, only to watch it collapse when live events shut down during the pandemic. Two years of lost Christmas seasons ended a business he describes as "a fantastic model", and it forced him to rebuild from scratch and rethink what actually makes a business survive.
This episode covers the gap between revenue and profit, and why Scott believes most entrepreneurs are chasing the wrong number entirely. He shares his "highlighter exercise", a simple but brutally effective method of printing bank statements and colour coding every expense to spot money leaking out of the business. We also get into his framework for upsells, cross sells and downsells, including a memorable example about roofing shingles that shows how a single well placed question in a sales script can double the value of a deal.
We get into joint ventures too, and how Scott grew his own business almost entirely through partnerships with people already talking to his ideal clients. He explains why he'd rather run a £250,000 business at 80% margin than a £1 million business at 10%, a line that sums up his whole approach to scaling with intention rather than ego.
This is one for any entrepreneur who has ever felt like they're growing but somehow still stuck, working harder for a business that never seems to get easier to run. Scott's closing advice, know your gross and net profit margins before anything else, is worth the listen alone.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
In this episode I am joined by financial expert Dan Madge. We discuss the critical role of financial management in high-growth businesses. Dan delves into his experiences in transforming his company's finance function to provide accurate, real-time financial insights, a process inspired by the need to make informed decisions amidst rapid expansion.
This episode is a goldmine of insights, especially for business owners aiming to sharpen their financial strategies and achieve stable growth.
Dan elaborates on the challenges he faced before partnering with Ultimate FD. His reliance on internal spreadsheets for cash flow forecasting, despite being sophisticated, highlighted the necessity for a system that integrates seamlessly with real-time banking data.
With projected revenue reaching up to 35 million, the company's substantial growth necessitated a move towards more robust financial structures. Implementing accurate management accounts and aligning cash flow forecasts with actual financial data significantly enhanced their business decision-making capabilities.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of The UltimateFD Podcast, I am joined by Tej Gill, a tax specialist who works with entrepreneurs across the UK, to go through five live tax traps that are hitting SME owners right now.
The tax environment for UK entrepreneurs has shifted materially over the past two years, and most business owners have not fully adjusted their approach. Tej and I recorded this episode because too many people are absorbing tax hits that could have been planned around with the right advice at the right time.
We work through each trap in detail.
Making Tax Digital is already live for sole traders earning over £50k in revenue, with quarterly digital submissions now mandatory and the threshold dropping to £20k within two years. Dividend tax rates have crept up across all bands, and Business Asset Disposal Relief has gone from 10% to 18% since April, for anyone planning to sell a business in the next few years, the cumulative tax cost is real and worth understanding now.
We also examine Substantial Shareholding Exemption, a corporate-level relief that can reduce the tax rate on a business sale to zero if the right structure is in place early enough. I share a personal example too: one proactive meeting with Tej's team saved me around 33% of my own tax bill this year, through entirely legitimate planning that I simply had not spotted until we sat down together.
This episode is for entrepreneurs who are serious about protecting their profits and positioning their business for a clean exit. If your current tax strategy amounts to hoping your accountant sorts it out at year end, the practical steps Tej shares here could save you a meaningful amount of money.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B
Welcome back to another episode of Magic Moments ✨
Today we delve into actionable financial strategies with Tom Woodcock, a seasoned expert in business modeling and financial planning. In this episode, discover insights that promise to turn your wealth-building strategies on their head and provide the much-needed motivation to transform your business.
With financial clarity and strategic foresight provided by Ultimate FD, Tom Woodcock discusses the importance of taking initiative not just when problems arise, but also when your business is thriving. He emphasizes the value of having a clear business model in place and understanding your business metrics before you begin.
By marrying financial strategy with business goals, companies can ensure sustained growth and greater profitability. Tom explains the significance of knowing your numbers and staying disciplined with financial thresholds such as gross profits and overhead limits. These insights underscore the essence of a finance-driven business model, helping businesses avoid pitfalls and maximize efficiency and success.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of The Ultimate FD Podcast, I look at something I am seeing more and more behind the scenes of UK businesses: companies with strong top-line revenue that are not making any real money.
I call them zombie businesses.
Not dead, not thriving, just bumbling along and draining the life out of the people who run them.
The timing matters. Employer National Insurance is now 15%, the national living wage has risen, corporation tax sits at up to 25%, and around 62.6% of SME invoices are being paid late. Nearly 24,000 businesses went insolvent last year, and the ones still operating are often in worse shape than the headline figures suggest.
This episode examines six mistakes I see entrepreneurs make, all of which push a profitable-looking business into zombie territory. Two of the most damaging are swimming upstream (building in declining or crowded markets instead of finding a niche with room to grow) and sacrificing gross margin to win sales. Chasing top-line revenue while quietly eroding your margins is one of the fastest ways to build a business that looks impressive but pays you nothing.
I also cover the psychology behind over-recruiting, the trap of spending freely when trading is good, and what happens when you take on debt without a clear repayment plan. These are not theoretical warnings. They come directly from the company finances I review every week.
If your business is generating revenue but leaving you stressed about payroll, short on cash, or working excessive hours to sustain it, this episode is worth your time. I share the five financial rules every business needs to protect its margins, and set up a new methodology I will be covering over the coming weeks for taking a zombie business and turning it into a genuinely profitable one.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
In this episode I speak with Hitesh Mistry to gain a deeper understanding of financial strategies necessary for successful business management. Hitesh shares actionable insights that can transform how business owners perceive growth and margin optimization. This episode offers valuable advice for entrepreneurs who might be unsure about their pricing strategies and cost structures.
Listeners will delve into a comprehensive discussion around three top tips Hitesh advocates for any business looking to enhance their financial outlook. Centered around understanding and optimizing net margins, the episode emphasizes the importance of having a clear view of current costs and income. Hitesh encourages businesses to be honest about their financial positions and to seek expert support where needed, using his firsthand experiences as illustrative examples.
This episode is a treasure trove for those in the service industry, especially those in similar positions to Hitesh within the lettings sector.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of The Ultimate FD Podcast, I speak with AI expert Rob Balderstone about the innovative landscape of artificial intelligence and its profound impacts on businesses today.
Rob, founder of Appleboar, shares his extensive experience in implementing AI solutions across industries, discussing how companies can harness these technologies to stay competitive. We delve into the distinctions between automation and AI, highlighting when and why each should be used to maximise business efficiency and productivity.
Listeners will discover insights on how Rob applies AI to real-world business challenges, transforming tedious processes into streamlined workflows. He discusses some of the game-changing technologies in his stack, including Google Gemini and NotebookLM, emphasizing their potential to enhance business operations.
Rob also provides an in-depth look at specific AI applications, from automating marketing tasks and refining internal processes to overcoming personal productivity hurdles. Tune in to gain valuable perspectives on AI's potential to reshape industries while maintaining a balance between leveraging innovation and ensuring reliable business outcomes.
👉 YOU CAN LEARN MORE ABOUT APPLEBBOAR HERE: https://appleboar.com
👉 YOU CAN GET IN TOUCH WITH ROB BALDERSTONE HERE: https://www.linkedin.com/in/robbalderstone
👉 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
In this episode I sit down with Stephan Latham to uncover the insights and strategies behind managing a successful property business. This shortform episode segment distills actionable tips to enhance productivity and commercial acumen in finance departments. Stephan shares his experience in recalibrating his team to be more commercially-minded, reducing unnecessary workloads, and achieving significant cost savings.
The conversation delves deeply into the intricacies of optimising cash flow, one of the biggest challenges for property businesses. Stephan emphasizes the importance of having the right people in place and ensuring teams are aligned with the company's commercial needs. He shares his journey towards leaning out business operations and strategically planning for the future, underscoring the wisdom of not overextending resources and sticking to a steady growth trajectory.
As Stephan unfolds the strategic importance of a five-year business plan, he offers listeners seasoned insights into dealing with fluctuating market conditions and leveraging debt prudently. This episode weaves through themes of resilience, strategic foresight, and the delicate balance between ambition and sustainability in business growth. Stephan's grounded perspective on growth offers valuable lessons for entrepreneurs facing similar industry challenges.
Did you enjoy this Magic Moment? Click here for the full episode.
In this highly informative episode of the Ultimate FD Podcast, I unveil my 12-step company health check process – a rapid yet thorough evaluation he applies to businesses to assess their financial vitality.
This health check can be conducted in under 30 seconds and aims to identify critical areas that determine a company's overall financial wellness, thus enabling entrepreneurs to make sound, decisive improvements. I emphasize the necessity of transforming top-line revenue into bottom-line profit, revealing that many businesses with impressive turnover figures often falter at profit conversion.
Diving into the process, I detail the key aspects of the health check, such as analyzing bank balances, assessing accounts receivable and payable, scrutinizing credit card usage, and understanding the implications of loans and invoice factoring. By examining these elements through the lens of clean and accurate bookkeeping, I highlight the importance of financial clarity and control.
Entrepreneurs are equipped with actionable insights to eliminate inefficiencies, manage cash flow adeptly, and maintain consistent profitability even amidst turbulent market conditions.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
In this episode I delve into the art and importance of establishing a recurring revenue model in your business setup. Recurring revenue not only ensures a more stable cash flow, covering overheads and potentially increasing net margins, but also enhances the intrinsic value of a business, making it more attractive for eventual sale.
Throughout the episode, I outline the vital components of structuring a business with a modern touch of sustainability and profitability. With recurring revenue models such as subscriptions, service-based retainers, licensing, and even commissions, businesses can achieve a more predictable revenue stream.
I underscore the importance of having at least 20-30% net profit from recurring sources, allowing for greater freedom and less business volatility. Whether you are contemplating selling your enterprise or simply seeking a more efficient operational model, this episode is rich with insights for you.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode Tej Gill and I dive deep into the intricate world of entrepreneurship, specifically focusing on the challenges faced by 7-figure business owners. This lively and insightful discussion provides listeners with a realistic view of the hurdles entrepreneurs face when building, scaling, and selling businesses.
My impassioned rant, something I rarely indulge in, is a highlight of this episode, reflecting the pressures and frustrations that often accompany entrepreneurial ventures.
Throughout the episode, we discuss common issues such as burnout, talent acquisition, and the necessity of building a machine-like business structure for success. The conversation tackles the frequent underestimation of building a sustainable and profitable business and highlights the importance of systematic processes in preventing chaos.
Listeners gain valuable insights into distinguishing between stars and superstars in their team, the significance of reducing revenue volatility, and exploring the ultimate value of a business exit.
These key themes are intertwined with practical advice and real-world examples that make the episode not just informative, but also a motivational resource for entrepreneurs seeking to refine their strategies.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
Tej Gill and I delve into insightful discussions on optimizing tax strategies for entrepreneurs and businesses. I introduce a theory on why tax accountants frequently fall short of expectations, citing that the overexpansion of tax firms leads to diminished quality of service. The discussion explores how businesses can leverage organized financial presentation to improve the quality of advice received from tax professionals.
Tej highlights the benefits of maintaining polished financial records, which allow accountants to dedicate time to devising tailored tax-saving strategies instead of sorting through disarrayed data.
We stress the significance of quality over quantity in client service at accounting firms. Tej shares insights into his business approach, limiting client numbers to prioritize excellence. The episode wraps up with a remarkable anecdote illustrating the responsive, high-quality service provided by Tej's firm, emphasizing how timely and organized financial management can yield considerable tax savings.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode, I sit down with Dan Madge, a trailblazing property developer who has successfully scaled his operations into multi-million pound developments.
Dan shares his inspiring journey from personal fitness to property mogul, driven by a strategic pivot to affordable housing in South Wales. This episode is a must-listen for anyone interested in risk management, advanced business modeling, and sustainable growth in property development. Through his unique approach, Dan has managed to balance significant enterprise growth while minimizing risk, making his model both efficient and resilient against market fluctuations.
Exploring key strategies that helped him transform and de-risk his property business, Dan Madge offers an in-depth look into business partnerships and the importance of aligning with ethical collaborators. With a solid focus on providing affordable housing, Dan reveals how he navigates the challenges of property development, ensuring stability and profitability amidst economic uncertainty.
This episode delves into his actionable insights on maintaining longevity in business partnerships, interpreting financial data for business expansion, and leveraging smart work practices over hard work alone for overcoming the typical challenges faced by property developers.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
In this episode I speak to Joe O'Connor to explore transformative approaches to wealth building, productivity, and personal development. From challenging the use of the word "try" to a deep dive into Joe's invaluable life philosophies, this conversation provides listeners with motivational strategies for turning failures into successes.
Listeners are treated to profound discussions on the significance of honesty, integrity, and fairness, properties that form the cornerstone of Joe's personal and professional life. By examining the frameworks within Joe's Pathfinder program and reflecting on historical lessons and experiences, the conversation illuminates how failure and introspection can foster success.
This episode is a must-listen for those looking to fortify their mindset, improve efficiency, and pave their way to new opportunities in both business and personal life.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of the Ultimate FD Podcast, I share seven AI tools I am running inside Ultimate FD right now to save time and increase margins without rebuilding how the business operates.
I am not an AI expert or a coder. What I am is a finance professional who has spent the past year testing these tools in a real business, failing on some of them, and landing on what has made a genuine difference to the bottom line.
On marketing, I walk through how I moved away from AI-generated copy that reads as obviously artificial and instead brought in a consultant to build a custom language model trained on ten years of my own LinkedIn posts. I also cover Whisper Flow, a tool that sits above every application on a Mac and converts speech to text instantly, and how pairing it with Gmail lets me write a professional email in under a minute.
For finance and delivery, I cover Sift Reporting, which pulls data from Xero automatically and produces AI-generated summaries that clients can question through a built-in chatbot. I also walk through using Claude to run cash flow analysis, turning downloaded financial reports into usable insight in minutes rather than half a day of manual work.
This episode is for finance professionals, business owners, and anyone managing a team who wants a straight account of where AI is saving real money and time right now. Everything covered here can be acted on immediately.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B
Welcome back to another episode of Magic Moments ✨
In this engaging episode Sebastien Page and I delve into wealth-building strategies and personal development insights, inspired by a notable Harvard study. The discussion emphasizes the importance of nurturing positive relationships, not only to bolster self-reported happiness and mental health but also to enhance physical well-being over the long term.
Sebastien Page highlights a crucial finding from an 80-year Harvard study led by Robert Wallinger, revealing that positive relationships are the key determinant of lifelong happiness and health.
The episode provides actionable strategies for individuals to navigate challenges effectively, prioritize impactful relationships, and optimize their personal and professional lives for sustainable success.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of The UltimateFD Podcast, I sit down with Tej, a specialist tax adviser, to examine how business owners can use trusts to protect family wealth from inheritance tax across generations.
Recent Labour government changes have brought pensions into the inheritance tax charge and pushed capital gains tax rates higher. Tej notes that over half the UK population now faces some level of IHT liability from rising property values alone, which makes early planning especially relevant for business owners who have built up substantial assets.
We go through what a trust actually is: a separate legal entity with no owner, meaning assets held inside it never sit in anyone's personal estate and never attract inheritance tax on death. Tej explains the three parties involved: the settler who creates and funds it, the trustee who manages it (and can be the same person as the settler), and the beneficiary, who cannot also be the settler.
We also cover the practical mechanics, including how a family investment company with different share classes can freeze the current valuation of a property portfolio and direct all future growth into trust-held shares that remain permanently outside any personal estate. Tej walks through the 10-year charge on trust assets above £325,000, the 45% income tax rate on trust income, and why starting this process early (by gifting shares into a trust every seven years) produces far better results than leaving it to a will.
This episode is for any business owner with a property company, a trading business, or meaningful personal assets who has not yet thought seriously about where that wealth lands on death. Tax planning should not drive your decisions, but leaving the structure too late will cost far more than getting it right now.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B
Welcome back to another episode of Magic Moments ✨
In this episode of the UFD Podcast, I explore the insights behind successfully launching minimal viable products (MVPs) with special guest Anya Cheng. Known for her expertise in product management, Cheng dismantles common misconceptions about MVPs, providing actionable steps for budding entrepreneurs. This episode delves into how Cheng's company began with a simple hypothesis, moved through testing, and evolved into a thriving business model by raising significant venture capital.
Cheng provides a step-by-step guide on how to use MVPs effectively to validate hypotheses, illustrated with her own journey in launching a fashion rental service. She recounts stories of creative customer acquisition strategies, leveraging community networks, and the surprisingly powerful impact of grassroots marketing. By emphasizing genuine customer interaction and constant feedback, Cheng's story highlights the importance of adaptability and personal engagement in building a successful business.
Aspiring entrepreneurs and seasoned business owners alike will find valuable takeaways in Cheng's real-world experiences and keen insights.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of the Ultimate FD Podcast, I sit down with Katie Harvey, founder of Breathe Blueprint, to discuss the pervasive issue of burnout among high-performing entrepreneurs. Katie provides practical insights into how entrepreneurs can combat chronic stress and maintain a balanced and sustainable lifestyle. The conversation centers around success hangovers, the importance of daily habits, and the collective impact of brief, committed changes to lifestyle and work patterns.
Throughout the episode, Katie sheds light on some of the critical challenges faced by high achievers, such as maintaining consistent productivity and the risks of burnout. She emphasizes the need to establish micro habits and the immense benefits these can have on one's productivity and mental well-being.
Listeners are offered actionable tips, including adopting recovery tactics, optimizing energy through nutrition, and establishing alignment between mind and body through movement. This episode is a must-listen for anyone seeking to enhance both their personal and professional lives without falling into the pitfalls of burnout.
👉🏻LEARN MORE ABOUT BREATHE BLUEPRINT HERE: https://breatheblueprint.com/
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/
Welcome back to another episode of Magic Moments ✨
In this episode, I am joined by Laurie Duncan, where we discuss the pivotal insights and strategies for building wealth and valuing businesses with an eye towards the future. We underscore the importance of seeking advice from experienced individuals who have successfully traversed the path one hopes to embark on. This episode challenges conventional wisdom on parental advice and explores the nuances of scaling and potentially selling a business for profit.
Highlighting the transitional mindset from merely earning to strategically setting up a business for future sale, Laurie provides valuable advice on structuring a business as an asset. He shares personal anecdotes on his journey from corporate life to real estate success, emphasizing how the constant evolution of business understanding can lead to new opportunities for entrepreneurs.
This episode is a treasure trove of insights on making informed decisions, risk management, and the intricate balance between growth and security in the complex world of business and property investment.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode, I welcome Marc Adams, a distinguished expert in M&A and business exit strategy from Acquisitions4U. Our discussion is centered around creating smarter business exits, with insights on how entrepreneurs can prepare their businesses for a lucrative sale.
Marc explains the nuances of evaluating businesses beyond high valuations and delves into strategies like roll-ups to double a business's value quickly, thereby ensuring an optimized exit.
Throughout the conversation, Adams emphasizes the significance of understanding exit planning with the end in mind, advising business owners to be aware of potential leakage during sales due to taxes and fees. He highlights the importance of profit margins, recurring revenue streams, and minimizing owner reliance to secure higher multiples upon sale.
The episode is brimming with strategic wisdom on achieving a successful, efficient exit while protecting the wealth entrepreneurs have worked hard to build, making it a must-listen for business owners aiming for growth and eventual sale.
👉🏻LEARN MORE ABOUT MARC ADAMS HERE:https://acquisitions4you.com/
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
Welcome back to another episode of Magic Moments ✨
In this episode I welcome Sean Land to discuss the principles of wealth building and financial management. We highlight key strategies for maintaining financial discipline, overcoming lifestyle inflation, and prioritizing long-term goals over fleeting material desires. With Sean's candid anecdotes about personal financial decisions, the conversation steers towards meaningful wealth creation and achieving true freedom.
Sean shares his personal story of how he learned hard lessons from lifestyle choices, specifically around car ownership, and the realization that true happiness stems from freedom and financial stability rather than temporary possessions.
I share my own experiences, emphasizing the importance of aligning expenditures with value and long-term goals. The episode distills complex financial themes into relatable narratives, focusing on empowerment through mindful financial planning.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of the Ultimate FD Podcast, I delve into the crucial topic of transforming any business's top-line revenue into bottom-line profit. This is a comprehensive guide for entrepreneurs who are dedicated to making their businesses more lucrative and sustainable.
I go through the detailed process that can be applied to enhance the profitability of any business. Through practical steps and real-world examples, I provide listeners with valuable insights into mastering financial fundamentals that drive profit.
I share my strategic approach to business finance, emphasizing the importance of understanding where your business stands now, planning where you intend to go, and mapping out the ways to get there.
Key highlights include the differentiation between compliance-based and performance-based accounting, the significance of having a clear financial plan, and actionable tips to overcome common financial hurdles.
I lay out a three-step process of identifying your current position, setting achievable goals, and planning the pathway to navigate your business to optimal profitability and efficiency.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
👉🏻 BOOK YOUR UFD REVIEW HERE: https://calendly.com/josh_ufd/the-ultimatefd-review-level-up
BOOK A CALL WITH NIJJER ACCOUNTANTS HERE: https://nijjeraccountants.co.uk/book-a-call/
Welcome back to another episode of Magic Moments ✨
In this shortform episode, Tej Gill and I delve into the intricate world of business transactions and the strategic decisions that can significantly impact an entrepreneur's journey. Our conversation centers around the pivotal decision-making processes involved in business offers and acquisitions, exploring themes of financial growth, strategic planning, and personal freedom.
I recount my personal experience with receiving two distinct offers when starting my company, reflecting on the long-term financial implications and the emotional burden of being tied to an arrangement over time.
We emphasise the importance of weighing immediate financial gain against future flexibility and autonomy. Tej provides expert insights into the dynamics of negotiating terms that guard against potential pitfalls and the necessity of choosing partners wisely in business dealings.
This episode is packed with valuable lessons for entrepreneurs contemplating exits or major financial decisions, underlining the importance of strategic foresight and aligning offers with life goals.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of the Ultimate FD Podcast, I am joined by chartered tax advisor Tej Gill to demystify the complexities of group structures for businesses. We navigate through the intricacies of why and how businesses should consider setting up a group structure, either from inception or when their enterprise grows and diversifies.
As Tej explains, group structures can provide a strategic advantage, affording businesses improved control, risk management, and notable tax benefits.
This episode uncovers when and why a business should implement a group structure. Both novices and seasoned entrepreneurs will find value in understanding the different motivations behind setting up multiple limited companies and linking them under a holding entity.
This includes discussing practical applications such as risk mitigation, control through structured processes, and the tax efficiencies that can drive significant financial advantages over time. Join us for actionable insights steeped in financial acumen.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
Welcome back to another episode of Magic Moments ✨
In this engaging episode, listeners are invited to delve into the art of identifying and refining your ideal customer avatar. This episode sheds light on the intricate process of honing in on a target market and adapting your business strategies to align with your optimal audience.
Jamie Martin provides a step-by-step guide, emphasizing the necessity of understanding your product/service's value and its impact on potential clients across various sectors.
Successful business growth hinges on accurately determining your unique value proposition and leveraging that to connect with your ideal customer base. We explore the nuances of how businesses can strategically navigate their sales and marketing processes to capture their target market effectively.
Jamie highlights the importance of conducting competitor research to better understand industry standards and customer profiles through tools like LinkedIn, ultimately guiding businesses to balance their focus in areas where they can flourish while still reaching broader demographics.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of the Blueprint podcast, host, Dan Hill, welcomes back celebrated entrepreneur and finance expert, Josh Keegan. Known for his unique approach to fostering financial independence through entrepreneurship, Josh shares his experiences and wisdom in this engaging conversation.
We explore the intricacies of balancing business growth with personal life, offering insights into parenthood challenges, relationship dynamics, and the pivotal importance of financial acumen in building and sustaining businesses.
The conversation delves into the core challenges most entrepreneurs face: scaling businesses effectively and understanding financial metrics. I stress the importance of focusing on profit margins rather than mere top-line growth.
I challenge the notion that bigger is always better, advocating for a model that prioritizes sustainable, profitable growth.
This episode serves as a crucial guide for entrepreneurs looking to refine their strategies with actionable insights into product positioning, financial forecasting, and the role of a robust finance function in achieving long-term success.
Join us at the Blueprint Summer Retreat. Guided by myself, a 7-figure mentor, applying Dan Hill's proven Blueprints to your own business.
19 - 21 May 2026 https://theblueprintretreat.co.uk/
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
Welcome back to another episode of Magic Moments ✨
In this episode, Lewis Kemp and I, explore the nuances of financial wisdom and wealth-building strategies. We deliver a concise yet powerful discussion on avoiding lifestyle inflation, the pitfalls of social media comparisons, and acquiring financial literacy that can lead to sustainable success.
Lewis Kemp shares his personal journey, highlighting the critical importance of maintaining financial discipline, especially when transitioning from a low-income background to newfound financial success.
The conversation delves into the temptations of lifestyle inflation that many budding entrepreneurs face when their income starts to rise. Kemp warns about the relentless cycle of paycheck-to-paycheck living, even for those earning substantial amounts, and emphasizes the significance of saving and investing wisely to break free from this cycle.
He also critiques the hollow promises of get-rich-quick schemes that proliferate online, advising listeners to steer clear of them.
This episode is packed with actionable insights and true-to-life advice where Lewis discusses the importance of having a strong support network and curating a positive social media environment. He shares his transformative realization that material possessions often don't bring lasting satisfaction.
This episode sheds light on how one can align personal and financial goals with deeper fulfillment and the pursuit of genuine happiness.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of The Ultimate FD Podcast, I introduce you to Madiha Mouchtak, a veteran turnaround specialist who transforms struggling companies into thriving entities.
With her vast experience, Madiha elaborates on her methodology for detecting and rectifying the roots of corporate decay, effectively stabilizing leadership structures, and inspiring underperforming teams.
You will gain insights into avoiding common pitfalls made by big companies and can adopt systematic strategies in their own businesses to prevent similar fates.
Madiha delves into the crux of business transformations by explaining strategic approaches like employing AI, Lean Six Sigma, and nurturing workforce talents to boost profitability and maintain operational health. She shares invaluable advice on managing business growth sustainably without overwhelming existing teams.
She highlights the significance of preparing for a future shaped by AI, alongside enhancing ESG practices to prime businesses against market and environmental disruptions.
Learn how incorporating talents and technology can safeguard your business's future.
👉🏻 FIND MADIHA MOUCHTAK'S BOOKS HERE: https://www.amazon.com/stores/Madiha-Mouchtak-MBA/author/B093TSDNF4?ref=dbs_a_mng_rwt_scns_share&shoppingPortalEnabled=true
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
Welcome back to another episode of Magic Moments ✨
In this episode we delve into the strategic insights and lessons learned by Katie Harvey, a respected figure in the property management and development industry. This insightful discussion sheds light on optimizing business growth, balancing scalability, and finding the sweet spot for maximum profitability.
Listeners are offered a glimpse into the meticulous techniques employed by successful entrepreneurs like Katie to streamline operations and make informed financial decisions.
The conversation underscores the importance of understanding the economies of scale in the real estate business, particularly within the Rent to Rent model. She shares her journey from traditional employment as an electrician to becoming a proactive property investor.
By focusing on sustainable and carefully measured expansion, Katie exemplifies how entrepreneurs can ensure long-term success without overextending resources or compromising service quality.
Did you enjoy this Magic Moment? Click here for the full episode.
In this insightful episode of the Ultimate FD Podcast, I am joined by Hitesh Mistry, a successful entrepreneur in the letting agency sector. The episode kicks off with a focus on Hitesh's journey of scaling his agency, addressing challenges in financial management, and mastering the art of balancing profitability with client satisfaction.
As Hitesh delves into his transition from managing spreadsheets manually to adopting more strategic financial planning, you are provided with invaluable lessons on leveraging data for business improvement and confidence-building.
We emphasise the critical importance of making informed financial decisions to drive business growth. Key themes such as understanding gross and net margins, strategic pricing, and the value of self-reflection are underscored, offering aspiring entrepreneurs a roadmap to transform their business models.
With an increase in profitability and enhanced decision-making capabilities, Hitesh's story becomes a testament to how essential robust financial practices are in not only scaling a business effectively but also securing long-term success.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK OF SMALL BUSINESS, BIG PROFIT HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
Welcome back to another episode of Magic Moments ✨
Today I present a concentrated dose of business acumen to elevate your wealth-building strategies. I discuss the pivotal role of recurring revenue models in business success, offering a transformative view into streamlining operations, enhancing cash flow, and ultimately boosting your company's market valuation.
You will learn from my real-world experiences in cultivating recurring revenue streams, emphasizing the profound impact these setups have on business stability and profit margins.
With strategies aimed at increasing net margins, entrepreneurs can achieve the freedom they seek while preparing their businesses for future sale. Optimise for a lifestyle business with sustained growth, as you dive into the rationale behind service-based retainers, subscription models, and other revenue strategies that promise consistent cash inflow.
Recurring revenue models not only stabilise cash flow and reduce operational risks, but they also significantly enhance the valuation of a business by offering lucrative, low-maintenance, and high-value propositions to potential investors.
Did you enjoy this Magic Moment? Click here for the full episode.
In today's episode of the Ultimate FD Podcast, we delve into the critical choice between ISAs (Individual Savings Accounts) and pensions as investment strategies.
I am joined by chartered tax accountant Tej Gill, where we explore the various benefits and considerations associated with each option. As the fiscal year-end approaches, the episode is timely, providing listeners with insights on optimizing their investments for maximum returns. We highlight the nuances of ISAs and pensions, focusing on their tax implications and strategic advantages for business owners, particularly limited company directors.
Navigating the intricacies of financial planning can be challenging, but we break down the complexities into manageable insights. This episode emphasizes the importance of understanding the taxation aspects related to ISAs and pensions, helping entrepreneurs make informed decisions about their wealth-building strategies.
From liquidity concerns to investment flexibility, we discuss essential factors that influence whether ISAs or pensions could be more beneficial. We explore real-life scenarios, emphasizing how priorities such as accessibility of funds, tax efficiency, and future financial security shape these critical financial decisions.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
Welcome back to another episode of Magic Moments ✨
In this short-form episode, I dive into strategies that can revolutionize your wealth-building journey. I focus on demystifying the link between profit generation and cash flow management, highlighting common misconceptions about translating profits into actual cash value.
I offer a pragmatic look into financial pitfalls, sharing key insights and personal experiences that elucidate the intricacies of handling corporation tax, VAT quarters, and the strategic management of debt within a business.
I share a collection of cash management conundrums that business owners often encounter. Using real-life examples from property investment dynamics, I emphasise the importance of understanding the impact of debt repayment choices on overall cash flow.
I offer critical advice on the advantages of aligning debt strategies with tax implications and encourage listeners to re-evaluate their current strategies to foster stronger financial outcomes and business sustainability.
Did you enjoy this Magic Moment? Click here for the full episode.
In this episode of the Ultimate FD podcast, I take you on a personal journey, sharing 36 invaluable lessons learned by the age of 36. The episode, aptly titled "36 Lessons by the Tender Age of 36," explores a blend of business wisdom, financial strategies, and my personal insights aimed at imparting actionable knowledge to entrepreneurs and individuals alike.
I reflect on my experiences, offering candid reflections and grounded advice on how to navigate life's challenges and build a legacy through effective business practices.
I address the core theme of understanding balance in business and life, emphasizing principles such as achieving small business profits, embracing non-linear success paths, and recognizing the value of recurring revenue models.
I also touch on the importance of personal endeavors, such as the impact of present parenting, the understated value of therapy, and the significance of consistent personal and professional habits.
This episode serves as a roadmap for anyone aiming to enhance both their business acumen and personal well-being.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉🏻 DOWNLOAD THE AUDIOBOOK HERE: https://www.audible.co.uk/pd/Small-Business-Big-Profit-Audiobook/B0GJT8Q63B?overrideBaseCountry=true&bp_o=true&gclsrc=aw.ds&source_code=PS1PP30DTRIAL45306112500N3&ipRedirectOverride=true&gad_source=1&gad_campaignid=22673217515&gbraid=0AAAAAD8-FqidWtWs-kOPlsM8wgLyEQGyw&gclid=CjwKCAiAh5XNBhAAEiwA_Bu8Ffw3FuiBoFiDszvjUHqMAau0cMqJW3bXrUSBdNIQyZXPo1H_mxGKCBoCmvMQAvD_BwE
Welcome back to another episode of Magic Moments ✨
In this episode, I delve into the nitty-gritty of accounting concepts that play a pivotal role in business financial management. By dissecting key accounting practices such as capitalization, depreciation, amortization, and accruals, I offer invaluable insights that can significantly impact business value and streamline financial operations.
I begin by elucidating the concept of capital expenditure and its implications for business balance sheets. I explain how capitalizing expenses can defer P&L losses and improve financial representation. I continue with an in-depth discussion on depreciation, emphasizing the importance of adjusting asset values over their useful life.
In addition, I demystify amortization, illuminating the subtle differences between tangible and intangible asset depreciation. The episode concludes with a thorough explanation of accrual accounting, showcasing how anticipating costs leads to a more accurate financial picture.
Tune in for these insightful discussions aimed at enhancing business wealth and understanding complex accounting principles.
Did you enjoy this Magic Moment? Click here for the full episode.
In this compelling episode of The Ultimate FD Podcast, I meet with Ron Ladner, a visionary entrepreneur who transformed a local seafood restaurant into a thriving five-location chain, Shaggy's Restaurants.
Ron shares his journey from the inception of Shaggy's as a community hub post-Hurricane Katrina to its current status serving millions of guests annually. This episode delves deep into the systemic innovations Ron implemented, which include a groundbreaking team service model and culturally driven employee incentives that have propelled his company to achieve four times the industry-standard margins.
Ron shares the insights and philosophies underpinning his unconventional approach to restaurant management, focusing not primarily on profit but on creating a fulfilling environment for employees and guests.
Key strategies discussed include the benefits of segmentation of tasks (inspired by the assembly line model), the creation of a strong, mission-driven culture, and implementing team-driven incentives to foster accountability and motivation.
Ron's reflections on building a people-first company are invaluable for entrepreneurs and business leaders looking to rejuvenate their approach to both employee engagement and customer satisfaction.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to another episode of Magic Moments ✨
This week I'm joined by Christian Harris - a proper operator. Someone who's stared down the barrel when things got messy (and I mean properly messy during COVID), and instead of folding… built something seriously impressive on the other side.
What I love about Christian is this: no drama, just decisions. When pressure hit, he pivoted. Fast. We unpack how he engineered predictability into his business - proper lead gen systems, tighter sales processes, and getting ruthless about cash flow and shortening collection days. Using invoice discounting intelligently. Making sure the business didn't just survive… it strengthened.
We also get into something most founders avoid - self-awareness. Christian realised growth didn't come from hiring mini versions of himself. It came from bringing in people who were strong where he wasn't. That's when things really started to scale.
If you're building a business and want it to work in the real world, not just on a spreadsheet, this one's for you.
No fluff. Just lessons from someone who's been in the trenches and come out sharper.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this episode of the Ultimate FD Podcast, we dive into the transformative journey of Tom Woodcock, a thriving entrepreneur who turned financial challenges into phenomenal success. As the owner of Direct Pets, Tom faced dwindling revenues post-COVID and the complexity of managing a multifaceted business conglomerate that also included property ventures.
With financial clarity and strategic foresight provided by Ultimate FD, Tom was able to revamp his approach, resulting in significant improvements in his business's bottom line. This episode encapsulates the steps Tom took to pivot from focusing solely on revenue to optimizing for profitability, ultimately creating a sustainable business model that beat his competitors.
Through conversations filled with insights on financial management and operational efficiency, this discussion highlights the importance of understanding your business model and seeking expert guidance for sustainable growth.
Tom reveals how he used financial forecasting and lean management strategies to improve gross profit margins by 25%, while successfully reducing overheads by 3%. His story is an exemplar for entrepreneurs aiming to navigate periods of economic uncertainty and establish a financially sound foundation for their businesses.
Whether you are running a large-scale operation or at the helm of a smaller enterprise, the insights gleaned from Tom's journey offer actionable strategies to enhance your business's financial health.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
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In this captivating episode, I am drawn into the transformative journey of Sean Land, who transitioned from a modest upbringing in East London to becoming a successful property entrepreneur.
Land shares his experiences, starting from his grassroots in a family-run corner shop to scaling the heights of real estate investment. Through his story, Sean illustrates the power of discipline, networking, and strategic planning, shedding light on how early life lessons laid the foundation for his substantial property portfolio, amassing wealth and financial freedom.
Sean discusses his early exposure to business in his father's corner shop and how these experiences catalyzed a strong entrepreneurial spirit, leading him from a job at Barclays to independent property investments.
He underscores the importance of budgeting and frugality in wealth building, highlighting the role of disciplined saving and strategic property acquisitions in achieving financial milestones.
Sean’s journey is marked by challenges and triumphs, offering a narrative that combines tenacity, insight, and a commitment to inspire others to traverse a similar path toward financial independence in the real estate market.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, I break down the crucial difference between a budget and a target, and why worst-case budgeting protects your lifestyle.
Discover why prioritizing your personal finances by paying yourself first and factoring your salary into your business plan is crucial for achieving sustainable growth.
Additionally, discover how setting realistic targets allows you to push for them confidently without risking financial stability.
Did you enjoy this Magic Moment? Click here for the full episode.
The Ultimate FD Turns 3 Years Old Today!
In this exciting episode of Ultimate FD Podcast, I reflect on the 3 years since the company's inception and share 13 invaluable lessons learned from the journey of building and scaling the business.
Amidst discussing paradoxical feelings about time and growth, I emphasize the importance of recurring revenue, effective branding, and understanding client needs as pivotal factors for success. I also explore how observing numerous business operations have enlightened my path and shaped my strategies.
Delving deep into business acumen, I highlight the significance of selecting the right clients and pricing strategies, shared infrastructure for scaling, and the essence of a compelling brand presence.
Addressing the fundamental differences between a profitable job and a valuable, sellable business, I offer nuanced insights into achieving the latter.
This episode is rich with practical advice for entrepreneurs, covering key areas such as efficient packaging of services, maintaining synergy with partners, and understanding the perpetual puzzle of running a business.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, I share how reviewing last year’s numbers can prevent repeated mistakes and set the stage for smarter business decisions.
Learn why adding high-margin products and services to your core offering can significantly boost profit.
Plus, discover the power of clear objectives and challenging assumptions to make 2025 your most lucrative year yet.
Did you enjoy this Magic Moment? Click here for the full episode.
In this engaging episode, I sit down with Reza Hooda, who shares his remarkable journey from overwhelmed accountant to highly successful entrepreneur.
He offers tailored advice on building a scalable and profitable business, focusing on how shifting from time-based to value-based pricing can transform service delivery. Reza recounts personal experiences of working long hours away from his family and the pivotal moment that pushed him to seek change and growth.
This episode is a treasure trove of insights for those looking to optimize their professional service businesses and improve their work-life balance.
Reza delves into key strategies like the use of alternative pricing models, niche marketing, and leveraging content for lead generation. He emphasizes that understanding client value transcends the traditional metrics of time and cost, which is crucial for business owners looking to maximize profit and deliver superior service.
Featuring practical examples, like his interaction with a barber and lessons learned from Uber's pricing model, Reza effectively translates his expertise into actionable advice for listeners eager to elevate their organizations.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, Tej and I break down the psychology of negotiation, from sunk costs to practical compromise.
Discover why knowing what you want, what you can afford, and what you’re willing to pay can transform any deal.
Plus, learn how turning assumptions into numbers with Excel modelling gives you clarity, confidence, and smarter business decisions.
Did you enjoy this Magic Moment? Click here for the full episode.
Welcome to an inspiring episode of the "Carnivore Entrepreneur Show," where I was interviewed by the host, Grant Hutchby, exploring the intersection of health and financial success.
In this episode, I share my journey from struggling with financial challenges in my own business to helping other entrepreneurs achieve financial clarity.
Listeners will gain insights into my expertise in building financially lucrative companies and learn how my book, "Small Business, Big Profit," serves as a valuable resource for entrepreneurs looking to scale their businesses profitably.
Throughout the episode, I emphasize the importance of maintaining a healthy body and a sound financial strategy to support entrepreneurial endeavors. I outline the criticality of having financial clarity and understanding key business metrics, particularly the balance sheet, for the healthy growth of any business.
I talk you through my transformational journey, sharing actionable strategies, including how to accurately manage business finances to mitigate risks and plan for future financial success.
Candid advice on optimizing businesses for profit rather than perpetual growth offers a fresh perspective to entrepreneurs aiming for sustainable success.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, Glenn Poulos reveals why the best sales start with listening, not endless PowerPoint slides.
Discover his “Punch, Perfect Pitch & Close” formula, from grabbing attention to delivering a three-tiered proposal that closes itself.
Learn how to bridge the gap between cautious accountants and optimistic salespeople to craft pitches that win clients and build profit.
Did you enjoy this Magic Moment? Listen to the full episode here
In this insightful episode of the Ultimate FD Podcast, we introduce you to complex tax concepts that every savvy entrepreneur should know. This episode is for you if you've ever felt overwhelmed by the jargon used by tax accountants.
We break down 10 advanced tax terms that could significantly impact financial strategies for those running 7-figure businesses.
We start with a deep dive into essential topics like Section 455 and personal service companies, offering clarity on mitigations and pitfalls in managing Tax.
Tej Gill elaborates on the intricacies of using trusts and the potential tax obligations that come with them. We explain the value of family investment companies and employer-funded retirement benefit schemes and clarify why HMRC closely scrutinizes these areas.
Wrapping up the episode, we explore enterprise value and equity value, two core financial metrics, explaining their crucial role in business valuation and acquisition.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, I reveal how to find your Business Sweet Spot for maximum profit without chasing unsustainable growth.
Discover why bigger isn't always better, and how aligning business size with efficiency and margin can make 2025 your most profitable year on record.
Packed with smart, sustainable strategies, this episode is a must-listen for entrepreneurs ready to grow with intention.
Did you enjoy this Magic Moment? Click here for the full episode.
In this riveting episode, I sit down with Curtis Sprouse, a seasoned expert in finance, healthcare startups, and behavioral science, to unravel the complexities of leadership and performance optimisation.
Curtis reflects on his journey from an accountant at Ernst and Whinney to heading biopharmaceutical strategies and behavioral consulting. The conversation dives deep into the significance of fine-tuning leadership dynamics, exploring the integration of behavioral science in improving individual and organisational performance.
Curtis shares his insights into effective leadership grounded in behavioral science, highlighting the genetic and learned attributes that shape a leader's ability to overcome challenges.
Discussing traits like energy, dominance, discipline, and competitiveness, Curtis emphasises the importance of leveraging these elements to drive success.
This episode not only sheds light on developing leadership skills but also stresses the significance of interpersonal relationships and understanding the emotional landscape to foster high-performance teams.
Curtis's reflections on teaching vital problem-solving skills and resilience provide thought-provoking insights for both current and aspiring leaders.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, we uncover the costly financial mistakes entrepreneurs often overlook, from overpaying for services to flying blind without real-time information.
I share this snippet of my journey to building a World Class Finance Function, showing how the right financial structure, with expert support, can unlock clarity, boost profits, and reduce stress.
If you're ready to take control of your business finances and scale with confidence, this episode is your blueprint.
Did you enjoy this Magic Moment? Click here for the full episode.
In this insightful episode, I explore the transformative power of recurring revenue, often referred to as the "eighth wonder" for entrepreneurs. We delve into the significance of recurring revenue in ensuring business stability and scalability.
I talk about my personal success story and the strategic shifts that led Ultimate FD to surpass sales targets, emphasizing how recurring revenue models can protect against the unpredictability of project-based income and ensure a stable cash flow.
I discuss the analysis of different recurring revenue models, including subscription services, service retainers, and licensing. I show how integrating these models can elevate a company's financial stability, improve cash flow predictability, and increase the overall valuation of a business.
By sharing practical examples from various industries, I highlight that any entrepreneur, regardless of their sector, can creatively implement recurring revenue streams to achieve sustainable growth.
With actionable advice, this episode is a must-listen for business owners looking to enhance their operational resilience through recurring income strategies.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, our Tax expert Tej breaks down how savvy entrepreneurs can turn pensions into powerful tax-saving tools.
Far beyond retirement planning, we explore how the 2023 pension cap changes and unlock new opportunities to boost profits, build wealth, and strengthen your business. From SIPs to SSAS, Tej shares practical tips on contribution limits, tax perks, and smart financial planning.
Making this a must-listen for anyone serious about long-term success.
Did you enjoy this Magic Moment? Click here for the full episode.
In this insightful episode, I speak with veteran property developer Stephen Latham. Stephen shares valuable insights from his 25-year journey in the property industry, highlighting his diversification into supported and assisted living accommodations.
This episode also covers the evolution of Stephen's estate agency and his strategic pivot to focus on niche property development projects that align with his core values and long-term vision.
We delve into the intricacies of working with supported living providers, from navigating local authority requirements to managing the conversion of properties to meet specialized needs. Stephen explains why this model is attractive, showcasing the balance between profitability and operational simplicity.
He unveils the strategies behind successful partnerships with high-net-worth individuals for funding projects while emphasizing the importance of realistic planning and team alignment for operational success.
Aspiring property investors and seasoned developers alike will find Stephen's practical advice on overcoming challenges such as cash flow management and building a strong team particularly engaging.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, we unpack the key differences between lifestyle and scale-up business, and what they mean for your personal wealth.
Alan shares why building a Family Fortress of independent wealth is crucial, how to avoid the myth of chasing big exits, and offers practical strategies, such as investing in global markets, to beat inflation.
Whether you're scaling rapidly or staying lean, this episode offers essential insights for entrepreneurs seeking genuine financial freedom.
Did you enjoy this Magic Moment? Click here for the full episode.
In this engaging episode of the podcast, I speak to Tej Gill to explore the intricate landscape of property tax schemes, focusing on the impact of Property118 and associated legal structures.
Tej shares his keen insights into the historical context of section 24 tax changes and the emergence of strategies like the hybrid LLP and incorporation relief. We dissect the legal nuances and practical applications of these methods while examining the potential repercussions faced by those who adopted such schemes.
Delving deeper, we offer a meticulous analysis of incorporation relief, partnership structures, and the controversial aspect of directors' loan accounts. Finally, we discuss the potential pitfalls and the importance of not rushing into seemingly attractive tax-saving schemes without thorough due diligence.
This episode is specifically catered to listeners keen on understanding tax strategies within the real estate industry.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, I’m diving into the real engine behind a scalable, profitable business, and it’s not just about what you sell, but how you deliver it.
I unpack how to build business models that actually work through smart packaging, strategic partnerships, and building a world-class team. I share what I’ve learned from experience and how the most successful businesses don’t just sell a product, they solve problems, front to back.
We talk about the power of packaging, using examples like Zoe’s health program and ideas from Daniel Priestley’s Key Person of Influence. I’ll also walk you through my favourite analogy, the ‘man in the desert’, to show why bundling solutions the right way can explode your perceived value and profit margins.
Finally, I break down how we’ve built a global team of A-players to deliver those packages profitably, at scale.
If you’re ready to shift from piecemeal selling to building a rock-solid, profitable machine, this one’s for you.
Did you enjoy this Magic Moment? Click Here to Listen to the Full Episode
In this episode of The Ultimate FD Podcast, I take you behind the scenes of what really happens inside the boardrooms of high-performing, seven-figure businesses.
After countless sessions with some of the UK’s most successful entrepreneurs, I’ve distilled the most powerful lessons and strategies into a single, high-impact episode. We're talking real-world tactics to transform a high-revenue business into a highly profitable and sellable one.
Here’s what we cover:
✅ Why revenue is vanity, profit is sanity, and how to shift your business model accordingly ✅ The power of forward planning and how it makes big decisions simple ✅ Why your business must be valuable to a buyer — not just to you ✅ The systems you need to scale profitably without burning out or micromanaging ✅ How recurring revenue can transform your valuation and long-term success ✅ The role of financial visibility and how to empower your team to own the numbers
I share patterns, insights, and hard-earned lessons drawn from working with some of the UK’s most successful seven-figure entrepreneurs, giving you the inside edge on what it really takes to build a business that grows, performs, and sells.
Whether you’re trying to scale with less stress, boost profit margins, or get your business investor-ready, this episode is packed with actionable insights you won’t want to miss.
🔗 Book your FREE UFD Review now - https://calendly.com/josh_ufd/the-ultimatefd-review-level-up
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, I’m pulling back the curtain on what it really looks like to scale a business.
I share the story of going from a lean team of 3 to a crew of 7 and the financial chaos that came with it. Overheads tripled, cash got tight, and suddenly, growth didn’t feel so glamorous.
I talk about the credit control issues we faced, the client challenges, and the lessons I learned the hard way about financial modelling and team dynamics.
If you're in the middle of scaling or heading that way, this episode will give you a real-world look at the pressure, the pitfalls, and the planning it takes to come out stronger on the other side.
Did you enjoy this Magic Moment? Click Here to Listen to the Full Episode
In this dynamic episode of The Ultimate FD Podcast, I present the Know Your Numbers 2025 - The ULTIMATE E.X.I.T framework. It's designed to guide entrepreneurs on scaling and selling their businesses for life-changing sums.
I delve into the current market landscape, noting that only a fraction of businesses listed for sale ever complete the process. I outline the "Ultimate Exit" framework, emphasizing key strategies for positioning a company as an attractive acquisition target.
Expanding on these strategies, I discuss the importance of understanding multipliers, establishing an investable finance function, and identifying the optimal sweet spot for business growth.
I encourage entrepreneurs to focus on creating a business model that appeals to potential buyers, maximizing their profit margins, and maintaining exceptional service levels. My personal journey from selling my business to building Ultimate FD provides a backdrop to these insights, revealing actionable steps for attaining financial independence.
🔗 Book your FREE UFD Review now - https://calendly.com/josh_ufd/the-ultimatefd-review-level-up
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, I sit down with Tej Gill to talk about one of the biggest moments in any entrepreneur’s journey: exiting your business.
We dive deep into what it really takes to sell a seven-figure business successfully, from minimising tax to structuring the deal, to avoiding the most common (and painful) pitfalls that derail most exits.
We discuss the reasons behind selling, not just the dream scenarios, but also the 3 Ds: death, distress, and divorce, and how they often catch many founders off guard.
Tej also breaks down the two key ways you can sell, through shares or assets, and how to make the right choice depending on your long-term goals.
If you're even thinking about selling your business in the next few years, this is one you don’t want to miss.
Enjoyed this Magic Moment? Click here to listen to the Full Episode
In this engaging episode, I sit down with Pádraic Ó Máille, an influential figure in business motivation and mastermind groups. Pádraic shares insights into how discipline and structured networking can propel entrepreneurs to new heights.
Through the story of Smocks, Pádraic illustrates how businesses transformed during economic downturns by employing discipline and communal support - a lesson resonant with today’s entrepreneurial challenges.
Pádraic emphasizes how clarity in goals and persistent discipline can lead to growth and sustainability in business. He recounts transformative stories of entrepreneurs who thrived by clearly understanding and tackling their problems.
Pádraic delves into essential frameworks like the six-step problem-solving model, the importance of networking, and the profound influence that peer support and accountability have in overcoming personal and professional hurdles, making the episode a treasure trove of actionable insights.
Register NOW for our Know Your Numbers 2025 Webinar here - https://ultimate-fd.webflow.io/know-your-numbers-2025
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
In this episode, I sit down with Tej Gill to unpack how marriage can be one of the smartest financial decisions you'll ever make, IF done right.
We cover practical ways to build wealth as a couple, from using both personal allowances and pensions to structuring income and assets for maximum tax efficiency.
Whether you're newly married, divorced, or just thinking ahead, this episode is packed with insights on how to optimise your finances through every stage.
Tej and I also get into the less-talked-about side: navigating financial decisions during separation and divorce and how timing can make all the difference.
If you want to keep more of what you earn (and sleep better at night), this one’s for you.
Enjoyed this Magic Moment? Click Here to Listen to the Full Episode
In this episode of the Ultimate FD podcast, I dive into the intricacies of building a seven-figure finance function for ambitious entrepreneurs. Targeting business owners whose companies are scaling rapidly yet struggling with financial clarity,
I outline a comprehensive approach to creating a stellar finance department, identifying common financial obstacles, and offer actionable solutions designed to enable entrepreneurs to make informed decisions and optimize profitability.
I explore the essential components of a successful finance function, emphasizing the importance of systems, software, and a competent team structure.
We look into the role of professionals like bookkeepers, finance managers, and tax accountants, advocating for integrating the Ultimate Finance Function into business operations.
This episode also focuses on the significance of forecasting, model building, and cash flow management as tools to ensure sustained business growth and financial stability.
If you're an entrepreneur aiming to enhance your financial operations, this episode offers invaluable insights and practical strategies.
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to this week's episode of Magic Moments!
In this instalment, I’m joined by the brilliant Mike Chamberlain - a finance wizard with a real-world approach to helping businesses not just survive, but grow sustainably.
We dive into all those "oops" financial moments that businesses tend to stumble into, and more importantly, how to sidestep them. Mike breaks down why cash flow issues are usually less about a lack of money and more about poor decision-making.
We chat about how so many business owners confuse capital expenditure with day-to-day ops spend, and how that one mistake can cause massive ripple effects.
Mike gives you practical advice on setting up proper financial systems, why having a cash flow forecast isn’t just "nice to have," and how to actually build a financial cushion that works.
Whether you're running a growing company or just trying to keep your head above water, this one is packed with golden nuggets. If finance stresses you out, this convo might just flip the script for you.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this engaging episode of the podcast, I converse with Anya Cheng, founder of Tailor T-A-E-L-O-R, a company revolutionizing the fashion industry by using Artificial Intelligence to cater to men's fashion needs.
Tailor T-A-E-L-O-R provides a unique subscription service that simplifies choosing and maintaining clothing, aligning technology with sustainability by reducing water waste and unnecessary purchases.
Anya Cheng brings her robust experience from tech giants like Meta and eBay to tailor this innovative business model that offers convenience and personalized styling through AI.
The episode delves into how Anya Cheng identified a gap in the fashion industry, observing the inconvenience busy individuals face in fashionable dressing. Unlike conventional fashion services that require time-consuming online or in-store shopping,
Tailor T-A-E-L-O-R innovates with AI to match users with styles they love, all without the burden of purchasing or laundering. As the technology around AI becomes more accessible, Anya discusses how even traditional businesses can harness unique data to create efficient AI solutions, whether for enhancing customer experience or spearheading entirely new offerings.
You can connect with Anya across socials via her links below:
https://www.facebook.com/AnyaChengSiliconValley
https://www.linkedin.com/in/anyacheng/
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments ✨
This week I’m diving into a topic that honestly doesn’t get the love it deserves: accrual-based accounting - now bare with me!
This isn’t just some boring accounting rule. This is the kind of stuff that can completely change the way you understand your business. Most entrepreneurs are running on cash-based accounting without even realising they’re flying blind. That’s where accrual-based accounting steps in and gives you the full picture.
In this episode, I break down exactly what accrual-based accounting is, how it compares to the cash-based method, and - most importantly - why you should care.
I’ll walk you through the matching principle (which is a fancy way of saying "tie your income to the expenses that created it") and show you how this shift in thinking can lead to better financial decisions, smarter planning, and even lower tax bills.
I keep things practical, straightforward, and jargon-free. Whether you're a numbers person or not, you’ll walk away knowing how to actually apply this to your business.
If you're serious about growing your business and making smarter financial moves, this Magic Moment is for you.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome back to another episode of Tax Talks!
If you don’t know this already, Tej is a financial advisor and business strategist who knows the ins and outs of building smart, tax-efficient business structures like nobody else I’ve met.
For this installment of Tax Talks, we dive into a topic that might not sound sexy on the surface - OpCo and PropCo structures - but if you run a business, this stuff is absolute gold.
We talked all about the benefits of splitting your trading company (OpCo) from your property-holding company (PropCo), and why doing this can be a complete game changer when it comes to protecting your assets and planning ahead.
Tej shared not only the mechanics of how it works, but also some great real-world examples of clients who’ve saved a ton in tax and kept their businesses safe by putting these structures in place.
Tej breaks down exactly when it makes sense to set up this kind of structure, how it can help if you’re thinking about selling your business, and even how to use things like SSAS pension schemes to buy property in a really tax-savvy way.
This isn’t just for the mega-rich or big corporations - this is a strategy that smart business owners at any level can start thinking about now. Whether you're looking to grow, exit, or just protect what you’ve built, there's so much value in understanding how these structures work.
By the end of the episode, you’ll have a proper grasp of how to separate your assets from your trading activities, why that matters, and what steps to take to get it all moving in the right direction.
Big thanks to Tej for coming on and dropping so many gems - you're definitely going to want a notebook for this one!
Tune in and enjoy.
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to another episode of Magic Moments!
In this moment, I had the pleasure of sitting down with chartered account and tax expert, Tej Gill. Tej is one of those people who makes a complicated topic feel surprisingly clear and actionable.
We dug into shareholder agreements - what they are, why they matter, and how they can be a game-changer (or even a lifesaver) in your business.
I’ve always believed that building wealth through business requires not just hustle and smart decisions, but also protection - and that’s exactly what this conversation is about. Tej and I talk about those make-or-break situations where having a shareholder agreement in place can make all the difference.
Whether it's when you're partnering up with someone new, bringing on investors with a minority stake, or simply preparing for future changes in life stages or personal goals, these agreements are essential tools - not just legal formalities.
One thing I really appreciated in this chat was how Tej explained the difference between shareholders and directors. It sounds obvious, but once you get into the weeds of a growing business, those roles can blur. Knowing where those boundaries lie can prevent so many headaches down the line.
So if you're in a partnership, thinking of starting one, or just want to make sure your business is built on solid ground, this episode is definitely worth your time. Tej brings serious clarity to a topic most of us overlook until it's too late. So tune in, listen and learn.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this week’s episode of the UFD podcast, I’m talking through something every entrepreneur needs to hear - the tough decisions that are quietly draining your profit margins. The hard calls, the uncomfortable conversations, the strategic shifts that actually move the needle when it comes to profitability.
I break down eight specific decisions that most business owners either avoid, delay, or don’t even realise are costing them money. I start with one of the biggest levers you’ve got: Pricing.
Most people are afraid to raise prices because they think customers will run for the hills - but I explain why that fear is usually unfounded, and how even a small price increase can have a massive impact on your bottom line.
From there, I get into the reality of team dynamics. I know it’s not easy, but sometimes the people who’ve been with you the longest are no longer the right fit for where your business is headed. I’ve seen so many businesses plateau because they’re loyal to a legacy team that just isn’t moving the needle anymore. Making a change here can be uncomfortable, but it can also be one of the most freeing and profitable things you do.
I also get into the importance of saying NO - no to misaligned clients, no to bad-fit projects, and no to work that doesn’t serve your long-term vision. It might feel counterintuitive, but saying no can actually open up space for the right clients and better opportunities, and it can dramatically improve your team’s morale and output.
Throughout the episode, I talk about strategic downsizing, letting go of the idea that you need to do everything yourself, and the trap of trying to save a declining market - what I like to call trying to catch a falling knife.
I also dig into the importance of building recurring revenue streams, creating upsells, and why you should seriously consider offering guarantees in your sales process, even if they feel risky.
When done right, they build trust and actually drive more conversions.
This episode is all about getting real. If you want to build a business that’s not just growing, but growing profitably, these are the decisions you can’t afford to ignore. So grab your notebook, get comfortable, and let’s get into it.
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to this week's Magic Moment!
This week, I’m diving deep into something that every entrepreneur dreams of - running a business with seriously big margins.
I'm sharing some of the most powerful lessons I’ve learned about how to position your business in a way that attracts better clients, allows you to charge more, and lets you work less.
We’re talking about how to make your business stand out as a high-value option in your market - because when you do that, everything gets easier. You can hike your prices, streamline your workload, and start attracting clients who actually want the results you offer.
I’ll break down why your brand appearance, your online presence, and even the way you talk about what you do can make a massive difference in how much people are willing to pay - and how much work it takes to keep them happy.
I also share a great analogy that really drives home the idea of solving lots of problems for your customers, not just the obvious ones.
If you're aiming for a business that runs smoother, earns more, and feels more in control - this episode’s for you.
Thanks for tuning in - this one’s packed with real talk and practical strategies to help you level up. Let’s get into it.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to another episode of the UFD podcast. This week I'm diving into something that might make your eyes glaze over at first, but this stuff is GOLD for any entrepreneur who wants to stop feeling lost when their accountant starts throwing around fancy terms.
Accounting can sometimes feel like a foreign language. But how many times have you sat in meetings nodding along when you have absolutely no clue what's being discussed? That's exactly how bad business decisions get made.
So to help, I've picked out 10 accounting terms that I guarantee will come up in your business conversations, and I'm going to break them down in a way that makes sense.
These aren't just boring accounting terms that only your CFO needs to know, this is the language of business. When you understand these concepts, you can have real conversations about your company's financial health.
You'll know when someone's trying to pull a fast one on you, and more importantly, you'll be able to make better decisions because you actually understand what the numbers are telling you.
Don't let anyone bamboozle you with accounting jargon. These terms are your tools for understanding how your business really works.
If this helped clarify some of the accounting fog for you, I'd love to hear about it. And if you've got other terms that make your head spin, let me know - it might be perfect for a future episode.
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome back to another episode of Magic Moments! ✨
In this episode, I sat down with Stephen Cowgill. Stephen is an entrepreneur who’s made a real name for himself in real estate and business strategy.
We got into everything from monthly financial check-ins to how making finance feel like a game can totally change your relationship with it. Stephen walked me through his journey - he wasn’t always a numbers guy but now he’s a financial forecasting nerd… in the best way.
And it's all because he built a support system that helped him get it without getting overwhelmed.
We talked about how financial clarity isn’t just about spreadsheets and budgets - it’s about creating space for better decisions, and actually enjoying the process. We explored the real power of getting your numbers in order early and how that can save you major headaches down the line.
Here’s a few of the gems you’ll walk away with:
- Why monthly financial reviews aren’t just a nice-to-have - they’re a game-changer
- How early financial systems can be your secret weapon for long-term growth
- The role experts can play in challenging your assumptions and streamlining decisions
- Why treating finance like a game might just make you love it
- And how a solid 12-month forecast can help you see your future with way more clarity
If you’ve ever felt like finances are the un-fun part of business, this episode is 100% for you.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome back to another episode of Tax Talks!
I sat down again with the brilliant Tej Gill, who’s not just a top-tier tax advisor but also someone who knows what he’s talking about when it comes to corporate structuring and financial planning. We delved deeply into a topic that many business owners have heard about but don’t always fully understand: Alphabet Shares.
Don’t worry - we didn’t just throw jargon around. We started right at the beginning, breaking down what a share is - from voting rights to dividends and capital rights - before getting into how Alphabet Shares work and why they can be such a powerful tool in your financial toolkit.
Tej explained how Alphabet Shares can give you more control and flexibility in your company, whether it’s about who receives what dividends, how decisions are made, or how ownership is divided. They’ve been around for a while, but they’re still one of the smartest ways to structure your business for tax efficiency, especially when thinking long-term or planning for the next generation.
We talked about practical, real-world scenarios - like how you might use Alphabet shares when setting up a company with your family, or if you're planning to pass on wealth to your kids without handing them the full keys to the castle (and without giving half of it to HMRC in the process).
Whether you're brand new to Alphabet Shares or you've heard about them and want to know how they actually work in practice, this episode's for you. I learned a lot from Tej, and I think you will too.
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
WE'VE HIT 40 MAGIC MOMENTS! ✨
In this week's instalment, I had the absolute pleasure of chatting with Kevin - someone who’s not just super sharp when it comes to business and money, but also incredibly grounded in why he does what he does.
We got into financial independence and Kevin breaks down how crucial it is to have a strong reason why you're pursuing wealth in the first place. Once you've got that internal fire lit, you're basically unstoppable.
One thing I really appreciated is how Kevin keeps it practical. He talked about starting with what you already know, and using that as the launchpad to create real, recurring income - not just trading time for money. That’s how he built his businesses, and how he's helping thousands of families do the same.
We also touched on legacy - what it means to be a financial role model and leave something meaningful behind for the next generation, which in today’s world, that kind of forward thinking is more important than ever.
If you’re someone who’s been on the fence about taking action, or you’ve been wondering how to turn what you know into something that can build real wealth - this episode’s gonna speak to you.
Did you enjoy listening to this Magic Moment? Click here for the full episode.
In this week’s episode of the UFD Podcast, I’m joined by Katie Harvey co-director at Haines Homes and all-around powerhouse.
Katie’s not only been smashing it with her rent-to-rent HMO portfolio in Oxford, but she’s also launched a brand new business called Breathe, focused on helping entrepreneurs avoid burnout and actually enjoy the life they’re building.
Katie and I dive deep into how she turned her business around by ditching the "scale-at-all-costs" mentality and zeroing in on profit margins.
We dive into the power of financial planning, specifically how using a 12-month forecast helped Katie feel confident enough to leave her job as an electrical contractor, fully commit to entrepreneurship and create a life she’s actually excited to live.
Katie also introduces her new venture, Breathe, which is all about helping other entrepreneurs avoid burnout through intentional lifestyle design. It’s a refreshing take on business - one that puts wellbeing and balance at the forefront.
We chat about what it’s like running a business with family, including the dynamics, the boundaries, and the benefits of working with people you trust.
And finally, we explore how finding your “sweet spot” in business - that place where things run well without being overwhelming - can make all the difference.
It’s a proper behind-the-scenes look at how we’ve made big shifts, both in the business and in life - and why it’s paying off in more ways than one.
Give it a listen, and as always, let me know your biggest takeaways.
You can connect with Katie across socials via her links below:
https://www.instagram.com/haineshomes_/
https://www.linkedin.com/in/katie-harvey-097571195/
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
In this week's Magic Moments episode, I sit down with Mr Tej Gill, a serious financial whiz.
If you’ve ever wondered how to get more out of your money without giving half of it to the taxman, this one’s for you.
We get deep into pension schemes - what they actually are, how to use them to your advantage, and why most of us are totally sleeping on the power they hold.
Tej drops some absolute gold about maximising contributions, using carry-forward allowances from previous years, and even a smart trick involving unallocated contributions through SSAS (Small Self-Administered Schemes).
Sounds technical, but he breaks it down so clearly, it all makes sense in the end.
This one’s packed with practical, easy-to-action advice to get your financial house in order and build some proper long-term wealth.
We also cover:
-
How to contribute up to £60K a year into your pension (and maybe more)
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Why opening a pension is something you can do right now
-
A game-changing SSAS strategy that lets companies make pension contributions without breaching your personal limits
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How to gift money tax-free from surplus income
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Why future-you will thank present-you for sorting this out sooner than later
Tune in and learn and if you want MORE tax secrets - tune into the FULL episode right here.
In this week’s episode of the UFD podcast, I sit down with someone who’s had one hell of a journey - Eddie Whittingham.
From being a police officer, then a solicitor, to founding (and selling) a cybersecurity company, Eddie’s now the man behind Ministry of Work - a very cool, high-end work club for entrepreneurs 🙌🏻
We got into how he went from chasing down criminals to chasing business goals, why working from your kitchen table might be killing your productivity, and how creating the right kind of space can change your business - and your life.
Eddie's story is full of twists, but what really stood out to me was how intentional he’s been at every step. Ministry of Work is about creating a space where business owners actually get more done and feel better doing it.
We talk about why Eddie ditched the corporate path to go all-in on entrepreneurship, how shared workspaces can totally change the game and the surprising mental health benefits of working around other people. As well as that weird moment when you realise working from home might be slowly crushing your soul! 😵💫
We discuss body doubling, building community, and why Ministry of Work is more than just a co-working space. If you’re feeling stuck, isolated, or just ready to shake things up in your work routine, this one’s for you.
Let’s get into it 🚀
UFD RESOURCES: 👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 38 of Magic Moments ✨
This week’s Moment is for all the entrepreneurs out there who might sell their business one day - even if it’s not on your radar right now.
In this episode, I sat down with Tej Gill, our go-to guy for all things tax and finance, and we went deep on what it really means to build a business that’s ready to sell.
We’re getting into the juicy stuff - how to cash out smart - AND make sure you keep as much of that money as possible.
We talked about why selling your business doesn’t have to mean the end of the road - it can be the door to something new (or even early retirement if you fancy).
But more importantly, Tej explained how Business Asset Disposal Relief (BADR) can be a total game-changer when it comes to tax. Imagine selling your business and only paying 10% tax on that gain?
Even if you’re not thinking about selling now, structuring your business with an exit in mind can massively boost profitability, cut your workload, and give you options if life takes an unexpected turn.
Loved this chat with Tej - straightforward, no fluff, and packed with stuff most business owners never hear until it’s too late.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
This week I am joined by Adam Goff from Property Entrepreneur - and what a wealth of knowledge this guy has after 20+ years in the business world, especially in property!
We dive into Adam's journey of building Property Entrepreneur into one of the UK's leading business training companies. What I found really interesting is how he approaches the financial side of his business - something I'm obviously passionate about.
Adam shared how his financial management has evolved over the years. He started like many of us do - handling finances in-house with basic systems. But what transformed his business was embracing proper financial forecasting and modeling. He admitted that getting clear on his numbers was a game-changer that allowed him to make much better strategic decisions.
Adam broke down how he structures his training programmes to help entrepreneurs at every stage - from complete beginners to established business owners looking to scale or exit. His methodical approach to teaching business fundamentals alongside property-specific strategies shows why his clients get such great results.
We also talked about some of the unique challenges of running a training business, particularly around managing time and energy. Adam shared some brilliant insights on how he's structured his schedule to maximise productivity while avoiding burnout - something I know many of us struggle with!
For anyone looking to build a sustainable business (in property or otherwise), Adam's approach to combining solid financial foundations with systematic delivery of value is something to learn from.
This was such a fantastic episode to record - I hope you enjoy it as much as I did!
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 37 of Magic Moments ✨
In this week’s Magic Moment, I chat with Christian Harris - a guy who knows a thing or two about taking a business from the brink and scaling it into something seriously impressive.
Christian’s been in the trenches, especially through the madness of covid, and he came out the other side with a thriving company and some seriously valuable lessons.
What stood out most in this episode was Christian’s ability to pivot under pressure. We got into how he’s built predictable systems for lead gen and sales, and how dialing in cash flow processes - like reducing collection days and using invoice discounting - kept the lights on when things could’ve gone south fast.
Christian talked openly about knowing your own weaknesses, and how the real growth came when he started surrounding himself with people who complimented him, not just copied him.
This one’s full of real-world advice for any business owner trying to scale sustainably - especially when times get tough.
Christian brought the goods in this one. If you’re building, scaling, or just trying to keep your business afloat through chaos, you’ll want to give this a listen.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
This week on the UFD podcast I am joined by Akash Vaghela, the founder of RNT Fitness. Akash's journey from personal trainer to running a global online transformation business that's helped over 4,100 people across 28 countries is extremely impressive!
In our conversation, we dove deep into how RNT Fitness evolved from chasing client numbers (they once had over 1,000 clients!) to strategically reducing to around 500 higher-paying clients.
This shift not only made the business more manageable but significantly boosted their profit margins. Akash shared that this counter-intuitive move of working with fewer clients while charging more was absolutely transformational for both the business and his quality of life.
Akash has been relentlessly consistent with articles, books, and his podcast - creating a content machine that positions RNT as the go-to experts in transformation coaching. This approach has allowed them to command premium prices in a typically price-sensitive industry.
We also talked about the elephant in the room for fitness businesses - the impact of weight loss drugs like Ozempic and how they might reshape the industry. Akash shared some really thoughtful insights about how RNT is future-proofing their business model by focusing on the psychological and lifestyle aspects of transformation that medication alone can't address.
For any entrepreneur looking to build a sustainable, profitable business that truly makes an impact, Akash's approach offers a masterclass in doing it right. Time to tune in, listen and learn!
You can connect with Akash via his social links and website below:
http://www.rntfitness.com
http://www.facebook.com/rntfitness
http://www.instagram.com/rnt_fitness
http://www.youtube.com/user/rntfitness
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 36 of Magic Moments ✨
This week’s Magic Moment is a bit different… Because the guest is none other than yours truly.
This week I am in the hot seat to dive deep into my journey - how I went from being an employee in a mate’s business to building serious financial independence through smart investing and structured business strategy.
We talked about the early days - when I barely knew what property investment really was - and how I got thrown into the deep end. I share some raw moments from my time in the Property Entrepreneur programme, and how a seriously tough situation ended up being the turning point that shaped my future as a leader.
I break down my strategy for building my Financial Fortress. We’re talking low-risk, long-term, cash-flowing property investments that give you actual freedom - without the stress and noise of more volatile setups.
This one is a must-listen if you’re tired of chasing quick wins and want a real, repeatable strategy for lasting wealth.
It was great having the tables turned on me in this episode and sharing my full story - it’s one of resilience, smart decisions, and a whole lot of intention behind every move.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
We’re back this week with another episode of Tax Talks! This was an incredible conversation with tax expert Tej Gill that I know is going to be super valuable for all of you.
If you've ever found yourself scrambling at the end of the tax year or been hit with unexpected tax bills, this episode is for you. Tej breaks down the entire process of creating a proper tax and drawing strategy with such clarity – I was taking notes myself!
One of the first things Tej emphasised was the importance of aligning your business year-end with the tax year. This simple adjustment creates so much more visibility for planning purposes. I've seen firsthand with my clients how this alignment can make a massive difference in their ability to make smart financial decisions throughout the year.
We spent quite a bit of time discussing how to analyse your personal needs before diving into any tax strategy. Tej walked through a really practical approach to figuring out exactly how much you need to extract from your business, when you need it, and what you need it for. It sounds basic, but you'd be surprised how many business owners (myself included in the early days!) skip this crucial step.
I particularly loved Tej's insights on leveraging your business for legitimate benefits – from company vehicles to relevant life insurance. These strategies can significantly reduce your personal expenditure needs while remaining fully compliant.
The section on executing your drawing strategy was gold. Tej explained how to properly manage director's loan accounts, when to take salary versus dividends, and how to time everything for maximum tax efficiency. He even shared a few examples that illustrated how proper planning could save thousands in unnecessary tax.
What really stood out to me throughout our conversation was Tej's emphasis on proactivity. As he pointed out, tax planning isn't something you do in March for the year that's ending – it's something you should be thinking about right now for 2025/26.
This episode is packed with actionable advice that I know will help you take control of your tax situation rather than letting it control you. This is one you do not want to miss! Let’s dive in.
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 35 of Magic Moments ✨
In this moment, I sat down with the brilliant Orrin - an absolute powerhouse when it comes to finance and business. He’s got a solid foundation in the corporate world (three years of CIMA under his belt and five years grinding in finance), and he’s since taken that knowledge and turned it into entrepreneurial gold.
We discussed the stuff that most people shy away from - what to do when your business hits tough financial times. And it’s not about hiding or powering through silently. It’s about honesty and transparency. Orrin shared how being upfront and open with partners, investors, and teams can actually make or break your business when the pressure's on.
We also dived into why every entrepreneur needs to get comfortable with the numbers. Finance isn’t just for the accountants anymore - it’s a core part of decision-making, and if you want to lead with confidence, you’ve got to understand what’s under the hood of your business.
Orrin’s lived that transition from financial specialist to full-on business leader, and he drops some epic insight on how that shift works - and why CFOs are often stepping up as CEOs more and more.
This conversation was a proper eye-opener, and if you’re navigating the chaos of entrepreneurship (especially with money stress in the mix), this one’s definitely for you.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this week’s episode of the UFD podcast I am talking about something that I am really passionate about and addressing a challenge I see far too many of my clients facing.
Your business is showing healthy profits on paper, but somehow your bank account isn't reflecting that success. If you've ever found yourself scratching your head at this disconnect, this episode is for you.
I wanted to deep dive into why this happens, especially for those of you who've scaled to seven figures. It's that moment when you look at your P&L statement showing impressive profits but then glance at your bank balance and think "where did all the money go?"
Been there myself, and it's exactly what prompted me to start Ultimate FD.
Throughout this episode, I unpack the crucial difference between accounting profit and actual cash in your business. The accounting principles that recognise revenue before you've been paid can create this illusion of profitability while you're still chasing payments.
One thing I'm particularly proud of is my approach to credit control. I've learned (sometimes the hard way!) that having strict payment processes isn't being difficult - it's just good business sense. When I implemented proper credit control systems, the difference to my cash position was night and day.
Looking back at my own journey over the past year, I've seen tremendous growth in both revenue and team size at Ultimate FD. But that growth came with its own cash flow challenges that forced me to practice what I preach. The strategies I shared are the exact ones that helped me navigate that expansion.
Remember, cash really is king. You can have the most profitable business on paper, but without cash, you're vulnerable. Hope this episode helps you bridge that gap between your profit figures and your bank balance!
Drop me a message on socials if you've experienced this profit/cash disconnect in your business or if you have questions about implementing any of the strategies I discussed.
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to episode 34 of our Magic Moments series ✨
In this week’s Moment, I break down what I've observed after working with so many business owners - particularly how clarity becomes a massive leverage point.
I shared my thoughts around why knowing what you actually want is half the battle. Once you get that clarity, everything else becomes about execution and alignment. I've seen this pattern repeatedly - the entrepreneurs who can articulate their true aims are the ones who create businesses that work for them, not the other way around.
I get into the whole “revenue is easy, profit is hard” concept that keeps coming up in my conversations. So many business owners chase top-line growth without understanding the profit mechanics underneath. I tried to unpack why this happens and how to shift focus to what actually matters.
The predictability of success is something I'm becoming more convinced of with each passing year. When you follow certain principles consistently, the results tend to follow. I shared some examples from my own journey with business growth, publishing, and property investments to illustrate this.
I hope this episode helps listeners cut through some of the noise and focus on the core elements that actually move the needle. Sometimes entrepreneurship feels complex, but the fundamentals haven't changed - clarity of purpose, understanding unit economics, and having the discipline to stick to a plan still win the day.
Looking forward to hearing how this resonates with you. Let me know what you think!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this week’s episode I am joined by UFD client Ashley Gray from Grey Electrical Contractors in the West Midlands. Ashley's been doing very well in the electrical contracting world while also building a pretty impressive property portfolio using the BRRR strategy (buy, refurbish, refinance).
We got into the nitty-gritty of how Ashley transformed his business by getting serious about the financials. We all know cash flow is king, but hearing how Ashley shifted from taking any job that came his way to strategically pursuing long-term contracts that provide consistent revenue was eye-opening.
Ashley shared some painful lessons about pricing - something I think a lot of us can relate to! He admitted to underpricing jobs early on because he wasn't properly accounting for all his overheads. Once he built proper financial models and forecasting tools, the game completely changed for him.
Ashley's approach to employee retention is gold - he's created a culture where his team feels valued, and it shows in their loyalty. His journey from scrambling for jobs to building a stable, profitable operation is exactly the kind of real-world business evolution I love exploring on this podcast.
It’s time to dive in - I hope you enjoy!
You can connect with Ashley via his social links below:
https://www.instagram.com/newhorizonhomes/
https://www.linkedin.com/in/ashley-gray-73492b285/
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Episode 33 of Magic Moments has landed!
This week’s moment is from an amazing conversation with Gareth Morgan that I can't wait to share with you all. Gareth is truly a systems guy with a gift for optimising business operations and driving growth.
Our chat was packed with insights about how he approached buying his mortgage advisory business and immediately set it up for success through his clarity about where to focus his energy and what to delegate from day one.
Gareth shared how he identified the value of his time early on and made strategic decisions about outsourcing and systems. Instead of getting bogged down in admin work like many new business owners do, he immediately invested in support structures that freed him to focus on what he does best - structuring deals and growing the business.
I particularly loved Gareth's perspective on not waiting until you're drowning in admin work to build systems. He came in with a clear vision of his strengths and weaknesses and built his operation around maximising his impact.
The conversation reinforced for me that sometimes the best business decisions aren't about what you do, but what you deliberately choose not to do. Gareth's success came from understanding where his unique value lies and designing everything else around supporting that.
For anyone looking to acquire or scale a business, this episode offers a masterclass in strategic thinking from day one.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
For this week’s episode of the UFD podcast, I welcomed Colin McIntosh, the founder and CEO of Sheets & Giggles, a sustainable bedding company that's absolutely smashing it. Colin's journey is fascinating - he launched his company after being laid off in 2017, and within just two years was hitting $1 million in monthly sales.
Colin transformed a simple concept - sustainable eucalyptus bed sheets - into a thriving business with a loyal customer base. He shared how his initial crowdfunding campaign was crucial to getting the business off the ground, essentially using customer pre-orders to fund production and validate his product concept.
Colin's approach to marketing is refreshingly authentic and customer-focused. He explained how his background as a recruiter gave him valuable insights into leadership and building high-performance teams, which he's leveraged to grow Sheets & Giggles.
Colin's side project is an AI-powered resume review and building service. Drawing from his recruiting experience, he's created a tool that provides job seekers with personalised advice at scale. The way he's using AI to extend his expertise to help more people is very impressive.
Colin kept coming back to the importance of being customer-centric and genuinely trying to help others. Whether it's creating sustainable products that people love or helping job seekers land their dream positions, his philosophy centres on making a positive impact.
We wrapped up with some solid advice on financial strategies for growing businesses and the importance of understanding every aspect of your business before delegating. Colin's approach of learning each business function himself before hiring specialists has clearly served him well.
If you're interested in entrepreneurship, sustainable business practices, or how AI can be leveraged in unexpected ways, this episode is packed with insights you won't want to miss.
Dive in and enjoy!
You can connect with Colin via his socials below:
https://www.linkedin.com/in/colindmcintosh
https://www.instagram.com/colindmcintosh
UFD RESOURCES:
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 32 of Magic Moments ✨
In today's episode, I’m joined by my guest Guillaume Black and together we dove deep into the nitty-gritty of building a startup from scratch. Guillaume shared some super valuable insights about maintaining financial health during those make-or-break early years that I know many of you will find very helpful 🙌🏻
We talked about that journey toward breaking even and how strategic financial planning makes all the difference. Our conversation on teamwork and effective delegation really resonated with me - it's something I've been working on in my own business journey over the past 12 monts.
Guillaume was very open about balancing work with personal life. He shared some amazing stories about running marathons while managing growing family responsibilities and scaling their business simultaneously!
For those of you building your own businesses, pay special attention to our discussion on growth strategy and the importance of month-on-month progress. We also had a good chat about co-founder dynamics and how having the right team with complementary skills can make or break your startup.
This episode is packed with authentic stories, practical advice, and personal reflections that I know will help you navigate your own business challenges - so dive in and enjoy.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
This week on the UFD podcast I’m joined by UFD Client Richard Evans 🙏🏻
Richard is the founder of Vavavoom and he has been in the property investment game for over 30 years. His journey from corporate life to entrepreneurship is fascinating - he's managed to blend his property expertise with his business acumen to build Vavavoom, which specialises in recruiting and placing virtual assistants from the Philippines.
Richard's approach to business is all about systemisation - combining the right software, processes, and talented people. This trio is what he credits for his success in scaling businesses effectively.
We dove deep into how financial oversight becomes increasingly critical as businesses grow. Richard shared how he transformed financial reporting from something that felt like a chore into a strategic advantage that has improved his margins and profits 💸
For those looking to scale their businesses, Richard's insights on the importance of having the right people in defined roles, supported by solid processes and technology, are absolutely gold. He shares how maintaining financial discipline and avoiding impulse spending has helped him navigate growth periods successfully.
If you're a business leader looking to scale, this episode offers practical advice on using financial strategy as your roadmap to success.
Richard's combination of property investment knowledge and his experience building Vavavoom provides a unique perspective that I think you'll find incredibly valuable.
Enjoy! 🙌🏻
You can connect with Richard on Facebook and LinkedIn.
The latest episode of Magic Moments is here ✨
This week's Magic Moment is from my chat with Chris Moss about something I feel super passionate about - brand consistency and why it matters so much in business.
Chris and I dug into how having a consistent, professional brand across everything you do (your socials, website, documents, the lot) makes such a huge difference in how potential clients see you.
If you want the big clients and bigger deals, you absolutely need to look the part. Nothing turns off a potential client faster than inconsistent or amateur-looking materials.
We also chatted about practical stuff - getting a proper branding pack done professionally, making sure your documents look top-notch, and keeping everything consistent. Looking professional isn't just about vanity - it's about building trust and ultimately growing your business.
Dive in - I hope you enjoy it!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
This week on the UFD podcast I’m joined by Hugh Massie, the executive chairman and founder of DNA Behavior International, a behavioural data analytics company based in Atlanta, Georgia 🇺🇸
Hugh's journey from Sydney to Atlanta is fascinating - starting as a chartered accountant and then creating a whole system for analysing behavioral patterns related to financial decisions.
His company, DNA Behavior International, has really pioneered this field, and you can tell he's passionate about it. Hugh enlightens us with his insights on behavioural finance and how understanding our “Financial DNA” can transform businesses and personal lives 💸
Hugh made the point that behind every problem is behaviour and we kept coming back to how understanding these core behavioural styles impacts everything from company culture to profitability.
We discussed leadership traits and how they influence decision-making. As Hugh put it, “You could put 10 leaders around a table with the same case facts and you'll get different decisions depending on styles.” This explains so much about why some leadership teams struggle to align!
For those of you looking to improve your company culture or better understand your own financial decision-making, Hugh's books are definitely worth checking out, especially "Financial DNA: Discovering Your Financial Personality for Quality of Life."
You can find out more and connect with Hugh across his various links below ⬇️
Website: www.dnabehavior.com Website: www.boyswithoutfathers.org Linked In: https://www.linkedin.com/in/hughmassie/ Facebook: https://www.facebook.com/hugh.massie/ Twitter: @HughMassie Instagram: https://www.instagram.com/hughmassie/ Youtube: https://www.youtube.com/@dnabehavior
I hope you enjoy this one as much as I did! 🙌🏻
Welcome to Episode 30 of Magic Moments! ✨
In this week’s Magic Moment, I sit down with Mike Chamberlain, a seasoned entrepreneur in the financial services industry. Mike has an impressive track record of building and scaling businesses through various economic cycles and has successfully exited his venture.
We dove deep into client selection - Mike emphasised how choosing the right clients can make or break your business. He talked about not compromising on price just to get clients in the door.
We also discussed finding that sweet spot between bringing in new clients and nurturing your existing relationships. Mike had some great insights on managing acquisition costs while maximising profitability.
We also talked about financial oversight. Mike is big on using digital tools to keep a close eye on business performance - tracking things like turnover, efficiency, and working capital. I'm definitely going to implement some of his suggestions in my own operations.
Whether you're just starting out or looking to scale your existing business, Mike's practical advice on pricing strategies, client management, and operational efficiency is pure gold.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to another episode of the UFD podcast. This week, I'm delighted to have Tej Gill back on the show! 🙌🏻
If you caught one of our previous conversations, you know Tej is not just a tax wizard, but a world class entrepreneur who knows how to break down complex financial stuff into bite-sized, actionable insights.
To welcome Tej back and to kickstart our next batch of Tax Talks episodes, I thought we’d invite Tej to come onto an episode of Millionaire Money Matters and talk us through his biggest wealth wisdoms, entrepreneurial lessons and his insights into the success he has so far in his journey and how he’s gotten there.
We dive deep into six killer topics that I know are going to light a fire under your financial goals. We covered everything from personal accountability to team building, with Tej dropping some serious knowledge bombs 💣
One thing that really stuck with me was Tej talking about being a role model for his kids. It's not just about making money, but about showing the next generation what true success looks like.
If you're an entrepreneur, a wannabe business owner, or just someone who wants to level up their financial game, this episode is your jam. Tej brings the kind of real-world wisdom you can't get from textbooks.
You can connect with Tej across socials via the links below: Instagram LinkedIn
Magic Moments Ep 29 is here ✨
In this Magic Moment, I am joined by the incredible Chris Ducker. This was one of the best conversations I've had about personal branding. If you've been wondering whether to put yourself out there or keep the focus on your business, this episode is definitely for you 🙌🏻
Chris founded the Youpreneur community and has written killer books like "Virtual Freedom" and "Rise of the Youpreneur." The man knows his stuff when it comes to building what he calls "the business of you."
We jumped right into the big question - should you market yourself or your company? Chris broke it down perfectly, explaining how it really depends on your long-term goals 🎯
What I loved most was Chris's take on uniqueness in the market. He made a great point that nobody can copy YOUR story and YOUR approach - that's the power of personal branding!
Chris shared some gold about building a complete personal brand ecosystem - from social presence to books and speaking gigs. He mapped out how to actually turn that recognition into real revenue through courses, group coaching, and high-end masterminds.
We also hit on that tricky balance of scaling when clients specifically want to work with YOU. His insights on delegation and innovation were spot-on for anyone feeling stuck in the day-to-day grind.
Whether you're just starting your entrepreneurial journey or looking to take things to the next level, Chris dropped wisdom bombs throughout the entire conversation 💣
Did you enjoy this Magic Moment? Click here to listen to the full episode.
This week’s episode is a banger - I sat down and had an amazing chat with Phil Saunders and I'm buzzing with all the insights he shared about the service accommodation world.
Phil's journey started with a super creative rent-to-SA glamping setup in the Peak District - basically turning farm land into a profitable venture. Now he's built an impressive portfolio across the UK and helps others break into the industry 🚀
In this episode, we dive deep into how he's managed to scale his business while navigating all the typical pitfalls. What stood out was his practical approach to choosing properties - he's all about those larger unique properties with hot tubs and cinema rooms that consistently outperform the standard units.
The conversation got really interesting when we talked about partnerships - Phil doesn't sugar-coat it - picking the right joint venture partners can make or break your business. He shared some horror stories and success cases - you’ll have to tune in to find out 👀
Phil revealed some clever alternative revenue streams that most hosts overlook - these little tweaks can seriously boost your bottom line - which you know I am all about.
Whether you're just starting out or looking to level up your existing SA business, this episode is packed with actionable strategies that Phil has personally tested and proven 🙌🏻
Can't wait to hear what you guys think of this one!
You can connect with Phil via his socials below:
www.linkedin.com/in/saundersproperty https://www.facebook.com/groups/saholidayletsuk
Welcome to Episode 28 of Magic Moments! ✨
This week’s episode is taken from an amazing conversation with Julie Talbot.
Julie is a powerhouse - entrepreneur, author, speaker, and she's been crushing it in the personal development space since she was super young. Her approach completely flips traditional financial education on its head.
We dive deep into how we can better teach kids about money, and Julie had some really eye-opening perspectives that challenged even my own thinking:
➡️ Stop paying kids for basic chores - instead, Julie suggests teaching them to earn by creating actual value or producing content that matters
➡️ She shared this brilliant story about using "tooth fairy money" as a first investing lesson (I'm definitely trying this with my kids!)
➡️ The Spend/Save/Give jars concept - such a simple visual tool but so effective for teaching money management
➡️ Getting kids involved in household financial conversations to build their negotiation muscles
Julie emphasises building a wealth mindset from an early age. We're not just teaching kids about money - we're setting them up with fundamental skills they'll use their entire lives. I walked away from this conversation with so many new ideas to try with my own family 🙌🏻
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to part 2 of 35 entrepreneurial lessons learned by 35! 🚀
I recently turned 35 and wanted to share with you the lessons I’ve learned throughout my entrepreneurial journey so far. In this part 2 episode I’m going deeper into some of those key insights that have guided me through the past 10 years.
I'm breaking down more valuable lessons that I've learned the hard way so you don't have to. From managing finances to building great teams, these lessons include personal experiences that have shaped how I approach business and life today 🙏🏻
I dive into why understanding your business numbers is crucial for making smart decisions and how to truly appreciate your team and their contributions. And we go over ways to make your work enjoyable, even during challenging times, and why consistency beats cleverness in the long run.
I also emphasise the importance of maintaining cash reserves for stress-free living, the difference between personal budgets and business targets, and why targeting clients with high standards can elevate your entire business 📈
Some lessons in life you just have to experience firsthand, but I hope sharing what I've learned helps you avoid some common pitfalls and accelerates your own growth journey!
Thanks for tuning in! I hope you enjoy 🥳
Magic Moments Ep 27 is here ✨
In this week’s episode I’m joined by my guest Steven Day, who's an absolute wizard when it comes to building virtual teams. If you're looking to scale your business while keeping costs down, this episode is packed with gold!
Steven walked me through how he's helped businesses save a ton of money by hiring talented people from around the world. The numbers are pretty eye-opening - you can hire someone with serious management skills in the Philippines for way less than what you'd pay in the UK, without sacrificing quality.
He shared this brilliant concept of being "unavailably available" - which basically means not being on call 24/7 so your team learns to solve problems themselves. This has been a game-changer for me personally! 🙏🏻
We also got into some practical stuff like setting up regular stand-up meetings and regular value-focused sessions to keep everyone aligned, even when they're spread across different time zones.
If you're feeling stuck because hiring locally is eating up all your profits, this episode shows you exactly how to build a killer virtual team that can transform your business. Steven's strategies for managing across cultures and time zones are practical and proven 🚀
Let me know what you think after listening! Did any particular strategies stand out to you?
Did you enjoy this Magic Moment? Click here to listen to the full episode.
I recently turned 35 and so in this special birthday episode of the UFD podcast, I am reflecting on my 35 years and sharing the most valuable entrepreneurial lessons I've learned throughout my journey! 🙌🏻
I open up about building my seven-figure property portfolio over the past decade and the key principles that have guided my success.
I dive into essential entrepreneurial mantras like "trust the process," "sell packages, not products," and "a deal is a deal" - explaining how these philosophies have shaped my business decisions.
Bringing you professional insights with personal stories that illustrate how embracing failure, finding your niche, and surrounding yourself with the right team have contributed to my growth 🚀
From building a business ecosystem to smart property investments, I cover the journey of an entrepreneur at various stages, going over the importance of proper goal-setting and consistent execution.
Whether you're just starting out or looking to scale your existing ventures, this episode offers you practical wisdom drawn from real-world experience!
Join me for this candid look at entrepreneurship through the lens of 35 years of life lessons 🎂
PART 2 coming next week! I hope you enjoy 🥳
Welcome to Episode 26 of Magic Moments! ✨
In this week’s Magic Moment we’re diving deep into financial resilience, the mental side of money and how it affects everything else in your life and business.
Joined by my guest Akash Desai, we talk about why you need actual plans, not just hopes, for your money, and the importance of balancing working IN your business versus ON your financial future 💸
We discuss how your personal money goals should connect with your business ones for true financial well-being. And help you learn about establishing clear financial objectives and backup plans that minimise stress and support sustained business growth.
The bottom line from this episode is clear: get your money sorted BEFORE it becomes a problem! And make sure your business goals actually connect to what you want in your personal life.
Tune in, listen and learn! 🎧
Did you enjoy this Magic Moment? Click here to listen to the full episode.
I am super excited to share this latest episode with you all where I got to chat with the amazing Glenn Poulos - a true sales guru with over 40 years of experience! 🚀
Glenn's journey is pretty incredible. He started as a government worker back in '82, then made the leap into sales where he absolutely crushed it.
He eventually built and sold multiple successful sales companies (the latest one to private equity in 2022!) and now he's venturing into the power utility space.
During our conversation, Glenn dropped some serious knowledge bombs:
💣 You don't need fancy degrees to make bank in sales - Glenn mentioned you could potentially make $400K in your first or second year if you're good!
💣 Always identify your customers BEFORE developing your product. Glenn's advice is to find 10 potential customers who say they'll buy your idea before you invest too much time in it
💣 Sales and marketing should be separate functions in your business - don't waste your top salespeople's time on activities that could be delegated
💣 Use every sales interaction - win or lose - as a learning opportunity, and always keep the momentum going
I really loved Glenn's practical approach. He's not about fancy theories - he's about what actually works in the trenches 🙌🏻
Let me know what you thought of this episode! I found Glenn's insights super valuable and I'm sure you will too. Tune in now! 🎧
If you want to connect with Glenn, you can find him on LinkedIn and across other social platforms. He also has a book available on Amazon and offers a free presentation template called “Punch, Perfect Pitch, and Close” on his website. All links are below!
Glenn's Website
Glenn’s social links: https://www.linkedin.com/in/glennpoulos/ https://twitter.com/GlennPoulos https://www.instagram.com/glenn.poulos/ https://www.facebook.com/glenn.poulos/
Magic Moment 25 has landed! ✨
In this week’s episode of Magic Moments, along with my guest Mo, we dive into the nuanced strategies of maximising your business margins through efficient supply chain management.
We highlight the clever use of vertical and horizontal margins in boosting your business profitability - this is particularly useful for letting agents and other service-oriented businesses.
We discuss the hidden potential in aligning business operations for maximum gains - giving you actionable insights and compelling real-world examples 💪🏻
Mo shares his practical success in letting agency operations, detailing how small changes in internal processes have resulted in impressive gains, changing the outlook on service delivery and client satisfaction 🚀
We also chat about using strategic partnerships to enhance business value without the complexity of bringing out new services or products!
Tune in for more insights into innovative business practices and profit maximisation strategies 📈
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this week’s episode of the UFD podcast, we’re sharing the second half of our most recent webinar - Make 2025 your most LUCRATIVE year yet 🚀
We’re diving into something I'm super passionate about - how to actually make your business profitable instead of just chasing sales.
Most entrepreneurs are obsessed with pulling one lever in their business: sales growth. Meanwhile, there are all these other dials and switches that could DRAMATICALLY improve your bottom line!
Most entrepreneurs (myself included, back in the day) make the mistake of thinking “more sales = more profit” when that's often not true. Sometimes you're just growing yourself into bigger problems.
This is why it's so important to find your business “sweet spot” - this is where you've got the perfect balance of:
✅ Healthy profit margins ✅ Excellent customer service ✅ Good lifestyle for you as the owner
If you take nothing else from this episode, remember this: establish clear rules for your business and stick to them!
These rules should cover: ➡️ Minimum acceptable margins ➡️ Maximum overhead percentages ➡️ Pricing strategies that protect profitability ➡️ When to say no to growth opportunities that look good but aren't
I know this isn't as sexy as tripling your sales, but trust me - mastering the profit levers in your business will create sustainability that aggressive growth alone never will.
So tune in to this week’s episode to learn how you can grow your bottom line, not by adding more, but by optimising what you already have! 🤯🤩
Magic Moments Ep 24 is here! ✨
In this week’s episode of Magic Moments, we’ve got a snippet from my conversation with award winning insolvency expert, Mr Mike Chamberlain.
Together we delve into the crucial topic of managing business structures and effectively handling financial downturns 🙌🏻
He discusses strategies to protect your assets in business operations and prevent financial ruin, and how you can reflect on your current business frameworks.
We cover strategic financial planning, shedding light on the nuances of business structures like holding companies, property companies, and operating companies.
And we discuss the importance of separating financial liabilities and assets - and getting those preventative measures in place to protect your wealth and to structure your business for both growth and protection in more unfavourable times!
With insights on handling operational challenges and potential business failures, tune in to be equipped with practical knowledge to strengthen your businesses against financial crises 💰💪🏻
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Today we’re diving into something really important that I've noticed during my recent calls with 6 and 7 figure entrepreneurs.
And that is: even the most successful entrepreneurs running 7-figure businesses are making mistakes that could be costing them serious money - we're talking six figures in lost profits 🤯
When I speak with these entrepreneurs, the same issues keep popping up, even with really successful business owners. So I thought, why not break this down and help you avoid these expensive pitfalls?
WHAT WE COVER IN TODAY’S EPISODE:
➡️ Director's loan accounts. This is a big one. I can't tell you how many times I've seen entrepreneurs not keeping track of these properly
➡️ Business owners doing their own bookkeeping. I get it - you want to keep your finger on the pulse. But trust me, this is not the best use of your time. Get a proper bookkeeper in there!
➡️ Confusion between performance profit and taxable profit. These are not the same thing! Understanding the difference is crucial for making smart business decisions
➡️ Balance sheets - your balance sheet needs to match your accounting system. I've seen so many cases where this isn't happening, and it's causing all sorts of problems with financial reporting
➡️ Having a proper finance manager overseeing your bookkeeping. They can turn all that raw data into information you can actually use to grow your business
So those are the main things I'm seeing out there. I know this might sound like a lot, but these are all fixable issues. The key is knowing they exist and taking action to address them 💪🏻
If you're running a successful business but feeling like you might be leaving money on the table, then you need to listen to this episode!
Tune in, listen and learn - and then implement! 🙌🏻
Welcome back to another episode of Magic Moments from the UFD Podcast.
Today I want to dive into something I'm super passionate about - how to actually build wealth through your business in a smart way.
I've been in the trenches with this stuff and I want to share what I've learned about pulling value from your business while keeping it healthy and tax-efficient. Whether you're just starting out or you're already crushing it, I think you'll get a ton of value from this episode.
I'm going deep into the nitty-gritty of financial planning that actually works. The real stuff - like how to pay yourself properly through a mix of salary, dividends, and director's loans. I've learned some hard lessons about this over the years and I want to help you avoid those mistakes.
The big things I cover in this episode:
🔥 How to structure your income between salary, dividends, and loans (trust me, this stuff matters!)
🔥 Why you need to plan your finances early in the year (I learned this one the hard way)
🔥 Smart ways to use company perks like the company car and WFH allowances
🔥 How to plan for personal stuff like holidays without messing up your business finances
🔥 Some clever insurance strategies that can save you money through your business
I get fired up talking about this because I see so many business owners leaving money on the table or making things harder than they need to be. I break it all down in a way that actually makes sense.
So grab a coffee, maybe take some notes, and let's dive into making your business work harder for you. And if you're getting value from this, don't forget to share with other business owners who might need this info.
Let's get into it!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this week’s episode, we dive into something crucial - portfolio reviews and making your investments work harder for you 💪🏻
I've been in property investment for years, running Ultimate FD and building my own portfolio. Today I'm sharing my approach to maximising returns through strategic portfolio management.
Here's what I cover in this episode:
➡️ I break down how to properly assess your investment properties using Return on Equity (ROE). This is absolutely key - I've seen too many investors skip this step and miss out on optimisation opportunities.
➡️ I get real about the challenges we're all facing - rising maintenance costs and interest rate changes hitting our bottom lines. And let's talk about something we don't discuss enough - getting emotionally attached to properties that aren't performing. Been there, done that, learned the hard way.
➡️ I walk you through my process for either repurposing underperforming properties or knowing when it's time to sell and reinvest elsewhere. This annual review process has been game-changing for my portfolio.
This episode is packed with actionable steps to improve your property investment game in the coming year. Trust me, these strategies work - I use them myself and now I’m sharing them with you.
Remember: emotions and investing don't mix well. Let the numbers guide your decisions, and don't be afraid to make changes when the data shows you should.
I hope you enjoy!
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 22 of Magic Moments! ✨
In this week’s episode we dive into the art and science of financial storytelling through “dictate to dictate” philosophy. This will transform your standard financial accounts into potent tools for decision-making!
Through real-world examples from my own business, I show you how a clear financial narrative can significantly impact your business strategy and performance evaluations 🚀
We discuss how you can start leveraging your financial reports to drive strategic decisions. By turning numbers into narratives, you’ll better understand performance metrics and make informed choices that enhance your growth and profitability.
This episode is a goldmine for entrepreneurs seeking to streamline financial processes, cut unnecessary costs, and maximise their company's potential by turning mundane numbers into a powerful business narrative.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
In this week’s episode of the Ultimate FD Podcast, we’re helping you make 2025 your most profitable year 🚀
We’re releasing PART ONE of our recent webinar - Make 2025 your most LUCRATIVE year on record!
This episode is going to help you reflect on the past year's performance and set a clear trajectory for unprecedented financial success THIS YEAR. You’ll get actionable strategies aimed at quadrupling revenue and improving your cash flow 🤑
We delve into the common financial pitfalls that can impede your profitability and share how to avoid them by establishing a robust finance function.
You’ll discover the concept of the four finance professionals every business should have - each playing a unique role in maintaining the financial health of a company.
TUNE IN TO LEARN:
✅ How to establish a strong financial backbone in your business by hiring the right mix of financial professionals
✅ How to avoid the pitfall of over-relying on accountants for business insights; accountants should focus on tax strategy and compliance only
✅ How having the right people in the right roles, will allow you to transition from financial data collection to tactical decision-making and strategic planning
✅ How you can shift focus from resolutions and mindset hacks to a methodical, financially-oriented approach to scale your business effectively in 2025
Ready to transform your financial approach and set the stage for a record-breaking year in 2025? Listen now for insider insights and actionable advice. - - - - - 👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Magic Moments Ep 21 is here ✨
In this episode of Magic Moments, we delve into the intricacies of financial strategies for directors, focusing on the prudent use of dividends versus PAYE (Pay As You Earn) systems.
This episode will empower you with essential tips and hacks on wealth-building and business profitability, with high-value strategies that can transform how business owners perceive and manage their finances 🙌🏻
We unpack the complex nature of dividends, explaining their tax benefits, lack of national insurance contributions, and how they stand against PAYE in different business contexts.
Let's dive in!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
READY TO CREATE A KILLER FINANCIAL PLAN? 💸🚀
In this week’s episode I’m unpacking the essentials of creating a game-changing financial plan for the upcoming year 2025 😎
Based on my own experiences and the latest strategies, I’m giving you a behind the scenes look into the process that has led UFD to achieve its most lucrative year on record! Despite escalating overheads, the business has ended 2024 with triple the cash reserves 🙌🏻
This episode is packed with actionable advice on not only setting achievable targets but also focusing on the bottom line to enhance profitability. I’m sharing with you five expert tips to create robust, actionable financial blueprints that can lead to groundbreaking results in 2025 and beyond.
WHAT YOU LEARN FROM TUNING IN:
➡️ Understand budget vs. target: A budget is a safeguard detailing the worst-case scenario, while a target is the goal you strive for strategically
➡️ Pay yourself: Always include your salary in the financial plan to ensure the business can sustain monthly payouts and remain profitable
➡️ Use last year's data: Build future plans on the actual performances from the previous year to set realistic and growth-centric goals
➡️ Bottom line focus: Direct efforts towards improving net profit margins rather than merely aiming for top-line growth
➡️ Plan for everything: Consider all potential expenses such as bonuses, gifts, and donations to avoid unforeseen budget misalignments
I hope you enjoy!
Welcome to Magic Moments episode 20! ✨
In this episode along with our guest Tej, we explore an array of strategies aimed at maximising your financial potential in 2025. We share impactful insights into financial strategies that guarantee business growth and enhanced personal wealth 😍
We discuss tax strategies and how you can legally retain more income from your business, as well as efficient ways of drawing money from your company through dividends, understanding joint account benefits, leveraging child benefits constructively, and managing childcare costs effectively.
These strategies not only promise to streamline your financial operations but help to assure financial peace of mind for business owners and entrepreneurs in 2025 💸
Dive into this episode so you can learn how to maximise your wealth as a business owner! 😎
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Top 14 Life Hacks for 2025! 🚀🙌🏻
In this episode, I’m sharing something I’m incredibly passionate about - optimising how we live and operate in both our personal and professional lives.
This week I’m sharing my top 14 life hacks for 2025. These are strategies that will help you sleep better, boost your productivity and efficiency and help to make you a better entrepreneur! 🔥
You’ll also boost your happiness and health, save time, and learn how to focus on what matters most.
These aren’t just tips - they’re proven methods to help you feel better, which translates into performing better in life and business. And when you perform better, your business thrives 🙏🏻
This episode is a fun and practical guide to levelling up in every area of your life. It’s one I’ve been excited to record because I absolutely love all of this stuff!
I hope you enjoy! 🥳
Episode 19 of Magic Moments is here! ✨
This moment delves into essential productivity tools that helped UFD have the most incredible year in 2024. These are productivity tools that are essential for any entrepreneur who wants to make the absolute most out of the time they and their team have got.
From efficient task management to leveraging recurring tasks for seamless business operations, this episode provides valuable insights for increasing profitability and work-life balance ⚖️
Plus, tune in for an unexpected hack to boost productivity and wellness. Prepare to transform your business into a highly scalable and profitable venture when you utilise and implement these tools in your business! 🙌🏻
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Unlocking the Keys to Entrepreneurial Success: How Laurie Duncan built his property empire.
In this week’s episode of The UFD podcast we’ve got another guest on for our Millionaire Money Matters series!
I sit down with Laurie Duncan, a property entrepreneur redefining success in the Scottish real estate market. As the co-founder of The Real Property Group, Laurie’s story of building an empire is nothing short of inspirational.
💡 Here’s what you’ll discover:
🔑 How Laurie acquired 300 properties using OPTM (other people’s time and money)
🚀 The game-changing strategies that fueled his rapid growth in property investment and entrepreneurship
🧠 Insights into the mental challenges entrepreneurs face and the importance of cultivating the right mindset
⚖️ Why being selective about the advice you follow is crucial to achieving your goals
Whether you’re passionate about property investment, scaling your business, or setting bold entrepreneurial goals for 2025, this conversation will leave you inspired and ready to act.
Laurie’s journey is a testament to resilience, focus, and thinking bigger 🙌🏻
Tune in now to unlock the keys to entrepreneurial success and learn how to take your business - and your mindset - to the next level! 🎧
You can connect with Laurie on social media here:
Personal:
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https://www.facebook.com/el.dee.3958
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https://www.instagram.com/rewdgrouplaurie/
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https://www.linkedin.com/in/laurieatrewdgroup/
Business:
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https://www.facebook.com/rewdgroup
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https://www.instagram.com/realpropertyscotland/
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https://www.linkedin.com/company/realpropertyscotland/
Welcome to Episode 18 of our Magic Moments series! ✨
In the latest installment of Magic Moments, we are diving into the realm of cash flow management and bringing to light the challenges and realities of facing cash crises in business, which is a common hurdle for many entrepreneurs.
Learn about the importance of having a clear cash flow forecast, gaining financial clarity, and tackling problems head-on.
Discover how smooth seas never make a good sailor and equip yourself with strategies to emerge stronger and more skilled in navigating business finances! This episode offers valuable insights and tips for entrepreneurs facing cash flow challenges.
Learn how to transform financial difficulties into opportunities for growth and enhanced business acumen.
Tune in now!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Accelerating Business Value: Exit Planning for Maximum Profit 🚀
In this enlightening episode, I chat with Julie Wilkinson about the intricacies of financial management and strategic business exits.
Julie, with her vast expertise in finance and accounting, offers a deep dive into the essential governance and control mechanisms that entrepreneurs need to scale their businesses effectively and prepare for lucrative exits! 💰
Julie emphasises the importance of having a robust finance team and implementing governance processes in businesses, particularly as they approach critical turnover milestones.
This episode details practical steps for business owners to move from being owner-operators to silent investors, a transition that significantly impacts their business valuation at exit.
Julie also delves into how businesses can manage risks effectively, the importance of accurate financial reporting, and how incorporating management accounts can lead to better financial decision-making 🙏🏻
This episode is packed with insights for entrepreneurs striving to enhance their business strategy and financial acumen.
Tune in now to learn and maximise the value of your business! 🔥
You can connect with Julie on LinkedIn here.
IT’S THE FINAL DAY OF OUR 12 DAYS OF CHRISTMAS SPECIAL SERIES! 🙌🏻🚀
Welcome to your special New Year’s episode!
This episode will kickstart your 2025 with essential strategies to achieve your most lucrative year yet. I’m providing you with a roadmap to success through clear financial planning and strategic business execution 🫡
You'll explore how to create robust plans, understand key financial indicators, and set yourself up for optimal profitability. This episode is a must-listen for any entrepreneur aiming to make 2025 a hallmark year in their financial journey!
I go over my 10 top tips, along with a bonus suggestion, to secure your best financial year. We delve into setting and beating budgets, finding financial sweet spots, and creating high-margin products 💰
This episode is going to inspire you to break free from traditional growth myths and move towards meaningful profit generation. Ready to uncover transformative financial strategies tailored for entrepreneurs, enhancing both professional wealth and personal fulfillment?
Then you need to listen to this episode! 🙏🏻
Tune in now!
Welcome to Day 11 of our 12 Days of Christmas - Magic Moments Edition! 🎄
This Magic Moment features an inspiring conversation with our guest Adam Goff as we explore thought-provoking insights into carving out a unique lifestyle free from societal constraints.
Prepare to delve into the ethos of living life on your own terms, especially concerning wealth generation, happiness, and avoiding the typical corporate rat race 🤯
Throughout the discussion, Adam discusses the mindset shift necessary for departing from traditional career pathways toward entrepreneurial success.
He highlights the lessons learned from observing wealthy individuals and shares the importance of taking calculated risks and choosing personal happiness over societal expectations 🙏🏻
Adam’s story is a testament to the power of unconventional thinking and the courage to pursue a lifestyle based on passion and financial independence. His insights provide valuable inspiration for those pondering their career paths or contemplating alternative lifestyles through entrepreneurship!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
We’re on Day 10 of our 12 Days of Christmas Magic Moments Series! 🙌🏻
We’re joined by Shiv Haria in this episode and we’re talking about the evolution of financial mindsets and innovative business strategies. We dive deep into transforming traditional perceptions of money into a contemporary understanding, focusing on how entrepreneurs can enhance their outlook to achieve success in today's dynamic business environment.
We talk about the idea of money as energy, explaining how shifting your mindset from conventional views on money to perceiving it as a form of energy can influence success in business 🚀
With specific attention to service delivery and consistent pricing strategies, the conversation highlights how serving customers effectively leads to financial growth.
Shiv also shares anecdotes about his company's journey, detailing how he responded to challenges with creativity and persistence, ultimately leading to innovative solutions that generated revenue and enhanced client relationships 🙏🏻
Tune in and be inspired!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Day 9 of your 12 Days of Christmas Magic Moments is here! 🎅🏼
In this episode we explore the concept of 'Building It Backwards' to align your business success with personal fulfillment.
I share a revolutionary approach to structuring your business around the life you want, focusing on core areas that influence both financial prosperity and quality of life 🚀
This episode is aimed at entrepreneurs looking to balance wealth creation with stress management, taking into consideration five crucial pillars: time commitment, stress tolerance, financial drawings, wealth targets, and luxuries.
By meticulously planning what you want your business to deliver in the coming year, you can ensure you're not only financially successful but also living a fulfilling life 🙌🏻
This podcast episode guides you through setting realistic work hours, managing stress levels, defining financial goals, and fulfilling personal aspirations without compromising on life's luxuries.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
It's Day 8 of our 12 Days of Christmas Magic Moments Series! 🎄
Next up, we are delving into the concept of financial independence and the sacrifices it entails!
Our esteemed guest, Perry Wilson, shares his philosophy that anyone willing to work diligently and make necessary sacrifices can achieve significant wealth. Contrary to quick-rich schemes, he emphasises that reaching financial goals involves hard work, significant personal sacrifices, and the inevitability of time!
By narrating his own journey from taxi driving to financial independence, Perry provides a real-life example of slow but steady wealth accumulation through property investment 🏡
We also scrutinise the role of patience and ego in wealth creation, explaining the importance of delaying gratification and maintaining a long-term vision, even when immediate gains are not visible.
This episode highlights the value of a sustainable lifestyle - refraining from debt-funded luxury for long-term stability and freedom. These insights make for a thought-provoking discussion on the realities of financial success 💰
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to Day 7 of our 12 Days of Christmas - Magic Moments Edition! 🎄
Join Huw Davies and I as we dive into practical strategies for managing your personal finances. We cover smart spending habits, frugality, and meaningful financial planning.
We also share insights on questioning and eliminating unnecessary expenses, explore the concept of guilt-free spending and share personal anecdotes about managing finances in everyday scenarios, such as coffee subscriptions and takeout habits ☕️
Learn about implementing a “fun fund” for guilt-free splurges and hear Huw’s transformation from financial struggles to adopting a frugal lifestyle, as well as his personal insights from his 14-month journey without alcohol - highlighting the value of mindful spending.
Discover how these shifts can lead to healthier finances and enriched memories! Tune in to take away actionable insights to start your new year on a financially savvy note 🙌🏻
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to Day 6 of your 12 Days of Christmas! We interrupt your Magic Moments to bring you a special Boxing Day episode! 🙌🏻
I’m sharing with you my 24 Tips From 2024! These are all based on my entrepreneurial journey and insights gained over the past year.
Whether your interests lie in business development, personal growth, or achieving financial success, these tips are set to inspire and guide you in preparing for your most successful year yet 🚀
2024 has been a monumental year for myself and for Ultimate FD, filled with hurdles and success stories that shaped my perspective. From scaling the business to improving personal and professional relationships, these lessons highlight the importance of finding your “sweet spot,” maintaining consistency, and fostering growth throughout challenging times.
This episode goes deep into the realities of being an entrepreneur, emphasising candid feedback, the power of recurring revenue, and understanding the core reasons behind your pursuit of being an entrepreneur in the first place 🔥
I discuss both the wins and challenges of entrepreneurship, the need to be comfortable with discomfort, the value of seeking professional help, and the importance of implementing a product stack for profitability.
These insights are tailormade for those aiming to excel in 2025 by honing their skills and refining their business strategies 📈
Do not miss this episode! 🎧
Day 5 of your 12 Days of Christmas Magic Moments is here! 🥳
In this episode we’re talking about transforming your business finances with meticulous accounting.
Our guest, Leon Rothera, shares his journey from feeling overwhelmed to finding clarity with detailed financial reports and real-time insights ⏰
We discuss the importance of meticulously tracking expenses and how small changes can lead to significant profit improvements.
By understanding and influencing specific cost areas, you can very easily can make informed decisions and enhance profitability 💸
Tune in to learn how! 🎧
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to Day 4 of our 12 Days of Christmas - Magic Moments Edition! 💰
This episode focuses on three crucial questions for future financial success:
1️⃣ Where are you now? 2️⃣ Where are you going? 3️⃣ How will you get there?
I’m revealing actionable strategies to transform your business into a financially-driven powerhouse, ensuring your best financial year yet 🤩
Learn how to use real-time financial data to set realistic goals and achieve financial clarity, driving your business forward with confidence!
Perfect listening for those looking to innovate and excel financially 💸
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Day 3 of Magic Moments has landed and this is one you don’t want to miss! 🚀
In this moment, alongside Bhupinder Anand, we explore the intricacies of trusts, wills, and life insurance policies.
We dive into the concept of "bloodline planning," a tool for safeguarding generational wealth, and help you understand how trusts function, offering legal and beneficial ownership while shielding assets from divorce, creditors, and taxes 💸
We break down the complex world of estate planning, making it accessible and relevant for anyone looking to protect their family's future.
This episode offers a comprehensive guide to understanding trusts, wills, and their role in financial planning, making it a must-listen for those interested in securing a financial legacy!
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to Day 2 of our 12 Days of Christmas - Magic Moments! 🎄🎅🏼
In today’s episode, we’re diving into the world of performance marketing with Ben Smith.
You’ll discover strategic insights on boosting your business growth by leveraging paid spend alongside organic marketing efforts 🚀
As well as learn the common mistakes small businesses make and how to avoid them - ensuring your advertising spend is actually effective!
Explore the balance between organic reach and paid strategies, and find out how to craft a compelling message that resonates with your target audience. This Magic Moment is perfect for business owners eager to enhance their market presence strategically 📈
Did you enjoy this Magic Moment? Click here to listen to the full episode.
🎄 WELCOME TO 12 DAYS OF CHRISTMAS IN THE FORM OF MAGIC MOMENTS! 🎄
Over the next 12 days, we’re sharing with you some of our best moments from the Ultimate FD Podcast. We're doing one of these episodes every single day into the brand new year, so make the most of it 🙌🏻
Tune in, have your short shop 10 minutes of inspiration whilst you're eating your Christmas pies and enjoying the festive break! 🎅🏼
In the first of our 12 Days of Magic Moments, we’re talking CARS.
From electric vehicles to high-end supercars, discover the financial benefits of purchasing through your limited company, leasing considerations, and the potential of LLPs for luxury models.
Perfect for both lower and higher-rate taxpayers, this episode unlocks the formulas and strategies to maximise your business and personal car investments.
Whether you're eyeing a new electric car or a petrol supercar, tune in to understand the best financial moves to enhance your tax savings. Listen and learn the secrets to savvy car ownership.
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Welcome to Episode 7 of Magic Moments! ✨
This series comprises shorter form episodes that include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.
These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰
In this week’s Magic Moment we explore the significance of understanding balance sheets - you’ll discover how a well-managed balance sheet, beyond just a focus on income and expenses, can transform your business strategy and wealth building.
Learn why most entrepreneurs overlook this vital report and how mastering it can offer clearer financial insights and long-term success.
I share practical tips and insights to help you bridge the gap between accountant jargon and entrepreneurial needs, offering invaluable guidance for achieving financial clarity and boosting your company's value.
Did you enjoy this Magic Moment? Click here to listen to the full episode
UNLOCK YOUR SWEET SPOT! 🍬🚀
This is how you have a record-breaking 2025 💥
If you're ready to make 2025 your most financially successful year yet, this episode is a must-listen.
Most entrepreneurs never uncover the key to scaling sustainably - and less than 1% truly understand and implement this in their businesses.
It all comes down to identifying your sweet spot 👇🏻
What’s that? It’s a business:
➡️ That's high margin and pays you handsomely
➡️ That clients love and keep coming back to
➡️ That has director leverage, allowing you to work on it when and how you choose
This isn’t about just building a business - it’s about designing a bulletproof business model. Your sweet spot is where everything aligns, and in this episode, I’m breaking it all down for you:
1️⃣ The three critical elements of your sweet spot
2️⃣ The four parts and places where you might currently be
3️⃣ The one target you need to focus on to move into this magical space
When you find and optimise your sweet spot, everything changes. You’ll work less, earn more, and create a business that enriches both your life and your finances 🙌🏻
Tune in now to learn how to step into your sweet spot and make 2025 the year everything works for you. Let’s dive in! 🎧
Welcome to Episode 6 of our Magic Moments series! ✨
In this moment, our guest Ben, dives into something most people find pretty dry but is actually crucial: financial management 💸
But here's the thing - he makes it sound genuinely interesting. Instead of getting bogged down in boring spreadsheet talk, Ben breaks down why tracking your finances isn't just about numbers, it's about understanding the heartbeat of your business.
He talks about how management accounts are basically an entrepreneur’s secret weapon. Imagine having a crystal ball that shows you potential problems before they happen - that's what detailed financial tracking does 🔮
We go over how breaking down profit and loss statements, balance sheets, and cash flows isn't just an accounting exercise, but a strategic way to compare project efficiencies and keep your business on track.
For entrepreneurs racing through rapid business growth, Ben offers some real-world advice. It's not about being perfect with every number, but about creating systems that help you make smarter decisions 📈
This moment is a practical masterclass in turning financial tracking from a mundane task into a powerful tool for business success. Understanding your finances isn't just for accountants - it's for anyone serious about growing their business 🚀
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Surviving Near-Death & The Journey To Redefining Wealth with Niall Leyden.
This week’s podcast episode is truly special. I had the privilege of sitting down with Niall, the founder of Atlantic Wealth Management, and our conversation is one you don’t want to miss 🚀
With over three decades in finance, Niall has not only gained incredible insights but also lived an extraordinary life. Imagine surviving three near-death experiences and using those moments to reshape your understanding of wealth 💸
Here’s what we explore in this transformative episode ⬇️
👉🏻 The 10 commandments of financial planning that every individual should know 👉🏻 Why health is more critical than the size of your wealth portfolio 👉🏻 How patience can be your most powerful investment tool 👉🏻 The impact of the people you surround yourself with on your financial success
This conversation goes beyond just money - it’s about discovering what it truly means to be wealthy. If you’ve ever wondered about the difference between being rich and achieving true wealth, this episode will inspire and challenge you ✨
Tune in now and redefine your journey toward genuine financial freedom. I loved recording this episode, and I hope you’ll love listening to it.
Niall’s story is as inspiring as it is enlightening 🙌🏻
Connect with Niall and discover more about him and his business Atlantic Wealth Management right here:
LinkedIn Atlantic Wealth Management Access your Free - Financial Self Reflection Guide
Dedications from Niall:
Commandment Number 4 is dedicated to the world famous Damian Browne. You can find out more about him here: www.damianbrowne.com
Smacht is Ireland’s leading MasterMind Business Entrepreneurs & Business leaders group which you can find more about here: http://www.omaille.ie/
Mark Tregilgas, who is referenced throughout the podcast, is the founder of 30+ Men’s Fitness and is Niall’s coach. You can find out more about him here: https://www.30plusmensfitness.com/
Welcome to Episode 5 of Magic Moments! ✨
This series comprises shorter form episodes that include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.
These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰
In this week’s Magic Moment we dive into concise, high-value tips to take your business and personal productivity to new heights 📈
We go over a series of high-performance hacks that promise to transform your business strategies and personal development routine, allowing you to work smarter towards your goals. I pull from my hands-on experience in wealth creation and business management, offer intricate insights into optimising your workflow, creating momentum, and staying ahead of the game.
You'll discover critical productivity and performance techniques such as "Finding Your Flow" - a strategic approach to identifying and capitalising on your core strengths in business 💪🏻
You'll also learn about "Massive Mondays," a concept designed to propel your weekly momentum by front-loading your top-priority tasks.
And you’ll learn about "Getting Miles Ahead," a strategy aimed at transforming reactive work habits into proactive, well-planned workflows 🙌🏻
These performance hacks are underscored by practical advice on mastering meeting schedules and booking your calendar for maximum efficiency.
Tune in now to learn these EPIC high performance hacks! 🚀
Did you enjoy this Magic Moment? Click here to listen to the full episode.
Is Your Business Set to Thrive in 2025? 🚀 In this episode, we dive into five essential money-making rules that every entrepreneur must adopt today to ensure their business is highly lucrative and rewarding in 2025 💰 Many entrepreneurs are scaling businesses that fail to generate real profits because they lack a bulletproof business model - the foundation for financial success over the next 12 month 💪🏻 Here’s what you’ll learn: 👉🏻 The five rules that will guide every strategic decision you make 👉🏻 How to craft a business model designed for profitability 👉🏻 The importance of getting more strategic to work less in your business while building significant wealth 👉🏻 These rules are simple, actionable, and transformative, helping you become a better entrepreneur and make decisions that maximise success Get started today - adopt these rules, redefine your strategy, and set your business on the path to greater profits and freedom in 2025! 🙌🏻 🎧 Tune in now to learn how to future-proof your business! -
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👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 4 of Magic Moments! ✨
This series comprises shorter form episodes that include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.
These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰
In this week’s Magic Moment, I delve into the pitfalls of arbitrary goals and discuss how you can build a business that aligns with your personal aspirations, whether that's securing a comfortable retirement, enhancing your lifestyle, or achieving financial freedom 🙌🏻
Learn the five-step approach to determining what is 'enough' for you and how you can gain clarity and purpose in your financial objectives.
If you want to create wealth wisely and live a purposeful, financially secure life, then this Magic Moment is your practical guide - and it is valuable for entrepreneurs at any stage of their journey 🥳
Did you enjoy this Magic Moment? Click here to listen to the full episode.
FROM CORPORATE LIFE TO PROPERTY EMPIRE 🤩
In this episode of the Ultimate FD Podcast, we go behind the scenes with investor and expat Mr. Stephen Cowgill as he transitions from decades in the corporate world to running his own small, brand-new limited companies 🚀
Stephen, accustomed to corporate systems where numbers, decisions, and strategies were handed to him, knew he needed that same clarity in his businesses from day one. His goal?
To establish a framework that would lead to better margins, faster growth, and long-term success 🌟
WE DIVE INTO:
➡️ Stephen’s journey to corporate-level clarity in his small businesses ➡️ The immediate benefits he’s experienced by embedding systems early ➡️ How you can adopt a similar approach to drive growth and scalability
Stephen’s story is packed with actionable insights and inspiration for anyone looking to bring clarity and structure to their business! 🙌🏻
TUNE IN AND ENJOY!
Don't forget to connect with Stephen on his socials right here:
Facebook Instagram LinkedIn
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Welcome to Episode 3 of our Magic Moments series! ✨
These shorter form episodes include top tips, hacks, and wealth building strategies to fundamentally change the way you think and give you the motivation to go and make some change within your life or business.
These snippets are taken from one of our longer form episodes. We hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value 💰
In this week’s Magic Moment, we dive into niching and negotiation. I discuss methods such as setting a price floor, leveraging commitments, and utilising a negotiation table to simplify the decision-making process for potential clients.
We also cover the necessity of world-class delivery and niching down to elevate your service quality and pricing strategy. Once you understand these core concepts, you can revolutionise how you grow your businesses and engage with your customers! 🙌🏻
Listen and learn now! 🎧
Did you enjoy this Magic Moment? Click here to listen to the full episode.
95% Will NEVER Achieve Financial Independence - HERE'S WHY...
In this episode of Millionaire Money Matters, I’m joined by the renowned wealth expert, published author, and international speaker Kevin, director of Wealth Builders 💰
Over the past decade, Kevin has guided entrepreneurs, business owners, and employees on their journeys toward financial independence and creating generational wealth.
He’s not only a wealth advisor but a pensions expert who understands how to create, manage, and pass on wealth to future generations 👧🏻👦🏻
Prepare to be inspired by his insights on achieving financial security, avoiding common pitfalls, and building a legacy.
This is a powerful episode packed with practical knowledge - let’s dive in! 🚀
You can find out more about Kevin right here: 👉🏻 https://www.wealthbuilders.co.uk/ufd
And via his social channels linked below:
https://www.facebook.com/kevinjwhelan1
https://www.linkedin.com/in/kevinjwhelan/
https://www.instagram.com/wealthbuilderstogether/
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
WELCOME TO MAGIC MOMENTS ✨
In these shorter form episodes, we share with you a top tip, a hack, a money matter, a wealth building strategy, wealth wisdom, something that's going to fundamentally change the way you think and give you the motivation to go and make some change throughout your day.
This is a shorter form snippet taken from one of our longer form episodes in the hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value.
In part 2 of our Magic Moments series, we dive into a practical conversation about building wealth and scaling businesses 💰
Discover UFD’s "Right Person, Right Role, Right Price" strategy for building effective teams without burdening overheads. Learn from my journey of expanding a business team of eight using cost-effective, pay-as-you-go contracts.
I’m giving you practical tips for optimising roles and reducing expenses ultimately saving thousands monthly while enhancing business efficiency 🙌🏻
Tune in now to gain insights into strategic business growth and financial wisdom 🚀
TOP LESSONS LEARNT IN 2024! 🚀 This year has been a year packed with invaluable experiences, from scaling businesses and teams to balancing the joys and challenges of family life, becoming a best-selling author, and achieving greater financial freedom than ever before 🤯 It's been a ride! 🎢 In this week's episode of the UFD podcast, I’m sharing with you my top 10 lessons from this year, covering everything from strategic business growth to personal insights that have shaped my journey 🙏🏻 Whether you're looking for motivation, wisdom, or practical advice to elevate your own path, these lessons are here to help you skip the trial and error and reach success faster 🚀 Grab a pen, get ready to take some notes, and let’s dive into the lessons that made 2024 an unforgettable year 🤩 I hope you enjoy this episode as much as I enjoyed recording it! 🙌🏻
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
WELCOME TO OUR VERY FIRST MAGIC MOMENTS EPISODE! ✨
In these shorter form episodes, we're going to share with you a top tip, a hack, a money matter, a wealth building strategy, wealth wisdom, something that's going to fundamentally change the way you think and give you the motivation to go and make some change throughout your day 🙌🏻
This is a shorter form snippet taken from one of our longer form episodes in the hope that you can take this high value activity, increase your wealth, increase the profit in your business, take something that's actually going to make you more productive, allow you to work less in your business, continue to build wealth and build a business of value.
In our very first serving of Magic Moments, I'm diving into some game-changing lessons I picked up during my seven-figure summer this year 💰
I'm sharing behind the scenes of the rollercoaster of business cycles, especially that tough "dip" we all hit as entrepreneurs. I'll share how to push through when things get tough. And I've got some solid strategies that'll help you ride these business waves like a pro.
Tune in to learn how you can stick with it and keep pushing forward! 🚀
From Concerned to Total Confidence 🤩
In this episode, I'm joined by my long-standing client, Dr. Michael Taylor - a multi-award-winning property investor and former GP who has shifted his focus entirely to property 🏘️
Dr. Taylor shares his transformative journey, moving from feeling concerned and anxious about his business finances to gaining complete control and confidence in his numbers 🙌🏻
Now, he’s confidently scaling his profitable HMO portfolio and guiding his family just 18 months away from their dreams of financial freedom 💰
If you're someone who tends to shy away from the numbers, this episode is for you.
Learn how to shift from worry to clarity, take control, and uncover the power that comes with truly understanding your finances 🚀
Tune in and enjoy the journey! 🗺️
You can find out more about Michael and follow him on his social channels right here: Michael's links and socials.
WHILE YOU ARE HERE 👇🏻
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
SMALL HABITS, BIG TAX SAVINGS: Six Tax Mantras for Entrepreneurs 💰
In this episode of Tax Talks, we're exploring how the small, daily habits you build can have a huge impact on your finances - especially when it comes to taxes! 🙌🏻
Just as with wealth and health, transforming your tax outcomes doesn't require massive changes; it's about making consistent, strategic adjustments 📊
We'll cover the six tax habits and mindsets that successful entrepreneurs are using right now to save significantly.
Whether you’re looking to optimise your tax strategy or simply keep more of what you earn, these six tax mantras can help you do just that 👌🏻
Tune in, adopt these habits, and get ready to SAVE on your next tax bill.
I hope you enjoy!
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
THE HIDDEN GEM OF ACCOUNTING AND HOW IT CAN MAXIMISE YOUR PROFITS 🚀💰
As Charlie Munger said, "Without numerical fluency, you're like a one-legged man in an ass-kicking contest."
Let that sink in... 👇🏻
In this week's episode of the UFD podcast, we dive into technical accounting - specifically, one of the most basic yet fundamental concepts: accrual-based accounting.
NOW, DON'T SWITCH OFF! ⬇️
Understanding this concept is essential for gaining financial clarity, evaluating your business's true performance, and scaling profitably 📈
If you're an entrepreneur looking to level up your financial knowledge and ensure your business thrives in the long run, this episode is for you 🙌🏻
Without grasping these timeless concepts, you'll struggle with your numbers and scaling, always chasing profit and tax solutions 😵💫 I hope you enjoy! 🥳 👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit 👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks 👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
SEVEN FIGURE SUMMER: TOP 5 SALES LESSONS! 💰
In the last 12 weeks, I’ve been involved in over £1.5 million worth of sales, and in this episode, I’m sharing my top five lessons learned from this whirlwind journey 🤯
Whether you’re gearing up for a sales campaign or already deep in the trenches, these lessons will help you refine your approach 🙌🏻
By applying these strategies, you’ll level up your sales game, make a tangible impact on your bottom line, and save both time and money 👌🏻
Tune in to discover how to get the most out of your efforts and achieve powerful results!
I hope you enjoy this episode 🎙️
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
How Anybody Can Make a Million the Smart Way
Most entrepreneurs believe the path to wealth is through growing their business and increasing their income. But often, the more they earn, the more they spend. In reality, the key to wealth isn't about earning more—it's about keeping more of what you make.
In this episode, I'm joined by personal finance expert, financial coach, multi-million-pound investor, and YouTube sensation, Mr. Huw Davies. Hugh became financially independent in 2016 by living frugally, spending well below his means, and focusing on saving, rather than simply growing income.
We’ll take you behind the scenes to talk about smart money management, saving, and the strategies that helped Huw create a seven-figure net worth. Tune in for high-value lessons on how to build wealth the smart way.
Enjoy the episode!
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Marriage, Divorce, Kids, Death, and Taxes: A Special Episode of Tax Talks 💸
In this very special episode of Tax Talks, we're diving into some of life's key events - marriage, divorce, kids, death - and their tax implications.
Whether you're starting a new chapter or navigating a tough situation, understanding the tax benefits and strategies can make a BIG difference.
We discuss 👇🏻
➡️ How to minimise taxable earnings as a married couple ➡️ What you need to know about inheritance tax ➡️ The advantages of having kids from a tax perspective ➡️ How to protect your wealth during a divorce
I'm joined by my good friend and Chartered Tax Advisor, Mr. Tej Gill, to help guide you through these important topics.
This episode is highly engaging and filled with practical advice. Grab your pen and paper - let's dive right in! ✍🏻
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
10 Years, 10 Lessons: A Decade in Entrepreneurship 🚀🙌🏻
In this episode, I'm going to share with you the highs, the lows, and all the invaluable lessons I've learned over my last 10 years as an entrepreneur- almost to the day.
Whether you're just starting out or have been in the game for a while, these lessons can help you avoid the same mistakes I made and speed up your journey to success 📈
Get ready for a value-packed episode with real insights that could change your trajectory as an entrepreneur.
Grab a pen and paper because these lessons will have a lasting impact on your business and life ✍🏻
I hope you enjoy! 🎉
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Millionaire Money Matters with Wealth Management Expert, Mr. Alan Smith 💰
In this special episode, I'm joined by Alan Smith, the founder of Capital Partners, with over 20 years of experience in wealth management.
Alan manages hundreds of millions of pounds for clients worldwide, and today he's sharing the five millionaire money matters that have shaped his career and helped him guide his clients to success.
WHAT YOU'LL LEARN:
➡️ Alan’s top five game-changing money lessons, forged from over two decades in the trenches of wealth management ➡️ Insights on how to build, manage, and sustain wealth, straight from someone who advises the world’s most successful individuals ➡️ Real-world examples of financial strategies that have made a massive impact on Alan’s clients' lives and can do the same for you
This episode is packed with high-value insights, so grab your pen and paper, and get ready to learn from one of the top wealth management experts in the business.
Whether you’re just starting your financial journey or looking to level up, this is a must-listen conversation that will help you elevate your money game.
Tune in, take notes, and enjoy the wisdom from a man who manages millions daily.
I hope you find this episode as valuable as I did!
👉🏻 DOWNLOAD A COPY OF OUR BOOK SMALL BUSINESS BIG PROFIT FOR FREE: https://ultimate-fd.webflow.io/small-business-big-profit
👉🏻 FOUR-PART TAX TALK SERIES: Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things.
This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Click here to go to the Tax Talks Series to gain access to the four-part series FREE OF CHARGE: https://www.ultimatefd.co.uk/tax-talks
👉🏻 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Seven Signs Your Business is Thriving Financially 🚀💰
In this episode, I’m going behind the scenes to reveal seven key indicators that show if your business is thriving financially.
Whether you're analysing your own business, a competitor, a supplier, or even a company you're considering lending money to or acquiring, these signs are critical to understanding financial health.
WHAT YOU'LL LEARN: 👉🏻 Easy-to-spot signs of financial success - no complicated accounting knowledge needed. 👉🏻 How to assess your business’s financial health and make sure it’s positioned for growth. 👉🏻 How to apply these metrics to other businesses to make informed decisions, especially when considering lending or acquisitions.
This episode is perfect for entrepreneurs and business owners who want to simplify their approach to financial metrics, gain clarity around business performance, and make savvy decisions with confidence. You can sign up to the Know Your Numbers 2024 Part 2 webinar here: https://www.ultimatefd.co.uk/know-your-numbers-2024
Let’s dive in and make sure your business is not just surviving, but thriving. I hope you enjoy this episode! 🤩
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
🎙️ Three Money Mantras That Will Make You MILLIONS 💸
In this week's episode, we're going deep into the mindset of wealth creation 💰
I’m going behind the scenes to share with you the three money mantras that have generated significant wealth for me personally, the same three mantras that the wealthiest entrepreneurs I work with live by, and how adopting them can fundamentally change your financial game 🙌🏻
WHAT YOU WILL LEARN 👇🏻
MANTRA 1: A wealth-building mindset shift that can skyrocket your earnings. MANTRA 2: The discipline behind money management and how the wealthiest keep growing their income. MANTRA 3: A game-changing approach to multiplying profits by working smarter, not harder.
This episode is packed with tangible takeaways you can start applying today to reshape your relationship with money, increase your wealth, and drive massive growth in your business 🚀
Tune in for this high-value episode and transform the way you think about money and wealth 🤑
We hope you enjoy!
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
Losing £450,000, Curiosity in a Crisis, and Charging High Lucrative Prices 🚀💸
Welcome to another exciting episode of Millionaire Money Matters, where we bring on a millionaire guest to share their top five money matters - words of wisdom, entrepreneurial learnings, and actionable tips to boost your profits based on their personal experiences 🔥
In this episode, I'm thrilled to be joined by a very special guest, Mr. Shiv Haria.
With over 400 properties sourced in his career, Shiv has scaled one of the most lucrative businesses I've ever seen. He works on his own terms, has a high-performing team, and only takes on the projects he truly enjoys 🙌🏻
But that's not all - Shiv is also a multiple award winner and has completed multiple 10-day silent retreats, bringing a unique blend of wisdom and experience to the table. His insights are second to none, and today, he's here to share them with you.
🌟 EPISODE HIGHLIGHTS 🌟
➡️ Losing £450,000: What Shiv learned from a major financial loss and how he bounced back stronger. ➡️ Curiosity in a Crisis: The power of staying curious and adaptable in challenging times. ➡️ Charging High Lucrative Prices: Shiv’s strategies for setting and justifying premium prices that clients are willing to pay. ➡️ Entrepreneurial Wisdom: The top five money lessons Shiv wishes every entrepreneur knew. ➡️ Silent Retreats & Business Success: How silence and reflection have played a key role in Shiv's business journey.
Tune in and learn. We hope you enjoy!
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
Seven Figure, High-Performing Virtual Teams: Scale to Seven Figures with Less Work! 🌎💻
The world has changed, and so should your approach to building a team. Gone are the days when you needed a physical office filled with employees.
Today, it’s all about creating a high-performing virtual team that can drive your business to new heights 📈
However, many entrepreneurs make mistakes in this process. They hire virtual assistants or team members from places like the Philippines, South Africa, or elsewhere, only to find that these hires don’t work out.
The reason? They lack the frameworks, systems, and blueprints needed to turn a group of virtual employees into a highly effective, high-performing team 🚀
In this episode, I’m joined by my good friend and special guest, Dr. Stephen Day. Together, we’re going to guide you through everything you need to set up a world-class, high-performing virtual team.
This team will not only be more productive but will also cost less and generate more revenue for your business 💸
🌟 EPISODE HIGHLIGHTS 🌟
➡️ The New Normal: Why physical offices are a thing of the past 👋🏻 ➡️ Common Mistakes: The pitfalls most entrepreneurs fall into when building a virtual team 💻 ➡️ Blueprint for Success: How to create systems and frameworks that turn a virtual team into a seven-figure powerhouse 💪🏻 ➡️ Leverage & Profit: Learn how to work less, earn more, and maximise your hourly rate through effective team management 🤝🏻
We hope you enjoy! 🎉
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
Scaling, Profitability, Burnout, and Balance: The Ultimate FD’s Toughest Four Months 👀😵
If you're searching for an unfiltered, behind-the-scenes look at the realities of running a business, this episode is for you.
Join me, The Ultimate FD, as I take you through the last four months of my entrepreneurial journey - arguably the most challenging period I’ve ever faced 🙏🏻
During these four months, we’ve scaled our team from three to seven members, doubled and tripled the size of the business, and faced numerous unexpected hurdles, including cash flow issues. When it rains, it pours, and this period has tested every aspect of the business 🤯
But here’s the good news: four months later, we’ve emerged stronger and more resilient... 💪🏻
In this episode, I’ll share the lessons I’ve learned, the mistakes I made, and the realities of entrepreneurship that are often glossed over.
Business isn’t always sunshine and rainbows - it’s tough, and this episode delves into the hard truths.
EPISODES HIGHLIGHTS 👇🏻
➡ Scaling Challenges: How we managed the growth and the hurdles that came with it ➡ Profitability Struggles: Insights on maintaining profitability amidst rapid expansion ➡ Burnout & Balance: The impact of scaling on personal well-being and how to navigate it
I also share my top 5 key takeaways from this challenging period, plus a bonus game-changer that could save or make you thousands of pounds 💸
We hope you enjoy! 🙌🏻
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
MINIMUM WAGE TO MILLIONAIRE 🚀
In this episode, I'm joined by a very special guest for a follow-up conversation - Mr. Perry Wilson 🌟
Perry has been on an incredible journey, transitioning from earning minimum wage to achieving millionaire status at the remarkable age of 57 🙌🏻
His story is a testament to the fact that anyone can accomplish this with the right financial strategies and mindset shifts 🧠
Perry set a 10-year deadline for himself to reach millionaire status before retirement, and he’s back to share his progress one year after his initial appearance on the podcast 🔥
EPISODE INSIGHTS 💡
➡️ Inspiring Journey: Catch up with Perry Wilson on his journey from minimum wage to millionaire ➡️ Key Mindsets: Learn the crucial mindset shifts that propelled Perry towards financial success. ➡️ Financial Strategies: Discover the financial smarts and strategies Perry utilised to grow his wealth. ➡️ Progress Update: Hear about Perry’s progress and the challenges he’s overcome in the past year.
The first episode featuring Perry was one of our most highly listened-to episodes and a personal favourite of mine. This follow-up promises to be equally inspiring and informative!
Tune in to gain valuable insights from Perry's journey and get inspired to apply these lessons to your own financial goals 💸
Join us for an update on this remarkable story of transformation and get ready to be motivated by Perry Wilson’s journey from minimum wage to millionaire.
We hope you enjoy! 🌟
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
5 TAX SECRETS THEY DON'T WANT YOU TO KNOW 🤫🤐
In this very special episode of the Ultimate FD podcast, we're joined by Chartered Tax Advisor Tej Gill for another instalment of the highly coveted Tax Talks.
We're revealing the top five tax secrets that HMRC doesn't want you to know.
These secrets have the potential to save you tens, if not hundreds, of thousands of pounds on your company and personal tax bills over the next three to twelve months.
🚀 Episode Highlights:
👉🏻 Secret 1: A game-changing tax relief that can significantly reduce your taxable income. 👉🏻 Secret 2: A lesser-known deduction that many businesses overlook. 👉🏻 Secret 3: How to maximise your pension contributions for substantial tax savings. 👉🏻 Secret 4: An innovative approach to structuring your business for optimal tax efficiency. 👉🏻 Secret 5: A powerful tax-saving strategy that can benefit both your business and personal finances.
Tune in for this one, as you do not want to miss out on these top five secrets that HMRC doesn't want you to know.
Implementing these strategies can lead to significant savings on your tax bills, freeing up more resources for growth and investment 📈
Join us for this enlightening episode and uncover the tax secrets that can transform your financial strategy. We hope you enjoy! 🌟
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
Creating a Legacy, Trusts, & The Entrepreneurial Mindset 🌟
You do not want to miss this episode of Millionaire Money Matters, where we invite a certified millionaire to the podcast and ask them to bring their five biggest money lessons, money mistakes, and money game changers within their field of expertise 💰
I'm delighted to introduce our guest for this episode, Mr. Bhupinder Anand, a multi-award-winning financial advisor.
Bhupinder is an international speaker, a twice-awarded UK Financial Advisor of the Year, a published author, and a successful entrepreneur. He also still holds the record for the most listened-to episode on the Ultimate FD Podcast ever! 🤯
WHAT YOU WILL TAKE AWAY FROM THIS EPISODE:
💰 Learn the key strategies to achieve financial independence 🤝🏻 Understand how to use trusts to manage your taxes and create a legacy 🙏🏻 Discover how to build and protect your wealth for future generations 🧠 Gain insights into the mindset required for entrepreneurial success
This episode is an absolute banger, covering a wide range of topics with Bhupinder's wealth of knowledge around all things money and entrepreneurship. You're going to get so much value from his insights.
Tune in to absorb the wisdom of one of the most successful financial advisors and entrepreneurs 🚀
Enjoy the episode! 🌟
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
🎙️ Know Your Numbers 2024: Never shared before high level training 📈
Do you know your numbers? But do you really, though? This episode is for savvy entrepreneurs who are making a profit but don't know where all the money goes. In this special recording of our recent webinar, "Know Your Numbers 2024," we dive into brand new, proven content that will be a game changer for you if you want to learn any of the following:
💼 Key Episode Insights: Level Up Your Finance Function: Learn how to optimize your finance function with minimal time input for maximum output. Add Six Figures to Your Bottom Line: Discover strategies to significantly boost your profitability this year. Create a Highly Lucrative and Leveraged Business: Understand how to make your business attractive for a potential sale or exit in the near future.
📝 Takeaway Message: Make the most of this event by grabbing a pen, a coffee, and some paper. This is going to be highly valuable and game-changing, providing you with the insights and strategies needed to take your business to the next level. 📺 Watch the Webinar: If you prefer to see the live recording, check the show notes for the link. Note that you'll need to request access to view it: Watch the Webinar. 🎧 Tune in and transform your understanding of your business's financials. Enjoy the episode! 🌟
Webinar Link: https://drive.google.com/file/d/1t_AfHFBQYjXr6eLWSVlNez0Ly2a6qUZX/view?usp=drive_link Watch the Webinar Please note you will have to request access.
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
5 PRODUCTIVITY TOOLS TO MAKE YOU EVEN MORE PROFITABLE 💰💪🏻
Millionaire Explains 🙏🏻
Most entrepreneurs are overworked and underpaid. In this episode, I'm going to share how you can become highly valuable, highly leveraged, and run a highly productive business 🔥
Get ready to discover my top five productivity tools, all of which are either free or low-cost, designed to massively boost your productivity and enjoyment as an entrepreneur 🎉
These tools will not only enhance your individual productivity but also elevate your team's efficiency, ultimately increasing your business's profitability 💰
I use these tools in every business I invest in or start, and I wouldn't launch a business without them! 💪🏻
IN THIS EPISODE YOU'RE GOING TO LEARN 👇🏻
🚀 Top productivity tools: Discover FIVE essential tools that can transform your workflow and business output 🚀 Team efficiency: Learn how these tools can enhance your team's productivity and engagement 🚀 Business profitability: Understand how increased productivity leads to greater profits for your business
Don’t settle for being overworked and underpaid - invest in the right tools to elevate your productivity and that of your team.
By tuning in, you’ll gain invaluable insights that can fundamentally change your entrepreneurial journey 😎
Stay until the end, as I’ll share a life hack that has been transformative for everyone I've recommended it to 🙌🏻
This is something you absolutely cannot miss! 💸
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
🎙 RETIREMENT RICHES 💰
Time to learn advanced Pension Strategies! 🙏🏻
Do you want to be rich and wealthy in retirement? 🤑
If so, you need to start thinking about that NOW and start thinking about investing in a pension. In this episode, I'm going to show you the ins and outs of pensions 💸
I'm going to debunk, demystify, and make them so simple and easy to understand. Every entrepreneur should have a pension, and every entrepreneur should be using a pension!
In this episode, we're going to cover the basics, the fundamentals, and the advanced strategies you can use to save yourself a legitimate fortune on corporation tax 💪🏻
Plus, you'll feel safe, secure, and sound, knowing that you're planning for retirement and ensuring a high quality of life when you finally decide to pull the plug and retire 🙏🏻
This is another episode of the coveted Tax Talks with my chartered tax advisor and good friend, Mr. Tej Gill. Ladies and gents, let's dive right in 🤩
IN THIS EPISODE YOU'RE GOING TO LEARN 👇🏻
🚀 Pension Basics: Understand the fundamentals of pensions and why every entrepreneur needs one 🚀 Tax Savings: Learn advanced strategies to save on corporation tax through pension investments 🚀 Retirement Planning: Discover how to secure a comfortable and wealthy retirement with proper pension planning
This episode will equip you with the knowledge and strategies to maximise your pension investments, ensuring a prosperous retirement 💰
By understanding the ins and outs of pensions, you'll be able to make informed decisions that secure your financial future 😎
Don't leave your retirement to chance - start planning and investing in a pension today!
By tuning in and absorbing the insights shared in this episode, you'll gain the tools and knowledge needed to ensure a rich and wealthy retirement 💸
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
🚨 What happens when YOU die? 🚨
I've got some pretty disturbing news for you 😮💨
At some point, you're going to get sick, and at some point, you are going to die. What you need to ask yourself is if those things were to happen, are you going to leave your family with a mess and a nightmare of a business? 🤔
Or are you going to leave them with a gift - something that's actually going to look after them for years to come without you? It's going to be a tough time anyway, so you might as well go for the second option!
My definition of success has changed over the last few years since I had a family. Before, it was all about money, bigger cars, bigger houses, and doing all those things we want to do in the early stages of entrepreneurship 🙏🏻
Now, without a doubt, my definition of success is security for my family. I'm embarrassed to say that I never sorted out things like life insurance, critical illness cover, wills, trusts, and everything I needed behind the scenes to make that security a reality 🔐
I've now gone through the process, got it all set up, and invited to the podcast the man who did this all for me, Mr. Akash Desai.
Akash has presented me with my black box, which contains everything I need to give my family the security they need, so I can sleep soundly at night and never have to worry 🙌🏻
This episode will demystify the complexities of planning for your family's security. By understanding the necessary steps and decisions, you can ensure your loved ones are protected and cared for, no matter what happens.
IN THIS EPISODE YOU'RE GOING TO LEARN 👇🏻
🚀 Life and critical illness insurance: Learn the importance of having adequate life and critical illness insurance 🚀 Wills and trusts: Understand how wills and trusts can secure your family's financial future 🚀 Comprehensive planning: Discover Akash's framework and system that simplifies the process of securing your family's future
There's no better peace of mind than having your family's security sorted out. This episode will guide you through the process, helping you make informed decisions and set up the necessary protections 🔐
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
💰 Super Cars, Destroying Debt, and The Key to Happiness💰
Welcome to the debut episode of our brand-new podcast series, Millionaire Money Matters! 💸
In this series, we invite millionaires - highly successful individuals who have excelled in investing and entrepreneurship - to share their five crucial money matters 🚀
These insights could be learnings, words of wisdom, mistakes they've made, or the money habits they've implemented to achieve their remarkable success 🔥
I'm thrilled to announce our first guest, Huw Davies. Huw is a personal finance expert with over 200,000 followers on Instagram and a substantial presence on YouTube 🎥
In 2016, he achieved financial independence, making him an authority on personal finance and money management. This episode provides a unique opportunity to gain insights from someone who has mastered personal finance 🙏🏻
By listening to Huw's experiences and advice, you'll be inspired to implement strategies that can lead to your own financial success! 😎
IN THIS EPISODE YOU'RE GOING TO LEARN 👇🏻 🚀 Destroying debt: Learn how Huw managed to eliminate debt on his path to financial freedom
🚀 Supercars: Hear about Huw's experiences and perspectives on luxury spending and investments 🚀 Key to happiness: Discover Huw's take on the relationship between money and happiness
Whether you're just starting out or looking to refine your financial strategy, the lessons from this episode are invaluable.
Huw's journey to financial independence offers practical advice and inspiration for anyone aiming to improve their financial health 🙌🏻
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
LESSONS FOR THE ADVANCED ENTREPRENEUR 🚀
FROM 3 DAYS WITH 30 ENTREPRENEURS 🙌🏻
I spent three days with 30 entrepreneurs and whether you're just starting or running a multi-million-pound business, I came to learn that the themes that crop up are the same! 👀
Across these 3 days, we went through intense business training sessions, and throughout it all three fundamental lessons emerged that every entrepreneur needs to understand and adopt TODAY 🚀
In this episode, we dive into these three pivotal lessons. These are the common threads woven through the challenges and successes entrepreneurs face at every stage of their journey.
Stay tuned until the very end for an exciting opportunity that awaits you! 🙌🏻
Listen to this episode to:
🚀 Discover the first crucial insight that will transform how you approach your business 🚀 Learn the second lesson that can significantly impact your entrepreneurial journey 🚀 Understand the third fundamental principle that will help you overcome challenges and scale your business
No matter where you are in your entrepreneurial journey, these three lessons are essential for your success. Listen in to understand how to apply these insights to your business and gain the edge you need to thrive 🔥
This episode is designed to equip you with the knowledge and strategies that successful entrepreneurs have implemented to navigate their challenges and achieve their goals 🎯
By embracing these lessons, you'll be better prepared to tackle obstacles and drive your business forward ➡️
⬇️ ⬇️ ⬇️
The three days I spent with these entrepreneurs were at one of the incredible Property Entrepreneur Blueprint Events! Do you want to come along to one? Want to get a discount? 🤩
The PE Blueprint events are hosted at the beautiful Belfry in Birmingham and I am serious when I say they are nothing short of life changing! 🔥
They can change yours too. Of course, we have some very juicy UFD sessions within the 3 day training as well so I'd love to see you at one of our events in the summer season 😎
I've got a very special discount code you can use to get 50% off the price of your ticket. So instead of £5k it's £2.5k AND you can bring a partner for free! 😍
Just head to www.donttalktotenants.co.uk and use the code JKVIP and get your spot for HALF PRICE! 🙌🏻
👉 FOUR-PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to access the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
💰 EXPERT ACCOUNTANT EXPLAINS: GET PAID FIRST 💰
Far too many entrepreneurs are scrambling around for the scraps at the end of the month! They pay everyone else first - their team members, suppliers, cleaners - before they even consider their own pay check! 😱
But if you want to build and sustain a business you can sell, it's crucial to ensure you get paid for all the work you do in your business, plus a bonus when your business performs well.
And the key is to do this WITHOUT overdrawing your accounts 💸
In this episode, I'm sharing the drawing strategy I've successfully implemented for numerous clients and use myself. This is THE strategy to ensure you get paid every month for the work you do, receive a bonus for good performance every quarter, and an additional bonus at the end of the year 😎
This approach is one of the best ways to sustain a robust business that can thrive without you and enables you to scale and enjoy your life by knowing exactly what you'll get paid every single month without fail 💪🏻
IN THIS EPISODE YOU'RE GOING TO LEARN 👇🏻
🚀 The importance of paying yourself first to sustain a scalable business 🚀 The drawing strategy that ensures you get paid regularly and receive performance bonuses 🚀 The practical steps you need to take to avoid overdrawn accounts and financial stress
STOP BEING THE LAST TO GET PAID! ❌
Start implementing a drawing strategy that prioritises your financial well-being and aligns with your business performance. Tune in to learn how to ensure consistent, predictable income for yourself.
This episode is your guide to establishing a sustainable drawing strategy that supports your business and personal financial goals. By implementing these strategies, you'll gain the clarity and stability needed to grow your business and enjoy the rewards of your hard work 🤩
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
⚡ NEW EPISODE ALERT ⚡
💰 HOW TO INCREASE YOUR BANK BALANCE PERMANENTLY 💰
In this episode of Ultimate FD, we're diving into the secrets of boosting your bank balance without the hassle of making extra sales or slashing costs 🙌🏻
I'll be sharing all the tricks, tips, and hacks I've learned and implemented with my clients over the years 💸
Cash is king, and once you know how to play the game, you'll join the elite few who have big bank balances and enjoy their businesses to the fullest 🚀
Most entrepreneurs get this wrong - they think the only way to increase cash flow is by boosting sales or cutting costs. In reality, there are plenty of strategies to dramatically increase your bank balance without taking on tons of debt ☝🏼
In this episode, I'll show you the ten things you can do today to permanently boost your bank balance, enjoy your business, and stop worrying about cash flow
TUNE IN TO 👇🏻
🚀 Discover practical tips to boost your bank balance without extra sales or cost-cutting 🚀 Learn the secrets that elite entrepreneurs use to maintain healthy cash flow 🚀 Implement ten actionable strategies to increase your bank balance today
This episode is your guide to achieving financial stability and growth without the typical stress of increasing sales or reducing costs 💪🏻
By understanding and applying these strategies, you'll unlock new levels of financial success and business enjoyment 😎
Stop scrambling for cash and start implementing strategies that boost your bank balance effortlessly 👌🏻
Tune in, take notes, and prepare to transform your approach to financial management!
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
⚡ NEW EPISODE ALERT ⚡
💼 SEVEN FIGURE EXIT (TAX-FREE) 💼
In this extraordinary episode of Tax Talks, we're going behind the scenes to explore the intricacies of drawing strategy for 2024 💸
Get ready to dive into the depths of my mind, business, and personal life to understand exactly what I need to draw in 2024 and how I'm going to achieve it 🚀
Most entrepreneurs treat drawing strategy as an afterthought, often leading to overdrawn director's loan accounts and excessive tax burdens. This episode aims to change that by emphasising the importance of thoughtful planning from day one ☝🏼
Together with my tax accountant, we'll meticulously craft a drawing strategy for the upcoming year. The goal is to provide you with invaluable insights and a logical framework that you can apply to your circumstances.
LISTEN TO START PLANNING TODAY ✍🏻
TUNE IN TO 👇🏻
🚀 Gain a deep understanding of drawing strategy and its significance in optimising tax efficiency 🚀 Learn the thought process and logic behind crafting a drawing strategy tailored to your unique circumstances 🚀 Discover practical tips and strategies to implement your drawing strategy from day one and avoid unnecessary tax burdens
Don't leave your drawing strategy to chance - take proactive steps to plan for tax efficiency and financial success from the outset!
By tuning in and absorbing the insights shared in this episode, you'll gain the tools and knowledge needed to navigate your financial journey with confidence 💸
Tune in, take notes, and embark on a journey to craft your drawing strategy for 2024. It's time to take control of your financial future and optimise your tax efficiency like never before 🤩
👉 FOUR-PART TAX TALK SERIES NOW LIVE! Most entrepreneurs pay far too much tax or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must-listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to Tax Talks Series to gain access to the four-part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: Ultimate FD Acid Test
⚡ NEW EPISODE ALERT ⚡ 💼 MEET THE PROFESSIONALS 💼
Most entrepreneurs spend hours, weeks, decades trying to get the financial clarity and financial information they need to run their businesses profitably... 😵💫
They are either doing the accounts themselves (badly) or overpaying to have them outsourced (badly again) 🫣
And they are making a HUGE mistake in doing so... ⬇️
Underestimating and underutilising The Four Professionals 💼
What if I told you, by just having these 4 people in your finance department to run your finances, you will actually get you the information you need to run a successful business?
THIS is how you are going to create your World Class Finance Function 🚀
It cost me over £60,000 and took me 18 months to find the solution which I am sharing with you for FREE in just 30 minutes 🤯
It's not hard to do. It's not expensive to do. You just need to find the right person, in the right role, at the right price 💰
TUNE INTO FIND OUT ⬇️ 🚀 The secret of The Four Professionals and how to implement them in your business to run all of your finances for you 🚀 How to gain more clarity than ever before, increasing your margins and reducing your stress levels 🚀 The game changing impact this will have in your business giving you EVERYTHING you need to maximise your margins, do less, get paid more and sleep soundly at night
What’s more is this solution has never been more obtainable and affordable... 💸
Right people, right job right price! Do not let the wool be pulled over your eyes. It is more simple than you think 🤩
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ NEW EPISODE ALERT ⚡MAKE OR BREAK 🚀 How to turn your business around 📈
Join us for a very special episode of the Ultimate FD Podcast as we dive into the trenches of entrepreneurship. In this behind-the-scenes exploration, we'll unpack recent client experiences and delve into the heart of make or break moments 🤯
Every successful entrepreneur faces these critical junctures, where the line between success and failure blurs. It's a time when you can feel like you're on the brink of losing everything, and your world hangs in the balance ⚖️
BUT FEAR NOT! 🙏🏻
We're here to guide you through a five-step process designed to weather any storm. From navigating the depths of crisis to emerging stronger on the other side, we'll show you how to push through the pain and triumph in the face of adversity 💪🏻
This episode is your roadmap to navigating the turbulent waters of entrepreneurship with grace and resilience. By understanding the art of digging deep, you'll emerge stronger and more capable of overcoming any obstacle that comes your way 👊🏻
Listen to this episode to ⬇️ 🚀 Gain invaluable insights from recent client experiences and real-world challenges 🚀 Learn the five-step process to survive and thrive in any make or break scenario 🚀 Discover strategies to emerge stronger and more resilient than ever before
Don't let these make or break moments define you - embrace them as opportunities for growth and transformation 🔥
By tuning in to this episode, you'll gain the tools and mindset needed to navigate challenges with confidence and emerge victorious on the other side! 🤩
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ NEW EPISODE ALERT ⚡IT'S NOT YOU, IT'S ME 🚀
THE ART OF THE SHAREHOLDER'S AGREEMENT
Get ready for an essential revelation: every business partnership has an expiration date. Whether it's with your best friend, family member, or spouse, the end is inevitable. But here's the twist: you hold the reins on how it concludes. Will it be a messy breakup, tarnishing the relationship and leaving bitterness? Or will you proactively define the terms in advance, ensuring a seamless transition and preserving partnership integrity? The key? A shareholders agreement - an indispensable document outlining how all eventualities will be managed. Join us in this enlightening episode with Chartered Tax Accountant Mr. Tej Gill as we delve into the significance of shareholder agreements, their components, and the setup process. Whether you're embarking on a new partnership or already knee-deep in one, it's never too late to establish this vital framework. Don't miss out on bonus tips for setting up your shareholders agreement and take proactive strides to safeguard your business relationships.
Listen to this episode to:
🚀 Understand why every business partnership needs a shareholders' agreement to avoid messy breakups and protracted negotiations 🚀 Learn from a tax expert how to set up a shareholders agreement and what key elements it should include 🚀 Discover the importance of proactive planning and how a shareholders' agreement can save you from years of headaches and disputes
Don't wait until it's too late - take action now to protect your business partnerships with a shareholders agreement. By having clear terms in place, you can avoid unnecessary conflict and ensure a more harmonious future for your business.
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ NEW EPISODE ALERT ⚡ 🚀
🎙️ Raising Financially Savvy Kids: Lessons from the Nomad Parent 🧒💰
Are you concerned about your children's financial future? Meet Julie Talbot, a Nomad, property investor, and entrepreneur, who has instilled invaluable money-making lessons and habits in her kids from a young age. In this eye-opening episode, Julie shares the six key lessons she taught her children and the habits they've adopted to become financially literate and savvy at just 11 years old. From investing in Bitcoin to understanding wealth and money, Julie's approach has empowered her kids to navigate the world of finance with confidence.
Tune in to discover the tangible impact these lessons have had on Julie's children and learn how you can implement similar strategies to set your kids up for financial success from an early age.
Listen to this episode to:
🚀Learn the six crucial lessons for raising financially savvy kids and instilling money-making habits. 🚀Understand how to empower your children to become financially literate and stable from a young age. 🚀Discover the tangible impact of teaching financial literacy to children and the long-term benefits it brings.
Investing in your children's financial education is one of the most valuable gifts you can give them. By teaching them the fundamentals of money management and investing, you're laying the foundation for a secure and prosperous future. 📝
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
Just how much money is enough for you?
How much money do you actually need?
Are you working tirelessly towards arbitrary targets without a clear understanding of what "enough" truly means for you?
In this transformative episode, we delve deep into the pivotal question: How much money is enough?
Without clarity on this crucial aspect, you risk chasing elusive goals that hold little meaning for you.
It's time to gain crystal-clear clarity on your financial aspirations and build your business backward to achieve them.
By the end of this episode, you'll discover practical strategies to determine what "enough" looks like for you this year, and how to align your business goals accordingly.
Listen to this episode to:
🚀 Gain clarity on the concept of "enough" and its significance in your entrepreneurial journey 🚀 Learn practical techniques to determine your financial goals and build your business backward to achieve them 🚀 Understand the transformative impact of defining ""enough"" on your mindset, success, and fulfilment as an entrepreneur
Don't settle for arbitrary targets - define what "enough" means for you and build your business to achieve it.
By aligning your efforts with your true financial aspirations, you'll propel yourself to a new level of entrepreneurial excellence and fulfilment 💡
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
Want to see behind the scenes of how I operate... 👀
It's time to share my drawings strategy for 2024! 🚀
In this highly anticipated episode, we invite you to step inside our minds, businesses, and personal lives to understand exactly how to craft a drawing strategy for the upcoming year.
Many entrepreneurs view drawing strategy as an afterthought which leads to: 😔 Overdrawn director's loan accounts 😔 Excessive tax burdens
In this episode we are shifting the narrative by by emphasising the importance of thoughtful planning from DAY ONE.
Together with our tax accountant Tej Gill we meticulously craft a drawing strategy for the year ahead... We give you our insights along with a logical framework that you can to apply to your own circumstances! 👌🏻
This episode is NOT to be missed - it's a pivotal moment in your journey towards financial mastery and tax efficiency 💸
Join us for an exclusive peek behind the curtain as we delve into the intricacies of drawing strategy for 2024 👀
Listen to this episode to: 🚀 Gain a deep understanding of drawing strategy and its significance in optimising tax efficiency 🚀 Learn the thought process and logic behind crafting a drawing strategy tailored to your unique circumstances 🚀 Discover practical tips and strategies to implement your drawing strategy from day one and avoid unnecessary tax burdens
Do not leave your drawing strategy to chance - take proactive steps NOW to plan for tax efficiency and financial success from the outset.
Tune in and absorb the insights shared in this episode to gain the tools and knowledge you need to navigate your financial journey with confidence! 💼
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ NEW EPISODE ALERT ⚡£250M SALES, PROFITABLE MARKETING SPEND, 500% RETURNS 🚀
Behind the Scenes with Marketing Expert Ben Smith
Join us for a game-changing episode where we unravel the mysteries of paid marketing and reveal its potential to skyrocket your business's sales and profits. While many entrepreneurs shy away from paid marketing, fearing it's a gamble with no return, the truth is, when executed with strategy and structure, paid marketing can be one of the most lucrative tools in your arsenal. In this enlightening conversation, marketing expert Ben Smith shares insights from over a decade of experience, demystifying the paid marketing process and equipping you with the strategies needed to achieve £250 million worth of sales.
Learn how to turn every pound invested into a £10 return and unlock the keys to achieving millions in sales for your business.
Listen to this episode to:
🚀Discover the strategies and structures needed to transform paid marketing into a profitable asset for your business. 🚀Learn how to navigate the complexities of paid marketing and achieve significant returns on your investment. 🚀Gain insights from a marketing expert with over a decade of experience, and unlock the secrets to explosive business growth through paid marketing.
Don't let fear hold you back from leveraging the power of paid marketing. Tune in, absorb the insights, and start implementing the strategies shared in this episode to see immediate results in your business.🎧
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
RETIRED AT 33 - How to Achieve Financial Independence FOR LIFE
In this episode, you'll hear how Josh Keegan, a.k.a. Ultimate FD, went from an employee with absolutely zero business experience at the age of 24 to becoming a successful entrepreneur.
Josh started, scaled, systemized and sold a business and whilst simultaneously building a property portfolio that after applying the Financial Fortress Blueprint allowed him to reach financial independence and retire at the age of 33.
Josh explains what it takes to go on a journey from absolutely nothing to the top of the property entrepreneur pyramid. He has achieved something that very few people in their lives will achieve, which is the ability to have a Financial Fortress that creates passive income that exceeds your living costs and for the rest of his life, he'll be able to live off the steam.
Josh discusses the joy he's had in providing for his family and knowing that for the rest of his life, his financial independence is secured.
Do not miss this episode, it’s one of the good ones! Josh as always has fantastic insight.
I hope you enjoy.
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As an entrepreneur, the aim of the game is not to complete the game but to stay in the game and if on the 28th of every month, you're not making a single payment into your Financial Fortress, you are completely missing the point.
If you are already making over £100,000 a year and want to learn the unique and proven blueprint to turn that hard earned money into both GENERATIONAL Wealth and Financial INDEPENDENCE for LIFE, visit www.LivingOffTheSteam.co.uk now.
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⚡ NEW EPISODE ALERT ⚡THE THREE QUESTIONS 🚀
Make 2024 your BEST Year on Record
Are you ready to make 2024 your most successful financial year yet? While many entrepreneurs may have already lost sight of their objectives for the year, there's still time to turn your aspirations into reality. In this pivotal episode, we unveil the Three Questions you MUST answer to set yourself up for unprecedented success in the new financial year.
Listen to this episode to:
🚀Discover the essential questions that will guide you towards your best financial year on record. 🚀Learn how to transition from aspiration to achievement by setting clear objectives. 🚀Equip yourself with the tools and mindset needed to turn your goals into tangible results.
By answering the Three Questions outlined in this episode, you'll lay the foundation for a year filled with unprecedented financial success. It's time to turn your dreams into actionable plans and make 2024 your best year on record. 📝
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT ⚡TAX TALKS - THE DIRECTOR'S LOAN ACCOUNT 🚀
Get ready for a pivotal episode of Tax Talks that could redefine your understanding of business finances. Join us as we delve into the intricacies of the Director's Loan Account—a critical aspect that can either bring heaven or hell to your business, depending on how effectively it's managed. With potential hefty fines and tax implications looming, it's crucial for entrepreneurs to grasp the nuances of this account.
In this enlightening episode, chartered tax advisor Mr. Tej Gill joins us to unravel the complexities of the Director's Loan Account, offering invaluable insights for high-performing entrepreneurs. 🙌
Listen to this episode to:
🚀Understand the significance of the Director's Loan Account and its impact on your business's financial health. 🚀Explore the nuances and intricacies associated with this account to avoid costly fines and tax surprises. 🚀Gain essential insights to effectively manage and optimize the Director's Loan Account for business success.
For entrepreneurs striving for financial excellence and high performance, understanding the Director's Loan Account is paramount. Don't miss this opportunity to gain invaluable insights that can safeguard your business from unnecessary financial risks and propel it towards success.
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT ⚡TWO DECADES OF ENTREPRENEURSHIP, UNLOCKING HIDDEN PROFITS, OWNING A NICHE 🚀
Behind the Scenes with Leon Rothera
Join us for an insightful episode as we dive into two decades of entrepreneurial wisdom with our VIP special guest, Mr. Leon Rothera. With 20 years of entrepreneurial experience under his belt, Leon has scaled one of the UK's top catering companies, surpassing competitors by uncovering hidden margins and dominating a lucrative niche market. In this candid conversation, Leon shares invaluable insights on finding profitability within your business, mastering metrics, scaling for success, and the realities of high-performance entrepreneurship.
From morning routines to navigating challenges, this episode is filled with pearls of wisdom from a seasoned entrepreneur. 🙌
Listen to this episode to:
🚀Learn how Leon Rothera scaled his catering company and identified a niche with high margins and low competition. 🚀Gain insights into the details and metrics that drive business success and profitability. 🚀Explore the realities of being a high-performance entrepreneur, including morning routines and overcoming challenges.
Whether you're seeking to uncover hidden margins in your business, identify a profitable niche, or understand the realities of high-performance entrepreneurship, this episode provides invaluable insights to propel your entrepreneurial journey forward.
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT ⚡ EXPLOSIVE GROWTH, 7 FIGURE DEALS, POWERFUL PARTNERSHIPS🚀
Behind the Scenes with Mark & Martin Pow
In this captivating episode, I'm joined by the Pow brothers, who, over the past six or seven years, have not only worked together but have recently turbocharged their growth, supercharged their portfolio, and ridden the rocket of success. What makes their journey even more awe-inspiring is that, initially, they navigated their path with no financial clarity, relying on simple tools like paper and a whiteboard. Now, not only have they achieved their portfolio goals, but they also boast financial clarity, a dedicated finance team, and a transformative shift in their approach to numbers🙌
Listen to this episode to:
🚀 Gain valuable insights into supercharging growth and building multimillion-pound portfolios. 🚀 Explore the dynamics of a powerful partnership and learn how to establish and nurture one. 🚀 Understand the transformational impact of gaining financial clarity, especially in the midst of rapid growth.
The Pow brothers have been successfully working together for the last six years, achieving remarkable growth and expanding their portfolio in the last two years. More recently they have transitioned from financial ambiguity to establishing financial clarity and a dedicated finance team. We hope your enjoy the lessons learned!
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact This episode is a must-listen for anyone aspiring to understand the intricacies of operating at an elevated level, creating multimillion-pound portfolios, fostering powerful partnerships, and gaining financial clarity in the face of rapid expansion.
⚡ NEW EPISODE ALERT ⚡THE ULTIMATE PROFIT PLAYBOOK 🚀
Using Partnerships, Packages, & People to hit 6 figure profits in 12 months
Join us for an exclusive behind-the-scenes journey as we at Ultimate FD open up about how we achieved six-figure profits in our inaugural year of trading. Many entrepreneurs struggle for years without seeing substantial profits, but at Ultimate FD, we hit the VAT threshold within just six months and six figures profit in our first twelve months.
In this groundbreaking episode, we'll share the three key strategies we employed to make our business highly lucrative and incredibly leveraged. Dive deep into the details as we reveal the secrets that can propel your business to record-breaking success in 2024.🙌
Listen to this episode to:
🚀 Gain a rare glimpse into the inner workings of Ultimate FD and how we achieved significant profits in our first official year. 🚀 Discover the three strategic pillars that contributed to our business's success and profitability. 🚀 Learn how to implement these strategies in your own business for a prosperous 2024. For entrepreneurs seeking to fast-track their path to profitability and success, this episode provides invaluable insights and practical strategies to implement in your own business.📝
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/ 👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT ⚡NEW CAR DAY 🚀
Ever wondered what a tax accountant drives?
Ever wondered if your tax accountant practises what they preach when it comes to choosing their own vehicle? In this eye-opening episode, I'm joined by tax advisor and tax talks expert, Tej Gill, as he unveils the car that recently graced his driveway.
Join us as we delve behind the scenes to understand the thought process behind his new vehicle purchase. Is it electric, hybrid, petrol, or diesel? Did he buy, lease, or opt for hire purchase? And crucially, did he register it in his personal name or his company's? Tej Gill will guide us through the intricacies of making a highly tax-efficient transaction while securing his dream car. 🚗
Listen to this episode to:
🚀 Discover the considerations that went into Tej Gill’s vehicle purchase for optimal tax efficiency..🚀 Explore the behind-the-scenes decision-making process, including fuel type, ownership structure, and financing options. 🚀 Gain rare insights into the practical choices tax advisors make in their personal transactions.
For anyone intrigued by the intersection of tax efficiency and personal choices in the realm of vehicle purchases, this episode is a must-listen. Gain valuable insights into the considerations that can make your dream car purchase a tax-smart decision. 📝
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT ⚡ MULTI MILLIONAIRE BLUEPRINT 🚀
Behind the Scenes with Serial Entrepreuner Garrett Peers
Join us for an extraordinary episode featuring the seasoned entrepreneur, Garrett Peers, with over 30 years of entrepreneurial prowess. A serial entrepreneur with multiple companies, trading ventures, and diverse investment portfolios, Garrett takes us behind the scenes on what it takes to operate at his level 🚀
Listen to this episode to: 🚀 Gain exclusive access to Garrett's wealth of wisdom and knowledge cultivated over decades. 🚀 Explore the evolution of Garrett's entrepreneurial journey, reaching new heights in recent years. 🚀 Understand the intricate processes of managing, running businesses, and building substantial wealth within multi million portfolios.
Garrett is a serial entrepreneur with a legacy spanning over three decades, he boasts multiple companies, successful trading ventures, and extensive investment property portfolios. Garrett's episode is a treasure trove of knowledge.
Grab your pen and paper, immerse yourself in this special episode, let's dive right in! 📝
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT ⚡ Tech Start Up, $20M Raised, Surviving COVID, The Power of the CFO 🚀
In this episode we are joined by the co founder of LVL, Orrin Benford. LVL is a well being tech start up which over the last 5 years has raised $20m in investment, experienced RAPID growth, and expended operations globally.
The journey has not been plain sailing and when COVID hit they had to fundamentally change the path they were on and rebuild their app from the ground up which became totally redundant overnight.
Listen to this if you want to understand what it takes to operate at this level, or you need a masterclass in making yourself totally investable. Orrin is a very advanced entrepreneur with a background in finance giving him very unique views and perspectives on the world of entrepreneurship.
I loved this conversation, I hope you do too. Let's dive right in!
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT ⚡ You Have 3 Day to MINIMISE Your Tax Bill 😱
Self assessment deadline day is looming and if you have not yet submitted yours you have just 3 days to minimize your personal tax bill 🤯
Most entrepreneurs end up rushing their submission, missing the majority of the tax schemes available them resulting in HIGH stress and HIGH tax! In this episode we share with you 10 Self Assessment tax tips to legitimately minimise your tax bill at the impending submission.
We also share the options available to you if you cannot afford to pay your tax in 3 days time!
Whether you submitted your personal tax return months ago or are rushing to get it done now this episode is guaranteed to save you tax, allowing you to keep more of what you make, and minimise your stress levels.
We are joined by Chartered tax advisor Tej Gill for this one, we hope you enjoy!
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
⚡ NEW EPISODE ALERT - MUST LISTEN IF YOU WANT TO MAKE MORE MONEY IN 2024 ⚡
Every month I have one power hour that sets me up for the rest of the month and makes me more money than any other hour. It is not sales, marketing, proposals, team meetings, webinars etc but the MOST LUCRATIVE HOUR any entrepreneur can have is a monthly finance review.
Most entrepreneurs are either not doing these are are doing them but getting minimal value as they are spending the entire time reviewing out of date data and spotting mistakes, normally leaving frustrated and none the wiser.
When done correctly this hour is one of the best investments of time you can make and will yield SIGNIFICANT returns over the year as well as allowing you to level up as an entrepreneurs and make profitable decisions, and minimise the risk associated with running your business.
In this episode I share the 6 step process to making your Finance Review the MOST lucrative hour of your month and actually share commentary from my REAL ACCOUNTS as examples.
This is one NOT TO MISS if you literally want to make 2024 your BEST YEAR ON RECORD! Enjoy 🚀
Let's dive right in...
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
👉 Need help with your forecast for 2024/25 (deadline 31st March) go to ultimatefd.co.uk/contact
👉 Want the example finance pack talked about in this episode, message me on Facebook (Josh Keegan) or Instagram (the_ultimate_fd) the word: LUCRATIVE
⚡ NEW EPISODE ALERT ⚡ 2024 Drawings Masterclass - Mo' Money Less Tax 🚀
It is not what you make but what you KEEP! If you want to have your BEST year on record in 2024 you better make sure you consider minising your tax bill (legitimately).
Most entrepreneurs do NOT have a clear drawings strategy and end up paying far too much tax EVERY YEAR! The aim of the game is to not only have a lucrative business but also be able to draw from your business tax efficiently and keep what you make.
It is a new year, new you, and time to strategise exactly how you are going to take your hard earned money from your business in 2024. Get this set up now as some if it cannot be done at year end retrospectively. You will miss the boat on the EASY money!
In this episode we deep dive into the strategies you can put in place to drea tax efficiently from your business. If you are planning on making some money in 2024 (which I hope you are) then this is a fundamental episode to tune into.
Let's dive right in...
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡🚀 The ONE Thing to DRAMATICALLY increase your Financial Performance in 2024 - RAISE YOUR PRICES ⚡🚀
Most entrepreneurs are selling themselves broke, and as a result are overworked, underpaid and working with clients who do not value their service.
It is an elite few that have the confidence to actually charge what they are worth and as a result end up doing less work, for double pay, and attracting the best clients to work with them.
In this episode we will take you through the 5 step process for increasing your prices in 2024 which for most will be THE ONE THING they need to do this year to have their most lucrative year on record: Raise Your Prices to Attract MORE Clients 🙌
We hope you enjoy this episode!
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ NEW YEAR'S SPECIAL - MAKE 2024 YOUR MOST LUCRATIVE YEAR ON RECORD 🎆 NEW YEAR'S DAY MUST LISTEN 🎆
Most entrepreneurs set goals on new year's day, get fired up, and then the realities of execution set in and the end up with another average year, yet, every year we see our clients break records and build on previous year's successes, draw more money than every before and achieve profits that would blow people's minds 🤯
This is not magic, there is a blueprint and ANYONE can do this. In this episode we go behind the scenes and share with you the 5 step process you need to go through to ensure 2024 is not only your most lucrative year on record for your business but also the best year of your life!
This blueprint is normally reserved for paying clients, but this is our new year gift to you. Let's make 2024 your BEST year on record.
Happy new year
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
🎅 MERRY CHRISTMAS - Here's our gift to you 🎅 TAX TALKS SPECIAL! The 12 Tax Tips of Christmas 🎅
Self assessment deadline is looming and most entrepreneurs will leave everything too late paying more tax, missing out on free money, and getting very stressed in the process!
In this Tax Talks Christmas Special we take you through the 12 tax tips of Christmas to set you up to optimize your Jan 2024 tax return and set yourself up to have the best financial year on record in 2024! Start new year with a BANG with less stress, and a smaller tax bill! Our gift to you this Christmas ❤
We hope you enjoy 🚀🎅❤
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ NEW EPISODE ALERT 🚀 How ANYONE (including you) can Make a Million... THE SMART WAY with finance coach, millionaire property investor, youtube rockstar Mr Huw Davies ⚡
Most entrepreneurs think bigger is always better and the only way to achieve their lofty goals is to grow their business and earn more money. In reality this just leads to burnout exhaustion and most never actually achieve their financial targets.
There is a smarter, unsexier way... working smart (as opposed to hard) being patient, and keeping what you make. This is the real key to unlocking more money than you can ever imagine and EVERYONE can do it, no matter what you are earning now.
In this episode we are joined by Huw Davies who for a period of time lived on £10,000 per year allowing him to become so wealthy he achieved financial independence in 2016. He now coaches entrepreneurs on his unique philosophy, some of which he shares in this episode.
We talk about a wide range of topics including: ✔ Where Huw's money ethos came from ✔ How much you should spend on a car ✔ How to still live a great life with luxuries but spend a lot less ✔ The things no one should ever cheap out on ✔ The mistakes people make and the disciplines people need to adopt to get seriously wealthy (not what you think!) I hope you enjoy this episode as much as I enjoyed the conversation!
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ NEW EPISODE - THE MULTI MILLION POUND PLAY BOOK with Jack Jiggens ⚡
Most entrepreneurs obsess about growth and grow themselves broke. It is an elite few that not only grow hard, but also place upmost importance on getting the basic economics right.
Having scaled multiple 7 figure businesses, winning multiple property investor awards, and completing on 74 projects to date Jack Jiggens is part of that elite few.
In this episode he shares with you the journey to gain total financial control and clarity allowing him to get very strategic financially and continue to scale his group of companies at pace.
Stay tuned to the end where Jack shares 5 top tips for anyone that wants to go the distance like him and operate at this level.
If you want to find out more about Jack then find his youtube channel here: https://www.youtube.com/@XPProperty
We hope you enjoy!
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
⚡ New Episode Alert - Tax Talks Unplugged - Behind the scenes with Chartered Tax Advisor Tej Gill
In this episode we learn the unique perspectives from a tax advisor who literally advises 100's of entrepreneurs on tax strategy monthly. Amongst other things we discuss:
The tax issues that entrepreneurs never seem to understand > How to get MAX value from your tax accountant > Tej's view on life and business > How to set your company and support structure up to legitimately reduce your tax bills > Top tips from Tej's experience in advising 100's of entrepreneurs a moth on tax This is one NOT TO BE MISSED! I certainly learnt a lot recording it and you will get MASSIVE VALUE. We hope you enjoy!
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
FOR EVERYONE OF OUR FAILURES, WE HAVE A SPREADSHEET THAT LOOKED AWESOME” - SCOTT D COOK
A world class business cannot be run on spreadsheets.
Tsen is a very successful entrepreneur and business owner and loves a spreadsheet but he realised that even his master 52 column spreadsheet (🤬) has limitations and cannot keep up with his business incredible serviced accommodation and mentoring business.
Only he could operate the sheets, they were prone to human error, they did not provide real time information for him to run the business. The aim of the game is to move from managing your business yourself on spreadsheets to signing off a high value set of monthly accounts.
Tsen now has a world class finance team, monthly performance reviews, and a cloud based accounting system. He has gone from spending hours updating spreadsheets himself to sitting at the top of the pile and just signing off the numbers his world class team has produced for him.
Spreadsheet to Sign Off…
If you are getting bogged down in spreadsheets and never feel like you have a grip on your finances or you feel there could be something better out there, listen now.
The exciting part is, this is just the start! If you have already built a great business without financial clarity, imagine what you could do with it 🙌
👉 FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
👉 HOW FINANCIALLY FIT IS YOUR BUSINESS? Take the Ultimate FD Acid test to find out and have a bespoke report in less than 5 minutes!!! Take the test here: https://josh-dtlqxm7w.scoreapp.com/
NEW EPISODE 🚀🙌🎤 My Top 10 Lessons 2023
In the year that I had another child, had a record breaking year for sales, did my first muscle up, lost 6 kgs, and became financially independent what did I learn?
In this episode I go behind the scenes and share my top 10 lessons in order to accelerate your journey and not have to learn the hard way like I did.
These span business, life, finance, & relationships and I hope you get as much value listening as I did recording this one.
I hope you enjoy 🚀
FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
NEW EPISODE ALERT 🚀 Living a Wealthy Life with Multi Millionaire, Retired Financial Advisor Mr Damien Fogg
If you want stock tips, insider knowledge on where to invest, and Damien's investment strategy DON'T LISTEN TO THIS EPISODE! Becoming and staying wealthy is simple, keep more than you spend.
In this episode we go behind the scenes with financial advisor, and retire multi millionaire Damien Fogg who is going to share behind the scenes on how he lives a wealthy life.
Some of the topics we cover:
✔ Should you buy your own home? ✔ How do retired millionaires holiday? ✔ What will Damien NEVER spend money on? (the answer will surprise you) ✔ What will Damien ALWAYS spend money on? ✔ What is the aim of the game for ANYONE who wants to retire young and wealthy? ✔ Why would anyone work when they have retired? This is Damien's second appearance on the podcast so be sure to listen to episode 2 HOW TO RETIRE - Investing in the Stock market made easy before you tune into this one.
Damien really does walk the talk, and these insights could fundamentally change your life.
We hope you enjoy 🚀
FOUR PART TAX TALK SERIES NOW LIVE! FOUR PART SERIES! Most entrepreneurs pay far too much tax, or spend too much time worrying about the wrong things. This is why we created the Tax Talks Series: From Start to Sell. This is a must listen for any entrepreneur to understand all the challenges they will face from a tax perspective as they go on their entrepreneurial journey. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the four part series FREE OF CHARGE.
NEW EPISODE ALERT 🚀 Is it Time to Sell?
The highly coveted monthly Tax Talks episodes with Tej Gill from Nijjer accountants is now available! This month we diving into selling your business (tax efficiently).
Most entrepreneurs keep their businesses for far too long eventually throw in the towel, sell, and pay most of their proceeds to HMRC.
There are simple actions you can take NOW to set yourself up for a highly lucrative exit with a MINIMAL tax bill. In fact, selling your company could be one of the easiest ways to make 5 years of profit NOW with a tiny amount of tax to pay.
In this episode we dive into exactly why everyone should consider selling their business, and how you can get yourself set up now for a life changing exit.
We hope you enjoy 🚀
FOUR PART SERIES!
This is the final episode on our four part series with our partners Nijjer Accountants. Go to https://www.ultimatefd.co.uk/tax-talks to gain access to the rest of the back catalogue in one convenient place.
SIX ROUNDS WITH DANIEL HILL - Part 2 🎤
Now THIS is going to be a podcast you DO NOT want to miss!
A few months back, I did the highly esteemed 6 rounds with Daniel Hill on the Blueprint Podcast, where we go behind the scenes with six surprise topics which neither had any idea of!
In this Six Rounds, at 10 minutes apiece, Dan and Josh covered the below HIGHLY PERSONAL questions and in many cases VERY PRIVATE topics which are now yours to enjoy!
Round Four: Life, Death & The Universe Round Five: Rules for Life Round Six: The Journey & The Future
This is a HIGHLY valuable conversation between two high performers of which you will get some insane value!
I hope you enjoy 🚀
📣 SCALING TO SEVEN FIGURES USING VIRTUAL TEAMS ⚡
Most entrepreneurs employ over paid admin staff that consistently underperform and cost them a fortune both financially and in mistakes.
There is a new wave of entrepreneurs who are utilising technology and international labour to recruit the BEST people from around the world, making the most of international labour rates, and actually employing BETTER people to run their businesses for them.
In this episode we are joined by Dr Steven Day who specialises in taking six figure entrepreneurs to seven figures utilising the power of systems and international remote teams.
We cover: - Challenges around recruiting the right people - What work remote workers can do - Profitability from utilising remote workers - How to delegate - What to do when things go wrong I personally took SO MUCH from recording this episode and truly believe that this is the revolution and the way forward for EVERY entrepreneur. We hope you enjoy 🚀
SIX ROUNDS WITH DANIEL HILL - Part 1 🎤
Now THIS is going to be a podcast you DO NOT want to miss!
A few months back, I did the highly esteemed 6 rounds with Daniel Hill on the Blueprint Podcast, where we go behind the scenes with six surprise topics which neither had any idea of!
In this Six Rounds, at 10 minutes apiece, Dan and Josh covered the below HIGHLY PERSONAL questions and in many cases VERY PRIVATE topics which are now yours to enjoy!
Round One: Hard Sells Round Two: SWOT Analysis Round Three: Rolls Royces and Rolex’s This is a HIGHLY valuable conversation between two high performers of which you will get some insane value! Stay tuned for Part 2 in a few weeks! I hope you enjoy 🚀
Scaling the Seven Figure Business of YOU
Meet Chris Ducker - International Keynote Speaker, Multiple Published Author, and 7 Figure Entrepreneur 🚀
Chris is an EXPERT in the world of personal branding and believes EVERY entrepreneur has a very unique asset that they are consistently underutilisation: YOU.
IN this episode we talk about the power of personal branding, how to take things to the next level, motivations of becoming and author, taking sabbaticals, and all the key challenges you will experience along the way in scaling multiple 7 figure businesses.
This is one NOT to be missed! Chris has literally been in business for just under 2 decades and the wisdom shared is NEXT LEVEL.
We hope you enjoy 🚀
THE GRAND FINALE - FREE TRAINING - ULTIMATE PROFIT MASTERCLASS 2023 Most entrepreneurs spend their lives building businesses that don't make money. In this free training event I am going to share with you our unique, proven methodology to take any business from loss to profit (or mediocre financial performance to next level).
Every entrepreneur should aspire to own a highly lucrative, highly leveraged business that pays them EVERY month without fail and gives them access to the finer things in life: nice holidays, premium cars, fancy restaurants. The Profit masterclass will share with you how to achieve that within the next 12 months and have your BEST YEAR ON RECORD!
In this Free, unique, never before shared training we will take you through, how to...
🚀 Double your profits in 12 months 🚀 Turn your business into a well oiled money making machine - margins at 35%+ 🚀 Predict your drawings to the penny and NEVER be disappointed 🚀 Work less whilst earning one hell of a lot more 🚀 Take all the anxiety out of being an entrepreneur making the journey far more enjoyable
This is NEVER BEFORE SHARED, unique, proven methodology which is only normally available for paying clients. Multiple webinar times throughout this week, get yourself booked on NOW!
BEHIND THE SCENES WITH THE ULTIMATE FD - Retirement, Campaign Chaos, Targets, Explosive Growth
During the peak of the summer sales season Josh takes a moment to share with you what EXPLOSIVE GROWTH is like in practice and 8 lessons learnt from the trenches. At the time of recording, Josh is mid sales campaign with 62% of the six figure target achieved 🚀
If you are considering leveling up your business, your deals, or your sales targets this one is NOT TO BE MISSED! Exclusive behind the scenes with the Ultimate FD with never before shared insights.
Not for the faint hearted. We hope you enjoy 🚀
🎙️ New Episode Alert: SUPERCARS, SEVEN FIGURE REFURBS, & EXPLOSIVE GROWTH 🚗💰 🚀 From Financial Firefighter to Proactive Profitable Problem Solver In this episode, Umesh takes us on the incredible journey he embarked upon to break free from anxiety and regain control over his finances whilst experiencing EXPLOSIVE growth. From financial firefighting to becoming a proactive, profitable problem solver, his story is for any entrepreneur that wants to take things to the next level, scale rapidly, but also ensure they have the financial stability to stand the test of time.
If you're an entrepreneur seeking to take control of your financial destiny or simply a fan of supercars and success stories, this episode is a must-listen!
#FinancialSuccess #Entrepreneurship #Podcast #Supercars #FinancialClarity #SuccessStory
TAX TALKS - THE ENTREPRENEUR'S SCALE UP HANDBOOK ⚡🙏
The last thing you want to be worrying about when you are rapidly growing is tax and finance. Don't let problems become emergencies, get all this sorted and set p now so you can purely focus on growth 🚀
Joined by special guest and chartered tax advisor Tej Gil, in this episode we share:
🚀 Why you NEED to listen to this
🚀 The three BIGGEST challenges you will face on this journey
🚀 Some massive game changers you can implement NOW
🚀 Top tips to save yourself a lot of headaches, tax, and stress
This is for anyone who is actively growing a set of companies! Don't put off listening to this, you need to hear this today!
We hope you enjoy 🚀
🎙️ New Podcast Alert: Going Broke Successfully with Award-Winning Insolvency Expert, Mike Chamberlain! 🎉
Most entrepreneurs struggle on with a failing business for far too long, when in fact insolvency can be a very useful strategic tool in your entrepreneur's toolbox.
In this episode we dive into the mechanics of this underappreciated world and unlock another tool in your entrepreneurial tool box.
🔑 Unlock invaluable insights: Learn the crucial signs that it's time to explore insolvency. Understand how insolvency can be your strategic lifeline.
Learn the key mistakes entrepreneur make leaving them insolvent Gain the confidence to navigate the complex world of business challenges.
Whether you're a seasoned entrepreneur or just starting out, this episode is a must-listen. 🚀 Arm yourself with knowledge and add a powerful strategy to your business toolkit 🙏
🎧 Introducing our latest podcast episode: Unsexy to Unstoppable: The Story of Scaling an Unsexy Business featuring Christian Harris 🎉
🔥 Join us as we dive into the incredible journey of Christian, the mastermind behind a business that defied all odds and transformed an unsexy niche into an unstoppable force in the market. 💼💰
Christian's innovative and lucrative business model will leave you in awe. 🤯 He took a seemingly ordinary and overlooked industry and turned it into a goldmine.
Tune in to discover:
✅ How Christian identified untapped potential in an unexpected market.
✅ The strategic moves that propelled his business from loss to profit.
✅ The mindset shifts and determination that fueled his rapid growth.
✅ Insights into the smart strategies that have led to his business's unprecedented success.
✅ Lessons learned along the way that every aspiring entrepreneur can benefit from.
Get ready to be inspired, motivated, and amazed by Christian's remarkable journey from unsexy to truly unstoppable. 🌟
#UnsexyToUnstoppablePodcast #EntrepreneurialJourney #BusinessGrowthMagic #InnovationUnleashed
TAX TALKS - THE ENTREPRENEUR'S STARTUP HANDBOOK
Save £££££ from day 1
Most entrepreneurs get the initial set up their company totally wrong. They end up with an overly complicated, inefficient group structure, with a tax strategy that costs them more to administer than the tax they actually save.
Joined by special guest and chartered tax advisor Tej Gill, in this episode we share:
- The do's & don'ts of company start up
- How to minimise your fee bill
- How to minimise your tax bill
- How to start with the end in mind
- The things that everyone worries about unnecessarily
Listen to this BEFORE you set up your next company whether you are brand new or a seasoned entrepreneur.
We hope you enjoy!
WATCH THIS SPACE..... TOMORROW WE ARE LAUNCHING SOMETHING BIG !!!
HIGH PERFORMANCE HACKS
Most entrepreneurs rIde the performance rollercoaster and never achieve consistent high performance.
In this episode, I go behind the scenes and share the high performance hacks which have allowed me to:
- Get my first book to the publishers
- Launch a Six Figure Summer Campaign
- Restructure my Portfolio for Early Retirement
- Hit £100k Revenue for a Brand New Company in 6 months
- Do my First Muscle Up
All this with 2 kids under 2!
10 High Performance Hacks which if you implement will have a profound impact on your business and life.
Enjoy!
OUR BRAND NEW FREE TRAINING FOR 2023 IS NOW AVAILABLE ON OUR WEBSITE!
Check it out here: https://www.ultimatefd.co.uk/know-your-numbers-2023
300 DEALS IN FOUR YEARS
Explosive growth is not for the faint hearted and most entrepreneurs rarely recover for a number of years of growing rapidly. George on the other hand is absolutely thriving and although growing rapidly is still managing to spend high quality time with his kids whilst living an international lifestyle.
In this episode we talk about the realities of explosive growth, how to create a high performance team that only get paid when you get paid, and facing bankruptcy.
This really is one of those conversations where you really want to tune in as the entrepreneurial wisdom has the potential be be life changing!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
KNOW YOUR NUMBERS 2023 - THE THREE SNAKE OIL SALESMAN
FREE TRAINING now released as podcast 😱🚀🤯
Did you miss your webinar? Never get around to booking on? Do not worry, we are now releasing the audio as a podcast 🚀
In this brand new training for 2023 we take you through the Three Snake Oil Salesman in our industry who you are actually holding you back form having your best financial year on record.
Tune in to discover:
✔ Who & What the BIGGEST Snake Oil Salesmen in our industry are #SOS
✔ How to create a HIGHLY lucrative, and Leveraged business which pays you a fortune EVERY month
✔ Extract FREE EXTRA money from your existing businesses
✔ How to fundamentally level up your financial situation and therefore your level as an entrepreneur
✔ Have your best financial year on record, every year
✔ Predict (TO THE PENNY) how much money you will make this year
✔ Make the most difficult decisions easily and be pleased with the outcome every time
✔ Never run out of cash again
✔ Build generational wealth FAST
✔ Create a business with a MASSIVE exit value
Unfortunately the UFD Reviews offered in this recording are now gone, but if you missed out feel free to join our waiting list in case any more become available.
👉 Waiting list: https://www.ultimatefd.co.uk/ufd-review-waiting-list
EP#74 - ACQUIRE, AUTOMATE, AMPLIFY with Gareth Morgan
Meet the employee turned entrepreneur who acquired, automated, and amplified his newly acquired company in 6 months 🤯
Everyone talks a good game in getting the professionals in and paying to fast track results but I do not think I have seen such an impressive example.
Just 6 months ago Gareth was working as an employed mortgage broker, 6 month on he has acquired his own brokerage and has fully transformed and systemises a business growing from a team of 1 to a team of 6!
The principles in the episode are for sophisticated entrepreneurs only and if you listen and adopt them have the potential to be life changing.
We hope you enjoy 🚀
WATCH THIS SPACE!! EARLY BIRD ACCESS 🚀
Tomorrow we launch our FREE Ultimate FD reviews to the open market. Normally these cost £697 for 30 mins, but tomorrow we are launching 5 for FREE for 45 mins!!!
🦜👉 Early bird link for podcast listeners: https://tinyurl.com/4r66jytc
5 AVAILABLE! First come, first served. Book now 🙌
Everything you NEED to do, but probably have not done...
Do you have a plan for what happens with your business when you die?
Do you have a plan for how your family will be looked after in the event of your death?
Have you got a pot of gold ready for dealing with life with a critical illness?
Will your business survive if a key employee leaves?
Will your business survive if you can no longer work?
In this episode we are joined by special guest Akash Desai who will share with you all you need to do to bolster your financial wellbeing and resilience so you can survive any crisis and sleep soundly at night.
This really is the definitive guide for any entrepreneur that wants to de risk and relax.
Let's dive right in 🚀
EARLY BIRD ACCESS - FREE WEBINAR!!!
As a token of our appreciation for UFD Podcast listeners we are offering you early bird access to our brand new FREE Training eveny for 2023.
Never before shared content, access to Ultimate FD methdology normally only available for paying clients, no sales pitches!!!
Early Bird Podcast Listeners Reserve Your Place Now: http://www.ultimatefd.co.uk/know-your-numbers-2023
WEALTHY ENTREPRENEURS DON’T BUILD BUSINESSES, THEY BUILD BALANCE SHEETS 🚀
EVERY HUMAN ON THE PLANET HAS ONE 🤯
Most entrepreneurs are scared to look at the balance sheet. It seems made up, theoretical and a report that holds now value however EVERY entrepreneur needs to learn this report and master it.
In fact, if you have a single asset (including cash) or a single debt, then you have a balance sheet, but even your accountant does not understand why this report is useful to you and how you can use it to build wealth.
This will change the way you think. Shift from building a business to building a balance sheet.
In this episode we go through the basics of the balance sheet, how it relates to your other financials as well as how you can actually use it to provide you MASSIVE value in your business and your life.
If you are in business and you have never used a balance sheet before, this will give you all you need to understand it and get one up and running. If you have been using a balance sheet for years, this will deepen your understanding and your ability to generate wealth in your business.
The most undervalued, best kept secret in wealth creation is only a podcast away!
Enjoy.
TAX TALKS - VAT ATTACK
The advice in this episode unexpectedly made me £6,000 🤯😱 How much will it make you?
I really wasn't expecting that. £6,000 of EXTRA profit, just by understansig VAT! How much will you make? VAT is a necessary evil and most entrepreneurs are overpaying it.
In this episode I am joined by chartered tax advisor Tej Gill as he takes us through all you need to know and give you some game changing tips on boosting cash flow, saving money on stamp duty, and minimising your VAT bill.
I really was not expecting to come away £6,000 wealthier after recording! How much do you think it will make you?
Enjoy 🚀
MASSIVE MARGINS YOU ARE MISSING - Letting Agency Special
Are you leaving easy money on the table?
Most entrepreneurs are overworked and horrendously underpaid, but they are standing on a mountain of profit and just need the keys to unlock it.
In this episode I am joined by good friend and long standing client Mr Mo Haykir who has one of the most LUCRATIVE letting agencies I have EVER seen (more lucrative than mine before I sold it) and only works on it a day a week 🥳
We will reveal the 5 MASSIVE MARGINS that you are missing if you have letting agency, and probably a service based business in general.
This is easy money. No growth or hard work required. Just extra cash 🚀
Let's dive right in.
FAMILY CONSTRUCTION BUSINESS LEVEL UP
The story of an old school family run construction company that invested in a new age finance function to LEVEL UP!
Meet Sam Carter, part of the Carter family who decided he wanted to level up the family construction business starting with their finances.
A few months on they have moved away from backlogs of paper receipts, out of date information, and generally feeling muddles to a world class professional team, management accounts, and total clarity on profitability.
No more guessing which jobs make the most money or when they will experience cash shortages. Welcome to the next level!
Tune in to hear this remarkable story and learn exactly how you can apply these principles to your business to fundamentally level it up and have your best year on record 🚀
IS YOUR BUSINESS FINANCIALLY FIT? TAKE THE ACID TEST Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
EP#68 - LUCRATIVE LEVERAGED LIFESTYLE BUSINESS with Shiv Haria
7 Figure Revenue, 6 Figure Profits, and a team so good that the business runs itself. Sound appealing?
Shiv Haria is an award-winning entrepreneur who has scaled one of the most impressive sourcing businesses we have ever seen.
In this episode he shares insider secrets on profitable pricing, making the sale, and building a team that literally LOVE working for the business.
This episode is packed full of high value content and is easily one of the best episodes on the Ultimate FD podcast channel! We hope you enjoy.
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
MINIMUM WAGE TO MILLIONNAIRE with Perry Wilson
Perry was nearing retirement and working in a bar on minimum wage when he realised that he was going to retire with NOTHING, so he made a decision: spend the next 10 years working hard to retire with 7 figures.
He wants to prove that ANYBODY can become a Millionaire and that you do not have to be well educated or inherit money, you just have to be willing to make a sacrifice. He is 5 years in, and the journey so far has been nothing short of inspiring.
Tune into this one if you want to be inspired, understand the meaning of working hard, or understand the basics of building wealth from 0.
We hope you enjoy!
IS YOUR BUSINESS FINANCIALLY FIT?
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BUILDING A LEGACY: TRUSTS & TAXES with Guest Expert Bhupinder Anand
How much tax will your children pay on your wealth when you die? How much tax will their children pay on your wealth when they die? Probably far too much! Trusts, taxes, inter-generational wealth, and bloodline protection.
In this episode we make inter-generational wealth planning simple. Set your family up for generations, minimise your tax bill, and protect your family's wealth.
In this episode we are joined by world renowned, award winning, independent financial advisor and public speaker Mr Bhupinder Anand. He will share with you all you need to know about trusts and minimising taxes when it comes to inter-generational wealth.
Some of this stuff is ABSOLUTELY MIND BLOWING and will change the game for you and your family. We hope you enjoy 🚀🚀
IS YOUR BUSINESS FINANCIALLY FIT?
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SMALL BUSINESS, MASSIVE MARGINS: £800K INCOME + £6M EXIT
Most entrepreneurs spend their lives building businesses that don't make money... not Mike Chamberlain.
Upon agreeing to sell high HIGHLY lucrative financial services practice he was achieving £800k per year net profit (50% margin) whilst turning up every day to do something he is incredible passionate about. Last year Mike then successfully exited for £6m! He has mastered the art of a Small Business, with MASSIVE Margins which should be the aim of the game for most entrepreneurs.
In this episode we talk through exactly what you need to do to achieve, how to become highly profitable, and how to achieve a 7 figure exit! Definitely one to tune into and share with friends and family!
Enjoy!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
MASTERING THE MONEY - The Inspiring Story of the £40m Property Development Business's Financial Overhaul
Business is a risky game. Property development is an even riskier one, particularly if the majority of financial planning is done in your head! At best you bumble along going from one cash emergency to the next, at worst the journey is over before it has even begun as you get caught out.
Ben & Jack run a group of property companies that have completed over £40 million worth of dealings and after buying a new asset every 4 weeks for the last 5 years they knew that their businesses had rapidly outgrown their finance function and there was risk of a cash catastrophe.
These experienced entrepreneurs now have a World Class Finance Function in place and finally have all the strategic clarity they need to manage a high risk, high reward development business. Tune into the episode to understand exactly what this now means for them in practice and the incredible value already created as it fundamentally changes the way they run the development business. There are massive lessons in here for developers as well as any entrepreneurs looking to scale a highly lucrative group of companies.
Enjoy!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
TAX TALKS - THE OFFICIAL ENTREPRENEUR'S CAR BUYING GUIDE
By the end of this episode, you will FINALLY know exactly how you will buy your next car tax effectively! It really is a minefield out there...
Do you lease, buy, or hire purchase? Should you go electric or non electric? Do you buy it in your personal name, your limited company, or an LLP?
Doing this right has the potential to get you your dream car whilst saving buckets of tax every single year! By the end of this episode you will have a simple set of rules to follow to know exactly which car you are going to purchase and how!
Enjoy!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
SURVIVING A CASH CRUNCH
No business ever died from a lack of profit... just a lack of cash. At some point in every entrepreneurs career they will face a cash crunch with a perfectly healthy business. This has the potential to cripple the business financially and cripple even the most optimistic entrepreneurs mentally.
Every entrepreneur needs a simple, easy system to manage cash and to prevent cash problems becoming emergencies. This allows for a peaceful night's sleep and a stable and predictable business.
This episode is for you if you ever run out of cash unexpectedly, use the bank balance to make decisions or are currently facing cash challenges. Take the steps detailed in this podcast and by the end you will feel like a weight as been lifted and you have a solid robust plan to get you back to black!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
SCALING GOLD: INSIDE THE EXPLOSIVE GROWTH OF A LUCRATIVE SOFTWARE COMPANY with Guillaume Black
Most entrepreneurs are scaling businesses that will never make any money. They plow hour after hour into a business that will fundamentally never pay off.
The founders of Property Filter certainly do NOT fit into this category. They are building something very special and scaling a highly lucrative business model. The have already raised £100,000s in investor money and are shooting for a £100m valuation over the next 3 years!
In this episode we deep dive into the business model and the realities of riding the explosive growth roller coaster with co founder Guillaume Black.
This is for any entrepreneur who wants to get inspired, understand the impact systems can have on scale, and the realities of managing your health and family in a high growth business.
Let's dive in!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
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Very few entrepreneurs ever get a grip on cash. They are constantly in crisis, dealing with cash emergencies and taking on expensive debt obligations just to survive. Even the most profitable businesses die from poor cash management.
Cash is totally predictable and can be forecasted to the penny with the right tools allowing entrepreneurs to deal with cash problems before they become emergencies. This is the key to sleeping soundly at night, consistent drawings, and building wealth.
In this episode we are joined by highly successful and experienced (30 years +) property entrepreneur Mr Jason Abbott, who shares his journey from trying to manage cash himself unsuccessfully to outsourcing it to a world class team. Jason has never had more clarity or perspective on the future plans for his business which is allowing him to get highly strategic and continue strengthening his legacy through his family business.
This episode is for you if you manage cash by logging into the bank balance, want to protect your business long term, and generally want to move from anxious entrepreneur to cool, calm, and collected entrepreneur.
Cash is king, treat it that way. Enjoy !
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
LIVING AN EXTRAORDINARY LIFE
RETIRED AT 37 - Adam Goff
Meet the entrepreneur who sold his business, packed up his bags, and jetted off into early retirement, Mr Adam Goff.
Most entrepreneurs work until they are old and tired with little to show for years of hard work, chronic stress, and anxiety. The aim of the game is to retire young and wealthy which is why what Adam has achieved is nothing short of extraordinary.
Join us as we re release a classic UFD episode with special guest Adam Goff as we dive into the realities of retirement and the approach to managing money to get anyone there. Every entrepreneur should listen closely an implement Adam's advice today as it is this that will get you off the rollercoaster and retire sooner than you think with more than you imagined.
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
BUDGET BREAKDOWN 2023
TAX TALKS: BUDGET BREAKDOWN 2023
The 2023 UK budget has been announced with a few surprises.
In this episode we break down exactly what it means for you as an entrepreneur from a tax perspective so you can get ahead of the game and avoid paying extra tax!
We are joined by special guest, chartered tax advisor Tej Gill as he shares insider analysis on what the announcements mean in practice.
Tune in and enjoy!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
MARKETING THAT PAYS - VIP EXPERT CHRIS MOSS
Most entrepreneurs are spending £1,000s on marketing that will yield no results, get no new clients, and not add any top line revenue to the business!
There are however a select few entrepreneurs that with a small budget become Oversubscribed whereby they cannot actually cater for the number of clients that want to work with them. This is where you want to be if you want to own a lucrative business which is fun to run!
Big budget marketing is a thing of the past and in this episode we are joined by VIP guest expert Mr Chris Moss as he shares with you secret massive ROI strategies you need to smash your growth plans out of the park this year.
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
FROM £800K TO £30M
MEET THE ENTREPRENEUR WHO WANTS TO CREATE 1,000 MILLIONAIRES
Rune Sovndahl is serial entrepreneur, best selling author, and the co-founder of multi million global business Fantastic Services which in 14 years went from £800k revenue to a whopping £30 MILLION!
Most entrepreneurs think far too small and underestimate the value in the ability to create a finely oiled machine that can be replicated RAPIDLY. Rune understood early on that if he wanted to go big he would need to be smart and quickly utilised the power of franchising to rapidly scale his business and achieve his vision. Operations are everything! Fantastic Services is now a multi million global brand.
Tune into this episode to understand the power of franchising and how you could use it to rapidly expand your business with far less effort with this very intelligent business model.
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
GENIUS FAMILY TAX HACKS
FANCY £100K INCOME TAX FREE?
Most entrepreneurs are wasting £1,000s per year on unnecessary tax!!!
In this episode, we are joined by Tej Gil for Tax Talks where we share simple yet genius family tax hacks which have potential to DRAMATICALLY reduce your tax bill legitimately this year, particularly if you have kids.
We are taking this to a WHOLE NEW LEVEL.
It is not how much you make but how much you keep, do not leave money on the table unnecessarily!
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
FROM FINANCIAL STRUGGLE TO FAMILY TIME
WHAT DO YOU DO WHEN YOU REALISE ALL YOUR HARD WORK HAS AMOUNTED TO NOTHING?
In this episode I am joined by special guest, long standing friend and client Mr Chris McDermott who experienced a huge wake up call a few years ago when he realised his portfolio of 6 properties was far from profitable.
Fast forward 3 years and he has a lucrative business that provides for him and his family, allowing his partner Cat to quit work and him to about to embark on a second year of paternity leave.
His journey is remarkable and is about doing less not more, getting highly strategic, and building a business based on solid financials.
Tune in for top tips on how you can fundamentally change the fortune of your business, get all your time back, and spend unlimited family time with your loved ones.
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
SIX ROUNDS WITH DANIEL HILL
Daniel Hill is a serial award winner and founder of the multi-million-pound PPN UK Group.
You need to listen to this! Behind the scenes with Daniel Hill. Get his views on the most diverse of topics, both personal and professional. Understand what it is like to actually be a high performer in practice and experience the realities of being a successful entrepreneur.
In Six Rounds, we choose 3 topics each to bring to the table, 10 minutes on each topic and neither of us knows what the topic is going to before we get started.
The result is an amazing conversation which you will never hear us speak about publicly.
Listen until the end because there is a chance, I may have convinced Dan to do something utterly life-changing and totally change his life by design.
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE TEST!
If you have not yet taken the ACID test you can now. Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
MONEY GROWTH & BEING AWESOME - 1 MILLION SUBSCRIBERS
Huw is an expert in personal finance becoming financially independent through investments at the tender age of 34. He is now giving back to people that are like his younger self to ‘wake them up’ and help them achieve the same.
Personal finance has the potential to be dry and boring, but Huw will change that. He is on a mission to reach 1M subscribers to monetise his youtube channel (Huw Davies).
In this podcast we take Daniel Hill’s SIX ROUND format and deep dive on 6 topics until the timer goes off.
- PRINCIPLES OF PERSONAL FINANCE MASTERY
- BUY OR RENT YOUR PERSONAL HOME
- THE TRINITY STUDY
- WOULD YOU CHANGE ANYTHING?
- PERSONAL FINANCE WITH KIDS
- JOURNEY TO 1M SUBSCRIBERS
This is a LIFE CHANGING conversation which you NEED to listen to if you want to increase your personal wealth and achieve financial independence.
Listen to the end to get three top tips on action you can take TODAY to put a rocket up your personal finances and increase your wealth effortlessly.
IS YOUR BUSINESS FINANCIALLY FIT? TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
TAX TALKS - CREATIVE DRAWINGS MASTERCLASS
THE PODCAST HMRC DON’T WANT YOU TO HEAR
How to LEGITIMATELY reduce your tax bill in 2023 - earn more, draw more, and keep what you make. It is not how much you make but how much you keep.
Your first problem… make some money.
Your next problem… keep that money.
Most entrepreneurs fit into one of two camps once they create a profitable business: they engage in fraudulent activity to pay less tax or they begrudgingly pay too much!
In this episode we talk through 5 easily accessible creative ways to draw more from your company tax free and 3 advanced methods that may be a game changer for you.
If you want to pay less tax in 2023, do not wait for year end, start now.
TAKE THE TEST!
If you have not yet taken the ACID test you can now. Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
SMALL BUSINESS BIG MARGINS - IS THAT YOU OR YOUR EGO TALKING?
Most entrepreneurs believe growth is the answer, bigger is better, and more revenue will solve their problems. They chase an elusive ‘there’ and base their success on the size of the business.
The reality is that big businesses come with big problems, more revenue does not mean more profit, and for most there is no pot of gold at the end of the big business rainbow.
The aim of the game is to have the smallest business possible with the largest possible margins. Less employees means less problems. Less clients means less complaints. Smaller revenues means larger margins.
In this episode we share the FIVE mindset shifts you need to adopt to take control over your ego and get what you ACTUALLY want in 2023. Unlock a whole new world of happiness and success in your life and your business with these simple principles. Stay tuned for a bonus 6th principle at the end which has the ability to be life changing!Enjoy!
THE THREE QUESTIONS - TURN ROMANCE INTO REALITY
1 month into 2023
Most entrepreneurs have forgotten their objectives for 2023 already, but you still have time to have your best financial year on record!
We are already 1 month into the new year, but fortunately we still have 2 months until the new FINANCIAL year starts. If you want to have your BEST financial year on record then you need to listen to this episode where we take you through the Three Questions you MUST answer to set you up for your best year ever.
This is how you turn the romance into reality and for maybe your first year you set out all you ever hoped you would achieve.
Get out your pad, some paper and if you are feeling brave load up a spreadsheet, let’s do this.
IS YOUR BUSINESS FINANCIALLY FIT? TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
ONE YEAR NO BEER - 365 DAYS OFF THE SAUCE
Too many entrepreneurs use alcohol to escape or ease the stress and pressures of work and life, and end up feeling hungover and sluggish all year round. Is alcohol adding to your life or detracting from it? Do you resent the amount you drink? Do you lack the self control to stop at one?
In 2022 I committed to changing my relationship with alcohol for one year and had one of my best years on record both personally and professionally.
Ditching the booze is without a doubt one of the best things I ever did and in this episode I will deep dive into the highs, the lows, and things you would consider if you want to continue your dry January for the rest of 2023.
Sober stag do’s, countless weddings, loads of traveling, all booze free. There never is a good time to quite and I do not believe everyone should but if you are going to give it up then January is the perfect time.
DRAWINGS MASTERCLASS
BULLSH*T BAFFLES BRAINS
Most entrepreneurs are paying way too much tax, missing the quick wins, and overcomplicating how they take money from the business.
There is a big difference between making money and taking money, and in this episode we are going to blast the bullsh*t and make this simple for you to understand and implement.
As self assessment submission month is here it is the perfect time to swot up in advance of talks with your accountant.
With chartered tax accountant Tej, we talk through PAYE, dividends, consultancy fees, director's loans, expenses, and by the end, each and everyone of these should make total sense.
Are you ready for your drawings masterclass? Let's dive right in.
IS YOUR BUSINESS FINANCIALLY FIT? TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
NEW YEAR NEW RULES - KEEP IT SIMPLE
Most entrepreneurs continue to make the same mistakes day in, day out. They spend more than they save, keep accruing debt, and have no financial plan.
A new year is coming and we have an opportunity to reset the bar.
If you want to increase your wealth over 2023 it is not multi million pounds deals which will do it, it is a simple set of financial rules that you create and live by.
In this episode, we go behind the scenes with the Ultimate FD himself as he shares his three financial rules in 2023. The aim is to give you context and inspire you to create your rules for 2023 which are the best kept secret to increasing your wealth.
IS YOUR BUSINESS FINANCIALLY FIT? TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
TOP 5 PODCASTS - THANK YOU FOR LISTENING
We launched the Ultimate FD Podcast at the start of 2022 and have since built up 1,000s of followers and monthly listens. We now have 45 episodes available on all major platforms.
To help guide you to podcast gold, in this episode I run through our Top 5 Podcasts of 2022 by downloads and share some of the key lessons from them.
It does not surprise me that these episodes came out on top as they all have the potential to fundamentally change your life!
Tune in to get the high level summary and then seek out each episode to listen.
IS YOUR BUSINESS FINANCIALLY FIT? TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
MAN BEHIND THE MIC - BEHIND THE SCENES
In this episode I am interviewed by good friend Mr Mark Barrett for the Official Property Entrepreneur podcast. He probes into my 6 year journey in starting, scaling, systemising, and selling my business.
Major life events can change the course of everything and after the birth of my first child, I decided to tap out at the top and sell.
Have I ever looked back?
Not only do we talk about the realities of selling, we talk through the major challenges, what life is like post sale and the top three tips for anyone wanting to do the same.
IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
LIMITED COMPANY CHAOS - DO YOU REALLY NEED ANOTHER LIMITED COMPANY?
If you have intercompany loans coming out of your ears and a never ending list of companies you can never get on top of, this one's for you. Less companies, less noise, less fees.
Most entrepreneurs have an overly complicated group structure which sounds good on paper but commercially costs them more than they save.
Do you really need all those companies?
In this episode we are joined by Chartered Tax Advisor, Tej Gill, where we go back to basics and shed a light on what limited companies are and when they are required. The aim of the game is to have a simple set of companies that have all been set up to fulfill a required need.
Keep it simple is the mantra in this one… which is easier said than done.
Listening to this will save you money whether this comes by closing down unrequired companies or setting new ones up that minimise your tax liability.
**IS YOUR BUSINESS FINANCIALLY FIT?
TAKE THE ACID TEST**
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
ARE YOU SERIOUS? SERIOUS ENTREPRENEURS ONLY
Most entrepreneurs totally miss hit the bookkeeping and accounting system in their business and end up reviewing useless out of date data on an ad hoc basis.
If you want to be a serious entrepreneur you need to transition to a finance driven business (not business driven finances) no matter if you are just starting out or an established national company.
This solution is simple, cost effective, and absolutely game changing. If you are looking to make more money, leverage your time, feel in control, draw more cash, make bigger / better decisions, or build a highly valuable business this is for you!
There are three stages, four professionals and three pillars. In this episode we give you the knowledge and insights on how to take your finances and company to the next level for minimal cost.
Imagine having a team of people who care more about your company finances than you do. Imagine being able to send a voice note to a qualified accountant who will then complete any analysis on your business you require on that day. Imagine having access to your financial information in real time, not waiting months to find out how you are doing.
This is a banger… let’s dive right in!
TAKE THE TEST!
If you have not yet taken the ACID test you can now.
Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
PERFECT YOUR PRICING - SMALL BUSINESS, BIG MARGINS
Most entrepreneurs are underpricing and as a result are overworked and underpaid. Would you rather have 100 customers paying £100 or 10 customers paying £1,000?
The aim of the game is a small business with big margins and the way to get there is to raise your prices! Entrepreneurs who solve big problems get paid the big bucks, and your pricing journey is very predictable, so let’s fast track it.
In this episode, we go in depth on pricing models, economics, and share with you how you can raise your prices today (if you are brave enough).
Stay to the end for 3 top tips, which will fundamentally change the game for you.
TAKE THE TEST!
If you have not yet taken the ACID test you can now. Just go to https://ufdacidtest.scoreapp.com/ to take the test, get a free personalized report, and find out if your business is financially fit.
BROKE TO BEACH
‘I used to worry about buying a coffee’.
Most entrepreneurs will not achieve in a lifetime what this very special guest achieved in 2 years!
When Harry started he was literally broke, worrying about buying coffee. He decided to go on a journey to create a lifestyle business that would cash flow to cover his London lifestyle.
He started from nothing and in just 2 years, he not only scaled a high margin rent-to-rent portfolio and letting agency, but he also created an outsourced team that ran it all for him.
He is earning more and doing less and spending months each year on beaches in Brazil.
In this episode we go behind the scenes as he shares his biggest game changers and challenges in getting there allowing you to fast track your journey the way Harry has.
Harry will openly admit he tries to shy away from finances whenever possible, but as a result, decided to invest in his blind spot, and as if by magic, he now has his most lucrative businesses on record.
Congratulations Harry, it has been a pleasure to share the journey!
TRIPLE THE BUSINESS, HALF THE TIME, QUINTUPLE THE PROFITS - WITH SAM GASKIN
WANT MORE MONEY, FAMILY TIME, HOLIDAYS, AND SUN? WHO DOESN'T?
Most entrepreneurs are overworked, underpaid and unhappy. Most will NEVER achieve what our special guest this week has achieved.
In just 3 years, Sam has developed a professional team, moved from working in the business to on it, tripled in size, whilst halving the hours he works and being able to work from anywhere in the world!
This is a masterclass in creating a lucrative, leveraged, lifestyle business and one to tune in if you want to earn more, whilst working less and working from anywhere in the world.
This is a very inspiring story, make sure you stay to the end to tune into three top tips.
Congratulations Sam on all you have achieved! This is just the beginning.
ZERO TO HERO - LOADS OF REVENUE BUT NO PROFIT
Most entrepreneurs are building businesses that do not make any money and there are too many who have a LOT of revenue and very little to show for it in bottom line profit.
Mo and his business partner James were in this boat. They had seven figure revenues, but very little idea on how much of that was actually being transformed into profit. The bank balance started to go down instead of up, the businesses started to underperform, and they were working far too many hours and not getting paid.
2.5 years later, they are working the least they have ever worked, have a business that is making margins in excess of 35%+ and are having record breaking months, every month! They are now the owners of a highly leveraged and highly lucrative set of businesses that are bigger than ever before with less problems than ever before.
Hourly rates are through the roof for them and service levels are at an all time high!
Would you believe me if I told you all of this stems from clarity over your finances?
In this episode we talk through the journey that they went on to get from where they were to where they are, the game changers they put in place, and the major challenges they had in doing so.
Listen to this if you want to earn more money, work less, and build a lucrative business which runs itself! Stay to the end to hear top tips!
Enjoy
MY TOP 10 LESSONS LEARNED OF 2021-22
In a year where I ran a marathon, gave up alcohol, almost ran out of money, sold my business, saw my little girl turn 1, became a digital nomad, and became the ULTIMATE FD what were my biggest lessons learned?
You are about to find out!
In this episode I share the highest value lessons from my experiences in the hope they add value to you and your life. Some are related to business, others to relationships, finances, and some to the spirit.
Make sure you listen to the end as number 10 has been the most important to me and will be a game changer for you.
We hope you enjoy listening and as much as we enjoyed recording!
HOW TO RETIRE
INVESTING IN THE STOCK MARKET… MADE EASY… IN A CRISIS
This is a CLASSIC re-release of The ULTIMATE FD Podcast with special guest Damien Fogg.
The rules in this episode are timeless hence re-releasing at a time where investors are starting to review their share portfolio.
In this episode we are joined by published author, financial advisor and self confessed potty mouth Damien Fogg. He has £2.3 billion worth of property deals behind him, he has built an impressive property portfolio and he retired at the age of 32!
Most entrepreneurs want to start investing for retirement, but soon realise unless you are an expert it is an absolute minefield out there.
Don’t break the rules and stick to the fundamentals. In this episode we dive into the techniques you can use to invest in the stock market no matter how it is performing.
In addition…
- Make your Children Millionaires for just £25 per Month
- Paying down Debt vs Investing Your Profit
- Retire Early and Live The Life You Actually Want
- Buying Houses vs Diversifying Your Investments
Please join us for this Podcast, listen and it will change your perspective on investing, make it simple and hopefully start you on a journey to long-term generational wealth.
SIX FIGURES IN 90 MINUTES - DO YOU KNOW YOUR RATE?
Most entrepreneurs get paid less than minimum wage for double the stress. The aim of the game is to move from busy fool to well paid entrepreneur, work less and earn more, bottom line time!
In this episode we deep dive into your HOURLY RATE which is without a doubt one of the most important tools in your tool box. If you are not tracking this accurately, every month then using it diligently every day, expect to keep treading water.
I used this personally to earn six figure drawings in 90 minutes per week then sell my business at a top end valuation!
Everything revolves around this single, simple number.
- Work you do and don’t do
- How much you get paid and don’t get paid
- Businesses you are involved in and aren’t
- Deals you do and the ones you don’t
- Even If you have a cleaner to clean your house!!!
Understand the principles and diligently apply this in your business to become a well paid entrepreneur. Work less and earn more, this is the aim of the game!
Listen to the end for top tips that will change everything for you.
BOTTOM LINE TIME - DID SOMEONE SAY LUCRATIVE?!
There is no better feeling than having built and then owning a lucrative, leveraged business. Every month you get paid MORE doing LESS work and you continually have to pinch yourself.
This is just the beginning, what could not get any better, gets better every single month and you cannot quite believe it.
BOTTOM LINE TIME!!!
Luck does not get you here, and does not keep you here. Too many entrepreneurs squander what they have worked so hard to get overnight by taking their eye off the prize, focusing on the wrong things, and letting their ego get the better of them.
In order to make your business highly lucrative and leveraged you need to focus on one metric consistently and use three tools to maintain and improve it.
In this episode, we give you behind the scenes access to the unique, proven ULTIMATE FD methodology so you can implement this in your business TODAY!
Stay to the end for three top tips on making your business highly lucrative faster than all your competitors.
Let’s do this !
FREE UFD REVIEW - FINAL SPACE!
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THE THREE PROFITS - RIGHT PROFIT, RIGHT PLACE, RIGHT TIME
Earn more and pay less tax… Did you know there are three types of profit you can have in your business?
Most entrepreneurs are reviewing the wrong profit at the wrong time, making decisions based on data, not information, and never making the profitability gains they hoped for.
Not all profit is equal and there is a game to be played with each of the three types. Once you master each, you become fluent in finance and finally get back into the driving seat.
By the end of this episode, you will know what the three types of profit are and the game you need to play to master each one.
Listen to the end to hear three top tips which will literally save you £1,000s in mistakes.
HAVE YOU TAKEN THE TEST?
The ACID TEST 2.0 bespoke report is now LIVE! Find out how financially fit your business is in less than 5 minutes!
TAKE THE TEST NOW - ufdacidtest.scoreapp.com
RED TO BLACK - HOW DOES YOUR BUSINESS MAKE MONEY?
Most entrepreneurs are showing up every month and spinning the wheel, red lining, living off the bank balance and consistently putting more money into their businesses than they take out.
The aim of the game is to move from RED to BLACK… Volatility to Consistency.
Consistent drawings, consistent performance, bank balance goes up (not down), no more bad months, your business pays you.
The focus here is MODELS.
👉 What are you trying to achieve?
👉 How will you get there?
👉 When do you need to do it?
In this episode we deep dive into the ULTIMATE FD Methodology to give you all the tools you need to bring stability, performance, and profit into your business RAPIDLY.
Have you taken the test? The ACID test is now available to all… just click here for a FREE bespoke report in less than 5 minutes 👉 https://ufdacidtest.scoreapp.com/
Enjoy.
EP#31 OVERDRAFT OPERATION - DO YOU PAY YOUR BUSINESS OR DOES YOUR BUSINESS PAY YOU?
Most entrepreneurs do not have a business, they have an operation which only survives as it is being topped up by them.
Have you put money into your business recently to make payroll, buy a property, pay a bill, or just because you ran out of cash? If so, you may have an OVERDRAFT OPERATION. The aim of the game is to transition from the RED LINE to BACK TO BLACK as quickly as possible.
LINK
Your business should sustain itself and you should be the only one getting paid NOT the one paying your business. In this episode we take you through the THREE steps you need to take to get yourself into the black RAPIDLY and have a self sustaining business.
Listen to the end for three additional game changing top tips!
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Ultimatefd.co.uk and click take the test.
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I F*CKED UP - BEHIND THE SCENES
Most entrepreneurs are building businesses that will never make any money, what is worse, that most don’t even know.
In 2017 I totally F*CKED UP. Don’t let my pain be in vain.
This episode is dedicated to Simon Collins.
Tune into this episode to learn from my mistakes and how to avoid growing yourself broke. You may think this will not happen to me, but if you are thinking that you are probably EXACTLY the person it will happen to!
JOIN THE WAITING LIST
If you want to join our waiting list for your FREE ACID TEST + UFD BUSINESS REVIEW (with me) just click on the link below to register and we will let you know if anybody cancels or we have more slots.
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WATCH THE WEBINAR**
Did you miss it? Knowing Your Numbers is NOT Optional, you can still tune in to watch the KNOW YOUR NUMBERS webinar LIVE.
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Enjoy 🥳
KNOW YOUR NUMBERS
LAST SPACE AVAILABLE!!!!
4 OF 5 GONE, ONE LEFT, DON'T BE THE ONE WHO MISSED THE BOAT!
In this episode we are sharing a recording of the KNOW YOUR NUMBERS WEBINAR which is running for the FINAL time today.
Do you know your numbers? You cannot afford not to. Your business is about to get a whole lot harder.
Or catch me LIVE for the FINAL TIME today: https://joinnow.live/s/I2UKyJ
- The THREE Truths Your Accountant Doesn't Know
- How to UNLOCK the highly LUCRATIVE Triple Net Effect
- The INFINITE ROI Investment You Can Make Today!
This is behind the scenes, full access, real people, real numbers, tune in take notes and listen!
NOW or NEVER? Time to have your best year on record? Act now, get ahead of the game and beat the cost of living crisis!
Want to take the LAST FREE ACID TEST AND UFD REVIEW (normally £697), just book here: https://calendly.com/josh_ufd/the-acid-test
THE MEXICAN, SCORPION, AND THE ELEPHANT - MY FAVORITE THREE FABLES
Each one of these will change the way you think about your business and most likely your life.
REGISTER NOW!!! DO YOU KNOW YOUR NUMBERS? YES, BUT DO YOU REALLY?
YOU CANNOT AFFORD NOT TO. OUR FREE WEBINAR TAKES PLACE ON THURSDAY 18TH AUGUST. LIMITED PLACES! NEVER BEFORE SHARED CONTENT.
SECURE YOUR PLACE NOW: LINK HERE
Everybody loves a good story and in this episode you get my three favorites. Each one of these will change the way you think about your business and most likely your life.
Most entrepreneurs are chasing an elusive end goal which will never come or satisfy them. They are fighting an internal battle against their true nature which will never serve them, or charging forward based on incomplete information.
You need to be crystal clear on what you want as you will get it. Understand who you are, how you operate and build your life and business around it. Charge forward with complete information, make the right decisions.
This is how we create a business and a life we want!
The messages within these simple stories are so powerful. Blind men, elephants, frogs, fisherman, bankers, we have it all. Suggest taking this one out for a relaxing walk, with an open mind. Enjoy.
Finally, remember if you have not already booked on to our webinar, do it now: https://joinnow.live/s/I2UKyJ
CRACK THE CODE - FIRED UP BY FINANCE
Most entrepreneurs know they need to do more to gain greater clarity, control, and confidence in their numbers but most shy away rather than pulling the trigger. This simply is not good enough and for anyone that wants to have a business as opposed to a job, finance should be the first thought, not the last.
This episode is for you if…
- You are reviewing out of date data as opposed to real time information
- You have been trying (and failing) to gain understanding on your business financials since the start
- You want to know exactly how much money you can expect to make over the next 12 months
- You want to have confidence in what you can draw for your lifestyle
- You want to know everything you need to do, and when you need to do it
We are joined by Morgan Roberts who is a very successful entrepreneur but was constantly feeling bogged down by finances. He was trying to do it himself, over analyzing and never actually getting the right information at the right time. For years he struggled, but more recently he finally cracked the code!
NOW…
He has a brand new FUTURE FORECAST. He knows exactly where his business is going. Exactly how many deals he needs to do. Exactly what his team will look like and most importantly exactly what he and his business partner Matthew will be able to draw for their young families.
Listen in to hear how valuable this has been for him and how valuable creating a forecast for your business would be for you. This is more than just a forecast, this is EVERYTHING you need to have your best year on record and you can produce it today!
UNLOCK THE HIDDEN MARGINS - EASY MONEY MISSED BY MAJORITY BEAT THE COST OF LIVING CRISIS
If you are in business, you have a margin, and every margin needs a master.
Most entrepreneurs focus relentlessly on sales and as a result are building businesses that will never make any money or provide the income they want for their desired lifestyle.
Successful entrepreneurs understand that in order to have a successful business they need to master their margins, and turn as much revenue into bottom line profit as possible!
Mastering your margin is not easy, however there are some very quick wins which will result in increasing your profitability substantially.
Everybody has six hidden margins in your business and the good news is you can unlock them almost instantly. If you are an entrepreneur this is the easy way to beat the cost of living crisis.
In this episode, we dive into 6 hidden margins that EVERY entrepreneur has in their business. Tuning into this one will likely be the MOST lucrative 30 minutes of your week.
You do not need to double in size, get more clients and grow! There is much easier money available to you.
SAVE THE DATE
We have a very special date for you to add to your diary if you want to take all of this to the next level, pull the trigger, take total ownership of your finances and make more money in the next 12 months then this is for you. Please put Thursday 18th August into your diary and watch this space
EP#25 MIC DROP MOMENTS
CLAIM YOUR 10 FREE GIFTS… NOW!
Celebrating 25 episodes of the ULTIMATE FD podcast!
Over the last 6 months we have been on a very special journey together. We do the podcast for you to learn but I am not sure anyone has learnt more than me.
In this anniversary special episode I will share my 10 biggest mic drop moments. These are absolute game changers that I am sharing with you as a very special gift as they will fundamentally change the way you think and probably your life.
If you are in any way involved or interested in business, entrepreneurship, life, finance then these are for you.
SOMETHING BIG IS COMING
Make sure you like and follow us as something BIG is coming and is on the way which could take you from being someone who is simply interested in improving their wealth and finances to someone who pulls the trigger.
Watch this space!
BALANCE SHEET BLUEPRINT - EVERY HUMAN ON THE PLANET HAS ONE
WEALTHY ENTREPRENEURS DON’T BUILD BUSINESSES, THEY BUILD BALANCE SHEETS
Most entrepreneurs are scared to look at the balance sheet. It seems made up, theoretical and a report that holds now value however EVERY entrepreneur needs to learn this report and master it.
In fact, if you have a single asset (including cash) or a single debt, then you have a balance sheet, but even your accountant does not understand why this report is useful to you and how you can use it to build wealth..
This will change the way you think. Shift from building a business to building a balance sheet.
In this episode we go through the basics of the balance sheet, how it relates to your other financials as well as how you can actually use it to provide you MASSIVE value in your business and your life.
If you are in business and you have never used a balance sheet before, this will give you all you need to understand it and get one up and running. If you have been using a balance sheet for years, this will deepen your understanding and your ability to generate wealth in your business.
The most undervalued, best kept secret in wealth creation is only a podcast away! Enjoy.
I HAVE A SPREADSHEET FOR THAT
“FOR EVERY ONE OF OUR FAILURES, WE HAVE A SPREADSHEET THAT LOOKED AWESOME” - SCOTT D COOK
A world class business cannot be run on spreadsheets.
Tsen is a very successful entrepreneur and business owner and loves a spreadsheet but he realised that even his master 52 column spreadsheet has limitations and cannot keep up with his business incredible serviced accommodation and mentoring business.
Only he could operate the sheets, they were prone to human error, they did not provide real time information for him to run the business.
The aim of the game is to move from managing your business yourself on spreadsheets to signing off a high value set of monthly accounts.
Tsen now has a world class finance team, monthly performance reviews, and a cloud based accounting system. He has gone from spending hours updating spreadsheets himself to sitting at the top of the pile and just signing off the numbers his world class team has produced for him.
Spreadsheet to Sign Off…
If you are getting bogged down in spreadsheets and never feel like you have a grip on your finances or you feel there could be something better out there, listen now.
The exciting part is, this is just the start! If you have already built a great business without financial clarity, imagine what you could do with it
EGO TO ECONOMICS - 7 YEARS OF CHAOS TO CLARITY IN 1 MONTH
MORE REVENUE DOES NOT MEAN MORE PROFIT
Who is driving your business, you or your ego? Most entrepreneurs spend each year chasing more revenue than the last. More revenue means more problems, more working hours, more stress, and often less drawings.
The difference between the entrepreneur that makes money and the one that doesn’t is a business model. How will your business actually make money? Shift from Ego to Economics.
In this episode we speak with Kieran, video producer and entrepreneur as he shares his journey of transitioning from napkin calculations to a WORLD CLASS business model and FUTURE FORECAST™.
For 7 years Kieran wrote a number on a whiteboard and hoped that it came through to fruition. Guess what? It never did. He now finally has a business model and a forecast printed on his desk. He has clarity, and is more fired up than ever before!
This year, without a doubt, will be his most profitable on record, not due to growth but because he knows exactly what he needs to do to rejuvenate his bottom line! This one's for you if you want to feel fired up again and have a record breaking financial year.
Best year on record. Who doesn’t want that!? Now or Never!
MONEY, GROWTH & BEING AWESOME - SIX ROUNDS WITH HUW DAVIES
‘Stop obsessing about interest and returns’
1 MILLION SUBSCRIBERS
Huw is an expert in personal finance becoming financially independent through investments at the tender age of 34. He is now giving back to people that are like his younger self to ‘wake them up’ and help them achieve the same.
Personal finance has the potential to be dry and boring, but Huw will change that. He is on a mission to reach 1M subscribers to monetise his youtube channel (Huw Davies).
In this podcast we take Daniel Hill’s SIX ROUND format and deep dive on 6 topics until the timer goes off.
- PRINCIPLES OF PERSONAL FINANCE MASTERY
- BUY OR RENT YOUR PERSONAL HOME
- THE TRINITY STUDY
- WOULD YOU CHANGE ANYTHING?
- PERSONAL FINANCE WITH KIDS
- JOURNEY TO 1M SUBSCRIBERS
This is a LIFE CHANGING conversation which you NEED to listen to if you want to increase your personal wealth and achieve financial independence.
Listen to the end to get three top tips on action you can take TODAY to put a rocket up your personal finances and increase your wealth effortlessly.
CASH IS KING - NAVIGATING A CASH CRISIS
YOU HAVE INSUFFICIENT FUNDS IN YOUR ACCOUNT
For most entrepreneurs, running out of money can be immensely stressful. Few are able to navigate stormy waters successfully, and even fewer are able to learn from their mistakes and master their cash long term.
No matter how accomplished you are as an entrepreneur, it is easy to get caught up in a cash crisis. Do not bury your head, there is a FIVE step process for dealing with this successfully every time.
This is your ULTIMATE CASH IS KING SURVIVAL guide.
Around five years ago I learnt this harsh reality, having to beg one of our customers for £40.
Since I have experienced 2-3 more cash ‘crises’ and every time these steps take us from red to black rapidly.
No more stress and sleepless nights, rest easy knowing everyone will be paid.
SOURCING ON STEROIDS - ‘I WENT FROM CHARGING £2,500 TO £12,000’ Any business has the potential to be highly lucrative, but most entrepreneurs are unknowingly chasing small margins for 12 hours a day.
Shiv has been on a journey from cash crisis & low margins to operating one of the most LUCRATIVE businesses I have EVER seen.
You can Quintuple Your Prices
You can Speak Your Customer’s Language & Sell Them What They REALLY Want
Master Your Margins and Deliver 40% Net Profit Every Time
Scale a Highly LEVERAGED Business & Operate from a Position of Value
How to create the most LUCRATIVE LEVERAGED sourcing business on record. Quintuple your prices, master your margins, and deliver your customers what they ACTUALLY want.
This is for anyone who has a property sourcing business and wants to increase their margins. Anyone who is considering starting one. Or anyone that just wants to make more money from their companies in less time!
An absolute pleasure to have Shiv on. Enjoy
LADIES, BUSINESS, BABIES - ‘MY WATERS BROKE ON A WEBINAR’
After the success of EP#5 BLOKES, BUSINESS, BABIES it is time to get the other side of the story
Being in business and having a baby is a gift and a curse. You will likely see your ray of sunshine more than a working mum BUT forget 9 months of paid maternity.
How do you manage your business, whilst looking after your baby?
It takes time for a man to adapt, but typically they do not have the added pressure of broken sleep at night.
In this episode we go DEEP with a good friend of mine Michelle Cairns who is 6 months into her journey of managing a growing business and being a mum.
This episode is for you if you are a mum in business and thinking of having a baby, are already pregnant, or have had your little one. Fathers will also get unique insight into what their partner is experiencing.
I loved recording this episode and I hope you love listening to it.
DON'T CALL ME - I WON’T PICK UP
Neither should you…
Everyone wants to work less and earn more. In this episode we deep dive into the three shifts you need to make to experience next level leverage.
You cannot ‘Delegate to Elevate’ until you nail this. Doing less and earning more starts with basic actions you can start doing TODAY.
Where’s your phone? It should be on silent in your bag.
Do not disturb.
Join me for this rant / podcast episode about how your relationship with your phone should change for life.
All anybody wants is a lucrative, leveraged, lifestyle business. Listen, take action today, and start your journey.
EP#16 SELL OR SURRENDER - MEET THE MAN WHO BOUGHT MY BUSINESS
NEXT LEVEL ENTREPRENEURSHIP ALERT
Every entrepreneur will exit their business at some point. Will you sell or surrender?
In this episode we go behind the scenes with a VERY special guest. Meet the award winning author and entrepreneur who bought my business Richard Brown.
PART 2 OF 2 - VALUING YOUR BUSINESS
Richard is on a whole other LEVEL! He looks at businesses, investing, and entrepreneurship VERY differently to you. Time to get inside his head.
Whether you are thinking of exiting your business or keeping it forever this episode is for you. Don’t work every hour under the sun on a business with no value. Understand exactly where to focus your energy to not only build a business that serves you but also have a significant sale value should you wish to sell it.
This was such a pleasure to record and probably the HIGHEST value ULTIMATE FD Podcast episode yet!
SELL OR SURRENDER - MEET THE MAN WHO BOUGHT MY BUSINESS NEXT LEVEL ENTREPRENEURSHIP ALERT
Every entrepreneur will exit their business at some point. Will you SELL at the top or SURRENDER and go down with the ship?
In this episode we go behind the scenes with a VERY special guest. Meet the award winning author and entrepreneur who bought my business Richard Brown.
PART 1 OF 2 - BUILDING A BUSINESS OF VALUE
Richard is on a whole other LEVEL! He looks at businesses, investing, and entrepreneurship VERY differently to you. Time to get inside his head and see your business through the lens of a potential buyer.
Whether you are thinking of exiting your business or keeping it forever this episode is for you.
Don’t work every hour under the sun on a business with no value. Understand exactly where to focus your energy to not only build a business that serves you but also have a significant sale value should you wish to sell it.
This was such a pleasure to record and probably the HIGHEST value ULTIMATE FD Podcast episode yet!
Look out for Part 2 next week
BE YOUR BEST CUSTOMER - ARE YOU YOUR OWN LARGEST CUSTOMER?
No one is talking about this.
If you own a letting agency, sourcing business, SA management company, development company etc then this one is for you.
When we start service based business it is normally to service ourselves first, before we know it we have a number of external customers to look after as well as ourselves. As your business grows and develops, so should the way you manage yourself as a customer to your own business.
Get this wrong and you will end up with a demotivated team, a lack of financial clarity, and a business that you cannot scale.
Get this right and scale a standalone business with a saleable value.
What price will you charge yourself?
How should your service levels differ from those of your clients?
How do you ensure tax is optimised?
Set this up once, and set it up right. Be your best customer and ensure your business continually drives improvement week in week out.
THE THREE PILLARS - BORING EPISODE ALERT - DO NOT LISTEN This episode is NOT for everyone. Few entrepreneurs know what the THREE PILLARS of financial reporting are, and even fewer know how to interpret them. These entrepreneurs never make a profit. They do not create value in their company. They are constantly out of cash.
THE THREE PILLARS
PAST - Profit & Loss
PRESENT - Balance Sheet
FUTURE - Cash Flow Forecast
In this episode we are going to DEEP DIVE into each statement to make it explicitly clear how to understand and interpret each. You may not want to know this BUT YOU NEED TO!
Do not rely on your Accountant as they do not know how to use these in your business.
Successful Entrepreneurs are fluent in finance. You MUST be too.
MEET THE PROFESSIONALS - £60,000 AND 18 MONTHS INTO 30 MINUTES (FOR FREE)
Most entrepreneurs are doing the accounts themselves (badly) or overpaying to have them outsourced (badly). You NEED a team of just FIVE world class professionals to manage your accounts for you.
Once in place, you will have EVERYTHING you need to maximise your margins, do less, get paid more and sleep soundly at night. What’s more is this solution has never been more obtainable and affordable.
MEET THE PROFESSIONALS
It cost me over £60,000 and took me 18 months to find the solution which I am sharing with you for FREE in just 30 minutes. By the end of this podcast you will know how to implement a WORLD CLASS, HIGHLY QUALIFIED TEAM to run all of your finances for you allowing you to gain more clarity than ever before, increasing your margins and reducing your stress levels.
Right people, right job right price! Do not let the wool be pulled over your eyes. It is more simple than you think.
DELEGATE YOUR PAYMENTS FRAUD DETECTED - ONLINE BANKING BLOCKED - GO TO BRANCH Too many entrepreneurs are stuck making the payments in their business as they cannot see how they could possibly outsource this WITHOUT increasing the risk to them and their business.
You NEED to delegate this to a team member so you can focus on HIGH VALUE tasks. Payroll, supplier payments, ad hoc payments can all be delegated with MINIMAL RISK.
No more logging in on holiday to pay your team! This system covers all bases. There is no one size fits all. Select the right solution for your business.
I tried to make my first payment in around 2 years last month. It should have taken 2 minutes. The bank blocked me but instantly rang me, leaving me on hold for an hour. They then told me I needed to go to the branch to get the bank unblocked. What should have been a 2 minute job turned into a 3 hour experience all to transfer £750
NEVER AGAIN!
Use this system to effectively Delegate Your Payments once and for all.
YOU CAN’T AFFORD NOT TO - FIVE LINES YOU NEED IN YOUR P&L I CAN’T AFFORD THAT!!
You can’t afford not to…
Most entrepreneurs are majoring in minor things. Spending time, money and resources on ‘nice to haves’ in their business without realising what is actually important and will serve them for years to come.
In this episode, I will reveal FIVE line items that you NEED in your P&L this year. These items are investments and not costs and if you do not have them you will likely struggle to achieve what you set out to in 2022.
Think you can’t afford them? You cannot afford not to have them!
All successful entrepreneurs spend heavily in these areas, and guess what you can have the same benefits for a fraction of the spend! As an FD these are rarely items I will ever advise that we minimise or cut back.
Enjoy the episode and please comment with any items you believe are items your business cannot live without.
THIS WILL CHANGE YOUR LIFE DO NOT MISS THIS OPPORTUNITY - NEW YEAR, NEW FORECAST
Most entrepreneurs make arbitrary commitments focused on sales and growth for the year ahead. They show up and hope for the best. How often can you honestly say that what you hoped would happen in the next 12 months actually did?
On ULTIMATE FD we work meticulously with clients to ensure they have a 12 month forecast for each of their businesses signed off by the 1st April. Every element is considered and they know (to the penny) exactly what they need to do to achieve exactly what they want every month without fail.
Most importantly, they know exactly what they will draw by when meaning their business finally starts to pay them for the hours and hours of hard work they plow in.
DO NOT MISS THE BOAT
By the end of this podcast you will know our unique, proven, and simple methodology to forecast your results for the next financial year ahead. This will be your best year on record if you follow this simple methodology.
Best of luck.
SELLING MY BUSINESS - EXCLUSIVE, BEHIND THE SCENES
DO I REGRET IT?
Selling my business was easily the hardest decision I EVER made and for most entrepreneurs it will be.
Do you sit behind the safety net of a brilliant business or do what you think is right and take the plunge into the abyss?
I shared publicly that as of 31st December 2021, I sold my largest business and since sharing, I have had a flurry of private messages from people asking lots of different questions:
- Why did I sell?
- What was the state of the business when I sold it?
- What will you do now?
- Should I sell mine?
- How do I max out my price? What multiplier will I get?
In this episode I am going to go behind the scenes and answer all of these questions. I am going to be open, honest, transparent and some of the responses may not exactly be as you would expect.
Listen to the end to get top tips and honest feedback on whether three months on it is a decision I live to regret.
LIVING AN EXTRAORDINARY LIFE - SIX MONTHS INTO RETIREMENT
Adam sold his business in 2020 and now he is living an extraordinary life of fun, snow, sea, sand, travelling the world and ticking off his bucket list and has been doing so for the last 6 months.
In this episode we get behind the scenes with Adam to actually understand what doing this is like in practice and if the realities of retirement are all that they are cracked up to be. In addition, we are going to talk about how Adam actually achieved retirement over a 10-15 year process and how you can do the same too.
Adam’s life on Instagram is something to be highly envious of; but it is also something that is actually quite achievable if you are clever, savvy and you use some of the investing tips and tricks within our podcast to achieve them.
Please note this is NOT investing advice. Everyone is different and you need to find your own course; but if you take some of this, apply it and are patient. You are likely to see a shift towards a lifestyle that you could only ever dream of.
In this episode we are going to talk about:
- How Adam lives
- How he got there
- Inflation anxiety
- Compound Interest
- Becoming a Millionaire
- What life is actually like in retirement
- The pitfalls, if any
- The investing in the Stock-market and Crypto
This really is one for those who are really looking to go on a journey to achieve their absolute world-class dream lifestyle and it is very interesting to go behind the scenes with someone who has actually done it in practice.
Tune in, listen and remember this is NOT investment advice.
SIX ROUNDS WITH DANIEL HILL
Daniel Hill is a serial award winner and founder of the multi-million-pound PPN UK Group.
You need to listen to this! Behind the scenes with Daniel Hill. Get his views on the most diverse of topics, both personal and professional. Understand what it is like to actually be a high performer in practice and experience the realities of being a successful entrepreneur.
In Six Rounds, we choose 3 topics each to bring to the table, 10 minutes on each topic and neither of us knows what the topic is going to before we get started.
The result is an amazing conversation which you will never hear us speak about publicly.
Listen until the end because there is a chance, I may have convinced Dan to do something utterly life-changing and totally change his life by design.
BLOKES, BUSINESS, BABIES - THE REALITIES OF BEING A BLOKE, IN BUSINESS AND HAVING A BABY
The realities of being a bloke, in business, and having a baby. Nothing has the potential to create so much pleasure and pain at the same time.
No one talks about the realities of being a male, owning multiple businesses, and having your first baby. It’s a life changing experience in a phenomenal amount of good ways, however, there are some significant challenges and adjustments that you need to make to ensure you do the best for your business and your baby.
In this episode we talk through the realities of having a baby, owning multiple businesses and the impacts it is going to have on your life both professionally and personally.
If you are in a boat where you are about to have your first child, maybe you have just had your first baby or are considering having a baby at some point and wondering how you are going to structure your life around the commitment of both a baby and a business, then this Podcast is certainly for you.
- The emotional rollercoaster leading up to having the baby
- Doing the deal with your partner
- How you can protect your family’s time from your business
- Rules you put in place to make things work
- How to master communication with your partner
Tune in, enjoy, give us feedback and please get the most out of learning how men deal with having a baby for the first time when they own multiple businesses.
GOING BROKE SUCCESSFULLY - PLAY THE GAME WHEN YOUR CHIPS ARE DOWN
EVERY ENTREPRENEUR NEEDS TO KNOW THIS
Entrepreneurs are eternally optimistic, but 60% of businesses will go bust in their first 3 years. Even if you do not go broke, you will likely experience an element of financial hardship at some point on your journey.
Extra liquidity in the markets will cause more businesses than ever to experience real financial hardship in the next 12-24 months as they have to repay bounce back loans and CBILS.
You need to know how the tools you have available when your back is against the wall. What does the worst case look like? What does going broke actually mean to you and what are the implications?
In no way are we suggesting that you should go broke, or aim to go broke. However, we want you to understand what going broke actually looks like in practice so that if you are ever caught in this situation, you don’t bury your head in the sand, you reach out to the experts who can help.
Going broke may not be the worst thing in the world and it may not be as bad as you think. You need this tool in your entrepreneurial toolbox and you need to understand how it works in practice so that if you are ever faced with this scenario, you can manage it effectively and professionally without panic.
In this special episode we have Mike Chamberlain joining us. Mike is an Insolvency Practitioner with decades of experience and knows all that there is to know about this subject. Mike knows the ins and outs and you are in safe hands and the right place if you want to pick up this new skill set on your entrepreneurs’ journey.
Let’s dive right in.
UNTETHERED - BEHIND THE SCENES WITH THE ULTIMATE FD
I ALMOST DID NOT RELEASE THIS
Surrendering to the microphone can be a scary thing. This episode was recorded without a plan or agenda. It was almost never released. After re-listening, I decided that there is some value in there, not simply ramblings of a mad man.
This was recorded 4 weeks after selling my business, and is a reflection on where my life is at now and how my journey is unfolding and progressing.
We touch on so many parts of entrepreneurship and life in this short, sweet episode, including:
- Selling a company
- Never getting ‘there’
- Spirituality
- Marathon training
- 3 day working week
- Babies and business
- Investing
- Adding value to others
This is raw, unplugged, behind the scenes.
I hope you enjoy listening to it as much as I enjoyed recording it.
Let’s dive right in.
HOW TO RETIRE - INVESTING IN THE STOCK MARKET MADE EASY In this episode we are joined by published author, financial advisor and self confessed potty mouth Damien Fogg who retired at the tender age of 32.
Most entrepreneurs want to start investing for retirement, but soon realise unless you are an expert it is an absolute minefield out there. The financial advisor industry is fundamentally broken.
This episode will help you break through all of the myths and challenges and take you directly to the place which will help you invest as much or as little as you need, in as long or as short as you need to do it.
Investing wisely will result in an early retirement and it is easier than you think!
- Make your Children Millionaires for just £25 per Month
- Paying down Debt vs Investing Your Profit
- Retire Early and Live The Life You Actually Want
- Buying Houses vs Diversifying Your Investments
We have a very special guest in this episode, Damien Fogg. He is a Financial Advisor and an Entrepreneur himself. He has £2.3 billion worth of property deals behind him, he has built an impressive property portfolio and he retired at the age of 32! He is a published author and podcaster and self-confessed potty mouth.
Please join us for this Podcast, listen and it will change your perspective on investing, make it simple and hopefully start you on a journey to long-term generational wealth.
LEASE VS BUY - DRIVE YOUR DREAM CAR Want to drive your dream car for 50% of the cost?
This podcast came out of total frustration. I was frustrated with trying to understand how I should purchase my dream car as a Limited Company, Director.
- Should I lease it?
- Should I buy it?
- Should I have it in my personal name?
- Should I have it my business name?
- Should I Hire Purchase it?
All of these things are hard to understand and the answers always seem to be inconclusive. I wish, I had this podcast before I actually leased my car; because, if I had listened to this, I would have taken different actions to optimise and save tax and buy my car in the most efficient way.
It is easy to save 30-50% of the cost of your car, just by taking on the simple advice in this podcast.
I am going to be joined by a very special guest, John Pratt who is a good friend and my Tax Advisor to talk us through and make this seemingly complicated subject, very simple.
Listen to this so that you can drive your dream car at a fraction of the price!