saysjoeygraziano: Recent Episodes
Joey Graziano
This podcast is about building a better life through GRIT. Here, I talk about how I was able to get out of poverty and create a purpose-driven life, even though I had very little starting out. My posts are unedited, and meant to serve as a lessons learned on how to get ahead. Surely, I will slip up, and you may see opinions/tactics change overtime. Which is a common occurrence from a *thinking individual navigating a complex world.
More resources/citations can be located on my main site: https://saysjoeygraziano.com/
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Written post with link: https://saysjoeygraziano.com/2021/12/31/book-review-guns-germs-and-steel-by-jared-diamond/
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More resources: https://saysjoeygraziano.com/
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Original post pasted below:
https://saysjoeygraziano.com/2018/03/23/the-envelope-hack-that-saved-me-hundreds/
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Original post pasted below.
https://saysjoeygraziano.com/2018/02/20/manual-labor-and-wealth-generation-are-buddies/
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Original post posted below.
https://saysjoeygraziano.com/2018/02/01/386-2/
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Original post pasted below.
https://saysjoeygraziano.com/2017/12/12/retire-early-with-the-4-rule/
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Original post pasted below
https://saysjoeygraziano.com/2017/11/23/a-lesson-on-contentment/
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Original post pasted below:
https://saysjoeygraziano.com/2017/11/11/house-update-the-home-is-complete-how-much-money-did-i-spend/
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Original post pasted below:
https://saysjoeygraziano.com/2017/10/26/active-income-vs-passive-income-they-are-not-the-same-2/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Support this podcast: https://anchor.fm/saysjoeygraziano/support
Original post pasted below.
https://saysjoeygraziano.com/2017/10/03/should-i-invest-in-gold/
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Keep the mortgage for the tax deduction or pay it off?
Let’s assume that you make $60,000 a year and you have a $10,000 tax write-off from your mortgage interest home loan, that means you pay taxes on $50,000. If you don’t have a mortgage, you would have to pay taxes on your full income of $60,000. Since you’re in a 25% tax bracket. Twenty-five percent of $10,000 is $2,500. Your tax bill just went up by $2,500 because you don’t have a mortgage. However, you are no longer wasting $10,000 on mortgage interest! Your tax bill went up by $2,500, but you saved $10,000. Which means you have a net savings of $7,500. That is, a savings of $7,500 every year. Shown on the chart pasted below, you can easily convert this savings of $7,500 into almost a million dollars by investing it in an index fund. Again, details in the original post.
Link to original post: https://saysjoeygraziano.com/2017/08/31/kill-your-mortgage-tax-deduction-and-become-rich/
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Original post here.
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Original post and links to resources can be found here.
Also, here is a link to the cell phone service provider I use (affiliate link).
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
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Original post: The Myth of the Forever Home
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Original post with references here
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Hello world this is my very first "podcast". While I learn how to do this, I really appreciate your patience and honesty along the way. For more resources, visit my main website at: https://saysjoeygraziano.com/
Support this podcast: https://anchor.fm/saysjoeygraziano/support