Kourosh Khoylou Podcast: Recent Episodes

Kourosh Khoylou

Kourosh and guests breakdown experiences and ideals in pursuit of a purpose forward. We hope to achieve meaningful conversation in topics that include but are not limited to technology, science, philosophy, fitness, nutrition, health, socio-politics, economics, education, progression, and travel.

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Get ready to uncover the hidden complexities of community association management with our special guest, Karel Costa-Armas. With extensive experience managing luxury high-rise communities in Florida, Karel provides an insider look at navigating recent legislative changes that have ramped up demands for transparency and accountability. Learn how associations can effectively handle deferred maintenance, structural integrity issues, and the surge in mandatory engineering projects. Beyond just managing logistics, Karel offers practical advice for self-managed associations on maintaining proper financial practices and shares eye-opening stories of uncovering potential fraud and embezzlement within long-standing communities.

In the second part of our episode, we confront the serious side of HOA management, tackling criminal and civil lawsuits such as shootings and severe personal injuries. Leveraging my expertise as a retired police officer specialized in operational evaluations and expert witness work, I discuss how legal firms and insurance companies can better assess and manage risks. We explore the evolving challenges faced by association managers, emphasizing the need for continuous education and support. Whether you're an HOA member, manager, or just curious about the world of community associations, this episode is packed with invaluable insights and advice to help maintain vibrant, transparent, and accountable communities.Support the Show.

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Unlock the secrets to effective community association management with insights from Scott Clements, CEO of Reserve Studies, Incorporated. Discover the essential fiduciary responsibilities of board members and learn how 12 states in the U.S. now mandate comprehensive reserve analysis to safeguard the longevity and financial health of properties. Scott dives into the complexities of interpreting financial reserves, the impact of aging properties, and how modern construction trends necessitate frequent updates to maintain property value and safety.

Pest control management is a critical aspect often overlooked in community associations, especially for wood structures. Our discussion covers the varying needs of different building materials, the importance of regular fumigation cycles, and the financial planning required for effective pest control. Learn from Scott about the impact of environmental factors like ocean proximity on wood moisture levels and pest infestations, and why it's crucial to consult with pest control experts and reserve analysts to craft a tailored maintenance plan.

Financial prudence is paramount for Homeowners Associations (HOAs), and this episode sheds light on predictive funding strategies, the challenge of underfunding reserves, and the ripple effects of inflation on HOA costs. We explore the changes in standards set by the Community Associations Institute (CAI), the critical need for regular updates to reserve studies, and the implications for FHA loans. Scott also shares valuable advice on managing special assessments, understanding the financial health of an HOA, and the broader impacts on property sales and financing. This episode is a must-listen for anyone involved in community association management, offering actionable insights and foresight to navigate the complexities of reserve studies and financial planning.

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Discover the hidden world beneath our feet as Eric Duarte of Pipe Restoration Solutions unveils the secrets of plumbing innovation. Journey with us into the depths of pipelining, a revolutionary technique that's transforming the way we maintain our pipes. This isn't just a chat about the technicalities; it's a revelation of how non-invasive methods can save homeowners from the hassle and destruction of traditional pipe replacement. Eric's expertise shines as he breaks down the meticulous process of pipelining, from cleaning with high-tech tools to lining with epoxy, promising a durable and seamless new life for old pipes.

When it comes to keeping our sewers in top condition, Eric teaches us the importance of being proactive rather than reactive. Environmental challenges, root invasions, and the inevitable wear and tear on our sewer lines can lead to major headaches. But fear not, because our conversation covers everything from the value of camera inspections to the wonders of epoxy solutions. Learn how these modern marvels not only fix current plumbing woes but also fortify against future intrusions, offering a peace of mind that's backed by a solid decade-long warranty.

As we wrap up, we shed light on how listeners can tap into the expertise of Pipe Restoration Solutions, a company dedicated to customer satisfaction and industry-leading practices. Eric's insights highlight their commitment to meticulous inspection records and transparent work processes, ensuring that every project is handled with the utmost care. So if you're curious about preserving the integrity of your plumbing infrastructure with cutting-edge technology, Eric and his team are just an online click away, ready to bring their nationwide services to your doorstep.

Eric DeWert
Account Manager
M:562-544-2559
E: ericd@prspipe.com
W: https://www.piperestorationsolutions.com/

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Ever wondered how your neighborhood can evolve to meet the needs of its aging population? Get ready to uncover the secrets to accommodating the 'silver tsunami' in homeowner associations, as we dissect the challenges and opportunities of a growing senior demographic in communities just like yours. From enhancing accessibility and adjusting maintenance services to improving communication and battling social isolation, this episode is a treasure trove of practical strategies for creating a senior-friendly living environment.

Lend us your ears as we delve into the heart of the matter, discussing essential steps like conducting needs assessments, prioritizing accessibility, and advocating for the active inclusion of seniors in community life. With expert input and real-world examples, this conversation is a must-listen for homeowners and association members eager to contribute to a community that doesn't just accommodate but truly embraces its elder residents. Tune in for an engaging session filled with insights that promise to enrich not only the lives of our senior neighbors but the entire fabric of our neighborhoods.

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As urban areas continue to grow and evolve, so too does the concept of the American Dream. No longer is the dream solely defined by the traditional white picket fence and sprawling suburban lawns. In today's episode, we delve into the transformative world of high-density living and its significant impact on urban planning, lifestyles, and the environment.

The American Dream has long been associated with homeownership, specifically in the form of a detached single-family home. However, demographic shifts, economic changes, and environmental concerns are challenging this ideal. In cities like Los Gatos, California, the median home price has soared to $2.5 million, necessitating a reevaluation of what homeownership looks like and how cities accommodate their growing populations. High-density living, characterized by apartments, condos, and townhomes, is increasingly seen as a solution to these challenges.

High-density housing offers several benefits over traditional single-family homes. For one, it can make cities more accessible and affordable by reducing sprawl and revitalizing city centers with mixed-use developments. Such arrangements blend residential spaces with retail and commercial areas, fostering vibrant communities where people can live, work, and play. Additionally, by promoting walkability and reducing the reliance on cars, high-density living can have significant environmental advantages. It can also be more cost-effective, as shared amenities like gyms and pools offer residents facilities that might otherwise be unattainable.

Yet, embracing high-density living requires a shift in perspective, especially when it comes to property management. Homeowners' associations (HOAs) play a crucial role in maintaining these compact communities. They handle the responsibilities of property upkeep, which might be burdensome for individuals who view their homes more as a store of value than as an active investment. As such, HOAs can be a boon to those not interested in the nitty-gritty of property management, while also fostering a sense of community among residents.

Despite the benefits, some are resistant to the idea of high-density living due to misconceptions about increased crime, reduced property values, and strain on local infrastructure. However, research and case studies have repeatedly shown that with proper planning and community engagement, high-density housing can be integrated successfully into urban environments without leading to these negative outcomes. In fact, well-designed high-density developments can contribute to the safety, prosperity, and desirability of an area.

During the podcast, we also tackled the technical challenges of content creation, sharing personal anecdotes and solutions for using tools like Canva for video editing. These insights provide a peek into the world of modern content creators who are part of the evolving tapestry of urban living.

To conclude, high-density living is not just about the structures we inhabit but about redefining our relationship with our environment, our communities, and our personal aspirations. It offers a path toward a more sustainable, inclusive, and dynamic urban future. Whether you're a millennial grappling with the new realities of the housing market, a city planner, or someone curious about the changing American landscape, this episode offers a wealth of knowledge on the future of urban living.

Join us on this enlightening journey as we explore the many facets of high-density living and consider how it could shape the cities of tomorrow. It's time to think beyond the single-family home and imagine a world where compact, vibrant communities offer new ways to live, connect, and thrive in the heart of the city.

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Discover the hidden tensions simmering within your own neighborhood as I tackle the rise of short-term rentals and their effects on community dynamics. This solo episode peels back the layers of homeowner associations, revealing how Airbnb and Vrbo have revolutionized—and sometimes rattled—the foundations of local neighborhoods. Through an examination of the governing documents, such as the CCRs, bylaws, and rules and regulations, you'll grasp the complex rights and limitations that renters face in HOAs.

Today, we're examining the concept of 'lemon socialism' and its relevance to the socialization of maintenance costs and liabilities amidst the privatization of profits. This narrative threads through the discussion on how these rental services can exploit communal assets, stretch local resources thin, and contribute to the hike in housing costs. With a lens on urban responses, from New York's outright ban to San Francisco's 90-day annual cap, I provide an essential analysis for those invested in the fate of their communities against the backdrop of the booming short-term rental market.Support the show

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Discover the unexpected journey from homeowner to HOA hero with Alex Arthur, a community association leader who knows the ropes of neighborhood governance like the back of his hand. Our candid conversation peels back the layers of communal living, revealing how a single homeowner's involvement can turn the tide for an entire community. Learn how your voice can be the catalyst for change, enhancing property values and shaping a vibrant, thriving place you're proud to call home.

Ever wondered what a HOA board meeting looks like behind closed doors? Strap in for a firsthand account of the trials and successes that come with managing a communal space. From the heart-wrenching lessons learned from a balcony collapse tragedy to the nitty-gritty of financial transparency and reserve funds, we navigate the complexities of building trust and ensuring the longevity of your investment. Alex and I share our experiences and the power of even the smallest environmental initiatives when a community bands together.

Wrapping up our insightful session, we discuss the vital role of selecting the right board members for your HOA and how they can make or break the community dynamics. Alex imparts wisdom on fostering a stronger sense of belonging and the direct impact of community events on overall satisfaction. If you've ever paid dues and wondered where that money goes, this episode is a must-listen, offering a masterclass on the power of engaged community living and how to make your association work for you.Support the show

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Links:
https://www.builderonline.com/builder-100/marketing-sales/what-the-nar-antitrust-ruling-means-for-builders_o
https://www.cnn.com/2024/03/15/economy/nar-realtor-commissions-settlement/index.html
https://realestate.usnews.com/real-estate/articles/what-the-2-billion-realtor-lawsuit-means-for-homebuyers-and-sellers
https://www.usatoday.com/story/opinion/voices/2024/03/28/real-estate-nar-settlement-home-buyers-sellers-commission-win/73070096007/
https://www.rocketmortgage.com/learn/buyer-agency-agreement
https://homebuying.realtor/home-buying/getting-started/buyer-representation-agreement
https://missouriindependent.com/2024/03/29/wait-and-see-missouri-realtors-brace-for-changes-after-settlement-over-commissions/

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Shahriar Afshar, owner of Evregy on Electric Vehicle Infrastructure

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Liron, Bruce, and Kourosh speak about Home restoration and environmental testing.

Rarefied Air Environmental: https://rarefiedairenvironmental.com/
ServPro Sorrento Valley: https://business.google.com/v/servpro...

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Scott Clements is a Chief Executive Officer of Reserve Studies Incorporated. In this episode, Scott and I talk about reserve studies, property inspection industry, reserved study specialist, real estate safety aspects, structural inspection, legislation on homeowners associations (HOA), community’s financial status, and the evolving nature of the industry.

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Vadzim Belski is a software architect. In this episode, Vadzim and I talk about project coordinating, future of software, Digital ID project, Proof of Reverse concept, blockchain network, and blockchain technology in the financial sector.

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Brayden Daly is an engineer. In this episode, Branden and I talk about wire harnessing and communication in motorsport, electrical engineering, designing, manufacturing, racing cars, CAN bus system, STEM education, current educational system, difference between classroom theory and real-world problem-solving, quantum physics, philosophy, artistry, and elegance of Apple products.

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William Nguyen otherwise known as Mezzo is a musician. In this episode, William and I talk about music, favourite musical instrument, musical inspiration, career leap, life of an artist, songwriting, inspired listening, music producers, studio etiquette, networking, influence of drugs, and authenticism.

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Elliott Beckstrom is a hunter, angler, and chef. In this episode, Elliott and I talk about angler fishing, hunting, conservation, his first big hunt, the American hunting model, hunting waterfowl, the hunting scene in Colorado, California, different decoys, mule deer hunting, work-life balance, cooking game meat, gutless method, hunting and fishing tips.

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Dutch Deol is the CEO of Dromeda Networks. In this episode, Dutch and I talk about the Dromeda Networks, networking industry, networking hardware peripherals, data in Cloud, and expansion plans.

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James Nieh is the Professor of Ecology, Behavior & Evolution, at the University of California, San Diego. In this episode, James and I talk about Bee City, the extinction problem, honey bees, nutritional imbalance in the environment, bee language of communication, learning pattern in bees, superorganism, bee colonies, pollinators, ecological education, and pesticides.

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Zach Schleien is the CEO of Filter Off. In this episode, Zach and I talk about his speed dating app Filter Off, how it collaborates with AI to find the perfect match in just a four minute video speed date, and how it is different from the other existing dating apps like Tinder or Bumble or OkCupid.

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Michael Carrol is my good friend. In this episode, Michael and I talk about social media, dating apps, the cost of living in the US, the Iranian diaspora in America, impoverished areas in the USA, the internet, and the importance of family.

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Jacob Kishere and Eric Silcock are my friends and fellow alumni from UC San Diego. In this episode, Jacob, Eric, and I talk about the modern day education system, prioritization of stake owners, equity paradox, teachers and their payscale, TikTok and Instagram, and how AI is changing technology and reinventing the pattern of education.

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Mat is a financial strategist. In this episode Mat and I speak towards financial stress, the job market, education through the internet, taking on responsibility, the debt crisis, crypto currency, and investing in stock.

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Anmol is a financial planner and analyst. In this episode Anmol and I speak towards music festivals, work/life after COVID vaccine distributions,  generational differences, professional sports, and outdoor recreation.

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Raj Samani is a computer security expert. In this episode, Raj and I talk about technological development, the impact of technology on daily life, advanced tech, and the Russia-Ukraine War.

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Scott Carnahan is a good friend of mine. In this episode, Scott and I talk about drug abuse, use of narcotics in America, homeless people, Narcan, mental illness, Marine Corps, the education system in AmericaAlaska Airlines 261, Pokémon Go, and cryptocurrency.

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Keeon Sarlak is a comedian and content creator. In this episode, Keeon and I talk about his job in sales, waiting tables, comedy, entertainment industry, networking, lockdown, day jobs, self-promotion, content creation, money, and his current life.

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Scott Carnahan is a good friend of mine. In this episode, Scott and I talk about content creation, ad revenue, podcasts, YouTube channels, trips to Europe, comedy, urban planning, labor laws, entrepreneurship, aviation, capitalism, job stability, unemployment, drug addiction, homelessness, European architecture, foreign investment, Blizzard Entertainment, Inc., escapism, virtual reality, metaverse, and AI.

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Edward Olgin is an architect. In this episode, Edward and I talk about his time in Texas, moving to California, engineering, marine corps, networking, acing academics, UCSD, income tax disparity, ballot harvesting, corruption, drinking, Raytheon, and cryptocurrencies.

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Sheen Irandoost is a good friend of mine. In this episode, Sheen and I talk about the Hijab laws in Iran, living as a man, gender transition, double mastectomy, growing facial hair, being transgender, Mahsa Amini, gender inequality, minority communities, abortion rights, and the queer movement.

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Maximilian Kowasch  is a Process Engineer. In this episode,  Maximilian and I talk about  semiconductors, crystals, phases of crystallization, electronic wafers, education, and geo sciences.

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Dr. Robert Hayes is an Associate Professor of nuclear engineering. In this episode, Robert and I talk about academics, radioactivity, nuclear energy, nuclear waste , radiophobia, sodium-potassium balance, and different streams of scientific research.

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JAADIO is a DJ. In this episode, JAADIO and I talk about music, DJing, nightclubs, shows, his kids,India and Coachella.

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Dr. Bethany Hudak is a Research Chemist. In this episode, Bathany and I talk about her childhood in the Appalachian mountains, her brothers, her love for science,quantum physics, electron microscopy, Grad Schools, 2D and 3D materials.

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Tyler Goldstein is a quantum philosopher, metaphysics theorist, and creator of the Sentient Singularity Theory. In this episode, Tyler and I speak about logic and a theory of everything, the difference between Anti-theists and Atheists , Sentient Singularity, religion, existence, first vs second-hand information, technology, and Artificial Intelligence.

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Matt Khadri is a financial strategist. In this episode, Matt and I talk about financial advising, habits, mint.com, budgeting, overspending, workplace empathy, entrepreneurial success, people’s inclination to getting rich quickly, investing, and revenue generation.

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Joshua Bradshaw is a good friend of mine. In this episode, Joshua and I talk about social  and capitalist awareness, importance of education, societal acceptance, responsibility of media, home loan equity, personal comfort zones, and the culture of "fake it till you make it”.

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Samira Sawlani is a journalist and writer. In this episode, Samira and I talk about her time in Dubai, her home in London, elections in Kenya, anxiety,  New York Times publications,  Nairobi, racial discrimination in the West, and stereotypes about countries and people.

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Cameron Ravanbach is a Sustainability Solutions Engineer. In this episode, Cameron and I talk about his time in Germany, water polo, environmental engineering, and sustainable living.

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Alex Arthur is a good friend of mine. In this episode, Alex and I talk about the meaning of the word ‘flow’ and its different implications, meditation, climate change , sleep cycles, and how to focus.

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Michael Carroll is a fitness enthusiast. In this video, Michael and I talk about the importance of exercising, meditation,  healthy eating habits, wedding plans, introspection, traveling,  maintaining a journal, and the benefits of having complex conversations.

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Lauren Bonefont is a biomedical scientist and a PhD Candidate at University of Central Florida.

In this episode, Lauren and I talk about Marine Biology, Microbiology, Skype A Scientist, abscess infection, various types of post-doc fellowships, mentorships, gram positive , gram negative bacteria , negative experimental data, genetics, antibiotic resistance, federal grants, Google Scholar articles, and the culture of overwork.

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Katie Stein is a small animal veterinarian. In this episode, Katie and I talk about different types of veterinarians, the role of veterinarians, the current condition of the veterinary industry, independent relief veterinarians, pet euthanasia, the approach of a veterinarian, occupational pressure on the vets, lambing, animal products, organic animal husbandry, great resignation in the veterinary industry, a veterinary technician’s role, pet buyers’ responsibility, and Parvovirus.

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Hussein Rassoul is an Orthopedic Surgery Resident. In this episode, Hussein and I talk about private healthcare employment, medical insurance, the business of medicine, medical practice laws, health coverage network, the time period to become a doctor, medical practice patterns, commoditization of medicine, hip surgeries, carpal tunnel syndrome, UCSD, competition in the medical field, medical residency matching program, orthopedic surgery, and Platelet-Rich Plasma (PRP) injections.

The New England Journal of Medicine: https://bit.ly/3UUhsW6

The Lancet Journal: https://bit.ly/3PifKfU

The University of California, San Diego: https://bit.ly/3FmzQRS

Orthopedic Surgery: https://bit.ly/3FdwmAQ

Nephrology: https://bit.ly/3HnEBgC

Gastroenterology: https://bit.ly/3FK72UP

Nursing Schools in the United States: https://bit.ly/3Wrgq5l

Timeframe for Becoming a Doctor in the US: https://bit.ly/3FnZYvo

Guide to Becoming a Doctor in the US: https://bit.ly/3UUil0S

USA Government Health Insurance: https://bit.ly/3W409mq

Health Insurance in the United States: https://bit.ly/3FfgBcO

Healthcare Networks in the United States: https://bit.ly/3BtZ3se

Health Insurance Network Types in USA: https://bit.ly/3Htscry

State Specific Requirements for Initial Medical Licensure: https://bit.ly/3Plvw9O

Essentials of a State Medical and Osteopathic Practice Act: https://bit.ly/3UNp7FF

Hip Replacement Surgery: https://bit.ly/3FlZJRz

American Hip Institute & Orthopedic Specialists: https://bit.ly/3FsdJcS

Carpal Tunnel Syndrome: https://bit.ly/3Bu06Zf

Carpal Tunnel Surgery: https://bit.ly/3hiHDIk

Anesthesiology: https://bit.ly/3iWMlfa

Healthcare Labor Statistics in the US: https://bit.ly/3uEfGOi

Commoditization of Health: https://bit.ly/3hgiMVw

Residency (medicine): https://bit.ly/3iZdRZq

List of Medical Journals: https://bit.ly/3BrOrtQ

US Healthcare Reimbursement: https://bit.ly/3UQEPzY

Affordable Care Act (ACA): https://bit.ly/3iVpjWc

Roe Vs Wade Overturned: https://bit.ly/3iUvN7M

Anesthesia: https://bit.ly/3BsuSlv

Physiology: https://bit.ly/3YcWu7L

Anatomy: https://bit.ly/3HthQYB

Clinical Anatomy: https://bit.ly/3FiiyVP

Pharmacology: https://bit.ly/3BnLZ7F

B

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Balaji Viswanathan is the CEO of Invento Robotics and is the most followed person on Quora. In this episode, Balaji and I talk about start-ups, the journey of success, sustenance, education, market sentiment, technology, ideation, leadership, and robotics.

Invento Robotics:http://bit.ly/3VFKE3Q

Quora: http://bit.ly/3XKQraf

Start-Up: http://bit.ly/3OLmp28

Udemy: http://bit.ly/3ESGhfd

Udacity: http://bit.ly/3ufK4hL

Venn Diagram: http://bit.ly/3XHwotj

Massive Open Online Course (MOOC): http://bit.ly/3H6O2Rc

Fintech: http://bit.ly/3AZgfFT

Robotics: http://bit.ly/3Ui2k4r

PhD: http://bit.ly/3FgD8HC

Microsoft:http://bit.ly/3iqqCfB

Redmond: http://bit.ly/3Uj2zfG

Google: http://bit.ly/3EStDfZ

Steve Jobs:http://bit.ly/3UnB44C

Steve Ballmer: http://bit.ly/3UeiQ5L

Charles Dickens: http://bit.ly/3FgDtdm

Microsoft Windows: http://bit.ly/3Vilw3n

Satya Nadella: http://bit.ly/3XN4AUg

Natural Language Processing: http://bit.ly/3GXZpec

Lidar: http://bit.ly/3FdIQtt

Autonomous Navigation: http://bit.ly/3OL90Hn

Apple:http://bit.ly/3uaBErJ

Human-Robot Collaboration: http://bit.ly/3XJvHzL

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**Magnus is a Global Engineering Manager in the Aquaculture Industry. In this episode, Magnus and I talk about life in UCSD, oil and gas crisis in Norway, life in America, culture in Norway, life in Sotra, urban planning, tunnels in Norway, fjords, bridge engineering, marine engineering, oil platforms in Norway, aerospace technology, space elevator, deep sea innovation in Norway, fish farming, lice treatment, salmons, Norwegian Gin Bareksten, pandemic, and business regulations in different countries.

Aquaculture Industry: https://www.sciencedirect.com/topics/earth-and-planetary-sciences/aquaculture-industry**

UCSD: https://ucsd.edu/

2014 Oil and Gas Crisis in Norway: https://theconversation.com/why-norway-is-not-panicking-about-the-oil-price-collapse-37392

Norway Energy Crisis: https://www.ft.com/content/99b698e9-5a82-4988-9d4c-f76ba63564eb

Sotra, Island in Norway: https://en.wikipedia.org/wiki/Sotra

Stavanger, City in Norway: https://en.wikipedia.org/wiki/Structural_engineering

Sutton, Town in London: https://en.wikipedia.org/wiki/Sutton,_London

Alaska: https://en.wikipedia.org/wiki/Alaska

Bergen, City in Norway: https://en.wikipedia.org/wiki/Bergen

Golden Gate Bridge: https://en.wikipedia.org/wiki/Golden_Gate_Bridge

San Francisco–Oakland Bay Bridge: https://en.wikipedia.org/wiki/San_Francisco%E2%80%93Oakland_Bay_Bridge

London Bridge: https://en.wikipedia.org/wiki/London_Bridge

Pontoon Bridge: https://en.wikipedia.org/wiki/Pontoon_bridge

Environment in Norway: https://www.frommers.com/destinations/norway/in-depth/environment

Las Vegas: https://en.wikipedia.org/wiki/Las_Vegas

Elon Musk: https://en.wikipedia.org/wiki/Elon_Musk

US Urban Planning: https://en.wikipedia.org/wiki/Urban_planning_in_the_United_States

US Urban Planning History: https://www.erudit.org/fr/revues/uhr/1989-v18-n1-uhr0771/1017832ar.pdf

Tunnels in Norway: https://en.wikipedia.org/wiki/List_of_tunnels_in_Norway

Gravity-based Structure: https://en.wikipedia.org/wiki/Gravity-based_structure

Longest Tunnel in Norway: https://www.roadtraffic-technology.com/projects/laerdal-tunnel/

Ship tunnel in Norway:

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Rodrigo Pereira is a small business owner. In this episode, Rodrigo and I talk about Brazil Elections of 2022, politics in Brazil, socio-economic conditions in Brazil, division that exists between people in Brazil, meritocracy, capitalism, education system in Brazil, democracy, Constitution, relationship between federal and state governments in Brazil, US-China Trade War, Jair Bolsonaro, Donald Trump, welfare programs in Brazil, and the people of Brazil.

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Bob Keane is a Research Fire Ecologist and the host of Fire Ecology Chats. In this episode, Bob and I talk about firebase modeling, ecological modeling, fire fighting principle, different types of fuel, fuel treatment, fire management, ecological integrity, duff and litter, fire management differences in European and North American continents, climate change, prescribed fire, tools for modeling fire, and Fire Ecology Chats.

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Andrew Ossola is a Financial Consultant. In this episode, Andrew and I talk about marketing, branding, Tesla, Elon Musk’s involvement in the Ukrainian war, lobbying, global networking, polarization by tech companies, strong nationalism, war in Afghanistan, geopolitics, Metaverse, investment principles, government’s investment in technology, investment in mining industry, Consumer Price Index, and oil supply chain issues.

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Jordan Naidu is an Investment Risk Manager. In this episode, Jordan and I talk about investment techniques, asset management, stock analysis, investment risk management, Liability Driven Investment, current Tax reforms in Britain, the cost-of-living crisis, credit cards, the baby boomer generation, and the economic benefits of decriminalizing drugs.

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Marcellinus Ndbuisi Obilo CMF is The Reverend Father (Rev. Fr.). In this episode, Rev. Fr. Marcellinus Ndbuisi Obilo CMF and I talk about what CMF is, evangelical teachings, his religious congregation, how priests benefit the community, the mission of Christianity in Nigeria, Covid-19, and life in Nigeria.

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John Esfandeyari is an Activist for the Women's Liberation Movement in Iran. In this episode, John and I talk about the current situation in Iran, digital networking, geopolitics, unity in global movements, life in Iran, and the future of Iran.

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Jacob Kishere is the host of the SenseSpace Podcast. In this episode, Jacob and I talk about the Conscious Cannabis Culture, the healing properties of cannabis, cannabis laws, societal problems, criminalizing drugs, medicinal research, and the downsides of synthetic drugs.

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Daniel Guelen is a Researcher and Editor. In this episode, Daniel and I talk about cultural diversity, traveling, autonomy and responsibility, implications of shying away from one’s responsibilities, deep thinking, the balance between tolerance and being indifferent, ban culture, rationalism, the virtue of failing fast, accepting uncertainty in life, imposter syndrome, and climate change.

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Jesus Garcia is a Business Intelligence Analyst. In this episode, Jesus and I talk about stress, MMA, pessimism, religion, emotional biases, online pornography, forgiveness, and education.

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Kohki Ohsumi is the Team Manager of Albion Soccer Club San Diego and Co-Founder of MIA Elite Academy in Hawaii. In this episode, Kohki and I talk about MIA Elite Academy, responsibilities of a Team Manager, discipline, becoming a soccer team manager, learning English, and educating youth.

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Ashkan Ashrafi is the CEO of Topolonet Corporation and a Professor at San Diego State University. In this episode, Professor Ashkan and I talk about power grid topology, resistance, buses and towers, phasor measurement units, BusID, time synchronization, cyber attacks, transformers, and academia.

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Connor Dryden is a Financial Associate. In this episode, Connor and I talk about the cyber risk in medical devices, cyber hygiene of institutions, social engineering, easy hacking targets, inflation, Covid-19's impact on economy, the economic situation in the US, increased revenue model at large tech companies, possibility of an upcoming recession, and debt.

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Kevin Sam Lee is First Lieutenant in the U.S Army and a Maintenance Officer. In this episode Kevin and I talk about the difference between operations and maintenance, Himars, ‘quarterbacking’ in military operations, Korea, capitalism, and the value return of strong defense.

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Michael Carroll is a good friend of mine. In this episode Michael and I talk about my evolution as a Podcast Host, cancel culture, quality of forgiveness, forms of vulnerability, getting rid of self-obsession, herd mentality, drinking culture, benefits of healthy lifestyle, healthy food habits, fitness and training, health problem with modern shoes, and downsides of overprescribed medications.

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Justin Gravett is a Systems Engineer and the Co-Founder of Canopii. In this episode Justin and I talk about fully-automated farms, technology for sustainable agriculture, Hydroponics, problems with traditional methods of farming, Controlled Environment Agriculture, product development, automation in large scale farming, and the business model of Canopii.

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Aaron Meyer is a Postdoctoral Fellow at UC Berkeley. In this episode Aaron and I talk about neutrino simulation, fundamental particles, pion and meson, mathematical gymnastics, Lattice structure of space-time, advanced networking computation, quantum computing, neutrino interaction, and the practical application of physics.

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Tyler Goldstein is a Quantum Philosopher, Physics Theorist, and AI Researcher. In this episode Tyler and I talk about The Theory of Everyone, Simulation Hypothesis, Sentient Singularity Theory, oneness, primary perspectives, God, and fundamental realities of existence. 

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Daniel Noble is a US Marine and Aircraft Mechanic. In this episode, Daniel and I talk about mechanical work on aircraft, traveling, Marine training, education loans, technology, flying aircrafts, Afghanistan, and respecting cultural diversity.

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Taylor Rotunno is a Pharmacist and an Investor. In this episode, Taylor and I talk about the current state of the real estate market, lobbying, social networking, politician portfolios, investment in multi-family homes, cryptocurrencies as assets, blockchain, decentralized finance for loans, and aspects of investing in commodities.

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Sean Reilly is a Doctoral student of Evolutionary Psychology. In this episode Sean and I talk about conceptual statistical analysis, evolution of gratitude, psychology scales, programming language, social psychology studies, perception of naturalness, human relationships, intake of stimuli, awareness training, and meditation.

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Nicole Evangelista is a Doctoral Student. In this episode Nicole and I talk about kayaking, cultural diversity, racism, identity, feminism, boundaries, societal sections, healthcare, and abortion rights.

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Kamran Qadeer is a Civil Engineer, a Skateboarder, and an Ice Hockey player. In this episode Kamran and I talk about numbing agents, taking care of one's body, self-discipline, manifestation of energy, flow of life, inner-guidance, intention, karma, food waste, and corruption.  

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Devon Taylor Gould is an English teacher, teaching abroad in Chile. In this episode Devon and I talk about teaching, Covid-19 pandemic, online classes, future of the English language, privilege in the US, population dividend, healthcare services, disadvantages of online education, fiction reading, fantasy movies, and television shows.

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Jacob Kishere is a Podcast Creator and a friend. In this episode Jacob and I talk about the power of communication, podcast creations, the importance of exploring weak connections between people, engagement on social media platforms, self-development, personal growth, and respecting personal boundaries. 

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Troy Hipolito is “The Not So Boring LinkedIn Guy”. In this episode, Troy and I talk about LinkedIn, business communications, the importance of knowing one’s target audience, engaging interactions on social media, and the difference in market share between different social media platforms.

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Paul Tominna is a Civil Engineer. In this episode, Paul and I talk about the structure of bridges, spalling of concrete, sport stadiums, importance of coordination in life, the study of power, biotechnology, SAT, education system, remote working, real estate, construction industry, and technology.  

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Eden Zakay is an Attorney. In this episode Eden and I talk about cooking as a wholesome artistic experience, understanding food, Russia-Ukraine War, Autocracy, the ethos of laws, mixing of cultures, democracy, and fake news.

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Ran Levi is a Podcast Host and Software Engineer. In this episode, Ran and I talk about programming hardware, FPGA, software designing, programming languages, self-replicating viruses, malwares, and Podcast Hosting. 

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Jonathan Fusaro is a Wildlife Biologist. In this episode Jonathan and I talk about outdoor excursions, animal study, carnivores, hunting mountain lions, GPS Collars, Natural Parks, and climate change.

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Emily Yeates is a Potter, Illustrator, and Sticker Maker. In this episode, Emily and I talk about pottery, traveling, hyperbaric sessions, hypnosis, positively channeling your inner emotions, and anger management.

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Robert Cassol is a Captain, United States Navy Retired. In this episode Robert and I talk about solo hiking, self discipline, naval aviation, naval air operations, the relationship between navy and the Corporation, the excitement of going out of the comfort zone, running, meditation, stoicism, and leadership skills.

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Michael Carrol is a Customer Success Manager. In this episode, Michael and I talk about jobs, the Joe Rogan controversy, societal interactions while growing up, cyberbullying, racism, sports, cultural diversities, and discrimination based on identity.

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Andrew Ossola is a Financial Planner. In this episode Andrew and I talk about Cost Engineering, lobbyists, Insider Trading, transaction in stock exchanges, Order Flow Sales, technological advancements in manipulating finance, division of knowledge, Google Ad revenues, America's culture of innovation, and Augmented Reality in Metaverse.

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Neema Naaz is a Comedian, Content Creator, and Actor. In this episode, Neema and I talk about content creation, transformation in life, authenticity, value of structure and routine, comedy, diversifying content, and censoring media.

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Jayden Tran is a Product Designer at Disney. In this episode, Jayden and I talk about levels of Product Designers, value in product designing, Tech Startups, Figma, addictive product designing, Virtual Reality movie making, the Metaverse, and human interactions with Virtual and Augmented Reality.

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Josh Jain is an Engineer and an aspiring Surf Photographer. In this episode Josh and I talk about surfing, rock climbing, traveling, mountaineering, risk management in the outdoors, engineering, and how technology and education systems are evolving.

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Victor Nzeata is the Founder of Cyber Brain Academy. He is also a Professor at the University of San Diego and an Army Reserves Captain. In this episode Victor and I talk about the importance of hard work, structured education on cyber security, significance of globally recognized certifications on cyber security, affordable online education, army training in cyber security, simple cyber-hygiene skills, and different strategies of cyber attacks.

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Mark Damore is a Mechanical Engineer. In this episode, Mark and I talk about college, fraternities, the COVID-19 pandemic, communicating in online communities, Hawaii, travelling, Grad Schools, and design in engineering.

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Thadeus Odom is a psychiatry resident at University of California, Davis. In this episode Thadeus and I talk about medical schools, his reason for being a doctor, the value in undergraduate studies, social IQ for doctors, TeleHealth, child neurology and psychiatry, mental health, and his leadership experiences.

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Micky Dartford is an actor. In this episode, Mickey and I talk about auditions and singing in Drama Schools, musicals, travelling, routines, scriptwriting, acting, diverse education methods, importance of social skills, progression in life, growing up, technological advancements, investments, and the future of economic balance in our society.

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Kyle Paris is a former College Football player and Police Officer. In this episode, Kyle and I talk about college football, baseball, life in South Dakota, tornados, taxes, camping places, fishing, his experience as a police officer, hunting, snowboarding, and the advantages of working remotely.

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Anthony Simeonov is a PhD student of Robotics and Machine Learning at the Massachusetts Institute of Technology. In this episode, Anthony and I talk about solo traveling, Research & Development, controlling robotics, impedances in robotics and machine learning, depth cameras and LiDAR, Philosophy, stress management, and meditation techniques.

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Dr Saeed Paydarfar is the CEO of Saratech. In this episode, Dr Saeed and I speak about Saratech, his work experience, employer-employee relationships, improving work environments,  additive manufacturing, composite & non-composite materials, 3-D printing equipment and materials. 

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Lexi Sotiros is a florist and fitness coach. In this episode, Lexi and I speak about shopping and eating habits, nutrition, her journey as a fitness coach, her flower business Antheia + Co, being real on social media, the advantages of working from home, and plans for 2022. 

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Alex Arthur is a Sales Engineer, MBA student, and President of his HoA. In this episode, Alex and I speak towards healthcare, the Consolidated Omnibus Budget Reconciliation Act (COBRA), functional reforms, the relationship between function and value, product utility and aesthetics, user interface, customer experience (CX) and patient experience (PX) philosophy, Frank herbert and his novel Dune, landscaping, intelligence in mammals and eastern European countries. 

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Scottie Fassas is an Internal Medicine Resident. In this episode, Scottie and I talk about his interest in the medical profession, stages of Internal Medicine, clinical trial and research, randomize patient study types, alternative methods of pain management, opiod deaths, the relation between different branches of medicine, haircuts, genetic editing, different workout mechanics, dogs, and his life as a Medicine Resident.

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Sheen Irandoost is an investor and life coach. In this episode Sheen and I speak towards life in Orange County, growing up queer, gender-affirming surgeries, traveling, Bitcoins and Cryptocurrencies, digital and decentralized economies, NFTs, digital-asset celebrities, mentality among new second-generation immigrants, the shift in work culture, the availability of options to create wealth, capitalizing on the moment, and his own exceptional journey in life.   

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Jan Farley is the Lead Broker for San Diego Living Real Estate. In this episode, Jan and I speak towards the Real Estate market in San Diego, Covid-19 and the market, reasons for low listings counts in California, the moratorium lift, misconceptions about landlords, under-housing in California, property permits and fees, development legislation, centralization, interest rates, increasing unemployment rate, lessons from the 2008 economic crash, and programs for first time home buyers.

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Alex is an entrepreneur. In this episode Alex and I speak towards Alex's experience in school and business, researching for a network, taking on advisors, meditation, health coaching, working with life baselines, and hydration.

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Jonathan Vu is a pharmaceutical consultant and a semi-professional paintball player. In this episode, Jonathan and I talk about competitive paintball, Covid, archery, wildfire, hunting, chest packs, backpacks, zippers, traveling jobs, advantages of working from home, and different aspects of systems engineering.

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My guest today is Greg Devlin, a student of Life. He learns from life and understands life from his own experiences. In this episode, Greg and I speak about his life as a teacher in Taiwan, his travels, the education system around the world, the Taiwanese culture, political relation between China and Taiwan, his rich experience in India, veganism, music festivals, the debt culture, quitting alcohol, and the relentless corporate culture.

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Rohas is a blockchain evangelist, a chief blockchain architect, and an entrepreneur. In this episode Rohas and I speak towards the emergence of blockchains, blockchain miners and consensus algorithms, inflation and crypto, The Future Money Playbook, subscription based blockchains services, evaluating cryptos, liquidity of coins, banking and digital currencies, China's digital currency, Facebook Diem, NFTs, Wyoming's blockchain legislation, cyber wallets, blockchain scams, crypto-cash relation, HyFi, open-source, oracles, and smart asset lifecycle management. Personal Website - https://www.rohasnagpal.com/ LinkedIn - https://in.linkedin.com/in/rohasnagpal Twitter - https://twitter.com/rohasnagpal?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor The Future Money Playbook - https://www.rohasnagpal.com/docs/future-money/The-Future-Money-Playbook-e2_2.pdf