Fund2000.com Real Estate Podcast: Recent Episodes
Chuck HAMM
Real estate is housing, its business, and so much more. Its complex. This podcast will break down complex real estate issues such as sales, mortgages, foreclosures, and more. My training in real estate started after college when I became a sales agent in 2004, a licensed broker in 2008, then graduated of law school in 2017, and passed the California Bar Exam in 2019. I am a licensed mortgage loan originator, and principal and officer of California Mortgage Professionals, and I am a principal and officer in a nonjudicial foreclosure business, where I also assist in processing foreclosures. Subscribe to receive content about the real estate industry from sales and mortgages, to foreclosures, and all focused on California real estate issues. You can email me at Chuck@Fund2000.com
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In this episode, we break down key questions from the residential offer form—especially the often-misunderstood Q5 and Q6—where sellers are typically responsible for city inspections, permits, and government compliance. Whether you’re a new agent, a homeowner, or just curious about how the fine print affects your deal, this episode gives you real talk on real obligations.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
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In this episode, Chuck Hamm interviews David Reel—Ventura County and Camarillo City Historian, author, and fellow podcaster—about the fascinating story of Lucy Hicks. Once a celebrated hostess and chef in Oxnard during the early 20th century, Lucy became the center of national controversy when her identity and past collided with federal law. They touch on Lucy's journey, from her roots in Kentucky to her life in Ventura County, highlighting her role in Oxnard’s social scene, her run-ins with the law, and the legacy she left behind. Tune in for a compelling conversation about crime and identity, in one of the most intriguing chapters of local California history.
More about David Reel and his podcast at https://podcasts.apple.com/us/podcast/hyperlocal-camarillo-podcast/id1501108327
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Send us a text
In this episode, we sit down with Burton, the owner of Comfort Regulator Heating and Cooling, serving the Los Angeles area and surrounding parts of Southern California. Burton shares insights into HVAC, how he built his business, and the principles that guide how he serves clients with honesty, precision, and professionalism. We also talk about our own experience working with Burton during a recent installation and what made his service stand out. Whether you're curious about air conditioning systems or looking for a reliable HVAC provider in SoCal, this episode is a cool breeze of knowledge and trust.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Send us a text
In this episode, Chuck uncovers the crucial steps every landlord must follow when dealing with property left behind by tenants. He explains notice requirements, mandatory storage guidelines, and the proper methods for selling or disposing of items—all designed to protect landlords from costly legal missteps. You’ll learn why it’s not safe simply to keep or toss abandoned belongings and how to avoid civil liability by complying with state and local regulations. Tune in to ensure you’ve got the knowledge and procedures in place to handle abandoned tenant property the right way.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
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Join attorney Charles A. Hamm as he explores the California Public Records Act (PRA) and the Freedom of Information Act (FOIA), empowering individuals, businesses, and journalists to access government records. This podcast breaks down legal strategies for submitting and enforcing requests, overcoming government resistance, and ensuring transparency. Whether you're a journalist seeking public records, a business needing regulatory documents, or an individual holding the government accountable, this episode provides some insight and practical guidance. Submit your questions and learn how legal enforcement can turn denials into disclosures.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
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In this episode, we break down the dispute resolution provisions in the California Association of REALTORS® (CAR) Residential Purchase Agreement (RPA) and Lease Agreement. Understanding mediation and arbitration is critical for buyers, sellers, and agents alike to make informed decisions before signing.
We’ll cover:
- Mediation: Why it's the first step in resolving disputes, its costs, and the consequences of skipping it.
- Arbitration: When it applies, its costs, the enforceability of arbitration awards, and the limits on judicial review.
- Practical Considerations: The pros and cons of arbitration, strategic use of dispute resolution clauses, and the importance of legal consultation.
Whether you're a real estate professional or a homebuyer, this episode will help you navigate dispute resolution effectively. Stay tuned for key insights and legal considerations to protect your interests in real estate transactions!
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Send us a text
The pro cyclists' secret is out—ketones power faster recovery, peak endurance, and next-level performance. In this episode, Chuck sits down with Frank LLosa, the owner of KetoneAid and Hard Ketones, to dive deep into the science and benefits of exogenous ketones. They discuss KetoneAid products, including the powerful KE4 Pro Ketone Monoester Concentrate, breaking down how these cutting-edge supplements can enhance athletic performance, endurance, and—most importantly—recovery.
Frank shares insights on how ketones work in the body, why they’re beneficial for both athletes and non-athletes, and how they can be used to optimize energy levels, mental clarity, and muscle recovery. Whether you're a seasoned endurance athlete or just looking for a cognitive and metabolic boost, this conversation will give you a new perspective on fueling your body with ketones.
Don't miss this fascinating discussion, and be sure to check out KetoneAid.com and HardKetones.com for more information on their game-changing ketone products!
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
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Welcome to the latest episode of the podcast! Chuck talks about new for 2025 affecting the mortgage and real estate industry, highlighting potential regulatory changes and market impacts. Chuck provides a re-cap of California’s new law requiring buyer representation agreements before property viewings and its implications for buyers and agents. He also touches on the denied NAR lawsuit against the DOJ, enabling continued investigation into NAR practices, and explores its significance for the industry. Lastly, Chuck shares his milestone of becoming a licensed attorney and how this expands his services.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Send us a text
In this episode, we explore the significant changes introduced by California Assembly Bill 2424, effective January 1, 2025, which reshapes the foreclosure process for residential properties with 1 to 4 units. We discuss new requirements that extend foreclosure sale timelines, including a 45-day postponement when a listing agreement is submitted and an additional 45 days for an executed purchase agreement, provided specific conditions are met. The episode also covers the new mandate prohibiting initial trustee sales below 67% of fair market value, alongside practical insights into how these changes impact borrowers, trustees, and real estate professionals. Join us for an in-depth look at how these updates could influence your real estate or foreclosure practices moving forward.
Check out Sold2000.com to learn more about these updates and how to navigate them effectively!
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
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In this episode of the Fund2000.com Real Estate Podcast, we have two crucial topics for real estate professionals and private investors in California. First, we explore the importance of using a broker to arrange private mortgage loans, highlighting how this practice protects lenders from usury laws and showcasing lessons from our experience. Then, we go into the National Association of Realtors' (NAR) recent settlement and the ripple effects it's creating, including potential new antitrust issues stemming from the mandatory buyer representation agreement requirement. Enjoy!
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Send us a text
In this episode, we sit down with Anvesh Chakravartula, the visionary behind Rexdat, a platform aiming to bring transparency and uniformity to the real estate sales industry. We discuss the primary vision driving Rexdat and Realoq's mission to streamline real estate processes. Anvesh shares insights into Rexdat's unique selling points, and how Rexdat can address the challenges in the traditional model for sharing data in segmented markets. We explore how Rexdat plays a crucial role in the evolving landscape of technology in real estate. Rexdat is improving operational efficiency for brokerages, ensuring data transparency, and shaping the future role of real estate agents. We also discuss integration with existing systems, scalability and Anvesh's vision for the future of real estate technology. Join us for this enlightening conversation on the forefront of real estate innovation.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Send us a text
In this episode, we catch up with Doug, a local homeless advocate, to hear an important update on Lloyd, a formerly homeless individual who we met in a previous episode. Doug shares how he helped Lloyd secure permanent housing through a HUD voucher. We also discuss the challenges faced by other unhoused individuals, and how to help them as a regular volunteer "bridging gaps" to the available resources.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Send us a text
In this episode, we're discussing the recent NAR lawsuit and MLS rule change that now requires buyers to sign a representation agreement before viewing properties. We'll explain what this means for buyers and agents, and how it shifts the dynamics of the real estate market. We'll also cover important topics like commission negotiation, flexible agreement terms, and strategies for both buyers and agents to navigate this new landscape successfully. Finally, we'll address common buyer concerns and explore the potential long-term effects of this rule change on the industry as a whole. Tune in for valuable insights and practical advice on how to adapt to these changes in the real estate world.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
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In this episode, Luke and Chuck discuss the pressing issue of homeowners insurance in California. They explore the root causes of the current crisis, including poor policy decisions from inadequate forest management to bad legislative policy as to insurance companies. The discussion explains how these factors impact mortgage affordability and availability, leaving homeowners in a precarious situation. Also, the importance of civic engagement, urging listeners to get involved in local and state elections to advocate for better policies that address these growing concerns.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In this episode of our podcast, we delve deep into the role that credit plays in securing favorable mortgage rates and gaining access to valuable down payment assistance programs. Understanding the intricacies of credit can significantly enhance your financial leverage when purchasing a home. We also highlight our exclusive Credit Repair Tool and the advantages of rapid rescoring—a service where we provide targeted, actionable guidance with over 90% certainty to help clients achieve their desired credit scores efficiently. Whether you're looking to buy your first home or seeking ways to improve your financial portfolio, this episode offers essential insights into making credit work for you. Empower yourself with the knowledge to navigate the complex world of real estate financing!
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In today’s episode, we discuss complexities and challenges presented by the current homeowners' insurance market in California. With the backdrop of natural hazards and related policy decisions, we explore the myriad reasons contributing to the troubled insurance landscape that real estate professionals and homeowners face. The instability and uncertainty have made navigating insurance a significant challenge in the industry, affecting decisions on property sales, purchases, and mortgage lending. In our second segment, we provide a comprehensive update on the recent settlement of the National Association of Realtors (NAR) lawsuit. We examine the implications of this settlement for the real estate sales and mortgage industry at large, including how it affects VA borrowers (Veteran). This episode is essential listening for agents, prospective homeowners/buyers and anyone involved in California’s real estate market, offering insights into the current issues and practical advice for moving forward in these turbulent times.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In this episode, Luke and I explore a crucial question: Can a buyer lose their earnest money deposit? Not only do we provide a comprehensive answer, but we also explore the relationship between earnest money deposits and liquidated damages. We explain how liquidated damages not only means consenting to lose a predetermined amount of money; it also serves as an agreement to cap potential losses. Join us as we unravel these complex real estate contract concepts, to help both buyers and sellers understand the implications of their real estate transactions. Tune in to gain valuable insights and navigate the complexities of the real estate market with confidence.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Protect your personal information! Enhance your privacy! This PSA highlights a helpful resource: OptOutPrescreen.com. When you apply for any mortgage loan, your credit report is accessed, which can activate "trigger leads." These leads are often sold to telemarketers and other lenders, resulting in unsolicited calls and offers. To combat this, we strongly recommend visiting OptOutPrescreen.com—a service that empowers you to opt out of these trigger leads and reduce telemarketing interruptions. This public service announcement guides you on taking a significant step towards protecting your privacy. Don't miss out on this opportunity to secure your information. Visit OptOutPrescreen.com today and take control of your personal data.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In today's fiercely competitive real estate market, presenting a compelling offer is more crucial than ever, especially for buyers utilizing FHA or VA loans. Our latest podcast episode, "Winning in a Seller's Market: FHA and VA Offers Made Possible," goes into the art of crafting offers that stand out, even when the buyer/borrower wants to utilize a FHA or VA loan, which present issues related to Appraisals. Our team at Fund2000.com Mortgage knows insider strategies for making FHA and VA loan offers attractive. We understand the challenges buyers face - from the mandatory FHA and VA Amendatory Clause to sellers' apprehensions about appraisal issues. This episode is packed with actionable advice, including how to leverage your conventional loan approval to get your offer accepted, and still be able to use your FHA or VA loan.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In this episode of the podcast, we welcome guest Luke Erickson to discuss the crucial role of reserve studies for Homeowners Associations (HOAs). We explore how reserve studies serve as essential tools for understanding the financial health of an HOA, offering valuable insights for potential buyers evaluating an association's strength or weakness. Our discussion covers the functions of a reserve study, highlighting its importance in aiding HOAs to effectively plan and manage their budgets. This episode provides an in-depth look at how reserve studies impact both HOAs and homebuyers, making it a must-listen for anyone involved in real estate and HOA's.
The Department of Real Estate RESERVE STUDY GUIDELINES for Homeowner Association Budgets is available here: https://dre.ca.gov/files/pdf/re25.pdf
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In this episode we discuss groundbreaking lawsuit against the National Association of Realtors and its impact on real estate commissions. Discover how this pivotal legal decision has and will likely redefine commission structures, offering unprecedented savings opportunities for sellers, and altering the landscape for buyers and realtors alike. Tune in to understand the nuances of this market shift and learn how you can capitalize on these changes to significantly reduce the cost of selling your home in today's real estate environment.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
Reverse Mortgages and other real estate issues affecting Seniors: people who are 55 and over. We look at the good and bad with reverse mortgages, how to qualify for a reverse mortgage and some issues to look out for as you consider reverse mortgages. We look at the dynamics of living in senior communities, and the pros and cons of Homeowners Associations (HOAs). And lastly, we discuss the transfer of a property tax base in California in order to keep your property tax from your prior home when you relocate.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In 'The Numbers Game: Crunching Real Estate Data for Buyers & Sellers', we look at some essential calculations that every home buyer and seller should be aware of. From exploring various loan options, understanding the magic behind net sheets and CMAs, to calculating the best time to buy or sell — this podcast has got you covered. Join Chuck as he navigates the key real estate numbers, and technology.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In this episode, Chuck discusses some news about real estate agent sales commissions, and how litigation against Multiple Listing Services (MLS) and their associations might change rules related to those commissions. Anti-trust litigation against MLS's has been heating up recently. The issue currently being litigated is (roughly) if MLS rules should require listing agents (and their sellers) to set the buyer agent commission at the time of listing, instead of negotiating it at the time of sale. This episode also addresses some good practices related to real estate commissions as they relate to buyers' agents.
Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
This content is not legal advice. Contact an attorney for legal advice.
For specific real estate sales or mortgage lending questions, you may contact chuck@fund2000.com
In this episode, we look into the recent case of Niki-Alexander Shetty v. HSBC Bank USA, N.A., et al., a lawsuit involving a condominium in La Habra and foreclosure by the homeowners association. We explore the issue of whether Shetty, as a successor in interest, can reinstate a prior loan that he never qualified for by merely being the successor owner after foreclosure. HOA lien foreclosures often have low bid amounts and because the HOA is collecting on relatively smaller amounts owed than mortgage lenders generally. They also tend to sell for lower amounts when the prior mortgage is not wiped out due to it being an HOA foreclosure. While buying a property subject to an existing mortgage doesn't sound like a good deal, it can be a less expensive way to get into foreclosures - and armed with the knowledge that you can reinstate said mortgage. Always check with an attorney about the specific facts and issues related to your transaction!
Check out Fund2000.com for our Mortgage Lending team.
Sold2000.com for our real estate Sales Team
Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
n this podcast episode, we look into the crucial role of real estate professionals in the home buying and selling process. We highlight the different types of professionals involved, including real estate agents, title companies, escrow companies, and mortgage lenders. We tell real life stories to help you avoid pitfalls such as buying a home, and then discovering years later you still owe thousands of dollars for a loan that the previous owners never paid. We explore this and many other duties real estate professionals have to help a buyer and a seller through a real estate transaction.
Check out Fund2000.com for our Mortgage Lending team.
Sold2000.com for our real estate Sales Team
Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
In this episode, the host unravels the complex scenario of selling a property for less than the amount owed on its mortgage - a process known as a 'short sale'. With the current economic climate, there's a possibility we may witness an upturn in short sales and foreclosures. We delve into understanding the circumstances surrounding short sales. This involves selling a property for less than the outstanding mortgage balance, often a consequence of unforeseen hardships like an economic downturn or job loss, the short sale process, the critical role of the lender's approval, the importance of having an experienced real estate agent guide you through the process.
Check out Fund2000.com for our Mortgage Lending team.
Sold2000.com for our real estate Sales Team
Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
In this episode, I share how our office simplifies and revolutionizes real estate transactions by combining real estate agent and mortgage loan services, and discuss some the complexities that come with handling these transactions separately.
Hear about the common pain points clients face in traditional real estate transactions—be it miscommunication, inefficiencies, or just unnecessary stress. We then present an innovative solution—consolidating real estate sale and mortgage loan services, a unique approach our team specializes in.
Get an understanding of the financial benefits of our approach, including how we can use a portion of our realtor commission to help clients save significant money over the life of the loan. We also delve into the concept of mortgage discount points and present real-life scenarios for more clarity.
Learn about how this approach brings efficiency and convenience, streamlining communication and expediting the process. I illustrate this with an impactful example of quickly negotiating a substantial seller credit.
Discover other advantages, like improved client experiences due to a unified team handling all transactions, reduced chances of errors, and a more personalized service overall.
Tune in to understand how we're changing the game in real estate transactions. We hope this episode piques your interest and encourages you to explore our unique, consolidated approach. Don't forget to reach out if we can help you with these services, and stay tuned for the next exciting topic we have lined up for you!
Check out Fund2000.com for our Mortgage Lending team.
Sold2000.com for our real estate Sales Team
Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
Do yourself a favor: before you commit to a real estate agent or a lender, shop around! This podcast discusses some of the things you should know, how to negotiate the best rates and commissions, and why big banks and real estate firms are often not the best option.
Check out Fund2000.com for our Mortgage Lending team.
Sold2000.com for our real estate Sales Team
Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
In order to have the nonjudicial foreclosure option, your security instrument must satisfy some basic requirements, which we discuss in this episode. There are two types of foreclosure: nonjudicial and judicial. Our office only performs nonjudicial foreclosure. Judicial foreclosure is much more expensive because attorneys are required, and litigation which requires appearances before a court of law. This episode also clarifies some of the issues that prevent you from hiring us and firms like ours, to foreclose on your judgment lien, for example.
For more information, visit our nonjudicial foreclosure department website: Nonjudicial Foreclosure Service for California | TD Processing Service, Inc.
Check out Fund2000.com for our Mortgage Lending team.
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Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
Doug Partello is an effective homeless advocate. In his efforts to help unsheltered people at a known encampment where government workers had visited for many months, Doug asked a simple question and found Loyd. Doug's efforts saved Loyd's life. This episode sheds light on how individuals can make the needed difference in helping the invisible people we see everyday.
Check out Fund2000.com for our Mortgage Lending team.
Sold2000.com for our real estate Sales Team
Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
Qualifying for a mortgage while high interest rates and home prices are high is no easy task. But rents are high too! In today's episode, we'll discuss how and why you can consider partnering with a friend or family in the purchase of a home.
Check out Fund2000.com for our Mortgage Lending team.
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Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
We take a look at homelessness. We discuss how it relates to the real estate business, and talk to Tina, an unsheltered individual in California.
Check out Fund2000.com for our Mortgage Lending team.
Sold2000.com for our real estate Sales Team
Learn more about host Chuck Hamm here
or on LinkedIn.
Video version of podcast on Youtube or search for Fund2000 Real Estate Podcast!
Sellers can reduce their tax exposure and earn significant interest by not taking a lump sum for the sale of the property. Instead, sellers can "take back" (accept) a note for any amount of the purchase price. This is ideal when conventional mortgage rates are high like they are now. Buyers and Sellers take advantage of this type of financing more in down real estate markets. Listen to this episode and get yourself ready for creative financing solutions!
Everyone hates primary mortgage insurance commonly known as PMI and the mortgage insurance premium commonly known as MIP because they increase your payments amount and provide little benefit to the borrower making those payments. In this episode, we'll discuss each, including how to remove them.
Dual agency is one of the top issues in real estate brokerage/agent lawsuits. Yet in California dual agency is still legal, and done often. This episode will look at some of the problems around dual agency, and requirements involved for California real estate transactions.
Foreclosures are increasing. What options does a borrower have? Like other stressful situations, borrowers that carefully look at their options (and listen to this podcast) can come out ahead.
For more information about foreclosure, and your options, Contact our office through Sold2000.com. Let us know you listened to this podcast.
Days on Market (DOM) is an important metric which we use to measure supply and demand. In this episode, we talk about DOM for housing that has sold over the past 12 months, and how it compares to listings currently for sale.
If you're interested in learning more about the market, how long it might take to sell your property, about mortgage loans and interest rates, email chuck@Sold2000.com.
Foreclosure starts are already on the rise. Economic woes are upon us, and more likely coming. More foreclosures seem inevitable. California is different than other states on foreclosures. Here are a few important things to know.
For more information about foreclosures in California, check out https://TDProcessing.com/
And as always, visit our mortgage lending side at https://www.fund2000.com and our real estate sales side at https://sold2000.com.
There's a lot of talk about strong jobs and wages yet lots of talk of inflation, and other economic problems, rights? With all the conflicting data and news reports out there, what are buyers and sellers of real estate to do or think? Join me for this 10 minute podcast analysis.
Link to referenced article:
Fortune: Robert Shiller predicted the 2008 housing bubble. Here’s his 2022 call.
https://fortune.com/2022/08/09/housing-bubble-2022-call-robert-shiller-housing-market/
Real estate transactions are complex. In this episode, I break down the real estate transaction and explain some of how it works. We get into what contract contingencies are and how they work, as well as loans, and some of what the parties to a purchase agreement should know.
What's happening in the real estate market, and how are interest rates and inflation affecting the market (last 3 minutes)? And an intro to California Mortgage Professionals, Fund2000.com (first 4 minutes).