The BetterWallet: Recent Episodes
Marc Russell
Welcome to The BetterWallet Podcast. I'm your host, Marc Russell. On The BetterWallet Podcast, we're going to chat with everyday people who have changed their lives through learning how to manage their money. We're going to talk about their money journeys, the ups, the downs, the slips, and the falls. And at least once a month, we're going to have a new episode where we will learn more about how to manage our money better. We're going to help simplify the topics that keep you up at night, including budgeting, paying off debt, investing, and how to build a business. The goal of this podcast is to make money a less taboo topic. We want to make this an everyday topic. This podcast is for anyone ready to change their financial lives and take steps towards financial freedom. I cannot wait to get started.
Join me in this episode as I sit down with the talented comedian Raj Suresh. We delve into his unique journey from a business major at Penn State to pursuing a career in comedy.
Raj shares his cultural pressures and the importance of finding mentors like Zarna Garg to navigate the comedy world. We also discuss his recent TV special, "Break the Leg," and the power of consistent content creation. Get ready for a laughter-filled and inspiring conversation!
Timestamps:
[00:00] Intro
[02:45] Raj's journey.
[09:16] Raj's first impression of Marc.
[18:30] Seeking a therapist.
[22:35] From business to comedy.
[31:40] Find a mentor.
[34:50] Wrapping up.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode of the BetterWallet podcast, I have a fascinating conversation with Yanely Espinal, the author of "Mind Your Money." Yanely shares her inspiring journey from uncertainty to becoming a successful personal finance writer. We discuss the importance of understanding your money mindset and the cognitive biases that can affect your financial decisions. Yanely also provides valuable tips on taking control of your financial future and the power of starting small. This episode is a must-listen if you're looking for insights on building financial resilience and success.
Timestamps:
[00:00] Intro
[01:30] Yanely starts a YouTube channel.
[05:40] Recent wins in advocacy.
[11:50] Importance of broader goals.
[19:40] Yanely's hesitation to write in 2020.
[23:00] Target audience discussion.
[26:00] Chapter two: "Get Your Mind Right."
[28:00] Introduction to the "future you" concept.
[29:00] Binding contract with your future self.
[30:00] Importance of starting financial goals.
[36:10] Changing you who follow.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this captivating episode of the BetterWallet podcast, I sit down with the brilliant Andre Haynes to explore the keys to financial freedom. We dive deep into financial strategies, investing, and mindset shifts that can help you achieve your financial goals. Tune in to gain valuable insights and take your financial journey to the next level.
Timestamps:
[00:00] Intro
[01:05] Andre Haynes
[03:56] From projects to real estate educator
[11:35] Getting tough skin
[14:48] Being real with yourself
[18:00] Pros of NACA
[21:32] Home buying process
[23:15] Qualify for NACA
[26:45] Cons of NACA
[34:10] Limitations on selling?
[34:50] Closing
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode of the BetterWallet Podcast, we're joined by Raya Reaves, the budgeting guru behind City Girl Savings. With summer spending behind us, Raya shares practical tips and insights on how to transition into the fall season with a frugal mindset.
Discover how to prepare for holiday spending, save for your financial goals, and take control of your money as we approach the end of the year. Plus, learn about Raya's free Frugal Fall Savings Challenge to help you get your finances in order before the holidays.
Timestamps:
[01:10] Intro and Icebreaker
[02:40] Safari vs. Google
[04:00] Fear of Komodo Dragons
[05:30] City Girl Savings
[07:00] Financial Rock Bottom
[09:00] Temporary Sacrifice
[10:00] Discretionary Income
[11:00] Frugal Mindset
[12:30] Spending Study
[14:20] Frugal Savings Challenge
[15:20] Hot Girl, Hot Boy Summer
[19:30] Closing
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode, we dive deep into the world of tax strategies with our special guest, Grant Doherty, a tax advisor based in Houston, Texas.
Grant shares valuable insights into three tax strategies that can help you legally reduce your tax liability. This episode provides essential tips for optimizing your finances, from supercharging your retirement savings to leveraging the home office deduction and the power of cost segregation for real estate investors.
Timestamps:
[02:50] Grant's introduction to taxes
[06:50] Number one tax strategy
[11:10] Number two tax strategy
[17:30] Number three tax strategy
[20:50] Deducting a loss on your taxes
[24:25] Spend a dollar to save a dime
[25:50] Grant's ebook
[27:10] Closing
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Welcome to the latest episode of the BetterWallet podcast. You know the drill - we're all about unraveling the mystery of money and sharing empowering stories from those who've beaten the odds.
Today, I'm excited to dive into my recent experience at InvestFest. This incredible event in Atlanta brings financial professionals, community members, and celebrities together to chat about finance, investment, and wealth generation. It's particularly tailored for the black community, and it was a fantastic chance for me to connect with fellow entrepreneurs and spread some financial wisdom.
I'll walk you through my time at InvestFest, my inspiring encounters, and the lessons I took home. So, stay tuned for some valuable insights!
Timestamps:
[00:40] - Conference Introduction and Purpose[01:20] - Teaching About Index Funds[02:30] - Impactful Debt Payoff Testimony[03:40] - Meeting Inspirational Figures in Finance[04:40] - Connecting with Mentors and Creators[05:50] - Importance of Being Authentic[06:50] - Recap of Key Learnings[08:00] - Anticipation for Next Year[09:10] - Financial Education Empowerment[10:20] - Inspiring Student Stories Shared[11:30] - Lesson on Limiting Taxes[12:40] - Closing Thoughts on Authenticity
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Welcome to another episode of the BetterWallet Podcast. In today's discussion, I'll reveal the number one financial mistake that many people unknowingly make, and it's not about budgeting or investing. This mistake could lead to giving away money to someone you might not want to benefit. Join me as I delve into real-life scenarios, explain the importance of beneficiaries, and provide actionable steps to ensure your financial assets go to the right hands.
Timestamps:
[03:10] Divorce impact on beneficiaries.
[05:20] Trust vs. beneficiary conflict.
[06:40] Choose trustworthy and capable beneficiaries.
[08:00] Avoid minor children as beneficiaries.
[09:30] Updating beneficiaries after life events.
[10:50] Beneficiary overrides will and trust.
[12:20] Yearly review of beneficiary designations.
[14:10] Financial empowerment through informed decisions.
[15:20] Listener's success story with debt-free journey.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Join me in this enlightening episode as I sit down with finance expert Rajat Soni to dissect the complexities of debt, credit, investing, and the potential financial challenges ahead. We explore topics ranging from credit card debt hitting record highs to the global impact of diversified investments. Get ready to gain insights that will empower you to make informed financial decisions and secure your financial future.
Timestamps:
[10:30] - Understanding the GIC concept
[15:20] - Impact of inflation on debt
[18:40] - Savings vs. investing strategies
[23:00] - Risks of early withdrawal penalties
[28:00] - Consumer debt comparison, US vs. Canada
[33:10] - Debt-driven consumption and consequences
[36:30] - US debt challenges and potential bubbles
[40:20] - Diversifying investments for stability
[44:00] - Rajat's online presence and resources
[46:30] - Exploring financial market disruptors
[49:40] - Importance of financial literacy education
[53:10] - Making informed financial decisions
Connect with Rajat:
Twitter: Twitter.com/rajatsonifnance
Instagram: Instagram.com/rajatsonifinance
Threads: Threads.net/rajatsonifinance
Course: Courses.rajatsonifinance.com
Newsletter: Rajatsonifinance.com
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Welcome to the BetterWallet podcast!
In this episode, I will break down a crucial topic that often goes unnoticed—your vesting schedule.
You might be unfamiliar with the term, but it holds significant implications for your financial future. Join me as I break down the ins and outs of vesting schedules, their impact on your retirement savings, and why they deserve your attention.
Timestamps:
[00:00] - Introduction to vesting schedules.
[01:50] - Matching contributions explained clearly.
[04:40] - Different types of vesting schedules.
[06:50] - Graded vesting over several years.
[09:20] - Reasons behind employer vesting schedules.
[11:40] - Importance of diversity and inclusion.
[13:40] - Personal example of potential loss.
[15:40] - Taking proactive action to understand.
[17:50] - Employers won't remind you.
[19:40] - Implications of leaving early.
[21:30] - Encouragement for rating and review.
[22:00] - Signing off the BetterWallet podcast.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode, I'll take you through my journey and share why this topic is so close to my heart. Growing up without a financial safety net, I learned the hard way about the importance of investing. Now, I want to help others do it right from the get-go. I'll cover everything from 529 accounts and tax benefits to strategic investment approaches.
So if you're a parent, future parent, or even considering adoption like me, this episode is a must-listen. Let's secure our kids' financial future together! Don't forget to rate and review the podcast – your support means the world to me. See you in the episode!
Timestamps:
[00:30] Demystifying money and investing.
[03:20] Passion for Vanguard's 529 program.
[05:40] Setting up a 529 account.
[06:50] Tax-free transfer to child.
[08:10] Avoiding aggressive investing for kids.
[09:30] Excess 529 money to Roth IRA.
[10:40] Free financial bulletproof checklist.
[12:20] The power of time in investing.
[13:40] Rate and review the podcast.
[14:20] Making investing accessible for all.
[14:50] Helping future generations succeed financially.
[15:20] Investing for a brighter future.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Hey, everyone! It's Marc Russell, and I'm super excited to share my recent adventure with you all. In the last episode, I talked about my concerns about flying to Bali and being off the radar for a whole week, but guess what?
Everything turned out fantastic! I celebrated being 100% debt-free in Bali for three years, and it was a blast. I met incredible people from all over the world and had some mind-opening experiences.
Now, I want to pass on the knowledge I gained during my trip, so I have ten essential tips for anyone planning an international journey. From wearing a mask on the flight to understanding the exchange rate, I've got you covered.
Plus, I discovered the magic of hiring a private chef, which made life so much easier. Listen in and get prepared for your international adventure!
Timestamps:
[00:20] - Concerns about flying to Bali.
[01:00]- Lessons learned during the trip.
[02:20] - Meeting people from different countries.
[03:40] - Gratitude in Balinese culture.
[05:10] - Preparing for an international trip.
[06:30] - Wearing a mask during flights.
[07:30] - Pack emergency supplies for the trip.
[08:40] - Confirm availability of in-flight wifi.
[09:50] - Download Netflix for offline viewing.
[11:00] - Bring your favorite snacks for the flight.
[12:30] - Know the exchange rate before traveling.
[20:10] - Hiring a private chef for convenience.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode, I will demystify the concept of Roth IRAs and share powerful insights on how they can be utilized to fund college expenses, cover medical bills, and even contribute to purchasing a first home. Together, we will explore the flexibility and advantages that Roth IRAs bring to the table, allowing us to make smart financial decisions and shape a brighter future.
Whether you're a student seeking clarity or curious about the potential of Roth IRAs, this episode will equip you with the knowledge and tools to leverage these tax-advantaged accounts effectively.
Don't miss out on learning how to optimize your financial strategies and unlock the benefits of Roth IRAs for a more secure and prosperous tomorrow.
Timestamps:
[00:00] - Introduction to the BetterWallet podcast.
[00:10] - Exploring the topic of Roth IRAs.
[00:30] - My childhood experience of Roth IRAs.
[01:00] - Roth IRAs as tax vehicles for retirement savings.
[02:00] - Tax benefits.
[04:00] - Withdraw contributions from a Roth IRA tax-free.
[05:10] - Rules and penalties.
[06:10] - Early withdrawals from a Roth IRA.
[07:20] - Roth IRA and a 529 plan for college expenses.
[08:30] - Roth IRA for medical expenses.
[09:40] - Use up to $10,000 from a Roth IRA for a first home.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Join me on an intimate journey as I share my anticipation, nerves, and preparations for my upcoming adventure to Bali.
In this unfiltered episode of the BetterWallet Podcast, I go into the reasons behind my desire to travel, the profound significance of achieving debt freedom, and my eagerness to immerse myself in diverse cultures.
As I open up about leaving my business temporarily and facing my fear of flying, I invite you to join me on this transformative experience of self-discovery and connection. Get ready to explore Bali with me and witness the highs, lows, and everything in between as I embark on this thrilling journey.
Timestamps:
[00:30] - Marc's upcoming trip to Bali: Excitement and nerves.
[03:20] - Kelvin, Marc's friend and travel companion.
[04:00] - Bali plans and Lux Week.
[05:20] - Balancing work and taking time off.
[06:00] - Anticipation of yacht trip and other events in Bali.
[07:10] - Meeting new people from different walks of life.
[07:50] - Excitement for trying Indonesian cuisine.
[08:50] - Nervousness about leaving the business for a week.
[09:40] - Nervousness about flying and turbulence.
[10:20] - Benefits of leaving the business and delegating tasks.
[11:10] - Learning about different cultures in Bali.
[12:00] - Nervousness turns into joy after overcoming challenges.
[13:00] - Balancing the desire for control and traveling.
[15:10] - Preparation: Using Google Fi for international travel.
[16:10] - Considerations when choosing a phone plan for travel.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode of the BetterWallet podcast, I take you on my journey to becoming debt-free and share how it has profoundly transformed my life. Join me as I discuss the challenges, sacrifices, and ultimate rewards of achieving debt freedom and how I am now using my money to shape a better future, make informed present choices, and recover from past financial mistakes.
[00:00] - Podcast introduction
[00:30] - Importance of paying off debt
[01:50] - Living paycheck to paycheck
[02:30] - Challenges faced during debt-free journey
[03:10] - Making short-term sacrifices for long-term prosperity
[04:00] - Setting a goal of becoming debt-free by 2020
[05:10] - Investing for the future after becoming debt-free
[06:00] - Reinvesting money into the business
[06:50] - No longer needing $1,500 for monthly expenses
[07:20] - Understanding personal monthly expenses for starting a business
[12:45] - Investing in health and wellness
[16:50] - Wrap up of the episode
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Welcome back to Part 2 of Marc's journey to discovering and reconnecting with his biological father. Today, Marc recounts his experiences growing up in foster care, meeting his biological mother, and the lingering questions about his true paternal identity. Marc dives into the aftermath of taking the DNA tests, the anxiety that came with that & how he has learned to build relationships with his biological father and create stronger connections to his roots.
Timestamps:
[00:00:00] Introduction to Marc's story.
[00:00:30] Teaser about finding biological dad.
[00:01:30] Marc's preemie birth and assumption of his biological father.
[00:03:00] Visiting biological mom and getting to know siblings.
[00:04:20] Full circle moment of working in Philly near family.
[00:05:20] Curiosity about family background and ancestry.
[00:06:30] Decision to take a DNA test for family information.
[00:07:40] Fear and anticipation before receiving DNA test results.
[00:08:50] Unveiling potential unknown family connections.
[00:09:20] Teaser for part two of finding biological father story.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
This two-part episode of the BetterWallet podcast is a journey unlike any other, as host Marc Russell opens up about his personal life and shares the remarkable story of how he reconnected with his biological father.
In part 1, listeners will be taken on an emotional rollercoaster as Marc recounts his experiences growing up in foster care, meeting his biological mother, and finally discovering the truth about his true paternal identity.
Along the way, Marc highlights the impactful moments that shaped him and ultimately led to finding answers to questions that had been lingering for years. Tune in now and prepare to be captivated by this compelling story of self-discovery!
Timestamps:
[00:00:00] Introduction to Marc's journey
[00:02:00] Assuming who my dad was
[00:03:30] Building a relationship with biological mom and siblings
[00:04:20] Full circle moment
[00:06:00] Curiosity about family background and migration
[00:07:30] Fear and apprehension before taking the DNA test
[00:08:20] Unveiling Pandora's Box
[00:09:10] Don't miss part 2
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode of the Better Wallet podcast, host Marc discusses transitioning from a bear market to a bull market, emphasizing the importance of investing during the bull market phase. He explains the concept of market cycles, shares insights from his background as a financial advisor, and highlights the benefits of staying invested. Marc encourages listeners to take advantage of the current bull market, offering a free class on investing in index funds.
Timestamps:
[00:00:20] Bear-to-bull market transition.
[00:00:50] How to position oneself in the bull market.
[00:01:40] Rich people are buying during market downturns.
[00:02:10] The market works in cycles like a tree.
[00:03:00] Definition and significance of a bull market.
[00:03:30] Bull market during COVID-19.
[00:05:00] Doubling investments during the last bull market.
[00:06:10] The shortest bull market since 1932.
[00:07:00] Joining the investing wave.
[00:08:10] Market is still at an 8% discount from all-time highs.
[00:09:20] Webinar teaching about investing in index funds.
[00:12:10] Seizing opportunities in the bull market.
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode, host Marc Russell interviews guest Jared from DollarFour.org. They discuss the little-known option of charity care, a provision in the Affordable Care Act that allows nonprofit hospitals to waive or reduce medical bills for eligible individuals.
Jared explains how their organization helps patients navigate the complex process and advocates for them to have their medical debt eliminated.
Timestamps:
[07:18] Jared's story
[09:35] Charity Care
[13:05] Figuring out if you're eligible
[16:45] Why aren't hospitals sharing this
[19:35] Taxes on money forgiven
[21:47] Dollar For process
Connect with Jared:
Website: DollarFor.Org
Instagram
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode, host Marc Russell interviews guest Kevin about his journey from growing up in a wealthy community to starting his own investment education company. They discuss the importance of simplifying investing, teaching financial literacy, and navigating the current financial landscape.
Kevin shares valuable insights on investing in index funds, avoiding risky strategies, and investing for children's futures.
Timestamps:
[03:02] Kevin's biggest financial pet peeve
[06:28] Black Wall Street
[08:49] Deciding to get into teaching about money
[11:21] BuildingBread
[15:42] 3 ways to navigate finances in today's world
[19:37] The wrong & right way to invest
[27:11] Investing for your children
Connect with Kevin:
Social media: @BuildingBread
Buildingbread.com
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode of the BetterWallet podcast, host Marc Russell and guest Vince discuss their journeys in overcoming financial obstacles. They emphasize the importance of resilience, adapting to change, and taking control of personal finances.
With insights into the challenging market conditions and uncertain economic climate, they provide practical advice on building wealth, investing wisely, and preparing for potential recessions.
Timestamps:
[00:00] Intro
[02:32] Vince's money mentor
[06:58] School and sports
[11:57] Deciding to get into finance
[14:06] Getting into the real world and navigating money
[17:35] Catching the entrepreneurial bug
[26:30] Advice during a turbulent market era
[31:25] How to prepare for market shifts
[37:35] Overcoming fears and getting into the market
[41:20] Closing and where to connect with Vince
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
In this episode, host Marc Russell and real estate expert David Pere dive into the current state of the real estate market, discussing factors such as interest rates, location-specific dynamics, and population trends. They explore how buying power is affected by these market changes and share insights on evaluating properties and making informed decisions.
Whether you're a first-time homebuyer or an investor, this episode offers valuable information and strategies to navigate the evolving real estate landscape.
Timestamps:
[02:10] Intro
[07:20] Why people rent
[12:00] Benefits of homeownership
[16:50] Factors affecting interest rates
[22:30] Importance of investing in real estate
[26:00] The desire for more land
[29:20] Importance of choosing the right agent
[32:10] Importance of selecting the right lender
[35:00] Avoiding emotional decisions
[37:00] Importance of domain names
Connect with David:
https://linktr.ee/militarymillionaire
The Military Millionaire Planner:
https://www.frommilitarytomillionaire.com/planner-instructions
https://www.frommilitarytomillionaire.com/planner
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
Join Marc Russell and guest Jeremy Schneider on the BetterWallet podcast as they get into life insurance policies. Discover the truth behind the misconceptions and learn how to navigate the complex landscape of insurance.
Jeremy, an expert in personal finance and founder of Personal Finance Club, shares insights from his financial advisor experience. Together, they discuss the importance of life insurance as part of a financial plan, debunking myths surrounding whole life insurance and highlighting the benefits of term life insurance.
Gain valuable knowledge about finding the right policy, red flags to watch out for, and the impact on your financial security. Whether you're a parent seeking peace of mind or looking to protect your loved ones, this episode provides a comprehensive guide to help you make informed decisions about life insurance
Timestamps:
[02:30] Jeremy's story
[08:50] What is life insurance?
[14:25] Two sides to the insurance company coin
[24:40] Whole life is just maximizing their profits
[28:50] Ideal person for term life
Connect with Jeremy:
https://www.personalfinanceclub.com/presskit/
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
In this episode of the BetterWallet podcast, host Marc Russell shares three hacks he used to land his dream job during his ten years of experience in corporate America. With the current job market and 170,000 tech layoffs, it's more important than ever to stand out from the competition. Marc shares practical tips on how to apply from the inside, craft a one-page resume, and prepare for interviews to help you secure your dream job.
Marc advises listeners to connect with someone already working the job they want to apply for, using platforms like LinkedIn. By finding commonality and reaching out for a 5-10 minute chat, this inside connection can potentially provide a referral to HR, increasing the chances of landing an interview. Marc also emphasizes the importance of a concise one-page resume and thorough interview preparation to impress hiring managers and stand out from other candidates.
Timestamps:
[00:18] Intro to the episode and Marc's experience in applying to jobs
[02:30] Apply from the inside
[05:07] Building the relationship
[10:00] Resume do's and don'ts
[16:55] Knowing the company you're applying for
[21:30] Summary
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist ____In this eye-opening episode, Marc discusses the importance of failure in personal growth and success. Drawing from personal experiences in his career, he shares his mantra of "failing forward" as a key principle to learning from mistakes and improving.
Through anecdotes from the lives of well-known figures like Giannis Antetokounmpo, Kobe Bryant, and Michael Jordan, he highlights how embracing failure and learning from it can lead to incredible achievements.
If you've ever felt discouraged by setbacks or wondered how to make the most out of your failures, this episode is a must-listen.
Timestamps:
[00:50] Failure is a part of success
[02:08] Giannis Antetokounmpo Interview
[03:52] Marc's personal journey
[07:23] Improving through failing
[08:33] Success if a combination of all your failures
[08:55] Michael Jordan's success story
[15:10] Taking calculated risks
[17:31] Everyone has to fail before being successful
Connect with Me!
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Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
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—-
In this episode of the BetterWallet podcast, host Marc Russell answers listener questions about money and entrepreneurship collected from his Instagram community. He attempts to answer each question within two minutes. The questions cover topics such as developing a wealth mindset, taking the first step in investing, and Apple's recent entry into the banking space with its buy now, pay later service and high-yield savings account.
Timestamps:
[01:30] Developing a wealth mindset
[06:10] Take advantage of your life experiences
[18:00] Increasing monthly cash flow with side hustles
[19:43] Japanese concept of Ikigai
[22:52] Toughest part of being a business owner
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode, Marc discusses the history of the US dollar as the world reserve currency and its potential future as such. He explains the transition away from the US dollar by the BRIC countries and the potential impacts on the global economy IF the US dollar were to lose its status as the world reserve currency.
Timestamps:
[02:50] How the US Dollar became the world currency
[06:50] What the BRICS (Brazil, Russia, India, China) are developing
[11:50] What happens if the US dollar is no longer dominant
[17:40] The $25 trillion international opportunity
[20:00] What international funds to consider
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode of the BetterWallet podcast, host Marc Russell interviews Leandra Peters, founder of Female in Finance. Leandra discusses whether college is worth the investment and shares her financial struggles.
Leandra shares a life-changing assignment that made her reconsider pursuing a career as an attorney, while Marc talks about how college helped him escape poverty. The conversation also delves into the importance of being financially prepared for emergencies as Leandra shares her experience with a health crisis that depleted her savings.
Timestamps:
[04:45] When would you stop aging
[07:35] Learning her first money tip
[11:38] Journey to college
[13:21] Why college wasn't for her
[15:38] Dr. Marc
[19:13] Leandra's financial struggles came from a health scare
[24:55] Investing and Building Wealth
[27:47] 3 steps for new investors
Connect with Leandra:
Instagram
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In this episode of the BetterWallet podcast, host Marc Russell interviews Ali Swart, a Certified Financial Planner, mother, and wealth management executive. Ali shares her journey of breaking generational curses in finance and parenting, how she invests for her children, and her path to success in the corporate world.
Certified Financial Planner Ali Swart discusses breaking generational curses in finance and parenting and her path to success in the corporate world on the BetterWallet podcast.
Timestamps:
[06:08] One meal for the rest of your life
[08:05] Ali's view of money growing up
[12:00] College journey into finance
[14:28] Getting into corporate finance
[17:22] Making history
[24:24] Investing in kids
Connect with Ali:
LinkedIn
Connect with Me!
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Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode of the BetterWallet Podcast, Marc chats with Shannon, who shares her journey from working at a Big Four accounting firm to building her own business, Fitnancial Solutions.
She discusses the importance of starting your business before you're miserable in your current job, the power of networking, and the mindset necessary for success as an entrepreneur.
Marc highlights the importance of serving the right people and making money a byproduct of doing the right things.
Timestamps:
[04:13] Choosing your superpower
[05:55] What did you want to be growing up
[08:26] From Spanish teacher to an accountant
[14:07] Travelling and gaining experience
[20:46] Nothing is ever for the rest of life
[26:33] Building a business to allow her to quit her 9-5
[32:02] Moving to Costa Rica
[36:59] Living your life while you're building
Connect with Shannon:
Services: https://www.fitnancialsolutions.com/accounting
Instagram: https://www.instagram.com/shannonkweinstein/
Keep What You Earn Podcast: https://www.keepwhatyouearn.com/
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode of the BetterWallet Podcast, Marc Russell talks with Jhanilka and Anthony Hartzog, founders of The Hartrimony, about their debt-free journey, how they built their thriving cleaning business, and the importance of treating yourself through the process!
The Hartzogs share how they built a successful cleaning business and paid off a massive amount of debt. They discuss the business model, their success in helping contractors and customers connect, and how they've built their business into a revenue-generating platform. The episode also delves into Jhanilka and Ant's journey to becoming debt-free and how they celebrated once they reached their goal.
Timestamps:
[05:07] What old fashion trend would you bring back?
[07:45] Viewpoint of money growing up
[11:31] Balancing your debt payoff while enjoying the journey too
[15:42] Why a cleaning business?
[19:06] Student success
[22:18] Paying off $114,000 in debt
[25:29] Setting goals along the way
[27:26] How are you enjoying financial freedom?
[29:50] Lessons from paying off debt that roll over into entrepreneurship
Connect with the Hartzogs:
Course: https://www.cleaningbusinessuniversity.com/
Instagram: instagram.com/thehartrimony
More Than A Side Hustle Podcast: https://podcasts.apple.com/us/podcast/more-than-a-side-hustle/id1600737639
Youtube: Youtube.com/thehartrimony
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resources!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode of the BetterWallet Podcast, Marc chats with Darius Smith, Founder of Wealth Is My Worth, about automating your investments and savings.
Darius shares his personal story of paying off $170,000 of debt and building a successful investment portfolio using automation techniques. Darius explains how automation can take the decision-making process out of investing, allowing individuals to build wealth without realizing it.
Timestamps:
[05:15] Darius's reason behind his company, Wealth Is My Worth
[08:11] Automation and its role in building wealth
[10:27] What technologies to use for budgeting & wealth building
[15:14] How to automate your pay with a W-2 job
[16:34] How to set up and automate accounts for your
[18:13] The impact investing accounts have on student aid
[21:40] Books to improve your finances and automate you wealth
Connect with Darius:
FI Workshop: https://www.wealthismyworth.com/workshop
Live Course Application: https://calendly.com/wealthismyworth/vip/
Social Media:
https://www.instagram.com/wealthismyworth/
https://www.tiktok.com/@wealthismyworth
https://www.youtube.com/channel/UC7CHLKWzse4yPvOx8dvYYLw
https://www.linkedin.com/groups/13923546n
Connect with Me!
Instagram: @BetterWallet
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Twitter: @TheBetterWallet
YouTube: @BetterWallet
Check out my resouces!
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode of the BetterWallet Podcast, Marc chats with Nika Booth, Founder of DebtFreeGonnaBe, about getting out of $189,000 of debt and the state of student loan forgiveness.
Student loans and the debt they cause are wreaking havoc among millions of individuals. Some, like Nika Booth, have escaped their debt despite the odds against them. Today, Nika shares just how she got out of a mountain of debt and all she has learned about student loans and student loan forgiveness
Timestamps:
[06:54] Nika's view of money growing up
[10:09] Nika's college education journey
[14:17] How Nika attacked her six-figure debt
[17:05] Nika's journey to debt freedom
[19:14] How to design the perfect budget that fits YOU
[22:06] Public Service Loan Forgiveness 101
[29:30] Impact, impact, impact!
[36:19] Three actionable tips to consider!
Get Nika's free PSLF guide here: pslfguide.com
Follow her at debtfreegonnabe on IG and Tik Tok
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode of the BetterWallet Podcast, Marc explains the three times he took frugality too far.
Marc is all for saving, investing, and paying down debt as fast as you can. But he has seen how being too frugal can put you in danger or unhealthy situations. Today, he shares what he did that he doesn't recommend when trying to be frugal.
Timestamps:
[02:50] Hindsight is 2020
[04:02] Getting hot in here
[09:13] Crisis with the lack of financial literacy
[10:03] Living in Jumanji
[16:45] Pay for comfort
[19:23] Reviewing Marc's three mistakes
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Click Here To Join The Financially Bulletproof Investing Course!
Click Here To Download my Free Financially Bulletproof Checklist
—-
In this episode of the BetterWallet Podcast, Marc explains the top three money moves you should make before becoming your own boss and quitting your current 9 to 5.
He worked in corporate finance for almost 10 years before making the nerve racking jump, so he will give you some tips to make the jump seem more like a small leap!
Timestamps:
[01:16] Review from a fan
[03:48] Understand your finances
[07:51] Make sure you have a safety net
[10:39] Taxes and keeping business and personal finances seperate
[15:00] Importance of using a bookkeeper and not feeling ashamed with your record keeping
[16:24] Quick summary of the 3 money moves to make before going full time in your business
[17:22] When to make the jump into full time entrepreneurship?
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
Join the Financially Bulletproof family!
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In this episode of the BetterWallet Podcast, we dive into why people take money out of their 401k to pay for expenses like concert tickets. Marc explains the top three reasons you should avoid this financial trap and the consequences of doing so.
[01:25] Bloomberg article on people taking money from their 401ks
[02:43] Rules on taking money out of your 401k
[05:09] Financially Bulletproof
[06:17] Taxes on your 401k withdraw
[10:18] 401k Loans
[15:00] Possible pitfalls of leaving your job after taking out a loan from your 401k
Connect with Me!
Instagram: @BetterWallet
TikTok: @BetterWallet
Twitter: @TheBetterWallet
YouTube: @BetterWallet
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Financially Bulletproof Checklist - financesincheck.com/checklist
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In this episode, Marc talks about a High Yield Savings Account (HYSA) and the importance of saving money. He shares their favorite HYSA options and explains how to open one. Marc will also discuss how an HYSA can be used to save for events you might want to attend. And he explains the challenge of affording expensive tickets and how Americans tend to use credit cards to pay for things and later collect interest. He will educate the listeners on the dangers of this mindset and offer a plan to avoid financial regret.
[03:08] Challenge of purchasing event tickets
[05:00] Well-planned spending
[05:20] HYSA
[08:10] What to look for in HYSA's
[14:00] Ally Bank HYSA
[17:05] Goldman Sachs HYSA
Connect with Me!
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TikTok: @BetterWallet
Twitter: @TheBetterWallet
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In this episode of the BetterWallet Podcast, host Marc Russell breaks down the FIRE movement, which stands for Financial Independence Retire Early. He discusses the origins of the movement, how he first heard about it, and how listeners can join the movement and retire early.
[02:28] What is FIRE?
[04:40] Marc's introduction to the FIRE movement
[06:50] Knowing your numbers
[09:00] Challenges with the FIRE movement
[12:00] Figuring out FIRE number
[14:55] Investment Account to Use
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In this episode, we'll dive deep into how you can help your kids get a head start on retirement. To help break down the rule change, I want to bring on one of my buddies.
His name is Ryan Francis. Ryan is an online finance creator where he drops all kinds of helpful money tips, and he's also the co-founder of HomeDime.com, which connects top realtors and lenders to homebuyers, which is pretty cool. He's been featured in Forbes, CNBC, The Today Show, and Bankrate.
[06:28] Ryan's childhood and family memories of money
[11:57] College life and frugality
[20:51] Saving money and paying down debt
[24:23] Long-distance relationship was the best education
[25:58] The right way to pay down debt, save, and invest
[29:28] Getting into real estate
[35:31] Don't take home buying lightly
[40:28] 529 changes
Connect with Ryan
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In this episode, Marc shares all about Secure Act 2.0. You will learn about the latest changes to the retirement investing landscape in the United States with the Secure Act 2.0, including the impact on RMDs, catch-up rules, student loan repayment, and the option for employers to use Roth dollars for matching contributions.
[01:00] Introduction to the Secure Act 2.0 and its purpose.
[02:00] Explanation of the legislative process and the role of Congress.
[03:00] Mention that the changes will go into effect in 2024.
[04:00] Explanation of RMDs and potential changes to the rules.
[09:00] Introduction of the option for employers to use Roth dollars for matching contributions.
[10:00] Mention that the Roth dollars used for matching will be 100% vested.
[11:00] Explanation of vesting schedules and the impact on employees.
[12:00] Discussion of the financial impact of the 100% vesting on Roth dollars.
[13:00] Calculating how much money an individual could have in a Roth 401k after 30 or 40 years.
[13:00] Information on how to learn more about the changes in the Secure Act 2.0.
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Welcome to the Better Wallet podcast! In this episode, we'll discuss how to plan for the new year and budget for your 2023 financial goals.
We'll cover topics such as setting financial goals, creating a budget plan and finding ways to save and invest. Whether you're looking to pay off debt, save for a down payment on a house, or improve your overall financial well-being, this episode has something for you.
Tune in to learn practical tips and strategies for planning and budgeting for a successful 2023.
[00:00:23] Importance of budgeting and how it helped the speaker pay off $80,000 of debt and invest
[00:01:11] Life update
[00:04:10] Importance of budgeting and knowing where your money is going
[00:08:07] Tips for creating a budget plan, including setting financial goals and tracking expenses
[00:14:40] Credit card debt and the importance of paying it off
[00:17:00] Discretionary income and its role in paying off debt and reaching investment goals
[00:18:00] Reducing variable expenses as a way to increase discretionary income
[00:19:32] Importance of emergency savings and how to build it up
[00:22:05] How budgeting helped Marc pay off debt and reach financial goals
[00:23:53] Recap of critical points and invitation to join the speaker's budgeting course.
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In today's episode, Marc brings on Ryan Bakke, a CPA, to discuss how W2 employees can prepare for tax season.
Ryan recommends using software to self-prepare basic tax returns and suggests seeking the help of trained professionals at places like H&R Block if you don't feel confident doing it yourself. Ryan also emphasizes the importance of being aware of credits and deductions that may be available, such as the child tax credit, education credit, 401K deductions, and HSA deductions. Ryan also suggests that listeners review these potential credits and deductions when preparing their tax returns to avoid missing out on potential savings.
[03:24] Software to help with taxes
[05:25] Potential tax credits
[13:00] Tax mistakes entrepreneurs make
[16:00] S Corp or LLC?
[19:26] Creating different investment accounts
[21:34] Keeping track of all your expenses
[24:09] Shifting to a lower tax bracket legally
More from RyanLearn like a CPA Show
5 helpful tools for real estate investors
Facebook Group
The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success.
In this episode, Jacent Wamala discusses the importance of calculating and understanding one's financial situation, particularly their net worth. She mentions that some people may try to avoid looking at their numbers, but it is necessary to make changes and improve one's financial situation. Jacent personally wanted to achieve financial freedom and the ability to travel as she pleased, and saw calculating her net worth as a necessary first step towards this goal. She encourages others to consider their financial goals and ask themselves, what if they could achieve them?
[2:24] Jacent's life guarantee choice
[4:07] Money memories growing up
[7:01] Moving to Las Vegas
[8:53] Debt-free journey
[13:44] DART goals
[16:40] Financial Freedom Formula
[20:06] Roadblocks to financial freedom
[28:47] Success is an uncomfortable journey
[37:04] Estate planning
[38:46] Seeking mentors
More from JacentInstagram
Website
The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success.
In this episode, Marc talks with Hassan Thomas, the founder and owner of FYI FLI, a company that helps professionals become financially literate. Hassan is also a certified personal finance educator and the host of his own podcast with the same name.
Marc and Hassan discuss financial coaching, Hassan's upcoming book, and their personal experiences with money. Hassan shares a story about his business-oriented approach to money management, even at a young age, and how he has seen the importance of financial literacy among his peers. The episode ends with a discussion about the importance of budgeting and the role it plays in financial success.
[1:15] Hassan's Karaoke Choice
[2:04] Money memories growing up
[3:20] How a football injury led to his financial career
[5:35] Learning from his father
[9:31] ETFs & REITs
[15:53] College to COVID
[17:11] Mindset is a huge factor
[21:04] Recession journeys
More from HassanSocial Media
Website
In this episode of the Better Wallet podcast, host Marc Russell interviews nine-to-five negotiation expert Mandi Woodruff. Mandi shares her expertise in negotiating for a higher salary, better job opportunities, and tips for achieving financial success. Tune in to learn how to take control of your career and make more money!
[2:40] Mandi's most embarrassing fashion trend
[6:08] Money memories growing up
[7:41] Learning negotiation
[11:11] How to get a promotion
[14:49] How to negotiate salary
[19:46] Increasing benefit packages
[23:50] Navigating the new job hiring landscape
More from MandiMandiMoney.com
Brown Ambition Podcast
Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.
Today, we have Tess on the line. She's a financial coach who helps professionals build wealth through their 401ks and beyond and also is the founder of Wealth with Tess online.
[2:02] Who would play you in a movie?
[3:47] Learning money from divorced parents
[6:57] Tess's path to Wealth with Tess
[11:28] Investing tax advantages
[22:28] Start investing in 401k
[24:18] Disagreeing with Dave Ramsey
More from TessWealth with Tess
Money Confidence
Tess on Instagram
Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.
Today we have my guy on the line, Chris Corinthian. And he is one of the coolest guys I've ever met in Atlanta and my entire life. Chris is a speaker and a financial coach. He's the owner of the Fin Lit Guy online, where he helps students graduate debt-free with money in the bank, right?
Because a lot of people graduate with debt. Some people graduate debt free, which is the goal. And then he's taken another level beyond that where he wants to help people graduate debt-free with bread in the bank. Chris is also the author of the book everyone has been talking about, The Financial Literacy 101 for College Students, where he helps people find money, helps people budget money, and grows their money.
[03:50] What song would you choose for karaoke?
[04:25] How Chris paid for school
[12:28] Helping others navigate college finances
[15:49] Paradigm shift when it comes to scholarship searching
[19:56] Building different income streams
[37:28] Automated vs. Passive income streams
More from ChrisFin Lit Book
@thefinlitguy on Instagram
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Welcome everyone to the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about the mystifying topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.
Today we have Tashieka Ma'at from Jam Wealth. Tashieka is a money management coach, certified financial educator, and a PMP project management professional. She's also a mother of four and a first-generation Jamaican American.
[01:42] If you could only have 3 apps, what would they be?
[07:02] Tashieka's college experience; the first in her family to go
[11:33] What are variable expenses within a budget?
[15:01] More money isn't the answer
[19:03] Tashieka's wealth journey
[26:20] Tools to help you manage finances
More from TashiekaInstagram
Spending Plan & Networth Tracker
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Welcome everyone to the next episode of the BetterWallet podcast. As you guys know that the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.
Today, we have Sonia Castelan on the podcast. And we are excited to have her here to talk a little bit more about tax management, specifically for people who have businesses that don't have record-keeping or that have bookkeeping but don't know what they need to do to avoid Uncle Sam legally.
This is the person you need to be talking to, and if you don't know who she is, she is a first-generation Latina ex-tax professional, and she is helping people of color. In short, she's a fantastic tax professional.
(2:14) Would you rather lose your money or pictures?
(5:05) Components of proper bookkeeping
(8:59) Getting into the world of taxes
(14:14) Managing taxes advice
(18:10) Limit your tax payments
More from Sonia:
Instagram - https://www.instagram.com/castelantaxservices/
Free Consultation
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Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money; sharing powerful money stories from people who truly beat the odds and found financial success.
Today on the line we have Rahkim Sabree and he is everything that you could imagine a financial coach should be. He is a author and a speaker as well as. I listened to him speak at FinCon and he completely blew me away. I had so many notes that took down from him and all the other speakers. He is a financial coach. And he's been featured in endless amount of publications.
Rahkim really opened up my eyes to a topic that we don't talk enough about. And that's financial trauma. We'll get into that today. We'll talk about what that means and how you can kind of navigate that if you're kind of going through the same thing.
- If you could bring back one fashion trend what would it be? (00:01:35)
- Rahkim's childhood growing up (00:04:27)
- Figuring out personal finances (00:10:07)
- Experiencing financial trauma (00:15:26)
- What is financial trauma? (00:22:27)
More from Rahkim:
Linktree - https://linktr.ee/RahkimSabree
Instagram - https://www.instagram.com/rahkimsabree/
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Welcome, everyone, to the next episode of the BetterWallet podcast. The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success. Today, we have the one and only Chris Browning on the line.
And if you don't know who Chris is, he's an amazing person inside and out. He is the host of the famous, in my opinion, popcorn finance. He is a business owner, and he used to work a day job as a financial analyst. And I just found out a few months ago he quit his job, though kudos to you
Find Chris on social @popcornfinancepodcast
Or check out his website!
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Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that genuinely beat the odds and found financial success.
Today we have Naseema McElroy on the line. And if you don't know who she is, you better get to know her. She is a labor and delivery nurse, mom, and author of the book Smart Money. On top of that, she owns the Financially Intentional page on Instagram, where she helps professionals become financially independent.
Find Naseema on social @financiallyintentional
Or check out her website!
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Today is a timely and important episode, we're going to talk about student loan debt relief, the hot topic of the quarter that I know all you guys are thinking about.
And today we have a very special person on the line, Tony Aguilar. If you don't know who Tony is, you better find out. He's the CEO and founder of Chipper. Outside of running this really powerful app. I appreciate Tony's involvement in mentoring and being an active voice in the tech community, especially for other Latinos and Latinas in tech.
His company, Chipper, has been featured in almost every publication because of how great the app is. From Bloomberg, TechCrunch, Business Insider, Fast Company, Forbes, CNBC, and many more.
Excited to have him on the line to talk about student loan debt relief and how to build a plan for your student loan debt so that you can pay it off faster.
Connect with Tony
Get the Chipper App
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As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing power from money stories from people who truly beat the odds and found financial success.
Today, we have Allea Grummert on the line, and she's here to talk to us about email marketing. Allea is a marketing strategist and a conversion copywriter. She helps online business owners make a lasting first impression through automated welcome and nurture sequences that engage readers build brand loyalty, and optimize conversions for sales and site traffic. So that's a mouthful. She's like really, really good at building high-quality emails for business owners.
I'm excited to have her on the podcast to discuss her journey as a business owner and how she helps other business owners optimize their businesses.
More from Allea:
- https://www.duett.co/resources
- https://www.duett.co/roundtable
- https://www.duett.co/services
- https://www.duett.co/call
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Welcome everyone to the next episode of the barrel wallet podcast. As you guys know by now, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.
Today, we have my guy on the line, Jose Hernandez; we've been connected for maybe a couple of years. And you know, during the pandemic, I was looking for people online who were sharing financial knowledge. And you know, Jose and I connected, and you know, luckily, we're able to grow our accounts at the same time and grow our businesses and eventually be able to quit our full-time jobs, which is cool.
And this is kind of weird, but not many people have the background that we have as it relates to being in the financial world. So Jose, like me, was a licensed financial advisor, and we said, hey, we're done with this Wall Street stuff, let's jump in and help people out that aren't multimillionaires. So it's been cool to connect with people like Jose.
- If you could travel anywhere in the world, where would it be? (00:02:14)
- Jose's story (00:05:04)
- From college to wealth management (00:12:12)
- 3 things to keep in mind during a recession (00:16:56)
- What to look at during a "dip." (00:26:22)
- Taking advantage of lower prices (00:32:55)
More From Jose:Instagram @thejoserafaelhernandez
Here’s my free 5-day investing challenge:
https://www.myfinancialu.com/free-challenge
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www.myfinancialu.com/freebook
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You guys all know what the BetterWallet podcast is all about. It's all about helping you demystify the topic of money and sharing powerful money stories from people that truly beat the odds.
Today, we have my guy, Jon Schoeller, on the line, and he's here to talk more about real estate. We'll talk about foster care, adoption, and just FI/RE in general; Financial Independence/Retire Early. And we're just going to have a great time talking about money.
- If you could name one thing you've spent a lot of money that you would buy again what would it be? (00:01:40)
- Jon's background and how he started his moving business (00:05:15)
- Funny story about how Jon met his wife (00:14:13)
- Merging of two lifestyles (00:16:15)
- What is a Roth IRA and why is it important? (00:18:44)
- Why getting around the right people matters (00:22:50)
- Ways to get around the people you need to in order to be successful (00:25:43)
- Starting the Foster parent journey (00:34:16)
- The struggles of being a foster parent (00:53:55)
More From Jon:
My Instagram: https://www.instagram.com/thefrugalinvestor
The Schoeller Family Youtube: https://www.youtube.com/c/theschoellerfamily
More Than Money Community: https://launchpass.com/more-than-money/morethanmoney
My Real Estate Youtube: https://www.youtube.com/c/JonSchoeller
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Welcome everyone to the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds, whatever that might look like for you, and found financial success.
Today, we have my guy on the line, Ian Group from Ian Builds Wealth. And if you don't know who he is, he's a business owner, a husband, and an investor. He specializes in helping people budget, pay off debt, and invest.
And before this recording, I didn't know that Ian was also a real estate attorney, which is dope. And another fun fact about him is he used to be an actor. I don't know if he's still acting now. But he used to be, and we'll get into that during the podcast.
What is the one thing Ian spent lots of money on that he would do again (00:01:51)
Ian's childhood growing up (00:04:52)
Paying off $190,000 of debt (00:10:53)
Ian begins helping others (00:15:03)
Getting on the same page financially with your wife (00:21:47)
Starting a business (00:22:24)
More from Ian:
Build Wealth Tools - https://www.ianbuildswealth.com/buildwealthtools
Youtube - https://www.youtube.com/ianbuildswealth
Instagram - https://www.instagram.com/ianbuildswealth/
How I paid off $20k in credit card debt - https://www.youtube.com/watch?v=c-Z411mtaI0&t
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As you guys know that the podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds, whatever that might look like, for them, and found financial success today is just me.
So I'm not going to have anyone on the line, just me. I wanted to dive deeply into my experience at Vanguard, specifically my experience in the 529 departments, where we help parents and grandparents save and invest for their kids and grandkids. So I wanted to talk through that.
If you guys have listened to episode number one, you know, my backstory, you know, when my adopted father passed, he didn't have a 401 K, he didn't leave any money to us, he didn't have your brokerage account, he didn't have an IRA. And why I wanted to do that because I started getting a lot of questions recently about you being so passionate about investing for kids. Do you have any kids? And I'm like, No, I love teaching people how to invest for their kids.
Because of that, we didn't have his income when he passed away. And we also didn't have an estate plan; no money was given to us. It was no life insurance; there's no nothing. So because of that, one part of BetterWallet that I'm very passionate about is teaching people how to invest in their kids. So let's get into it.
Dealing with the student debt crisis (00:04:37)
Marc's experience with Vanguard and the 529 department (00:07:46)
Startting a 529 account (00:11:13)
Cool 529 features (00:20:12)
Other ways to invest for your kids (00:24:02)
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Welcome to theBetterWallet podcast, hosted by Marc Russell. The BetterWallet podcast is all about demystifying the topic of money. We share powerful money stories of people who truly beat the odds and found financial success.
In today's episode, we've brought on Anne-Lyse Ngatta to talk to us about entrepreneurship. Anne-Lyse is a mother, wife, CPA, podcaster, freelance writer, business coach and connector. But that's not it! She's also an author and founder of Dream of Legacy and theALW Agency. Her mission is to help normalize black wealth. Let's get ready to dive in and learn about Anne-Lyse's journey to entrepreneurship.
Where would you travel if you could go anywhere? (00:03:19)
Anne-lyse getting the entrepreneurial bug (00:05:40)
Preparing kids for entrepreneurship (00:13:39)
Going from a 9-5 to full time entrepreneurship (00:18:19)
Building a Brand (00:25:25)
More from Anne-Lyse:Visit ALW Agency or Dream of Legacy to connect with Anne-Lyse.
Click here to get Anne-Lyse's book.
Check out her podcast.
Find and connect with Anne-Lyse on Twitter or Instagram.
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Welcome back, everyone, to theBetterWallet podcast, with your host Marc Russell. As you might already know, the BetterWallet podcast is here to demystify the topic of money by sharing powerful money stories of people who truly beat the odds and found financial success.
In today's episode, we're joined by Brendon Rodney. He takes a break from dusting people on the track to come and chat with us about his journey to become an Olympic world champion. Brendon is a Canadian sprinter, a track and field star, a two-time Olympic medalist, and a 2022 4 x 100-meter relay world champion.
Brendon's definition of success (00:03:14)
Family and college history (00:06:09)
Sports was the end goal, not corporate (00:10:59)
Becoming an Olympian (00:12:43)
What were the emotions winning a medal for your country (00:15:26)
What was it like competing as a team to win? (00:19:41)
Athletes and compensation (00:24:47)
Future projects and where to connect (00:37:45)
More from Brendon:@buckkyjr on Instagram
@RodneyGetEm on Twitter
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Welcome everyone to the BetterWallet podcast. As you guys know by now, that BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds, wherever that might look like, and eventually found financial success.
Today we have Dr. Mariah White. I thought I knew who she was until I did a Google search. And I'm like, okay, I don't know everything she does. But I'm going to try to sum it up. She's a mother, wife, life coach and, business mentor, motivational speaker, fellow podcaster. As I learned today, have you ever been around anyone who just like truly brightens the room when she speaks? This is Mariah. She is super enlightening. If you go to her Instagram page, you will learn a lot about life. She provides an amazing perspective on how to navigate life. And if I could just sum her up in one word, I'd say wisdom.
Dr. White's definition of success (00:01:41)
Growing up in a military family and being homeless (00:04:11)
No parental help for college (00:07:50)
The crushing weight of her debt (00:11:01)
Why you should pay off your debt ASAP (00:14:14)
What it means having multiple streams of income (00:17:32)
Becoming financially secure (00:20:33)
Mariah's why (00:22:00)
More from Dr. White:@DrMariahWhite on Instagram
Your Life Matters Podcast
Born to Shine Mentorship
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Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about helping to demystify the topic of money and helping to share powerful stories from people that truly beat the odds. However that might look like for you. And how they went off and found financial success.
Today we have my brother on the line, Sam Dolcine; this is my first time seeing his last name. I'll call him Sam from the Black Real Estate Dialogue. Sam and I have been connected for a while. We have worked on plenty of different projects together on Instagram. And I wanted to bring him onto the podcast to talk more about real estate and his story. If you don't know who he is, Sam is, in my opinion, a real estate guru. And he focuses on helping new real estate investors get into the market.
Sam's story (00:02:19)
What financial habit changed the game for Sam (00:03:40)
Using the Mint app (00:05:35)
Sam's progression into a Real Estate Guru (00:09:23)
Investing out of state (00:10:40)
Finding property managers (00:12:43)
Getting into real estate for less than you might think (00:16:11)
Utilizing the NACA and what it means (00:19:24)
Is now a good time to invest? (00:21:24)
Figuring out real estate by the numbers (00:23:28)
More from Sam Dolcine:
Website, resources & courses - https://www.blackrealestatedialogue.com/links
Mortgage Calculator- https://usmortgagecalculator.org/
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We're back with another episode of the BetterWallet podcast. As you may know, the BetterWallet podcast with Marc Russell is about demystifying the topic of money and sharing powerful money stories of people who truly beat the odds and found financial success.
Today, we're excited to be joined by Joel B. from @debtfreejoel. Joel is thirty-nine years old. He is a C.F.A. Charted Financial Analyst, a C.I.P.M. Certified Investment Performance Measurement, and has an M.B.A. Masters Of Business Administration. Joel is a financial coach and is one hundred percent debt free.
What is 'Defining Wealth' all about? (00:01:51)
If you could live anywhere in the world where would it be? (00:03:22)
Tyler's view of money growing up (00:05:58)
Learning about investing and getting into real estate (00:08:02)
What is MLS? (00:19:42)
What to look at when getting into real estate (00:22:19)
Tyler's goals for the next 10 years (00:24:51)
Where to go if you want to get into real estate (00:29:59)
Connect with Joel:https://www.instagram.com/debtfreejoel/?hl=en&__coig_restricted=1
https://www.youtube.com/c/DEBTFREEJOEL
Richest Man In Babylon - https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/1505339111
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Welcome everyone to the next episode of the BetterWallet Podcast. As you guys know, by now, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds.
Today, we have someone very special on the line. Tyler Wright from Finding Wealth. Tyler is a good friend of mine, a colleague, a fellow retired sales professional. And he's here today to talk about his story and his journey in real estate. Welcome, Tyler.
What is 'Defining Wealth' all about? (00:01:51)
If you could live anywhere in the world where would it be? (00:03:22)
Tyler's view of money growing up (00:05:58)
Learning about investing and getting into real estate (00:08:02)
What is MLS? (00:19:42)
What to look at when getting into real estate (00:22:19)
Tyler's goals for the next 10 years (00:24:51)
Where to go if you want to get into real estate (00:29:59)
Connect with Tyler:
Financial Freedom Masterclass
http://definingwealthonline.com/financial-freedom-masterclass/
Real Estate Course
https://definingwealth.thinkific.com/courses/first-deal-to-freedom
Free Real Estate Deal Calculator
https://cheerful-motivator-7904.ck.page/3acfd236d4
Free Book List
https://cheerful-motivator-7904.ck.page/fa64926c6e
Follow Me on Instagram! (90k+ Followers)
https://www.instagram.com/defining.wealth/
Follow Me on Twitter! (17k+ Followers)
https://twitter.com/DefiningWealth
Follow Me on TikTok! (60k+ followers)
https://www.tiktok.com/@defining..wealth
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We are pleased to have Lauren with us on today's show. Lauren is a personal finance coach at @moneywithlauren. She is also a hiker who has trekked all the way from Georgia to Maine. Whoa! When Lauren isn't busy hitting the trails, she is hard at work with coaching others on how to manage their personal finances.
Lauren is an accountant. She graduated from college and obtained her CPA. Upon graduation, she found a good job with reasonable money but later found out that she couldn't manage that money. After feeling burned out and ready for a change, Lauren decided the time was right now to get her personal finances straightened out. So Lauren ventured out on a journey that steered her towards debt freedom and the great outdoors.
Lauren's introduction (00:01:48)
If you won the Billion Dollar Jackpot what would you do with it (00:04:33)
Paying off her debt (00:07:17)
How she decided to transition into helping others (00:11:50)
Hiking the AT trail (00:13:45)
Biggest misconceptions about hiking (00:17:25)
Instagram: https://www.instagram.com/moneywithlauren/
Youtube: https://www.youtube.com/channel/UCaT7dp-tg2kvNreAcmzqPwg
Anyone interested in learning more about my coaching program can book a discovery call here: https://calendly.com/moneywithlauren/30min
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Wouldn't it be cool to have superpowers? Imagine if you could lift things with your mind or even fly. That would be so cool, wouldn't it? Imagine what you could only do with the power to move things, for instance, if you get stuck in traffic behind someone who doesn't want to do the speed limit. Imagine being able to lift cars out of the way at will.
In this episode, we may fantasize and dream about having El's powers from the Stranger Things series. Still, when it comes to topics like paying off debt and finding financial success in freedom, there's no fantasy there. It's a reality, and our very own Chloe Daniels has made it one for herself. Let's buckle up and get ready to hear Chloe's story of how she became Clo Bare Money Coach. This is going to be a fun and exciting episode. You won't want to miss this.
If you could have one superpower, what would it be and why? (00:02:41)
How did you view money growing up? (00:10:26)
Chloe in China (00:19:52)
From 9-5 to Money Coach (00:22:48)
The wake-up moment (00:41:36)
Getting personal to grow (00:43:40)
How she got started beyond searching Google (00:50:23)
Navigating today's market (00:55:43)
Find Clo Bare on social @clobaremoneycoach
Grab your free money guide here: https://www.thelazyinvestorscourse.com/guide
Join Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar
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Welcome everyone to the BetterWallet podcast. The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories of people who truly beat the odds and found financial success. Today we have the great Raquel Curtis on the line from the Boujee Banker. Raquel is an entrepreneur, a mother of three, and the owner of multiple businesses. She teaches others how to use tools such as budgeting, learning to invest, and creating thriving businesses for the long haul. Get ready because you're going to want to tune in to this one.
Best thing Raquel has spent money on? (00:01:57)
What investment accounts could you put extra money into (00:05:49)
Raquel's view on money growing up (00:07:02)
The evolution of The Boujee Banker (00:11:17)
Living Boujee and Balanced (00:22:08)
Investing during high inflation periods (00:24:50)
New investors focus on these areas (00:28:03)
Investment funds for kids (00:31:53)
Having ownership of the game (00:35:13)
Grab Your Signed Copy of Mastering Your Money Mindset https://www.beboujee.com/masteryourmoneymindsetbook
Connect with The Boujee Banker on IG:
https://www.instagram.com/theboujeebanker_
Connect with The Boujee Banker on TikTok:
https://www.tiktok.com/@theboujeebanker
Subscribe to The Boujee Banker's Youtube:
https://www.youtube.com/beboujee
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As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Ali & Josh, better known as The FI Couple!
One couple that truly found financial success is Ali and Josh from the FICouple. Ali and Josh are a power couple! They are real estate investors, financial educators, and all-around great people to grab a beer with and talk finances. Today, Ali and Josh will be sharing their inspiring story of how they went from broke and in debt to real estate investors. Are there any couples out there? You're going to want to tune into this one.
What's the best piece of advice you've ever received? (00:02:20)
Money views growing up (00:07:28)
Coming together and figuring out their finances (00:10:13)
How did Ali & Josh get into Real Estate? (00:13:27)
Strategy for buying Real Estate (00:16:21)
Benefits of House Hacking (00:19:46)
Finding the right tenants (00:22:27)
What would Ali & Josh's past selves say about where they are now? (00:27:37)
Exciting future plans for Ali & Josh (00:29:29)
IG: https://www.instagram.com/theficouple/
Twitter: https://twitter.com/theficouple
Website: https://www.theficouple.com/
EBook: https://theficouple.gumroad.com/l/vzXTC
Private Real Estate Community: bit.ly/JoshandAli
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As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Ronnie Goode, founder of Rhythm Accounting.
Ronnie is a CPA if you guys don't know what that is. He's really smart. He's a certified public accountant and has his business, where he helps business owners create financial independence by saving money on taxes.
What's the best piece of advice you've ever received? (00:01:17)
Ronnie's story and view on money growing up (00:06:10)
College journey (00:11:16)
Life after undergrad (00:19:48)
Starting Rhythm Accounting (00:26:20)
Where to start with bookkeeping (00:29:36)
When and how you should file for a business entity (00:35:57)
S Corp vs LLC (00:38:34)
Follow Ronnie Goode:
Facebook: https://www.facebook.com/rhythmaccounting
Instagram: https://www.instagram.com/rhythmaccounting/
Twitter: https://mobile.twitter.com/rhythmaccountng
Tik Tok: https://www.tiktok.com/t/ZTdKLBQ5x/
1 on 1 Consultation: https://rhythmaccounting.as.me/schedule.php
Website: https://www.rhythmaccounting.com/
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As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Travis Hornsby from Student Loan Planner. We have had so many people saying,"We went, Travis. We went to learn from Travis through the podcast." So, If you're not familiar with Travis, as I mentioned, he is the founder and CEO of Student Loan Planner.
We started at Vangaurd together through the same program and really hit off. Not only just studying together and like trying to learn from each other, but also just going out and getting drinks and just having a ball. And Travis taught me a lot about the FIRE movement and like being more frugal, and like managing money and all that stuff. So a smart guy, but also very down-to-earth.
What's the best piece of advice you've ever received? (00:02:23)
Travis's story (00:05:31)
Life lessons from grandparents that are still used (00:09:40)
Overall money management experience growing up (00:10:47)
Retiring from corporate America (00:16:43)
Creating Student Loan Planner (00:24:20)
Student loan payoff perspective (00:26:51)
Getting the information you need (00:36:01)
Applying for PSLF (00:39:08)
What's next for Travis (00:43:27)
Why focus on term and whole life insurance? (00:47:00)
➡️ Book your custom student loan plan through BetterWallet's exclusive referral link: https://www.studentloanplanner.com/bw
➡️ Follow Student Loan Planner on:
📲 Facebook: https://www.facebook.com/StudentLoanPlan
📲 Twitter: https://twitter.com/StudentLoanTrav
📲 Instagram: https://www.instagram.com/studentloanplanner/
📲 LinkedIn: https://www.linkedin.com/company/student-loan-planner/
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As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Khari Blasingame.
Khari is a scholar. He's an educator, he's an alumnus of Vanderbilt University, and he just so happens to be a running back for the Chicago Bears.
What's the best piece of advice you've ever received? (00:00:57)
Khari's story (00:03:36)
Why Vanderbilt and what was it like? (00:06:22)
Balancing college, social life, and playing football (00:11:21)
From College to the NFL (00:16:49)
Managing his new income (00:20:45)
Learning about investing for retirement (00:25:03)
Using courses like BetterWallet University (00:33:09)
How do your [Khari] peers in the NFL feel about investing and money (00:35:37)
How do you plan on keeping your money forever (00:38:35)
What's next for Khari (00:46:58)
Follow Khari on Instagram @KB_twothree
Connect with Khari on Twitter @KhariBlasingame
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As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Jason Lee. Jason is a business owner. He's a consultant. He's a cloud technology specialist. Jason knows everything. But overall, he's a good friend, he really helped me to rethink how I ran my business in a lot of different ways. And it helped to set the stage so I could eventually leave my corporate job. Today, Jason shares how he went from 0 to $1 Million ARR in a year!
What's the best thing you ever spent your money on? (00:02:12)
Jason's story (00:05:44)
From history major to tech specialist (00:09:13)
Takeaways from Salesforce (00:13:34)
How to find a mentor (00:16:21)
Putting money to work (00:20:13)
Leaping from safety - Job to Entrepreneurship (00:24:51)
How much OptionsSwing made in the first 10 months (00:32:34)
What are Options (00:33:10)
How to get started in Options (00:38:32)
Big partnerships (00:43:55)
Follow Jason at @ternarydevelopments and @optionsswing
Connect with Jason on Linkedin
Sign up for OptionsSwing for 30% off your monthly membership: OptionsSwing.com | Use code BETTERWALLETPOD
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Financially Bulletproof Checklist - financesincheck.com/checklist
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As you guys know better wallet podcast is all about demystifying the topic of money, and sharing powerful stories of beat people who have beat the odds over the years and found financial success. Today, we have a very special person on the line. Asia is a business owner. She's a coach. She's a fellow podcaster. She's an Instagram expert and merchandise designer. Today, Asia is going to teach us how to make money on their phone.
What's the best thing you ever spent your money on? (00:02:24)
Asia's story (00:05:57)
How she became an entrepreneur (00:07:27)
Becoming an Instagram expert (00:09:11)
How she found dropshipping (00:10:50)
What is dropshipping (00:12:10)
Getting started in dropshipping (00:13:18)
Debunking a dropshipping myth (00:15:02)
Future goals that Asia is excited for (00:17:36)
Using Instagram Reels to grow (00:20:54)
Follow Asia at @getrichorgetdrunktrying
Listen to her podcast: Get Rich Or Get Drunk Trying
Sign up for her free dropshipping training!
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Financially Bulletproof Checklist - financesincheck.com/checklist
Follow me
@BetterWallet on Instagram
@BetterWallet on TikTok
@TheBetterWallet on Twitter
As you guys know BetterWallet podcast is all about demystifying the topic of money and sharing powerful stories of people who have beat the odds over the years and found financial success. Today, we have Darryl Dibbs on the line, my brother, home owner, business owner, real estate investor, stock investor, and self-taught financial entrepreneur. He is a wealth of knowledge. And he is going to share his story of becoming a real estate guru and show you how simple it can be to become a home owner.
What's the best thing you ever spent your money on? (00:01:05)
How did you view money growing up? (00:03:56)
How his parents impacted his journey (00:06:51)
Darryl's real estate journey (00:10:08)
Paying off debt (00:11:19)
Growing his real estate team (00:13:38)
Becoming a homeowner and getting into real estate (00:15:19)
How can you build wealth in real estate? (00:24:59)
What is appreciation? (00:28:56)
Follow Darryl at: @Darryldibbs and @resgrp.homes
Use resgrp.homes to find your next home!
Get your checklist now!
Financially Bulletproof Checklist - financesincheck.com/checklist
Follow me
@BetterWallet on Instagram
@BetterWallet on TikTok
@TheBetterWallet on Twitter
What's the best thing you ever spent your money on? (00:01:20)
Going to school for Dance (00:05:00)
Haley's view of money growing up (00:07:04)
Why don't parents teach us about money? (00:10:53)
Haley's husband and his relationship with money (00:13:13)
Receiving a $600k inheritance (00:15:51)
Racking up $10k of expenses per month (00:21:42)
How good came from the bad experience (00:24:13)
Overcoming $132k in debt in 18 months (00:26:23)
Tips for paying of 6 figures of debt (00:31:30)
If you could go back and do it over what would you do? (00:35:06)
Follow Haley at @priceofavocadotoast
Check her podcast at: Price Of Avocado Toast Podcast
Get your checklist now!
Financially Bulletproof Checklist - financesincheck.com/checklist
Follow me
@BetterWallet on Instagram
@BetterWallet on TikTok
@TheBetterWallet on Twitter
From welfare to football to finance than freedom, come and hear the story of Brandon as he inspires us with how he became a millionaire by doing things that most of us can do right now. No matter what your story is or who you are, or where you've come from, it is not too late. You can flip the script now and start building a life of wealth.
Marc Russell, the founder of The Better Wallet, is here to help us manage our money and build wealth. Marc recently sat down with his friend and fellow financial strategist, Brandon. Brandon is the founder of Worth br Balance. Brandon is here to share his story and show us how to find and build wealth. It doesn't matter where you start; it's where your journey takes you that matters more, and Brandon is living proof of that. Let's listen in and hear the story of how Brandon became a self-made millionaire.
Brandon's story began when his mom was nineteen. Young and pregnant, his mom moved back in with her parents and applied for welfare to make ends meet. Brandon learned a lot about the value of money at a very young age. When his mom would take him shopping, he loved to put baseball cards in the shopping cart. But, baseball cards cost money. Brandon discovered early on that if he wanted something, he had to work for it. So he got a job working as a paperboy for a local newspaper.
Brandon's job was to collect money from the customers for their newspaper subscriptions. Brandon quickly noticed how many people would ignore his "knock at the door" to avoid "paying up." It wasn't until a later date that Brandon would have to turn in the money he collected, keeping some for his own commission. Brandon saw this as an opportunity to spend most of the money he collected, thinking he could also avoid "the knock at the door." Brandon learned a key lesson from that experience, not to spend more than you earn.
From that day on, he carried that lesson with him. Brandon's next steps took him on a wild journey. He started playing football, became good enough to earn a football scholarship at his choice of college, and had big dreams of playing professionally. Brandon majored in communication until he realized that finance had more to offer. He locked his sights in on a future in finance. To break onto the scene, Brandon got a job at a bank, where he learned about loans and other financial programs.
Then from Pittsburgh to Washington DC, Brandon set his sights on having a successful career. He learned about investments, stocks, savings, and earnings and became a millionaire because of his smart and careful relationship with money. Now Brandon is here to help us make the same choices with money. Brandon's "welfare to millionaire" story is one that is truly inspiring and encouraging. Brandon reminds us that the future is still undecided, and we have no idea what it may hold. But what we can control is what we do with our money.
We all have a chance today to become financially successful. Are you ready? Do you want to learn how to live like a millionaire? In this episode, Brandon and Marc give us the inside scoop on how we can start making that happen today. You have to check out this episode.
Visit The Better Wallet now to connect with Marc, find this podcast, and build a life of wealth. Visit here to connect with Brandon and hear more about Worth Life Balance.
Hey, do you have young kids who are eager to earn an allowance?
Did you know that there are other ways for your kids to earn money, whether that be investment options or straight cash flow? Do you have a business or paying side hustle? Did you know you can hire your kid to help you? Are you ready to help your child create a healthy relationship with their finances? All of this, and more, only on the BetterWallet podcast with Marc Russell. It is never too soon to begin familiarizing your kids with the basics of financial stewardship. Let's dive in and learn some ways that parents can help set their kids set themselves up for the future.
In this episode of the Better Wallet, Marc sits down with Dee to discuss how you can hire your kids. Dee is a Finance Instructor and CPA (Certified Public Accountant) at UCLA and the founder of Kids Money Academy. She helps parents and children learn money-smart habits and methods. As a mother herself, Dee understands how important it is to help set her child up for financial success. We are excited to have Dee here to share some of her knowledge with us.
When you work hard for your money, you want to ensure it's going to the right places. And when you have kids, they want your money too. But how can we help our kids earn and save money while also helping to teach them some valuable skills? The answer is simple, let's hire our kids!
Hiring your kids can sound strange, but it's way cooler than it sounds.
We aren't just putting our kids to work; we are teaching them habits that they can use to become financially independent.
"You don't want to be in the driver's seat as a parent; they are in the driver's seat." Says Deeregarding allowing your children to choose how they will distribute their hard-earned earnings. "You want to be a lighthouse parent, which is you give the light you tell them where to go, how to go. But they are in the driver's seat." Dee reminds us that we can guide our children, but it's also crucial to empower them to make their own decisions.
One way to guide your children is to hire them. But why would you want to hire them? Well, it can be beneficial to both you and your child. You and your child can invest up to $12,500 in tax-free money. Whoa! Sounds cool, right?
But hold up because if you are looking to do that, there are some things you need to know first.
If you have a side hustle or a business, you can hire your child to help you complete some of your many business-related tasks. But be careful because child labor laws do apply. Your child cannot be involved in anything dangerous and can't work too many hours. The assignment also must be a real business-related job, such as photography or modeling for an Instagram page. Sorry parents, washing dishes does not count.
"So, my job as a parent is to create opportunities for them, not like give them everything they want," Dee says. Create opportunities for your child that they can learn and earn from. Make sure you keep a paper trail as well. You can pay your child for each individual task they complete. It's a good way for your child to make money and an excellent way for you to spread some of your own hard-earned wealth.
Click here to connect with Marc, learn about investing or money-saving tips, or help your kids and check out Kids Money Academy by visiting here.
Hey there, couples. Do you have financial goals? Are those goals similar? How are you stewarding those goals? Would you say that you and your significant other share the same vision for the future? How do you approach money in your relationship, and who makes the bulk of the decisions when it comes to money?
Welcome back to another episode of The BetterWallet podcast with Marc Russell. Whether you are married, in a relationship, or thinking about getting married, you may want to tune in for this one. This episode is about your relationship with money as a couple. In this episode, Marc is joined by Angie and RJ of Rich By Intention, a brand the couple created to help share their financial experiences and wisdom with other couples just like you. They're here to help others become rich in marriage, rich in purpose, and rich in life.
Marc asks a lot of great questions in this episode, and Angie and RJ deliver some excellent insights. Speaking from their own experience, Angie and RJ tell us that couples should start a conversation about money early on in their relationship. They also share with us the simple truth that who we are with can really "make or break our vision." Couples should have similar or shared goals or at the very least be on the same page with one another. It is proposed that couples begin discussing their finances sooner and getting a plan together before they get married.
Couples should also remember that money is a shared tool, especially in marriage or partnership.
So what about if you're a couple that is trying to get on the same page financially? How can you develop good money habits, pay off debt and live financially free? And what's the best way to get started?
Both Angie and RJ agree that a budget should be your first step in your financial journey. RJ and Angie successfully paid down 123,000 in debt; one year after getting married. Whoa! Anything really is possible with the right attitude, mindset, and amount of work you are willing to put in.
Are you looking to get going?
Here are a few insights to help get you started.
"So, like, what key tips do you have in trying to get your budget together?" Asks Marc. Angie says, "I would say the first thing before you even create a budget, you need to review your spending." Start by making minor adjustments to your lifestyle and seeing where you can cut corners and save money. Then create a budget to track your spending.
"And I always say to people, like every successful business has a budget. So you should treat your money, just like one," says RJ. "And it does not restrict you, right? It gives you choices, options. Treat it like a business."
It takes a lot of time and a lot of work, but couples can generate wealth and pay off their debt in no time. Couples can create a healthy relationship with money by making minor adjustments, increasing their income, networking with others, and creating habits and mindset tweaking. Sometimes, it's also about having a willingness to have tough conversations with one another.
No matter what stage of a relationship you're in, whether that's marriage, partnership, or simply dating, you're encouraged to start talking about money today. If you are a couple looking to create a life that is "rich by intention," please visit to connect with Angie and RJ. Or, if you are looking to build wealth and learn some financial tips and tricks, connect with Marc and listen to The Better Wallet podcast
Are you a couple who is looking to get started paying down debt and live life financially free? Are you looking to make money outside of your 9-5 job? Are you searching for a better system of accountability and goal tracking? Do you need life insurance? Step right up and listen to the latest episode of The Better Wallet podcast, hosted by Marc Russell.
Marc Russell is a money management coach who helps others budget their money, pay down debt, and generate wealth. The BetterWallet podcast introduces us to other entrepreneurs, such as Marc, that share similar visions and ways of building wealth. And today's guest, Leo Jean-Louis, is sure to get a lot of couples excited about their futures. Leo is a friend of Marc Russell and a fellow money management coach. Leo and his wife, Faith, are the founders of the Freedom Is A Choice Movement. Today, Leo is going to answer some very important questions for couples looking for ways to pay down debt. You won't want to miss this.
Leo and Faith come from very different backgrounds. Leo's mother worked around the clock just to make ends meet. This instilled some strong values in Leo, who started working during high school. On the other hand, Faith was fortunate enough to have parents who had built wealth, which allowed her to shift her focus towards other things such as education. Leo and Faith had two very different viewpoints towards money. Naturally, when they met, these views clashed. They were forced to answer the question many couples have, "How can we work as a team to pay off our debts, manage our money, raise our kids and build a life of wealth?"
Chances are, you don't want to work for the rest of your life, and neither does Leo or Marc. Leo explains some key habits and ideas that couples or anyone else can adopt to help live a debt-free life.
Leo says, "The choices that we make today will determine the life that you live tomorrow."
Leo reveals that couples should establish a goal first and then let the goal dictate the habits. Make the goal fun and exciting, and remember to hold each other accountable. Develop a system to keep track of your progress and give each other feedback. But also be sure not to deprive yourself of something that brings you joy. Celebrate the small wins too!
Also, make sure you get a life insurance plan.
When it comes to life insurance, many misconceptions are out there. Most couples wait to get a decent life insurance plan and potentially deny themselves of much-needed assets. Talk with your spouse, and get a plan that can quadruple your income in the event of your passing. You don't want your spouse or your children to struggle with not only your loss but also massive amounts of debt.
So, how can YOU take that next step towards financial freedom?
Here is one key takeaway from Leo, "I would say, don't start with the numbers. Tell them the start with their why. So, establish their why, their reason for pursuing debt freedom, their reason for pursuing financial freedom."
Don't wait to start your journey to financial freedom. Use your why, and get started today! Connect with Marc or Leo and let them help you take your next step towards wealth.
So, you're a millennial mom, entrepreneur, or maybe even somebody with a few financial questions. Perhaps you have big dreams of finding your passion, making more money, or learning to start investing for yourself and your kids? In that case, you need to check out The Better Wallet Podcast with Marc Russell. Marc helps people like you discover ways to budget, invest and save so that your money works harder than you ever have to. In this episode moms, Marc is joined by Danielle Shirley, a financial coach and educator. She is here to share her story to inspire other moms on their financial journeys as well. You'll want to listen to this one.
Danielle Shirley On Investing And Managing Your Money
As a single mother with two kids, and an entrepreneur herself, Danielle knows that where your money goes matters. Especially when the goal is to make enough money for yourself so that your kids can get a head start in investing. But with student loans and other life expenses coming at you, money management can feel tedious. Danielle was in the same boat: "I kind of felt like I was on like the scarcity wheel. You know, like the survival mentality, the survival wheel, where I was just doing good enough to get by." As Danielle and Marc explain, most of us are trying to get by with what we have, but it doesn't have to be like that.
Danielle began her business like many others did, right in the middle of the pandemic. Danielle saw this as an opportunity to step into her passion for helping others manage their money: "You see, it's like, I either had to work a job I didn't like for the money, or go for a passion and take that risk, but not make as much money."
Are You Ready To Step Into Your Passion?
Maybe this sounds like you? Do you feel like you're stuck in a wheel? Well, don't worry, you are not alone. Marc and Danielle are here to help.
Marc asks Danielle, "What piece of advice would you give someone who wants to start their financial journey, or they just want to start investing for their kids?" Danielle says that the best thing to do is to first "invest in yourself" and second "just get started."
Don't wait to get started. Start your financial journey today by connecting with both Marc and Danielle. To connect with Marc, begin your journey to financial wellness and listen to the entire episode of this podcast, please visit here. Or, if you are a millennial mother and want to learn more about investing for yourself and your kids, and you want to work with Danielle, please visit here. You can also connect with both Marc and Danielle on Instagram.
Start by creating that financial freedom you long for today.
In the latest episode of The Better Wallet podcast, Marc is joined by his good friend and fellow investor, Dion Boyd. Like Marc, Dion is here to share his story of financial independence and discuss some investing tips to help others build wealth. Dion's story is a unique and inspiring one. You won't want to miss out on this episode.
Dion comes to us from the south side of Chicago, a place where he also grew up. His dad was a police officer, and his mom was a nurse. Together, they put a lot of pressure on Dion to do his homework, get good grades and do well at school. After graduating from one of the best private schools in all of Chicago, Dion set his sights on getting into college.
Dion was able to get a posse scholarship to help pay for a considerable part of his tuition. The posse scholarship is a program dedicated to helping inner-city youth transition into some of the country's best colleges. Dion graduated from college and received an internship with Bank of America. It was here that his bosses pushed him to be the very best he could be and learned about this thing called investment banking.
What Dion realized about investment banking was that the earnings potential was massive, and it had a very high ceiling for success. Dion quickly jumped on board, learned what he needed to know, and became passionate about investing. As a young man with no kids, no marriage, and no major expenses, Dion was able to invest most of his money into paying off his student loans and making clever investment selections.
Dion's story may resonate with most of us. I'm sure we all look at someone who is successful and say, "there has to be a secret to it." Well, no secrets here. Just a lot of hard work, discipline, and motivation. Dion's story is inspirational, going from inner-city life to the mountaintop of investment banking. You can do it too: "I hear a lot of people saying, I wish or dream of you know, these words. I'm like, yeah, like wish, but you know, do everything you need to do every single day to get yourself closer to that goal. And you went from the south side of Chicago to investment banking, like you know, it all too well." -Marc Russell.
You have to check out this episode. Marc and Dion dissect a lot of information and make sense of the world of investment banking. You'll want to catch this episode and many more like this one from The Better Wallet podcast. You can also connect with both Marc and Dion on their Instagram pages to start building your life of wealth today.
My story comes from very humble beginnings.
I was born into adoption care due to the struggles my biological parents had with drug addiction.
I went from adoption home to adoption home and was eventually adopted at 13 years old. My adoptive parents gave us a strong financial foundation, despite being a low-income family.
That foundation helped me grow my entrepreneurial mindset.
But I’ve always been intellectually curious.
I found ways to make money as a kid. Washing cars, shoveling snow, cutting grass and cutting hair were regular hustles that I had.
I also learned the value of saving early on in life. My parents half-joked that I had more money saved than them! That was a scary thought, now that I understand personal finance.
I put myself through college through side hustles and odd jobs. From cutting hair to selling blood plasma (that’s a story for another day).
My passion for personal finance and entrepreneurship grew.
After seeing the market tank in 2008-09, I was instantly fascinated with the factors that caused it. I was in a “college bubble” so I wasn’t too impacted by the downturn.I read books and watched documentaries to understand why the crash happened.
My long-term goal was to fix Wall Street greed and help investors achieve their financial goals.
I started by teaching other students how to financially support themselves through grants, scholarships, side hustles, and negotiating. Helping my peers reach their goals was (and still is) an indescribable feeling.
It felt great helping others, but my world turned upside down in 2009.
My adopted dad (my best friend) died right before my eyes.
My family was emotionally and financially devastated. He was the rock of our family and the main breadwinner.
Increasing my financial acumen became my life mission after that moment.
This situation alone is why I do what I do.
Two years later, I graduated from college. I joined the second-largest mutual fund company in the world after college. I learned basic investing and how to help clients reach their financial goals. I also became a licensed stockbroker.
Years later, I became a licensed advisor at a Wall Street fintech company. I’ve dedicated the last few years to teaching others the basics of personal finance.
And I wanted to share my knowledge and my story on a bigger platform.
In 2019, I decided to take my dream public and created BetterWallet and haven’t turned back!
Since then, I became DEBT FREE (7.17.2020).
And now, I’m on a mission to build generational wealth (while teaching others how to do it too!)
That’s why in April 2021, I launched BetterWallet University - a community focused on helping each other gain financial freedom!
Thank you for being a part of the BetterWallet community. I look forward to helping you cultivate, grow, and practice wealthy habits.
Yo, what's good, family, welcome to the BetterWallet podcast. I'm your host Marc Russell. On the BetterWallet Podcast, we will talk with everyday people who have changed their lives by learning how to manage their money.
We're going to talk about their money journeys, the ups, and the downs. And at least once a month, we're going to have a new episode where you will learn how to manage your money better. We're going to talk about and break down different money-related topics that keep you up at night, including budgeting, paying off debt, and investing in how to start a business.
The goal is to make money a less taboo everyday topic. This podcast is for anyone ready to change their financial lives and move towards financial freedom. If this is for you, please subscribe to the bar wallet podcast. I cannot wait to get started.