Real Collective Podcast: Recent Episodes

Sean Tasse

Welcome to the Real Collective Podcast with Sean Tassé and Brendan McKeigan! The Ottawa real estate agents will talk about all things real estate in Ottawa to give you a leg up on your buying and selling journey. Don't miss an episode of fun and informative insights into real estate!

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What does the recent rate announcement mean for you? Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing the details!Our hosts dive into the recent Bank of Canada interest rate announcement, exploring its implications for various individual scenarios. They examine how GDP figures influenced the decision, leading to a quarter-point rate drop. The conversation also touches on the diverse opinions circulating among industry experts—who is really getting it right? In the second half, we switch gears to share some intriguing stories from the field that you won't want to miss!If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!Magic Mind Offer Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.You can claim it at: https://www.magicmind.com/collective To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa #mortgagefinancing Intro (0:00)Latest rate announcement – what does this mean for your scenario? (2:06)How the GDP affected the Bank of Canada’s decision (4:23)Canada is slated to lead the way in rate cuts over the next 3 years (5:38)Different messaging going on – who is right? (7:14)Understanding the numbers (9:50)The effect of the rates going down in the market (11:30)The mental clarity that comes with Magic Mind (14:08)In the field stories – Sean’s Condo Seller Client (17:10)A huge number of mortgages coming due in 2025/2026 (20:20)Sean’s incredible recent buyer story (24:13)Outro (30:35)

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How to price your home properly in the summer market is what Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing in S11E10!Our hosts kick off the episode with an overview of the current Ottawa real estate market, emphasizing why pricing is crucial when selling your home today. They discuss the importance of being the best deal available and how proactive price monitoring can help you secure the best possible price for your home. They highlight the typical 5% price difference from spring to summer and stress the importance of not relying on spring pricing as you enter the summer market, which could leave your home sitting unsold.Next, our hosts share how Magic Mind has been working for them, detailing its positive impact on their work and home life. Check out our limited time offer below!In the second half, we delve into interest rate predictions, explaining which rates the Bank of Canada controls and which it doesn't (variable vs fixed). Then, it's story time, where our hosts share real-life scenarios happening right now and the expert strategies being used to navigate them!If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!Magic Mind Offer Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.You can claim it at: https://www.magicmind.com/collective To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa #homepricing Intro (0:00)Current Sales Activity (1:55)Every price point has its market (3:15)You want to be the best deal going (3:57)Two different properties, same price, different sagas (4:28)If you’re not getting the looks, it’s because you’re not the best deal going (7:15)The 3 P’s vs the 5 P’s of Real Estate (7:57)Promoting (8:17)Pro-actively price watching (8:36)Spring to Summer usually means a 5% price swing (9:34)Understanding your price range (9:58)A review on a Magic Mind (12:19)Interest rate predictions (15:48)Remember the BOC only controls the variable rate (17:20)We’d be lucky to go down a quarter point (18:29)Buyers on the sidelines (18:58)What’s the best move for buyers? (19:30)The highest average sale price in 2023 vs 2024 (19:51)It’s about buying power (20:50)Kyle’s unique mortgage story, there’s always a solution (22:46)Two different deal scenarios for Sean to stick handle (25:48)Another deal scenario with Kyle and an 18-month closing (30:30)Outro (33:00)

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This week our hosts Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing how home buyers can avoid confusion and get into confidence.Our hosts dive into the episode by explaining phenomenon of information overload and provide tips on how consumers can avoid feeling overwhelmed. They explore the inverse correlation between interest rates and home prices, clarifying what a drop in interest rates truly means for consumers in today's market. Our hosts move on to emphasize the significance of focusing on regional information rather than relying solely on national data often highlighted in the news, and they discuss common buyer fears and shed light on why investing in real estate is one of the best ways to exponentially grow your wealth.Sean and Kyle also speak about their unique personal experiences with the mental performance shot Magic Mind and the incredible offer that our listeners receive. Details below!If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!Magic Mind Offer** Enjoy our limited time offer you can use now, that gets you up to 48% off your first subscription or 20% off one time purchases with code COLLECTIVE20 at checkout.You can claim it at: https://www.magicmind.com/collective If you would like to watch the Warren G - Regulate (Official Music Video) ft. Nate Dogg discussed in this episode, visit: https://youtu.be/1plPyJdXKIY?si=xK5Ar1PGEjpi0cOnTo access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa Intro (0:00)What is Kyle seeing in the market this week? (2:10)Information overload? (2:40)Same house, Same payment (5:00)Consumers want to see prices and interest rates come down – but both won’t happen (6:55)10-80-10 Principle (9:40)Sean and Kyle’s recent experiences with Magic Mind (10:28)Home ownership mentality is changing (13:30)If you want to own a home - get out of confusion and into confidence (14:40)We need to move our focus to a more regional approach (15:07)Regulations are also more difficult because the focus tends to be on the GTA and Vancouver (16:18)Ottawa is still the least expensive capital city (18:00)Regulate by Warren G ft. Nate Dogg (18:29)How can buyers become more confident? (19:35)The fear that buyers have (22:33)Being insulated over time (23:20)The inverse correlation between interest rates and home prices (26:52)Do you believe in real estate? (30:00)Why real estate is the best way to exponentially increase your wealth (30:30)How real estate is a mindset (32:13)Outro (34:42)

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This week on the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) discuss recent changes to Ottawa's development fees on new homes. They explain how these fees can impact those purchasing new homes, and what you can do to avoid an unexpected increase to the purchase price of your home at closing.In the second half they get into story time. Kyle shares details on a recent refinancing deal in which he saved his client $897/month in cash flow. Sean shares a story about a recent waterfront property that his team sold and how an appraisal can be a powerful tool when determining property value. If you are considering buying, selling, investing, or refinancing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa Intro (0:00)City of Ottawa – Changes Development Fees for New Homes (4:49)A look at the million-dollar house – the cost of development (6:55)The By-law stops May 22nd – development fees are increasing (11:26)Builder APS – review to see if there is a cap on Development Fees. (12:10)What about affordability? (13:00)The complexity of the system (14:20)How do you marry a capitalist and socialist philosophy? (15:55)REAL Collective Marketing (17:55)Second half (18:28)Big win for Kyle’s client - $897 a month savings in cash flow! (18:48)The question is – can I live without it? (22:07)Client bought a new build house last week – no cap on dev fees (24:16)Listing story about a waterfront acreage we recently sold (24:38)The power of an appraisal (27:06)Outro (30:05)

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This week on the REAL Collective Podcast, Sean Tasse (Broker), and Kyle Miller (Mortgage Agent) discuss the benefits of hiring local when it comes to a real estate agent, or a mortgage professional. Our hosts share some horror stories and examples where hiring a local professional would have resulted in a better outcome for the client and discuss what to consider when hiring a professional!If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa Intro (0:00)Benefit of hiring a local professional (2:35)The intricacies of representing both sides (4:40)Continuing with topic at hand (11:15)The issue of a Toronto agent promoting Richmond as a suburb of Ottawa (13:09)Being honest about where your expertise lies (16:25)REAL Collective Marketing (17:38)Second half (18:11)The importance of hiring a professional local mortgage agent (18:32)Move your ego out of the way and do what’s best for your clients (21:00)Story about a sale in Sean’s neighbourhood – east end pricing applied to west end property – was it ultimately under priced? (23:05)What about the data? (27:00)Another story on the opposite spectrum of value – ultimately overpriced? Outro (32:55)

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This week our hosts delve into market trends for buyers in today's market. Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) begin the episode by discussing a recent chart on the current housing supply deficit in Canada. (Click here to view the chart: https://drive.google.com/file/d/1baufQ4tYgr_2SR6Pt9JzGxRg8wJMY-7a/view?usp=sharing) This is the ratio of growth in working-age population to housing starts in Canada. Although the government has recently been focusing on building more homes faster, in Q1 of 2024, this number hit a new record. What does this mean for buyers in Canada, and what will happen with the pent up demand? Our hosts discuss!In the second half Sean and Kyle share some recent behind the scenes stories to highlight what's currently happening in the market for buyers and investors. The market is picking up and multiple offers are common-place for well priced properties. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa #buyers #investors Intro (0:00)Housing Supply Ratio - Number of housing starts vs number of working age people in Canada (2:25)Q1 has hit the highest number ever (4:24)What will happen when buyers leave the sidelines? (6:35)Getting stuck on the optics and stories (8:13)Big-time pent-up demand (9:20)Is it more important to look good or own your home? (12:44)The impact of Supply vs Demand (15:10)Is there an increasing investor market? (15:30)New by-law against reno-victions being discussed (16:05)Why nobody’s winning right now (17:50)REAL Collective Marketing (18:50)Second half (19:25)Behind the scenes (19:55)Sean’s investor client story (20:11)An investment deal that may not be right for one client, may be right for another (25:42)A couple more deals behind the scenes (31:04)Things are picking up in the market (32:50)The cream of the crop buyers are coming out (33:30)Multiple offers are coming in and they are competitive (34:40)Outro (35:45)

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We're getting political on S11E4 of the REAL Collective Podcast.Sean and Kyle begin the episode talking about some changes for first time home buyers. If you are buying for the first time and it's a new build, you will be able to get a 30 year insured mortgage. Our hosts explain how the application of this rule to a resale property could lead to a domino effect. They move on to explain the changes to Capital Gains Taxes and talk about the issues with the current system. They are concerned that it is turning many of us into a me vs we mentality when all we really want to be are good neighbours and friends. This holistic look at the latest political landscape and how it applies to real estate in Canada is an important watch. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To watch the video that Sean mentions regarding the NAR Settlement "Is The End Of Buyer Representation Near?" with Steve Tabrizi and David Dunbar, visit: https://www.youtube.com/live/uJRhlDxucUI?si=tORZwgj4CSgRZibQTo access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa Intro (0:00)Getting a little bit political (1:53)What’s happening this week in Canadian Politics (3:20)First time buyers can now get a 30-year insured mortgage on a new build (3:45)Why allowing first time homebuyers have a 30 year amortization on resale could have a domino effect (8:10)New governmental regulations with Capital Gains Taxes (10:09)How to pay off your mortgage in 11 years (12:42)The problem isn’t the legislation, the problem is that there aren’t enough houses (15:40)It’s all top down – more discussion needed with those in the field (16:50)REAL Collective Marketing (17:50)Second Half (18:23)Why the recent NAR vs DOJ ruling in the US most likely won’t affect real estate in Canada (18:45)More homes built faster – the issues (20:00)A nationally funded rent to own program (22:54)Is the middle class disappearing? (26:09)We're getting forced into a situation of me vs we (26:57)We all want to be a good neighbour and a good friend (29:00)A happy client story (30:18)The system is not the same as it used to be (31:00)Sean’s neighbourhood baseball tournament (32:00)Outro (33:56)

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Hot updates & hilarious tales! this week on S11E3 of the REAL Collective Podcast.Our hosts, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) begin the episode with some updates from the real estate and mortgage worlds. The recent decision by the Bank of Canada to hold rates stable, along with an explanation on when you should lock in your fixed rates and why. They also discuss the "Cutting Red Tape to Build More Homes Act, 2024" and explain why adoption could be weak and slow throughout the various industries associated with real estate in Canada. In the second half Kyle shares a private lending story and explains some of the extra costs and caveats that could come along with these deals. Sean shares a couple of stories in the field, and at the end of this episode you may find yourself splitting a gut.If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#realcollective #podcast #ottawa Intro (0:00)Real Estate and Mortgage World UpdatesRecent BOC Announcement (1:27)When should you lock in your fixed rate? (3:10)Cutting Red Tape to Build More Homes Act, 2024 (5:58)Why adoption may be weak (7:23)30-year amortization for first time buyers for new builds (10:43)How does this affect buying power? (12:20)New RRSP updates for first time home buyers (12:40)Doing the math of buying vs renting (13:38)REAL Collective Marketing (16:23)Second half (16:55)Kyle private lending story – make sure you read the fine print! (17:27)Sean’s personal blanket mortgage story (20:00)Kyle’s personal story about his parent’s mortgage (20:30)Sean’s story about showing the house across the street (21:06)Sean’s very first showing preview – it’s a doozy (27:39)

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This week Sean Tasse (Broker), and Kyle Miller (Mortgage Agent) are talking about closing dates, bridge financing, & a crazy new home builder deal!Our hosts kick off the episode discussing the basics about closing dates and then get into some tips that you may not have considered. They talk about what scenarios to avoid, which dates and times to avoid, and the importance of actually being present and in town when your property closes. They also dig into some important information about bridge financing.In the second half, Sean shares a steal of a deal he helped negotiate for his client who had their eyes set on a brand new home. The home builder was already offering a great deal, but Sean saw the opportunity to negotiate further after looking at the market numbers and navigated his client through the process, snatching up the best deal possible. If you're looking for a deal like this one - be sure to reach out to Sean Tasse (sean@realcollective.ca) to learn more.If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To watch the April Fools prank that Rose played on Sean (as discussed), visit: https://youtube.com/shorts/RguC71mPAWYTo access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#ottawa #realestate #podcast #realcollective #deal #bridge #financing #closing #dates Intro (0:00)We’re talking about closing dates (1:33)What does “closing” mean and some tips (2:08)What is bridge financing? (3:50)Buying homes for cash (5:45)More about bridge financing – the grey areas and possible solutions (7:20)What to avoid when it comes to closing dates (9:04)The importance of being present for closing (10:27)REAL Collective Marketing (15:15)Second half (15:50)A brand new build for 25% off the posted price! (17:20)The market’s the market (22:18)The difference when you are buying new (23:40)Some banks park an approval which can be beneficial (25:25)Sometimes the timing is ideal (26:57)The Edge Report (27:57)Outro (31:55)

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Could a recent US settlement have an effect on Canadian real estate? In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) break down the possibilities. In the first half Sean and Kyle briefly discuss a tale of two markets (those that are priced right versus those that are overpriced). They then move on to the recent landmark settlement that was announced last month and how similar cases are happening here in Canada with the Toronto Real Estate Board. They explain the crux of the issue (the Competition Act and Commissions) specifically buyer's side commissions. They talk about what could happen down the line and how this could be difficult with the current mortgage structure here in Canada.In the second half our hosts discuss three hot money topics that have been in the news recently. 1. Bare Trust and the CRA2. A Renter's Bill of Rights3. OSFI looking to put a limit on loan to income ratioIf you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages#ottawa #realestate #podcast #realcollectiveIntro (0:00)If it’s priced right, it’ll sell (1:10)A tale of two markets (2:35)What we’re talking about this week (4:09)Lawsuit being filed against the Toronto Real Estate Board (5:11)This is all coming to a head in the US – what does that mean? (7:00)What does that mean to the buyer’s agent? (7:45)Why would this extra cost be difficult to roll into a Canadian Mortgage? (8:11)Discount buyer agents (10:44)Explaining value propositions now with TRESA (13:45)The dangers of oversimplifying the buying and selling process (14:08)Real Estate is a long-standing profession (16:26)REAL Collective Marketing (17:45)Second half (18:28)Three hot money topics 1. Bare Trust and the CRA (18:48)2. Renter’s Bill of Rights (23:37)3. OSFI looking at putting a limit on loan to income ratio (30:17)Outro (34:00)

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This week, our hosts are discussing ways to protect your home: don't let It get sold out from under you!In the first half Sean and Kyle discuss the spring market, along with some some pros and cons to mortgage programs that offer better rates in exchange for less flexibility. Kyle points out why it is so important to work with a mortgage professional that explains the small print in these types of scenarios. He moves on to discuss that the big banks have both posted rates and discounted rates that are available to consumers. In the second half our hosts chat about ways to protect yourself from your home getting sold out from under you. They talk about spousal consent and some of the intricacies involved with separating from a spouse. Fraud is also a topic of conversation, and the best ways to protect yourself. They explains some worse case scenarios and how you can avoid them. Sean also explains some FINTRAC requirements for real estate agents and how this can help protect the consumer from fraud.If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#ottawa #realestate #podcast #realcollectiveIntro (0:00)The Spring market is here (1:22)A mortgage program where you can buy now and get a better rate – advantages and disadvantages (2:35)Big banks have 2 rates - the posted rate and discounted rate (5:55)Flexibility vs Cost with mortgages (9:01)Don’t let someone sell your house from under you (11:40)REAL Collective Marketing (14:00)Second half (14:30)Selling a matrimonial home and spousal consent (14:58)Difficult to get a mortgage without a separation agreement (18:36)How title insurance can protect you (21:45)Chicago title (25:45)FINTRAC (28:25)Outro (31:49)

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Is Bill 23 a Game-Changer for Investors? In S10E12 of the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are explaining what Bill 23 "The More Homes Built Faster Act" is all about, defining some key concepts, and digging into the pros and cons. They discuss how this could be tremendously lucrative for investors with the right approach. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To watch S7E5 "Wealth Building Secrets" with Christina Pentlichuk & Stef Edwards all about Cash Damming and the Smith Maneuver, visit: https://youtu.be/2yzIwjiQNcITo access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #realestate #canada Intro (0:00)Well priced properties are selling quickly (2:24)Buyers seem to be coming off the sidelines (4:50)Average days on market (6:00)Listing strategies based on individual needs (6:50)We’re talking about Bill 23 (8:10)Cash Damming and the Smith Maneuver (9:20)Bill 23 Explained (10:07)What are investors looking for now with this bill? (11:30)ADU and SDU defined (12:55)The cash flow benefits (13:45)City of Ottawa is going up instead of wide (14:05)Kyle’s story on mentality with home resale (15:20)REAL Collective Marketing (17:30)Second half (18:06)Bill 23 from a financial perspective (18:40)Why doesn’t the bank use the income approach to value property? (23:20)3 Ways to Value a Property (23:45)The bank’s perspective is usually ‘you’re going to fail’ (24:22)Issues with bank appraisals in the past for SDUs (25:10)There will be pros and cons (28:50)Outro (30:10)

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We're talking about some hot topics: BOC, Home Buyer Incentive Cancelled, Property Taxes and some predatory lending practices.Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) kick off S10E11 with a Bank of Canada update and discussion on the latest announcement to hold the rate steady. Kyle discusses what this means to those looking to buy or invest right now and our hosts talk about what could be coming down the pipe. They move on to talk about Canada's first-time homebuyer incentive program cancellation by the CMHC. In the second half our hosts break down what's going to be coming up with property taxes in Ottawa. They explain how the re-assessment costs will be phased in for homeowners and how the mill rate is determined. Sean also speaks about his personal experience with a city appraiser.Next they dive into a recent news article involving predatory lending practices. They point out what to watch out for and how schemes like this work typically and how to avoid them.If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #realestate #canada Intro (0:00)March 6 BOC announcement (2:36)What’s interesting about these announcements (3:14)Speculation on what’s coming by the end of the year (4:35)The importance of doing the math (6:24)Are most people doing fixed rate mortgages? (8:41)Riding the variable rates down? (10:20)Overnight rate does not mean fixed rates (11:25)As fixed rates drop, your penalty increases (12:03)CMHC: First-time homebuyer incentive program discontinued (12:45)Real Collective Marketing Promo (17:40)Second Half (18:29)Property taxes are about to be re-assessed with MPAC (19:30)An example of phasing it in (20:10)About the mill rate for the city of Ottawa (21:00)Sean’s experience with a city appraiser (25:16)Predatory Lending article – a house of cards (26:12)Relicensing program for Mortgage Agents (30:03)Outro (33:56)

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This week on the REAL Collective Podcast, our hosts are discussing spring market trends and behind the scenes in the Ottawa Real Estate market.First, Sean and Kyle discuss what's happening with the spring market, what they foresee and what's happening with inventory compared to previous years. They discuss many of the important factors that can have an impact on the Ottawa real estate market and the fact that the market could be split into two categories. Those that are priced right - and those that are overpriced and remain unsold.In the second half both Sean and Kyle talk about some recent stories in the field that have some valuable lessons attached. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect To watch the listing video that Sean mentions, visit: https://youtu.be/1KdTYkihZQs (This one went quick and is now sold!)You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #realestate #canada What are we seeing in the market right now? (1:18)Mortgage update from Kyle (1:45)The factors at play in the market: (3:37)Two markets that are happening: (4:45)Price your property properly and it’s going to pop: (5:11)Fixed rates started to drip down: (6:15)Everything’s pointing in a particular direction – a perfect storm: (6:50)Acceptance of the rates – is it affordable for you? (9:00)The value of a stable market and keeping the dynamics for buyers and sellers in harmony: (10:30)A recent mortgage scenario: (13:00)Double the rate does not mean double the payment: (14:35)Half Time: (16:00) Story Time: (17:10)A mortgage story from Kyle – an update from a previous week: (17:38)It can be tough to get back in the market after you leave: (19:45)A story from Sean about encouraging clients to remain in their home (22:57)Kyle's story with an emphasis on the importance of having a plan: (24:30)Why you shouldn't go on vacation around closing time! (26:45)Lawyers have a different role than real estate agents: (29:35)Outro (34:00)

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In S10E9 of the REAL Collective Podcast, Sean and Kyle are discussing different types of property ownership and the intricacies that go along with each one.In the first half Kyle gives an update on the latest mortgage landscape and some key strategies. He stresses the importance of avoiding the "should" trap and encourages his clients to pick an option that works best for their personal scenario. In the second half Sean digs into the differences between three different types of property ownership, condos, freehold with a common elements agreement and a parcel of tied land. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #realestate #canada #propertyownershipAn update on the fixed rate market: (1:46)What’s the mortgage move if you are considering buying a home? (3:05)Variable rates may not be for everyone: (6:30)Don’t get caught in the “should” trap: (7:05)Variable may still not have been the worst idea the last couple of years: (8:00)The ideal situation doesn’t exist: (12:04)Finishing up Sean's story from last week: (13:50)Jumping through hoops for the bank: (15:20)Half time: (19:13)Overcoming lack of knowledge: (20:24)3 different types of ownership: (21:00)Condo: (21:13)Freehold with common elements agreement: (22:13)Parcel of Tied Land: (24:26)Mobile homes and leased land: (29:30)Outro: (31:10)

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In S10E8 of the REAL Collective Podcast, Sean and Kyle discuss essential estate planning for real estate and different scenarios that are possible when buying or selling a home.They start the episode off with a bit of story time to give listeners the latest scoop on some behind the scenes real estate stick handling discussed in the last episode. They discuss interest rate predictions and the insulation of federal money.In the second half they give listeners solid advice and explain some of the essentials when it comes to estate planning such as a will and life insurance. They explain the difference between joint tenancy and tenants in common and define probate. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #realestate #canada #estateplanningIntro (0:00)Finishing a story from last week – a complex story (1:30)The infinite dominos (3:55)When should you be locking in rates? (4:38)Keep real estate on your brain (7:30)Rebooking interest rates for clients (8:00)The intricacies of shopping rates (9:00)Interest Rate Predictions (10:15)The stronger the economy the longer they will hold the rates (11:30)The insulation of federal money (12:10)Half Time (13:30)Second Half (14:25)Why you need a will (14:44)Don’t forget life and disability insurance (16:20)Many policies provided by employers are not enough (18:05)Selling a Home - Executors and Power of Attorneys (21:40)What’s the difference between joint tenancy and tenants in common? (22:23)What is a probate period? (24:15)Insurance coverage (25:50)Life events are motivators to buy or sell (28:50)Why planning is important (30:00)Outro (31:40)

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On S10E7 of the REAL Collective Podcast, Sean and Kyle are discussing some real life real estate stories and stick handling.Sean and Kyle begin by chatting about the current market conditions and some of the deals that are happening. A real life story on negotiation unfolds and they discuss some some negotiation tips and tricks.At half time Sean brings up his personal experience with @magicmindYT and how it's a benefit to him. Visit https://www.magicmind.com/realcollective and use the code REALCOLLECTIVE20 to take advantage of the REAL Collective discount.In the second half Sean and Kyle discuss some of the numbers for the Ottawa real estate market and the factors that are currently making an impact. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect To watch our 2024 El Predicto, visit: https://youtu.be/LGK_PTaqs_EYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #magicmind #realestate #canada Intro (0:00)February is looking like April (1:23)This warmer weather is leading to a real estate market that is heating up (4:00)There are deals to be had (5:57)Purchase Plus Improvements + Construction Mortgages (7:10)You usually have to compromise on something (10:15)Condo story on negotiation (12:00)Detaching yourself from the deal helps in negotiation – the power move (18:00)Sean talks about the Magic Mind (19:30)Busy Start to the Year and the El Predicto (23:00)January 2024 market almost matched January 2018 (25:30)Typical Growth in Ottawa (26:40)There are many factors that will be impacting the market both ways (27:12)Outro (32:20)

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In S10E6, Sean and Kyle discuss why plan B is crucial: unbelievable true stories and define some key real estate concepts that are commonly misunderstood.First our hosts dig into the difference between a conditional sale and first refusal. Sean then talks about an ongoing real-life scenario with many twists and turns that clearly shows the importance of having a plan B (and maybe a C and D too). He points out why understanding the nuances of the offer for the benefit of your client has a huge impact on the outcome.Kyle also discusses a recent financing story that involves many different strategies that had to be played out in order to be prepared for the worst case scenario.At half-time Kyle talks about his word for 2024 - consistency and how he's doing with sticking to his goals. He's been doing great with his morning routines and is really feeling the benefit of @magicmindYT .⭐To take advantage of the REAL Collective discount visit: https://www.magicmind.com/realcollective and use the discount code: REALCOLLECTIVE20⭐In the second half we finish off with another story and some important information about pricing strategies. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #magicmind #realestate #canadaIntro (0:00)Plan B – what does that mean in real estate? (2:05)The difference between a conditional sale and a first refusal (2:34)An unbelievable real-life scenario requiring a plan B (4:06)The financing viewpoint (8:00)The story gets even better – talking about a plan B, C and D (10:20)Some serious stick handling - knowing the benefits and drawbacks for different scenarios (15:16)Kyle’s recent plan B financing story (16:20)Kyle’s word for 2024 – CONSISTENCY- and how he’s doing with his morning routine with Magic Mind (20:30)Listing a home at a price higher than fair market value (24:05)Useful HIP Tracker (Home Price Index) based on the year (25:05)Another real-life story – interesting where people are spending their money (27:25)There are always ways to work better scenarios into the offer (29:35)Outro (32:00)

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This week on the REAL Collective Podcast, Sean and Kyle are talking about navigating post-closing real estate challenges and discussing the difference between hold backs and credits. Our hosts start off brief discussion about the current state of the market and the re-emergence of multiple offer scenarios. Sean discusses pricing strategies and how it is never one size fits all. He also explains why it's important to discuss the pros and cons of each pricing strategy with your client. Next, Sean defines hold backs and credits on the statement of adjustments and Kyle comes in to explain why banks don't like either scenario, and how it can affect your real estate deal. They also dive into some real life stories of negotiation and strategy in both the real estate and financing fields.Kyle also chimes in with his personal experience with Magic Mind "The World's First Productivity Shot" and how it has been a benefit to him with his extremely early mornings (4:30am!) To take advantage of the REAL Collective Offer that has been extended to February 10th, visit: https://magicmind.com/JANrealcollective and use the discount code REALCOLLECTIVE20If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Magic Mind Discount Offer (extended to Feb 10):https://magicmind.com/JANrealcollective Use the discount code REALCOLLECTIVE20 You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #magicmind #realestate #canadaIntro (0:00)Spring Market is in the air (1:16)Multiple Offers in the air (1:48)More about strategies that make sense (3:22)Post closing issues - holdback vs a credit on the statement of adjustments (5:30)The bank’s view on holdbacks & credits (8:15)Real life negotiation with Sean during the conditional period (10:15)When Mortgage Agents are educating real estate agents (15:10)Half Time with Sponsor Magic Mind (16:30)Second Half (19:03)A financing story - the power of restructuring the deal properly (19:45)A conditional sale story, the importance of qualifying questions and why cars kill deals (24:28)Why the term pre-approved does not mean the deal is approved (29:22)You can’t oversimplify the process: Ruling in the US (30:52)Mortgage math can be disappointing (33:00)Outro (33:45)

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Which factors impacted the real estate market in 2023? This week we're discussing some of the factors that were at play last year and what we are expecting to see in 2024.Sean and Kyle kick off S10E4 of the REAL Collective Podcast discussing the most recent interest rate announcement. Kyle emphasizes the importance of comprehending the context and the true implications of the Bank of Canada rate for the average consumer. The hosts then delve into the impact of rate announcements on consumer confidence and how it affected the real estate market last year. The conversation covers the inverse relationship between interest rates and home sale prices. Our hosts also incorporate notable statistics from 2023 shared by Steve Tabrizi, COO of RE/MAX Hallmark in a recent presentation. (Visit https://www.youtube.com/live/BIWizIleMpQ?si=dgKXU_ssPJAfmZ0Z to watch Steve's presentation "Annual Housing Market Report").At half time, Sean talks about his recent personal experience with the Magic Mind productivity shot. In order to take advantage of the REAL Collective discount, visit: https://magicmind.com/JANrealcollective and use the discount code REALCOLLECTIVE20In the second half we dive into a deeper discussion on current Canadian sentiment and our systems and infrastructure. Our hosts also discuss some interesting work/life changes to come out of the pandemic and some personal experiences.If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Magic Mind Discount Offer:https://magicmind.com/JANrealcollective Use the discount code REALCOLLECTIVE20 You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #magicmind #realestate #canadaIntro (0:00)Recent interest rate announcement and projections (1:35)Kyle gives context to the interest rate announcement (2:17)How will those decreases affect fixed rates? (3:22)The impact on consumer confidence (5:08)Why you should widen your perspective (6:00)Inverse correlation between sales price and interest rates (6:30)Marry the payment, date the rate (7:30)Many investors couldn’t close their deals at the end of 2023 (8:45)Why did 21,000 put their house up for sale and only 12,000 sell last year? (10:56)It comes down to the question - why are you selling your house? (12:30)Pent up demand? (14:40)Half-Time with our sponsor Magic Mind (15:50)Second half (18:56)Do we have broken systems in Canada? (19:19)Where’s the accountability? (23:50)Canadians moving abroad (27:27)Changes that have come out of the pandemic (31:50)Outro (33:35)

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Sean and Kyle discuss the Ins and Outs of Ottawa's Vacant Unit Tax in this week's episode of the REAL Collective Podcast.First, they kick off by digging into the positive outlook that 2024 is starting out with and discuss a few key topics such as future generations buying homes and mentality shifts that may have to happen in terms of home ownership.At half time, Kyle talks about his personal experience with Magic Mind and how it has been a benefit to him! In order to take advantage of the REAL Collective discount, you can visit: https://magicmind.com/JANrealcollective and use the discount code REALCOLLECTIVE20In the second half we dive into details about Ottawa's Vacant Unit Tax and discuss some personal experiences with the program. Sean and Kyle question what we're getting out of the program and the number of resources that are required to run it. They also discuss an alternative solution (build more houses!) If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Magic Mind Discount Offer:https://magicmind.com/JANrealcollective Use the discount code REALCOLLECTIVE20 Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bDownload Kyle Miller Mortgage Agent's FREE BUYER GUIDE here: https://drive.google.com/file/d/1vVoQQ0uOjtVijM1F-aPAlXhIbGiyr1ew/view?usp=drive_linkYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #magicmind #vacantunittax Intro: (0:00)Positive outlook moving into 2024 (1:27)The desire for stability in the market (3:15)There are always ways to make it work for your kids to buy a home (5:00)Big mentality changes: (8:10)Bill 23, More Homes Built Faster Act (11:15)Client story (12:20)Half time – Kyle’s Magic Mind Review (16:15)Second Half (18:28)Vacant Unit Tax (19:20)Sean’s personal experience with vacant unit tax (20:48)What are we getting out of this program? (21:25)What is the vacant unit tax? (25:55)What is the solution? Build more houses! (29:10)Mental shift on the length of time it takes to pay off a home (31:55)Now 3 lenders that do reverse mortgages (33:32)Outro (34:20)

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In S10E2 of the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) discuss lessons and insights from 2023. They start off with some discussions around their intentions and their chosen words for 2024. They talk about the trends that they saw in the real estate and financing industries last year, and chat a little bit about the value of title insurance, the prevalence of fraud and how you can protect yourself.At half time, Sean and Kyle talk about their experiences with the World's First Productivity Shot 'Magic Mind'. In order to take advantage of the REAL Collective discount that is available in January, visit: https://magicmind.com/JANrealcollective and use the code REALCOLLECTIVE20 to get one month for free when you subscribe for 3!In the second half, Sean and Kyle dive into why 2023 was different and the importance of working with a solution-oriented real estate expert. Deals were tougher in 2023 and a creative and open approach was necessary for success last year. They spoke about some of the good things to come out of the tough market such as conditional sales becoming the norm again, and the educational component of a tougher real estate transaction.If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Magic Mind Discount Offer:https://magicmind.com/JANrealcollective Use the discount code REALCOLLECTIVE20 to get one month for free when you subscribe for 3!Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bDownload Kyle Miller Mortgage Agent's FREE BUYER GUIDE here: https://drive.google.com/file/d/1vVoQQ0uOjtVijM1F-aPAlXhIbGiyr1ew/view?usp=drive_linkYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #magicmind Intro: (0:00)Word of the Year? (0:55)Will 2024 be a rebound year? (2:03)2023 had the lowest number of transactions we’ve seen on MLS in at least a decade: (3:00)The inverse correlation between house prices and interest rates: (3:53)The value of title insurance: (10:00)What is a switch? (11:40)Why title insurance could be a great gift: (12:30)Avoiding disaster – a client story: (14:43)Break from our sponsor Magic Mind: (17:38)Looking back at 2023: (20:23)The importance of a solution-oriented real estate expert: (23:00)Why harder deals can be a good thing: (24:42)Alternative solutions were more common in 2023: (27:52)Investors weren’t as active in 2023: (28:28)Hire an educated agent that knows about the new regulatory changes that have just come in: (29:30)Make sure your agent provides a list of services: (32:07)Outro: 34:15

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How Ottawa-based NGO Help Lesotho is making an impact!This week on the REAL Collective Podcast, Sean Tasse (Broker) is speaking to Brianne Smith (Communications and Marketing Officer) with Ottawa-based charity Help Lesotho. They discuss some of the issues affecting communities in Lesotho and the impact that their programming has had over the last 20 years. With a strong focus on education, this worthwhile charity is targeting some of the most difficult issues such as Human Trafficking and HIV/Aids, through many different programming initiatives. In the second half, Brianne shares some incredible real-life stories and details the ways in which you can help! Your support goes a long way as 90% goes directly to programming. RE/MAX Hallmark is proud to support this amazing charity!Here are all of the ways you can learn more:https://helplesotho.org/FB: https://www.facebook.com/HelpLesothoPageIG: https://www.instagram.com/helplesothoLinkedIn: https://www.linkedin.com/company/help-lesotho/TikTok: https://www.tiktok.com/@help_lesothoAre you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bDownload Kyle Miller Mortgage Agent's FREE BUYER GUIDE here: https://drive.google.com/file/d/1vVoQQ0uOjtVijM1F-aPAlXhIbGiyr1ew/view?usp=drive_linkYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca#realcollective #podcast #ottawa #charity #helplesothoIntro: (0:00)What is Help Lesotho? (0:50)What are the issues that Lesotho is facing? (2:09)Background on Help Losotho (6:00)Program Educational Focus: (6:53)The impact that this charity has had over the last 20 years: (7:46)RE/MAX Hallmark Support: (10:08)Inequality is everyone’s issues: (10:45)What has been the generational impact? (11:19)How many people have they reached? (12:34)What are some of the challenges that remote regions face in Lesotho? (14:40)Half Time (16:20)About the programs and leadership centers (18:23)Herd Boy Program Story: (22:52)Child Sponsorship Program Story: (25:28)Mental health aspects to programming: (26:25)What are the different ways that people can support the work at Help Lesotho? (29:00)Outro (34:44)

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Get Ready to Move in 2024: How to Prepare for SuccessIn S9E13, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing the importance of preparing for your 2024 move well in advance! They chat about why it's crucial to do the math prior to making any decisions instead of basing those decisions on emotions. They get into previous predictions, go over some predictions for the future and speak about some real life examples of how clients have pivoted to make the most of a difficult situation this past year.In the second half, Sean and Kyle speak about the upcoming spring market and many of the factors at play, and potential blind spots when it comes to market predictions. Is all of this an indication of a bigger story? They briefly discuss the increasing gap between those who can buy a house and those who can't. If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!#realestate #getreadytomove #prepareforsuccess #mortgages #ottawa #realcollective #podcast #prestigiousservice #optimalresults #buyers #sellersAre you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bDownload Kyle Miller Mortgage Agent's FREE BUYER GUIDE here: https://drive.google.com/file/d/1vVoQQ0uOjtVijM1F-aPAlXhIbGiyr1ew/view?usp=drive_linkYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caIntro: (0:00)Why you need to start preparing now if you plan on moving in 2024 (0:48)What the numbers are saying? (2:35)Why the math is important to rely on instead of your emotions: (4:55)Total number of transactions year over year: (8:22)Predictions for next year: (10:05)Less easy business happening, why experience matters: (11:22)TRESA is also making it more difficult for some agents to succeed: (13:25)Investors are sitting on the sidelines (13:40)An example of a 2026 renewal and how Kyle plans to help his client pivot: (14:56)Half-time (17:20)Why should you start preparing now: (19:46)Why you should be looking in the spring: (20:55)The impact of taxes: (22:00)What are the spring factors at play? (23:00)Psychological impact on the market: (26:05)Different factors can affect the market and there are always blind spots: (27:28)Debt Reduction Levels: (28:40)Is all this an indication of a bigger story? (31:00)Outro (34:36)

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Check out our most recent episode - Don't Leave Your Home Unprepared: Holiday Home Prep Tips!🎄 Happy Holidays, everyone! 🎅 In this festive episode of the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are giving some tips on how you can keep your home safe and secure when you go away during the holiday season. They also discuss important steps to take when winterizing a cottage, and they talk about listing vacant homes and what to consider as a home owner!In the second half, Sean and Kyle discuss the current market conditions and bring up some recent and impactful stories in the real estate and mortgage financing fields. They also discuss appraisals and Kyle explains how appraisers look at property value.If you are considering buying, selling, or investing, don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!#realestate #financing #mortgages #ottawa #realcollective #podcast #prestigiousservice #optimalresults #buyers #sellers #homeprep #holidaypreptips Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca00:00 - Intro 00:38 - Kyle's Festive Mood 00:46 - The Limbo Week Between Christmas and New Year's 01:10 - Scheduling Appointments and Today's Topic 02:00 - Home Alone References and Home Security Tips 04:36 - Self-Employment and Christmas Bonuses 05:49 - Preparing Your Home for Winter Travel 09:17 - Smart Home Tech and Temperature Settings 13:22 - Ensuring Your Home is Secure with Neighbors and Tech 15:53 - Mid-Episode Break: Real Collective Sponsorship Message 18:03 - Real Estate Market Update and Closing Deals Before Christmas 23:01 - Appraisals and Market Value Discussions 26:50 - Neighborhood Dynamics and Market Comparables 29:31 - Wrapping Up and Prepping for the Spring Market 30:39 - Outro

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With the introduction of TRESA earlier this month, buyers can now find out what's in that offer? Sellers can now disclose contents.In S9E11, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing the new intricacies involved in multiple offer scenarios in Ontario real estate with the introduction of TRESA (Trust in Real Estate Services Act). What a Seller can disclose versus what a seller must disclose is explained, and how this may affect the real estate market in the immediate future and the longer term future. Our hosts describe why it's never been more important to have an experienced real estate agent guiding your negotiations so that your sale or purchase has the best possible outcome.Sean and Kyle also discuss some hilarious holiday shopping mistakes that they are laughing about now, but maybe weren't at the time!Don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!#realestate #tresa #ottawa #realcollective #podcast #prestigiousservice #optimalresults #buyers #sellersAre you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caIntro: (0:00)How the seller can disclose contents of offers: (1:35) What the seller & seller’s agent can do versus what they must do: (2:27)A competitive offer example from last week – Saying nothing can say a lot: (9:05)Why experience comes into play with TRESA: (13:10)You can only disclose with two or more competing offers: (13:40)What if there is a first refusal? (14:20)It feels like the wild west: (14:50)What are some possible results with these changes? (16:20)Half Time: (18:00)Second half – hilarious holiday shopping mistakes: (18:53)Outro: (30:30)

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Find out about some game-changing laws: how Real Estate in Ontario is transforming!This week on the REAL Collective Podcast, Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Broker) discuss the current impact of interest rates holding steady or slightly declining on consumers and the promising uptick in buyer sentiment. They also dig into two important changes in real estate law. TRESA (Trust in Real Estate Services Act) which came into effect in Ontario on December 1st of this year and the Canadian Real Estate Association's introduction of the REALTOR® Cooperation Policy (Canada wide) that comes into effect on January 3rd, 2024. They discuss what these legislation changes mean for buyers, sellers, and investors and their benefits and draw backs.Don't miss out on another informative episode and Keep it REAL, Collective!#realcollective #podcast #realestate #ontario #ontariorealestate Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.ca Intro: (0:00)Interest rates holding steady, some declining & consumer impact: (2:13)Improvements in Buyer Sentiment: (5:30)The Stress Test: (12:30)Legislation changes: 1st week of TRESA: (16:45)On the cutting edge of agency: (18:15)The opportunity to stand out: (19:53)More about Agency: (20:35)Increasing Transparency with Real Estate Auctions (then, now, and the potential future): (22:18)New negotiation strategies for agents: (28:19)Realtor Cooperation Policy – CREA: (30:50)Outro: (32:53)

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Understanding Environmental Assessments for real estate success is crucial if you are considering purchasing a property that has environmental considerations at play.This week on the REAL Collective Podcast Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Agent) have an insightful discussion about Environmental Assessments in real estate. They unpack what these assessments entail and their role in the real estate landscape and how they can affect your real estate transaction.They differentiate between Phase 1 and Phase 2 Environmental Assessments, highlighting their specific purposes in the evaluation process. By sharing recent scenarios, they shed light on how these assessments affect real estate deals, including their connection to financing. We also discuss the importance of timing in real estate transactions for both buyers and sellers. In the second half, the conversation shifts to effective listing strategies for winter conditions, along with the value of appraisals in real estate. We also explore the strategy of buying before selling, along with insights into timing the market for successful real estate deals.Join us for another informative discussion on the REAL Collective Podcast. Until next time, keep it REAL, Collective!Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone... Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarko...You can also follow us here:Instagram: https://www.instagram.com/real.collec... Facebook: https://www.facebook.com/realcollecti... TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real... Website: https://www.realcollective.caEnvironmental Assessments: (0:58)What are they looking for in an environmental assessment? (2:55)LeBreton Flats: (3:50)The difference between Phase 1 and Phase 2 Environmental Assessment: (5:24)A few recent scenarios: (6:58)The financing perspective: (7:57)Country properties: (9:50)About the Phase 1 Report: (11:50)Understanding timing on both sides of the deal: (12:50)Half-Time: (18:55)Second half begins: (19:47) Listing Strategy in Winter: (20:08)The Value of Appraisals: (25:05)Buying before selling – what is a good strategy? (27:05)Timing the market: (27:55)The timing of the best real estate deal Sean has ever done: (29:40)The importance of a plan (31:00)The benefits of a mortgage broker: (32:30)Outro 34:04

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Stay informed about real estate and mortgage regulations on the latest episode of the REAL Collective Podcast.This week, Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Agent) are discussing the latest regulation changes in their industries.Kyle kicks the episode off and fully explains the new Canada Mortgage Charter that was recently announced by the federal government. He explains how all 6 points are all great but are not new and were already in use by mortgage agents. So, this announcement was a great awareness campaign, but not anything that the government is actively changing or doing for consumers.Sean then discusses the incoming changes that REALTORS® will be governed by as of December 1st, 2023 (TRESA: Trust in Real Estate Services Act). He explains some new concepts for consumers such as Designated Agency and Limited Representation and discusses how the changes will impact consumers in real life scenarios.In the second half, Kyle tells some interesting mortgage stories that are both educational and entertaining.Don't miss out on another valuable episode of the REAL Collective Podcast. Keep it REAL Collective!#realestate #mortgages #ottawa #realcollective #podcast #prestigiousservice #optimalresults Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caIntro: (0:00)The truth about the New Canada Mortgage Charter (1:20)A bright light on mortgages rates – TD dropped their fixed rate: (8:00)The key is going to be the number 4 in front of that interest rate (9:00)TRESA | Trust in Real Estate Services Act – Dec 1, 2023: (10:30)Designated Agency: (11:25)Limited Representation: (15:45)Some confusion ahead of us: (16:20)Seller has the full right to disclose the contents to an offer to someone else: (17:15)Halftime (18:42)Mortgage story time with Kyle (20:00)Some mortgage deals are onions: (24:45)Deals can be delayed for reasons outside of the client’s control: (28:40)Outro: (30:20)

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This week on the REAL Collective Podcast, in the second half, we dig into an unreal estate tale: $200,000 left behind. Let our hosts keep you ahead in the dynamic world of property buying, selling, and investment and offer up some tips and insights to keep you fully informed. First, we kick things off discussing some exciting new listings hitting the market just in time for Christmas. Then, we dive into a crucial discussion on current interest rates and the broader economic factors influencing the real estate market.We analyze the potential decrease in fixed-rate mortgages and its significant impact on buyers and sellers. Following this, we delve into the strategies of timing the market for buying and selling, and discuss the importance of aggressive pricing when putting your property on the market.Our focus then shifts to a broader perspective, discussing the impact of rising house prices on affordability and society as a whole.In the second half we dive into a captivating story about a missed $200,000 opportunity in a recent commercial real estate deal. Sean and Kyle also discuss the important lessons in this story for real estate agents, buyers, sellers and investors.We end with a brief conversation about the upcoming changes in real estate legislation, and the challenges that will come along with these changes, ensuring you're well-informed about the latest real estate developments. Join us for this informative journey through the world of real estate, where we equip you with the knowledge to make the best decisions in today's market.Until next time, keep it REAL Collective!Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect Download our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bYou can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caExciting new listings hitting the market for Christmas: (0:30) Discussion on interest rates and economic factors: (1:06)Potential decrease in fixed rate mortgages and its impact: (3:01)Timing the market and strategic buying and selling: (6:19) Importance of pricing aggressively when selling a property: (7:13)The impact of rising house prices on affordability and society (09:30) Half Time: (15:18) Storytime: A missed $200,000 opportunity in a commercial real estate deal: (16:33)The impact of effective communication in real estate transactions: (20:06) The importance of making phone calls to explore all options: (23:09)The message to agents and sellers about the lessons in this story: (23:50) The lesson for buyers in this story: (26:50)The challenges associated with the new regulations from TRESA coming into effect Dec 1: (29:10)Outtro: (32:44)

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Check out our latest podcast episode: Insider Insights: Changes to Market Statistics & Market Outlook.This week on the REAL Collective Podcast, hosts Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Agent) break down the intricacies of the Ottawa real estate scene. In this episode, we dive into the differences between OREB and CREA Market Statistics, shedding light on the factors shaping our understanding of market trends and the changes that are currently happening. We also shed some light on the importance of distinguishing between ownership types and how your REALTOR® can extract important insights from the regional data. Midway through, we touch on bank appraisals and anticipate future developments. Despite a dip in sales activity, we identify resilient price trends, presenting opportunities in the market. Our hosts also discuss seasonal rhythm of the real estate market and why the current conditions favor buyers. Mindset shifts around the holidays and why December may be the ideal time to make your move is explained.Our hosts also point out the option of an extended closing date explain how to strategically leverage market seasonality. We conclude with a forward-looking discussion on planning for 2024 mortgage renewals.Join us on this insightful journey through the diverse facets of Canadian real estate. Subscribe, like, and share to stay informed and empowered in navigating the ever-changing real estate landscape. Let's embark on this real estate journey together!#realcollective #realservice #letlovelead #marketoutlook #marketstatistics #insiderinsightsTo watch Sean's Market Update for November 2023, visit: https://youtu.be/_ONcp6LbvBMDownload our FREE SELLER GUIDE here: https://realcollective.remaxhallmarkottawa.com/ask/13f2716214954bf649ac6a4e84a3314bAre you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caThe discrepancy between OREB and CREA Market Statistics: (0:57)Changes to Canadian real estate market statistics: (2:45) Real Estate statistics are now consistent across the country: (6:00)Data from the financing perspective – national vs regional real estate: (6:25)Why the distinction between ownership type is important: (8:15)Nuggets of Truth vs the Story of Big Data: (9:18)How your REALTOR® can still dig down to the specifics in the data: (9:57)The danger of leaving money on the table in a hot market: (13:15)The importance of appraisals: (14:40)Half-Time: (17:14)Bank Appraisals: What’s going to happen in the next 6 weeks: (18:30)Sales activity is down but sales prices are not: Opportunity in the market: (21:42)Seasonality of the Market: (22:57)Why the conditions are here to buy: A look at the mortgage numbers: (23:30)Mindset changes around the Holidays: (27:15)Why the time to buy is December: (28:00)The option of an extended closing date: (28:35)How to take advantage of market seasonality: (29:33)2024 Mortgage Renewals – The importance of planning: (31:05)Outro: (32:53)

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In this episode Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Agent) are discussing home buying 101: prepare for success. They kick things off by discussing financial readiness, whether you're gearing up to buy soon or just starting to explore the idea. Then, they dive into the specifics of preparing for homeownership if you're self-employed.Managing your debt is a crucial piece of the puzzle, so they explain its power in your journey. Sean and Kyle also touch on the importance of researching your bills and expenses.Next, they emphasize the significance of connecting with a professional and managing first-time home buyer expectations. For those considering purchasing a home with a partner, Sean and Kyle are talking about the various options that you may have not considered.Our hosts really emphasize the value in staying open-minded during the research phase to ensure you don't cut off any options that may be great in the end.Kyle and Sean also share some personal stories about their own first-time buyer mistakes, you're not alone on this journey!Thanks for tuning in to the REAL Collective Podcast. Until next time!For the REAL Collective mortgage calculator, visit: https://realcollective.ca/resources/mortgage-calculator/#realcollective #realservice #letlovelead #homebuyingAre you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caIntro: (0:00)You are planning to buy, but not quite ready: (3:45)What should you do to set yourself up financially?: (4:30)How to prepare to purchase a home if you are self-employed: (6:05)The power of decreasing debt to prepare to purchase a home: (11:30)Do your research on bills: (14:50)Half-Time: (17:05)The importance of meeting with a professional: (18:24)First-time home buyer expectations: (19:36)The benefits getting on the home ownership ladder with a partner: (22:00)A renter vs living in mom and dad’s basement: (22:55)A unique situation: Your first purchase could be an investment: (25:00)The importance of paying attention to the market: Look at the data: (27:00)Exploring your preferred neighborhoods at different times: (29:25)Be open minded during the research phase: (32:00)Sean and Kyle’s biggest mistakes as a first-time home buyers (32:28)Outro: (34:48)

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Welcome to The REAL Collective Podcast! In this episode, we dive deep into the world of real estate, mortgage rates, and winning strategies & tips for your next home purchase. We discuss trends in property buyers' behavior, potential triggers for buyers, the impact of fluctuating interest rates, and what data sets to consider. We'll also analyze recent mortgage rate announcements and explore how to rebook your interest rate after 120 days.Furthermore, we address the question of whether multiple credit applications negatively impact your credit score and delve into key definitions. We'll explain who the CMHC announcement applies to and let you know how to find out about your mortgage insurance. Additionally, we explore the risks associated with firming up a sale on an amendment and the importance of choosing a realtor that is experienced and well trained. 🎆We are also celebrating our 100th episode milestone!🎆Thanks for joining us on The REAL Collective Podcast – your go-to source for real estate and mortgage insights! Don't forget to like, subscribe, and share with your fellow real estate enthusiasts.#realcollective #realservice #letlovelead #100thepisode Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect To get a snazzy hair style like Sean, find out more about the Gray Whale in Ottawa, here: https://realcollective.ca/the-gray-whale/ You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caIntro: (0:00)Buyers are delaying the process and circling properties. (1:50)Looking at the data: Potentially 2 triggers for buyers (4:30)What will happen if the rates come down?: (5:27)What data set should you look at?: (6:15) Everyone is waiting for the same thing!: (6:50)Discussing recent mortgage rate announcements: (8:18)The perfect storm could be coming this spring: (11:20)Buy now, close later: (11:50)How to rebook your interest rate after 120 days: (13:40) Will multiple credit applications negatively impact your credit score?: (14:55)Half-Time (17:17)CMHC Announcement (18:40)Key definitions (21:57)Who does this announcement apply to? (23:00)Are you wondering if you still have mortgage insurance?: (23:23) Firming up a sale on an amendment: Risky Business for Clients (25:05)Wrapping up: (29:45)Episode 100: Congratulations! (30:10)Outro (31:30)

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Welcome to The REAL Collective Podcast! In this episode, we dive deep into the world of real estate, mortgage rates, and winning strategies & tips for your next home purchase. We discuss trends in property buyers' behavior, potential triggers for buyers, the impact of fluctuating interest rates, and what data sets to consider. We'll also analyze recent mortgage rate announcements and explore how to rebook your interest rate after 120 days.Furthermore, we address the question of whether multiple credit applications negatively impact your credit score and delve into key definitions. We'll explain who the CMHC announcement applies to and let you know how to find out about your mortgage insurance. Additionally, we explore the risks associated with firming up a sale on an amendment and the importance of choosing a realtor that is experienced and well trained. 🎆We are also celebrating our 100th episode milestone!🎆Thanks for joining us on The REAL Collective Podcast – your go-to source for real estate and mortgage insights! Don't forget to like, subscribe, and share with your fellow real estate enthusiasts.#realcollective #realservice #letlovelead #100thepisode Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect To get a snazzy hair style like Sean, find out more about the Gray Whale in Ottawa, here: https://realcollective.ca/the-gray-whale/ You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caIntro: (0:00)Buyers are delaying the process and circling properties. (1:50)Looking at the data: Potentially 2 triggers for buyers (4:30)What will happen if the rates come down?: (5:27)What data set should you look at?: (6:15) Everyone is waiting for the same thing!: (6:50)Discussing recent mortgage rate announcements: (8:18)The perfect storm could be coming this spring: (11:20)Buy now, close later: (11:50)How to rebook your interest rate after 120 days: (13:40) Will multiple credit applications negatively impact your credit score?: (14:55)Half-Time (17:17)CMHC Announcement (18:40)Key definitions (21:57)Who does this announcement apply to? (23:00)Are you wondering if you still have mortgage insurance?: (23:23) Firming up a sale on an amendment: Risky Business for Clients (25:05)Wrapping up: (29:45)Episode 100: Congratulations! (30:10)Outro (31:30)

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In this week's episode of the REAL Collective Podcast, Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Agent) are discussing whether you should buy now or wait? Unveiling market pros & cons!We'll begin by unpacking current buyer sentiment and exploring what's on the minds of today's property buyers. Then, we'll delve into the age-old dilemma: to buy now or hold off. We've got your answers.You'll also get insights into how price fluctuations and interest rate shifts affect your real estate decisions, as well as the intriguing connection between property prices and interest rates.What does the future hold for the mortgage market? Get a sneak peek into what's coming in the world of mortgages, and take a look at the future of interest rates in Canada over the next five years.We'll discuss how to stay ahead of the real estate curve in a changing marketplace and explore long-term strategies for handling equity fluctuations. After a brief intermission, we'll dive even deeper into the real estate world.The million-dollar question: should you buy now or wait? We'll help you find your ideal move and explore alternative directions for your real estate journey.Is it time to consider variable rate mortgages, and what are the pros and cons of forecasting real estate markets? Our experts will also share an exclusive sneak peek into the market forecast for October 2023.Learn about the stress test and its implications, discover the golden moment for your real estate aspirations, and brace yourself for potential market-changing events.Finally, we'll emphasize why local insights are your secret weapon in real estate.Your real estate journey is about to get a whole lot clearer. Stay tuned and make sure to subscribe for more enlightening discussions on real estate!🏡#realcollective #realservice #letlovelead Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.caIntro: (0:00)Unpacking Current Buyer Sentiment: (1:20)Pros and Cons of Waiting to Buy: (4:30)Calculating the Impact of Price Drops and Interest Rate Changes: (5:00)The Inverse Relationship Between Real Estate Prices and Interest Rates: (6:51) Mortgage Market to See Uptick in Refinancing Activity in 2025-2026: (10:26)The Impact of Interest Rates in Canada Over the Next Five Years: (10:50) Navigating the Opportunities of a Changing Marketplace: A Discussion on Staying Ahead of the Curve: (11:50) Fluctuating Equity is Okay If You’re Going Long Term: (15:30 ) Half-Time: (17:35) Should You Buy Now or Wait?: (19:00) Opportunity in the Other Direction: (19:31) Variable Rate Mortgages are Coming Back Into the Conversation: (19:48) Making Predictions: The Pros and Cons of Forecasting Real Estate Markets: (21:00) Sean’s Market Prediction in October 2023: (21:35)Understanding the Stress Test: (23:10)The Right Time to Buy: (26:37)The Two Major Events That Could Cause Houses Prices to Tumble: (30:45) Don’t Read National News and Apply it to Ottawa: Get your Ottawa Real Estate News Here: (32:08) Outro: (33:33)

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In this week's episode of the REAL Collective Podcast, Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Agent) are discussing the DOJ vs NAR: what does this mean for Canadian real estate?This recent US news and its impact on the Canadian market is the lens that we are looking through this week. We're explaining how real estate fees and representation function right now, how they are changing with the implementation of TRESA, and how they could potentially evolve in the future. It's an important conversation to have for both the industry and consumers alike. We discuss innovative business models and the need for balance between protecting service providers and offering the client choice. Don't miss out on these valuable insights into the ever-evolving real estate landscape! Like, share, and subscribe for more content, and leave your comments to join the conversation. #realcollective #realservice #letlovelead Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.caIntro: (0:00)The Benefits of Working from Home: (1:48)Recent US News: DOJ vs NAR: (2:30)Examining Agent Fees: (3:48)The need for quality REALTORS® in the Ottawa Real Estate Market: (5:50)Navigating the complexities of Real Estate Boards in Ontario: (7:42) CREA: Trying to unify data across Canada: (8:48) What may be coming down the pipe in terms of buyer side commission (9:07)The potential impact on the status quo: (9:40) The reality of mortgages in Canada: Exploring the difference between US and Canadian Regulations (10:40) Representation in Real Estate: US vs Canada (12:13)Upcoming TRESA changes: (12:50)Grapevine Deals: (14:34)Selling privately and leaving money on the table: (15:28)Can't Run a Business Without Profit: (16:37)Half-Time: (17:00)Exploring new and different business models in the real estate industry: (18:08)RE/MAX: The original industry disruptors: (22:00)Sean's thoughts on giving consumers the choice to decide their level of service: (22:39)Industry Disconnects: Real Estate and Financing: (24:50)Striking a balance between protection for service providers and client choice: (30:15)Outro: (32:00)

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This week on the REAL Collective Podcast, Sean Tasse (Real Estate Broker) and Kyle Miller (Mortgage Agent) are Unlocking Real Estate Investing: Why It's Time to Dive In!We'll start by unraveling the intricacies of mortgage approvals for investment properties. From there, we'll dive into the distinctions between commercial and residential financing.As we progress, we'll navigate the complexities of securing commercial loans and grasp the financial implications through net operating income calculations. We'll also draw comparisons between the dynamics of cash flow and pricing in the Ontario real estate market, and provide insights into the differences between the US and Canadian markets.After a brief intermission, we'll explore the delicate balance between cash flow and equity growth, along with strategies to unlock equity for real estate investments. You'll discover the allure of investing in Ottawa's real estate market, the role of parental assistance in down payments, and the art of weighing risks against rewards in real estate investments.Don't miss this episode of the REAL Collective Podcast. Whether you're an aspiring REALTOR®, a prospective homeowner, or simply eager to enhance your real estate knowledge, this episode offers a wealth of insights. Tune in and broaden your understanding of these crucial subjects.#realcollective #realservice #letlovelead #investing Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.caIntro: (0:00)Mortgage Approvals for Investment Properties: What You Might Not Know (2:51)What Commercial Financing Is Similar To Residential? (6:37)The Long and Winding Road to Commercial Loan Approval: (7:20)Calculating Net Operating Income: Understanding the Financial Impact of Property Ownership:(11:46) Ontario Real Estate: Cash Flow vs. Pricing: (14:58) The US vs Canadian Market (15:57)Half-Time: (17:04)The Trade Off Between Cash Flow And Equity Growth: (18:22)Unlocking Equity for Real Estate Investment : (23:04) Exploring the Benefits of Investing in Ottawa Real Estate: (25:33)Parental Help with Down Payments (27:05) Weighing Risks vs Rewards in investing: (29:21)When the rates are high, the prices are low (32:00)House Hacking: A 20K Down Payment (32:56)How to Protect Yourself from Unscrupulous Clients: A Realtor's Guide: (35:25)Outro: (36:44)

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In S8E13 of the REAL Collective Podcast we are unveiling typical offer conditions: what you must know!Join our hosts Sean Tasse (Real Estate Broker), and Kyle Miller (Mortgage Agent), as they discuss the legal and mortgage intricacies with typical conditions found in an Offer to Purchase and Sale: Financing and Home Inspection. They discuss risks that you may not have considered, the process and some personal experiences along the way!Don't miss out on this extremely valuable episode! #realcollective #realservice #letlovelead #offer #conditions #realestateexperts #mortgageexpertsAre you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.caIntro: (0:00)What Are the Conditions on an Offer? : (1:53)Removing a Financial Condition: Understanding the Difference Between Waiving and Fulfilling: (4:24)Understanding Your Liability During a Transaction: What to Know Before Signing: (5:27)A Vendor Take-Back: Negotiating a Million Dollar House Purchase: (8:54) Securing the Final 100 Grand: A Vendor Take Back Mortgage: (10:16) The Risk of Quitting Your Job Before Your Mortgage is Approved: A Cautionary Tale: (14:29) Closing the Deal: Navigating the Stressful Process of Selling Property: (19:49) Half-Time: (21:16)Navigating the Home Inspection Clause During the Pandemic: Should You 'Roll the Dice'?: (22:42 )The Importance of Home Inspections: Don't Let Problems Slip Through the Cracks!: (24:02) The Right to Remedy: Ensuring Fairness in Home Purchases :(27:49)Outro: (32:50)

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This week on the REAL Collective Podcast we discuss ways to do home improvements: the good, the bad & the ugly. Our hosts by Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) first dive into a new city of Ottawa opportunity called "The Better Home Loan Ottawa Program" that could help you finance your own home renovation project. We explore potential pitfalls and how a real estate agent could protect you from some of these scenarios. The ethical maze of disclosure and non-disclosure of information also gets discussed. We tread this sensitive topic, unpacking the right, the wrong, and the grey areas. From personal anecdotes to professional guidelines. Furthermore, with economic fluctuations being the order of the day, we underscore the importance of locking in your interest rates, and why now is the time to do it.We move along and discuss some ugly home improvement options out there and offer guidance on how to navigate these tricky and deceptive techniques. We stress the importance of title searches and illustrate how they can protect home buyers. Every homebuyer, whether seasoned or first-timer, should be wary of unexpected issues at the closing table. Don't miss this episode of the REAL Collective Podcast for an all-encompassing dive into these crucial subjects. Whether you're an emerging REALTOR®, a home buyer or seller, or just someone keen on enriching their real estate acumen, this episode is a goldmine of insights. Tune in and broaden your understanding! #realcollective #realservice #letlovelead Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.caIntro: (0:00)Serious Kyle & A Trip to Italy: (1:06)The Good, The Bad & The Ugly of Home Improvement: (2:09)Possible City of Ottawa Loan Issues: (5:17)Disclosure and Non-Disclosure of information: An Ethical Tightrope: (9:33) Half-Time: (17:40)Quick Update on Inflation & Property Taxes: (19:19) Now Is The Time: Lock In Your Interest Rates: (21:05) The Ugly Of Home Improvement : (21:58) Unforeseen Issues At The Closing Table: The Need For A Title Search: (26:46 )The Importance Of Pulling Title On Your Own Home: (30:11) Outro: (32:33)

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Have you ever wondered, rent to own and assignment deals, how do they work?In this week's episode of the REAL Collective Podcast, join host Sean Tasse, a seasoned Broker, and our special guest, Kyle Miller, a Mortgage Agent, as they guide you through a few unique ways to go about real estate. We kick things off by demystifying Rent-to-Own and Assignment Strategies. Ever been curious about how these tactics function and who benefits most from them? We'll clarify things by outlining the advantages and disadvantages.Moving on, we zero in on Crafting a Down Payment: Your Financial Roadmap. Recognizing that down payments often pose a major challenge for would-be homeowners, we dissect the smartest approaches to overcoming this crucial property-buying hurdle.Later, we switch gears to explore The Hard Truths for Tenants. Picture this: spending half a decade paying inflated rent while pouring money into home improvements for a house you don't own. Our aim here is to enlighten tenants on the traps to sidestep in rent-to-own arrangements. After a brief interlude, we plunge into Risk Management: Rolling a $42,000 Die. Investing in real estate is not without its perils. In this part, we scrutinize how a seemingly minor choice can have far-reaching financial consequences.Next on the agenda is assignment deals and some recent real life examples. We also discuss Exit Strategies. Knowing how to responsibly exit your investment is as vital as the investment itself. We offer actionable advice on how to gracefully conclude your real estate journey. Don't miss this episode of the REAL Collective Podcast for an all-encompassing dive into these crucial subjects. Whether you're an emerging REALTOR®, a hopeful homeowner, or someone keen on enriching their real estate acumen, this episode is a goldmine of insights. Tune in and broaden your understanding! #realcollective #realservice #letlovelead Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.caIntro: (0:00)Exploring Rent-to-Own and Assignment Strategies in Real Estate: (1:53)Making a Down Payment: A Financial Plan of Action: (3:37)The Unfortunate Reality for Tenants: Five Years of Paying Above Market Rent and Fixing Up Their House: (6:40)Navigating the Complexities of Down Payments for Homeownership: (10:08) Half-Time: (14:20)Risky Business: The $42,000 Dice Roll: (18:15) Understanding the Disposition Process: How to Get Rid of Properties at the End of their Lifecycle : (21:05) The Payment is the Same: Understanding the true cost of buying Real Estate: (23:10) Navigating Tough Times: A Discussion on Selling in a Difficult Situation: (25:31)Outro: (31:40)

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What Does it Mean to be Buying or Selling in the Current Market?

This question and more are answered in the latest episode of the REAL Collective Podcast. Your hosts Sean Tasse, a seasoned Broker, and special guest Kyle Miller, a savvy Mortgage Agent, tackle the crucial topics shaping mortgages and real estate in 2023. Whether you're a fledgling REALTOR®, an aspiring homeowner, or someone keen to deepen their financial literacy, this episode is your one-stop resource.

In this comprehensive episode, various aspects of financial planning, particularly related to real estate and mortgages, are covered. Initially, the impact of the Bank of Canada's lending practices on mortgage rates is discussed, along with the disparities in loan accessibility among Canadians. The episode then shifts to the importance of timing when locking in mortgage rates, emphasizing the need for early planning to secure favorable terms. The intricacies of the bond market are demystified to highlight its influence on mortgage rates, followed by an exploration of how regulatory changes by the Office of the Superintendent of Financial Institutions (OSFI) can affect the banking and mortgage landscape.

The discussion then broadens to the changing dynamics of the workplace, exploring how these shifts can be a microcosm of broader economic trends. The critical role of customer services and how it impacts the consumer across various industries is also highlighted as a key factor in enhancing business relationships. A half-time break offers a recap and a preview of upcoming topics.

The latter half of the episode focuses on practical concerns in real estate, including the financial and strategic risks of overpricing homes. Emotional complexities in financial decisions are examined, especially when small amounts of money become major sticking points in deals. Strategies for maximizing your real estate list-to-sell price ratios are provided, offering actionable insights for better financial returns. The episode wraps up by emphasizing the high costs of ignoring expert financial advice and concludes with an overview of how long-term interest rate trends can have a profound impact on both the broader economy and individual financial planning.

Don't miss out on this extremely valuable episode!

realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean or Kyle today!

Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

The Impact of the Bank of Canada Announcement on Mortgage Holders: (3:31)

Have you Missed the Boat: The Effects of Late Planning on Rate Locks: (4:56)

The Long, Boring Road of Bond Market Investing: (7:12)

The Impact of OSFI's Rule Changes on Banking and Mortgage Rates: (9:11)

The Changing Workplace: A Microcosm of the World Today: (12:42)

The Importance Of Good Service Across Different Industries: (14:18 )

Half-Time: (16:55)

The Dangers of Overpricing a Home: A Tale of Agents and Clients: (19:47)

The Price of Principle: Should You Sacrifice a Deal Over Five Grand? : (23:00)

Maximizing Your Real Estate List Price-to-Sell Price Ratios: (24:29)

The High Cost of Ignoring Expert Advice: (29:42)

Outro: (31:40)

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This week on the REAL Collective Podcast, Sean Tasse (Broker) and special guest Kyle Miller (Mortgage Agent) are navigating mortgages in 2023. They delve deep into the world of real estate, finance, and customer relationships. This episode is packed with insights that can help you make better financial decisions and navigate the ever-changing economic landscape.

We kick off the episode discussing Canada's inconsistent lending practices. Have you ever wondered why some Canadians get approved for loans while others don't?

From there, we transition to discussing Ottawa's historic housing market stability. What is it about Ottawa that has led to such a stable housing market over the years? We dig into the factors that make Ottawa stand out in the Canadian real estate landscape.

Then our hosts share a little bit about their own first sales experiences. Sean & Kyle talk about the thrills and spills of making their first sale, offering invaluable lessons that newbies in the sales world can apply to their own journeys. Speaking of sales, the conversation shifts to the value of Customer Relationship Management (CRM) and client acquisition. We discuss how using CRM effectively can make a world of difference in not just acquiring clients but retaining them as well.

But how do you strike the balance between being service-oriented and sales-driven? We talk about finding that equilibrium that benefits both the client and the service provider, making for a mutually beneficial and lasting relationship. At the halfway point, we take a little break to catch our breath and give you a snapshot of what's to come in the second half of the episode. When we return, we dive into the topic of fixed rates vs. variable rates. What are the pros and cons of each, and how do you choose what's best for you? We share our insights to help you make an informed decision.

Next, How much do emotions and gut feelings play into financial and real estate decisions? As we approach the end of the episode, we talk about navigating the finances by finding the math that works for you. Personal finance is just that—personal—and we discuss how to tailor your financial planning to suit your individual needs. Before we sign off, we cover one last crucial topic—finding the sweet spot when it comes to understanding the impact of interest rates on the economy. How do these rates affect your everyday life and your future financial plans? We aim to demystify this complex subject.

Tune into the REAL Collective podcast for a well-rounded understanding of these essential topics. Whether you're a budding REALTOR®, an aspiring homeowner, or someone looking to strengthen their real estate knowledge, this episode promises a treasure trove of information. Dive in and expand your horizons!

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect

You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

Canada's Inconsistent Lending Practices : (1:34)

Ottawa’s Historic Housing Market Stability: (3:49)

Sean & Kyle’s First Sales Experience: (8:17)

The Value Of CRM & Client Acquisition: (9:43)

Finding the Balance Between Service & Sales: (11:57)

Half-Time: (15:54 )

Fixed Rates & Variable Rates: (20:05)

The “Feeling” Market: (24:37)

Navigating the Finances: Finding the Math That Works for You: (25:55)

Finding the Sweet Spot: Understanding the Impact of Interest Rates on the Economy: (30:15)

Outro: (33:33)

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This week on the REAL Collective Podcast, Sean Tasse (Broker) is joined by our newest team member Ali Ayyash (REALTOR®) to discuss the truth about starting a real estate career. Ali, shares his journey from initial struggles to the limitless opportunities the industry presents.

We kick things off by delving into the challenges Ali faced when starting his career in real estate. From cold calls to understanding market trends, we discuss the skill set required to make it. The conversation then shifts to the enormous growth potential and flexibility that a career in real estate offers, and how Ali found his footing within the dynamic market.

Both Sean and Ali explore different real estate strategies and how they align with consumer objectives. Are your clients looking for short-term gains or long-term investments? Knowing this can shape your approach as an agent. When it comes to education, Ali sheds light on the pros and cons of learning in-person versus online. Each has its own merits, but the choice can dramatically impact how quickly you adapt to the real-world challenges of the industry. Ali also discusses his own experience joining The REAL Collective Team and the mentorship that helped him succeed.

We delve into the psychological aspect of real estate, discussing the importance of responding rather than reacting, and the benefits of taking a long-term perspective. Before diving into the second half of the episode, we take a brief halftime pause to sum up the discussion so far. Navigating the real estate business isn't a walk in the park. Ali shares some common struggles he encountered as a new agent and how he found solutions.

Effective communication is key in real estate, and Ali shares tips on how to make your point using the right scripts. We also reflect on those "AHA moments" in real estate, which provide valuable practical lessons. As we wrap up the episode, we touch on the importance of maintaining professionalism in the industry.

Tune into the REAL Collective podcast for a well-rounded understanding of these essential topics. Whether you're a budding REALTOR®, or someone looking to strengthen their real estate career, this episode promises a treasure trove of information. Dive in and expand your horizons!

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with our team today! https://calendly.com/seanrealcollective/consultation

You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

Meet Ali Ayyash : (1:32)

Navigating the Challenges of Starting a Real Estate Career: (3:27)

The Limitless Potential of a Real Estate Career: (7:59)

Real Estate Strategies and Consumers' Objectives : (9:24)

Starting a New Career: Learning In-Person Vs Online: (11:48)

Ali’s Experience Joining The Real Collective Team: (13:00 )

Responding Versus Reacting: The Benefits of Taking a Long-Term Perspective: (17:06 )

Half-Time: (15:40 )

Navigating the Real Estate Business: Struggles and Solutions of a New Agent: (17:47)

No Need for a Presentation: When the Client is Already Committed: (19:15)

Making a Point with the Right Scripts: How to Communicate Effectively: (23:18)

A Reflection on Practical Real Estate Experiences: An Exploration of AHA Moments: (26:48 )

Outro: (29:33)

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This week on the REAL Collective Podcast Sean meets with Dan Salhany (Manager at RE/MAX Hallmark Ottawa) to chat about the real estate market and solution-oriented real estate.First, dive into Dan's extensive experience in the market and discuss the impact of population growth on rising interest rates in Canada. Learn valuable real estate strategies and how to adapt to the fast-paced, ever-changing market.Hear about the benefits of working with a solutions-oriented real estate agent and why taking a long-term perspective can make all the difference. We'll also cover how to navigate complex client dilemmas, such as considering long-term offers with limited information.Don't miss our segment on the importance of reviewing the Status Certificate and how RE/MAX Hallmark Ottawa sets the standard for professionalism in the industry. We wrap up the episode by discussing the long-term benefits of professionalism in real estate and how RE/MAX Hallmark is training their realtors to elevate the entire industry.Join us for this comprehensive look at the world of real estate, and gain valuable insights that could help you make your next move.Tune into the REAL Collective podcast for a well-rounded understanding of these essential topics. Whether you're a budding REALTOR®, an aspiring homeowner, or someone looking to strengthen their real estate knowledge, this episode promises a treasure trove of information. Dive in and expand your horizons!Are you buying or selling? Book a meeting with our team today!https://calendly.com/seanrealcollective/consultationYou can also follow us here! Instagram: https://www.instagram.com/real.collective.incFacebook: https://www.facebook.com/realcollective.caWebsite: https://www.realcollective.ca#realcollective #realservice #letlovelead Intro: (0:00)Meet Dan Salhany: (1:24)Dan’s Experience in the Real Estate Market : (3:49)The Impact of Population Growth On Rising Interest Rates In Canada: (6:08)Real Estate Strategies and Consumers' Objectives : (9:24) Adapting to a Quickly Changing Market: Successful Off-Market Sale of Property : (12:32) The Benefits of Working with a Solutions-Oriented Real Estate Agent: (14:46 ) Responding Versus Reacting: The Benefits of Taking a Long-term Perspective : (17:06 ) Half-Time: (18:46 ) Navigating a Complex Client Dilemma: Considering a Long-Term Offer with Limited Information: (20:36)Reviewing the Status Certificate : (22:38) The Professionalism of RE/MAX Hallmark Realty Group Ottawa : (26:06) The Benefits of Professionalism in Real Estate: (28:14 ) RE/MAX Hallmark: Training Realtors To Benefit The Industry Outro: (39:02)

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In this episode of the REAL Collective Podcast Sean Tasse (Broker) discusses the benefits, drawbacks & strategies of selling Real Estate privately.

Starting off, Sean explains the concept of a private sale and how it stands apart from the typical way properties are listed and sold. He then dives into the benefits of selling privately, highlighting how it can save sellers the trouble of constant showings.

He moves on to discuss the appeal of off-market real estate, shedding light on why some properties aren't publicly advertised and what advantages this can bring to both sellers and buyers. Sean also shares an example of an off-market sale and offers insights into door-knocking as a direct approach to property sales.

Before wrapping up, Sean gets into the world of wholesaling. He touches upon its pros and cons from a real estate agent's viewpoint and then elaborates on the role wholesalers play in the broader real estate market.

To cap off the episode, Sean offers listeners a mix of anecdotes, practical tips, and straightforward advice on both private sales and wholesaling.

Check out this episode of the REAL Collective podcast with Sean for a no-nonsense deep dive into real estate. Perfect for those new to the field or anyone after clear, straight-shooting information. Don't miss out!

Tune into the REAL Collective podcast for a well-rounded understanding of these essential topics. Whether you're a budding REALTOR®, an aspiring homeowner, or someone looking to strengthen their real estate knowledge, this episode promises a treasure trove of information. Dive in and expand your horizons!

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with us today! Sean: https://calendly.com/seanrealcollective/consultation

You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

What Is A Private Sale: (1:27)

Selling Privately: Avoiding the Hassle of Client Showings: (3:03)

Unlocking the benefits of Off-Market Real Estate: (5:42)

The Pros and Cons of Selling Your Home Privately: (6:37)

Half-Time: (9:05)

A Real Collective: Off-Market Sale: (10:49)

Knocking on Some Doors for the Benefit of our Buyer Clients: (13:18)

The Pros and Cons of Wholesaling Real Estate: A Real Estate Agent's Perspective: (16:28)

The Role of Wholesalers in Real Estate Investing: (17:44)

Outro: (28:50)

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Welcome to the latest episode of the REAL Collective Podcast! Today we dive into the question what are the benefits and drawbacks of multiple representation?

Our hosts Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) focus their discussion on Multiple Representation, the benefits and drawbacks and review changes coming in from TRESA and how they will affect buyers and sellers alike. If you're a real estate enthusiast, agent, buyer, or seller, you won't want to miss this thought-provoking conversation.

Join us as we unravel the intricacies of multiple representation – a concept that has been a cornerstone of the industry for years. Sean and Brendan bring their wealth of expertise to the table, shedding light on how this practice has evolved over time and exploring its impact on both professionals and consumers.

We'll explore questions like: - What is multiple representation in real estate? - What are the benefits and potential drawbacks for buyers, sellers, and investors? - How will the landscape of multiple representation change with the new incoming regulations from TRESA?

Tune in for a lively discussion that combines insights from the industry's past, present, and future. Sean and Brendan bring their unique perspectives to the forefront, offering you a comprehensive understanding of the evolving world of real estate representation. Whether you're an industry professional looking to stay ahead of the curve or a curious individual aiming to navigate the real estate landscape with confidence, this episode has something for you.

Remember to like, comment, and subscribe to the REAL Collective Podcast for more engaging discussions on all things real estate. Your support keeps us motivated to bring you valuable content each week.

Stay informed and stay empowered!

Are you buying or selling? Book a meeting with Sean or Brendan today! Sean: https://calendly.com/seanrealcollective/consultation Brendan: https://calendly.com/brendan613

You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

realcollective #realservice #letlovelead

Intro: (0:00)

Exploring the Unique Personalities of Children: (4:49)

Multiple Representation: (6:20)

What is Multiple Representation?: (6:42)

Benefits and Pitfalls of Multiple Representation (12:13)

Halftime: (17:47)

Back from the break: (18:40)

Changes coming from TRESA: (19:18)

The Benefits of Establishing a Relationship With Your Real Estate Agent: (25:28)

Outro: (28:36)

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) tackle some real estate questions from friends, specifically some Facebook questions that came into Brendan.

This episode begins with an engaging conversation about the popular DIY companies pre-pandemic, offering a nostalgic yet informative tone to set the stage for the more in-depth discussions to come.

Our hosts dig deep into the benefits of hiring a real estate agent, providing clarity on this often misunderstood aspect. Sean and Brendan demystify the complexities, providing valuable insights into the process, and share their thoughts on the occasional debates that spark within the industry regarding agent services. This part of the podcast aims to clear doubts for those planning to buy or sell a home.

Transitioning from there, we delve into the multifaceted topic of utilizing your first home as an investment stepping stone. This isn't just about property showings and negotiations - our hosts lay bare the hidden costs such as marketing, licensing fees, administrative expenses, and the emotional roller coaster associated with fluctuating property market dynamics. This provides an insider's perspective on what it truly takes to smartly navigate the property ladder.

The segment on transforming an old property into a profitable triplex offers concrete strategies to maximize your home's value. Sean and Brendan share their extensive knowledge on the subject, touching upon home improvement initiatives, the ideal timeline for selling your home, and the impact of current real estate trends. They even provide lesser-known tips that could dramatically influence your property's selling price.

Further in the episode, Sean and Brendan walk us through the emotional and technical aspects of selling a home during a period of grief. They explain their professional approach to ensuring a seamless transition during such difficult times. This conversation is a must-hear for anyone in similar circumstances and contemplating selling their home.

To wrap up, our hosts equip new Canadians with key knowledge about buying or renting a home in Canada. From deal negotiations to paperwork and overcoming typical obstacles in the home-buying process, Sean and Brendan illustrate how they assist clients at every stage.

Tune into the REAL Collective podcast for these honest and insightful discussions, guaranteed to provide a fresh outlook on the real estate industry. Whether you're an ambitious REALTOR®, a veteran home buyer, or contemplating selling your home, this insightful episode promises a wealth of knowledge. Don't miss out!

#realcollective #realservice #letlovelead

To watch the episode on First-Time Buyer incentives that Brendan mentions, visit S4E11 here: https://youtu.be/8EJtoIpASWg

Are you buying or selling? Book a meeting with Sean or Brendan today! Sean: https://calendly.com/seanrealcollective/consultation Brendan: https://calendly.com/brendan613

You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

Facebook Comments: Popular DIY Companies Before the Pandemic: (2:33)

The Benefits of Hiring an Agent for Your Home Sale: (6:38)

Exploring the Impact of Global government overspending: (10:13)

How to Use Your First Home as a Stepping Stone: (15:29)

Halftime: (18:39)

A Consideration of Tearing Down an Old Home and Building a Triplex: (22:11)

No Pets Allowed: Tips for Selling or Staging Your Home: (24:21)

Navigating the Emotional and Technical Aspects of Selling a Home in Grief: (26:26 )

How To Be Your Own Home Inspector : (29:44)

Outro: (35:37)

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Welcome to the Real Collective Podcast, your trusted guide to finding the right neighborhood, the multi-faceted world of real estate, community-building, and innovative home trends, hosted by Sean Tasse and Brendan McKeigan. This week, we set our sights on the community of Whitehaven, delving into its unique charm and potential for those seeking a fresh start.

Join Sean and Brendan as they take you on a virtual journey to Whitehaven. Experience the tapestry of life in this idyllic community through their vivid narrative, learning about the culture, the people, and the lifestyle it offers. This isn't just about the bricks and mortar; it's about finding the right home in the perfect neighborhood, and understanding how that choice can influence your quality of life.

Continuing their focus on the power of community, Sean and Brendan discuss the subtle art of building relationships in a new community. They share actionable advice on how to acclimate to a new neighborhood, connect with locals, and become an active, appreciated member of your new community.

In our "Challenging Property Spotlight" segment, Sean and Brendan analyze a bungalow in a particularly challenging location and offer valuable insights on selling such properties. What are the obstacles? And how can they be transformed into selling points?

Tune in to the Real Collective this week for these exciting discussions and more. Whether you're a real estate enthusiast, a prospective homebuyer, or someone who loves exploring new ideas, this episode promises a blend of practical insights and forward-thinking discussions that you won't want to miss.

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean or Brendan today! https://calendly.com/seanrealcollectivehttps://calendly.com/brendan613

You can also follow us here! Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective Website: https://www.realcollective.ca

Intro: (0:00)

White Haven: (1:59)

Finding the right home in the right neighbourhood: (6:23)

Building relationships in your new community: (9:26)

Halftime: (14:33)

Selling a bungalow in a challenging location: (16:43)

Exploring the possibilities of an underwater pool network: (21:45)

Outro: (25:35)

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Have you been considering selling your home on your own? What are the pitfalls of selling your home without an agent?

Welcome to another captivating episode of The Real Collective, your favorite deep-dive into the world of real estate investment.

In Season 8, Episode 2, host Sean Tasse alongside the ever-insightful guest, Leo Alvarenga (Broker at @goodstoryottawa ), unearth the nuances of selling property without the aid of a real estate agent.

Sean and Leo debunk myths, share experiences, and guide listeners through the intricate maze of private property sales. Ever wondered about the hard reality of investing in real estate? How important is a good service network in this challenging domain? Sean and Leo explore these questions and more.

They delve into the dangers and pitfalls of selling your home without a realtor, highlighting common mistakes and providing tips to navigate them. This episode goes beyond surface-level advice, tackling head-on the complexities and risks of the DIY route.

The duo then moves onto unearthing the truth behind the perception of selling a home without an agent. Is it really as profitable and straightforward as it's often portrayed? Or is it a path fraught with unseen hurdles and unexpected complications?

Last but not least, they discuss the power of relationships in real estate. Learn how a strong network can make a huge difference in your real estate journey, and understand why 'who you know' is just as important as 'what you know'.

So, buckle up and join Sean and Leo as they unravel the intricate dynamics of private property sales. Whether you're a seasoned investor or an aspiring homeowner, this episode of The Real Collective is a must-listen. Learn, grow, and unlock the secrets to mastering the real estate world, one episode at a time. Don't miss it!

#realcollective #realservice #letlovelead

To contact our guest Leo Alvarenga, visit: https://goodstory.ca/

Are you buying or selling? Book a meeting with Sean or Brendan today! https://calendly.com/seanrealcollectivehttps://calendly.com/brendan613

You can also follow us here! Instagram: https://www.instagram.com/real.collective Facebook: https://www.facebook.com/realcollective Website: https://www.realcollective.ca

Intro: (0:00)

The Hard Reality Of Investing: (3:17)

The Value Of Professional Service: (11:10)

Halftime: (15:10)

The Dangers Of Selling Your Home Without a Realtor: (19:48)

Selling Your Home Privately: (24:40)

The Perception Of Selling A Home Without an Agent: (26:27)

The Power Of Relationships In Real Estate: (27:58)

Outro: (33:20)

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Real Estate Commission Uncovered on the REAL Collective Podcast!

Welcome to another insightful episode of the Real Collective podcast, your go-to source for real estate insights, hosted by seasoned REALTORS®, Sean and Brendan. Today's episode kicks off with a fun and relatable chat about coaching Timbits soccer, setting a light-hearted tone for the more serious conversations to follow.

One of the main topics our hosts delve into is the commission structures of REALTORS®. Many home buyers and sellers are often confused about how commission works in the real estate business, and Sean & Brendan pull back the curtain to provide clarity. They explain the different structures, discuss the percentages involved, and even touch upon the controversial debates about REALTOR® commission structures that periodically surface in the industry. This segment is aimed at demystifying these structures for both current and prospective clients.

The episode then transitions into a detailed discussion about the struggles of being a REALTOR®. It's not all about open houses and closing deals - Sean & Brendan share their experiences about the significant expenses REALTOR® have to bear, such as marketing costs, licensing fees, office expenses, and even the emotional toll of navigating the ups and downs of the property market. This conversation offers a unique behind-the-scenes look at what it really takes to be a successful REALTOR®. How do you maximize the profitability of your home? That's a question every homeowner has asked at some point. Sean & Brendan provide invaluable advice based on their years of experience in the industry. They discuss home improvements that increase property value, strategic timing for putting your home on the market, and leveraging current real estate trends. They even cover lesser-known tips that can significantly influence a home's sale price.

Finally, Sean & Brendan share their professional approach to making home ownership a breeze for their clients. From negotiating deals to navigating paperwork and overcoming common hurdles in the home-buying process, they detail how they assist every step of the way. This segment is a must-listen for anyone considering buying a home and wondering how the right REALTOR® can make the process smoother.

Tune in to the REAL Collective podcast for these candid conversations and gain a fresh perspective on the real estate industry. Whether you're an aspiring REALTOR®, a seasoned homebuyer, or someone contemplating selling your home, there's something for everyone in this enlightening discussion. Don't miss out!

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean or Brendan today! https://calendly.com/seanrealcollectivehttps://calendly.com/brendan613

You can also follow us here! Instagram: https://www.instagram.com/real.collective Facebook: https://www.facebook.com/realcollective Website: https://www.realcollective.ca Intro: (0:00)

Coach McKeigan : (2:50)

Understanding Realtor Commission : (5:44)

The Challenges of being a Realtor : (11:27)

Half-time: (19:01)

Maximizing your Homes Profitability (22:20)

Making Homeownership A Breeze : (27:31)

Outro: (33:30)

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Welcome to this episode of the Real Collective Podcast: Housing Defects Explained. In this episode Sean and Brendan explore the intricate world of housing defects, patent defects, latent defects, and housing stigmas. In this in-depth discussion, they provide comprehensive insights into these critical aspects of real estate and offer expert advice on how to navigate the challenges they present.

Join Sean and Brendan as they delve into the topic of patent defects. They examine the visible, obvious flaws in a property that can impact its value and functionality. From structural issues to plumbing and electrical problems, they shed light on the common patent defects to watch out for when buying or selling a home. Gain valuable knowledge on how to identify, assess, and address these defects to ensure a smooth real estate transaction.

Next, they shift their focus to latent defects, which are hidden or concealed issues within a property that may not be immediately apparent. Sean and Brendan discuss the legal implications, disclosure requirements, and potential pitfalls associated with latent defects. Learn about the steps you can take to protect yourself as a buyer or seller, including thorough inspections, professional assessments, and proper disclosure practices.

The hosts then explore the intriguing concept of housing stigmas. These are negative perceptions or associations attached to a property due to past events or circumstances. Sean and Brendan share their insights on how housing stigmas can affect a property's desirability and value, and they discuss effective strategies for overcoming or mitigating these stigmas. Discover how to navigate the challenges posed by stigmatized properties and maximize your real estate opportunities.

Throughout the episode, Sean and Brendan draw on their extensive experience and expertise in the real estate industry to provide practical tips and advice. Whether you're a homebuyer, seller, real estate agent, or investor, this episode will equip you with valuable knowledge on housing defects, patent defects, latent defects, and housing stigmas. Tune in now to gain a deeper understanding of these critical factors and make informed decisions in your real estate endeavors.

realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean or Brendan today! https://calendly.com/seanrealcollectivehttps://calendly.com/brendan613

You can also follow us here! Instagram: https://www.instagram.com/real.collective Facebook: https://www.facebook.com/realcollective Website: https://www.realcollective.ca

Intro: (0:00)

Types of Housing Defects: (1:26)

Latent Defects : (2:01)

Patent Defects: (4:16)

Half-time: (13:05)

Housing Stigmas (14:09)

Understanding Clients Stigmas : (23:47)

Outro: (28:28)

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Welcome to The REAL Collective Podcast, your ultimate destination for navigating the Ottawa housing market. In this episode we're talking about the four types of real estate buyers.

Sean and Brendan are tackling the multifaceted nature of Ottawa's buyer market. They discuss in-depth the different profiles of buyers who are active in the market today: Qualified & Motivated Buyers, Qualified & Unmotivated Buyers, Investors & Unready buyers. Sean and Brendan offer their expert views on how to navigate this shifting landscape.

Thank you for tuning into The Real Collective Podcast, your gateway to understanding and mastering the Ottawa real estate market. We're here to make sure you have the insights and the laughs for your real estate journey. Enjoy the episode!

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean today! https://calendly.com/seanrealcollective/consultationhttps://calendly.com/brendan613

You can also follow us here: Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

Four Types Of Buyers: (1:30)

Type One: Qualified and Motivated : (3:05)

Type Two: Qualified and Unmotivated : (9:29)

Type Three Investors : (12:24)

Type Four: Unready Buyers (16:27)

Half-Time: (19:04)

Type One: Buyer Experience for Qualified and Motivated : (22:15)

Type Two:Buyer Experience for Qualified and Unmotivated : (23:45)

Type Three Buyer Experience for Investors : (27:04)

Type Four: Buyer Experience for Unready Buyers (30:20)

Outro: (33:09)

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Welcome to The Real Collective Podcast, your ultimate destination for navigating the Ottawa housing market. In this installment, Sean and Brendan answer the question, what is a real estate assignment contract and explain an assignment contract's practicalities and mechanics. For both seasoned investors and novices, understanding assignment contracts is fundamental. Sean and Brendan explore the circumstances under which these contracts are most effective, and caution against potential setbacks.

Furthermore, We look at the current state of the market by analyzing the June interest rates. Our hosts dissect the recent trends and offer expert opinions on how these rates may impact investments, lending, and the overall health of the real estate market.

And to wrap up the episode Sean & Brendan share a story from their most recent company baseball tournament which resulted in some performances fit for little league.

Thank you for joining us on the Real Collective Podcast, your trusted source for all things Ottawa real estate. Get ready to unlock the full potential of the market and make informed decisions.

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean today! https://calendly.com/seanrealcollective/consultationhttps://calendly.com/brendan613

You can also follow us here: Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

What Is an Assignment Contract : (1:48)

Why Would Someone Assign A Real Estate Contract? : (7:25)

Half-Time: (10:40)

The Impact Of June Interest Rates: (12:15)

A Humorous Round of Baseball : (17:45)

Outro: (19:30)

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Welcome to The Real Collective Podcast, your ultimate destination for navigating the Ottawa housing market. In this episode, we discuss what to expect when you're selling for the first time. Sean and Brendan, real estate experts, provide insightful guidance for first time sellers, they decipher builders’ forms, and at the end, explore family-friendly activities in Ottawa during the summer months.

We start the episode by delving into the world of first-time home selling. Sean and Brendan share invaluable secrets to a successful sale, providing unique perspectives on listing presentations, negotiation tactics, and strategic moves that make the selling experience both lucrative and seamless.

We then shift our focus to the complex domain of builders’ forms. We unravel the intricacies of these often-overwhelming documents, guiding you in navigating contracts, contingencies, and more. Whether you’re a seller or buyer, these insights are essential in making informed decisions.

Lastly, we move to a more relaxing time this summer in Ottawa as our hosts highlight the city's prime spots and activities for children during the summer. From invigorating splash pads to educational historical sites, Sean and Brendan ensure that your family’s summer is filled with a perfect blend of learning and recreation.

Stay connected with the latest episodes of The Real Collective Podcast by subscribing to our YouTube channel. Don't forget to like, share, and leave a comment to support the podcast and ensure you never miss out on enlightening decluttering insights.

Connect with us on social media for exclusive content and discussions. Follow us on Instagram, Facebook, and Twitter to stay engaged with the vibrant Ottawa real estate community.

Thank you for joining us on the Real Collective Podcast, your trusted source for all things Ottawa real estate. Get ret ready to unlock the full potential of the market and make informed decisions.

Brendan's breakdown the Buyer Representation Agreement: https://youtu.be/OweR7GAWSAI Brendan's breakdown of the Agreement of Purchase and Sale: https://youtu.be/CilKSyRItH0

Are you buying or selling? Book a meeting with Sean today! https://calendly.com/seanrealcollective/consultationhttps://calendly.com/brendan613

You can also follow us here: Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca#realcollective #realservice #letlovelead

Intro: (0:00)

First Time Home Sellers: (3:11)

What You Should Know About The Agreement Of Purchase And Sale : (8:47)

Realtor Breaks Down The Buyer Representation Agreement?: (09:10)

Builders Forms: (10:06)

Half-Time: (15:24)

What To Do In Ottawa This Summer!: (16:56)

Outro: (27:32)

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Welcome to The Real Collective Podcast, your ultimate destination for the ins and outs of professional decluttering. In this episode, we're excited to discuss how to declutter your home and your mind by exploring decluttering practices with Cass Henry. We delve into stress management strategies, examine typical kitchen clutter scenarios, and highlight the workload involved in decluttering.

First, we'll dive deep into the world of decluttering, where Cass Henry will provide valuable insights into her work process. Learn about her unique approach, from efficient organization methods to emotionally considerate decluttering techniques, enhancing your understanding of this transformative profession.

Next, we'll focus on the often overlooked aspect of maintaining a healthy work-life balance. Cass will share her secrets on how to prevent work-related stress from infiltrating your home life. Whether you're in the decluttering business or any high-stress job, these tips can be vital for maintaining your peace of mind.

Then, we'll delve into what clutters the average kitchen. From a surplus of utensils to excessive packaging, Cass identifies common culprits and provides actionable advice on how to reclaim your kitchen space. A tidy kitchen is more than just a visual treat—it promotes healthier eating and more enjoyable cooking experiences.

In addition, we'll illuminate the workload of a decluttering specialist. Learn about the realities and challenges in this field, which goes far beyond mere tidying up. Understanding the magnitude of the task helps us appreciate the transformative power of decluttering professionals.

Finally, we'll highlight Cass Henry's new project, Cluttered to Calm. This exciting venture promises to help individuals transform their spaces from chaotic to serene, offering a practical and sustainable solution to maintaining a decluttered lifestyle.

Stay connected with the latest episodes of The Real Collective Podcast by subscribing to our YouTube channel. Don't forget to like, share, and leave a comment to support the podcast and ensure you never miss out on enlightening decluttering insights.

Connect with us on social media for exclusive content and discussions. Follow us on Instagram, Facebook, and Twitter to stay engaged with the vibrant Ottawa real estate community.

Thank you for joining us on the Real Collective Podcast, your trusted source for all things Ottawa real estate. Get ready to unlock the full potential of the market and make informed decisions.

#realcollective #realservice #letlovelead

Are you buying or selling? Book a meeting with Sean today! https://calendly.com/seanrealcollective/consultation

Contact Cass Henry Today! hello@casshenry.com 613-601-0272 https://www.casshenry.com

You can also follow us here: Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca Website: https://www.realcollective.ca

Intro: (0:00)

Cass Henry: (1:17)

Stress Management Strategies: (8:47)

What Was The Best vs Worst Decluttering Experience?: (11:04)

What Is Your Client Process Like?: (17:11)

What Clutters The Average Kitchen?: (22:36)

What Does The Decluttering Workload Look Like?: (25:25)

Cluttered To Calm: (29:08)

Half time: (31:56)

Outro: (32:37)

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Welcome to the Real Collective Podcast, your ultimate guide to the Ottawa real estate market. In this episode, we'll delve into new listing discussions, strategic sales practices, Ottawa vs. GTA comparisons, and the importance of precision evaluation when listing homes.Discover the latest insights on new listings and explore effective strategies to maximize the selling potential of your property. We'll provide valuable tips on staging techniques, digital marketing, and targeting the right buyer demographics for a successful sale.Gain a deeper understanding of the Ottawa market and how it compares to the bustling GTA. Uncover the similarities, differences, and unique opportunities each region offers, whether you're considering a move or expanding your real estate portfolio.We'll also highlight the crucial role of precision evaluation when listing homes. Learn about the critical factors to consider, including market conditions, comparable sales, location, amenities, and property features. Mastering this process will attract the right buyers and help you achieve top-dollar results.Stay up to date with the latest episodes of the Real Collective Podcast by subscribing to our YouTube channel. Like, share, and leave a comment to support the podcast and never miss valuable real estate insights.Connect with us on Instagram, Facebook, and Twitter for exclusive content and engaging discussions. Visit our website for more information and to explore the services we offer.Thank you for joining us on the Real Collective Podcast, your trusted source for all things Ottawa real estate. Let's unlock the full potential of the market and make informed decisions together.#RealCollectivePodcast #OttawaRealEstate #NewListings #StrategicSales #OttawaVsGTA #PrecisionEvaluation #RealEstate #RealCollective #RealService #LetLoveLeadAre you buying or selling? Book a meeting with Sean & Brendan today!https://calendly.com/seanrealcollective/consultationhttps://calendly.com/brendan613You can also follow us here! Instagram: https://www.instagram.com/real.collective.incFacebook: https://www.facebook.com/realcollective.caWebsite: https://www.realcollective.caIntro: (0:00)Black Market Real Collective Episodes: (1:50)May Market Update: (4:05)106 Johnston St, Carleton Place: (6:37)Hold Offers & Strategic Revaluations (7:30)Pocket Listings: (11:40) CheckMarket Leveling (13:58)The Current Buying Class in Ottawa (16:20)Half time (16:45)Carlton Place : (19:57) Real Collective Update (21:20)Local Expertise : (22:19)Ottawa vs the GTA: (25:30) Precision Evaluations (27:45)Outro (29:28)

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Join us in today's episode as we uncover two potent wealth-building techniques through real estate: Cash Damming and the Smith Maneuver. Learn from expert mortgage brokers, Christina Pentlichuk & Stef Edwards, as they share invaluable insights on these strategies and how to apply them to boost your net worth.In the first part of our episode, we delve into the Smith Maneuver – a sophisticated method of leveraging your home equity to invest in income-generating assets. Our guests, Christina & Stef, guide us through the key advantages, risks, and tips for optimizing your returns while mitigating potential risks.Next, we explore the cash damming technique, which entails rerouting your mortgage payments into a line of credit to enhance your cash flow and expedite debt repayment. Our experts illustrate how this strategy can accelerate your mortgage payoff and grant you the flexibility to invest in real estate or other assets.This episode is a goldmine of practical advice for both seasoned real estate investors and beginners alike. Get ready to unlock the secrets to building long-lasting wealth through real estate investing. Don't forget to like, share, and subscribe for more! #RealEstate #WealthBuilding #InvestingTipsIf you like this video or would like to see homes as they hit the market, please subscribe to our channel!Are you buying or selling? Book a meeting with Sean today!https://calendly.com/seanrealcollecti...Looking for a Mortgage? Book a meeting with Christina and or Stef of @VineGroup https://www.vinegroup.ca/stef.edwards@vinegroup.cachristina.pentlichuk@vinegroup.caYou can also follow us here! Instagram: https://www.instagram.com/real.collec...Facebook: https://www.facebook.com/realcollecti...Website: https://www.realcollective.ca#realcollective #realservice #letlovelead

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) is joined by guest Rebecca Mountain (High Performance Coach) to discuss how to break free from cycles of fear and doubt, and embrace your best life. They tackle subjects like buyer's remorse, negative self-worth, and what it means to be a GOAT and how to stop feeding your inner dragon so you can make informed real estate decisions.

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In this episode of The REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) break down what your real estate agent should be doing on your behalf (and what you can do personally) to ensure that no money is left on the table when making a deal. They also share stories from the field that highlight what happens when agents don't put in the effort to get the most for their clients.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) sits down with Michael Chan (Managing Partner - AMG Home) to discuss the investor journey, from that first investment property to a city-wide network of units. Enjoy this inside look at how real estate management can help change lives and get people into homes they'll love for years to come.

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In this episode of the REAL Collective Podcast, we're receiving some expert advice on bathroom and kitchen renovations! Sean Tasse (Broker), Brendan McKeigan (REALTOR®/Professional Comedian), and Aviva Ben-Choreen (Master Kitchen and Bath Designer) dive into everything you need to know before renovating a kitchen or bathroom and how it can affect your quality of life and the resale value of your home.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) discuss some key considerations for first-time home owners to explore before buying, and how they can increase the value of their property and walk away winners the next time they move.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) break down everything that consumers need to know about the new representation regulations taking effect in Ontario under the Trust in Real Estate Services Act.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) take a look at the spring 2023 market and discuss how stable interest rates are going to affect buyers, sellers, and investors.

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Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) connect with Rebecca Nickerson (Mortgage Agent) to make sense of porting and bridging mortgages and the different approaches you can take to buying the house of your dreams.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) let you know about the top five methods that you can use to determine the price of your home.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) explain how to prepare to buy or sell in spring and how to position yourself for the 2023 spring market.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) give their professional advice on how to come out on top in today's market regardless of whether you're buying, selling, or doing both at the same time.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker), Brendan McKeigan (REALTOR®/Professional Comedian), and guest Steve Tabrizi (Broker/Owner) take a look back on the past few years to answer the important question: “Why has the real estate market shifted and what will happen in 2023?”.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) give you their thoughts on what you need to know if you're buying, selling, or doing both in 2023's changing market.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) walk you through some of the advantages and drawbacks of buying new builds and how you can protect yourself against any unforeseen issues.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) get into some creative deals in a changing market! They give some real-world examples of how being open, willing, and flexible can lead to creative real estate deals that benefit both parties.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) look back on 2022 to reflect on what happened in the market and where things might be headed in 2023.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) give expert advice on how to ensure that your home is safe and secure while on sunny vacations or globetrotting adventures. Plus, they've got a few handy tips up their sleeves on how to travel smarter.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian)  answer the question what is a first refusal and dish the dirt on how it can benefit buyers and be a potential detriment to sellers.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Broker) give tips on how to make sense of mortgages by debunking some common misconceptions about mortgages, rates, and housing prices to give you a clear view of today's market and financing landscape.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) discuss home inspections from both perspectives (buyers and sellers) in today's market. Recently, conditional offers have become the norm and digging into the home inspection condition from opposing perspectives is valuable in order to fully understand motivations from both sides.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) deliver your winter move survival guide. This survival guide gives you some pro tips on how to make your move a smooth one even in the harshest winter months.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Elliot Mould (REALTOR®/Investor) answer the question "What is the Investor Journey" and discuss what it's like to be a real estate investor in today's market and how to broaden your horizons as an investor.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan take you behind the curtain for a look at what happens in the “4 hour window” between making an offer and hearing back.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) are breaking down property taxes with Luis Vasquez (Lawyer) and offering up important tips and resources. Property Taxes can be a complex subject, but once you start breaking them down, it can really be demystifying.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) speak with Azita Fathi (Insurance Broker) about the advantages of insuring your home through a broker.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) speak with Derek Hooper (Co-Founder and CEO – Knok'd.com) about how buyers can find their dream homes faster with off-market listings.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) chat about the logistics of how to buy or sell a home fast in today's market.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) speak with Jessica-Ann Boiron (Real Estate Investor, Lawyer, Professor) who shines a spotlight on ethical real estate investment from the perspective of a business law professor.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) let buyers know why it's a great time to buy and what the process of putting in an offer is all about.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) talk about managing your expectations as a buyer or a seller in a changing market, before telling some stories from the field.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker), Brendan McKeigan (REALTOR®/Professional Comedian), and Drew Ross (Financial Advisor) talk about investment strategies that can be used to help make a down payment on a home.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) take a look at the pros and cons of buying versus renting a house before they crunch the numbers.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) decipher some of the most commonly used acronyms and terms in the real estate industry.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Chris Meechan (Solar Consultant) talk about solar panels, real estate, and the future of clean energy.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) discuss the state of the Ottawa market right now and where it could be headed in the fall.

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In this episode of the REAL Collective Podcast, Brendan McKeigan (REALTOR®/Professional Comedian) goes over some of the expenses you can expect after buying a home.

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In this episode of the REAL Collective Podcast, Brendan McKeigan (REALTOR®/Professional Comedian) gives some insight into the price of homes in Ottawa.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Steve Tabrizi (Broker/Owner) discuss the past, and the possible future, of the real estate market.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) give some advice on how to have a pain-free moving day.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) gives the answers to the most asked questions from sellers.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) gives the answers to the most asked questions from buyers.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) discuss everything you need to know about new builds.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) address growing concerns raised by sensationalist news outlets.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) talk about four different situations you can find yourself in at an open house.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) give six reasons to help explain why there are fewer buyers in Ottawa right now.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (REALTOR®/Professional Comedian) pen an open letter to those working in real estate.

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In this episode of the REAL Collective Podcast, Sean Tasse(Broker) and Brendan McKeigan(REALTOR®/Professional Comedian) talk about the emotional aspects of both buying and selling your home.

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Brendan McKeigan (Broker) are joined by Genevieve Walton (Property Manager) of Flex Property to talk about buying investment properties for use as Air BnB's, Long-Term Rentals, and much more!

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In this episode of the REAL Collective Podcast, Sean Tasse (Broker) is joined by Marc Morin (Broker) of Koble Commercial Real Estate & Brokerage to talk about 5 major concerns when investing in commercial real estate.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) is joined by Mitch Korman (Lawyer) of Korman & Company to talk about the real estate issues in today's market from a lawyer's perspective.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) discuss new Government budget rules for Real Estate!

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) are joined by Bonny Joardar (Barrister & Solicitor) of PB Law to talk about common post-closing issues that buyers may face.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) are joined by Greg Lemoine (Mortgage Agent) of Capital Home Lending to talk about the hottest mortgage questions in the market!

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give tips on how to overcome buying fatigue.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you reasons why you should buy now!

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you advice on how you can win in multiple offers.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) review their predictions for 2021 and give you their predictions for the 2022 housing market in Ottawa.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) are joined by Heather Sorgat of Restyled Spaces to discuss the top five things you should do to prep your home for sale.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) speaks to Peter Weeks (Registered Home Inspector) to discuss the four times you can get a home inspection and how inspections have changed with the current market.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) are joined by Matt Richling of New Purveyors to discuss the top five things to look for in a condo.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) speak to Erica Vincelli (Mortgage Agent) about what questions you should be asking about your mortgage.

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) speak to Elliot Mould (REALTOR®) about investing in real estate.

realcollective #realservice #letlovelead #realestateinvesting

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you a recap of the 2021 Housing Market!

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In this episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you their top five reasons to buy a home now, and get into their thoughts on new years resolutions!

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In the seventh episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you their top eight ways to get your home winter ready, and get into the best and worst gifts they have ever given. Subscribe today so you don’t miss an episode!

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In the sixth episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) are joined by Kim Doel (Broker) to discuss cottage properties and the top 5 cottage considerations when you are looking to buy a cottage. Subscribe today so you don’t miss an episode.

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In the fifth episode of the REAL Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) are joined by Jess Dinardo (REALTOR®) luxury properties and the top 5 luxury property neighbourhoods in Ottawa. Subscribe today so you don’t miss an episode!

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In the fourth episode of the Real Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you their top five ways to increase your home's value, and get into some renovation pitfalls they have experienced. Subscribe today so you don’t miss an episode!

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In the third episode of the Real Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you their top five things to look for at a showing, and get into some holiday activities in Ottawa. Subscribe today so you don’t miss an episode!

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In the second episode of the Real Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) give you their top five first-time homebuyer tips, and get into some weird Ottawa laws.  Subscribe today so you don’t miss an episode!

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In the first episode of the Real Collective Podcast, Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian) discuss the six points of agency and the obligation of real estate agents when they work with you.  Subscribe today so you don’t miss an episode!

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Discover the Pilot Episode for the Real Collective Podcast with Sean Tassé (Broker) and Brendan McKeigan (REALTOR® / Professional Comedian). These two will delve into some important Real Estate topics to keep you up-to-date, interview some leading industry experts and of course have some laughs along the way.