Truth in Lending: Recent Episodes
Randy Vance
The podcast for loan originators, by loan originators. Each week we will bring you important market updates, industry professional opinions, local real estate and mortgage trends, as well as some great tips and tricks!
Truth in Lending is an informative and industry diverse podcast designed to help mortgage professionals and consumers alike. Any time we are giving our opinion or advice related to the mortgage world, we are doing “licensed” activity.
Randy Vance NMLS- 1455628 | Synergy One Lending NMLS-1455628. Katie Pelchar NMLS- 1588514 | Loan Depot NMLS- 174457. Equal Housing Lender.
Welcome the Truth In lending podcast team back for Season 5! In this season opener, Katie is not engaged, the weather is warming up and so are our opinions about the political landscape and how it translates to the mortgage and real estate industries.
Matt Montoya with Engel & Voelkers and The Montoya Group joins the podcast in our Season 4 Finale to talk about what it takes to build a successful team.
Why is month-end so rough in our business? Find that out and a little this or that and here and there!
It's a hot and steamy love affair with economic data in today's episode. Make sure you have the a/c on full blast because it is a hot one!
Today is a veritable grab bag of this and that. No one knows what the other brought to the script. Randy talks Cancel Culture, Katie
talks about re-casting and principle reductions and Greg learns more about Randy and Katie by asking some real deep questions!
Matt Graham from Mortgage News Daily & MBS Live joins Randy for a midday happy hour. Update on rates, where they are going and where they have been. Do election years really make that big of a difference and understanding the Fed Dot Plot. Drink every time Matt or Randy says Data Dependent!
Learn everything you need to know about building your own home and what the construction loan process is all about. The Mortgage Dudes from Mann Mortgage, Jake Van Cleave & Cory Alderman join the TIL podcast and share their experience when it comes to Construction Lending.
Donnie Eggers, Owner/Broker of Nexus 360 Realty joins the podcast and does a bit of Forecasting with the TIL band of misfits. We chat a bit about the NAR lawsuit as well. Is Katie getting married? Say what?
Listen and Learn all about the Rural Development loan programs. Trish Cousins with USDA Rural Development Finance is our guest and provides all sorts of exciting information about USDA loans and even debunks a few myths!
Thanks to Kent Smith from loanDepot for joining us on this episode to talk about the side of the business we all love to hate...RECRUITING!
Greg gives us a preview of the NAR lawsuit/settlement.
audio...room for improvement
Sam Ghannam w/ Homelight joins the crew to talk about the Buy Before You Sell program. Randy's Christmas spirit starts to shine and Katie brings us the topic of Approval and Mortgage Rates by state.
It's Season 4!!!
8% is not something Randy is proud of predicting some 18 months ago, but here we are. Randy's Room gives us a sneak peak of our guest list for Season 4. Katie's Korner talks all about EPO and 1st Payment Defaults and Greg's Garage presents the facts for us when it comes to copyright infringement and how to lose a quick $5000.
Join us as we kick off Season 4 of Truth In Lending!
We are managing those all important customer relationships today with Spencer Dusebot of Think Aidium- The Mortgage CRM software with intelligent automation. Spencer breaks down why CRM's matter, the importance of lead conversion, and tips to better manage your relationships and referral partners. And as always, stay tuned for a heaping helping of news and opinion.
It's the season 3 finale! Hit that subscribe button now, we have a lot of good things coming your way for Season 4.
Access Think Aidium: https://thinkaidium.com/
On this episode we're taking a trip to the Mile High Metropolis of Denver so make sure to place the oxygen mask over your face first before assisting others in the cabin. Senior Mortgage Banker Nick White is joining us in the hopium den to give us his take on the current state of the market and what it means to be a survivor in the mortgage industry. Stay tuned for a re-cap on the PNW Mortgage Lenders Conference.
Smoke is in the room and this time it's not us. Joining us in the studio is Karmen Warner with Davidson & Associates Insurance to dive into all things fire insurance related. We learned so much from Karmen in this interview, if you're ready to spruce up your insurance knowledge, grab a pen and paper and hit that play button!
Today's podcast is inspired by the writings of MBS Live Founder & CEO Matt Graham, "Everyone you can Blame for the 2008 Mortgage Meltdown". We're taking a deep dive into 27 reasons for the 2008 housing crash. Are we headed down the same road today? What's different and what's still the same? Throw on your economist hat and get ready to play the blame game.
The rate fatigue is real, and we are all feeling it. Having trouble remaining positive? We can't help, but maybe spending the next 30 minutes with us will help you realize that life isn't that bad. Even at 8% rates.
Grab your correction tape and get ready to photoshop your way through the next forty minutes because today is all about loan fraud. No, not how to commit loan fraud you silly pirates. How to identify loan fraud and what you can do about it. Joining us in the studio for this hot topic is the sultan of CE, Mr. Ken Perry!
For over three years now Americans have gotten to ignore that pesky bill from student loans, but Uncle Sam is knocking on the door in October. In this episode we're diving deep into all things student loans and how Genene White with My Loan Sense can help your clients despite the lingering student loans.
Love is in the air today, no it's not Valentine's Day, but today is still all about relationships. That's right, even in the wide world of mortgage and real estate, relationships do matter. Cupid's arrow has pierced even our cold black hearts today. Get ready for a deep dive into life balance, navigating personal relationships, when to fire a client or realtor, and how to love yourself and those around you.
Is digital content the secret to spring boarding your business? And what's the trick to successfully building your online brand? After sitting with some of the best marketing genius' and real estate professionals at the Forward Event in Vegas, Katie has a lot of tips, tricks, and encouragement to share.
Is it too late to get in the STR game? Or is it just hullabaloo? Tune in to find out why we're not racing out to buy a short-term rental anytime soon and some valuable insight for borrowers comparing STR's and second homes in today's market.
Grab a bucket of nails and turn up the volume because today we are continuing to build the future. Lindsay Klaassen, Regional Sales Manager for New Home Star Oregon and Hayden Homes, joined us in the studio to answer some pretty big questions in the new construction world. What are builders doing to combat housing shortages? Are builder incentives still a thing? And how have builders been able to maintain profitability with construction costs skyrocketing over the last few years? Tune in for the answers to these questions and so much more!
Welcome to the Truth in Lending Happy Hour! An abbreviated version of our typical podcast episodes. Today we thought we'd bring you the mortgage and real estate news that will put a smile on your face. So, pour a tall glass of Kool-Aid, sit back, and show off those pearly whites for the next fifteen minutes.
Grab a hammer and turn up the volume because today we are building the future with the president of Pahlisch Homes, Dan Pahlisch. We're talking all things new construction in the 2023 housing market from builder profitability, permits, inventory & housing shortages to the skinny on builders and their preferred lenders.
On today's show we're asking ourselves, have we become numb to this new market reality? We're all feeling pretty numb to the new articles, information, rate hikes, and rate improvements. Mortgage loan application volumes have decreased for the third straight week and national home prices continue to increase due to inventory shortages. What does the future hold and what can we do in the meantime to avoid falling asleep to world news and economic changes constantly swirling in the headlines around us? Tune in for some insight from Katie on marketing, a discussion on cashflow from Randy, and some stats from Greg on homebuyers and household debt.
Thanks for tuning into Truth in Lending, the podcast for mortgage people, by mortgage people. Today we're introducing our newest member of the Truth in Lending family, Greg Jackson and learning what irks Randy's potato along with pet peeves we all experience in lending and real estate.
We're back! Thanks for joining us for season three of Truth in Lending, the podcast for mortgage people, by mortgage people. After a couple months off, we've got the lights on and this time somebody is home. Today is May 10th, the long awaited day predicted by the infamous Barry Habib to be when rates would finally drop. Sorry Barry, as much as we'd like to this to be the case, we're just not seeing it. The fed hiked interest rates by .25 back on May 3rd and signaled a pause on hikes...for now. Are we headed in the right direction? Where do things go from here and what are our predictions? Tune in for some insight into soft credit pulls vs. hard credit pulls, a mindset pep-talk from the the multi-talented miss Katie Pelchar, and as always, your weekly mortgage news update.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. On this week's episode, Tammy Golden of Arch Mortgage Insurance joined us in the studio to bust out some mortgage insurance myths and provide some insight to help you better serve your clients. What are the factors for how much the fee will be? How can I get rid of it? and how do market conditions effect prices? Tune in for some helpful information about the new LLPA's from Katie, and as always, your market updates from the Truth in Lending Mortgage News.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get your pen and paper ready, it’s a podcast takeover today with industry experts Founder & CEO of MBS Live, Matt Graham alongside former Global Head of Mortgages and ABS at Refinitiv and MBS Live Co-Founder, Adam Quinones. Matt and Adam dove deep into all things market related. What are the biggest market movers we should be watching out for? What is the best-practice for locking vs. floating? and How do we become better listeners to what the market is saying? This episode is PACKED with information you're not going to want to miss.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get ready to learn all about the Home Energy Score; what you need to know, and how it can impact your business. Local home inspector and owner of Porchlight Home Inspection, John Schwencke, joined us in the studio to dive into the ins and outs on what has been a controversial topic in our area.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Today is all about appraisals and we have a very special guest in the studio with us today. Local appraiser Jeff Schluter is here to answer all of our questions about appraisals and believe me, we have a lot of questions. Tune in for a discussion with Randy on the continuous fed rate hikes and Katie's two-sense on the next big thing blowing up the internet, Chat-GPT.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Today the CE legend himself, the one and only Ken Perry, joined us to provide some insight as to how he was able to pivot from a top producing loan originator to creating the mortgage education empire we all know today as the Knowledge Coop. Tune in to find out why mortgage industry workers need compliance, Ken's two-sense on the CFPB's funding being ruled unconstitutional, and his opinion on how the new LLPA's taking effect in May might affect our industry. We promise this is an episode you're not going to want to miss!
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Holy Loan Level Price Adjustments Batman! Fannie & Freddie have decided to make it a bit more expensive for some and cheaper for others that are looking to get a mortgage in 2023. What will this means for your borrowers? Who will it benefit and who is better off purchasing before this comes into effect? Tune in for a deep dive into all the upcoming changes headed our way as of May 2023.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. It’s a brand new year full of surprises including our surprise guest Heather Lowrie from Pahlisch Homes who joined us in the studio to talk all things new construction. Will we see builders get out of the business or see companies merging? Inventory continues to be an issue with existing homes. What is inventory like for new builds? Tune in for a deep dive into all things new construction in 2023 as well as as some tips on bargain hunting from Randy, and a much needed positive pep talk to our fellow mortgage peers from Katie.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. It’s the end of the year and we can’t wait to say goodbye to 2022! It has been a year of ups and downs for a lot of us. Tune into this week's episode for the highs and lows of the last year, some of our favorite and not-so-favorite changes, and our predictions for 2023.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On this week's episode we are joined by Jacob Fain w/ Morgan Stanley as he helps us connect the dots between different markets. Howdoes CPI and the Fed Rate decision affect the financial advising side of things? How do loans work against my assets? And what is Jacob's advise for the first time homeowner when it comes to diversifying their portfolio and net worth? Tune if for an episode packed full of knowledge from the finance world, a discussion on the 2023 loan limits, and a deep dive into interest only loans.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals.Today we have James Fleming with Payne West to answer all of our questions about insurance. Why do we need it? What is and isn't covered for homeowners? and does bundling really save? Holidays are also just around the corner! What are you doing to get in front of your clients? Tune in for some ideas of touch-points and to top it all off, a hearty discussion on how to opt out of trigger lead phone calls.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we are talking all things first time home buyers, low income loans and down payment assistance. Tune in for an episode packed with tips and tricks for first time home buyers and special loan programs.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. Today we are saluting our men and women who have served, or are currently serving in America’s military. Thank you for your service and your sacrifice. Tune in for a little Veteran's day history and a lot of talk about the VA loan and how those of us in the mortgage industry can help our veterans.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
We're back for season two! Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals.It has been nearly two months since our last show and boy have there been some interesting things going on… rates hit and passed 7%, layoffs in the industry, and the great mortgage migration, and as always don't miss the Truth in Lending Mortgage News for updates on this crazy market.
Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.
Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It's our season finale ladies and germs and today we are saluting our heroes. Jenna Jacobsen with Nine-Bark Real Estate joined us in studio to talk all things Homes 4 Heroes and what the program can do for your business as well as how you can help your community.
Tune back in in a few weeks for the start of Season 2!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, the Fed is turning down the heat on the housing market and rates keep climbing. With so much doom and gloom lately Katie touches on some different ideas or strategies to make sure that you don’t bring that doom and gloom ‘vibe’, ‘aura’, or ‘feeling’ into your conversations with clients and referral partners, Randy shares some insight on how to stay busy during the slow times, and as always tune in for the Truth in Lending Mortgage News.
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, average rates are up three-quarters since our show 20 days ago which has Randy up to his usual tricks, buying high and selling low! Katie has some good intel on what the Inflation Reduction Act means and Joeie shares and interesting insight on the possibility of Energy Efficient home requirements. Ready for an episode packed full of both industry and market updates? Tune in!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week, Global Real Estate Advisor Sam Real joined us in the studio to talk about how to thrive in a shifting market and what it is like to be an industry leader in multiple markets. How did he successfully build his business and continue to grow when it seems everyone else is downsizing? Tune in to find out!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. This week we're all saying three words... What The Fed? We’re one day away from the Fed’s 3rd rate hike of the year and we’re all on pins and needles here at Zoom Town. Will the Fed raise BPS by75 or 100? And is inflation ever going to cool off? Tune in for tips on mid-year planning for your mortgage book of business and as always, don't miss the weekly Truth in Lending Mortgage News update!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. It's time to get out your abacus because today's show is all about the numbers! Special guest, founder and CEO of MBS live Matt Graham, joined us in studio to dive into what is impacting the market, how to read it, technical recessions vs. financial crises, and how today compares to the 2008 recession. This episode is PACKED with information you're not going to want to miss! And as always, tune in for the Truth in Lending Mortgage News.
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, we're discussing why it's going to be a long hot summer. Is the fed's strategy working? What does the sideways movement mean for us? And as always, tune in for the Truth in Lending mortgage news!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, the power of positivity reigns supreme. How fast is too fast for rates to come down? What has history taught us about refi booms? How long will times be lean for? Tune in for a boost in serotonin and some valuable insight from Kent Neumann of Canopy Mortgage.
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Kent Neumann NMLS 201036 | Canopy Mortgage NMLS 1359687 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, we're getting into the nitty gritty of lending in a college town with Sr. Mortgage Specialist Van Melick of Directors Mortgage. As rates continue to climb, tune in to find out why it's not all doom and gloom.
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Van Melick NMLS 260773 | Directors Mortgage NMLS 3240, Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, get off the couch and go for a hike, a rate hike that is! Hikes in interest rates, gas prices, and inflation are leading to a slow down in the market. While it seems as if everything just keeps going up, tune in to learn some strategies to make things go down, specifically your clients' mortgage payments!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage professionals, by mortgage professionals. On today’s show, investors are hungry and so are you! Past loan programs are making a comeback and new creative financing options abound. All of this and a bag of chips!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
You're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today's episode we dove into a discussion on the roller coaster ride we’ve all been on since the start of the year. Is this brief respite going to last, or are we just in the middle of the ride? We also shared some of your best borrower horror stories. Late night phone calls, middle of the night emails, and when to cut ties with a borrower. All of this and maybe one or two other things. And as always, tune in for your Truth in Lending Mortgage News!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
You're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today's episode we found out why middle class wallets are tightening, the history of the mortgage, more on recessions, and the good ole' American Dream. It's not all doom and gloom... or is it?
Don't forget to send in your borrower horror stories to truthinlendingpodcast@gmail.com!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 1907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
You're listening to Truth in Lending, a podcast for mortgage professionals, by mortgage professionals. On today’s show, were discussing home prices, the effect on new construction, and can a bargain for the buyer be found? Are we finally headed towards a buyers market? Tune in to find out!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
Welcome to the first episode of The Truth in Lending Podcast, a podcast for mortgage professionals, by mortgage professionals. On this week's episode we dive into the questions on everyone's mind with the recent changes in the market; Are we near the bubble? How high will interest rates go? And what are some pivot points? If you're interested in the future of the market, this is an episode you're not going to want to miss!
Randy Vance NMLS 1455628 | Synergy One Lending NMLS 907235 Equal Housing Lender.
Katie Pelchar NMLS 1588514 | Loan Depot NMLS 174457 Equal Housing Lender.
You're listening to the final episode of Money Minded. This week we're diving deep into the topic of Estate Planning! Matthew Mohill esquire joined us in the studio to talk about why creating a Trust and planning your estate NOW might just be the most important thing you do for you and your family. The word of the day is Estate and as always tune in for your Central Oregon Mortgage and Real Estate News Updates.
On this week's episode of Money Minded we're tackling part three of our five part mini series, So, you want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Our special guests, Jake Murray and Ian Miller of Directors Mortgage, are kicking off the show by discussing the growing pains of entering the mortgage industry. As a rookie and 2nd year loan officer, these two have all the advice from the intimidating licensing test to how to survive the new career! The word of the day is Omicron and as always tune in for your Central Oregon Mortgage and Real Estate news update.
On this week's episode of Money Minded we're tackling part two of our five part mini series, So, you want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Our guest Katie Pelchar with Loan Depot is paving the way for this next generation of loan originators and packed this episode full of advice for those who are considering entering the mortgage marketplace. The word of the day is Community, and as always tune in for your Central Oregon Mortgage and Real Estate news update.
On this week's episode of Money Minded we're diving in to a new five part series, 'So, You Want to be a Loan Officer? If you answered that question with a yes, or even a maybe, you’re in luck! Kicking it off this week Kent Neumann with Canopy Mortgage, who has been doing this since the Dead Sea was still alive and well, joined us in the studio to discuss the pros and cons of the mortgage industry, how to build your book of mortgage, advice for an aspiring loan officer, and much more! The word of the day is Service. As always, tune in for your Central Oregon Mortgage News and Real Estate Update.
Special Guest: Kent Neumann w/ Canopy Mortgage
On this week's episode of Money Minded longtime colleague and friend Matt Gilman of the Junipine Group at Windermere Real Estate joined us in the studio to tell us how to best prepare as both a seller and a buyer in today's real estate market. How does winter effect the market and how should you prepare? Listen in for some great nuggets of knowledge and as a bonus some insight into the world of pickleball! The word of the day in Gratitude and as always stay tuned for your Central Oregon Real Estate and Mortgage News Updates.
On this week's episode of Money Minded Comedian and Anti-Capitalist Leroy Firwood joined us in the studio for a lot of laughs, an insight into bus life, and a thrilling discussion on capitalism in America today. RENT is the word of the day, rates are not only on the rise and we're at near historical occupancy- what's next? And as always, tune in for you Central Oregon Mortgage News and Real Estate Update.
www.moneyminded.us
Season Two is in full swing and have we got a great show for you! We're bringing back one of our favorite episodes, Nerd Day with a CPA 2.0! Joining us for Nerd Day is the only and only Lance Brant with Capstone CPA's. The word of the day is Taxes and as always this episode will keep you updated on the most recent Central Oregon real estate market and mortgage news. Tune in to see what mortgage rates are up to.
You’re listening to Money Minded, your Central Oregon Mortgage and Real Estate News Podcast. On today’s show we have the @oregonrealestatechick and @oregon_realestate_dude, Larissa & Kevin Darcy with Engel Volkers Real Estate. It’s the First Time Homebuyer Special! The four-letter word today is Turn. And as always tune in for your Central Oregon Mortgage & Real Estate News. This show is all about you first timers, stay tuned for tips on how you should prepare, what to expect, and who to contact throughout your very first real estate transaction.
Tune in to this week's episode of Money Minded, the season one finale, to catch Financial Advisor Jacob Fain of Morgan Stanley discuss wealth building strategies, risk vs. reward, and the hottest investment trend on the market, crypto currency! COIN is the four-letter word, and as always stick around for your Central Oregon Real Estate Update and Mortgage News.
On this week's episode of Money Minded Neil Elshire with Shamrock Building Materials joined us to discuss the past, present, and future of lumber and steel costs in the U.S. The four letter word is FIRE. It's going to be a tough fire season in the Pacific Northwest this year, tune in to find out what that means for you as a homeowner!
And as always stick around for the Central Oregon Real Estate Market update and your Central Oregon Mortgage news.
On today's episode of Money Minded Brad Driggers with Windermere Real Estate joined us to discuss the in's and out's of purchasing bare land, manufactured homes, and fishing habits. The four-letter word is CFPB and tune in to learn how to file a formal complaint. Ken Perry from the Knowledge Coop if you're listening, we love you. And as always tune in for your CORE Market Update and West Coast Mortgage News.
On this week's episode of Money Minded Valerie Skelton with Pahlisch Homes joined us to discuss the smells of new construction and some up and coming developments in Central Oregon. Tune in for our newest segment called What Really Chaps My Hide to hear the hosts discussa few things listeners can do to annoy their lender or real estate agent and as always listen in for your West Coast Mortgage News and Central Oregon Real Estate Market Update.
On this week's episode of Money Minded Buck Bales with B Squared Home Inspections is here to discuss what you really should be looking at when it comes to your home inspection. As a homeowner what sort of maintenance should you be conducting annually? Gift is your four-letter word, Heather is back to share a VERY wild Central Oregon Real Estate Market Update and as always tune in for your West Coast Mortgage News.
On this week's episode of Money Minded Arianna Lease from Western Title & Escrow joined us to talk about the what to expect from title and escrow during your real estate transaction. What is escrow and why do you need title insurance? HOME is the four-letter word and as always tune in for your Central Oregon Real Estate Market Update and your West Coast Mortgage News.
On today's episode of Money Minded Cody Tuma of 541 Home Sales is in the studio with us to discuss land acquisition and property flipping. What kind of profit can a highly skilled property flipper expect to make in this market? What about in normal market? Fees is your four letter word and as always tune in for your Central Oregon Real Estate Market Update and your West Coast Mortgage News.
On today's episode of Money Minded Noah Von Borstel of the Junipine Group at Windermere Central Oregon will be sharing the honest truth about what it means to be a buyer and a seller in today's extreme seller market. The four letter word is land, should you buy land? Big announcement from Freddie Mac as interest rates fall for the second consecutive week.
On this weeks episode, Who is really driving the real estate market? Millennials! In the studio, we have loan officer Sean Dunn. We will be talking about some mistakes Millennials tend to make when trying to buy a home, and the things they can avoid. How can Millennials make their offer stand out to the competition, and how can they avoid past generation mistakes? And of course we will have Your Central Oregon Real Estate Market Update and your West Coast mortgage news.
On this week's episode of Money Minded we're talking about taxes, taxes, taxes and some of the biggest mistakes people make when preparing and filing their income taxes as well as some tips from founder and principal partner of Capstone CPA's, Lance Brant who will be joining us in the studio.
On this week's episode of Money Minded we're talking about the pros and cons of Renting vs. Owning. Joining us in the studio is the man, the myth, and the mustache, Dave Feagens Principal Broker and Owner of Windermere Central Oregon Real Estate.
Executive Producer & Host: Randy Vance
Co-host: Heather Lowrie
Senior Producer & Editor: Joeie Canaday
Videographer & Co-producer: Kristina Willis
Co-Producer: Corrine Valdez
Money Minded is your West Coast Mortgage & Real Estate News Podcast. Each week will bring you important market updates, industry professional opinions, local real estate & mortgage trends, as well as some great tips and tricks. Whether you are a first-time homeowner or savvy investor on their latest 1031 exchange, we are here to educate, entertain, and evolve. We promise to bring on qualified experts as guests and answer as many of your real estate investing questions as we possibly can. Look for different topics each week and feel free to suggest some of your own.
On this week's episode, we will discuss the Do's and Do Not's of buying your next home, an intro into what Money Minded is all about, we'll have your Central Oregon Real Estate Update, and your West Coast Mortgage News with your hosts Randy Vance and Heather Lowrie.
Executive Producer & Host: Randy Vance
Co-host: Heather Lowrie
Senior Producer & Editor: Joeie Canaday
Videographer & Co-producer: Kristina Willis
Co-Producer: Corrine Valdez