Efi's Pylarinou Podcast: Recent Episodes
Efi Pylarinou
Efi Pylarinou is the No.1 Global Woman Influencer in Finance & the Data conversation by Refinitiv 2019 & 2020. A seasoned Wall Street professional & a recognized technology thought leader on innovation topics in AI, Big Data, and Impact on the ecology and the economy. Efi Pylarinou is a speaker, a moderator, and a creative content producer serving the needs of Big Tech companies, Financial services corporates, Accelerators, Growth Fintechs. As an influencer, she works in the intersection of business development, marketing, and PR and supports campaigns and earning media initiatives. She is also a consultant on incubating and launching industry-specific projects that require multiple stakeholders. She is also involved in knowledge focused partnerships
Agentic Banking is not another AI upgrade for banks. It's a new operating system and most incumbents are still running the old one.
In this conversation, Driss Temsamani - Managing Director, Americas Head of Digital at Citi and author of The Agentic Bank which we discussed in the Fintech Book Club in June, explains what actually has to change for banks to become agentic, and why the gap is wider than most executives think.
We cover:
▪️ Why 2022 was our Netscape moment — and why this shift is fundamentally different from digital transformation
▪️ The two licenses every bank operates on: regulator trust and customer trust
▪️ Why live data streaming pipelines are not enough — what agents actually need
▪️ Auditing outcomes, not paths — how to get comfortable with probabilistic reasoning inside a regulated institution
▪️ Why today's org charts mimic internet-era data storage — and what an "agent-to-human" organization looks like
▪️ Tokenized money, identity, and intelligence converging into a single programmable layer
▪️ AI as universal infrastructure — like roads
▪️ Whether we collaborate or compete on AI — and why that decision defines the next five years
Driss doesn't just make the case for agentic banking. He argues for a rethink of the management layer itself — the committees, the sub-committees, the human chains of decision-making that were built for the internet era and don't fit the era we're now in.
📚 The book: The Agentic Bank: How Intelligent Systems Are Redefining Finance by Driss Temsamani https://www.theagenticbank.ai/
The Fintech Book Club discussion https://www.youtube.com/live/wLyOMV4LZZw?si=rLBisrhV2-jbcFzI
Driss Temsamani is the author of The Agentic Bank and a keynote
speaker on the future of money, and the democratization of finance.
Over thirty years as a digital banking executive, most recently as
Americas Head of Digital at Citi, he has built financial
infrastructure across the US, Canada, and 22 countries across Latin
America, and advised central banks and regulators on the architecture
of the global financial system. His work is animated by a single
argument: that access to finance is a universal right, not a
privilege.
What is being built at the intersection of programmable money and the agentic economy?
Nik Milanović — founder of This Week in Fintech (now part of Plaid), GP at The Fintech Fund, and founder of Stablecon — joined me to discuss Stablecoins and AI agents as the new emerging economic participants
We cover:
🔺 What Nik saw and heard at Stablecon EMEA in Amsterdam - the tensions between Europe and the US
🔺 Why stablecoins and cards are not competitors - and where the card network actually breaks
🔺 AI agents as autonomous financial actors: x402, Stripe's Machine Payments Protocol, Visa's Trusted Agent Protocol
🔺 Why behavior beats economics in payments adoption
🔺 Non-USD stablecoins
🔺 Tokenized deposits vs. stablecoins: where do banks actually land?
Guest Bio:
Nik Milanovic — Founder, TWIF / Stablecon / GP, The Fintech Fund
Nik Milanović is the Founder of This Week in Fintech, a global digest of financial technology news, Stablecon, the leading global stablecoin conference, and The Fintech Fund, an early-stage venture capital fund. He has spent the last decade working in fintech and payments.
He previously led business development and strategy for Google Pay and Google Finance, led strategy at Petal, and led partnerships at Funding Circle.
The Fintech Fund, which he founded in 2022, invests in fintech companies globally at the pre-seed and seed stages, and has closed a second $10 million fund.
He regularly challenges conventional venture capital thinking through his Forbes column and podcast appearances. He is widely regarded as one of the leading voices covering fintech globally, and has helped build the fintech community by sponsoring meetups across four continents — from Mexico City to Lagos, Nigeria.
He is based in New York and is a Stanford University alumnus.
AI agents are starting to make financial decisions without a human approving every step, as such a design cant scale. In this conversation I sit down with Amna Usman Chaudhry, financial economist and frontier technology strategist, to dig into why AI governance built for a single agent breaks down frequently once multiple agents start interacting with each other.
KYC governed the customer and KYB businesses. KYA is the emerging standard to govern an individual AI agent. But what happens when several AI agents interact to produce one financial decision, and every single one of them is individually compliant? Amna identifies a gap in several multi-agent workflows which she coins as the swarm accountability gap, and she has built a framework for it - KYS, Know Your Swarm.
We get into why KYC, KYB and KYA all remain necessary but are not sufficient on their own, and what she calls delegation failure: the moment a multi-agent system produces a harmful or discriminatory outcome that cannot be traced back to any single agent.
The nuances of agentic workflows in finance, are being uncovered. Not all multi-agent workflows created Swarms. However, as we are preparing to delegate agency at scale, we need to understand swarms. This topic touches on biases, financial inclusion, and of course governance and ethics.
💎 Guest Bio: Amna Usman Chaudhry
is a financial economist and frontier technology strategist defining Autonomous Finance - the structural shift toward AI coordinated financial systems.
She is the author of KYS: Know Your Swarm (SSRN, 2026), a governance framework for multi-agent AI in regulated finance. Her work spans fintech, AI, blockchain, digital assets, financial inclusion and responsible innovation.
Amna is a graduate level lecturer in frontier finance and emerging technologies, and serves on boards and advisory councils across fintech, technology and responsible innovation. She is a UNESCO Women4EthicalAI Expert and has twice been listed on the Innovate Finance Women in FinTech Powerlist.
She has spoken at and contributed to United Nations convenings and multi-stakeholder platforms on algorithmic accountability, digital assets, AI governance, and the future of Autonomous Finance. She also writes Autonomous Finance, a Substack publication on what happens when money starts to think for itself.
Agentic AI is everywhere in finance right now — agentic commerce, agentic
payments, stablecoin protocols, Anthropic's ten new analyst agents. But
agentic lending is the one that touches creditworthiness, and that is why
the EU AI Act classifies it as high-risk under Annex III, alongside law
enforcement and border control.
In this episode of Conversations & Insights, I sit down with Tamara Laine,
Founder and CEO of Empower, who is building agentic AI infrastructure for
U.S. lenders. Tamara is an Emmy-winning investigative journalist turned
fintech founder, and she comes at the bias and explainability problem from
a perspective most fintech CEOs don't have.
We cover:
▪️ Why agentic lending is the riskiest agentic AI use case in finance
▪️ Two decades of fintech innovation: what alternative credit scoring and
machine learning actually fixed, and what they didn't
▪️ The gig economy data point that pulled Tamara into this work: 6 out of
10 gig workers in the US say they have been denied a loan
▪️ SR 11-7 in plain language: the U.S. model risk guidance that examiners
still use to validate AI in credit decisions
▪️ The EU AI Act, Annex III, and why August 2026 matters
▪️ Why Empower does not use AI for the actual credit decision (and why
that line is harder to hold than it sounds)
▪️ "AI prepares, humans decide" — soft version of Brian Armstrong's
one-person team vision, or genuinely different?
▪️ Why 80% of AI agents that reached production were pulled back,
according to a recent Sinch report
▪️ Five-year outlook: do the LOS providers like Encompass and nCino
eventually absorb the agentic layer, or do specialist agent companies
win?
The deeper question underneath all of this: when AI is making decisions
that determine whether a person can buy a home, a car, or grow a business,
where exactly does the human stay in the loop? And who decides where the
line gets drawn?
Guest Bio:
Tamara Laine https://www.linkedin.com/in/tamaralaine/ is an Emmy Award-winning journalist, fintech founder, and business growth strategist. As the founder and CEO of MPWR, she is transforming how credit and capital are accessed by gig workers, women, and underserved communities through AI and alternative data. A former gig worker herself, Tamara brings lived experience to her mission of building a more inclusive financial system. She has launched and scaled eight-figure tech ventures and is a recognized expert in financial inclusion, ethical tech, and economic innovation. Tamara also co-hosts What the Frac?, a podcast on startup growth.
What does an AI-native bank actually look like? Jouk Pleiter, founder and CEO of Backbase, argues that adding AI to a fragmented banking stack doesn't fix the problem, it amplifies it. In this episode I sit down with Jouk to unpack Backbase's newly launched AI-native Banking OS, the shift from account-centric to customer-centric architecture, and why the operating model, not the AI model, is the real battleground for the next decade of banking.
Backbase is 22 years old, serves 120+ financial institutions across 50 countries, and was named a Leader in The Forrester Wave™: Digital Banking Engagement Platforms, Q2 2026, with its Nexus semantic layer singled out as a competitive advantage.
I am a Strategic advisor to Backbase. This conversation is an independent, candid discussion of the technology and its implications.
We get into:
🔺 Why "fragmentation kills intelligence" and what a unified frontline really means
🔺 Agents joining the bank workforce, and the org-chart problem
🔺The shift from account-centric to customer-centric truth: ontology, customer state graph, and the decision/evidence trail
🔺 The four layers: Connectivity, Nexus (the truth layer), the agentic layer, and Sentinel (the authority/police function)
🔺 Why Backbase is not a system of record or a data lake, and how that differs from a Palantir-style approach
🔺 LLM choice, semantic routing, and FinOps cost arbitrage across premium, open-source, and small in-house models
🔺 What beta deployments revealed, and why Sentinel turned out to be the most strategic piece
🔺 How a bank should start small, and Jouk's controversial claim: a bank can run by 500 people serving 5 million customers
💎 Guest Bio:
Jouk Pleiter https://www.linkedin.com/in/joukpleiter/ is founder & CEO of Backbase https://www.backbase.com/, the AI-powered banking platform he helped build from a small startup in 2003 into a profitable, global fintech leader. Under his founder-led stewardship Backbase scaled organically to the hundreds of millions in annual revenue, grew to a two-thousand person team, and built a client roster of 150+ banks and financial institutions serving tens of millions of end users worldwide.
Known for a pragmatic, long-term oriented leadership style, he stresses close customer partnership and relentless product innovation. Jouk partners closely with bank c-suite members to turn strategy into measurable customer and business outcomes.
This 🔺 What does it actually look like when TradFi and DeFi converge, and why are most banking executives still missing it?
I sit down with Scarlett Sieber and Dhanum Nursigadoo of Money20/20, two of the six co-authors of The New Intersection of Money: Where TradFi and DeFi Converge, launching at Money20/20 Europe in Amsterdam, June 2-4, alongside the new Intersection stage.
We cover the Holy Trinity for a Tokenized World, the wrapped tokens question, the "missing money" problem and its echoes of 2008, stablecoins versus tokenized deposits, and what MENA, Asia, LATAM, and Africa actually teach us about convergence.video is about Scarlett Sieber and Dhanum Nursigadoo
About the BOOK to be launched at Money2020 Amsterdam https://buff.ly/EHjQpzu
This straight-talking book from the global team at Money20/20 is your essential guide to the convergence of traditional finance (TradFi) and decentralized finance (DeFi). It shows how digital assets, programmable money, and new regulatory frameworks are reshaping global financial infrastructure.
Inside, you will explore how regulation is unlocking scale across regions, how stablecoins and CBDCs power real time cross border settlement, how tokenization brings real world assets on chain, how digital identity and zero knowledge protect users, and how AI and real time rails transform the operating model of modern finance. The result is an integrated financial system built for speed, transparency, and resilience.
Whether you are a banking executive making real decisions about blockchain, stablecoins, and tokenization, a fintech founder building on both traditional and emerging rails, a regulator shaping the guardrails of the digital economy, or an investor scanning for the next structural shift, The New Intersection of Money
gives you the insights, strategic guidance, and operating frameworks to lead with confidence.
Is the "AI-native bank" a distant reality — or is it already here?
In this episode of Fintech Conversations & Insights, I sit down with Georgios Kolovos, NVIDIA conversations & Insights,'s EMEA Payments and Fintech Leader, to unpack what's actually happening at the infrastructure layer of financial services.
We go deep on Revolut's PRAGMA — the foundation model trained on roughly 40 billion banking events from 25 million users — and what it signals for the rest of the industry.
We talk about why Transaction Foundation Models break the silos that have defined financial services for decades, why off-the-shelf models won't cut it for Tier 1 banks, and why Mastercard, Stripe, Adyen, Plaid, and Nubank are all building down the same path.
We also discuss:
✅ The impressive presence of financial services at NVIDIA GTC 2026
✅ The "AI Factory" framework
✅ Why specialized models and Transaction Foundation Models are complementary
✅ How event-sequence data (not just transactions) is the real moat behind PRAGMA
✅ Whether a "Financial World Model" — a digital twin of an entire payments ecosystem — is fantasy or roadmap
Guest Bio:
Georgios Kolovos is a payments executive, who has worked across the payments value chain, with issuers, digital currency wallets, and merchants. Currently Georgios leads the payments and fintech practice of NVIDIA in EMEA, working with payments companies to accelerate their Machine Learning and AI innovations. Primary focusing on Transaction Foundation Models and Agentic Commerce.
NVIDIA #Revolut #PRAGMA #AINativeBank #AgenticBanking #TransactionFoundationModels #Fintech #AIFactory #FoundationModels #PaymentsAI #DigitalFinance #ConversationsAndInsights #EfiPylarinou
An autonomous AI agent walked into McKinsey's AI platform - no password, no authentication, no break-in. Within two hours it had access to 46.5 million chat messages, 728,000 files, and 57,000 user accounts. This wasn't a hack in the traditional sense. The agent used permissions it was given.
My tweet about this went viral - 500,000 views https://x.com/efipm/status/2031736307.... The comment that stopped me came from Chris Biele — NFThinker https://x.com/theNFThinker — who builds cryptographic primitives for exactly this problem at Open Matter Network.
So I brought him on. In this conversation we go well beyond the McKinsey incident — into what this means for JPMorgan's 200,000-user LLM Suite, why Mastercard and Visa's tokenization approach solves identity but not mandate, how zero-knowledge circuits act as mathematical circuit breakers for rogue agents, and why "harvest now, decrypt later" may be the most underreported threat in finance today.
This is the conversation the industry needs to be having before the first major incident inside a bank.
What we cover:
→ Why McKinsey/Lilli was an architecture failure, not a hack
→ The JPMorgan thought experiment — blast radius in a real bank
→ What problem Mastercard & Visa's Agent Pay solves
→ Zero-knowledge proofs as agent circuit breakers
→ AML and KYC without sharing raw data
→ X402: the payment protocol that cuts out Visa and Mastercard entirely
→ Post-quantum cryptography and "harvest now, decrypt later"
💁🏻♂️ Guest: Chris Biele (NFThinker) — Core contributor BanklessDAO, co-founder Bankless Card, builder at Open Matter Network- Chris on X: https://x.com/theNFThinker
📄 Whitepaper referenced: Codewall.AI — How We Hacked McKinsey's AI Platform 👉 https://codewall.ai/blog/how-we-hacked-mckinseys-ai-platform
💎 Chris Biele / chrisbiele is the GTM Lead at OpenMatter Network https://openmatter.network/, a privacy layer for the agentic economy, enabling agents to query datasets that remain locked inside an organization's own data silos.
Their Masked Computing environment uses post-quantum safe MPC (mu
A discussion of the latest Cambridge Centre for Alternative Finance (CCAF) report 𝗧𝗼𝗸𝗲𝗻𝗶𝘀𝗲𝗱 𝗺𝗼𝗻𝗲𝘆: 𝗨𝘀𝗲 𝗖𝗮𝘀𝗲𝘀, 𝗜𝗻𝘁𝗲𝗿𝗼𝗽𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗮𝗻𝗱 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗶𝗼𝗻.
The study captures the complexity of the evolving tokenised money ecosystem, shows how emerging private tokenised money instruments are competing for different applications, analysing the evolving infrastructure and the regulatory trends shaping their development across the globe.
Tokenized Money Snapshot
Why Tokenized Money Now
Meet Keith Bear
Building a Common Taxonomy
Regulation Needs a Shared Language
Key Jurisdictions Compared
Top Use Case Cross Border Payments
Trade Finance and On Chain Settlement
Public vs Permissioned Chains
Interoperability Networks and Consortia
Dollar Stablecoins and Sovereignty
Takeaways and What’s Next
📃 Read the full publication ➡️ https://lnkd.in/eXGuMMpu
🔺 Keith Bear
Fellow at CCAF at Cambridge University .
Chair of the Digital Asset Research Programme
👉 https://www.linkedin.com/in/keith-bear-2b7407/
Can Crypto Be Indexed? In this episode I discuss with Jessica Ellerm co-founder of TheMelia https://themelia.co/, whether crypto can be indexed and why crypto indexing differs from traditional markets.
We explore the enormous token universe and the need for strong screening to avoid scams and illiquid assets, including Melia’s primary filters on minimum market cap and daily volume plus user-defined constraints.
We cover data integrity challenges such as wash trading and unreliable exchanges, and how multiple institutional-grade data feeds, averaging, and outlier detection can improve pricing.
We also examine operational realities like 24/7 trading, real-time rebalancing, changes in circulating supply, forks, and delistings, and why many crypto indexes struggle to beat Bitcoin on a risk-adjusted basis.
We close on more dynamic approaches that blend rules-based indexing with analyst and AI-agent insights, including long/short index-pair strategies.
Jessica https://www.linkedin.com/in/jessicaellerm/ is the CEO and Co-Founder of Themelia, a custom indexing platform for cryptocurrencies. She previously co-founded and sold an Australian superannuation fund, and has worked across high-growth fintech startups in the payments and funds management sector for the past 17 years.
bunq's CEO at Davos: AI, the US Bet, and a Contrarian Take on Stablecoins | Davos during the WEF 2026
Description: Filmed at the House of Collaboration, in Davos during the World Economic Forum 2026.
I sat down with Ali Niknam, founder and CEO of bunq, Europe's most profitable neobank, for a fireside chat that went places I didn't expect.
We covered their subscription model that most neobanks ignored, the landmark legal battle bunq won against the Dutch Central Bank over AI-driven AML compliance, and what that win meant for all of Europe. We talked about bunq's US expansion strategy, the vision of making European credit history portable, and how Ali thinks about AI.
And then he said something that surprised me. His take on stablecoins and blockchain is genuinely contrarian — and I don't agree with it. I'll let you decide where you stand.
Thank you to the House of Collaboration and J3D.ai for hosting at Davos WEF 2026.
Ali Nikman https://www.linkedin.com/in/ali-niknam-50253913/
From Trump’s Proposed 10% Credit Card APR Cap to AI Agents in Lending.
In this episode, I discuss with FinTech product lead and bestselling Indian author Shuchi Batra about Trump’s proposed 10% cap on credit card interest rates and its implications for credit markets.
The conversation covers how FinTechs have expanded access through alternative data—especially cashflow analysis—and why incumbents lag due to legacy systems and integration challenges.
Badra describes an AI-driven, gamified cashback card she launched at the Commercial Bank of Dubai that personalized merchant rewards based on spending history and secured a Visa brand collaboration.
The discussion then shifts to current AI adoption in lending, including automating loan origination (particularly mortgages and personal loans), speeding timelines from 30–45 days to under two weeks, enabling real-time portfolio monitoring, and using agentic workflows to improve underwriting, engagement, and delinquency management through proactive, flexible repayment support.
Badra also shares how storytelling complements product leadership and lists tools she uses in her work—ChatGPT for brainstorming, Perplexity (including deep research) for research, Lovable for prototyping, and Notion for rapid website creation—highlighting how these tools help bridge communication between business and engineering.
Shuchi Batra https://www.linkedin.com/in/shuchibatra/ is a fintech product leader with 10+ years of experience building and scaling credit, lending, and payments products across global markets. She has owned multi-billion-dollar portfolios, led high-impact growth initiatives, and is deeply passionate about designing financial products that are both profitable and humane. Outside of fintech, she is a bestselling author and poet, blending data with storytelling to create products people truly connect with.
In Formula One, the drivers are the best in the world, all elite. The difference? The car.
The same is true for AI. Tim Brophy, Principal Solution Architect at Elastic, argues the model wars are a distraction. The real differentiator is your data platform — and most financial institutions aren't ready.
In this conversation, we discuss:
• Why AI is forcing the unified data issue in financial services
• A European bank's decade-long journey from fragmented systems to AI-ready infrastructure
• The difference between conversational AI and agentic AI — and where each belongs
• How to implement AI responsibly without waiting for standards
• Why "thinking small" is the path to real value
The takeaway: You can have the best model in the world. Without the right data platform, you can't win the championship.
Tim Brophy https://www.linkedin.com/in/tbrophy/
We built compliance systems to fight financial crime. Instead, we created honeypots.
In this conversation, Beth Haddock — General Counsel at AdvisorEngine, board director at GMO-Z Trust (a NY-regulated stablecoin issuer), and policy lead at The Stablecoin Standard — breaks down what's broken with legacy compliance and the emerging framework to fix it.
The Stablecoin Standard just released a white paper that regulators actually asked for: "Programmable Compliance for Digital Money and Assets." We dig into the core ideas:
→ Why the "consent" model in financial services is a fallacy
→ How data collection meant to reduce risk creates new risk (the honeypot problem)
→ The 4-layer compliance taxonomy: Prevent, Detect, Trace, Protect
→ Why no single RegTech vendor covers all four — and what that means for builders
→ The critical distinction between AML and cybersecurity (and why conflating them is dangerous)
→ How AI changes the compliance paradigm without replacing compliance officers
→ What Beth is advocating for in the GENIUS Act and global policy discussions
If you're in fintech, compliance, RegTech, or digital assets — or just trying to understand where financial infrastructure is heading — this one's for you.
References:
- Programmable Compliance for Digital Money and Assets- https://www.stablecoinstandard.com/wh...
- Trust Without Intermediaries: A Programmable Risk Management Framework for the Future - 30 Oct 2025 by Jessi Brooks, Ribbit Capital and Katherine Kirkpatrick StarkWare https://buff.ly/FT9zDZ0
BIO -Beth Haddock / bethhaddock is a strategic advisor, General Counsel, and board member with a track record of helping fintech and digital asset companies execute on growth, innovation, and regulatory complexity. She currently leads legal and compliance at AdvisorEngine, a Franklin Templeton-backed platform, and advises top DeFi projects and Web3 ventures including Grayscale, Balancer, and Orca.
Beth serves on the board of GMO-Z Trust Company, a NYDFS-regulated stablecoin issuer, and helps shape global policy through The Stablecoin Standard - https://www.stablecoinstandard.com/. With 25+ years of experience across firms like Guggenheim, Brown Brothers Harriman, and AXA, she brings hands-on legal and strategic support to companies scaling new products, entering new markets, or managing regulatory inflection points.
A frequent speaker, CoinDesk contributor, and
A discussion with leaders at the BIAN Summit, where the focus is on Banking banking, integration, innovation, transformation, and AI.
Steven Van Wyk, Chairman of the Board at BIAN, and Shanker Ramamurthy, Global Managing Partner of Financial services at IBM, discuss BIAN's shift from a standards to a service organization, the risks of technological stagnation, and the implementation of BIAN frameworks using AI.
Learn how IBM's ecosystem approach and technological advancements like hybrid cloud, generative AI, and quantum computing are driving banking transformation and simplifying complexity.
AI is upending thebanking pyramid—and open standards are foundational to this transformation. I discuss this transformation with Shanker Ramamurthy https://www.linkedin.com/in/shankerramamurthy/ , IBM's Global Managing Partner for Banking & Financial Markets,ahead of the BIAN Summit in Chicago.
We explore IBM's collaboration with BIAN, focusing on open standards and the role of generative AI in transforming the banking industry.
The discussion highlights how IBM's technologies, including the Watsonx portfolio, are aiding banks in achieving operational efficiency, risk management, and regulatory compliance. The conversation also delves into the future of banking models, the significance of breaking down silos, and the strategies banks need for leveraging AI to drive growth and innovation.
Key insights from the upcoming BIAN Summit in Chicago are discussed, where IBM will showcase cutting-edge tools and methods to help banks accelerate their modernization journeys.
Join the conversation at the3rd annual BIAN Banking Summit, November 18-19 in Chicago 👉 https://web-eur.cvent.com/event/6ee854bc-50d0-45a8-ae0e-dd676f380d80/summary?environment=production-eu
fintech #banking #ai #openstandards #digitalbanking
A provocative way of understanding the impact of AI at the system's level, on businesses, and jobs. Listen to this episode which challenges all AI cliches.
We discuss the bold ideas from Sangeet's latest book, Reshuffle: Who Wins When AI Rewrites the Knowledge Economy.
We explore how AI is fundamentally transforming job roles, organizational structures, and industry control points. Learn about the new unbundling and rebundling processes, the architectural impact of AI, and the vital role of wallets in the new digital economy. This episode is a deep dive into understanding the broader implications of AI beyond mere automation.
The examples in this episode are brilliant.
Join me in this thought-provoking conversation with Sangeet Paul Choudary, a renowned thinker and author of the bestselling book, The Platform Revolution.
Sangeet Paul Choudary (LinkedIn, Wikipedia) is the best-selling co-author of Platform Revolution and author of the new book Reshuffle. He has advised leadership teams at over 40 Fortune 500 companies—including Nestlé, ExxonMobil, Daimler, ING, and Booking.com—as well as pre-IPO tech firms. Sangeet currently serves as a Senior Fellow at the University of California, Berkeley and has spoken at global forums such as the G20 Summit, World50 Summit, and the World Economic Forum.
His Harvard Business Review article Pipelines, Platforms, and the New Rules of Strategy was named one of the top 10 management ideas of 2017 and is featured in four HBR 10 Must Reads anthologies. His ongoing research and commentary are published regularly on his
What is the importance of the latest announcement by 10 major global banks to issue a stablecoin pegged to G7 currencies?
What is AI's role in the adoption of digital assets and the future of asset management in a tokenized world?
PARIS/LONDON Oct 10 (Reuters) - Ten major banks including Bank of America, Deutsche Bank, Goldman Sachs and UBS are jointly exploring issuing a stablecoin, the latest sign of traditional finance seeking to get to grips with the growth of digital assets.
The group of lenders, which includes Citi, MUFG, Barclays, TD Bank, Santander and BNP Paribas, will work together to explore creating blockchain-based assets pegged to G7 currencies, the banks said in a statement on Friday.
In this episode, I am joined by Johnny Fry, the founder of Digital Bytes, to discuss the groundbreaking news about a consortium of global banks planning to launch stablecoins for G7 currencies on public blockchains. We explore the potential impact on global financial systems, and the importance of collaborations in the digital sphere. Johnny emphasizes the significance of digital money, highlighting its advantages over traditional banking methods and the potential for unlocking value in capital markets and the broader economic activity.
We also delve into related topics such as AI's role in the adoption of digital assets, the resilience of DeFi, and the future of asset management in a tokenized world.
This episode provides invaluable insights into the future of financial services and the transformative power of blockchain technology.
fintech #finance #business #g7 #stablecoin #g7stablecoin #digitalbanking
Are you aware of what’s happening beyond the flashy headlines of alternative investments like cryptocurrencies or tokenized private shares? There’s a solid investment evolution unfolding right under our nose.
Peer-to-peer lending in Europe has been quietly transforming from a risky “Wild West” asset class to one of the most stable, transparent, and accessible opportunities in alternative investing. But is it really as safe and promising? What’s the real story behind the growing P2P lending platforms, the technology, and the people driving this change?
In this eye-opening interview, I sit down with Gerad Kostack, Head of Growth at LenderMarket https://lendermarket.com/, to reveal:
- The untold truths about P2P lending—beyond the hype
- How regulation and technology are reshaping the investment landscape
- The human impact: real businesses, real investor stories, real growth
- Why smart investors are paying attention to this “boring” sector
Everybody in Fintech has been talking about Democratization but not all products are the same. Education, regulation, transparency are what you should be looking before any other consideration.
Listen to our conversation, Comment, and Subscribe for more deep dives into the world of smart investing!
Gerad Kostak https://www.linkedin.com/in/gerad-kostak/ is a business development and operations leader with more than 15 years of experience across fintech, SaaS, logistics, and the military. Currently, the Head of Growth at Lendermarket, a European peer-to-peer lending platform, he drives expansion efforts, partnerships, and market presence. His career began as an Infantry Officer in the United States Marine Corps, where he earned the Navy & Marine Corps Commendation Medal for exemplary service. He has since held senior roles at high-growth startups and global corporations, consistently delivering strategic growth and operational excellence.
fintech #lendermarket #finance
🏦 The financial services industry is evolving from Open Banking to AI Agents – but we're missing the critical framework to make it work safely.
Former Citi executive Federico Suarez https://www.linkedin.com/in/federico-suarez-rendon-b2269816/ introduces the Universal Data Access Framework (UDAF) – the missing link between Open Banking regulations and the emerging agentic economy.
🎯 What You'll Learn:
• Why Model Context Protocol (MCP) is fundamentally different from APIs
• How UDAF bridges Open Banking, Open Data, and AI agent standards and the 8 principals of this framework
• Why emerging markets might leapfrog developed economies in AI adoption
• The critical consent management challenges in an automated world
• How to preserve human choice when AI agents manage our money
💡 Key Insight: "People are most likely data-rich than economically rich" – but without proper frameworks, AI agents could either democratize wealth or create massive digital divides.
🚨 The Warning: We're "blindly signing for assistants to do things on our behalf" without understanding what data they'll extract or how it will be used.
Federico Suarez article: From Consent to Command: Agentic AI & Open Banking Universal Data Access Framework
https://open.substack.com/pub/fsuarezr/p/transatlantic-o-bf1?r=7ci1&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false
Join me as I sit down with Ronit Ghose, head of the Future of Finance team at Citi Institute, for an in-depth discussion on the latest trends shaping the financial world. In this episode, Ronit shares insights from the annual City Institute Future of Finance Forum held in late June, covering hot topics like AI, stablecoins, quantum computing, digital assets, and the evolving landscape of wealth management.
Discover how AI is transforming finance, the challenges of trust and security in a digital era, and the real-world impact of stablecoins and tokenization. Whether you’re a fintech enthusiast, finance professional, or just curious about the future of money, this conversation is packed with expert perspectives and actionable takeaways.
Ronit Ghose https://www.linkedin.com/in/ronit-ghose-86033610/
Citi Forum Future of Finance https://www.citigroup.com/global/pe/citi-institute-future-of-finance-forum
Ronit runs the Future of Finance team in Citi Institute, Citi’s thought leadership unit. The team is focused on the intersection of the future of money, finance and emerging tech. It provides analysis and advice to Citi’s clients and the bank’s leadership. Prior to his current role, Ronit was Citi’s Global head of Banks and FinTech Research. Alongside his Citi role, Ronit is an Advisory Board member of the Financial Technology Centre at Imperial College Business School in London and at several technology firms and early-stage VC investors based in the U.K., Asia, Middle East & Africa. Before joining Citi in 1997, Ronit worked in the policy world, including as a Research Assistant for a former UK Prime Minister. Ronit's new book “Future Money” was published in 2024.
We're spending billions fighting fraud and deepfakes, but getting worse results every year. What's going wrong even though we spend more?
In this conversation with Tony Fish, author of "Decision Making in Uncertain Times," we explore why traditional cybersecurity is fundamentally broken. Tony reveals the uncomfortable truth: it's incredibly easy to create a lie, but exponentially harder to detect one. While fraudsters can generate deepfakes with minimal resources, organizations are throwing massive budgets at detection systems that simply can't keep up.
The real problem isn't technical - it's human. We're using management principles from the 1950s to fight 21st-century problems. Boards are asking the wrong questions, organizations operate in dangerous silos, and leadership teams refuse to challenge assumptions that no longer work.
Tony, speaking from his unique perspective as both an engineer and neurodivergent strategic thinker, doesn't offer another security product. Instead, he challenges everything we think we know about fraud prevention, governance, and building truly resilient organizations.
This isn't just about cybersecurity - it's about survival in an age where the old rules no longer apply.
Tony Fish: https://www.linkedin.com/in/tonyfish/
Tony brings something very different. He helps you and your team ask questions you did not know you had to ask. We all know we should ask questions, and then we realise we must ask better questions. Eventually, we realise we determine if we are asking the right questions, however, this demands we understand what is right (in this context) and whether we have asked the questions we did not know we had to ask.
Tony Fish is a neuro-minority (diverse) and is a leading expert on decision-making in uncertain environments, corporate governance and sustainability.
Tony Fish
"Decision Making in Uncertain Times" is my new book. You can buy it on Amazon UK (kindle and print)
It is also available in US DE FR ES IT NL PL SE JP CA AU
OR download a FREE PDF copy
Ever wonder what happens when you give a FinTech insider 15 years to watch an entire industry transform? You get Greg Palmer – and trust me, he's seen it all.
Join me as I sit down with the VP of Innovation at Informa Festivals to decode what's really happening in FinTech right now. We're talking AI that is actually in production, why US banks are fighting for survival while Europeans perfect customer experience, and what you can expect when 60+ companies demo at Finovate Fall NY 2024.
This Finovate Fall is especially meaningful to me – we'll be celebrating the 2-year anniversary of the FinTech Book Club https://www.linkedin.com/company/fintechbookclub/ and honoring the memory of our beloved co-host Barb McLean in a special way.
Join us at the heart offintech in New York City and save 20% with code:
➡️FKV2797SPK ⬅️ https://informaconnect.com/finovatefall/
Greg Palmer https://www.linkedin.com/in/gregbpalmer/ is the VP of Strategy and host of Finovate, a fast-paced, demo-first showcase of the latest innovations in financial and banking technology from across the globe. 15 years with Finovate have given Greg a unique, bird’s-eye view of the Fintech industry as it has exploded into prominence, allowing him to watch not only individual innovations as they gain traction, but also the high-level trends that continue to shape the industry. Greg is also a seasoned demo and speaking coach in addition to his own work as an emcee and speaker.
Understanding the EU AI Act: Latest Developments and Business Implications
Join me and expert Michael Borelli, Director at AI and Partners, for an in-depth discussion on the latest updates and implications of the upcoming EU AI Act. This episode covers essential developments in AI governance, the significance of the general-purpose Code of Practice, and the potential simplification agenda being considered by the European Parliament.
Michael provides a detailed breakdown of compliance requirements based on risk levels, the importance of early preparation, and comparisons to GDPR. The conversation also delves into international perspectives, including potential U.S. regulatory actions and their impact on the global AI landscape. Tune in to stay informed on how AI regulations could shape the future of business and innovation.
Michael Borelli | Director AI & Partners
https://www.linkedin.com/in/michael-charles-borrelli-6a557253/
https://www.ai-and-partners.com/
A must-watch episode for anyone interested in understanding the future of money and the underlying principles that will shape their adoption and regulation.
A conversation with Tony McLaughlin, the Stablecoin maximalist, a veteran in the financial services sector with a deep expertise in blockchain and digital assets. We dive into a thought-provoking discussion on the nature of money and stablecoins. McLaughlin explains his perspective and shares his vision for how stablecoins can become the dominant form of money.
Tony Mclaughlin https://www.linkedin.com/in/tony-mclaughlin-7b627a3/?originalSubdomain=uk is the CEO and Founder of Ubyx Inc. https://www.ubyx.xyz/ a stablecoin clearing system that enables redemption through bank and fintech channels at par value. He worked for Barclays, ABN AMRO, HSBC Holdings and Citi in a variety of payments roles over 30 years. He was the originator of the Regulated Liability Network (RLN) that was tested by banking communities in the US and UK. Tony also instigated the BIS/IIF Project Agora that brings together 7 central banks and 40+ commercial banks to upgrade correspondent banking through the application of share ledger technology.
fintech #efipylarinou #stablecoins #cryptocurrency
In this insightful episode with Theo Lau, a FinTech expert and author, on her newly released book 'Banking on Artificial Intelligence' we discuss the inspiration behind the book, the importance of integrating human and artificial intelligence in banking, and the duality of AI's impact on the financial sector.
Theo shares her unique perspective on focusing technology advancements towards augmenting humanity rather than replacing it. We delve into challenges faced by forgotten demographics and small businesses, emphasizing AI's role in creating value and offering personalized financial services. Additionally, the conversation touches upon the head start of larger institutions in implementing AI, and hopes for the future use of AI in the industry.
Theodora Lau https://www.linkedin.com/in/theodoralau/ is the founder of Unconventional Ventures, a public speaker, and an advisor. She is the author of Banking on (Artificial) Intelligence (2025), the co-author of The Metaverse Economy (2023) and Beyond Good (2021), and host of One Vision, a podcast on fintech and innovation. Her monthly column on FinTech Futures explores the intersection of financial services, tech, and humanity. She is named one of American Banker’s Most Influential Women in FinTech in 2023. She is a contributor and commentator for top industry events and publications, including Finovate, American Banker, BBC News, Fintech Times, and The Power 50. Her work has also been published by the Journal of Digital Banking, The Banker, Forbes Technology Councils, MIT Tech Review, and Harvard Business Review.
Navigating Tech Sovereignty and Data Power: A Conversation with Dr. Ingrid Vasiliu-Feltes.
In this episode, we discuss the concept of Tech Sovereignty, emphasizing the importance of balancing technological innovation with ethical considerations. Dr. Ingrid introduces her Data Power Trifecta framework, highlighting the multiplying influence of data in the realms of global GDP, power consumption, and geopolitical shifts. The conversation delves into the need for adaptive cyber ethics and governance models in the face of rapid tech advancements, and calls for a collaborative global approach to ensure digital trust and security.
The article mentioned: Data Power Trifecta : The Transformative Impact of Data on Society and Economy | https://buff.ly/VVm1ASj
Prof. Dr. Ingrid Vasiliu-Feltes https://www.linkedin.com/in/ingrid-vasiliu-feltes-mdmba/ is a visionary leader operating at the intersection of academia, business, government and not-for-profit sectors, recognized globally for her deep tech diplomacy and digital ethics efforts.
With over two decades of executive experience, she has held numerous high-impact leadership roles and has extensive complex system integration expertise, driving the development of responsible, inclusive, diverse, sustainable deep tech innovation ecosystems at a regional, national or international level.
Her unique background positions her as a thought leader on how emerging or frontier technologies are posing unique challenges and are reshaping law, regulatory frameworks, corporate governance, risk management, compliance and enterprise digital strategy.
She is an alumna of MIT, Harvard, Stanford, Columbia University, and University of Miami's Herbert Business School.
She is a Lean Six Sigma Master Black Belt, holding executive certifications in Quantum, AI, Blockchain, Finance, Mediation, Tech Diplomacy, Human Rights, and Ethics.
She has served as an expert advisor to numerous Fortune 100 and 500 companies, US DOD, IEEE, NIST, and EU, UN or G20-affiliated organizations, guiding them on strategic decisions around digital transformation, digital risk governance, digital trust, and digital cyber-ethics orchestration.
She is dedicated to smart cities business and digital transformation, focusing on building quantum-proof ecosystems to enhance ROI, cyber resilience, sustainability.
Join us for an in-depth conversation with Rik Coeckelbergs, founder of the Banking scene , as we explore FIDA (Financial Data Access) - Europe's groundbreaking new regulation that aims to revolutionize open finance beyond PSD2.
In this episode, we discuss:
- How FIDA differs from PSD2 and why it might succeed where PSD2 faced challenges
- The impact on mortgages, insurance, pensions, and other financial products
- Why incentives and monetization are crucial for API adoption
- The role of European Digital Identity Wallet in building trust
- How AI and unstructured data could transform financial services-
The future of open finance and customer data ownership
PLUS: Rik shares insights from his new book "The New Ethos in Banking: Embracing Values and Ethics for Meaningful Transformation" and his vision for banking in 2040.📚
Rik's book is our next Fintech Book Club selection - join us for the discussion in July
https://www.linkedin.com/company/103531603/admin/page-posts/published/!
Rik Coeckelbergs https://www.linkedin.com/in/rikcoeckelbergs/ is the Founder and Managing Director of The Banking Scene, a network organisation for bankers and is passionate about banking and conceptualising how to turn the industry into a better self. Over the years, the community grew to 5 inspirational events in Luxembourg, Amsterdam and Brussels, the biggest with +400 attendees.
Before his entrepreneurial journey, Rik worked for +10 years in the financial services industry in various roles, both as an external consultant and in internal roles in business, strategy and marketing. In 2009, he created a LinkedIn community called “Innovation In Payments”, which today is LinkedIn’s largest payments group worldwide with +125k members.
Rik Coeckelbergs is a regular advisor, speaker and blogger on thebankingscene.com and a guest writer for third-party websites. Occasionally, Rik contributes to publications, like in 2019 in “Regtech Blackbook – The Sequel” and in 2021 in Chris Skinner’s most recent bestselling book “Digital for Good”.
In this eye-opening interview, we dive deep with FinTech expert Georg Hauer to uncover how the recent Liberty Day tariffs are severely impacting the financial technology sector in ways most analysts have overlooked.
While media attention focuses on manufacturing and logistics, FinTech companies face unexpected challenges:
• IPO plans derailed (including Klarna's anticipated offering)
• Cross-border payment services threatened as globalization recedes
• Supply chain disruptions affecting payment hardware
• Increased FX volatility creating new hedging demands
Hauer, a former N26 General Manager and Hawk CFO, shares unique insights on how these trade tensions are reshaping the FinTech landscape and disrupting global expansion plans. We also explore fascinating contrasts with emerging markets like Argentina and Venezuela, where financial instability has paradoxically accelerated digital payment adoption.
Whether you're an investor, industry professional, or simply interested in how geopolitics impacts technology, this conversation reveals crucial perspectives on the future of financial innovation in an increasingly uncertain global economy.
FinTech #TradeWar #Tariffs #DigitalPayments #GlobalEconomy #Cryptocurrency
Georg Hauer https://www.linkedin.com/in/georghauer/
Georg was part of the senior leadership team that scaled N26, the mobile bank, to a $9 billion valuation. He then served as COO and CFO at Hawk, a fast-growing compliance and AML software company, helping expand its footprint to over 60 countries. Today, Georg works hands-on with digital banks as an advisor—supporting them in building better banking products while navigating the complex worlds of operations, hyper-growth and compliance. Additionally, he is a venture builder and investor focused on AI-driven infrastructure for the future of banking. He lives in Vienna, but operates across Europe, the Middle East and the USA.
In this second part of discussing with Alex Medana about tokenization, he unveils his concept of "induced fungibility" and explores how tokenization could transform private markets. From CBDCs and stablecoins to BlackRock's strategic moves in private credit. We also explore fascinating parallels between blockchain and AI hype cycles, questioning where true innovation lies.
PrivateMarkets #Tokenization #CBDCs #BlackRock #Fintech #Blockchain
Alex Medana https://www.linkedin.com/in/alexmedana/ is a repeat fintech entrepreneur dedicated to democratising finance and driving sustainable impact.
After a successful career in banking, he fell in love with blockchain in 2015 and set up a couple of companies leading to an exit in 2020 with FinFabrik for its DLT based private markets infrastructure.
In this thought-provoking discussion with FinTech veteran Alex Medana, we dissect Coinbase's strategy to put their stock on-chain. Alex delivers a candid critique of tokenizing publicly traded securities, questioning the real value proposition behind these initiatives. Drawing from his extensive capital markets experience, he explores whether blockchain truly adds efficiency to already-functioning market structures or simply creates "a ledger on top of a ledger."
Blockchain #Tokenization #FinTech #Coinbase #CapitalMarkets #Crypto
Alex Medana https://www.linkedin.com/in/alexmedana/ is a repeat fintech entrepreneur dedicated to democratising finance and driving sustainable impact.
After a successful career in banking, he fell in love with blockchain in 2015 and set up a couple of companies leading to an exit in 2020 with FinFabrik for its DLT based private markets infrastructure.
Spotlight on another amazing founder story: Fintech pioneer Daniela Binatti reveals the extraordinary journey from humble beginnings to creating a banking infrastructure revolution that caught Visa's attention.
From selling her car to pay her children's school fees to building a cloud-native core banking platform that's now deployed globally, Daniela breaks all stereotypes as she shares how she co-founded Pismo with her husband, sister, and ex-boss. Discover how this Brazilian core banking visionary transformed legacy systems into an API-powered toolkit that both fintechs and traditional banks now rely on.
"Success is overrated," warns Daniela, offering rare insights into the real challenges of entrepreneurship beyond magazine covers. Learn how Pismo's family-built fintech approach created a banking infrastructure that was ultimately acquired by Visa about one year ago to power the next generation of financial services.
This is a global story and a masterclass in overcoming personal doubts, navigating business challenges, and revolutionizing an industry along the way.
💎 Daniela Binatti — Co-Founder and CTO at Pismo
Daniela Binatti has over 25 years of experience in the financial services industry. She co-founded Pismo in 2016 to develop a cloud-native platform for payments and banking. As CTO, she leads the evolution of the Pismo platform for financial services and the management of the company's cloud computing infrastructure. Daniela holds a Bachelor's degree in Computer Science and an Executive MBA. She also attended the Stanford Business Leadership Series course. She strives to create an equal working environment and seeks to encourage other women to evolve as technology professionals.
Pismo https://www.pismo.io/
Fintech #CoreBanking #VisaAcquisition #BrazilTech #WomeninFintech #BankingRevolution #CloudNative #FintechInnovation #DigitalBanking #FinancialTechnology #FintechLeaders #FutureOfBanking #TechDisruptors #WomenInTech #BankingSolutions #StartupSuccess #FintechGrowth
We discuss how companies across industries can transform into AI native organizations. We, Hari Abburi and myself, are the co-authors of the chapter "Thinking Like an AI Native" in Wiley's "Fast Future Blur" book.
Learn about their innovative framework for competing with emerging AI disruptors, the pitfalls of myopic AI implementation strategies, and how true business intelligence drives sustainable value beyond mere efficiency.
Order our Book!
The chapter 𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐥𝐢𝐤𝐞 𝐚𝐧 𝐀𝐈-𝐧𝐚𝐭𝐢𝐯𝐞 is a must-read for any professional!
Included in the Wiley book co-authored with the faculty of The Fast Future Executive:
𝐓𝐡𝐞 𝐅𝐚𝐬𝐭 𝐅𝐮𝐭𝐮𝐫𝐞 𝐁𝐥𝐮𝐫: 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐈𝐧𝐭𝐞𝐫𝐜𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐒𝐡𝐚𝐩𝐢𝐧𝐠 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞
https://www.amazon.com/Fast-Future-Blur-Transformative-Interconnections/dp/1394220405
Hari Abburi https://www.linkedin.com/in/hariabburi/ is the Future Skills Curator and Faculty at the Fast Future Executive. Hari Abburi is an internationally recognized thought leader who is focussed on disruptive agility. He is an author, speaker and educator. He has over 30 years of global industry experience. He defines agility as ‘Being at the speed of the customer’, when leaders an companies shape strategy at the intersection of industries, technologies and organization approaches. He helps CEOs, Chief Transformation Officers, Chief Digital Officers and Chief HR Officers and top teams to drive change faster than the industry curve.
He co-authored ’Thinking Like An AI Native’ in the recently published book, The Fast Future Blur, laying out the five key dimensons of companies that will be born in future where AI as a technology is native to everything they do. In his new upcoming book, ‘Ideas Don’t Die, Companies Do’, he puts forth ’Thinking on the four edges’ construct for leaders to become ideas obssessed to create an ideas-obssesed enterprises.
fintech #ai #business #fintechinsights #fintechinsider #enterprise
In this interview with spatial computing expert Cortney Harding, we explore the concerning AI gender gap and how women can leverage artificial intelligence to make better-informed career and caregiving decisions.
Women are using AI significantly less than men, creating a potential disadvantage as these technologies reshape our future. Cortney explains how AI can provide unbiased financial information to help women make fully informed choices about staying in or leaving the workforce for caregiving responsibilities.
Cortney Harding https://www.linkedin.com/in/cortneyharding/ is an in-demand expert in helping businesses harness the power of artificial intelligence, spatial computing, and virtual reality. She has created AI-powered conversational avatars for companies like Amazon, Delta, and McDonalds, and virtual reality training scenarios around topics like child abuse, workplace exclusion, mental health, Black maternal mortality, and racial bias for companies like Lowe’s, Walmart, PWC, Target, and more. She routinely leads workshops for Fortune 100 companies and universities on how to use AI and VR in education and training.
Her work has been honored on numerous occasions. As an executive producer on JFK Memento, she was nominated for an Emmy and the piece won the audience award for best XR at SXSW and Best in the World at the QLD XR Festival. Her work has also been honored as the Best VR/AR of 2019 at Mobile World Congress, a SXSW Innovation Award Finalist, and a Top HR Product by HR Executive.
She is currently a member of the Fast Future Executive faculty and a co-author of the "Fast Future Blur" (Wiley, 2024). She has taught at CalTech, NYU, Barnard, North Carolina State University, and New Mexico State University, as well as co-writing and co-teaching the Coursera course "What is the Metaverse?" on behalf of Meta.
Why Women Need to Embrace AI: The First in a Series https://www.linkedin.com/pulse/why-women-need-embrace-ai-first-series-cortney-harding-qllre
AIGenderGap #WomenInTech #ArtificialIntelligence #CareerDecisions #WorkLifeBalance #Fintech #WomenInAI
Learn about the transition from one-way to two-way communication powered by AI, and how RCS is enhancing customer experiences by bringing richer capabilities to customers. Dave shares real-world examples showcasing AI's potential to supercharge communications and streamline operations.
We explore the concepts of personalization versus humanization and how AI is set to revolutionize business messaging. We dive into the challenges and opportunities as AI technologies evolve, predicting consumer needs, and making autonomous decisions.
Dave Boddington https://www.linkedin.com/in/dboddington/is a Group Product Manager for RCS at Infobip, specializing in digital, mobile, and messaging technologies. With a strong track record in product innovation, UX, and strategic leadership, he has successfully led cross-functional teams and delivered award-winning solutions for national and international brands.
fintech #ai #aifinance #fintechnews #finance #fintechtrends #efipylarinou
The article analyzes how Stripe and BNY Mellon are using AI to revolutionize the financial industry. Stripe aims to become an "Economic Operating System" using LLMs for analytics and fraud detection, while BNY Mellon utilizes an AI supercomputer and its Eliza platform to enhance data analysis and decision-making. These institutions are developing domain-specific AI models and empowering non-technical users, suggesting a shift from basic efficiency gains to transformative financial experiences.
fintech #ai #finance #business #efipylarinou #financialservices #fintechnews #fintechinsights
Based on Efi Pylarinou`s article https://medium.com/@efipm/ai-in-finance-how-stripe-and-bny-mellon-are-reshaping-the-industry-takeaways-from-money20-20-a196a0218a25
Exploring the Future of FinTech and Wallet Wars with Simon Taylor, founder of Fintech Brain Food.
A brief review of the State of Fintech comprehensive 111-page report, co published by Simon Taylor. We delve into the top nine trends impacting the industry, including how FinTech intersects with AI, the rise of neobanks, and the evolving landscape of embedded finance and payments.
Simon explains why he believes 2024 marks the age of FinTech hyperscalers, highlighting the rapid growth and revenue potential for companies like Stripe and Revolut.
We focus on the theme of Wallets and explore the concept of 'wallet wars,' where the centralization of financial services into digital wallets creates a new battleground for tech and financial institutions.
The conversation further stretches into the potential impact of AI agents and self-custodial wallets in revolutionizing financial autonomy for consumers and corporates alike.
fintech #wallets #AI #growth #openfinance #fintechinsights #finance #digitalwallets
Simon Taylor https://www.linkedin.com/in/sytaylor/ is one of fintech's most respected voices, providing unparalleled insights from over 20 years driving innovation. His popular Fintech Brainfood blog boasts 40k+ subscribers including top CEOs and VCs.
As a sought-after keynote speaker and advisor, Simon leverages his experience
pioneering mobile banking apps and leading digital transformation for global
banks.Simon is a a regular industry commentator for media like BBC, CNBC and
the financial times
The State of Fintech report and Fintech Brain Food https://www.fintechbrainfood.com/
This podcast is produced via NotebookLM, based on Efi Pylarinou`s article : The Saylor Gambit: MicroStrategy's $42 Billion Bitcoin Strategy
https://medium.com/@efipm/the-saylor-gambit-bitcoins-42-billion-corporate-strategist-6e025f2b5477
which examines Michael Saylor's bold strategy of using MicroStrategy (rebranded now to Strategy) to amass a large Bitcoin holding. Saylor has used convertible bonds to fund the purchase of over 446,000 Bitcoins, turning his company into a Bitcoin proxy. The author analyzes potential risks, comparing Saylor to figures like George Soros and John Gutfreund, and questions if it could invite regulatory scrutiny as happened to Martha Stewart. The article discusses Microstrategy's new Strategy Preferred Stock (STRK) and its plan to raise more capital for additional Bitcoin investments. Ultimately, it questions whether Saylor's approach is visionary or reckless as he becomes a polarizing figure in cryptocurrency. The author concludes by wondering if he will end up being a Bitcoin Soros, a Bitcoin Gutfreund or a Bitcoin Martha Stewart.
crypto #cryptocurrency #fintech #efipylarinou #bitcoin
In this episode, Efi and tech veteran Sarbjeet Johal discuss DeepSeek`s approach to AI optimization, implications, and where we are heading to next.
Sarbjeet offers a non-technical dive into the economics of technology, the implications for enterprises, security, and the future of AI-driven systems. The conversation includes the swift adoption of Western Big Tech like NVIDIA, Microsoft Azure, and IBM integrating DeepSeek technology, and what this means for corporates on their AI transformation journey. Tune in to gain a comprehensive understanding of the current state and future road map of AI in the enterprise space.
Sarbjeet Johal is a Silicon Valley veteran with 28 years of experience in Cloud Architecture,Digital Transformation, and Go-to-Market strategies. He has led Cloud Centers of Excellence at Rackspace and Oracle, driven alliances for Oracle Cloud Marketplace, and audited over a million servers globally at EMC and VMware. With hands-on involvement in 20+ cloud implementations across 10+countries, Sarbjeet has worked with over 50 Fortune 1000 companies, blending technical expertise with business strategy. He is also deeply connected to the Silicon Valley startup and VC ecosystem, making him a thought leader in cloud innovation and organizational transformation.
https://x.com/sarbjeetjohal
AI #GenAI #LLMs #DeepSeek #agenticAI #AIoptimization #EnterpriseAI #AItransformation #TechInnovation #AIintegration #FutureOfAI #BusinessAI #AIEconomics #DeepSeekTech #AIAdoption
A great animated conversation led by Brett King with Richard Turrin, Theo Lau, and Efi Pylarinou
Breaking Banks Podcast:
Spotify: https://open.spotify.com/show/4mhqSxyBCHZ1wTQwXlAvCG
Apple: https://podcasts.apple.com/us/podcast/breaking-banks/id641357669
deepseek #banking #fintech #efipylarinou #ai #disruption
#credit #fintech #AI #collections #CX
A thought-provoking discussion with Hans Zahar, Chief Technology and Innovation Officer at Nutun (Africa Tech Award Winner 2023), as we explore the evolving landscape of Customer service in scaled fintech operations.
In this comprehensive conversation, discover:
- How financial inclusion creates new challenges in Customer Service especially for scaled up Fintechs
- The delicate balance between technological efficiency and human connection
- Emerging trends and several concrete ways to leverage AI in customer engagement, from collections to fraud detection
- South Africa's unique position in delivering empathy-driven BPO services globally
Hans Zachar joined Nutun in March 2023 with 19 years of technology experience across multiple industries including financial services, telco, retail and insurance. Hans previously served as the Chief Product Officer for TransUnion Africa with the responsibility of developing and maintaining innovative customer engagement and credit risk management solutions leveraging the latest digital and analytics technologies. Hans also held the role of Managing Director of Technology Strategy at Accenture specializing in technology led business transformation, having led several major transformation initiatives across the Africa continent.
In this insightful conversation kicking off the 2025 series with fintech veteran, Spiros Margaris, we delve into the Fintech evolution. Spiros is one of the few people that is involved in both the Private markets (as a venture capitalist) and the Public Markets with two AMCs - one in AI and another in Fintech.
Spiros Margaris, founder of Margaris Ventures, is an award-winning fund manager and a prolific venture capitalist—notably advising two unicorns and serving on multiple boards. He oversees top actively managed, publicly listed AI and FinTech stock funds, an achievement that earned him the Swiss Derivative Award for the “Margaris No. 1 AI Basket.” As a venture partner in SparkLabs Group’s AI fund—part of SparkLabs’ global network of 14+ funds and over 550 startup investments—he drives innovation for AI startups worldwide, notably through the AIMX accelerator in Riyadh.
www.margarisventures.com
fintech #VC #investments #AI #impact #fintechinsights #efipylarinou
payments #fintech #banking #GPUs #AI #artificialIntelligence
An insightful discussion with industry leaders Paul Chang, Head of Payment Networks at AWS, and Pahal Patangia, Head of Business Development for Payments at NVIDIA on the innovative AI workflow for fraud detection that's available on AWS.
Paul Chang https://www.linkedin.com/in/paul-chang-85371414/
Pahal Patangia https://www.linkedin.com/in/pahal/
How are financial services providers transforming customer communication with Rich Communication Services (RCS) and the integration of advanced messaging platforms like WhatsApp? Discover the varying adoption patterns across regions from Latin America to APAC, Middle East, and Western markets.
Learn about the significant role of RCS in the banking industry, the impact of Apple's adoption of RCS standards, and how generative AI and rich messaging channels can democratize intelligence in financial services.
Ivan shares unique insights from InfoBip's global research, discussing the paradox of integrating technologies to enhance customer interactions while other departments aim to reduce them. Dive into this fascinating conversation and understand the emerging trends and future of conversational banking.
Ivan Ostojić / ivan-ostojic is Infobip's Chief Business Officer, driving strategy, growth, and innovation. A former McKinsey Partner, he co-founded its Global Technology Council. Ivan focuses on tech-driven business innovation, M&A, and transforming customer experiences through cutting-edge solutions.
fintech #rcs #banking #fintechinsights
fintech #UPI #payments #technology #freetrade
In this engaging episode, Efi Pylarinou interviews Tanvi Singh, a former financial expert at UBS and current founder of Nirmata.ai VC. They discuss the new free trade agreement between Switzerland and India, focusing on its commercial and financial implications, including a $100 billion investment and the creation of a million jobs in India. The conversation also explores India's open architecture UPI, blockchain technologies, and the future of digital finance. Tanvi shares insights on India's booming fintech sector, the role of Swiss investments, and the potential regulatory changes that could open up new markets for cryptocurrencies and blockchain solutions.
Tanvi Singh is an accomplished technology and transformation executive with over 25 years of leadership experience in the banking and financial sectors. As the Founder and Managing Partner of Nirmata-ai Ventures, she is spearheading a $60M fund designed to connect India's deep-tech startups with European markets, leveraging her extensive global network and cross-cultural expertise. Tanvi’s career is marked by pioneering innovations, including the development of the first public Ethereum tokenization platform and leading AI ethics and data science initiatives at Swiss banking giants. A recognized thought leader, she actively contributes to the global blockchain and AI communities, serving on various boards and advocating for the transformative role of technology in shaping the future.
It is all about Energy nowadays, isn't it? Whether we talk about GenAI, Crypto, Blockchains, or Supply chains.
In this episode, host Efi Pylarinou sits down with Irina Heaver, a seasoned lawyer and partner at NeosLegal in Dubai, to discuss her incredible journey from the oil and gas sector to becoming a prominent figure in the blockchain and cryptocurrency space.
Irina shares insights into the regulatory landscape for digital assets, how Dubai has swiftly become a global hub for fintech, and the critical role of government policies in fostering innovation. Don't miss this deep dive into the legal and technological advancements shaping the financial world and the way we are governed.
The Crypto Lawyer, Managing Partner | NeosLegal
Irina Heaver is the leading Crypto lawyer based in Dubai and Switzerland, representing clients worldwide. She is highly regarded internationally for her extensive experience and deep technical knowledge of blockchain, Web3, and cryptocurrency matters. Irina advises across the value chain in the blockchain space, including multinational companies and protocol developers, issuers of tokens, DeFi and blockchain infrastructure projects, such as tokenisation platforms, cryptocurrency exchanges, payment providers, and funds investing in Web3 ventures.
Irina has consulted multiple Governments and Regulators on policies surrounding emerging technology and has drafted crypto-related laws and regulations. Her nearly two decades of experience — accrued as a partner in a law firm, in-house as a regional General Counsel, and as a co-founder of a regional crypto exchange — have led her to advise on over USD $500 billion worth of projects and transactions in the oil & gas, mining, construction, maritime, and technology sectors.
Irina’s expertise is supporting crypto entrepreneurs with legally compliant Project launches, token issuance, capital formation and growth, leveraging her vast network in the Middle East and Europe.
crypto #dubaibusiness #business #dubai #cryptocurrency #blockchain #fintech #fintechinsights #digitalcurrency
A comprehensive discussion with seasoned financial professional Wasim Mushtaq exploring the evolving mindset required for leaders in today's financial landscape compared to a decade ago.
We delve into topics such as digital transformation, the rise of fintech, the blurring of industry lines, and the importance of having an adaptable strategy. Wasim highlights the challenges and opportunities in improving operational efficiency, leveraging technology, and fostering innovation. The episode wraps up with thoughts on the future disruptions in financial services and the importance of continuous change.
Wasim Mushtaq has nearly two decades of leadership experience in financial services, driving operational excellence and strategic transformation across global banks and startups. He is currently Managing Director of 1CG, Strategic Partner to Birdie, and serves on the advisory boards of BankAbility and the Operational Excellence Society. His career includes roles at Abbey National, RBS, and Barclays Wealth Management, where he led credit operations and launched Smart Investor. He has also held consultancy roles at Barclays Private Bank, focusing on system decommissioning, platform implementations, and structural reform.In fintech, Wasim served as Director of Operations at AskIf, launching CBILS with the British Business Bank and spearheading SME green finance initiatives. At Standard Chartered, he oversaw global transformation in Financial Markets across 45 regulatory markets. Most recently, he was Interim COO of CFIT (Centre for Finance, Innovation and Technology), advancing coalitions and partnerships in finance and technology. He holds a Master’s in Economics from the University of Glasgow and executive certificates from Oxford’s Saïd Business School and MIT Sloan. His expertise spans business strategy, digital transformation, lending, regulatory compliance, and corporate innovation.
fintech #finance #financialservices #fintechinsights #finance #digitaltransformation
digital #fintech #banking #transformation
A fascinating discussion with fintech veteran Frank Schwab from the early days of fintech, Frank's experience co-founding FinTech Forum, and his advisory roles with various banks across Germany, the Gulf region, and beyond.
Frank shares his views on digital transformation in banking, the role of cryptocurrencies, AI advancements, and challenges in data quality.
The conversation also touches on notable banking case studies and speculates on future trends and disruptors in the fintech landscape.
Case Studies mentioned:
Charles Schwab, US
Mashreq Bank, UAE
Sohar International Bank, Oman
Advanzia Bank, Germany
FrankSchwab https://frankschwab.de/ is a strategic advisor and co-founder of FinTech Forum Frankfurt 🇩🇪, a member of the Board of Directors at Gulf International Bank, Bahrain 🇧🇭 for PIF 🇸🇦, member of the Supervisory Board at Addiko Bank,Vienna 🇦🇹, a member of the Supervisory Board of Hauck & Aufhäuser Innovative Capital, Frankfurt 🇩🇪, and a LinkedIn Top Voice.
His main areas of expertise are innovation in technology, digital transformation, banking,FinTech, and cryptocurrencies.
With Fidor, Frank wonCelent’s Model Bank of the Year award in 2015. He was named one of the TopMinds in Digital Finance in Germany in 2020. Under his leadership as Chairman of the Innovation Committee at Gulf International Bank, the bank won more than ten innovation awards in digital banking.
Previously, Frank Schwab served as Chairman of Advanced Bitcoin Technologies, Managing Director ofToken, Managing Director of GIZS (paydirekt / Sparkassen), CEO of Fidor TecSAG, Chairman of Hufsy in Copenhagen 🇩🇰, Senior Advisor at McKinsey, a member of the Technology Advisory Board of Sberbank, Moscow 🇷🇺, a member of the Advisory Board of SONECT, Zurich 🇨🇭, and Director ofInnovation for Deutsche Bank.
He has also lectured for several years on Creativity and Innovation Management at Mannheim Business School.
The Geopolitical Game of Reserves" explores the strategies of central banks regarding reserves, focusing on the contrasting roles of traditional assets like gold and emerging digital assets like Bitcoin. Efi Pylarinou delves into how geopolitical shifts are influencing these strategies and shaping the future of global reserves management.
In this video I explore the evolving landscape of central bank reserves, highlighting the increasing trend of central banks holding gold and moving part of their gold holdings to domestic vaults and the potential of adding Bitcoin -the Digital Gold - to hedge against geopolitical uncertainties.
Drawing attention to the shift in gold accumulation by countries like China, Russia, India, Turkey, Poland, and Kazakhstan. The narrative further delves into the significant repatriation trend where central banks are moving their gold reserves from international vaults to domestic ones, a reaction partly to the freezing of Russia's reserves in 2022.
Concluding that the Digital Gold narrative of Bitcoin will penetrate Central Bankers mindsets. Larry Fink, the BlackRock CEO, will affect Central Bankers`mindsets.
Geopolitics #ReserveManagement #Gold #Bitcoin #CentralBanks #GlobalFinance #EconomicStrategy #fintech #centralbank #sanctions #money
In this video, I delve into the powerful synergy between AI agents and smart contracts, exploring how their integration is revolutionizing financial services and other industries. Discover how AI agents bring advanced decision-making, adaptability, and around-the-clock operations to the table, while smart contracts offer transparency, security, and automation through self-executing protocols. Together, these technologies are driving innovation in areas like personalized financial solutions, automated credit assessments, and seamless loan management, creating a more efficient and customized future for finance and beyond.
Key topics covered:
• The recent Salesforce pivot towards autonomous AI agents
• Differences between AI agents and traditional Smart Contracts
• Real-world applications in finance, compliance, and lending
• How AI agents can create and manage smart contracts
• The potential for combinatorial innovation in this space
aiagents #ai #fintech #fintechinsider #fintechinsights #blockchain #blockchaintechnology
In this episode, we discuss major events in the Embedded Finance space in Europe. We look at Amazon and Shopify, and what it takes for a successful Embedded Finance deployment (with examples of unsuccessful ones).
We touch upon stablecoins and Stripe`s recent acquisition and whether that is a embedded finance move with potential.
We close with thoughts on the current and future relationship of Embedded Finance and Open Finance.
fintech #banking #embeddedfinance #Baas #open finance #stablecoins #payments #fintechinsights
Milestones in Open Banking, Examples, and leading Jurisdictions: Discover how open data is driving financial inclusion,cross-border interoperability, and the evolution towards a smart, data-driven economy. A conversation with open finance expert Marie Walker.
Why is Open Data important in Financial services?
What flavors of OpenBanking exist globally?
A look into our future.
#fintech #finance #data #openbanking #regulation #API
Marie Walker https://www.linkedin.com/in/mariewalker1/ is an Open Futurist who applies her expertise and connections to help countries and businesses thrive in the new data economy. Since 2016, she has been connecting the best people and ideas in consent-driven data sharing; highlighting progress, evaluating the impact of new opportunities, and exploring potential - and how to achieve it.
Practically: Through her role at Raidiam - the pioneering data-sharing technology company (and standards co-authors) behind the most successful open finance implementations – Marie shares practitioner learnings.
Academically: Marie is Cambridge University's Honorary Expert, Module Author and Tutor on market progress in Open Banking and Open Finance for Regulators. Paying it forward.
Obsessively: Marie publishes open-conversations.org, where she curates and shares a daily list of the most interesting news headlines and insights. A free, independent and searchable source of quality information on Open Banking, Open Finance, and Open X.
businessmodels #ai #artificialintelligence #business
What`s the next dominant Business model enabled by the advancements in AI? Want to gaze into our Future? Listen to these two brilliant AI-hosts discuss how two thought leaders and authors of a newly published Wiley Book, describe the business world going forward.
The new Wiley book is by the faculty of The Fast Future Executive:
𝐓𝐡𝐞 𝐅𝐚𝐬𝐭 𝐅𝐮𝐭𝐮𝐫𝐞 𝐁𝐥𝐮𝐫: 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐈𝐧𝐭𝐞𝐫𝐜𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐒𝐡𝐚𝐩𝐢𝐧𝐠 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞
https://www.fastfutureexecutive.com/thebook
The authors mentioned in this podcast are Dr. Efi Pylarinou and Hari Abburi,
fintech #data #openbanking #smartdata #APIs
Forget about the Tech and Fintech. Focus on open financial data sharing to start understanding the future. Ghela Boskovich heads the Financial Data and Technology Association (FData) in Europe. We discuss the impact of data and intelligence sharing across industries, the importance of APIs for interoperability, and the ethical considerations of data brokering.
Ghela Boskovich https://www.linkedin.com/in/ghelaboskovich/ is the Head of Europe for the Financial Data and Technology Association; she is also a well-known advocate for improving inclusiveness and diversity in Financial Services.
Ghela’s past work was centered on fast-tracking internal innovation and the practical application and comercialisation of fintech/bank collaboration. Currently, she focuses on fostering an ethical data democracy, individual consumer empowerment over their data, data economy disruptive business models, and facilitating banks’ emerging technology consumption. Ghela is an evangelist for Open Banking and Finance, as well as Open/Smart Data as a means to nurture Customer Lifetime Value, and transform Financial Services for the greater good.
#crypto #staking #banking #fintech #liquidstaking
Staking is core to the Blockchain world similar to how Deposits are to Banking.
The conversation delves into the evolution of staking, from its inception to its current state, highlighting the differences between native and liquid staking, as well as the associated risks and rewards. We also explore the institutional adoption of staking, regulatory considerations, and the technical complexities involved. Arun shares insights from his experience in the Solana ecosystem and at Marinade. He explains the operational mechanics of validators and sheds light on the future prospects of institutional involvement in the staking ecosystem.
Listen to our conversation to understand in a jargon-free way:
· Introduction to Staking
· Types of Staking – Native, Liquid
· Institutional Staking
· Investment products with Staking
· The role of Validators
· Risks and Rewards of Staking options
Arun Krishnakumar https://www.linkedin.com/in/arunkumarkrishnakumar/ is the head of institutional growth at Marinade Finance. Arun has over 20 years of experience as a technology entrepreneur, VC and author. As an investor, he has over 20 portfolio companies, a few exits and sits on several boards. Arun is an award-winning author with three published books, two on blockchain and the other on crisis management for venture firms. He is an alum of the University of Oxford and LSE.
An AI-hosted commentary on Efi Pylarinou`s contrarian article
Klarna’s GenAI Journey: A Case Study Using the ‘AI Native’ Framework.
The author argues that Klarna's AI implementation is not revolutionary but rather focuses on low-level automation for basic queries. While the article acknowledges that Klarna's use of AI has helped them save costs, it questions the true impact of this deployment and emphasizes the potential for using GenAI to extract intelligence from customer inquiries and apply it across various business areas, including marketing, sales, and supply chain management. The author ultimately suggests that Klarna's GenAI journey has only just begun and there is much potential for improvement and further development.
klarna #fintech ##generativeAI #ai #finance #framworks #fintechinsights
#fintech #banking #digitalbanking #CX #Asia
David Jimenez Maireles https://www.linkedin.com/in/davidjimenezmaireles/, a leading figure in digital banking across the Middle East, Vietnam, and Europe shares insights on digital banking.
We explore how innovation and personalization in banking can draw inspiration from industries like Spotify, Duolingo, and Minecraft. We discuss the challenges and opportunities in bringing banking services to unbanked and underbanked populations in Southeast Asia.
Learn about the impact of embedded finance, gamification, and AI on transforming customer experiences and financial inclusion.
David Jiménez Maireles is a recognized FinTech executive with over 18 years of experience transforming the global financial landscape. For the last several years, David has navigated between executive boardrooms, dynamic tech hubs, and bustling markets across Southeast Asia, Europe, and MENA. Whether pioneering TNEX, Vietnam’s first digital-only bank, scaling up Raisin in Europe or consulting with top-tier financial institutions, David’s expertise lies in identifying customer needs, blending design with cutting-edge technology, and driving results through data-backed strategies. His work consistently pushes the boundaries of financial inclusion, making banking more accessible and impactful worldwide. Drawing from his vast experience across diverse markets, David is an active member of the FinTech and Digital Banking community, consistently sharing his insights on innovation, financial inclusion, and customer-centric solutions to drive meaningful change
The Concentration Risks and Lack of Transparency in the Wholesale Loanmarket in the Banking sector, are real and a major impediment to risk management.
— Why is it the right time now, to address this problem with technology?
— How can this be achieved so that the loan market catches up with the Mortgage market which is more advanced in terms of Digitalization?
— What is the size of the problem and which banks are more affected by this?
These are some of the valuable insights we discussed with John Roberts, a Senior Manager at Capstack, who recently joined from Edge Tradeworks which merged with Capstack.
Roberts explains how Capstack's platform improves liquidity,transparency, and efficiency in trading loans. He highlights the importance of digital and data-driven solutions to reduce systemic risks and enhance operational efficiencies.
Capstack Technologies Acquires Edge Tradeworks to Offer Whole Loans and Participation Trading on One Platform https://buff.ly/3TaNvmw
John Roberts, Head of CapStack Edge
https://www.linkedin.com/in/johnalexanderroberts/
Capstack https://www.capstack.ai/
John Roberts is a co-founder of Edge Tradeworks, which was acquired by Capstack Technologies in 2024. John, who has 35+ years of experience building and leading world-class businesses in New York, London and Tokyo with firms such as JPMorgan Chase and Barclays, joined Capstack to lead its whole loan trading platform. He has consistently been at the forefront of using technology to create efficiency and transparency in markets.
digitalbanking #fintech #fintechinsights #banking #digitalbanking #finance #business
Exploring the FinTech Landscape with Popular FinTech newsletter, founder Jevgenijs Kazanins. In this episode, we dive deep into the world of publicly traded fintech companies. We discuss the origins of the Popular FinTech newsletter, the distinction between fintech and traditional financial services, and the current landscape of notable companies such as Visa, MasterCard, PayPal, and emerging players like Block and SoFi.
Jefgenis shares insights on fintech evolution, market trends, and the ongoing digital transformation within the industry. We also touch upon the challenges and future of fintech in a rapidly changing economic environment.
Jevgenijs Kazanins writes about publicly traded fintech companies (and sometimes banks) at PopularFintech.com. He has a wealth of experience leading product development and marketing teams at banks and fintech companies, and his knowledge covers a wide range of areas, including issuing, acquiring, consumer lending, and digital banking.
fintech #IPOs #growth #valuation #innovation
fintech #crypto #regulation #Custodiabank #riskmanagement #banking
This conversation matters for the future of Banking, Fintech, and Crypto. It is a deep dive with Caitlin Long, the CEO and founder of Custodia Bank, to discuss the challenges and opportunities within the banking and crypto ecosystems.
Caitlin sheds light on her ongoing lawsuit against the Federal Reserve, the role of Custodia Bank in the fintech sector, and the complexities of the U.S. dual banking system. The conversation also covers the importance of real-time settlement in crypto trading, the role of stablecoins, and the risks that regulators are ignoring and enabling with their indecision and decisions. Caitlin also shares insights into her journey as a change agent in the financial industry and her persistence in navigating regulatory challenges.
Making Wealth Digital is inevitable as banking has gone digital but this Transformation journey is ongoing globally and will take time. In this episode, you will enjoy valuable insights from a seasoned WealthTech entrepreneur who started at Asian Fintech 8 Securities and in 2016 founded and led Bambu, one of the early B2B pioneers in Digital Wealth out of Asia. Bambu expanded globally, had several major clients but had to shut down recently because of lack of profitability. The Learnings that Ned Phillips https://www.linkedin.com/in/ned-phillips/ shares are gold.
fintech #wealth #digital #wealthTech #investing #planning
Ned Phillips was the founder and CEO of Bambu, a global digital wealth technology provider that he launched in 2016. With over 25 years of experience in fintech and investment banking, he is a visionary leader and an expert in robo-advisory solutions. His mission is to make saving and investing simple and intelligent for everyone, by enabling businesses of every size and industry to offer digital wealth services to their clients.
Under his leadership, Bambu has grown rapidly and expanded across Asia, Europe, and North America, working with 18 global clients in the banking and financial sectors. Bambu has also won multiple awards and recognition for its innovation and excellence, such as "Best of Show" by Finovate, "Best Early Stage Startup" by Fintech Finals, and "Fintech Employee of the Year" by Singapore Fintech Association. Ned is also an active advisor and mentor in the fintech ecosystem, having worked with 8 Securities, The Singapore Fintech Consortium, and other startups and initiatives.
In this video, we delve into the transformative potential of Generative AI in Financial Services. Daragh Morrissey, Director of AI at Microsoft Worldwide Financial Services, discusses early use cases, the relationship between predictive and generative AI, and the behind-the-scenes data work required for deploying GenAI processes. We also explore how GenAI is overcoming data silos safely, the cultural changes needed for organizations to become AI-driven, and the future evolution of banking as AI gets smarter.
banking #fintech #AI #data #GenAI #LLMs
Daragh Morrissey https://www.linkedin.com/in/daraghmor... a Director of AI at Microsoft Worldwide Financial Services. His passion is enabling Microsoft customers to innovate through adoption of technology and culture transformation. He’s presented at Industry events such as SIBOS, Money 20/20, Singapore FinTech Festival and global Microsoft events (Inspire, Ready, and Envision). He was awarded a Distinguished Speaker award in 2022 for the Microsoft Redmond Executive Briefing Center and he is a Certified IT Architect Professional the International Association of Software Architects (IASA).
In this unique episode, we welcome Mary Wisniewski, a top fintech creator and Editor at Large at Cornerstone Advisors. The conversation delves into the intersections of yoga and fintech, emphasizing the potential role of mental health in financial technology.
We explore the possibilities of integrating wellness with financial products, the societal pressures related to work and money, and the future potential of fintech innovations in supporting people's overall well-being. Other topics include the impacts of digital life on mental health, universal basic income scenarios, and the roles financial apps can play in mental well-being. Tune in for a thought-provoking discussion about the future of health in financial services.
Mary Wisniewski has covered fintech and digital banking for more than 12 years. Her bylines have appeared in Gonzobanker, American Banker, Bankrate, the Associated Press and more.
She is an editor-at-large at Cornerstone Advisors where she helps shape content strategy and hosts Money isn’t Everything, a biweekly podcast that explores early-stage fintech ideas. She also writes a monthly editor’s note, Finteching with Mary, on LinkedIn.
Mary is a frequent speaker at leading digital banking events and guest on money-related podcasts, including: the Money Experience Summit, Finovate, Fintech Meetup, Breaking Banks, NPR’s The Indicator from Planet Money and more.
fintech #wellness #financialhealth #banking #budgeting #data #AI
ai #fintech #artificialintelligence
Dive into the heart of finance and technology with this insightful conversation! Explore the latest in FinTech trends, from the rise of AI to the evolution of digital banking. Discover how elections shape economic policies and the crucial role of AI in enhancing customer experiences and managing risks. Uncover the transition towards AI-native businesses and the balance between centralized and decentralized financial systems. Delve into the importance of regulatory frameworks for trust and security, alongside the intriguing world of cryptocurrencies and CBDCs. Get ready for a deep dive into the future of finance!
𝐈𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐭 𝐌𝐨𝐧𝐞𝐲: 𝐖𝐡𝐞𝐧 𝐌𝐨𝐧𝐞𝐲 𝐓𝐡𝐢𝐧𝐤𝐬 𝐟𝐨𝐫 𝐲𝐨𝐮,
https://chrisskinner.global/book/inte...
𝐓𝐡𝐞 𝐅𝐚𝐬𝐭 𝐅𝐮𝐭𝐮𝐫𝐞 𝐁𝐥𝐮𝐫𝐬: 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐈𝐧𝐭𝐞𝐫𝐜𝐨𝐧𝐧𝐞𝐜𝐭𝐢𝐨𝐧𝐬 𝐒𝐡𝐚𝐩𝐢𝐧𝐠 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 https://www.fastfutureexecutive.com/t...
Chris Skinner is known as one of the most influential people in technology and an independent commentator on the financial markets and fintech through his blog, thefinanser.com. He has written eighteen books about finance and technology, with bestselling books including the series Digital Bank, Digital Human, Doing Digital and Digital for Good. His latest book, Intelligent Money: when money thinks for you, has just been released in April 2024.
He has been recognised as one of the most influential figures in finance, fintech, technology and payments, receiving a lifetime achievement award from the UK payments association in 2023. This is why he has been an advisor to the United Nations, the White House, the World Bank and the World Economic Forum, as well as governments and firms across the world.
Chris is also a successful children’s author with the five-book series about Captain Cake and the Candy Crew.
A discussion to guide innovation leaders in designing innovations that align economic, societal, and environmental benefits.
Familiarize yourself with the principles and vision of the Regenerative economy, as it emerges and how Regenerative Technologies are being developed and deployed to make a Regenerative Economy our new reality.
Jessica Groopman outlines the potential of regenerative principles to address societal and environmental issues, advocating for a holistic approach that transcends traditional economic models and leverages technology for sustainable development.
economics #Web3 #sustainability #regenerative #circular #fintech #SDGs
Jessica Groopman is an advisor to innovation leaders globally, helping design innovations that align economic, societal, and environmental benefits. A technology industry analyst, researcher, author, and speaker, she studies the intersection of emerging technologies and regeneration. She founded research firm, Kaleido Insights, and was formally principal analyst at Tractica, Harbor Research, and Altimeter Group, later serving as Digital Strategy & Innovation Director, now Senior Innovation Advisor with impact consultancy, Intentional Futures. Jessica is also a distinguished fellow at RegenIntl, faculty at Fast Future Fundamentals, Nexxworks’ collective of futurists, and ambassador at Capital Institute. Trained in anthropology, Jessica loves helping leaders think differently about the future.
Pieter Franken shares insights on Japan's innovation history, its digital transformation challenges, and key takeaways from the Japan Fintech Festival.
The conversation also delves into the excitement and challenges of entrepreneurship, AI advancements, and the potential for growth in Asian economies through technology.
/ pbfranken
Pieter Franken is a global FinTech pioneer and passionate deep tech innovator with over 30 years of experience in the financial industry. He has held C-level and executive positions at major firms like Citigroup, Shinsei Bank, Monex Group, and Union Digital Bank.
Some of his notable achievements and roles include:
- Co-founder of Safecast, a non-profit providing open environmental data after the Fukushima disaster
- Co-founder of the Japan Fintech Festival
- Member of the Monetary Authority of Singapore's International Technology Advisory Panel
- Founding member of the ASEAN Fintech Innovation Network
- Guest Professor and Senior Researcher at Keio University in Japan
- Expertise spans FinTech, financial inclusion, digital transformation, AI, blockchain, cybersecurity
He has been featured and interviewed in publications like Harvard Business Review, The Economist, and WIRED magazine for his innovative work. Franken holds a master's degree in computer science from Delft University of Technology in the Netherlands.
- Pioneered large-scale digital transformations at major banks like Shinsei and Monex
- Introduced revolutionary teaching methods emphasizing drawing from live models at the Pennsylvania Academy
- Co-authored books on technology strategy with former U.S. Defense Secretary Caspar Weinberger
- Early work focused on the Cold War and Strategic Defense Initiative while at the National Forum Foundation
Franken is recognized as an influential thought leader blending finance and cutting-edge technologies like blockchain, AI, and open data. He has been a driving force for financial inclusion and innovation across Asia.
Deploying AI in Businesses must take into new Legal considerations as the Large Language models are changing everything.
We discuss concrete ways businesses using AI tools risk getting sued with Caroline Hughes, a UK-based lawyer specializing in technology and AI, who is also a coder and an entrepreneur.
It is a legal minefield out there as businesses launch Generative AI-powered workflows and services even if these are not directly customer-facing.
Did you think that Generative AI will replace lawyers soon?
Are you aware of your business responsibilities when using Generative AI chatbots?
Is innovation keeping up with the new hidden risks that AI is bringing, data privacy, security, and fiduciary duties?
Follow the money: what exactly excites AI investors?
Caroline Hughes / caroline-hughes-li is a UK lawyer who advises tech, media and creative companies on using AI in their business (as well as commercial transactions, investment deals, data protection and IP issues) at Garfield Smith Solicitors.
She was previously CEO of Lifetise, a consumer wealthtech platform, which she co-founded.
Caroline was recognised as a Senior Leader in Fintech on the Women in Fintech Powerlist in 2020 and 2021.
She also runs Hive Founders, a global accelerator for female founders to raise investment capital, and Womankind Ventures, an angel syndicate.
The discussion on Central Bank Digital Currencies (CBDCs)is an important one because it will shape the future of finance, economies, and geopolitics.
In this discussion with second time guest Richard Turin,author of 'Cashless: China's Digital Currency Revolution,' we delve into key developments such as China's Digital Yuan in international trade, India's piloting of its own CBDC, and the potential impact on the dominance of the U.S.dollar in international trade are examined. The conversation also touches on the evolution of payment systems, the significance of digital wallets, and the position of major card networks like Visa and MasterCard in the face of evolving digital finance infrastructure.
cbdc #fintech #finance
GenAI #AI #fintech #personalfinance #moneymanagement
An eye opener discussion about the next generation user experience in personal finance. Dave Wallace thinks that we will be talking about our money to AI companions. This conversation will inspire you about future possibilities in retail banking and in the evolution of our relationship with money.
Dave Wallace Linkedin: https://www.linkedin.com/in/davejvwal...
Dave Wallace, a true digital pioneer and entrepreneur, with over 25 years of experience in understanding of digital channels. He has been instrumental in revolutionising the way brands connect with their customers.
Dave's entrepreneurial spirit and passion for the customer experience led him to found HeathWallace, a specialist agency that helped Banks and other large Blue-Chip clients deliver customer-friendly digital services. Under his leadership, HeathWallace grew internationally, with offices in the US, Asia, and Australia. In 2008, Dave sold HeathWallace to WPP,a testament to his business acumen and success.
His latest business, NMD+, is focused on developing customer-centric mobile propositions that add true value to the end customer. Customers include Unifimoney, Aviva, First Abu Dhabi Bank and StJames’s Wealth Management.
He currently produces and presents several podcasts, contributes to several publications, and is a founding member of theWeb 3 Marketing Association.
fintech #fintechrevolution #africa
Hugo Pacheco works in African countries like Mozambique, Nigeria, Ghana, focusing on creating inclusive digital economies that cater to the needs of local communities.
We delve into the significance of mobile money agent networks (MoMos) in Africas Digital Revolution. We highlight details around the importance of mobile money agent networks in connecting a billion people entering the internet for the first time with essential financial tools - financial inclusion towards Africas Digital Revolution.
Pacheco provides insights into the complexities of financial inclusion, the pivotal role of cash-in and cash-out agents, and the varying business models that underpin the Mobile Money Agent networks.
fintech #fintechrevolution #africa
A fascinating discussion on the evolution of the African business model innovation which shows how people networks, software, and the prepaid mindset work wonders.
Africa's Digital Revolution: The Role of Mobile Money Agents - Chapters
https://www.linkedin.com/in/mrhugopac...
Hugo Pacheco, an economist who graduated from the top-tier Lisbon School of Economics in Portugal, has navigated a dynamic career path, contributing significantly to the implementation of banking channel technology and KYC automation for mobile money, fintech, banks, microfinance, and insurance companies. Beginning as a developer and advancing through project/product management, Hugo holds the position of Chief Product and Growth Officer at Papersoft.
With an extensive 15-year tenure in technology-driven financial inclusion, he excels at framing and implementing innovative solutions for alternative delivery channels, including APIs, USSD, ATMs, agency banking, field tellers’, and agent networks software throughout Africa. His notable clientele includes Vodacom/Mpesa, AdvansMFI, Airtel/Smartcash, TMCEL/MKesh, Ecobank, Mama Money, and NIBSS, among others.
Rooted in a passion for enhancing access, convenience, and affordability of financial services for underserved communities, Hugo is also the voice behind the blog "Barefoot Economist”. In addition to his written contributions, he is actively invited as an industry thought leader speaker for reports and events hosted by CGAP, UNCDF, GSMA, CFI, ReFinD, IDEO, and many others, championing business model innovation in financial inclusion through human-centric design.
stablecoin #digitalwallet #fintech
Dive into a riveting conversation with Kenneth Kumor, the founder and CEO of DLT Payments, on digital payments through stablecoins. Kenneth unveils the significance of building a dedicated wallet specifically streamlined for stablecoins. He highlights the necessity of a stablecoin-centric wallet in bridging the gap in financial services for underbanked communities and small businesses, particularly in emerging markets. By making payments remarkably seamless and frictionless, stablecoin wallets could be the catalyst for the rapid growth of tokenization. Engage in this deep dive into the future of digital payments, powered by stablecoin wallets.
Kenneth Kumor co-founded DLTPAY, a Techstars-backed stablecoin wallet application for managing recurring payments via smart contract technology. He is a frequent speaker at industry events, and his expertise in digital finance has earned him media attention.
LinkedIn - https://www.linkedin.com/in/kenneth-kumor/
DLTPay - https://www.dltpay.com/
ai #generativeai #microsoft
Generative AI is already being used in Contact Centers in Financial Services to improve Customer Service.
Tyler Pichach, part of Microsoft's worldwide financial services team, brings us behind the scenes where Generative AI is helping to improve work conditions for agents, improve customer service, and increase productivity.
Digital customer Service in Banking is more important than ever with the increased digitalization.
Generative AI is upgrading agents with sentiment analysis, fast knowledge search, next best action ideas, fraud detection and compliance. Generative AIis helping banking contact centers to streamline services, determine customer intent, and deliver efficient customer service.
Customer service in Banking with Generative AI, is getting an upgrade.
Our conversation also touches on the challenges of deploying generative AI in Contact Centers.
Tyler Pichach https://www.linkedin.com/in/tyler-pic... is part of the Worldwide Financial Services Industry (FSI) team at Microsoft and the Executive Director for global business solutions. He and his team lead the development and execution of Microsoft’s growth and compete strategies across the financial services industry to support its customers in their digital transformation journeys.
As one of Microsoft’s industry thought leaders,Tyler brings over 20 years of financial services experience. He came to the company with a distinguished career at one of the big 5 financial institutions in Canada where he held various senior positions, including leading the banks Omni-channel strategy, Enterprise Payments and Digital Commercial Banking teams. Prior to this, Tyler led teams in the Telco industry and as part of a nearly-stage Tech Start-up.
Tyler holds a Bachelor of Arts degree in Political Science from York University and an MBA from the University of Fredericton.
blockchain #fintech
Keir Finlow-Bates, creator of the Thinkair channel, has a unique way of explaining blockchain concepts while walking in the Swedish Forests and talking about decentralization.
This episode zeroes in on his profound knowledge of staking. We discuss the economic incentives of staking, while Keir also highlights the pitfalls of irresponsible practices in the field.
Website & Books https://www.thinklair.com/
Keir Finlow-Bates https://www.linkedin.com/in/keirf/ is a blockchain researcher and inventor. He has worked across a wide range of blockchain disciplines including self-sovereign identity, tokenomics, token designs, consensus systems, provenance and supply chain, payment systems and Stablecoins, and smart contracts. He is the author of two blockchain books, and holds an MA from Cambridge University in mathematics and information engineering, and a PhD from South Bank University in mathematics and education.
In his spare time he plays electric guitar and collects wild mushrooms, but not at the same time.
fintech #embeddedFinance #ecommerce
Diving into the future of finance with Meaghan Johnson, a Fintech consultant and Forbes author, as she unravels the complexities and potential of Embedded Finance. From the distinction between traditional fintech companies and those integrating comprehensive financial services, to the roles of giants like Apple and emerging startups, Meaghan covers it all.
Discover the opportunities embedded finance brings to the retail and B2B sectors, the challenges and risks it faces, and the crucial roles of regulation, customer support, and cybersecurity.
Join us as Meaghan shares her insights and excitement for the 'Embedded Everywhere' conference in Portugal, highlighting the vibrant future of fintech. This conversation is a must-listen for anyone interested in the evolving landscape of financial services, offering a blend of expert analysis, real-world examples, and forward-looking predictions.
Meaghan Johnson https://www.linkedin.com/in/meaghan-j... is a seasoned fintech researcher and consultant, driving customer-focused innovation in the industry. She is passionate about using emerging technologies and business models to increase financial inclusion, including decentralized finance, embedded finance, and open banking. As a podcast host and co-founder of 11:FS and Digital Mags, her research and insights empowered banks and fintechs to create user-centric products. As a Partner at Pacemakers, she advises large banks and firms on fintech investment, acquisitions, and partnerships. She also teaches digital finance at Manchester Business School and CFTE, sharing my expertise in creating best-in-class customer experiences. As a writer, keynote speaker and Fintech Contributor at Forbes.com, she covers European product, regulatory, and tech trends, drawing on extensive experience in London, Berlin, Scandinavia, and Lisbon.
bitcoin #fintech #etfs
An exciting fireside chat with serial crypto entrepreneur Anton Golub, discussing the implications of the recent approval of Bitcoin Spot ETFs.
We touch upon topics like the institutionalizing of Bitcoin, the role of Coinbase as the primary custodian, decentralization, liquidity concerns, and potential impact on the cryptomarket's infrastructure growth.
We also share our 'outrageous predictions' for 2024.
Anton Golub https://www.linkedin.com/in/antongolub/ is currently the founder & Chairman, SwissAssetDAO.Anton founded & served as CEO of Flovtec, a Swiss market-maker providing liquidity solutions to digital asset exchanges, token issuers & protocols and offering investment products for professional & institutional investors. He also co-founded Trust Square AG, a pre-eminent blockchain technology hub in Zurich's financial district. Anton Golub co-founded Lykke Corp, a blockchain-powered exchange to trade all assets with zero fees, where he served as a Chief Science Officer.Prior to Lykke, he worked as a quantitative researcher at Olsen Ltd (successor to Olsen & Associates, founded in 1985), a hedge fund that pioneered the field of high-frequency trading.
As a Marie Curie Research Fellow at the Alliance Manchester Business School, Anton worked on high-frequency trading, market microstructure and flash crashes. In 2011, he was invited to participate in the Foresight Project - The Future of Computer Trading in Financial Markets, an international project on algorithmic trading funded by HM Treasury in the UK.Anton has also been involved in several research projects backed by the European Union (EU) and was on the Supervisory Board for the Big Data Finance project funded through Horizon 2020. He has co-authored 13 academic papers and two books.
fintech #CBDC #India #payments #USDhegemony #digital #ruppee
Feels like India owns a collection of success stories in Digitalization. From the Indian Digital identity - Aadhaar, a unique 12-digit number that associates each individual with their bank account, to UPI - a public digital payments infrastructure from which the Indian Fintech ecosystem has benefited and offered fintech services, to Open Network for Digital Commerce (ONDC) which enables small businesses and retailers access to digitalization tools to launch marketplaces and platforms businesses processes.
With Sharat we discuss all this and the pilots of the Indian CBDC - Digital ruppee - the why and the how, it is being promoted and supported.
Nobody can ignore India`s economic power, anymore.
Sharat Chandra https://www.linkedin.com/in/sharatcha... is a Blockchain and Emerging Tech Evangelist, educator, and startup enabler. He is passionate about driving innovation and fostering collaboration in the digital landscape.
With a deep understanding of blockchain's transformative potential, Sharat empowers organizations to leverage this disruptive technology for growth.
🎓 Additionally, he actively support startups, providing mentorship and guidance to help them thrive in the competitive market.
superapps #superapp #fintech
While the question of whether SuperApp models will make it in the US or not remains unanswered, South East Asia, South Asia, India, Africa are embracing Super App models. Some countries have more than one SuperApp.
The discussion with Neha Mehta is on SuperApps. She has authored the newly released book ONE STOP, by Penguin Random House.
Pre-order US 👉 https://buff.ly/3v1Jckf ; UK 👉 https://buff.ly/482JyWe
Neha Mehta is a Lawyer and Sustainability expert focused on ‘People’, ‘Planet’ and ‘Prosperity’. As a former international civil servant, Neha has been involved in international affairs, multilateral diplomacy, policymaking, and development efforts towards SDGs on a global scale. As the Founder of FemTech Partners, Neha's work is at the helm of technology and innovation to amplify women's voices and perspectives. Neha has worked with financial regulators to develop policies that address gender equality, financial inclusion, and climate change to build a more equitable and sustainable financial landscape. These policies contribute to positive social and environmental outcomes and create a more responsible and inclusive financial sector. Neha's portfolio of work includes FinTech, climateTech, inclusive finance, and sustainability. Neha is passionate about diversity, inclusion, and equity (DEI), and women in tech. She holds a Double degree in Law and Commerce and attended King’s College, London on Chevening Fellowship. Neha has over 18 years’ experience across Asia, Oceania and Europe.
Neha - https://www.linkedin.com/in/neha-meht...
cybersecurity #artificialintelligence #microsoft
In this video we discuss the profound shifts in cybersecurity that go beyond financial consequences. Microsoft's Chief Security Advisor Saira Mohammed unpacks new cyber threats. She outlines cybersecurity best practices for the C-suite in this interconnected landscape. Mohammed also details Microsoft's new AI-powered Security Copilot solution for both improving cybersecurity and securing AI systems themselves. Additionally, she shares her passion for empowering diverse talent in cybersecurity through programs like Microsoft's Ready4Cybersecurity.
Saira Mohammed https://www.linkedin.com/in/sairamoha... is a Chief Security Advisory at Microsoft Modern Work and Security team. In this role, she serves as a trusted advisor to Business, IT, security, privacy, compliance, legal and risk management executives to help enable their digital transformation journey by aligning security strategies with Business operations. She regularly interacts with customers to help them integrate security with the business and IT processes to mitigate risk and protect customer and employee data.
Prior to joining Microsoft, Saira served as an Information Security Executive (Deputy CISO) at State Farm Insurance and Financial Services
banking #neobanking #fintech #corebanking #digital
Dharmesh and Efi, discuss the limitations of digital banks and those of incumbents. A unique perspective with an emphasis on the UK, which is a crowded neobank market and home to several Big incumbent names.
We also touch on topics like the adoption of new corebanking systems, embedded finance, and the evolving model of digital banks.
Chapters:
The Role of Digital Banks in Recent Bank Failures
Introducing Dharmesh Mistry
The Evolution of Incumbent Banks Due to Neobanks
The Challenges of Achieving Profitability in Digital Banking
The Role of Incumbent Banks in the Digital Banking Landscape
Neobanks Are Using Old Marketing Tricks
The Future of Digital Banking and the Role of Legacy Systems
The Concept of Composable Banking
Personal Insights and Closing Remarks
The conversation was inspired by a recent article by Dharmesh onFintech Futures: The irony of incumbent core banking vendors
https://www.fintechfutures.com/2023/1...
https://www.linkedin.com/in/dharmesh-...
Dharmesh Mistry has been digitizing banks for over 30 years. He's worked for tier 1 banks and created and successfully exited 3 startups.
Dharmesh now has a portfolio career as an advisor and investor in startups and as a blogger and writer for FinTech Futures.
data #AI #fintech #digital #innovation #strategy
An unconventional discussion on Digital Transformation, exchanging insights from various industries (from manufacturing to financial services), discussing KPIs (from business ones to personal ones), sustainability, and the mastery of challenges.
Mike Flache is an advisor and mentor, former entrepreneur and angel investor. Together with talented teams, he builds digital businesses worldwide. Onalytica’s analysts named him one of the top-10 global thought leaders in digital transformation. Mike helps high-tech innovators in Silicon Valley, Europe, and Asia grow and scale. Together with the Fundment team, he is currently building one of the next billion-dollar companies in financial technology. Mike is also a partner of Fortune 500 companies and technology vendors. He has worked with executives from companies such as the Silicon Valley Innovation Center, Google, Amazon, Huawei, and Mercedes-Benz.
LinkedIn: https://www.linkedin.com/in/mikeflache/
Twitter: https://twitter.com/mikeflache
Personal website: https://www.mikeflache.com/
banking #risk #lending #riskmanagement #fintech #data #analytics
What is the Elephant in the Room in Banking that comes to mind following the collapse of Silicon Valley Bank (SVB), Signature Bank, First Republic Bank, and recently the Citizens Bank (a small state-chartered Iowa bank)?
The problem that bankers and regulators wish someone would solve is the topic of the discussion with serial entrepreneur Michal Cieplinski (founder and CEO of Capstack).
Enjoy every moment of this Conversation.
Capstack https://www.capstack.com/
Michal Cieplinski https://www.linkedin.com/in/michalcie... is a Silicon Valley veteran with over 24 years of operating and legal experience in financial technology and services. Before founding CapStack, first integrated operating system for banks, he co-founded Pipe, a unicorn and one of the fastest-growing fintech startups. Prior to Pipe, Michal was Senior Vice President at Lending Club, the largest publicly traded fintech lender responsible for operational and legal matters. Prior to that, he co-founded Fundbox, a unicorn B2B fintech lender. He was also Managing Director and SeniorCounsel at The Bank of New York Mellon responsible for wealth management and investment management units. Michal has been recognized by GC Magazine/Legal500 on the GC Powerlist 2019 as one of the top general counsels in the United States in both the finance and technology sectors. He combines left-brain and right-brain thinking with an MFA in Photography, deep expertise in banking and capital markets, and as a graduate of the George Washington University Law School.
fintech #innovation #entrepreneurship
‘Nobody in their right mind’ would start a company. Whether you agree or not, listen to the conversation with Nektarios Liolios, a four-time co-founder and host of a podcast on mental health of entrepreneurs.
Nektarios Liolios https://www.linkedin.com/in/nekliolios/
Fintech entrepreneur, ecosystem builder and mental health advocate. Son of Greek immigrants, born in Germany and moved to London 27 years ago.
Nektarios ‘fell into' banking and spent the first 15 years of his career in very traditional roles within financial institutions. This changed in 2011 when he joined an innovation team at SWIFT, a step that led him out of the corporate world and into entrepreneurship. Since then he has started multiple businesses and has worked closely with hundreds of entrepreneurs and early-stage businesses.
He launched the Innotribe Startup Challenge, the first global fintech startup competition and cofounded Startup bootcamp FinTech, the world’s largest fintech startup accelerator and Rainmaking Innovation. He also cofounded The Future Farm, a global community dedicated to healthier entrepreneurship,
His latest venture is Radish Credit, a lending-as-a-service platform, helping underserved communities finance important life needs.
Driven by entrepreneurship, collaboration and the desire to improve the lives of people, Nektarios is a global nomad, travel geek, and sneaker freaked.
embeddedfinance #fintech #finance
Businesses of all sorts now have the opportunity to serve their customers better, acquire new customers, and add new revenue streams, by embedding financial services in their businesses.
It is no longer prohibitively expensive. The landscape of providers offering embedding services in compliant ways is growing.
Listen to the conversation on this topic with Lars Markull https://www.linkedin.com/in/larsmarkull/ whose been working in Open Banking and Embedding Finance for more than a decade.
Lars Markull is an embedded finance advisor and fintech investor. He works with non-financial brands and supports them in their journey of exploring, building, and launching financial products. Additionally, he is the publisher of the newsletter Embedded Finance Review and is hosting events under the same brand. He started his career in 2014 when he was a founding team member of the open banking provider Figo, and was an early hire at embedded banking provider Weavr, which he joined in 2020.
crypto #Latam #Brazil #stablecoins #PIX #payments #CBDCs #fintech #innovation
A discussion with the founder of the Brazil Crypto Report newsletter on the use cases of cryptocurrencies in Brazil and other Latin American countries; The unique aspects of the rich Brazilian crypto ecosystem; The significant role of Stablecoin adoption, from USDT (pegged to the USD) to Brazilian Real pegged Stablecoins.
His excitement about DREX, the wholesale pilot of the Brazilian Central Bank and the interest in the tokenization of real-world assets (RWAs) supported by a CBsandbox.
Aaron Stanley https://www.linkedin.com/in/aaronstan... oversees partnerships and events initiatives for the Filecoin Foundation, with an emphasis on growing the Filecoin ecosystem https://filecoin.io/ and advancing decentralized web narratives. He is also the founder and CEO of Brazil Crypto Report, https://brazilcrypto.substack.com/p/i... focused on the Brazil and Latam ecosystems (in English). He previously oversaw content and programming for CoinDesk's Consensus conference, the "big tent" global gathering of the cryptocurrency and blockchain ecosystem each year.
His focus is driving industry-advancing narratives through events and editorial content, as well as incorporating Web 3.0 technology into the media and event experience. He previously covered the blockchain and cryptocurrency industry as a reporter for CoinDesk and Forbes.com, and before that spent four years in the Financial Times' Washington Bureau covering U.S. business and politics and building out interactive and multimedia products.
fintech #embeddedfinance #API #Baas #BigTech
A candid conversation with Shaul David, an Embedded Finance advisor, on the next phase of Embedded Finance that goes beyond the Financial Services industry.
We highlight misconceptions, the need to go beyond the tech (API integrations) and to solve real-world problems in various non-financial sectors.
Shaul David https://www.linkedin.com/in/shaul-dav... a London-based Fintech advisor with a global outlook on Embedded Finance, Banking as a Service and payments infrastructure. Shaul works with startups, financial institutions and governments to accelerate innovation across industry verticals.
Previously, Shaul was Head of Banking, Growth at Railsbank where he led international expansion to US and Australia. Prior to Railsbank, Shaul was the UK Government's first Fintech Advisor reporting to HM Treasury where he played a role building the UK Fintech ecosystem, cementing its global leadership position. Earlier in his career, Shaul held various roles within retail banking technology and finance. He is also a basketball junkie.
fintech #finance #banking #wallets #CBDCs #cash #digital
The Seven Solar Systems of the Financial Technology Galaxy as seen by David Gyori, is a fresh perspective on the complexity of innovation in financial services. We dive into Digital Wallets, Cashless economies, CBDCs, and what he views as the antibiotics moment for Finance.
Bio:
David Gyori https://www.linkedin.com/in/davidgyor... is a globally recognized financial technology trainer, author, advisor, consultant and keynote speaker.
David is the CEO of Banking Reports London. He is a top 10 global thought leader and influencer in financial technology and a top 50 global thought leader and influencer in digital transformation.
He is a Founding Member of the World FinTech Association (Seoul); CEO of Banking Reports Limited (London); International Resource Director of The Asian Banker Group (Singapore); Member of the Panel of Judges of the ‘International Excellence in Retail Financial Services Program’ (one of the most rigorous, prestigious and transparent awards programs for consumer financial services worldwide) as well as Member of the Panel of Judges of the ‘Financial Technology Innovation Awards Program’ (Singapore).
cbds #fintech #finance #digitalcurrency
Patrick Schueffel's article in the Journal of Digital Assets on CBDCs: https://buff.ly/45GFaeP
Dr Patrick Schueffel https://www.linkedin.com/in/patrick-s... is an adjunct professor at Fribourg’s School of Management in Switzerland. His research focuses on Fintech, Digital Assets and Entrepreneurship. Patrick has worked for many years in senior positions in banking in Switzerland and Liechtenstein. Due to three-year stint in Singapore, he has an extensive network in the crypto area in Southeast Asia. He has been publishing widely in renowned scientific journals and holds numerous postgraduate degrees from universities across Europe.
AI #risk #data #ethics #fintech
An insightful interview with Helen Yu, CEO of Tigon Advisory, as we delve into the world of AI risk management. Discover the genesis of enterprise-level AI risk management. We unravel the NIST AI Risk Management Framework's structured approach, and gain insights into its implementation across organizations.
Helen Yu shares her expert insights on AI risk management principles and offers valuable implementation tips.
Bio: Helen Yu is the founder and CEO of Tigon Advisory Corp, Host of CXO Spice and a wall-street journal best-selling author. As an independent Board Director, she brings a unique perspective to the board room, combining deep technology thought leadership, cybersecurity risk management, go-to-market strategy, and customer experience to deliver thoughtful questions and insights that help drive informed decisions. Demonstrated success of leading ambitious companies inspired culture-building, multi-billion dollars revenue growth and profitability through a career that has spanned early-stage startups, pre-IPOs to Fortune 500 enterprises including Oracle, Adobe and Marketo. Helen Managed over 100 million dollars of P&L at global scale. As an executive with over 20 years of experience, she has been guiding organizations through digital transformation, strategic planning, cybersecurity risk management and go-to-market optimization.
3 views Aug 30, 2023 #web3 #defi #DAO
web3 #defi #DAO #jobs #tech #innovation
Digital Communities are core to Web3 and Vedang Vatsa is walking the talk. In the this video we discuss the key factors for DeFi's success, Vedang`s community-building initiatives, insights into the Web3 job market and specifically working for a DAO , and his excitement about Web3's potential.
Bio: Vedang Vatsa works as a Fractional CMO for Web3 companies. He has a Technology training and he has earlier worked as a Consultant in the Digital space for KPMG. He runs a forum of global Web3 professionals and one of the largest global job boards for Web3 jobs. He also organizes frequently, well-attended Twitter Spaces forums on Web3.
https://www.linkedin.com/in/vedangvatsa
Personal website: vedangvats.com
Org website: hashtagweb3.org
platforms#circular #sustainability #ecosystems #fintech #bigtech
This episode explores the emerging trend of Circular Platforms within the digital economy with Dr. Peter Evans, Chief Strategy Officer of McFadyen Digital.
Dr. Evans recently spoke at the annual Digital Economy Conference of the research academy that Alibaba founded 5 yrs ago. Listen to his fresh insights around the potential of SuperApps to lead this emerging CircularPlatform model, but also our discussion about which other players could grab this opportunity. Dr. Evans emphasizes the importance of collaboration between various stakeholders, including banks, fintechs, and big tech companies, to create scalable and efficient Circular marketplaces.
Dr. Peter C. Evans https://www.linkedin.com/in/peter-c-e... isChief Strategy Officer at McFadyen Digital. Peter been at the forefront of identifying and articulating significant new trends, including the rise of experience platforms. He is the co-chair of the MITPlatform Strategy Summit and the NTWRK Summit in Barcelona, Spain. He is a lifetime member of the Council on Foreign Relations and served on the board of the National Association for Business Economics. He is the Lead Instructor at Caltech Executive Education, a visiting instructor teaching platform strategy for three years at Dartmouth College, and a Faculty at the Fast Future Executive Program.
Latam #fintech #innovation #AI #invoicing #data #supplychain
Dr. Alejandro Betancourt, an AI academic who has collaborated extensively with AI luminary Andrew Ng and has hands-on Fintech experience, discusses one of Latin America`s leading innovation in data and fintech.
A captivating discussion on electronic invoicing and supply chain finance which is years ahead in Latam.
Closing with an insightful discussion around the mind-shift required to unlock value in financial services and leverage the advancements in training AI models.
Dr. Alejandro Betancourt https://www.linkedin.com/in/alejandrobt/ is a distinguished leader in Artificial Intelligence and Data, with a particularly impactful contribution to the Fintech sector. He earned a Ph.D. in Cognitive Environments and holds degrees in Applied Mathematics, giving him a unique blend of technical expertise and theoretical acumen. As the Chief Data Officer of KLYM, he has been instrumental in shaping the company's data strategy, driving its expansion across Latin America, and paving the way for innovative financial solutions. His work encompasses the full data lifecycle, from acquisition and engineering to insightful application via data science and business intelligence tools.
Beyond his executive role, Dr. Betancourt is deeply involved in the AI community, with collaborations with AI luminary Andrew Ng and over 20 published articles in top-tier journals. Yet, his approach remains grounded and community-oriented. He believes in the power of collaborative effort to advance technology and is keen to explore potential collaborations, creating a synergy that fuels AI innovation and its practical implementation. His vision is to continue unlocking the potential of AI and data systems, paving the way for their transformative impact in the Fintech industry and beyond.
CBDC #Asia #digitalyuan #China #crossborder #payments #fintech
A conversation with Dr Oriol Caudevilla, an important Fintech voice and a CBDC researcher.
Dr Oriol Caudevilla is an influential voice in the fintech area. He is an honorary fellow at the Asian Institute of International Financial Law at the University of Hong Kong and a board director at the Global Impact FinTech Forum. He is also a well-known international speaker on central bank digital currencies and blockchain.
More information about Oriol and his works are available at his website: www.oriolcaudevilla.com and LinkedIn profile:
https://www.linkedin.com/in/oriolcaud...
financialservices #recruiting #DEI #hiring #work
A discussion on the essential strategies and key best practices outlined in the inaugural Diversity, Equity, and Inclusion (DEI) Report 2023, published in collaboration between eFinancialCareers and The Cee-Suite, a leading diversity equity and inclusion (DEI) consultancy.
https://www.efinancialcareers.com
Rainy Gill https://www.linkedin.com/in/rainygill/ is the VP of Marketing at eFinancialCareers and is a traditionally trained marketer having graduated with both BA and Master’s degree in Marketing. Rainy also holds over 20 years of marketing experience within various industries including 14 years in the Financial Services publishing industry, where she was Head of Product Marketing for the Financial Risk Management and Trading Technology division at Incisive Media. Rainy’s recent role saw her leading the European marketing function for the Consulting division of Kantar.
Rainy is passionate about supporting diversity, equality and inclusion programs.
financialservices #tech #innovation #work #eFinancialCareersForRecruiters#InsideKnowledge
Gain firsthand knowledge of Compensation in Financial Services, in an exclusive interview with the CEO of efinancialcareers. We delve into the depths of this year's most comprehensive report, unearthing insights (some surprising) and key highlights. From revenue-generating roles to the impact of automation on job security, we leave no stone unturned. Discover how compensation has weathered the challenges of 2023, the shifting dynamics between culture and pay, and the truth behind the Buy side myth.
Pete Healey https://www.linkedin.com/in/peter-hea... is the CEO of eFinancialCareers, he has been with the company since 2016 where he joined as VP of Sales.
Pete has 20 years experience in the digital recruitment space, previously Pete was Sales Director for European tech platform The IT Job Board which became Dice Europe following its acquisition by DHi. Pete is also a Board advisor to Get Optimal and Autometry, both in the digital talent space.
Pete is very passionate about the role financial services can play to help addressing equality through better access to opportunities.
wealthTech #wealth #investing #fintech #innovation #AI
Expanding the concept of Wealth based on the principles developed by a successful ex- Wealth advisor, Jennifer Wines.
Jennifer Wines https://www.linkedin.com/in/jenniferwines/ worked at some of the top private wealth management institutions in the world, namely Goldman Sachs, JPMorgan, and Fidelity. She earned her Juris Doctor from Suffolk University Law School in Boston and her Certified Private Wealth Advisor designation from Booth Business School in Chicago. While at Fidelity, she developed a proof of concept and prototype for an enterprise solution, which was advanced into incubation.
Her strong background with words and numbers, paired with her entrepreneurial spirit make her a trusted voice on the topic of redefining wealth.
Recently named one of the Top 100 Women of the Future, Jennifer is a certified private wealth advisor who founded Invisible Wealth, which provides future-forward, consultancy services. Invisible Wealth, the book, is now available through all major retailers. Publisher: Wiley.
Book by Wiley: Invisible Wealth
wearables #payments #brands #IOT #fintech #cards #fashion #digital
In this captivating conversation, I am joined by David Birch as we delve into the emerging world of wearables for payments.
From discussing the technological evolution of the chips to the possibilities in everyday life, in entertainment, and the fashion industry.
David Birch - website - https://dgwbirch.com/
David G. W. Birch https://www.linkedin.com/in/dgwbirch/ is an author, advisor and commentator on digital financial services. He is an international keynote speaker and recognised thought leader in digital identity and digital money.
apple #VR #AR #VisionPro #metaverse
An open discussion, following the introduction of Apple Vision Pro, on the advancements in technologies.
Dr. Martha Boeckenfeld's energy and passion for innovation and customer-centricity are contagious. From being the CEO of Kleinwort Benson and spending 20 yrs in insurance and banking, she is now the founder of Marthaverse and the Dean & Partner of the Metaverse Academy in Switzerland.
Dr. Martha Boeckenfeld - https://www.linkedin.com/in/dr-martha...
MarthaVerse: https://www.spatial.io/s/MarthaVerse-64025c5a7776f525558f58cd?share=1173226691664552099-
Metaverse Academy - https://www.metaverse-academy.ch/
metaverse #web3 #virtualreality
With the chair of the newly formed community-driven World Metaverse Council, we discuss all things Metaverse. What is the Metaverse right now, what is the vision and its challenges?
Dr. Jane Thomason is the Inaugural Chair of the World Metaverse Council and a globally recognized thought leader on Metaverse. She holds distinguished roles on the editorial boards of “The Journal of Metaverse” and “Frontiers in Blockchain” and is an Industry Associate at University College London, Centre for Blockchain. She is the author of “Blockchain for Global Social Change,” “Applied Ethics in a Digital World,” and “Advancements in the New World of Web 3: A Look Toward the Decentralized Future” in press (2023). Dr. Jane is frequently invited to deconstruct the Metaverse and explain how this growing industry will impact the future. Dr. Jane was named as one of “8 Metaverse experts to follow,” “top 100 women in Web 3 and Metaverse,” and “Top 25 Women in Fintech and Blockchain, MENA” and was featured by CNN in their series on the Metaverse “Decoding the Secrets of the Metaverse.” She was recently honored by AIBC Eurasia as “Web 3 Leader of the Year.”
openbanking #banking #fintech #India #payments #data
A Fintech discussion with Openness as a guide with a Fintech entrepreneur, Dr. Ritesh Jain. With insights from the UK market, the Middle East, and India.
Ritesh Jain https://www.linkedin.com/in/ritesh/ is a globally recognised Top 10 fintech and payments leader. Awarded a PhD for his work in Open Banking, Payments Innovation, and Financial Inclusion by Portsmouth University, He founded Infynit to humanize credit and credit card experience; in the past led HSBC as COO Digital, led Future of Payments for VISA, introduced apple pay to the market. A fellow at the University of London & the founding member of the fintech centre, Advisor to IIT Kanpur. He is also a G20 GPFI (Global Partnership for Financial Inclusion) member advisor, Policy advocate on emerging tech, financial services, open banking, digital commerce, and central bank digital currency. And he is visiting faculty at leading institutes globally, including Hull and Oxford
#CDBC #tokenization #payments
CDBC #tokenization #payments #banking #liquidity #settlement
Description: Discussing the complexities of liquidity and settlement in the banking industry with Olaf Ransome, also known as The Bankers' Plumber.
The conversation centers around topics such as settlement coins, CBDCs, and the challenges associated with replacing infrastructure at the settlement layer. Enjoy insights into the current state of the banking industry and the potential future of settlement processes.
Olaf Ransome https://www.linkedin.com/in/bankerspl...
Aka the Bankers’ Plumber. Olaf has been in Financial Services for over 35 years. In 2023, his mandates include being an advisor to various start-ups in FinTech banking, a new cross-border wholesale payment systems a Web 3 payments start-up, as well as guiding a company looking to develop software to support Central Bank Digital Currencies (CBDCs) and an established South African bank take its first steps in new digital assets.
Olaf worked with what is now Fnality International in the early stages of their work to create a means of on-chain payment, a synthetic CBDC. Olaf also worked with SDX, SIX Digital Exchange; work on FMI structure, CBDC and Crypto.
Olaf has had permanent roles at Salomon Brothers, Goldman Sachs and Credit Suisse, in London, Zurich and New York. In his consulting work, Olaf has worked for Nomura, State Street, IBM, Luxoft, First Rand, Sberbank, Julius Baer, Nordea, and Fnality.
Olaf has taught on several subjects including Intraday Liquidity Risk Management and Investment Banking Operations. He is also the author of a book on operations: "The Bankers' Plumber's Handbook"
AI #fintech #digitaltransformation
finserv #data #AI #digitaltransformation #fintech
A look at the state of digital transformation in the financial services industry through the eyes of tech consultants and software development providers.
Insights shared by Bozhidar Goranchev, an Engineering Manager at Accedia - one of the top IT companies based in Bulgaria, with a global reach spanning more than 20 countries on 5 continents.
Bozhidar Goranchev https://www.linkedin.com/in/bozhidarg... is an experienced IT professional with a passion for emerging technology. Before joining Accedia, he has worked at Accenture as a Technology Consultant and a Business Analyst on projects in the financial services industry.
He earned his BSc in Business and Management, and his MSc in Management of Information Systems and Digital Innovation at LSE.
Accedia https://accedia.com/
Accedia is my client.
#AI #MSFT #Copilot
AI #MSFT #Copilot #Fintech
The gold rush for the GitHub’s AI-powered companion for developers, called CoPilot inspired me to explore Microsoft`s vision to bake Copilot into its existing apps and ecosystems, starting with Microsoft Office.
I reached out to Derek Snyder, Senior Director at Microsoft, leading the product marketing team for Microsoft Teams to understand better the new Copilot AI assistant that is being gradually rolled out on Microsoft 365.
https://www.linkedin.com/in/dereklsnyder/
Microsoft 365 Copilot https://www.microsoft.com/en-us/micro...
Derek Snyder is a Senior Director at Microsoft, leading the product marketing team for Microsoft Teams. He has over 15 years of experience in product leadership, spanning B2B and B2C domains across mobile apps, SaaS, and e-commerce.
Prior to joining Microsoft, Derek was the Chief Product Officer at Dashlane, a password manager and online security app with over 15 million users worldwide. Prior to that, Derek was the Chief Product Officer at TrackMaven (now part of Skyword), a marketing attribution and analytics SaaS product that helped marketers measure and optimize their campaigns.
Derek holds a Bachelor of Science in Computer Science from Le Moyne College. He lives in New York City with his wife Emily. In his spare time, he enjoys reading books on economics and technology.
fintech #Brazil #Asia
fintech #wealthTech #China #Asia #Brazil
Connecting the dots between the Fintech ecosystems of Brazil, Switzerland, and China, with an experienced Digitalization consultant, Marc Lussy.
Culture, regulation, and digitalization in these three different Fintech ecosystems, are a fascinating topic. Marc Lussy based in Switzerland is well-known for his global work with all these ecosystems. We also discuss about WealthTech innovations.
Marc Lussy is a consultant to banks and wealth managers on digitization and change management. He also helps startups and growth companies to develop market solutions and create value propositions. He is an expert in investment and private banking and IT and has been leading large-scale projects. He has an extensive network in the financial sector including banks, big techs and startups across several continents with a focus on China, Brazil, Europe, and Middle East. He is also a senior Advisor to F10 the top Swiss accelerator (now rebranded Tenity).
📌 Marc Lussy: https://www.linkedin.com/in/marclussy/
fintech #sandbox #digital
fintech #tech #regulation #sandbox #techfin #digital
The spotlight is on a new unified Indian Regulatory body - the International Financial Services Centre Authority (IFSCA) at GIFT City. The IFSCA is India`s approach to establishing an attractive Financial Gateway to India for foreign entities - startups, accelerators, and grownup businesses.
IFSCA - https://ifsca.gov.in/
The discussion is with Joseph Joshy, the Chief Technology Officer at the IFSCA. He is also driving various strategic initiatives focused on building bridges abroad.
Joseph Joshy, the Chief Technology Officer at International Financial Services Centres Authority (IFSCA). He is also driving FinTech, Supervisory Technology (SupTech) and other strategic initiatives. Joseph Joshy was part of the Management team that co-founded Reserve Bank Information Technology (ReBIT), the IT Subsidiary of Reserve Bank of India, India’s Central Bank.
He is an experienced professional with more than 2+ decades in technology, consulting and delivering transformational technology projects for Government/Regulators and Fortune 100 clients with stints in the US, Canada and Mexico.
Joseph Joshy | CTO at the IFSCA Regulator
https://www.linkedin.com/in/josephjoshy/
#fintech #agriculture #innovation
fintech #agriculture #innovation #Agrifintech #data
The steadily growing AgriFintech sector has great potential when integrated through Open Finance. Niall Haughey, founder of an innovation studio for Agricultural Finance and creator of the Agri Fintech Newsletter, shares with us the main trends in the sector, the different approaches in the 3 major AgriFintech regions (India, Brazil, US), investment trends, and how he see the future of this sector.
“Niall Haughey https://www.linkedin.com/in/niallhaug... is the founder of Graze https://tograze.com/, an innovation studio for Agricultural finance, which publishes industry content and data. Niall qualified as a Chartered accountant with Deloitte’s Financial Services team in London and subsequently set up a payments business under the original Payment Services Directive. In 2015, he realised financial services would be delivered using third-party platforms and was fascinated by this in the Agritech sector in India and sub-Saharan Africa, where he spent the next 5 years building digital financial services for the agriculture sector. Graze now works with companies globally to develop climate, data and tech smart agricultural financial products.”
payments #digital #euro #CBDC #fintech
Discussing Digital Finance policies (in the immediate aftermath of the Silicon Valley Bank shutdown) and the Digital Euro, with Dea Markova. Her global experience and her focus on political risk intelligence in digital assets, web3.0, is unique. She provides us with great clarity around the ECB and European Commission`s thinking around the Digital Euro.
Dea works in policy and digital finance across Europe and Southeast Asia. She currently heads the Digital Assets and Finance team at Forefront Advisers, an EU and UK political intelligence and analysis firm. Prior, she led advocacy campaigns on the EU crypto-asset regulation from Brussels. Dea returned to Europe having worked for several years at the Monetary Authority of Singapore on FinTech and shared digital infrastructure. Dea began her career with ten years in London. She was Head of Programmes for Innovate Finance, the UK FinTech trade association. Dea holds MSc in Financial Regulation from the London School of Economics and speaks Spanish, Russian, and Bulgarian.
fintechs #payments #wallets #cards #API
A fluid discussion with a payments veteran around payments. Panagiotis Kriaris shares his takeaways from the World Banking Forum. We talk about top concerns in payments, push & pull payments, and digital wallets. Enjoy the global perspective
Panagiotis Kriaris https://www.linkedin.com/in/pkriaris/ is the Commercial Director and Head of Business Development at Unzer.
Panagiotis has spent his career in the borderline between business and technology with a leadership background at an international level. Panagiotis brings senior expertise across Financial Services, Banking, Payments, FinTech, Retail and E-Commerce. Innovation, strategy, business development, strategic partnerships and building businesses and products from scratch have been at the center of his work and attention throughout his career. Being a recognized voice in the financial services industry, Panagiotis has contributed to various publications and podcasts and is often invited as a public speaker at events around the globe.
platforms #digital #4IR #Blockchain #decentralization
Will Humanity thrive with the Planet or will the world remain fragmented (amongst us and with nature)? Can Innovation enable us to solve our wicked problems and what mind shift is required?
Sr. Mihaela Ulieru brings us into her highly rich world, her passions, and shares glimpses of how platforms can enable holistic decision-making; how we can upgrade our socioeconomic operating system and much more.
Stay to the end, to listen to her recite one of her own poems.
Dr. Mihaela Ulieru https://www.linkedin.com/in/mihaelaul... is a technology alchemist and an innovator at the edge of the impossible with a solid background as a “rocket scientist” backed by a PhD in robotics and an illustrious academic career. She is founder and President of the IMPACT Institute for the Digital Economy. IMPACT stands for ”Innovation Management and Policy Accelerated with Communication Technologies”- a spinout from her academic research in “eSociety” aiming at policy reforms for the adoption of the latest digital technologies in all areas of society and sectors of the economy. Since her early career she kept inspiring and supporting young entrepreneurs – one of her first MSc students was Garret Camp, co-founder of Uber and StumbleUpon –and she currently advises several startups aiming to put the “Fourth IndustrialRevolution” technologies (AI, Blockchain, IoT) to work to make the world a better place.
blockchain #digital #payments #social #SDG #humanitarian
A conversation around the collaborative approach that Aidonic, a humanitarian social-impact technology startup, is enabling with specifics from the unfolding crisis in the aftermath of the recent earthquake in the Middle East.
Severiyos Aydin, CEO and founder of AIDONIC, has been exploring new ways to improve last-mile humanitarian aid distribution through digitalization and innovative technology. His aim is to reach more people in need worldwide faster, with lower costs, full transparency, and accountability. Technologies that make this possible are put in the spotlight.
Severiyos Aydin https://www.linkedin.com/in/severiyos... is a Swiss social entrepreneur, founder and CEO of AIDONIC AG, https://aidonic.io/a social-impact technology startup based in Zug, Switzerland. He is also the founder of ARAMAIC RELIEF International, a non-governmental organization that provides immediate humanitarian help to war victims and displaced families in hostile regions. Severiyos started his business career in physical commodity trading and later turned to humanitarian work with a focus on war-torn regions. He has raised and processed around CHF 4 million in humanitarian aid funding and his work has been recognized regionally and internationally through TV and news reports, speeches, and lectures. In 2017, he started exploring new ways to improve last-mile humanitarian aid distribution through digitalization and innovative technology, and in 2019 founded AIDONIC AG to empower humanitarian organizations to reach more people in need worldwide faster, with lower costs, full transparency, and accountability. AIDONIC AG has won several awards and startup prizes for innovation in technology.
crypto #banking #lending #trading #shadowbanking #exchanges
An intriguing discussion on crypto market making and the crypto shadow banking mechanics, with Anton Golub, a seasoned crypto serial entrepreneur. We also share insights on the latest EU regulation on banks and crypto; the involvement of US banks in crypto, and Dubai, the upcoming global crypto hub.
Anton Golub https://www.linkedin.com/in/antongolub/ is currently a Strategic Advisor of Pazar, a decentralized OTC marketplace.
Anton founded & served as CEO ofFlovtec, a Swiss market-maker providing liquidity solutions to digital asset exchanges, token issuers & protocols and offering investment products for professional & institutional investors.
He also co-founded Trust Square AG, a pre-eminent blockchain technology hub in Zurich's financial district.
Anton Golub co-founded Lykke Corp, a blockchain-powered exchange to trade all assets with zero fees, where he served as a Chief Science Officer.Prior to Lykke, he worked as a quantitative researcher at Olsen Ltd (successorto Olsen & Associates, founded in 1985), a hedge fund that pioneered the field of high-frequency trading. As a Marie Curie Research Fellow at the Alliance Manchester Business School, Anton worked on high-frequency trading, market microstructure and flash crashes. In 2011, he was invited to participate in the Foresight Project - The Future of Computer Trading in Financial Markets, an international project on algorithmic trading funded by HM Treasury in the UK.Anton has also been involved in several research projects backed by the European Union (EU) and was on the Supervisory Board for the Big Data Finance project funded through Horizon 2020. He has co-authored 13 academic papers and two books.
What does Millenializing mean for asset managers, wealth managers and financial advisors? WealthTech is a huge space that includes technologies serving asset managers, wealth managers and financial advisors. April Rudin, founder and CEO of the global wealth management marketing firm, The Rudin Group, discusses with me, what is exciting and what is frustrating in this sector. We cover personalization, access to private markets and alternative investments and more.
April`s memes are unbeatable.
April Rudin https://www.linkedin.com/in/aprilrudi... the founder and CEO of the global wealth management marketing firm, The Rudin Group https://therudingroup.com/, which provides bespoke marketing services to some of the world's leading wealth management firms, banks, RIA's family offices and more since 2008. An early industry leader in social media and digital channels, April Rudin has been recognized by Onalytica as the #1 wealth management influencer online.
Her firm regularly provides strategy and execution for global financial services/wealth management clients to sharpen their messaging, bolster their content creation and amplify brand and executive visibility. She is an annual contributor to the Capgemini World Wealth Report, a regular Forbes contributor and speaks globally at wealth management, wealthtech and fintech conferences
The futures is here and most agree that for the medium term it will include a mix of payment options. The Chairman of the Digital Euro Association. Dr. Jonas Gross shares perspectives on the current focus of the Digital Euro design which is under consideration (not development). Our discussion takes interesting twists and turns.
Dr. Jonas Gross is Chairman of the Digital Euro Association (DEA) and Chief Operating Officer at etonec. Jonas holds a PhD in economics from the University of Bayreuth, Germany. His main fields of interest are central bank digital currencies, stablecoins, cryptocurrencies, and monetary policy. Further, Jonas is co-host of the German podcast "Bitcoin, Fiat, & Rock'n' Roll", external lecturer at the Frankfurt School of Finance and Management, and member of the expert panel of the European Blockchain Observatory and Forum. Website: www.jonasgross.info
CBDC #Regtech #Fintech
How often do you hear from a US refugee from Haiti, who was bitten by the Blockchain bug while working at IBM in the financial services area and foundeda Regtech serving CENTRAL BANKS?
Carmelle Cadet, is in her mid-30s and understands liquidity and counterparty risks which were core to the 2008 Global financial crisis. She talks about resilience in financial services, the need to digitize cash, and the complexity of cross-border payments.
Listen to our conversation about her company's work in the Caribbean, Africa, and even in the US as they will be part of the Technical Sandbox Program announced by The Digital Dollar Project this September.
Carmelle Cadet https://www.linkedin.com/in/carmellec...
EMTECH https://emtech.com/
Carmelle M. Cadet is the Founder and CEO of EMTECH, a technology company working with central banks around the world to make their financial infrastructures inclusive and resilient by design.
A thought leader and public speaker infintech, Carmelle also advises other women, minority fintech entrepreneurs. She has won and has been nominated for several awards for her leadership and trailblazing work.
In her previous life, Carmelle was the Deputy CFO for IBM Blockchain where she spearheaded the global product commercialization and financial management strategy.
Carmelle earned her Executive .M.B.A. from the New York University Stern School of Business with specializations in Leadership and Global Business, and her B.A. from Florida Atlantic University. She is originally from Haiti, but now lives in NYC with her husband and son.
fintech #openfinance #embeddedFinance
PART I
Embedded Finance - What, why now, how, examples
- From Open Banking to Open Finance - Trends, regulations, transformations
- Platforms, Ecosystems, and Super Apps
- Innovations in Financial Services - The most successful
- Fintech from a different angle- In which areas has Fintech failed or found it difficult to scale
I am interviewed by Denis Astapchenia, Director of Financial Technologies at Andersen, a global software company, on a range of Fintech topics.
Chapters as shown above with the relevant minutes
Andersen FinTech domain: https://buff.ly/3fMSPw7
Denis Astapchenia: https://www.linkedin.com/in/denis-astapchenia-8b670633/
FTX #governance #blockchain
The FTX blowup is an opportunity to acknowledge that Governance is the only alley for the Blockchain space. The learnings from this year`s crypto events (not at all black Swans) offer important lessons for the Blockchain sector. Dr. Eelco Fiole, a governance specialist with experience in the investment industry and the Digital Assets sector, is a frequent guest to discuss these topics.
https://www.linkedin.com/in/fiole/
Dr Eelco Fiole, CFA is co-founder and the managing partner of Alpha Governance Partners (alpha-gp.com), which is focused on governance for digital and sustainable investment management globally.
Eelco is also adjunct professor finance ethics at the Universities of Neuchatel and Lausanne. He is a risk governance expert with current board mandates in tokenisation, Web3, fintech, social impact, and sustainability.
A Dutchman, Eelco has almost 30 years in finance, of which over 15 years of board-, COO- and CFO-experience with multi-bn USD investment entities.
He holds a PhD in economics (Basel) and post-grad degrees in a.o. blockchain technologies (Barcelona) and Social Innovation (Cambridge) and various professional designations.
Dr Fiole volunteers in various high-end professional bodies, and writes and speaks on governance in finance and blockchain. Deeply international, he has 20+ years of substantial private exposure to China. Eelco is the 2022 recipient of the Inspirational Leader Award of CFA Institute.
NFTs #blockchain #BigTech #embeddedfinance #socialmedia
Tracking innovations by consumer brands with emerging Tech, is one of Rick Huckstep`s latest interests. Listen to our conversation about emerging Technologies that are shaping the future of the Internet and business.
Rick Huckstep https://rickhuckstep.com is a speaker, advisor, and investor. He looks for clues in what's happening today to better understand what's coming tomorrow and how these changes will impact our digital lives. Rick writes a weekly newsletter called Wiser! about the tech economy and has a podcast called Big Tech Little Tech. If you're interested in learning more about Rick's work, you can find him at rickhuckstep.com.
CBDC #digital #fintech #money
There are more than a dozen anti-CBDC arguments floating around. From the innocent Money is already digital, why do we need CBDCs to the Orwellian ones like The government will control what buy. Richard Turrin author of “Cashless - China’s Digital Currency Revolution” who lives in Shanghai and follows and curates for us, all global developments around CBDCs, is a frequent guest on Conversations & Insights. Enjoy the anti-CBDC highlights we have chosen and Rich Turrin`s explanations.
RichTurrin is the international best-selling author of “Cashless - China’s DigitalCurrency Revolution” and “Innovation Lab Excellence.” He is Onalytica’s number4 rated global fintech Influencer and an award-winning executive previouslyheading fintech teams at IBM following a twenty-year career in investmentbanking. Living in Shanghai for the lastdecade, Rich experienced China going cashless first-hand.
Website: RichTurrin.com
Linkedin: https://www.linkedin.com/in/turrin/
fintech #Singapore #SFF
Fresh takeaways from the 7th Singapore Fintech Festival 2022 (SFF) a few days from the co-founder of the official Knowledge Partner of SFF2022, Tram Anh Nguyen. We discuss the atmosphere, the dominant thematics, what has changed, and what the future holds. The theme this year was Building Resilient Business Models amid Volatility and Change.
Tram Anh Nguyen https://www.linkedin.com/in/tramanhnguyen9/
CFTE - https://courses.cfte.education/
Official Knowledge Partner of SFF2022 https://courses.cfte.education/cfte-fintech-brain-power-singapore-fintech-festival/
SFF https://www.fintechfestival.sg/
Bio:
Tram Anh Nguyen is the co-founder of CFTE, based in the UK, setup in 2017, one of the fastest-growing knowledge platforms in Fintech and Digital Finance.
She serves as an advisory board member and a NED on several companies. She has co-authored CFTE's Global Fintech Job Report Book and the Blockchain Job Report. She is also the Entrepreneurship Expert Saïd Business School, Oxford, also is an Industry Fellow of Imperial College. Tram Anh is an advocate of lifelong learning and believes that continuous education is the best tool to help people adapt to a fast-changing world.
#cash #digital #payments #Fintech
CashTech, believe it or not, is an emerging Fintech ecosystem globally. Cash is increasing but cash payments are declining.
I discuss CashTech with the founder and CEO of the Swiss-based CashTech Sonect, Sandipan Chakraborty. He also shares insights and takeaways from the recent Future of Cash conference in Madrid.
Sandipan Chakraborty - https://www.linkedin.com/in/sandipanchakraborty/?originalSubdomain=ch
Sonect - www.sonect.net
The future of Cash https://thefutureofcash.com/
Sandipan is the founder and CEO of SONECT. Prior to founding SONECT, he spent well over a decade at Credit Suisse in various management roles and specializes in payments, core banking and regulatory compliance. He is an engineer by education and passionate about new technology. He believes technology change management is necessary to adapt any human behavior particularly in the space of payments.
microsoftoffice #analytics #fintech
The power of predictive analytics in the Investment space is undeniable. Bambu is a new Microsoft ecosystem partner and this prompted my curiosity to discover more use cases within the Microsoft ecosystem.
Capital Markets is no low-hanging fruit within financial services and its digitalization requires in-depth expertise.
I discuss these topics with Ruchi Nanda, an Industry Advisor in the US Capital Markets business at Microsoft.
Ruchi Nanda is an Industry Advisor in the US Capital Markets business at Microsoft where she helps business and technology executives in the industry digitally transform their firms using advanced software. Her areas of specialization include wealth management, market infrastructure, and regulatory compliance.
I am a #Microsoft partner.
DEI #finance #technology
If you can’t measure it, you can’t improve it.
Imagine if the financial industry events and the voices in financial media, truly reflected the diversity of society. DEI (Diversity, Equity, and Inclusion) must be measured and we can choose to become accountable and transparent about our intentional practices.
Sonya Dreizler, is the co-founder of Choir,a US-based tech platform that aims to empower and lift voices of women, people of color, non-binary folks, in our industry that white men traditionally dominate.
Event organizers can become ChoirCertified, experts can choose to sign the Choir Pledge and be profiled as a Voice on the tech platform.
Choirs and orchestras are all about diversity and harmony.
Sonya Dreizler https://www.linkedin.com/in/sdreizler/
Choir https://hellochoir.com/
Sonya Dreizler is the co-founder of financial services diversity tech platform Choir. She is a sought after speaker for national financial services conferences, writes for Morningstar, and is the author of the acclaimed Do Better Series about sexual harassment, assault, and discrimination in financial services.
She is a former financial services CEO with two decades of industry experience. She spent 13 years at Protected Investors of America, a boutique Broker Dealer and SEC registered Investment Adviser.
sustainability #insurtech #AI
If you believe that insurance is boring, then you will change your mind after listening to our conversation with Sabine VanderLinden, the Insurtech Queen.
We talk about the risks that are increasing like climate-related risks and the new risks like cloud outages and supply chain disruptions, that need to be insured. We talk about the new business models in insurance which are following the footsteps of those in Banking.
In the second part of our conversation, we discuss Sabine`s takeaways from the largest insurtech event, ITC 22 in Las Vegas. She organized an event on Commercial Sustainability at ITC and shares with us insights-
Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, and commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers and accelerating over 150 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, and an investor, and multi-award winner.
Twitter: SabineVdL
LinkedIn: Sabine VanderLinden
Website: www.alchemycrew.com
Website: www.sabinevdl.com
One of the core challenges in the digital transformation of wealth management, is Integration. We discuss this complex topic with the founder and CEO of Ezra Group, Craig Iskowitz, with a focus on their newly launched WealthTech Integration Scoring which ranks an application’s ability to integrate with other applications.
The digitalization of the wealth management industry with all its stakeholders and the breadth of products and services, is no low-hanging fruit. The world of broker-dealers, banks, asset managers, independent financial advisors, tech vendors is a dynamic and complex ecosystem. The trend is toward Embedded Wealth, so how do we get there?
Craig Iskowitz https://www.linkedin.com/in/craigiskowitz/ is a business and technology strategy consultant who is a recognized expert on fee-based advisory platforms and wealth management technology. He is the CEO and founder of Ezra Group www.ezragroupllc.com, a strategy consulting firm providing technology and business advice to banks, broker-dealers, asset managers, private equity and fintech firms.
Craig also publishes WealthTech Today, a blog and podcast https://wealthtechtoday.com/ .
metaverse #social #NFT #blockchain
The vision of an Open Metaverse includes six main characteristics.
Consumer and enterprise brands should experiment with the potential of the future immersive internet. This blue ocean will shape the future of many industries.
A discussion with Dr Mark Van Rijmenan from Sydney about his new book: Step into the Metaverse: How the Immersive Internet Will Unlock a Trillion-Dollar Social Economy
Dr Mark Van Rijmenan https://www.linkedin.com/in/markvanri...
Dr Mark Van Rijmenam is The Digital Speaker. He is a future tech strategist who thinks about how technology changes organisations, society and the metaverse. Dr Markvan Rijmenam is an international keynote speaker, 4x author and entrepreneur.He is the founder of Datafloq and the author of the book published by Wiley on the metaverse: Step into the Metaverse: How the Immersive Internet Will Unlock a Trillion-Dollar Social Economy detailing what the metaverse is and how organizations and consumers can benefit from the immersive internet.
He is the publisher of the ‘f(x) = e^x‘ newsletter, read by thousands of executives, on the future of work and the organization of tomorrow. The Digital Speaker has spoken in 25 countries across the globe and collectively inspired over 100.000managers, directors and C-level executives.
innovation #digitaltransformation #leadership
A cross-industry must listen to understand deep transformation for leaders and their teams.
Most transformation initiatives in business and at a personal level, fizzle away. Iris Welten sat in the hot seat at the C-suite and CEO level and shares with us her insights from her personal deep transformation and how she helps leaders at the top of businesses and their teams to deeply transform. We are talking at the Neural Patterns level, the infrastructure level.
Iris Maria Welten https://www.linkedin.com/in/iris-welt... is Chair and Board member of several companies as well as co-founder of the consulting firm Welten & Welten AG in Switzerland. She is a Responsible Leadership coach focused on transforming life patterns for a happier and more successful life. Further, she teaches at the University of Applied Sciences Bern Corporate Governance.
Her profound experience includes international capital markets, leadership of 8 country representatives, broad industry experience (6 industries) and the management of 9 units. In addition, she is well connected economically as well as politically (communal, state and federal level). She worked in Munich, Miami, Hong Kong and New York for large stock exchange listed companies in leading Group Corporate functions as well as CEO.
Are all these verticals GameFi, DeFi, and SocialFi, integral parts of the Metaverse? Why should we get rid of Play-To-Earn category and replace it with Play & Earn? How will sustainable tokenomics really enable the shift to the Web3.0 ethos, which is about empowering the creator economy?
In this episode, Arun Krishnamumar shares his insights on these topics. He believes that Gamefi is the growth hack for Web3 and shares with us his excitement around the innovations that are being built during this crypto downturn.
Arun Krishnamumar (https://www.linkedin.com/in/arunkumar...) is the Chief Strategy Officer at Bullieverse (https://bullieverse.com/). He is a web3 strategy expert, author, and investor, with 20 years of technology and financial services experience. Arun has also founded, raised and deployed two VC funds and holds a few board positions. He has had a career within global organisations such as Barclays Capital and PwC.
Arun has published two books - "Quantum Computing and Blockchain in Business" where he explored the synergies and areas of collision between the two technologies, and "Restartup" which is a crisis management strategy guide for venture founders.
sustainability #ESG #netzero
The complexities of NetZero journeys are real and people need to be up-skilled to be able to execute their strategic goals. In this episode, we discuss these topics with Helene Li, Top voice in Sustainability & Impact in the APAC region. We also touch on Greenwashing, Cop27, and the current macroeconomic environment.
Helene Li ( https://www.linkedin.com/in/helene-li... ) is the CEO and co-founder of Go Impact Capital Partners ( https://goimpact.today/home ) , and Co-Chair of Sustainability & ESG Action CouncilCo-Chair of the Association of Family Offices in Asia. She is a leading voice on Sustainable Finance, DigitalTransformation and Fintech, TEDx Speaker, Top Financial Services Influencer in APAC, (Refinitiv), Top 2 Sustainable Finance Influencer globally (Onalytica).
WeChat #China #fintech #SuperApp
Mini-programs and the ecosystem design of WeChat, are unique. We discuss these and other differentiations of the WeChat journey (which continues) with Kevin through several examples and juxtapositions to the Western apps and BigTech companies.
Are SuperApps going to make it in other parts of the world?
Kevin Shimota was the global head of marketing and partnerships at WeChat (2016-2019) and has just published a book on this topic.
The world envies the business model that was born in China and baptized SuperApp in the West. In this episode, we also touch upon Tencent`s strengths that WeChat continues to leverage.
We now have the technology to link finance with the real economy in a sustainable way. The flow of money can be connected with the flow of things, business process and people in a cost efficient way. We can create networks that enable trust in new places in supply chains. Professor Warwick Powells clarity on these topics is captivating. In the second half of our discussion we discuss about Chinas adoption of these tech architectures and its strategic commitment to Blockchain technology.
Warwick Powel joins us from Brisbane Australia - https://www.linkedin.com/in/warwickpowell/
His upcoming book is “China, Trust and Digital Supply Chains: Dynamics of a Zero Trust World” - September 2022.
bitcoin #derivaives #leverage #Satoshi
Description: A derivative of anything is not real thing. But if we can create infinite derivatives of that real and precious thing, then we are undermining its scarcity. Welcome to the wonderful world of derivatives and to the sad reealization of the erdication of Bitcoin scarcity.
In discussion with Jonny Fry on CyberFM, about my article Slaying the myth of Bitcoin scarcity https://medium.datadriveninvestor.com/slaying-the-myth-of-bitcoin-scarcity-8ac60ac0f7ac?source=social.tw
Jonny Fry - CEO of TeamBlockchain https://www.linkedin.com/in/jonnyfry/
James Tylee- founder of CyberFM radio https://www.linkedin.com/in/jtylee/
CyberFM radio - https://www.cyberfmradio.com/
digitaltransformation #innovation #digital
The role of humans in the Deep Digital Transformation required to build a sustainable and resilient business, is ever more important. In this episode, we talk about Digital Maturity from the mindset point of view. We highlight the broken customer journey in financial services, the shift in values of Millenials, Gen Z and Gen A.
Kamales Lardi, believes that the future of business is not just about your company and you're offering to customers, it is an ecosystem, a collaborative and co-optive environment which includes suppliers, partners and employees, rather than a competitive one. This is one of several points that she discusses extensively in her upcoming book to be published by Wiley.
Kamales Lardi is a leading emerging technology professional who has recently been appointed as MD for Switzerland for Valtech.
Web3 #NFT #fintech
In this episode, we believe we will inspire you as we discuss what is being built in the Metaverse with one of the recently immortalized Crypto Goddesses.
Extraordinary women are building purposeful businesses that use cutting technologies and Caroline Hughes is one of them. We cover fashion, art, and fintech in the metaverse.
Caroline Hughes is the CEO and co-founder of Lifetise, a Web 3 consumer fintech in the metaverse where people can plan and visualize their goals.
She is a Tech lawyer by training.
She an activator in SheEO, a global community of radically generous women transforming the way we fund, support and celebrate women-led Ventures working on purposeful business ventures.
She is also included in the Crypto Goddess and God community (CG) of 1,000 thought leaders across finance, fintech and web3 featured in 1 of 1 rare portrait NFTs.
Caroline Hughes - https://www.linkedin.com/in/caroline-...
Lifetise - https://lifetise.com/
SheEO - https://sheeo.world/
metaverse #VR #AR #banking
In this episode, we talk about real examples in the Metaverse, the areas that are being currently developed, and the need for all of us to get involved in shaping this new world with the newly appointed Dean & Partner of the Metaverse Academy in Switzerland.
A fresh and exciting discussion to get an up to date overview of the developments in the Metaverse.
Dr. Martha Boeckenfeld's energy and passion for innovation and customer-centricity are contagious. From being the CEO of Kleinwort Benson and spending 20 yrs in insurance and banking, she is now the Dean & Partner of the Metaverse Academy in Switzerland.
Dr. Martha Boeckenfeld - https://www.linkedin.com/in/dr-martha...
Metaverse Academy - https://www.metaverse-academy.ch/
metaverse #artificialintelligence #arbitration
A delightful and thoughtful perspective on the reality we can build through the Metaverse by Law Professor Crenguta Leaua. As a specialist in international arbitration and New Technology law, Professor Crenguta Leaua, shares her thoughts on arbitration in an AI-driven world, and her takeaways from the events in Davos during the WEF2022.
In the second part of our discussion, she animates her alternative thinking on the Metaverse, which she has presented during the 2022 European conference on international arbitration and is the topic of her Long article:
The Greek Gods and the Metaverse: Legal Order in the Layered Universe
Defi #crypto #governance
The meltdown of Terra`s algorithmic stablecoin , Celsius, and the systemic risk that emerged, is evidence of the lack of Governance in the Defi space. We discuss with Dr. Eelco Fiole, a frequent guest on my channel, the kind of Governance that is lacking and that has been ignored at the expense of the entire ecosystem. We are witnessing a monumental value destruction as a result.
Dr. Eelco Fiole https://www.linkedin.com/in/fiole/
Alpha Governance Partners - https://www.alpha-gp.com/
fintech #NLP #data
A discussion about deploying tech stacks to build human-centric relationships. Highlighting technologies that enable employees to be compassionate when communicating with customers or with other employees. Using examples in the loan space and beyond.
Sandeep Mangaraj is a Microsoft executive and author of a recent blog on “AI-driven compassionate lending” which is what prompted this discussion.
Sandeep Mangaraj https://www.linkedin.com/in/smangaraj/
Read the Blog article here: https://cloudblogs.microsoft.com/industry-blog/microsoft-in-business/financial-services/2022/04/12/ai-driven-compassionate-lending-better-for-banks-and-customers/
regulation #blockchain #digitalfinance
Regtech speaks voice sheds light to EU Digital Finance & Blockchain policies
In this video, I am discussing with the person that played an instrumental role in the EU Blockchain resolution of the European parliament, 7 years ago!
Dimitrios Psarrakis is a Regtech influential voice. We talk about MICA, the Digital Finance Strategy of the EU, DLT Pilot regime, and the new AML Regime of the EU, including the Transfer of Funds regulation for crypto-assets.
Dimitrios is co-chair of the Finance working group at INATBA – the international association for Trusted Blockchain applications
He is also Head of EU & Financial Strategy at XReg Consulting
payments #women #finance
A discussion with the leaders of the Research section of the European Women Payment Network (EWPN), about their findings and insights. They bring a unique perspective and approach by combining expertise in Anthropology, Innovation, and Economics.
Dr. Anette Broløs and Dr. Erin Taylor share their insights on the history of female finance, the current needs and trends, and the business opportunities.
EWPN - https://ewpn.eu/
metaverse #VR #AR
Since Zuckerberg rebranded Facebook to Meta, the Metaverse is trending but everybody has their own understanding of it.
By discussing what the Metaverse is now, and how it relates to Crypto, Web3, gaming, AR & VR; we can understand it better.
An in-depth discussion on these topics with Chris Gledhill, a UK-based Fintech influencer, entrepreneur, futurist, and gamer who currently delivers workshops about the Metaverse.
digitaltwins #metaverse #AI
Imagine a world that values Digital Assets at least equally as Physical Assets, if not more. In that world, Digital Twins of humans will be instrumental. Digital Twins of humans are here already with huge potential for social good and with all the risks and ethical considerations that advanced technologies bring.
John Blicq works at the National Australia Bank (NAB) in innovation and has been thinking about Digital Twins over the past 5 years and their disruptive potential in Insurance, banking and wealth management. He is the author of the book Digital Twins The Next Human Revolution : that Will Disrupt The Financial Services
An exciting discussion that is an eye-opener for all of us.
AI #smartcities #4IR
Smart Cities are not about plugging sensors everywhere and using algorithms to gain operational efficiencies.
Dinis Guarda is an author, entrepreneur, and creator / innovator, CEO of ztdium and FreedomX. We start our conversation with the recent event he organized in London to launch a Research led by ztudium and in collaboration with Durham University
Blueprint for #SmartCities https://prn.to/3DiUtNr
Dinis Guarda https://www.linkedin.com/in/dinisguarda/
AI #fintech #Techforgood
Wholistic and purposeful living in the machine world, is a choice. The intention to use any of the advanced technologies of the 4IR - AI, blockchain, IOT, etc - beyond efficiencies, is the only way to create a better and fairer world.
The delightful discussion with Theo Lau, co-author of Beyond Good, is energizing and inspiring. Money has a moral voice and intention matters more than you think.
Theo Lau is the co-founder of Unconventional Ventures, a recognized global Fintech Influencer, and the co.host of the podcast One Vision
Theo Lau - https://www.linkedin.com/in/theodoralau/
Beyond Good - https://www.beyondgoodbook.com/
Artificial Intelligence in Financial Services - https://www.henrystewartpublications....
One Vision - https://open.spotify.com/show/3UqfgQXXfnB6vwnnkwyeZq
opensource #blockchain #DLT
Sandra has been in the spotlight as Digital Asset advocacy has come to the spotlight, especially in the US. I had to reach out to her after she testified in the US Senate and after the Biden EO.
Sandra Ro is the CEO of the global non-profit industry organization GBBC - Global Blockchain Business Council. She is a wonderful, warm person whose drive has always been to use technology to solve big problems.
Sandra Ro - https://www.linkedin.com/in/sandraro/
GBBC - Global Blockchain Business Council is a non-profit industry organization - https://gbbcouncil.org/
cybersecurity #hackers #genderdiversity
She strongly believes that we are all less safe in Cybersecurity, as we are failing to attract and retain women in Cyber.
Jane Frankland is an author, entrepreneur, and a top Cybersecurity influencer. We not only discuss facts & figures in the growing cyberspace, but what I feel are Hacks to keep up with the challenges. Jane is also the founder of the INSecurity movement and a new platform - TheSource.
Jane Frankland`s website https://jane-frankland.com/
INSecurity (book) https://jane-frankland.com/in-security/
The Source - the new platform: https://jane-frankland.mykajabi.com/thesource-optin
payments #sanctions #digital
The complexity of non-card payments is unimaginable to most and even to financial services professionals from areas like investment banking. Oscar Neira is a payments expert based in Switzerland with tons of experience and a passion for this core economic activity.
The topic of payments systems and rails is hot right now with the scaled embargo against Russia. The world is starting to realize that there is more than SWIFT.
A great discussion. Everyone will learn something from listening to Oscar.
Oscar Neira is the Editor of MoneyToday.ch
Linkedin https://www.linkedin.com/in/oscarneira/
tokenization #investing #privatemarkets
The digitalization and democratization of private markets or the so-called Alternative assets class, has started and tokenization is already playing an important role in this process.
In this webinar, we will look at these developments and the opportunities for investors.
Our panelists bring valuable insights from different angles.
-
Victor Jung, Head of Distribution and Liquid Private Markets Asia at Partners Group, a leading global private markets player joining us from Singapore
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Darius Liu, Co-Founder and Chief Strategy Officer at ADDX, one of the top MAS regulated Tokenization apps
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Francois Botha, Founder and CEO of Simple, an insights lab focused on private investors and family offices, who is joining us from Copenhagen
You can also read more about ADDX (the sponsor of this webinar) in my post
Ìs ADDY the Betterment of the private markets?
https://efipm.medium.com/is-addx-the-...
ADDX - https://apps.apple.com/app/id15653149...
If you are interested in sponsoring a webinar in the #WealthTech Talks Series, contact me directly.
AI #NFTs #gamification
Nicolas Babin is a veteran of digital innovations from email, GPS systems, robotics with AI, and more. He co-created the first robotic dog with artificial intelligence at Sony – AIBO. We talk about his passion in new technologies, gamification and even NFTs.
Nicolas Babin https://en.wikipedia.org/wiki/Nicolas...
https://www.linkedin.com/in/nicolasba...
https://twitter.com/Nicochan33
Author of `The talking dog: Immersion in new technologies`` https://www.amazon.com/talking-dog-Im...
Mentions: Origyn foundation https://www.origyn.ch/en/
fintech #leadership #breakthebias
Lets not forger that Technology is designed and implemented by people.
Before listening to my conversation with Barb McLean, listen to her choice of a song that aligns with the spirit of our conversation.
ABBA - The way old friends do
https://music.apple.com/ca/album/the-...
Barb is a VP at Celero Solutuons.
She created the Fintech playlist which is a free weekly inspirational curation of Fintech articles which she reads and combines with a song.
Barb's Fintech newsletter: https://twitter.com/barbmaclean?t=4qkTKHjBj1YXFHA0M90VYg&s=09
inclusion #fintech #CBDC
We talk about Financial inclusion, Infrastructure, and CBDCs with globetrotter and entrepreneur Telly Valerie Onu who is based a St. Kitts and Nevis native. Telly is currently spearheading the non-profit Bantu Blockchain Foundation. She brings unique perspectives on Digital Transformation.
Telly Valerie Onu https://www.linkedin.com/in/tvonu/det...
Bantu Blockchain Foundation https://bantufoundation.org/
fintech #openbanking #opendata
Anna is excited about the shift from the Open Banking business model, to an Open finance business model and an Open Data Ecosystem business model. In our conversation, she shares her insights from her fieldwork in the MENA region and her advisory role to Truffle Capital, a Fintech VC and incubator. She is a payments, open banking Fintech specialist with broad experience and a delightful passion for tech innovation.
Some of the companies that she mentioned are:
BNPL: Postpay, Tamara, Tabby, Spotii
Digital currency/blockchain: Wadzpay
Open Banking: Spire Tech, Tarabut Gateway, Dapi, Lean
Payments in Africa: Flutterwave, Cellulant, Paga
Anna Maj is the Founder & CEO CreativeLink connecting dots in banking and payments, Senior Advisor at Truffle Capital as well as Expert at the European Innovation Council.
She also teaches two courses at the CFTE – Centre for Finance, Technology & Entrepreneurship in London Open Banking and Platforms in Finance https://courses.cfte.education/open-b...
Conversational AI in Banking – from Chatbots to Virtual Assistants https://courses.cfte.education/conver...
Anna Maj https://www.linkedin.com/in/anna-maj-...
Truffle Capital - a Fintech VC and incubator - https://www.truffle.com/en
AI #fintech #reskilling
The rise of automation and artificial intelligence in financial services is unstoppable. David Shrier was the godfather of the first Fintech course globally, at MIT.
He firmly believes in a systems thinking approach.
In our conversation he shares insights from his latest book, his edtech ESME Learning (which recently received fresh funding) and his Fintech experience.
Augmenting your Career: How to win at Work in the Age of AI - https://www.hachette.co.uk/titles/dav...
David Shrier https://www.linkedin.com/in/david-shr...
David Shrier books https://davidshrier.com/books
Esme learning https://esmelearning.com/
crypto #exchanges #regulation
I discuss the institutional adoption wave in crypto with Mel Tsiaprazis, Bitstamp`s Chief Commercial Officer. @Bitstamp has seen it all, as it is the oldest crypto exchange and self-regulated from the early days.
https://www.linkedin.com/in/meltsiapr...
Bitstamp https://www.bitstamp.net/
Bitstamp is hosting industry experts from Asia to share their insights about crypto markets.
Experts from Copper (custody), Zebedee (Bitcoin play to earn), Bitstamp, and PWC (crypto leader)
Free registration Feb 16 at 2pm Singapore time
https://bitstamp.zoom.us/webinar/regi...
00:00 Introduction
03:30 Who are the Institutionals?
06:10 Their top concerns
08:07 Geographical differences and trends
10:59 Regulatory issues
14:29 How has Bitstamps business changed?
16:10 Mels crypto books reading suggestions
AI #Technology #Economy
Technosocialism is the way the authors of the new book The Rise of Technosocialism suggest we tackle the complex large-scale problems that are facing humanity - Inequality, AI, and Climate.
In this episode, I discuss new concepts with futurist Brett King for our socio-economic future.
Brett King https://www.linkedin.com/in/brettking/
The Rise of Technosocialism https://riseoftechnosocialism.com/
Esg #sustainability #finance
Change is in the air and everywhere. A delightful discussion with Sustainability expert Karen Wendt on SDGs, ESG, Impact investing and finance
blockchain #tokenization #greenfinance
A discussion at the intersection of Fintech, SDGs, and Digital Payments with
Benedicte Nolens, currently the Head of the BIS Innovation Hub in Hong Kong. We caught up to discuss the latest BIS research papers that look at blockchain use cases for tokenized Green bonds.
Benedicte Nolens https://www.linkedin.com/in/benedicte...
BIS recent papers:
-- BIS Innovation Hub and HKMA investigate how Tokenized green bonds can improve sustainable investment - https://www.bis.org/press/p210824.htm
blockchain #governance #tokenization
We don't talk enough about Governance and we are just starting to admit it. Whether it is in the context of ESG investing or AI or Blockchain uses cases.
Dr. Eelco Fiole is the perfect person to discuss these topics as he teaches Ethics and has been focused on Governance in the investment world and now brings his expertise in the Blockchain world.
In this episode, we discuss Governance issues around Tokenization.
Dr. Eelco Fiole https://www.linkedin.com/in/fiole/
Alpha Governance Partners - https://www.alpha-gp.com/
Mentions:
blockchain-for-good, award-winning AIDONIC https://my.aidonic.i
DEV protocol https://www.devprotocol.io/
ecosystems #fintech #susasummit2021
The South African Singularity U Summit 2021 was one of the largest African thought leadership, innovation and technology events on the continent, focussed on driving positive change and exponential growth. The event was focused on a variety of topics (leadership and investment, artificial intelligence, crypto/blockchain, biotechnology, future of banking, scaling, ESG, 5g, cybersecurity, scaling, social impact, food security, education, NFT’s (nonfungible tokens), gaming, virtual and augmented reality, robotics, 3D printing, space, digital marketing (SEO, Online Ads, Social) and DEFI (decentralized finance).
I had the pleasure of sharing my latest thinking on the forces that are transforming Financial Services.
artificialintelligence #ai #innovation
The case of using algorithms to evaluate businesses using technology to innovate. A discussion with Federico Carrasco the founder and CEO of Graypes, a Swiss company, focused on deploying algorithms to provide a standardized and transparent scoring mechanism.
Federico Carrasco - https://www.linkedin.com/in/carrascof...
Graypes - https://graypes.com/index.html
money #fintech #blockchain
This is an excerpt from a one hour talk I gave for the 6th cohort of the Unit Masters program for professionals from all kinds of businesses that are interested in the disruptive potential of Blockchain. unitmasters.org
Money 20/20, Amsterdam — Day 2.
A live chat with Jonathan Camilleri Browman, CEO of Sekuritance, about onboarding clients, tracing transactions, identifying fraud when offering crypto services from a crypto company or a traditional financial services company.
Jonathan was the CTO of OpenPayd and understands the payments space.
Linkedin https://www.linkedin.com/in/joncbowman/
Sekuritance https://www.sekuritance.com/
payments #CBDC #fintech
A live chat with Jason Mikula, at the First physical Fintech event in Amerstdam Money2020.
Jason Mikula publishes one of the top Substack Fintech newsletters
https://fintechbusinessweekly.substac...
talks about digital banking trends in the US and Europe.
Linkedin https://www.linkedin.com/in/jasonmikula/
https://www.money2020.com/
financialInclusion #fintech #SDGs
An Inclusive Financial System goes beyond reducing the number of people with no bank accounts or with no access to credit & investment opportunities.
This long but colourful discussion with Theo Lau from DC and Richard Turrin from Shanghai touch on the complexity and the nuances of the topic.
We were prompted to get together and cover the topic, after reading the WEF paper on Shared principles for an inclusive financial system
cryptocurrency #money #fintech
A spicy discussion with Prof. Alexander Lipton who is deeply involved in financial innovation, specifically in Money & Economic matters. He is the cofounder of Sila (Saas, Payments), Connection Science Fellow at MIT Science Connection, professor at the Hebrew University in Jerusalem, co-author of two new books.
Mathematics, Technology, and Economics, A. Lipton & Adrien Treccani
(July 2021)
https://www.worldscientific.com/world...
Building the New Economy
Data as Capital, By Alex Pentland, Alexander Lipton, Thomas Hardjono (Oct 2021)
https://mitpress.mit.edu/books/buildi...
platform #ecosystem #openbanking
A discussion with Fransesco Burelli partner at Arkwright Consulting about Platforms, Ecosystems. The importance of understanding the difference between partnerships, platforms and ecosystems; what the market is valuing and what client digitalization journeys are being built as we speak.
Stablecoins #decentralized #poverty
Marco Barbosa https://www.linkedin.com/in/marcopsba... is a Forbes 30under30 serial social entrepreneur out of Portugal.
ImpactMarket https://www.impactmarket.com/ is his current venture, built on Celo. A decentralized Universal Basic income design fighting poverty globally, for people in the Venezuelan slums all the way to people in need in the Philippines.
banking #fintech #CX
A short & juicy chat with Paolo Sironi about the difference in financial services between Outputs & Outcomes.
Now that access to technology is democratised, the key to succeeding during the Ecosystem platform revolution lies in the ability to offer personalised & contextualised outcomes.
Paolo Sironi is a prolific author https://www.thepsironi.com/ and the Global Research lead at IBM in Banking. https://www.linkedin.com/in/thepsironi/
technology #fintech #blockchain
Insights with a genuine cross-cultural perspective around China`s Blockchain Service Network, its digital strategy and more. A discussion with
Dr. Hans-Joerg Weger ( https://www.linkedin.com/in/hjweber/ ) a German economist working in Shanghai with more than 20 years of cross-cultural business experience and a focus on the intersection of international relations, technology and education.
Hans-Joerg Weber is the host of the "Over a cup of coffee with HJ" podcast focused on cross cultural broadcasting directly from Shanghai.
blockchain #decentralization #consensus
An interview with Roberto Capodieci, founder of the Blockchain Zoo, a technology implementation company based in Singapore focused on non-financial applications of blockchain - e.g. document management, identity etc.
https://www.linkedin.com/in/decbc/
Download the first volume of the "the journey toward decentralization" series here: https://bcz.bz/vol1
Get the physical book, or the Kindle edition, here
https://www.amazon.com/ZooBC-Roberto-...
Check out the Internet time http://www.swatchclock.com/
investments #fintech #fractionalization
An interview with Oi Yee Choo, the Chief Commercial Officer of ADDX. An innovator based in Singapore, bringing more transparency and improving access to a wide range of investment opportunities in private markets.
ADDX — https://apps.apple.com/app/id1565314912?mt=8
Oi Yee Choo — https://www.linkedin.com/in/oi-yee-choo-a6b9732/
My interview with Jason Cao, President of Huwaeis Global Financial Services Business Unit about Inclusive Finance and Huwaeis stance and impact on this front.
During the Huwaei Global Financial Services Summit in Shanghai with the theme “Accelerate Financial Digitalization, New Value Together”
https://e.huawei.com/topic/2021-event-fsi-summit/en-ap/index.html
Defi #stablecoins #CELO
Ashley Taylor is one of the first employees of Consensys and a young entrepreneur with already a very diverse experience. She is a social entrepreneur at heart who is heading business development at ReSource Network. A decentralized mutual business credit venture built on the mobile first Celo protocol.
technology #innovation #antifragility
Navroop Sadhev is on a mission to create a global network of individuals and initiatives that are involved in the Intersection of all the future technologies and the future of our Global Economy which has to be more human-centered and anti-fragile.
She is the founder of the Digital Economist.
SDGs #blockchain #climate
An enriching discussion with Katherine Foster - https://www.linkedin.com/in/katherine... - whose unique and diverse experience has led her to be involved in important initiatives at the nexus of technology, climate, Sustainable development, Green finance and impact.
tech4good #SDGs #open
An interview with the co-founder of the Social Alpha Foundation, Nydia Zhang, a not-for-profit foundation that is now nearly 4yrs old. The Social Alpha Foundation awards grants as you will hear and have been recently involved in the landmark fundraising event of the Open Earth Foundation. Although this interview was in mid-2018, it is relevant as I recently interviewed Katherine Foster who is the strategic officer of the Open Earth Foundation
financialinclusion #fintech #Asia
A great discussion with Neha Mehta, founder of FemTech Partners and UNDP SDG expert. Her activities in Southeast Asia are focused on financial inclusion with an ecosystem approach. She has built bridges with the UK fintech ecosystem and with corporates who engage with her as a local partner for their CSR objectives.
artficialintelligence #AML #data
Simon Moss is the CEO of Symphony AyasdiAI, a 10-year-old company that started out of Stanford`s math lab and has a laser focus on transparency and discovery. A native AI enterprise solution provider that is one of the few that is walking the talk of AI.
https://www.linkedin.com/in/simoss/
References mentioned during the podcast:
https://www.ayasdi.com/ayasdiai-model...
https://www.ayasdi.com/ai-regulated-i...
https://www.ayasdi.com/
Disclaimer: Efi Pylarinou Advisory has no commercial relationship with the company and the professional that is being interviewed.
ETF #innovation #fintech
A discussion with Dan Weiskopf
(https://www.linkedin.com/in/dan-weisk...), the ETF Strategist for the ETF Think Tank (https://www.etfthinktank.com/) and a portfolio manager at Toroso Asset mgt. ( http://torosoinv.com/ ) which amongst other financial products, they actively manage the largest blockchain ETF, $BLOK.
fintech #SocieteGeneral #digital
Talking to Claire Calmejane, the Chief Innovation Officer at Societe General, about her passion for technology, innovation, and supporting women.
https://www.linkedin.com/in/clairecal...
longevity #heathcare #fintech
A discussion with Dr. Ira Sobel on Robo retirement, Retirement planning for all, investing in aging for financial institutions, healthcare institutions, and innovation.
https://www.linkedin.com/in/dr-ira-sobel-b314a/
Dr. Ira is the founder of https://www.fintech4longevity.com/ a consultancy focused on redefining through research and innovation, the relationship of aging, longevity, healthcare and financial institutions.
banking #digital #fintech
A conversation with Chris Skinner whose influence in the Fintech industry needs no introduction as he is the author of 16 books around digital transformation.
https://thefinanser.com/
blockchain #fintech #fintechinsights
Description: An update on user & product growth, funding news, pilots, and regulatory topics of the companies profiled in the report Blockchain's impact on asset & wealth management
https://thewealthmosaic.docsend.com/view/cv8vmwrg6xq6tmne
A discussion with Helene Li
https://www.linkedin.com/in/helene-li... Co-founder of GoImpact, general manager of the Fintech Association of Hong Kong and Global Sustainability influencer. With a focus on the changing narratives around sustainability and impact. Her insights from GoImpact`s educational activities in Asia and the needs of institutional investors.
fintech #investing
fintech #financialinclusion #blockchain
A discussion with Sofie Blakstad
( https://www.linkedin.com/in/sofie-bla... ), founder and CEO of hiveonline https://www.hivenetwork.online/
which is a thriving Fintech use case of financial inclusion. Hiveonline helps communities of unbanked micro-entrepreneurs in Africa by using blockchain in innovative ways.
Sofie was named the Humanitarian ladyin the Swashbucklers 2020 by Fintech Finance
https://www.fintechf.com/homebox/fint...
We spoke also about the recently released report
The Next Generation Humanitarian Distributed Platform Report by hiveonline, The Danish Red Cross and Mercy Corps which discusses the benefits of DLT for aid organizations and donors.
Link to report: https://www.hivenetwork.online/blockc...
fintech #innovation #digitalization
Spiros Margaris needs no introduction in the Fintech space. He holds consistently top rankings on several influencer lists. He is an advisor to two Fintech unicorns and several other innovative grownup companies.
In this episode, we discuss the stage we are at in the innovation cycle, the differentiating factors going forward, systemic risks, and the challenges regulators face.
artificialintelligence #cybersecurity #governance
George Zarkadakis is the Digital Lead at Willis Towers Watson and Senior Fellow at Atlantic Council. We spoke about Artificial Intelligence, the future of work, Data Trusts, and his new book Cyber Republic, Reinventing Democracy in the Age of Intelligent Machines
blockchain #spirituality #Ubuntu
Mamadou Kwidjin Toure is the founder of the Ubuntu Tribe and foundation. He is an influential person in Africa and well known in the Blockchain space. He is inspired by the wisdom of his ancestors and is spearheading the Ubuntu project which aims to offer technology that integrates a social network, financial services access, and specifically the opportunity to invest in any small denomination into ethically mined Gold.
DeFi #cryprocurrencies #fintech
What is the big deal with DeFi?What kinds of financial services are being offered and how do they differ from the existing ones? Some of the main players and how to get started.