High Performance Property Investment Podcast: Recent Episodes

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TIME CODES BELOW:

00:00
Jacob Introduction - Financial Investment Strategist's ALIC.

00:49
The Background of Damian Brander - Managing Director of The Australian Lending & Investment Centre.

03:35
What right now can people can do to potentially maximise or increase their borrowing capacity?
- Non-Deductible Vs Deductible

03:44
Why Do Australian's Love Property?

06:12
A Strategy For If you have some equity in your principal place of residence.

07:35
The amazing stats and numbers about Australia's offset accounts.

10:34
For investors.. why it doesn't make a lot of sense to do P and I for the first 3-5 years!

11:58
Capitalising on Opportunities when they present themselves.

12:44
What time frames would Damian suggest to review their portfolios? their values and increase their offset facilities.

13:38
70% of the market now is going through a broker as opposed to going through a lender direct.

16:04
How ALIC is able to be ready and available at anytime for their clients.

18:31
Is a discounted rate from the big tier lender a real thing?

21:05
A good discount back in 2006-2007... was 0.9% Why now up to 3%?

22:58
Lenders need to write more lending due to share market demand so they need to pull levers and they're not great about personal relationships.

24:05Online loan discount platforms VS personal relationships bargaining with banks.

26:21
Mining creating jobs but it goes through two phases 1. Investment then 2. Production... which has very few workers. But the mining sector cycle has come round again in QLD in W.A.

30:26
Adding fuel to the demand cycle.

33:40Emotional buyers during covid more than dollars and cents. But now investors are knowing that now is the more aware time of paying the right price.

35:46
The SMSF market now and the banks SMSF background and how a SMSF is a non-recourse loan!

38:23
How a bank will have a lot of trouble forclosing on a SMSF loan!

44:28
Super is forced and comes with a long time horizon, would it be ok to wear a little bit of negative cash flow per week with no, zero compromise on capital growth.

46:53
Some really good investments in superannuation's come down to two types.. Residential or Commercial (pros and cons)

49:29
A SMSF doesn't look at your personal debts?

51:05
We are finding our optimal buying range in Australia at the moment between 400k - 600k, what sort of balance do you need in your SMSF to buy a property in that range?

54:38
Can you combine you and your spouses super together?

56:39
The amount of properties nowadays you are looking at to purchase in order to retire in the long term?

59:36
What's possible... and what's not possible then its up to you to make you final decision.

How to contact Damian and his team at ALIC:

www: https://alic.com.au/
Phone: 1300 ALIC AU
Email: enquiries@alic.com.au

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Wednesday 22nd February 2023

Welcome to Episode 0008 of The Ripehouse Advisory 'High Performance Property Investment' Podcast!

As a property investor for now 20 years, former owner of 'Australian Property Investor' magazine and CEO of Ripehouse Advisory, it's my privilege to be able to join this platform after so many years.

It's also an honor to have the chance to sit down with the best in the business.

So wherever you are in the world tuning in.. click play on the podcast and enjoy!

This weeks special guest 'Harry Goldberg' from 'Purpose Advisory'

Make sure to check out what Harry and his team to do over at: https://purposeadvisory.com.au/

[00:00]

Jacob – Introduction

[00:51]

Jacob asks can you tell us how your corporate experience prepared you for the transition into your own business and what you are doing with that business?

[06:18]

Harry’s experience with a personal development centre that he attended with his wife and the repercussions that played out.

[10:02]

The realisation of ‘Value Aligning’

[13:58] – Social Media echo chamber effects and the non reality of what is on show.

[19:40] – Money Mindset … the fundamental perspective is every financial decision you make is going to impact your life. And every life decision you make is going to impact your finances.

[30:04] Analysing and the action steps to removing your flaws

[36:56] – What you NEED before investing in property

[43:26] Game Plans

[48:52] People tend to spend more on what they have, what they value what’s theirs.

[57:10] Emotions come into every decision, most people think property investment decisions are not emotional… they’re definitely emotional.

[01:02:05] The three outcomes you need to be highly successful.

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EPISODE 7 IS LIVE!

Jacob sits down with LOGAN Councillor Jacob Heremaia!

Did you know?

Logan councils launched a ‘Facade improvement’ program in Logan where different local businesses and property owners can propose and council (under terms) will support the renovation process.

Tune in for more interesting insights!

00:00
Jacob – Introduction

00:15
Councillor Jacob Heremaia Introduction

00:26
How Is public policy likely to impact us as property investors and how can we really adopt your way of thinking to help us thrive in the next few years?

01:02
Logan On The Map / The Golden Triangle

01:36
What is your background that led you to be the youngest councillor in Logan and why council in the first place?

02:57
What is your particular connection to the Logan area?

04:51
It’s a minefield out there of information and I think this is a unique opportunity to dive deep to the source. Are property investors seen as a positive thing by local council… are property investors someone they want to attract to the area or are owner occupiers or families that will own those properties favoured more? Would you say property investing as a topic encouraged by council?

06:00
Councillor Jacob Heremaia: We want a mix of renters and owner occupiers to bolster a strong local economy.

06:29
When you have clustering, lazy developers, lazy counselling, lazy zoning creates massive issues as investors….

07:35
The entrepreneurialism of council – the beautiful duty of shaping a community.

08:41
Councillor Jacob Heremaia: Logan in 2021 had 350,000 people, larger than The Sunshine Coast.

09:48
Large Industrial Development Case Study – Supply Issues

10:32
Can you give me a breakdown of the industrial proposal / development and what sort of employment will be there, local manufacturing, local business or?

11:00
Councillor Jacob Heremaia: Bunnings and Woolworths coming and making sure the QUALITY of the supply is of diverse and HIGH quality.

14:41
Supply is a big area as investors that we can to control (monitor closely) and the gentrification of an area gives us the returns, how is the council planning for that integration?

16:16
Councillor Jacob Heremaia: The area that I represent, was once a rural area and its urbanising and urbanising quick but we’re keeping that regional community spirit together as an urban area.

17:15
Truth bombs on prior to Jacob H council actions.

19:00
Councillor Jacob Heremaia: Councils launched a ‘Façade improvement’ program in Logan where different local businesses and property owners can propose and council (under terms) will support the façade renovation process.

20:17
Councillor Jacob Heremaia: There is roles for markets and roles for government and we need to keep accountability.

21:43
Councillor Jacob Heremaia: Pride of place is infectious.

22:53
We can see the data, it leads us towards areas BUT we need to maybe revisit some of these concepts of the past, need to be revisited.

24:18
What tips do you have for investors looking at Logan? Or particularly your area, the district eight area (Park Ridge / Logan Reserve)

24:34
Councillor Jacob Heremaia: Suggested property investment opportunity suburbs such as…

25:25
Councillor Jacob Heremaia: Give Logan-a-go : come check it out for yourself!

27:01
Would a lot of your residents be working in the Brisbane CBD and Gold Coast area?

27:13:
Councillor Jacob Heremaia: The M1 is not just a highway, you have a designated bus way straight to the CBD plus public transport connections on top of vehicle options.

29:15
Councillor Jacob Heremaia: Logan has a large amount of employment land that is yet to be acti

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Friday 9h Septmeber 2022

Jacob Field and Mike Mortlock discuss tax depreciation which happened to produce more gold than any interview Mike has ever had prior :)

Chapters:
0:00 - Introduction
1:00 - Mike’s Thousand Assets Studies
4:05 - Explaining Tax Depreciation
5:05 - What is the Average Deduction Value?
6:40 - Emerging Data Trends
8:30 - Why are investors moving towards houses and established dwellings?
10:24 - Investing just to save Tax
15:38 - Can you depreciate established assets in the same way you can depreciate new homes
19:48 - When an investor ceases to be an investor
23:57 - Detailing Back Claims
26:11 - Don’t pay more than you need in Tax discussion
28:25 - High End Renovations
30:36 - The stupidity behind buying property for tax benefits
33:30 - Mike explains costs involved of depreciation reports and the potential return
34:40 - Mike’s contact details

MCG Quantity Surveyors:
👉 https://www.mcgqs.com.au/

Geared for Growth Podcast:
👉 https://gearedforgrowth.com.au/

Mike's Facebook:
👉 https://www.facebook.com/mike.mortlock.3

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Friday 12th August 2022

The Queensland Land Tax Robbery! What a fun episode we've just had. Today, I had the pleasure of chatting with Richie Muir, Legal Director of LawLab conveyancing. I can think of no one else better to have a chat with on the recent passing of the Queensland Land Tax (robbery) law.

Want to get the full rundown on the Queensland Land Tax? Tune in!

CHAPTERS:0:00 Introduction to Richie Muir from Lawlab
01:30 - Unprecedented New Changes to Queensland Land Tax Policy
02:17 - A high level review of these new changes
03:20 - How The Changes Are Calculated
06:06 - How Queensland Land Tax is now looking at your entire portfolio
07:44 - How you maybe paying land tax in Queensland when you otherwise wouldn’t of
09:00 - Will there be any issues with states being able to obtain your portfolio details and what will the process be.
10:25 - The Implications of not feeling out your declaration right
11:00 - Where can you find out your land value
11:32 - Can investors contest or have any rights to argue against this?
13:10 - How Entities Such As Companies and Trusts Are Impacted
15:23 - As a result of this new land tax law, investors will need to really give a good think about the entity they purchase in
16:05 - Structuring your purchasing entities is critical in this environment
19:11 - Lawlabs opening questions when approaching tax benefits or reduced liabilities
20:06 - Existing investors, how will they be impacted and what can they do?
22:00 - The current state of Queensland home supply
24:20 - Rents going through the roof and how landlords may just pass on these costs
26:27 - How to get in contact with LawLab for the ultimate assistance

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Thursday 28th JULY 2022

What a pleasure it was to have Todd Sloan on the podcast this week. Todd is a successful sales agent and property investor who has put himself in the position in which he can now walk away from the agent industry to pursue more of his passions.

Todd is also the creator and host of 'Pizza and Property Podcast' which recently got up to 16# on the Australian Podcast charts which is another credit to himself and the effort he puts in.

So wherever you are in the world tuning in.. click play on the podcast and enjoy!

CHAPTERS:

0:00 Introduction to Todd Sloan

01:30 - As Sales Agent, how can we leverage that knowledge as property investors

01:45 - How Todd Got Into The Real Estate Industry

03:33 - Adelaide was due for a Time To Shine

07:40 - Time to get Todd’s act together, bought a RENO project

08:57 - The Language You Learn That Maybe the Difference Between Getting A Deal or Not

09:37 - The 3 x D’s Of A Sales Agent

10:58 - Todd’s Book “Australia’s Home Buying Guide”

11:54 - Negotiation whilst Nervous

13:31 - Pricing Strategies Used By Agents With Vendors

16:44 - The 3 x P’s that an Agent can control when selling a property

18:40 - Distress Signals To Look For On A Property Listing

21:35 - The Buyers Triangle For Sales Agents

27:35 - “What would your next offer be?” Trick Question

29:05 - Tips for Price Finding Exploration

30:56 - ‘Conditions’ are a great way to stand out from other offers

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Episode 003| The 10 Crucial Concepts You Need To Understand To Invest, Or Not Invest In This Current Environment
Friday 1st July, 2022

Welcome to the 3rd episode of 'The High Performance Property Investment' Podcast!

If you are looking to invest in this current environment, this podcast is an absolute must watch! Jacob Field breaks down the 10 Crucial Concepts you need to understand to invest in this current environment!

So wherever you are in the world tuning in.. click play on the podcast and enjoy!

P.S..
We have finalised our fourth directory where this show can be found:
Apple Itunes | Stitcher | Spotify and Google Podcasts

Chapters:
00:00 High Performance Property Investment Podcast Intro
01:52 Tracking Annual House Price Movements since 1901 and It’s Correlation To Inflation
03:04 Negative Real Interest Rates – Cash Is Trash!
05:57 State and City Level Property Cycles
12:04 ‘Lipstick’ properties. Their effectiveness in this environment.
15:22 Median prices MAJOR flaws.
17:55 The Last Time Sydney Boomed
19:21 It’s Always The Right Time To Buy The Right Deal
20:52 The Labor ‘Help To Buy Scheme’
22:03 You Have Got To Act When Others Are Fearful

For more information of how Jacob and Ripehouse Advisory constantly outperform the market and find the areas before the masses that are about to boom.. click the link below to view the 25 minute discovery video:
wealth.ripehouseadvisory.com.au/training-registration

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Episode 002| An Insightful Sit Down With Australia's Highly Respected 'Bernard Salt'
Tuesday 24th May, 2022

Welcome to the 2nd episode of 'The High Performance Property Investment' Podcast which we are very pleased to announce and conduct our first sit down with a very special (and first) guest!

Bernard Salt is the managing director of the demographics group who offer bespoke demographic data visualisations on global markets.

It's an honour to have the chance to sit down with him to not only explore his role as a 'futurist' but also the upcoming trends that are working their way into the Australian landscape and how it can be interpreted, through a property investment lens.

So wherever you are in the world tuning in.. click play on the podcast and enjoy!

Chapters: 00:00 High Performance Property Investment Podcast Intro
00:21 Introduction Of Our First Guest ‘Bernard Salt’ - Managing Directer Of ‘The Demographics Group’
01:10 As a ‘futurist’.. Bernard describes this area of expertise and why he has such a fascination with Australia.
04:04 The Evolving Melting Pot That Is Australia
06:00 An Update On The Stats and The Concept of ‘Working From Home’
07:53 The Shift In Australia’s Relentless Pursuits
11:00 What Happens When You Increase The ‘dwell time’ In The Suburban Home
13:18 The Future Office Workforce Increase
15:05 Does The Old Model Of Commuting To Work Look Likely To Continue After Covid?16:52 Why More Space Will Be Required In Suburban Homes Moving Forward
20:32 The Most Flourishing Property Type To Attract The Best Dollars For Millennials
25:25 ‘Defence’ Infrastructure Spending.. Insight, Pro’s and Cons

You can contact Bernard Salt here:

linkedINhttps://au.linkedin.com/in/bernardsalt

Company Websitewww.thedemographicsgroup.com.au

Personal Websitebernard-salt.com.au

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Episode 001| What We Will Be Bringing To The Table
Monday 23rd May, 2022 

Welcome to the very first episode of 'The High Performance Property Investment' Podcast! 

As a property investor for almost 20 years, former owner of 'Australian Property Investor' magazine and CEO of Ripehouse Advisory, it's my privilege to be able to join this platform after so many years. 

It's also an honour to have the chance to sit down with the best in the business. 

So wherever you are in the world tuning in.. click play on the podcast and enjoy!  

Chapters: 00:00   High Performance Property Investment Podcast Intro
00:52   Jacob Field’s Background  (Light Context)
01:46   The Book Behind my ‘AHA! Moment’
02:10    The First Investment Purchase
03:00   The Reality Of Not Focusing On Your Property Investment
04:57    Combining my Profession with my Passion
06:20   Acquiring Australian Property Investment Magazine
09:00   Why Do I Do This?
10:33    Building This Open Source Resource Platform
11:15     Our First Guest ‘Bernard Salt’ - Managing Directer Of ‘The Demographics Group’
12:43    What We Will Be Bringing To The Table in this Podcast