Igniting Financial Freedom: Recent Episodes

Clark Bradley

Answers to your most common personal finance questions. Clark from IgnitingFinancialFreedom.com gives you his perspective as if he’s in your shoes. Be empowered to achieve a life beyond debt. You will feel hopeful and confident as you follow your financial goals while paying off debt like student loans and credit cards. You will be able to remove the overwhelm and burden of your troubles with money. Clark applies his 12 years as a Financial Advisor along with his and his wife’s journey to paying off over $150,000 in debt to encourage you to secure your own future with money. Paying off debt, budgeting and investing your money should be easy. Planning for your future isn’t reserved only for those willing to sit down with money managers or for those able to meet six figure account minimums. By following a few simple steps you can remove your feelings of stress and feel empowered so that you can pursue the life you want for you and your family. Clark will discuss topics including emergency funds, debt consolidation, debt relief, 401(k)’s, IRA’s, Roth IRA’s, retirement planning, mutual funds and more. To have your question answered on the show, submit it to IgnitingFinancialFreedom.com under the Podcast page. Hit subscribe and get ready to ignite your financial future.

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033 How To Change Your Financial Trajectory with "Tightwad" Todd Miller from

Check out Todd's website HERE: Cash In On Change

Here's a brief summary of what we discuss:

  • How Todd was able to reach Financial Independence by age 35!

  • How to sacrifice today to build wealth for tomorrow. 

  • How Todd escaped the Rat Race by buying assets to pay himself more than his expenses every month.

  • Why discipline and delaying gratification are key to financial success. 

- Todd also gives listeners access to a chart that changed his financial future: HERE

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

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032 How To Change Your Financial Trajectory with Maria Casillas from Cash In On Change

Check out Maria's website HERE: Cash In On Change

Here's a brief summary of what we discuss:

  • What apathy spending is and how it is more common than we think. 

  • How we can identify 'F-it' spending within our budget.

  • How to rewrite your thoughts to better serve you in pursuit of your financial goals

  • How to view your spending from a completely different perspective by sorting your expenses by their different intention. 

- Maria also gives away a free resource for our listeners HERE -  Chat With MC Strategy Call

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

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031 How To Use Credit To Create Wealth with Andrew Clarke from Expanding Wallet

Andrew helps you transform your mind so you can expand your wallet. Check out his website: HERE: Expanding Wallet

Here's a brief summary of what we discuss:

  • How reading Rich Dad Poor Dad at a young age completely changed both our outlooks on life.

  • Chasing the money only gets you so far, you must find fulfillment along the way.

  • How to use credit and other people's money to create wealth.

  • How Andrew bought his first investment property at the young age of 24!

  • Andrew also gives away a free resource for our listeners, the 5 Steps to Success https://expandingwallet.com/success/

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you.

  • Sign up for your Free 30 Minute Strategy Session Here

Books mentioned on the show:

  • Rich Dad Poor Dad by Robert Kiyosaki
  • Emigrant Edge by Brian Buffinni

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030 Are You Pursuing Multiple Streams Of Income? Why Not?

I had the opportunity to have Jeremy Nicolaides with Golden Octopillar as a guest.

He helps business owners get to the next level of success. Check out his website HERE - Golden Octopillar

Here's a brief summary of what we discuss:

  • The misconception about working 40+ hours per week.

  • How the old model of working as an employee for 30+ years is dead!

  • Jeremy's story of hitting rock bottom as a business owner

  • Why passive income is critical to financial freedom.

  • How business ownership is less risky than working for an employer.

Jeremy also gives away a free video for listeners of the podcast:
- Do You Feel Shackled To Your Business, Burnt Out And Exhausted, And Just Want Some Of Your Life Back, Then Watch Jeremy's Video Here: Including what he learned from the last 18 months through the Covid-19 pandemic.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you.

  • Sign up for your Free 30 Minute Strategy Session Here

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029 Do You Have Bad Money Habits? How Do You Change Them?

I had the opportunity to have Ilana Jankowitz with Mindful Money Coaching as a guest.

She is originally from South Africa and now lives in Zurich, Switzerland. She is a money mindset coach & Neuro Linguistic Programming (NLP) professional.

Here's a brief summary of what we discuss:

  • How we inherited our parents habits with money, good AND bad!

  • How our own thoughts about money can help or hurt us.

  • How we introduce Neuro Linguistic Programing (NLP) to change our mental wiring and change our habits.

  • Are you complacent with your current state or willing to get uncomfortable to make a change in your life?

  • Identifying our beliefs that don't serve us and how to change them.

Visit www.mindfulmoneycoaching.online to take her Archetype quiz to find out which of the 8 archetypes you align with.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you.

  • Sign up for your Free 30 Minute Strategy Session Here

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028 - Should You Sell Investments To Pay Off Debt?

  • In today’s episode I’m going to answer the question: Should you sell investments to pay off debt?
  • I’m going to give you a few things to consider before you make this decision.
  • And then I’m going to offer you a resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

Resources mentioned on the show: 

  • 5 steps to get your financial stuff together - free download -https://www.ignitingfinancialfreedom.com/stuff

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027 - What Are The Best Ways To Reduce Your Spending? ?

  • In today’s episode I’m going to answer the question: What are the best ways to reduce your spending?
  • I’m going to give you 6 ways to reduce your spending TODAY
  • And then I’m going to offer you a resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

Resources mentioned on the show: 

  • You Need A Budget (YNAB) - An amazing budgeting tool to help you track and reduce your spending. Track your spending trends, net worth and savings goals all in one place.

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026 - Where Are The 5 Factors That Impact Your Credit Score?

  • In today’s episode I’m going to answer the question: What are the 5 factors that impact your credit score?
  • I’m going to give you a few things to consider as you monitor & improve your credit score.
  • And then I’m going to offer you a resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

Resources mentioned on the show: 

  • Credit Karma- Free access to your credit score & resources to help improve your score.

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025 - Where Else Can You Invest?

  • In today’s episode I’m going to answer the question: Where else can you invest your money?
  • I’m going to give you a few things to consider as you expand your investments
  • And then I’m going to offer you a resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

Resources mentioned on the show: 

  • Bigger Pockets - Forum, Podcasts & Books covering all the various types of real estate investing.

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024- What is a 401(k)? Should You Invest In One?

  • In today’s episode I’m going to answer the question: What is a 401(k)? Should You Invest In One?
  • I’m going to give you a few things to consider as you start investing.
  • And then I’m going to offer you a free resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

Free resource, the Financial Coach & Financial Advisor Comparison Guide:

  • Financial Coach & Financial Advisor Comparison Guide

Resources mentioned on the show:

  • Risk Tolerance: Vanguard Risk Tolerance Questionnaire

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023- What is a Roth IRA? Should You Invest In One?

  • In today’s episode I’m going to answer the question: What is a Roth IRA? Should You Invest In One?
  • I’m going to give you a few things to consider as you start investing.
  • And then I’m going to offer you a free resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

Free resource, the Financial Coach & Financial Advisor Comparison Guide:

  • Financial Coach & Financial Advisor Comparison Guide

Resources mentioned on the show:

  • Risk Tolerance: Vanguard Risk Tolerance Questionnaire

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022- What Type Of Account Do I Need To Invest?

  • In today’s episode I’m going to answer the question: What type of account do I need to invest?
  • I’m going to give you a few options & types of accounts to save into as you start investing.
  • And then I’m going to offer you a free resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

To download your free resource, the Financial Coach & Financial Advisor Comparison Guide, go here:

  • Coach & Advisor Comparison Guide

Resources mentioned on the show:

  • Risk Tolerance:Vanguard Risk Tolerance Questionnaire

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021- What Kind Of Mutual Fund Should I Buy?

  • In today’s episode I’m going to answer the question: What Kind Of Mutual Fund Should I Buy?
  • I’m going to give you a few things to consider as you start investing.
  • And then I’m going to offer you a free resource that will help you along the way.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

Resources mentioned on the show:

  • Risk Tolerance: Vanguard Risk Tolerance Questionnaire
  • JL Collins - Author of The Stock Series & The Simple Path To Wealth

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020- How Do I Start Investing In The Stock Market?

  • In today’s episode I’m going to answer the question: How do I start investing in the stock market?
  • I’m going to give you 3 things to consider as you start investing.
  • And then I’m going to offer you a free resource that will protect you when the next recession hits.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

  • Igniting Financial Freedom Podcast

Are you trying to figure out to navigate your overall financial plan?
Let me help you. 

  • Sign up for your Free 30 Minute Strategy Session Here

To download your free resource, the Stock Market Crash Checklist, go here:

  • 11 Step Stock Market Crash Checklist

Resources mentioned on the show:

  • Risk Tolerance: Vanguard Risk Tolerance Questionnaire:

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019- What Is A Sinking Fund?  Do I Need One?

  • In today’s episode I’m going to answer the question: What Is A Sinking Fund? Do I Need One?
  • I’m going to give you 3 things to consider as you set up a sinking fund.
  • And then I’m going to offer you a free resource that will help you successfully manage your sinking fund.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

Are you trying to figure out how a sinking fund fits into your overall financial plan?
Let me help you. Sign up for your Free 30 Minute Strategy Session Here

To download your free resource, the Sinking Fund Worksheet, go here:

Sinking Fund Worksheet

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018- How Much Car Can I Afford?

  • In today’s episode I’m going to answer the question: How Much Car Can I Afford?
  • I’m going to give you 3 things to consider to help you make your decision.
  • And then I’m going to offer you a free resource that will help you navigate the numbers behind purchasing a car.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

Are you trying to figure out how much car you can afford?
Let me help you. Sign up for your Free 30 Minute Strategy Session Here

Resources I referenced on this episode:

  1. NerdWallet.com_Car Affordability Calculator: How Much Car Can You Afford?
    • Punch in your ideal payment: (15% total net income out of pocket, less $360 (maintenance, gas, insurance, registration)= monthly pmt)
  2. NerdWallet.com_Total Cost of Owning A Car 
    • Helps you calculate your monthly payment, but also consider the other costs that come with owning a car.

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017- Should I Buy A New Car, Lease A Car or Buy A Used Car?

  • In today’s episode I’m going to answer the question: Should I Buy New, Lease or Buy Used?
  • I’m going to walk through all 3 scenarios, pros & cons to help you make your decision.
  • And then I’m going to offer you a valuable resource that saves me a bunch of money every year.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

Are you trying to decide whether to buy new, lease or buy used?

Let me help you. Sign up for your Free 30 Minute Strategy Session Here

Resources I referenced on this episode:

Real Car Tips - Car Buying Guide

Edmunds Depreciation Infographic - edmunds.com

Policygenius.com

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016- Should I Pay Off Debt or Invest?

  • In today’s episode I’m going to answer the question: Should I Pay Off Debt Or Invest?
  • I’m going to give you 3 things to consider to help you make your decision.
  • And then I’m going to offer you a free resource (5 Steps To Get Your Financial Stuff Together) that will help you set out on the right track to financial freedom.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the 4 Types of Budgets, go here:

5 Steps To Get Your Financial Stuff Together

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015- How Do I Budget Without Feeling Restricted?

  • In today’s episode I’m going to answer the question: How Do I Budget Without Feeling Restricted?
  • I’m going to give you 3 tips to feel a sense of freedom while still reaching your financial goals.
  • And then I’m going to offer you a free resource (4 Types of budgets list) that will help you determine which is the right fit for you.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the 4 Types of Budgets, go here:

4 Types Of Budgets

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014 - What Is Your Money Style?

  • In today’s episode I’m going to answer the question: What is your money style?
  • I’m going to give you 3 things to consider as you understand your money style.
  • And then I’m going to offer you a free resource (Money Style Quiz) that will help you determine if you’re more of a saver or spender and how to use it to your advantage.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the Money Style Quiz, go here:

Money Style Quiz

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013 - Should You Invest in Bitcoin and Individual Stocks?

  • In today’s episode I’m going to answer the question: Should You Invest in Bitcoin and Individual Stocks?
  • I’m going to give you 4 things to consider before you invest.
  • And then I’m going to offer you a free resource that will help you prepare for the next market crash.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the 11 Step Stock Market Crash Checklist, go here:

11 Step Checklist

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012 - What's the Best Way To Pay Off Debt?

  • In today’s episode I’m going to answer the question: What's the Best Way To Pay Off Debt?
  • I’m going to give you three ideas to jumpstart your debt payoff efforts.
  • And then I’m going to offer you a free resource that will help you organize your debt and start chipping away at it.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the Debt Crusher Worksheet, go here:

Debt Crusher Worksheet

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011 - What's The Difference Between A Financial Coach & Financial Advisor?

  • In today’s episode I’m going to answer the question: What's the difference between a financial coach & financial advisor?
  • I’m going to compare the two professionals & give you pros & cons of working with each.
  • And then I’m going to offer you a free resource (Comparison Worksheet: Coach & Advisor) that will help you determine which one is the best fit for you to work with, or if you need to work with either of them at all.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the Financial Coach & Advisor Comparison Worksheet, go here:

Financial Coach & Advisor Comparison Worksheet

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010 - What Is A Financial Coach?

  • In today's episode, I answer the question: What Is A Financial Coach?
  • I’m going to cover 3 advantages to working with a Financial Coach.
  • And then I’m going to offer you a free resource (Comparison Worksheet: Coach & Advisor) that will help you determine which one (Financial Coach or Financial Advisor) is the best fit for you to work with, or if you need to work with either of them at all.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the Financial Coach & Advisor Comparison Worksheet, go here:

Financial Coach & Advisor Comparison Worksheet

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009 - Should We Combine Finances?

  • In today's episode, I answer the question: Should We Combine Finances?
  • I’m going to discuss a way to improve your relationship with money between you & your significant other.
  • And then I’m going to offer you a free resource that is applicable whether you’re married or not. It will help the two of you relate to money & your finances.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the Marriage & Money Worksheet, go here:

Marriage & Money Worksheet

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008- What's The Easiest Budget To Follow?

  • In today’s episode I’m going to answer the question: What’s the easiest budget to follow?
  • I’m going to give you three ideas to increase your success with budgeting & managing your monthly cash flow.
  • And then I’m going to offer you a free resource that will help you decrease some of your expenses.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the Expense Reduction Worksheet, go here:

Expense Reduction Worksheet

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007- How Do I Achieve More In My Career?

  • In today's episode, I answer the question: How Do I Achieve More In My Career?
  • I’m going to give you three ideas to help you achieve more in your career.
  • And then I’m going to offer you a free resource that will help you solidify a firm foundation to protect yourself for the next market downturn. It's not if, but when.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the 11 Step Stock Market Crash Checklist, go here:

11 Step Stock Market Crash Checklist

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006 - What Is An Emergency Fund? And Why Do You Need One?

  • In today's episode, I answer the question: What is an emergency fund? And why do you need one?
  • I’m going to explain what an emergency fund is and cover three reasons why you need one.
  • And then I’m going to offer you a free resource that will help you build your Emergency Fund quickly, so that you can protect ourselves from the unknowns of life.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the 3 Ways To Build Your Emergency Fund Fast, go here:

3 Ways To Build Your Emergency Fund Fast

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005 - How Do I Stop Overspending?

  • In today’s episode I’m going to answer the question: How Do I Stop Overspending?
  • I’m going to give you three ideas to help you stop overspending.
  • And then I’m going to offer you a free resource (Debt Crusher Worksheet) that will help you get organized with your debt.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here;

Igniting Financial Freedom Podcast

To download your free resource, the Debt Crusher Worksheet, go here:

Debt Crusher Worksheet

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004 - My Money Disappeared, Where Did It Go?

  • In today’s episode I’m going to answer the question: My money disappeared, where did it go?
  • I’m going to give you three things to locate your missing money & what to do about it moving forward
  • And then I’m going to offer you a free resource that will help you figure out the best spending, or maybe no spending plan, for you.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast

To download your free resource, the 4 Types of Budgets, go here:

4 Types of Budgets

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003 - What Do I Need To Believe In Order To Be Financially Free?

  • In today’s episode I’m going to answer the question: What do I need to believe to be financially free?
  • I’m going to give you three things you must believe in order to achieve financial freedom.
  • And then I’m going to offer you a free resource (5 steps to getting your financial stuff together) that will help you get on track to financial freedom.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here;

Igniting Financial Freedom Podcast

To download your free resource, the 5 Steps To Getting Your Financial Stuff Together, go here:

5 Steps To Getting Your Financial Stuff Together

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002 - Why Do You Want To Be Financially Free?

  • In today’s episode I’m going to answer the question: Why do I want to be financially free?
  • I’m going to give you three reasons why you’d want to be financially free & why it’s worth pursuing financial freedom.
  • And then I’m going to offer you some tools that will help you get motivated to reach your financial goals.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here;

Igniting Financial Freedom Podcast

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001 - The Intro Episode! Here Clark shares:

  • What the show is about.
  • Who the show is for.
  • Who Clark is & why he started this podcast.
  • Clark & his wife's story of paying off $150,000 in debt
  • Clark's journey as a Financial Advisor for the past 12 years.
  • Two truth's Clark believes with absolute conviction when it comes to Personal Finance.

Don't miss any future episodes, subscribe now!

To see the show notes & to check out the webpage of the episode, go here:

Igniting Financial Freedom Podcast