You Have My Interest - Getting Personal With Property Finance: Recent Episodes
Everlend
You Have My Interest is the podcast to help you make smart moves with your money, by giving you tips, tricks and tools to navigate your wealth journey.
Each week award winning mortgage broker Evelyn Clark, Maddie Walton and expert guests equip you with the insights and solutions you need for your property and financial success.
Remember to subscribe to the show on your favourite podcast player.
To find out more about how Everlend can empower you to achieve your goals with finance and property, just visit us at https://everlend.com.au/podcast at book in a free discovery call.
The Federal Government has announced that the expanded 5% deposit Home Guarantee Scheme will now start on 1 October 2025 - three months earlier than planned. This means no income caps, no limit on places, and higher property price caps across the country.
But what does this mean for you as a buyer? And could this actually fuel house price growth just as the spring property market ramps up?
In this episode, Evelyn breaks down:
- ✅ The exact changes from October 1 (price caps, unlimited places, 5% deposit, no LMI).
- ✅ How this could impact house prices in the short vs the long term.
- ✅ An action plan for First Home Buyers to be “Oct-1 ready.”
- ✅ Myths and risks you must understand before diving in.
This is your need-to-know guide to getting ahead of the rush.
🔗 Resources & Links
- Government announcement (ABC): Click here
- Housing Australia – new price caps by state: Click here
- PBO costing on expanded scheme: Click here
- Discovery Call with Everlend (20 mins): Book here
🎧 Related Episodes to Catch Up On
- Borrowing vs Purchase Capacity (30 Jul)
- Buy First or Sell First? (6 Aug)
- Finance File – FHB Solo at 95% No LMI (26 Jun)
Disclaimer: This episode provides general information only. It does not take into account your personal objectives, financial situation, or needs. Always seek personalised advice from a qualified mortgage broker, financial advise, or tax professional before acting.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal, and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representative of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
In this Deep Dive episode of You Have My Interest, we unpack the big changes coming to the First Home Buyer Government Guarantee Scheme from 1 January 2026.
These updates include the removal of income caps and significant increases to property price caps across Australia, meaning more buyers will be eligible to purchase with just a 5% deposit, avoid Lenders Mortgage Insurance (LMI), and access competitive home loan rates.
We break down what these updates mean in practice and explore how they could impact first home buyers, increase market activity, and potentially shift property prices. With 2026 right around the corner, now is the perfect time to start planning ahead and getting ready to make your move. Whether you’re planning to buy soon or want to understand how the scheme could affect the housing market, this episode is packed with insights to help you prepare.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
This week on You Have My Interest, we're diving into one of the biggest questions for homeowners looking to upsize - should you buy first or sell first? It’s a tricky decision with a lot of moving parts.
We’ll walk through the pros and cons of each option, explain how bridging finance can come into play, and share tips on negotiating longer settlements or flexible clauses to help align timelines.
If you’re trying to figure out the best approach for your next move, this episode is packed with practical advice and real examples from clients we've worked with.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
In this episode of You Have My Interest, we’re taking a closer look at the difference between borrowing capacity and purchase capacity - two terms that are often used interchangeably but can lead to very different outcomes when planning to buy a property.
This topic was prompted by a recent client scenario, where a buyer was exploring the option of using a lenders mortgage insurance (LMI) waiver due to having a smaller deposit. After reviewing their situation and running the numbers, we actually recommended that they proceed with paying LMI instead. Why? Because it gave them access to a higher loan-to-value ratio and increased their overall purchase capacity.
Throughout this episode, we break down how deposit size affects what you can buy, why borrowing capacity doesn't always equal your maximum purchase price, and when paying LMI can actually be the more strategic move.
If you're planning a property purchase or reassessing your options, this conversation will help clarify what’s possible — and how to approach your finances in a way that works for your goals.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
This week’s episode of You Have My Interest is a little different. Evelyn takes you behind the scenes of her recent trip to Africa, where she visited two life-changing projects supported by Everlend’s fundraising efforts from International Women’s Day, in partnership with Just Peoples. She shares powerful stories of the women she met, and how financial education and skills training through programs like Asembo Skills for Hope are creating generational change in communities experiencing poverty.
Evelyn also reflects on her biggest mindset shift from this trip around funding – funding-the importance of long-term partnerships and creating sustainable impact rather than one-off donations, and the role of supporting program and organisational goals as a whole.
Tune in to hear more about this incredible trip and why she believes businesses have a responsibility to create positive change beyond their immediate work, and how her team is committed to doing just that.
To learn more about Just Peoples and the incredible work that they do and opportunities to donate, go to:
Website: https://www.justpeoples.org/
Instagram: https://www.instagram.com/just_peoples_org/
Facebook: https://www.facebook.com/justpeoples/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Real Time Virtual Assistance.
In this week's episode of You Have My Interest, we delve into a recent finance file where we assisted a family unit – parents and their daughter – in purchasing a new home off the plan. In this unique scenario, the daughter (a lawyer with her own investment property) teamed up with her parents (both working, with existing properties and business liabilities) to buy together.
We unpack how a lender’s mortgage insurance waiver allowed them to purchase at a 90% loan-to-value ratio without paying LMI, saving them thousands upfront. You’ll hear about the challenges they faced navigating existing debts and business guarantees, and how working with a broker helped them find a solution their bank couldn’t provide – securing fast approval, keeping repayments manageable, and achieving an outcome that worked for everyone involved.
Tune in to hear why exploring all your options is so important, and how a mortgage broker can help structure finance to suit your family’s goals, even in complex situations like this one.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
In this week’s episode of You Have My Interest, we run through a real-life finance file where we helped a couple, originally from South Africa and now permanent residents in Australia, secure their first home while relocating interstate. With only one applicant’s income able to be used for servicing, since the other applicant’s job couldn’t continue in the new state, we explored how this impacted their borrowing capacity and how we structured their loan.
We cover how they built up genuine savings, including using the First Home Super Saver Scheme, why they chose to borrow 93% of the property value while keeping a solid savings buffer, and break down the loan structure and product features they’ve gone with.
This episode highlights the key considerations when buying your first home in Australia, especially when relocating and navigating different lender requirements. If you’re planning an interstate move, purchasing your first home, or curious about how lenders assess income and savings in unique scenarios, this episode is for you.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Real Time Virtual Assistance
This week on You Have My Interest, we break down a real first home buyer scenario to show how government initiatives can help make homeownership possible.
We share the journey of a 32-year-old nurse unit manager in Victoria who purchased her first property using the First Home Buyer Government Guarantee Scheme, avoiding lenders’ mortgage insurance, and explored eligibility for both this and the First Home Owner Grant.
We dive into the loan structure that was chosen for flexibility, how borrowing capacity was maximised by using multiple income sources, and why NAB was selected as the right lender to meet this client’s unique needs.
Tune in for valuable insights into how these schemes work, what lenders consider, and how careful planning can help first home buyers achieve their goals.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
In this episode of You Have My Interest, we take a deep dive into the new regulations affecting Buy Now Pay Later (BNPL) services in Australia and what they mean for everyday consumers. From 10 June, providers like Afterpay and Zip must operate as regulated credit products. This means holding an Australian credit licence, performing checks on new applicants, and reporting repayments and missed payments to credit bureaus.
We explore how these changes can impact your credit score, especially if you are a heavy BNPL user or frequently apply across multiple providers. We also share practical advice for home loan seekers, including the importance of staying on top of repayments, how outstanding BNPL limits can influence your borrowing capacity, and why even small debts may matter.
Join us for practical tips on managing BNPL facilities, protecting your credit, and understanding how lenders view these products when assessing your borrowing power.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
In this week's episode of You Have My Interest, Evelyn unpacks the recent RBA cash rate cut and what it means for mortgage repayments, borrowing power, and future interest rate expectations.
She also explores the housing policy changes following Labor’s election win, including the 20% reduction in HECS debt, which could help boost borrowing capacity for first home buyers. Evelyn breaks down how banks assess HECS in lending and shares a real client example to show the potential benefits.
Plus, she covers other proposed government measures such as apprentice incentives, increased rent assistance, and large-scale housing initiatives – all designed to stimulate the property market.
If you want to understand how the election and these rate cut changes might impact you, this episode is for you!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Real Time Virtual Assistance
In this week’s episode, we bring you Part Two of our interview with Terry from Cashflow & Co. This part of the conversation explores how understanding and engaging with money can positively influence your decision-making and reduce financial stress.
Terry and I dive into the core of his mentorship program – including the four key components he uses with every client. We talk about the importance of starting with a long-term vision and then breaking that down into actionable steps, based on the stage of life you're in and how you manage your cashflow.
If you missed Part One, be sure to go back and listen – it lays the foundation for everything we cover in this episode.
If you're ready to build your money skills, feel more confident managing your finances, and take meaningful steps toward your bigger financial goals, this one's for you.
Keen to learn more or get in touch with Terry at Cashflow Co? See details below!
Website: https://www.cashflowco.com.au/
Money Minded Podcast: https://www.cashflowco.com.au/wealth-time-freedom-podcast
Instagram: https://www.instagram.com/thecashflowco/?hl=en
Financial Skill Score: https://financialskill.scoreapp.com/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
This week on You Have My Interest, we’re joined by Terry from Cashflow Co for part-one of a two-part episode diving deep into the psychology of money, attachment styles, and why traditional budgeting might be keeping you stuck.
Terry shares powerful insights into why so many of us feel overwhelmed or avoidant when it comes to money and how those patterns often stem from the way we emotionally relate to it. We unpack the four common “financial fixes” people turn to - why they don’t solve the real issue - and what to focus on instead if you want to create true financial confidence and wellbeing.
If you’ve ever felt stuck, anxious, or like you should be better with money by now, this episode will feel like a breath of fresh air.
Make sure to join us next week for part two, where we continue the conversation and dive even deeper into how you can shift your money mindset for long-term success.
Keen to learn more or get in touch with Terry at Cashflow Co? See details below!
Website: https://www.cashflowco.com.au/
Money Minded Podcast: https://www.cashflowco.com.au/wealth-time-freedom-podcast
Instagram: https://www.instagram.com/thecashflowco/?hl=en
Financial Skill Score: https://financialskill.scoreapp.com/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this episode of You Have My Interest, we’re diving into a real-life case study of first home buyers navigating a complex lending scenario.
We supported a couple with foreign income, a recent job change, and a goal of purchasing up to $1.1 million. Over a three-year period, we worked closely with them to build their deposit, improve their borrowing capacity, and ultimately secure their dream home.
You'll also hear why lender policy really matters, the value of pre-approval, and why Macquarie Bank ended up being the right fit - thanks to competitive interest rates, lower LMI costs, and flexible income assessment.
If you're curious about how brokers tailor solutions for unique situations, this one’s for you.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this week’s episode of You Have My Interest, we’re diving into all things deposits – a term that’s often misunderstood in the property world.
Evelyn unpacks the key differences between your deposit (the upfront payment when signing a contract) and your overall contribution (your full financial input into the purchase). She also clears up some common confusion caused by marketing lingo and lender terminology around percentages.
In the second half of the episode, Evelyn is joined by Mitch Perry from Deposit Assure to talk all about deposit bonds – what they are, how they work, and when they might be a smart alternative to a cash deposit. They also touch on how Deposit Assure’s Flexi option works, the QBE backing, and how these bonds can support buyers navigating tricky timing or auction purchases.
This is an episode you won’t want to miss if you're looking to demystify deposit bonds and make smarter property decisions.
Keen to learn more or get in touch with Mitch at Deposit Assure? See details below!
Website: www.depositassure.com.au
Email: mitch@depositassure.com.au
Facebook: https://www.facebook.com/depositassure/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this episode of You Have My Interest, we’re diving into Loan to Value Ratios (LVR) - a key factor in lending decisions. I’ll break down what LVR is, how to calculate it, and why it matters when applying for a mortgage or refinancing. We’ll explore how banks assess risk, how LVR impacts interest rates and lenders mortgage insurance (LMI), and strategies to avoid extra costs.
Whether you’re a first-home buyer, an investor, or looking to restructure your loan, understanding LVR can help you make smarter financial decisions.
Tune in for a clear and practical breakdown!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this episode, we’re diving into a requested topic of the latest Australian debt statistics, unpacking the average debt levels across different generations and debt types.
From the rising prevalence of credit cards and Buy Now Pay Later facilities, especially among Gen Z and Millennials, to the growing impact these debts have on credit scores and home loan applications, this episode sheds light on the financial habits shaping our society. We also share key insights on how to manage credit card debt, why paying off your balance before interest kicks in is crucial, and how lenders view consumer-related debts like BNPL and credit cards.
Whether you're navigating your first home loan or just trying to understand how debt impacts your financial future, this episode offers valuable tips to protect your credit report and make smarter financial decisions. Tune in for a thought-provoking breakdown of Australia’s debt landscape and how to manage your finances effectively.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this week's episode, we dive into the complexities of trust lending and how it can be a game-changer for property investors. We also break down what trust lending is, highlight some critical criteria to consider, and deep dive into a customer scenario where a married couple with two kids leveraged this strategy to purchase an investment property.
We explore the careful planning that went into selecting their loan structure and the benefits and flexibility they received from their chosen lender.
Tune in to learn more about trust lending and how one of our clients used this option, along with smart financial planning, to secure an investment property.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this week's episode of You Have My Interest, we're kicking off a brand-new Deep Dive Segment!
Each month, we’ll tackle a real-life client scenario, giving you an inside look at what we cover during a discovery call with our clients.
This week, we’re diving into the complexities of home buying and financing for First Home Buyers. We break down everything from calculating borrowing capacity and understanding the First Home Buyers Grant to exploring what loan repayments might look like for our listeners' scenario.
We also cover the impact of government schemes, eligibility criteria, and why it's crucial to clarify income details with lenders.
Whether you're thinking about buying your first home or just want a better understanding of the financials, this episode is packed with practical tips and valuable insights to guide you on your journey!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this episode, Jess Hyland dives into the world of property investment, sharing her own journey and the smart, strategic approach she takes with her clients. She breaks down why borrowing to your max isn’t always the best move, how to plan for life’s big changes (like starting a family), and why a solid investment should feel secure - not stressful.
With a wealth of experience and a passion for helping people make informed decisions, Jess makes property investing feel accessible and achievable.
If you're thinking about getting into the market or want to refine your strategy, this is one conversation you won’t want to miss!
Keen to learn more or get in touch with Jess at Connected Through Property? See details below!
Website: https://connectthroughproperty.com.au/
Email: info@connectthroughproperty.com.au
Instagram: @connectthroughproperty
Facebook: https://www.facebook.com/connectthroughproperty/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
We’re starting the year with an inspiring Finance File where we helped a long-term client navigate the tricky process of buying and selling property. Discover how we supported a family of five to upgrade their home without relying on bridging finance, secure a competitive fixed-rate loan, and tackle the complexities of selling before buying.
With tips on handling maternity leave income, calculating sale proceeds, and choosing the right loan structure, this episode is a must-listen for anyone planning a property move in 2025.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this week's Boxing Day Q&A episode, we dive into listener questions about cashback offers, the key differences between redraw and offset accounts, and how to make the most of your home loan setup.
Whether you're considering refinancing for a cashback or wondering how offsets can save you thousands in interest, we’ve got you covered.
Plus, we explore strategies for homeowners and investors to maximize financial benefits while keeping future goals in mind.
We’re also thrilled to announce our upcoming International Women’s Day charity event on February 28, 2025. This annual event raises funds for global projects focused on women’s financial literacy, education, and healthcare. This year, we’re supporting initiatives in Kenya and Malawi that empower women to achieve financial independence and improve maternal and child health outcomes.
👉🏼 For event details, information about the projects we are supporting, and donation links, please visit: https://www.eventbrite.com.au/e/1110060433639?aff=oddtdtcreator
🎉 Happy Holidays! We wish you a Merry Christmas, a Happy Boxing Day, and an amazing start to 2025!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222
Podcast produced with Apiro.
In this week’s episode of You Have My Interest, we explore the behind-the-scenes strategy of refinancing and cashing out equity to fund an investment property purchase. We share how our clients used valuation differences to their advantage, unlocking more cash from desktop valuations compared to full inspections. We also discuss why a higher valuation with CBA outweighed better interest rates elsewhere, enabling the clients to secure additional funds for their deposit.
You’ll hear about the importance of structuring loans for tax efficiency, including the decision to opt for principal and interest repayments with offset accounts to help build equity faster. We also delve into how lenders mortgage insurance waivers for chartered accountants made it possible to borrow up to 90% without extra costs, and why interest rates above an 80% LVR have become less competitive in recent months.
This episode is packed with insights to help you maximise your borrowing potential and make informed decisions for your investment strategy.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro.
In this episode, we sit down with Aife Raveche, founder and director of Raveche Property, to unpack actionable strategies for making money in property. Aife’s boutique agency specialises in buyer advocacy, vendor advocacy, and property management across Victoria, and she brings a wealth of experience to help clients navigate the market with confidence.
Aife dives into the importance of building strong relationships with agents, explaining how active communication can unlock exclusive opportunities, including off-market deals. She provides actionable advice on researching recent sales data to make informed offers and discusses the resurgence of investor confidence in Victoria, particularly in regional hotspots like Ballarat and Bendigo. Emphasising the cyclical nature of real estate and the patience required during market downturns, Aife encourages buyers to avoid fear-driven decisions, as markets often rebound.
Whether you're a first-time buyer, a seasoned investor, or considering entering the property market, this conversation is packed with insights you can’t afford to miss.
Connect with Aife & Raveche Property:
Wesbite: https://ravecheproperty.com.au/
Instagram: @ravecheproperty
TikTok: @ravecheproperty
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro.
In this episode of You Have My Interest, we dive into key market updates, including the impact of RBA rates, the Home Value Index, and Victoria's new temporary stamp duty concession for off-the-plan purchases.
We break down how the new concession, effective from October 21st, 2024, differs from previous ones and who’s eligible—whether you’re a first-time buyer or an investor and what this means for you. Evelyn also covers how stamp duty is calculated based on the land value and provides practical examples. Plus, she shares essential financing tips and the importance of due diligence when working with developers and legal advisors.
If you’re considering off-the-plan purchases, this episode is packed with valuable insights to help you navigate the process, maximise the new concessions, and stay on top of market trends.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro.
In this episode of You Have My Interest, we follow a client’s journey and the steps taken to successfully purchase their first home through a related party transaction.
We dive into the key considerations, including securing independent valuations, understanding lender rules for related party purchases, and navigating state stamp duty regulations. We also explore how the First Home Super Saver Scheme helps boost savings, with tips on timing and using determination letters as proof of funds. Additionally, we highlight the client’s strategic loan choice, focusing on flexibility and long-term financial goals.
Whether you're a first-time buyer or looking for advice on related party purchases, this episode has valuable insights for you!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro.
In today’s episode of You Have My Interest, we’re diving into some fantastic questions from our Instagram followers on topics like borrowing capacity, adding additional borrowers to loans, and structuring property titles.
We discuss how your salary impacts borrowing potential, how adding someone to a loan can help with serviceability, and what it means to transfer property titles. We also explore how to effectively structure property ownership when one party contributes more cash and the other contributes more to the loan.
Whether you're looking to maximise your loan potential or figure out the best way to structure a property purchase, this episode is packed with valuable insights to help you navigate the process—and it's one you won't want to miss.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In today’s episode, Evelyn sits down with James Wrigley, a certified financial planner from Melbourne, renowned for his straightforward financial insights. With over 72,000 followers on Instagram and 92,000 on TikTok, James has become a trusted voice in personal finance, sharing practical advice on retirement planning, superannuation, capital gains tax, tax deductibility, and investments.
In This Episode, We Cover:
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Common questions in financial planning, especially around property investments
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Essential tips on retirement planning and understanding superannuation
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Key considerations for managing capital gains tax and tax deductibility
-
Practical advice for building a financially secure future
-
James’ perspective on a financial decision of his own that he would change
Tune in to gain valuable insights from James’ extensive experience, particularly if you’re navigating the complex world of property and long-term financial planning.
Connect with James and dive deeper into his practical financial insights:
Instagram: @iamjameswrigley
TikTok: @iamjameswrigley
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode of You Have My Interest, we dive into another Finance File, sharing the inspiring journey of a first-time homebuyer couple from Victoria. This de facto couple, with a young child, dreamed of owning their own home and began their property journey nearly a year ago by reaching out to us for financial guidance.
We explore how they transitioned from renting in Castlemaine to owning a home near Bendigo, working with ANZ to secure a guarantor loan that helped them avoid Lenders Mortgage Insurance (LMI) and save on stamp duty. Plus, we break down how the $10,000 First Home Owner Grant played a key role in setting them up for future financial security.
If you're a first-time buyer wondering how to make your dream home a reality, this episode is for you!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn sits down with Jess Brady, a financial planner and a recent finalist in five categories of the 2024 Women in Finance Awards, including Entrepreneur of the Year and Innovator of the Year.
Jess shares her insights on money mindset and offers practical advice for those starting their wealth creation journey. She introduces her groundbreaking programs, The Greenhouse Money Growing Community and The Evergreen Money Club, designed to provide accessible financial guidance to those who often miss out on traditional financial advice.
With over 17 years of experience in financial services, Jess breaks down the stigma surrounding money conversations, encouraging listeners to engage in open, curious discussions about their finances.
Tune in for a transformative episode that empowers you to take charge of your financial future and provides tips to boost your confidence with money!
Connect with Jess and check out her podcast, and groundbreaking programs:
Website: https://jessicabrady.com.au/
Email: hello@jessicabrady.com.au
Instagram: @jessbrady_financialadvice
Podcast: Financially Fierce
https://shows.acast.com/financially-fierce
Programs:
The Greenhouse Money Growing Program
https://courses.jessicabrady.com.au/TheGreenhouseMoneyGrowingProgram
The Evergreen Money Club
https://courses.jessicabrady.com.au/TheEvergreenMoneyClub
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn Clark is guest on 'The Intrepid Investor' Podcast with host Vanessa Dallas. The key differences between residential and commercial property investments are explored.
We discuss Lenders Mortgage Insurance, higher deposit requirements for commercial properties, how to leverage residential assets for funding, and the process of assessing rental income through valuations and cap rates.
We also chat on aligning investment goals with the right property strategy and shares tips on self-investment and maintaining balance in a busy career, emphasising the importance of both professional and personal development.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this week's Q&A episode, we dive deep into key topics for Australian expats, smart offset account strategies, and the current fixed-rate landscape.
Evelyn answers a client’s question about how being an expat can impact borrowing capacity, explaining what types of foreign income lenders typically accept when living and working abroad as an Australian citizen.
We also explore how to maximise your offset account and debunk common myths around fixed-rate home loans.
Packed with valuable insights, this episode is a must-listen for anyone navigating the evolving financial landscape!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we talk about helping a married couple purchase their second investment property, despite one partner being on a bridging visa. The key challenge was avoiding the 8% "Foreign Purchaser Additional Duty," which we were able to do by selecting the right lender. This allowed us to keep only the Australian citizen on the title while still using both incomes for the loan.
We also preserved their existing 2.40% fixed rate on their first property by accessing equity to cover the deposit and costs for the new purchase. Additionally, we took out an extra $80,000 to help them purchase a new vehicle, structuring the loan to meet both their short-term needs and long-term goals.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode of You Have My Interest, we provide a comprehensive guide for first-time homebuyers, covering everything you need to know to enter the market with confidence. We discuss borrowing capacity, the importance of deposits, and how they impact your purchasing power.
We also break down the various costs involved in completing a purchase and the grants, schemes, and concessions available to Australian buyers. Additionally, we touch on pre-approvals, debunk common myths like the need for a 20% deposit, and share key insights from our first home buyer webinars and workshops.
Whether you're two months or up to two years away from buying, this episode is packed with essential advice to help you prepare.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn welcomes Daniel Walker, founder of Bon Voyage Credit Repair. They dive into common credit issues and how Daniel helps clients clean up their credit reports and improve their credit scores.
Key highlights include:
- Credit Education: Daniel emphasises the importance of understanding credit reports and financial literacy, as schools often don't teach this crucial information.
- Credit Repair Process: Daniel explains how defaults and inquiries affect credit scores, and how Bon Voyage assists clients in removing negative marks, including inquiries and defaults.
- Tips for Maintaining Healthy Credit: Pay your bills on time, communicate with lenders during hard times, and regularly check your credit report.
- Credit Myths: Debunking the belief that getting a credit card is the only way to build a credit file, and explaining how phone contracts can be a safer alternative.
- Success Stories: Daniel shares a remarkable case where Bon Voyage helped remove a default in just 32 minutes, showcasing their swift and effective service.
Links Mentioned in the Episode:
- Free Equifax Credit Report: www.mycreditreport.com.au
- Equifax Subscription to Protect and Monitor Personal Credit: Equifax Credit Identity Protect
If you'd like to work with Daniel:
- Mobile (best contact): 0423 908 106
- Phone: 1300 694 898
- Website: www.bvcreditrepair.com.au
- Email: daniel@bvcreditrepair.com.au
- Facebook: facebook.com/BVCreditRepair
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this solo episode, Evelyn tackles some burning questions from Instagram about mortgages and refinancing. First, she discusses the unique benefits nurses can receive when buying a property, including lenders mortgage insurance waivers and the ability to use more of their variable income for loan serviceability. She also dives into the details of refinancing when you have both an investment loan and an owner-occupied loan on the same property, breaking down the complexities and rules to keep in mind.
Key topics:
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Special mortgage benefits for nurses, including LMI waivers.
-
Refinancing multiple loans (investment & owner-occupied) on a single property.
-
Fixed vs. variable loan splits and how they impact refinancing decisions.
Tune in next week for a deep dive into reading and understanding your credit report!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we're thrilled to introduce a valuable new resource: A Glossary of Key Mortgage & Property Terms.
Evelyn will walk you through 43 essential terms that often come up in discussions with customers and various borrowing and buying scenarios.
Our goal is to provide a clear, quick reference to help you navigate the often confusing jargon associated with mortgages. By breaking down these fundamental terms, we aim to empower you with the knowledge needed to confidently engage in conversations with your mortgage broker!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode Evelyn welcomes Kev Tran, a buyer's advocate and founder of Kev Tran Buyers Advocacy.
Kev shares his data-driven approach to property investment, focusing on properties priced between $450,000 and $1 million across Australia.
He discusses how he uses a macro-to-micro strategy to identify investment opportunities, analysing national trends before honing in on specific local areas and property types.
Kev also shares his journey from working at Casinos to becoming a property investor, inspired by seeing the wealth generated through real estate.
Listeners are treated to valuable insights on property investment and can access Kev's exclusive checklist of data-driven insights by reaching out to him directly.
Connect with Kev:
Email: kev@investorkit.com.au
Website: https://kevtran.com.au/
Instagram: @kevtran_buyersagent
LinkedIn: https://www.linkedin.com/in/kevtranbuyersagent/
Youtube: https://www.youtube.com/@PropertyInvesting_With_KevTran
Facebook: https://www.facebook.com/kevtranbuyersagent/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn takes us on a deep dive into a real-life case study showcasing the power of equity in property investment.
She highlights how one client, with just a $55,000 initial deposit, managed to secure not one, but two properties by leveraging the capital growth from her first purchase.
What’s particularly inspiring about this story is the client’s modest salary of $70,000, proving that with the right strategy, you don’t need to earn six figures to build wealth through real estate.
Tune in to learn how strategic property investment can accelerate your financial growth and make property ownership more accessible, regardless of your income level.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn breaks down common mortgage myths that often mislead potential homeowners. With interest rates in flux and the RBA recently pausing the cash rate, it's crucial to understand these misconceptions.
Evelyn debunks myths such as needing a 20% deposit, the idea that mortgage brokers select lenders based on commission, and the belief that you must be in your job for a specific period before applying for a home loan.
She also discusses why Lenders Mortgage Insurance (LMI) isn’t always a negative and sheds light on how banks actually assess your spending habits and credit score.
Tune in to gain a clearer understanding of the mortgage landscape and make informed decisions on your journey to home ownership!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn sits down with Emily Wallace, Director and Head Buyers Advocate at Wallace Advocates, to explore her deep expertise in Melbourne's property market, focusing on the Northern and Bayside corridors.
Emily offers a comprehensive guide for first-time home buyers, sharing crucial tips on what to look for during property inspections, how to engage effectively with real estate agents, and strategies for negotiating the best deal.
We dive into the specifics of navigating the buying process from start to finish, providing practical advice that will help first-time buyers confidently secure their ideal property.
Whether you’re new to the market or seeking to refine your approach, Emily’s insights are invaluable for making informed and strategic property decisions.
Connect with Emily:
Instagram: @emily_wallace_ba
Website: https://wallaceadvocates.com.au/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn discusses the various types of securities that banks typically will not accept for residential loans.
She covers common issues like properties under 40 square metres, high-density or inner-city postcodes, properties over 40 hectares, vacant land without services, and unique cases such as stratum and company title units, NDIS accommodation, and islands without bridge access.
Evelyn highlights the importance of understanding these restrictions to avoid potential pitfalls in property financing.
Tune in to gain valuable insights and ensure you're well-prepared for your next property purchase!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we're back for part two with Pierce Hanlen, Partner and Wealth Adviser at Hewison Private Wealth.
Pierce, a Certified Financial Planner and Accredited Self-Managed Super Fund Specialist Adviser, covers two key topics: calculating retirement fund requirements using the 5% rule and deciding whether to pay off debt before investing.
He explains the 5% rule, which helps determine how much you need to save for retirement based on generating a 5% net cash flow from your investments.
Pierce also discusses the pros and cons of paying off debt versus investing, highlighting the differences between good debt (investment loans) and bad debt (personal loans) and the strategy of debt recycling.
Connect with Pierce Hanlen and Hewison Private Wealth:
Instagram: https://www.instagram.com/hewisonprivatewealth/
Facebook: https://www.facebook.com/HewisonPrivateWealth
Website: https://www.hewison.com.au/
Don't forget to subscribe, rate, and leave a review! Tune in next week for more financial insights on You Have My Interest!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode Evelyn is joined by Pierce Hanlen, a Partner and Wealth Adviser at Hewison Private Wealth.
Pierce, a Certified Financial Planner and Accredited Self-Managed Super Fund Specialist Adviser, brings seven years of experience at Hewison, where he has advanced to an equity partner and a member of the internal Investment Committee.
Awarded Young Adviser of the Year at the ifa Excellence Awards in 2021, Pierce is dedicated to ensuring his clients' futures are as bright as possible.
Pierce shares his insights on different investment strategies, the pros and cons of residential vs. commercial property, and key considerations for retirement planning. Learn how to maximise returns while minimising risks and balance debt repayment with investment opportunities.
Connect with Pierce Hanlen and Hewison Private Wealth:
Instagram: https://www.instagram.com/hewisonprivatewealth/
Facebook: https://www.facebook.com/HewisonPrivateWealth
Website: https://www.hewison.com.au/
Don't forget to subscribe, rate, and leave a review! Tune in next week for more financial insights on You Have My Interest!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode Evelyn breaks down the First Home Buyer Government Guarantee Scheme. Evelyn provides a detailed look at the eligibility criteria, using a real-life example of a client she assisted.
The client, a 31-year-old energy analyst from Springvale, successfully purchased a unit in Burwood thanks to the scheme.
Evelyn explains the client's financial situation, including savings, income and expenses, and discusses the chosen loan structure and the benefits of the scheme.
The episode highlights the practical aspects and advantages of the scheme, offering valuable insights for first-time homebuyers.
Tune in for an informative guide on navigating the First Home Buyer Government Guarantee Scheme and making informed property purchase decisions.
We hope you enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
n this episode, Evelyn dives into the world of buying properties and borrowing through trusts.
Discover how trusts can provide benefits like asset protection, tax planning, and succession planning.
Plus, don’t miss the announcement of our upcoming webinars for first-time home buyers and seasoned investors.
Get insider insights from a recent Westpac roundtable on interest rates, and learn the essentials of different trust types and their impact on borrowing capacity.
Enjoy the episode!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn shares great news for Australian mortgage holders: the cash rate remains unchanged this month, providing a welcome relief amid talks of potential rate hikes later this year.
She dives into a unique case study of a 29 year old client who is a rent-vesting enthusiast with five investment properties, working towards acquiring a sixth.
This episode offers insights into his financial background, income sources, and the strategic loan structuring that has enabled his investment success.
Evelyn emphasises the importance of proper loan structuring, avoiding cross-securitisation, and the benefits of working with a knowledgeable mortgage broker.
She also announces an upcoming Investment Property Webinar on July 24th, where attendees can learn more about investment property loans, participate in live property valuations, and join Q&A sessions. Tickets are $39, with discounts for attending both this and the First Time Buyers Webinar the previous week.
Follow us on social media for updates and reach out for personalised advice on your loan structure!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn shares exciting updates for first-time home buyers in Queensland, including increased stamp duty thresholds, expanded home buyer guarantee schemes, and new grants and concessions.
These changes offer significant savings and benefits for first-time buyers in the region.
Additionally, Evelyn answers questions about debt recycling, explaining how this strategy can convert non-deductible debt into tax-deductible debt. She highlights the importance of correct loan structuring and consulting financial professionals to maximise tax benefits. We hope you enjoy this informative episode!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Evelyn sits down with Vanessa Bamford, a seasoned chartered accountant and financial coach, to explore the critical role of financial literacy in business growth and personal wellbeing.
Vanessa shares her journey from a traditional accounting practice to a holistic approach that empowers purpose-driven businesses to thrive.
Learn how understanding your numbers and addressing the psychological aspects of money can transform your business and personal life. Discover practical strategies for setting financial targets, managing cash flow, and creating a sustainable business model that aligns with your personal values.
Key Topics Covered:
- Understanding Breakeven Points: Why knowing your breakeven point and minimum profit requirements is crucial for business sustainability.
- Psychological Aspects of Money: Addressing self-worth issues, guilt and other psychological barriers that business owners face regarding financial success.
- Practical Financial Strategies: Monthly coaching sessions, setting realistic targets and providing tools for business owners to measure their progress.
- Client Success Stories: Real-life examples of how Vanessa has helped clients transform their businesses and achieve financial stability.
- Financial Literacy for Children: Vanessa’s approach to teaching her children about money and instilling healthy financial habits from a young age.
- Self-Awareness and Personal Development: The necessity of continuous personal growth for business owners to ensure sustainable business success.
Get in Touch with Vanessa Bamford:
- Website: Vision Beyond Advisory
- Instagram: @visionbeyondadvisory
- Facebook: Vision Beyond Advisory
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
We're bringing something a little different to you this week! Today, Evelyn is deep diving on how to become a mortgage broker.
There are so many ways to structure yourself as a broker, and different pathways of entry.
Evelyn breaks down some key information such as:
-
the qualifications and/or experience you need
-
how to choose a mentor
-
ongoing education and development
-
models as an employed broker - PAYG, Commission, Retainer, or a combination
-
aggregators - what they do, how to chose one, how you get paid
-
her top 5 tips for new to industry brokers
-
how to generate leads
And much more!
We hope this episode is valuable for any buddying brokers out there, and we look forward to hearing your feedback!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Today our host Evelyn takes you on a deep dive into her own personal property journey.
In this episode Evelyn talks about how she purchased two properties by the age of 26.
Evelyn shares the nitty gritty costs involved, how much she needed to have in savings, how much she borrowed, and what her initial plans for the properties were.
In particular, Evelyn gives an overview on her plans to develop the first property, and how this was very quickly altered based on the changes in the market.
Evelyn shares her wins and her learnings, and where to from here!
We hope you enjoy today's episode, and if you have any questions off the back of it, please feel free to email them through!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn talks about all things self employed lending.
Self employed finance is typically seen as 'hard' and can take longer to assess, but Evelyn reveals why this is just a myth, and how critical it is to speak to people who know specifically which lender will assess your income in the most favourable manner.
Applying with no context or knowledge of a bank's self employed policy is like taking a shot in the dark! You don't know where it will land.
Evelyn also talks about some of the commonly used policies she is seeing work for a number of clients, and the minimum requirements you need to meet if you are self employed.
Finally, Evelyn talks about HECS debt reforms for Australians, and Commercial and Industrial Stamp Duty Reforms. You can read the information sheet discussed here.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn talks about how she assisted a long term client to sell a current property and purchase their next without using bridging finance.
Now this structure may not work for everyone, so Evelyn breaks down who would be eligible to finance a purchase this way.
She also talks about why loan structure is so important, and why a variable loan with offset facilities was the most suitable option for this client.
She talks about some potential pitfalls of fixed rates if you are looking at making additional repayments, and why knowing your loan term goals helps to identify the most suitable loan structure.
Enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
This week, we head into part 2 of our client Q&A, where Evelyn answers four more questions in detail, covering off on everything from taking a sabbatical from work, right through to how you can beat loyalty tax with your current bank.
She also talks about reasons people refinance outside of interest rates, and how you can calculate the available equity in your property.
Tune in to hear Evelyn answer the following:
- How does taking a sabbatical from work impact your ability to secure loan approval?
- How do you refinance effectively?
- How do you help clients by refinancing to help them build an investment portfolio?
- What rates are you seeing for investment properties?
- What tactics can be used to beat "loyalty tax" with your lender?
We hope you enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals.
Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Welcome to our latest Q&A episode, where we tackle four insightful questions sent in by one of our clients.
In this episode we explore the concept of making extra repayments on an investment loan with an offset account. Does it make sense to pay more into the loan account if you already have funds in the offset? We discuss how this may change whether your loan is interest only or principal and interest.
We provide some tips and tricks for presenting a strong loan application for a second or third investment property, even if there have been changes to your income, such as a career switch or role change.
We also discuss some real-life scenarios where clients faced similar challenges with income fluctuations and how we successfully navigated these situations to secure favorable outcomes.
And finally, we delve into the likelihood of lender approval for a client whose income is variable due to a split between base salary and commission. Would regular increases in savings influence a lender's decision when seeking approval for a second investment property? And how would using existing equity change this?
Stay tuned for Part 2 of our Q&A episode, where we'll address the remaining questions from our clients and provide more expert insights into all things property and finance.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Let's talk about all things property investment.
To cover this big topic, Evelyn is joined by Trent Alexander, an independent property investment advisor.
Evelyn explores Trent's journey from the new home sector to his venture into founding Investments Accelerated, where he is all about helping people navigate the path to achieving their property dreams.
Trent shares valuable insights for first-home buyers, investors and those reassessing their portfolios, emphasising the importance of aligning investments with long-term goals.
The conversation also delves into rent-vesting with Trent offering balanced perspectives tailored to individual life stages.
Interested in partnering with Trent or learning more about property investments? Connect with him through the following links: Instagram, LinkedIn, Website
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn delves into the complexities of novated leases and their implications on loan applications and repayments, with a focus on securing additional funds for property renovations.
Evelyn shares a client case and offers vital insights into the finer details of navigating novated lease agreements and understanding their impact on loan terms.
She discusses how these leases can affect a borrower's eligibility and alter the structure of repayment schedules, emphasising the importance of strategic financial planning when incorporating such elements into refinancing decisions.
Tune in to gain a deeper understanding and expert guidance on managing your finances effectively!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In today's Q&A, Evelyn is sent a series of questions from a long term client.
She explains how lenders view contracted employees compared to permanent or full time employees. She also discusses the difference between a contracted employee and an independent contractor, who is actually treated as self employed.
Evelyn then looks at what makes a good broker, and some of the key criteria to look at when deciding if a broker is right for you, and will support your long term goals.
Finally she discusses how credit cards impact your borrowing capacity and credit scoring, and when this starts to become an issue.
If you would like to send in a series of questions for our next Q&A, feel free to email us at admin@everlend.com.au
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Today we talk commercial lending with Jack Talbot, Director at Leverage Capital.
With experience at Bank of Melbourne and Liberty, Jack ventured into entrepreneurship almost four years ago, focusing on aiding business and self-employed clients.
Whether you're experienced or new to business financing, gain insights into navigating commercial finance.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In today's deep dive episode we're focusing on refinancing.
Discover why people refinance beyond just seeking lower interest rates, learn about potential challenges and gain insights into managing your home loan effectively.
Whether you're considering refinancing for a better rate, improved product features, or accessing equity, this episode offers valuable information to help you make informed decisions about your finances.
Don't miss this episode with practical tips to optimise your home loan strategy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In today's episode, we're diving deep into the state of the economy.
Recently, Evelyn attended an event hosted by the Mortgage and Finance Association of Australia (MFAA) in Melbourne, where we had a presentation from one of the heads of Heron Todd White, a valuation firm, discussing the current economic landscape.
Additionally, we explored insights from the ComSec State of States report, which analyses the performance of Australian states and territories.
Notably, South Australia ranked number one in growth for the first time ever, followed by Victoria and New South Wales.
View the state of the states report here.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this Q&A episode, Jess from GreenPockets answers questions from listeners alongside Evelyn, discusses various financial and investing topics.
Jess emphasises the emotional risk in investing and suggests starting with small amounts.
She talks about maintaining a financial foundation and setting achievable retirement goals.
Jess also touches on tax-effective strategies and offers insights into Cryptocurrency.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Join us for an insightful conversation with Jess Clifford from @greenpockets_ as we delve into the world of investing and financial freedom.
In this episode, we simplify investing concepts and explore why gaining understanding is crucial for achieving financial independence.
Jess shares her journey into the financial field and explains why she started her Instagram page to demystify personal finance.
Discover practical steps to start investing, understand the importance of cash flow management, and learn how investing can provide passive income streams for a life of freedom.
Whether you're a beginner or seasoned investor, this episode offers valuable insights to help you take control of your financial future.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn delves into the world of home loan lending, focusing on ways to enhance your borrowing potential with diverse forms of variable PAYG income such as overtime, allowances, bonuses and commissions.
This episode also touches on the current interest rate market, offering insights into potential rate changes, and provides valuable perspectives on how different Australian lenders evaluate these income sources.
Evelyn emphasises the importance of understanding your borrowing comfort zone and shares the benefits of starting with smaller investment properties before moving towards your dream home.
For tips on refining your mortgage application and broadening your lending possibilities in the Australian market, make sure to listen in!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we explore an interesting client scenario featuring a first-time homebuyer couple in Victoria.
What makes this story unique is one partner's recent self-employment in the medical industry.
Join us as we reveal how we secured their finance approval on an 18-month ABN, a challenge that many banks hesitate to accept.
We'll also take you through their journey in using the First Home Loan Deposit Scheme, allowing them to purchase their dream home without lenders mortgage insurance.
Discover hidden gems and expert insights in today's scenario to help navigate your financial journey.
But before we dive in, stay tuned for important updates in the world of finance.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Today's episode is a unique and exciting one as Evelyn brings back property development expert Baz Komak.
This time, Evelyn has gathered five potential property development sites from our listeners, and Baz is going to assess them in real time.
Join us as Baz takes a deep dive into each location, evaluating the feasibility of development and crunching the numbers to determine their profitability.
This hands-on session provides listeners with a firsthand look at how a seasoned property developer approaches site analysis and decision-making.
This dynamic and informative session is one not to be missed! How many of the five sites do you think are worth considering?
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Today we're joined by Baz Komak, a successful financial planner turned property developer.
Baz shares invaluable insights into both residential and commercial property development. Baz and Evelyn discuss crucial considerations for any project, emphasising the importance of thoroughly assessing profitability and knowing the numbers inside out.
Baz delves into his key learnings and explores the various types of development opportunities, highlighting the importance of having your 'A' team around you, and getting correct advice from the get-go.
Whether you're a seasoned developer or a newcomer to the field, this episode provides actionable advice and strategic perspectives to navigate the intricacies of property development successfully. Tune in and gain valuable knowledge from Baz's wealth of experience in the financial and property realms.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this short and sharp episode, Evelyn shares a power-packed list of money habits that she's leaving behind in 2023, and you should too.
She sheds light on financial practices that may be hindering your financial wellness, including bidding farewell to buy-now-pay-later schemes like Afterpay and ZipPay to breaking free from the allure of unnecessary subscriptions, Evelyn provides actionable insights for a financially empowered year ahead.
Even if you only release one negative habit or take on a positive one from this episode, this episode will help you leave financial stress behind in 2023.
Tune in and get ready to kickstart a year of financial freedom and smart money habits!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
This week we are bringing you the best of 2023 from the You Have My Interest podcast!
As we kick off the new year, we've distilled some of the key educational moments from five of our favourite guests this year - and boy, was it hard to pick!
We've covered a range of topics from personal insurance with Phil Thompson, winning at auction with Andy Reid, buying a property that stands the test of time with Aife Horsley, right through to where to invest in property around Australia with PK Gupta, and finally, how to change your money mindset from scarcity to abundance with Andy Lloyd.
We really hope this episode resonates with you, and inspires you to take action heading into a new year.
Hit subscribe and stay tuned for more inspiring and educational episodes in 2024!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Join us as we explore the world of off-the-plan property purchases with an interesting and detailed case study.
Evelyn takes you through the journey of a first-time buyer who secured financing for a property that was not yet built.
Evelyn reveals the risks and rewards of off-the-plan purchases, the client's financial profile, and how they leveraged government schemes to reduce costs.
She also shares insights on selecting the right loan structure, product features and a lender aligned with sustainability values.
Tune in!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this podcast episode with Andy Lloyd, we delve into his remarkable journey from financial struggle to achieving his goal of financial freedom by age 44. Andy shares how he transformed his mindset about money, explains the importance of Robert Kiyosaki's Cash Flow Quadrant, and offers insights into building passive income streams through business ownership and investments. Don't miss this inspiring conversation about achieving financial freedom and shifting your financial mindset.
Find out more about Andy's wine business: https://www.entrevineur.com.au/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Can you buy a property if you've only been employed for one day?! Listen in to this week's episode as Evelyn explains just how it can be done.
This Finance File was a special one, as our client was so ecstatic to receive finance approval, not thinking it was possible.
We loved helping her achieve her goals, and restructure her current loans in the meantime, to something that was more tax effective and saved her interest.
Remember, you should be reviewing your loans and finances at least once a year! Today's client hadn't done so in five years, and found out she was paying at least 1% too much interest.
Enjoy today's episode, and let us know if you have any questions or comments.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Today we have a special guest with a wealth of knowledge in the world of Australian Real Estate.
Cate Bakos, a chemistry graduate from Monash University, transitioned from a career in science and sales/marketing to real estate, becoming a highly recognised property expert and award-winning buyer's agent.
With over 2,000 client interactions, contributions to numerous media platforms and authorship in the field, Cate's journey includes co-founding a boutique Melbourne Buyers Agency and achieving multiple industry accolades, while also co-hosting "The Property Trio" podcast.
In this episode, we touch on the current state of the investment market in Australia, with a particular focus on Victoria, which is facing unique challenges in the land market.
Cate shares her forecasts for the Melbourne and wider Victorian markets, shedding light on what lies ahead.
The good news is that investors are making a comeback in Victoria, although the numbers are still lower compared to owner-occupiers. Cate's expertise will help us understand the trends and factors driving this shift.
Additionally, we'll explore Cate's must-haves when it comes to properties and her proven methods for selecting investments that stand the test of time.
If you find this episode valuable, be sure to subscribe to our podcast and leave a review. Also, don't forget to share this episode with your friends and colleagues who might benefit from Cate's insights.
For those interested in reaching out or learning more about Cate's services, visit her website at www.catebakos.com.au.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we take a comprehensive look at the world of guarantor loans.
We explore how guarantor loans can be a game-changer for aspiring homeowners (or investors!).
Guarantor loans are perfect for someone who has a smaller deposit, but a strong borrowing capacity.
Some of the benefits include:
- Less savings required
- Lower interest rates
- Avoid lenders mortgage insurance
From understanding the benefits and potential risks to practical tips for both borrowers and guarantors, join us as we unravel the complexities and demystify the process of utilising guarantors to secure that dream home.
Whether you're a first-time buyer or exploring alternative financing options, this deep dive into guarantor loans will equip you with the knowledge to make informed decisions on your homeownership journey.
Tune in now!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In a special Q and A episode, Evelyn tackles the big questions from listeners on a wide range of property and finance issues.
The topics covered investors, developers, home owners and also first home buyers, who are all navigating a challenging market.
Be sure to tune in!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
This week we have a bonus episode from our mates over at Dyl and Friends, where Evelyn sat down with Dylan Buckley to talk all things property, finance and how to buy your first home.
Evelyn explains some common misconceptions around loans, deposits, grants - plus provides some handy tips for first-home buyers.
Dyl and Friends team:
Email - hello@producey.com
Instagram - @dylbuckley @dylandfriends
Youtube - @clubbysports
Facebook - dylandfriends
Tiktok - @dylandfriends
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode we're joined by PK Gupta, a successful property investor who has amassed a diverse portfolio in both residential and commercial real estate, generating an impressive $120,000 in annual passive income.
PK's mission is to help fellow Australians achieve similar financial success by focusing on data-driven property investments.
PK's journey from investment banking to property investment is a fascinating one, driven by a desire for better results and more freedom.
He shares insights from his Property Investment Accelerator course, designed to empower individuals with the knowledge and strategies needed to build successful property portfolios.
The episode offers valuable insights into the unique characteristics of Australian capital cities and how they may perform in the future.
It's a must-listen for investors looking to level up their property portfolios and those considering entering the property market.
Join us as we explore the power of data-driven property investment and the keys to selecting properties for growth and passive income.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Evelyn explores a client's journey to materialise their dream retirement by purchasing a winery.
It is one of our favourite episodes!
Discover how the client leveraged existing residential properties to secure better lending options, interest rates and terms for this unique venture.
Listen in to learn the financial strategies behind this inspiring success story.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
What is rentvesting? What are its advantages? And who is it for?
Ever wondered if you can buy a property (or build an entire portfolio) while still living in the dream (that could be mum and dad's home, or another rental)? Well, you can.
And today, Evelyn answers your key questions on just how it's done.
Evelyn also answers the key question: "Are you still eligible for the First Home Buyer Stamp Duty concessions if you have an investment property?"
And finally, we look into the pros and cons for buying a property in your individual name, when you are in a defacto relationship.
This is certainly not one to be missed!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Considering buying your first home, but have no idea where to start or what to buy? This episode is for you!
In this episode Evelyn looks at the common challenge of knowing how to approach the purchase of your first property - specifically, an owner-occupied or investment property, and the different types of property assets.
Gain valuable insights on the different property purchase strategies, and make informed decisions that align with your unique goals and aspirations.
Evelyn talks about how different property types can cater to various goals, along with the associated pros, cons and costs involved in each property type.
She focuses on the five common property types in Australia: Apartments, units, villa units, townhouses and houses.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this Finance File episode, Evelyn explains how Self Managed Super Fund (SMSF) Lending helped a couple continue to expand their Australian property portfolio.
She dives into the key aspects of SMSF lending, including its benefits, eligibility criteria, and important considerations.
SMSF lending allows individuals to use their superannuation funds to invest in property and other assets, providing more control and flexibility over their retirement savings.
For the couple featured in today's Finance File, they have been able to purchase three properties in the last 12 months and are already gearing up for the next purchase.
Tune in to hear:
-
Benefits of SMSF Lending
-
Eligibility and Regulations
-
SMSF Lending vs. Traditional Property Investment
-
Purchasing a Commercial Property for Your Business
-
Risks and Considerations
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we're joined by Nick Green from Oak Capital, as he and Evelyn delve deep into the rapidly evolving world of Private Lending.
Discover its pros and cons, grasp the reasons behind the increasing interest in private loans, and arm yourself with vital tips for prudent borrowing.
Nick also talks about the Oak Capital approach to the world of lending.
Tune in for this special episode that unravels the nuances of private lending.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Wondering where interest rates are headed?
Join Evelyn for a Q and A that covers market movements, and also get answers to your pressing questions from last week's episode on debt consolidation.
Plus, snag our bank call script for those "let's chat, Mr. Banker" moments!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this solo episode, Evelyn is talking about debt (consolidation), baby!
Debt consolidation can be a handy way to help pay off your consumer loans faster, but it can also have some pretty significant negative impacts if not done correctly.
Evelyn starts today's episode by giving us the lowdown on what's happening in the property and finance scene and dives into the buzz around bridging finance. Evelyn then breaks down debt consolidation and brings clarity to its potential long-term implications.
Finally, she shares the "snowball" strategy as a different method of paying off debt, opening up the world of compound interest - including how it can work for and against you.
Tune in now.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
What is Bridging Finance?
Join Evelyn this week as she explains the seemingly complex world of bridging finance through the lens of a real-life client success story.
This episode features a self-employed client, which added more complexity to the scenario - you don't want to miss it.
You will hear the ins and outs of how bridging finance works and how it can be tailored to meet unique circumstances like buying and selling at the same time.
Evelyn uncovers some key considerations such as the cost, the timeframes, what you need to demonstrate to a bank in order to qualify, etc.
Tune in to gain a deeper understanding of bridging finance and learn how it can turn your property aspirations into reality.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
What is Breathwork?
On today’s show, Evelyn introduces Dan and Sara, two guests in a very different field – breathwork.
Having recently travelled to Bali to attend an 8-day breathwork retreat, Evelyn saw immense value in sharing their craft. Facilitated breath repatterning brings an awareness to breath that can be profound in breaking patterns or responses to stimulus that do not serve us.
Regardless of YHMI being a property and finance podcast, Evelyn has always been an advocate for mental health and personal development, and that’s exactly what she found breathwork to provide her.
Find more about YES& on their website here: https://www.yes-and.com.au/
Upcoming Spring Retreat in the lush Byron Bay Hinterlands:
4 days / 3 nights
September 2023, 14th to 17th
https://www.yes-and.com.au/springretreat
Combining breathwork, yoga, meditation, sauna & icebath cool water immersion therapy, organic food, fire circle, community connection & workshops exploring personality, empowerment, resilience & reduction of stress & inviting more relaxation into mind & body.
Unity in Duality is a 6 weeks online course running from 5th of September to the 10th of October 2023.
Finding ease in mind & body through polarity integration: https://www.yes-and.com.au/unity-in-duality
To join with a 15% discount, simply select the discounted option via the platform.
Find out more about Dan & Sara and their full bio’s here: https://www.yes-and.com.au/team-1
Sara:
sara@yes-and.com.au
To book in a call: https://calendly.com/saralisadeclercq/45min?month=2023-08
Dan:
dan@yes-and.com.au
To book in a call:
https://calendly.com/dan-kurlapski/30min?month=2023-08
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In today's episode, Evelyn dives deeper into the world of construction loans, building on the insights from our previous episode.
She addresses your burning questions and demystifies the intricacies of construction financing.
Here are some of the pressing questions that Evelyn tackles:
-
What are the key differences between traditional home loans and construction loans?
-
Can you get fixed rates on construction loans?
-
How do progress payments work in construction contracts?
-
How is interest calculated during construction?
-
What specific requirements do banks have for construction loans?
Whether you're a first-time home builder or a seasoned investor, tune in to gain clarity and confidence in navigating the world of all things construction loans.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
As we kick off our new podcast format, Evelyn delves into the intricate world of construction lending in Australia.
From house and land packages to custom builds and subdivisions, Evelyn unpacks and simplifies the complexities around the finance options.
Are you a first-time builder dreaming of a custom-designed home? An investor looking to grow through property development? Or perhaps you’re exploring the potential of a subdivision opportunity?
Hear from Evelyn on:
- Insider tips on navigating the loan process smoothly
- Key considerations in Fixed Price Building Contracts that can make or break your application
- Real-life stories and lessons
And more.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode Evelyn and Maddie sit down with Ravi Sharma, an influential name in Australian real estate and a finalist for the REB's Buyer's Agency of The Year (2023) and Rising Star Finalist Award (2023).
Ravi, with his down-to-earth wisdom, shares key things to know about buying your first home, investing in properties, and understanding the ins and outs of the Australian property market.
Whether you're just starting your home buying journey or you're an old hand at property investing, this episode has something for you!
Ravi is founder of SearchProperty, for more check out www.searchpropertyau.com.au.
Hear from from Ravi on his YouTube channel 'Personal Finance with Ravi Sharma' and contact him directly at Ravi@searchpropertyau.com.au.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this Q&A episode, our hosts Maddie and Evelyn sit down with Phil Thompson, a seasoned financial planner from Melbourne. The Q&A is centered around a topic that's crucial but often overlooked - personal insurance.
Throughout the discussion, they navigate the four cornerstones of personal insurance: life insurance, income protection insurance, total and permanent disability (TPD) insurance, and trauma insurance. With Phil's in-depth knowledge, listeners are offered a deep understanding of the purpose and benefits of each type of insurance.
Phil highlights the critical role of sufficient coverage in protecting not just oneself but also loved ones, in terms of financial stability. He also sheds light on key factors one should consider when selecting personal insurance, such as age, health, occupation, dependents, and long-term financial goals.
This episode serves as a rich resource for anyone seeking to make well-informed decisions about their personal insurance requirements.
Inspired to reevaluate your personal insurance needs? Connect with Phil Thompson and his dedicated team at Skye Financial Services.
Website: https://www.skye.com.au/
Instagram: https://www.instagram.com/skye.wealth/
Email: phil@skye.com.au
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, hosts Maddie and Evelyn interview Phil Thompson, a financial planner based in Melbourne, to discuss the importance of personal insurance.
They explore the four main types of personal insurance: life insurance, income protection insurance, total and permanent disability (TPD) insurance, and trauma insurance.
Phil provides insights into the purpose and benefits of each type, emphasising the significance of adequate coverage to safeguard oneself and loved ones financially.
The conversation also covers factors to consider when choosing personal insurance, such as age, health, occupation, dependents, and financial goals.
Listeners gain valuable information to make informed decisions about their personal insurance needs.
Ready to give your personal insurance the attention it deserves? Connect with Phil Thompson and his dedicated team at Skye Financial Services to review and enhance your coverage. They understand the importance of safeguarding what matters most to you.
Website: https://www.skye.com.au/
Instagram: https://www.instagram.com/skye.wealth/
Email: phil@skye.com.au
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn and Maddie discussed various policies available for medical professionals to obtain finance, including lenders mortgage insurance waivers, income policies, and self-employed policies.
The eligibility criteria for these policies have expanded recently to include a wider range of medical professionals, including those in the healthcare and education industries. Medical professionals may also be eligible for higher lending amounts, up to $5-7 million with some lenders, compared to the usual $3 million lending cap on any one property.
Evelyn and Maddie also discuss the benefits of buying a property with a lower deposit and considering the bigger picture for long-term gains.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Do you work in a medical field and are wanting to purchase property?
In this Finance Files episode, Maddie takes you through a client’s journey on purchasing their second investment property by using equity from their first, and how working in the medico sector has helped her get there faster.
We go through her financial scenario in full, so you can see if this relates to you!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Maddie and Evelyn chat with accountant Ash Ross to uncover valuable insights and expert advice on maximising tax benefits, navigating what to claim as a property investor, and optimising your financial strategies.
Whether you're a business owner, investor, or simply interested in the intricacies of tax planning, this episode will provide you with actionable tips and clear explanations.
We explore a range of key topics related to business tax and investment properties. We dive into strategies for maximising tax benefits, providing practical tips on reducing tax liabilities and identifying deductions. We also delve into the tax implications of investing in real estate properties, covering topics such as rental income, depreciation, and capital gains.
Additionally, we discuss different business structures and their impact on tax liabilities, while highlighting common tax pitfalls to avoid.
Finally, we emphasise the value of professional advice and conclude with Ash’s best tip for first home buyers and property investors alike!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn and Maddie are joined by our Liberty Business Development Manager Sean Driscoll to delve into the world of non-conforming mortgages, exploring the options available for borrowers who don't fit the traditional lending criteria.
We shed light on the intricacies of this often misunderstood sector, helping you understand how these non-bank lenders can be a game-changer for those in unique financial situations.
Join us as we discuss the benefits and challenges associated with non-conforming mortgages, from self-employed individuals with irregular income to borrowers with less-than-perfect credit histories. We unravel the criteria that these lenders consider and debunk common myths surrounding this type of financing.
Sean shares valuable insights, explaining the different loan options available and some heart-warming stories of clients they’ve helped in sticky situations. We highlight the importance of working with a knowledgeable mortgage broker who can navigate the non-conforming landscape and find the best solutions tailored to individual needs.
Tune in to this episode for an in-depth exploration of non-conforming lenders and discover how they can open doors to homeownership that the traditional lenders and big banks may keep closed!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation athttps://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Join Maddie and Evelyn as they answer your questions surrounding your self-employed income and scenarios.
We start off talking about how long you can use 2022 financials for servicing or if your profits are trending down. We also go through your options if you’ve transitioned from PAYG into sole trader income and how a bank views this when you apply for a home loan. We also talk about what documents you need to provide for an application what this looks like if your work is contract based, and how tax works being self-employed. We have a few questions that came through surrounding trusts that we briefly touch on.
If you have any questions for us, please feel free to reach out through social media, emails or our website and we’d love to help where we can!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation athttps://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn and Maddie talk about the intricacies of self-employed lending policies and what this could mean for you.
We unpack the opportunities faced by sole traders and companies in the mortgage lending landscape. From deciphering income verification methods to understanding documentation requirements, we provide valuable insights to help you navigate what’s needed to get a loan!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation athttps://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Are you an Australian wanting to purchase a property at home while living overseas?
In this Finance Files episode, Maddie takes you through how their expat clients purchased an investment property in South Australia.
We go through specific lender policies that are important to note with foreign income, and which banks are the best for these requirements.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation athttps://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we learn all about asset finance with Will Hamer from Hamer Finance, who shares valuable insights and strategies for leveraging assets to achieve financial success.
We explore the fundamentals of asset finance, its role in preserving capital and optimising cash flow for individuals and companies, and the crucial role of asset finance brokers in connecting clients with suitable lenders.
Will shares his wealth of knowledge in deal structuring, term negotiation, and the art of securing the best financing options for clients.
Whether you're a business owner seeking growth or an individual looking to finance essential assets, this episode equips you with knowledge to make informed decisions for your potential finance needs.
Join us on this amazing episode with Will to learn more about the world of asset finance and gain valuable strategies for success.
You can get in contact with Will and his team via his website here: https://www.hamerfinance.net/.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, we answer your burning questions with Buyer’s Advocate Aife Horsley, diving into the world of buyer's agents and exploring a range of key aspects related to their role.
We start off by examining the trade-off between capital growth and rental yield when selecting a property, and what’s best for your long-term goals. We also delve into commission structures and how buyer's and vendor’s agents are compensated, shedding light on the implications for their clients. Furthermore, we compare the advantages and disadvantages of buying in regional areas versus metropolitan areas, considering factors such as affordability, lifestyle, and investment potential. We also emphasize the value of local knowledge and how buyer's agents with deep expertise in specific areas can uncover hidden gems and secure the best deals for their clients.
Join us as we unravel these questions and provide valuable insights into the world of buyer's agents. Whether you're a first-time buyer or an experienced investor, this episode will equip you with the knowledge and understanding to navigate the real estate market with confidence.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn and Maddie dive into the world of grants, schemes, and concessions which can significantly assist homebuyers in Australia. We guide you through the complexities help you make informed decisions on your path to homeownership.
We start by understanding the basics of what they are and how they differ. There have been updates to some of the schemes last week, so we’ll take you through what’s changed. We explore the eligibility criteria and discuss state-specific variations and recent updates to the grants, schemes and concessions across different states & territories.
One of the most significant grants is the First Homeowner Grant (FHOG), designed specifically for first-time homebuyers purchasing new homes. We explore the eligibility criteria and discuss state-specific variations and recent updates to the grant across different territories.
Stamp duty is a significant consideration for homebuyers, so we'll delve into stamp duty concessions and exemptions. We break down what stamp duty is and how it affects your home purchase.
We also touch upon other grants and schemes aimed at specific demographics or circumstances, such as the First Home Guarantee Scheme, Family Home Guarantee, First Home Super Saver Scheme, and Help to Buy Schemes. These additional programs can provide further opportunities for aspiring homebuyers.
See the NHFIC website here: https://www.nhfic.gov.au/
More information on “Help To Buy” Shared Equity Scheme: https://www.homeloanexperts.com.au/shared-equity-scheme/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Maddie takes you through a quick property world update and then dive into the episode centred around our clients who used equity in their home to invest in a profitable real estate portfolio.
You'll learn from their experience and gain expert advice on how you can use equity withdrawal to build wealth through real estate investment.
Don't miss this episode if you're looking to take your first steps into property investment!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this episode, Evelyn and Maddie sit down with buyer and vendor advocate Aife Horsley from Raveche Property Group to learn more about how buyer’s advocates can benefit homebuyers.
A buyer's advocate is a professional who works solely on behalf of the buyer during the home buying process. They can help buyers navigate the complicated real estate market, source un-advertised properties, negotiate with sellers, and ensure that buyers get the best deal possible.
We discuss the specific ways in which a buyer's advocate can save buyers time, money, and stress during the home buying process. Specifically, understanding why it is so important to lean on the professional knowledge of an experienced buyer’s advocate is. Whether you're a first-time homebuyer, downsizer or a seasoned pro, this episode will provide valuable insights into the benefits of working with a buyer's advocate.
Connect with Aife Horsley:
Raveche Property https://ravecheproperty.com.au/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
On this episode, Evelyn and Maddie explore the benefits of using equity in your property and how it can be a powerful tool in building wealth and securing your financial future.
First, we discuss what equity is and how it's calculated. We also talk about the difference between personal-purpose equity and investment-purpose equity, and why understanding this distinction is important.
Next, we dive into the various ways you can use equity to your advantage. We discuss how equity can be used to fund renovations, pay off high-interest debt, invest in other properties, or even start a business. However, it's important to understand that tapping into your equity comes with some risks, especially if you’re not using equity on appreciating assets.
We talk about how to determine if this move is the right financial move for you, and how to work with lenders and financial professionals to ensure you're making the best decisions for your situation.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Property finance can be tricky if you're a business owner! In this episode of Finance Files, Maddie shares an important case study with important lessons and insights if you own a business and pay yourself a wage.
Enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Bank valuations are a key part of the property finance process for home owners and investors, so it is crucial to know everything you can about how bank valuations work and what it will take to maximise your opportunity.
Maddie asks Evelyn all of the most important questions on the topic.
Tune in!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
US real estate influencer Ruben Garcia joins the podcast to shift your mindset about what's really possible in property.
Ruben is a real estate agent, coach, consultant and investor based on the US east coast. He's had huge success in sales and business development and is now focused on giving away all of his secrets and strategies.
There's many key lessons for Australians who are used to following a 'tried and true', longer-term approach to property investment.
Ruben has switched modes to the short-term market and is seeing an instant pay off. He says it is just one example of the importance of getting clear on your goal, and then working out what is the best strategy and vehicle to get you there.
He's also focused on the power of disruption - doing things that others aren't doing, and grasping the opportunity that fear and risk brings.
Connect with Ruben: https://linktr.ee/Provenbyruben
Enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Continuing on from our previous episode's Deep Dive on Pre Approvals, Maddie hits Evelyn with the big questions on the topic including:
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How important are Pre Approvals?
-
How long is a Pre Approval valid for?
-
When should you apply for a Pre Approval?
-
Do Pre Approvals impact your credit score?
-
Should you pay out your HECS debt before applying for a Pre Approval?
Enjoy!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Most people get a pre approval on their loan because they don’t know how much they can borrow, but in this Deep Dive episode Evelyn and Maddie talk about other reasons why it can be so critical to ensure you are fully assessed by a bank BEFORE you buy.
This episode covers:
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What a pre approval is and how the bank assesses this
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The missing puzzle piece in a pre approval to go to formal approval
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Who pre approvals are critical for vs when is it not as necessary
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How long it lasts and whether you can extend your pre approval
-
Other added benefits to your pre approval that you may not have considered
-
And, what happens if you change jobs during the pre approval period?
Enjoy the chat!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this Finance Files episode, Maddie unpacked a investor client story revealing the benefits of talking to your current lender including how to reduce your current interest rate, the benefits of rate lock, and how we withdraw equity.
Tune in and let us know if you have any questions!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Auctions have become increasingly popular for property sellers, so it is essential for buyers to get equipped with strategies for success. But it is easier said than done - auctions are high pressure and intimidating, especially for those who lack experience. So to help you navigate the tricky world of auctions, we've brought in auctioneer Andy Reid.
Andy was named Australian Auctioneer Of The Year 2022 by Real Estate Business, and is one of only 18 Master Auctioneers at the REIV. Andy is a master at inspiring action, with plenty of insights for buyers and sellers alike.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this Q & A episode, Maddie hits Evelyn with the big and common questions around borrowing capacity, with some important answers for anyone who has goals and aspirations as a home buyer, owner or investor.
Tune in!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Every Australian borrower has been feeling the financial pinch with rising interest rates. But if you've had plans to buy another home or investment property, or refinance, your borrowing capacity has been impacted too.
In this episode, Evelyn and Maddie sit down to unpack the ins and outs of borrowing capacity and the impact of interest rates, and what you can do about it.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In this 'finance files' episode, host Maddie unpacks the story of a couple who was able to use the First Home Guarantee (FHG) Scheme to borrow up to $600,000, without needing to come up with a lot of up front cash for a deposit.
Based on seven set questions, this regular 'Finance Files' segment reveals the real client stories, including their property goals and the financials, so you can know their position and learn from their experience.
Get the notes and details from this episode on Maddie's Instagram and read up on the First Home Guarantee here.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Australian property can be a tough place for would-be buyers, but there are few people who know how to navigate it better than Emily Wallace.
Emily is one of Melbourne's top buyer's advocates, co-host of the My Millennial Property podcast and founder of EW Education and The Buying Coach.
She joined Evelyn and Maddie to take you inside the mind of a buyer's advocate, so you can understand what it takes to successfully buy your ideal property, the right way, along with many other tips, tricks and insights.
Connect with Emily: https://www.emilywallace.com.au/
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In the world of property finance there are thousands of loan products, many home loan types and various terminologies. How do you make sense of it all, let alone narrow it all down to find the best option for your circumstances and strategy?
In this episode, Evelyn and Maddie cover off all the important questions.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
The cliff is approaching! 75% of all loans issued in Australia in 2020 were fixed rates, and many of these borrowers will be coming off these deals in 2023.
If you find yourself in this situation, what should you expect, how can you prepare and how do you work out your next move in property finance?
In this episode, Evelyn and Maddie cover all the ins and outs around your fixed rate expiry to help you get ready.
Calculator links
Loan repayment
Extra repayment
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
In our first 'finance files' episode, host Maddie unpacks all the details of her own recent refinancing story, including her goals, the key numbers and the outcome.
Based on seven set questions, this regular 'Finance Files' segment reveals the real client stories, including their property goals and the financials, so you can know their position and learn from their experience.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
It has been wild times in Australian property over the last few years. We've had prices at record highs, 'interesting' interest rates and plenty of doom and gloom headlines in the mainstream media.
So where is Australian property heading, and what does it mean for home owners and investors?
To unpack the detail, Evelyn and Maddie talk to Eliza Owen, Head Of Australian Research at CoreLogic and one of Australia's top property analysts.
Don't miss this insightful chat.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
After kicking off the show last episode introducing what You Have My Interest is all about, as well as the ins and outs of mortgage broking, Maddie now gets straight to business - grilling co-host Evelyn with some saucy questions on finance, property, investing and much more.
Tune in!
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at
https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.
Podcast produced with Apiro
Welcome to You Have My Interest!
As we kick off the show, hosts Evelyn and Maddie reveal what you can expect. They talk about their pathways in to property and finance broking, and why education is so important (which is the whole purpose of this podcast!).
The duo also chat about the benefits of brokers, the property finance process, tips on interest rates, dealing with lenders and much more.
There's plenty more great content to come ... so make sure you subscribe now on your favourite podcast player so you don't miss a thing.
Find out your next step in property finance:
You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/
Get in touch:
Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.au
You Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.
It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.
If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222.