The Educated HomeBuyer: Recent Episodes
The Educated HomeBuyer
Are you looking to buy or sell a home? Wondering where to start? Do you have questions about mortgage and real estate and need honest, accurate answers? Welcome to The Educated Homebuyer with Expert Real Estate Broker Jeb Smith and Certified Mortgage Consultant Josh Lewis where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership. Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
You’ve done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown on the housing market, from delayed USDA loans and flood insurance hiccups to IRS transcript issues.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and when they didn’t. We also break down the emotional side of buying, the myth of affordability, and how today's 6%–7% rates are reshaping buyer demand. If you're thinking of buying, selling, or just want to understand what's really happening, this is the episode to watch.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Article: https://www.resiclubanalytics.com/p/kb-home-cut-florida-home-prices-this-year-now-it-s-seeing-signs-of-housing-market-stabilization
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated employment data, and political uncertainty are clouding every decision, and the outcome could keep rates in the 6s or worse for longer than anyone hoped. Watch to get the full breakdown and plan your next move before the housing market shifts again.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. We also cover what lenders typically allow, the costs involved, and why timing matters. If you're buying or refinancing, this is a must-watch to help you borrow smart and stay informed.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage Interest Rates Sit Near 3 Year Lows as the Federal Reserve Cuts Rates! Where are interest rates headed from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the political theater behind it, and which proposals (like expanding capital gains exemptions or auctioning federal land) could truly impact housing supply. If you're a homebuyer feeling stuck, this episode cuts through the noise.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer..
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
President Donald Trump is making moves to reshape the Federal Reserve—and it could mean big changes for mortgage rates. In this episode, we break down how Trump’s potential Fed nominees could influence rate cuts, what it means for the housing market, and how it might actually backfire for homebuyers.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage rates have dipped recently, but don’t expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn’t coming anytime soon. In this LIVE episode we will discuss Fannie Mae's Mortgage Interest Rate Forecast while updating you on mortgage rates and the economy to help you in today's housing market.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Think your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For the first time ever, Fannie Mae and Freddie Mac will soon accept VantageScore 4.0, a game-changer for first-time buyers, renters with thin credit files, and underserved communities.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Zillow updated it's housing market forecast projecting that US Home Prices will go up over the next year! Should you buy now or wait? In this LIVE episode we will discuss Zillow's Housing Market Forecast while updating you on mortgage rates and the economy to help you in today's housing market.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Everyone’s waiting for 5%, but the market is already moving and most people don’t even realize it. In this episode, we break down the real trigger behind today’s shift in buyer behavior, the silent surge in refinances, and why it all matters more than you think. The numbers are changing, the psychology is shifting, and if you’re not paying attention, you’ll miss the window.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
"Skip two payments!" "No cost refi!" "Lock it now or lose it!" — Sound familiar? In this episode, we pull back the curtain on the most common (and misleading) mortgage sales pitches. We also break down what these phrases really mean, why they’re used, and how to spot red flags before you sign. Whether you’re buying your first home or refinancing, you’ll learn how to shop smart, avoid costly traps, and work with a true mortgage advisor not a salesperson
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Home prices in some U.S. cities are not just affordable, they’re undervalued by double digits, according to new Moody’s data. In this video, I break down the top 24 markets where home prices are priced below fundamentals and why these areas could be hidden opportunities for buyers. We’ll look at where the biggest shifts have happened since the Pandemic Housing Boom and what’s driving these changes. If you’ve been waiting for the right market to buy into, this list might surprise you.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
The One Big Beautiful Bill just passed, but will it actually save you money as a homeowner—or cost you more? In this episode, we break down exactly how the bill affects mortgage interest deductions, SALT caps, and future interest rates. Whether you're buying your first home or thinking about selling, this tax change could impact your bottom line. Watch now and get expert clarity from Jeb and Josh so you can buy right, borrow smart, and build wealth.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage Interest Rates Hit a 2025 Low But can this trend continue? How low will interest rates go? Should you lock in now or wait? In today's LIVE, we're giving you a weekly update to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage interest rates are finally trending lower after the employment market shows considerable weakness. How low can interest rates go? Should you buy now or wait? In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Wondering when mortgage interest rates will finally drop? You're not alone—and in this episode, Josh and Jeb break down exactly what needs to happen before rates head lower. From Fed policy and labor data to inflation, tariffs, and recession risks, we unpack the full picture so you know what to expect as a buyer or refinancer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Huge miss in non-farm payrolls creates a big old rally in the bond market. It's reframing the picture of the labor market making a case for more rate cuts in the short term . In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Will the Housing Market continue to become more affordable ? Should you BUY NOW or WAIT for even Lower House Prices? Will we continue to see house price appreciation slow down or will buyer demand drive prices up as mortgage interest rates come down? In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others left behind by outdated credit models. They explain why this shift matters, how it compares to FICO, and what it really means for you as a future homebuyer
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Trump is ramping up pressure on Jerome Powell and signaling that rate cuts are coming. After a high-stakes meeting, Trump expressed confidence that the Federal Reserve is ready to ease monetary policy, potentially shifting the trajectory of interest rates and the housing market. This LIVE episode breaks down Trump’s remarks, Powell’s stance, and what this means for the economy and future rate cuts.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Buyers finally have the upper hand in my markets out there as inventory continues to grow while housing affordability remains strained. This imbalance is putting pressure on sellers to adjust house prices lower giving buyers more leverage. In today's LIVE, we are going to discuss the current housing market, mortgage rates as well as the ecomony to help you become The Educated HomeBuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh and Jeb walk through the pros, cons, and smarter alternatives of permanent vs temporary buydowns that most buyers overlook to help you become The Educated HomeBuyer
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
The housing market is shifting and we are not on the same page. After years of aligned optimism, this episode marks a sharp divide in how we see 2025 unfolding. Inventory is growing, demand is strained, and the power dynamic between buyers and sellers is starting to change. If you're trying to buy, sell, or even just understand what’s going on out there, this conversation is exactly what you need.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Trump’s new tariff proposals are sending shockwaves through the economy and mortgage rates are caught in the crossfire. Rising costs from imported goods could push inflation higher, forcing the Fed to rethink its game plan. In this video, we break down how tariffs could derail lower rate projections and what that means for homebuyers.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Inventory is up 31% causing 40% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage interest rates are not controlled by the Fed or TRUMP. In this episode, we break down why political headlines and rate cut demands from figures like Trump and Bill Pulte completely miss the mark. You’ll learn the real drivers of mortgage interest rates and why market expectations, inflation, and risk premiums matter far more than a Fed press conference. If you want to understand how rates actually work, this is the video you need to see..
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Housing affordability is improving as mortgage rates decline and housing prices stabilize in most markets. Should you buy now or wait? In this episode, we are going to discuss the current housing market, the FED, Trump policies while answering your mortgage and real estate questions LIVE
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
The housing market hasn't crashed. It's just no longer on fire. Homes are sitting longer, price cuts are returning, and buyers finally have leverage in markets like Texas and Florida. Jeb and Josh break down what this shift means for your next smart move whether you're buying or selling. It's a different game now, and understanding the rules will save you thousands.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Higher Interest Rates and seasonality are having a huge impact on home sales. Is this the time to step in and buy or should you wait? In this weekly live we will update on you on what's happening in the economy and the housing market to help you become The Educated Homebuyer.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Fed officials are warming up to the idea of a rate cut in July despite Powell’s cautious tone. Chris Waller and Michelle Bowman say tariffs likely won’t spark inflation and argue that waiting too long could hurt the labor market. While markets still expect cuts later this year, pressure is building for action sooner. In this episode, we will dicuss the current real estate market, update you on the economy and answer your questions about mortgage and real estate, LIVE.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
First-time buyers are still losing deals and missing opportunities, even when they’re financially ready. In this episode, Jeb and Josh reveal the five biggest mistakes smart buyers make and how to avoid each one with calm, clear strategy. They cut through conflicting advice and market noise to help you focus on what really matters. If you’re planning to buy in 2025, this is the clarity you’ve been waiting for.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage rates held steady around 6.93% this week, but under the surface, inflation data came in softer, hinting at a potential shift in the housing market. With cooling price pressures, stable wage growth, and a resilient consumer, the Fed may have more room to ease up. Mortgage applications jumped over 10%, showing that serious buyers are not waiting for perfect rates, they are acting on clarity and opportunity. If you're planning to buy in the next 6 to 12 months, now is the time to prepare strategically.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Inventory is growing and the housing market is slowing causing 40% of sellers to cut their home prices. How long will this continue? Should you buy now or wait? In this episode, we will dicuss the current real estate market, update you on the economy and answer your questions about mortgage and real estate, LIVE.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Redfin's headlines about a collapsing housing market are grabbing attention, but the full story is more nuanced. Jeb and Josh break down what the data really shows and explain why it doesn’t signal a crash in most markets. They walk through local trends, pricing behavior, and smart strategies for today’s buyers. Watch to understand how to navigate a confusing market with confidence..
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage rates are expected to drop, but not as quickly as many hope. Fannie Mae projects 30-year rates will fall to 6.1% by the end of 2025 and 5.8% in 2026, while others warn a market correction may be coming. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2025 housing market
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Fannie Mae's latest mortgage forecast suggests a potential shift, forecasting lower rates for 2025 and 2026. This adjustment, though modest, could lead to a major refi boom, according to experts. Stay informed on how mortgage rates and the housing market are evolving to make the best financial decisions for your future and consider if you should refinance now or wait.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Will the Housing Market become more affordable with higher interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices climb or will we see the Housing Market slow down as housing affordability remains a problem? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2025 housing market.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Curious about how Trump's 2025 budget could impact the housing market? In this video, we break down how proposed policies might affect your ability to buy or own a home, from potential tax cuts and deregulation to changes in mortgage rates and housing demand. Forget the headlines—this is a practical analysis of what it all means for your path to homeownership..
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Home-price appreciation is still rising in 2025, though the pace is starting to cool. The S&P CoreLogic Case-Shiller Index shows a 3.37% annual increase in March, with Midwest and Northeast cities leading gains. Rising inventory is giving buyers more leverage, but recent tariff-driven rate hikes may slow momentum. In this live, we break down what's happening in the housing market to make you a better first time home buyer or seller.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
You can earn $200K a year and still be denied for a mortgage, that’s the harsh reality for self-employed borrowers. This episode unpacks why lenders don’t care what you make, only what you can prove, and how your tax return is the real deciding factor. Josh Lewis breaks down exactly what underwriters look for and why having the right loan officer makes all the difference.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage Rates have been climbing since March even in the face of better than expected inflation. Will will we see mortgage rates decline? How long can this continue? In this live, we break down what's happening in the housing market to make you a better first time home buyer or seller.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Most people think real estate is about timing, but the real win is staying in the game. Over the last 30 years, homeowners have survived crashes, inflation, and uncertainty while building massive equity. In this episode, Jeb and Josh break down why a 30-year mindset beats market timing every time. Learn how fixing your housing cost today can lead to long-term financial freedom.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Foreclosures are rising—and one loan type just hit its highest rate since 2019. The national mortgage delinquency rate climbed to 4.04% in Q1 2025, and while overall foreclosure rates remain below historical norms, VA loans saw a surge. In this live, we break down what's happening with mortgage delinquencies, the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Buying your first home is easy when you understand what the process looks like. In this episode, we go through the entire home buying process from A to Z for first time home buyers. If you are a first time home buyer, watch this before you buy!
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
The FED Just left the Federal Funds rate unchanged signaling that mortgage rates will likely stay higher for longer. The Federal Reserve sees uncertainty withinflation and employment leading them to due exactly as the market was expecting, nothing. In this live, we break down what's happening with the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage rates are reacting more volatile than ever before, creating an environment full of uncertainty. In this video, we break down what’s driving rate volatility and why even positive news can push rates higher fast. With Fannie Mae projecting a gradual decline, the reality is that short-term rate moves remain unpredictable. If you’re in the market, understanding this landscape is critical to making the right decision.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
The Housing Market is FINALLY Moving In Favor of Buyers But Is Now The Right Time To Buy? In this live, we break down what's happening with the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait.
✅ Ready to take the next step?
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Home prices, interest rates, and affordability are colliding in 2025 and the housing market’s shifting fast. In this episode, we break down how mortgage rates are impacting supply, demand, competition, and long-term wealth-building. We show you why affordability isn't just about monthly payments, and how smart buyers are navigating today's uncertainty.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Home prices are now projected to decline nationally, with Zillow forecasting a drop in house prices through March 2026. Inventory is climbing, buyer options are growing, and sellers are losing some of their leverage. While mortgage rates remain volatile, this shift could create opportunity for buyers who are prepared. In this live, we break down what's driving mortgage rates higher and what you should expect moving forward as a buyer or seller in 2025 so that you can become The Educated HomeBuyer.
✅ Ready to take the next step?
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
FHA loans offer low down payments and flexible credit requirements, BUT most buyers don’t understand how they really work. In this episode, we break down the facts, from qualification myths to hidden costs like mortgage insurance and lender overlays. You’ll learn how FHA compares to conventional loans, when it makes sense to use, and the surprising truths most lenders won’t tell you.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage interest rates just hit the highest levels we've seen in months while inventory continues to grow. Is this the new normal or just a temporary blip on the radar? Should you buy now or wait? In this live, we break down what's driving mortgage rates higher and what you should expect moving forward as a buyer or seller in 2025 so that you can become The Educated HomeBuyer.
✅ Ready to take the next step?
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Tariffs are back and they’re shaking up the housing market fast. In this episode, we break down how rising mortgage rate volatility is impacting buyers, sellers, and affordability. If you're in the market or just watching from the sidelines, here's what you need to know now before things shift again.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage interest rates just saw one of the biggest single-day jumps since 2022—up nearly 0.30% in just 24 hours. In this video, we break down what caused the spike, why volatility like this matters, and what it could mean for homebuyers and the housing market moving forward.
✅ Ready to take the next step?
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
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Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage rates are high, affordability feels impossible, and many buyers are frozen by fear and misinformation. In this episode, Jeb and Josh break down what’s really holding people back from buying even when they're financially ready. We dig into buyer psychology, survey data, and why waiting for a “perfect” rate like 5.5% might actually cost you more in the long run. If you're serious about buying a home in 2024, this is the clarity you need to move forward with confidence.
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Delinquency rates are rising but is it time to panic? In this video, we break down the real story behind recent headlines and viral posts claiming homeowners are in trouble. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!Article related to this post - https://www.housingwire.com/articles/no-homeowner-delinquency-rates-arent-elevated/
✅ Ready to take the next step?
- Start your stress-free loan journey today
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Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
A recession changes the game for first-time homebuyers, and not always in the way you’d expect. As the economy slows, we’re seeing early signs of softening interest rates, flattening home prices, and tighter lending standards. While that can open doors for some buyers, it could slam them shut for others.
In this episode, Jeb and Josh break down what a potential recession means for affordability, job security, consumer confidence, and loan qualifications. They dive deep into how economic shifts impact both opportunity and risk, so you can prepare now and make smart moves when the time is right.
✅ Ready to take the next step?
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Housing supply is up 30% from last year, with 30% of that inventory located in Florida and Texas. So if you’re located in Maine, do you really care what the housing market is doing in Florida? In this episode, we discuss what’s currently happening in the 2025 housing market while answering your mortgage and real estate questions LIVE!
✅ Ready to take the next step?
- Start your stress-free loan journey today
- Join Rate Watch – we’ll watch rates for you
- Email: info@theeducatedhomebuyer.com
Connect with Us 👇
Jeb SmithHuntington Beach Realtor / Orange County Real Estate
DRE #01407449
Real Broker
Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
Buywise Mortgage
Mobile: 714-916-5727
Mortgage rates are stuck, affordability is brutal, and the market is being pulled in every direction by economic uncertainty. With recession fears, Fed inaction, and global trade tensions—especially tariffs—heating up, volatility is the name of the game. This episode breaks down what’s really driving mortgage rates, why they’re likely to stay high longer than expected, and how tariffs could be the tipping point that reshapes buyer behavior.
===========================================
✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch
📩 - info@theeducatedhomebuyer.com
💻 - http://www.theeducatedhomebuyer.com
===========================================
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449 Real Broker
Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727
Inventory is up 29% causing 34% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
I refinanced my loan twice last year without paying a dime out of pocket. If you've been wondering how to lower your interest rate without upfront costs or adding to your loan balance, this is the video you need. Josh and I break down the power of lender credits, explaining how you can leverage them to avoid hefty closing costs and keep more cash in your pocket. Don't miss out on these valuable insights that could save you thousands!
===========================================
✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch
📩 - info@theeducatedhomebuyer.com
💻 - http://www.theeducatedhomebuyer.com
===========================================
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449 Real Broker
Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727
The income needed to purchase a typical U.S. home has skyrocketed by 79% in just five years, rising from $51,646 in January 2020 to $92,538 in January 2025. This rapid increase is driven by soaring home prices and higher mortgage rates, while average weekly earnings have only grown by 25% and inflation by 23% during the same period. The housing market's affordability crisis has led to constrained home sales, with many homeowners unable or unwilling to trade their lower mortgage rates for today's costs.===========================================✅ - Ready to find the right loan? Start your stress-free journey today: theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Foreclosures are rising, but the media isn’t telling you the full story. The housing market is shifting, but this is not 2008 all over again. Homeowners have equity, lending standards are tighter, and inventory remains low. Watch now to get the real data, the expert analysis, and what this means for homebuyers and sellers in 2025.
===========================================
✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch
📩 - info@theeducatedhomebuyer.com
💻 - http://www.theeducatedhomebuyer.com
===========================================
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449 Real Broker
Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727
The fear of a slowing economy has the bond hitting the lowest levels we've seen in months with interest rates following right behind. Could we see 5% mortgage rates again? In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Mortgage interest rates are dropping fast, and the market is shifting. The 10-year yield just fell from 4.80% to 4.28%, signaling major changes ahead. Economic slowdown fears, stock market declines, and consumer pessimism are shaping what happens as we move forward in the 2025 housing market.
===========================================
✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch
📩 - info@theeducatedhomebuyer.com
💻 - http://www.theeducatedhomebuyer.com
===========================================
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449 Real Broker
Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-916-5727
Mortgage rates are dropping fast, but the window to lock in lower rates could slam shut at any moment. Over the past four business days, we've seen a rare and rapid decline—one that typically takes weeks to unfold. If you're waiting for rates to fall even further, you might be making a costly mistake. This pace of improvement isn't normal, and if the momentum shifts, rates could snap back just as quickly. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE.===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The rent vs own debate is more intense than ever, with home prices high and affordability stretched thin. In this episode, we cut through the noise and break down the real numbers, the hidden costs, and the financial arguments most people overlook. Renting isn’t always throwing money away, and owning isn’t always the golden ticket but there is a smarter way to make the decision. If you're wondering which path is best for you, watch until the end this could be one of the most important financial choices you ever make!
===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Will the housing market collapse as housing inventory rises? Social media is buzzing with claims of skyrocketing inventory, but is it real or just hype? Before you believe the doomsday predictions, let’s break down the actual data. We’ll dive into inventory levels, new listings, price cuts, and the impact of job cuts along with what it all means for buyers and sellers in 2025. Stay ahead of the market with the facts!===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Do NOT Buy A House until you can confidently answer these 5 questions. Are you a first time home buyer wondering what is important when deciding to buy a house? What questions should be be asking? In this video, we discuss the 5 Questions You Must Ask Before Buying in This Housing Market
===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Mortgage rates have peaked, and while volatility remains, we’re seeing clear signs of stabilization. Improved mortgage spreads in 2024 and 2025 are helping to prevent rates from climbing as high as they did in 2023, when spreads widened dramatically due to economic uncertainty. With the 10-year yield fluctuating but mortgage spreads tightening, rates are expected to range between 5.75% and 7.25% this year, signaling a more controlled lending environment. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Trump is making headlines by demanding lower mortgage rates, but will it actually happen? In this video, we break down what he said, how much influence he really has over interest rates, and what it means for homebuyers in 2024. The Federal Reserve controls rates based on inflation and economic data, not political pressure, but market psychology plays a role. Whether rates drop or not, waiting to buy a home could backfire—here’s what you need to know to make a smart move.===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The 25% tariffs on Canadian and Mexican imports are a disaster for housing affordability. With homebuilders already struggling with rising costs, these tariffs will drive up prices even more, making it harder for Americans to afford a home. Instead of fixing the housing crisis, these policies will increase costs for buyers, slow down construction, and worsen the nationwide housing shortage===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Trump’s new housing policies are set to shake up the market in a major way. His executive orders aim to cut regulations, lower housing costs, and increase supply, but the impact may not be as straightforward as it seems. While builders and developers are cheering, potential labor shortages, economic volatility, and uncertain implementation could mean these policies Will Have A HUGE Impact On The Housing Market===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
President Donald Trump has publicly stated he will "demand" that the Federal Reserve lower interest rates immediately. President Trump’s second-term housing priorities focus on reducing regulatory burdens, expanding housing supply, and combating inflation. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE.Article: https://www.cnbc.com/2025/01/23/president-donald-trump-says-hell-demand-that-interest-rates-drop-immediately.html===========================================✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive
✅ First Time Home Buyer Webinar - http://www.jebsmith.net/seminar➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Despite headlines about rising inventory, we’re still far from pre-pandemic levels nationally, and regional disparities paint an uneven picture. Factors like insurance market instability, migration shifts, and pandemic pricing corrections are reshaping opportunities. In this video, we discuss the 2025 housing market trends and insights shaping the housing market today and what they mean for buyers and sellers in 2025. Should you buy now or wait?
===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Regulatory requirements currently add 25% to new home costs, but Trump plans to cut red tape and reverse $50,000 in household costs attributed to previous administration policies. President Trump’s second-term housing priorities focus on reducing regulatory burdens, expanding housing supply, and combating inflation. His executive order aims to lower construction costs, eliminate unnecessary regulations, and restore purchasing power for American families. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE.Article: https://www.housingwire.com/articles/trumps-executive-orders-and-the-policies-that-could-affect-housing/https://www.whitehouse.gov/presidential-actions/2025/01/delivering-emergency-price-relief-for-american-families-and-defeating-the-cost-of-living-crisis/===========================================✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive
✅ First Time Home Buyer Webinar - http://www.jebsmith.net/seminar➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Do NOT lock your interest rate before asking your lender these 5 questions. Are you a first time home buyer wondering about the process of locking your mortgage rate when buying a house? What questions should be be asking? In this video, we discuss the 5 Questions You Must Ask Your Lender Before Locking Your Interest Rate===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The future of the housing market largely depends on the direction of mortgage rates which are hitting the highest levels we've seen in nearly a year. How will this impact house prices? In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE.===========================================✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The future of the housing market largely depends on mortgage rates which at the moment seem to be getting worse. While the market is expecting lower rates in 2025, the reality is that rates are likely to keep going higher before they move lower. Today, we're breaking down exactly how rates will reshape housing in 2025 and what you need to do NOW to be ready.===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
There are 4 Challenges currently impacting housing affordability in a HUGE Way. In this episode, we will discuss how these challeges may influence the 2025 housing market while answering your mortgage and real estate questions LIVE.===========================================✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Curious about how a potential The Federal Reserves Decisions could impact the housing market and mortgage rates? In this video, how FED Policies Will Have A HUGE Impact On The Housing Market
===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Will the Housing Market become more affordable in 2025? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as mortgage interest rates hover around 7%? Will it be easier as a first time home buyer? ===========================================✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The 2025 Housing Market Is About To SHIFT in a way that should be BETTER for home buyers with stable house prices and improved housing affordability. In this video, we discuss our 2025 housing market forecast to help you answer the question of Should you Buy Now or Wait?
===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Are you a first time home buyer wondering what you should focus on BEFORE buying a house? What questions should be be asking? In this video, we discuss the 5 Questions You MUST Answer Before Buying A Home.
===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The FED just cut rates by another .25% BUT it's likely to leave the housing market Unchanged. Mortgage rates tend to respond more to inflation trends and economic data rather than Fed rate changes. So what would cause a change in the housing market? Join us and let's discuss===========================================✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
2025 could be a make or break year for the housing market. Interest Rates will have the BIGGEST impact on the direction of the housing market. While experts predict mortgage rates will drop, the range of possibilities could mean the difference between your dream home being affordable or completely out of reach. Today, we're breaking down exactly how rates will reshape housing in 2025 and what you need to do NOW to be ready.===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The housing price forecast for 2025 is expected to increase yet again ranging from flat to nearly 11% with the average being 3.5%. In this episode, we will discuss what to expect from US home prices in 2025 while answering your real estate and mortgage questions LIVE.===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Curious about how a potential Trump presidency could impact mortgage rates? In this video, we break down how proposed policies might affect interest rates and your ability to buy or own a home, from potential tax cuts and deregulation to changes in mortgage rates and housing demand. Forget the headlines—this is a practical analysis of what it all means for your path to homeownership.===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Zillow is expecting the 2025 Housing Market to become UNSTUCK with more buyer demand increasing leading to a BUMPY Ride.
Article From Zillow: https://zillow.mediaroom.com/2024-11-25-Zillow-predicts-more-buyers-will-come-out-ahead-in-a-bumpy-2025===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
New home sales fall to the lowest level since November 2022. Is the Housing Market in Trouble? In this video, we discuss why this isn't likely a big deal and what you need to pay attention to as you head into the 2025 housing market.===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Mortgage Rates will decide the direction of the 2025 housing market and both President TRUMP and FED Chair Powell will largely influence the direction of interest rates moving forward. In this episode, we will discuss how interest rates will affect the real estate market while answering your questions live.===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Don't commit to a REALTOR until you ask these 5 crucial questions. Remember, buying a house is the largest financial transaction you will ever purchase so you want to avoid hiring the wrong real estate agent. In this video, we cover 5 Questions You Have to Ask Your Realtor Before Buying a Home.
===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Higher mortgage rates is creating volatility in house prices and the housing market? In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.
===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Interest Rates Are Likely to Stay Higher for Longer due to Persistent inflation, robust job markets, and economic resilience allowing the Fed to cut rates at a slower pace. In this video, we discuss all of the factors affecting mortgage rates and what you should expect going forward.===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Trump tariffs wil likely result in higher construction costs that will result in more homebuilder price increases. Tariffs mean a higher cost in everything from lumber to garage doors which trickles into a higher price for the consumer.In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.Article on this subject: https://www.housingwire.com/articles/trump-tariffs-price-hikes-homebuilders/===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Curious about how a potential Trump presidency could impact the housing market? In this video, we break down how proposed policies might affect your ability to buy or own a home, from potential tax cuts and deregulation to changes in mortgage rates and housing demand. Forget the headlines—this is a practical analysis of what it all means for your path to homeownership.
===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
The fear of a red wave has the bond hitting the highest levels we've seen in months with interest rates following right behind. Could we see 8% mortgage rates again? In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Shopping for the lowest interest rate is a recipe for failure. Most people shop for lenders the wrong way which ends up being a very costly mistake. When shopping for a lender, there are a few things that you have to pay attention to and that's exactly what we cover in this video.===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert
⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Interest Rates are continuing to increase as we head into the election while home sales hit the lowest levels in 14 years. Should you buy now or wait?In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.===========================================✅ - Connect Directly With Our Team - http://www.theeducatedhomebuyer.com/expert
➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Trump vs Kamala is just a few weeks away. A change in presidency likely means a change in housing policy and a shift in the housing market. In this episode we discuss each candidates proposed housing policies and how that might affect house prices and the future of the real estate market.===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Mortgage Interest Rates Continue To CLIMB to The HIGHEST Levels We've Seen In Months And Unfortunately It Doesn't Look Like They Have PEAKED.In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.
===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Be Very Careful when deciding on your mortgage lender as they could end up costing you more than just money. In this video, we discuss how working with the wrong lender will cost you $$$.
===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Interest Rates hit a 16 month low a few weeks ago before reaching 6.65% today. According to John Burns Research, neither of these rates will do much to unlock homeowners who'd like to sell and buy something else, therefore, are staying put.In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.✅ - Work Directly With Our Team (Mortgage and Real Estate Nationwide) - http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com🎙- The Educated Home Buyer Podcast -
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Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real Broker ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
Don't commit to a lender until you ask these 5 crucial questions. Remember, you are putting your thousands at stake so you want to avoid any mortgage mistakes. In this video, we cover 5 Questions You Have to Ask Your Mortgage Lender Before Buying a Home.===========================================✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert📩 - info@theeducatedhomebuyer.com💻 - http://www.theeducatedhomebuyer.com===========================================Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real BrokerConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727
Inventory is growing while interest rates are increasing as we move into the slowest season of the year. Are we finally headed towards a buyer's market? Join us as we discuss the current housing market.✅ - Work Directly With Our Team (Mortgage and Real Estate Nationwide) - http://www.theeducatedhomebuyer.com/expert
A 📩 - info@theeducatedhomebuyer.com🎙- The Educated Home Buyer Podcast -
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real Broker ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
Interest Rates Just Shot Up Over .5% after hitting the lowest levels we've seen in 2 years. Have you missed the boat on low mortgage rates? In this video, we discuss interest rates and why they could end up staying higher for longer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Refinancing Your Mortgage Could Be A HUGE Mistake. In this video, we discuss what you have to pay attention to when doing a refinance and why you should NOT refinance your mortgage
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates Increased Right After The Federal Reserve Cut Rates. When will interest rates go back down? Should you Buy now or wait?In this live episode, we dive into the latest inflation numbers, Federal Reserve updates, and key employment data to help you understand what it all means for mortgage rates, the housing market, and your decision to BUY NOW or WAIT for better prices in 2024. Don't miss this essential market update!✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The FED just slashed rates by .5%, here's what they means for your mortgage! In this video, we are going to discuss the latest move from the Federal Reserve and how that will impact interest rates going forward✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Federal Reserve Just Flipped The Housing Market By Cutting Interest Rates! How low will mortgage interest rates go? Buy now or wait?In this live episode, we dive into the latest inflation numbers, Federal Reserve updates, and key employment data to help you understand what it all means for mortgage rates, the housing market, and your decision to BUY NOW or WAIT for better prices in 2024. Don't miss this essential market update!
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
In today’s challenging housing market, working with a true professional is more important than ever. With so many agents leaving the business and the market shifting, you need someone with experience who can guide you through complex transactions, negotiate the best deal, and help you avoid costly mistakes. In this video, I’ll explain why having a seasoned real estate agent in your corner is critical and how the current market changes could impact your buying or selling decisions. Don’t risk one of the biggest financial moves of your life by going it alone or working with someone inexperienced!
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Employment and Inflation are Slowing as Mortgage Rates Drop – Could We See Rates Below 6% in 2024? Will this make housing more affordable?In this live episode, we dive into the latest inflation numbers, Federal Reserve updates, and key employment data to help you understand what it all means for mortgage rates, the housing market, and your decision to BUY NOW or WAIT for better prices in 2024. Don't miss this essential market update!✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Federal Reserve Just SHIFTED Their Policy On Interest Rate Cuts! What does that mean for the Housing Market? Logan Mohtashami, an economist with Housingwire, discusses the dynamics of the housing market, including the impact of mortgage rates and the Federal Reserve's policy. He explains the concept of real rates and the Fed's rate cuts. Logan also shares his forecast for mortgage rates in 2024 and beyond, along with the potential impact on mortgage applications and sales. He addresses the challenges in increasing housing inventory and debunks housing crash predictions. Finally, he provides advice for homebuyers in a competitive market and highlights resources for further information to help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing Affordability is continuing to improve as mortgage interest rates grind lower. Should you BUY NOW or WAIT for Lower Mortgage Rates? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Federal Reserve does NOT control your mortgage rate—so stop assuming a rate cut means cheaper loans! In this episode, we dive deep into one of the biggest misconceptions in real estate: the belief that the Federal Reserve directly sets mortgage rates. Spoiler alert—it doesn't! We'll explain the real factors that influence mortgage rates, why they don't always follow the Fed's moves, and what you should be watching instead if you're in the market for a new home or investment property.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎯 Here's what you'll learn:✅Origination Fees – What they are, how they work, and how they impact your loan costs.✅Yield Spread Premium (YSP) – How offering a higher interest rate benefits your lender and what to watch out for.✅Other Potential Fees – The hidden costs you need to know before signing on the dotted line.🔍 Knowledge is power when it comes to mortgages. By the end of this video, you'll have the insights you need to ask the right questions, compare offers, and make sure you're getting the best deal possible.🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Will mortgage interest rates move lower as the FED starts to cut rates? Will the housing market become more affordable? Should you BUY NOW or WAIT for Lower House Prices? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Ever wonder why your lender is so eager to close your mortgage? It's not just about getting you into your new home—it's about how they get paid. In this video, we’re pulling back the curtain on the various ways mortgage professionals make their money and what that means for you as a borrower. Whether you’re buying your first home, refinancing, or just curious about the process, understanding these payment structures could save you thousands of dollars!✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎯 Here's what you'll learn:✅Origination Fees – What they are, how they work, and how they impact your loan costs.✅Yield Spread Premium (YSP) – How offering a higher interest rate benefits your lender and what to watch out for.✅Other Potential Fees – The hidden costs you need to know before signing on the dotted line.🔍 Knowledge is power when it comes to mortgages. By the end of this video, you'll have the insights you need to ask the right questions, compare offers, and make sure you're getting the best deal possible.🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Buying a home is one of the most significant decisions you'll ever make, but it doesn't have to be as stressful as many buyers make it out to be. In this video, we'll dive into the common mistakes and misconceptions that add unnecessary pressure to the process—from letting emotions cloud your judgment to overanalyzing every detail. Learn how to stay focused on your goals and make the experience as smooth as possible by avoiding these pitfalls.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage rates are dropping and likely to continue moving lower as inflation moderates with weather than expected employment data. What affect will The FED having on mortgage rates? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market is shifting with lower mortgage rates and more inventory. Should you buy now or wait? In this conversation with John Wake from RealEstateDecoded we discuss the current changes in the housing market and what he expects with housing appreciation and the potential for a housing market crash based on his analysis of housing market data. ✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
John Wakes Info:
Independent Real Estate Analyst Forbes.com & Twitter (11,600+ followers)RealEstateDecoded.com & ArizonaRealEstateNotebook.com (1+ million views)Licensed Real Estate Agent in Arizona (HomeSmart)Former International Agricultural Trade Economist at USDAFormer Agricultural Attache at the U.S. Embassy in Paris480-600-0947John@JohnWake.com
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates have dropped over .75% in just over a month and likely to continue lower. In this video, we dive into why interest rates are expected to continue moving lower, despite recent highs. We explore the Federal Reserve's dual mandate and how their focus on price stability and full employment plays a crucial role in their decision-making. We analyze recent economic indicators, including inflation trends, job creation, and unemployment rates, to understand the factors influencing the Fed's actions. With insights from the bond market and current market expectations, we'll discuss the potential impact on house prices and what this means for homebuyers. Get ready for an in-depth look at the future of interest rates and the housing market!✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Will the Housing Market become more affordable with lower interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as housing affordability remains a problem? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The housing market is a minefield—are you prepared to navigate it? In this episode, we dive into real client stories that highlight the crucial need to start early and work with a professional. From complicated loans and unexpected property issues to the pitfalls of rate decisions, these real-life experiences underscore the dangers lurking in the real estate world. Discover how to sidestep common traps, set realistic expectations, and secure a smooth transaction. Whether you're a first-time buyer or a seasoned investor, these insights are a must to successfully navigate the housing market. Don't miss these essential tips and lessons learned!
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Do NOT believe the media when it comes to headslines about delinquencies and foreclosure. As headlines scream about rising foreclosures, it's easy to feel alarmed. But is there really cause for concern? In this video, we dive into the data to uncover why these rising numbers aren't as scary as they seem. We'll explore the context behind the statistics, what this means for the housing market, and why homeowners and buyers shouldn't panic. Stay informed and find out the real story behind the numbers.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Do NOT get your mortgage from a Big Box Lender! In today's show, we dive deep into all your mortgage options and explain why avoiding Big Box Lenders is crucial. We'll explore banks, credit unions, mortgage companies, brokers, and large call center lenders, giving you the pros and cons of each. Plus, we'll provide a simple 3-step criteria to help you make the best decision.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market (national home prices) are up a staggering +44.1% since March 2020. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Think velocity banking is your ticket to a debt-free future? Before you dive in, watch this video. We uncover the hidden pitfalls and high risks of this popular mortgage payoff strategy. Learn why it might not be the magic solution it's cracked up to be and how it could end up costing you more than you bargained for as we help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how much you're being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage? How do you compare one lender to another by looking at the loan estimate? What is a loan estimate? When Should I received my loan estimate? What is most important about my loan estimate? What's the difference between closing costs and prepaids? In this episode, we discuss the loan estimate in detail to help you avoid any pitfalls when going through the process of buying a home and so that you fully understand the loan estimate when buying a house to help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
House prices rose 5.8% year over year and hit a new all -time high of $419,300 even as inventory of homes for sale continues to rise. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Where is the housing market headed into 2024 for the second half of the year? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the remainder of the housing market in 2024. They analyze factors such as wage growth, interest rates, inflation, and inventory levels to determine the direction of home sales and prices.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Lower inflation and jobs numbers have allowed the 10 year to moderate leaing to lower mortgage rates. How will this affect the housing market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Inventory is UP over 36% year over year while house prices continue to push higher. How is inventory and prices growing at the same time? It's because all real estate is local! In this episode, we discuss why inventory alone doesn't tell the whole story and what you should pay attention to as a buyer or seller in the 2024 housing market to help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The direction of the housing market is being held in the palm of the Federal Reserve. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
You will regret getting a mortgage in 2024 if you aren't careful. It's really easy to make mistakes when getting a mortgage to buy a house because the timeframes are so quick. How do you avoid making mistakes when getting a loan? What do you need to take into account as a first time home buyer? In this video, we discuss the 5 Mistakes HomeBuyers Are Making When Getting A Mortgage In 2024 to help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Home prices eased to 5.1% annually in April while housing nearly 90% of U.S. metropolitan areas now have more homes for sale than at this same point last year, with inventory in 14 of the top 100 markets having returned to pre-pandemic, 2017-2019 levels. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Refinancing your mortgage could be a HUGE mistake. Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? What mistakes should you avoid? When does it make sense to refinance? Should you refinance your current mortgage? In this episode, we discuss 5 Things NOT to Do When Refinancing as we help you become become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Costs Of Waiting are hurting those sitting on the sidelines waiting for a housing crash as the latest report from Case-Shiller shows that the National House Price Index Was Up 6.5% year-over-year in March. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how much in assets you need when buying a home? What are assets in context of getting a mortgage loan? How long do the assets need to be sourced and seasoned? What happens when your assets are in cash? Which assets can you use to buy a house? In this episode, we discuss assets when getting a mortgage to help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates are sitting at the lowest level we've seen in a few months with both inflation and employment supporting a slowing economy. While the FED wants to keep interest rates higher for longer, the reality is we've likely seen the peak in 2024. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to lock your loan? When should you lock your mortgage interest rate? How do you lock your interest rate? What should you consider when locking your loan? In this video, we discussing the mortgage rate lock in detail and answer all your questions around locking your mortgage loan to help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Economic Data Shows The Economy Is Slowing Which Has Caused Interest Rates To Pull Back Under 7%. In this random live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
More price cuts again this week to 33.7% of the market. There are more listings in the current housing market with price cuts now than in any May in a decade. How will this affect price appreciation? Should you buy now or wait?In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - Posted inside of our community mentioned below.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
What's currently happening in the housing market that may affect you as a buyer or seller? What's happening with mortgage interest rates? Should you lock before tomorrow's inflation numbers? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing affordability is sitting at the WORST levels in history while housing supply remains a HUGE issue . Is there a way to fix housing affordability in the United States? What does the future of house prices look like? Where is housing inventory headed? In this episode, we dive into the housing market and housing affordabiltiy with American Enterprise Institute Housing Center co-founder, Ed Pinto to help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
What's currently going on in the housing market that might affect you as a buyer, seller or investor? In this live episode, we are going to discuss the latest housing market information to help you become The Educated HomeBuyer.Tonight's Slides - Posted inside of our community mentioned below.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market Is Showing Signs of Division with housing markets like Florida and Texas showing inventory back to prepandemic levels while the northeast is showing a HUGE deficit in housing supply. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - Posted inside of our community mentioned below.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market is starting to shift as higher interest rates are causing inventory to grow BUT the main issue is that housing affordability IS NOT improving. How will this shift help you as a buyer or seller in today's 2024 housing market? In this episode, we discuss what we are currently seeing in the housing market on both the mortgage and real estate side to help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The new normal for mortgage rates may be higher than many hope with interest rates now hovering the mid 7% range with the high likelihood of moving up from there. This is causing housing inventory to grow which will likely lead to slower and potentiall lower home price growth. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - Posted inside of our community mentioned below.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how income and employment works when buying a home? What are the income and employment guidelines when getting a mortgage and why is it important? How does it vary between loan programs? What does the lender require when it comes to employment? How much income do you need to qualify? In this episode, we discuss income and employment guidelines when getting a mortgage to help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates are back above 7% causing housing inventory to grow over 30% year over year. Will this increase in inventory lead to a housing crash? At the same time, we are seeing price reductions stabilize in the normal area leading to price stability. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - Posted inside of our community mentioned below.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing Affordability is near all time lows with mortgage rates sitting near recent highs, home prices have to crash, right? Wrong! The housing market is a function of supply and demand with house prices being sticky to the upside. What does the future of the housing market and house prices look like? In this episode, we dive into the 6 reasons why home prices are sticky to the upside and why a housing crash is completely out of the question for the foreseeable future✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates CLIMB as The FED noted that RECENT DATA SHOWS LACK OF FURTHER PROGRESS ON INFLATION THIS YEAR. Specifically, he said "it's likely to take longer than expected" to achieve inflation goals which likely means higher mortgae rates for longer. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - Posted inside of our community mentioned below.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing prices continue to outperform while housing affordability continues to erode. What are house prices and inventory doing on a nationwide basis? What does the future of house prices look like? Why are house prices sticky to the upside? Where is housing inventory headed? In this episode, we dive into the housing market with @ResiClub founder, Lance Lambert to help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
CPI just came in HOT pushing inflation higher than than expected dashing hopes that the Federal Reserve will be able to cut interest rates anytime soon. Consumer prices rose 3.5% from a year ago in March, more than expected which is putting pressure on bonds likely sending mortgage rates higher in the short term. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1UeUIcKFlcrKqpfpLUNLVol7QxwiT7eZA6tWF5DcuqTw/edit?usp=sharing
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Rising housing insurance costs are not only putting a huge strain on home buyers but also impacting homeowners in a meaningful way. Will homeowners insurance costs continue to rise? Where is this being felt the most? Will homeowners have to sell their homes due to rising costs? In this episode, we dive into the world of homeowners insurance to help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
This is very different housing market than during the housing bubble, when a large percentage of borrowers had little or no equity as over 69% of borrowers have current LTVs under 60% (and this doesn’t include all the homes without a mortgage). And 91.2% of borrowers have LTVs under 80%. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/15fEpzgq3ycHaQFd6nqbF8PXZs-DgrjZJ71Hjfo60Ss4/edit?usp=sharing
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market Continues To Appreciate Even In The Face Of Higher Mortgage Rates? What's driving house prices? Are BIG corporations inflating house prices and driving down inventory? How can you compete in a house market when you're competing against companies like Black Rock and Black Stone? In this episode, we take a deep dive into the idea that big corporations are to blame for the current housing market while helping you understand what you need to do to be successful as a home buyer as we help you become The Educated HomeBuyer.✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
House Prices Just Increased nearly 6% year over year while mortgage rates remain near 7%. When will housing affordability improve? When will house prices and mortgage come down? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1x_hqjk7_Hu_gm3k2Krw3qkMVY5CkOlq5komoyyJ_vQk/edit?usp=sharing
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive for first time home buyers to buy a home. What does this settlement mean for a first time home buyer in the 2024 housing market? How will this impact house prices moving forward? Are commissions dead for buyers agents? In this episode, we take a deep dive into Real Estate Commissions and what you should expect when buying a house as we help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive to buy a home. What does this settlement mean for a home buyer in the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
Tonight's Slides - https://docs.google.com/presentation/d/1vwKKwIDb716-J5gtIH4Zie0iqjYlIoPAtFHipJKYUKc/edit?usp=sharing🎙- The Educated Home Buyer Podcast -
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer
Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering which loan down mortgage is right for you in the 2024 housing market? What are the differences in FHA, VA, Conventional and USDA? What are the down payment requirements, credit requirements, DTI requirements, income requirements and mortgage insurance requirements for the FHA Loan, Conventional Loan, VA Loan and USDA Loan. Which loan program offers the lowest mortgage interest rates? In this episode, we discuss the differences between each loan program while comparing your loan down payment options to become The Educated HomeBuyer
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing Inventory Is 21% Higher Than 2023 and continuing to climb as Mortgage Rates remain above 7%. The belief is if mortgage interest rates continue to climb then inventory will also climb and could reach 40% more homes by July unless mortgage rates fall from these levels. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1OkHavG0r3YwX5cPeFybzVN1T0_9RqtRcljncSALQc24/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer with questions and concerns about buying a house in the 2024 housing market? How much should you put down? What type of loan should you do? How much are the closing costs? We gathered input from over 4,000 inquires from first time home buyers who have put an inquiry on my website and digested it down to the most common concerns that home buyers have so we can help you become The Edcuated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
The responses to the question about concerns with buying a home or getting a mortgage can be categorized into several key areas:1. Financial Preparedness and Credit Issues: Many respondents expressed concerns about their credit scores, debt-to-income ratios, and the impact of existing debts, including student loans, on their ability to qualify for a mortgage. There's also apprehension about saving enough for a down payment. - https://youtu.be/QHL28wYGWBQ2. Loan Types and Eligibility: Questions about qualifying for specific types of loans, such as FHA, VA, and conventional loans, were common. Respondents were interested in understanding which loan would be best for their situation and how to navigate the eligibility requirements. - https://youtu.be/sxhGc1zaL0o3. Mortgage Process and Costs: Concerns about the overall mortgage process, including getting pre-approved, understanding loan estimates, interest rates, closing costs, and monthly payments, were frequently mentioned. Many are looking for transparency and guidance through this process. - https://www.youtube.com/watch?v=5-kmdsF6omo4. First-Time Homebuyer Programs and Assistance: There's a noticeable interest in programs for first-time homebuyers, down payment assistance, and other forms of financial aid. Respondents are seeking information on how to access these programs and the benefits they offer.5. Property Concerns: Beyond financing, respondents are also concerned about finding the right home that meets their needs in terms of size, location, and price, without becoming "house poor." Issues related to the property itself, like meeting the needs of a family or including specific features, are also mentioned. - https://youtu.be/c2EecxbSMvI6. Income and Employment Concerns: The stability and sufficiency of income, especially for self-employed individuals or those with variable incomes, were mentioned as concerns related to mortgage approval and affordability. - https://youtu.be/-WVxJBM879o7. Interest Rates and Market Conditions: Some respondents are worried about navigating current market conditions, including interest rates, and how they affect the affordability of mortgages and homes. - https://youtu.be/NMYIB9YhX_A8. Personal Circumstances: A variety of personal situations, such as being a first-time buyer, a veteran, dealing with a divorce, or relocating, influence concerns about the home buying process and the desire for tailored advice and support.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The 2024 Housing Market Is Starting To Gain Traction as we head into the spring housing market. When will we see more inventory? When will mortgage rates go down? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://bit.ly/4c74Q80✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Presidential Election Is Around The Corner And Could Have A HUGE Impact On the Housing Market. Should you buy now or wait to see what happens with the election results? How does a change in presidency impact housing? Do politics have any impact on housing affordability? In this episode, we discuss why the election between Donald Trump and Joe Biden may be a non issue when it comes to the future of the housing market in order to help you become The Edcuated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The median home price reached an all-time high for the month of January as the housing market remains strong due to low inventory and strong buyer demand. When is the best time to buy a home? What factors do you need to consider when buying a house in 2024? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://bit.ly/TEHB_022824✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2024? What is the risk of not buying a house in 2024? In this episode, we discuss why right now might be the best time to buy a house in the 2024 housing market.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
House Prices are a function of supply and demand. Currently demand still outweighs supply in most US Housing Markets. Will 2024 be better or worse than the 2023 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/176ddDaiEAy0XKfLOyaLU9j-Db0WUablj06pzI0NKiFQ/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer considering buying a home in 2024 but unsure about using an FHA Loan because of something you heard? Is FHA a bad loan? Which loan program is right for you? What are the fha loan requirements? In this conversation, Josh Lewis and Jeb Smith debunk the top myths and misconceptions about FHA loans to help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Inflation just came in hotter than expected sending interest rates to the highest levels we have seen in months. How will this affect the Housing Market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1HJabCYFflf1j_BPdiYy6ZuR-sHDb31AoPg5YKaCgMO4/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Credit scores are the most important piece of the home buying process as it affects your interest rate, housing payment and ultimately how much home you can afford to purchase. In this episode, we discuss the relationship between credit scores and interest rates, as well as the different loan options available based on credit scores. The conversation also covers the importance of compensating factors and how to improve credit scores for home buying. It delves into the concept of credit utilization and the benefits of becoming an authorized user on someone else's account. The conversation also addresses the impact of paying off collections and the option to add non-traditional credit as we help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The FED just signaled that Interert Rate Cuts Aren't Coming Anytime Soon! Should you BUY NOW or WAIT for Lower Mortgage Rates? What does these mean for house prices? When will housing affordability improve? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/13yFjQTtkeFP7BDuBSPqA-QVMMEssk3swx8tESZaNbeI/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Fed's restrictive policies continue to impact the housing market which has led to a lack of supply and high prices. When will the fed lower interest rates? In this conversation, Jeb Smith and Josh Lewis discuss the current housing market conditions and why the Fed has not made a pivot yet. They explore the impact of real interest rates and the Fed funds rate on the economy. The conversation delves into the restrictive policies of the Fed and their impact on the housing market. They also discuss the dual mandate of the Fed and the importance of employment data. The conversation concludes with advice for buyers on what to pay attention to and the timing of buying a home in order to help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Another Fed meeting with lots of words but no action. Powell and the Fed say they like what they see on the inflation front but they need to see more.
- What does it mean for the housing market that they Fed does not plan to cut rates at the March meeting?
- Will rates stay elevated?
- Will sellers NOT list their homes and keep supply tight pushing prices higher?
Tune in as we go through all the info you need to know to become The Educated Homebuyer!
Tonight's Slides - https://bit.ly/TEHB-013124✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Cost To Buy A House Is About To Go Up as the the recent NAR lawsuit is redefining seller-paid commission structures. This change is going to have implications for buyers, sellers, and real estate professionals and likely make the process more complicated when buying a house in 2024. In this episode, we delve into the challenges of buyer representation, especially when the listing agent is involved, and the limitations it brings to home buyers in the 2024 housing market as we help you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Will the Housing Market become more affordable in 2024? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as mortgage interest rates hover around 7%? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1xCxyskVGSO9e_FcL2-6JfnYbYhCuRKq91_De61pY6JE/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
DO NOT BUY A HOUSE Without Preparing First. This conversation covers the step-by-step process of buying a home, emphasizing the importance of preparation and working with professionals. It starts with the decision to become a homeowner and the need for pre-approval. The conversation then moves on to writing an offer, negotiating the terms, and understanding contingencies in the 2024 housing market. The signing of loan documents and the closing process are discussed, along with the importance of homeowners insurance. The conversation concludes with a reminder to be patient and trust the professionals guiding the process as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing Inventory Is Growing and Price Reductions Are Dropping Which Is Exactly What We Would Expect For This Time Of Year! Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1QwCB977ahgGngNYleloqvs0TyG8lOWQ5Tkt2eGCmPqs/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market Has A Lot Of Lessons to teach first time home buyers. n this episode, Jeb Smith and Josh Lewis reflect on their two years of consistently providing valuable insights on mortgages, real estate, and life lessons. They discuss the unpredictability of the market and the importance of analyzing data to make informed decisions when buying a house in this crazy housing market. They also emphasize the need to avoid biases and maintain a positive mindset when navigating the housing market. Additionally, they highlight the significance of seeking quality information and surrounding oneself with knowledgeable advisors in order to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering what the 2024 housing market has in store? Will we see house prices continue to climb upward or is 2024 the year of the housing crash? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1QwCB977ahgGngNYleloqvs0TyG8lOWQ5Tkt2eGCmPqs/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Where is the housing market headed into 2024? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the housing market in 2024. They analyze factors such as wage growth, interest rates, inflation, and inventory levels to determine the direction of home sales and prices. They expect wage growth to increase and interest rates to decrease, improving affordability. They project a moderate increase in home sales, with a range of 4 to 4.5 million transactions. They also anticipate a 3-5% appreciation in home prices, driven by limited inventory. Overall, they provide a cautious but optimistic outlook for the housing market in 2024. The conversation discusses the projected home price appreciation for the next year and beyond, expert forecasts, and the continued trends in the housing market to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
What will the 2024 California Housing Market Look like? Steven Thomas discusses the unique benefits of utilizing semi-private data from the multiple listing service, providing a more accurate and forward-looking view of the real estate market. He emphasizes the importance of frequent data compilation and the impact of interest rates on inventory and affordability. Steven also addresses market performance in different regions, including the Bay Area, Phoenix, and Las Vegas. He concludes with a forecast for 2024, highlighting the potential slowdown of the economy and the need for buyers to take advantage of current market conditions to help you become The Educated HomeBuyer.Want to Sign Up For Reports On Housing? https://reportsonhousing.com/subscribe/
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The 2024 housing market will be driven by lower mortgage interest rates and higher house prices. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1Lldv6xFSIhnxs7xGIaGb0PdaQJJjhykvrHhSK5eWlJE/edit?usp=sharing
Article Based On The Title - Redfin Predicts 2024 Will Be the Year Homebuyers Catch a Break, With Home Prices Falling and New Listings Rising - https://investors.redfin.com/news-events/press-releases/detail/1014/redfin-predicts-2024-will-be-the-year-homebuyers-catch-a✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
What does the 2024 Housing Market Look like? Logan Mohtashami, an economist with Housingwire, discusses the dynamics of the housing market, including the impact of mortgage rates and the Federal Reserve's policy. He explains the concept of real rates and the Fed's rate cuts. Logan also shares his forecast for mortgage rates in 2024 and the potential impact on mortgage applications and sales. He addresses the challenges in increasing housing inventory and debunks housing crash predictions. Finally, he provides advice for homebuyers in a competitive market and highlights resources for further information to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates Just Cooled To The Lowest Level Since July After Hitting 23 Year Highs In October. This dip in interest rates has caused buyer demand to jump but the Housing Market still needs more inventory in addition to further stability. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1Bg7oY3nXEO6MgISRin6VDx0vzVCVqQzK8qqTQnYDHyM/edit?usp=sharing
Article Based On The Title - Redfin Predicts 2024 Will Be the Year Homebuyers Catch a Break, With Home Prices Falling and New Listings Rising - https://investors.redfin.com/news-events/press-releases/detail/1014/redfin-predicts-2024-will-be-the-year-homebuyers-catch-a✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering if the dream of homeownership is dead? Is the Housing Market Stable or will 2024 be the year of a housing crash? What has to change for housing affordability to improve? What should you consider when buying a house in the 2024 housing market? In this episode, we discuss the current housing market and what you should be thinking about when buying a home in order to help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Redfin believes there will be a shift in the 2024 housing market with home prices falling 1%, new listings ticking up along with mortgage rates declining and home sales increasing 5% by year end. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1FmyRR33E3y6y7skFPrPx9JFHxg3VBy29o4Xa6hnZUFs/edit?usp=sharing
Article Based On The Title - Redfin Predicts 2024 Will Be the Year Homebuyers Catch a Break, With Home Prices Falling and New Listings Rising - https://investors.redfin.com/news-events/press-releases/detail/1014/redfin-predicts-2024-will-be-the-year-homebuyers-catch-a✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering what the "real" cost is when buying a house? What things do you need to consider outside of down payment and closing costs when going through the homebuying process? In this episode, we discuss tthe true cost of buying a house to help you think beyond the basics in order to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Rates Have Dropped 1% And Buyer Demand Has Risen for 5 Straight Weeks as Housing Affordability Improves. Will This Trend Continue into The 2024 Housing Market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1vmr_-xdQqrx5coaHcAkjx74EkMUv14Zsg3FuFKSuK8w/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Future Of Mortgage Rates In 2024 Will Largely Depend On What Happens In The Economy. Have We Seen The Peak In Mortgage Interest Rates? What factors will continue to affect mortgage rates in 2024? How low can mortgage rates actually go ? How will this affect the 2024 Housing Market? In this episode, we had the pleasure to speak with Matt Graham, COO of MBS Live to discuss the future of mortgage interest rates to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Matt Graham - Chief Operating Officer - Mortgage News Daily / MBS Live
A former originator, Matt fell into the rabbit hole of following the bond market in order to better understand mortgage rate movement. While the systems available at the time were useful, they barely scratched the surface. They also ran the risk of teaching originators to focus on things that didn't really matter.
So Matt set out to build something that solved both problems. In the 20 years that followed, Matt has proven to be the industry's foremost innovator in market data services designed specifically for mortgage originators. MBS Live continues to be the most trusted, most accurate, and most timely source of streaming bond prices, data and dialogue.
Matt is routinely featured in the media as a mortgage rate expert and is responsible for helping several major media outlets modernize their mortgage rate reporting. He currently lives in the Pacific Northwest where he enjoys skiing, fishing, hunting, coaching youth sports, playing in the old guy league, and most of all, spending time with his family. He owns a 220lb anvil that he loaded into the back of his truck by himself and is now recovering from back surgery. Until he figures out how to take his first weekday off (surgery was a half day, to be fair), you can always find him in the live chat window on the MBSLive.net dashboard any time the bond market is open.
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Median New Home Price is Down 18% from the Peak as new home sales decrease to 679,000 in October on a seasonally adjusted basis. With that new home sales are close to pre-pandemic levels. How will this affect the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1OvOe1FSIJx60YqOOu-gWF9tQivHY6WyeWYsBkuHe7ag/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to build a second home for a mother in law suite (granny flat) or for additional income? What is an ADU? Who wants Accessory Dwelling Units? Why are ADUs desirable? In this episode, we explore everything around ADU's including mortgage finanacing as we help you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The 2024 Housing Market Will Consist of Lower Mortgage Rates and a 15% Jump in Exising Home Sales according to NAR's Lawrence Yun. How will these changes affect House Prices? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1NkbaxzVl78XCxrw3U3M1RzV276AbLqq6xwrADWKB2eE/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Future Of The 2024 Housing Market Will Largely Depend On What Happens To Mortgage Rates and Housing Affordability. Will The Housing Market Crash in 2024? Where Are Mortgage Interest Rates Headed? How will a slowing economy affect housing affordability? In this episode, we had the pleasure to speak with Barry Habib, CEO of MBS Highway to discuss the futur e of the housing market as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Barry Habib, CEO of MBS Highway, is an American entrepreneur and frequent media resource for his mortgage and housing expertise.
- Amazon #1 bestselling author for his book “Money in the Streets”
-
Widely credited with saving the Mortgage Industry in 2020 from Margin Calls due to Fed Actions. His presentation to the Fed created stability at a critical time. Notable Awards
-
Three-time Crystal Ball Award Winner by Zillow and Pulsenomics for the most accurate Real Estate forecasts out of 150 of the top economists in the US
- 2019 Mortgage Professional of the Year
- Finalist for the Ernst & Young Entrepreneur of the Year
- Named to Mortgage Global 100 List
- The St. Armand Ventures Businessman of the Year 2021
- Named to the list of 100 People to Watch in 2023 During his mortgage sales career, Barry personally originated over $2 Billion.
He is the Lead Producer and Managing Partner for “Rock of Ages,” the 27th longest running show in Broadway history, which he also took around the world and turned into a major movie starring Tom Cruise.
He produced Criss Angel’s “Mindfreak” at Planet Hollywood in Vegas.
He is the highest rated speaker and trainer for over 25 years in mortgage and real estate.
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The U.S. housing market is the least affordable since 1984, requiring nearly 41% of the median household income for mortgage payments on a median-priced home, as per Intercontinental Exchange (ICE) research. This housing affordability crisis, worsened by high inflation, results in housing costs consuming a larger portion of incomes, alongside other rising expenses like gas and groceries. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1V9pIyBCE5QPYQaGmCbcoBEhO27nfoCjOyE27ggL2vb0/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to house hack and buy a multifamily property with a minimal down payment? What mortgage options do you have when buying units while house hacking? What are the pros and cons of house hacking? In this episode, we discuss what you have to consider if you're trying to house hack to buy a multifamily home with a minimal down payment as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Rates Just Pulled Back From 23 Year Highs after the FED signaled that rate hikes are likely over, in addition to seeing signs that the economy might be softening a bit! Are we still headed for a recession? How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1JwhVhf1s1ADoYapPza7JpqPsofgzHmB6T3B5YfKlTTo/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering what goes into the mortgage underwriting process when buying a home? What is manual underwriting and why is it important? How is different from getting automated underwriting? What happens during the manual underwriting process? What does the underwriter review when deciding on whether or not to approve your mortgage loan? In this episode, we discuss the differences between automated underwriting vs manal underwriting to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first-time home buyer feeling overwhelmed by the thought of the 2024 housing market? Should you buy or rent? What should you consider if you're buying a house in 2024? Join us for a live Q&A session where our real estate experts will answer all your burning questions and provide you with the insights you need to make informed decisions on your journey to homeownership. In addition, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1OWuqxl3GFLbvSZJ8w6a6dPV4nxQc7SG24V3yTm8Xygc/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you in the market to buy a home and wondering the differences between appraisal vs home inspection when buying a house? How does an appraisal work? How does a home inspection work?
In this video we discuss how the appraisal process works along with how the home inspection process works as we help you become The Educated HomeBuyer✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing Prices Just Peaked for the 6th Straight Month While Mortgage Demand Falls To The lowest level since 1995 as mortgage interest rates peak above 8%. This is causing home sales to slide to the lowest pace since 2010 while the interest expense on our federal debt has increased more in the last 3 years than in the last 50 years prior. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1wXWHmib1P3NeRyENOi7pRp9DnUdugZJqoWUgda2572s/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Should you prepare for a housing market crash as Baby Boomers age, potentially flooding it with a quarter of currently owner-occupied homes over the next two decades? How will the silver tsunami affect house prices over the next decade? Should you buy now or wait? In this video we discuss housing and demographics and how that will shift the housing market as we help you become The Educated HomeBuyer✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage rates have not just risen; they've exploded, toppling 7.5% for the first time since the tumultuous year of 2000, and average US mortgage payments have followed suit, skyrocketing a horrifying 46% in a single year. Home loan applications have plummeted to the lowest depths since the 1990s, reflecting a mortgage demand at its feeblest since 1996 amidst an ‘inventory crisis’. Is housing, now the largest expenditure for 33% of households, on the brink of becoming an unattainable dream for many? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1-OhGWLcLHSHOgVp6yruOoDtKyZ97lJpMeNXbC3nB_90/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
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Navigating through the complex journey of the current housing market, particularly for millennials, can feel like an uphill battle. In today’s deep-dive, we explore the historical context of homeownership rates, the profound psychological and social implications of owning a home, and the tangible roadblocks standing in the way of unlocking that front door. From the aftermath of the 2008 financial crisis to the modern-day struggles amidst rising prices and challenging mortgage rates, we unravel the various factors at play in the current market. But it’s not all doom and gloom! Stick with us as we navigate through potential future market changes, and unpack strategies and mindset shifts that could pave the way to your future home as we help you become The Educated HomeBuyer✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and prices are in the crosshairs. Join us LIVE as we break down the latest economic twists and turn, diving deep into what this means for you, whether you're buying or selling.Tonight's Slides - https://docs.google.com/presentation/d/1oMrWWwQBTaa3eLaraX9jYE0lEzg125rW-dX12bg4siQ/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
In an era where mortgage interest rates are skyrocketing, assumable mortgages emerge as the underdog hero for savvy home buyers. But are they really the silver bullet solution in this tumultuous housing market? Dive into this explosive topic with us as we uncover the hidden pros and cons as we help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing.
Mortgage rates have climbed above 7.5% putting pressure on pending home sales and house prices. Are we seeing a shift in the housing market?
In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1SCyLJoNdRyN-LEvwJeCgBhxQjaF-x7Is4VXReMrxsC8/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇
Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
44 Million Borrowers in the US will have to start their student loan repayment as of October 1 2023. Federal student loan repayments were paused in March 2020 and extended 8 different times essentially putting between $200-300 of income back into their pockets. How will this change in student debt affect the housing market? Will student loan repayments crash the housing market? In this episode we discuss how student loan repayments will affect the housing market by helping you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Federal Reserve Has signaled it will raise interest rates one more time this year before it ends hiking campaign while completely ignoring lagging rent/shelter data which will continue to moderate through the first part of 2024. In addition, the US Economy is showing signs of slowing which will naturally lead to lower inflation numbers. In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.Tonight's Slides - https://docs.google.com/presentation/d/1HqdFSe_a38dCafISIU-EFrhwj9TepHObw5eUaW-F5qg/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expertConnect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Do you currently own a house and wondering how to access your home equity for home improvement, debt consolidation or even to buy a house? What is the difference in a heloc vs fixed rate 2nd mortgage? What are the pros and cons of a home equity line of credit? In this video, we discuss how to access your home equity while keeping your super low mortgage rate and helping you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
When will the housing market crash? Investor says ‘Black Swan’ event imminent. I'm confused by this statement because isn't that exactly what happened with Covid that caused house prices to skyrocket. Should you buy now or wait for this black swan event to take place? In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.Slides - https://docs.google.com/presentation/d/1sRrbbzKlE_esXK4sJg8O202KPXfqKe7CZFv1yQu22j0/edit?usp=sharingArticle Mentioned In the Video - https://www.newsweek.com/when-will-housing-market-burst-black-swan-timeline-1826148✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expertConnect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
President Donald Trump modified The Tax Benefits of Homeownership when he passed The Tax Cuts and Jobs Act of 2017. This was the largest overhaul of the tax code in three decades essentially eliminating the tax benefits of buying a house. Does it still make sense to buy a house in this housing market? In this episode we discuss the benefits of homeownership and why many out there can still benefit from tax writeoffs of owning a home while we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBAApple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020YouTube - http://www.youtube.com/@theeducatedhomebuyerInstagram - http://www.instagram.com/theeducatedhomebuyerConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage rates are sitting near 23 year highs with mortgage demand sitting near 27 year lows while purchase applications are at the lowest level since 1995. On top of that, The FED believes that pandemic savings will likely be depleted by the 3rd quarter. This sounds like the perfect recipe for a housing crash, right? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides - https://docs.google.com/presentation/d/1wqjU4rfb4XPxRD2AqxV-bl678HEf0cjsk54TFN_QLYc/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expertConnect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering if you should buy now or wait? What should you consider when buying a house in the current housing market? Why is time so important when buying a home? What is The Long Game when it comes to buying real estate? In this episode, we discuss the long game and the importantce of long term thinking in home buying to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podcast - Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020 YouTube - http://www.youtube.com/@theeducatedhomebuyer Instagram - http://www.instagram.com/theeducatedhomebuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market Is In Trouble with rising house prices, rising mortgage interest rates and a slowing economy. If you didn't think it could get any worse, you have Barbara Corcoran Saying Housing Prices ‘Are Going To Go Through The Roof" when interest rates come back down. In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.Slides - https://docs.google.com/presentation/d/1uPAjwt13uYV0dbTeXkasG1V2P3CxKRAE_tux7Mkl4fY/edit?usp=sharing
Link To Article - https://finance.yahoo.com/news/barbara-corcoran-says-housing-prices-110050018.html✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expertConnect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
A typical homeowner's net worth is 40 times higher than that of a renter build does homeownership really build wealth? Homeownership promotes wealth building by acting as a forced savings mechanism and through home value appreciation over time. At the same time, there is a study that says owning a home may help you save money, but it won’t help you make money and that households are better off taking control of their finances than relying on fluctuating home values. In this episode, we discuss the idea of homeownership and why we believe it's cruical in helping you create generational wealth as we help you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Zillow is a full-blown housing market bull—predicting that U.S. home prices will jump 6.5% by July 2024 while Mortgage Interest Rates are hitting multi decade highs and home buyer demand is slowing. Zillow's original forecast was calling for .5% back in February 2023 but has been updated to reflect the anemic level of housing inventory and resilient buyer demand. In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.Slides - https://docs.google.com/presentation/d/1uPAjwt13uYV0dbTeXkasG1V2P3CxKRAE_tux7Mkl4fY/edit?usp=sharing✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expertConnect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Rates and Bond Yields are Hitting The Highest Levels In Decades as The Fed still sees upside risks to inflation possibly leading to more rate hikes. At the same time, we are seeing a tight labor market along with strong economic growth. Will the FED continue to pause with interest rate hikes or continue to push rates higher? How will the fed's decision affect the housing market in 2023 and 2024? In this episode, we discuss the idea of mortgage rates heading higher as we help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates are hitting multi decade highs while The FED still sees upside risks to inflation possibly leading to more rate hikes. How will rising interest rates impact the housing market? Should you Buy Now or Wait for Prices to CRASH? In this live episode, we are going to discuss the latest from the Federal Reserve as well as the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides - https://docs.google.com/presentation/d/1S8j4kKu1UesISNpj4XdNRgjUMMEV42LMdTXwrZR5iFQ/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with Jeb 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with Josh 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewisCMC ➡Y O U T U B E ➳https://www.youtube.com/c/joshlewisCMC
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to become a homeowner with housing affordability at all time lows as house prices and mortgage interest rates head higher? What's the solution for buying a house in this real estate market? Should you consider moving to a more affordable area? Should you sacrifice location to become a homeowner? In this episode, we discuss the idea of moving to more affordable housing market as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The FED is likely done with their interest rate hikes as inflation continues to moderate. Lower Inflation should lead to lower interest rates, in turn, pushing home prices up in 2024. The American Enterprise Institute is precting another 6% jump in house prices in 2024 along with Zillow predicting another 5.8%. Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve as well as the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1wtlywYf_6gYccptRY4mt9CXcKLhUSkfBAQ-amlY0eek/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The very first step when buying a house is to create a budget. This is really the foundation for homeownership in any housing market. How do you create a budget? How do you create a budget to save money when buying a house in 2023? In this episode, we discuss how to budget to buy a house to help you become The Educated HomeBuyer
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Black Knight reported that home prices grew by .67% on a seasonally adjust month over month basis taking it to new record highs at a time when mortgage interest rates are touching 23 year highs. Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve as well as the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1xM1KH-kKe1p_qlNvlGPrkaTq3Oj0t69339-8zT2vLJk/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Dave Ramsey is simply wrong about buying a house in 2023. While the Dave Ramsey Show offers a lot of great financial advice, there is one big flaw when it comes to Dave's 25% House Rule in that it's not practical for the majority of most first time home buyers. In this episode, we discuss Dave Ramsey's advice on becoming a homeowner, what you need to do in order to buy a house along where we agree/disagree to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market has remained resilient in face of the media continually calling for a housing crash. While the fed has hiked rates 11 times, inflation has moderating while house prices have started to turn back positive while buyer demand remains near all time lows. Should you buy now or wait for THE CRASH? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1Zcl4wfSCjGh5bLEHZpgGecn_Xv7y-g826IK0bLFDK2M/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Do NOT Buy a House In 2023 without understanding the mistakes we have made when buying and selling real estate. What do you have to consider when buying a home in this housing market? In this episode, we discuss the mistakes that we have made as both home buyers and home sellers to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The FED Is Set To Hike The Fed Funds Rate for the 11th time in this cycle when mortgage rates are sitting near recent highs. How will this impact House Prices, Housing Affordability and The Housing Market? Should you buy now or wait for THE CRASH? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1I3PYK8fB4oFWPxO8VG2azeaQSp5BPrM2kd50alLfs3U/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Housing affordability and the lack of inventory are 2 major problems affecting the housing market. In order to see a more balanced market, we need a surplus of available homes for sale on top of lower mortgage rates to help increase housing affordability. What would create more housing inventory? Who are the sellers in the current housing market? In this episode why inventory is the biggest problem in our real estate market and why it's not likely to grow in a meaningful way anytime soon as we prepare you to buy a house in 2023 while becoming The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
As mortgage interest rates and inflation moderate from their peaks at a time when housing inventory is still at record lows, that leaves house prices only one direction to go..........NOT DOWN! Should you buy a house now or wait for lower interest rates? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides - https://docs.google.com/presentation/d/1AtW9mgxRg5mF4ZHI74mjtP3bDe4_XtAdB9alFPgs94o/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer planning on using gift funds to buy a house in 2023? What are gift funds? What can gift funds be used on when buying a house? What loan programs allow gift funds? What is required when using gift funds to buy a house? In this episode we discuss everything you need to know about gift funds when buying a house in 2023 to become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage demand drops to the lowest level in a month as mortgage rates reach their 2023 peak. Where will mortgage interest rates go from here? Inflation rates historically follow inflation and we are now seeing inflation moderate in a significant way which should lead to lower rates in the future. Should you buy a house now or wait for lower rates? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1Tn2haj84hYtDtYwBSc-lvCwibYyUVr_gJTJeuKXb4yM/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
What will the 2nd half of the housing market look like in 2023? Does it make sense to buy now or should you wait? Will Housing Prices Crash? Will housing become more affordable? Are mortgage rates going to stay high or will we see some relief? In this episode, we discuss our housing market forecast for the second half of 2023, covering expectations for inflation, mortgage rates, supply of homes for sale and buyer demand to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market Will Likely Peak In the next few weeks and slow as we head into the later part of 2023. At the same time, we are likely see inflation continue to decline along with lower interest rates. How will lower rates and a slower housing market impact housing affordability? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1cpDxWr_XyQsWwPXHdCCjg2rSBuU9Gp_8brTb-CeZPYY/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Crashers are now calling for a crash in the short term rental market to bring down house prices and housing affordability but the reality is they are likely WRONG again. What is the airbnb crash all about? What's the theory behind the airbnb bust? What's really going on with the short term rental housing market? In today's episodes we discuss their arguments for an airbnb Housing Collapse and give you the reality of what's likely to happen with the short term rental market as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
New Home Sales Surge Past Expectations rising 20% and rising for the third month in a row. At the same time, the U.S. posted it's first annual decline in home prices since 2012 while The FED is still talking about raising interest rates. Should you Buy Now Or Wait For The Great Reset? When will house prices become more affordable? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1VL4ps2Jfpfq_B_85ZNJXpC8rPjxhkYqovGtz0N7QIG8/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Crashed ENDED Before It Ever Started as Housing Prices stabilized in 2023. The Crash Bros have been calling for a housing crash for the last 10 years and for 10 years, they've been wrong on so many levels. In today's episodes we discuss their arguments for a Housing Collapse and give you the reality of what's likely to happen with employment, mortgage rates, house prices along with the coming recession as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market is starting to show some signs of weakness with demand dropping and inventory building with mortgage rates pushing close to 7%. Should you Buy Now Or Wait For The 2024 RECESSION? When will house prices become more affordable? In this live episode, we are going to discuss the latest from the FED as well as the latest economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1AI1qCHKyAAVYPBS6ZOkQski-YfJi3g_kPWSL9MQA0ac/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market is out of control with rising interest rates while housing affordability sits at al time lows. In addition, you have the economy sitting on the edge of a major recession. Should you buy now or wait for a housing crash? In this episode, we discuss why you should not buy a house as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market continues to push higher even in the face of higher mortgage rates and slowing buyer demand. When will house prices become more affordable? Should you buy now or wait for a housing collapse? In this live episode, we are going to discuss the latest from the FED in addition to discuss the recent CPI data and helping you understand how that affects you as a buyer or seller in the current housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1A7YCTpz5-CYXScqhE2NPmC4QmbmLZW7wQjcqSK0gWSw/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer curious about the 1% down payment option through Rocket Mortgage or United Wholesale Mortgage (UWM). What are the loan requirements for the 1 percent down payment mortgage? What credit score do you need for Rocket One Plus? What are the pros and cons of UWM vs Rocket Mortgage? In this video, we discuss the new 1% down payment options to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Rates are having a bigger impact on the 2023 housing market than anyone ever anticipated and it's not necessarily due to rising interest rates. The FED created BIG problems during the pandemic by artificially pumping money into the financial system in turn locking many homeowners into their homes. Even though buyer demand has dropped significantly so has the available inventory which is putting further stress on the housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/195RWl3o8fyzAbs_vbyRmeEwXVkGdSHPPXKL0C8FKdMA/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Interest Rates just hit the highest level we've seen in 6 months with the FED talking about the potential of another rate hike in June? When will we see interest rates moderate? Will higher rates cause a housing crash? In this episode, we discuss the idea of mortgage rates staying higher for longer due to The FED paying too much attention to employment figures versus what's actually happening in the economy along with an interest rate forecast as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The 2023 Housing Market is now facing new problems as mortgage interest rates hit 6 month highs. On top of rising interest rates, we also have a lack of inventory keeping home prices high. The combination of mortgage rates and a shortage of inventory has homebuyers wondering should I buy now or wait? In this episode, we discuss the latest updates on the economy, inflation, employment while answering your real estate and mortgage questions live to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1aEDqcO2phQrnazDeRz9ez4hRnSxNTlmCDGWQjChvN9A/edit?usp=sharing
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Homeownership Isn't The Right Answer For Everyone! What should you do if buying a house is not right for you? How do you end up in the same position as a homeowner when it comes to retirement? How much money do you have to invest to have the same net worth as a homeowner? In this episode, we discuss what you have to consider if you're preparing to not buy a house in 2023 as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Rates Are Sitting At 2 Month Highs while the number of sales continues to slow. How will rising interest rates impact house prices? Is there a chance we could see a Housing Market Collapse?✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Slides - https://docs.google.com/presentation/d/1aEDqcO2phQrnazDeRz9ez4hRnSxNTlmCDGWQjChvN9A/edit?usp=sharingConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2023? What is the risk of not buying a house in 2023? In this episode, we discuss what you have to consider if you're weighing your options with homeownership as we help you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Housing Market is broken as higher mortgage interest rates have led to less inventory coming to the Housing Market, in turn, stabilizing house prices. When will we see housing affordability improve? Is there a housing crash coming in 2023? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The 2023 Housing Market has been anything but normal with both a limited supply of available inventory as well as limited demand but house prices remaining very strong. What has to change in the current real estate market to see a change in the overall housing market? Should you buy now or wait? In this episode, we discuss how the current state of the housing market as well as what has to change for you to see a real change in housing affordability and house prices in 2023 as we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The biggest problem in the housing market right now is the lack of housing supply which is continuing to drive up house prices. In addition we have the FED hiking interest rates putting further strain on housing affordability. Did you know that 90% of homeowners have a mortgage interest rate below 5% which is creating a stalemate between buyers and sellers. In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expertConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmithConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart📩 - info@theeducatedhomebuyer.com👕 - Merch - https://jebsmith.myspreadshop.com/🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
New loan level price adjustments by Fannie Mae will affect home buyers with both higher credit scores as well as those with lower credit scores. Who is being impacted the most by these LLPA's? How will these llpa's affect your interest rate to buy a house? Are good credit score buyers really paying for lower credit score buyers? In this episode, we discuss how Fannie Mae's new fee structure will impact your mortgage interest rate in 2023 to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The housing market continues to be on fire despite higher inflation and mortgage rates. How will the FED's latest decision impact interest rates? Should you buy now or wait for a better time? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home buyer? How much of your down payment can be a gift? Can you get a gift for the down payment and the closing costs? Is there anything special that is required when using gift money for a down payment when buying a house? In this episode, we discuss how lenders look at gift money when getting a mortgage to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain in the mid 6% range locking sellers into their homes and putting further strain on housing inventory. Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate while becoming The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying a house? In this episode, we discuss the best improvements to add value to your home as well as those to help maximize the price if your considering selling while you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and the housing market in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? How do student loans differ across Conventional Loans, FHA Loans, VA Loans and USDA Loans? In this episode, we are going to take a deep dive into Student Loans and Mortgage Qualifying to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
What is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a great conversation with Michael Zuber from One Rental At A Time to discuss the idea of Buying Right, Borrowing Smart and Building Wealth Through Real Estate Ownership and Finance to become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
Connect with Michael Zuber - https://www.youtube.com/@OneRentalataTime - BUY One Rental at a Time https://amzn.to/3jt3JFx 📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the fha loan requirements? What are the conventional loan requirements? What down payments and credit scores are needed for FHA and Conventional? In this episode, we compare the FHA Loan to the Conventional Loan to help you become The Educated HomeBuyer.
=======
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
=======📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
=======Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith=======Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
=======📩 - info@theeducatedhomebuyer.com
=======👕 - Merch - https://jebsmith.myspreadshop.com/
=======🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Consumer confidence in the US housing market just approached an all time low as buyers and sellers deal with The FED, Higher Mortgage Interest Rates, High Home Prices in addition to having anxiety about job security. In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate while helping you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? When does it make sense to refinance? Should you refinance your current mortgage? Should you trade a lower interest rate for a higher interest rate? How much does it cost to refinance your mortgage? In this episode, we discuss everything about refinancing so you can decide if it makes sense for you as you become The Educated HomeBuyer.
=======
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
=======📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
=======Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith=======Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
=======📩 - info@theeducatedhomebuyer.com
=======👕 - Merch - https://jebsmith.myspreadshop.com/
=======🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer in California considering the Dream For All Shared Appreciation Loan? What is the California Dream For All Program? How does Dream For All California work? Who qualifies for the California Dream For All? When does the down payment assistance have to be paid back? In this episode, we are going to give you everything you need to know about using the dream for all loan program so that we can help you become The Educated HomeBuyer.
=======
⏩Do you Qualify for Dream For All California⏪ - https://buywisemortgage.com/ca-dream-for-all/
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
=======📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
=======Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith=======Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
=======📩 - info@theeducatedhomebuyer.com
=======👕 - Merch - https://jebsmith.myspreadshop.com/
=======🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
The 2023 Housing Market continues to surprise first time home buyers especially those expecting a housing collapse. In the face of unaffordable housing we are seeing home sales increase due to a low supply of homes along with an increase in affordability due to lower mortgage interest rates. Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you future investor wondering how to get started investing in real estate? How do you decide if a piece of property makes a good investment opportunity? Should you consider investing out of state? How do you make the numbers work when investing in this housing market? In this episode, we dive into investing 101 with Michael Zuber from One Rental At A Time to not only help you become a better home buyer in this crazy housing market but also help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
Connect with Michael Zuber - https://www.youtube.com/@OneRentalataTime - BUY One Rental at a Time https://amzn.to/3jt3JFx
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Mortgage Demand Jumps in the past week amid bank closures, as mortgage interest rates took a dip. At the same time confidence in the US Housing Market is approaching an all time low. Will the future of interest rates help or hurt house prices? Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://podcasters.spotify.com/pod/show/theeducatedhomebuyer/support
Are you a first time home buyer that has questions about mortgage insurance when buying a house? What is mortgage insurance? Who has to pay mortgage insurance? Who does mortgage insurance protect? Is mortgage insurance the same for all loan types? In this episode, we are going to give you mortgage insurance 101 when buying a home in addition to discussing when you can get rid of mortgage insurance once you have it so that we can help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Example We Discussed:
What’s it look like for a minimum down, median purchase $467,700 (Q4 2022
- FHA -
- $451,331 base loan
- Add UFMIP of 1.75% - $7898
- Total loan amount - $459,229
-
Monthly MI - $210
-
Conventional 3%
- $453,669 loan
- 2 borrowers - SFR - 740 - dti under 40% - .47% - $177.69
-
1 borrower - SFR - 680 - dti under 40% - 1.35% - $510.38
-
Conventional 5%
- $444,315 loan
- 2 borrowers - SFR - 740 - dti under 40% - .30% - $111.08
-
1 borrower - SFR - 680 - dti under 40% - 1.03% - $381.37
-
VA - No monthly MI
- USDA
- $467,700 base loan
- Add UFMIP of 1.0% - $4677
- Total loan amount - $472,377
- Monthly MI - $137.78
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Housing Affordability is sitting at the lowest level in a decade as many homebuyers retreat to the sidelines as higher interest rates continue to crimp both housing inventory and affordability. Will this continue into the spring housing market or will higher interest rates finally push house prices lower? Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The 2023 Housing Market Is On Fire AGAIN but will it last? Should you Buy Now or Wait for Housing Affordability To Improve? Is there a change we will see a housing crash in 2023? Why are some markets selling above the asking price will others sellers are having to lower their house prices? In this episode, we discuss the current state of the real estate market with regards to housing inventory, buyer demand and how that's affecting house prices to help you become The Educated HomeBuyer in 2023
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market Is Remaining VERY Strong in the face of higher mortgage rates and lower demand due to an incredibly low amount of housing inventory. Will this continue into the spring housing market or will higher interest rates finally push house prices lower? Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how much home you can afford to purchase? How do lenders calculate how much I qualify for when buying a house? What goes into my debt to income ratio? How does a lender determine how much house I can afford to buy? In this episode, we discuss Debt To Income (DTI) in length to help you understand how a lender preapproves along with giving you some examples of how much income you would need at different price points while we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Mortgage Interest Rates are headed back towards the peak after key inflation data rose more than expected. How will this data impact the housing market? Does this give the FED an opportunity to remain aggressive on interest rate hikes? Should you buy a house now or wait for lower mortgage rates and lower house prices? In this LIVE, we will give a brief overview of what's happening in the economy and with inflation on top of providing a real estate market update and answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how much down payment is required to buy a house in the 2023 Housing Market? Where can your down payment come from when buying a house? What's the difference between down payment and closing costs when buying real estate? In this episode, we take a deep dive into down payment to give you a birds eye view of how much down payment is required, where the down payment can come from and what you need to know to become The Educated HomeBuyer.✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1cSample Loan Estimate - https://www.theeducatedhomebuyer.com/wp-content/uploads/2023/02/201207_cfpb_sample-loan-estimate_ARM.pdfVetted VA Live Slideshow - https://www.theeducatedhomebuyer.com/wp-content/uploads/2023/02/Vetted-VA-LIVE-EP-01-04.05.22.pdfConnect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmithConnect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart📩 - info@theeducatedhomebuyer.com👕 - Merch - https://jebsmith.myspreadshop.com/🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
This Housing Market has started to heat up due to low supply and higher buyer demand. What does that mean for the future of the housing market? Are mortgage rates going to continue to back up or will we see lower interest rates in the near future? Should you BUY NOW or WAIT for a Housing Crash? Will house prices EVER come back down to more affordable levels? In this LIVE, we will give a brief overview of what's happening in the economy and with inflation on top of providing a real estate market update and answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how much you're being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage? How do you compare one lender to another by looking at the loan estimate? What is a loan estimate? When Should I received my loan estimate? What is most important about my loan estimate? What's the difference between closing costs and prepaids? In this episode, we discuss the loan estimate in detail to help you avoid any pitfalls when going through the process of buying a home and so that you fully understand the loan estimate when buying a house to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Sample Loan Estimate - https://www.theeducatedhomebuyer.com/wp-content/uploads/2023/02/201207_cfpb_sample-loan-estimate_ARM.pdfVetted VA Live Slideshow - https://www.theeducatedhomebuyer.com/wp-content/uploads/2023/02/Vetted-VA-LIVE-EP-01-04.05.22.pdf
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
This Housing Market has started to pick up on the sign of lower interest rates and lower inflation while inventory remains a HUGE problem in my real estate markets. What does that mean for the future of the housing market? Should you BUY NOW or WAIT for a Housing Crash? Will house prices EVER come back down to more affordable levels? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate. Join us for our weekly Housing Market Update to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer worried about buying the wrong home? Why do homes fall out of escrow? If a home falls out of escrow, does that mean there is something wrong with it or that it's overpriced? In this episode, we discuss What Makes A Property Fall Out of Escrow and some tips on How To Make Sure It Doesn't Happen To You when buying a house in the 2023 housing market to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The U.S. economy added far more jobs than expected in January which could cause The FED to Change Their Stance On A Potential Pause or Pivot with Rates. How could that affect the Housing Market? Will The FED continue to remain aggressive as the job market shows strength but Productivity Plunges? In this LIVE, we discuss the latest updates on the economy along with any changes in the housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to find deals in today's housing market? Where do you start? Can you actually get a deal in the 2023 housing market? Where do you find the deals that aren't on the market (the mls)? What comes with buyer deals off market? In this episode, we discuss the topic of real estate opportunities to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is starting to heat up as interest rates and inflation pull back. Does that mean it's time for you to pull the trigger? Will house prices collapse or stabilize as we head into the spring real estate market? In this LIVE, we discuss the latest FED meeting along with any changes in the housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while becoming The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering what goes into the underwriting process when buying a home? What is underwriting and why is it important? How is different from getting pre-approved? What happens during the underwriting process? What does the underwriter review when deciding on whether or not to approve your mortgage loan? In this episode, we take a bird's eye approach to the underwriting process to cover the 4 C's of underwriting to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Existing home sales are down for the 11th straight month while home prices remain positive year over year. Should you Buy Now or Wait? When will the housing market become more affordable? In this LIVE, we discuss the last housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while becoming The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Housing Affordability is sitting near the worst levels we've ever seen as the percentage of families that can afford the median priced home in the US at current interest rates is near all time lows. Does that mean House Prices need to crash to get back to the long term trend in order to make real estate more affordable? What makes up housing affordability? What are we likely to see in 2023 with wage growth, mortgage rates and house prices? In this episode, we discuss the current state of the housing market and what has to happen to create more affordability in the housing market.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The case is clear that inflation is over but in no way does that mean a recession isn't coming. What does that mean for the future of the Housing Market ? Should you buy now or wait for a housing collapse? Will will mortgage rates improve? In this LIVE, we discuss the last housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while becoming The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
What do you do if you're looking to buy a house in 2023 but you don't qualify? What things should you focus on to put yourself in a better position to buy a home? How important is down payment and credit score when it comes to getting pre-approved? In this episode, we discuss what we believe are the 3 main things you should focus on to not only maximize your qualifications and buyer power but to help you become The Educated Homebuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
House prices are forecasted to continue declining along with many forecasting higher interest rates. What does that mean for the future of the Housing Market As We Head Into 2023? Should you buy now or wait for a housing collapse? In this LIVE, we discuss the last housing market data in addition to answering your first time home buyer questions to help you navigate buying a house or selling a home in 2023 while helping you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering what happens once your offer gets accepted to buy a house? What's the timeline of buying a home? How does the process flow once you have an accepted purchase contract? In this episode, we touch on the escrow process of buying a house and discuss each step in that process to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
What will the housing market look like in 2023? Should you Buy Now or Wait? What will housing affordability look like in the new year? Will Housing Prices Crash? In this episode, we discuss our housing market forecast on inflation, interest rates, supply, demand as well as the direction of house prices in 2023.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Homes sales tumbled 7% in November, down for 10th straight month while mortgage interest rates are back on the rise. Should you buy now or wait for a housing collapse? What does that mean for The Future of the Housing Market As We Head Into 2023? In this LIVE, we discuss both real estate and mortgage in addition to answering your first time home buyer questions to help you navigate buying a house while becoming The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
You found a house, now what? What goes into writing an offer on a house? What do you need to consider? What does the process look like as a first time home buyer when it comes to writing your first offer? What do you need to consider when making an offer to buy a house? What are contingencies contingency timeframes and why are they important? Who pays for what fees when making an offer? In this episode, we continue our conversation on the process of writing an offer to buy your first home to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Mortgage Interest Rates are sitting at 3 month lows after CPI data came in better than expected. At the same time, The FED projects raising rates as high as 5.1% before ending inflation battle. What does that mean for The Future of Mortgage Rates As We Head Into 2023? In this LIVE, we discuss the current state of the Housing Market to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
You found a house, now what? What goes into writing an offer on a house? What do you need to consider? What does the process look like as a first time home buyer when it comes to writing your first offer? What do you need to consider when making an offer to buy a house? What are contingencies contingency timeframes and why are they important? Who pays for what fees when making an offer? In this episode, we take a deep dive into the process of writing an offer to buy your first home to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
What does the Housing Market Forecast look like as we head into 2023? Will we continue to see house prices move down and interest rates move up or will we see real estate heat up as we head into the Spring Selling Season?What does that mean if you're a first time home buyer? Should you buy now or wait? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Why is homeownership important in building wealth? Why do renters die broke? What are the pros and cons of homeownership? How important is the power of leverage when it comes to buying a house? In today's episode we discuss the idea of renters die broke and why homeowners have a 44x greater net worth than those of renters.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📝 - Home Buyer Questionnaire - https://www.theeducatedhomebuyer.com/wp-content/uploads/2022/12/BuyerQuestionnaire.pdf
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Will the Housing Market look any different in 2023? How do you prepare to buy a house as a first time home buyer? Should you BUY NOW or WAIT for Prices to Fall and Mortgage Rates to come back down? Will we continue to see house prices move down or will we see the Housing Market Heat up as we head into the Spring Selling Season? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer that's been pre-approved but wondering about the next steps? Do you contact a Realtor first or a Lender first? When should you start looking at houses? How early is too early to start the home buying process? What does the process look like after the pre-approval? In this episode, we discuss the steps after the mortgage pre-approval process to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📝 - Home Buyer Questionnaire - https://www.theeducatedhomebuyer.com/wp-content/uploads/2022/12/BuyerQuestionnaire.pdf
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Will the Real Estate Market look any different in 2023? Should you BUY NOW or WAIT for a Housing Crash? Will we continue to see house prices move down or will we see the Housing Market Heat up as we head into the Spring Selling Season? Will it be easier as a first time home buyer? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
This week's guest: Andrew Finney @AndrewFinney
Trusted Real Estate Advisor/ USMC Veteran
License# S.0173260 King Realty Group - Andrew Finney Team 6955 North Durango Drive Suite 1004 Las Vegas, NV 89149 Web: https://www.andrewfinneyteam.comFacebook: https://www.facebook.com/AndrewFinneyTeam/Instagram: https://www.instagram.com/andrewfinneyteam/
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
--- Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer considering buying a home in 2023 but unsure where to start? Should you Buy Now or Wait? When should you start the pre-approval process? How early is too early to start the home buying process? What's the difference between a pre-qual and a pre-approval? What documents are required for a pre-approval? How long will the pre-approval process take? When can I go shopping for homes? In this episode, we discuss how to get a mortgage in 2023 to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Home prices and Home Sales are declining while Interest Rates and inflation continue to run wild putting brakes on the Housing Market. My housing market prediction is that the housing market will continue to slow for the next few months partly due to affordability and partly due to seasonality. What will 2023 look like for the Housing Market? Will interest rates reverse course or will they continue to move higher in the face of rising inflation? Should you but now or wait for house prices to crash?
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
This is part 2 of everything you need to know about credit when it comes to buying a house. How can you improve your credit score? What do you do if you don't have a credit score? What's the difference between collection accounts and charge offs when dealing with credit. In this episode, we take a deep dive into the world of credit and credit scores where we discuss the credit score model, the changes coming and how to maximize your credit to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
What will 2023 look like for the Housing Market? Will interest rates reverse course or will they continue to move higher in the face of rising inflation? Should you but now or wait for house prices to crash? In this episode, we discuss the current state of the real estate market, where we see mortgage interest rates headed in addition to talking to Real Estate Expert, @Shaheedah Hill on her local real estate market to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
Our Guest On This Show:
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
How important is your credit score when it comes to buying a house and getting a mortgage? What is a good credit score? What's the minimum credit score you need to qualify? What factors make up your credit score? In this episode, we take a deep dive into the world of credit and credit scores where we discuss the credit score model, the changes coming and how to maximize your credit to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
As mortgage rates hit 20 year highs, many of the top housing markets across the country are bracing for a housing correction as home buyer affordability continues to plummet. Should you buy now or wait for a housing crash? Will we start to see foreclosures as a result of vanishing equity. In this episode, we talk to Tampa Bay Real Estate Expert, @Melanie Loves Tampa Bay to discuss the Florida real estate market as her local housing market braces for a cool down with home sales down 36.2%.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
Our Guest On This Show:
Melanie Atkinson @Melanie Loves Tampa Bay REALTOR® Cell: 813-368-6084 Office: 813-570-7777 Smith & Associates Real Estate Tampa | St. Petersburg | Clearwater www.smithandassociates.com
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
As a first time home buyer going through the pre-approval process there are at least 10 Red Flags To Look Out For When Working With a Mortgage Lender in today's real estate market. In this episode, we discuss what to look out for when having conversations with lenders just to make sure you're not putting yourself in a bad situation to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Sales in some of the hottest markets are down around 30% YoY (all of California was down 30%), whereas in other markets, sales are only down in the teens YoY. What does this mean for house prices? Is now a good time to buy or should you wait for a housing crash? In this episode we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing by helping you become The Educated HomeBuyer. Our Guest On This Show: Todd Sachs, Founder and Broker @Sachs Realty 443-318-4514, ts@sachsrealty.com Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert 📩 - info@theeducatedhomebuyer.com 🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The housing market is continuing to slow with higher interest rates and lower buyer demand but there are still opportunities in this housing market. Which homes are still fetching a premium and selling quickly? Which are homes are sitting on the market longer with sellers lowering their prices? Where are the opportunities in this real estate market? In this episode, Josh and Jeb discuss why homes that are nicely remodeled in good locations are still selling quickly while the outdated homes are getting much traction. On top of that we also discuss the waiting "opportunity" in order to help you become The Educated Homebuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
This is a scary time for home buyers right now with Interest Rates pushing towards 8% while Inflation continues to move higher. What does all of this mean for the future of house prices? In this live, we will answer your mortgage and real estate questions to help you make sense of this crazy market and help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering if you should buy now or wait? What should you be doing while preparing to buy a house in a shifting house market? What things should you focus on so that when you're ready, you're in the best position to take advantage of the real estate market with the best terms. In this episode, we discuss which items will give you the most bang for your buck when qualifying for a loan on top of why it's so important to start the process with a mortgage professional sooner than later while helping you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Fannie Mae recently said that House Sales are going to NOSEDIVE in 2023 while at the same time saying they only expect the average home price to decline 1.5% in 2023. Should you Buy Now or Wait? When will interest rates decline? What does all of this mean for the future of house prices? In this live, we will answer your mortgage and real estate questions to help you make sense of this crazy market and help you become better homebuyers and sellers in this real estate market.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you waiting for lower house prices or lower interest rates? How do interest rates affect housing affordability versus lower house prices? In this episode, we discuss the 3 factors that make up the housing affordability equation and which will have the greatest benefit on homebuyers affordability when buying a house in the current housing market. We also give examples of the costs of waiting and show why lower rates help affordability more than lower prices as we help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to get the best interest rate when buying a home? How do you find a lender? Why is it important to shop for a lender? Where do you start when getting pre-approved? What questions should you ask when talking to a lender? In this episode, we are going to address all of these questions about shopping for a mortgage lender as well as the questions below to help you become The Educated HomeBuyer.
- If you need to get pre-approved, you need to find a lender and you need to be able to get a valid, accurate rate quote
- Why is it important to shop for a lender?
- How do you find a good lender?
- What questions should you ask when talking to a lender?
- What should a prospective lender ask you on the first call?
- Where does the rate fit into choosing a lender?
- Besides rate, what should you be asking about and looking at (fees)?
- What is Box A on the loan estimate?
- Why is Box A important?
- Do the other boxes on the LE matter when shopping for a purchase mortgage?
- Should a lender give you a loan estimate if you haven’t applied for a mortgage?
- Is a fee sheet an acceptable alternative?
- Why is it important to shop for rates between lenders on the same day?
- With specific types of loans, how important is experience with the program?
- How do you know if the lender you are talking to has the experience you need?
- Why does your Realtor care who you use for your loan?
- Does your Realtor get a kickback if you use “their lender”?
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Higher Interest Rates are putting a strain on Buyer Demand and Housing Affordability. Sellers are reducing their prices and more willing to negotiate in this shifting market but is now the best time to buy a house? Should you buy now or wait for a Housing Crash? In this LIVE, I will discuss the real estate market and answer your mortgage and real estate questions to help you navigate the housing market with higher interest rates to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The median home price has declined while interest rates have nearly doubled since the beginning of the year. At the same time, we are starting to see sellers reduce their asking prices while demand is drying up. Should you buy now or wait? What's the risk of buying a house in a shifting market? In today's episode we are going to discuss the uncertainty in the housing market along with when you should consider buying a house to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Can the Housing Market AVOID A Housing Crash? Interest Rates are currently sitting at a 20 year high while The FED still has it's foot on the gas pedal. This is causing real estate to sit and sellers to reduce house prices. In today's live we are going to address these concerns along with your mortgage and real estate questions to help you decide whether you should buy now or wait while we help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering if you should buy now or wait and rent? When is the right time to buy a house? What should you consider buying asking yourself if you should buy vs rent? In today's episode, we are going to not only tell you when you should consider rent vs buying but also touch on why homeownership is so important to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
House Prices are finally on sale after years of craziness in the housing market but is now the right time to buy a house? Higher interest rates continue to put a strain on home buyer affordability which is causing homes to sit on the market and sellers having to reduce house prices. Many out there believe this is the start to a housing crash. In today's live we are going to address these concerns along with your mortgage and real estate questions to help you decide whether you should buy now or wait while helping you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you wondering how to get a deal when buying a house in 2022? Can you get a lowball offer accepted in this housing market? In this video, we discuss what you need to look for when trying to get a deal so we can help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are the doomers and fear mongers correct about housing prices dropping by 30% creating another housing crash? This is still a lot of volatility with interest rates which is causing housing affordability to still be a problem. In turn this is causing the market to continue to slow causing sellers to reduce house prices. In today's live we are going to address your mortgage and real estate questions to help you decide whether you should buy now or wait while helping you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are we headed for a housing recession or better yet a housing crash? Is there even a such thing as a housing recession? Why are so many people talking about the idea of a housing recession right now? What happens during a normal recession and how will that affect the housing market? In this video, we discuss the idea of a housing recession and what it means for you to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market Slowdown is now in Full Effect with peaking inventory and demand on top of rising interest rates. Should you buy now or wait for a housing market correction? How will a recession affect real estate prices? Is now a good time to buy? We discuss all of this while we answer your questions to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The housing market is once again shifting into a more normal market with houses sitting on the market a bit longer while many overpriced homes have to adjust their prices to get more inline with the shifting real estate market. Is this the start to a housing crash or just a more normal housing market? I this video, we discuss your real estate and mortgage questions LIVE to help you become The Educated HomeBuyer in this changing real estate market.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
As the housing market continues to normalize, we expect to see house prices move more sideways than down but why? Why are housing prices sticky to the upside? In this episode, Josh and Jeb discuss the idea of house prices not declining during this period of normalization because of how homeowners think of their homes on top of the transaction fees involved and the cost of trying to find another place to call home.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Home Buyers are cancelling contracts causing home builders to put the breaks on building causing home buyer sentiment to reach a decade low. In this video, we will discuss the current state of the housing market and answer your mortgage and real estate questions LIVE to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
What does the future of the housing market look like as we continue to see inflation, rising interest rates, rising inventory and a seasonal slowdown as we head into the fall real estate market? Is the Housing Market Headed into the toilet with lower house prices ahead? Should you Buy Now or Wait? In this video, we will discuss the current state of the housing market and answer your mortgage and real estate questions LIVE to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Tasty Treats: This will get you 15% off - Use Code JEBSMITH at http://www.trytreats.com/subscribe
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Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer with questions about getting pre-approved to buy a house? How long do you need to be on your job? Can you have gaps in your employment? How long is the pre-approval good for? In this episode, we discuss these commonly asked questions in addition to others that we commonly get in order to help you become The Educated Homebuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market Market remains strong even with rising inflation, rising interest rates, additional supply and less buyer demand but are we headed for a housing market reset? Should you Buy Now or Wait? What does the remainder of 2022 look like as a first time home buyer? In this video, we are going to discuss the latest CPI reading as well as what the FED is planning to help you navigate the current real estate market and become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer with questions about getting pre-approved to buy a house? What is the minimum credit score? How much money do you need for a down payment? How much are the closing costs? How much money do I need to have in the bank? In this episode, we discuss these commonly asked questions in addition to others that we commonly get in order to help you become The Educated Homebuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you gambling by buying a house in this Housing Market? With the FED raising interest rates, inflation soaring and a recession looming, is now the right time to become a homeowner? What does the future of Real Estate look like in 2022? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
📧 - Free Weekly Newsletter - http://www.jebsmith.net/newsletter
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering about seller paid buydowns? What is a seller paid buydown? How does a buy down work? Who pays for a Seller paid buy down? What's the difference between a permanent buydown vs a temporary buydown? In this episode, we are going to discuss How to Use Seller Paid Buydowns To Get A Lower Interest Rate and how they benefit both the buyer and seller to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
With the FED raising interest rates, inflation soaring and a recession looming, is the housing market out of reach for first time home buyers? Even though we have seen the housing market shift with more inventory and slowing buyer demand, house prices remain high making it challenging for home buyers looking to enter the real estate market. Should you Buy Now or Wait for "The Crash"? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you currently in the real estate market as a homebuyer and wondering about seller credits? What is a seller credit? How do seller concessions work? Can the seller give you a credit towards closing costs? Is there a limit to what the seller can pay for a buyer? What can seller credits be used for when buying a home? In this episode, we take a deep dive into seller credits / seller concessions in order to help you become The Educated Homebuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is Finally Starting to get back to normal with homes sitting a bit longer, demand dropping and more price drops. At the same time, Housing Affordability is Reaching a 15 month low along with Consumer Confidence hitting a 16 Month low while the FED is continuing to raise interest rates. How will this affect the Housing Market and House Prices? Should you Buy Now or Wait for Falling House Prices? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering where interest rates are headed? Will they continue to rise or is there a chance that we could see lower interest rates in the future? What affects mortgage interest rates? What could cause interest rates to move higher? What could cause interest rates to move lower? In this episode, Josh and Jeb discuss interest rates, their impact on the housing market along with what you need to consider as a first time home buyer in today's real estate market to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
We are entering a new housing market with rising inventory and slowing buyer demand. Does a new housing market mean prices are going to crash? How will the FED and rising interest rates affect The Real Estate Market? Should you wait to buy a house? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you looking to buy low and sell high with regards to real estate or are you looking for a place to call home? Is it even possible to time the real estate market? What does timing the housing market mean? Who should be worried about timing the market? Who's at the greatest risk of trying to time the market? In this episode, Josh and Jeb discuss the idea of trying to time the housing market and what you need to consider as a first time home buyer in today's real estate market to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Is the FED sending us into a recession by raising interest rates and crashing the housing market? How will the recent increases in mortgage rates continue to affect affordability? Is now a good time to buy or should you wait? How will the potential of a coming Recession affect House Prices? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you someone looking at buying a home or selling a home and looking for some direction with house prices and interest rates? Where is the market headed? Are house prices going to crash? Will we see interest rates continue to rise? How will the increase in housing inventory and a slow down in buyer demand affect the Housing Market? In this episode, Josh and Jeb give you there take on the current real estate environment by not only discussing the current real estate market but talking about how we got here and what all of this means for the future of real estate as we help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Interest Rates and Inflation are Peaking while inventory rises and buyer demand slows. Welcome to a new housing market. Should you BUY NOW or WAIT for a Housing Crash? Does a new housing market mean prices are going to crash? How will the potential of a coming Recession affect House Prices? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer in the process of buying a house but not sure if an HOA is right for you? What are the pros and cons buying a home in a Homeowners Association? What should you look for when considering a homeowners association? In today's episode we discuss the pros and cons of an HOA in order to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is Slowing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we have a guest appearance by Matt Gouch (Matt The Mortgage Guy) where we provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer in the process of buying a house but can't decide between a single family home vs a condominium? What are the pros and cons of each? In today's episode we discuss the pros and cons of owning a single family home and compare it to the pros and cons of owning a condo in order to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is slowing with more homes to choose from and less buyer demand? Should you buy now or wait for a recession? Will a recession cause a housing crash? What does all of this mean for you as a buyer or selling in the 2022 Housing Market? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer..
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer considering new construction homes and wondering the difference between new construction vs resale? Should you consider NEW CONSTRUCTION? What are the pros and cons of buying new construction in this housing market? Should you BUY NOW or WAIT? There are a lot of changes happening right now with interest rates, supply bottlenecks and time delays that may make owning new construction way less desirable than exiting homes. In this video, we are going to discuss what's happening in the 2022 housing market and how it may affect you as a first time home buyer looking at new construction in order to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is in the middle of a Shift with House Price Deceleration in Full Effect. Have We Reached The End Of Craziness In Housing Market? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you concerned that a foreclosure wave is the next shoe to drop to bring down house prices? Should you Buy Now or Wait? The rise in foreclosures has increased 132% year over year, what's next? How Will FORECLOSURES Impact Housing Prices in 2022? In this video, we discuss the latest foreclosure data and why you shouldn't be concerned with a foreclosure wave as a home buyer to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is Changing with more homes to choose from and less buyer demand? Are Falling House Prices Really Ahead for the Real Estate? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Phoenix, Arizona has been one of the Hottest Real Estate Markets over the last few years largely driven by out of state migration patterns and affordable housing. Can the Phoenix Metro Housing Market continue to thrive in a slowing housing market? Have home prices PEAKED with Rising Interest Rates and Slowing Buyer Demand? What should you consider as a first time home buyer when considering purchasing in a market like Phoenix? In this episode, we discuss what you need to consider as a buyer in a changing real estate market to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
Want to get in touch with John Angelo from The Angelo Group? 602.616.1455 - john@theangelogroup.com
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Have home prices PEAKED with Rising Interest Rates and Slowing Buyer Demand? How do you take advantage of a slowing housing market as a first time home buyer? The Real Estate Market is starting to cool but does that mean we will finally see price decline or a crash in prices? In this video, we discuss what you need to understand as a buyer in a changing real estate market to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Interest Rates are hitting new highs, demand is slowing while inventory is starting to build? Should you BUY NOW or WAIT? Are you ready for a slowing housing market? What does a slowing market mean for house prices? Are we headed into a housing recession? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate in order to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Getting approved to buy a house can be a stressful process whether you're a first time home buyer or someone who has done it several times. In this episode, we discuss the 5 BIGGEST Mortgage Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Supply is building and demand is slowing so does that mean the housing market is headed for more normal times? Or does that mean a housing crash is on the way? Should you BUY NOW or WAIT? Does a slowing market mean prices are going to go down substantially or go back to more normal appreciation? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Buying a house can be a stressful process whether you're a first time home buyer or someone who has done it several times. In this episode, we discuss the 5 BIGGEST Home Buyer Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you considering an adjustable rate mortgage because of the lower interest rate and lower monthly payment? What is an adjustable rate mortgage? How do arm loans work? What are the pros and cons of using an adjustable rate loan? In today’s episode we are going to discuss arm loans (adjustable rate mortgages) in more detail to help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
The Housing Market is slowing but what does that really mean for a buyer or selling in this real estate market? ? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices will Fall? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to navigate the world of contingencies when buying a house? What are contingencies? Do you have to waive them when buying a house in this real estate market? How long do you have before your earnest money deposit is at risk? When can you safely waive them as a home buyer? In today’s episode we are going to discuss all of the things with regards to real estate contingencies to help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to make your offer stand out amongst the competition? How do you set yourself up for success when starting the home buying process? Do you have to waive the appraisal and home inspection to be competitive? How do you compete against multiple offers when buying a house in this Real Estate Market? In today’s episode we are going to discuss all of the things you can control when writing an offer to not only help you achieve success with your offer but also to help you become The Educated Home Buyer.
Josh and I are often addressing the question of "Should I sell my home?" In today's episode we're going to walk you through the conversation that we have with potential home sellers when they ask that same question and all the things they should consider when putting their home up for sale.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Should you take a leap and buy a house in 2022 with rising interest rates? Should you BUY NOW or WAIT for a Housing Crash? When will house prices become more affordable? Will RISING Interest Rates affect Housing as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📩 - info@theeducatedhomebuyer.com
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home seller wondering about the direction of mortgage rates? Where will interest rates be in a few month? What's causing interest rates to increase right now? How will that affect the housing market? How will interest rates affect your ability to buy real estate in 2022? What should you consider when deciding on whether or not to lock your loan? In this podcast, we take a deep dive into Mortgage Interest Rates to help you become The Educated HomeSeller.
Josh and I are often addressing the question of "Should I sell my home?" In today's episode we're going to walk you through the conversation that we have with potential home sellers when they ask that same question and all the things they should consider when putting their home up for sale.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Interest Rates are sitting at 3 year HIGHS with home prices up nearly 20% in just the last year? Should you BUY NOW or WAIT for lower house prices? When will real estate become more affordable? Will RISING Interest Rates cause a Housing Crash as we head into the Spring? In this LIVE, we provide a real estate market update and answer LIVE questions about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home seller wondering if you should take advantage of record high appreciation and home equity by cashing out and selling your home? What should you consider before selling your home? Why are home sellers not putting their homes on the market which in turn is keeping inventory (supply) levels near all time lows? In this podcast, we take a deep dive into the process of Selling Your House in the current Housing Market to help you become The Educated HomeSeller.
Josh and I are often addressing the question of "Should I sell my home?" In today's episode we're going to walk you through the conversation that we have with potential home sellers when they ask that same question and all the things they should consider when putting their home up for sale.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
When will the 2022 Housing Market Normalize? Should you BUY NOW or WAIT for a Housing Crash? When will house prices become more affordable? Will RISING Interest Rates affect Housing as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Welcome back to the Educated Home Buyer where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing. In this weeks episode, we are going to answer the question of what are points when getting a home loan? What's the difference between origination points and discount points? When does it make sense to pay them if ever? We also go into detail about how to calculate points, how they work as well as the benefit of points to help you become The Educated HomeBuyer Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert 🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how much are closing costs when buying a house? What's the difference between closing costs and prepaids? How much money do you need to buy a home in addition to the down payment? In this podcast, we take a deep dive into all the costs involved when buying a home helping you become The Educated HomeBuyer.
Josh and I talk to a lot of home buyers and it’s surprising how many aren’t aware that they need money in addition to a down payment to buy a home so were going to spend some time today to discuss costs in order to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering why house prices continue to rise? What's driving home prices in 2022? What is driving supply and demand in the current real estate market with rising interest rates? In this podcast, we take a deep dive into what's behind the rise in house prices everything from supply and demand to interest rates and migration patterns helping you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering how to get a mortgage to buy a home? Should you get pre-qualified or pre-approved? What's the difference in pre-approval vs pre-qualification? What documents are needed to get pre-approved? What does a Realtor need to see in a pre-approval package? In this podcast, we take a deep dive into the pre-approval process helping you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering where to start when buying a house? Do you start with a Real Estate Agent or Mortgage Lender or should you just go online? In this podcast, we take a deep dive into the real estate process helping you decide where to start.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Are you a first time home buyer wondering whether Right now is the best time to buy a home? In this podcast, we discuss the pressing question of Should you Buy Now or Wait? With home prices at record highs along with increasing interest rates, should you buy a home in 2022?
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at TheEducatedHomeBuyer.Com/Expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Why Home Ownership is Important
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington each Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-758-5223 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at TheEducatedHomeBuyer.Com/Expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
WHO IS JEB SMITH?
A Real Estate Broker Associate with Coldwell Banker Realty in Huntington Beach, California, Jeb Smith offers his clients the benefits of his more than 19 years of experience in real estate and mortgage lending. He has handled many complex transactions for his clients, including short sales, bank-owned properties and luxury residential properties. While he was at Re/Max, his previous company, Smith successfully handled a large number of transactions, which helped him to achieve memberships in the Platinum and 100 percent clubs. Smith is a graduate of the realtor institute.
Jeb Smith has a work philosophy that is centered around his clients. He strongly believes that his clients should be his top priority and works to provide them with exceptional service at all times. Smith relies on his extensive knowledge and his understanding of both the real estate and mortgage lending industries in order to secure the best results possible for his clients. His attention to detail and service focus combine to make him an asset to both buyers and sellers. In order to offer the most help to his clients, Smith stays current with market trends so that he can make the best recommendations possible. Smith believes that it is important to develop long lasting relationships with his clients, and he makes himself available whenever they have questions.
Smith graduated with his Bachelor of Science in computer science from the East Carolina University. He lives in Huntington Beach with his wife and three children (all boys). In his free time, Smith is highly active. He competes in marathons and triathlons, enjoys CrossFit and actively pursues outdoors activities. Smith is also committed to the community he lives and works in as he dedicates his time to volunteering both at a local soup kitchen and Off The Streets Huntington Beach. He is also a dedicated sponsor of Smith Elementary School.
Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
WHO IS JOSH LEWIS?
For 26 years, Josh Lewis, a Certified Mortgage Consultant, has worked with home buyers and their professional advisers to assure that home ownership is a key foundation to long term wealth creation by creating and implementing custom tailored mortgage plans that minimize ownership costs while maximizing wealth accumulation. As one of only 23 mortgage professionals in the state of California to earn the Certified Mortgage Consultant designation, the premier certification awarded by the National Association of Mortgage Professionals, Josh is committed to providing the highest levels of service and staying on the cutting edge of financing knowledge, insuring optimal results for his clients. If you are ready to buy your first or next home, or improve your current financing.
Connect with me 👇
Josh Lewis (Huntington each Certified Mortgage Expert)
DRE 01209148
Buywise Mortgage
M:714-758-5223
E: josh@buywisemortgage.com
➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh
➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
✅ - Want to get connected with us or to a local expert in your market, please reach out at TheEducatedHomeBuyer.Com/Expert
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support