SeventySeven Soundbites: Recent Episodes
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SeventySeven Soundbites are easily consumable pods of information for you to digest on the go. Subscribe now for more content straight to your device. The value of an investment may fall as well as rise. You may get back less than the amount invested. SeventySeven Wealth Management is an appointed representative of and represents only St. James’s Place Wealth Management, who are authorised and regulated by the Financial Conduct Authority.
Hayden wasn't always going to be a financial adviser. In fact he was heading down the path of professional golf when he realised it probably wasn't going to give him the life that he envisaged. Always having an aptitude for numbers Hayden's mother knew financial services would be the right path. It's a good thing he listened to his mother. You can watch the whole interview here or listen to the podcast on our website.
SeventySeven Soundbites are easily consumable pods of information for you to digest on the go. Subscribe now for more content straight to your device.
The value of an investment may fall as well as rise. You may get back less than the amount invested.
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management, who are authorised and regulated by the Financial Conduct Authority.
"A phased retirement makes a lot of sense for a lot of people. Some people retire and they literally just stop. I've not really seen many people who are very happy in that situation because I think it's too sudden for people to accommodate that change. I would like to find a nice blend between continuing doing things that I do and enjoying that experience, but also having some time so that I can do the other things."
The good news is that David isn't going anywhere. Well, not permanently anyway. After a couple of months off at the beginning of 2023 David is still going to be very involved with SeventySeven and his clients.
"What I'm really looking to do is to step back a little bit. I will carry on being available to clients and the business because I've got a wealth of experience and I'm not ready to quit. I'm fully involved in what I'm doing."
We speak to David about his stepped approach to retirement how the son of a coal miner born in the north ended up with a rewarding career in financial services. And in the south.
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
"A lot of meetings with clients is about educating them on their investments. For example, at the moment the market is turbulent. Clients are worried. Some believe that when the market's down they need to take the money out and keep it safe. When the market's up then reinvest the money."
Meet Sonny Lama, who joined the SeventySeven family in July. We discuss how he came Darjeeling, a small town in India at the foot of the Himalayas, famous for tea, to Kent via Scotland. Sonny also shares how learning to meditate has helped every aspect of his life personally and professionally.
"Meditation has helped me. I'm focused and practising on a weekly basis helps me prioritise things."
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
Connor Ashenden joined SeventySeven as a trainee adviser after an interesting career in consumer credit restructuring. This role saw him work directly with individuals facing life challenges and defaulting on their credit cards or mail order debt. What Connor realised is that often the individuals he was working with were regular people trying to live a good life with their family but then something unexpected occurred ultimately impacting their financial stability.
This background has shaped the way Connor advises clients ensuring that they have savings and protection policies in place for unforeseeable circumstances that can often arise.
Here we talk to Connor about his background, how he came to be at SeventySeven and what has surprised him about being an adviser.
SeventySeven Soundbites are easily consumable pods of information for you to digest on the go. Subscribe now for more content straight to your device.
The value of an investment may fall as well as rise. You may get back less than the amount invested.
SeventySeven Wealth Management is an appointed representative of and represents only St. James’s Place Wealth Management, who are authorised and regulated by the Financial Conduct Authority.
"I've always thought that knowledge is power, isn't it?"
Eloise Hammond, CFA, doesn't believe in sitting still. Not content with working full time, she also completed a degree and an accounting qualification simultaneously. Since then she joined SeventySeven five years ago, became Chartered, and, more excitingly, got engaged! We discuss this and many other topics.
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
"Having worked for 57 years I thought, that’s probably long enough. I had some concerns... Would I get bored? The reality was that the first four months of retirement were pretty strange. I had suddenly gone from having a structure in my life to having no structure. The difficulty of adjusting was compounded by the fact that we were in midst of a lockdown and so you couldn’t even go on holiday. I decided I would put a routine in place for myself. I got up at the same time, walked regularly, and arranged my days to try and fill the gaps. I spent my time building a new life..."
Meet Bob Harvey, now non executive director at SeventySeven Wealth Manager after 25 years in management at St. James's Place. In this interview he reflects upon his career in sales and why it's now seen as a dirty word as well as wellness and his views on retirement.
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
"Like music once you've got that practicing principle in place, everything falls into place. Because you've got that dedication to try and continue at the same thing... you retain that ability. With financial planning, once you've got your boundaries straight you know exactly what's going to happen." Kevin Lim, wealth management consultant
We sit down with one of our newest advisers Kevin Yim to hear about achieving grade eight piano and clarinet at a young age, his family and how he came to the industry. Kevin also shared his philosophy of goals based financial planning, explaining how it differs from traditional advice.
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
"It was a bit of a fluke when I joined HSBC. I was married and had two young children... I walked into the bank and they had a little sign on the counter advertising for staff... I got the job as a cashier and I enjoyed it because you got to meet so many different people, hear their stories and help them with their everyday bits and pieces. It's a lovely vocation. I [started to] sit in on the financial adviser managers' meetings and [thought] I could do their job. So that's when the exam started, and I took it more seriously and put myself at the forefront rather than looking after the children."
Welcome to Emma Parla, the newest member of the SeventySeven advisory team. Emma had always dreamed about being the first woman to win the Grand National thanks to her late grandmother's love of racing. However after a few years in equestrian stables and extensive travel Emma found a passion for financial services. In this interview Emma shares this with us and more.
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.
Meet James Luetchford, our group business director at SeventySeven. With a decade and a half in the business James is able to take a true macro view of what clients want, what advisers want and what he'd like to see more of at SeventySeven.
"There's a lot talk about robo-advice computers, computers making decisions for people. I think there is a place for that. But you can't take emotion into consideration. A lot of the decisions clients make are based on their feelings. That's the type of thing that a computer just can't take into consideration. The landscape is definitely changing where that's concerned, but there will always be a place for that good old fashioned face-to-face family advisor that truly knows the family, as well as the individual."
We also talk about how James started running and couldn't stop. Now he's run a few marathons and has his sights set on the ultimate, an ultimate marathon.
SeventySeven Wealth Management Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc which is authorised and regulated by the Financial Conduct Authority.