Welcome to The Homeowner Prep Podcast. Eric Hellon will be your host, interviewing industry experts and sharing stories directly from first-time homeowners. The Homeowner Prep Podcast will cover the step-by-step home buying journey and walk it out with you. We will also be breaking down personal finances, credit improvement, career and side hustles, and building a mastermind team to help you reach your homeownership goals. This podcast was created for renters who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! Owning > Renting. Support this podcast: https://anchor.fm/homeownerprep/support
We reached a major milestone… 100 episodes of The Homeowner Prep Podcast! On this week’s episode we just want to express our gratitude and tell you what’s in store as we look forward to Season 2. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Celebrating 100 Episodes!
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:02 Why We Created This Podcast
02:06 We Look Forward To Hearing From You
02:57 Your Situation Is Going To Be Different
03:36 We Had A Great Reach For The First Season
04:38 Getting Started With Homeowner Prep
04:55 Connect With Us On Social Media
05:40 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
2023 is coming to an end, so what’s in store for 2024? On this week’s episode we discuss the market outlook and what first time home buyers can be excited about in the new year. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 2023 Is Coming To An End
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
01:16 The Federal Reserve Is Planning To Cut Interest Rates
01:58 There Are A Lot of Buyers Waiting To Buy
02:34 More Homes Are Coming!
03:32 The Economic Outlook Is Looking Strong
04:31 What Do You Need To Be Doing To Prepare
04:53 Getting Started With Homeowner Prep
05:28 Connect With Us On Social Media
06:06 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Christmas is coming, but don’t let it ruin your homeownership goals! On this week’s episode we discuss ways to ensure you are honoring your goals and being true to yourself when it comes to Christmas shopping. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Don’t Let Christmas Shopping Derail Your Homeownership Goals
00:09 Intro
00:31 Welcome To The Homeowner Prep Podcast
01:03 Do You Really Need To Go Christmas Shopping?
01:42 Be Honest With Yourself and Your Finances
02:37 If Shopping Is Really Important, Set A Budget!
03:29 Make Shopping and Saving Money A Game
04:13 Getting Started With Homeowner Prep
04:37 Connect With Us On Social Media
05:10 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
You might be spending Thanksgiving in a home you rent this year, but next year, why not spend Thanksgiving in a home you own? On this week’s episode we discuss the steps you can take to make sure that becomes a reality. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Next Thanksgiving Can Be Different
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
01:36 Create The Vision: What Does Your First Home Look Like
02:23 Write Out Your Goals: Create Goals, Write Them Down, and Come Back To Them Regularly
03:21 Putting A Plan Together: Time To Take Action
04:07 Getting Started With Homeowner Prep
04:23 Connect With Us On Social Media
04:54 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Why would young people say buying a home is more stressful than dating, divorce, and the college admissions process? On this week’s episode we discuss why they say that and ways to reduce the stress. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Is Buying A Home More Stressful Than Dating?
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:12 Baby Boomers May See Things Differently
01:48 Buying A Home Is The Largest Investment People Make
02:19 Speak To Other Homeowners
02:46 Who Is Leading The Way?
03:56 It’s Stressful Because It’s The First Time
05:15 Getting Started With Homeowner Prep
05:34 Connect With Us On Social Media
06:11 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Why do you need a buyer’s agent to buy your first home? On this week’s episode we discuss the important role of your buyer’s agent how they are crucial to your success. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Do You Know Why You Need A Buyer’s Agent?
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
00:43 Recent Lawsuits Challenging Buyer Agents
01:06 A Buyer’s Agent Is A Community Expert
01:26 A Buyer’s Agent Finds Homes For You
02:31 A Buyer’s Agent Gets Paid By The Seller… For Now
03:50 A Buyer’s Agent Represents Your Interests
04:32 Getting Started With Homeowner Prep
04:55 Connect With Us On Social Media
05:21 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Buyers are cancelling escrows lately, but is it a good idea? On this week’s episode we discuss the good reasons to cancel a real estate contract and the impact it will make. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How Much You Need To Earn To Buy A Home
00:15 Intro
00:37 Welcome To The Homeowner Prep Podcast
00:48 Before We Dive In…
01:08 The Contingency Period
01:48 What Is An Earnest Money Deposit
02:31 Good Reason No. 1: Inspection Issues
04:00 Good Reason No. 2: Appraisal Gap
05:09 Good Reason No. 3: If You No Longer Qualify
07:02 What Happens When You Cancel Your Contract?
08:11 If You Cancel, Can You Still Buy Another Home?
09:16 Getting Started With Homeowner Prep
09:36 Connect With Us On Social Media
10:06 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Do you make enough money to buy a house? On this week’s episode we discuss the rising cost of homeownership and what you can do to make sure your income can keep up. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How Much You Need To Earn To Buy A Home
00:13 Intro
00:35 Welcome To The Homeowner Prep Podcast
01:35 Yes, Home Prices Are Up! Almost $40K a year…
02:00 Average Household Income Is Down
02:37 Maximize Your Value Where You Currently Work
03:43 It Might Be Time To Change Jobs
04:18 Increase Your Education
05:19 What Does Your Budget Look Like?
05:50 You May Have To Scale Back Your First Home
07:03 Getting Started With Homeowner Prep
07:21 Connect With Us On Social Media
07:53 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Student loan repayment started again this month, so how will it impact you and the housing market? On this week’s episode we discuss the ripple effects of student loan repayment that will impact all Americans. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Guess What? Student Loans Are Due Again…
00:08 Intro
00:30 Welcome To The Homeowner Prep Podcast
01:07 First It Will Impact Those Who Have Loans
01:53 Credit Card Balances And Student Loan Repayment
02:42 What If You Don’t Have Student Loans?
04:20 Start Making Cut Backs… Right Now!
05:05 Find Ways To Avoid Interest
06:03 Getting Started With Homeowner Prep
06:33 Connect With Us On Social Media
07:07 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Most people think the current market or interest rates are the problem, but in fact the only obstacle keeping you from homeownership is something you can control. On this week’s episode we’ll discuss what it is and how you can overcome it to buy your first home! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Overcoming The Biggest Obstacle To Homeownership
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
01:06 Let’s Talk About Interest Rates
01:58 Home Prices Are Too High!
02:51 What Makes A Home Expensive?
03:30 The Only Obstacle…
04:17 How To Control Your Income
04:50 Get Creative
05:46 Earn On Your Own Time
06:58 The Good News
07:19 Getting Started With Homeowner Prep
07:48 Connect With Us On Social Media
08:15 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Do you believe? Do you believe like Coach Prime? On this week’s episode we get inspired by Coach Prime to talk about the power of believing and it’s ability to help you become a homeowner. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Do You Believe Homeownership Is Possible?
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
00:43 Do You Believe Like Coach Prime?
01:00 Let’s Do This Right
02:00 Belief Creates A Vision
02:40 Belief Creates A Strong Will
03:26 Belief Ignites And Validates Your Passion
05:03 Getting Started With Homeowner Prep
05:24 Connect With Us On Social Media
05:56 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
The home buying process can be long and difficult, so how do you stay motived to make it to the finish line? On this week’s episode we discuss techniques you can use to overcome challenges and close on your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Buying A Home May Take Longer Than Expected
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
01:08 Success After 5 Years
01:40 You Have To Start With A Strong “Why”
02:00 A Story Of Finding Your “Why”
03:22 Be Open About Your Goal
04:29 Work With Experts In The Field
05:05 We Can Help You Find Local Experts
05:25 Getting Started With Homeowner Prep
05:45 Connect With Us On Social Media
06:19 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Many people think a down payment is their biggest hurdle to homeownership, but it’s not. On this week’s episode we discuss the debt-to-income ratio and how it’s keeping renters from becoming homeowners. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 The Biggest Hurdle In The Home Buying Process
00:16 Intro
00:38 Welcome To The Homeowner Prep Podcast
01:11 What Is A Debt-To-Income Ratio?
01:32 What Is The Ratio Needed To Qualify?
02:13 Let’s Break Down An Example
03:37 So What Are Your Options?
03:55 Option 1: Earning More Income
04:46 Option 2: Pay Down Your Debt
05:18 Recent Statistics On Debt
05:48 Why Is Credit Debt Becoming A Bigger Issue?
06:38 Recent Trend Impacting Millennials
07:15 A Temporary Credit Card Solution
07:53 We Live In The Gig Economy, Take Advantage
08:13 Getting Started With Homeowner Prep
08:31 Connect With Us On Social Media
09:03 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Worried about the new BRICS currency? On this week’s episode we’re going to talk about what it is and how to overcome any stress and anxiety you have about its impact to the US economy. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Worried about the new BRICS currency?
00:11 Intro
00:33 Welcome To The Homeowner Prep Podcast
00:47 What Is BRICS?
00:59 Why Is It Being Created?
01:28 History Of Trade With The US dollar
02:10 The US Economy Isn’t Collapsing Anytime Soon
02:45 What Is The Real Issue?
03:36 The US Dollar Still Matters
04:37 Control The Things You Can Control
05:45 Getting Started With Homeowner Prep
06:07 Connect With Us On Social Media
06:37 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Support this podcast at — https://redcircle.com/the-homeowner-prep-podcast/donations
Do the credit bureaus know you exist? If you’re looking to buy a home it’s vital that you are visible to each of the credit bureaus and have established credit scores. On this week’s episode we’re going to talk about how to overcome credit invisibility to help you buy your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Do Credit Bureaus Know You Exist?
00:08 Intro
00:30 Welcome To The Homeowner Prep Podcast
00:52 People Are Afraid of Credit
01:29 See Where You Stand Right Now
02:18 Start Reporting All Your Monthly Bills
03:00 Get A Secured Credit Card
04:09 Getting Started With Homeowner Prep
04:40 Connect With Us On Social Media
05:04 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Earn Your Leisure just hosted their 2023 Invest Fest this past weekend, so we wanted to talk about some of the great insight and knowledge shared that directly impacts first time home buyers. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Let’s Do A Recap Of Invest Fest 2023
00:11 Intro
00:33 Welcome To The Homeowner Prep Podcast
00:54 What Is Invest Fest and Earn Your Leisure?
01:48 All Things Real Estate Panel
02:24 Two Tips To Increase Your Credit Scores
03:38 Protect Your Asset (Home) With A Trust
05:06 Invest In Yourself And Business
06:16 Start Where You Are And Create A Plan
07:12 Getting Started With Homeowner Prep
07:33 Connect With Us On Social Media
08:13 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/HomeownerPrep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
There’s been a lot of debate and protest about rent control in America lately, so on this week’s episode we will cover some of the pros and cons of rent control. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Is Rent Control A Good Thing For You?
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
00:43 What Is Rent Control?
01:18 Pro - Landlords Can’t Keep Increasing Rent
02:08 Con - Harder To Find Available Homes
02:45 Pro - There Is More Community Stability
03:18 Con - Landlords Aren’t Doing Updates
04:00 Pro - Money & Spending Stays Local
04:45 My Opinion On Rent Control
05:48 Getting Started With Homeowner Prep
06:13 Connect With Us On Social Media
06:38 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Credit card debt just reached over $1 Trillion according to the Federal Reserve. With student loans coming due we may be in for a credit card debt crisis. On this week’s episode we will discuss credit card debt and the best strategies for paying it down. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Is There A Credit Card Debt Crisis Coming?
00:15 Intro
00:37 Welcome To The Homeowner Prep Podcast
00:54 Credit Card Debt Statistics
01:17 Average Household Debt
01:35 Why Is There A Credit Card Crisis To Come?
02:04 How Much Debt Do You Have?
02:44 Create A Debt Snowball Plan
03:15 The Mistake That I Made…
04:34 Getting Started With Homeowner Prep
04:57 Connect With Us On Social Media
05:23 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Do you have a goal to buy a home before 30? On this week’s episode we will discuss some of the things to think about before you buy and some statistics on young buyers. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 So You Want To Buy A Home Before Turning 30?
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
01:02 Why Do You Want To Buy?
02:00 Young Buyers Were Taking Advantage of Rates
02:57 Are You Planning To Move Anytime Soon?
03:24 Student Loan Debt Holding Young Buyers Back
05:11 Buy A Home As Soon As Possible
06:02 Getting Started With Homeowner Prep
06:34 Connect With Us On Social Media
06:53 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
We had a great Workshop on Wheels event in San Diego, so on this week’s episode we will provide a recap of the event and how you can attend the next event! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Let’s Recap The Workshop On Wheels Event
00:08 Intro
00:30 Welcome To The Homeowner Prep Podcast
01:02 Filling The Bus
01:33 Having Time To See More Homes
02:15 Biggest Accomplishment of The Event
03:04 Thank You For All The Support
04:57 Getting Started With Homeowner Prep
05:26 Connect With Us On Social Media
06:00 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Looking for a fun and unique way to buy a home? On this week’s episode, we will talk about our Workshop On Wheels Event and how you can get involved. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Have You Heard Of The Workshop On Wheels Event?
00:09 Intro
00:31 Welcome To The Homeowner Prep Podcast
00:56 How The Event Got Started
01:18 How The Workshop On Wheels Is Different?
02:20 What Is The Workshop On Wheels Event?
03:26 Real Estate Professionals Are Available
04:11 The Attendee Experience
04:50 Goal To Expand The Event Nationwide
05:27 How You Can Get Involved
06:25 Getting Started With Homeowner Prep
06:48 Connect With Us On Social Media
07:22 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
You may not have started with wealth, but that’s ok, because generational wealth can start with you. On this week’s episode, we will talk about how to set your future generations up for success. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Were you born with wealth? Probably not.
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:05 Starting From Zero
01:34 Inheriting The Millionaire Mindset
02:23 Real Estate Leads To Generational Wealth
03:16 Change Your Kid’s Future
03:42 It Starts With You, But It Doesn’t End With You
04:13 Rich Households Are Like Poor Households
05:05 If You Don’t Have Assets, Pass Down A Mindset
05:29 Getting Started With Homeowner Prep
06:13 Connect With Us On Social Media
06:38 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
It’s the middle of the year, how are you doing on your financial goals? On this week’s episode, we will give a few tips to achieve your financial goals faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How Are You Doing So Far?
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
00:52 Getting Your Financial House In Order
01:40 Save Money Faster
02:29 What Programs Can Help You?
03:12 Finding Down Payment Assistance Programs
03:53 Getting Started With Homeowner Prep
04:35 Connect With Us On Social Media
04:59 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Down Payment Assistance Programs:
https://bit.ly/HPP-DownPayment
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Wondering if it’s possible to find a “good buy” in today’s market? On this week’s episode, we will discuss how to navigate today’s market without getting frustrated and giving up. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Good Buy or Goodbye?
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:14 Renters Are Facing A Triple Threat
01:40 What Happens If You Never Buy A Home?
01:57 Start With A Home or Start With Stocks?
02:40 Why Are People Saying “Goodbye” To Real Estate?
03:12 Your Location Dictates Affordability
03:49 Can You Get By With A Smaller Home?
04:09 Talk To People About Your Plans
04:49 Put A Game Plan Together
05:12 Getting Started With Homeowner Prep
05:38 Connect With Us On Social Media
06:15 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Do you hang out with homeowners? Who you hang out with may impact your ability to buy your first home! On this week’s episode, we will discuss the power of influence and how to improve your circle to accomplish your goals. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Your Circle Of Influence…
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
00:45 Who Are You Hanging Out With?
01:55 How To Change Your Circle Of Influence
02:58 But What About My Family?
04:14 The Homeowner Prep Village Facebook Group
04:47 Getting Started With Homeowner Prep
05:09 Connect With Us On Social Media
05:45 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Renters need help transitioning to homeownership and some help may be on the way thanks to some new laws! On this week’s episode, we will discuss a few laws that will help renters save money and prepare for homeownership. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 New Laws To Help Renters
00:11 Intro
00:32 Welcome To The Homeowner Prep Podcast
01:01 New Bill for Security Deposit Limits
01:55 Rent Control Is On The Rise
03:34 Getting Started With Homeowner Prep
04:09 Connect With Us On Social Media
04:40 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Looking for ways to save money fast? On this week’s episode we will discuss a few ways to save money faster and save for your first home. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Save Money Fast For Your First Home
00:14 Intro
00:36 Welcome To The Homeowner Prep Podcast
01:09 How Much Do You Need To Save?
01:29 You Don’t Need To Save 20% For A Down Payment
02:01 Why Are You Saving Money?
02:32 Life Happens, Setup Automatic Savings
03:39 Make Small Changes For Big Savings
04:05 Do You Know Where Your Money Is Going?
05:06 Saving Your “Bonus” Money
06:15 You May Already Have The Money You Need
07:49 Getting Started With Homeowner Prep
08:15 Connect With Us On Social Media
08:41 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Just because you aren’t making much money now, doesn’t mean you have to wait years to buy your first home! On this week’s episode we will discuss a few tips to help you buy your first home, even with low income. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 We Know Saving Money Is Hard…
00:10 Intro
00:32 Welcome To The Homeowner Prep Podcast
01:10 Renting Is Easier Than Buying A Home
02:05 How Your Debt May Be Hurting Your Income
03:43 Just Get In The Door… For Now!
04:36 Use Appreciation To Buy Your Next Home
05:29 Find A Way To Earn More Income
07:10 Getting Started With Homeowner Prep
07:54 Connect With Us On Social Media
08:22 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Saving money is hard! So in this week’s episode we will cover the tips we provide to our clients to help them buy their first home faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 We Know Saving Money Is Hard…
00:11 Intro
00:33 Welcome To The Homeowner Prep Podcast
01:09 The True Cost Of A Dollar
02:14 Where Is Your Money Going?
02:40 Live Like Warren Buffett
03:47 Saving With A Down Payment Assistance Program
04:29 The Sacrifice Leads To Success
05:38 Getting Started With Homeowner Prep
06:07 Connect With Us On Social Media
06:36 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Your debt may outlive you, so how do you protect your family to ensure you are passing down generational wealth, not generational debt? In this week’s episode we will cover a couple of ways to protect your family from debt. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Y.O.L.O. Right? Well, not quite…
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:14 Do You Have Life Insurance?
02:06 Debtors Cannot Go After Your Life Insurance
02:42 Get An Estate Plan
03:35 Your Estate May Be At Risk
04:04 Get Started As Soon As Possible
04:28 Real Estate Is Often The Biggest Asset Passed Down
04:48 Getting Started With Homeowner Prep
05:22 Connect With Us On Social Media
05:47 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
We’re 5 months into 2023, so now is a good time to get a market update that will help you understand the trends to buy your first home faster. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Where We’re At and Where We’re Going
00:10 Intro
00:32 Hey, Real Quick Before We Start...
00:59 Welcome To The Homeowner Prep Podcast
01:30 Slow Appreciation Due To Interest Rates and Housing Shortage
02:21 2.3% Appreciation Nationally
02:42 Analyzing The NAR Market Outlook
04:06 Our Advice Is To Get Your Foot In The Door
04:31 Getting Started With Homeowner Prep
04:46 Connect With Us On Social Media
05:22 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Worried about your bank failing? On this week’s episode we discuss 3 ways to protect yourself from a failing bank. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Did You Miss The CalHFA Down Payment Assistance Program?
00:11 Intro
00:33 Hey, Real Quick Before We Start...
01:00 Welcome To The Homeowner Prep Podcast
01:26 Banks Are Making Risky Investments
02:12 Bank With A Bigger Bank or Credit Union
02:38 Don’t Deposit Too Much Money
03:25 Fear Leads To Bank Failure
04:45 Getting Started With Homeowner Prep
05:20 Connect With Us On Social Media
05:41 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Did you miss out on the CalHFA down payment assistance program? It’s okay there will be more and we’re going to make sure you are ready to take advantage this time! Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Did You Miss The CalHFA Down Payment Assistance Program?
00:12 Intro
00:34 Hey, Real Quick Before We Start...
01:01 Welcome To The Homeowner Prep Podcast
02:09 Know Where You Stand
02:58 Down Payment Doesn’t Cover All Costs
03:21 Stay Informed On All Future Programs
03:53 Make Sure You Have An Experienced Team
04:30 CalHFA Is Not The Only Down Payment Assistance Program
04:52 Get Help and Create A Game Plan
05:48 Getting Started With Homeowner Prep
06:23 Connect With Us On Social Media
06:57 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
You made it through tax season, so did you win? In this week’s episode we discuss some different strategies you can use to make sure you win next tax season. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
Disclaimer: Homeowner Prep and Eric Hellon are not tax professionals, be sure to consult with a trusted tax advisor before implementing any of the strategies discussed.
// SHOW NOTES
00:00 Did You Win This Tax Season?
00:11 Intro
00:33 Welcome To The Homeowner Prep Podcast
01:10 Start A Business!
02:22 Uncertain Times Right Now
03:10 Donate More Money
03:43 You Benefit From Buying Real Estate
04:30 How Do You Define Winning?
05:01 Getting Started With Homeowner Prep
05:36 Connect With Us On Social Media
05:45 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
We are often asked about rent-to-own programs and how they work, so this week we interviewed Lord Munjal of Utopia Homes to answer your most pressing questions. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Intro
00:22 Welcome To The Show
01:18 What Is A Rent-To-Own Program?
03:40 What Happens When Plans Change?
06:20 What If Home Prices Go Down?
08:08 What Is The Qualification Process?
10:00 What Makes Utopia Homes Different?
12:14 Where Is The Utopia Homes Program Available?
13:33 Are Rents Higher Than Normal?
14:59 Do You Need An Agent and Who Covers The Costs?
17:30 How Can Buyers Make Sure The House Is In Good Shape?
18:35 How Long Is The Term?
19:15 What Happens If The Renter Is Not Ready To Buy?
20:30 Can The Renter Choose Their Own Lender?
21:53 How Long Does The Qualification Process Take?
24:05 What Is The Background Of Utopia Homes?
29:45 Education Leads To Buying A Home Sooner
31:10 Agents Can Benefit With Cash Offers and Full Commissions
32:07 Who Is The Ideal Customer?
33:35 Getting Started With Homeowner Prep
34:05 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
This week we had a YouTube Live interview with first time homebuyers Dradley and Shandell Desamours. We discussed moving to a new state, surprise tax increases and the advice they would give to other future homeowners. Check out the full episode and if you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Intro
00:22 Welcome To The Show
09:20 Moving Around As A Military Family
11:11 Motivation To Buy A Home
12:50 Everyone Wants To Buy A Home
14:49 What Would You Do To Buy Your Home?
21:36 Making The Homebuying Process Easier
27:52 Surprising Property Tax Increases
31:45 Favorite Part Of Homeownership
36:50 Is It Your Forever Home? What’s Next?
40:36 Advice For Future Homeowners
44:21 The Influencer Lifestyle
48:00 Follow The Desamours
49:05 Getting Started With Homeowner Prep
49:34 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Last week we talked about taking a step back, but are you willing to take a step forward in your home buying journey? On this week’s episode, we will talk about being “mortgage ready” and how to take the first step. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Are You Willing To Take A Step Forward?
00:10 Intro
00:31 Welcome To The Homeowner Prep Podcast
01:05 Undergoing A Mental Mind Shift
01:35 Freddie Mac Survey Results
02:17 The First Step Might Be A Mortgage Application
02:30 Why Clients Work With Homeowner Prep
02:52 Mortgage Ready and Near Mortgage Ready
03:19 Your Credit Is Important
04:05 What’s The Worst That Can Happen?
04:46 Getting Started With Homeowner Prep
05:36 Contact Us On Social Media
06:03 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://podcasters.spotify.com/pod/show/homeownerprep/support
Your home buying journey may start with a step back, but will that discourage you from moving forward in the future? On this week’s episode we will discuss making the sacrifices needed to ultimately get the keys to your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Are You Willing To Take A Step Back
00:13 Intro
00:35 Welcome To The Homeowner Prep Podcast
01:01 Recent Call With A Client
01:53 Make The Sacrifice To Be More Prepared To Buy
02:30 Don’t Pay More For Your Impatience
03:18 Are You Ready To Do Whatever It Takes?
03:47 Getting Started With Homeowner Prep
04:22 Contact Us On Social Media
04:59 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
How long will it take to buy a home? Well it depends, but on this week’s episode we will discuss the factors that impact your home buying timeline. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How Long Does It Take To Buy Your First Home?
00:13 Intro
00:35 Welcome To The Homeowner Prep Podcast
00:58 Your Personal Economics: Income, Credit & Debt
01:12 What Income Can Be Used To Qualify
01:54 A Perfect Credit Score Is Not Required
03:16 Understanding The Debt-To-Income Ratio
04:09 Market Factors That Impact Your Timeframe
04:18 Competitiveness Of the Market
04:41 Seasonality Of The Market
05:24 You Can Control Most Of These Factors
06:00 Getting Started With Homeowner Prep
06:28 Contact Us On Social Media
06:59 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Start Budgeting Today with Rocket Money:
https://bit.ly/HP-Rocket
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
Did you know there are times when home appreciation can work against you? On this week’s episode we will discuss the pros and cons of appreciation when it comes to tax assessments. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 African American Homeownership Solutions
00:13 Intro
00:35 Hey! Real Quick Before We Start…
01:02 Welcome To The Homeowner Prep Podcast
01:40 The 4 Components of Your Mortgage
02:27 Costs For Homeowners Rise Slower
02:45 Good News, Bad News of Home Appreciation
03:05 How Taxes Get Assessed
03:30 New Development Is A Change of Ownership
05:02 Challenging Your Tax Assessment
06:03 Getting Started With Homeowner Prep
06:23 Contact Us On Social Media
06:50 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
Https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
You have an established relationship with your credit union already, but does that mean you should use them to buy a house? On this week’s episode we will discuss the pros and cons of using your credit union as a first time homebuyer. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 African American Homeownership Solutions
00:13 Intro
00:35 Hey! Real Quick Before We Start…
01:02 Welcome To The Homeowner Prep Podcast
01:43 Establishing A Banking Relationship Is Important
02:47 Use The Relationship You Have Built To Get An Approval
03:15 Your Credit Union May Not Have A Lot Of Programs
03:52 Credit Union Rates May Be Lower
04:25 Fees May Be Lower Than A Traditional Mortgage
05:01 Our Advice Is To Compare Multiple Banks
06:03 Your Credit Union May Sell Your Loan
06:30 It May Be Tougher To Qualify With Challenged Credit
07:17 Getting Started With Homeowner Prep
07:39 Contact Us On Social Media
08:10 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
Https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: The content we distribute is for educational purposes only. Seek professional financial, tax, and legal advice for your particular situation. Also, links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
In Part I we discussed the alarming trends in African American Homeownership and Wealth, but in this episode we will discuss the solutions to reverse those trends. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 African American Homeownership Solutions
00:11 Intro
00:33 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
02:03 Solution 1: Homeownership Creates Wealth
04:07 Solution 2: Invest Early & Think About Retirement
05:36 Solution 3: African American Business Ownership
06:49 Operation Hope Can Help Your New Business
07:08 Don’t Lose Hope
07:36 Getting Started With Homeowner Prep
08:31 Contact Us On Social Media
09:08 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
Https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
There are some alarming trends in African American Homeownership that need to be addressed, so on this episode we will discuss these trends and their generational impact. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 African American Homeownership Trends
00:10 Intro
00:32 Hey! Real Quick Before We Start…
00:59 Welcome To The Homeowner Prep Podcast
01:41 Homeownership Was Higher With Discrimination?
02:45 770,000 Fewer Homeowners
04:09 Home Equity In Redlined Communities
04:33 What Is Redlining?
06:50 Getting Started With Homeowner Prep
07:09 Contact Us On Social Media
07:38 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
Https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
Waiting for the perfect time to buy your first home? It doesn’t exist! But on this episode we will help you discover why there’s no such thing as the “perfect time’ and what key indicators you COULD look at to get a better idea of market conditions. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Are You Still Trying To Time The Real Estate Market?
00:11 Intro
00:33 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:24 Waiting For The Market To Crash
02:42 Waiting For Interest Rates To Come Down
04:45 Your Pre-Approval Is Not Guaranteed!
05:21 Indicators You Should Look For
06:55 Your Buying Power Disappears Over Time
08:05 Getting Started With Homeowner Prep
08:38 Contact Us On Social Media
9:18 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
Https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Get Your Own Merch:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
What is Homeowner Prep? On this episode we are covering our company’s past, present and future, and how your support will help us reach aspiring homeowners throughout the country. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Where We’ve Been, Where We’re At, and Where We’re Going!
00:10 Intro
00:32 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:42 How Homeowner Prep Got Started
03:54 We’re Now A 501c3 Non-Profit Organization
05:14 We’re Looking To Grow With Your Support
05:46 Let’s Talk About Where We’re Going!
06:58 Come Join Our Mission
07:27 Visit Our Website To Support The Mission
08:37 Contact Us On Social Media
9:08 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Support Our Mission:
Https://www.homeownerprep.com/support
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Get Your Own Merch:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
On this episode we are taking a deep dive to find out how to find a great neighborhood for your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Details Of The California Dream For All Loan Program
00:11 Intro
00:33 Hey! Real Quick Before We Start…
01:01 Welcome To The Homeowner Prep Podcast
01:31 Crime & School Districts
01:56 How Crime Impacts The Community
03:15 Your Real Estate Agent Won’t Know Crime Statistics
04:37 Find Good School Districts, Even If You Don’t Have Kids
06:13 Talk To Neighbors In The Community
07:19 Look Around… What Do Your See?
08:32 Come Back And Visit The Community At Night
09:18 Is The Neighborhood Great For You?
10:27 Connect With City Counsel And City Planning
11:45 Let’s Recap!
13:02 Get Started With Homeowner Prep
13:17 Contact Us On Social Media
13:45 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
On this episode we are taking a look at the California Dream For All loan program to see if it can help you buy your first home. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Details Of The California Dream For All Loan Program
00:11 Intro
00:33 Hey! Real Quick Before We Start…
01:01 Welcome To The Homeowner Prep Podcast
01:29 History Of The Program
02:15 For California Only?
02:48 A Billion Dollar Fund!
04:01 Understanding The Area Median Income
04:57 How Much Down Payment Do You Need?
06:19 What Is Shared Equity?
06:49 Let’s Break Down The Numbers
07:58 So What Do You Think About This Program?
09:28 Why Is This Program Being Created?
10:04 Get Started With Homeowner Prep
10:46 Contact Us On Social Media
11:06 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
On this episode we are taking a deep dive into all the expected costs of buying your first home, so be sure to take some notes as we break it all down. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 A Deep Dive Into How Much Money You Need To Buy Your First Home
00:10 Intro
00:32 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:45 How Much Is The Down Payment?
03:46 What Are Closing Costs?
04:37 What Is Title? What Do They Do?
05:26 You May Need Prepaid Taxes
06:22 Getting A Seller To Pay For Your Closing Costs
06:56 In Escrow Upfront Costs
07:20 Paying For An Appraisal
09:19 Negotiating With The Seller For Appraisal Shortfall
11:25 Should You Get A Home Inspection?
13:00 What Does A Home Inspector Look At?
14:45 Getting A Pest or Termite Inspection
15:35 Inspections Find Issues, Issues Can Be Negotiated
17:35 Put Your Real Estate Agent To Work
18:11 Other Potential Costs
19:12 Costs That Can Be Covered By Other People
20:53 Get Started With Homeowner Prep
21:53 Contact Us On Social Media
22:25 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
Buying a home is a major accomplishment, but not if it cost more than you can afford! In this episode we will show you how to buy your first home, without going broke. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Buy Your First Home Without Going Broke
00:10 Intro
00:33 Hey! Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:34 How Much Home Can You Afford?
03:23 Should You Pay All Your Debt First?
05:14 Start With A Starter Home
06:41 Get Started With Homeowner Prep
07:17 Contact Us On Social Media
07:58 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Manage Your Credit Score with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
The new year is here already! So what are you looking to accomplish in 2023? In this episode we are going to teach you how to set and achieve your goals in 2023! If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Can You Believe The New Year Is Here?
00:09 Intro
00:31 Hey! Real Quick Before We Start…
00:58 Welcome To The Homeowner Prep Podcast
02:04 Make Sure Your Goals Are Your Own
03:03 Write Your Goals Down
04:27 Are You Setting S.M.A.R.T. Goals?
05:58 Setting A Goal To Buy A House
07:45 Get Started With Homeowner Prep
08:01 Contact Us On Social Media
08:21 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
We have provided a lot of great content in 2022, but we really want to hear from you to see what you still need help with in 2023. In this episode we are asking you to reach out and let us know! If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 What Do You Want To See In 2023?
00:07 Intro
00:29 Hey! Real Quick Before We Start…
00:57 Welcome To The Homeowner Prep Podcast
01:32 What Do You Want To Know?
02:08 Our Podcast Is Going Live!
03:10 Interviewing Professionals & Investors
03:56 What We Have Covered So Far…
04:52 Contact Us On Social Media
05:39 Get Started With Homeowner Prep
07:04 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
It’s easy to overspend during Christmas and that spending can delay your opportunity to buy your first home. In this episode we will talk about how to create and stick to a Christmas budget so you can stay on track to buy your first home in 2023. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Christmas Is Here, Do You Have A Budget?
00:10 Intro
00:32 Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:51 Create A Christmas Plan
03:35 Christmas Peer Pressure Can Be Hard
04:33 Use The Envelope System To Control Spending
05:07 Avoid Putting Christmas On Credit
06:39 Get Started With Homeowner Prep
07:00 Contact Us on Social Media
07:37 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
The holidays can be stressful, but it could also be a great time to buy a home. In this episode we will talk about the benefits of buying your first home during the holidays. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Buying Your First Home During The Holidays
00:10 Intro
00:32 Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:25 Should You Put Your Home Search On Pause?
03:09 Seller’s Definitely Have To Sell
03:57 Less Competition To Buy
04:47 Offers Will Work In Your Favor
05:45 Buy When You Are Prepared And Not Distracted
06:52 Get Started With Homeowner Prep
07:45 Contact Us on Social Media
08:27 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
There is money available to help you buy your first home! In this episode we will talk about down payment assistance programs and how you can qualify. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How To Use Down Payment Assistance
00:11 Intro
00:33 Real Quick Before We Start…
01:00 Welcome To The Homeowner Prep Podcast
01:22 The 2 Biggest Hurdles For First Time Buyers
01:52 People Just Don’t Know About These Programs
02:46 What Is Down Payment Assistance?
03:28 How Soon Should You Buy A Home?
05:09 How A Down Payment Is Calculated
06:00 Sellers Are Willing To Help
07:56 You Have To Be A First Time Homebuyer
08:33 Each Program Has Different Qualifications
09:32 Get Started With Homeowner Prep
09:53 Contact Us on Social Media
10:12 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
--- Support this podcast: https://anchor.fm/homeownerprep/support
How bad can the economy get? In this episode we will talk about the economy and how you can ensure your household is ready for the worst, even if the worst never comes. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How Bad Is The Economy Going To Get?
00:11 Intro
00:33 Real Quick…
01:00 Welcome To The Homeowner Prep Podcast
01:52 Interest Rates Are The Biggest Red Flags
03:25 Rates Aren’t Impacting Inflation
05:28 Interest Rates Do Change
06:00 Evictions Are On The Rise
07:15 Renting Isn’t An Easy Backup Plan Anymore
08:33 There Will Be More Job Losses
09:58 Control What You Can Control
10:32 Don’t Freeze, Take Action
11:20 Get Started With Homeowner Prep
11:37 Contact Us on Social Media
12:18 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Use it or lose it! This CalHFA program could be going away soon. On this week’s episode we discuss the CalHFA Forgivable Equity Builder Loan. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 So The Fed Raised Interest Rates Again Huh?
00:11 Intro
00:33 Real Quick…
01:00 Welcome To The Homeowner Prep Podcast
01:45 How The Program Works
03:07 Forgivable After 5 Years
04:08 Why The Program May Go Away
04:48 Area Median Income Limit
06:10 Get Started With Homeowner Prep
06:47 Contact Us on Social Media
07:28 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Yes, rates are on the rise, but that shouldn’t prevent you from buying your first home. On this week’s episode we discuss ways to take advantage of the current housing market no matter what the rates may be. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 So The Fed Raised Interest Rates Again Huh?
00:10 Intro
00:32 Real Quick…
00:59 Welcome To The Homeowner Prep Podcast
01:34 How Interest Rates Affect Mortgage Rates
03:05 If Rates Go Up, How Does It Impact Your Plans?
04:35 Sellers Are Motivated To Help You
05:09 The 2-1 Buy-Down
06:01 The Full Cost Of Buying A Home
07:05 Renting Rates And Credit Card Rates
08:07 The Problems With Waiting To Buy
09:02 Get Started With Homeowner Prep
10:01 Contact Us on Social Media
10:34 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
We all love looking at homes online, but when you start your home search, this may not be the right way to get started. On this week’s episode we discuss starting your home search the right way so you are prepared for success. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Searching For Homes Online Is Not The First Step
00:15 Intro
00:37 Real Quick…
01:05 Welcome to The Homeowner Prep Podcast
02:00 We All Have This Guilty Pleasure
02:32 The First Step Is Meeting With A Coach
03:22 The Second Step Is To Get Pre-Approved
06:00 The Third Step Is To Work With An Experienced Agent
06:53 Have Your Own Agent
08:54 Understand The Purchase Contract and Process
11:19 Get Started With Homeowner Prep
11:56 Contact Us on Social Media
12:18 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
How you handle a collection account can make a major impact to your credit and home buying journey, so on this week’s episode we cover how to properly pay off a collection account the right way. If you have questions about you credit or collections, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Uh Oh, You Have A Collection!
00:10 Intro
00:32 Real Quick…
00:59 Welcome to The Homeowner Prep Podcast
01:54 Keep An Eye On Your Credit
02:19 A Collection Is Not The End of The World
02:47 First Step Is Communication
03:59 How Collection Accounts Impact Your Credit
04:34 Paid In Full vs. Settled
05:19 Get It In Writing
06:58 Keep Documentation
08:07 Lenders Can Do A Rapid Rescore
09:56 Get Started With Homeowner Prep
10:13 Contact Us on Social Media
10:39 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Do I make enough money to buy a home? This is a question that has less to do with income and more to do with your debt-to-income ratio. In this episode we cover the debt-to-income ratio and how it‘s used by lenders. If you have questions about the debt-to-income ratio, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 Do I Earn Enough Income to Buy a Home?
00:16 Intro
00:38 Real Quick…
01:05 Welcome to The Homeowner Prep Podcast
01:50 What Is a Debt-To-Income Ratio?
03:05 Two Parts of A Debt-To-Income Ratio
03:46 Difference Between Gross Income and Net Income
04:40 FHA Debt-To-Income Ratio Breakdown
06:15 Allowed Tradelines to Build Credit
07:16 Know What’s On Your Credit Report
08:18 Are You In A Community Property State?
09:24 There Is No “Cookie Cutter” Answer
09:43 Visit Our Website to Get Started
10:02 Pull Your Credit and Scores with MyFico
10:32 Reach Out to Us Through Social Media
10:52 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
If you’re not familiar with our home readiness program Homeowner Prep, on this week’s episode we are walking you through our process step-by-step. The process all starts with a simple question. If you have questions about the process, be sure to reach out to us or drop your question in the comments.
// SHOW NOTES
00:00 How Do I Get Started?
00:15 Intro
00:37 Real Quick…
01:04 Welcome to The Homeowner Prep Podcast
02:15 Reasons Why People Are Scared To Get Started
03:14 How Do I Buy A Home?
03:44 How To Get Started With Homeowner Prep
04:25 Completing A Free Online Assessment
05:00 If You’re Ready To Go
05:29 What Happens On The Free Call
07:17 You’re Probably Closer Than Your Think
08:17 Monthly Accountability
09:20 The Goal Is To Get Pre-Approved
09:48 Selecting A Starter Home vs. Dream Home
11:04 We Will Connect You With An Agent or Lender
12:08 How Fast Can I Buy A Home?
12:48 What Are The Two Requirements To Start?
14:20 Get Started Today
15:07 Let’s Connect On Social
15:46 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
There are so many misconceptions about credit scores and reports, and truthfully most of us were never taught how our credit works. In this week’s episode we talk about how credit scores work and how to quickly improve your credit score so you can buy a home. If you have questions, be sure to reach out to us or drop a question in the comments.
// SHOW NOTES
00:00 You Don’t Need A 700 Credit Score To Buy A House
00:09 Intro
00:31 Welcome to The Homeowner Prep Podcast
01:14 The Misconception of Required Credit Scores
01:48 How Your Credit Score Impacts Your Qualification
02:48 How Credit Scores Work
03:17 The Breakdown of Your Credit Scores
05:25 Will Multiple Home Loan Inquiries Hurt Your Credit Score?
06:29 The Very First Step: Know Where You’re At
07:22 New Credit Reporting Changes Coming
08:28 Address Bankruptcies, Foreclosures, and Collections Immediately
09:28 Become An Authorized User
10:10 Warning About Being An Authorized User
11:10 Get Your Balances Down, Or Limits Up
14:14 Pay Accounts Before Their Closing Date
15:40 Get Started with Homeowner Prep
16:00 Let’s Connect on Social Media
16:48 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Get Started with MyFICO:
https://bit.ly/HP-FICO
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Buying a new construction home sounds like a good idea, but how does it compare to buying an existing home? In this week’s episode, we provide the pros and cons you should know before you buy. If you have questions, be sure to reach out to us or drop a question in the comments.
// SHOW NOTES
00:00 Do You Want an Existing Home or New Construction Home?
00:12 Intro
00:34 Welcome to The Homeowner Prep Podcast
01:32 New Construction Homes Cost 15% More
02:19 Everything Is Brand New
03:31 All The Latest Bells & Whistles
05:19 Financing For Closing Costs
06:15 Make Sure Your Numbers Are Correct
06:56 Compare With Your Current Lender
07:53 You May Be Paying Retail Prices
09:20 You Have To Be Patient
10:55 Additional Costs of Solar, HOAs, and Mello Roos
12:20 What Are Mello Roos?
13:10 Should You Put Solar On Your Home?
13:50 Make Sure You Get Your Inspections Done
15:05 Get Started With Homeowner Prep
15:35 Connect With Us On Social Media
15:54 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Build Your Credit Quickly:
https://bit.ly/HPP-Self
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Worried about a recession? In this week’s episode we discuss 3 ways you can make sure you and your family are recession ready. If you have questions, be sure to reach out to us or drop a question in the comments.
// SHOW NOTES
00:00 Are You Recession Ready?
00:09 Intro
00:31 Welcome to The Homeowner Prep Podcast
02:00 What Is A Recession?
02:53 Look At Your Spending
05:06 Pay Off Your Debt
06:27 Find Ways To Earn More Money
08:32 Bonus: Update Your Resume
09:30 Get Started With Homeowner Prep
09:58 Connect With Us On Social Media
10:20 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Are you mentally ready for homeownership? In Part II of this special series, we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.
// SHOW NOTES
00:00 Part II of The Mental Mindset of a Future Homeowner
00:09 Intro
00:31 Welcome to The Homeowner Prep Podcast
01:03 Part I Recap
01:30 Get Sick and Tired Of Paying Someone Else’s Mortgage
04:02 Be Willing To Be Transparent
06:32 Overcoming Your Pickiness
09:09 Look Past Your Past
10:55 Be Willing To Ask For Help
12:08 Get Started With Homeowner Prep
12:52 Connect With Us On Social Media
13:14 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Are you mentally ready for homeownership? This week we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments.
// SHOW NOTES
00:00 The Mental Mindset of a Future Homeowner
00:15 Intro
00:37 Welcome to The Homeowner Prep Podcast
01:29 You Become A Homeowner Before You Buy
02:09 Before You Own, You have To Believe
03:00 My Story and My Mindset
04:31 You Have To Think Long Term
06:23 The Future Opportunity Costs
07:09 Marry The House, Date The Rate
08:28 You Have To Overcome Your Excuses
10:20 Get Started With Homeowner Prep
10:51 Connect With Homeowner Prep
12:00 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
There’s been a lot of news about Student Loan Forgiveness lately, so what does it mean for future homeowners? This week we discuss both sides of loan forgiveness and how it impacts aspiring homeowners. If you have questions, be sure to reach out to us or drop a question in the comments.
// SHOW NOTES
00:00 Student Loan Forgiveness and Homeownership
00:11 Intro
01:38 Seeing Both Sides of the Issue
02:42 Only Impacting A Small Group of Americans
04:00 Helps Predominately Wealthy Households
05:07 No Future Changes to Existing Issue
07:30 The Purpose Is To Increase Spending
08:47 Ability To Pay Down Credit Card Debt
11:44 The Impact on Homeownership
12:59 There Are Two Sides To The Issue
13:51 Get Started With Homeowner Prep
14:49 Connect With Us On Social Media
15:28 Outro
// IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
// CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
// ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
// LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out the previous two podcast episodes for Part 1 and Part 2. If you have questions, be sure to reach out to us or drop a question in the comments.
//SHOW NOTES
00:00 Want To Become A Homeowner?
00:11 Intro
00:33 Check Out The First 2 Episodes
01:13 Diving Into The Real Estate Process
02:31 Get Out To See Homes
04:05 Go Over Needs & Wants With Your Agent
05:45 Stay In Budget
07:45 Making Multiple Offers
09:24 What Does It Take To Make An Offer?
12:27 Offer Is Accepted, Now What?
14:02 What Happens With A Low Appraisal?
16:18 Finalizing Your Loan
18:38 Take One Step At A Time
19:23 Check Out All 3 Episodes
19:52 Get Started With Homeowner Prep
20:08 Connect With Us On Social Media
20:34 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out last week’s episode for Part 1 and if you have questions, be sure to reach out to us or drop a question in the comments.
//SHOW NOTES
00:00 Are You Ready to Become a Homeowner?
00:12 Intro
00:35 Part 1 Recap
02:07 Ready To Get Pre-Approved?
03:10 Get Your Foot In The Door
03:48 Types of Loan Officers
07:16 Credit Inquiries Explained
08:55 Pre-Approval vs Underwriting
11:15 Don’t Switch Lenders When You’re In Escrow
12:12 Congrats Your Approved, Now Start Looking
13:25 Getting Your Own Experienced Agent
16:21 Get Started with Homeowner Prep
16:42 Let’s Connect on Social Media
17:05 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Let’s take a deep dive. In this special series we will take a step-by-step walkthrough of transition from renter to owner. Check out the full weekly series and if you have questions, be sure to reach out to us or drop a question in the comments.
//SHOW NOTES
00:00 Are you currently renting?
00:10 Intro
00:32 Welcome To Homeowner Prep
02:07 Who We Are
03:02 Starting with Your Why
04:36 Do I Make Enough Money To Buy A House?
06:04 Income & Debt
08:26 Income Needed To Qualify
09:51 The Pre Pre-Approval
11:38 You’re Probably Closer Than You Think
12:11 Get Started with Homeowner Prep
12:55 Let’s Connect on Social Media
13:34 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Think having student loans will prevent you from buying your first home? In this week’s episode of The Homeowner Prep podcast we will show you how you can buy your first home and if paying off student loans before you buy is the right decision. Check out the full episode and if you have questions, be sure to reach out to us.
//SHOW NOTES
00:00 Do You Have Student Loans?
00:11 Welcome to Homeowner Prep
00:34 Thank You For Your Support
01:30 Student Loan Statistics
03:26 Control Your Spending
05:33 How Student Loans Impact Your Buying
07:27 Student Loan Payment Calculation
11:20 Should I Payoff Student Loans First?
12:58 Get Started with Homeowner Prep
13:21 Let’s Connect on Social Media
13:46 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Payday Loans keep many renters from becoming homeowners, but in this episode we will talk about how to avoid them, pay them off, and stay on track to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 Ever Had a Payday Loan or Heard one?
00:12 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:15 The Growth of Payday Loans
02:03 What Is A Payday Loan?
04:10 Why Are They So Dangerous?
05:30 Who Uses Payday Loans?
06:24 Time Pressure Is The Issue
08:00 Cut Your Expenses to Avoid Payday Loans
09:29 Increase Your Credit Limits Before Using Payday Loans
10:32 Borrow Money From Family Before Getting A Payday Loan
11:30 I Had To Get Out of The Payday Loan Trap Too
12:09 Homeowners vs. Renters Using Payday Loans
13:04 What To Do When You Have Money Problems
13:45 Reach Out To Homeowner Prep
15:04 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
When recessions come, unfortunately so do job cuts. In this episode we will discuss some ways to prepare for a potential job loss and control what you can control on your journey to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 What People Say Before Being Laid Off
00:15 Intro
00:37 Welcome To The Homeowner Prep Podcast
01:56 Come Back To Your Budget
03:50 Keep Money On Hand
05:10 Get Job Related Training
06:42 Update Your LinkedIn Profile
07:58 Update Your Résumé
08:57 Why Companies Cut Jobs
10:33 Reach Out To Homeowner Prep
11:45 Outro
//IMPORTANT RESOURCES
Get Started With Homeowner Prep: https://www.homeownerprep.com/start
Buy Merch, Support The Mission: https://bit.ly/ShopHPMerch
Subscribe to Our Channel: https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Inflation rates are rising faster than we can put out podcast episodes! So how does inflation impact first time home buyers? In this episode we will discuss inflation rates and what you can do to beat inflation in order to buy your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 How Inflation Impact Aspiring First Time Home Buyers
00:11 Intro
00:34 Welcome To The Homeowner Prep Podcast
01:11 Let’s Define Inflation & How We Got Here
03:45 Beat Inflation with Real Assets
04:13 2 Choices - Earn More or Spend Less
05:35 Feel The Pain To Make Change
06:45 Outlast The Economic Changes
08:45 Get Started with Homeowner Prep
09:21 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
A recession can delay your plans to buy your first home, but there are ways to be prepared and make sure you reach your ultimate goal. In this episode we will provide you with a few tips to prepare for the upcoming recession. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 Let’s Talk About The Recession
00:17 Intro
00:40 Welcome To The Homeowner Prep Podcast
01:27 What Is A Recession?
02:56 How Will The Recession Impact You?
03:50 How Are Recessions Measured?
06:24 Should I Buy A Home During A Recession?
07:33 Buy Assets During A Recession
08:14 Pay Down Debt During A Recession
09:59 Save Money For A Rainy Day
11:35 Start Investing To Generate Additional Income
12:31 Don’t Be Fearful, Be Prepared
13:07 Get Started with Homeowner Prep
13:51 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
You may have missed the last housing opportunity with low rates and home prices, but trust me, another one is coming! In this episode we will help you focus on the things that matter to ensure you are ready to buy when the next opportunity arises! Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 Another Housing Opportunity Is Coming… Are You Ready?
00:26 Welcome To The Homeowner Prep Podcast
00:48 A Window of Opportunity Is Yet To Come
01:41 Step 1: Make Sure Your Credit Is Ready
03:59 Step 2: Start Paying Off Debt
06:33 Step 3: Invest For Job and Inflation Protection
09:38 How To Get Started with Homeowner Prep
10:12 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
People often think there are only two options, rent or buy… but there’s actually a 3rd option! You can buy a home with a lease option, also known as “rent to own”. In this episode we will explain how you can buy a home using a lease option, what to expect and where to find them. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 The 3rd Option to Rent vs. Buy
00:23 Intro
00:46 Welcome To The Homeowner Prep Podcast
01:35 Sometimes You’re Just Not Ready… Yet!
02:27 How A Lease Option Works
05:14 Forced Savings Plan
07:27 How The Purchase Price Is Determined
09:28 Option To Buy, Not Obligation To Buy
10:05 What If You’re (Still) Not Ready?
12:39 How To Find Lease Option Properties
13:38 Get Started with Homeowner Prep
14:36 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
What did your Dad - or Father figure - teach you about money? On this special Father’s Day episode of The Homeowner Prep Podcast we discuss money lessons from Dad and how to put them to use. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 What Lessons Did You Learn from Dad?
00:48 Intro
01:10 Welcome To The Homeowner Prep Podcast
02:03 Lesson 1: Hard Work
03:55 Lesson 2: Entrepreneurship
08:03 Lesson 3: You Are you
10:54 Lesson 4: Invest Early
14:05 Get Started with Homeowner Prep
15:05 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Wondering what the average first time homebuyer looks like? On this week’s episode of The Homeowner Prep Podcast we discuss the age, income, and credit of the average first time homebuyer, so you can see just how close you may be to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 You Look Like a First Time Homebuyer
00:40 Intro
01:02 Welcome to Homeowner Prep
01:50 The Average Age of a First Time Homebuyer
04:43 The Median Income of a First Time Homebuyer
05:58 The Family Makeup of a First Time Homebuyer
07:43 The Credit Score of a First Time Homebuyer
09:21 The Down Payment of a First Time Homebuyer
12:00 Get Started with Homeowner Prep
13:10 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Are you ready for the additional costs of homeownership? In today’s episode of The Homeowner Prep Podcast we will discuss some of the often overlooked costs of homeownership so you aren’t surprised when you receive the bill. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
00:00 HOAs - Love Them or Hate Them?
00:46 Intro
01:09 Welcome To Homeowner Prep
02:04 Utility Payments
03:42 Yard Expenses
06:25 HOA Fees & Control
10:25 Solar Payments
13:20 Contact Us For More Info
13:47 Outro
//IMPORTANT RESOURCES
Get Started With HomeownerPrep:
https://www.homeownerprep.com/start
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to Our Channel:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Finding the right neighborhood is important when buying your first home, so how do you find a great neighborhood? In today’s episode of The Homeowner Prep Podcast we will discuss what you should look for and how to find the information you need to make an informed decision. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 The Right Neighborhood… For You!
0:28 Intro
0:51 Welcome to Homeowner Prep
1:27 What Does Your Neighborhood Look Like Now?
3:00 Why Agents Don’t Research Neighborhoods
4:14 School Ratings, Even If You Don’t Have Kids
5:58 Defining A “Great” Neighborhood
7:42 Talk To Neighbors & Ask Around
9:27 Check Out The Neighborhood Day & Night
10:44 Talk To Police & Fire Fighters In The Community
12:44 Connect With Us & A Local Agent
13:34 Outro
//IMPORTANT RESOURCES
Get a referral to a local agent, lender or credit repair company?
https://www.homeownerprep.com/referral
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
The window of opportunity to buy your first home may not come at the perfect time, so what happens when you qualify to buy a home while you are still in a lease? In today’s episode of The Homeowner Prep Podcast we will cover some reasons, and some ways, to cancel your lease early so you can get the keys to your first place. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:23 Welcome to Homeowner Prep
1:20 Review Your Lease In Full
2:25 Find Someone To Takeover Your Lease
3:37 Help The Landlord Find A New Tenant
5:54 Are Home Prices Going Up?
7:15 Need Some Help?
8:18 Connect With Us
8:50 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
There are a number of regrets that first time homebuyers have after they get the keys. In today’s episode of The Homeowner Prep Podcast we will cover some of the most common first time homebuyer regrets and how you can avoid them. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:23 Welcome to Homeowner Prep
1:36 Regret: Not Saving Enough Money
3:56 Regret: Didn’t Do Inspections
9:07 Regret: Overwhelming Renovations
12:04 How To Prepare For These Issues
14:00 How To Take The First Step
14:20 Reach Out To Us On Social Media
14:59 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
In recognition of Mother’s Day, we’re going to cover some money lessons I learned from my Mom and we’d love to hear some lessons you learned from yours. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:23 Welcome to Homeowner Prep
2:07 Lesson 1: Budgeting
3:27 EveryDollar Budget App
4:02 Lesson 2: Finagle
6:01 Lesson 3: Be A Giver
8:37 Lesson 4: It’s Never Too Late
10:12 My Mom Was My Hardest Client
12:12 What Did You Learn From Your Mom?
12:57 Reach Out To Us
13:20 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
EveryDollar Budgeting App:
https://www.everydollar.com
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Talking to your kids about money and real estate can be hard, but it’s important to teach them young. In today’s episode of The Homeowner Prep Podcast we have very special guests Eliana and Zoe Hellon to talk about what they have learned and share some resources to help you teach your kids fun ways to learn about earning, saving, and investing. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:23 Welcome to Homeowner Prep
0:45 Introductions
1:37 First Money Memory
3:35 Games to Learn About Money
6:35 Let’s Talk About Allowance
7:15 3 Jar Method
9:30 Kids & Real Estate
10:25 Kids & Stocks
11:20 The College Plan
12:24 Money Habits
13:26 Vending Business
15:40 Advice for Kids
17:19 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Cashflow The Board Game:
https://amzn.to/3vRLD5F
Fortune Street Wii Game:
https://amzn.to/3vOvs9x
The Opposite of Spoiled (Book):
https://amzn.to/3EUiQS6
Junior Achievement Curriculum:
https://www.ja.org
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Being a first time home buyer is a big deal, but being a first time home buyer and investor with the same purchase can also be achieved. In today’s episode of The Homeowner Prep Podcast we will discuss how you can become a home buyer and investor on the same transaction. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:20 Why Choose FHA Financing?
2:31 What is a Single Family Home?
3:30 FHA Loan Limits
4:39 How To Qualify For A Multi Unit Home
7:21 Having Reserves In The Bank
8:48 AirBNB For A FHA Owner Occupied Multi Unit Home
10:34 First Time Homebuyer Explained
11:30 Need Help? Reach Out
11:59 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
With no housing market crash in sight, what is it costing you to sit on the sideline? In today’s episode of The Homeowner Prep Podcast we will discuss the cost of waiting to buy a home in today’s market. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
0:58 Home Prices Are On The Rise
1:45 Expected Home Appreciation
2:30 Interest Rates On The Rise
4:07 Rent On The Rise
4:59 Missing Out On Generational Wealth
5:58 If You’re Qualified, Buy Now!
7:05 What’s Holding You Back?
7:23 Need Help? Reach Out
7:49 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Everyone is talking about how crazy the real estate market and how a market crash is on the way, but the truth is, there’s no crash in sight! In today’s episode of The Homeowner Prep Podcast we will discuss what lead up to the last crash and what we’re seeing in the market today. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:47 The History of The Last Market Crash
6:40 The Rent Trap
9:25 Why This Time Is Different
12:50 Reach Out If You Need Help
13:38 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
In a super competitive housing market, most buyers think buying a new construction home will be easier, but that’s not always the case! In today’s episode of The Homeowner Prep Podcast we will discuss the pros and cons of buying new construction. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:19 Hope Is Not A Strategy
1:46 Pro: Everything Is Brand New
4:05 Pro: Price Is Already Set
6:34 Con: Cost of Upgrades
8:25 Con: Hope In The Interest List
10:50 You Should Have Your Own Agent
12:29 Reach Out If You Need Help
13:08 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
New buyers are often looking for the “perfect home” but it’s more important to find the “right now” home instead. In today’s episode of The Homeowner Prep Podcast we will discuss how you can find the home that is right for you now, versus hoping to find the mythical perfect home. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:32 What’s Your Budget?
3:49 Buy As Soon As You Can
4:52 Television vs. Reality
6:24 Make A List of Non-Negotiables
8:04 Get In The Game
9:52 Recap
10:32 Reach Out If You Need Help
10:47 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Accomplishing your goals often involves making sure your finances are in order. In today’s episode of The Homeowner Prep Podcast we will discuss different budgeting hacks you can use to make sure your finances don’t derail you from achieving your goals. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:31 Writing Out Your Vision
3:02 Create A Simple Spending Plan
4:49 Use Apps to Simplify
5:36 Don’t Compare Your Lifestyle
7:58 Subscriptions & Memberships
9:54 Data Usage
11:52 Reach Out If You Need Help
12:21 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Budgeting apps to help you:
http://www.everydollar.com
http://www.truebill.com
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
There will be obstacles along the way when you are in pursuit of buying your first home. In today’s episode of The Homeowner Prep Podcast we will discuss ways to overcome obstacles so you can reach any goal you set. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:53 Knowing Your “Why”
3:08 Reflecting on Your “Why”
3:55 Change Your Perspective of the Obstacle
4:53 The Obstacle is the Way
6:23 Just Keep Going
7:48 Recap of Strategies
10:15 Reach Out If You Need Help
10:48 Outro
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Get “The Obstacle Is The Way” Book:
https://amzn.to/3MGfaan
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
How much money do you need to save in order to buy your first home? Chances are, it’s less than you think! In today’s episode of The Homeowner Prep Podcast we discuss the different down payment requirements of the most popular loan programs, expected home buying costs, and how to quickly save money the right way. Check out the full episode and if you still have questions, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to Homeowner Prep
1:26 Loan Down Payment Requirements
2:51 Breakdown of Closing Costs
5:04 Home Buying Inspection Fees
6:43 Loan Reserves Explained
7:32 What is an Earnest Money Deposit?
10:01 First Step to Saving Money
11:22 Setting Up Automatic Payments
12:25 How Much Do I Need To Save?
13:20 Reach Out If You Need Help
14:05 Download Our Free eBook
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
The home buying process can be confusing and overwhelming, but in today’s episode of The Homeowner Prep Podcast, Loan Officer Breanna Barksdale is going to break it down step-by-step and answer the most frequently asked questions! Check out the full episode and if you still have questions about your unique situation, be sure to reach out to us or drop your question in the comments.
//SHOW NOTES
0:00 Intro
0:23 Welcome to Homeowner Prep
1:15 About Breanna Barksdale
3:03 Helping First Time Homebuyers
4:20 Helping Veterans Overcome Obstacles
7:13 Step by Step Home Buying Process Explained
28:45 Advice for First Time Home Buyers
30:05 Buy A House Before The Car
30:52 Take The First Step
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
It’s a competitive seller’s market, so what can you do to beat out the competition and get your offer accepted? In this episode of The Homeowner Prep Podcast we will discuss 3 different strategies to strengthen your offer and get the home you truly want. Check it out and if you have any questions, feel free to drop them in the comments.
//SHOW NOTES
0:00 Intro
0:22 Welcome to The Homeowner Prep Podcast
1:03 Strategy 1 - Communication
1:48 Types of Pre-approval
3:10 Agents Need to Communicate
4:38 Strategy 2 - Improving Your Terms
6:00 Let’s Talk About Contingencies
9:00 Strategy 3 - Just Keep Going
11:10 We Can Help You Find An Agent
11:37 Any Questions? Reach out!
12:15 Be Sure To Share The Podcast
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
//DISCLAIMER
Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
When it comes to buying a house, you need to have job security. So what if you don’t love your current job? In this episode of The Homeowner Prep Podcast we discuss ways to love your current job or find a job you can love. Check it out and if you have any questions, feel free to drop them in the comments.
//SHOW NOTES
Intro
Welcome to Homeowner Prep
Do you love what you’re doing?
Do you have a job or a calling?
Highlight aspects of the job that you love
Love what you are doing before you buy a house
What’s the likelihood that you will stay employed
Think about your job from a different perspective
How you can find a job you love
Is your industry going to last?
Find people who are working in your ideal job or industry
Don’t change jobs when buying a house
//IMPORTANT RESOURCES
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Check out this great book to help you find the work you love:
https://amzn.to/3gBaXWI
//CONNECT WITH US
Instagram: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
//ABOUT HOMEOWNER PREP
Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
//DISCLAIMER
Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!
//LICENSE INFO
DRE: 01780767
NMLS: 2218002
Support this podcast: https://anchor.fm/homeownerprep/support
Bad credit doesn't have to stop you from buying a home. In this episode of The Homeowner Prep Podcast we discuss ways to overcome bad credit in order to buy your first home, and buy your first home faster. We answer the hard questions of "Can I buy a home with bad credit?" and "What's the lowest credit score needed to buy a home?" Check it out and if you have any questions, feel free to drop them in the comments.
In this episode we will discuss:
Intro
Welcome to Homeowner Prep
Why Renters Don't Become Homeowners
How Credit Scores Work
What Is Considered Bad Credit?
How To See Your Credit Report and Credit Scores
What Loan Programs Will Qualify You with Bad Credit
How to Overcome Bad Credit to Buy a Home
How to Report Rent, Utilities & More to Credit Bureaus
Explain Why Your Credit Is Low
Getting Approved Is Not A Cookie Cutter Process
Take a Free Online Assessment
Download Our FREE e-Book
Signup for MyFico:
https://www.myfico.com/
Subscribe to get more content from Homeowner Prep:
https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/ShopHPMerch
Connect with us:
IG: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
Want to learn how to fix your credit the right way? Check out this great resource:
https://www.amazon.com/dp/B08VXP9FFR/ref=as_sl_pc_tf_til?tag=homeownerpr0e-20&linkCode=w00&linkId=4671ae4ff4439fa4b7fd2af09c373de7&creativeASIN=B08VXP9FFR
About Homeowner Prep:
Homeowner Prep works with individuals and families to walk through the homeownership journey with real-world advice and accountability. This podcast was created for renters who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
Support this podcast: https://anchor.fm/homeownerprep/support
Buying a home as a single mom on a single income is no easy feat, but on this episode of The Homeowner Prep Podcast our special guest Portia Mundy made it happen! Nothing is impossible when you have a strong "why" and you're willing to do whatever it takes to be the example for the next generation!
In this episode we will discuss:- Intro
Welcome to Homeowner Prep
Portia's Story
Portia's Motivation
Inspiring The Next Generation
Overcoming Fears & Hesitations
Working Hard to Achieve Your Goal
Getting Advice from People Who Have Been Through It
Being An Example for Others
Why We Interview Homeowners
Download Our FREE e-Book
Subscribe to get more content from Homeowner Prep:https://bit.ly/HomeownerPrepYTSub
Want to know if you’re ready to buy your first home? Take our FREE assessment:https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:https://bit.ly/BuyHPMerch
Connect with us:IG: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
About Homeowner Prep:Homeowner Prep works with individuals and families to walk through the homeownership journey with real-world advice and accountability. This podcast was created for renters who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
Support this podcast: https://anchor.fm/homeownerprep/support
Sometimes you have to crawl before you walk. In this episode we discuss ways that you can "actively wait" while you save for your first home or work on your credit. These strategies will help you buy a home faster in 2022.
Full Disclaimer: This information is for educational purposes only, Eric Hellon and Homeowner Prep are not licensed financial advisors. Seek professional guidance to see which investments strategies are best for you and your unique situation. Eric Hellon is personally invested in some of the strategies mentioned in this video.
In this episode we will discuss:- Investing in Real Estate Investment Trusts (REITs)
What is a REIT?
Crowdsourcing or Crowdfunding Investments
The NYCE App
Investing with FundRise
The Time Value of Money
No Longer Have to Be An Accredited Investor
How To Buy A House With Co-Buyers
Download Our FREE e-Book
Want to know if you’re ready to buy your first home? Take our FREE assessment:
https://www.homeownerprep.com/assessment
Stop Paying Rent and buy your first home. Download our FREE e-Book:
https://www.homeownerprep.com/ebook
Buy Merch, Support The Mission:
https://bit.ly/BuyHPMerch
Want to learn how to invest in REITs? Check out this great resource:
https://amzn.to/3AfklZ1
Connect with us:IG: http://www.instagram.com/HomeownerPrep
Facebook: http://www.facebook.com/HomeownerPrep
Twitter: http://www.twitter.com/Homeowner_Prep
TikTok: http://www.tiktok.com/@HomeownerPrep
About Homeowner Prep:
Homeowner Prep works with individuals and families to walk through the homeownership journey with real-world advice and accountability. This podcast was created for renters who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!
Support this podcast: https://anchor.fm/homeownerprep/support
In this episode, we’re going to give you a little background to who we are and why we do what we do.
Eric Hellon will be your host, interviewing industry experts and sharing stories directly from first-time homeowners. The Homeowner Prep Podcast will cover the step-by-step home buying journey and walk it out with you. We will also be breaking down personal finances, credit improvement, career and side hustles, and building a mastermind team to help you reach your homeownership goals. This podcast was created for renters who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality! Owning > Renting.
If you know someone who could benefit from hearing this show, please be sure to share it with them. We would love for you to drop us a review, we’d also love to hear from you, so if you have questions, the fastest way to get answers would be to message us on Instagram @HomeownerPrep. Who knows, we may read your review or answer your question on one of our future shows.
Thank you so much for tuning in and have a blessed day.
Support this podcast: https://anchor.fm/homeownerprep/support