Money Is Emotional: Recent Episodes
Christine Luken
Welcome to the Money is Emotional Podcast with Christine Luken, The Financial Dignity® Coach. In this podcast, we help you recover a positive and peaceful relationship with your personal finances. We do this by bringing together wise money management with emotional intelligence. Join us for this journey where we navigate our relationship with money as Christine Luken draws from years of experience and guest experts to help you get to the root of your money issues.
In this deeply personal episode of the Money Is Emotional Podcast, host Christine Luken welcomes her friend Nicole Olsthoorn for an honest conversation about a misunderstanding that could have ended their friendship but instead made it stronger. Rather than avoiding conflict, both women chose curiosity, accountability, and open communication, demonstrating what emotionally mature friendships can look like.
Christine and Nicole discuss:
- How to settle misunderstandings with grace and emotional maturity.
- Taking responsibility for your own emotions rather than making others responsible for them.
- Why healthy female friendships are not defined by the absence of conflict?
- Recognizing that emotional triggers often point to unresolved experiences from the past.
- Repairing relationships through honest, respectful conversations instead of gossip, avoidance or resentment.
Connect with Christine Luken:
- Join the Wealthy Woman Book Club®
- Subscribe to the Merchant Priestess Substack to get early access to my next book
- Connect with Christine Luken for financial coaching
- Book: The Untethered Soul by Michael Singer
Connect with Nicole Olsthoorn:
- Website: Nicole Olsthoorn
- Substack: The Celtic Goddess with Nicole Olsthoorn
- Facebook: Nicole Olsthoorn
- Podcast: Speaking Goddess with Nicole Olsthoorn
- Linkedin: Nicole Olsthoorn
About my guest:
Nicole Olsthoorn (aka The Celtic Goddess) is a high priestess, a seer and channel, and an expert in creating sacred spaces. She uses her spiritual gifts to guide ambitious soul-led female founders and leading ladies in the reclamation of their feminine intuition, power, and leadership through online and in-person rites, rituals, and ceremonies that elevate and transform instantly. Nicole believes that women are the catalyst for the evolution of humanity, and that the world isn’t collapsing — she is emerging.
On this episode of the Money is Emotional podcast, host Christine Luken sits down with Certified Divorce Financial Analyst and Author, Melissa Murphy Pavone, author of Divorce by Design, to discuss how people can navigate divorce with greater clarity, intention, and financial confidence.
Melissa shares how her mother’s difficult divorce inspired her career in divorce financial planning after witnessing the long-term consequences of emotional financial decisions. She explains that divorce is not just a legal process but one of the largest financial transactions most people will ever experience, making it essential to have both emotional and financial support throughout the journey.
Christine and Melissa discuss:
- What drew Melissa to specialize in divorce financial planning?
- The difference between “Divorce by Default” and “Divorce by Design”
- The biggest financial mistakes people make during the divorce process.
- How working with a team like financial professional, attorneys and mediators can lead to better outcomes.
- Helping clients shift from survival mode into actually planning and feeling hopeful about their financial future.
Connect with Christine Luken:
- Join the Wealthy Woman Book Club®
- Financial Dignity® After Divorce book
- Connect with Christine Luken for financial coaching
Connect with Melissa Murphy Pavone:
- Website: Mindful Divorce Partners
- Book: Divorce by Design book
- Instagram: mindfuldivorcepartners
- TikTok: @mindfuldivorcepartners
- LinkedIn: Melissa Murphy Pavone
- Podcast Appearances
About my guest
Melissa Murphy Pavone is a highly respected financial expert specializing in collaborative divorce.
As both a Certified Financial Planner (CFP®) and Certified Divorce Financial Analyst (CDFA®), Melissa offers a unique blend of expertise that empowers individuals to make informed financial decisions during one of life’s most challenging transitions.
Her passion for collaborative divorce stems from her commitment to helping couples navigate divorce in a constructive, non-adversarial way. Melissa works closely with family law attorneys, mediators, and mental health professionals to provide a holistic approach to divorce that focuses on fairness and long-term financial security for all parties involved.
So often, we believe that if we could just make more money, hit a certain number, or achieve a particular level of success, then we’d finally feel secure, fulfilled, and at peace. But what happens when you get there? What happens when you’ve won the money game, and yet you’re still asking bigger questions about purpose, identity, freedom, relationships, and legacy?
On this episode of Money is Emotional podcast, host Christine Luken is joined by Moa Diseborn, the founder of Studio Molodi, a private world for people who have achieved significant financial success and are exploring what comes next.
She works with discreetly wealthy entrepreneurs, investors, and visionaries who want more than external success—they want a life that feels rich from the inside out. Her philosophy is simple: when money is no longer the main problem, the real work begins.
Moa is known as “The Secret Millionaire’s Best Friend,” and on this episode we’re diving into the journey from getting rich to living richly.
Christine and Moa discuss:
- The biggest surprises people discover when they arrive at the level of wealth they once dreamed about.
- The difference between getting rich and living richly.
- Why many wealthy individuals go out of their way to downplay their wealth?
- How someone’s identity evolves as they accumulate wealth?
- How wealthy people maintain authentic relationships while creating healthy boundaries around their time, energy and resources.
Resources:
- Alex Hormozi & Tony Robbins Interview on Purpose & Money
Connect with Christine Luken:
- The Merchant Priestess Path
- Becoming the Benefactor Course
- Connect with Christine Luken for financial coaching
- Join the Wealthy Woman Book Club®
Connect with Moa Diseborn:
- Website: Studio Molodi
- Instagram: studio_molodi
About Moa Diseborn:
Moa Diseborn is a behavioural scientist and coach who has spent more than a decade working with people navigating wealth, life transitions and the invisible challenges that often come with external success.
Her work sits in the space between identity, values, direction and lived design. Clients come to her not for more information, but for a clearer way forward.
On this episode, host Christine Luken, originally known as a financial dignity coach, introduces a transformative identity: The Merchant Priestess. This new title reflects a deeper integration of her professional expertise in money management with her spiritual journey and identity.
Christine shares:
- The limitations of referring to herself as only a financial coach.
- Her Akashic records reading experience that revealed past life connections to Egypt and Europe.
- The interest in business she showed right from the age of 5.
- Her childhood desire to be a priest which led to creating her own rituals at home.
- How to create beauty and substance in all aspects of life including finance.
- The Merchant Priestess creed.
Resources:
- Join me on the Merchant Priestess Path: https://bit.ly/MPsummer2026
- Follow and subscribe to the Merchant Priestess on Substack: https://substack.com/@christineluken
- If you want to work with me 1:1, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/
On this episode of Money is Emotional podcast, host Christine Luken shares her journey reconciling spirituality and money, emphasizing that money is deeply emotional and intertwined with spiritual beliefs.
Christine shares:
- The conflict she believed existed between spirituality and wealth as a result of her religious upbringing.
- Transition to seeing money as a neutral tool due to Dave Ramsey’s influence.
- Why she now views money as a sacrament.
- The relationship between money, power and the church.
- How to balance the four elements of money to create financial and spiritual harmony.
- The Merchant Priestess path she is currently on which integrates marketplace savvy with spiritual practice.
Resources:
- Follow and subscribe to the Merchant Priestess on Substack: https://substack.com/@christineluken
- Waitlist for the inaugural round of the Merchant Priestess Path: https://bit.ly/mpwaitlistjuly26
- Listen to episode 84, The Four Elements of Money: https://bit.ly/MIEpodcast84
- Wealthy Woman Book Club® https://www.christineluken.com/wealthy-woman-book-club-join-now/
- If I’m you want to work with me 1:1, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/
Connect with Christine Luken:
- Connect with Christine Luken for financial coaching: https://www.christineluken.com/apply/
- Join the Wealthy Woman Book Club®: https://www.christineluken.com/wealthy-woman-book-club-join-now/
On this episode of Money is Emotional podcast, host Christine Luken is joined by Heather Hutzel, a storyteller of soul-stirring fantasy and bestselling author of the Fable of Eylan series. Together we discuss how identity shapes our relationship with money and how storytelling frameworks can facilitate profound personal and financial transformation.
Heather Hutzel shares:
- How money challenges often mask deeper identity struggles.
- The essence of a story lies in character transformation.
- Common limiting beliefs most people have about themselves or about money.
- How to identify threshold moments in our lives
- Why your financial future depends on the identity you choose to embody today?
Connect with Christine Luken:
- Connect with Christine Luken for financial coaching: https://www.christineluken.com/apply/
- Join the Wealthy Woman Book Club®: https://www.christineluken.com/wealthy-woman-book-club-join-now/
Connect with Heather Hutzel:
- Through the Threshold workshop: www.hrhutzel.com/threshold
- Heather’s Substack, Threshold: https://hrhutzel.substack.com/
- Fable of Eylan Books: https://hrhutzel.store/products/fable-of-eylan
- Fable of Eylan Books on Amazon: https://amzn.to/4vyDOjH
- Instagram: https://www.instagram.com/hrhutzel/
About my guest
H. R. Hutzel is a storyteller of soul-stirring fantasy.
Her books are portals—infused with love, loss, magic, and memory.
She is the author of Fable of Eylan, a fantasy series born from grief and shaped by wonder—written for those who believe magic is real… and love never dies.
Her journey began with a bestselling debut novel and has since grown into a body of work that bridges soul and story.
Her work is an invitation to transformation—a reminder that the stories we tell shape the lives we live… and that sometimes, losing yourself in a story is the truest path to finding your way home.
When she’s not writing, you’ll find her walking with her golden retrievers, barefoot in the garden, or curled in a hammock with a book—losing herself in the pages, always listening for the next chapter in her own story.
On this episode, host Christine Luken, the Financial Dignity Coach and host of the Money is Emotional podcast, presents a transformative approach to personal finance by integrating practical money management with emotional intelligence, mindset work, and spiritual alignment. Her framework is based on the ancient symbolism of the four elements—Earth, Water, Air, and Fire each representing a vital dimension of our relationship with money.
Christine discusses:
- The multidimensional nature of Money and how it encompasses the physical (earth), emotional (water), mental (air), and spiritual (fire).
- Why money is deeply personal and emotional, requiring a blend of practical skills and inner work.
- The importance of emotional intelligence and how it helps to overcome blocks like shame, anxiety, and impulsive spending.
- How mindset work helps to reshapes unconscious beliefs and aligns thoughts with financial goals.
- How spiritual alignment turns money into a tool for greater good, reflecting personal values and morality.
Resources:
- If you’re interested in working with me 1:1 to help you break out of your money comfort zone and reach new heights of financial success, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/
- Foundations of Financial Dignity® course for financial coaches, advisors, and tax professionals to help their clients with the emotional side of money: https://foundations-of-financial-dignity-self-study.teachery.co/buy-now
- Magnetic Money Mindset® Course: https://bit.ly/magneticmindsetcourse Save $111 with promo code MINDSET111
- Wealthy Woman Book Club® https://www.christineluken.com/wealthy-woman-book-club-join-now/
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Loved this episode? Go here to leave us a little tip!
On this episode, host Christine Luken features Janine Lowe, an expert Feng Shui consultant, Chinese astrologer, and founder of the J. Lo Feng Shui Academy. The conversation explores how Feng Shui, combined with emotional intelligence and wise money management, can transform your financial and personal life by enhancing energy flow and abundance.
Janine discusses:
- How she got into Chinese astrology.
- The influence of Feng Shui in our lives especially when it comes to abundance.
- Why the front door is described as the “mouth of chi”?
- How to strategically place water and color elements to activate financial energy.
- Why Clutter blocks energy flow and negatively impacts corresponding life areas
Resources:
- Connect with Christine Luken for financial coaching: https://www.christineluken.com/apply/
- Join the Wealthy Woman Book Club®: https://www.christineluken.com/wealthy-woman-book-club-join-now/
- Financial Tidy Up Bundle: https://bit.ly/financialtidyup
Connect with Janine Lowe:
- Website: https://www.janinelowe.co.uk/home
- Feng Shui Your Way to Abundance book: https://amzn.to/4t4XBFb
- Podcast: https://ukhealthradio.com/program/feng-shui-your-way/
- Instagram: https://www.instagram.com/janinelowefengshui/?hl=en
- Facebook: https://www.facebook.com/janinelowefengshui/
- LinkedIn: https://www.linkedin.com/in/janine-lowe-b185562a/
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Loved this episode? Go here to leave us a little tip!
About Janine Lowe:
Janine Lowe is a renowned expert in Chinese astrology, Feng Shui, Body Language, and Interior Designer. Since beginning her career in 2004, Janine has provided chart readings for a diverse range of clients, from celebrities, business leaders to private individuals, helping them uncover their destiny and personality traits through birth dates and times of birth.
As an award-winning Feng Shui consultant, she collaborates with both affluent individuals and large corporations to enhance prosperity and harmony in their spaces. Her passion for interior design naturally complements her Feng Shui practice, allowing her to create environments that are not only harmonious but also visually captivating.
Janine is also a successful author, with her book Date Love Marry Avoid hitting number one on Amazon upon release in December 2023. Her latest book Feng Shui Your Way to Abundance hit number one on Amazon in December 2025. She is currently working on her book Manifest Your Way To Abundance expected out early 2026.Beyond her professional pursuits, Janine is an animal lover who has rescued numerous street cats, giving them the loving homes, they deserve.She enjoys relaxing by walking her dog, Rhia, along the beach, spending time with friends and family, and unwinding with a good Netflix binge.
Alongside her work as a Feng Shui consultant and author, Janine Lowe is a radio presenter on UK Health Radio, hosting the popular show Feng Shui Your Way for an audience of over 14 million listeners worldwide. Returning to her roots as a DJ, she blends a natural flair for interviewing with deep insight into energy, wellbeing, and personal transformation, creating conversations where ancient wisdom meets modern life.
On this episode, host Christine Luken gets real about the science behind financial comfort zones, including how fear and old family patterns can quietly sabotage your financial aspirations. She shares her personal story of stepping into angel investing and gives practical advice on how to use discomfort as a springboard for growth. If you’ve ever felt anxious or defensive about unfamiliar investment strategies, or if you’re curious about how to break through your revenue plateau, this episode is for you. You’ll walk away inspired and ready to make your next bold financial move.
Christine discusses:
- Why your brain wants safety, not success.
- The science behind your money comfort zone.
- How your childhood environment may affect your current financial decisions.
- How to expand your money comfort zone.
- Managing irrational fear around financial topics.
Resources:
- If you’re interested in working with me 1:1 to help you break out of your money comfort zone and reach new heights of financial success, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/
- Magnetic Money Mindset® Course: https://bit.ly/magneticmindsetcourse Save $111 with promo code MINDSET111
- Podcast Episode 79, Cash is Queen with Natalie Levy (Angel Investing): https://bit.ly/MIEpodcast79
- What Changed When I Started Creating Costco Samples of My Dream Life (Substack by HR Hutzel): https://hrhutzel.substack.com/p/what-changed-when-i-started-creating-costco-samples-of-my-dream-life
- Wealthy Woman Book Club® https://www.christineluken.com/wealthy-woman-book-club-join-now/
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Loved this episode? Go here to leave us a little tip!
This episode is all about real talk and practical wisdom. Christine Luken gathers stories and tips from “old married couples” who’ve weathered economic ups and downs together so you don’t have to figure everything out the hard way. Learn how honest conversations, clear systems, and value-driven decisions can bring your financial life into alignment, whether you’re running a busy practice or managing your household finances.
Christine discusses:
- The importance of transparent money conversations (hint: silence is not golden).
- How financial systems can reduce friction and free up your mental energy.
- Why financial intimacy requires emotional vulnerability.
- Balancing your “provider” and “pleasure” money without the guilt.
- Why there’s no one-size-fits-all for couples’ finances and how to find out what works for you.
Whether you and your partner tackle bill pay together or separately, this episode is packed with actionable ideas you can start using right away to bolster both your bank accounts and your relationship.
Resources:
- If you’re a couple who’s interested in working with me 1:1, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/
- Money is Emotional book: https://www.christineluken.com/books/money-is-emotional-book/
- Provider Money Pleasure Money book: https://www.christineluken.com/books/provider-money-pleasure-money/
- Podcast Episode 76, My Money, Your Money, Our Money: https://bit.ly/MIEpodcast76
- Wealthy Woman Book Club® https://www.christineluken.com/wealthy-woman-book-club-join-now/
- Emma, The Emotional Money Coach:
Use promo code podcast (no spaces, no caps) for a special listener discount
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Loved this episode? Go here to leave us a little tip!
On this episode, host Christine Luken challenges the tired “think positive and money will follow” narrative and offers actionable steps tailored for business owners in high-stakes fields. She introduces the concept of the emotional vibration scale which is a scientifically grounded approach that reframes how you show up for your business, your money, and your goals.
You’ll learn why forcing optimism or “delusional affirmations” can backfire, especially when you’re navigating real stress, financial setbacks, or growth plateaus. Instead, Christine walks you through practical tools (like bridge mantras and feel-good rituals) that restore emotional stability, so you can make sound decisions, attract ideal clients, and avoid burning out.
Most importantly, she underscores the importance of not touching key money decisions when you’re stressed or triggered because emotional clarity is as vital as financial certainty.
Christine discusses:
- Why manifestation advice often backfires.
- Why some affirmations don’t work.
- How to raise your emotional vibration.
- Using “bridge mantras” to shift out of stress, self-doubt and burnout.
- Low vs. high energy vibration emotions and their impact on manifestations.
Resources:
- Emotional Vibration Scale: https://blisspot.com/blogs/the-vibration-analysis-frequency-chart/
- Quantum Vibes book by Suzanne Adams: https://amzn.to/4a7imbv
- Manifest Everything book by Jennifer Blanchard https://amzn.to/45GWORA
Connect with Christine Luken:
- If you’re interested in working with me 1:1, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/
- Wealthy Woman Book Club® https://www.christineluken.com/wealthy-woman-book-club-join-now/
- Emma, The Emotional Money Coach. Emma’s my AI twin and your new money-smart bestie! https://bit.ly/GetEmmaNow
Use promo code podcast (no spaces, no caps) for a special listener discount!
On this powerful of Money is Emotional podcast, host Christine Luken sits down with Natalie Levy, founder of She’s Independent, to explore how women can step into greater financial influence and dignity through the world of angel investing. You’ll hear Natalie’s journey from engineer and Wall Street trader to successful investor and community builder, and discover why you don’t need to be a celebrity or an ultra-wealthy insider to make a meaningful impact with your investments.
Together, they unpack common myths about angel investing, discuss the emotional patterns that hold women back, and demystify what it means to be an accredited investor. Whether you’re curious about building wealth, seeking to learn about alternative investments, or looking for practical steps to grow your confidence as an investor, this conversation is packed with actionable insights tailored for ambitious law firm owners and professionals alike.
Christine and Natalie discuss:
- Transitioning from engineer and wall street trader to investor and community leader.
- A brief introduction to angel investing.
- How to align investments with your values.
- Why women need to unlearn certain beliefs about money and power.
- The importance of being mindfully selfish and prioritizing personal goals.
- Why ownership matters for women.
Connect with Christine Luken:
- Connect with Christine Luken for financial coaching: https://www.christineluken.com/apply
- Emma, the Emotional Money Coach (Your ChatGPT AI coach):https://bit.ly/GetEmmaNow
Listeners, use promo code “podcast” for special pricing! - Join the Wealthy Woman Book Club: https://www.christineluken.com/wealthy-woman-book-club-join-now
Connect with Natalie Levy:
- Company Website: https://shesindependent.com/
- Cash is Queen: A Conscious Journey in Angel Investing book: https://amzn.to/3KQe2F0
- LinkedIn: https://www.linkedin.com/in/nataliedlevy
- Instagram: https://www.instagram.com/shesindependent
- YouTube: https://www.youtube.com/@ShesIndependent
- Company LinkedIn: https://www.linkedin.com/company/shesindependent
About Natalie Levy:
Natalie Levy is the Founder of She’s Independent, a women-first investment group offering an entirely new way to support women’s financial independence and influence through investing and board placements. As a member-led investment group, She’s Independent marries empowerment and action, with the ultimate mission of closing the power gap in investing by getting more women on the cap table, in the boardroom, and into positions of influence. Over the next 12 months, She’s Independent plans to deploy over $2M of capital collectively, and has invested in 13 deals since its formation in 2022.
An accomplished engineer turned Wall Street derivatives trader, investor, and advisor, Natalie has over a decade of tech operational experience, a portfolio of 30+ seed through later stage private investments, and has experienced liquidity events across 3 of the first 4 investments in her growth technology portfolio with an average return >20X.
She resides in Boulder, CO with her loving rescue pup Beans and is passionate about gender equity and mental health awareness.
As your income grows, so does the temptation to make life easier for your kids. But giving them financial abundance without the foundation of good money habits can backfire leading to entitled attitudes or future money struggles. Christine Luken gets real about fostering financial responsibility, gratitude, and independence in your children even when you can afford to say “yes” more often than “no.”
Christine discusses:
- How to teach kids the mechanics of money without boring lectures.
- Why shared experiences matter more than pricey gadgets?
- Why money should not be used as a tool to control children’s choices?
- Financial activities you can involve your children or relatives in.
- How to strike a balance between providing financial support to your children and ensuring they develop financial independence.
Resources:
- 60-minute consultation with Christine to create your personalized plan of action to increase your kids’ financial knowledge and experience, book here: https://bit.ly/60minsCL
- If you’re interested in working with me 1:1, apply for Financial Dignity® Coaching here:
https://www.christineluken.com/apply/ - Emma, The Emotional Money Coach: https://bit.ly/GetEmmaNow
Use promo code podcast (no spaces, no caps) for a special listener discount! - Wealthy Woman Book Club®
https://www.christineluken.com/wealthy-woman-book-club-join-now/ - Money is Emotional: Prevent Your Heart From Hijacking Your Wallet book:
https://www.christineluken.com/books/money-is-emotional-book/
Connect with Christine:
- Connect with Christine Luken for financial coaching:
- Emma, the Emotional Money Coach (Your ChatGPT AI coach): Use promo code podcast (no spaces, no caps) for a special listener discount!
- Join the Wealthy Woman Book Club:
- Money Mind(RE)set Hypnosis Library:
- Join the FREE Financial Dignity® Community:
Ready to set ambitious goals for 2026? Before you dive in, discover why celebrating your wins and learning from your challenges can transform your business and financial outcomes. In this episode, Christine Luken shares her proven year-end review process that sets the foundation for powerful goal-setting and lasting success.
Christine discusses:
- Why you don’t need to have your resolutions ready by January 1st.
- Why women especially tend to skip celebrating accomplishments.
- How to build momentum instead of starting from zero.
- The importance of creating celebration and vision boards that keep you motivated all year.
- How to connect financial goals with real meaning and make them stick.
Resources:
- If you’re interested in working with me 1:1, apply for Financial Dignity® Coaching:
- 5 Reasons Why People Give Up on Their Money Goals (Ep. 9)
- Books by Christine Luken
- Wealthy Woman Book Club®
- LH Agenda Planners
Connect with Christine:
- Connect with Christine Luken for financial coaching:
- Emma, the Emotional Money Coach (Your ChatGPT AI coach): Use promo code podcast (no spaces, no caps) for a special listener discount!
- Join the Wealthy Woman Book Club:
- Money Mind(RE)set Hypnosis Library:
- Join the FREE Financial Dignity® Community:
Are you and your spouse on the same page about money or do finances spark more stress than unity? On this episode of Money is Emotional podcast, Christine Luken dives deep into the “separate vs. joint accounts” debate, challenging money myths and sharing strategies every married couple should know.
Christine discusses:
- Why separate accounts don’t equal secrecy.
- How to build trust and prevent money fights.
- Smart money moves for blended families.
- Why secret bank accounts or debt is a red flag.
- How to protect personal and business assets with smart estate planning.
- Timely strategies for financial healing after experiencing financial abuse.
Resources:
- Is My Spouse Hiding Money from Me (Ep. 5)
- Triumphing Over Financial Abuse with Allison Dagney (Ep. 19)
- Books by Christine Luken
- If you’re interested in working with Christine, 1:1, apply for
Financial Dignity® Coaching:
Connect with Christine:
- Connect with Christine Luken for financial coaching:
- Emma, the Emotional Money Coach (Your ChatGPT AI coach): Use promo code podcast (no spaces, no caps) for a special listener discount!
- Join the Wealthy Woman Book Club:
- Money Mind(RE)set Hypnosis Library:
- Join the FREE Financial Dignity® Community:
On this episode of the podcast, host Christine Luken sits down with Dr. Joaquin Wallace, a leading voice in generational wealth psychology and behavioral finance. They tackle the “why” behind our money habits, how inherited beliefs play into the way we run our businesses (and our lives), and most importantly how you can re-write your own financial story for good.
Dr. Wallace’s down-to-earth wisdom goes beyond budget spreadsheets, delving deep into what holds high-achievers back and how to finally create a financial legacy that endures.
Joaquin discusses:
- Why you need to understand your financial genetic code?
- How to break free from financial shame.
- The emotional drivers behind our financial decisions.
- The 7-stage wealth model for your family’s future.
- Why emotional honesty is the secret to financial growth.
Connect with Christine:
- Connect with Christine Luken for financial coaching:
- Join the Wealthy Woman Book Club:
- Money Mind(RE)set Hypnosis Library:
- Join the FREE Financial Dignity® Community:
- Emma, the Emotional Money Coach (Your ChatGPT AI coach):
Use promo code “podcast” for special pricing!
Connect with Dr. Joaquin Wallace:
- Website: Dr. Joaquin Wallace
- Book: Generational Wealth Begins with Generational Knowledge®
- Podcast: The New Wealth Wave Podcast
- LinkedIn: Dr. Joaquin Wallace
- Instagram: Dr. Joaquin Wallace
- X: Dr. Joaquin Wallace
About our Guest:
Dr. Joaquin Wallace is a nationally recognized financial planner, Amazon best-selling author, and visionary speaker dedicated to bridging financial empowerment, leadership, and community transformation. His latest book, Generational Wealth Begins with Generational Knowledge—a transformative guide that redefines how we think about money and legacy—achieved Amazon Best Seller status and is empowering underserved and marginalized communities to build lasting prosperity.
Drawing on his personal journey, Dr. Wallace delivers dynamic and relatable keynote presentations on leadership, coaching, personal motivation, and generational wealth strategies. His message isn’t just about finance; it’s about helping people understand their “Financial Genetic Code” to make better choices and build a legacy.
Driven by a passion for creating pathways to opportunity, Dr. Wallace founded Project Transition, Inc., a groundbreaking welfare-to-work program. This initiative has empowered over 1,000 participants in Alameda County to transition into competitive careers, helping them break cycles of poverty and build sustainable futures. His impact extends far beyond program design—he equips individuals with the mindset, tools, and access they need for success.
Recognized among the most influential African Americans of the 21st century by Contemporary Black Biography, Dr. Wallace’s accolades include:
- Amazon Best Seller – Generational Wealth Begins with Generational Knowledge®
- Oakland Chamber of Commerce Community-Based Nonprofit of the Year
- Wells Fargo Living History Makers Award
- Recommendations for prestigious fellowships from the Ford Foundation and the Annie E. Casey Foundation
With every stage appearance, Dr. Wallace inspires audiences to see that Generational Wealth Begins with Generational Knowledge and that actual change happens when knowledge, opportunity, and action align.
On this episode, host Christine Luken discusses the challenges of emotional spending during the holiday season, emphasizing the importance of awareness and strategies to manage finances while navigating complex emotions.
Christine gets to the heart of why we overspend, how to recognize emotional triggers, and—most importantly—actionable ways to enjoy the holidays without regret. Drawing from her own experiences and her book, “Money is Emotional,” she shares how we can navigate seasonal financial stress with confidence and clarity.
Christine discusses:
- Why it is important to acknowledge emotional spending.
- How to set boundaries and say “No” with confidence.
- Why spending can’t fill an emotional void
- How loneliness, guilt and pressure impact spending decisions.
- Why finding joy in giving doesn’t have to mean overspending.
- How to gamify your holiday spending
Resources:
- Money Mind(RE)set Hypnosis to reprogram your unconscious mind for financial abundance:
- Why Money is So Emotional (Episode 2):
- Books by Christine Luken:
- If you’re interested in working with Christine, 1:1, apply for
Financial Dignity® Coaching:
Connect with Christine:
- Connect with Christine Luken for financial coaching:
- Emma, the Emotional Money Coach (Your ChatGPT AI coach): Use promo code podcast (no spaces, no caps) for a special listener discount!
- Join the Wealthy Woman Book Club:
- Money Mind(RE)set Hypnosis Library:
- Join the FREE Financial Dignity® Community:
On this episode, Christine Luken breaks down the concept of “conscious capitalism” which is a way of doing business that’s about more than just profit. It’s about paying people well, choosing vendors with values, and using your financial power to uplift others (including Mother Earth).
Christine shares stories from her own journey and offers actionable steps any you can take, whether you’re hiring staff, picking suppliers, or deciding where to spend and give. Imagine leading your firm with both confidence and compassion…and watching your influence grow.
Christine discusses:
- Distinction between traditional capitalism and conscious capitalism.
- Why “conscious capitalism” isn’t just for big corporations.
- How to give back without sacrificing growth?
- Benefits of buying from women and minority-owned businesses.
- Learn how generosity and ethical decision-making can actually fuel business growth.
- How to connect purpose with profit.
- Small changes you can make to better protect the environment.
Resources:
- Becoming the Benefactor Workshop (live and replay):
- How I Give Back:
- Quince (sustainable and ethical clothing, leather goods, and linens):
- Awe Inspired (jewelry that gives back):
- Honeycomb Luxury Toilet Paper:
- Conscious Capitalism® (organization for business owners):
- If you’re interested in working with Christine, 1:1, apply for
Financial Dignity® Coaching:
Connect with Christine:
- Connect with Christine Luken for financial coaching:
- Emma, the Emotional Money Coach (Your ChatGPT AI coach): Use promo code podcast (no spaces, no caps) for a special listener discount!
- Join the Wealthy Woman Book Club:
- Money Mind(RE)set Hypnosis Library:
- Join the FREE Financial Dignity® Community:
On this episode of the Money is Emotional podcast, host Christine Luken sits down with guest Shannon Villalba, founder of Heartsong Legal and a true innovator in the world of trademarks, copyright, and business strategy. Shannon isn’t your typical IP attorney, she’s a digital artist, a legal strategist, and someone who truly understands what it means to build a business with both ambition and purpose.
Shannon shares her journey from working with major entertainment brands to helping entrepreneurs protect the very ideas and methods that make them unique. You’ll learn the key differences between trademarks and copyrights, the common IP pitfalls that even smart business owners miss, and practical tips for turning your intellectual assets into long-term business value.
Christine and Shannon discuss:
- What Shannon learned about branding and business development from working with artists such as Backstreet Boys and NSYNC.
- The difference between trademarks and copyright.
- Common IP mistakes heart-centered entrepreneurs make.
- How protecting your intellectual property impacts the owner’s emotional well-being.
- How having a trademark stopped a multi-million dollar insurance company from registering “financial dignity”.
- The right time to consult an IP attorney and why waiting could cost you more than you think.
Resources:
- If you’re interested in working with Christine, 1:1, apply for
Financial Dignity® Coaching:
Connect with Christine:
- Connect with Christine Luken for financial coaching:
- Emma, the Emotional Money Coach (Your ChatGPT AI coach): Listeners, use promo code podcast for special pricing!
- Join the Wealthy Woman Book Club:
- Money Mind(RE)set Hypnosis Library:
- Join the FREE Financial Dignity® Community:
Connect with Shannon Villalba:
- Website: Heartsong Legal fka Villalba Firm
- LinkedIn: Shannon Villalba
- Instagram: HeartsongLawyerShannon
- Facebook: Shannon Villalba
- Website: United States Patent and Trademark Office (USPTO)
About Shannon Villalba:
Shannon Villalba, JD LLM, is a serial entrepreneur, attorney, and holistic practitioner, and is the founder of Heartsong Legal fka Villalba Law Firm, a law firm providing holistic business and legal strategies. Her holistic approach guides her clients through business and law, drawing upon her personal experiences, intuition, and signature Heartsong Chakra Framework, enabling her clients to change their legal and business strategy narratives.
Maybe you’re building a family legacy, planning for succession, or suddenly find yourself grappling with the weight of a financial windfall. Whatever your story, one thing is clear: wealth isn’t just a spreadsheet, it’s deeply personal.
This episode of Money is Emotional podcast features Marina Pearson as she and host Christine Luken dig into something most financial experts shy away from: the emotional burden that can come with inheriting wealth.
Christine and Mariana discuss
- Why inherited wealth is a burden in disguise?
- How women can claim their sense of sovereignty when it feels like money defines them.
- How women can stop surviving their inheritance and start living it.
- A compassionate truth you need to hear if you have a complicated relationship with inherited wealth.
- How family narratives and beliefs about money influence how we handle an inheritance.
- The emotional side of wealth transitions
- And more!
Resources:
- Emma, The Emotional Money Coach (AI Financial Coach trained by Christine Luken)
Use promo code “podcast” for a special discount: - Connect with Christine Luken for financial coaching:
- Join the Wealthy Woman Book Club
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
Connect with Mariana Pearson
- She Who Inherits Quiz:
- Website: Marina Pearson
- Linkedin: Marina Pearson
- Facebook: Marina Pearson
- TikTok: Wealth Unshackled
About Our Guest
Marina Pearson is a mother, bestselling author, podcast host, TEDx speaker, and joy coach.
She has over 15 years of experience guiding women to step into the truth of who they are — and lead from it.
She is the author of two books: Goodbye Mr Ex, an international bestseller translated into four languages, and The Joy of Being, translated into two languages.
Her message has been shared on global stages, in magazines, on ITV’s This Morning, and through my podcast The Joy of Being, which was named one of New Magazine’s Top Ten Wellbeing Podcasts alongside Russell Brand, Dr. Rangan Chatterjee, and Ruby Wax.
Today, her work is devoted to freeing creative female inheritors dissolve the guilt, shame, and mistrust that wealth so often awakens — so they can lead as sovereign stewards of their money, their desires, and their lives.
On this episode of Money is Emotional podcast, host Christine Luken tackles a timely question:
Will AI Replace Financial Coaches?
The answer might surprise you, yes and no.
Discover why a human touch remains vital in your financial journey, especially during stressful or complex situations. Christine shares personal stories, explores the limitations of AI when it comes to emotional intelligence, and highlights how technology can actually enhance your financial planning by making support more accessible, data-driven, and tailored to your unique needs.
Whether you’re considering adding an AI-driven resource to your advisory team or wondering what a human coach can do that an app can’t, this episode breaks down the balance.
Learn how you can combine the best of both worlds to achieve financial clarity and peace of mind.
Christine discusses:
- Human wisdom is an irreplaceable asset.
- AI is a powerful support tool not a substitute.
- Why AI cannot provide genuine emotional support?.
- How AI makes financial coaching more scalable and accessible.
- Emma, a custom financial coaching AI that mimics her voice, wisdom and approach.
Resources:
- Emma, The Emotional Money Coach:
Use promo code podcast (no spaces, no caps) for a special listener discount - Wealthy Woman Book Club
- If you’re interested in working with me 1:1, apply for
Financial Dignity® Coaching
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Loved this episode? Go here to leave us a little tip!
Are you still trying to make traditional budgeting work for you even though your income and expenses are anything but predictable?
Many of us were taught to use “static” budgets, but for professionals with variable income and complex finances, this old-school approach often leads to stress, guilt, and missed opportunities.
On this episode of Money is Emotional podcast, host Christine Luken dives into the dynamic budgeting method which allows you to set targets and adjust in real time as your financial situations evolve. This approach helps you make smarter, more honest decisions without feeling like you’ve “failed” every time life takes an unexpected turn.
Christine discusses:
- Why traditional budgets are sabotaging your success?
- How dynamic budgeting works in the real world.
- The growing complexity of modern financial lives.
- Tools and tips for financial clarity.
- How to ensure your budgets reflects reality not wishful thinking.
Resources:
- Monarch Money Personal Finance App 50% Discount
- Wealthy Woman Book Club
- Money is Emotional: Prevent Your Heart from Hijacking Your Wallet book
- If you’re interested in working with me 1:1, apply for
Financial Dignity® Coaching
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Loved this episode? Go here to leave us a little tip!
On this episode of Money is Emotional podcast, we explored how crystals can enhance your mindset and support your financial journey. While they aren’t a substitute for solid money management, crystals like Citrine, Pyrite, Green Aventurine, Sunstone, and Fluorite can help boost your confidence, focus, and abundance mindset. Remember, your prosperity starts with smart decisions—and a little extra sparkle never hurts.
Christine discusses:
- How crystals work
- How to integrate crystals to your daily routine.
- The use of crystals in devices such as wristwatches and computers.
- The top crystals for abundance.
- Why you must not let collecting crystals become an unchecked expense
Resources:
- Money Mind(RE)set hypnosis library
- Wealthy Woman in the Making Bracelet
- Understanding Crystal Energy Course
- Sarah Belle Style Crystal Shop
- If you’re interested in working with me 1:1,
apply for Financial Dignity® Coaching
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Loved this episode? Go here to leave us a little tip!
OUTLINE:
01:27 – How Crystals work
05:00 – Christine path into exploring crystals
09:08 – Citrine: Your Energetic Cheerleader
11:23 – Pyrite – The Manifestation Magnet
14:46 – Green Aventurine – The Prosperity Amplifier
16:01 – Sunstone – The Self-Leadership Spark
18:42 – Fluorite – The Focus Friend
Disclaimer:
Crystals are powerful energetic tools but they’re NOT a replacement for wise money management or a magnetic money mindset. They’re an enhancement, not a magic wand. Think of them like your favorite essential oil perfume. It’s beautiful and supportive, but if you haven’t showered in two weeks, no amount of it will erase your stink.
On this episode of the Money is Emotional podcast, Christine Luken and Mark Dolfini discuss the concept of time wealth, emphasizing its importance for entrepreneurs. Mark shares his journey from feeling overwhelmed in his business to creating a framework that enables better time management and personal fulfillment. They delve into the Viper framework, which includes vision, infrastructure, process, execution, and reporting, providing actionable insights for business owners to reclaim their time and achieve a balanced life. The conversation also explores overcoming guilt and fear, the importance of delegation, and the benefits of building a supportive team.
Mark discusses:
- The relationship between time wealth and financial wealth for entrepreneurs.
- How he unintentionally created the opposite of time wealth in his business.
- Why it is important to have a clear vision for your business and life.
- The concept of hiding in activity or inactivity.
- His “VIPER” method for reclaiming time.
- The three Cs of a business vision.
Resources:
- Episode 34: Becoming a Profitable Landlord
- The Time Wealthy Advantage book by Mark Dolfini
- Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs by Christine Luken
- The Four Agreements by Don Miguel Ruiz
- Top Five Regrets of the Dying by Bronnie Ware
- Worthy: Boost Your Self-Worth to Grow Your Net Worth by Nancy Levin
Connect with Christine Luken:
- Join the Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Money Mind(RE)set Hypnosis Library
- Join the FREE Financial Dignity® Community
Connect with Mark Dolfini:
- Website: Strategic Boardroom
- Facebook: Mark Dolfini
- Youtube: Strategic Boardroom
- Instagram: Mark Dolfini
- Mark’s Free Facebook Group: The Time-Wealthy Advantage
About our Guest:
With an eclectic background spanning from his time as a U.S. Marine to various professional roles, including accounting and real estate, Mark Dolfini gathered a wealth of experience—both in successes and failures. It’s this diverse journey that uniquely qualifies him as a strategic business coach.
But, beyond qualifications, Mark’s mission has been clear—he’s here to guide individuals who are tired of being run by their businesses and instead want their businesses to serve their lives.
Strategic Boardroom was born out of this idea and strives to help business owners and leaders learn how to set clear priorities, maintain a focused vision, and implement systems that align with that vision.
We are committed to showing you that it’s possible to achieve both personal and professional success without sacrificing one for the other.
On this episode of The Money is Emotional Podcast, host Christine Luken, the acclaimed financial dignity coach, explores her top three emotional money tools to help you make smarter financial decisions and grow your wealth . Christine shared why emotionally charged savings matter, how processing your emotions can help you spend less, and the power of treating yourself like your own best friend when big money choices arise. Remember, your emotions aren’t the enemy—they’re the key to more confident and successful financial planning.
Christine discusses:
- The primitive’s brain preference for immediate reward over delayed gratification.
- How to use both positive and negative emotions to encourage savings.
- The myth that you can leave emotions out of money.
- The interplay between logic and emotions work in financial decision making.
- How to manage not eliminate emotions before making financial decisions.
Resources:
- If you’re interested in working with me 1:1, apply for Financial Dignity® Coaching:
- Money is Emotional book:
- Foundations of Financial Dignity® Course for advisors, CPAs, and financial coaches:
- Wealthy Woman Book Club
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Loved this episode? Go here to leave us a little tip!
On this episode of The Money is Emotional podcast, host Christine Luken sits down with Akash Kanojia, finance professor at UT Austin and a former Wall Street bond investor with over 15 years of experience at institutions like McKinsey and the Federal Reserve. Together, they tackle one of the toughest challenges for high-achieving professionals: how to keep your cool and stick to your investment plan when market volatility triggers panic, fear, and even FOMO.
Akash shares candid stories from his own investment career—including early setbacks and the lessons learned about discipline, emotional awareness, and long-term strategy. He unpacks why even the savviest professionals can fall prey to herd mentality, make impulsive decisions, or let their egos interfere with sound judgment. Christine and Akash offer clear, practical advice for staying focused on your financial goals, building robust systems, and harnessing emotional intelligence to make better decisions—especially when markets go haywire.
Christine and Akash discuss:
- Why every market crash is an emotional story
- The permanence of fear and panic even among professional investors.
- The major lessons Akash learnt from his $750,000 trading loss.
- How external opinions and sensationalist media coverage amplify investor emotions.
- Historical cycles of FOMO.
- Why it is important to reframe money as a tool to support not define happiness
Resources:
- Join the FREE Financial Dignity® Community
- Connect with Christine Luken for financial coaching
- Join the Wealthy Woman Book Club
- Money Mind(RE)set Hypnosis Library
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Loved this episode? Go here to leave us a little tip!
Connect with Akash Kanojia
- Linkedin: Akash Kanojia
- Website: Akash Kanojia
About our Guest:
Akash holds a BBA degree from the McCombs School of Business at The University of Texas at Austin, a BA degree in Economics from the University of Texas at Austin, a Doctor of Jurisprudence degree from New York University’s School of Law, where he was a Jacobson Scholar in Law & Business, and a Master of Public Policy degree from Harvard University’s Kennedy School of Government. Akash is also a member of the New York State Bar and is a CFA charterholder.
Akash has also had roles at McKinsey & Company, De Nederlandsche Bank, and the Federal Reserve Bank of New York. He led the stand-up, launch and day-to-day operations of the Commercial Paper Funding Facility, an emergency lending vehicle at the vanguard of the Federal Reserve’s effort to fight against the COVID-19 pandemic. He was also a key advisor to Federal Reserve Bank of New York leadership on green finance and markets. At McKinsey, he assisted financial and energy sector clients in navigating the aftermath of the 2008 crash. He managed a €30 billion sovereign fixed-income portfolio across the euro, dollar, and yen at De Nederlandsche Bank. Akash founded two companies, one in the battery space and another in the document management space, and served for 10 years on the Board of Directors of the Lineage Project, an NYC nonprofit. Akash is also an Adjunct Professor of Law at NYU’s School of Law and its Stern School of Business.
On this episode of the Money is Emotional podcast, Christine Luken explores the intricate relationship between money and happiness. She emphasizes that while money can support happiness, it is not the source of it. The conversation delves into the concept of the income plateau, where happiness levels off after a certain income point. Christine encourages listeners to find joy in their current financial journey, practice mindfulness in money management, and prioritize spending on experiences and relationships over material possessions. The episode concludes with a focus on aligning spending with personal values and the intentional use of money to foster a fulfilling life.
Christine discusses:
- The job of money is to support our happiness, not be the source of it.
- True happiness is about peace, well-being, and contentment.
- More money can increase happiness, but only to a point.
- Chasing money as a source of happiness is a losing race.
- Ignoring money leads to stress and anxiety.
- Spending out of alignment with your happiness.
Resources:
- If you’re interested in working with me 1:1, apply for Financial Dignity® Coaching:
- Money Mind(RE)set Hypnosis Library:
Use promo code podcast to save 25%! - Wealthy Woman Book Club
- Episode 1: I Let My Heart Hijack My Wallet:
- Happy Money: The Science of Happier Spending by Elizabeth Dunn & Dr. Michael Norton
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Loved this episode? Go here to leave us a little tip!
On this episode of the Money is Emotional podcast, host Christine Luken sits down with cybersecurity expert Dave Hatter to unpack the latest tricks scammers are using to target individuals and businesses. They discuss the evolution of scams, the role of social engineering, and the necessity of cybersecurity awareness. Dave shares insights on common scams, particularly those that exploit emotions related to money, and emphasizes the need for strong passwords and multi-factor authentication.
Christine and Dave discuss:
- The most common scams hitting inboxes and smartphones right now.
- How a few smart habits can keep your money secure—no tech degree required.
- Real-world examples of financial scams targeting professionals and businesses
- How social engineering and spoofing make even the savviest professionals vulnerable.
- Practical, actionable steps individuals and businesses can to safeguard their financial information and navigate the digital landscape safely:
- Using strong, unique passwords and password managers.
- Turning on multi-factor authentication for all business-critical accounts.
- Recognizing red flags in suspicious communications.
Resources:
- Join the FREE Financial Dignity® Community
- Connect with Christine Luken for financial coaching
- Join the Wealthy Woman Book Club
- Money Mind(RE)set Hypnosis Library
- Book: A Canticle for Leibowitz by Walter M. Miller Jr
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
- Loved this episode? Go here to leave us a little tip!
Connect with Dave Hatter:
- Website: Intrust IT
- X: Dave Hatter
- Linkedin: Dave Hatter
Scam Protection Websites & Resources
- Cybersecurity & Infrastructure Security Agency (CISA)
- Federal Bureau of Investigation (FBI)
- Internet Crime Complaint Center (IC3)
- ZDNET
- CNET
- TechRadar
- PCMag
- Consumer Reports
- Listen how AI can clone your voice, use it in phishing scams
About Our Guest:
Dave Hatter is Cincinnati’s top cyber security pro. If his name sounds familiar, it’s not surprising: He’s an award-winning technology professional who’s done thousands of media interviews as a subject matter expert. In addition to offering expert advice on the radio, TV and internet, Dave serves as Intrust’s cyber security consultant.
During Dave’s 30 plus years in the business, he’s focused on software development and cyber security. He has experience as a software engineer, project manager and instructor. In addition to working in the industry for decades, Dave has been an adjunct instructor at Cincinnati State Community and Technical College for nearly 20 years, teaching programming courses to help the next generation of workers prepare for careers in technology.
An enthusiastic technology student and evangelist, Dave has written more than 100 published articles and has been quoted in national and regional print media including: The Wall Street Journal, Money, MSNBC, Salon, Reader’s Digest, MSN, Business Insider, The Street, Yahoo!Money, The Ladders, Dice.com, InfoWorld, ComputerWorld, CIO, CSO, CIO Update, Search CIO, Digital Trends, Tech Beacon, CyberNews, Lifewire and GearBrain.
Dave is passionate about cyber security, lifelong learning and continuous improvement and he is constantly working to improve his skills and stay at the cutting edge of industry. He has earned the following cyber security certifications and is always working toward something new:
- Certified Information Systems Security Professional (CISSP)
- Certified Information Security Manager (CISA)
- Certified Information Security Manager (CISM)
- Certified Secure Software Lifecycle Professional (CSSLP)
- Certified Cloud Security Professional (CCSP)
- CompTIA’s Security +
- CompTIA’s Network +
If you’re up early on Fridays, tune in to Dave’s regular radio show, “Tech Friday” aired each week at 6:30 a.m. on 55KRC in Cincinnati. You can also catch him each Monday on Toledo’s WTVG Tech Monday at 6:30 a.m. and The Nine at 9 a.m. on ABC 13.
You can view nearly 250 of Dave’s interviews on his YouTube channel.
On this episode of Money is Emotional podcast, host Christine Luken sits down sits down with renowned Certified Financial Planner™ and Accredited Financial Counselor® Tania Brown to tackle the emotional rollercoaster and financial realities of leaving traditional employment and building your own business. You’ll hear about Tania’s own journey from executive life to entrepreneurship (hint: …
On this episode of The Money is Emotional Podcast, host Christine Luken, the acclaimed financial dignity coach, dives deep into the often uncomfortable topic of “Overcoming Money Shame.” Using insights from Brene Brown’s “Atlas of the Heart,” Christine unpacks heavy emotions like shame, guilt, and perfectionism—showing how they manifest specifically in our financial lives. She …
On this episode of The Money is Emotional Podcast, host Christine Luken delves into the intricacies of family wealth transfer with Paul Deloughery, an experienced estate planning and probate litigation attorney with over 25 years of experience. Paul shares insights from his own journey, highlighting the importance of seeing your family as a championship team with …
On this engaging episode, Financial Dignity® Coach Christine Luken chat with Tammy Tyree, an award-winning author and clinical hypnotherapist. Together, they explore the fascinating world of hypnosis and how it can dissolve deep-seated money blocks. Tammy shares her journey into hypnotherapy and reveals how this powerful tool works to replace old, limiting beliefs with empowering …
Can a life filled with adversity be transformed into empowering success? On this episode, Financial Dignity® Coach, Christine Luken is joined by special guest Patrina Wisdom, the founder of Pure Abundance, Inc. Together, they explore Patrina’s framework for redefining success and achieving a life filled with joy and financial independence. Patrina shares her remarkable journey …
If we know that comparison has the tendency to make us feel bad, why do we do it? Let’s unpack it together. On this episode, Financial Dignity® Coach, Christian Luken revisits one of her favorite books called Atlas of the Heart by Brene Brown. She shares insights on comparison, envy, and contentment and how they …
What does it feel like to give back and still thrive financially? In this episode, Financial Dignity® Coach Christine Luken chats with Derrick Kinney, author of the bestseller “Good Money Revolution.” Derrick’s journey from running a top financial advisory firm to spearheading a movement where money meets meaning is both inspiring and revolutionary. Discover why …
What happens when grief, trauma, and money intertwine? In this episode, Financial Dignity® Coach, Christine Luken, welcomes special guest DonJay Rice, a certified financial behavior specialist, to explore how life’s trials can impact our relationship with money. DonJay shares his deeply personal journey from childhood poverty and trauma to financial enlightenment. Together, let’s learn how …
Are you over the old advice to just save and never enjoy your money? Ready to discover how to balance saving and living? Join Financial Dignity® Coach, Christine Luken as she discusses balancing ‘Provider Money’ and ‘Pleasure Money’ energies in your financial life. Christine shares insights on how to identify imbalances, practical strategies for achieving …
Are you ready to claim your seat at the financial table? Christine Luken sits down with Jennifer Rogers Markwell, an Emmy-nominated journalist turned financial planner, to explore the journey of empowering women through finances. Jennifer shares her transformative path from journalism to founding Platinum Wealth Management and discusses the importance of financial literacy and emotional …
Join Financial Dignity® Coach, Christine Luken as she discusses the significant impact of medical bills on personal finances. She emphasizes the importance of questioning medical recommendations, understanding financial responsibilities, and utilizing tax-free accounts for healthcare expenses. Gain insight and clarity with these key highlights: The importance of reviewing and even questioning the costs of procedures …
It’s entirely possible to build a thriving business on social media, even with a small audience. You just need to know how to do it! If you are an entrepreneur looking to leverage deeper connections with your online community, you need to download this episode of Money Is Emotional. Join Financial Dignity® Coach, Christine Luken …
In a world where financial paradigms constantly shift, understanding the deep emotional ties we have with money becomes increasingly relevant. Join Christine Luken as she welcomes back special guest Casandra Austin-McDonald for an in-depth conversation surrounding her journey as a biracial woman. Together they explore the often-unspoken money conversations in her family, the profound impact …
In this episode, Financial Dignity® Coach Christine Luken is joined by Casandra Austin-McDonald to share her personal experience managing finances as a multiracial woman. Together, they explore how diverse racial backgrounds shape financial journeys, discuss the impact of systemic issues on wealth-building, and highlight the importance of emotional healing in achieving financial well-being. Casandra discusses: …
Are you confident your financial advisor is truly working for you? Welcome back to Hiring and Working with a Financial Advisor: Part 2, where Financial Dignity® Coach, Christine Luken, dives into the fiduciary standard and arms you with essential questions to ask your financial advisor that ensure you’re hiring the right advisor for your unique …
Hiring a financial advisor can change the trajectory of your financial future – for better or worse.
In this episode, Financial Dignity® Coach, Christine Luken, highlights the essential aspects of hiring and working with a financial advisor. She addresses whether hiring a financial advisor is necessary for everyone and how to identify the right advisor for your financial goals. Whether you’re considering hiring or firing an advisor, Part 1 of this two-part series offers valuable insights into making informed decisions that align with your financial goals.
Key takeaways include:
- Why financial planning is a necessity but hiring a financial planner is optional
- Reasons why you might want a financial advisor
- How you can find and hire a financial advisor
- And more
Resources:
- The Wealthy Woman Book Club
- Girls That Invest by Simran Kaur
My NEW Book is Now Available!
- Provider Money Pleasure Money
- Provider Money, Pleasure Money – Amazon US
- Provider Money, Pleasure Money – Amazon CA
- Provider Money, Pleasure Money – Amazon UK
- Provider Money, Pleasure Money – Amazon AU
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
Learn how you can support your working partner effectively with today’s special guest, Brian Page, founder of Modern Husbands.
In this episode, Financial Dignity® Coach, Christine Luken, sits down with Brian to talk about the dynamics of supporting working women and practical ways men can be better partners both financially and at home. Brian shares his personal experiences and practical advice on creating a balanced home, effective financial communication, managing household responsibilities as a team, and making time for what’s truly important.
Tune in and learn about navigating financial roles, breaking societal norms, and fostering a harmonious household.
Brian talks about:
- The journey that led him to create the Modern Husbands
- How his relationship with money has changed now that his wife is the majority income earner in their household
- The stereotypes that he and his wife encountered regarding how they manage money, parenthood, and their household
- Tangible ways that men can support working women
- How the Money Marriage Toolkit helps couples create more harmony in their relationships
- And more
Resources:
- I Disagree With Dave Ramsey (Ep. 13)
- $100 off the Money Marriage U Toolkit
My NEW Book is Now Available!
- Provider Money Pleasure Money
- Provider Money, Pleasure Money – Amazon US
- Provider Money, Pleasure Money – Amazon CA
- Provider Money, Pleasure Money – Amazon UK
- Provider Money, Pleasure Money – Amazon AU
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
Connect with Brian Page:
- Modern Husbands
- Modern Husbands Podcast
- Instagram: @ModernHusband
- YouTube: Modern Husbands
- Facebook: Modern Husbands
About our Guest:
Brian Page is a husband, dad, and Founder of Modern Husbands. Brian spent 15 years as a personal finance and economics educator before transitioning to a senior-level position with Next Gen Personal Finance when he moved to Atlanta to support his wife’s career. Brian was recognized as a CNN Money Hero and is a former Working Group Member of President Obama’s Advisory Council on Financial Capability. He founded Modern Husbands, which is dedicated to sharing ideas on managing money and the home as a team.
Thinking of buying a car soon?
In this episode, Financial Dignity® Coach, Christine Luken, dives into the essential numbers you need to know before stepping into a car dealership. From understanding your current car’s value, trading in or selling options, to grasping personal financial figures like your credit score and down payment, this episode equips you with all the necessary tools to be a smart car shopper. Additionally, Christine shares an important perspective on the car buying process, including the often-overlooked total cost of ownership and the psychological tactics employed by salespeople – all to ensure you drive away with a deal that suits your financial health.
Christine discusses:
- The different things to keep in mind when you’re trading your car vs selling it
- The three important personal numbers you need to know: your credit score, downpayment, and walk away price
- The importance of researching the vehicle you want to buy so you know the price range for the options you want
- How getting financing from the dealer is like buying two products
- Why you need to understand your emotional triggers during the car buying process
- And more
Resources:
- The Wealthy Woman Book Club
- Provider Money Pleasure Money book
- Provider Money, Pleasure Money book – Amazon US
- Provider Money, Pleasure Money book – Amazon CA
- Provider Money, Pleasure Money book – Amazon UK
- Provider Money, Pleasure Money book – Amazon AU
- Demystifying Credit Scores
- What’s My Car Worth
- Cost of Car Ownership
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Are your spiritual beliefs affecting your financial health?
Viewing money as a spiritual tool can help you break free from a scarcity mindset.
In this episode, Financial Dignity® Coach, Christine Luken, welcomes David Hayward, a former pastor-turned-artist known for his Naked Pastor blog, to discuss his book, “Money Is Spiritual.” David shares his personal journey from a scarcity mindset to financial freedom, emphasizing the importance of seeing money as a spiritual asset. They explore breaking negative money beliefs, practical steps for healing your financial relationship, and the power of positive communities.
David discusses:
- How his upbringing and career as a pastor influenced his money mindset.
- The concept of money being spiritual and its potential to be worshiped
- Why so many people spiritualize negativity about money
- Tips on overcoming guilt and learning to charge what you’re worth as an artist
- Why it’s so important to surround yourself with positive influences to transform your financial outlook
- And more
Resources:
- Money Is Spiritual by David Hayward
- Secrets of the Millionaire Mind by T. Harv Eker
- Endure by Alex Hutchinson
- Educated by Tara Westover
- The Quantum Physics of Manifesting with Carissa Andrews (Ep. 43)
My NEW Book is Now Available!
- Provider Money Pleasure Money
- Provider Money, Pleasure Money – Amazon US
- Provider Money, Pleasure Money – Amazon CA
- Provider Money, Pleasure Money – Amazon UK
- Provider Money, Pleasure Money – Amazon AU
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
- The Wealthy Woman Book Club
- Connect with Christine Luken for financial coaching
Connect with David Hayward:
- Naked Pastor
- YouTube: Naked Pastor
- Instagram: @NakedPastor
- TikTok: @NakedPastor
About our Guest:
David Hayward served the church for about 30 years, then left the ministry in 2010. He’s been running the nakedpastor blog since 2005, where he posts provocative cartoons, articles, and artwork. He launched an online community called The Lasting Supper, a place for people to change without being judged or instructed and where they can learn to become spiritually independent. He’s been cartooning, making art, writing, and speaking about his core passions: personal authentic freedom, the power to change our own lives and communities, and the creative spirit to make our world a better place. He’s written many books, one of which is “Money Is Spiritual,” to help people overcome negative beliefs and unhealthy attitudes about money that are often entertained by spiritual people, artists, and others. He and his wife live in eastern Canada. They have three adult children.
Have you ever wanted to tap into the scientific principles of quantum physics to manifest your dreams?
Let’s talk about how you can!
In this episode, Financial Dignity® Coach, Christine Luken, introduces our special guest Carissa Andrews, an award-winning indie author and CEO of Author Revolution. Carissa unpacks the intricate relationship between quantum physics and manifestation. She addresses the significance of decision-making in collapsing infinite possibilities into tangible realities, provides a clearer understanding of quantum entanglement and its role in attracting your desires, and explains the importance of action in turning your dreams into reality.
Carissa shares her fascinating experience with manifestation masterminds and how they amplify our intentions.
Key highlights include:
- How Carissa began pairing the business of writing with mindset, manifestation, and quantum physics
- Why the first step to manifesting, to decide, is so important
- Explanation of quantum entanglement and how it applies to the manifestation process
- The critical role of taking steps – even small ones – that align with your goals
- And more
Resources:
- The Wealthy Woman Book Club
- Provider Money Pleasure Money: The Energetics of Personal Finance book
- Millionaire Author Manifestation Waitlist
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Connect with Carissa Andrews:
- Author Revolution
- LinkedIn: Carissa Andrews
- Facebook: Author Revolution
- Instagram: @authorrevolution
- Author Revolution Podcast
- Amazon Books: Carissa Adams
About our Guest:
Carissa Andrews is an award-winning and internationally bestselling indie author with over 25 books published. Carissa is the CEO of Author Revolution, an online academy dedicated to helping indie authors become publishing powerhouses. As the host of the Author Revolution Podcast, Carissa dives into topics from step-by-step strategies for indie authors to mindset techniques that elevate authors to manifest their millionaire author destiny.
How can you navigate the complexities of transitioning a family business to the next generation?
Today on Money Is Emotional, Financial Dignity® Coach, Christine Luken, sits down with Financial Life Planner and host of Transition Talks: Business Exit & Retirement Strategies, Josh Ackerman, who shares invaluable insights on handling the financial and emotional aspects of passing a family business to the next generation. Learn why treating your children fairly doesn’t always mean treating them equally and discover the essential conversations to have early on.
Join Christine and Josh to hear real-life experiences about what goes into creating a seamless handover, maintaining family harmony, and planning for the future.
Top takeaways include:
- Why Josh decided to join his father’s financial services firm, Context Financial
- The biggest and most common pitfall in business transitions
- Why treating your children fairly may not always mean treating them equally
- What business owners with young children should be thinking about
- And more
Resources:
- The Wealthy Woman Book Club
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Connect with Josh Ackerman:
- Context Financial
- josh@contextfinancial.com
- LinkedIn: Josh Ackerman
- Facebook: Context Financial, LLC
- Instagram: Context Financial
- YouTube: Context Financial
About Our Guest:
Josh Ackerman, joined Context Financial in 2006 and became a Certified Financial Planner in 2009. Josh is a member of the Financial Planning Association, a national association that supports CFP® professionals, financial planners, academic leaders, students, and those who support the financial planning process. He is the host of Transition Talks: Business Exit & Retirement Strategies.
Are you ready to discover the keys to becoming a wealthy woman?
In this episode, Financial Dignity® Coach, Christine Luken, shares the surprising keys women can use to unlock their financial power and take control of their money. Through defining what true wealth means beyond just numbers, sharing personal journeys, exploring the power of emotions, and embracing discomfort, listeners will learn how to achieve financial confidence and empowerment.
Christine discusses:
- What “wealthy” means, and why women should aspire to it
- Her journey to becoming a Wealthy Woman
- How to use emotions as a superpower in financial decision-making and goal-setting
- Building money confidence with competency and community
- Why we need to step out of our comfort zone to achieve financial growth and stability
- And more
If you’re interested in working with Christine 1:1, apply for Financial Dignity® Coaching here: https://www.christineluken.com/apply/
Resources:
- The Wealthy Woman Book Club
- The Wealthy Woman Within Masterclass
- I Let My Heart Hijack My Wallet (Ep. 1)
- Why Money is So Emotional (Ep. 2)
- Escaping Financial Abuse with Allison Dagney (Ep. 19)
- The Tools: Transform Your Problems into Courage, Confidence, and Creativity by, Phil Stutz and Barry Michels
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
How do some families navigate the college funding maze without stumbling or getting lost? Join us on this episode of Money is Emotional as we uncover the secrets to avoiding costly college mistakes!
Today, Financial Dignity® Coach, Christine Luken, welcomes Dan Bisig, aka Dan The College Man, a College Admissions and Funding Expert, founder of College and Beyond, LLC, the co-author of the College Entrance Game Plan, and a beacon of hope for parents and students navigating the murky waters of college admissions and financial planning.
They dig deep into the world of college admissions and funding and address the issues that many families face and how to sidestep them. With his wealth of experience and compassionate approach, Dan guides us through the complex process, ensuring families make informed decisions that align with their financial and academic goals.
Tune in and equip yourself with the knowledge to make the college journey a financially savvy and stress-free experience.
Key takeaways:
- The importance of early and open discussions about college finances between parents and students to set realistic expectations
- Understanding student loans, and why expecting a full-ride scholarship could be unrealistic
- Selecting a college is not just about prestige but finding the right fit financially, academically, and personally for the student
- Recent challenges with the FAFSA process highlighting the need for diligent preparation and understanding of federal aid
- The difference between “full ride” and “full tuition” scholarships
- And more
Resources:
- The Wealthy Woman Book Club
- College Entrance Game Plan by Ryan Clark and Dan Bisig
- Dan Bisig’s College Scholarship & Financial Aid Course
(Save 50% with promo code “christine50”) - Free College Money Report
- Mike Rowe Works Scholarship
- MyCAP Software
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Connect with Dan Bisig:
- College And Beyond LLC
- Facebook: College And Beyond LLC
- Instagram: @danthecollegeman
- X (Twitter): Dan Bisig
About Our Guest:
Dan Bisig is a popular Author, Speaker, College Admissions and Funding Expert, and Founder of College and Beyond, LLC. He is passionate about helping students get into the right college, at the right price, pursue the right major or career path, and graduate right on time!
After spending 25 years as a Financial Planner and seeing families make incredibly tough decisions when it came to college, Dan decided he had to do something about it. Over the past 18 years, he has helped thousands of students and parents across the United States and Internationally as well as navigate their way through the college process.
Dan co-authored the book, College Entrance Game Plan: Your Comprehensive Guide To Collecting, Organizing, and Funding College. He is a member of the Higher Education Consultants Association (HECA), and the Kentucky Association for College Admission Counseling (KYACAC). Dan is also a College Expert with College Aid Pro where he often is invited to speak on various college funding and admissions topics.
Dive into the heart of financial coaching with Kelsa Dickey on Money is Emotional.
In this episode, Financial Dignity® Coach, Christine Luken, is joined by Kelsa Dickey, financial coach and creator of The Financial Coach Academy®, for a chat about the financial coaching industry. Their conversation dives deep into the essence of financial coaching, how it illuminates the path for personal financial management, and what someone should look for in a financial coach. Listen in as Kelsa emphasizes taking action over mere financial literacy.
Kelsa discusses:
- Her inspiring path to becoming a financial coach and launching The Financial Coach Academy®
- What to look for when hiring a financial coach
- Important trends and cautions in the financial coaching space
- Tips for overcoming initial reluctance to seek financial coaching
- What advice she would give herself at the beginning of her financial coaching career
- And more
Resources:
- The Wealthy Woman Book Club
- The Financial Coach Academy Podcast
- The Financial Coaching Playbook by Kelsa Dickey
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Connect with Kelsa Dickey:
- Financial Coach Academy
- Fiscal Fitness
- LinkedIn: Kelsa Dickey
- Instagram: @moneycoachkelsa
- Instagram: @fiscalfitnessphx
About our Guest:
Kelsa Dickey is the CEO and financial coach behind Fiscal Fitness Phoenix and The Financial Coach Academy®. Kelsa helps people achieve their money goals through 1:1 coaching and by mentoring other financial coaches on delivering that same transformation for their clients. Kelsa is a fitness enthusiast who loves to train in powerlifting as a hobby, is a mom of two, and enjoys spending her summers in Michigan.
Welcome to today’s episode, where Financial Dignity® Coach, Christine Luken serves up some ‘food for thought’ regarding food prices and how you can eat without draining your wallet.
For many families, the increasing cost of food is gnawing a big hole in their budget. Let Christine dish out some practical tips to help you manage your spending on groceries, dining, and takeout. Plus, she will feed your mind with budget-friendly strategies so you can have your cake and eat it too!
Pull up a chair and join Christine as she discusses:
- How COVID-19 and inflation have increased food prices by 25%
- The hidden costs of food delivery services like DoorDash and UberEats
- Tactics on how you can dine out without blowing your budget
- Smart shopping tips to prevent food from becoming your budget’s black hole
- Why meal planning should be a non-negotiable in your financial toolkit
- And more
Resources:
- BONUS!! Check out this exclusive resource: Mindful Meal Planning E-book.
- The Wealthy Woman Book Club
- Money Is Emotional: Prevent Your Heart from Hijacking Your Wallet
- NY Times: Up to 91% More Expensive: How Delivery Apps Eat Up Your Budget
- Store Brands Made by Name Brand Companies
- ALDI Grocery Stores
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Are finances a thorny issue in your relationship?
Today on Money is Emotional, Financial Dignity® Coach, Christine Luken, alongside special guest Kevin Bruce Scott, dives deep into the often complex dynamic of men, money, and emotions. Kevin, a renowned Men’s Empowerment and Relationship Coach, sheds light on the internal battles men face around finances and how these struggles impact their relationships. Throughout their engaging conversation, they explore actionable strategies for better communication, understanding, and connection between partners when discussing money.
Kevin’s top takeaways:
- Understanding the pressure men feel to provide and the impact on their self-worth
- Tactics for managing dynamics and emotions in relationships where women are the primary earners
- Tips and strategies for open, honest, and effective financial discussions between partners
- An insightful look into Kevin’s transformative program focused on empowering men to lead with integrity in all areas of life, including finances
- And more!
Don’t miss the full conversation for a deeper understanding of how emotions and money interplay in relationships and discover practical tips for achieving financial harmony with your partner.
Resources:
- The Wealthy Woman Book Club
- The Word of Man Program
- 9 Ways You May Be Unknowingly Destroying Your Relationship: What If You Showed Up as the Man You Were Meant to Be? By Kevin Bruce Scott
- The Change In Your Relationship Starts With You: What if you showed up as the man you were meant to be? By Kevin Bruce Scott
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Connect with Kevin Bruce Scott:
- Effortless Alpha
- LinkedIn: Effortless Alpha
- Instagram: @effortlessalpha
- Facebook: Effortless Alphas
- YouTube: Effortless Alpha
About Our Guest:
When Kevin Bruce Scott speaks, his messages connect people to their hearts as well as their minds. He has lived many different lives – as an artist, businessman, salesman, even a farmer! – and that helps him relate to all kinds of people. Kevin strives to give his dedicated clients a feeling of potential possibility in their lives, something one tends to forget they have hidden all along. He is a leader of leaders, a leader of men, and works hard to be an example for men of all walks of life. The motto for the Effortless Alpha brotherhood he created is “Honoring Individual Masculinity.” His life-transforming work with men in groups and one-on-one has sparked the Masculine Expansion, an effort to encourage men to lead themselves and their communities with power, honor, discipline, and respect.
Are your adult kids becoming financial grownups?
Let’s talk about how you can help your adult (18+) children become financially independent while supporting them along the way.
Today, Financial Dignity® Coach, Christine Luken, sits down with Bobbi Rebell, CFP®, founder of Financial Wellness Strategies, to discuss launching financial grownups. Bobbi shares her journey from the news world to helping parents raise financially savvy almost-adult kids. She emphasizes the importance of understanding each person’s unique financial blueprint and offers practical advice for transitioning your adult children to financial independence. Learn how to empower your children to become money-smart adults and navigate financial independence with practical strategies and emotional support.
Bobbi’s Key Topics:
- Her journey from working in national media to helping parents raise financial grown-ups.
- Supporting young adults in their financial journey towards independence.
- Encouraging open communication and transparency around financial matters.
- Providing financial guidance and setting up an exit plan for parental support.
- Allowing adult children to lead their financial decisions while offering guidance and supervision.
- And more
Resources:
- Launching Financial Grownups by Bobbi Rebell
- How To Be A Financial Grownup by Bobbi Rebell
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Connect with Bobbi Rebell:
- Financial Wellness Strategies
- Bobbi Rebell, CFP®
- LinkedIn: Bobbi Rebell
- Facebook: Bobbi Rebell
- Instagram: @bobbirebell1
- Twitter: @bobbierebell
About our Guest:
Bobbi Rebell, CFP®, is the founder of Financial Wellness Strategies and the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart. She is a financial wellness educator, speaker, conference host, and moderator, and works as a spokesperson for brands aligned with her values.
Bobbi is frequently quoted in the media as a money and parenting expert. Media outlets have included The Wall Street Journal, The New York Times, Consumer Reports, AARP, The NY Post, New York Magazine, The Washington Post, USA Today, Newsweek, Time, CNBC, Architectural Digest, Health, Brides, Parade, Business Insider, Money, Cosmopolitan, Bottom Line, Yahoo Finance, Marketwatch, The Street, MSN, Today.com, Oprah.com, Fox News Channel, Fox Business, Cheddar, The Street, as well as hundreds of appearances on local television, radio and podcasts.
Earlier in her career Bobbi was a global business news anchor and personal finance columnist at Thomson Reuters and held various journalist positions at top news outlets including CNBC, CNN, and PBS. Bobbi is a graduate of the University of Pennsylvania and received her Certificate in Financial Planning from New York University. Her first book “How to be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom” was released in 2016. She and her family live in Boca Raton, Florida.
Are you tired of the stress and drama that lending money to friends and family can bring into your life?
Let’s unpack it together.
In this episode, Financial Dignity® Coach, Christine Luken, dives into the world of lending money to friends and family, exploring the nuances, risks, and strategies for maintaining financial harmony in relationships. She discusses the pros and cons of lending money to keep your relationships and finances healthy and drama-free.
Christine’s top takeaways:
- Lending money changes the nature of the relationship.
- If you can’t afford to give it, you can’t afford to lend it.
- Co-signing a loan is NOT a better option.
- If you’re loaning a significant amount of money, draw up a loan agreement in writing.
- How to politely say NO to requests for loans from loved ones
- How to help out loved ones in need
- And more
Resources:
- Money is Emotional: Prevent Your Heart from Hijacking Your Wallet by Christine Luken
- Work 1:1 with Christine, apply for Financial Dignity® Coaching
- Are You Helping or Enabling? (Ep. 20)
- Why You Should Let Your Kids Fail With Money With James Lenhoff (Ep. 4)
- Living a Rich Life: The No-Regrets Guide to Building and Spending Wealth by James Lenhoff
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
What does it take to turn a rough start into a triumphant success when investing in real estate?
Get ready to listen to some of the most valuable lessons for aspiring landlords and real estate investors from Mark Dolfini, founder of Mark Dolfini Strategic Coaching and Landlord Coach.
Financial Dignity® Coach, Christine Luken, welcomes Mark Dolfini, a veteran of the US Marines, author, and a life and business strategist, onto the show today to share his story about becoming a successful real estate investor from a rocky start as a landlord. Mark addresses some common mistakes landlords make, such as underestimating expenses and overestimating income, leading to financial strain and personal stress. He emphasizes the importance of proper property underwriting, strategic planning, and budgeting for expenses like capital expenditures and vacancy rates. Mark gets real about his own plot twists, sharing a personal story of overworking, facing foreclosures, and hospitalization, highlighting the risks of mismanagement. But like any great story, there’s a silver lining! He concludes with advice on creating systems and processes for efficient property management, ensuring landlords can avoid creating unnecessary jobs for themselves and maintain profitability.
Mark talks about:
- His experience as a landlord and how he got into the real estate business
- The most common mistakes landlords make that adversely affect the profitability of their business
- Tips about being “time-wealthy” for any business owner
- His VIP Method Course for Landlords
- And more
Resources:
- The Judge: A Landlord’s Tale by Mark Dolfini
- The Time-Wealthy Investor 2.0 by Mark Dolfini
- VIP Method Course for Landlords
- Manage Money Like a BOSS by Christine Luken
Connect with Christine Luken:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- YouTube: Christine Luken
- Hello@ChristineLuken.com
Connect with Mark Dolfini:
- Mark Dolfini
- LinkedIn: Mark Dolfini
- Facebook: Mark Dolfini
- Instagram: @markdolfini
- YouTube: @markdolfini
About Our Guest:
Mark Dolfini is a Strategic Life and Business Coach and founder of Mark Dolfini Strategic Coaching and Landlord Coach, LLC. Mark has an eclectic background starting from his time as a U.S. Marine. His professional experience includes accounting and banking fields, Commercial Underwriting, Commercial Lending and Loan Review, Residential Property Management, and Real Estate Investments.
Get ready for another electrifying episode of Money is Emotional!
Today, Financial Dignity® Coach, Christine Luken, talks about six simple ways to increase your business income, THIS MONTH.
She dissects a range of approaches, including the introduction of tiered service options, the clever reconfiguration of product offerings, the strategic hike in pricing, the targeting of sales efforts towards current clientele, and the streamlining of the transaction journey.
Christine brings her own stories to the table, highlighting the psychological impact of buying decisions, the upsides of adjusting prices upwards, and the critical role that consumer allegiance plays.
This episode is brimming with practical tips for business owners eager to amplify their financial returns.
Christine discusses:
- Upselling and down-selling
- Repackaging what your business offers
- Raising product and service prices
- Selling to your current and past customers
- Making it easy for customers to buy from you
- The importance of following up with both existing and potential customers
- And more
Resources:
- KRC Machine Tool Solutions
- The Color of Money With Michelle Lewis (Ep. 22)
- FREE Guide: 7 Easy Ways to Increase Your Business Income This Month
- Manage Money Like a Boss by Christine Luken
- Statistics: Sales Follow-Up (mentioned approx. 26:41)
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- Email: Hello@ChristineLuken.com
Money can be a source of contention in a relationship, but it doesn’t have to be.
Today, Financial Dignity® Coach, Christine Luken, talks about the mindset shifts and practical actions you can take to manage money as a couple in a more harmonious way. She explores how to handle your cash with your better half without the drama and is all about how to play nice with your partner when it comes to your finances. Christine is a big fan of chatting it out, getting cozy with each other’s money histories, and penciling in some adorable “money dates” to discuss spending and financial plans. She shines a spotlight on the must-haves: being as clear as crystal, building a fortress of trust, and kicking financial secrets to the curb. Plus, she’s all about mixing it up with a sprinkle of yours, mine, and ours when it comes to bank accounts.
So, buckle up. It’s time to make managing money with your main squeeze a walk in the park.
Christine discusses:
- The importance of open communication when managing money as a couple
- Understanding each partner’s unique money blueprint
- Being financially transparent and addressing financial secrecy
- Having a weekly “money date” as a couple
- Why both partners should be involved in financial planning and decision-making
- And more
Resources:
- Why Money is So Emotional (Ep. 2)
- Money is Emotional by Christine Luken
- Secrets of the Millionaire Mind by T. Harv Eker
- The Wall Street Journal: Couples Embrace the Least Romantic Date Ever: The Money Date
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- TikTok: Christine Luken
- Facebook: Christine Luken
- Email: Hello@ChristineLuken.com
It takes approximately 500 hours for an executor to complete tasks that have been designated to them by their deceased loved one.
If you’ve been appointed as an executor, this episode of Money is Emotional can help you learn how to best prioritize tasks, solidify decisions without guilt, and provide you with much-needed encouragement as you carry the weight of executing a will.
Join Christine Luken, Financial Dignity® Coach in a soul-stirring conversation with Rachel Donnelly, CEO and founder of AfterLight as they discuss what to do as an executor of an estate. Rachel shares practical advice on when to seek professional help and how to navigate estate administration. She emphasizes the importance of collaborative estate planning, a way to make informed decisions that pay homage to the departed’s legacy.
Learn how to balance mourning with managing the intricacies of being an executor as Christine and Rachel touch on:
- Responsibilities of an executor, and the first steps to take when a loved one passes
- Their personal experiences with being an executor and estate planning
- Emotional and financial challenges that come with losing a loved one
- How to detail your estate plan to ease decisions and actions for your executor
- When an executor should reach out for help
- And more
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- TikTok: Christine Luken
- Email: Hello@ChristineLuken.com
Connect with Rachel Donnelly:
- AfterLight
- LinkedIn: Rachel Donnelly
- Facebook: My AfterLight
- Instagram: @MyAfterLight
- Email: Hello@MyAfterLight.com
About Our Guest:
Rachel Donnelly is the CEO and founder of AfterLight, a company that provides legacy planning and After Loss Consulting. She has dealt with the loss of many of her loved ones and often wishes they had been better prepared. Rachel aims to give families in the same situation the guidance, space to grieve, and ability to get back to their everyday lives by taking after loss and end-of-life tasks off their plates.
Have you ever fallen prey to the infamous “girl math”?
If you’ve ever succumbed to an impulsive shopping spree, you’re probably guilty as charged!
Today on Money Is Emotional, Financial Dignity® Coach, Christine Luken, dives headfirst into the world of “girl math” – those quirky rules women supposedly abide by when justifying their impulse buys.
Christine takes a magnifying glass to this flawed logic, sharing a jaw-dropping example that’ll leave you questioning the sanity of “girl math.” Get ready for a rollercoaster as Christine passionately voices her concerns about this trend and its impact on the financial well-being of women. She stresses the urgency of financial literacy and responsible spending, urging her fellow ladies to reclaim control of their finances. Out with “girl math,” in with “wealthy woman math” – making informed financial decisions!
Christine discusses:
- What “Girl Math” is and where the trend started
- The omnipresence of Girl Math
- Why Girl Math is a cutesy way to keep women dumbed down about money
- The liberation of not needing to justify your spending when you’re in control of your money
- Trading “Girl Math” for “Wealthy Woman Math”
- Recognizing if you’re using Girl Math as an occasional funny joke or as a way to justify self-destructive financial behavior
- And more
Resources:
- Free download of Money is Emotional: Prevent Your Heart from Hijacking Your Wallet
- Using “Girl Math” to justify $5,600 spent on a 4-day Taylor Swift concert extravaganza
- FINRA’s 7-Question Financial Literacy Quiz
- Women & Investing article by Motley Fool
- Forbes Gender Pay Gap 2023 article
- Financial Literacy Statistics by Gender and Generation
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- Email: Hello@ChristineLuken.com
How can you help your aging parents with their finances?
In this episode, Financial Dignity® Coach, Christine Luken, welcomes her friend and special guest, Julianne Miller, an accredited financial counselor and the owner of Life Money Management. Christine and Julianne answer how you can help your senior parents with money and discuss the challenges and solutions of managing finances for aging parents. They highlight the signs that indicate a need for assistance, such as forgetfulness and disorganization, and discuss the role of a daily money manager. They also dive into the importance of using personal finance apps for transparency and communication, preparing legal documents in advance, and protecting seniors from scams.
Julianne discusses:
- What led her to financial coaching and daily money management
- The signs that our senior parents or loved ones may need assistance with their personal finances
- Various options we have to help our senior family members with money management
- Protecting aging parents from scams and the importance of being vigilant
- How to begin the conversation with our senior parents
- And more
Resources:
- Julianne’s Tip Sheet – Caring for Aging Parents: Tips for Managing the Bills
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- Email: Hello@ChristineLuken.com
Connect with Julianne Miller:
- Life Money Management
- LinkedIn: Julianne Miller
- Facebook: Life Money Management
- Instagram: @lifemoneymanagement
About Our Guest:
Julianne Miller, AFC ®, is the founder of Life Money Management. For over 26 years, Julianne Miller has been bringing calm to the people she works with. Whether it was in corporate jobs where her calm demeanor helped calm a stressed boss, or in the accounting and tax world where she brought calm to elderly clients and sole proprietors nervous about their tax liabilities and bills to be paid, she has always had the ability to be a careful listener, diligent researcher, and finder of answers. She has always been able to simplify the complex so others could understand and make the best decisions with what they had. Her love of helping others, especially women and their money, brought her to Financial Counseling in 2017. Since then, she has loved bringing Clarity, Confidence, and Peace to her clients who want to make smart decisions with their money so they can finally reach their dreams and goals.
Are you looking to improve your relationship with your personal finances?
In this episode, Financial Dignity® Coach, Christine Luken, welcomes her fellow friend, financial coach, and the author of “Dear Fellow Spender: Enjoy Using Your Money to Get Out of Debt, Build Savings, and Create a Life You Love”, Emily Burnett. Together, they talk about the emotional side of personal finance, emphasizing the importance of budgeting, not as a restriction, but as a way to plan for joyful and fulfilling spending. Emily shares her personal journey of paying off $50,000 in debt in less than two years, highlighting the role of intentionality and control in financial management.
Emily talks about:
- Her journey as a “former money mess” and what her turning point was
- Her love for budgeting and why she reframes it as the “active cycle of organizing your money and planning your spending”
- How to regain a sense of control over your money by remembering “money doesn’t spend itself”
- The challenges women may encounter when managing personal finances as a single person
- And more
Resources:
- Dear Fellow Spender: Enjoy Using Your Money to Get Out of Debt, Build Savings, and Create a Life You Love by Emily Burnett
- Why Money Is So Emotional (Ep. 2)
- The Problem with Budgets (Ep. 27)
- Manage Money Like A Boss In Your Business (Ep. 15)
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Instagram: Christine Luken
- Facebook: Christine Luken
- Email: Hello@ChristineLuken.com
Connect with Emily Burnett:
- Moso Money
- LinkedIn: Emily Burnett
- Instagram: @moso_money
About our Guest:
Emily Burnette is a financial coach, the founder of Moso Money, and the author of “Dear Fellow Spender”. Emily is passionate about helping others get out of debt by adding a happy structure to their money and habits. She has written extensively about the subject and coached dozens of others to healthier money and thus happier lives. Emily left corporate in 2022 and has been traveling and building her business full-time ever since. She loves the open road, literally and figuratively, and her first book was published, “Dear Fellow Spender” in July 2023.
Is anyone honestly excited about budgets? Maybe two people out of 100! Let’s explore why we don’t like traditional budgets and how to shift our mindset around tracking out numbers. In this episode, Financial Dignity® Coach, Christine Luken, talks about the challenges of traditional budgeting and offers a new perspective on managing personal finances. She …
As a business owner, securing your financial future requires making important decisions and considering various factors. It’s easy to get caught up in the daily hustle and forget about the need to build a strong retirement plan. In this episode, Financial Dignity® Coach, Christine Luken, sits down with Darren Wurz, co-owner of Wurz Financial Services …
Have you ever felt guilty about desiring wealth? Have you been told that money is the root of all evil? Dive into this episode as Financial Dignity® Coach, Christine Luken, unravels the intricate ties between money, spirituality, and morality! Dismantling long-standing myths and drawing from the wisdom of thought leaders and spiritual teachings, this transformative …
It’s rare to find a person without emotional money baggage. Most of us have at least one money wound haunting us from the past. What’s yours? Dive into this episode with Financial Dignity® Coach, Christine Luken, as she hangs out with the fabulous Emily Wilcox, the Money Healer and Business Guru. Emily reveals her own …
Are you using debt as a sling shot or a shovel? In this episode, Financial Dignity® Coach Christine Luken challenges conventional wisdom about debt, offering a nuanced perspective on what is often viewed as a financial no-go zone. Far from being just a problem or a solution, debt is a tool with many faces. Christine …
Ever wonder why you feel calm in a green room or why red makes your heart race? In this episode, our guest, Color Psychology Strategist Michelle Lewis, plunges into the mesmerizing field of color psychology. Explore how color not only influences your emotions but also significantly impacts your financial decisions, relationships, and business interactions In … Continue reading The Color of Money With Michelle Lewis (Ep. 22) →
Have you ever wondered why we choose instant gratification over long-term rewards?
In this episode, Financial Dignity® Coach, Christine Luken uncovers the psychological and biological factors behind our saving habits. Christine discusses how to conquer present bias, save for safety and pleasure, and master the art of delayed gratification.
Discover how emotional factors influence saving attitudes and why saving isn’t just about restricting spending. Get ready to supercharge your financial strategy with smart goal-setting, automated savings, and more.
Christine discusses:
- The emotional factors behind saving money and how to recognize + curb poor saving attitudes
- Why saving money isn’t the opposite of spending money
- How to start implementing visuals reminders & delayed gratification in your finances
- The role of an emergency fund in your financial plan + how to start making yours
- And more
Resources:
- “Money Is Emotional: Prevent Your Heart From Hijacking Your Wallet” by Christine Luken
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Have you ever wondered if your acts of kindness are truly helping or unintentionally fueling poor financial habits? Brace yourself for a mind-bending exploration as Christine dives deep into the world of financial enablement, deciphering its meaning and empowering you with the tools to identify and address this delicate issue head-on. With a dash of … Continue reading Are You Helping or Enabling? (Ep. 20) →
Have you ever felt like you had no control over your finances? Financial abuse is a common form of domestic violence that can leave people feeling helpless and trapped. In this episode, Financial Dignity® Coach, Christine Luken invites Allison Dagney, author of “When Tears Leave Scars”, to discuss the warning signs of financial abuse and … Continue reading Triumphing Over Financial Abuse With Allison Dagney (Ep. 19) →
Unleash your inner money magician with Christine Luken’s enchanting formula for lasting Financial Dignity®! Wave goodbye to debt, skyrocket your net worth, and embark on a whimsical adventure to financial abundance! Abracadabra, it’s time to play with your money! In this episode, Financial Dignity® Coach, Christine Luken, shares the Financial Dignity® Formula with you. She … Continue reading The Financial Dignity® Formula (Ep. 18) →
Retirement: it’s a world of endless possibilities! Some folks love nothing more than basking on a sandy beach, while others crave a daring adventure. Join us for an exciting episode as Financial Dignity® Coach, Christine Luken, teams up with the incredible Robert Pagliarini, Ph.D., CFP®, to banish the notion of an “average retirement” and embrace … Continue reading Badass Retirement With Robert Pagliarini, Ph.D., CFP® (Ep. 17) →
Credit scores can be confusing! How are they calculated? Why do they go up and down? How important are they really? In this episode, Financial Dignity® Coach, Christine Luken, demystifies credit scores and answers your burning questions about them! She covers the basics from what your credit score is and how it’s calculated, all the … Continue reading Demystifying Credit Scores (Ep. 16) →
You don’t have to be a numbers nerd to be the boss of your business finances. All you need are a Money Boss mindset and Money Boss actions!
In this episode, Financial Dignity® Coach, Christine Luken talks about making money the best employee in your business, not your worst nightmare. She shares tips on how to keep your business finances organized with a simple system and why it’s important to give them some CEO love. Plus, don’t worry if you’re not a spreadsheet nerd because managing money like a boss doesn’t require a degree in Excel!
What are you waiting for? Put on your boss hat, grab a coffee, and let’s get to work on turning your finances into the star employee of your business.
Christine’s Key Takeaways:
- Why you should treat your money as an employee in your business
- Why a positive mindset about personal finance doesn’t automatically translate to business finances, and how to build a Money Boss Mindset
- How setting up a simple system can help keep your business finances organized
- Why it’s important to give your business finances positive attention with some scheduled CEO time
- Why you should keep your business finances separate from your personal finances
- You don’t have to be a spreadsheet nerd to manage your money like a boss!
- And more
Resources:
- Office Space Trailer
- Quickbooks
- Freshbooks
- Why Money is So Emotional (Ep. 2)
- Unearthing Your Money Story (Ep. 10)
- The Manage Money Like A Boss Course
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Did you know that giving can actually make you feel good? It’s true!
In this episode, Financial Dignity® Coach, Christine Luken, speaks with the Generosity Guy, Bob DePasquale, CFP® CAP® about the incredible power of generosity and how it can impact your life and finances. Get ready to be inspired as Bob shares some heartwarming personal stories about the unexpected generosity he’s received during tough times. He also dives into the science behind generosity and gives you some tips on how to cultivate a habit of giving, both consistently and spontaneously.
Let’s spread some love and generosity together!
Bob discusses:
- Why generosity has been an important part of his life for the past couple of decades
- How generosity benefits everyone, even those who just observe it
- What people miss out on by not being generous with their money
- How you can cultivate a habit of generosity
- Why we need both consistent and spontaneous generosity
- And more
Resources:
- Personal Finance in a Public World: How Technology, Social Media, and Ads Affect Your Money Decisions
- PIX 11 News: WTC CEO looks back on 9/11 20 years later
- The impact of generosity: Wendy Steele at TEDxBocaRaton
- Help! I’m Terrified of Taxes With Lisa Niser (Ep. 11)
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Connect with Bob DePasquale:
- Bob DePasquale The Generosity Guy
- Speaking of Impact with Bob DePasquale
- LinkedIn: Bob DePasquale
About our Guest:
Bob DePasquale’s generosity journey started at age 18 when he was diagnosed with cancer and experienced the tragic events of 9/11 in just a few short days. He wouldn’t be around to speak about if it weren’t for some amazing acts of generosity. Bob realized the powerful force that the giving mindset is after experiencing his life-threatening illness and the terrorist attacks. He spent 15 years learning how to apply giving principles in his own business and it is now his mission to help others do the same. Organizations that have a generous culture are bound to attract better employees and better customers.
Let’s face it, following Dave Ramsey’s extreme measures, like selling all your possessions, living on a shoestring budget, and working yourself to the bone to pay off debt quickly, can lead to burnout and may not be sustainable in the long run.
So, what’s the solution?
In this episode, Christine Luken challenges the popular philosophies the famous Dave Ramsey taught. She argues that being too intense and fixated on your finances can be dangerous and that finding a happy medium is the key to success.
Tune in to gain valuable insight from Christine as she offers practical tips on achieving a balanced approach that works for YOU and avoiding financial burnout.
And that’s not all! Christine also delves into how her Financial Dignity® philosophy complements Dave Ramsey’s teachings, making this episode a must-listen for anyone seeking to enhance their financial well-being.
Get ready to have some fun as Christine talks about:
- Why blindly following anyone (even Dave Ramsey!) isn’t a good idea
- How to mix Dave Ramsey’s philosophies with her Financial Dignity® movement and create your unique approach
- Creative ways to use credit cards wisely and reap their benefits
- The significance of taking a chill pill from your financial plan to prevent burnout and keep your motivation level high
- Plus, there’s more exciting stuff in store!
Resources:
- FinancialDignityOnDemand.com – promo code “PODCAST”
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Love on the rocks? Don’t let your finances sink with your heart! We all know splitting up is tough, but it doesn’t have to be a total financial disaster.
In this episode, Financial Dignity® Coach, Christine Luken talks about the top four money mistakes she sees people make during a divorce and how to avoid them. She explains how each of these emotional landmines can cause some real financial damage and what we can do to steer clear of them.
In this episode:
- Get the inside scoop on why some people use money as a weapon during divorce and the emotions fueling this behavior
- Discover how taking productive action can help you stay in control of your future finances
- Learn the value of having a pro on your “money team” to guide you through financial matters during divorce
- Plus, so much more! You don’t want to miss this jam-packed episode
Resources:
- Talking Money With Your Honey With Adam Kol (Ep. 8)
- Is My Spouse Hiding Money From Me? (Ep. 5)
- Financial Dignity After Divorce by Christine Luken
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
We get it, taxes can be terrifying. Let’s put your tax fears at ease together.
In this episode, Financial Dignity® Coach, Christine Luken, brings on the one and only Lisa Niser – a tax pro with a passion for teaching folks like us how to make smart decisions with our money. Lisa dishes on the top 5 tax fears that give us the heebie-jeebies. But instead of hiding under the covers, they’re giving us the scoop on how freaked out we should be, what actually happens in each situation, and what we can do to conquer those fears if we ever face ‘em.
Lisa’s got us covered on:
- The 5 most common tax fears
- How much we should really be freaking out about each one
- The scoop on what really happens in each tax fear scenario
- Actions we can take to handle those tax fears like a boss
- And more (you don’t want to miss this!)
Resources:
- What Entrepreneurs Need To Know About Taxes – Exclusive 25% off with code CHRISTINE25
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Connect with Lisa Niser:
- LisaNiser.com
- LinkedIn: Lisa Niser
About our Guest:
Lisa Niser has a Master’s degree in Taxation from DePaul University and has been an IRS Enrolled Agent for over 25 years. Lisa provides tax advice to both individuals and business owners so they can make informed decisions for their finances.
Are you tired of feeling like a hamster on a wheel when it comes to your finances? It’s time to break the cycle and unleash your inner money boss!
In this episode, Financial Dignity® Coach, Christine Luken, helps us find our money stories and teaches us how to remove them. So what exactly is a money story, you ask? Christine breaks it down and shows us how our past experiences with money can impact our present and future relationship with it. But don’t worry – she’s got a two-step plan to help us remove those unhelpful money stories from our subconscious once and for all.
Christine discusses:
- Breaking free from financial patterns by understanding your money story
- How your past experiences can affect your financial future
- Fast-tracking information into your unconscious mind with theta brain waves
- Why unhelpful money stories keep us in self-sabotaging cycles
- How to remove unhelpful money stories in just two steps
- Creating a positive financial narrative and transforming your money mindset
- And so much more!
This is not your average finance talk – it’s time to let loose and have some fun as we explore our money mindset and unleash our financial potential. Tune in now and let’s get started!
Resources:
- 5 Reasons Why People Give Up On Their Money Goals (Ep. 9)
- The Biology of Belief by Dr. Bruce Lipton
- Magnetic Money Mindset Course, Promo code: PODCAST
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Ready, set, stick to your money goals!
It’s no secret that New Year’s resolutions can be tough to keep, especially when it comes to our finances. But don’t worry, Financial Dignity® Coach Christine Luken has your back! She’s uncovered the top 5 reasons why we tend to fall off track with our money goals and has some super fun tips to help you reset and rock those goals like a boss!
Christine discusses:
- Why having a million and one goals is more harm than help
- Why we need to get pumped about our goals
- The benefits of being a bit bendy: Why some goals need room to move
- Setting a schedule: When it’s a help and when it’s a hindrance
- Why being rigid can keep us from achieving our goals
- And so much more!
Resources:
- Debt-Busting 101: The Top 5 Methods to Say Goodbye to Bad Debt (Ep. 7)
- High Income, Hot Mess (Ep. 3)
- Why You Should Let Your Kids Fail With Money With James Lenhoff (Ep. 4)
- Why Money Is So Emotional (Ep. 2)
- FinancialDignityOnDemand.com – promo code “PODCAST”
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Talking about money with your honey doesn’t have to be painful or stressful! It’s normal to not agree with each other 100% of the time, but that doesn’t mean we can’t navigate those differences with love and respect.
Financial Dignity® Coach, Christine Luken, teams up with Adam Kol, a certified mediator, tax attorney, financial advisor, and financial couples counselor, to tackle the elephant in the room- talking about money as a couple
Listen in as Adam shares his expert insights and explains how he helps couples in financial conflict find teamwork, fairness, and peace of mind. Let’s make talking about money a piece of cake!
In this episode:
- Find out why money causes big trouble in relationships
- Understand the danger of ignoring the root cause of financial disagreements
- Money talks with your significant other don’t have to be painful or stressful
- Learn why disagreeing is normal, and how it can be handled with love and respect
- Adam shares the process that he walks couples through to address and resolve conflicts around money when emotions are high
- And more! Let’s make talking about money a piece of cake!
Resources:
- Couples Financial Coach Podcast
- Couples Financial Coach Blog
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Connect with Adam Kol:
- Couples Financial Coach
- LinkedIn: Adam Kol
- Email: Adam@CouplesFinancialCoach.com
About our Guest:
Adam Kol helps couples go from financial overwhelm or fighting to clarity, peace of mind & teamwork. He brings experience as a Certified Mediator, Tax Attorney, and Financial Advisor. Adam is a graduate of Duke Law (J.D.) and NYU Law (LL.M. in Tax Law).
Ready to kick debt to the curb? Whether you’re a debt newbie or a seasoned pro, this episode is for you!
Join Financial Dignity® Coach, Christine Luken, as she shares 5 different strategies for paying off debt and the perfect scenarios to use them in. Plus, she’ll be dishing out some helpful resources for managing debt so you can be on your way to financial freedom in no time. It’s time to say goodbye to those pesky bills and hello to the good life!
In this episode, you will learn:
- Why it’s always a good time to start paying off your debt, regardless of the time of the year
- Why a key step to paying off debt is making a promise to yourself to stop digging the hole deeper
- The top 5 ways to pay off debt and how to choose the one that works best for you
- Mix and match the methods for a powerful debt-busting combo
- And that’s not all, folks!
Resources:
- Is My Spouse Hiding Money From Me? (Ep. 5)
- I Let My Heart Hijack My Wallet (Ep. 1)
- Debt Payoff Worksheet
- Mint.com
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Not all spending is bad. Some emotional spending is good, but when it starts to negatively affect our finances or results in regrettable purchases, it’s time to take a step back and try to fix our spending habits.
In this episode, Financial Dignity® Coach, Christine Luken, talks about emotional spending. More importantly, she explains that we can’t stop all emotional spending, but there are ways to help put a stop to the bad habits related to it. Christine talks about what emotional spending really means, the difference between healthy and unhealthy emotional spending, and things we can do to help with emotional spending if it becomes problematic.
Christine discusses:
- What “emotional spending” really means
- The difference between healthy and unhealthy emotional spending
- Why emotional spending is a habit, not a character trait
- Identifying the root emotion that causes you to spend unwisely and how to redirect yourself from unhealthy spending
- Why spending is not inherently bad
- And more
Resources:
- Why Money is So Emotional (Ep. 2)
- Free 3-Day Master Your Spending Mini-Course
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
37% of people keep at least one financial secret from their romantic partner. If your relationship is on the rocks or divorce has already been mentioned, you should be on high alert.
In this episode, Financial Dignity® Coach, Christine Luken talks about the many red flags with hiding money from a spouse. She details why spouses might hide money from one another, the signs to look out for, and where the money or income might be hidden with a couple of personal stories from herself and her co-host, Aric Johnson.
Christine discusses:
- Why spouses might hide money from each other
- The common and not-so-common signs a spouse might be hiding money
- Surprising places spouses can hide income
- Where spouses hide assets and cash, and where to look
- …and so much more!
Resources:
- I Let My Heart Hijack My Wallet (Ep. 1)
- Financial Dignity After Divorce by Christine Luken
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Every parent wants their children to be successful financially, but running to the rescue can actually hinder their financial growth and understanding.
The hard truth: Let your kids fail
In this episode, Financial Dignity® Coach, Christine Luken, speaks with author, podcast host, and co-founder James Lenhoff, CFP® about how to set kids up for financial success. James focuses on why letting kids and teenagers fail with money is beneficial to their financial literacy and shares his experience with letting his own kids experience failure with money.
Christine and James discuss:
- Why parents often swoop in and rescue their kids rather than letting them experience failure with money
- Some of the long-term issues that result from making financial mistakes as a child or teenager without any financial consequences
- What the progression of “failing with money” in a controlled environment looks like
- The long-term benefits of letting kids fail with money when the amounts and consequences are relatively small
- And more
Resources:
- The Rich Life Podcast
- Living a Rich Life: The No-Regrets Guide to Building and Spending Wealth by James Lenhoff
- Greenlight
Connect with Christine:
- Christine Luken, Financial Dignity® Coach
- LinkedIn: 7 Pillars, LLC
- LinkedIn: Christine Luken
- Twitter: Christine Luken
- Email: Hello@ChristineLuken.com
Connect with James Lenhoff:
- Wealthquest
- LinkedIn: Wealthquest
- LinkedIn: James Lenhoff
About our Guest:
James Lenhoff, CFP® is the Director Of Mission and co-founder of Wealthquest. James is a certified financial planner and a certified life coach. He is passionate about the emotional and relational aspects of money and is on a mission to change the conversation about money. James is the author of “Living a Rich Life: The No-Regrets Guide to Building and Spending Wealth” and he is the host of The Rich Life Podcast.
James has been married to his wife, Amy, for over 20 years. They have three children. Max, Wes, and Mia. In his free time, he loves to share adventures with his family through travel, golfing, and boating.
Contrary to popular belief, more money won’t fix your financial problems! (If that were true, then celebrities and professional athletes would never go bankrupt.) In this episode of Money Is Emotional, Christine Luken, Financial Dignity® Coach, talks about why some high-income earners are a hot mess and how they can climb out of the seemingly … Continue reading High Income, Hot Mess (Ep. 3) →
Forget trying to take emotions out of your money. Instead, commit to increasing your emotional money IQ. As the Financial Dignity® Coach, Christine Luken, started this podcast to empower you with the tools to do just that. Rather than fighting against our emotions, we can learn how to harness their power to make financial decisions … Continue reading Why Money is So Emotional (Ep. 2) →
Success in personal finance is a balance of both wise money management and emotional intelligence. A lesson our host Christine Luken learned in her 20s while navigating through debt, ruined credit, no money in the bank, shame and embarrassment. Today, She is the Financial Dignity® Coach, helping thousands of people to pay off massive amounts … Continue reading I Let My Heart Hijack My Wallet (Ep. 1) →