Patel Me About It: Recent Episodes
Neha Patel
Mind x Money. Come gawk at intriguing and funny topics to discover what stocks/ investments to research next. We question human behavior to theorize about finance, psychology (venting is on the show), science, business, and creativity. Message us with topic requests or to be a guest speaker. Your support is immeasurable! Disclaimer: always do your research. Support this podcast: https://podcasters.spotify.com/pod/show/patelmeaboutit/support
Travel through the world, or mostly Finland, and check out the more awkward, hilarious, gross, painful, and creative competitions. Pillow fight, air guitar, cheese rolling, wife carrying, extreme ironing, beard and moustache, toe wrestling, shin kicking, phone throwing, tuna tossing, worm charming, ugly stuff, Santa Claus workouts, torture or transcendence races, rolling in the grits, bog snorkeling, get your nails done.
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Fossils and fossil fuels, oil to plastic creation, history of oil, geopolitical impacts, greener and safer energy sources, nuclear energy, lack of recycling and unsustainability, single-use issues, carbon credits, we all have to want less waste less, technology has to slow its pace, humans consuming plastics, smog, carbon dating is disappearing--- Support this podcast: https://anchor.fm/patelmeaboutit/support
Meteor showers, dark sky finder, environment turbulence and interference, night mode on smartphones, photography science, technology mimics the eye and brains but extremely advanced, tips and techniques for use of DSLR or mirrorless cameras, tripods, lenses, manual mode, shooting in raw versus jpeg output, temperature control, aperture, ISO, exposure, star trails, artistic and dramatic photography, do other intelligent life forms exist?, great filter theory
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Storing digital data in plant DNA, Crispr technology DNA sequencing, reducing carbon dioxide emissions, making cities more green, forget about supply chain issues, Data Garden company, using bioluminescent plants as light bulbs, growing furniture instead of of cutting down old growth forests, cultured meat, Singapore serving up lab chicken and beef, reducing dependence on inhumane animal farms, cryptocurrency FTX debacle, cryptocurrency exchanges, lost investments, the market will rise again so keep investing
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Death and taxes, tax break opportunities, charitable donations, real estate, depreciation, 1031 exchange, business expenses, sports team ownership, tweaking stock investments, capital loss deduction, long term versus short term capital gains and tax rates, "buy, borrow, die" strategy, securities backed line of credit, step up basis, trusts, Newcomb-Benford Law and tax fraud
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Book "Lifespan" by David Sinclair, aging is a disease per the World Health Organization, survival kit, DNA, histones, sirtuin proteins, mTOR, AMPK, calorie restriction, exercise, metformin, rapamycin, NAD nicotinamide adenine dinucleotide, cigarettes and sunscreen, aging forever
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Litter tax for any truck owner without a bed cover since trash flies out all the time, police ticketing quota, driving and consuming refined sugars the dumbest things humans do, the epicenter of sweeping governmental impact are passionate individuals, Black Lives Matter, politicking and lobbying for introverts, vertical over horizontal development, automated driving is all or nothing because of morality of death debate, humans are the wild card
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What NOT to do when lost on a hike, what to do: 1. have portable phone charger, 2. have warm dry clothes, 3. stay with your group. Coordinating life with kids, taxes and 2 factor authentication are tedious, stock order types based on Barchart support and resistance prices, put options versus lower buy limits, hearing your own voice, discomfort with change confused with dislike, the feel of big and small vehicles, sense metrics, parking formula.
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Mulch Glue (PS. I hate mulch). Smell sense varies, where to find free landscaping materials, HOA is annoying, mulch bed siding or pavers, mulch glue vs. rabbits, hard to measure with the eye, forests are spectacular piece of life, Frisky Business, bermudagrass and zoysia and fescue, time is most valuable, company stock when it's bought out by stock exchange or cash (Mandiant), SPAC units, wildlife at the poles, travel Matrix style
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Non-US style collectivist society and multigenerational households, check the phone book to scope neighborhoods for real estate investments, age based cultural expectations, zoo animals lose natural instincts, common sense is not common or sense, efficient Toyota inventory maintenance model, newer isn't better (planned obsolescence), the conflict when design esthetics trumps function and ease of development (triangle grip on knives>cylindrical)
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Garbage cans as wind meters, some police cars are suped up, physics of car chases, Bourne Identity does it right, expensive to be single ($1 mil v. $1.5 mil savings requirement by retirement) (and other sad things), look forward to the 4% rule retirement income, Tawkify Raya the League elite dating apps, Amex cards charge high merchant fees, military are loss leaders for credit cards, credit card game
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Can you complain if it's free?, people watching games, why smart people do dumb things (ex. drive with expired tags), eating and driving is dangerous, don't apologize (action>words), dollar cost averaging based on Fear and Greed index, percent versus absolute, time in market, using 13F hedge fund filings in modern portfolio theory, portfolio analyzer tool (caveat historical does not mean future), FAANG MAMAA, indexes are safe but dynamic, chest to stearing wheel and air bags
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Different market makers/stock trading platform pros and cons, replace home air filters more often with cheaper products, Dyson filtration tech is awesome and washable (inspired by sawmills), shopvacs get clogged, how many listeners do we get...zero 🤣, YouTube aggregation algorithm, my milkshake (music) bring all the boys (subscribers) to the yard (YouTube channel/video), Creative Commons free music and stock photos, "deals" from internet tracking, Duck Duck Go doesn't track search but your destination link does, Royale Caribbean tells you prices forever but the fees add up, Google flights explore is wonderful, the perfect spy is the least obvious, puns are the pinnacle of Dad jokes, good new tires are worth the money
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What happens when markets are sanctioned or bankrupt (ex. Russia FLRU ETF, Greece, Luckin Coffee, Hertz), derivatives market is mild-boggling, futures ETFs go into contango and incur big losses (ex. oil, bitcoin), Kalshi news betting platform, people aren't great predictors because we underestimate chance and base rate statistics, worst assumption is a sensational story of flawed human thought and fear, tunnel vision in moments of scarcity and trade offs, fewer choices makes people better decision makers
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Too slow and steady in jobs, government jobs with pension, requirements for remote work, you get hacked on entry or exit points regardless of the VPN, willing to take a paycut for a new boss means bosses need turnover, did you or your parents choose? (kids TV shows), distractions have always increased for each generation but curiosity still remains both nature and nurture, compounding is the 8th wonder of the world, racial and gender disparities are are fixed even if everything is a little better for everyone, insider trading is not illegal, law is manipulated logic, you don't know what you don't know, talk radio generates research topics
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An unlimited bankroll never loses in real estate or the casino, a bootstrapper newby investor gets worse deals than established ones with pricing power, gains are down a long road for buy and holds, businesses follow residential development (master planned communities), meantime tax deductions are on losses, voice command tech issues and solutions
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Lawn mower woes, call a friend for help first because maybe someone speaks the fix lingo, YouTube how-to, take before fix pictures, plumbing is the easiest DIY, machine manuals do not match, register warranties, intricate Rokr projects, cool gear light switch covers, smart lighting for energy and safety, unified Internet of things (IoT) home language, AC DC (currents not the band), 867-5309 Shell gas $0.05 off
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Certification and experience and lack of misconduct and reviews in tax experts matter, sharing views in life matter with your financial support team, when your Dad was a paperwork hoarder, Costco only accepts certain payments methods, don't forget to pay taxes on big gains before reinvesting that money, F.I.R.E. financial independent retire early, pay for your world cruise with just the 4% rule and compounding, perpetual balance sheets and trade-offs in our heads, minimalism
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Incentives, power is in control of the narrative/story, big mistake is announcing what you refuse to do, being invisible can keep the narrative, logic is not reasoning, 48 laws of power are crude but moral and effective, The Prince by Machiavelli, R.A.I.N. mindfulness, budgeting mindfulness trick is to write down what you "want" and if you forget about it you don't need it, banned books for inmates, if new information arises then opinions should change, adjusting filters to meet goals, fail fast model vs. FOMO
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If the company's isn't known to the direct consumer the stock night be weak, invest in what you know, TREX decking, the next Monster is...Celcius, On Cloud shoes are popping, Aflac is a strong insurance company because it's well known and there are few claims against them, information and conflict of interest, there are only 3 major accounting firms in the entire world, SWIFT manages 20 million international bank to bank transactions daily, market makers will get filthy rich simply with algorithmic transactions, fool's errand to predict financial future, Black Swan events, Microsoft Teams is destroying Zoom, the brutal "Zucking" model
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Monotony is in every job, monotony can create expertise, broken monotony is not fun, inflation is good for debt holders because stable debt is repaid with a weaker dollar, wills and directives, it's tricky to gather beneficiary forms, this world is for entertainers and politicians and creatives, knowing how to bend the rules, vetting status in art trade, income disparities are gigantic, six figure lifestyle will equal five figures in 5 years, brain fart moment, rich or poor no middle, connecting your real estate team, I love philia and eros, income over net worth, ambition above all, I am my own enemy
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Remote start defrost, temperature regulation, heated touch points, driver seat settings, audio autoplay, speed adjust audio volume, engine shut off, transmission fluid is no longer required because gear switches are computerized, heat index versus wind chill, Tindler Swindler and Catfish, common sense is not common and what you think is abnormal is actually status quo, reality shows and documentaries are successful because misery loves companies, truth is not boring, survey says don't aim too high with penis size, a job is a job, addiction is trying to fend off the bad not achieve the good ***NSFW episode
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American nicknames are disrespectful examples of cultural appropriation, ambient heat (toaster oven, air fryer) is magical for reheating, reviewing quarterly hedge fund formula picks and dividends, what happens to stocks when foreign markets freeze, stocktwits is dangerous because it brings emotion to trading which is the biggest no-no, rebalancing portfolio decreases risk but can also secure and increase gains without more capital, counting cards is challenging because casinos have a reshuffle rule, gambling addiction is a problem not a YOLO
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The infamous "curry", "real" Chinese food, recipes traveled with the immigrants who survived, toasting spices and aromatics is critical in Indian cuisine, ghee (clarified butter) is the bomb (I can sell you ghee cheaply), dedicated kitchenware, exploring other cooking techniques is overwhelming, the emergence of fusion cuisine, MSG comes from kombu kelp or soy salt or cooked tomatoes or onions, remove water from vegetables so they can soak up flavors, seared meat crust makes gravy, starch thickens...sorry about the bumpy audio.
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Sorry Destiny's Child, on voicemails "Don't Say My Name", numerology, you're special in your own way, when pharmacists take on the roll of cafeteria Santa Claus, muscle soreness and protein consumption (whey isolate), macronutrients and insulin, athlean workouts are unique and tough
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Storytelling is an art, is it funny or stupid or both, home safety no-no's, hammers are good weapons high force multiplier, hypothermia on a mountain, stick together in times of hardship, wilderness preparedness warmth and waterproofing, korean bath house experience, again soap isn't necessary, use of clothing in extreme heat (Middle East vs. Africa vs. India)
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Road construction timing and progress, lawn mower woes and lessons, seek an expert because you are your own enemy, gas prices, leaded gas as stabilizer/freon CFCs history, the scientist was a mass murderer, sacrificing your own health on the front lines of science, motorcycles designed after horses, gas scented cologne
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Procrastination and focus, binge and purge studying, comment notations on emails, perks of local native application clients, compatibility issues with the cloud, electronic health records should be on the cloud, "freemium" Google OS Flex, cloud processing, Netflix uses the cloud well in a digital to analog transfer, operating systems out of date because retrofitting is difficult, Linux is a Windows-emulating OS that's less hacked, Apple OS is not more secure, homeless income and populations
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R.I.P. Dad. Death preferences, when the most precise (and brave) decision in life is choosing death/hospice, making amends is selfish but human, regrets in relationships, being your loved one's nurse is hard (especially if you're not in healthcare), all hospice meds (haloperidol) are not appropriate, seeing someone take their last breath is confusing, healthcare experience is shitty (in USA), best bet is be very rich or don't get sick.
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NC has all seasons in just 3 days, spitting and loogies, tobacco snuff is nasty, parking Nicorette gum is very hard, booger flavored Harry Potter jelly beans, Kentucky takes the allergy crown, caverns have extremely filtered air and wells have very clean water (even though it's stagnant), distilled water cannot conduct electricity, less gravity and atmosphere give the moon lots of craters
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Breathing from one nostril via nasal cycles expands the smell range, nasal valves, why you get suddenly congested when you're sick and side sleep, sex as a decongestant, NPR podcast advertising algorithm, gum has plastics, shredded cheese is full of wood pulp, FDA allows insects in foods, ignorance is bliss?, Simply gum is very soft and gooey, brushing regularly is a newer phenomenon, that tingly fresh toothpaste feeling is a marketing farce, there is no clinical benefit from xylitol in gum or suds in soap
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Copilots are nice, temperature preferences based on mental faculties, toilet germs and E. Coli around the house, smell is the result of air particles entering the nose, copper and silver infection protection barriers in clothes, daintiness as fragility versus cutsie movements, intention and grit, arbitrary car damage limits for insurance coverage, true minivans, kids look and behave eerily like parents, awesome retro family pictures, cadence and stride in sports, lucky in uniform
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Business and investment related credits are offered with the expectation that those credits will increase the gross domestic product and employment in the future, 1031 exchanges allow you to take your investment property sale gains and invest in another property without paying taxes on those gains if done within 6 months, commodities like real estate trade in future value based on physical assets and cash flow, stocks trade in current value, real estate profits are primarily from taxes so a good accountant and lawyer are handy, make money where you LIKE to make money, building systems is the hard part but it pays off, using trigger point percentage drops on the Fear and Greed Index to lump sum invest into your stocks, we are my business partners for life (lives which may be shortened because he might die in a situation under his control and I might die in an accident, just being real, haha).
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COVID symptoms more vague every day, safe and bad are not mutually exclusive, Composer and Alpaca programs to automate stock trading algorithms can copy any hedge fund or trade based on Fear & Greed index, using interest rate and political polls on Kalshi as a temperature guage to help decide when to buy and sell stocks, increasing interest rates may indicate the market is strong enough to handle it, student loan forgiveness debate, paying off loans during payment pauses is wise because all your money goes to principal instead of interest, keeping a balance on your credit card isn't a great way to build credit score due to accrued interest
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Rich Dad Poor Dad author isn't so rich, Richest Man in Babylon, Bigger Pockets podcast, advice is too broad unless you apply your built experience and expertise too, no passive income without active work up front, USPHS Commissioned Corps high 3 pension versus blended retirement versus reserves pension, pension is guaranteed and 401K money is not (underpinned by investments and associated risks), the final checkpoint in the Corps at year 7...sorry about the audio blips at beginning.
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Thermostat location matters, ventilation air flow matters if multiple zones are managed by one sensor, green systems that blow outside hotter or colder air into building change temperatures of rooms closest and furthest to the entry point to extremes of temperature=not very comfortable.
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Renaissance Man proportions, bursitis and back pain and insurance disability, Russian ETF FLRU, tastytrade.com options data, long option calls in tech hot right now, talkingrealmoney.com index fund allocations, Russia's cunning oil battle with OPEC cloaked in a war with Ukraine, fear in market means time to cost average
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Purple street lights, expensive processes ironically become cheaper because of preferential mass production, prisoners have commandment rights, Flyfish Club 2023 New York NFT restaurant, business and the necessity of immersion, Pat Flynn recommends Buzzsprout for podcast production, people pay for convenience solutions, be mindful of immediate problems and solve that next step with emotional intelligence based on Carnegie's "How to Win Friends and Influence People", positivity manifests what you want based on "The Secret" by Byrne, Isaac Asimov's rules for robotics, humans are equivalent to robots if we can't utilize our emotional powers to change our minds
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Random luxury car features, what did you say?, round versus joystick steering, catch that sympathetic yawning?, silence pays off, Wordle, social media business skills are hard, your niche is your moneymaker, Tim Ferris tribe, become a subject matter expert with 1000 customers and the right private platform liked LinkedIn, name recognition pros and cons
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Potty training dogs, cold exposure for DNA and inflammation, enhancing inflammatory markers for muscle building, in vitro versus in vivo science, surrogate markers, how exactly does stress kill?, resiliency in healthcare workers and beyond, do what makes you FEEL content, superman sleep cycle, sleep phases for rejuvenation and detoxification, are humans truly biphasic sleepers A.K.A. meant to NAP?
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Nefariously reselling stuff in falsely high demand, hot Airbnb properties next to prisons, analysis paralysis and just doing the next best step, believe in The Secret by Byrne, S.M.A.R.T. goals, inmate photos business.
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Flight woes, how to get that bum life, super humans resistant to infection with viruses, sun allergy, NC responds to snow, painted and taped pavement markings, asphalt quality, DEER!
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Cold immersion and desensitization, selling and buying a car and the prisoner's dilemma, supply chain versus macroeconomy, if you really need something haggle in the moment and buy it.
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Screen protector vs. case and phone functionality, a good cooling and wicking jacket for storage and self defense, CPR on your assailant?, deploy weapons at first contact at closer contact point and maintain locked position, train to fight because natural reactions are counterintuitive to skillfully fighting
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Lessons from the Matrix movies, mentorship through 80,000 hours service (adding social service in your careers), Africa Eats with Luni Libes, cosmic rays are hostile to AI, is AI's purpose really to take over for humans?, nuclear fusion as an ideal source of energy
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The layers of web, freedom versus security, rebalancing the extremes, smart homes.
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Boxable, Blockfi as a bank, wireless phone plans, survival kit quality, why the stock market keeps business hours, Maslow's hierarchy of needs
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Reflectors on the road, avoid counter-steering when hydroplaning, the sweet spot for ambient temperature differences to minimize heat loss in your home, good locations for space heaters, heat pump frion gas (new blend) versus forced air systems, a cold dam and the only rainforest in the USA, Vogue editor from NC passes away, quality of NC is UNDERRATED Some explicit language
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