The Daily Budget: Recent Episodes
Billionaera
"Money is hard, we're here to make it easy."
A podcast by Billionaera, focusing on discussing the financial situations faced everyday by millions of people and promoting financial literacy, sound personal financial management, and avoiding the money traps of 21st century society.
In the premiere of Season 2, we talk to professional real estate investor and entrepreneur Alfonso Cuadra about his journey from a young man with big ideas to a 20+ year veteran of the real estate industry. It wasn't always a smooth journey, but through perseverance, ingenuity, and hard work Alfonso has forged a path of success, and now focuses his efforts on sharing his wisdom and lessons learned with others, while continuing to grow his real estate portfolio.
This episode delves into some of the nuances of credit - in particular, credit scores, why credit is important, and how to improve your credit if you find yourself in a bit of a rough financial shape.
CREDIT SCORES - A number, typically between 300-850, that indicates a potential borrower's trustworthiness/creditworthiness to a lender. In essence, the higher the number, the more likely you will be to repay your loan in good standing. Good credit scores are typically anything above 650, while very good scores are above 750.
CREDIT - The ability to obtain goods or services prior to payment, by entering into an "IOU" with the vendor. You defer payment to a later date, and are able to purchase larger goods or service you may not have the money to pay cash for now, but are able to afford by breaking the total into smaller, more manageable chunks over a period of time (e.g. buying a house).
Take a listen to the episode, and as always thank you so much for watching! Make sure to follow us on our social media - subscribe to our YouTube channel, follow us on Instagram, and share our content.
Talking about money is one of the hardest things to do - whether it's with family, friends, or a significant other. But it's one of the most important things that you can do to help improve your financial situation, and that of those around you. By sharing knowledge and experiences, we can help lift each other up and avoid making those costly financial decisions that can set us back years. How do you have the 'money talks'? What should and shouldn't you do? Listen to this week's episode and find out.
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Thank you very much for watching, have a great weekend!
In this episode, we talk a little about inflation - what it is, what it means for you, and why you should care about it. Inflation, while generally known in theory by many, can be an insidious little thing, eroding your hard-earned wealth over the years if left unchecked by not properly investing your money. How does inflation work? How much can inflation cost you in the long run? How can you beat inflation? Listen now to find out!
If you enjoyed this episode, please check out our other episodes and our social media (Instagram: @_billionaera, YouTube: Billionaera) for more content, and email us with any questions or requests for future episodes or other content! billionaera@gmail.com.
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In this episode we talk about what makes a good budget, why everybody should maintain a budget no matter what their financial situation, and cover all of the different parts that you need when creating a budget for yourself....but we also went ahead and did all the work for you and created a budget template and spending tracker for your personal use! Head to the link in our Instagram bio (@_billionaera) to download it and budget away.
In this episode of The Daily Budget, we discuss the economics of moving out, how it changes the way you think about money, and provide some tips to those who are looking to move out to make sure that they start off on the right foot.
Billionaera founders Alex and Marco introduce the podcast, the motives behind starting it, and discuss how life takes unexpected twists and turns that impact all aspects of life, but especially finances.