The Federal Retirement Show is the only podcast and web series exclusively dedicated to helping federal employees and their families plan for retirement and reach financial freedom.
American Benefits Exchange specializes in providing solid financial solutions to federal, postal and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and expert knowledge to support these niche markets.
Learn more: thinkabx.com/find-an-agent-or-get-a-quote
Whether you're just beginning to think about retirement or you're ready to make your final decision, episode 188 of the Federal Retirement Show is packed with essential guidance for federal employees. Val breaks down federal retirement eligibility rules, discusses the key factors that determine the best time to retire, and explains the pros and cons of retiring before age 60 versus working beyond age 62. You'll also learn how your monthly pension is calculated, why your High-3 average salary plays such a critical role in your retirement income, and whether buying back military service time could significantly increase your federal retirement benefits!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 187 of The Federal Retirement Show, Val breaks down a recent article warning young federal employees of a possible reduction in Social Security benefits in the future, and what you should be doing now to stay ahead of the curve!
https://www.fedsmith.com/2026/07/28/should-younger-federal-employees-plan-retirement-without-social-security/#google_vignette
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 186 of The Federal Retirement Show, Val explains the why behind American Benefits Exchange and lays out key points to why you should get a benefits and retirement review done.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 185 of The Federal Retirement Show, Val explains the key points to focus on if you’re nearing or about to enter retirement from government service.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Not all Lifecycle (L) Funds are created equal for every investor. In episode 184 of the Federal Retirement Show, Val explains how to properly review your TSP L-Fund, understand what it's invested in, and determine whether it still aligns with your retirement timeline, risk tolerance, and long-term goals.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
The G-Fund is often viewed as the safest option in the TSP, but could that safety be costing you long-term growth? In episode 183 of the Federal Retirement Show, Val first breaks down how the G-Fund works, its role in a retirement portfolio, and the hidden risks of being too conservative. Learn when the G-Fund makes sense—and when it could be holding your retirement goals back.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Congratulations on your new federal career—but have you started thinking about retirement yet? In episode 182 of the Federal Retirement Show, Val discusses why your first years as a federal employee can have a lasting impact on your financial future. From understanding the importance of retirement planning early to taking advantage of savings opportunities through your federal benefits, Val breaks down the key steps every new federal employee should consider.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
On episode 181 of the Federal Retirement Show, Val explains the details around three questions that were recently asked to him by federal employees!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Long-term care is one of the most important—and often overlooked—pieces of a successful retirement plan. In episode 180 of the Federal Retirement Show, Val explores why planning for long-term care matters, the potential financial impact of needing care later in life, and the options available to help protect your retirement savings.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 179 of The Federal Retirement Show, Val protecting your financial capital, risk tolerance, and why pulling some money off the table could benefit your financial well-being in the long run.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 178 of The Federal Retirement Show, Val explains survivor benefits, survivor-benefit plans versus FERS, and why Life Insurance could be the most optimal choice when planning for retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 177 of The Federal Retirement Show, Val explains the multiple reasons behind buying life insurance and leaving that to your family and how this process is a more financially lucrative than traditional assets allocation.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 176 of The Federal Retirement Show, Val takes a closer look at the financial strategies you need to adopt as a federal employee to make sure you have enough income in retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
🔊Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
🔔Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
🤝 Connect with Val:
📞Phone --- (512) 582-6050
📧Email --- vmajewski@thinkabx.com
🌐American Benefits Exchange --- thinkabx.com
🌐Federal Retirement Show --- federalretirementshow.com/podcasts
💼LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 175 of The Federal Retirement Show, Val takes a closer look on the financial strategies you need to adopt as a federal employee to make sure you have enough income in retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 174 of The Federal Retirement Show, Val tackles one of the biggest concerns for federal employees heading into retirement: Will your income last as long as you do? Val explores why a steady, reliable paycheck in retirement is essential for peace of mind and financial security!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 173 of The Federal Retirement Show, Val breaks down one of the most powerful — and often misunderstood — strategies in retirement planning: the Roth conversion. Starting with the basics, Val explains exactly what a Roth conversion is and how it works, especially when moving funds from your TSP into a Roth account. From there, Val walks you through the step-by-step TSP to Roth conversion process, highlighting key considerations federal employees need to keep in mind!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 172 of The Federal Retirement Show, Val documents a scenario with a recent client – a retired federal employee – and trying to eliminate their debt to ensure a smoother retirement portfolio.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 171 of The Federal Retirement Show, Val dives into critical yet often-overlooked aspects of planning a secure retirement for federal employees and their families by examining a common pitfalls: the failure to have a proper and up-to-date estate plan, explore how implementing the right estate planning strategies can effectively secure your assets—protecting your legacy, minimizing probate issues, ensuring your wishes are honored, and providing peace of mind for your loved ones, and Social Security election and timing. From understanding optimal claiming ages to navigating spousal and survivor benefits, Val breaks down key considerations that can significantly impact your lifetime income under FERS (or CSRS Offset).
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 170 of The Federal Retirement Show, Val closes out his series of the most common (and costly) mistakes federal employees make—this week shining a spotlight on another common mistake federal employees make when nearing retirement – failure to receive a personalized benefits and review to ensure a successful retirement!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 169 of The Federal Retirement Show, Val continues the countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on another common mistake federal employees make when nearing retirement – neglecting to properly insure your spouse and children.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 168 of The Federal Retirement Show, Val continues the countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on another common mistake federal employees make when nearing retirement – unprepared to pay off debt and how this affects your retirement portfolio.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 167 of The Federal Retirement Show, Val continues the countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on a common mistake federal employees make when nearing retirement – making the wrong survivor benefits selection in retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 166 of The Federal Retirement Show, Val continues the countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on a common mistake federal employees make when nearing retirement – skipping military buyback and how you could be costing yourself more retirement money in your portfolio!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 165 of The Federal Retirement Show, Val continues the countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on a common mistake federal employees make when nearing retirement – failing to save and plan for a successful retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 164 of The Federal Retirement Show, Val continues the countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on neglecting to understand of your TSP options available to you in retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 163 of The Federal Retirement Show, Val continues the countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on mishandling and not properly maximizing TSP matching.
Many federal employees carry Option B coverage for years without realizing how dramatically the cost increases with age—or how often better, less expensive alternatives are available. Val breaks down how FEGLI Option B really works, why it becomes one of the most expensive insurance choices in your 40s, 50s, and beyond, and how this single benefit decision can quietly drain your retirement cash flow.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 162 of The Federal Retirement Show, we continue our countdown of the most common (and costly) mistakes federal employees make—this week shining a spotlight on FEGLI Option B.
Many federal employees carry Option B coverage for years without realizing how dramatically the cost increases with age—or how often better, less expensive alternatives are available. Val breaks down how FEGLI Option B really works, why it becomes one of the most expensive insurance choices in your 40s, 50s, and beyond, and how this single benefit decision can quietly drain your retirement cash flow.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Many federal employees assume they’ll “figure it out later” when it comes to retirement—but later often comes with costly surprises. Val explores a 10-part series of the Top 10 retirement mistakes made by federal employees, and in part one he tackles one of the most common and avoidable errors: not attending a retirement meeting or seminar focused on federal benefits.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Planning to retire from federal service in 2026 or soon? Episode 160 breaks down a practical, step-by-step retirement checklist designed specifically for federal employees. Val walks you through walk through the TSP checklist, how to address the current debt you may have, and explains the not-so easy online retirement application.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 159 of the Federal Retirement Show, Val continues with part three of his TSP series, and breaks down the distribution phase in your TSP!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 158 of the Federal Retirement Show, Val continues with part two of his TSP series, and breaks down the preservation phase of TSP!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 157 of the Federal Retirement Show, Val break down one of the most important—yet often overlooked—stages of your financial journey: the accumulation phase. He dives deep into how your Thrift Savings Plan (TSP) can become a powerful engine for long-term growth, exploring smart strategies to build your balance year after year. From the benefits of consistent contributions to the advantages of TSP’s low fees and diverse investment options, we’ll show you how to make the most of this essential retirement tool!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 156 of the Federal Retirement Show, Val unveils the latest version of recent questions answered – answering common questions he receives from Federal Employees daily!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 155 of the Federal Retirement Show, Val explains the 2026 TSP Contribution Limits and the intricate details you need to know to get you further prepared for your tax-free retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 154 of the Federal Retirement Show, Val takes a deep dive into a recent conversation he had with a federal employee pertaining to Survivor-Benefit options for federal employees, a crucial but often misunderstood part of retirement planning. Join Val as he walks you through the key decisions, costs, and implications that can make all the difference for you and your loved ones.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Ever wonder how part-time federal work affects your retirement? In episode 153 of The Federal Retirement Show, Val breaks down some of the most misunderstood aspects of part-time service under FERS — including how the Proration Factor impacts your pension, how your High-3 average salary is calculated when you’ve worked a mix of full- and part-time schedules, and what this all means for your FERS Supplement and Survivor Benefits.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 152 of the Federal Retirement Show, Val is breaking down everything federal employees need to know to retire with confidence and peace of mind. Whether you’re just a few months from your retirement date or planning years ahead, this discussion is packed with expert insights and practical steps to help you prepare.
Val covers:
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 151 of the Federal Retirement Show, Val tackles the growing concerns and widespread misinformation surrounding federal retirement and the Thrift Savings Plan (TSP). Whether you're nearing retirement or just getting started in your federal career, it's crucial to separate fact from fiction. Val provides clarity on what federal employees really need to know to make informed decisions.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 150 of the Federal Retirement Show, Val is cutting through the noise and getting real about retirement planning for federal employees. There's a lot of information out there—but not all of it is accurate. We're tackling common myths and misinformation that could be steering you off course. Val also dive into a hot topic: Roth conversions. Should you consider one? When does it make sense? And how could it impact your TSP, taxes, and long-term retirement goals?
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 149 of the Federal Retirement Show, Val takes a deep dive into one of the most critical yet often misunderstood aspects of federal employment — Disability Insurance. Whether you're just starting your federal career or nearing retirement, understanding how disability benefits work can be vital for protecting your income and planning for the unexpected.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Did you know that 70 percent of individuals will need a long-term care plan? In episode 148 of the Federal Retirement Show, Val walks you through different Long-Term Care plans and explains the plans that could be the best fit for you and your family in your retirement years.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 147 of the Federal Retirement Show, Val walks you through the key factors to consider 10 years, 5 years, and 2 years out from retirement as a federal employee.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In this essential episode for federal employees, Val dives deep into the biggest retirement planning mistakes and questions he gets asked frequently. sees time From misunderstood TSP strategies to healthcare confusion, this episode is packed with actionable advice to help you make smarter decisions for your financial future.
Val tackles questions like:
✅ Should I take a TSP loan or hardship withdrawal to pay off credit card debt?
✅ How do FEHB and Medicare work together—while you're still employed and after retirement?
✅ How can I withdraw from my TSP in retirement without triggering a major tax bill?
✅ What are Val’s thoughts on using the TSP Roth or converting traditional funds to Roth?
Whether you're five years from retirement or just starting to think about your financial plan, Val breaks it all down with clarity, and experience.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Planning for a retirement outside the United States? In episode 145 of The Federal Retirement Show, Val discusses the pros and cons of retiring abroad, and the specific countries that could be beneficial and fit into your plans in retirement!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Retirement shouldn't be a question mark - it should be a plan. In episode 144 of the Federal Retirement Show, Val explains a recent situation he came across in helping a federal employee and goes on to explain how federal employees can create guaranteed lifetime income streams and build a rock-solid financial foundation for retirement.
He breaks down:
✅ What "guaranteed income" really means—and why it matters
✅ Smart strategies within your Thrift Savings Plan (TSP)
✅ How to balance growth and safety as you near retirement
✅ The role annuities can play in creating predictable income
✅ Tips to build up your TSP and convert savings into retirement paychecks
Federal benefits are powerful—but only if you know how to use them. Don’t leave your retirement to chance. Learn how to turn your federal career into a future of financial confidence.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 143, Val breaks down the key points of the updated retirement process for Federal Employees, including the OPM/Online retirement application process and various FEGLI options available during this process.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 142, Val dives deep into the complexities of inheriting retirement accounts, specifically comparing the Thrift Savings Plan (TSP) and Inherited IRAs when the beneficiary is not a spouse. If you've recently inherited a retirement account—or you're planning your estate—this episode is essential listening.
https://www.fedsmith.com/2025/07/23/tsp-inheritance-vs-inherited-ira-rules-for-non-spouse-beneficiaries/
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 141 of The Federal Retirement Show, Val dives into the Voluntary Early Retirement Authority—better known as VERA—and what it means for federal employees weighing their retirement options. You could be a seasoned civil servant considering early retirement or a mid-career federal employee planning for the future, but understanding the true impact of VERA is critical.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
On this episode of The Federal Retirement Show, Val Majewski tackles one of the most important parts of a federal employee’s career: service separation. Whether you’re preparing to retire, transfer to a new role, or step away from federal service entirely, this phase brings big questions and critical decisions.
📌 Key topics include:
🎙 Have a question for Val?
Your topic could be featured on a future episode! Reach out anytime — we’d love to hear from you.
Connect with Val:
📞 (512) 582-6050
📧 vmajewski@thinkabx.com
🌐 thinkabx.com
🌐 federalretirementshow.com
🔗 LinkedIn – American Benefits Exchange
🎧 Catch Up on Past Episodes:
https://federalretirementshow.com/podcasts/
📺 Subscribe on YouTube:
www.youtube.com/@americanbenefitsexchange
About American Benefits Exchange:
American Benefits Exchange provides tailored financial solutions for federal, postal, and state employees, as well as military personnel and small business owners. With decades of experience, ABX helps clients navigate critical issues like retirement planning, FEGLI Option B replacement, TSP rollovers, and pension maximization — all with a deep understanding of the civil service landscape.
See omnystudio.com/listener for privacy information.
On episode 139 Val explains the top 10 mistakes made by Federal Employees when planning for retirement.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
On episode 138 of The Federal Retirement Show, Val answers sought out questions asked frequently by federal employees including, submitting early retirement paperwork, buying back military time after 12 years, FEGLI Option B alternatives, and a lump sum option for retirement!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
On episode 137 of The Federal Retirement Show, Val takes a deeper look into the world of retirement tax planning—because keeping more of your money matters just as much as saving it. He discussed what will be taxed and whether your FERS contributions, TSP Roth, and Roth IRA will be eligible to be taxed once you retire.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 136 of The Federal Retirement Show, Val explains the newest budge legislation update affecting the retirement of federal employees. Val discusses the intricate details within the new legislation, eliminated provisions, and the next steps you should take to secure your retirement around the parameters of this new legislation.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 135 of The Federal Retirement Show, Val breaks down two essential pillars of retirement income for federal employees: Social Security and the FERS Supplement. Regardless of your situation - mid-career or approaching retirement - understanding how these benefits work—and how they fit together—is key to planning your financial future.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Are you a federal employee or retiree enrolled in FEHB and shocked by your Medicare Part B premium? You’re not alone—and you might be paying more than you should. In this episode, Val breaks down the key factors that determine your Medicare Part B premiums, including how your income, TSP withdrawals, and federal pension are used to calculate IRMAA (Income-Related Monthly Adjustment Amount).
https://www.fedsmith.com/2025/05/21/lower-your-medicare-part-b-premium-with-one-form/
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Turning 65? Nearing retirement? This episode breaks down some of the most common—and confusing—questions federal employees and retirees face as they approach this milestone.
In episode 133 of The Federal Retirement Show, Val covers - Age-Based Reductions to Social Security –Taxing Social Security, FEHB vs. Medicare, TSP Withdrawals – Learn how to avoid unnecessary taxes and steer clear of the 10% early withdrawal penalty, Required Minimum Distributions (RMDs) – What they are, when they start, and how to plan for them.
If you're a federal employee or retiree looking for clarity on retirement finances, this episode gives you the straight answers you need—without the jargon.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 131 of the Federal Retirement Show, Val goes into the latest budget legislation proposals that could significantly impact federal employees and retirees. From raising FERS contributions and eliminating the FERS supplement, to shifting to a “High-5” pension calculation and introducing at-will employment measures. Val also explores proposed filing fees for MSPB claims and efforts to protect FEHB benefits amid ongoing fiscal negotiations.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 132 of The Federal Retirement Show, Val explores supplemental income options like that can help bridge the gap between what you have and what you need. Most importantly, he answers a critical question: Why do so many people fail to secure the retirement they dream of? Spoiler: It’s not just about saving — it’s about planning.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 130 of the Federal Retirement Show, Val dives into a topic that often flies under the radar but can have a major impact on your federal retirement: Discontinued Service Time. Whether you're a seasoned federal worker or just starting your career in government service, understanding how prior federal service—especially service that was interrupted or ended—can affect your retirement benefits is crucial.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 129 of the Federal Retirement Show, Val explores the Thrift Savings Plan (TSP) and explains why market volatility is a risky game for retirees. While TSP is a powerful retirement tool for federal employees and members of the military, not all investment strategies are created equal—especially when you're no longer bringing in a paycheck.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Val dives into an often overlooked but important topic: the impact of death while actively employed as a federal worker. Val explains what happens to the benefits, salary, and retirement plans of a federal employee after their passing and discusses the policies and procedures that guide these situations, including survivor benefits, how life insurance works within federal employment, and the steps that families and loved ones must take in these difficult times.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Val dives into a crucial topic for federal employees — what happens to your Thrift Savings Plan (TSP) loan when you separate from service? Whether you're retiring, resigning, or transitioning to a new job, dealing with an outstanding TSP loan is an important step in your financial planning. We break down your options, the consequences of inaction, and the best strategies for managing your loan balance.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Val dives deep into the intricacies of special groups retirement benefits within the federal government. From law enforcement officers to air traffic controllers, certain federal employees enjoy unique retirement packages designed to account for the physically demanding nature and high-risk environments of their jobs. We break down the different special groups, the eligibility requirements, and how their retirement benefits differ from traditional federal employee retirement plans.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Val takes a deep dive into the crucial topic of debt elimination tailored specifically for government employees. He breaks down actionable strategies for paying off debt, and building a secure financial future in retirement.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Episode 124 of The Federal Retirement Show – Val dives into the ins and outs of federal employee retirement options, focusing on Deferred, Early, and Postponed retirement plans. Val breaks down:
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Episode 123 of The Federal Retirement Show – Val is diving into the Thrift Savings Plan (TSP) – the retirement savings plan designed specifically for federal employees and uniformed services members.
Val wants you to understand the core elements of the TSP, from contribution limits and investment options to the benefits of employer matching and the importance of diversifying your portfolio!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Episode 122 of The Federal Retirement Show – Val wants to simplify the Federal Employees Group Life Insurance (FEGLI) program—a key benefit for federal employees. Val covers what is FEGLI and give a clear breakdown of the FEGLI program and its purpose, as well as different coverage options, eligibility, and enrollment, and some key considerations.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 121 of The Federal Retirement Show, Val stresses the importance of going back to the fundamentals pertaining to your retirement. He breaks down key concepts like the FERS and CSRS systems, TSP, and the nuances of your pension, and you’ll learn how to navigate the often-complex world of federal benefits, along with tips on making the most of your retirement planning.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Survivor benefits are a critical part of any financial planning strategy, but what happens when traditional options aren't the right fit? In episode 120 of The Federal Retirement Show, Val explores alternative solutions, from life insurance policies to trusts, and discuss how each can be tailored to provide peace of mind for families. Whether you’re planning for the unexpected or just looking to strengthen your financial safety net, this episode will help you better understand the options that go beyond the basics.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
USPS Employees – Are you tired of working for the Federal Government? Are you interested in an early retirement? On episode 119 of The Federal Retirement Show, Val breaks down the buyout offer and how this recent development is a significant turning point for many long-time postal workers. Val takes you through the intricate details of the buyout program, its potential impact on the workforce, and what it means for the future of postal services across the nation.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Welcome to part two of a deep dive into federal employee retirement! In episode 118, Val addresses the most common misconceptions surrounding retirement benefits for federal workers. He also tackles the frequently asked questions and shed light on the complex details that can often be confusing or overlooked.
From understanding the intricacies of Bonus and Overtime Pay included in High-3, how to change your survivor benefits election at any point in retirement, when you should take Social Security, and more!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
As we enter the new year, federal employees are facing a range of significant changes that could impact their benefits. In episode 117 of The Federal Retirement Show, Val goes into significant detail about the key updates federal workers need to be aware of for 2025. From adjustments in retirement plans, healthcare options, and pay scales to shifts in remote work policies and new workplace regulations, Val breaks down the most important changes you need to know to navigate the year ahead.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 116 of The Federal Retirement Show, Val sifts through the critical topic of Required Minimum Distributions (RMDs) for Thrift Savings Plan (TSP) participants. He breaks down the question of when federal employees and retirees need to start taking RMDs from their TSP accounts. Whether you're approaching retirement or already there, this episode provides essential information to help you navigate the complexities of TSP withdrawals and stay compliant with IRS regulations12.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Are you prepared for the unexpected twists and turns of life? In this episode of The Federal Retirement Show, Val tackles the often-overlooked topic of Long-Term Care Insurance, the importance of proper estate planning and retirement savings strategies.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone (512) 582-6050
Email vmajewski@thinkabx.com
American Benefits Exchange: thinkabx.com
Federal Retirement Show: federalretirementshow.com/podcasts
LinkedIn: https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 114 of The Federal Retirement Show, Val tackles a question many federal employees face: Should I retire at 60 or wait until 62? Val gives a detailed breakdown of the key differences, including how your FERS pension, Social Security benefits, and healthcare options are impacted by retiring at each age.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
As we head into 2025, understanding the updated Thrift Savings Plan (TSP) contribution limits is essential for federal employees who want to maximize their retirement savings. In episode 113 of The Federal Retirement Show, Val explains in detail the newly announced limits for TSP contributions and discuss what these changes mean for your financial planning. Whether you’re considering catch-up contributions, weighing the benefits of Roth vs. Traditional TSP, or trying to make the most of your employer match, Val’s got you covered to help you make smart choices in the new year.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 112 of The Federal Retirement Show, Val describes the 2024 Federal Employees Health Benefits (FEHB) Open Enrollment season! Whether you're a federal employee or retiree, now is your opportunity to review, compare, and adjust your health insurance options for the year ahead. Val breaks down what’s new this season, important dates to keep in mind, and strategies to ensure you’re making the best choices for yourself and your family!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Many federal employees hear about the “High-3” without fully grasping what’s included and how it affects their future benefits. In episode 111 of The Federal Retirement Show, Val simplifies a crucial aspect of federal employee retirement planning: understanding your High-3 average salary and what counts toward it. Val breaks down the components of your High-3 average salary, clear up common misconceptions, and give you tips on maximizing this part of your retirement calculation.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
In episode 110 of The Federal Retirement Show, Val does a deep-dive into a critical issue many federal employees overlook: the looming "tax-bomb." Whether you're approaching retirement, receiving disability benefits, or navigating various federal benefits, understanding how taxes impact your earnings is essential to avoid unwanted surprises.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Can you wave your military pension or purchase back your military time? In episode 109 of The Federal Retirement Show, Val dives into a topic that often confuses those navigating the complex world of military benefits: If you're a retired service member or approaching retirement, this episode will clarify the options available to you when it comes to waiving your military retirement pay to claim more service time for other federal retirement systems like FERS or CSRS.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Val dives into the complex world of federal employee retirement benefits. He breaks down the most common misconceptions surrounding federal employee retirement and dispels myths by sharing essential information you need to know so you can plan for a successful retirement.
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone - (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange - thinkabx.com
Federal Retirement Show - federalretirementshow.com/podcasts
Linkedin - https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
With increasing life expectancy, federal retirees must plan for longer retirement periods, which brings about unique financial challenges. In episode 107 of The Federal Retirement Show, Val takes a deep dive into one of the most significant challenges facing federal employees in retirement—longevity risk. He also explores what longevity risk is and breaks down long-term care risk, withdrawl rate risk, taxation risk, and why it’s important to take all of this into account in your retirement planning.
Check out additional articles and factoids about Longevity Risk ---
https://www.forbes.com/sites/andrewbiggs/2024/08/12/half-of-retirees-will-run-out-of-money-thats-the-good-news/
https://www.investmentnews.com/retirement-planning/most-us-adults-fear-outliving-their-money-more-than-death/251992
https://www.kiplinger.com/retirement/social-security/how-long-savings-plus-social-security-will-last-in-every-state
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Estate planning is an essential part of ensuring your financial legacy is secure and your loved ones are cared for. In episode 106 of the Federal Retirement Show, Val is joined by Federal Benefits Counselor Tim McCleskey Jr. to discuss if you’re doing enough estate planning, naming the right people in your estate, the power of attorney, and much more!
Check out Tim’s information guide on estate planning! --- https://financeinsights.net/LwM4IpkeYTB7knrUzMLAnhgqw1V
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
Connect with Tim:Website --- https://fedupgroup.com/contact/
Email --- timjr@federalbenefitco.com
LinkedIn --- https://www.linkedin.com/in/timjr/
YouTube --- https://www.youtube.com/channel/UCicFemif7KjNbSnfBcBv5dg
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
If you’re a federal employee who is fast approaching retirement, the information and guidance you receive is crucial. But how do you know you’re being guided in the right direction? In episode 105 of the Federal Retirement Show, Val stresses the importance of receiving the right information from the right advisor in topics related to retirement and health insurance.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Navigating the world of federal employee benefits can be complicated, especially when it comes to deciding whether to elect Medicare Part B when you already have FEHB (Federal Employees Health Benefits) coverage. In episode 104 of the Federal Retirement Show, Val tackles one of the most frequently asked questions among federal retirees: Do you need Medicare Parts A + B?
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.
Listen to Previous Episodes:https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Whether you’re planning for retirement or considering how to best protect your loved ones, understanding insurable interest is key to making informed decisions.
In episode 103 of the Federal Retirement Show, Val dives into the critical concept of insurable interest and its role in survivor annuities. He breaks down what insurable interest means, why it matters in the context of survivor annuities, and how it affects your financial planning.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Listen to Previous Episodes: https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel: www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Val dives into two significant pieces of legislation that are poised to reshape the federal workforce: the Federal Employee Return to Work Act and the Federal Employee Locality Accountability in Retirement Act.
First, Val explores the Federal Employee Return to Work Act, which aims to address the evolving landscape of remote work within federal agencies, and then break down the Federal Employee Locality Accountability in Retirement Act. This legislation seeks to ensure that federal employees' retirement benefits are aligned with their actual work locations during their final years of service.
Whether you're just starting your federal career or nearing retirement, it's crucial to understand these new pieces of legislation that could affect you!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Listen to Previous Episodes: https://federalretirementshow.com/podcasts/
Subscribe to the show’s YouTube channel:www.youtube.com/@americanbenefitsexchange
Connect with Val:Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
See omnystudio.com/listener for privacy information.
Val wants clearer understanding of the life insurance landscape and be better equipped to make an informed decision about your coverage. In episode 101, Val dives deep into the world of life insurance for federal employees, specifically focusing on alternatives to the Federal Employees' Group Life Insurance (FEGLI) Option B. Whether you're just starting your federal career or nearing retirement, it's crucial to understand your options and make the best choice for your financial future.
Visit Federalretirementshow.com for previous episodes!
Visit the show’s YouTube channel --- www.youtube.com/@americanbenefitsexchange
Connect with Val:
Phone --- (512) 582-6050
Email --- vmajewski@thinkabx.com
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/
About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.
American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
See omnystudio.com/listener for privacy information.
On a very special 100th episode of The Federal Retirement Show, Val is joined by the President/CEO of American Benefits Exchange – Eric Hughes, and Federal Benefit Counselors Tim McCleskey Jr. and Brandi Person to talk a variety of topics pertaining to retirement information for Federal employees. The panel explains retirement date drawbacks, Option B with Fegli, and your overall risk-tolerance nearing retirement.
Visit Federalretirementshow.com for previous episodes!
Guests:Eric Hughes – President/CEO of American Benefits Exchange
eric@ambspecialists.com
Brandi Persons – Federal Benefits Counselor
theinsurancelady.ba@gmail.com
Tim McCleskey – Federal Benefits Counselor
timjr@federalbenefitco.com
Visit Federalretirementshow.com for a complimentary consultation and a FREE book.
You need a provider company that truly understands the needs of civil service employees. Visit Thinkabx.com to learn more!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Call our office: (833) 777-7ABX
#FederalEmployees #RetirementPlanning #TSP #FederalRetirement #FinancialPlanning
See omnystudio.com/listener for privacy information.
This week on episode 99 of the Federal Retirement Show, Val tackles the world of Thrift Savings Plans (TSPs) and address some of the most common misconceptions that often lead to confusion and missed opportunities.
Article --- https://www.fedsmith.com/2024/06/10/avoid-these-common-tsp-misconceptions-and-mistakes/#google_vignette
Visit Federalretirementshow.com for a complimentary consultation and a FREE book.
You need a provider company that truly understands the needs of civil service employees. Visit Thinkabx.com to learn more!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
This week on episode 98 of the Federal Retirement Show, Val talks about the critical decision facing many federal employees: whether to retire at their Minimum Retirement Age (MRA) or to continue working. He explores the factors that influence this choice, including financial stability, health, personal goals, and the intricate details of federal retirement benefits.
Visit Federalretirementshow.com for a complimentary consultation and a FREE book.
You need a provider company that truly understands the needs of civil service employees. Visit Thinkabx.com to learn more!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
This week on episode 97 of the Federal Retirement Show, Val focuses on the unique financial concerns faced by federal employees. From understanding complex retirement plans to ensuring long-term financial stability, this episode is packed with valuable insights and practical advice.
Visit Federalretirementshow.com for previous episodes!
You need a provider company that truly understands the needs of civil service employees. Visit Thinkabx.com to learn more!
Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
This week on episode 96 of the Federal Retirement Show, Val dives into the crucial concept of High-3, a cornerstone of the federal retirement system. Whether you're a seasoned federal employee nearing retirement or a new hire planning ahead, understanding how your High-3 average salary is calculated can make a significant difference in your retirement benefits.
Visit the Federal Retirement Show website for more information and to request a free copy of Val's book on federal benefits.
Current or former federal employees are entitled to a complimentary consultation now! Book yours today at FederalRetirementShow.com
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
This week on the Federal Retirement Show, Val discusses his recent presentations and thanks federal employees for their loyalty and support!
Visit the Federal Retirement Show website for more information and to request a free copy of Val's book on federal benefits.
Current or former federal employees are entitled to a complimentary consultation now! Book yours today at FederalRetirementShow.com
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val helps make sense of the complex series of TSP distribution options. Val shares valuable insights about TSP withdrawals as he helps federal employees maximize their retirement savings.
Visit the Federal Retirement Show website for more information and to request a free copy of Val's book on federal benefits.
Current or former federal employees are entitled to a complimentary consultation now! Book yours today at FederalRetirementShow.com
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val highlights the top mistakes federal employees make when preparing for retirement.
Visit Federal Retirement Show for more information and to request a complimentary copy of Val's book on federal benefits.
Current or former federal employees are entitled to a complimentary consultation now!
Book yours today at FederalRetirementShow.com
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
On this episode, Val discusses the benefits of federal employees buying back time for retirement purposes. He explains that military time and previous federal service time can be purchased to enhance pension calculations and allow for earlier retirement eligibility. He also highlights the cost-saving advantage of buying back time early to avoid accumulating interest. Finally, Val outlines the process for purchasing military time and re-depositing federal service time, urging employees to seek personalized advice to maximize their own retirement benefits.
Visit Federal Retirement Show for more information and to request a complimentary copy of Val's book on federal benefits.
Current or former federal employees are entitled to a complimentary consultation now!
Book yours today at FederalRetirementShow.com
Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val puts into focus the three biggest risks you need to be aware of during retirement: market risk, longevity risk and tax risk. He unpacks the complexities of each and explores strategies to mitigate their long-term impact on your retirement as a former federal employee.
Visit Federal Retirement Show for more information and a complimentary copy of Val's book on federal benefits.
Current or former federal employees are entitled to a complimentary consultation now!
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val discusses the future of taxes and the implications for federal employees. With tax codes set to change in 2026, Val explores the strategy of Roth conversions before the Tax Cuts and Jobs Act sunsets at the end of 2025.
Visit Federal Retirement Show for more information and a complimentary copy of Val's book on federal benefits.
Current or former federal employees are entitled to a complimentary consultation now!
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val is joined by Federal Benefit Counselor, Tim McCleskey Jr. Together, they discuss the importance of receiving a retirement analysis to help you avoid financial pitfalls in retirement. Plus, they share strategies to help you create tax-free income for your future, and tips you will want to hear about your TSP.
Current or former federal employees are entitled to a complimentary consultation now!
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val offers guidance to help you make sure all your financial bases are covered as a federal employee.
Current or former federal employees are entitled to a complimentary consultation now!
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val explores the process of a federal employee’s retirement and gives tips about social security and navigating the transition to retirement with confidence.
Current or former federal employees are entitled to a complimentary consultation now.
Book yours at FederalRetirementShow.com
-or- Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val is joined by Roy Snarr – Owner and Founder of Roy Snarr Solutions. Val and Roy discuss the importance of Long-Term Care Insurance and why creating a Long-Term Care plan is not something to overlook.
Current or former federal employees are entitled to a complimentary consultation now.
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val helps federal employees feel more prepared for retirement, and explains why using certain retirement resources are critical to one’s retirement infrastructure.
Current or former federal employees are entitled to a complimentary consultation now.
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val is joined by guest Jeff Holland – a Benefits Advisor who works with Federal Employees across the country. Val and Jeff discuss the keys to federal employees having a successful retirement and how to utilize a survivor benefit option.
Current or former federal employees are entitled to a complimentary consultation now.
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
On this episode of The Federal Retirement Show, Val shares his thoughts on the truths and fallacies of fixed-indexed annuities, as well as multi-year guaranteed annuities, to help you make the best financial decision about your federal benefits.
Current or former federal employees are entitled to a complimentary consultation now. Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
The Department of Veterans Affairs is announcing that all Veterans who were exposed to toxins and other hazards while serving in the military will be eligible to enroll directly in VA health care on March 5, 2024.
This means that Veterans who were exposed to burn pits, Agent Orange, herbicides, chemicals, nuclear weapons, or other toxins while serving in the military – at home or abroad – will be able to enroll directly in VA health care without first applying for VA benefits.
Retirement.Radio’s Matt McClure speaks with Dr. Shereef Elnahal, Undersecretary for Health at the VA, to find out more about how these veterans can get the help they need.
For More Information and to Contact with Questions: FederalRetirementShow.com
See omnystudio.com/listener for privacy information.
Val explores the notion that it's truly never too late to begin preparing for retirement, regardless of your age or current financial situation! He also debunks common myths surrounding retirement.
Current or former federal employees are entitled to a complimentary consultation now.
Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Medicare can be incredibly confusing, but the good news is that there are people available to help. State Health Insurance Assistance Programs (SHIPs) provide unbiased, free help for those who want to better understand their options. Retirement.Radio’s Matt McClure speaks with Rebecca Kinney of the Administration for Community Living to find out what SHIPs are and how they work.
For More Information: FederalRetirementShow.com
See omnystudio.com/listener for privacy information.
In this episode, Val explains how a federal employee’s retirement benefits can also work in the favor of one’s spouse and children. Plus, Val explains what you need to know about FEGLI and your health insurance upon retirement.
Current or former federal employees are entitled to a free consultation. Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val answers some critical questions that many federal employees have about retirement while mapping-out strategies to help them make the most of their available benefits.
Current or former federal employees are entitled to a free consultation now. Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
On Episode 79 of The Federal Retirement Show, Val discusses whether or not Social Security is running out of money and how the future of social security affects the baby boomer generation and federal employees.
Got questions about your retirement benefits?
Current or former federal employees are entitled to a free consultation now. Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val goes in-depth on how you can use your TSP as the foundation for a successful retirement plan.
We are your resource for any retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation that we can provide free of charge.
Learn more at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val takes a deep dive into the complex world of federal retirement systems, shedding light on the differences between CSRS (Civil Service Retirement System), CSRS Offset and FERS (Federal Employees Retirement System).
We are your resource for any retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
On this episode, Val explains the definition of FSPS, and shares step-by-step guidance for using the FERS Pension Calculator!
We are your resource for any retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
On this episode, Val discusses the intriguing world of reemployed annuitants – seasoned professionals who have retired from their original careers only to now return to the workforce. We discuss the advantages and disadvantages for both retirees and employers, providing commentary on how this could affect retirement futures.
We are your resource for any retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
Call Our Office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this final episode of 2023, Val explains how he and the team at American Benefits Exchange can help you get the assistance you deserve when it comes to your federal benefits. Start the new year on the right foot – contact us today for a complimentary consultation and take the next step towards a successful retirement.
We are your resource for any retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
When planning for retirement, often some important elements can slip through the cracks. Things like FEGLI or FEHB options, or even – how to read your paystubs properly! In this episode of the Federal Retirement Show, Val shares key details about financial matters you may be overlooking, and what you can do as a federal employee to ensure a safe and healthy retirement.
We are your resource for retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation. Book yours today at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val explains guaranteed lifetime income options, and how to choose a solution that’s right for you. A federal employee’s career moves at an accelerated pace, so it’s important to plan for retirement sooner rather than later.
We are your resource for retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
See omnystudio.com/listener for privacy information.
Val breaks down the changes, enhancements and key features that will shape the TSP landscape for the upcoming year. He then shares practical tips and strategies to make the most of your TSP and secure a fulfilling retirement for your family.
We are your resource for retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val is joined by Lyndon Clark – Field Training Designer for National Life Group. Val and Lyndon break down the meaning behind IRMAA and highlight what to look out for when it comes to Medicare Part B.
We are your free resource for retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val guides listeners into the world of financial wellness and provides actionable insights to help people break free from the shackles of debt. We stress the importance of budgeting, and what it means to have a healthy relationship with money. Val also explains how you can tackle debt head-on with the right mindset.
We are your free resource for retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now.
Book yours today at FederalRetirementShow.com
or Call our office: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val explains multiple ways that federal employees can create more secured income streams in retirement.
We are your free resource for retirement and benefit questions! Current or former federal employees are entitled to a complimentary consultation now. Book yours today at FederalRetirementShow.com
See omnystudio.com/listener for privacy information.
In this episode of The Federal Retirement Show, Val presents frequently asked questions part six, and provides answers to some of the most asked questions regarding retirement for federal employees.
For More Information: FederalRetirementShow.com
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Val outlines the journey of a government employee as they near retirement, and explains how his expertise can assist you on your road to retirement as a government employee.
Current or former federal employees are entitled to a free consultation now. Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val discusses the potential impact on federal employees if the government were to shut down. He explores topics like furloughs, pay disruptions, health insurance coverage, retirement benefits, and how the Furloughs and Fair Treatment Act of 2019 could benefit government employees in this situation.
Got questions about your retirement benefits?
Current or former federal employees are entitled to a free consultation now. Book yours at FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
Val goes in-depth with stories about government employees who have been asking specific questions regarding their retirement. Val explains a scenario regarding a client who is wondering if he can purchase back military time, and answers a Medicare question from the spouse of a federal employee.
Questions for us? FederalRetirementShow.com
Call our office today: (833) 777-7ABX
See omnystudio.com/listener for privacy information.
In this episode, Val is joined by the President and CEO of American Benefits Specialists – Eric Hughes. Val and Eric discuss the top two things Federal Employees need when it comes to retirement, plus two things employees can do better with their TSP accounts.
Got questions about your retirement benefits?
Current or former federal employees are entitled to a free consultation. Book yours now at FederalRetirementShow.com
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In this episode, Val explores various facets of Federal Employee Disability Retirement, offering invaluable insights including eligibility criteria, the application process and financial considerations for the future.
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On this episode of The Federal Retirement Show, Val explains in detail how to have all of your financial bases covered as a federal employee from comprehensive planning and building assets to eliminating debt.
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Val answers a variety of questions on topics from social security to interim pay. We also discuss why you should attend a retirement seminar, and schedule your complimentary consultation with us today.
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On this week’s episode, Val delves into the exciting yet challenging phase of retirement planning, focusing on the Thrift Savings Plan (TSP) and the various options available as you approach your golden years. Val covers how to make the most of your TSP and navigate the retirement phase correctly while shedding light on the key considerations when choosing between staying with the TSP during retirement or rolling it over into an IRA.
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Current or former federal employees are entitled to a free consultation now. Book yours at FederalRetirementShow.com
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On this week’s episode, Val explains the minimum retirement age and how to properly use the FERS pension calculator to know where you stand and maximize your future retirement.
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In episode 55 of The Federal Retirement Show, Val wants to help you prepare for the tax rules you face from Uncle Sam in retirement. Val explores some of the crucial aspects that retirees need to understand and plan for is the impact of taxes on their income and investments while diving into the complex world of taxes. This episode seeks to make you fully comprehend the ever-changing tax laws and regulations to ensure that you make well-informed decisions regarding your retirement finances.
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Current or former federal employees are entitled to a free consultation now. Book yours at FederalRetirementShow.com
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On this episode of The Federal Retirement Show, Val preaches the importance of getting regular maintenance done on your benefits and reviewing your retirement situation. He also explains how to avoid running into common problems during your golden years.
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Current or former federal employees are entitled to a free retirement consultation. Book yours today at FederalRetirementShow.com
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Val shares a story from a recent visit to a government convention, and stresses the importance of federal employees educating themselves about all of their options in retirement.
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Val explains how the five-year rule applies to your retirement, specifically in the areas of FEHB and FEGLI. Listen to this episode to learn about eligibility requirements for FEHB, FEGLI and other important programs.
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Val goes into detail about why he hosts The Federal Retirement Show on a weekly basis, and shares his passion for helping federal employees retire successfully.
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Val answers some frequently asked questions he comes across when working with Federal Employees. He goes into detail about the right tax brackets in retirement, how to complete your retirement paperwork and details a list of the best states to retire.
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In episode 49 of The Federal Retirement Show, Val explores the different long-term care scenarios that individuals and families may face, and the steps they can take to prepare for them. Whether you're facing a long-term care situation now or simply want to prepare for the future, this episode offers practical advice and insights to help you navigate the complex and often overwhelming world of long-term care.
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In this episode of The Federal Retirement Show, Val discusses Federal Employee Group Life Insurance (FEGLI) and the different options available to federal employees for their life insurance coverage. Val explains Options B and C as well as some alternatives.
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On this week’s show, Val goes in-depth on avoiding financial landmines when planning for your retirement as a FERS employee. He explains how lack of planning, procrastinating with your approach and following the masses could lead you to financial trouble when planning for your future.
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On this week’s show, Val goes through a detailed retirement checklist, and explains how you can be sure you are on track at ten, five and two years out from retirement as a federal employee.
Current or former federal employees can schedule a free consultation now: FederalRetirementShow.com
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In this episode of The Federal Retirement Show, Val explains how you can still work part-time and receive your pension during retirement. He breaks down benefit eligibility for FERS employees who want to work part-time in future. Plus, we share how to use the FERS part-time pension calculator.
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In this episode, Val dives into topics regarding supplemental retirement income for FERS employees. Schedule a comprehensive consultation with Val today so he can help you create a bulletproof financial plan for your retirement.
Got questions about retirement as a Federal Employee?
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Val provides valuable information about the Federal Employees Retirement System (FERS) and its special groups. In this show, you will learn about important topics such as the eligibility requirements for benefits, how to calculate retirement annuities, and strategies for maximizing your retirement savings.
Do you have questions about retiring as a Federal Employee?
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In this episode, Val explains what a survivor benefits plan can do for your spouse and family. He also discusses how you can maximize your pension and income plan as a current or former federal employee.
Do you have questions about retiring as a Federal Employee?
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In this episode, you will learn how to maximize your Social Security benefits. Val explains eligibility ages, the income reduction test and how timing could affect your social security payout.
Do you know the best time to take Social Security for your specific situation?
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On this 40th episode of The Federal Retirement Show, Val answers frequently asked questions regarding your retirement as a federal employee. How much income do you need for retirement? What is a phased retirement? Those questions and more are answered in this episode.
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On this episode of The Federal Retirement Show, Val breaks down the changes and new legislation inside Secure Act 2.0 while explaining what you need to know about RMDs and Catch-Up Contributions.
Are you ready to find out when you can retire?
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On this episode of The Federal Retirement Show, Val explains how you can maximize your retirement benefits by redirecting inefficient dollars. Topics covered include Fegli Option B, risk mitigation, debt management and using survivor benefits options.
Got questions about your benefits as a current or former federal employee?
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In this episode, Val shares updates regarding contributions to TSP and ROTH IRA retirement accounts. Contact us today and get started on the retirement plan you want and deserve!
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Val explains how to determine your high-3, and shares tips about how you can plan better by making the proper calculations with regards to base salary, locality rate and shift rates.
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In this episode, Val helps listeners determine how much life insurance they need, and explains why there is not a one-size-fits-all solution. He describes the necessary factors to consider, financial responsibilities and obligations.
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In this week’s episode of the Federal Retirement Show, Val answers more of the frequently asked questions he hears at seminars and through emails.
Questions about your benefits as a current or former federal employee?
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Call our office: (833) 777-7ABX
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Val discusses a wide variety of retirement income sources and suggests implementing a specific three-part plan.
Do you have a plan in place to maximize your income during retirement?
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On this week’s show, you will learn the basics of how the military buyback program works, its process and steps you should be taking to improve your retirement. If you have questions about your specific case and situation, please contact us for a complimentary consultation. Thank you for your service!
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Val announces the release of his new book for federal employees – There’s No Excuse. You can secure a copy of his book by filling-out the consultation form at FederalRetirementShow.com or by purchasing on Amazon today.
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Val goes through the retirement process step-by-step for federal employees and shares an in-depth look at the CSRS and FERS retirement applications. We also share some important tips about retirement start dates and income strategies for after you stop working.
Got questions? Please reach out to us today!
Request a free consultation now: FederalRetirementShow.com
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Val is back with an all-new episode of The Federal Retirement Show. He discusses the path to eliminating your debt and offers strategies for generating tax-free income for retirement.
Got questions? Reach out to us today!
Request a free consultation now: FederalRetirementShow.com
Call our office: (833) 777-7ABX
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In this episode, Val explains some common misconceptions about federal human resources departments and talks about how American Benefits Exchange can provide comprehensive financial planning for you and your family.
Your workplace HR department is NOT the best resource for retirement and financial planning. If you have questions about your federal benefits, reach out to us today!
Request a complimentary benefits consultation now: FederalRetirementShow.com
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In this episode, Val shares his experiences interacting with HR professionals inside the federal government. Your human resource department is NOT your best resource for retirement and financial planning.
If you have questions about your federal benefits, reach out to us today!
Request a complimentary benefits consultation now: FederalRetirementShow.com
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In this episode, Val breaks down the different L Funds available within your TSP. How much risk are you willing to take with your retirement savings?
If you have questions about your federal benefits, reach out to us today!
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In this episode, Val breaks down the basic elements of Medicare and Federal Employee Health Benefits (FEHB). Contact us today to have your questions answered during a free financial consultation.
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There are many things to consider as current and former Federal Employees prepare to retire. On this episode, Val talks with federal benefits expert Brandi Person about how people can better prepare themselves for a successful retirement.
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Every individual and family has a different tolerance for risk. In this episode, Val explains the options you may have for protecting and growing your hard-earned money.
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In this episode, Val points out some problematic financial landmines you will want to avoid, so that you can get to and through retirement successfully.
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In this episode, Val Majewski and Tim McCleskey have an in-depth conversation about how federal employees can retire successfully, and discuss what they learned at recent federal conferences.
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In this episode, Val answers some of the most frequently asked questions that we hear from federal employees who want to improve their financial situations and prepare for a successful retirement.
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In this episode, Val dives deeper into Federal Employee Group Life Insurance. Specifically, what is Option B and how does it work? Visit our website to learn more and get in touch with us!
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In this episode, Val explains how disability benefits work for federal employees. Visit our website to learn more and get in touch with us!
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In this episode, Val explains what a TSP Rollover is, and how it can be used to assume more control of your assets. Consider implementing a Fixed Indexed Annuity into your retirement plan to provide you and your loved ones with an income for life.
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In this episode, Val highlights some irreversible mistakes you will want to avoid making when it comes to your federal benefits and retirement.
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In this episode, Val explains the difference between deferred and postponed retirement for FERS Employees. You will learn how to calculate your pension amount and how to make an informed decision about when to stop working.
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In this episode, Val discusses how retirement works for all you CSRS employees out there. Topics covered include CSRS eligibility and how to calculate your pension amount.
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In this episode, Val discusses how you can enjoy tax-free growth and distributions by implementing a Roth IRA. Listen-in to learn how conversions work, Roth rules, requirements and more!
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In this episode, Val discusses how retirement works for all you FERS employees out there. Topics covered include FERS eligibility and how to calculate your pension amount.
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In this episode, Val discusses how you can convert some or all of your TSP funds into an income for life using a product called a fixed indexed annuity.
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In this episode, Val Majewski discusses the FERS Supplement, who is eligible and how it can help some federal employees bridge the gap between retirement and Social Security eligibility.
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In this episode, Val Majewski educates federal employees on what they need to know regarding taxes during retirement. Do you know the two types of TAX-FREE investments? Listen to this episode to find out!
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In this episode, Val Majewski is joined by Justin Pierce to discuss how and why different pre-retirees have varying risk tolerances. The guys also talk about some income options that provide upside growth with downside protection.
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Reach-out to Justin: FederalEmployeeAdvocates.com
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In this episode, Val Majewski is joined by Timothy McCleskey to discuss how and why federal employees should seek to understand more about their retirement benefits.
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Reach-out to Tim: FedUpGroup.com
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Retirement planning involves much more than building-up one big nest egg, and proper planning is essential. In this episode, Val Majewski breaks down the different income sources that federal employees will utilize during retirement.
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In this episode, Val Majewski explains what you may not know about your Survivor Benefits Plan (SBP) and points out some common missteps you will want to avoid.
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In this episode, Val Majewski discusses TSPs (Thrift Savings Plans) and touches on some common mistakes you will want to avoid when saving for retirement.
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In this episode, Val Majewski walks you through FEGLI (Federal Employee Group Life Insurance) and highlights some key mistakes you will want to avoid when selecting your coverages.
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Welcome back to the Federal Retirement Show! In this episode, Val Majewski details the top ten mistakes that federal employees make when it comes to retirement and planning for financial freedom.
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Welcome to the Federal Retirement Show! In this debut episode, Val Majewski explains how he and the team at American Benefits Exchange helps federal employees plan for retirement and find financial freedom.
Learn more: thinkabx.com/find-an-agent-or-get-a-quote
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